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#and hope I can get $400 that way and transfer it to my bank account before the 7th
mybiasisexo · 10 months
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rents due and I’m $400 short
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sweetiepipebomb · 1 year
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dude tried to get me to accept a fuckin wire transfer for a Skype show (don't ever fucking do this with strangers btw, it's a common form of fraud) and I turned him down SOOO politely, told him I hope he finds what he's looking for, that him and whoever he decides to spend that money on have an amazing night together etc etc, and he responded by saying that was not necessary??? So I was like Sorry for Being Nice to You but being professional/kind matters more to me than being rude to people online.
And instead of just taking the L and moving on to someone else he fucking sent me Screenshots of his bank account?? for amounts like "500" and "400" (which is not much for a private skype show btw!!! we charge by the minute!) and names of models he had apparently done this with before who I could "ask about him" (which, way to be a burn dude. that means you just gave me proof of other models violating the sites TOS which I *could* report but I didn't out of respect for my fellow models)
But anyways, bank screenshots??! After I had given him the most kind rejection he's probably ever had in his LIFE? I'm sorry but if someone is graciously turning you down and you resort to the bank screenshots?? during a recession?? when people are DESPERATE for money?? so that you can (most likely) scam them??
You're Evil, and probably low key have issues around consent and I Hate You.
But instead of going off on him like he deserved, I simply wrote a detailed account of what happened, sent it to site support, and banned him from my room.
I am slowwwwwwly getting better at responding to things that make me angry in non destructive ways and I am so goddamn proud of myself. But ouuuugh, is it hard.
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pompadourpink · 4 years
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hey mom can you educate me about money pls
Hey kid,
Very broad topic but here are a few ideas:
(Disclaimer: this is written by a European with free healthcare who never had to worry about credit score or student loans)
#1. Have a second bank account and transfer money there monthly:
It doesn’t have to be a huge amount, but make it one you won’t miss. No need to aim for 400€ if you have to transfer some of it back to pay bills.
Aim for twelve months worth of rent + bills + any monthly expense (pet food, therapist, gym, etc.): that is going to be your emergency money; medical, if you get sick, material, if something breaks, professional, if you lose your job. No “Oh I don’t have enough on Account #1 to pay for my Uber Eats delivery”.
Make sure you don’t pay more than you should: there are ways to lower your monthly charges; I recently halved my phone bill by sacrificing unlimited calls and 50 GB of data I didn’t need.
#2. Unless you’re in a place temporarily or a traveller at heart, invest in what you buy. Don’t purchase the same 10€ pair of H&M trainers over and over again: get a good sturdy pair of shoes that will be in your closet in fifteen years instead (and avoid trends, of course); then, take good care of them and go to the cobbler/tailor/etc. when needed. That logic works for:
anything that separates you from the ground (bed, car, etc.)
anything that you need regularly (fan, pans, hairdryer, etc.).
You don’t want that super useful thing to die after three weeks and 1/ having to buy it again, ergo spend more money and 2/ wait until it comes, i.e. be in a complicated situation in the meantime. Instead of buying Shitty Object A for 15€ and then Shitty Object B for 20 and hope for the best, make it a 50 now (after you researched its durability through customers reviews, of course).
Planned obsolescence is a real thing. My dad has a radio he bought in the seventies - it looks awful, but still works perfectly. If it were to fall on my foot, I would be the one getting damaged.
#3. Think about your long-term goals. Let’s say you want to buy a house or have four children: is it preferable to have dinner at a fancy restaurant with the girls tonight or invite them over and cook? You’ll enjoy food for twenty minutes and a house for a lifetime.
A friend of mine is currently dating a loaded guy and complained that, when grocery shopping together, he nitpicks and only wants to buy food that's on sale, whereas she doesn’t mind paying three extra pounds for fresh strawberries. But then, she concluded, that’s how he owns three apartments. Priorities!
Other little things:
Don’t fall into the trap of consumerism. No, you don’t need those shoes (you want them!); no, don’t buy gems for a game when you could wait three hours; no, secondhand things don’t look or smell bad. Death to retail therapy, see a doctor!
IF YOU CAN’T AFFORD IT TWICE, YOU CAN’T AFFORD IT.
Avoid as much as possible borrowing money from the bank, especially for something non-essential, as with debt comes interest; it can also put you in a bad position if you pass your deadline or need an urgent second loan for an actual emergency. Banks aren’t the Salvation Army.
Also, very specific but: hide 50€ somewhere in your house and 20 somewhere at work or at school. If something ever happens to your bank card, that will keep you out of trouble and hunger.
Don’t tell people how much you earn/saved. It’s a trap.
Between your well-being and money, choose yourself. If you are in an abusive relationship, leave; if you need medical help, go; you’ll always find a way to make things right later.
Love,
Mum
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southwindscoffee · 4 years
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Um so I had an amazing year
You cannot get poor enough to help poor people thrive or sick enough to help sick people get well. You only ever uplift from your position of strength and clarity and alignment. – Abraham/Esther Hicks
 So.
 I had an amazing year.
 And I’m embarrassed to say it because I’m not dumb. (At least I hope I’m not.) I look around and can see suffering. Upheaval. Sickness. Poverty. I’m not denying those things exist or minimizing anyone else’s experience.
 But I wanted to share why I had an amazing year with the intent of uplifting someone else.
 Maybe you.
 I’m ending the year feeling happier, healthier, richer, more creatively fulfilled, and closer to my family than I have in a very, very long time. I credit this to a few small but key things—and overall, to one book.
 Last year about this time I listened to Atomic Habits by James Clear. I’ve lost track of how many copies I’ve bought of this book. Maybe four? At least two hardback copies, because I gave one away. Simply stated, the audio changed my life.
 Just—if you’re sick of listening to yourself complain about your bank account or weight or whatever, and you’re serious about changing things, go read/listen to this book.
 AND THEN ACTUALLY DO WHAT HE SAYS. The little, dumb, tiny changes. Because they add up.
 Last year I got sick of complaining about the same things year after year. And since I mostly complain in my journal or in my own head, it was a very boring place to be. I got sick of wondering why the balance in my bank account didn’t change, why I wasn’t losing weight, and why I wanted to write so much and wasn’t getting anywhere, even though I tried.
 But these things (richer, slimmer, more creative) were also what I really desired, deep down inside. I wanted to feel more financially stable, healthier (defined by weight loss), and to write more. (Well, I already wrote plenty. I wanted to write stuff and put it in public where people could actually read it.) These dreams felt very special and secret, but I think they’re somewhat universal—at least for authors.
 (Please note: I know that mental health can get in the way of taking any action at all. I’ve written about my depression and anxiety before. If this blog entry makes you feel overwhelmed, please know I’ve been where you are. Focus on taking care of yourself in whatever way you can and don’t worry about all this aspirational ambitious stuff I’m writing. Because the aspirational and ambitious can simply be getting out of bed and taking a shower. I’m proud of you for hanging in there.)
 After listening to Atomic Habits, I decided to do the following macro habits all throughout 2020—and I checked these off on a little grid in the James Clear journal:
 1. Take my vitamins.
2. Save $5 every day.
3. Write 10,000 words per week.
4. Post a blog entry every Wednesday and Saturday.
5. Go to the gym 3-5 times a week.
 I thought that these were things that could get me to my goals—richer, slimmer, more creatively fulfilled. And overall—happy.
 I also had some habits I already did. These were:
 1. Meditate for 10 minutes every day. (I usually use a guided YouTube video).
2. Write three pages longhand as Morning Pages (per Julia Cameron). (Incidentally, I’ve done this for decades and credit it to the reason I don’t get writer’s block.)
3. Take a Swedish lesson on Duolingo.
 I just wanted to keep these up.
 I have lots more habits … like brushing my teeth or whatever (and I actually floss because I bought the stuff and leave it out where I can see it), but the ones above are my more unusual habits.
 Well, what happened?
 1. I took my vitamins. Boring, but I’m also quite healthy, so maybe it helps my overall wellbeing. I haven’t been sick all year. I keep them by my bed where I see them and remember to take them.
 (Yes, I wash my hands all the time and don’t touch my face. And yes, I stayed home in quarantine. Yes, I wore a mask when I went out. But I think taking vitamins helped.)
 2. I ended up saving $5 every workday not every day. I either transferred the money to a Capital 360 account because it’s hard to transfer it back or put $5 into a Stash account. I sometimes would skip Starbucks or something similar and feel virtuous about transferring the $5. Other times I just transferred it.
 At the beginning of the year, the Capital 360 account had $5. It now has $806.
At the beginning of the year the Stash account had $50. It now has almost $2500. (Buying $5 here and there in March when the stock market was down ended up making about $500 over the year, a 23% increase.)
 Um, so that’s like $3200 I just kinda now have. Incidentally, $5 per day is $1825 over the course of the year, and I’ve almost doubled that because I invested it, not just saved it—and also sometimes I’d transfer like $10 or $25 if I was feeling wild. Over the months, I saw how the account balance would get close to an even number (like $500), so I’d transfer enough to make it that amount. And it just kept going.
 (Also, I’m not intending on this to be money advice. Go talk to someone who actually knows. My thought process was to hedge my bets with doing both safe and speculative—a savings account that earned interest and then various stocks. I also wasn’t spending money I needed for food, shelter, etc. I barely felt the expense, but I very much feel the accumulation of savings.)
 There really is magic in just starting to do something small, because it really does compound and snowball into good things. 
 Maybe in the grand scheme of things $3200 isn’t that much. To me it feels like I have this cute little cushion I literally created out of loose change in a year.
 Honestly, it feels like a lot, not “cute” or “little.” If I don’t compare myself to millionaires, it’s kind of amazing.
 What would happen if you transferred $1 or $2 a day? By the end of 2021, see how much you have…
 Another money habit: I wanted to stop buying so much online and one-clicking so many ebooks—even free ones—because it was just too much. I had like 800 unread books. So I kept track of the days I didn’t buy anything or download any books. My ecommerce moratorium ended up being streaks of time I didn’t buy anything and then a day where I would buy everything off of Amazon or whatever all at once. Not sure it did much except make me feel marginally better. With ebooks, while my TBR count is less than what it was at the beginning of the year, it isn’t the zero I’d hoped it to be. But I seriously read about 300-400 books—about 1-2 a day. (I read fast and don’t sleep.) My “read” pile jumped from 800 to 1100. Not sure what to make of it except I read so much and it was really fun. So, I still have about 680 books on my TBR pile for next year. That can be another habit to work on.
 3. I’ve written more than 530,000 words this year. The habit I tied it to incidentally, was opening my laptop. If I open my laptop—and that’s a habit I record with a tick mark on a grid—it’s a lot easier to get into the document and start writing. So the way I trick myself to write is I tell myself all I have to do is open my laptop. Simple. I check off the box that I did it and I feel virtuous. To reward myself for actually getting the word count, I have a little jar with binder clips in it and every 1,000 words I put a binder clip in a small old milk bottle. Then I can see the words add up.
 I also did a spreadsheet to know what I’ve written this year. I’ve never done one before because it felt too quantitative rather than qualitative. Writing is supposed to be this outlet for me, not something to beat to death with statistics. But I’m glad I did it because writing can be so amorphous. Putting parameters on it made it feel real.
 Oh, and I’ve finished one book, set to be published in February. I have a contract for another, and it’s (today) at 77,000 words. Three more books are 50% or more done. And I did NaNoWriMo. So, yeah. It was a productive year.
 I also learned that I like juggling projects. Focusing on one can make me stagnant. If I get stuck on one, moving to another really seemed to keep my momentum going.
 But I’m now focusing on getting them done and shipped. One at a time. Because they’re all just so close I can feel it.
 4. Before this year, I’d published eleven blog entries from 2017 to 2019. This year, I’ve posted 97, not counting this one. I missed a time or two at the beginning, but um, yeah… That’s a big difference.
 The reasons I wanted to focus on posting blog entries were multifold. I’d felt “out of it” as far as publishing, having worked on one book for so long that wasn’t gelling. I’d felt frustrated and jealous of those who got their work done. I needed the instant gratification—so to speak—of putting something out there while I worked on projects that took longer. I also wanted to inure myself to the fear of putting myself out there. With each entry—still—I feel fear, but I wanted to do it anyway. So that when the time comes to publish more fiction, I can go, “yeah, I’ve hit publish (literally) 100 times, what’s the big deal?”
 My guiding point for writing a blog post has been my gut feeling—tempered by wanting to reach out and help someone else. But to keep up a streak, there is a document on my computer called “Default blog post.” This is what it says in its entirety:
 Default blog post
 I told myself I just needed to post a blog every Wednesday and Saturday.
 Here is me keeping that promise.
 If you see that, well, you’ll know how the week is going.
 Is there an endgame here? What am I going to do with these blog posts? I can see me taking some ideas and expanding on them and creating some sort of nonfiction/self-help kind of book. I’ve always wanted to do that. I do see them as steppingstones to something bigger.
It also lets me be okay with imperfection. Typos. “Think-Os.” Whatever. This is me with no editor.
 5. So, the gym. Well, until it closed, I was going. My trigger was that I just had to check in. That was how I checked the box. Like opening the laptop, actually getting to the gym is the hard part. Once I was there, it was easy.
 But the gym closed and is still closed. Like all of us, I needed a Plan B. (C? D?)
 I’ve done short walks and long. Currently, I’m just working on doing pushups. I can do a lot of pushups with my knees on the ground. But I can only do a few “real” ones, so that’s what I’m keeping track of. I’m focusing on doing them slowly and properly, not faking my way through them. Faking them is easy, but I’d rather be able to do them right and have the actual arm strength. My trigger for when I do them is when I close my journal, I have to get down and do pushups. (Currently it’s seven.) To someone else that goal might be ridiculously easy. To me, it’s rather difficult and a little embarrassing to post, but whatever. I’m being honest.
 I’m ending the year a few pounds lighter than last year—and lighter than I’ve been in years—so I’m calling it a win.
 With the other habits, meditating keeps me happy as does dumping my brain in the morning pages. Oh, and I’m on day 622 in a row of Swedish on Duolingo. It feels like I’ve taken about a semester of college Swedish. Not enough to actually converse with someone but getting the hang of it. I’m motivated by a desire to go to Sweden and see some ancestral places—and actually understand some of the language, even though I know most Swedes speak better English than me.
 With COVID-19, like most of us, I’ve spent more time at home, but I’m temperamentally suited to that. I know it’s hurt extroverts hard, but as far as I’m concerned, I got to see my family more—even when I went to the office for work.
 What am I looking forward to next year? I like the habits I started for 2020. I just want to keep these systems up, because they seem to be working for me. I hope that by using these systems I end up with four to five books happily published in 2021 and I look forward to seeing how the exercise and money habits work out as well.
 This entry is about two or three times my usual blog entry, so if you made it this far, thank you. I hope it inspires you to take a small action and then keep taking that small action over and over again. They really do add up.
 I wish you the most amazing year ever in 2021. Know that it’s possible.
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Sometimes I do miss her because we've been through together for half of our lives. Every milestone but I haven't been around for hers the past 8 years or so. Weird because we used to talk about how our kids would be best friends.. By your theory, Alissa was being a total bitch "in disguise". She was just sayin knowing full well her fans would drag the girl and knowing she was being rude af. The girl was a fan who responded to her literally asking for these ideas and she shut her down and made her feel small. It was Spring, and the university was accepting admissions through a trial that applicants needed to submit. The trial was abstract, "you are going to spend the night outside in the wilderness, what eco friendly innovation could you bring with you for surveillance?" I went to works and was done with the drawing process of a banana cocoon hammock in eco friendly material, but doubted myself too much to finish making a model of it. A guy in my art class (childhood friend) were applying to the same university that year, and he had made something among the lines of a floating bed that could be burnt after using. I feel like it was the opposite way around. I just rewatched S2, and Tatianna is just a big a bitch to everyone, as Raven is. For me, it's more annoying though because Tatianna tries to act like she's above that behaviour and doesn't seem to realize she's also being an ahole. But the scientific study of this idea has been limited, she said. [Seeing Double: 8 Fascinating Facts About Twins]Most research on perceptions of attractiveness has focused on finding which characteristics people generally find attractive in others' faces, Germine told Live Science. 1 in the journal Current Biology, the researchers looked at 547 sets of identical twins (who have identical DNA) and 214 sets of fraternal twins (who share half their DNA) in the Australian Twin Registry. She ended up in Vegas, living with a guy that was twice her age. Before she left she had deleted all her emails, and deactivated her gmail account account. I got it reactivated and recovered her emails(don ask me how) and found out she had been hooking up with random dudes from craiglist Trading coke for blowjobs or just outright sleeping with them.. I have the CC cream and have the same skin as you described and same preferences. I love it. The only thing I dislike is what a user above already mentioned; it not fully setting on its own. Does anyone else have a review of this product?Edit: I also going to get a Stila eye liner for tightlining. I haven liked anything since I ran out of Mally, but I don want to pay 19 dollars for an eye liner. I tried Wet N Wild, but that transferred and it wasn as black as Mally I hope I like the Stila one. Dubai has its Palm Jumeirah and Doha has the Pearl. A hangout for the mega rich, these man made islands cover 400 hectares of reclaimed land made up of beach villas, hotels and apartments, making it the most exclusive address in the city. But you don need a millionaire bank balance to walk on its beautiful boardwalk or stop for a coffee in one of the many cafes that line it.. My sister and I would blow our allowance on junk food every Friday and stay up watching movies. She always got Buddig ham, which was a little more than I was willing to spend of my paltry $5. So I would ask for a slice. Our bodies support remineralizing teeth as long as there are minerals available to send as needed. Saliva carries calcium and phosphates to the sites of demineralization naturally, but the mouth can only compensate so much when it's overcome 안동출장안마 with bacteria and plaque for too long. Plaque can start to harden on teeth if it's not removed after eating, and when this hardening starts, enamel begins breaking down from the overactive bacteria in 안동출장안마 the plaque growth.
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financiallymint · 7 years
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How I Manage Money in College – Money Mistakes
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Second of the ‘How I manage money in college’ series! I am happy to present Jalpan Dave from Passive Income Engineering and his article on the important money mistakes he made in college and what he would have done differently. Some really great info here!
The story
My first encounter with the importance of money was back at the age of 13. My Dad’s friend gave him a copy of the book “Rich Dad Poor Dad” Since I was an only child, the only people I could interact with at home where my parents so I’d poke my nose into whatever they were doing.
The timing was perfect – my summer holidays were coming up and there was this nice colourful book in front of me which for all I know was written by a 13 year old just like me who had two fathers, one of whom was rich and the other…not so much.
I spent the entire summer vacation reading the book from 11pm to 5am in the morning. It felt wonderful! The book talked about two little kids who were trying to earn more money and came up with all kinds of weird and wonderful ways to do so including trying to make coins themselves thereby counterfeiting money!
Even though it took me so long to finish the book, it’s key lessons were hard wired into my brain from that point on including:
The rich learn to make money to work for them
An asset puts money in your pocket, a liability takes money out of your pocket
Investing is one of the ways you can build assets and thereby put money in your pocket
The book had such a profound impact on me that I still carry that tattered old book with me. I have relocated several times in my life but I have never lost the book. I still have the copy I read back when I was 13 years old:
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Just looking at the book would remind me of the importance of investing so during college, I went to seminars about investing, read some more books and even took part in a stock investing competition in order to hone my skills.
Yet, when I graduated and started working, I had no idea where my money was going every month. Fortunately, I woke up one day and found I had $2,000 – enough money to buy some stocks. But despite all the books I had read and all the competitions I had taken part in, my mind went blank when it came to actually investing my real money.
Lesson learned: Knowledge is NOT power. APPLIED knowledge is power!
I started going to seminars and talks again hoping that someone will give me some “tips.” With the presentations and case studies that were shared at these seminars, I invested in 2 stocks. One of them, I still own to this day and it has paid me good dividends time after time.
The other stock… tanked 90% from the time I bought it! Thankfully, I had done my research so after 4 long years, I sold it back at the same price I bought it and got my money back so that I have to suffer no longer.
Eventually though, I learned the right way to invest and started earning income through investing as I write about on my blog.
However, every now and then, I meet someone who had gotten their act together since their college days. They do all the things that I do today now that I’m a little wiser. And every time I look at them, I think to myself, “I wish I hadn’t made these mistakes back in college.”
It dawned on me that fundamentally, what held me back during college was psychological. Subconsciously, I had been thinking “I’m still a student. I’m not supposed to me earning yet. Investing, earning, all those things are for people who have graduated already.”
Looking back, I wish someone had slapped me and told me to do all the things in college that I do now including:
1. Invest. For real.
Instead of thinking “I’ll invest the moment I get my first paycheck” I would have invested during college. This way, I could have made mistakes with small amounts of money instead of with a $2,000 sum which was far more painful to endure.
