#and it’s a 500$ month payment

[daenerys-targaryen]

I do not know how much longer I can stand living with my mom but we are so financially tied together it’s going to be impossible to move out on my own

[lunar-fey]

hey i don't have the heart or energy to make a proper post ill do that later ig. but situation is still bleak - im disabled + every other adult in this house is disabled but only my mother is on disability. we are all unemployed & hungry & i need money for bills and meds

if you can help -> paypal.me/Nat1172

im not gonna put like a goal on here bc ill remake this in a few days or smthn when i have the energy but $200 is what i need to cover my own personal needs for this month

[jorjin]

Rly pisses me of when people say I need to "take more risks" financially by investing or some shit like that because "boo hoo we're not getting retirement in the future". Like yeah you piece of shit, I know I'll work to death, but I also know investing in the exact thing that's keeping me from owning a house (which is, stocks in hedge funds and housing vultures) is foolish as hell if I TRULY believe I can buy a home.

Also: have you considered the possibility of the stock market crashing and losing everything. Because I did. Because my family has gone through extreme hardships where we barely escaped homelessness thrice now.

[southislandwren]

what if i spent all my farm savings on student loans and was done paying by like 2030

[tiredflowercrown]

Finally attempting to do something about it but I fear it's to late

[globby]

is anyone actually able to save any money at their jobs rn or am I just really bad at budgeting

[lazorsandparadox]

I dont trust any of yall that say eat the rich anymore because half the time youre not even talking about the rich, youre talking about greg the accountant who owns a house and can maybe afford to take his family on one vacation every year or so. And sometimes youre not even talking about greg, youre talking about his daughter becky who still lives with him because she cant afford to move out. Im begging yall to learn the difference between "has disposable income" and "literally has so much wealth that its harmful"

"Rich" does not simply mean "has nicer things than you" and if that how you take it to mean then i dont know man, maybe you should get off your soapbox and go read a book or something

[andromeda3116]

"transmission replacements are one of the costliest car repairs, costing upwards of $5500 in some cases"

ok but like that's cheaper than a new car or even a decent used car and keeps me from having a note, as long as i can come up with the cash up-front and to be frank is also not significantly more expensive than the down payment on either kind of said car would be so like......

[beskad]

my car is starting to actually fall apart, lowkey

[chiefguideandcentre]

Crazy to me how humans have literally made life so difficult for ourselves for no reason at all. Like why do we have to pay for water monthly when it literally falls from the sky? Why is a super simple one bed, one bath “house” (cheaply made of course) easily between $250k-$400k and someone would have to pay a high monthly payment with a 20% interest rate to have it? Why did we choose these numbers? When did we make prices for food so high, create mortgages, student loans, and car payments? Who created interest rates? Why does my entire future depend on a credit score? A number we ourselves made up. Why did we go the extra mile and decide to tax ourselves? For what purpose? When did we decide that we need to have a certain level of education to succeed and if you don’t have it you are obviously a failure at life. When did we say “yes, this seems good, I want to pay astronomical amounts of money for literally everything and make everything as stressful as possible for no reason at all?” Why do I owe money for having money (taxes)? Why can’t I pay for stuff with rocks? That cat I see sleeping in a warm beam of sunlight (and living a happier life than I) doesn’t have a credit score, it doesn’t have to pay extreme amounts of money for a home, it doesn’t have to pay for water that falls from the sky, it doesn’t have to worry about interest rates, it doesn’t know what the Pythagorean theorem is, it doesn’t have a car payment, a set of tires doesn’t cost it easily $1,000 in one go, it didn’t make applying for a home or a car an exhausting endeavor, it doesn’t have to work 40+ hours a week working on stuff that we made up all for a check that doesn’t even reasonably cover any expenses (that once again we forced on ourselves). So why are we?? Why can’t we help ourselves out and make rent $10 a month? Why can’t a good credit score be a 10 instead of 700-800? Why can’t a mansion be $10,000 instead of a million? Let’s make grocery shopping easier by trading cool rocks and pieces of clay pottery and buttons and other neat things for food. What’s stopping us from doing that? Why did we create the most complicated system? “The entire system would collapse, there would be anarchy, everything would shut down, society would explode!!!” Why?? Over numbers and problems we made up ourselves? It’s all made up!! Why did we make it so hard? We could have made things so easy and have a perfectly workable society. We could have the most bonkers system and could all be schooling life right now if we paid for stuff with pretty things we find in abundance and made houses cost like one pretty vase and a loaf of bread you bought with your cool acorn stash and made cars only cost a packet of tomato seeds with no interest rates in sight, didn’t make the production of goods and supplies so expensive, and if we simply didn’t tax ourselves, and if education/the school system was literally just learning all sorts of things that could help you live a happy, self sufficent, simple, productive life the way you want to live it (if you want to learn about history, languages, how to work on cars, or build robots, or cooking, or music, making pottery, or conducting science experiments, learning about medicine, or playing sports or whatever you could do so) and it wouldn’t cost you your first born child, and if we didn’t have mind numbing jobs trapped in windowless buildings doing things that shouldn’t actually matter or exist but we made them so. Why did we make it so hard??

[kittlyns]

If I don't win the lottery or find an old person to leave me their entire fortune........... idk how I'm gonna do it haha

[ranger-kellyn]

nothing worse than actually seeing the money you saved up leave your account like bro i'm gonna throw up 😭

[junewild]

paid $130 to have a package overnighted & they simply did not deliver it :)

[symbiodyke]

okay. so. I no longer qualify for medicaid but I still don't make Enough for insurance......

I qualify for a 150 dollar per month tax credit for insurance but LOL the cheapest plan is 200+ bucks a fucking month and it's total dogshit. doctors visit is 50 dollars and each med is 30 dollars.

urgent care is 100 dollars and emergency room/hospitalization/imaging/labs etc. are not covered until after you meet the 8000 dollar deductible. then they'll cover 60 percent. what if I died instead

[froggybangbang]

.

[justonefeather]

I get packing underwear for myself so I feel better at work mostly. I don't go to a job where i wear sweatpants anymore but it just makes me more comfortable since i see these people nearly every day. But uhh they're a little expensive, relatively, or at least for me. But I'm finally both paying off debt and saving a little money every check, so I bought a 3-pack, since some of the underwear i have are getting holes around the waistband and the.. leg bands? The end bits. Idk i haven't bought myself new underwear in years because it's something I've thought of as kind of frivolous, what i have still lives so I should use it and not waste money on buying something new. But doing laundry today i was like hmm ok yeah i need to replace some of these (to be fair most of the ones in bad shape are not the packing underwear, i will rep this brand forever, $20 a pair is rough but if you can spare it they're great)