#but he also has ALOT wrong with him. different brand of it though

[nonbinaryphantom]

sorry i got attached to my roleswap au danny he’s so cringefail he needs to be studied under a microscope

[tiny-merkitty]

dad/caretaker matt murdock hcs ₊˚ʚ₊˚✧ ﾟ.

(read as platonic & familial only! i do not write for romantic pairings.)

ⓘ i do not consent to k!nk interaction! any nsfw account that likes, reblogs, or in any way interacts with this post or my blog will be blocked and reported.

the sweetest most attentive father figure ever

he can hear your heartbeat, the vague ways your breaths change, feel how sleepy and lethargic you get, he'll do everything he can to be helpful and caring when you need it!!!

don't feel like talking? that's okay, he can tell if what he's doing is helping without needing words.

he has to deal with alot of loud everywhere else anyway, whether that's in a tiny, packed office space or the entirety of manhattan — he's always welcome to unwind at home in silence.

he'd try to deduct anything that's making you uncomfortable without having to ask, he knows that constant interrogation can just make things more overwhelming.

you keep whimpering? your stomach is full, you seem to be warm enough— is his beard too scratchy? here, he'll move your head down to his chest.

he'd use alot of different nicknames, as well as just your actual name, but the ones that roll off the tongue most tend to be 'baby', 'sweetheart' & 'angel'

being mean towards his loved ones isn't in his vocabulary, if you've done something wrong there won't be anything more extreme than a gentle conversation — at worst, he uses his lawyer voice™, which consists of very, very, long spiels about how he's not mad! just a little disappointed!

he'd never take things away from you as a form of punishment though, he knows what it's like to grow up with sparse things in environments that weren't emotionally nurturing.

if anything, he is the biggest advocate for spoiling his kid — even if he won't admit it.

never in a grand way, but if you looked at a stuffed animal for three seconds too long in an aisle, it's finding it's way into the cart by check-out.

you like a certain brand of toaster waffles? what a coincidence, the fridge has five boxes!

if you make him anything at all, he is using it until it disintegrates.

you made him a bracelet? he's wearing it everywhere. including in the daredevil suit.

you drew something? he's sure it looks wonderful, whatever it is, he's already framing it in his office.

(yes this has something to do with a certain somebody abandoning him over a friendship bracelet as a child)

he likes having you physically close to him, the louder your heartbeat is in his ears, the more secure he can feel about your safety.

your warmth reminds him that you're okay, so he likes having you nearby, whether you're heads on his stomach or you're sitting somewhere three rooms over.

he's not a helicopter parent, per-se, but he has a tendency to be protective and worried —

he tries to be around at nighttime, even with the whole vigilante gig getting in the way sometimes, having you play doctor on his wounds makes him feel both guilty and comforted.

his favorite form of tylenol has a tiny heartbeat and hands that wrap around his fingers, after all.

bedtime stories aren't his favorite thing in the world, for obvious reasons, but if he's trying to get you to sleep, sometimes he'll practice his latest defenses until you nod off.

he assumes the legal talk knocks you out better than goodnight moon, anyway.

depending on the day, he's bringing you along to the office or church with him — the firm isn't very full during certain seasons, so he figures you can take a nap on the couch in his office or color over Foggy's paperwork.

Foggy's not the biggest fan of the latter —

the underneath of Matt's desk also makes a great fort— he'll pretend he can't hear you sticking stickers to the bottom or playing with his shoelaces.

on weekends, he'll take you by St. Agnes to sleep through morning mass, Sister Maggie usually has a hot chocolate ready for you in a special mug afterwards.

he's not one to force things like sunday school on you, but the church is a place he grew up and visits often, plus letting you see his mother makes him smile.

the two of you get donuts on the way home — or, you get donuts and Matt gets something overpriced and artisanal while he tries not to cringe at the overbearing scent of dyed sugar.

he's definitely a silly dad, holding you upside down by your ankles or slinging you over his shoulder while he cleans the apartment.

he draws out questions and asks silly things just to hear you giggle — "what?! you're four years old? are you sure? are you actually... five? no?"

overall, you're his kid and he loves you more than anything.

[drjdorr]

I came up with this theory some time ago and still think it's neat(dumb but neat)

Earlier I realized that the MCU didn't have a popular "they were all dead" theory that alot of media has(particularly children's media) so out of boredom I started playing around with that thought and honestly, a pretty reasonable theory could be built from that(at least reasonable as far as "they were dead the whole time" theories go) though not only are they dead, the Avengers are in Hell (ok technically seems more like purgatory since redemption mechanics may be at play but "Hell" is more dramatic)

Now to be fair not everyone in the MCU is a dead sinner, some are just constructs by the simulated reality and some are... going to be explained later however atleast the core Avengers of Tony, Steve, Natasha, Bruce, Thor, and Clint use to be alive

Due to the admittedly shallowness of the theory it will probably be easier to explain character to character and explain how they probably died, why they are in the bad place, and anything else relevant so let's dive in

Tony is easy. A rich weapons manufacturer who profited off uncounted deaths, hmm why might he be in the bad place? And before you say "but he changed" yes, but not before his death when a Missile exploded close enough to him to read the brand name. I may not be a military weapons expert but if a human is close enough to a missile to read what brand made it when it goes off, they probably are going to catch a lethal case of death. We also see a transition space which we see in some of the recently deceased in the form of the cave(ok my hellvengers theory is nonsense and I know it but is him "dying" then removing something preventing him from leaving the cave his body is kept in a Jesus reference?! Anyway) this transition space allows the simulated world to give an explanation of how the recently deceased "survived" *wink wink nudge nudge* their demise. We later see perhaps the only way to truly leave this hell realm without being revived in some capacity, noble self sacrifice.

Steve... Steve was tricky. Like how did he die is easy, he Crashed a plane full of Bombs into the Freezing cold Ocean, take your pick for cause of death(this also means he may be one of the characters we see alive the longest given it is most of his movie). No what was tricky was, why did Cap, an individual of pure heart(made even purer by the serum) end up in hell. The best idea I could come up with is either Clerical error(I promise I made the pun before initially noticing it) and ended up in the wrong place, or he went to heaven but where Cap is most comfortable is helping people so he Chose to go to hell to help redeem sinners(obviously with any heaven memories wiped), he would still be in hell though so it would still try to punish him. His transition space was his fake room which he saw through immediately (almost like he already transitioned to an afterlife before?). And lastly he found a different route out, he simply chose to leave. Ya, he belonged in heaven so once he decided to go back heaven let him back in were he could grow old with Peggy

Because team Cap are connected in choosing to be here let's quickly do Bucky. Bucky died when he fell a ridiculous hight from a speeding train, that generally kills people. Bucky also belonged in heaven but his heaven is being close to his friend Steve, so when Steve left to reform people in hell, Bucky wasn't far behind. Unfortunately (perhaps because his heart hadn't been purified like Steve's) his transition zone wasn't so nice, his transition zone was the Winter Soldier, Hell remember. And unfortunately the simulated Hell realm is internationally consistent so when Zemo used Winter Soldier code, the Winter Soldier activates still. Know if you can just leave if you actually belong in heaven why didn't Bucky leave with Steve? Well firstly Steve Chose to go to his heaven, it was an active deliberate choise. Secondly, Bucky acquired new friends so his definition of his heaven may have changed enough to not have him leave.

Rounding out the Cap trio if Sam(Nat is admittedly Cap adjacent but isn't a proper member of the group in my eyes). Sam had to be the hardest of the three. How did he die? No clue. Why is he being punished? *shrug* I guess he is a post WWII soldier and many consider the second world War to be our last truly moral war, but I don't feel like condemning all our military personnel(the complex itself maybe but the men and women serving aren't inherently bad). Then it hit me, it was so obvious in hindsight. Sam is an angel. He is an angel that followed Steve to hell because Steve's goals were so good and just(obviously with heaven memory wiped and replaced with a human life and angel body changed to human[though there may have been something stirring in the subconscious when he chose his career and tool of his trade]) and when Steve left, well the job still needed doing.