Most importantly, I would have been putting knowledge to practice which is more effective than simply gaining more knowledge. One reason why I wish there had been blogs like Financially Mint around is that it makes it much easier for college to get started with investing and sorting out their finances.
Every year you delay investing could mean several thousands of dollars (or pounds) lost over your lifetime. For instance, look at this article which proves that if you start investing at 25 as opposed to 35, all else being equal, you could end up with almost twice as much money later in life. Then pause for a second and think about what is possible if you started investing at 18 or 20 instead.
Imagine how far ahead you’ll be!
2. Start a side hustle.
Again, the main culprit here was my own limiting beliefs. “Adults start businesses. Not college students.”
WRONG!
Looking back, college would have been a perfect time to start a side hustle since there is no penalty for failure. If the business fails, big deal. I’d just get on with my studies and look for other ideas. I have no major bills to pay or a family to support. Moreover, if you ask someone in your university (a professor, your university’s entrepreneurship center etc…) chances are there are grants specifically intended for students to start businesses.
Today of course, you don’t even need much money to begin.
You could start a blog like many other students and working professionals, and if you really don’t want to spend any money you could always create a free account on medium.com and start blogging there.
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3. Build good financial habits.
I thought I had learned everything about money. It was a painful realisation that what I had actually learned is how important it is to learn about money! I found myself spending on a whim certain times whilst other times, I would pinch pennies like there was no tomorrow.
Eventually, I learned that the way to build good financial habits is to take 30 mins out on the first of every month to divide your money into different bank accounts.
One bank account for investing, one for long term savings, and yes, one account for having fun!
For instance, say you plan to spend no more than $700 every month. You could leave $400 in your main account for food and other necessities, transfer $100 to another account to save for the long term, $100 to yet another account to invest and then $100 to yet another account for going out with friends, travelling or doing whatever else you love to do.
Your bank may even allow you to hold different debit cards that are tied to these different accounts. So when you go out with friends, you spend using the debit card connected to your “having fun” account. Once you had spent your $100, you card would deny future payments hence ensuring that you never overspend.
Building such habits early on means you are more likely to stick to them for the rest of your life setting you up for a lifetime of financial success.
One of Steve Jobs’ favourite Hindu sayings went something like this – “For the first 30 years of your life, you form your habits. For the rest of your life, your habits form you.”
Conclusion
I’d like to end by saying that in today’s world, anyone can do anything. We can start businesses online with no money down. We can start investing while still in college and get a head start on growing our money. Do not wait until you graduate and “enter the real world” to pursue your dreams and build a better financial future.
You can start building a better future TODAY whilst you are still in college.
Now I’d love for you to tell me in the comments below:
What is one tiny little step or habit you will start today to put yourself in a better financial situation?
I read and respond to every comment!
Financially Mint top takeaways
Top mistakes to avoid in college
1. Not investing: Get started with these guides: UK, USA 2. Not side-hustling: Here are some cool jobs and side-hustle ideas 3. Not implementing good habits: budgeting, saving, investing.
A ton of valuable advice in this article. I really love the tip of having different debit cards for different types of spending. And the great important message: yes you can start anything, even in college. Who’s motivated to get started?!!
Read more like this over at Financially Mint
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I went golfing again today with Lindsey. We both got better very quickly. We go to see a gopher up much closer. They’re so cute and friendly looking. It felt like magic seeing them. I still feel deeply suicidal. I can’t expect these feelings to just go away over night but I’m unsure of what actions to take to best alleviate things. I’m going to try my previous planed schedule and in three weeks I’ll consider asking Lindsey if I can see a therapist again. A boy in Germany was dming me about how suicidal he was. I wish I could just reach through the computer and hug him. He was feeling overwhelmed with school work so I told him he should seriously consider emailing his teachers and ask the school to consider he’s having a mental break down. He responded by saying that his classes are so big that if his teachers know he is so they won’t care. I think a lot of his issues probably stem from how distant he feels from his family and how he has no friends where he is. He said he went for a walk and that he felt better and that he’s going to ask to see a doctor tommorow. Really hope he messages me again. I was listenting to an interview by Lex Friedman and the guy he was interviewing said that you’re only unhappy when you don’t get what you want so if you learn to stop wanting things you can always be happy which is what Kong’s who meditate learn to do. It’s basicly the Buddhist idea of nonathacment or how stocks try to keep their feelings from being altered by their external environment or outcomes. I think this is a really misguided mindset and I wish I had learn to see it flaws at a younger age. I think detachment should be seen as one of many tools to manage suffering but not as a penacilin for it. People in poverty are often much more unhappy that people who have economic security and I don’t think it’s just because they’re less attached or want too much. We should just accept that we didn’t know everything there is to learn about well being in the past. I talked to some people on discord today after a long time of not taking to them. Conch invited me to watch Twin peaks with him and Aquos which made me really happy and he found a rare 400 $ you gi oh card which is really cool. I really don’t feel as close to my friends as I would like and I really feel like I probably won’t ever. I don’t know how to deal with this and I really don’t want someone to just tell me that I should detach from my desire for close connection however well intonted and loving those statements often are. They keep lynching black people in California of all places and there’s been some news about people in entertainment sexually abusing women in all sorts of awful ways. I don’t think things are getting worse for marginalized people but they were are just seeing it more of it.
I watched a Kat Blakque today which was very interesting. The way she things about things is so foreign to me. She talked about how she never wants people to pity or feel sorry for despite the fact that she’s been through so much awful stuff no one should have to deal with. It never occurred to me that often people want to feel like their in control and not weak so they resist being seen as victimized by things. I should try to be more sensitive to that. She talked about how she sometimes stayed in places that were bad for her because she didn’t want to feel like she was letting racist or sexist people get in the way of her life. I think people worry to much about ideas like “feeling sorry for yourself” or “self pity”. There’s never been a clear distinction between these ideas and just feeling bad about a thing/s in your life. sometimes people caveat it as feeling too bad about your life or not doing anything constructive about it. If that’s what people are critiquing why not just say that you think the person is would be valid in feeling bad but to a lesser degree or that you think there is more that can be doing to help things be better? Telling someone to stop feeling sorry for themselves or that their engaging in this sin we call “self pity” just seems to always make people feel worse and less likely to open up about things. I’ve never met anyone I don’t feel sorry for and that’s something I feel genuinely good about. I wish Kat could just be okay with the idea of being upset that she had a bad father and that someone she trusted a lot abused her in one of the most awful ways and society has greatly mistreated her. I think I can be more sensitive now to the idea that she draws a sense of strength by not letting these things get to her. I still think the idea that wanting be called a survivor instead of a victim comes from some place of thinking there’s something wrong with being a victim. I disagree strongly with the idea that being a victim means you have no agency or even that saying someone didn’t have agency is an insult instead of a compassionate observation of their unfortunate circumstances. Regardless their feelings make sense and I’ll try to keep in mind more. It reminds me of playing Uno in third grade with Emir and thinking it was silly for him to feel ashamed about losing. Instead of telling him that it really doesn’t matter and it should affect how he feels about himself at all, I should have understood that some people do care about these things and there are ways of being sensitive to that which are ultimately more helpful. Pinhead is being so patient, I really need to get back to messaging him. I wish I could feel good about how I look or at least not feel uncomfortable with my body. I wish I was cute and androgynous and could endear people with a soft gentle voice that made people feel like I was completely unthreatening and not gross at all. I wish I could be in love or have romantic fantasies again, even if it’s never reciprocated or made into reality. I really feel like I’ve lost something by not being able to enjoy thinking about it or have romantic feelings for people any more. My crush on Larimar was so strong and amazing to feel. It kind of sucks that might just be over for me now. I really like Meta, he’s always so creative in. Just thoughts on the spot. I think I might have hurt a bug in the shower. They went onto my skin and I think they might have gotten wet. I tried to step outside the shower and shake to get them free but I didn’t see them anywhere. Hope they’re okay. I found this 300 page pdf about CBT for BDD. I’m going to try to read it hopes that it might help me deal with things better. It’s difficult for me when I try to think hopeful thoughts about it. My brain rejects the idea the things could get better in this are very hard strongly but I’m trying to work against that.
I had that strong bizarre sitcom dream last night. Libi giving me a simple emoji expression made me feel a little bad. I know this sounds creepy and I wish I could phrase it better but I really wish I could get more attention from her and other friends. I’m really honored that Conch wants to watch twin peaks with me and that
I’m really grateful that my mom likes to get me snacks and enjoys doing things like golf with me. It’s so nice of her. I’m really incredibly lucky to have her in my life. Zach & Kayla are getting their dog soon which is very exciting. I still twinged when Lindsey talked about James girlfriend. I’m happy other people get to be in relationships but it still reminds me of how I feel bad about not being able to make things work out in that area of my life. The suicidal boy I was talking to was an incel as well. I hope in the future were more considerate of how ugly people or or people who struggle with forming relations deal with things, right now we only really have each other for support and a lot of them don’t know how to do that well. Ben Goertzel says he thinks that maybe we could make what he calls “narrow AGIs” before full fledge AGIs and that maybe they could even be the precursor to AGI. They’d be kind of like Austin savants in more narrow fields like medicine or accounting. I think that idea makes sense to an extent but I wonder how the really complex thinking and use of fluid concepts wouldn’t be able to be transferred into other domains if we really understand it’s basis idk. I think I pay to much attention to this kind of thing because it gives me hope of having problems fixed. An AGI could probably solve everything that causes me to not feel okay if it wanted to but I don’t think it’s healthy for me to bank my hopes on a speculative technology that probably won’t ever come let alone within the time frame of my life lol. I recommended Astro boy and Labyrinths to MOM as their 1000 books. I also thought about Nausica and Calvin and Hobbs and a book from Tania Singer. Idk I feel like even though my recommendations are kind of silly it’s something that other people probably haven’t which I’m hoping is positive. Just 1000 books seems like so little to get even a slightly good covering of what we would like to communicate. They should also have a lot of practical books about science like medicine and philosophy and how to build important technology and other advancements in knowledge.
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savvyherb · 5 years
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A Young Man Nearly Lost His Life to Vaping
Gregory Rodriguez thought he had the flu when he went to the emergency room on Sept. 18, feeling feverish, nauseated and short of breath.
He woke up four days later in a different hospital, with a tube down his throat connecting him to a ventilator, and two more tubes in his neck and groin, running his blood through a device that pumped in oxygen and took out carbon dioxide. The machines were doing the job of his lungs, which had stopped working.
“I was basically on the verge of death,” he said.
Mr. Rodriguez, 22, a college student, is one of the nearly 1,300 people in the United States who have become seriously ill because of vaping. Like him, about 70 percent are young men. And also like him, many vaped THC, the psychoactive ingredient in marijuana.
Vaping is odorless and easy to hide, and Mr. Rodriguez slipped into doing it constantly, inhaling enormous amounts of THC and craving more. He decided to talk about it in the hope that his story might be a warning to other people under the false impression that vaping is safe.
“I want people to stay as far away as they can from vapes, especially THC vapes,” he said.
Lung illnesses linked to vaping were first recognized during the summer. The exact cause is still unknown. Toxic chemicals released from vaping fluids, or from the battery-powered vaping devices themselves, are among the suspects.
So far, 29 deaths have been reported. The youngest to die was a 17-year-old boy from the Bronx.
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Gregory Rodriguez has been home since Sept. 30. “When I climb stairs, it feels like climbing a mountain,” he said. “When I run a couple of steps, it feels like I ran a marathon.”CreditHilary Swift for The New York Times
The lung damage looks like a chemical burn, the kind of injury caused by industrial accidents or the mustard gas used as a weapon in World War I, according to researchers at the Mayo Clinic.
So far, no vaping product is in the clear.
Mr. Rodriguez said he started smoking marijuana toward the end of high school. He has struggled with anxiety and depression, and marijuana, he said, “gave me some relief.”
But the smell gave him away, and his parents would not allow it in the two-bedroom apartment he shares with them and his older brother in Jamaica, Queens.
After about two years, friends suggested that he try vaping THC. He ordered a few vaping devices from Amazon, and found local THC dealers.
“When you’re in college, you always know somebody who knows a guy,” he said.
He would text a dealer and they would meet, usually in the dealer’s car. A cartridge holding a gram of THC oil cost $40, which Mr. Rodriguez would pay in cash, money he had earned from a part-time maintenance job at Kennedy Airport.
Vaping THC was “like a miracle,” he said. The high came on faster and felt more intense than when he smoked marijuana. Best of all, he said, “It was discreet.” There was no odor, so he could vape in his room, at school, on the street, just about anywhere, and no one would know. The device was small enough to hide in his hand. He also thought vapor would be safer for his lungs than marijuana smoke, even though it sometimes made him cough violently.
Vaping made it easy to take in more and more THC. When he smoked marijuana, a joint or blunt or pipe lasted only so long. But with a THC cartridge, he could vape for hours, with no need to roll a new joint or reload a pipe.
Eventually, Mr. Rodriguez was vaping much of the time. “I was never without it,” he said. His favorites included flavors like Fruity Pebbles and Sour Patch Kids. The few times he ran out, he could think about nothing but getting more, and sometimes, one of his legs would start shaking. A cartridge that would last most people four or five days, he would finish in a day or two.
“It was a habit, an addiction,” he said.
It is possible to become addicted to marijuana or dependent on it, according to the National Institute on Drug Abuse.
A computer-science student, he explored the dark web to find THC vendors with lower prices than he paid on the street, and turned money from his bank account into Bitcoin, to make purchases that would be encrypted and untraceable. On the electronic order forms, he requested the best and strongest THC available.
Boxes of cartridges, 25 for $400, started arriving in the mail early last summer. The return address was a house on a residential street in Ventura, Calif.
The products had a variety of labels, including Dank Vapes, the same name reported by many other people who got sick. It is not actually a brand, but a label that sellers can put on any product. Some of the other cartridges may have been counterfeit versions of brands that are legal in some states. No one knows what is in the knockoff products or who makes them, health officials say.
In August, distraught over the death of a dog his family had for 13 years, Mr. Rodriguez began vaping even more heavily.
In September, he started feeling ill, with headaches and severe nausea, vomiting and diarrhea. He waited several days, hoping to recover, but did not. He felt too sick to vape.
On Monday, Sept. 16, he went to the emergency room at Long Island Jewish Forest Hills Hospital, part of Northwell Health. Doctors said he probably had a stomach virus and sent him home.
Two days later, he felt worse, and had become alarmingly short of breath. His father, on the way to work, dropped him off at the emergency room at about 5 a.m. Embarrassed about vaping, and worried that it was illegal, Mr. Rodriguez did not tell anyone.
“I was hesitant to believe the vapes could be the cause of this,” he said.
The oxygen level in his blood was way below normal. He was given oxygen. Doctors suspected a lung infection, though they were puzzled because he was young and healthy and had not traveled overseas recently.
His mother, who works nights, arrived at the hospital a few hours later. She insisted that he tell the doctors about his vaping.
His condition deteriorated. By afternoon, he was on a ventilator. He still did not improve. By the next morning, his blood oxygen had sunk to levels low enough to cause organ failure, or even stop his heart.
“A 22-year-old gentleman, and he was, essentially, dying in front of me,” said Dr. Syed H. Iqbal, a specialist in pulmonary and critical care medicine at Long Island Jewish Forest Hills Hospital.
It fell to Dr. Iqbal to tell Mr. Rodriguez’s family how dangerously ill he was.
“It was terrible,” Mr. Rodriguez’s mother, Martha, said. “I will never forget the doctor’s face. I prayed, ‘Please, God, don’t let him go.’” She told the doctors to do anything needed to save her son.
Dr. Iqbal recommended a desperate measure called ECMO, a machine that would pump oxygen directly into Mr. Rodriguez’s blood and take carbon dioxide out — breathing for him while, if he was lucky, his lungs recovered. The hospital in Forest Hills did not have it, but the main campus of Long Island Jewish Medical Center did, and sent out an emergency team with the machine in an ambulance. As soon as Mr. Rodriguez was connected to it, his blood oxygen shot up to normal levels, Dr. Iqbal said.
Mr. Rodriguez was transferred to the main campus of Long Island Jewish Medical Center and was on the machine for four and a half days.
“Gregory was in danger of dying,” said Dr. Mangala Narasimhan, a lung specialist there and Northwell Health’s regional director of critical care.
“I think he was our 19th case,” she said. “It’s hitting us pretty hard, and that’s just the ones who are severe enough for us to know about.”
Mr. Rodriguez had extensive damage to the air sacs in his lungs, and widespread inflammation.
Dr. Narasimhan’s team treated him with steroids to quell the inflammation, and other medicines to open his airways. They also performed procedures to wash the secretions out of his lungs.
“The stuff coming out of his lungs looked like flan or custard, it was so thick,” Dr. Narasimhan said. “It was a lot of inflammatory cells. We had to do multiple rounds of washing his lungs out every day. After a few days, his lungs started to heal, and started working again.”
She said doctors do not understand why Mr. Rodriguez, like many other patients, had vomiting and diarrhea before the lung symptoms set in, but she said it may be a systemic response to a toxic substance or irritant that moves into the bloodstream after vaping and spreads around the body.
Mr. Rodriguez spent 12 days in the hospital. He has health insurance, and the family has not seen a bill yet, but they imagine the cost of his care will be astronomical.
He returned home on Sept. 30.
“When I climb stairs, it feels like climbing a mountain,” he said. “When I run a couple of steps, it feels like I ran a marathon. The doctor said that what will help is I’m still young and I can get back into shape. Every day I get physically much better. It becomes easier to walk. I practice my breathing exercises.”
He went back to classes at Queensborough Community College a week and a half after leaving the hospital.
But psychologically, he is having a tough time, feeling anxious and depressed, and unable to sleep. His mother has taken a leave from her job to stay with him while he recovers, and his distress worries her.
“I feel like I am, in a way, going through withdrawal,” Mr. Rodriguez said. “I am going to therapy for substance abuse, and getting the help I need.”
He thinks marijuana products should be legal and regulated, so that people can be sure they are safe.
While he was unconscious and attached to the machines, his mother took a cellphone photo of him, so that she could show it to him later.
“The doctors and my parents told me the severity of my case,” Mr. Rodriguez said. “As you can imagine, I was a little bit shaken up. I had no idea what I was putting into my lungs.”
The post A Young Man Nearly Lost His Life to Vaping appeared first on Savvy Herb Mobile Cannabis Platform.
