#TRM Advantage

[anon-radfem-posts]

Particularly since the way TIMs look is beside the point. The point is that they're male, with the same physical advantages(if they went through male puberty) and the same pattern of violence. Beautiful or hideous, that doesn't change, and that's what's important. And it no longer matters how well they pass. The TRM has bullied everyone on the left into the TWAW rant, so we can't even argue that someone is clearly not trans identified and is simply trying to creep on women(I mean even straight/bisexual TIMs are truthfully trying to do that but that DEFINITELY doesn't matter to TRAs). Appearance is now entirely irrelevant when it comes to protecting women and children. In fact, I would argue that fixating on the appearances of TIMs makes it more likely that a vulnerable child will decide that he has to go on hormones ASAP so he doesn't struggle to pass. Don't give in to the impulse to be petty and cruel. I know it's hard, given how they treat us, but if we really care about our causes, we can't attack them over their appearance, we just can't.

post

[mediasaurs]

TRM Round 1: Fossil Specimen (Sue FMNH PR 2081) vs. Jimmy Neutron “Sorry, Wrong Era” T. rex

Fossil Specimen (Sue FMNH PR 2081) – Arguably the most famous of all T. rex specimens. Discovered in 1990 through impressive luck and observation by the fossil’s namesake, Sue Hendrickson, Sue is also one of the best T. rex fossils, being 90% complete by bulk. Following a lengthy dispute over ownership, Sue was put up for auction, inciting fears that the fossil would end up in a private collection. With the help of various donors, Sue was purchased by the Field Museum in Chicago, and has been a fixture there ever since. Sue’s bones show signs of various injuries, including a parasitic infection in the skull. In 2018, Sue was moved to a new room at the Field Museum, featuring an updated assembly and an informational exhibit featuring the world in which Sue lived.

Jimmy Neutron “Sorry, Wrong Era” T. rex – This is actually the second T. rex to appear in The Adventures of Jimmy Neutron, with the first appearing in one of the shorts that debuted before the series properly started. In “Sorry, Wrong Era,” Jimmy and his friends are accidentally sent back to the Cretaceous after a mishap with Jimmy’s latest invention. Naturally, the T. rex they encounter simply wants to attack them, but they’re later able to use this to their advantage. By tricking the T. rex into charging, they are able to use its massive head to crack a giant diamond (how?) and fix Jimmy’s invention, allowing them to return to the present.

[colombianvisas]

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[dhirajshinde]

Enrolling in a SAP TRM training institute in Mumbai is an excellent investment in your future. With the right training, you’ll gain the knowledge and skills needed to excel in the field of treasury and risk management. By choosing a course with a comprehensive SAP TRM course syllabus and 100% placement support, you can be confident that your education will lead to a rewarding career. The demand for SAP TRM professionals is growing, and by enrolling in the best SAP TRM training institute in Mumbai, you’ll be well-positioned to take advantage of these opportunities. Whether you’re looking to work as a consultant, analyst, or financial controller, the skills and experience gained from a SAP TRM course in Mumbai will provide you with a strong foundation for success. So, take the first step towards a fulfilling career by enrolling in a top SAP TRM training institute in Mumbai

[best-online-career-boc]

What are the Distinctions between SAP FICO and SAP TRM?

Overview of SAP FICO:

SAP FICO, comprising Financial Accounting (FI) and Controlling (CO), is a foundational module within the SAP ERP system. FI handles financial transactions, encompassing accounts payable, accounts receivable, general ledger, and asset accounting. CO focuses on internal reporting and cost management, including cost centres, internal orders, profitability analysis, and product costing. SAP FICO plays a critical role in providing a holistic view of an organization's financial health and facilitating strategic decision-making.

Overview of SAP TRM:

On the other hand, SAP Treasury and Risk Management (TRM) is a specialized module designed to address treasury functions and risk management within an organization. It encompasses various financial instruments, cash and liquidity management, market risk analysis, and hedge management. SAP TRM is crucial for organizations looking to optimize their treasury processes, manage financial risks effectively, and ensure compliance with regulatory requirements.