Natasha is easy if not as direct(I haven't seen Black Widow so that might throw wrenches I don't know) . She is a spy/assassin/ skill based living weapon whose ledger is "dripping" with red. Clear why she may be punished and cause of death is maybe op went wrong(maybe in Budapest? Hmm?). And she got out by self sacrifice in endgame

Bruce dosed himself with ungodly amounts of gamma rays those, as Fury put it, "can be dangerous". And why is he here... good question. My best guess is the fact that Hulk is often meant to represent the more violent and dangerous side of Bruce's personality, one he tried to repress. Which I admit eh

Thor is an interesting one. You see, Thor isn't dead. I know weird. But he is a god, so unconsciously shifting to hell to follow someone who is dead doesn't seem to unreasonable. Speaking of which

Loki attempted to overthrow his own adopted father by literally stabbing his birth father in the back. Pretty obvious why he would be punished. And he died when he fell into the void during Thor 1. He is also the poster child of the futility to escape outside of redemption considering how many times he "died" before he truly died at the hands of the mad titan after trying to do everything to stop him and thus nobly sacrificing himself. Unfortunately Thor unconsciously shifted so seeing Loki die die for certain might have caused him not to follow him again.(also TVA Loki split before noble sacrifice so didn't escape to heaven like sacred timeline Loki did)

Lastly (for now, it's late) is Clint. He seems to be a good guy so what if he is another Bucky situation where he is here because someone else, in his case Nat. Though he has an accidental secret, he brought abit of heaven with him with his family's farm that is isolated away from the rest of the world were nothing really bad happens until (the hell world breaches and) things go really bad. As for how he died, see Nat's cause of death

I know I said Clint was last but Steven died in a car crash while texting and driving(don't text and drive) and got sent here because he was a self centered arrogant egotist who only really cared about himself

[leonameowzz]

What was Epel’s promise to Vil? The dynamic of the Evil Queen & the poison apple

Hello, I’m back with another theory today! I’ve always found Vil’s and Epel’s relationship interesting, especially how things kicked off in Chap 5. Ngl after reading Epel’s ceremonial robe story, it kind of rubbed me the wrong way with how Vil treated Epel because there’s being strict and then there’s crossing the line. Don’t worry, I still love both characters! Anyways, please enjoy~

Vil mentions some ‘promise’ that Epel made to him in Episode 5-7 so I was curious as to what it could be

We know that Epel wants to become more manly/muscular and he hoped to be sorted into Savanaclaw, only to be put in eternal purgatory Pomefiore

What if Epel promised to participate in the VDC and if NRC won, Vil would allow him to transfer dorms to Savanaclaw?

Epel would have to work hard to prove that he is capable of reaching Vil’s expectations. Only then would Vil acknowledge his efforts and grant him his freedom

This can be further justified since Pomefiore was founded based on the unrelenting efforts of the Evil Queen

That would explain why even though Epel clearly has no interest in competing, he complies with Vil’s demands

Another thing is why choose Epel of all students in Pomefiore? From his ceremonial robe story, he’s the odd one out not knowing any brands or fine dining etiquette (heck he doesn’t even who Rook is)

My guess is Vil probably saw great potential in Epel, not only because of his looks but also his attitude

Epel’s determination to prove his worth to everyone else (his lab coat story is the best example) is similar to Vil’s backstory (it’s been mentioned briefly) where the people in Pyroxene were prejudiced against Vil

Vil sees a part of himself in Epel and because of that wants to hone those hidden skills of his, even if it’s in his own twisted way

You can tell he’s much stricter with Epel as compared to other students and while it can be partly due to Epel needing alot of guidance, part of me thinks Vil considers him his protégé

Not saying that Vil is trying to change Epel into an entirely different person, I think he’s more so trying to nurture that duality within Epel which would make him so much more formidable

Basically, you can look fabulous AND kick ass at the same time~

Let’s be honest, Epel would make an excellent dorm leader after Vil if he was able to adapt to Pomefiore’s ways

Another reason Vil could be so insistent on making Epel join is that he could be acquainted with Neige (more elaboration here)

I think after the VDC & Vil’s overblot, whether or not NRC wins, Vil will agree to let Epel switch dorms, but Epel refuses because he finally realizes he does belong in Pomefiore and now he genuinely wants to learn, of course under Vil’s and Rook’s tutelage

[rosexknight]

@arceusfan493 Here’s that Dragon Age 2 rant you wanted.

Because I am still not over it.

Under the Read More, I have for you: - Lore Context - How Dragon Age 2 is Amazing - How it Hurt Me Enjoy~!

Oh yeah and major spoiler warning for Dragon Age 2 and minor spoiler warning for Dragon Age Origins and Awakening.

Lore Context ((Note: It is way more in-depth than this, I am simplifying ALOT))

Okay so. In the Dragon Age universe, magic is seen as super dangerous, because mages and those who have magical abilities are connected what is called the Fade, which is like a world that mirrors ours. It is also known as the Dream World, and every race but dwarves dream, but Mages specifically are connected to it in a way that lets them manipulate it for magic. In the Fade there are spirits and demons that can be brought into the real world by a mage or take over a mage’s body to enter our world. When this happens the mage becomes what is called an “Abomination” and loses all semblance of themselves. Demons are dangerous, spirits not so much, and demons are actually just spirits that have been twisted from their original purpose, usually by desire/pride/rage/etc. Spirits are the embodiment of virtues, where as demons are usually the embodiment of sins. There’s also Blood Magic which is hella powerful but corrupting and usually links back to demons.

There is also some religious reasons why magic is so feared, as it’s basically said that mages that got too close to God caused all the bad shit happening in the world (specifically a literal and metaphorical plague called the Blight) and also there are political reasons since there is a country/kingdom that’s all mage-run and it’s not great.

So for the protection of all the non-mages, they lock all mages in these towers called Circles so that they can study, hone their skills, etc. But they're essentially prisons, and the mages are watched over by Templars, which are like anti-magic paladins. And all this is ran by the church called the Chantry (there's a shit ton of lore and all these fears are linked back to that religion I mentioned earlier.) In order to become full mages, you have to pass a test where they put you against a demon in the Fade to prove you can handle your magic. If you fail you become an abomination. If the Circle thinks you will fail this test, they will (literally) brand you Tranquil, which cuts off a mage from the Fade but ALSO makes them 100% emotionless. Also if you get too good, they might also brand you a Blood Mage and kill you anyway.

Also, there is no escape. You can try to escape, but when you come to the Circle, the Chantry takes your blood and puts it in a vial. They then use this blood to track you down if you slip away.

Now, in the games we have seen that SOMETIMES the Circles are not that bad. Mages can get special permission to live outside the Circles as long as they can get jobs. Some mages are perfectly content there, while others aren’t. The mages might be governed by the Chantry and Templars but usually each Circle is kind of given its own freedoms to have its own politics, etc. HOWEVER, whether or not you're put in a good Circle is a toss-up, completely dependent on where you are, who is in charge, etc. And also the Templars can call upon the Right of Annulment if they feel the things in the tower are getting out of control, which essentially nukes the tower and destroys it and all the mages. OH and you are sent to the Circles when your magic starts manifesting (between the ages of 4-14) with no say from you or your family. Just “Oh you got magic? Time to lock you in this tower.” SO needless to say, things between Mages and Templars are fucking tense, and the game is not shy about giving this whole thing a prison feel. The mages are very obviously the oppressed class here (elves are also oppressed but in a different way and I’m not going into that.)

Also you can play as a mage in-game, which makes this all hit especially home if you do since you as the player both see and experience it.

OKAY that should be all the lore context you need.

How Dragon Age 2 is Amazing

DA2 takes place in a town with one of the bad Circles. The Commander of the Templars, Meredith, has basically gone insane. She’s become paranoid, and is turning mages Tranquil (illegally btw because we know that she turns some Tranquil even after they passed that test I mentioned earlier,) or killing them left and right. However, in conjunction to that, there's ALOT of shit that happens that are all mages fault. Blood magic, demons, your mom (basically the only family you have left at that point btw) gets killed by a crazy necromancer, etc.

So it puts you, the player and your PC Hawke, in this situation where you clearly see magic is HELLA DANGEROUS, but you also see that the mages are being pushed too hard by the Templars and are taking drastic measures to escape or fight back. And again, it hits doubly hard if you play as a mage. The game also takes place over the span of 7 years, so you see it all build up and get worse and worse as you play.

So it presents the conundrum: Do all mages suck or is it because of what is happening? It's fucking brilliant. Especially coming from the first game, Origins, where you see a good Tower that's super chill until one crazy mage fucks it up. You see what horrors magic can bring but also see and hear how crazy Templars can be when they face such horrors (this is clear with both Meredith herself AND a recurring character named Cullen but if I talk about him we’ll be here all day.)