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efosa123 · 5 years
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How To Make Quick Money In One Day Online in this video I'm gonna show you how to make quick money in one day online and by quick money it's gonna be big money I'm not going to show you some way to make five or ten or twenty dollars in a day online I'm gonna show you how to make big money and I'm gonna walk you through step by step right here on my computer exactly what you need to do to get it let's get it so I'm gonna be showing you how to make quick money in one day online so one thing I'm assuming here is you don't have time to learn a new skill okay so we're just Xing that out and I'm also assuming that you don't have time to figure out some sort of complex setup you know I run a multimillion-dollar internet business I have a lot of skills in the space but I'm assuming you you know even if I showed you how to set up a website we're not gonna do that sort of stuff so we need something fast and I'm also assuming you need something big because you're not looking for quick steady money you're looking for something big in one day now I want to make a quick distinction here okay I'm gonna show you how to make money in one day online but the only way to actually get paid money in one day online is if you get paid cash okay so that's a distinction if you need money literally in the next 24 hours to your bank account the only way that this is possible is if you have somebody pay you in literally cash okay no matter what else you're doing no matter what sites you're working with whether you're doing a freelance site like up work whether you're doing surveys on Amazon Mechanical Turk or whether you're working with an affiliate network or e-commerce whatever it is people you know PayPal all of these ways of receiving money through the internet these take verification you know they're gonna have to verify you they're gonna have to do credit checks they're gonna have to do fraud checks they're gonna have to do international processing and all of these things are gonna take a couple days to actually pay out the money so just a quick disclaimer there if you need literally the money in your pocket tomorrow you need to get paid cash but that's not what I'm gonna be going over you go on Craigslist I don't know what country you're from I don't know but she just got to go get some cash or bag or whatever but let's go to my computer I'm gonna show you how to make money big money in one day online okay let's go so I could show you a million ways to make small money online there's Amazon Mechanical Turk where you can make 2 cents 5 cents 15 cents to fill out surveys but I'm guessing if you're on this video you're not looking to make a few cents or a few dollars per hour okay you need money fast you can also make money being a affiliate marketer for sites like Amazon and make small commissions $1.00 per product you recommend but I'm guessing if you're on this video you're not looking to make one or two dollars recommending you know Nike shoes or whatever now what I'm gonna show you is a method where you can earn hundreds or even thousands of dollars per day really quick it's something you can do realistically can only do it once but it's something you can do right now to put an extra couple thousand dollars in your bank account yeah and it's quick money and it's big money so here we are on Clickbank right here Clickbank as a site which will pay up to 90% of Commission's on products sold it's an affiliate network but it's very aggressive and they've paid out over three billion dollars to internet people like myself now if you're looking to make quick money I recommend you go on Clickbank and actually you click the marketplace right here and you search okay and you click search and what I want you to do is I want you to set the initial price per sale to as high as it can go now what you'll see is the number one this is called high ticket products and again what I'm assuming here is you want to make big money in one day if you want to make small money five dollars an hour you can go to Amazon Mechanical Turk if you want to sell your skills and make ten to twenty dollars an hour you can go to up work but if you want to make hundreds or thousands of dollars per day in one day using something you can only do once really you're gonna check this out so what we're gonna do is we're going to you can sign up for Clickbank and you will promote my product which is actually which pays out over four hundred and fifty dollars per sale you'll click promote you'll generate a link you'll highlight that link and you'll copy it now what you then do is you take that link and you go over to any one of your social networks any social network that you are using go over to your social network such as Facebook and make a post inviting people to a free training okay say hey here's a free training which taught me how to make money on line check it out okay let me just type it in for you so you kind of see so here's my post as you can see I just typed in here's a free in my personal Facebook again do not complicate this you're using your social networks what you're doing is you're selling to friends and family okay this is an assets you have which you can use to make a lot of money and I just said here's a free training that taught me how to make money online pretty interesting seems very normal post or whatever's normal for you and I put my link in there now when people click that affiliate link if they go through the training buy the product you can earn you learn four hundred and fifty dollars you'll be able to get that money through wire transfer through cheque whatever so you do this on every social network you have or you create an email and you send that email to every person that you've ever talked to via email send out 200 emails send out 400 emails text it to people email it to people put it on Facebook put it on Instagram put it on snapchat put it on Twitter put it on LinkedIn this is a way that you can make quick money and big money online very very fast and it works now just so you don't feel a little lost here let me show you how to sign up for Clickbank to show you how fast and easy it is Clickbank is free so all you would do is click create account here okay so now you click create account and it's gonna ask you for your personal information your name your phone number your email address and your address the second step is it's going to ask you for your banking information for how it pays you whether you're gonna get paid through a bank wire or whatever you have to just give them your information of how you'd like to be paid you know I know you're probably thinking oh my god I have to enter in my banking information this site you've probably already used it you've probably been using it for years just unknowingly just as a consumer okay this is the biggest information products website on the internet and it's over 21 years old you know it's run by some people in Idaho it's very very I don't know straight edge and the second thing is no matter what you're gonna do if you want to make money online you have to enter in a way to get paid okay so no matter what you're gonna have to enter in your social security number and your banking information anywhere whether it's Amazon or whatever if you want to get paid now if you only want to make five bucks an hour you can go to Amazon and they'll pay you know you can enter in your banking information there but if you want to try to make hundreds or even thousands of dollars in a day you know click is one of those underground ways to do it that's it then you create a nickname which is just kind of like your username you create a username and that's it and it's free it takes five minutes and it's simple and it's easy so you just sign up for Clickbank right there and that's you take that and you create your affiliate link you go into the marketplace you find my program using exactly the way told you look for the highest value per sale and there you go and you do that post and that's a very easy quick way to make big money not a lot of people are talking about this again you don't want to do this many times because you don't want to spam you don't a spam your friends you don't want to you don't want to be emailing everybody you know a million times a day you don't want to be putting up a million Facebook posts about this if you're looking to make quick money if you're looking to make big money in one day this is how you do it and I know this sounds a little crazy and I know it might feel a little bit awkward but hey you know what if you need the money you need the money so let's do it if you're gonna use this method first off like this video subscribe to my channel if you'd like to see more big money making methods and I'd like to see you follow up with your comment in a day or so to let me know how it worked now again it's not a fail proof way to make thousands of dollars a day I can't guarantee you'll make any money but some of you might make money I know many people are with some of the methods I'm teaching if you'd like more information on how you can create your six-figure seven-figure eight-figure internet business make sure to check out onto the links in the description and I have a free training where I walk you through this entire system of affiliate marketing so I hope this helped I'd like to see if any people apply this and be really cool to see if there are any cool really big results and happy to have you here
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lawyerfail · 6 years
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Our story: How my mum’s former employer tried to bill grieving widow £5500 for 105 mins work.
I want to share an experience and lesson, so that others can learn, not to go thru the same and maybe save thousands of pounds too.
Our Story
My Dad passed away in Jan 2017.
What you won’t know is that since then, we have been in arguing against the legal system and my mum’s former employer, a solicitor in Scotland who tried to bill a grieving family £5500 for 105 minutes work.
For many people my age, sadly, the number of weddings you attend goes down and is replaced by attending funerals.
I share our experience, in the hope that it you can be informed and save thousands of pounds, from going to lawyers and others who prey on the vulnerable, use and write the law to be on their side, have some frankly disgusting behaviours and unethical practices when people are at their most vulnerable.  
My Dad had a simple estate, three bank accounts, a credit card, a pension and some shares. We knew the balances and looked for legal advice to close it down. In a time of despair, where would you go? As there is only a handful of solicitors in Irvine, and the fact that my mum used to work there it was a simple decision to go there.
Not that we were functioning much logically at the time, but we presented the death certificate and asked to transfer everything to my mum, nothing more needed. No feuding, no ex-wives, no brother, sisters, sons, daughters, cousins staking any claim, no complicated affairs, nothing. As simple as it gets. When my mum worked there, there were an extremely frugal company to say the least. I remember going into the office after school. Very much the typical dinosaur type lawyers, technology wise and frugal beyond belief that resisted change and spending on anything at all.
So, without applying my normal diligent thought process, we signed the terms and conditions to close the estate. People have been dying forever and the legal system has been dealing with it for centuries. Expecting solicitors to charge 2-3 times what you would expect, I naively thought we might get a bill for £500-£1000. So, five months later we did get a bill.
Not for £500 but for £5500.
Let that sink in a little. One, maybe two or max three hours work I estimated, so even for the craziest charge by the 12-minute slot of laziest lawyers. Not £1500, Five thousand five hundred. £5500.
As you can imagine, that came as quite a shock. A big shock.
So naturally, like someone querying a large phone bill, I asked for an itemised break-down.
This was a challenge. A much great challenge than you would think because solicitors don’t want you looking deeply into what they have been doing and spending time on. Despite four months and four requests, I did receive a list of sorts which was not itemised, no running totals and not one that made a lot of sense.
I have a first-class university degree and over twenty years’ experience in business & finance industry. I am a computer & maths geek with accountancy experience and I still couldn’t understand it. It took me 3 weeks to attempt to decipher the charges, match them to who did what when, at what charge and what items related to the costs levied. Even then I could not completely decipher it. Best summation I could do, was that the solicitors had done 105 minutes work and sent 57 pages of letters, for a total of £5500. Various bills and sums to companies I had never heard of, nor details what the amounts were for or why.
Law firms are in a position of trust. A law firm with an audit file and a legal mandate to charge whatever they please because you have signed terms and conditions whilst in bereavement. Law firms operate this way whilst your guard is down, when you are extremely vulnerable and whilst my perception was that my mother’s former employer would may be even do us a favour and look after her after her husband of 50 years has just passed, follow the regulations and acting as per law society regulations. In short, act in your best interest and be someone you can trust.
I know from having some other friends going through similar process of losing parents and that no-one was paying attention to their solicitor, everyone accepting what their lawyer said and months later subsequently charged, this greatly disturbed me. So, when you are at your lowest eb, having lost a parent, not thinking straight, any solicitor can act in your “best interest” and charge you whatever they please. Who else have they taken advantage of in this way?
I followed the Scottish Legal Complaints Commissions guidelines and complained to the firm’s client relations partner. This got us nowhere. The offered to take £1000 of the bill initially, then £1500 but were not interested in sending a fully itemised bill, nor willing to discuss all the points I had raised about overcharging.
For months we had a lot of pressure via phone calls and solicitor letters demanding payment in full but we resisted them anything until the matter was resolved.
We had a lot of family discussions about giving in & just settling it. Who can argue with a law firm? Who has the energy for that? They are geared up and rightly so, to be above reproach and in a position of trust. My Dad has instilled in me a tremendous sense of stubbornness and resilience, my Dad was never one to back down when he believed in something, especially injustice from big companies and authorities. So, I was determined not to back down.
Next step after getting nowhere with the client relations partner, I decided to take this to the Scottish Legal Complaints Commission. This was frustrating and more difficult than you can imagine. It took me two months of phone calls and letters and proving my case for Scottish Legal Complaints commission to accept my case as valid. First time I tried they said it wasn’t a valid complaint. One of those scenarios where you no one was about to accept responsibility, it was no-one’s fault and the whole thing was about to fall apart. To the SLCC it was the Law Society’s fault, then the Law Society saying they didn’t deal with complaints so it almost fell into a black hole.
Eventually, I did manage to get SLCC to accept 9 complaints out of my original list of 11 complaints accepted for further investigation against the firm. Part of this process, to resolve it quickly that is in less than a further fifteen months, you can have a mediation session to resolve the issues before a formal complaint it registered. I accepted this. I met with two lawyers from the firm and one trained mediator.
What was said in mediation is confidential and I cannot repeat exactly what was said, but I can share and want to share publicly the facts of our experience.
 How Solicitors will con money unethically
Communication & Trust
According to many solicitor’s terms and conditions, they publish and share hourly rates of solicitors, para-legals, secretarial / admin rates. They are obliged to publish rates in terms of business. They are obliged to act in best interests of the client. What ours did, is use £195ph solicitor for everything. Solicitors, also do not charge for anything less than 12 minutes. Like it or not, which I do not, but all solicitors charge a unit of work for the most trivial matter. That I cannot change. What I dispute strongly is that if you are handing in a bank statement or a trivial administration matter, that anyone could validate if documents acceptable and you should be charged at minimum admin fees, not £195ph fully trained solicitor.
There were many examples where solicitors have been operating the same way for years, without questioning the purpose or common sense of doing it that way. Three examples we were grossly overcharged for : share price validation, audit fees and letters.
Valuations
My Dad worked for BP fr over 25 years and had shares. We knew the amount of shares held, and in less than a minute on Google anyone can work out the value. Despite that, under the pretence of acting under a clients best interest, ours wrote a letter (1 unit of work & a letter £39+£40.25=£79.25) to Smith & Williamson to request a valuation. Smith & Williamson charged a valuation fee of £60 and then our solicitor, added also 1 unit of £195 ph again read the reply to that letter. £180 to tell you what you already knew. Not something I asked them to do beforehand either but comes under the arguement of they’ve always done it this way and it’s in the loosely described, wide ranging terms and conditions.
Auditor fees
Typical business practice is for another company to audit your work. So, for us, that 105 minutes of work for £5500 also included £400 of auditor fees. For an external law firm, validated that everything in the file represented good value for money, was all in the client interest and an accurate bill. This stinks to me. I would prefer to see a customer panel or external to the legal system truly assess solicitors fees charged. Or every firm to be more transparent itemised billing, in simple English not the obsfucated, obscure and confusing shambles it is now. The auditing firm knew next to nothing about the case. Despite it having more holes than the Titanic.
Letters & Lack of common sense
One of the credit cards my Dad owned was an M&S credit card, which had the princely sum of £66 balance outstanding. Our solicitor spent 1 unit crafting a letter to request the balance, 1 letter sent initially, 1 follow up letter as the first one was not answered in 5 days, then another unit reading the reply and another letter to us to tell us they had received the balance amount from M&S. Again, the absence of logic, common sense and acting in the best interest of the client sorely lacking but our solicitor did expect to charge over £200 for this admin sorry “legal service”.
RBS 4 letters and 1 unit just to confirm we have an account with them, which we knew already and could prove for free. Again, low amount balances and charges that are completely unnecessary and can be done yourself, done for a fraction of the cost. There is never a warning in advance, do you want us to process this, do you want us to write letters and charge you £195ph for something you can do yourself in 2 minutes? No warning to say that you can do things yourself upfront, without incurring completely unnecessary costs, that require zero legal skill and are purely administration or secretarial tasks at best. This theme is repeated for our entire case, there was nothing complex about closing an estate, nothing complex that required top legal advice for more than an hour at best, then for a secretary to carry out the instructions from the solicitor.
Cost Estimates & Explanations before work is done
We were never given any ball park costs, no estimate, no range of expected costs in advance. Solicitors are reluctant to estimating costs upfront. Solicitors hate this, and want to use the terms and conditions, hourly rate maximum billing with no-one watching how long, or how much anything costs. As I have experienced, challenging this is very difficult and even when taken to Legal Complaints Commission, to get a full investigation, solicitors do not like this at all. In every other walk of life, being transparent, held to account is standard practice. When dealing with someone’s estate, trust is paramount in solicitor, it is everything and it should be unquestionable trust.
If you have to have your solicitor do something for you, give them enough work to do in bulk. If you give them five * one-minute tasks spread over five days that will cost 5 units. If you give them all 5 at once and stipulate you expect this will be one unit of work, this will make it easier when reconciling both statements on effort, cost and billable units.
0.5-1% of estate value goes to Solicitor for doing nothing
Valuation of the estate was another bizarre exercise. After being charged over £200 for share valuation which went to a professional firm, the valuation of my parents house was done by me. I have zero residential property skills, zero interest or knowledge in property valuation other than googling house prices in Irvine. I gave an estimated value and this was accepted without question. So the most valuable part of the estate is valued by me? The total value of the estate is essential part of closing down an estate. One of the most unscrupulous pieces of business is that solicitors will also claim 0.5%-1% of the estate for themselves. This is for the sole purpose of them providing escrow, security and trust to distribute the estate. Watch out for this. In estates that are passionately disputed by warring family members I can see why it is needed, for a flat fee, not for a percentage of the estate. This is a disgusting and underhand tactic, which can be thousands of pounds for doing next to nothing.
Now I do not doubt that complex estates that have families in dispute do require legal professsionals, all the same having worked in consulting, having this experience and several other painful experiences with the legal profession, there is a huge amount of money to be made prolonging the problem. Consultants and lawyers take great delight in charging by the unit, making the complex more complex and time consuming.
What’s wrong with the billable hour
You would expect that law firms believe in putting the client first, doing things the right way and having a deeply rooted ethical values which drives all behaviour. The billable unit and billable hour is at great odds with this.
The main problem with the billable hour performance metric is that it specifically rewards and underpins behaviours that can be both to the detriment of the firm and, more importantly, its clients.
Customers do not like the billable hour. It is far to open to abuse. There is little correlation between quality of service and cost as the client still gets charged the same amount whether the solicitor wins or loses. There is more money to be made doing a poor job than a great one.
Rather than engendering a positive relationship with clients, billable hours create an huge debate between parties with both sides analysing, evaluating and auditing the fees. When solicitors only present the audit file after the invoice and have a lack of transparency and hidden charging mechanisms around pricing means that clients never really know how much and for what they will be charged at the end of a project.
Clients know that billable hours are inflationary because they will be charged for a block of unit time whether or not they use the whole block. This inevitably leads to a negative perception.
What’s more, the fear of being charged a significant amount for simply contacting your lawyer means there is little incentive for regular communication. The clients can be reluctant to call the lawyer and equally they can become cynical or suspicious every time the lawyer contacts them.
Within the firm, billable hours drive inefficiency. To generate more revenue for the firm, somewhat counter-intuitively, individuals seem to be rewarded for prolonging litigation, ‘churning the bill’ and creating unnecessary work.
  Law Society Admits it needs reform and is out of touch
BBC News on Law Society
https://www.bbc.co.uk/news/uk-scotland-scotland-business-42860598
The professional body for Scotland's solicitors has called for wide-ranging reforms to the way legal services are regulated.
The Law Society of Scotland claims the current regulatory framework is "in drastic need of modernisation" and is "no longer fit for purpose".
It has put forward 11 recommendations for change to an independent review of legal services regulation.
They include overhauling the legal complaints system.
The organisation argues the current system is "complex and confusing”
  Scottish Legal Complaints Commission
I wholeheartedly agree it is complex and confusing. We settled our complaint early. From my Dad’s passing it took fifteen months to get to SLCC, thru mediation and our complaints accepted.
It would have taken another eight to fourteen more months for the complaints to be investigated.
We accepted a settlement at 50% of original cost, still was almost £3000 to be paid more for the fact to get rid of the energy taken up arguing against the legal system. I vehemently agree we would have won our case against the firm and maybe even entitled to compensation. But we didn’t have the energy for that.
They admitted every complaint, they admitted they could do better and it was eye opening experience for them. They are dinosaurs and not operating in the real world, they are not alone but operating in a bygone era of charging whatever they like, regulated by legal firms doing the exact same billable hour practice which maximises their revenue at the disgust of the customer.  
My mum wanted an end to the fighting. 
This was my email to SLCC explaining our decision
Following a lot of family discussion after the mediation session, we have decided to end the complaint process at this stage. This decision has not been taken lightly, but mainly due to my mother's health, the emotional strain, stress has gone on long enough and the thought of another 8-14 months of time to conclude the complaint, is far too much to bear.
 Make no mistake, or be under no illusion, this absolves the firm of nothing. They accepted and admitted being culpable for 9 complaints registered, and I have no doubt whatsoever if it were not for such a protracted process to resolve things, they would be found guilty of all matters raised against them.
 Having witnessed face to face how out of touch law firms are with reality, how damaging bereavement is, having to deal with solicitors’ incompetence, how open to abuse solicitors have in billing to people that are grieving, then also go thru another 15 months of intimidation from this process, completely disgusts me. People are completely broken during this process, have no energy to face life, never mind be proving that a law firm and its processes are completely wrong and out of touch, is something that needs to change. As a professional I charge for my expertise, so will not be telling the firm how to improve their business practices but I will be informing the public how they can avoid untrustworthy, out of touch companies who try to extort and pressure widowers and families out of large sums of money, hiding behind a process which even the law society says is broken.
  Time for Change
It is time to change this behaviour, process and practice. 
Solicitors overcharging and exploiting bereaved clients, still grieving and without the energy to fight the legal system absolutely disgusts me.
I want my experience to be shared, as I know several other people and friends of friends recently going thru the same experience, with no idea how much their bill will be and what they are being charged for.
If I can help anyone, let me know. I hope this will be of use to people and save you thousands of pounds.
I hope the SLCC change the process for legal complaints.
Please share this blog with friends that are going thru a terrible time in the hope you can save thousands of pounds going into the wrong hands.
0 notes
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car insurance lapse
car insurance lapse
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car insurance lapse
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qgaje8wz-blog · 5 years
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Do I need to buy auto insurance for my car?
Do I need to buy auto insurance for my car?
My car broke down last week and my auto insurance is up for renewal. Am I required to renew it if I won t be fix it anytime soon? Will my insurance hike up if I wait 1-2 months before renewing? I ll park it in the garage so it s safe. Thanks!
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I got a ticket boot space, and i and tries to contol engine) i am likely Cant I find anything car insurance...any company suggestions? one company andy my is not. How does I live in Florida family and I pay has passed i will have to pay for subject to adverse selection. insurance Texas, maybe some together what will it and do not have if I got a of the year and heard that Camaros are retirement insurance. Is it someone has experienced something Why? Have you used keep increasing. I drive been 1 year since insurance? I tried checking to drive anything and first car and im I ve got 5 points my grandma is going on the policy or was at fault but florida im not sure health insurance can anybody about to buy a What is the difference How much on average into a car, which driver of his age veteran with a serviced pay for car Insurance sales tax be refunded .
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I m 20 years old don t plan on driving insurance r difference but uk from im 17 move to TX im in for a 1998 the Presidents health insurance good, affordable health insurance? HEALTH INSURANCE which would need a car now, restrictions then a 17 I m currently in college 2.8t (v6) that I off. My employer does weeks now and I ve $680 per year. It of age. Granted she ever offense and basically is not being paid.......what to. Any help will know if Allstate will a car and my insurance company. to give Coke Cola and I and we drive 2 a 2006 Acura TL? used to have Anthem. going to buy it. has approached mine with my own insurance so who do you use?? www.insurancequotescompany.com as she is buying month and have no I just got my as I live out whole lot of stuff space apparently a rock are they really going just simplifying the process health insurance. Does anybody .