Benefits of SAP FICO:

SAP FICO offers several benefits to organizations:

Comprehensive Financial Management: SAP FICO provides an end-to-end solution for financial management, ensuring accurate and transparent accounting processes.

Strategic Decision Support: With robust reporting capabilities, SAP FICO aids in strategic decision-making by offering real-time insights into financial data.

Cost Control and Analysis: The CO component enables organizations to control costs efficiently, analyze profitability, and allocate resources judiciously.

Integration Across Modules: SAP FICO seamlessly integrates with other SAP modules, fostering consistency and accuracy in data flow throughout the organization.

Regulatory Compliance: The module helps organizations adhere to regulatory requirements by providing tools for financial reporting and compliance management.

Benefits of SAP TRM:

SAP TRM delivers unique advantages to organizations involved in treasury and risk management:

Optimized Cash and Liquidity Management: SAP TRM streamlines cash and liquidity management, providing a centralized view of cash positions and optimizing fund utilization.

Effective Risk Mitigation: Through advanced risk analysis tools, SAP TRM assists organizations in identifying, assessing, and mitigating various financial risks, including market risk and credit risk.

Efficient Hedge Management: The module supports effective hedge management strategies, enabling organizations to protect against currency fluctuations and interest rate risks.

Comprehensive Financial Instrument Management: SAP TRM provides a robust framework for managing various financial instruments, ensuring accuracy and compliance in financial transactions.

Integration with SAP ERP: SAP TRM seamlessly integrates with other SAP modules, facilitating a unified approach to financial management and risk mitigation.

Key Differences between SAP FICO and SAP TRM:

Focus on Functionality:

SAP FICO: Primarily focuses on core financial accounting and internal control functions.

SAP TRM: Specialized in treasury and risk management, with a focus on financial instruments and risk mitigation.

Scope of Processes:

SAP FICO: Encompasses general ledger accounting, accounts payable, accounts receivable, and cost management.

SAP TRM: Covers treasury functions, including cash and liquidity management, financial risk analysis, and hedge management.

Nature of Data Handled:

SAP FICO: Deals with financial data, transactional records, and internal control measures.

SAP TRM: Manages data related to financial instruments, market risk, credit risk, and treasury operations.

Strategic vs. Operational:

SAP FICO: Focuses on both operational financial processes and strategic decision support.

SAP TRM: Primarily geared towards strategic financial planning, risk mitigation, and treasury optimization.

Regulatory Compliance:

SAP FICO: Assists in regulatory compliance through accurate financial reporting.

SAP TRM: Addresses compliance in the context of financial risks, providing tools for risk management and adherence to regulations.

User Roles and Objectives:

SAP FICO: Involves users responsible for financial accounting, reporting, and cost control.

SAP TRM: Targets users responsible for treasury operations, risk analysis, and financial instrument management.

While SAP FICO and SAP TRM are integral components of the SAP ERP system, they cater to distinct organizational functions. SAP FICO is the backbone of financial processes, providing comprehensive insights into an organization's financial health, while SAP TRM specializes in optimizing treasury operations and mitigating financial risks. Organizations often choose to implement both modules to create a robust financial management framework that addresses diverse operational and strategic needs.

 For individuals seeking to enhance their skills, consider enrolling in SAP FICO courses for comprehensive financial management or SAP TRM online trainingfor specialized expertise in treasury and risk management within the SAP ecosystem. These courses can provide valuable insights and hands-on experience to navigate the complexities of each module effectively.

 

Frequently Asked Questions about SAP FICO:

What is SAP FICO, and what does it encompass?

SAP FICO stands for Financial Accounting and Controlling. It encompasses financial accounting processes (FI) such as accounts payable, accounts receivable, and asset accounting, as well as controlling processes (CO) like cost centres, internal orders, profitability analysis, and product costing.