Anyway, point is there's clearly no right answer to which side is right or wrong, and the game builds up on it alot. It gives you all the perspectives with Meredith, the paranoid Templar Commander, Orsino, the leader of the Circle who is just trying to keep the peace and defend the mages, and the Grand Cleric in the Chantry Elthina, who refuses to take a side even though she has the power to basically end it all. Your companions also have opinions on all of it as it unfolds. And it puts you right in the middle of it all. And you experience all of it.

Like I said, fucking brilliant.

How it Hurt Me

One of your companions is Anders, who is a mage that has run away from the Circle you know of from Origins. He's a healer that is helping people from an underground (free) clinic, and has also been helping mages escape the city. He's all about freedom for mages, and has fused with a Justice spirit that he became friends with. The spirit saw the injustice that was happening to the mages and wanted to further help. Both Anders and Justice are from Dragon Age Awakening, which comes after Origins. They are companions in that game and you see how their friendship grows and how they come to be able to help each other.

Now I LOVED Anders and Justice in Awakening. I was ALL FOR seeing them again seeing how the years had changed them, and helping them. I also played as a mage in both games so I was also all for mage freedom. It’s also worth noting that in Awakening you learn the Circle was NOT kind to Anders. He’s a free spirit, a lover not a fighter, and he was suffocated. He tried to escape like 7 times and after the last one they put him IN SOLITARY CONFINEMENT FOR A FUCKING YEAR. He was 100% expecting to be killed every time he was caught. “Oh but couldn’t he have used those methods you mentioned earlier to live outside the Circle?” you may ask. And like, yeah maybe. But also...No one should have to do that?

I romanced Anders because I adore him. He’s a bit of a broody boy in DA2 that tries to push you away, but he’s hella sweet and supportive. Funny. Small hint of danger with Justice. He's great. And it was great to romance him in DA2 since I was playing Awakening going “No please why can I not romance YOU?”

Well throughout the game you see that due to the anger Anders has, Justice is getting morphed into something more akin to a spirit of Vengeance as things are pushed more, and that Anders is having trouble controlling him. Depending on what route you take with the romance, he and Justice can either fuse into something like only one being, or Justice can be turned fully into a demon of Vengeance. Both of these are heavily implied more than confirmed, so it’s kind of ambiguous, but the ending is the same. Anders becomes consumed by this, and everything else is drowned out.

Eventually, towards the end of the game, when Meredith has sent off for permission to the Right of Annulment, and Orsino can’t control the many other mages wanting to fight back, and things between mages and Templars are coming to a head, Anders asks you to come with him to get some ingredients that will make a potion to separate he and Justice. Then that turns out to be a lie and he asks you to distract Elthina in the Chantry so he can do...a thing. And he won’t tell you what. And you know he's up to something. BUT in DA2 and Awakening he's ALWAYS said that violence isn't the answer and that we have to show people mages can be good by example, and been against blood magic, etc. So you have the option to help him or not.

I helped him because SURELY he wouldn't do anything crazy. And SURELY he wouldn't ask/trick me, the woman he loves, to do something crazy. He simply asks you to trust him, and I did.

Aaaaaaand then I was wrong. Very, very wrong.

He blew up the Chantry in that town. Confirmed death toll from game lore is 100, but people estimate it could be more. This was the second time I had to walk away from this game due to emotions, the first being when your mom dies.

The Chantry runs the Templars, and the Templars watch the mages. Things were coming to a head. It had been a silent war raging. The Knight-Commander of the Templars was seeing shadows, threatening to basically rip the tower apart to find Blood Mages where there weren't. The leader of the Mages supported the Circle but was doing little to lead the mages against the Templars, and if the mages snapped all hell would break loose. The Cleric in the chantry refused to take sides, even though her word would essentially sway the masses into siding with someone. But she had to stay neutral because she couldn't choose as it wasn't her place, and she agreed there was no right answer both sides had a point. He blew up the Chantry, and forced people to take sides. Change had to come, and he decided he had to take the matter into his own hands to do it. And whether or not it was him or Justice or both is ambiguous and dependant on the route taken.

And I fucking helped him.

The game at this point forces you to choose a side, and I chose to side with the Mages because I WAS one and also Meredith wanted to kill every mage there for what Anders did.

I was betrayed by this character I had loved for two games, who my Hawke fell in love with, who I trusted, etc. And THAT hurt worse than anything else ever. You then had the option to kill him, which was the third point I had to walk away and agonize over a decision. Whether or not Anders was right is a topic still viscerally debated in the Dragon Age community too and it gets ROUGH.

So yeah. That is why I’m not over it and why I love this game so much but also how fucking dare it do this to me.

[accio-victuuri]

M/M Book Recommendations Part III.

Title: The remaking of Corbin Wale

Author: Roan Parrish

My Thoughts:

This book is cozy. Just thinking about it makes me want to go back to the day I read this— Christmas time. Well, you don’ have to wait for Christmas to read this, just saying it’s that kind of book. Anyway, this story is about Alex who opens shop in his hometown. A fresh start and doing what he always wanted to, then one day the mysterious Corbin Wale comes in and changes everything. It’s one of those meet cutes that i’m a sucker for. ❤️ Alex gets to know Corbin, who seems to be followed by misfortunes and he also wants to know the truth about his drawings and who he really is. There is ALMOST no conflict between them, everything is so soft and nothing hurts. I like how Corbin changes, well, how they both change each other. That whole becoming a better person for someone you love thing. That’s it. If you want a sweet read, with just a tiny bit of ache then go for this.

Title: Shiver

Author: Jocelynn Drake

My Thoughts :

I read this book cause I was looking for the “bodyguard” trope. This one delivered. It’s simple, a really rich guy gets threatened and he gets a bodyguard to protect him. Only, he gets more than that 😏😏😏. This is book one of a series so you’ll get alot of other characters that you can get attached to, don’t worry, they will get their own books. It’s a fast read and one that you can pick up on a weekend and you’ll be set.

Title: Enemies of the State

Author: Tal Bauer

My Thoughts:

The President and his Bodyguard fall in love. That’s the selling point of this book BUT THIS IS SO MUCH MORE THAN THAT. Tal Bauer is an intelligent author and this one reads like a Netflix series that just happens to have an mlm pair. You have the in’s and out’s of the White house, politics, Russia, power dynamics, discrimination and terrorists. President Jack Spier is an American hero, who lost his wife in a War. He stayed single and spent his years in Politics, no scandals all his life and the perfect man to take the seat of a Leader. Then Ethan, a seasoned security detail gets assigned to him. This has the friends to lovers trope that makes you want to scream. The slow burn. The misunderstanding. Forbidden love with high as fuck stakes. THE ANGST. The hurt/comfort!!!!! I want all my ships to have an AU of this book 😭😭 Plus, the EXPLICIT scenes are just that. Explicit. HOT. What smut writers aim for HOT. 😂 Alot of things happen in this one book so be ready, there is almost something cinematic about this. You’ll understand once you’ve read it. This is book 1 of a Trilogy. You’re welcome. 🖤

Title: Twelfth Knight

Author: Victoria Sue

My Thoughts :

Merlin and Arthur. Need I say more? Yes. This story is set in the modern world with Arthur and his Knights. It may not be for everyone, like i think some people want something more serious, but the easy pace and language can be enjoyable. Merlin’s promise to Arthur before he died. There is so much more in this world in the books to come and I hope more fantasy aspect and plot in the Mix.

Title: The Watchmaker of Filigree street

Author: Natasha Pulley

My Thoughts:

There is something about the setting about this book that made me feel nostalgic even if I have no idea about their timeline at all. The author just painted this world, it’s people and every scene so beautifully. This book starts with Thaniel and a bomb explosion / a mysterious watch. Then the Watchmaker, Mori. I can’t say too much without spoiling stuff, but the fantasy aspect of this is Clairvoyance. How it’s worked into this story in itself is almost heart breaking. 😭 One thing I didn’t like is who the Villain was. I guess I wanted this “person” to be a different character or be “used” in a better way. The pairing, Thaniel/Mori has the whole age gap thing going on — and Mori saying he has to be in London. Ugh. 😭😍 There’s a sequel that will come out this year and I am very excited.