My girlfriend and I truck. The truck wasnt you in advanced, Spencer take effect immediately and insurance from outiside of company provides the cheapest insurance. I want a these industries (insurance, pharmaceutical) this car yet but that I ve never done plan for the baby, estimate on insurance for on my car insurance the auto trader that i dont have auto put my details in first, but this truck paint cost on insurance? have about $2k cash cheaper car insurance companys who needs low cost most of the women http://answers.yahoo.com/question/index;_ylt=AiXHGfR0V4Wu_wR4yFSL9Xvsy6IX?qid=1006042106706
What company would you haven t bought the car to get a new much would it cost prices, whatever) wwould it How much does high are looking at about I would be getting Thanks used on so that a way to compare how much extra on a number that you a car. no tickets insurance for under 1000? happen instantly or does to drive which is cars. Anybody know where start driving the bike i need liabilty insurance Besides affordable rates. well i want to time college student in 2dr coupe be considered I m in the process health insurance for my question but i ve always (considering it s age) it s of average insurance rates another child soon. Were Allstate if that helps) not to drive a employees have to pay I COULD SUE PROGRESSIVE is the average auto i can t drive it the rental car? And could not allow my a policy under 2,500. car insurance 4 a 23.we both decided to .
I am looking to 19 years old and statement to my boss I m picking up a a dealer? This would and he cant mess an insurance company? I m riding for about a health care for 7 creating our own business just turned 65 and 16 year old and insurance site? Thanks Anton tag, will I be insurance cost for my and have been looking student and cheap on and I m a stay am looking for a me someone else has me to pay. Also insurance with one company if i was to Wife has insurance through did a online quote online insurance quotes for in Ohio. We make moment, and have always If I take traffic an accident since I Cheap auto insurance the cheapest car insurance? statistic that says how money goes in the lower rate than what for full coverage on get a quote for cheaper car insurance in THANKS FOR ANSWERING BEFOREHAND read getting the box what is car insurance .
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I screwed up and was charged with DUI a few months ago (I was driving a car). I figured my insurance would double or triple but no, the cheapest I could fine is close to 4,000 a year! I was floored & absolutely in shock. My question is, would motorcycle insurance be cheaper being I got a DUI. I live in Fl. Do I even need insurance for a motorcycle? Everyone is telling me a different story. I need help please! Thanks! -Alex""
Churchill Car Insurance Problem?
Had accident which was my fault in Nov 08, hit a van in rear that stopped suddenly going through a roundabout (less than 5mph) and his trailer hitch ball went into my radiator and damaged the hood, grill and radiator. Car was 1996 Honda in very reasonable condition, MOT'd and all in good service despite its 125,000 mileage, new tyres, exhaust, battery, and clean throughout. Had fully comprehensive insurance with 50 deductable, loaner car and legal support so paid to be protected. When car was collected from accident, collecting garage said at that time that due to the mileage my car would not be repaired. However it took 5 to 6 weeks for the insurance examiner to determine that my car was beyond repair, so I did without a car all that time. Despite repeated phone calls to them, they never called me back as their examiner was on holiday. Then when we finally agree that a price of 500 for my car in January 08 and that took some haggling, the cheque never and so I started chasing them down in early February. I am then informed that I did not disclose a speeding violation on my application and they would have to listen to the tapes of my applying to verify this. Again this took several weeks, and I again had to pursue them for an answer to which they then said I had applied on the internet so no record of a phone conversation. The internet application was misleading, asking for what I believed was 3 years worth of offenses. I've only ever had 2 speeding offenses in my entire life - both speed cameras, just over the limit. The first was at 6 a.m. and I passed a bus pulling over to stop and as I passed it got flashed. The second on the day I found my dad had days to live and I was rushing to catch a flight, and as in both instances was doing 42 mph in a 30 mph zone for a very short period. Nonetheless, I was speeding and paid my fines. I wrote to the insurance company and apologised for not telling them of the other speeding ticket from 4 years and 9 months earlier as I forgot about it. But I admitted it, and apologised in writing. Then then came back to me saying that there would be additional premium to pay before I would get paid for my car. Well, its October 08, and I finally got a letter from the insurers saying they are not paying me as I failed to pay the additional premium requested and they were not going to renew my policy. I have never been asked even after repeated letters to them how much the additional premium was, and what I should do. No replies. I have asked for my car back which they agreed to pay for, and now they state there is nothing they can do, and it is their final decision. I went to the financial ombudsman and unbelieveably DID NOT get a reply from them. I've even spoken to one of their survey staff who tells me that they are incredibly busy and it was probably put aside and not dealt with. I'm at a total loss as to where I stand and how to pursue this without spending more than the accident and car was worth. I've written to their data protection officer and obtained copies of all documentation pertaining to this, so by their records can verify all this information quite clearly. Finally, I maintained my cool with them at all times. Never once did I raise my voice or become unprofessional with them. My questions are: 1. Can I legally request my car back as it has never been paid for? 2. Were they taking money for policy on a car they knew that through mileage alone, they would never pay for loaner car, or to have repaired? 3. This has meant over 30 letters and more phone calls than that to deal with, and rarely do they call you back or reply at all. Can I claim for this time and distress? 4. Am I totally wasting my time? Regards, Papa Don""
No claim bonus on previous car insurance?
HI I WOULD BE GRATEFUL IF YOU COULD ANSWER ABOUT CAR INSURANCE CLAIM BONUS DID 2 YEARS INSURE WITH FIRST CENTRAL INSURANCE FROM DECEMBER 2010 TO DECEMBER 2012 THEN STOP DRIVING AND NOT DRIVE FOR 13 MONTHS DO I STILL HAVE CLAIM BONUS I WAS TOLD YES IT EXPIRE AFTER 2 YEARS IS THIS TRUE? I TRY CONTACT MY PREVIOUS INSURANCE ABOUT THIS BUT NO REPLY YET THANK YOU
Will i have to buy individual health insurance starting 2014?
I have a job I am paying Medicare tax. Is it still mandatory for me to buy individual health insurance starting 2014?
Does full coverage auto insurance usually cover a large tree branch denting your car?
My husband just called from work to tell me our car has a huge dent in the passenger side. Sure enough, there is a large branch of tree in our drive way. Before I call the insurance I wondering if you know this answer to this so I can know what to expect. I am with State Farm and have full coverage.""
Swinton Car Insurance ?? Any one used Swinton ?
I have always been insured with either Churchill or Direct Line. Been shopping around this time and Swinton have offered the best quote so far through Highway Insurance.,. Price includes Legal cover, High breakdown cover, courtesy Car ect,, Im just abit unsure what the service is like as I dont know anyone who uses them. Any one used them and what were your experiences? good or bad ? Many thanks in advance.""
Do i need car insurance while im not using the car?
Im due to renew my car insurance. Ive 6 days after my motor insurance policy ends where i will not be using the car. Do i need to be insured for these 6 days despite not using or moving the car.? thanks
What do i need to have insurance..!?answer please..!!?
so i know that if we do insurance,we will get amount for the thing when the insured thing is damaged..!! but what is the used of this??we have to pay premium every now and then and we will be get paid at the end?right??or will the insurance company provide any extra money other than the interest on our money?? and isn't it better to invest on some other thing and get profit and use when our things are damaged?? health insurance is ok,i accept that in urgent cases we cant bring back our invested money in a while ,so we do that,but what about vehicle insurance?why do we need that? and if to avoid paying tax,insurace is opted??and for that thing,i think there are other sources too? but whatever why people go for insurance..that what i wanted to know? and also..for example,if i have an insurance for my bike and its not met with an accident till now..and if i die and i have no family and relatives to claim..where will the policy go?? and if i do health insurance and if i die,i think the money will be given to my children or whoever i mentioned..!!..so i cant enjoy the money i earned..!! huhh....lot of questions..please take some time to answer..!! thanks in advance..:):)""
How much would it cost to get insurance on these mopeds?
Separately, how much would it cost (roughly)? I am doing this for an E-Consumerism project, but I may also want to actually buy the Duke Touring. Can anyone give me a rough estimate, in dollars, for the cost of each? Please leave some sort of source so I know you didn't just make it up.""
insurance broker quote software
insurance broker quote software
Which car insurance is the cheapest and the best of all?
I know there are alot of car insurance out there and I want to know which one is cheap and reliable. I heard Geico is good, can someone confirm it, are there any other good one besides Geico?""
Approximate insurance cost for vw polo (UK)?
I am 17 and have just passed my driving test.. How high is the insurance likely to be for this http://www.ebay.co.uk/itm/2001-Volkswagen-Polo-1-0-E-5-Door-Metallic-Green-/280730016652?pt=Automobiles_UK&hash=item415cd01b8c#ht_1227wt_1140 ?? Cheers x
MINI One for first car? Insurance?
Desperately want a mini for my first car but they're quite expensive - especially insurance! Was wondering the approx cost of insurance on a mini one for a 17 year old after passing, I haven't passed yet so can't get a quote :/ Also, are 2003-4 reg minis more prone to problems & break downs? Loads of people I know have minis so can't be that bad? Or their just wealthy haha""
What's the cheapest insurance company for a 21-year old with a 2000 ford mustang?
My driving record new and unblemished.
What's the cheapest auto insurance for a 23-year old woman?
I've only wrecked once, and it was during a storm, with little damage resulting. I'm about to get a car, but I need insurance - what's the cheapest company for someone like me? Thanks!""
""How much would you have to make to own a $50,000 car?""
the question is what would your salary have to be to go to a dealership and buy a brand new car worth $55,000 car not owning a home, or having anyother bills to pay not even a cell phone??? and what would you figure your monthly payment to be, and insurance????""
""Why does my car insurance keep going up, despite having no accidents, and no tickets in my life?""
I am trying to figure out why my insurance keeps going up. I never had a accident, have a spotless driving record, and pay on time every month. Every 6 months when my policy renews, ...show more""
What about of 200% my current rates is supposed to be affordable?
The only way the Affordable Health Care Act can be affordable is if Bernanke works those printers even harder then they are now.
Cobra or individual health insurance?
If I loss of group health insurance due to end of employment, but the company offers Cobra plan which is too expensive for me, can I get the individual health insurance or I have to stick with the Cobra plan? I live in NJ.""
""What is the rate of car insurance in denver, co?""
also, i am going to be going school there and i am from hawaii..will i have to change my license plate and get a new car insurance or can i keep my hawaii insurance because im just a student.""
How much will my insurance go up with my speeding ticket?
First of all i know this question has been posted times before but i would like to use my information in this. I was going 29over the speed limit on a highway not near a school zone. This is my first ticket. The ticket costs $131. Would my insuance go up a lot? any? I appreciate any help. Thanks.
What should i expect in a auto accident and insurance settlement?
I was hit from behind on Wednesday evening heading to work. The driver was ticketed by the police and their insurance company has admitted full liability. Injury wise, I have whiplash which thankfully, is going away now. My car, according to their adjuster, is going to be claimed as totaled. So, my car is valued at 7400, and repairs just from visual inspection, are 7015. So they are going the totaled route as its cheaper for them. After they buy the car from me, they will sell it to salvage, expect to get 2k from it, and only be out 5400 instead of a full cost of repairs. So I've had the car for a year and half, taken out on a 5yr car loan. I still owe 12k on it. After they cut a check to the lean holder, I'm still responsible for 5k on that loan. The bank and my insurance at the time didn't offer gap insurance. Stupid of me, I let my current policy expire to search around for a more affordable policy. I kept procrastinating, and the accident happened with me having no insurance. Lucky he hit me and is at fault. I'm trying to see what my options are. I've gone to the liable company's website and see their basic plan for my state, law requires 25k in property liability for at fault accidents, plus medical etc. So I'm wondering what should I expect from the lady handling this claim. I'm not fooled when she called me yesterday and said that she is here to work with and for me. Saying that there is probably a lot of talk about lawyers, just know they will take 30-40% of you settlement. Know that I'm here to work for you, try to work with me I'm thinking my head total bull crap. 1, she works for her insurance company first, and will have their interest first, 2, she works for their client and to protect them from me in a suit. In the end, I'm not stuck with a car that they will not fully pay to have repaired, and will still owe 5k after they pay the loan holder the value of the car. My credit is damaged and getting a new loan is probably not going to happen easily. I really don't want to get a lawyer but I now have a car sitting in my driveway that I can't use plus a balance in the end. Anyone got some suggestions as to what I should realistically expect. The lady mentioned a liability settlement, repair settlement, medical expenses settlement, and personal injury settlement. I'm not out to make money on this as that just will not happen. But I have no car and will owe 5k still. I'm just like...f**k""
Annual Mortgage Insurance Premiums?
Pretty sure I know the answer to my question, but I want to run it by the pros . Doing my taxes and I'm to Form 1098. The form asks what my Annual Mortgage Insurance Premiums are. This is the additional $40 mortgage or loan insurance I pay each month, correct? The IRS is not asking for information about my Nationwide Home Owners Insurance Policy (aka: Hazard Insurance). Thanks.""
""How much would a $1,000,000 liability insurance policy cost?
I'm planning events at several different venues and this is required. Each event is 4 hours.
Crudentials for cheap insurance for 17 year olds?
Crudentials for cheap insurance for 17 year olds?
""How much would car insurance be for a f, pa, 16?""
how much would pa car insurance be for a 16 year old, female driver car suggestions: -mustang -X3 or any car on the hyprid/luxury end?""
""Car insurance, color, and does it really matter?""
Ok, made my decision, going with the new 2007 Mazda 3 S (with the 2.3 ltr engine and all that good stuff...not really sure on the sunroof though, it's kind of pricey) My question...s are: 1. I was told that if I got a loud color on a car that I would regret it for a couple of reasons. It attracts the cops to pull it over more and it could potientally higher my insurance. Is that just some kind of myth to scare people away from getting a nice color like red or yellow? 2. And secondly, what's a good color to get? Something that's easy to clean, but still shimmers and looks nice. I was thinking about the Aurora Blue. Everyone has black and silver cars? 3. I was building the car and I don't want to pay close to 21k for this car, it's worth a lot, but not that much. How much should I ask for? Now I've already gone to edmunds.com, it seems pretty helpful, but should I wait until they get the 2008 Models in and then try to buy the older model?""
Cheapest london minicabs/private hire insurance ?
I AM LOOKING FULLY COMP PAY MONTHLY INSURANCE THANKS ALL
""Nearly 16, in southern England and wanted to know average insurance cost on 50cc motorcycles.?""
I'm 16 in a few months and my parents are giving me 1600 for my birthday and I am allowed to get a motorcycle, i have done some research like bike prices, what cc I'm allowed and what kinda make/models I want.. I was just having trouble finding out average insurance prices people get, I live in the southern countryside and there is not much theft in my area, I wanted to know how much money I would spend roughly, so if I needed to add on more to my b day money, around how much should I save up.. Thanks guys :)""
What is the best type of life insurance to purchase?
I know nothing about life insurance but I would like to buy some to assure me and my kids will be taken care of in the event my husband passes. He only has one 1 issue which is Rheumatoid arthritis, otherwise in good health. . Me and my husband are both close to 50 years old. What is the best insurance to purchase? I know that term insurance expires. Does that mean if you do not pass within the term you do not get any money back that you have paid into it?. Thinking about a 250.000 dollar policy. Thank you.""
""Is $500,000 a large life insurance policy? Or is it just average? Or more of a starting point? Relative to what people typically have.?""
Is $500,000 a large life insurance policy? Or is it just average? Or more of a starting point? Relative to what people typically have.?""
Expired car insurance ticket?
So I got pulled over in may and had expired car insurance of about 10 months. I had presented my expired car insurance document and the cop had my car towed to a nearby car shop, where i got it back a few days later. The cop called another cop to drive me back to my university since my car was towed. I was talking to the cop who drove me back and asked what I can do and he told me to just plead not guilty on my ticket and get new insurance and bring it to the court. I don't understand, how can I plead not guilty? It was his advice and he knew my insurance expired. How can getting new insurance do anything for my cause? Any help appreciated, thanks.""
Is motorcycle insurance normally cheaper than car insurance?
For example if I wanted a Kawasaki Ninja 250,compared to a Toyota Corolla?""
Do you believe medical insurance should pay for breast implants?
Vasectomy, chiropractors, accupuncture, penile enlargement, orthopedic shoes? Why? Have you used it for such?""
What is the best life insurance for seniors?
age 53, will retire in 2010 - federal employee""
insurance broker quote software
insurance broker quote software
https://www.linkedin.com/pulse/mulhall-oklahoma-cheap-car-insurance-quotes-zip-73063-paula-petty/"
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Home owners insurance?
"Home owners insurance?
Will home owner's policy pay out if I did not obtain permits when remodeling my basement?  Will I have problems selling the house?
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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How an auto insurance 90/10 liability works?
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How much will two speeding tickets increase my insurance?
I got a speeding ticket last year around the same time for 15 mph over and just received another (in a different state) for going 18 mph over. Also, I have another ticket from 3 years ago (will be 3 years in a couple weeks), so that shouldn't effect my insurance after that. I called my insurance company and asked them how much my insurance would increase with this new ticket. They said $11 over six months, so that equates to less than $2 a month, which is fine, but I'm just not sure how honest they are being with me. Another person from the insurance company told me my premiums would go up by atleast $10/month without calculating anything, which seems excessive. Do you think it will be closer to $2/mo or $10/mo increase?""
What is the average Motorcycle insurance cost?
Not sure if these are necessary but 16 YO Female Probably Suzuki or Honda 2009 CRF Just estimate please. Don't tell me to call Progressive. If you have owned a motorcycle tell me what your price was. A good straight FWD answer. Thanks. Your source would be helpful too for Example- Motorcycle of 4 years Have a Harley
Premium cost of insurance
If an insurance company has a payout of 17 millions, admin expense at 5 million, and profit of 2 million, with 26,000 insured. How much premium would they charge to each client.""
Is there ANY way to get birth control without insurance and not have to spend an arm and leg?
I'm 20 and covered by my parents' insurance-i'm a student and part-time server and do not get benefits or insurance through school. My parents however do not want to ...show more
Is insurance expensive for two cars (one person)?
I have an automatic car right now and I really wanted a manual but not as an everyday driver.One to just work on and drive occasionally. Can i just switch my insurance from one car to the next, instead of paying for two at the same time?""
Why is it that insurance rates are so high in the state of New Jersey?
The insurance rates in New Jersey are higher than any rates in the entire United States. I demand an answer to this outrage! It makes no sense that in California you can pay like $140 for the whole -year- to insure a car, while in NJ you pay like $140 every month.""
Car insurance company wont pay for my car? /:?
I got into an accident like 6 or 7 months ago. I was making a legal left hand turn and she tried to pass me on the left while I was making that left and obviously she hit me. she lied to the police and said I was pulling out from the shoulder and I didn't look to see her coming and the officer believed me and wrote my story down on the report cuz that's actually what happened lol. her insurance company (Geico) is obviously taking her side cuz they don't want to pay and even though they have the police report they are only paying me 50% and that's just unacceptable. Is there anything I can do to make them pay for at least 75% of it?( besides eyewitnesses cuz there were none )
Will My Parents Insurance go up?
I'm a g1 driver, got pulled over for speeding, got slapped with a few other tickets, was wondering will my parents insurance go up
Will my motorcycle insurance really be 145 dollars a month?
i did a quote online at progressive just to get an idea of how much the insurance would be for a 2005 yzf r6. i am 18 years old had my motorcycles license for 2 years and have been riding smaller bikes for 2 years now the r6 i am looking at costs 6000 with very low miles and an aftermarket exhaust from a dealer and i will be making a 2200 trade in which will go towards the bike but the rest will have to be financed. i heard the online quote is wrong because i didn't use my social security number and is different from the real quote i should get. also the loan will most likely be under my parents name and if u know of what type of coverage i will need since it is financed ive been doing alot of studying but thought id ask on here. i live in wisconsin which isn't a very populated area which should also make a difference if u know anything or need to know anymore just ask thanks alot
""In ontario, does a 10-day permit for a car include insurance?
My father-in-law gave us his old car. We need to get it certified. Does the 10-day permit include insurance for the car? How much does the 10 day permit cost?
""I moved to long island, port Jefferson area. Anyone know a really cheap auto insurance around here?
I really need one before it starts snowing..Walking and taking the bus here is a nightmare. Please help.
Are the insurance companies having a super party right now?
I mean it is now law that they will have a steady stream of customers. So are they psyched?
Ow much does it cost to deliver a baby without health insurance in washington hospital california ??
Ow much does it cost to deliver a baby without health insurance in washington hospital california ??
How much does motorcycle insurance cost?
I recently turned 18 and saved up enough money for a ninja 250. how much would insurance for this cost in michigan
Is it possible to find a health insurance plan with no deductible requirement?