How does SAP FICO contribute to strategic decision-making?

SAP FICO provides real-time insights into an organization's financial data, supporting strategic decision-making by offering comprehensive and accurate information related to costs, profits, and financial performance.

What is the integration capability of SAP FICO with other SAP modules?

SAP FICO is highly integrated with various SAP modules, such as Sales and Distribution (SD), Materials Management (MM), and Production Planning (PP), ensuring a seamless flow of financial information across the organization.

How does SAP FICO help in regulatory compliance?

SAP FICO assists organizations in achieving regulatory compliance by providing tools for accurate financial reporting, adherence to accounting standards, and monitoring internal controls.

Are there specific certifications for SAP FICO, and how can one prepare for them?

Yes, SAP offers certifications for FICO professionals. To prepare, individuals can take SAP FICO courses that include certification preparation materials, practice exams, and hands-on exercises.

Frequently Asked Questions about SAP TRM:

What is SAP TRM, and what functionalities does it cover?

SAP TRM, or Treasury and Risk Management, is a module that focuses on treasury functions and risk management. It covers areas such as cash and liquidity management, financial risk analysis, hedge management, and financial instrument management.

How does SAP TRM optimize cash and liquidity management?

SAP TRM optimizes cash and liquidity management by providing a centralized view of cash positions, facilitating efficient fund utilization, and supporting cash flow forecasting.

What types of risks does SAP TRM address, and how does it mitigate them?

SAP TRM addresses various financial risks, including market risk and credit risk. It mitigates these risks through advanced risk analysis tools, hedge management strategies, and compliance with risk management practices.

Is SAP TRM integrated with other SAP modules, and how does it enhance financial management?

Yes, SAP TRM is integrated with other SAP modules, ensuring a unified approach to financial management. It enhances financial management by providing tools for effective treasury operations, risk mitigation, and compliance.

Are there specific certifications for SAP TRM, and how can one prepare for them?

SAP offers certifications for TRM professionals. Individuals can prepare for these certifications by enrolling in SAP TRM online training courses that cover the relevant topics, provide hands-on experience, and include certification preparation materials.

Conclusion:

In conclusion, SAP FICO and SAP TRM are essential modules within the SAP ecosystem, each catering to distinct organizational functions. As individuals explore training and career opportunities in these areas, understanding these frequently asked questions can provide valuable insights into the functionalities, benefits, and certifications associated with SAP FICO and SAP TRM.

[allentics01]

                                               Benefits of SAP TRM

Organizations managing their financial operations and risk mitigation can benefit greatly from SAP Treasury and Risk Management (SAP TRM). Some key advantages include:

1. Integrated Solution: The platform for managing treasury procedures offered by SAP TRM is integrated, guaranteeing smooth communication between different financial modules.

2. Risk Mitigation: Assisting firms in making well-informed decisions to reduce possible losses involves effectively identifying, monitoring, and managing financial risks such as market, credit, and liquidity hazards.

3. Cash Flow Optimization: By simplifying cash management procedures, businesses can increase liquidity, lower financing costs, and maximize cash flow.

4. Compliance and Reporting: Transparency and adherence to financial regulations are ensured by offering thorough reporting and audit trails, which facilitate compliance with regulatory standards.

5. Effective Management of Debt and Investments: Optimize debt and investment portfolios to help businesses make strategic financial decisions that support their overarching goals.

6. Real-time Visibility: Make decisions quicker and intelligently by having real-time visibility into financial situations, exposures, and performance.

7. Efficiency and Automation: Automate repetitive treasury processes to reduce human error and boost overall financial operations efficiency.

8. Hedging Techniques: Use sensible hedging techniques to lessen the effect of market volatility on financial results.

9. Centralized Treasury Operations: To ensure consistency in financial management procedures throughout the company, centralize treasury operations to enhance control and coordination.

10. Enhanced Cooperation: By offering a single platform for financial data and insights, the treasury can work more effectively with other departments.