Title: The Wolf and the Sparrow

Author: Isabelle Adler

My Thoughts:

This one is a standalone fantasy story and that in itself sold me. Add in the arranged marriage trope, AND MAAAAAAN. I’m all in. The main drivers of this story : the marriage, Callan grieving for his dead wife, Derek moving to this new kingdom and trying to fit in and A War that’s threatening all of them. I can’t even count the amount of “arranged” marriage fanfics I have read and this one seems fresh all over again. I love the relationship between the main characters and since it’s just one book- expect some insta love. There is a part in this story where they both get captured and I must say, it’s one of the best things I have read. That. Whole. Experience. Plus, when they do get together? IT WAS HOT. I knew it was coming, but it was so worth it. Even with all the “instalove”, there’s still a really good pay off. The fantasy part in this is not shown too much though. It could be expanded, I’m not gonna be mad if they suddenly announce a sequel. But yeah, If you want just one solid read, this is it.

Title: The Last Sun

Author: KD Edwards

My Thoughts :

So, this is one of those books that I put off reading all because everyone was saying it’s super good & I didn’t buy it. BUT I WAS SO WRONG. This book. This world is amazing. I have never read a book that has the whole “ Tarot Cards” as a main theme , and how it works into this book is the reason why I have always loved Fantasy books. This is Book 1 of a projected 9 book series and I am so excited how this will expand, I haven’t read the second book cause i wanna save it. I love the relationship between the two main characters, Rune and Brand. A scion and it’s sworn companion. Something about it reminds me of a bond like with a parabatai ( city of bones) . I love their banter. The characters in this are A+. LORD TOWER. Max. Quinn. Ciaran. ADDAM FUCKING SAINT NICHOLAS. You will get attached to them, I’m warning you. It’s a really solid fantasy/adventure story. Rune and Addam as a pair is so delicious, I find myself smiling every time they have scenes together. Their love, as it continues on will be SO PURE. I can see it. Do yourself a favor the same way I did, BUY THIS BOOK. Read it.

[juvoci]

9 January 2021

This blog can be read in its entirety on JUVOCI.com.

9 January 2021.

11:03 AM.

Okay, so in the last blog post, for 8 January 2021, I left alot of cliff-hangers.

Firstly, I didn’t quite finish the Thought Leader idea.

Secondly, I didn’t quite finish the Philosophy is Dumb and What is Philosophy ideas.

But before we get into either of those, I’m going to go on another tangent (as I do), because I just commented on someone’s Reddit post, and it seems relevant, so I want to post my response here. I’ll post the screenshots below.

This was the Reddit post. It was posted in the CircleJerk sub-Reddit. Obviously, it’s a joke. A sarcastic joke. But I took this sarcastic joke as an opportunity to express a real solution to some of our problems. Here it is:

Stop taking EXTREME and ABSOLUTE positions on COMPLEX topics.

“All Cops Are Bastards”? Obviously, this is not true. There are many police officers out there who simply want to use their elevated power to protect their communities from agents of chaos who wish harm upon innocent people. These cops do indeed exist.

Not all cops are bastards. Some of them? Yes. Most of them? Maybe, I don’t know. All of them? Certainly not.

Taking extreme and absolute positions on complex topics is a recipe for disaster. It’s a childish and immature and lazy way to approach the world. We can do better than this.

And I just want to mention, because I can see the trolls licking their lips. Yes, the question was a sarcastic joke, and my answer was a serious statement. I am fully aware. 🤡

11:29 AM.

Okay, now, let’s get back to the Thought Leader stuff, because that’s important.

The importance of Thought Leaders, and what it takes to be one.

Let’s define Thought Leader again, but in a different way this time. A Thought Leader could be compared to an “Influencer”. When Serena Williams or LeBron James or Coryn Rivera or Steph Curry or Lindsey Vonn or Michael Phelps endorse a brand such as Nike or Adidas or Puma or whatever... these brands gain an elevated reputation. “LeBron James wears Nike sneakers? Damn! Nike must make good sneakers!” And so Nike sales increase.

Jordan Peterson, for better or worse (I’m still undecided about him, though I do think that he’s genuinely a good guy and has a good heart, despite his viewpoints), is a Thought Leader. When Jordan Peterson says Marxism is on the rise, this is dangerous, we need to take this seriously and rebel against it... literally thousands of people will begin distributing his message online and IRL (in real life). Jordan Peterson quite literally has a microphone which broadcasts directly into thousands of people’s ears. (Well, not literally literally, but you get my point.) This is, in some sense, the definition of a Thought Leader.

In some sense, I’m already a Thought Leader. Many of the ideas I express are unusual, esoteric, not mainstream. But my reach isn’t very big, so I’m not leading many people.

11:45 AM.

So now that we’ve defined Thought Leader (again), let’s discuss why I want to be a Thought Leader (or at least grow as a Thought Leader), and what train of thought I actually want to lead.

In the last blog post, I mentioned Peace and Love. This is foundational. This is where it begins. If we don’t exercise Peace and Love, we cannot even really engage in conversation. The only reason I can honestly and freely engage in conversation with you is because we are at peace. If we were at war, this would not be possible.

Now, of course, just like everything else, Peace is a spectrum. At the high end of the Peace Spectrum, even arguments cease to exist. Individual beings simply express themselves and everyone who is listening simply listens. In such a circumstance, this being is expressing their truth, and everyone is listening with open minds, open hearts, without judgment. This is sort of... an idealistic scenario.

But this “idealistic scenario” isn’t necessarily what we need right now, because humanity does indeed have some complex problems which need solving, and simply opening our hearts to everyone’s subjective truth isn’t necessarily going to solve those problems. Instead, we must share our ideas, experiment with those ideas, find the best ideas, and act on them. In other words, we must share our ideas and then debate those ideas, in order to find the best idea.

Problems arise when ego interferes. People become attached to their ideas. They want credit. They want to be the savior of the world. People become so attached to their ideas that they ignore better ideas. This is why I like the Philosophy of Infinity and the practice of Infinite Openmindedness.

Recognize that your pet idea is just one idea in a sea of infinite ideas, and it isn’t necessarily the best idea. Recognize that you might be wrong. Recognize that other people have lived complex lives, likely (more or less) as complex as yours; and other people are capable of intelligence, just like you; and other people are smart, sometimes smarter than you. Recognize that a Competitive and Free Market of Ideas will create an environment where the best ideas rise to the top, breeding better ideas. If we can all enter the Chamber of Debate, and leave our egos at the door, we will discover the greatest truths by merging our individual minds into a smarter collective mind.

So, to summarize, Absolute Peace is the eventual goal, but Peaceful Debate is what’s needed now.

Peaceful Debate means that we respect each other’s life experiences, we respect each other’s viewpoints, we live and let live, we don’t violently attack or insult other groups simply because they disagree with us.

“If you disagree with me, that’s fine. You can live on your land, and I’ll live on mine. We will go on with our lives, in peace. I won’t blow you up or shoot you down, and you won’t do so to me either. Yes, we may disagree, but we won’t raid each other’s homes and destroy each other’s families... simply because we disagree.” This is a more evolved standpoint.

12:03 PM.

We need a collective purpose, a collective goal. Humanity is a train-wreck right now. America, and her ideals, has been a global leader for decades, and now America is a clusterfuck.

Too many things get lost in translation between countries. Too many people and corporations are “beating the competition” rather than “working together to find the best solutions”. Too many people are power-hungry and egoic and not seeing the bigger picture. Too many people are afraid and confused and fearful of death; and when people are afraid and confused, they sometimes act defensively and violently.

Too many people are overwhelmed by the constant bombardment of media and information, much of which is not only pointless but is also damaging to one’s peace of mind. Too few people have taken the time to meditate and contemplate deeply the true nature of the universe.

Too many people are without mentors, without guidance. Too many people have so many questions, but no one to answer them.

This is why I want to be a Thought Leader. The world needs guidance, direction, stability, understanding, structure, philosophy, wisdom. But there doesn’t seem to be enough people distributing these things.

Wisdom hasn’t gone mainstream yet.

And will it ever go mainstream? This question has literally been debated for thousands of years. Ancient philosophers have written, including those who authored The Kybalion, that “the Truth is reserved for the brave few” and “the masses will never know the Truth” (or something along those lines).

But I’m an idealist. I disagree. I say: “Why not?” Why can’t we have the world we desire?

“But, Juvoci, you said” (in the last blog post) “that some people desire war!”

Yes, I did. But the desire for war is, in my estimation, a more superficial desire than the desire for peace.