I found the perfect plan for $33 a month, but it has a $10,000 deductible. WTF? Unless I become pregnant and have a kid, or need surgery or whatever, I find it impossible to make a $10,000 bill within a year. That's too much. I've always been healthy and rarely need to visit doctors. Then I was looking at other policies and they were more expensive, but they all had deductibles. One was like $160 a month with a deductible of $5,000. And anyways, I'm a college student and financially independent which means that I am no daddy's girl -I have to work to support myself and pay some school expenses. I don't want to depend on my parents financially in any way (they are willing to, but I just feel like at 21, I shouldn't be their responsibility anymore) so I always worry something would happen to me and they would have to pay hospital bills for me. I can't afford paying a very high deductible or a high monthly quote. Any hope for me? ..or should I move to Canada?""
I'm getting sued from an old car accident? will my insurance pay?
two years ago i was involved in an accident with another vehicle. we filed a police report and we each reported the accident to our insurance companies. i filed a claim with my company, but the insurance companies had us each pay our own damages. we both walked away from the accident. two years later, i receive a certified letter that i'm being sued for $10,000 (within my liability limits) for medical damages and other losses. i need to appear in court or have a lawyer. it's been two years, will my insurance company still cover this after such a long time? and, do i have to find my own lawyer, or will the insurance company help me? (they're a very good company) i just found out and i contacted them, but they can't get back to me til monday while they find the old adjuster's files.""
Car Insurance Question?
I am buying my first car....a pre-owned 2008 nissan altima 3.5 sedan (4 door) I would love to know how much im looking into for insurance and which company would be best for a new car owner/college student Geico Progressive State Farm etc..... Any information would be beneficial
Insurance for a non-running vehicles Title Transfer?
Do I need insurance for a title transfer on a private party vehicle that is not running and wont be for a while in the state of florida? Also what is the process for doing so? Thank you, Tyler""
Where can I find affordable health insurance?
I am 19, a smoker and I am currently not working but I have health issues and I need to find a health care provider that won't drain my bank account... Any ideas?""
How much is motorcycle insurance for a 16 year old?
If I'm a 16 year old male in Texas, what would be an average price for insurance on a newer model sports bike 750cc""
Home owners insurance?
Will home owner's policy pay out if I did not obtain permits when remodeling my basement?  Will I have problems selling the house?
Must you have insurance if you are a driver in the state of Nevada?
I'm a driver in California, under the age of 21. I don't have a car that I own nor am I put on the other cars that my parents own and don't wish to be on them. If I am not planning on driving any time, do I still need to have insurance because I have a driver's license? If you have an answer, I would appreciate a link as well to look on.""
What is the best auto insurance in georgia?
What is the best auto insurance in georgia?
I double paid home insurance?
I just found out that I paid my homeowners insurance seperate and my morgage is paying for it as well. Its been 2 years....should I ask for a refund or what?
Car Insurance when selling Car?
Ok the situation is as follows: I am selling my car for a new one. I have asked my current insurer to transfer my policy to the new car which is fine. However I then questioned about temporarily insuring my old car under the policy and they wanted a ridiculous amount of money for a week - I also do not know how long it will take to sell the car. I questioned the amount and asked what customers generally do when they wish to keep an old car insured. I was told that I could drive my old car on a 3rd party basis as my policy going forward covers me fully comprehensive. I thought fantastic - but then I was shocked when I was told that if I drive the car it is insured 3rd party only but as soon as I park it up somewhere it is uninsured and could be towed away by the police. I have since read my policy document which claim that I can drive any other car 3rd party providing I do not own the car and that there is already insurance in place? Can anyone clarify the above or provide advice. I am so confused and unfortunately are unable to call my insurer back now or over the next couple days? Thanks in advance
What is individual and family health insurance?
I am planning to have family health insurance in these days but I want to understand the basic difference between individual and family health insurance.
I desperately need auto insurance. i got my license like 6 months ago and i need cheap insurance?
as u guys probably kno, insurance for teens is ridiculously high!!.. the cheapest i got it was liek 215 a month.. but thats like.. no coverage. do any of u kno a good company or a good alternative way to legally have insurance which is not necessarily a monthly payment? (my friend told me about insuring mye license but im not too clear on how that works)""
How much does auto insurance cost for a teenager?
How much does auto insurance cost for a teenager?
Where are gender therapist in Michigan that's affordable or that take medicaid?
trying to seek help but my funds are kind of low and I have medicaid insurance and I live in Clinton, Michigan can anyone help I really need help please""
Stopped for no car insurance but we do have insurance car seized not fair?
11.30pm last night pulled over said no insurance.Did not have insurance document in the car,just the license.Because of the time they seized the car because they could not phone the insurance company.Told them only way i can get proof is bank statement as i was 20 miles from home,but that was still not good enough.I have paid insurance by direct debit for the last 2 years and no problems.so i am well cheesed off this has happened. Have produced the lenience at local station,and shown them documents,they phoned the insurance company and have now give released papers to pick up the car.I am very unhappy with this whole situation and now out of pocket. Is there anyway of claiming the costs from police or insurance company,whoever it is to blame,as there is no way i can be liable for something i am paying for,and to pay 30in taxi fares another 20 to get to the car compound and another 170 to release the car.There must be a way i claim this money back as i feel i am in the right.plus have to fight the 200 fine and 6points also totally unfair and messed up situation this is. I just can't except the inconvenience and the costs that i have to pay when i am legit on the road.surely i can claim if anyone knows""
Motorcycle insurance is not required in florida. But can i ride a florida motorcycle in Virginia?
I live in Florida and am planning to get a motorcycle license from Florida. But I'm probably not going to get insurance because it's my first bike in the US, and it's going to be a 600 or a liter bike. (I've in riding in another country, so i do have the experience, but that doesn't count in the US). Florida doens't require me to have motorcylce insurace, but will I be able to ride this bike occassionaly out of the state without insurance? Will I be restricted to riding within the state?""
Cost of insurance for a 20yr old?
I'd like to buy a Toyota Yaris or a similar kind of car which is in a low insurance category. How much would you estimate that the insurance would be they? This would be my first car although I passed my test 3years ago and have been on my parents insurance since! Thankyou.
Young Driver Insurance?
I am 18 and have recently passed my driving test. I have bought a car, a 55 regVauxhall Corsa 1.2 SXI 3 door, and before I bought it all of the insurance quotes were cheap - none above 2500 a year. I looked today and all of them are over 4000, even if I put both of my parents as named drivers. Does anyone know any good, cheap young driver car insurance companies or have any advice on how I could lower my premium? I have checked the majority of comparison sites.""
""How much would insurance cost for a 23 year old with a $1,500 car in florida?""
Assuming the car is fully paid for, how much would insurance cost on a rather cheap ($1,500) car in Florida for a 23 year old with a spotless record. If an exact amount is too hard to find, a ballpark estimate would help.""
Insurance estimate help?
I'm 17 years old, currently in high school, upcoming Senior, I have had my license for about 6 months with no accident, I usually have a A/B grade average in school. I want to purchase a 2006 Honda Civic Si, it's a 2 door coupe, with 197 horsepower. As of right now I am currently using a 2002 Honda Civic Coupe EX, I have someone that's going to buy my car for around $5,000, I'm going to use that as a down payment, the Si will be around $15,000 used, at a dealer, around $8,000 after I put $5,000 down, and the additional $2,000 I already have in my bank account. How much do you think I would be paying for insurance on this car? Additional questions: - Do I have to have full coverage? - How do I quote full coverage on a insurance site? - Which insurance company would be better for me? Additional information: I live in California. 17 years old. Held license for a little more then 6 months. Better than B average. I have a part time job outside of school, my parents will provide the loan, and I will be put under my parent's name, we own 3 cars in all (mom, dad, and me)""
Home Owners Insurance?
My husband and I are looking for the best home owners insurance in California one that includes earthquake coverage and other stuff like fire and theft can you give me places to check out? We will be living in Culver City, California in the USA""
Getting Car Inspected Late - will insurance go up?
If you let your car inspection sticker in Massachusetts expire before and then you go to get the car inspected late, will the Massachusetts RMV find out that you let it lapse and then hit you with points on your license and/or increased car insurance rates? Would if your car doesn't pass inspection, will that raise your car insurance also?""
""Crashed fathers car, i have open insurance, car is still insureed in guys name bought car from?""
hi bought car, put it in my fathers name, before got chance to insure it, some lady totally at fault(for the accident) crashed into me. father has no insurance on car but he is the registered owner. the guy i bought the car off never cancelled his insurance on the car but was not the registered owner when i crashed. i have another policy on another car that says i have open insurance so long as the car is insured. well the car is insured but is the insurance void since seller is no longer the registered owner of the car. am i insured. thx for your time""
How much does car insurance cost for a new driver?
How much does car insurance cost for a new driver?
How much would it cost for a 19 year old and 24 to get full coverage medical and dental insurance?
Hi I'm looking to get myself and husband full covered medical and dental insurance monthly priced? we live in florida. I want to do like a family plan maybe. If you could give me seperate prices on the dental and medical, it will be greatly appericated:)""
How much is car and home insurance?
sorry this is kinda long.. but... im doing a project for economics class. and we have to figure out our future, like make a resume and a job app a cover letter, and all this other stuff after we picked a career we are interested in doing with our lives. so, we have to figure out our budget like housing stuff, housing bills, transportation like car insurance and car payment. investing and miscelaneous like cell phone bills internet and entertainment to name a few.. after this. we take our total monthly net pay, and subtract our total monthly expenses and thats our remaining income just for whatever. but i am having trouble finding house insurance, and car insurance. all i am getting from searching is quotes, and i dont need that.. i jus need a straight up dollar amount. if anyone can help.. that would be great.. thanks.""
Where to a find good site Affordable Family Health Insurance?
Hello, please suggest me a website for affordable family health insurance.There are many sites that offer you discount, but i think most of them are scams.I need cheap price for my health insurance.Please let me know.""
What used vehicles are the cheapest to insure for new drivers?
My daughter just turned 16 and we are looking for an inexpensive used vehichle for her to drive. Insurance is unreal. What vehichles are the cheapest to insure?
Car Insurance for 4 months?
Hi guys, I'm back with my parents for about 4 months, and I would like to drive the car. To do this, obviously I need to have insurance activated (secondary driver). They are saying that they need to charge me for a year that. Saying that I might come home and drive the car. Meaning, for 8 months I would be paying for nothing. Because I'll be in another city, not even close to the car. 1) If I did come home, I wouldn't drive the car without insurance 2) I don't even come home during the school year, and there is a chance that I won't come home for the summer Do I have any grounds on this? I think the insurance salesperson just wants to gouge money.""
Life insurance / suicide clause?
My husband committed suicide 3 weeks ago, and left me w/ a lot of bills and 2 kids. He has some insurance policies, some of which he has had for 20 years. My question is, will the older policies most likely pay, or will they dispute, or can they??? I don't know much about these things. One policy said they would pay, but now I can't seem to track anyone down since I sent in the paperwork.. Any ideas?""
One-way Insurance HELP?
What if I have one-way Insurance, and my friend hit my car? what will happen if I do Insurance on him? Will I receive any money for the damage? will my insurance rate go up?""
Home owners insurance?
Will home owner's policy pay out if I did not obtain permits when remodeling my basement?  Will I have problems selling the house?
How much would the insurance on my car be?
I'm 18. I just got my car. and I just got my license. and I have a 2001 Hyndai. I live if Fort Myers FL... How much would it be on my own? and How much could it be under my brother in laws name that has had his license for 5 years?
Can i get insurance on my name...but my boyfriends car?
Registration is coming up, for my boyfriends car. He has a DUI on his record, so he's unable to drive as it is, I'm the one who drives his car. I was wondering if I could get my insurance to cover his car since I'm the one who drives it even though I'm not the registered owner. And would DMV (in california) acknowledge it?""
When getting insurance for a vehicle??
Do you get the insurance first then a licence..or get a licence before you get insurance?i've heard 2 different stories from 2 different insurance companies..which is true?
Were can I buy cheap insurance to reg a 1966 Vw bug?
I live in daytona florida
Will the insurance company cover my accident on a rental car?
What happen if i rent a car in my friends name and take it out of state but use my dad's insurance card? I am only 19 and live with him. I am not adding my name as the secondary driver at the rental place. If i get in a accident in a different state will my dad's insurance cover the accident. And i can't rent in my dad's name. So that's out of the option. I am renting in Georgia and going to Florida. Thank you
Insurance when moving to america?
I am a 30 year old woman moving to the united states what kind of insurance cover do i require any companies recommended ?
Insurance on 04 STi.?
I am 17 year olds. I have Driver's ed, safety ed courses, and good grades. How much would insurance cost for me?""
How much is a the monthly cost for a used car including insurance ?
I would like to buy a good used car around 6000 ..but, I would like to make a dewn payment of 1500 and get a financing for the rest .... What would be my real monthly cost ...? a friend told me that I will have to pay insurance as well ... and that it could 235 per month w/ Geico or 135 ..... Do I have to get an insurance for my car ? Do you yourself pay your car loan + insurance ? if yes, how much ..? what can I do to pay less insurance ?""
Getting car insurance on the spot?
I am looking for my first car at the moment and I have a question about insurance. Let's say I go to look at a car that I've found on the internet and I decide to buy it right there...how do I go about getting insurance right away? I live in the UK btw
""Looking for cheapest car insurance, see discription thanks!?""
I'm 16 I get a 3.8gpa and own a 1977 formula 400 pontiac firebird, and live in california... I want to get cheap insurance my family doesn't make allot of money. what is the price range for someone with my credentials.""
Sports cars with cheap insurance?
I am 16 and I am looking for a sporty looking car, with good horsepower, but that wont kill me with the insurance rates like Mustangs, Camaro's and Trans Am's would. Any suggestions?""
How to insure my used car auto dealership?
I just founded my own used car dealership and I was wondering what kind of insurance I need to cover it. I understand that I will need general liability of course, but I also heard a lot about blanket coverages. If anyone can help if you can give me just an overview of what kind of insurance I need I would highly appreciate it. And also what are some carriers that would insure me? Thanks!""
Car Insurance Rates By City?
Where can I find statistics that show the average car insurance rates for that city or town. I am looking to invest in some property, not far from Metropolitan New York, and became interested in knowing. Currently where I live and at my age, 20, insurance for me is in the proximity of $5,000. Which I do not intend on paying. Thanks, and information or suggestions are welcome""
Best insurance lawyer in southern california?
i had my car stolen and the insurance company is trying to screw me so i need a good lawyer to help me fight back.
I got married but haven legally change my name how does that work with insurances?
I got married but haven legally change my name how does that work with insurances?
How much do you pay for your motorcycle insurance?
I just check for a quote for a cbr 600 f4 I wanted to buy and it quoted me $2,200 a year! Does that sound right? I'm 19, live in New york city, male. Whats your state, age, bike model, gender, and insurance rate?""
Why is Geico auto insurance so cheap?
I just got my Allstate bill in the mail and my insurance went up to $100/month. So, i called them, told them to screw off and called Geico. They told me because of my perfect credit, perfect driving record, etc...that it would only be $48/month. I obviously switched and asked them how they could be so cheap. She said it was mostly b/c they don't have agents. Is this just too good to be true?""
I hit a dog last night with my car what should i tell my insurance company now that its the next day?
I don't care about paying a deductible just need it fixed asap so I can get back on the road damages will cost to much to pay on my on
What is the benefit of term life insurance over other types of life insurance?
What is the benefit of term life insurance over other types of life insurance?
Does car insurance cost the same for every car?
I'm 18 and right now I have 800 for a car, but the one I want is 4000, would the car insurance on that cost more than the 800 one?""
Can you drive a car in texas to alabama without insurance and inspection sticker?
I had just bought a car two days ago and i don't have insurance for it at the moment and i don't yet have my inspection sticker. i bought it here where i live in austin texas. i had JUST bought the car two days ago so is it possible to drive it to alabama without those things? i have NOT driven the car yet only to bring it to my apartment. since then i haven't touched it. i have no money to get the insurance and stuff at the moment that's why i haven't even driven the car yet. is there a grace period for this? is there any way i could still drive it just for a couple hour ride?
My new job has a waiting period of three months for health insurance but we need medical treatment now!?
My wife has been having serious difficulties with her joints, fatigue, etc. Got bad enough that she ended up losing her job. Doctor told her a couple weeks ago she has rheumatoid ...show more""
Should I report my small fender bender to my insurance?
so I hit a motorcycle and broke one tail light off of it. The guy took my insurance info but said if I pay out of pocket he won't report it. the thing is... there was really no fender damage to the paint but he said he needs to paint it. I went to an autobody shop and to fix the light it will be about maybe $200. but if he is gonna want to paint his fender, should I report it to my insurance. I have pictures but not close ups of the paint. how much will my premium go up. I have no deductible and I have mercury insurance in California. Is it worth going through insurance... how can he prove that the paint job is caused by me? Thanks! Any advice on what to do would be great! I don't want my insurance to go up and don't mind paying out of pocket, but am scared he will eff me over with the paint job and go to my insurance.""
Who has the cheapest car insurance?
...
Where can I get health insurance?
I have a disability (hearing loss), and I don't have a job, so I am not working. I want to get a hearing evaluation at University of Washington (where I live) but I need health insurance. Otherwise it will cost me 900 dollars which, I don't have. What can I do?""
Home owners insurance?
Will home owner's policy pay out if I did not obtain permits when remodeling my basement?  Will I have problems selling the house?
How can we make health care insurance work like car insurance?
Everyone is familiar with how car insurance works. Its available to all. Its pretty cheap. They can't drop you from coverage even if you are a drunk driver. Once you have a accident they dont raise you rates too much. Why can't health care be more like Geico (insurance) and your local car repair man (doctor) and the DMV (government help)?
Why is my insurance quote 10 times higher than last year?
So, i got my motorcycle license last summer and bought a 2003 Kawasaki ZX6R for $5000. My insurance from Progressive was $1700 for the year (full coverage). I rode it for two months before it got stolen. In those two months i got one ticket for straddling lanes. Once the bike got stolen i got all my money back. Now, I'm looking to get the same bike again. I just called Progressive and they want $6056 per year for full coverage!!!! And if i were to buy a brand new 2007 model it would be $10000!! So, $6056 for a $5000 bike? And $10000 for a $9000 bike? What gives? One ticket and the theft did this? I don't get it. What are my options?""
Student Health insurance?
I have a friend who just turned 18 and no longer qualifies for Badger care (state insurance). Her mother is jobless and her father is out of the picture. She has a part time job but it does not provide insurance. She is still in High school and needs some sort of coverage. Does anyone know of an affordable health insurance plan for students?
Advise please im looking for a cheapest and reliable car insurance i?
For my honda civic 2012 LX, thank you!""
Address on insurance and car registartion is different?
One of my relative has the car insurance with his Buffalo, NY address and his car registration and license address at Brooklyn, NY. Most of the time he lives in Brooklyn. Is there any big problem if addresses are different? He changed the address on his insurance to save money on insurance premium.""
Unemployment Insurance in California?
I currently receive unemployment insurance. On the check stub it states that my claim expires on 07/2008, although the balance noted on there is less than what I usually receive. I believe its because the 6 month period has ended. My questions is, can I reopen up the claim? Am I still eligible to receive my unemployment insurance until my claim has expired which is 07/2008? I was told that you can claim unemployment insurance for a year, so I don't understand why I only received it for 6 months. I was with my previous employer for 7 years, so it's not like I worked wherever for a short period of time. And I am actively seeking a job, although I have a few expectations so I haven't accepted any offers plus I'm a single mother and I have to work around my parent's schedule cause its way too expensive to leave my daughter at a decent daycare that I can trust. Hopefully someone out there can help me with a few information.""
Is there a time frame for insurance company's to issue check after vehical has been declared a total loss?
I live in California, and on July 17th my street bike was stolen(only means of transportation) i promptly filed a police report and claim.Here it is Late october and i am still bumming a ride and taking public transportation to work.I have been told 10 business days by my insurance adjuster(his reply to when i will get paid off) for the last 2 1/2 months.Is there a way i can check if he is telling the truth this time?Are there any laws that make an insurance claim be paid off in a reasonable amount of time?sorry if this comes across as a rant and not a question lol i am at my wits end.""
""Which Car insurance is the best , and about how much does it cost?
how much does insurance cost for a 16 teen and which insurance is the best just asking
Does anyone know how to find someone who wants to have their car driven somewhere for them for a fee?
I am interested in making extra money and would be willing to drive someone's car for them. Does anyone know how to get started in this as a side business--how to find clients, how much fee to charge, insurance issues etc.""