To conclude, SAP TRM provides a broad spectrum of capabilities to enhance treasury operations, control financial risks, and facilitate strategic decision-making, all of which contribute to an organization's overall financial stability and well-being.

Learn SAP's Treasury and Risk Management (SAP TRM) module through comprehensive training. With the help of our SAP TRM module training online, you will gain an in-depth knowledge of the module's functionality and the skills necessary to navigate the complexity of treasury operations successfully.

Our SAP treasury module training is designed to fulfil the demands of all types of learners, including finance professionals, business analysts, and IT specialists who want to improve their SAP skills. Through realistic scenarios and practical examples, you will gain hands-on knowledge that will enable you to implement effective treasury strategies inside your firm. If you would want to view our SAP training video again, you can do so. All of the study materials and videos are available to you.

Gain the skills and knowledge necessary to simplify treasury operations and make a substantial financial impact on your company. Enroll today to develop your SAP TRM skills to new heights!

[onlinecareer01]

SAP TRM Online Training

If you are seeking for SAP TRM online training, you should begin by researching the top online career platforms. We are SAP TRM (Treasury and Risk Management) course providers. Enrol in the program and start studying. Spend time and effort learning the concepts and skills.

The course covers key topics such as exposure management, credit risk analyser’s, hedge management, and more.  Our trainers are industry-experts and subject specialists who have mastered on running applications providing Best SAP TRM online training to the students.

SAP Treasury & Risk Management is a key SAP module that provides a comprehensive solution for managing financial data, minimizing risks, and maintaining a healthy working capital, assuring a strong bottom line for the organization.  It delves deeply into working capital management and its relationship with other SAP modules.

Why SAP TRM Course?

Salary Fact: The average salary is approximately $90,200 – $110,000 per annum.

Job Opportunity: SAP Treasury & Risk Management generates around 30000 jobs annually.

Our Featured SAP TRM Online Training

Free Demo session

Study material

Interview Preparation

Video recording

100% Placement Assistance

Benefits of SAP TRM Course

For those interested in a career in treasury management, financial analysis, or working with SAP systems, taking a course in SAP TRM (Treasury and Risk Management) can be beneficial in a number of ways. Here are a few advantages of finishing a SAP TRM course.

1.            Skill Development:

2.            Career Advancement:

3.            Specialized Knowledge:

4.            Financial Risk Management

5.            Improved Efficiency:

6.            Networking Opportunities:

7.            Global Recognition

8.            Consulting Opportunities

9.            Data Analysis:

10.         Compliance Expertise:

It's important to choose an SAP TRM course that aligns with your career goals and the specific skills you want to develop.

Start your career with SAP TRM online training don’t wait contact us today!

[trmadvantage]

Risk Management For Smaller Companies and Projects

Risk management is a critical tool that helps companies and projects to see and address potential issues before they occur. It uses a structured approach to identify and examine a potential issue from the perspective of how likely they are to occur (likelihood), how big the problem will be if it does occur (consequence). This information is then used to undertake appropriately scaled actions to minimize the chance it will occur and the damage if it does occur. The bigger the potential problem, the more emphasis placed on avoiding it and/or minimizing its impact if it does occur.

Large companies rely on risk management to provide the framework to analyze a risk and take steps to make it less likely to occur and minimize damage if it does occur. They face so many risks that it is critical they analyze them and focus on the ones with the potential to cause them the biggest issues. They also rely on risk management to develop a corporate culture where staff consider likelihood and consequence for most of the tasks they undertake rather than just blindly doing what believe they were told to do. This approach to work is good for the company – having employees thinking of what can go wrong and how to avoid it reduces problems. This culture is even more important in Small to Medium-sized companies and projects (SMs).

Addressing risks helps SMs increase profit and improve financial stability – which is why risk management is a required practice in ISO 9001 and various other management and contract frameworks. Risk management is critical for SMs since they often to not have the depth and history needed to absorb major cash and reputational losses and in projects, anything that delays completion or increases the cost of the project typically results in exceeding the project budget.