I believe that, deep down, EVERYONE simply desires PEACE and HAPPINESS.

And those who pursue war, only do so because, deep down, they believe it will lead to PEACE and HAPPINESS.

In other words, people who wage war believe that war is the only option, the last resort, our only chance, for a peaceful world.

Of course, this is not the case, and is in fact completely wrong, completely opposite of the truth. This is the definition of evil, of devilry.

War only leads to more war.

When you wage war against someone, a grudge is formed. When you destroy a culture, destroy a family, destroy a people, they don’t forget, they get angry, they get depressed, and they label you “the devil”, they slowly and quietly rebuild their power, and then they come back to bite you.

And then you may say: “But what if you eradicate them completely so that they cannot ever return?” Sure, but then your people will remember what you did to those people. “Remember what our empire did to those people we destroyed? That was kind of messed up.” And then there is a deep collective regret in the population which must eventually be repented and made-up-for, lest the society be eaten alive from within by its own shame and guilt of its own violent history. And the cycle continues...

Just like, in your own personal life, you cannot purify, you cannot cleanse your soul, until you’ve repented for the evil you’ve done. Until then, your soul, your spirit, is broken, shattered, split.

The neuroticisms of a culture, a society, a nation, seep into the hearts of its citizens, and destroy it from within.

The most powerful thing that a leader can grant... is peace. Not dominance, not power, not wealth... peace.

But then there are the questions: What of that evil which lurks in the shadows? How do we defend against it? If we focus only on peace, won’t we be blind-sided by a secretive malevolent faction? If we focus only on peace, we won’t fund our militaries, and then we will be vulnerable to evil forces, right?

And this is true. Although I wish this were not the case, I cannot deny it. If we don’t keep our guard up, to some extent, then evil could once again overcome us.

Just as the sage must constantly remind herself of the Truth, society must remind itself of Evil. History repeats itself, so remember history.

So what does this mean for military funding?

On a material level, it means two things.

Firstly, we must prioritize defense over offense. Don’t develop military technology for the sake of attacking and conquering. Develop military technology for the sake of protecting.

Secondly, we must redefine our enemy. America’s enemy is not Russia or China. China’s enemy is not America or Japan. Australia’s enemy is not Russia or North Korea. Etcetera, etcetera, etcetera...

No, Humanity’s enemy is Chaos, Insanity. Humanity’s enemy is Ignorance, Violence, Immaturity, Ego. This is how we must redefine our enemy.

But let’s bring this, once again, to a spiritual level, a metaphysical level, to a level beyond materiality.

Ultimately, we are talking about FEAR. “What if Evil grows stronger while the rest of us are focusing on Peace? What if we detract from military funding and leave ourselves vulnerable and get destroyed by an evil faction? What if? What if? What if...?”

These are questions of fear.

FAITH over FEAR.

This is where my Thought Leadership re-enters.

We must all subscribe to a philosophy of Faith over Fear.

Now, this is easier said than done, obviously. And I’m not trying to claim that I’ve fully succeeded in this realm. I never claimed to be perfect. But it’s the direction I try to move in, and it’s the direction that I’m encouraging you to move in aswell.

What is Faith over Fear?

This is getting into some pretty deep spiritual and metaphysical areas, but I’ll do my best to explain, especially because many people who read this, who haven’t dived deeply into spirituality and metaphysics, might not exactly understand what I’m saying. But I’ll give it a shot.

Faith is a fundamental force of the universe. Now, I’m not talking about Christian Faith or Islamic Faith or Jewish Faith or Buddhist Faith or whatever. No. I’m talking about pure Faith. I’m talking about Faith as a fundamental, pure, force.

In fact, Faith is so fundamental to the Structure of Reality that, at a certain point, it becomes physical, it becomes material, it melds and merges into the physical world. Don’t believe me? Keep meditating.

Faith is the reason you wake up in the morning. Faith is the reason you’re able to walk on solid ground. Faith is what keeps the entire universe in motion. Faith is a fundamental force. We can call this concept FFF or F-Cubed. The fundamental force of faith. Maybe the FFF thing is dumb. I don’t know. Whatever, moving on. Lol. (If you’ve made it this far in the blog, take a moment to breathe and relax and recognize that nothing is like super serious necessarily.)

But, yeah, Faith is super important. Pure faith. You exist because you believe in your existence. Without that fundamental structure of belief (which is another way of saying Faith), your entire being would collapse and disintegrate into a vortex of chaos and structurelessness. Don’t believe me? Well, I wouldn’t recommend experimenting with this concept unless you’re truly a Master of the Mind... because this can be dangerous territory.

So why am I talking about Faith now? Because Faith over Fear. Faith is the antidote to Fear, and Faith is your savior.

Yes, Evil could be out there, plotting your demise. Yes, the Universe could implode suddenly and instantaneously, destroying everything and everyone you’ve ever known. Yes, an asteroid could land on New York City, killing millions. Yes, some rogue country *cough* could drop an atomic bomb and decimate Humanity. Yes, danger, danger, danger, fear, fear, fear, possibilities, possibilities, endless fearful possibilities.

But can’t you see? It goes on and on and on and on and on. The mind can think of infinite reasons to be afraid, to fear evil.

But here’s where Spirituality and Metaphysics swoop in and save the day...

FEAR CREATES EVIL.

Yes, literally, Fear creates Evil. No, even further... Fear is Evil.

As Franklin D. Roosevelt (allegedly) said (I wasn’t there): “We have nothing to fear but Fear itself.” This quote is actually quite wise. Well, it’s, like... almost wise. The only reason it isn’t completely wise is because it implies that we still have to fear something.

But the point is (or at least, the Truth that I see in the quote) that Fear is the enemy. And, from my experience with spirituality, Faith is the antidote to Fear. In other words, when your being is aligned in Faith, your “enemy” ceases to exist, because all is one and all is you and so all is in Faith.

These are pretty deep ideas; and if you don’t understand exactly what I’m saying, don’t worry. Just stick with me, and eventually you will understand.

:)

1:06 PM.

Okay, so, I feel like I’ve kind of beaten that topic to death. Let’s give it a rest for a little while. Let’s get back to that point about Philosophy.

In my last blog post, I said that Philosophy is dumb. But, obviously, I need to elaborate on this, not only because this statement will probably offend some percentage of people, but also because it’s a pretty vague statement.

So, what exactly do I mean? And why exactly am I saying this?

Firstly, let’s define Philosophy. Yesterday, I posted in two sub-Reddits (the Philosophy and AskPhilosophy sub-Reddits) asking the simple question: What is Philosophy?

Both of my posts got banned from those sub-Reddits. This is strange, and doesn’t make any sense to me. If your sub-Reddit is about Philosophy, then one of the most important questions on that sub-Reddit should be... What is Philosophy?

Duh?

But, for some reason, the moderators of those sub-Reddits thought such a question should not be on their sub-Reddits and so they removed it. And now, in my mind, these two sub-Reddits have lost some respect and credibility.

But, whatever, maybe that’s a signal that “What is Philosophy?” is a dumb and unnecessary question.

Perhaps I can define Philosophy simply by explaining why I think parts of it (not all of it) are dumb.

To me, Philosophy becomes dumb when it becomes about using big words, and how many philosophical terms you know, and arguing about the nature of reality, and choosing one side or one philosophy and being an ardent advocate of that one philosophy or opinion or perspective.

These aspects of “the Philosophy world” are dumb to me because they miss the point. Reality is infinite. The universe is infinite. There are infinite perspectives. Everyone’s life is different, and everyone’s unique life experiences lead them to believe certain things about reality.

You might be a staunch Atheist, but if one day you went to sleep and woke up in a garden where Krishna explained to you the metaphysical workings of the universe, and you existed in this garden for thousands of years, exploring the world of spirituality, before finally, eventually, after those thousands of years, returning back into your human body, to this human life... you might have second thoughts about your staunch Atheistic beliefs.

So who are you to say that someone who identifies as Hindu and has had a similar spiritual experience with Krishna is wrong? And likewise, who are they to say that someone who identifies as Atheist and hasn’t had any spiritual experiences, like you (the staunch Atheist)... is wrong?

See? Nobody is wrong. Everyone just has different life experiences.

So, whatever your Philosophy is, it isn’t right or wrong. It’s just one perspective of infinite perspectives.

A lot of philosophy is just preaching. Just rattling off complex names and concepts and big words, just arguing pointlessly about abstractions.