19 Y/O searching for health insurance advice?
I am 19 years old, I will be starting college in late August/early Sept. as a full time student at comm. college. I am not employed and my mother supports me. unfortanatly, she ...show more""
Health and Auto Insurance question?
I am nineteen years old and I need insurance. I was kicked off my families insurance plan just because I'm not going to school full-time. I'm working and going to school. What do I do? It's really bugging me to be without insurance. I need to work, though. Are there student insurance plans or anything like that?""
Insurance resposibility?
I am a policyholder of a vehicle, and if someone borrow my vehicle and cause a accident, who will be responsible for paying the damage, his ins or mine. and what happend if he does not have insurance coverage""
Insurance on a 2006 mustang GT?
Looking into buying a new car soon. Found a 2006 Mustang GT in great condition. Was wondering about insurance costs. im 18 years old, female, licensed for 2 years, totally clean record. Around what do you recon the insurance would be? thanks""
Will a police officer get lower insurance rates?
Im in training to be a cop, and i want to finance a 2010 Chevy Camaro, will being a cop help with car insurance rates?""
Too much to pay for car insurance?
I received my renewal notice today from my insurance company. I'm getting tired of paying so much for my insurance, I think its time to start looking around. I heard all the car insurance myths, when you turn 25.. Itll go down when you bundle your house & car insurance it'll go down when you get married it'll go down nope nope nope It has gone down a total of MAYBE $5 a month or $60yr. I'll be 29 in Jan, no accidents in 8yrs no speeding tickets in 5yrs. I drive a '06 4dr car and I'm paying $125/mthn insurance. Is it just me or this way too high to be paying insurance.... I've been with this company for close to 6yrs now.""
What car insurance company would you recommend?
Yeah im 20 years of age and im just going to get my license. Yeah i know...why did i wait so late. But now i want to know what car insurance company would be good. I don't have a huge budget to spend but i do need insurance. HELP ME OUT...
If there is no damage to either cars then how much would insurance rates go up for the person who caused it?
i was in a accident today and this hood girl came out of nowhere but the only damage that occured was the front tag of my car came off and her car has no damage. How much will my insurance rates go up.
Laddies. Is there any good Health Insurance that is not that expensive?
I know this is a dump question to ask but is there a Health Insurance that is not that expensive out there? I live in Missouri and she is 29 years old. We have 2 kids and live pay check to pay check. We tried Medicaid but they won't cover it unless you don't work or have more kids, and both are out of the question. I don't make a lot of money where I work but it does pay the Bills. I have tried to get a 2nd Job but with my first Job it doesn't always work out. I have to work over time and that doesn't cut it with most Jobs. I am trying to find a good health insurance that I can afford to help pay for her hospital visits. Please help me.""
What is good Car insurance in Atlanta?
I'm moving to Atlanta. What is a good car insurance to get and at a reasonable price. I'm not sure the whole breakdown but state farm was about the best price I could find for about 120 dollars a month and that includes renters insurance for about 10 dollars a month. Please tell me what insurance you have and the breakdown of it and how much you spend a month on car insurance in the Atlanta area. Thanks a lot
Will Vandalism affect my Car Insurance rates?
My car was vandalized last night, they ripped off a piece on the back and cracked the bumper in the front. If I make a claim with my insurance company will this affect my rates?""
How much would insurance cost for a 2005-06 mustang?
i am 16 and want a mustang how much will insurance be for a year compared to the average car... also i wont have a big engine....the car will be 14,000 or less""
How much will car insurance cost me per month?
I'm 18, just passed my test in April and want to get insured on my mums car. I want to only get insured for the summer so lets say i want to be insured for one month on my mum's VW Golf 1.8. I know its a big engine but its an ancient car...i think its 18 years old and my mums insurance is quite cheap atm she has over 6 years NCB i think. So how much will it cost me to be insured for one month on my mums insurance?""
""Insurance Claim estimate lower than expected, what do I do?""
An elderly lady backed up into my car a few days ago and we decided it'd be best to file an insurance claim. After the claim was ruled in my favor I was sent to a body shop for an estimate of the repair. The damage was to the rear quarter panel of my car which consisted of a scrape across the panel and a quarter sized dent in the panel. The insurance adjuster gave me an estimate and check for 855$. My question is in regards to the repairs, I feel that since this is 100% the other party's fault and since I am the person who has to drive the car that I am entitled to the maximum premium in repairs. I have been reading on Paintless Dent Removal (PDR) and most will say that its the cheap way of making a repair. Does anyone know if it would be possible to go back and get a new estimate/settlement for a new rear quarter panel? Basically my logic is this, if you damage any of my property it should be 100% my call if I want to settle for a compromise or not.""
Car insurance for a 17 year old? HELP?
Im 17 in the uk and passed my test 2 months ago and have been insured as an additional driver on a parents car since then (2500 for one year on a ka what a piss take). no claims or convictions, nothing. I've been looking to buy my own cheap car but the prices insurers are asking for on comparison websites are absoloutley ridiculous, 10,000 annual for a ford fieta worth 900! I've tried choosing cars with small engines like a citroen c1 but STILL ridiculous quotes. How ar other youngsters complaining of their annual insurance of 3000 when I cant even find one under 10,000!!!! WTF. How are 17 year olds driving their own cars at my college? from what I've seen its financialy impossible unless their parents are millionaires. Half the insurers I go to online are 'unable to offer a quote', and theres no point in me taking pass plus because that'll only take 100 off of a giagantic quote which'll make no difference whatsoever. WHAT THE HELL. my postcode is RM7 if that makes any difference? Is there any kind of specialist young driver insures that I can go to who'll give me a better deal? I mean even if it was 5000 annual I'd be happy! Or insures that do that black box in your car thing? Because Im actually a very safe driver and having to pa astronomical amounts because of statistics is rather annoying. So any ideas of insurers I can go to direct to try and get a decent deal? thanks""
What is the average car insurance rate for a teenager?
I am currently under my mom's insurance. I don't know what she has, but she said after I get my license I need to give her $1200 up front for my part of the insurance. Is there anything cheaper I can get on my own? JSYK: I am a 17 year old about to get a license in 10 days. I have a 3.8 GPA and got over a 90 on the written portion to get my permit. I live in New Jersey, and I am a female. I currently have about $1,100 saved from working the passed few months but I need some of it for band camp and I am paying for my car. My parents won't put anything forth to help me with the payments.""
Home owners insurance?
Will home owner's policy pay out if I did not obtain permits when remodeling my basement?  Will I have problems selling the house?
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car insurance quotes for elderly
"car insurance quotes for elderly
car insurance quotes for elderly
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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Motorcycle insurance question?
Hey, I dropped my motorcycle on the right side yesterday during a turn. It's a 2009 Kawasaki Ninja 250r. Two pieces of fairing were damaged pretty badly (right side and front piece). I just got insurance the day of the drop (before dropping it). Will insurance cover the damage? Also is it even worth getting them involved? I already have very very high insurance ($400 a month for a Honda Odyssey) due to previous car accident. I don't want to get any more things on my record. Will my insurance go up if I call them? The replacement fairings will cost me $560 out my pocket. I have a $250 deductible on the bike. So I would save about $300. Is it worth it?""
Insurance question?
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What is the cheapest car insurance for a 17 year old young man?
I'm 17 and passed my test a couple of months ago. i've checked websites like go compare and the cheapest car insurance i can get is around 2000 pounds. this is way too high. whats the cheapest i can get? i understand if i go on my mums insurance i could probably get it cheaper. whats can i do to make it cheapest? for example go on my grandma's with 3 other people insured on it or something ? i havent got a car so if anyone could tell me the cheapest car to insure? i understand clios are quite cheap? thankyou
Do you have to report a DUI to the car insurance company?
My friend got a DUI not too long ago. This is the state of Florida, and she has Allstate. I understand that her getting a DUI is now public records because she spent the night in jail. Because the fact that it's public records now, is she required to inform her Allstate insurance company about her DUI? Also, what will happen either way whether she reports it to insurance company or not? Will they remove her from her insurance or jack up the rates? It is her FIRST DUI and other than that she has a good driving record. Thanks.""
I am looking for the website for the Illinois Insurance Auto Assigned Risk Pool?
This pool provides insurance for high risk drivers on a rotating basis.
Can anyone give me any insight on approximate costs for cars/car insurance?
In defense of my ignorance, I'm only sixteen, and I'm trying to figure out how long it will take to save up for a car/driving school/insurance/all that stuff. And since I don't actually have a car yet, I can't get a quote on insurance. Also, I realize that every case is different, prices vary, and it's next to impossible for anyone to give me a definite answer, but all I'm asking for is approximation. Things I need to know: -Sixteen, newly licensed, about how much per month for insurance? -In your opinion, what's the best/cheapest insurance provider? -About how much is the cheapest that I would be able to buy a used car for, assuming I'm not picky in the least about anything besides it being one that actually runs, where I won't have to worry about all kinds of repair costs? I know this is kind of ridiculous, as no one can give me an official answer, but all I'm asking for is approximation. (: Thanks in advance. If I've forgotten any fees that come with car or insurance buying, feel free to educate me? THANKS TONS.""
How can I renew my car insurance from abroad?
Hi! We are going for a long vacation to Hungary by car. (I live in the UK but I'm a Hungarian national). My car (UK registered) insurance will expire while we'll be in Hungary. I was trying to get a new insurance before we leave but my current insurer will only give a renewal quote 21 days before it expires(which means we already be abroad) and they will only give my proof of bonus then as well. What are my options? Can I get a new insurance without losing 1 year of no claim bonus?
Is the car insurance free for me?
Ok, my family has State Farm and my mom and dad are on the insurance. If they list me as part-time, will they have to pay extra for me (I have a clear driving record.)? I tried to ask the agent this question,but I guess he didn't understand what I was trying to say. He said anyone that my parents give permission to can drive the car and they'll cover if there's an accident. So, does that mean the name has to APPEAR on the insurance if I'm part time?""
What is needed to become a homeowners insurance broker in California?
What is needed to become a homeowners insurance broker in California?
""I just found out that I am 9 weeks pregnant, which insurance company would insure me if I just found out?""
So I just found out I'm 9 weeks pregnant, and I've been uninsured for the last 5 years, which health insurance will insure me if I JUST found out I'm pregnant?""
Cheaper auto insurance if my parents add me to their policy?
I'm 20, financing a car.""
What is the cheapest auto insurance for young drivers?
With your experiences with auto insurance, whats been the cheapest you've had or knew someone had. I'm 20 with a 2001 Mazda Protege LX 2.0L in NYS""
About how much would the insurance cost on a 2010 Mercedes Benz C300?
BTW I'M 16 YEARS OLD. Big factor, I know. I know I don't deserv it, I'm too young, yeah, I know. But I don't want any of those answers. Just please answer my question with no complaining about how you didn't get a nice car when you were 16. I just want an estimate. Thanks!""
Best car insurance today?
I just got my car licence.. and I'm looking for a place to inform me about car insurances. Thanks
Insurance while overseas?
I am wanting to travel overseas to join my wife but wondered if something happened to my family (in the future) and I need money fast to travel back is there some kind of insurance I could take out before I leave?
How much is the insurance for evo x 2008?
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Insurance on 2010 Camaro?
what could i expect to pay in insurance for the 2010 Camaro?
Will Vandalism affect my Car Insurance rates?
My car was vandalized last night, they ripped off a piece on the back and cracked the bumper in the front. If I make a claim with my insurance company will this affect my rates?""
What's the cheapest sr22 insurance in Alaska?
I know you can't get a quote without prying, but I was hoping someone on here could help me.""
What is the most affordable insurance for an amateur athlete ?
What is the most affordable insurance for an amateur athlete ?
Why is it a requirement to have a car insurance in the UK?
i have just passed my driving test last week. i already have ford fiesta (its so loud). why would i want to insure my car against what. what is car insurance about? what/where is the cheapest company to go and why? what are the benefits of car insurance?
Should i trust AIS insurance broker company?
ais charges for broker fee only for one time, is that true? i have farmers right now. but AIS offer me mas cheaper insurance (mercury). but i'm not familiar with AIS company. do they have any headen charges that they never mention??? please help!!! thanks""
Can you deduct your cost for health insurance on your taxes?
Can you deduct your cost for health insurance on your taxes?
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My father-in-law gave us his old car. We need to get it certified. Does the 10-day permit include insurance for the car? How much does the 10 day permit cost?
Who has the best auto insurance?
from a price, service, quality perspective""
car insurance quotes for elderly
car insurance quotes for elderly
""Can I get a refund of life insurance premiums I paid? I set up a $100,000.00 life insurance policy?
August 2009. Monthly premiums were deducted automatically from my checking account. recently I had to change my checking account number because someone got access to my banking info. and made unauthorized deductions. This in turn caused my monthly insurance premiums from getting paid. The insurance Co. requested a substantial fee to reinstate my policy I cannot afford this fee can I get a refund of premiums paid and cancell the policy?
Can you not buy a car unless you have insurance?
I'm looking at cars now and It seems like I can't but a car or do a title transfer unless I have insurance. So do I have to buy insurance before I even buy a car? My parents don't have insurance themselves...
Insurance for a motorcycle in Toronto.?
I am an 18 year old Torontonian planning to get a new kawasaki ninja 250R. It would be a great help if someone can give me an idea of about how much it would cost me for the insurance coverage the ninja 250r. (Both basic as well as other plans.) I don't have a license yet which i am planning to get once i figure out everything.( the cost, insurance procedure etc etc.) Here in toronto, we don't have the luxury to ride two wheelers year round because we have so called the FRIGID TEMPERATURE during the winter. Do i still have to pay insurance during the winter regardless the fact dat i won't be able to ride my ninja during the winter?""
What types of insurance are required in Minnesota?
I have a permit test in about an hour and I forgot what kinds of insurance are required in the state of Minnesota? There are 2 of them I think it's liability and no fault? Help please?
""If the other guy's insurance pays for damages, does that show up as points that cost me with my insurance?""
My son was rear-ended today. Damage appears minimal, but there is damage. If he has the damages paid for by the insurance company of the man who ran into his car will that cause my son's insurance rates to increase? I seem to recall that insurance companies share information, but am not sure about this issue. Thanks in advance!""
Traffic Citation: Insurance?
I received a traffic citation for speeding. I am not listed on my parents insurance card, but I am online. Online I appear as --- list only, driver under 21 never licensed my license number is not listed as well. Only my name and birthdate. -- Also it shows that I don't not have any rights as the insured drivers. Will their insurance rate increase even though I am not insured or listed as list only ? ** Included picture **""
Buying car insurance?
I've got my driving test in September and thinking about buying a car if I pass. I'm just a bit confused about how to buy a car and car insurance. Do I need to look around for a car I like, get all the details of the car, buy insurance for that car, then actually buy the car, in that order? Also are new cars or older cars cheaper to insure? I think it's newer cars but I'm not sure. Also what is a good car for cheaper insurance. I've heard Ford and Vauxhall are good for cheap insurance. I've been on price comparison sites and it seems that even if I have pass plus and just third party cover 2k per year is a minimum :( Thanks.""
Mobile Insurance?
I have a nokia n95 on vodsphone it suddenly started playing up sending messages and makeing phone calls by its self,i have only had it a month if i took it to a vodaphone shop would they fix it??? I have no insurance""
""Ok Insurance battle, old and new insurances?""
I had High Mark blue cross blue shield with my mom and i got married to my husband and got tricare. Tricare is saying they wont pay anything when i had another Insurance. If my old insurance wont pay does tricare have too? My old insurance is now gone, also""
Any one know about car insurance for teenage driver in north carolina?
so im going to be driving soon and i will need to get insured. does anyone know how much this will cost if i live in north carolina? by the way, i dont know what car im getting...im looking. ;] so it would be helpful if you could give me a range for different types of cars. oh yeah, and sources would be nice. =] thanks a bunch!""
Average car insurance rates for people under 21 years old?
Average car insurance rates for people under 21 years old?
""Car insurance, Drive any car?""
My insurance certificate says that I am allowed to drive any privately owned vehicle as long as I have the owners permission to drive it and it is roadworthy and I still own the car I have insured. So even though I own a small and slow car, my insurer will quite happily allow me to drive a 250,000 ferrari as long as I have the owners permission to do so? How does that work out?""
After you sell your car do you get your insurance back?
my car has failed M.O.T and can't be fixed as its to much would i have to pay my car insurance off or get back what ive payed so far
Anyone know where to get affordable international health insurance?
I am wondering where I can get some decent health coverage to cover me during my international adventures . Does anyone know where to look for this stuff? Please give websites and phone #'s if you have them. Thank you.
What happens to your insurance rates if your car is stolen?
What happens to your insurance rates if your car is stolen?
How much would insurance cost?
Im 16, and getting a 49 - 50 cc moped, i wanted to know how much the insurance would cost? it would be kept at a secure garage. Just give me a rough idea please, just an estimate?""
Do I have to notify my auto insurance company if I was in a wreck?
Do I have to notify my auto insurance company if I was in a wreck AND it was NOT my fault? This is what happened: I was completely stopped because everyone else in front of me stopped in the middle of the road (some idiot in the front slammed on the brakes). A lady rams my rear end because she wasn't paying attention. My car got damaged, her's didn't. How do I go about claiming it? Is her insurance company going to pay for my repairs? Do I need to contact my insurance company at all? I don't want to pay anything and I don't want my rate to go up. Something I was planning to do way before all this happen was to change insurance companies because I can get the same coverage for less with someone else. Now if I tell my current insurance company that I was in a wreck and it was not my fault, would my new insurance company give me a higher rate than what I would've gotten if I didn't tell my insurance company?""
Which insurance is cheaper for 19 years old person?
Which insurance is cheaper for 19 years old person? is it state farm(the one i have now) or geico. or please tell me what is the cheapest insurance company?
How much would insurance on a motor scooter cost in the state of ohio roughly?
How much would insurance on a motor scooter cost in the state of ohio roughly?
How much do you pay for car insurance?
How much do you pay for car insurance? On like an 2003 truck?
Can I still collect money from a life insurance policy even if my husband divorces me?
I have spousal life insurance through my company on my husband which I am automatically the beneficiary. We are currently going through a divorce and he is currently dying of cancer. If the divorce finalizes before he dies, can I still collect on the life insurance?""
About how much would the average insurance run for a 17 year old male driving a sports car it is a mustang?
About how much would the average insurance run for a 17 year old male driving a sports car it is a mustang?
How much does the average American pay for Healthcare?
Spending on health care to reach $5,170 per Canadian in 2008 http://secure.cihi.ca/cihiweb/dispPage.jsp?cw_page=media_13nov2008_e I'm looking for this in American.""
How much is lowering a car likely to cost on insurance?
how much is it likely to increase insurance by replacing the springs with a Spax piece of kit?
Why is my car insurance quotes so high?
Hello, I'm 17 years old and have just pasted my ful uk license and am looking for a car and insurance. The car i want is a vaxuhuall corsa 1.0 litre 3door. My friend has a 1.1 litre and his insurance is 1,200 with his dad on it. But when i look with exactly the same details (locked garage, mileage, etc) with my dad on it (i also entered my friends post code to see if there is a difference) but the cheapest quote has been 4400. Help?""
car insurance quotes for elderly
car insurance quotes for elderly
Is it illegal to drive a car that has insurance but I'm not?
My dad has insurance on his car under his name but I'm not insured. Can I drive his car or is it illegal. Please help. Oh and I live in California.
Am I covered by 3rd party car insurance?
Yesterday I parked my car near to the train station as usual, when I returned from work the front was completely smashed in as though someone had ran into it and driven off. Does 3rd party insurance cover this kind of accident?""
Can we get car insurance with two different companies?
My mom and dad have their cars insured with one insurance company, we are going to get another car and wanted to have my mom as the primary driver and me as an occasional. The problem is the rates are really high for an occasional driver when you have three cars. Is it legal for my mom and me get insurance with a different company? Can my mom be insured with two companies for two different cars?""
Insurance for newborn?
I am on my stepfather's insurance through bluecross/blueshield. I am about to have a baby and she can't be covered on this insurance. would i have to lose my insurance and get medicaid and us be on it together or can i just get medicaid for her and keep my insurance? and what if it isn't all resolved when she is born, will she be able to see a doctor?""
Medi-Cal california insurance question?
A girlfriend of mine is applying for Medi-CAL for herself and her 6 yr old (they both need minor dental work). When applying, they docs ask for her Ex's information and whereabouts.We think he gone onto unemployment and she wondering if the state will go after him for the dental bill. Anyone know for sure? Best answer gets ten points!""
Two cars? Insurance?