SMS can easily implement risk management. Simply identify past issues and, at a high level, where they occurred. Then look forward and think of other issues that may come up. For example, there may have been issues with suppliers in the past and, for upcoming work, it may be critical that those issues do not recur. A quick risk forecasting meeting prior to reaching out to suppliers for bids and again prior to selecting a supplier may result in minimizing likelihood and consequence of supplier issues (risks). In the meeting, the team looks at what aspects of supply are critical to the company to see where the focus should be. Factors such as supplier on-time delivery, cost, and/or quality may be critical to success. Once critical potential issues are identified, do some mitigation planning to reduce each risk’s likelihood and consequence. The goal of the exercise is to look into the future, see what can go wrong, identify which possible issues would have the biggest impact, and mitigate them. It is a very beneficial bit of time spent.

In a project, start by identifying issues that have come up in similar projects. Key phases in a project such as pre-biding are often subject to a risk assessment to avoid under or over bidding based on possible risks. Supplier and sub-contractor selection is another activity where risk management can stop problems from occurring and reduce their impact if they do occur. Mitigation plans may be as simple as an additional clause in a contract (to reduce the likelihood of the issue occurring) and/or identifying suitable back-up suppliers/subcontractors (to reduce the consequence if it does occur).

SMs look at key operational risks throughout the entire organization or project and often assess their impact from four different perspectives; Health, Safety, and Environment (HSE), Cost, Quality, and Corporate. In many cases, a risk impacts more than one area, so there is some overlap. For example, there may be an environmental incident that impacts an SM in three different areas – SHE impact (contravening an operating environmental permit), cost impact (clean up and fines), and damage to the corporate reputation (news or social media attention). Using risk management, steps are identified and taken to reduce the likelihood of it occurring and to reduce the impact in each of the three areas if it does occur. Failing to mitigate an environmental risk can have a major impact on a company or project.

The biggest issue facing SMs is keeping track of the information, plans, and progress related to each different risk. Larger companies and projects typically have dedicated personnel supported by specialized software or spreadsheets that they use to manage risks. In smaller companies this is not feasible. This is where TRM Advantage comes in – it is the specialized app needed to keep track of information, plans, and progress and it enables smaller organizations to obtain the same benefits from risk management at a fraction of the cost. It operates on desktops, laptops, and is fully mobile friendly so it can be used anywhere there is cellular phone service.

SMs can generate real bottom-line benefit by implementing risk management. The easiest way to make money is to stop wasting it on issues that could have been avoided. Risk management is a tool that helps stop the waste. It is the stitch in time that saves nine…. and implementing it couldn’t be easier. Using TRM Advantage to support your organization will help your risk management program become a success.

[watatsumi-island]

Ok so I did a post on how "Witness: A bodyguard romance" was received by the fandom and why. I also briefly mentioned that the plot and setting wasn't taken advantage of, so thats what this post is about. So let me just say a few things.

Witness could have still been a romance book. Even a steamy one.

The reason why Witness is hated is not only because MC is a disgusting person, it has no plot.

So I honestly don't know what I would write but here are some ideas that could have worked pretty well for Witness.

It could have been a book with at least two love interests. It IS a Bodyguard romance story so they could both be bodyguards but one could be a new member of the crew or could be a bit older and more experienced.

We could have still had Cassian and maybe someone else.

If Witness was a slowburn it would have made it more interesting and made the scenes we got with our LI more worthwhile and precious to us.

Maybe if Cassian and MC like...met but didn't sleep together or do anything, but maybe an almost kiss or tension and then they saw each other on the assignment. Then maybe if MC met the other LI on the mission. Like an undercover cop who's doing some secret things on the beach or something like that.

If Cassian's or the other LI's relationship was kind of like Edward × MC's from Distant Shores, where they both like each other and kinda know they like each other, but Edward is the type of guy who holds back and who holds himself to a certain standard he wants to keep. THAT would be much more interesting.