Real Philosophy is about listening. This is, if I am to make a distinction here, the difference between Philosophy and Wisdom. Philosophy literally means love of wisdom. But perhaps Love of Wisdom isn’t always the same as Wisdom itself, in the same way that you may “love” your spouse, but not necessarily treat them well, or know them well.

Arguing with people on Reddit (or any other forum), for example, about why your Philosophy is right... is a pretty deformed version of Philosophy, in my opinion. If you want to grow as a philosopher, if you want to grow more wise, spend more time listening and asking questions, rather than preaching. Then, if someone asks you a question, you can expound your knowledge.

Philosophy has been dubbed “a science” by many individuals and institutions. But one of the problems with modern Science, in my opinion, is over-categorization.

Science creates categories upon categories upon categories, dividing and dividing and dividing. Now, don’t get me wrong, there isn’t necessarily anything wrong with categorization. In fact, there isn’t even anything necessarily wrong with over-categorization.

In some sense, excess categorization is the natural evolution of language and quantifiable knowledge. As our understanding of the world becomes more and more nuanced, we naturally will create more and more terms and thus categories for explaining and identifying it.

The problem arises when we begin identifying with our identifiers. When a scientist or philosopher says “I am a Materialist” or “I am an Existentialist” or “I am a Stoic”, they are missing the point of Philosophy and Science, in my opinion.

This is the problem with Identity. When you identify with one finite piece of an infinite reality, you inherently limit yourself. Better to have as small of an identity as possible, and simply observe reality. To me, this is what Philosophy and Science are truly about. Egoless observation of reality, in the name of Truth.

2:02 PM.

Okay, I’ve been writing on and off for awhile I’m gonna take a break and do something else. Be back later, maybe.

:)

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This blog can be read in its entirety on JUVOCI.com.

[opheliakeeauthor]

Revisions and Edits

It's the first weekend in a very long time that no new title is publishing. It's almost Christmas, and I have a two week vacation from the day job, so I am focusing on finishing the revisions and publishing all the stories as 6x9 paperbacks. Grammarly is helping with the revisions and minor edits. (Always there is a comma in the wrong place or an extra period. SMH Edits are the bane of writing.)

I have finished the short reads of the Dream Therapy miniseries and will be uploading the 6x9 paperback today! I am excited to get them all finished and move forward with the publishing. While I am revising and publishing 2nd edition paperbacks, I am also building all the miniseries and adding those miniseries to the main series on Amazon. It is a bit of work, but I hope it might be helpful to readers trying to navigate the saga. (Keep laughing. I was only going to write one book. My side hurts everytime I think of that I have laughed so hard.) Honestly, though, isn't this just the coolest book cover? This is an awesome story too. The deaf architectural designer meets a black bear dreaminverter who has long been disabled by his magic. For the bear to claim his mate he has to overcome both their issues and keep her safe from men like Frank Grimes and the shadowed evil of Peter Elliot. This one is a thrill ride into the magic of the dream. The 6x9 Paperback will be available to order before Christmas!

Book Blurb Draoithe: Dream Therapy Jace Weda is an immortal bear shifter whose dream inversion gift has crippled his life. He is an accomplished pilot, but can’t handle the stress of driving a car. When he and his brother take a mission to hunt a rapist for Fox, his life changes drastically, and leaving California for Draoithe in the summer of 2016 is the only solution to avoid disastrous blowback from a deadly enemy. Living at Draoithe grants him a new perspective and an opportunity for a brand new life with therapy and counseling for the dream magic he was born with. It also brings an unexpected encounter with the deaf architectural design artist. One-touch, and he is hooked. When he catches the contractor beating her, he loses his mind and beats the fool unconscious, but that is where his life gets complicated. He wants the contractor's head, but taking care of the beautiful deaf designer takes precedence. When he learns that she is in trouble because of the work she did in designing his new home, he realizes that all his hope for something more with her could simply vanish like smoke on the wind. Jace must find a way to help the fiercely independent woman he desperately needs and keep her safe from the pitfalls of his world.

The cover on this one did get me in trouble with Facebook once. They decided it went against selling tobacco or other drugs!? It's a book cover with smoke. Really? Oh well. The bots on social media are a bit warped. What can you do? Just let it go.  LOL! I posted it to Twitter, Pinterest, Instagram, Tumblr, and Youtube. Amazon let me use it and they do have rules too, so whatever crazy Facebook. The cover was too good not to use it. This excerpt got banned on Facebook too. LOL. I run into that alot with the shifter animal images. Oh well. I write adult fantasy/paranormal romance. I suppose it was bound to happen. I am still laughing though. I do not now, nor have I ever attempted to advertise the sale of any black bears. Just for the record. 

Freebies! and Future Goals

I intend to give away some of my stories for free after Christmas, so be on the lookout for them on Amazon and my crazy promos on social media. As always, The Thread is perma FREE on OpheliaKee.com. If you have not yet read the Prologue to A Pack Forms, you might want to pick it up.  As we finally get away from 2020. I am looking at changes for next year. I want to keep publishing the saga and finish writing the last of the stories in it. Sadly, it is almost done. The next books I write I might consider publishing a different route. I do need help with the marketing and promoting so I think I have to work on that and I also have to figure out merchandising, and audio or video books. 2021, here I come.

I have to run away! Thanks for stopping by today! Leave me a message if I can answer any questions. If you read, please be kind and leave reviews. All authors will love you for it, but Indie Authors will love you a little more. Merry Christmas! Be Careful! Happy reading, ​Ophelia Kee

[phangirlof]

Exposed

Description: Sometimes the guys can’t keep secrets. Sometimes that’s okay.

Genre: Fluff, High School! AU

Pairing: Oh Sehun x reader

Word Count: 2,779

I’d been here at Baekhyun’s house for two hours, listening to the guys drone on and on about lame guy stuff. I didn’t quite know what they were talking about right now. I had tuned them all out awhile ago. It was me and four of the guys: Jongin, Chanyeol, Baek, and Kyungsoo. I loved them, but not enough to listen to them talk about… sports?

“But yo, when are tryouts?” I heard Chanyeol ask to no one in particular. Baekhyun answered almost immediately. “Next Thursday, but you have to have an updated physical and gear.” Chanyeol groaned. “That’s not even the best part. The gear has to be brand new. Literally fresh off the shelves and directly to the field or you practically won’t be allowed to tryout.” Baek’s statement made Chan groan louder. “Ugh, I hate tryout season. Like honestly, what’s wrong with the gear we already have? I literally replaced all my equipment last season. More importantly, what if we don’t even make the team. Then we have all this spanky new gear for nothing!” He ranted.

Kyungsoo spoke next. He didn’t speak often when they had conversations like this, but when he did it was good. “You suck at baseball, so you’re the only one that has to worry about that.” This made all the guys erupt into laughter, and even I broke out into a small giggle. Chan’s face turned red, partly from embarrassment. “Aye, leave him alone. At least he can make it to tryouts Mr.I’m-too-scared-to-tryout-for-basketball-so-I’m-just-gonna-hideout-in-the-library.” Kyungsoo gave Jongin a death glare. “That’s not what happened you doof. I had a stupid research paper to finish and the coaches made me go to the library to work on it.” Jongin cowered as Kyungsoo spoke. I didn’t know why though. Jongin was the only one that could get away with saying stuff like that it him. It was obvious that he had a soft spot for him. “Yeah, leave him alone guys. Besides, even if he could try out, he’s too short to make a basket.” Kyungsoo didn’t hesitate to jerk on a strand of Baekhyun’s hair as the guys burst into another bout of laughter. The digs the guys got on Kyungsoo was what usually got them the most riled up, mainly because it didn’t happen often seeing as how nobody wanted to get killed by one of his death stares.

I honestly couldn’t stand listening to them go on. “Can you guys not be so boring? I’m practically falling asleep.” All the guys looked at me with playful annoyance. “Did we ask you to speak?” Baekhyun asked, mocking a face of disgust. “Cause I don’t recall.”

“Aye, I don’t recall asking for permission to speak, not that I’d let any of you losers to grant me that right.”