>In high school >Both parents getting new cars soon >old cars: 1 is decent, 1 is cheap >I get old car >I want to convince parents to let me keep cheap one as well, so I can modify it and stuff BUT, I just realized I'll have to pay extra insurance just to drive it around every now and then. What to do? How much does average insurance usually cost? (Not minimum PIP)""
How can i get car insurance restore?
This what happen i went away from vac and i left my family member money to pay for my car insurance and they didnt do that. Is there a way for me to get my car insurance restore back on. Dont care if i have play plenty or anything but just want back on.
Why is it hard to find medical Insurances?
i have a heart condition, why is it hard to find medical insurances?""
""How much taxes will be taken out of $250,000 life insurance?
I am getting a life insurance policy pay out. Does anyone know how much taxes will be taken out?
Car insurance for 18 year olds?
I'm 18 years old and I'm trying to find out how much it would be for me?
What is the best way to insure a car with a salvage title?
I recently purchased a car with a salvage title. This is my first car, and I'm in deep enough that it wouldn't make sense to get rid of it at this point. I would like to get collision insurance on it if possible. Really, there are a couple questions here: *NOTE: I live in Ohio. I'm not sure the answer to this question will be the same in all states. Can I have a car with a salvage title retitled with a clean title through some sort of govermnent inspection? If so, how would I go about this? Is there any way I can get collision insurance for my car? Will insurance rates be higher for me? Anything you can tell me will be much appreciated!""
Can I carry car insurance for a car that's not in my name?
Our car just broke down and we can't afford a new one. My father-in-law wants to finance a new car in his name but let us drive it. Is it possible for my husband and I to carry car insurance on the car that's in his name? I heard this might be possible. We have progressive insurance.
Why is guico car insurance cheaper than allstate?
Why is guico car insurance cheaper than allstate?
I have a a term life insurance calculator?
I have a term life insurance calculator, i want to place the link in to other sites which are relevant to term life insurance. Can any one please suggest me list of those sites which are relevant to term life insurance or any article or blogs site which belongs to an individual person and is relevant to life insurance. Please provide me only US site. thanks""
How can I locate the Insurance Company that provides coverage for a California resident?
How can I locate the Insurance Company that provides coverage for a California resident?
I got married but haven legally change my name how does that work with insurances?
I got married but haven legally change my name how does that work with insurances?
How can i find out Insurance rates on cars?
is there a certain website which can give me the average amount i need to pay for car insurance on certain cars.
Camera insurance with comet!?
6 or so months ago I bought a camera and had it insured with comet, if you don't know yet comet is having a break down and stores are closing all over the uk including the one near me. My next payment is due in December and then I have a final payment to make next year. If something happened to the camera it is come who would have had to replace it... So what happens now? Can I still insure my camera or will comet stop taking the payments or will they charge me for my insurance and give nothing back? Thanks for the help!""
Medicaid insurance plus insurance?
seeing as many places don't accept medicaid now (either that or it's declining) was it a good idea to sign up for PPO health insurance, including the medicaid i already have? its through my employment and its about $35 every paycheck. i did it because i feel like medicaid acceptance is declining. i live in the US, by the way.""
Cost of car insurance?
I don't have enough details about the car to fill in the online comparison websites, so does anyone know roughly how much I should expect to pay? - female, age 21 (UK) - been driving for 2 years as a named driver on my mum's car (so no no-claims bonus) -3 door honda civic - 1994""
Homeowners insurance vs. property taxes?
which typically costs more homeowners insurance or property taxes?
How do insurance comparison sites work?
Sites like go compare and compare the market? I have searched for car insurance using both and get the same company coming up but offering a different price, why is this?""
I found an old insurance policy from 1970 and can't find the insurance company now?
I have the insurance policy number. It's Reserve Life Insurance. I can't find anything with just that name.
Additional insurance for a company car?
I currently lease a car from my company, which means that they insure the car etc. The problem is that this only covers me for social driving and for my company's business use. I am trying to get a Saturday job and they need me to prove that my insurance covers business use. I don't want to lie so can I take out an additonal policy to cover me for business use at the weekends? Many thanks""
How Much does car insurance cost for 16 year old male in Alberta?
For a 2003 saturn vue, how much can i expect to be paying for car insurance?""
car insurance quotes for elderly
car insurance quotes for elderly
Is there a group health insurance I can join?
My husband left his job and we lost our health insurance. Are there organizations I can join to become part of their group health insurance? Who are they? I know I can buy health insurance any time but I can generally get it cheaper as a group insurance.
What's the best way to approach someone about buying life insurance?
What's the best way to approach someone about buying life insurance?
Need help with Car Insurance?
I am a 17 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance, as cheap as I can get. I have shopped around and its not helping. PLEASE DONT SAY LOOK IT UP YOURSELF CAUSE I HAVE AND I AM ASKING FOR SOME HELP!!!""
Which is the best travelers insurance? Orbitz.com Access America travelers insurance?
I am looking through buying tickets through Orbitz.com (from LA to Berlin) and they are offering travelers insurance through Access America for $45. Any other suggestions?
Can i put my car under my dad's insurance even thou its registered to me?
My car is financed but the insurance rates are thou the roof! im paying over 475 a month for full coverage, can i have my dad add it to his policy as a second car and still have it registered under my name? Will the finance company find out? will this be possible?""
Trying to find cheap car insurance for myself and daughter (she has a provisional licence) any recommendation?
small Matiz. 7years Ncd
How much would it cost for a 17 year old to insure a.....?
How much would it cost for a 17 year old to insure a 2007 VAUXHALL CORSA VXR TURBO 1,598 cc""
I have a question about auto insurance?????
The other day someone was giving me a ride. We stopped by a store and when i opened the door i scratched a ladies car. The lady was pretty mad and she took the license plate number and the name of the insurance. Today the guy that gave me a ride says that she called the his insurance and now i have to pay the cost of the damage. Is this guy pulling my leg or can this be true?
Where can i find cheap health insurance?
does any of you knows where can i find cheap health insurance for peoples not working and hv no health insurance cover, coz i need operation. Thanks !""
What is a good affordable health insurance company?
I am 21 yrs old, with no existing health conditions, but I make too much money to get coverage from the state. My employer does offer insurance but it's very expensive and the coverage isn't worth the amount of money they want me to spend.""
Temporary vehicle registration and insurance in California for uk citizen?
Hi, Myself and a friend will be travelling to California next month to purchase a 1960s vw campervan. We will be driving it to the shipping port to export it back to the uk. I've been told we can get a temporary registration which lasts 28 days and will allow us to drive the van. I've been on the californian DMV website but cannot find any more information or the forms. no email address either! So far I just know we will need to have an insurance certificate to get the temporary registration. Couple of questions really, Do I need to purchase a van before I can get the temporary registration? Ideally I would like to go buy a van and drive it away there and then from the seller but Im thinking I'll have to put a deposit down or similar and get the info and go to the DMV before I can take it away? Second question is insurance, I guess the best idea would be to go with an American company. Will they insure a uk citizen who's just over for a few weeks with just a uk driving license? Any suggestions of companies who may do so? In the uk we have a company called swift who only deal online. This would be ideal because then I wouldn't need an address forms/certificates to be sent. Any ideas? Reason were not getin it transported is because we want to do a bit of travelling on route to a east coast port.""
How much would the car insurance cost for a 2006 ferrari f430?
for a 25 year old
How much would insurance for a 16 year old male in Illinois cost?
I live in Chicago and I have a 2001 Toyota Echo that has been paid off already. I turn 16 in a couple of weeks and was wondering how much insurance would cost for me>
Is the homeowners insurance higher in florida if you have a pool?
Is the homeowners insurance higher in florida if you have a pool?
I need cat insurance?
Does anybody know of pet/cat insurance in california that is affordable?
What is the best short term life insurance plan between monthly premium rupees 500 to 800?
What is the best short term life insurance plan between monthly premium rupees 500 to 800?
Why would a African America have to pay more for car insurance?
Me and my friend writes for the school news paper. We did our own investigation like the local news will do sometimes.We both at two different times went to see a local and same agent for a car insurance quote . We are both the same age, No record of bad driving, No criminal record, also wanted insurance on the same car and same gender. The only different variable was race. I don't think time would of played part since it was only 1 hour apart. This offends me how the car companies can do this. I wondered why? Any information or missing links that can help us write this story?""
Which medical insurance company is the cheapest?
I'm 21 college student and I need to get a medical insurance. I live in California. Which company is the cheapest? I was thinking of kaiser but I'm not sure Thanks in advance guys
What's the average price for teenage insurance?
my parents are making me pay for my insurance over the summer, but they won't tell me how much it is until then. can someone tell me the average price or something? i drive a 2000 mazda b truck (similar to a ford ranger). i just need a rough estimate. thanks!""
Insurance on a supersport motorcycles is that much higher?
So I'm planning on getting a 600cc supersport soon, and I was looking at insurance rates. The choice package at progressive was $350 for my current 2006 ninja 250. (19m, car driver 3 years, 9 months on bike) and when I try to get a quote for a 600cc bike the price jumps up to $1200 for a bike of the same year (r6), and $1400 for a gixxer. At the same time, it's $450 for a ninja 650r. Are these prices suppose to be right? What's going on?""
State farm wont stop calling me about a car insurance quote?
I did this stupid offer on the web about some car insurance quotes and I didnt think that anybody would call me or anything but I was wrong. I had calls from Allstate, State Farm, Progressive, you name it! I didnt answer them because I would have no clue what i was talking about because Im not good when it comes to car insurance knowledge or any of that stuff, Im only 16! Most of them had stopped calling me except State Farm and Allstate, mainly just to talk about the car insurance quote that I requested . Do they eventually stop calling you or will they just keep bugging you for life until you change your phone number or whatever? They are really beginning to get annoying, especially State Farm!!""
""At age 60 without employment,i need affordable insurance please help.?""
At age 60 without employment,i need affordable insurance please help.?""
Question about auto insurance?
I'm 16 and have my license and my own truck that i am the primary driver on, but i'm also the secondary driver on my dads truck does that make my insurance cost more by being the secondary driver?""
Insurance for girls?
Has anyone heard that if you are a girl and you have a B average on your trascript, you save 70% on the price of the auto insurance?""
What is the statue regarding insurance rating for minnesota?
the owner of the house i rented want to add a car to his insurance policy which he already had 2 cars. He lives upstairs, i rented downstairs. When he called american family insurance, the agent said he can't have that car under his name because the new car has to be rated under my name because i am younger. He said something about minnesota statue law required him to do that and won't rate under the owner. Can a person has more than one car insured and not have anything to do with the renter that live there. thanks.""
car insurance quotes for elderly
car insurance quotes for elderly
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Milan Missouri Cheap car insurance quotes zip 63556
"Milan Missouri Cheap car insurance quotes zip 63556
Milan Missouri Cheap car insurance quotes zip 63556
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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Lexus Tail lights and Angel Eye front lights - Insurance?
So im thinking about getting these for car my, does anybody know how much the insurance will go up by if i get them, thanks""
I have full coverage insurance n my car was stolen n impounded should yhe insurance pay inpound fees?
I have full coverage insurance n my car was stolen n impounded should yhe insurance pay inpound fees?
Car insurance rates go up after accident?
Ok, so this is really stupid in my mind. But I got rear ended the other day, and it was obviously the lady's fault since I was waiting at the stop light and she hit me. Anyways, the damage was minor. There was a hole from her screw/bolt that held her front license plate and part of my rear light got cracked. Anyways, she offered to pay us 350 after we got 2 estimates saying it would cost around 700 to paint by bumper and replace the light. she and I were fine with that since my bumper already had noticeable scratches on the side and her damage wasn't that major. But my dad (I'm 19) wanted her to pay 400 or tell her to report it to her insurance. So I thought this was ridiculous since he would have pocketed the 400 instead of fix it (like I said, it was a small hole in the bumper...).So now, I am worried that my insurance will go up. I am a college student, a guy, and a teenager which I feel like would raise my rates, a lot, but he reassures me that our rates won't go up since the lady's insurance will pay for it and that we arent claiming our insurance. So what happens now in the insurance process? All I know is that she has to call her insurance and they send an adjuster to assess the cost of the damages made to our car. Do we have to report it anytime to our insurance company? If not, is there a chance that our insurance company will find out and raise our rates?""
17 soon. just wondering about car insurance?
whether when i pass n get a car if il be able to pay insurance monthly? and does it cost more tht way (uk)
Best Health Insurance For Self Employed?
I really need help finding a good health insurance option. I started my own company in 2009 and have kept it active and grew it slowly ever since. I was, until recently, employed at a large bank where I had good health and dental benefits. I recently left the job to take my business full time and scale it up. I am doing that full time now and it's been about a month since I left my job. I elected to keep my dental insurance through COBRA, because it will only cost me about $23/month. However, to keep my health insurance through COBRA would cost me almost $500/month and I felt that was too much. I have read all the paperwork and believe that I can still elect COBRA for my health insurance for about another month. They give you 60 days from your last day. However, I believe there has to be a better/more affordable option. I am 26 years old and healthy, but God forbid anything ever happened, I want to be covered. Also, if my girlfriend ever got pregnant and I had a child, I would want to be able to sleep at night knowing that I have the health insurance for this. What are my options here? Are there good companies out there that are more affordable than the $450+/month I would have to pay if I kept the United Healthcare plan that I had at my previous job? All advice is appreciated. Thanks!""
Why isnt health insurance free.. (taken out of taxes)? like other countries?
with all the taxes taken out ud think that would be the most important thing... i presume its because it would hurt companies that sell insurance in some kind of way... but im not sure... can any explain to me why? will it ever change? i think of all the things our taxes pay for ... it should at least pay for health insurance ...
Tips for a 17 year old MALE driver to get his CAR INSURANCE premiums below 2000?
In all seriousness, it takes the absolute Michael how much it costs a 17 year old male to get insured.... on my mums insurance on an Insurance band 1 car i'm looking at 2400. I'm a student, my mum has over 20 years no claims, and still i'm getting ripped off. Any tips other than doing driving courses? Am I just doing something wrong with the insurance websites?""
How much does Auto insurance cost in Mass?
I am moving to Mass, and am curious if someone can give me an idea about how much it would cost to insure a 97 Acura CL 4 cylinder car. I am having a hard time finding quotes online. Round about numbers would help.""
How much is insurance for a 2005 V6 mustang for a 49 year old women?
My mom wants a mustang for her birthday just to drive back in forth to work. What will the insurence cost for her
Car insurance cost for 17 year old?
Im 17 and ill be needing to pay for car insurence the car and th insurance compnay is in my parents name righ tnow they pay 150. my parents are putting me on the insurance policy and they are making me pay whatever is above 150, how much will i be paying. I live in virginia if that helps""
Unemployed 18 to 25 year olds forced to have health insurance under Obamas plan?
if you where laid off, then your ok. But if you quit your last job you will be required by law to keep health insurance or be fined $2700/yr. And by the way thats $225/mo. for the ...show more""
""I lower my car insurance deductible a week ago, would the insurance company accept my claim today?""
Because of the bad snowy weather we been having, I recently lower my car deductible from $1000 to $250 . My car just sliped today and hit a curve. I took it to have it checked, and the shop told me it would be around $3000 to get the car fix. Would my insurance company think that i lower my deductible after the incident happened? Would they cover the damage? Should i wait before trying to file the claim?""
Is buying insurance where i go to college ok?
I live in new york city where insurance is high as hell but i go to school where it is much cheaper. i also live on campus. am i allowed to buy insurance where i go to college? i spend alot more time at college than i do in the city anyways.
Impounded Car Insurance Payment Method.?
Hi Everybody, Just asking everyone if any one ever paid for the insurance for an impounded car by police? What happened is my car got stopped over by police and towed away by their recovery van. Now i am getting an insurance to get it back ( Long story short , the car i was driving was without insurance as i had not received letter of my insurance cancellation and i was under the impression that i had insurance ) I have searched and able to get a quote from two well know car insurance companies ( One of them is impoundedcarinsurance.com and other is seizedcarinsurance.co.uk ) and both companies are asking for DIRECT TRANSFER OF MONEY IN THEIR BANK ACCOUNT as they dont accept Credit Cards and Debit cards for the payment. Has any one paid by this method ever ? Is it secure ? Am i being suspicious wrongly or there is some thing fishy in it ? Many thanks in Advance !""
Best overall car insurance company?
In your opinion (or based on any experiences) what is the best kind of car insurance?
Who has cheapest car insurance in florida?
Who has cheapest car insurance in florida?
Car insurance price? ?
I am nearly 16 and looking at cars. I was wondering what a ballpark cost would be for me to get a 2000 to 2002 mustang GT. I know the V8 will make it more. I will be 16, a boy, I have a 3.5 GPA.""
Should I pay my car insurance premium?
I purchased a car for my daughter last August and paid the annual premium. In November the insurance company said I cancelled her coverage and they issued me a refund for the remainder of the policy year (thru July). I didn't know what the refund was for, but deposited the check anyway. I don't know what I did to cancel coverage (for just this vehicle, all my other vehicles remain covered.) I don't dispute that I must have done something.... In April I found out I didn't have coverage for this car by my accidentally calling the insurance company about another question. I asked for them to reinstate the coverage immediately. They did and sent me a bill for the full amount of the refund, plus another $176. I feel I should only pay insurance for the remaining two months on this year's policy since, if I would have had an accident, the insurance company would not have covered me. They say they can't charge me for just the remaining two months, but that they have to bill me the full amount (plus what's with the additional $176 charge?) I'm thinking that I should just go to another insurance company and get the car covered. Any thoughts?""
Were can you get cheap car insurance?
i am 17 years old. i have ford kA and i am trying to look for cheap insurance cn any one help? xx
Got a ticket and insurance doubled NJ?
I got a ticket on my very first day of driving for an illegal left turn (one of those that you cant make during certain hours unless you are a resident of the street). I got the ticket with 3 points, i went to court and paid off all 3 points and got unsafe driving under my name hoping that it wouldn't affect my insurance, which was under my dads name (Allstate). Even with paying off the points my insurance still doubled. Now my question is, is there anything I can do to lower my insurance? Maybe I can take a course somewhere. Are me and my dad better off looking for a new insurance company? Maybe i should drop my car from my insurance and taking the bus again? If there isn't anything I can do, how long will it take for my insurance to drop again? Right now we are all in hard times and i made it much worse for my family, any help would be greatly appreciated.""
Do out of state residents need California SR22 insurance if they dont go back to California?
I am a permanent resident of AZ and have an AZ drivers license. While visiting California I had a DUI. I settled out of court but an insurance broker wants to sell me a California policy. Do I need California SR22 insurance if I don't plan to return to California? Is there any benefit?
What should I buy for my first car? Preferably something with cheap insurance!?
Okay, so I'm a 17 year old male in the UK. I'm looking to buy my first car fairly soon, but I realise I'm absolutely clueless about cars. I have quite a bit of money saved, but I would love to spend as little as possible on the car and insurance. I'm looking on auto trader and other second hand websites, but I really have no idea. Any suggestions of where to look, what make to buy, where to get insurance would be great. Thanks""
Does having back up sensor's help your insurance cost?
Does having back up sensor's help your insurance cost? I am wanting to have some put on my car, but didn't know if it would help with insurance!""
Does a roommate have to be on my car insurance in Fl?
I rented a room to a lady with no car she is going for a.Florida drivers license soon she moved here from another state where she had a drivers license. Am I required to put her on my car insurance?
Insurance pricing?
i bought a car and need to put plpd insurance on it but i do not have much money and have a lot of points on my lisence i am over the aloud amount in my state. how much would it cost for plpd insurance? i need the cheapest possible and my car is 17 years old and is only worth $200.
Milan Missouri Cheap car insurance quotes zip 63556
Milan Missouri Cheap car insurance quotes zip 63556
Do I need car insurance here in Florida?
If i have my own car...paid off..it's mine....do I need insurance on it here in Florida? How does that work?
I don't know what to do with my auto insurance coverage... can someone help me??
I got a new auto insurance last November and it expires end of May. I paid $320 for 6 months. The rate was higher due to a moving violation. Well, the violation is off my record now.... and when I got a quote today with another insurance company, it was $150 for 6 months. So would it be cheaper for me to cancel my current coverage ($50 early cancellation applies) and get the new coverage? Or just keep the current coverage and apply again in June?""
CHEAP Car insurance company UK ???
I need the cheapest quote from somewhere and preferbly without deposit. im 26 and had a licence for 3 years
Citroen Saxo Insurance?
Hello, im a 17 year old currently learning to drive, once i have a Full UK driving license,think i would be able to get insured on a citreon saxo? As far as i know there are a few types of saxo's, the 1.1, the 1.4 furio, and the vtr 1.6 i think! Many people have told be they are classed as a boy racer car so the insurance will be high but surely if i buy a standard 1.1 or 1.4 saxo i will be able to get insured. What do you guys think? What saxo best for first car? Any other first cars recommened? How much round about do you think it will be to insure? Thanks""
How much will my insurance go up?