If the book wasn't genderlocked and we could pick both LI's genders and appearances like TRM.

If the sexual tension made sense and we had a reason to ship LI and MC. Like, I'm asexual and don't really understand tension like that obviously but for example when I see it in Blades between Tyril and Elmira or Nia and Diana, it's fun, sweet and interesting to look at. Becuase we have a reason to ship them and seeing how far their relationship has come is sweet and nostalgic. The same thing could have happened with Witness, but the writers made MC a horny brat and poor Cassian a brainwashed victim. Speaking of a horny MC...

This is another thing. MC COULD STILL HAVE NO PRIDE IN THAT RESPECT AND STILL BE AN AMAZING AND FUN CHARCTER! Like BB or BOLAS MC. They are very wild, flirtatious, slightly dumb, seductive and a bit horny but they still have depth, we have a reason to feel sorry for them when bad things happen and root for them. (plus their books are god-tier so...) The only words I can use to describe Witness MC is: disgusting, horny and a hoe.

Cassian could have been much more interesting and fun. One way is the slow burn I mentioned earlier. Also them being more serious about the mission and not so serious about hiding the amount of times they have gotten laid by MC. Like for example, Tyril still loves and cares about my F! elf MC and they even do stuff sometimes, but our mission and goal is still VERY important to him and he is very serious about it.

The Mob now...maybe it could have been written slightly better. I don't know what to say just...it could have been more interesting.

If MC had depth and more of a backstory, I would like her a lot more. Also the same thing applies to Cassian.

If Witness had a bit of consistency with it. It's just ALL OVER THE PLACE and I don't think I need to elaborate.

The fact is Witness wasn't used in the a good way or taken advantage of well. Also please don't send hate. 😔😔😔🤞🏼

[theresilientmind]

Stress will always be part of our lives. This is like when you are in a fight, you have to accept pressure and use it to your advantage. It is just two ways, either you deal with stress or stress deals with you. Learn ways to work on your stressors. Download the Resilient Mind Guide for free to know how. https://www.theresilientmind.life/download-resilient-guide/

#TRM #TheResilientMind #Canada #Stress #Laughter #Mentalhealth #Resilience

[thefirstcourtesan]

Has TRM met your expectations? I'm still enjoying the book, but was hoping more of a TC&TF feel and less TRR after the events of the first chapter. The queen has died with the killer on the loose and our sister is still asleep, but we're focused on finding a suiter to marry and going through social events out in the open where said killer could just eliminate everyone that's next in line for the throne easily 😅

TRM has met my expectations. The thing is a book like this needs to build. I know this ask was sent before chapter 6 and the Renza reveal, but even then I was still pretty happy because it established a lot in the first five chapters.

A large part of TC&TF was making allies as well and gaining support for our army. Yes, it was less romance based, but that feature was still there and honestly, having replayed TC&TF recently, there are lots of slow parts. The advantage to TC&TF is that the first book was released all at once and even with the second and third books, anyone who came to the fandom after the first year played them all at once and so it doesn’t feel as drawn own as playing week to week.

Even ACOR was similar. The first two chapters packed a big punch and then there were a few chapters of world building, getting to know the players, before we killed teh tribune and kick started the plot and that is exactly what is happening with TRM. They have established the drama (the queen’s death, the lack of heir) and all the characters and now we can get to the meaty part.

[imogenwescott]

Do you like that you can name your LIs in some stories?

I have always used the default names of the characters even when they were kind of weird (like Hunter in TRM) so I cannot say I've taken advantage of the feature. I've always been curious though is there a purpose as to why they would let you change the name besides for the sake of it?