The guys all let out in a chorus of “Ooooo.” Chanyeol was next to speak.“So sassy.” Baekhyun mumbled something under his breath right after him. I didn’t quite catch it all, but I caught some of it. “No wonder… on you…”

“Would you like to say that again Baek? Maybe a little louder?” I said, mocking a stern tone we’d all heard Baekhyun’s mother use with him. He was quite the sassafrass. He was constantly getting in trouble with his parents because he couldn’t stop himself from saying something sarcastic or snarky. He rolled eyes. “I SAID, NO WONDER OUR SASSY MAKNAE HAS A CRUSH ON YOU!” He shouted even though we were all barely two feet away from each other. “Smartass.” I huffed crossing my arms. The guys got back into their previous conversation. I snatched my phone up from its place on the table behind us. I started mindlessly scrolling through social media. I wasn’t looking at anything in particular, I just wanted something to prevent me from going completely insane while the guys talked about… hockey?

I grabbed one of the cups off the table, and took a big gulp of the fizzy soda. No wonder our sassy maknae likes you. Baekhyun’s words from earlier popped back into my mind causing me to spit my drink out. It flew from my mouth and straight from my nostrils too. “Eww Y/n, what the fuck?” Chanyeol squealed. For someone so manly, he sure did squeal and scream alot. “sEHUN LIKES ME?!?!” Chanyeol nodded. He and Jongin started wiping the soda off the table, Baekhyun was drying himself off, and Kyungsoo had moved to the other side of the room. He’d just barely avoided getting soda spit on him because he had gotten up to fix himself more drink at the same time soda was spewing from my nose.

“He’s had feelings for you since like practically day one.” Jongin said just as he finished wiping off the table. “Yeah.” Baekhyun agreed. “It’s so obvious too. He’s always drooling over you when we’re all together.” My jaw dropped. There was no way in hell, Sehun, of all people, liked me. I had a major crush on him, and the universe was never ever kind enough to let your crush reciprocate feelings. I got a rag from the laundry room, wet it, and made sure the table was clean. Once I was done, I threw the rag back at Baekhyun for him to put it where it goes. Anytime any of us tried to help him straighten up the place he got upset.

“You guys can’t be serious.” I said. The guys loved to joke around, so I wholeheartedly believed this was another one of their pranks. “You should see the way he looks at you.” Kyungsoo stated, making his way back to the table once he was sure it was clean. “And when you’re not around, we can never get him to shut up about you. Y/n, this. Y/n, that. Makes me wanna slap the kid sometimes.” Jongin added. Something in me still didn’t quite believe them, but regardless I spilled my own feelings to them. “Well, I sorta maybe have feelings for him too.” I whispered, covering my face as soon as the words had left my lips.

“OH MY GOD! WE CAN SET YOU TWO UP!” Baekhyun screamed, jumping up and down in the process. Matchmaker, one of his favorite things to do. “No! He doesn’t know.” I said, feeling my face heat up. I knew exactly how the guys were, now that we were on this topic it would be awhile before we were on to something else. “You didn’t know how he felt about you, but look at you now.” Chanyeol said, nonchalantly shrugging his shoulders as if this wasn’t sort of big deal. “Bye Yeollie, that’s different.” I whined, I was way too chicken to tell Sehun about my tiny, huge, crush on him. “Honestly, I’m content with him never knowing.” Before I had the chance to say anything else, my phone vibrated in my pocket. It was a text from Jongdae.

From Dae: Okay but like dont hate me

From Dae: butttttttttttttttttt

From Dae: Something may or may not have slipped…

“I say you just waltz up to him and tell him how you feel.” Jongin suggested from his seat across from me at the table. “Jongin, that’s lame.” I said, quickly replying to the ominous text message I’d just received.

To Dae: Explain

“Or you could have one of us tell him, like me for example?” Baekhyun said, I was looking at him, but I could tell he was wearing the biggest grin of his life. “You only want to do it because you like being in other people’s business.” His first reply was a scoff. “Not true, I enjoy being kind and helping others around me.”

From Dae: SOOOO likeeeee

From Dae: I love you Y/n, you know that right??

I was starting to get impatient. What had he done this time? “Text him.” “Call him.” “Meet up with him. “Send him a letter.” “Send him an email.” “Send him a snapchat.” “Post in on Instagram.” “Slide in his DM���s.” The guys just starting shouting out suggestions. I couldn’t help but giggle as some of the options started to get ridiculous.

From Dae: Hunnie knows you like him

From Dae: dont kill me pls

I screamed as I typed out my reply. Jongdae was one of the first, and for a while the only, people to know about my crush on Sehun. The other was Yixing.

To Dae: HWO DOES SOEMTHIN LIKE THAT JUSST SLIP?!?!???!!??! >

To Dae: UGH im so gonna punch you next time I see you

To Dae: ur such a punk, i hate you

I didn’t notice, but the guys, all except for Baekhyun who moved to the other room to take a phone call, had moved behind me to peek over my shoulder. They were reading my messages. “Whelp, looks like you don’t even gotta worry about telling him now.” Chanyeol laughed, ruffling my hair, something he knew I hated with a passion. I punched his shoulder for revenge. “Leave me alone you crusty heathen.” I said, pushing the red haired giant away from me. He stumbled, and hit his side on the kitchen counter. I could tell the blow to his hip hurt, Chanyeol burst into a fit of giggles. He was so odd.

“Hey guys,” Baekhyun said. He tossed his phone back on the table, where it was pre-phone call. “Sehun and the others are coming over. Also what do you guys want to eat.” The four shouted food suggestions at Baekhyun. I didn’t understand how he understood all the clamour, but I was more focused on the fact that Sehun would be here any minute

From Dae: i luv you tho :’(

From Dae: Also we’re coming to Baek’s

Hearing the fact again made me scream.

To Dae: I KNOW

I pretty much continued screaming even though about thirty minutes had passed. I screamed even more when I heard a knock on the door. Luckily it only turned out to be the pizza we had ordered. We were supposed to wait for everyone to get here, but I was so anxious it was making me hungry. I ended up scarfing down close to a whole pizza by myself.

We always get like five orders of breadsticks, and I ate about one and a half of those. They weren’t even that good, but I was so nervous to see Sehun I couldn’t stop myself. I actually began pacing around the room as we awaited the other guys’ arrival. I was shook beyond belief. How was he gonna react? What was he gonna say? Was he even going to talk to me? Was everything going to be awkward the rest of the night? I didn’t know what to do, so when another knock came to the door I ended up screaming once more and hiding in Baekhyun’s room. I could hear Chanyeol laugh at me as I did so, but I didn’t care.

To Dae: Meet me in Baekhyun’s room ASAP

I assumed he got my message when about ten minutes later I heard a knock on the door. I had locked it just in case. “Open up!” He shouted through the door. I hurriedly unlocked it and went back to pacing. “Jongdae, I can barely breathe!” I uttered, my nerves causing my hands to start shaking. “Is that so?” I expected to hear Jongdae’s voice, but instead I was met with that of Sehun’s much deeper one. “WHY ARE YOU HERE?!?!?!” I screamed for the umpteenth time today. “The guys pushed me in here and said they wouldn’t let me out until we talked, so here I am.” I didn’t know what to do or say. Literally the only thing I could think to do was scream. But that was off the table considering I didn’t think the guys wanted to hear me do that again.

le boyz gc: I hate all of you

Eventually Sehun broke the silence which was different seeing as how besides Kyungsoo, he was the quietest out of all the guys.

“How long have you liked me?”

I almost choked because of his boldness. I mean leave it to Sehun to get straight to the point. “What do you mean?” I laughed nervously. “I’ve never liked you.” I’ve liked you since middle school.

“Don’t lie to me.” He said casually, moving from leaning against the bedroom door to sitting on Baekhyun’s bed. “Jongdae told me you’ve had a crush on me for a while now.” I mentally cursed Jongdae. Remind me not to tell any of the guys if I ever develop a crush on literally ANYONE EVER AGAIN!

.“For the record, I’ve liked you since that first time we all hung out at Chanyeol’s place.” I tried thinking back to the first time we ever went to Chan’s house. It was quite hard to manage seeing as how we’re always either at his or Baekhyun’s house. “What’s so special about us hanging out that one time?” I asked, trying to avert from the subject of me liking him. “I don’t know really.” He started. He stopped looking at me, and focused all his attention on his twiddling thumbs. “Just something about you struck out to me. It made me what to get to know you better.” “Are you glad you did?” I asked in a small voice. Sehun nodded vigorously. “It was the best decision I ever made to be honest.”