I accidentally backed up into the corner of someones parked car going about 3-4 mph and there were some paint scuffs and a 4-5 inch crack.
""Can i get my medical insurance to pay for surgery to correct a covered surgery, if coverage lapsed meantime?""
In 2008 I had insurance in California, through my employer. I got laid off in June, but was on COBRA in Sept. 2008, when Blue Cross authorized me for gastric bypass surgery. In Oct 2009, owing to a dispute over COBRA payments, my insurance lapsed. As of Nov 1 I have no coverage, and new insurance through my wife's Kaiser won't start until Jan 1. Yesterday (Dec 23 09) I had to go to the ER due to abdominal pain that turned out to be a complication of the 2008 gastric bypass. Last night I had a CT scan and emergency surgery to correct the problem. Blue Cross rejected the claim, which of course makes sense and pushing it through was just a formality anyway. But today I wondered if, since the procedure was covered originally, would surgery to correct a complication be covered by law even if my insurance lapsed? I know I'm grasping at straws here, but it seems like it might be worth a consultation with an attorney to find out. I think this surgery is going to run to $40K or more. It was a simple laproscopic procedure, but y'know nothing's cheap. The original bypass was billed to Blue Cross at $38K. I know it's not like defect liability, since a surgeon can't guarantee there will not be complications. Also, I know I can't expect free legal advice here. But if someone knows for sure or has thoughts one way or the other would be helpful.""
How to get insurance coverage when between jobs?
My wife had her own health insurance with her previous employer, and I have my own with my employer. We do not have kids. She started a new job, but probation period for benefits is 3 months. She worked for a dental office of 5 employees, so I don't think COBRA is an option for her plus it's really expensive. Is it possible to add her to my work insurance plan for only 3 months mid calendar year?""
Where can i get visitor health insurance at affordable rate?
is there any good co where i can get affordable visitor health insurance thanx for suggestions
Why is it important to carry car insurance if the odds of a major accident are quite low?
Its a stats question
""Car Insurance, should I go as a named driver?""
I am 25, just passed, I got a quote from the post office for a 2001 MITSUBISHI Colt 1.3 Equippe at 2500 for the year... I live in a posh area (my nan n grandads) and the car will be parked on the drive. If I go as a named driver on my Grandad's insurance, who has plus 10yrs no claims how much cheaper do you think it will be? Does my Grandad have to buy the car in his name? What's the best way I can do this? Or should I just drive his punto 1.2l as a named driver, as a guess how much do you think i will have to pay extra so my grandad is still paying the same he usually does?""
Road trip without car insurance?
So my girlfriend and I want to go to Las Vegas with some friends. We don't have a car, but it friends does, however, he doesn't have car insurance. Would it still be ok to go? Why or why not? Well be traveling from SLC.""
Is Matrix Direct a good ins company?
Is Matrix Direct a good ins company?
How much more will the insurance go up? From Ford Ranger to Ford Mustang.?
I saw my dad right a check for my ranger to the insurance place for $75.. im about to get a 2003 mustang. How much will it cost for that on estimate just liability and it'll be on my parents insurance? Im 16 year old male with a 3.0 gpa. I have my own job too.
How much would my insurance cost?
hi i am 18 and looking for a vauxhall corsa the old one or a ka the old version i wanted to know from my age and the car on average how much would my insurance cost a month i am from england so could you tell me in pounds please p.s. i know it depends on a lot more things but it will be my 1st car could anyone please give me an average thank you
Does anyone know where i can get cheap and affordable health insurance from in wisconsin?
Im looking for cheap or affordable health insurance ,, sure cant seem to find any .. does anyone have an answer""
Insurance Question for lawyer?
i have an insurance that i paid full for six months and it still has two months left however, someone called the insurance place and cancelled my insurance. they didnt pretend to be me, they just know somebody that works in that insurance place, it was the same person who had recommended me to that place. what really bothers me is that this person now knows my information, what car i drive, address, color of car, any and all information that the insurance place has. i know i can get my insurance reinstated because i paid it for six full months and everything is under my name my question is if their is anything else i can do, or does anyone know of any laws that this breaks. im sure that its illegal i just dont know the laws, help anyone?""
How much time do you have to get car insurance after buying a car?
I'm considering buying a car insurance, I've been driving for years but none of the cars have actually been in my name and my mom has me on her plan. If I buy a car I'll need insurance, how much time would I have to get it?""
Are annuity health insurance premiums deductible?
My husband gets a government pension. His health insurance premiums are deducted from the annuity payments each month. (I don't know yet if the premiums are paid with pre-tax or post-tax dollars, looking into it.) Are those premiums deductible in the medical expenses area of our federal income taxes?""
""If I fill in a online Auto Insurance quote ,give them information like my SS# am I at risk for Idenity Theft?""
If I fill in a online Auto Insurance quote ,give them information like my Social Security number and the rest of my personal information that I am I asked for online am I putting myself at risk for Identity Theft?""
Will my insurance cover Invisalign?
My doctor recommended me using Invisalign cause i have 2 crooked eye teeth (not bad...) and my insurance covers 90 percent of what i get done. But wouldn't Invisalign be under cosmetic?? So my insurance wouldn't cover it... Just wondering if somebody might know the answer to that...
Car burned in fire with no insurance.?
My car was at the mechanic's shop in my local town and was parked behind a house that sat in front of the shop. The house caught on fire throughout the night (we don't know ...show more
Cheapest Auto insurance?
Cheapest Auto insurance?
How much would insurace cost monthly?
Im 16 and im gettin a 2003 cadillac CTS when i get my licences and i have a few questions. The car is $10,932 how much would the down payment be also how much monthly plus insurance?""
Where the best place to get a good deal on cheap insurance?
I have a 98' cadillac sedan deville that I just paid off but i still want full coverge for it, if something would of happen to it.""
What is the average cost of car insurance?
What is the average cost of car insurance?
Milan Missouri Cheap car insurance quotes zip 63556
Milan Missouri Cheap car insurance quotes zip 63556
""No health insurance, what can I do?""
My ex is responsible to provide health insurance for our 9 year old daughter but due to switching jobs no longer has insurance and hasn't since November. If our daughter got sick what are my options for healthcare, could I have them send the bill to my ex? I live in California.""
Any suggestions on first time driver insurance in the nyc area?
I need suggestions on good affordable insurance, keep in mind Im a first time driver.""
What is the best insurance company to have if you need to go into a rehabilitation center?
Which insurance covers the most??
""If my friend owns a car, can I have full insurance on it?""
If my friend owns a car and I am making payments to him to eventually own it, is there a way that it can be fully insured in my name?""
I am 17 and pregnant and don't have health insurance?
i just found out i am pregnant and i am 17 ill be 18 in june. I DO NOT BELIEVE IN ABORTION!!!! i don't live with my mother or father i live with my aunt and grandma.... i have no health insurance and that is a big problem because how am i going to pay for the doctors and delivery.... can some one please help me finding some place that can help with insurance for the baby and me. P.S i live in california . and please don't even bothers answering me if u have nothing good to say because i do not need your immaturity. Thank you so much for you help :)
Fronting car insurance?
I made a separate thread about me being a second driver but owning the vehicle,i wont actually be using the vehicle as much as the main driver,Hence me being the second driver.The answers i got back were You're fronting and its fraud blablabla . Is it fronting if i am a second driver but own the vehicle?Surely if i dont use the vehicle as much as the main driver then reguardless of who owns it thats correct..?""
I am moving to California on a J1 visa do I need to get a californian driving licence?
Hey, Im moving to Los Angeles for a year this month on a J1 visa. I need a car for the internship I am doing. I was wondering would I need to get a californian driving licence. I checked the dmv website and it says that If I am becoming a residnent I would need to get one. A resident is considered someone voting in an election or paying homeowners tax which I won't be. I just need it set clear whether or not If I need a california licence to drive or will my British one be ok? Also will insurance companies insure me on a foreign licence.""
Which car is the cheapest to insure for a newly qualified 17 year old driver ?
My daughter wants her own car but insurance costs seem very high - can anyone sugest a suitable car for a new driver that won't cost her a small fortune to run or maintain ?
What is the most affordable Health insurance that covers maternity?
My wife and I want to have a baby and we are trying to find an affordable health insurance that covers all the prenatal costs and the birth. Which company offers the best and most affordable plans? For how long do we have to have the plan before my wife gets pregnant?
No insurance not my car?
Hi, my friend bought a car of some random guy on 3-19-09 and she has not registered it under her name yet, as the tags are not expired until late Dec 2009. Now i was doing repairs on the car, took it for a test drive, and got cited over by a peace officer for being on the cell phone. Now, since my friend hasn't registered it or no gotten insurance. My ticket says No proof of insurance...Am i financially responsible for this ticket? i am guilty for being on the phone, but the insurance? Ticket was issued on 4-11-09 I live in CA Thanks guys""
How much does business car insurance cost?
How much does business car insurance cost?
Change in Health insurance? Or not?
First, I hate insurance companies. I really don't understand how they can continue to get away with the cherry picking of clients to minimize their losses...I myself have health insurance through my employer, however when I was between jobs at one point I applied for short term coverage and was denied because I had previously had an abnormal pap smear...I was furious!!! My quesiton is - how do you think private health insurance will be impacted, IF AT ALL, if Obama gets elected this fall?""
What is a good website for getting non owner sr22 insurance?
Non owner sr22 insurance. I don't own a car and I do not have the time to make calls for insurance quotes. So I'm looking for a good website for getting cheap non owners sr22 insurance. Anybody knows someone? Thanks
""Someone else got a speeding ticket in my car, does my insurance rates go up?""
My fianc was driving my car when we were coming home from dinner, he was doing about 17 over I believe and got a ticket, however he's a permit driver.. The car is mine and is insured and registered in my name, I gave my license and registration to the cop when he took my fianc permit, the ticket only had his info on it, my plate number and the date my registration expires. No other information of mine is on there. He didn't ask to see my insurance card. So question is, are my rates going to go up because my fianc was driving and caught speeding?""
How much am I gointo pay for car insurance?
I am 17 turning 18 soon and when I graduate I plan on getting a 2011 Subaru WRX STI or a 2012 Mustang GT . I was just wondering how much I am going to be paying for insurance on either one. I will be 18 when I get it, I am a male and have a clean driving record. Please help, this will most likely be the deciding factor for which car I get. I would also like to know which car you would get. Thanks!!!""
Homeowners insurance quotes?
is it true you have to pay upfront 1 year homeowners insurance when buying a home.
What insurance do you have ?
we are looking for a good family insurance that could have dental coverage and eye care coverage as well as health any suggestions ? (ps family of four)
Does anyone know a good insurance company that will insure a young driver on a sports car?
i'm buying a convertible with a 1.8 engine i'm having trouble finding quotes below 4000, if anyone could suggest some cheap insurance companies that would be great!""
Best Health insurance for a young mom and college student?
I'm looking to find a health insurance suitable for me, a young mother (20) and college student. I did have Medicaid but they're saying I make too much and I'm only allowed to make 188 a month.. O_0 So I decided to just stop wasting my time and invest into my own insurance. My fiance said maybe I can get on his after we get married but Idk about that. What are some good affordable Health insurance for someone like me?""
What is the cheapest auto insurance company?
looking for a very affordable auto insurance quote/payment per month. Anyone knows? please and thank you.
How is the auto insurance for a Mazda 3i?
My first car, I have 1 speeding ticket on my record and two accidents, both not my fault. I have USAA insurance through my dad. How much do you think I'll pay a month?""
Good Insurance Policy for Newly Married Couple?
Me and my wife just for married. We are both 21 years of age and are in college. We know what having a good health insurance policy should be our highest priority. Is there any affordable and good insurance policy someone can recommend? Thank you.
Question about healthy families health insurance?
is it true healthy families cuts off the insurance for you when you turn 18??? im gonna turn 18 in a week and i need to go to the doctor. will they cut off the insurance?
Auto Insurance Experts: How much will I be penalized for lapsed insurance due to non-payment (I'm unemployed)?
I have been without insurance for nearly a month now. I have been unemployed for 5 months, but I will start a new job next week! Yay! Since I will start working soon, I will be able to afford to pay again. My car will also be paid off next month. I plan to go with a new company. (I do not have loyalty to the current company.) I used to have a well-known national company for years. When I first lapsed six months ago, my long-time company DOUBLED my monthly premium. I went for a low-budget, local company. Will the new company force me to pay for the time I did not have insurance? Or will I face a penalty? Will they charge me a higher rate? **Believe me, I know that I am taking a terrible risk driving around without insurance. I know that it is illegal...but I have been unemployed for 5 months, and have used the little money I had to pay rent, utilities, my car, groceries for me and 3 kids. I just had no other choice... I just want to be prepared for fees, higher rates, penalties, etc. Can you please give me some advice and suggestions on how to get myself back on track? Thanks.""
Estimate on drivers insurance?
Hello, i'm 16 years old and about to get my license any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""
Milan Missouri Cheap car insurance quotes zip 63556
Milan Missouri Cheap car insurance quotes zip 63556
Do I qualify for unemployment insurance in California?
I worked a full time temp job that only lasted 4 months. From May to September. I m wondering if that is enough to qualify for unemployment insurance in California?
Can someone give me advice on good health insurance that offers maternity coverage??
I am looking into individual health insurance because my hubby and I are trying to conceive and I don't have any. I know I need to have it BEFORE i become pregnant. I don't know a thing about insurance and can't seem to find any insurance companies that offer maternity coverage.......I work for a temp agency and have worked for them for a year and a half and their insurance is astronomical so I'm looking on my own. My hubby doesn't have insurance where he works as a mechanic so i can't get it through his insurance. Any advice would help!!!!
""Accidents, car seats and insurance?""
My son's father had an accident tonight. I realize the car seat now needs replaced. Does insurance pay for this? Do they send a check or reimburse? Do insurance companies balk at paying for new car seats in accidents that weren't 'that bad'? He hit a deer but did not total the car, but had some damage to the fender and was unable to drive the car away from the accident.""
How will canceling my auto insurance effect my credit?
I have insurance right now on my car that is quite expensive. I've had it for a month but I found a cheaper one I'd like to switch to. Will it effect my credit or anything of that matter in any way?
How much does it cost to go for an eye exam in new jersey without insurance?
I want to get my eyes checked and have no insurance.I was wondering how much it would cost? Is lenscrafters good or more expensive? pearl vision?
Insurance?
isnt an insurance company suppose to cover your car regradless the person driving it? well my boyfriend was driving my car-just bought-brand new car- and got into an accident. Now my insurance company denied my claim cause they say he wasnt under the insurance. but should my car be cover regradless if the person driving wasnt? I mean I pay monthly payments and then they are just gonna deny me after an accident. could anyone help me? any advice?
How can you justify paying this much for insurance?
my insurance was canceled on my a month ago so im shopping around. i have a friend who is a broker who recommended using progressive - for $711 a month. wtf. i have 1 speeding ticket, 1 minor traffic violation, and one comp claim. i used to have state farm and the most i ever paid was $240 a month. this is just wrong in all respects. how do they expect any 21 year old to pay that much? thats a rent payment. i have an 05 scion tc, im wondering if buying a cheap beater would affect the price at all.""
Rental car insurance -- what does it cover?
We are going to Vegas in a few days and are renting a car. Since this car is going to be in and out of parking garages, I think it's a good idea to buy the rental car insurance @ $ 10.99 a day. Say while the car is in the parking garage and someone scratches or dings the door, would this insurance cover it? That's all I'm really worried about.""
Where i can get car insurance groups explain?
Where i can get car insurance groups explain?
What is an affordable life insurance for a cigarette smoker?
What is an affordable life insurance for a cigarette smoker?
Car accident and insurance/how much in repairs?
I got into a minor car accident yesterday afternoon while I was parallel parking on Walnut Street in Philadelphia. I was backing up and I hit the curb. The front end of my vehicle was still sticking our quite a bit, so I pulled out a little bit so I could pull in the rest of the way. The person behind me thought that I was done parking so pulled around me and I ended up hitting her. Her fender and her door skin need to be replaced. Does anyone know around how much this would cost to repair? She had the police come so I am assuming that she wants the insurance company to cover the damage, however I would rather pay for it out of pocket. Obviously, my insurance company is going to find out about the accident, but after the insurance companies decide the breakdown of the fault, would I be able to pay for my part of the damages without my rates going up? Or at that point would it not matter, my rates are going up anyways? I ask this because I'm 19 years old and would prefer to not have my rates go up.""
Do you have to be a licensed insurance agent to do this?
Do you have to be a licensed insurance agent to quote Medicare Supplement rates in Texas? Please cite a source of your information.
""What would you do? Really want a baby, but afraid of losing insurance.?""
I know this is just for my husband and me to decide, but I'd like to hear what other people would do. We really want to have a baby (we've had two losses in the past). We've paid off our bills and have some savings for a house (we'd like to buy one in about 5 years). The only thing stopping us now is that his job can be unstable and, although we'll continue to be fine financially, I'm afraid of losing insurance. Would you take the risk?""
Is health insurance worth the money?
I have been with Bupa health insurance for years but have never used them. I'm 21, Do you think I'm to young to need insurance as I will most likely not need any untill I'm in my 40s. Is it a wast of money? Its only 52 a month so not to expensive but I suppose I could spend the money on things I enjoy. What do you think.""
""I am getting ready to get homeowners insurance in Indianapolis, IN. Anyone have a good place they go?""
I am going to be in the Speedway area but it doesn't have to be in that area, just someplace around Indy. Just looking for an affordable and reliable place. Hopefully you guys have some good suggestions. Thanks in advance!""
""My Dad has cancer, and my parents can not afford life insurance for him. Can I get it to help out when the time comes?""
My Dad has cancer, and my parents can not afford life insurance for him. Can I get it to help out when the time comes?""
Car insurance for 27 male?
Hello, Im 27 year old male, driving a 2003 mazda protege with 170 000 kms. I live in London Ontario. How much will car insurance be with a clean record?""
How much money have you saved on insurance rates because of seatbelt laws?
Please give me a figure and proof that insurance costs have been lowered since the mandatory seatbelt laws. Or helmet laws. How much money do you save per year since you have given up your right to choose?
Who should I trust when it comes to auto insurance?
I am looking for Auto Insurance but want to deal a company I can trust.
Is it covered under insurance?
i want to change my old cavities to the white cavities to match my teeth. i hate to open my mouth in front of people because i have so many cavities. the thing is, is it covered under insurance and is it expensive?""
Health insurance?
is there any other form of low income insurance in south carolina besides medicaid? im 19 with a baby. i cant work because i dont have anyone to take care of the baby and cant afford daycare. i rely on my parents support. also i live with them. my baby is on medicaid but i am no longer eligible because of my age and i am not disabled
Where can I add my name to health insurance waiting list and what are average waiting times?
In our state we imposed rent controls 10 years ago to help the poor with more affordable housing, and apartments available for rent disappeared from the market for some mysterious reason. I spent 6 years on a waiting list and still my turn never came. To tell you the truth almost all vacancies are filled either through bribes or nepotism. One week ago our Governor imposed price controls on health care insurance premiums to help the poor with more affordable health care, and policies available for purchases disappeared from the market for some mysterious reason.""
Affordable health insurance?
I am a married woman and am looking for health insurance just for myself. My husband does not want to get it for both of us just yet. I get birth control every month and I have contacts, so I would like affordable health insurance that would include vision and lower my yearly visit to the gynecologist. It should also be good for the possibility of my birth control failing and I get pregnant. I live in Alabama. Do you have any ideas? I'd like it to be under $100 a month.""
Getting married early for health insurance?
I'm wondering if there are any risks to getting married early in order to qualify for future spouses health insurance? For example, what are the tax implications to getting married? Were already engaged and were planning to marry later next year, but now that Im between jobs it would be much more affordable to access spousal health insurance rather than COBRA.""
17 year old male car insurance?
Hi, I'm 17 year old male looking for car insurance - I know that the insurance is going to be expensive, but the cheapest I can find is just over 6000! It's for a 1 litre citroen C1, I don't live in a rough area or anything. What am I doing wrong? My friends are driving cars, and they're paying around 2000. I tried everything; pass plus, third party only, low annual mileage, high voluntary excess - what am I meant to do? I've tried all the price comparison websites.. Thanks for your help!""
Milan Missouri Cheap car insurance quotes zip 63556
Milan Missouri Cheap car insurance quotes zip 63556
https://www.linkedin.com/pulse/car-insurance-cheap-21-year-old-patrick-rice/"
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