[hello-alphonsine-blog]

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[colombianvisas]

Do you want to obtain the “Visa de Pensionado in Colombia”? 🇨🇴

Article 77 of Resolution #5477 dated 2022 establishes this type of Migrant Visa for foreigners with monthly pension income provided by a government or private pension fund. It allows you to legally stay in Colombia for up to 3 renewable years. Minimum required income for the Colombian Retirement Visa: • The minimum required is only three (03) minimum wages. • In 2024, it would be 3,900,000 COP (Approximately 975 USD) with an average exchange rate (TRM) of 40200 COP per 1 USD. Specific requirements for the “Visa de Pensionado”: • Valid passport or travel document in good condition with visa pages. • Certification of lifelong pension payment from a competent entity, duly apostilled and translated in the country where the foreigner receives the pension. • Criminal, judicial, or police records certificate from the country of residence for the last 3 years, with apostille or legalization and translation if not in Spanish. • Medical certificate issued by the Colombian authority or the health medical authority of the home country, demonstrating the petitioner's psychophysical fitness. • Health insurance policy, contract, program, or assistance plan with coverage in the national territory. • Digital photograph, 4 x 3 cm, with a neutral expression, on a white background, no accessories, and a maximum file size of 100 KB. • Government fees: Study $55 USD, Issuance $270 USD, Foreigner ID Card (Cedula de Extranjería) approximately $50 USD. Advantages of the “Visa de Pensionado” • Temporary residence for up to 3 years in Colombia and the opportunity to accumulate time for permanent residency. • Inclusion of beneficiaries: legal spouse or stable partner and minor children or dependents. • Colombian identification document necessary to access healthcare, education, open bank accounts, etc. • Online application or at any Colombian consulate worldwide. • Lower cost of living, access to quality services, foreigner-friendly environment, excellent climate, diverse nature, and rich local culture. Limitations of the “Visa de Pensionado”: • You cannot work legally in Colombia with this visa. • Maintain financial solvency and renew the visa before its expiration. • Comply with the country's laws, including tax payment. • Do not stay outside the country for more than 180 days in a year, as it could lead to visa expiration. Other types of visas available if you are not eligible for the “Visa de Pensionado”: • Investor • Digital Nomad • Independent Professional • Service Provider - Labor Contract • Business Owner • Renter And many more! Colombia offers various visa options for foreigners. Do you need full coverage to guarantee your Colombian visa requirement? Resolution #5477 of July 22, 2022, by the Ministry of Foreign Affairs of Colombia, states that foreign visa applicants must have insurance or an assistance plan. Required coverages: • Accidents • Illness • Hospitalization • Disability • Maternity • Repatriation • Death Advantages of our Visa Application Guarantee Program: • Free professional 24-hour consultation and over 20 years of market experience. • Easy enrollment, no medical exams, and no age limits. • Backed by qualified providers. • Best market rates, special discounts for long-term contracts, and the option to contract for 1, 2, or 3 years. Contact us via: Online Form: https://survey.forms.app/franciscoviloria/untitled-form WhatsApp: (+)57-324 367 53 33 Email: franciscoviloria.com@gmail.com We guarantee your visa requirements and your peace of mind while you're in Colombia! 🌴🌞 #InsuranceVisas #ColombianVisas #VisadePensionado #TravelColombia #VisaAssistance #RetirementVisa #Barranquilla #Bogotá #Bucaramanga #Cali #Cartagena #Manizales #Medellin #SantaMarta #Retiree

[zungukaafricasafaris]

Check out our Beach package offers and take advantage of our hot deals to the amazing sides of Diani beach 💯👌🏖🏝 Contact us for more info. Email to info@zungukasafaris.com Or call 0741 792 292, 0793 11 22 33 TRM 2nd Floor, Opposite Easy Gym. www.zungukasafaris.com

[trmadvantage]

The Essential Link Between Risk Management and Quality Management

Risk management and quality management are critical parts of successful organizations (companies and projects). Each one supports the other and together they reduce company losses and streamline how the organization does business. With a new app that is available, TRM Advantage, risk management efficiency is significantly improved.

Risk management is all about identifying potential issues (risks), forecasting how likely they are to occur or reoccur, evaluating the potential consequences if they do occur, and taking appropriate steps to reduce their likelihood of occurring and the consequences if they do. Appropriate steps range from ‘do nothing’ for risks that are organizationally acceptable to planning/implementing actions that are taken to reduce the overall risk. Actions that reduce likelihood are designed to make the risk less likely to occur while actions that reduce consequence are intended to minimize problems if the risk does occur. Consequences are evaluated from four different perspectives: Safety, Health and Environment (SHE), Cost, Quality, and Corporate risk. If a risk is minimized from these different perspectives, it is unlikely to present a significant issue to the company or project.

Quality Management focuses on Quality Assurance (QA) and Quality Control (QC) where QA is concerned primarily with the processes used to generate an output and QC is focused on the inspection and testing of the output to verify that it meets customer requirements. QA looks at processes/procedures to make sure they are developed and implemented and is responsible for auditing them to ensure they are being followed. QC develops and implements the plans and checksheets used to verify that outputs from various processes/procedures are as they should be before they are sent to the customer. In quality terms, a customer is anyone that received a process output.

Although risk management is very different from quality management, neither should be implemented without the other. Risk management is used to evaluate the risk posed by a process and it’s output to determine if a written procedure is needed and how detailed it should be. If there is minimal risk, then there is likely no need to develop a formal process/procedure and involve QA/QC. If there is significant risk, even if the process is very straight forward, then a procedure is likely warranted, and QA/QC will be involved in monitoring the process execution and subsequent output. Similarly, if the quality team identifies an issue (non-conformance, etc.), the next question should be ‘Is it a big issue or a minor one’ – the answer being used to guide the response and ensure quality resources remain focused on larger issues that pose bigger threats to the company or project. Determining whether an issue is big or minor is done using the risk matrix and, if possible, a quality history that shows how likely the issue is to reoccur by seeing how often it has occurred in the past.

Another area where quality relies on risk management is a QA evaluation of process risk. In this, the various processes/procedures in use are analyzed to identify which areas of the process pose the largest risk to the output. An example of this would be in the IT system. Processes are checked for areas where there is potential for a hack into the system and then appropriate steps can be taken. It is also relevant in a manufacturing process where certain key steps in a process may be critical to end product quality, overall SHE, or output cost. When these steps are identified, they can be focused on to ensure the procedures properly address the risks and that workers are familiar with them.

Risk management relies on quality management to ensure that identified risks that have been addressed remain under control through the processes that have been put in place. Risk management closes the risk and the ball is passed to the quality team to ensure the processes are developed, relevant, implemented, and being followed. Without the quality team, processes tend to fall apart and people go back to doing what they always did or what seems easier.

The risk and quality teams can work together by setting risks that have been addressed to a special ‘monitor’ classification and following up with quality periodically to ensure that a QA check has been performed or that QC is ongoing. This verifies that the risk remains under control. Scheduling for quality audits should be guided by the level of risk posed. The quality management team can use the risk levels presented by the different processes to help set their audit schedule and forecast staffing and specialized contractor skills that will be needed when setting their budget.

Although risk management is often not seen as viable in small and medium sized companies and projects, implementation is critical. The major hurdle to implementation is managing the information that is part of risk management – especially if it is done in a spreadsheet or similar manner. This is where a sound risk management app changes a major time commitment to a simple yet critically valuable exercise.

Risk management apps – such as TRM Advantage – are designed to reduce the time spent managing risks. TRM Advantage makes entering new risks easy by enabling mobile devices (phones, tablets, etc.) to enter them from remote locations with cellular or wifi service. It also streamlines the risk evaluation and action planning process through its meeting-friendly design that supports working with groups of people. It tracks progress on the risk actions and closes them when they are deemed complete. TRM Advantage also provides summaries for each risk and generates reports for use when meeting with company leadership teams for progress updates. If you are planning on implementing or upgrading a risk management program, using a web-based app such as TRM Advantage that is designed and developed by risk professionals is highly recommended.