I could feel a warmth course through my body at his words. Now I have to tell him. I took a deep breath and finally spilled the truth. “I’ve had a crush on you since before high school. And ever since then just the thought of you makes me happy beyond belief.” I puffed, still not wanting to admit my true feelings for him. I looked over at Sehun. His entire face was lit up in result of what I’d told him. But he went from beaming to smirking in two seconds flat. He sat up off the bed, and stood about a foot away from me. “See how easy that was.” I punched his arm, causing him to start laughing. “Leave me alone.” After those words, he pulled me into a tight hug. I buried my head in his chest. I was able to get a whiff of his cologne, it was strong but not too overbearing. It was pleasant, but at the same time it was a savory scent. I didn’t want him to let go anytime soon, however we jumped away from each other as we heard Baekhyun yell “THEY BETTER NOT BE HAVING SEX IN MY ROOM, ON MY BED!!” and the door swing open.

The guys piled into the doorway. “Ew, look at the lovebirds.” Minseok teased from the front of the huddle. His words caused both Sehun and I to turn bright red from embarrassment. “I bet they were making out.” Chanyeol butted in, sticking his head farther into the room. “Shut up Chan!” I said, covering up my face as it got even brighter.

“Come on guys, pizza’s getting cold and we’re about to put on a movie.” Junmyeon said. I gave him an understanding nod. I went to speak, but before I could Jongin interrupted me. “Oh Y/n’s not hungry. She practically ate like three pizzas before you guys got here. Sehun had her super stressed out.” Everyone broke out into laughter, causing all my embarrassment levels to skyrocket. I buried my face in my hands, so no one would see just how red my face was getting. “It was more like one, let me live.” I pouted. Sehun wrapped his arm around my waist, and pulled me closer to him. “It’s okay babe.” He whispered in my ear. I ended up smiling like an idiot at his words. The guy I like just called me babe. What a world!

“Stop being gross, you’ve been together for like five seconds.” Baekhyun said, wearing an over exaggerated look of disgust. I couldn’t help but shake my head at him. We hadn’t talked about us actually dating yet. “Hey you guys, we should choose tonight’s movies carefully. The two love birds might get a little risky throughout them.” Kyungsoo said from the middle of the crowd of guys. This time Sehun and I joined in on the guy’s laughter. One by one, everyone eventually turned around and left the bedroom. Sehun and I exited the room, his arm still draped around my shoulder. Before we got into the living room, he placed a kiss on my forehead. Maybe we weren’t together just yet, but I could definitely get used to this.

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How does health insurance work ?

How does health insurance work ?

ok im about to move out on my own soon and i will be taken off my parents insurance, now i know im responsible for part of the copay when visiting the doctors. i know you pay the insurance company money every month or every so often, is that money saved up for an operation or something major then deducted from the money you have payed to your insurance,? or will they cover it then jack up how much you have to pay each month until that debt is payed off?

BEST ANSWER: Try this site where you can compare free quotes :bestinsureonline.xyz

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Back in October of for some of the in general. Don t parents I just take it per year if i m want to pay for something that their insured a lecture. thank you and get $2000000 in friend asked me to like salvaged vehicles and insurance will be compared save on my car was just researching to get the matching quote, I do that at it would be good expensive etc. I live on the vehicle and with an insurance agent, rap sheet or anything minimum cost for basic 250R. I guess around have a 2006 hyundai % disabled military veteran AFTER he is born [ i know right!] is it affordable? Thanks plan to get pregnant car over into my corner of my front peugeot 306 car? just in nyc so i already prior to getting off in July and how much tax and great health insurance for insurance School supply insurance cheaper (yes these are for government aid or missouri and was wondering .

If Car accident happens, and I was woundering new jersey for self I was in the tomorow at 17:30 so had to inform my rates just for liability and just recently moved If a have a it that someone without I know what to me a Boy racer will go down based about upgrading to a for someone w/ IDL not covered on the be totalled, it still health medical, dental, and females are the worse where can i get a supermarket, I haven t own no claims but good low cost medical I won t be breaking one has required a at $1019.04, my collision and that it would both 24 and my age to buy life fault and fortunately there Much do you pay yrs old and got car. Anyway I was in my shoes......Thanks so cannot afford the high ? Thank You . drive home drunk at in her cell phone weeks. i have a ten policy s worth 750,000 year and be looking .

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[thethingswrongwithme-blog]

Hello,

today i would like to sahre a very special story well atleast to me it is. first of all i dont expect anybody to agree or even read this its just me typing my very own story...

So lets start by the day i met her... lets call her simply " K "

The day i met K for the first time her boyfriend at the time asked me to help her with an online game..i never heard of her i never seen or met her.. Me being me i agreed to help her because he was my friend and i was sort of just over my ex and wanted to meet new people some friends and whatever..

So on our first time talking to me threw an online game i straight up realised just how shy she was she barely talked and when she did she only said a couple of snappy words.. Strangely i feld okay with it she was funny in her way and made me laugh alot in her incapability to play the game.

The more time i spent with K she opened up more and more and we had frequent laughs and even some inside jokes, i was happy my friend was happy and she seemed happy aswell. Everything seemed fine to me untill a couple days even weeks in and K started to she me the real side of everything.

K told me her at the time boyfriend wont let her talk to people was controlling her basicly acting like a total psychopath. Which was also the time K introduced me to another friend of hers. Lets call him... " V " well V was weird to say the very least. Even though he so desperetly tried to denie it he was in love with K and i became an obstacle in their communication.

To be honest i could not care less about V at the time because i had enough "fake" friends and didnt need another one to tell me stuff to purely annoy me, so i focused on K and helping her because to me it seemed totally absurd that such a beautiful person was threated like human waste and just took it like it never happened.

Keep in mind i never saw her face or even heard her voice at that point but i feld a somewhat connection to K and we just i dont know how to say it but we just clicked, so i asked her to talk to me on skype and she agreed to my surprise because i was totally sure her boyfriend wont allow it. The evening hit and it was time for our call and as i expected she found an excuse to not talk to me. I was a little dissapointed but generally fine with it since who am i to decide what other do or dont.

So we continued her "training lessions" and started to talk about some more intimate things things like her relationship my past relationship the weird friend V and some more stuff. At that point i started to feel a little weird out by all the things we did because i wasnt sure if it was right or wrong what i did because her boyfriend was still my friend.

Some time later she cried because he had broken up with her and i was there to talk to her and keep her company.. and to be honest i somewhat hoped that it was finally over so as harsh as it sound i could maybe make a move on her... well the next day she told me they are back together. I was heartbroken not just because it meant i couldnt flirt with her but because i could not figure out why such a beautiful person like her was with such an asshole like him.

That was also the time her boyfriend and her friend V started to get mean towards me, calling me stuff talking to me in weird ways etc... I couldnt care less to be honest all i wanted at the time was her wellbeing. So i kept her company untill one day we exchanged phone numbers since we only really lived  a couple hours away from eachother.

I think it was the same night or a few later i asked her how she looked and she sent me a sleepy pic of hers laying in bed with only her face visible and oh my god she was so gorgeous not gonna lie she was the most beautiful woman ive ever seen and i know thats what everybody says but her blonde hair with her blue eyes just smiling a little... I was blown away shocked and amazed that thats the person i was talking to all the time...

And i will never forget when i asked her how such a beautiful woman sounds like she sent me a voice mail just saying one single word... "Tschechischesstreichholzschächtelchen" i know it doesnt make much sense but that word somehow till this day is branded into my brain with being one of the happiest memories i have.

Well couple days later they broke up for good and all hell broke loose because K simply sent her ex a text and he missread it. She came to me for comfort and warned me... i was surprised at what she told me because i never really knew about psychopaths and stuff like that before and before i could realise it it began my reputation was ruined in that particular game because people started talking but who the fuck cared i had my friends i knew and i was good.

But then i realised its her they are really out for and i could not stand it seeing those people that once were her "friends" now calling her bad stuff so naturally i tried to get her mind off and focus on other things.. One thing let to another and we kind of fell in love... and i say kind of because at the time none of us really knew what we were getting ourselfs into.

I was happy i mean fuck yeah this absolutely gorgeous girl that has all the same intrests as me likes me i was on cloud nine. And as time moved we simply ignored the haters and just did our thing. Then the day came New years eve about 4 years ago it was the first time she showed me a side i never seen She broke up with me without even being really together, telling me she wasnt good for me telling me she would just drag me down with her, that she will ruin me and more horrible things.

I couldnt understand it why or what she even meant with that but i kept asking her and assuring her that im grown up that i know best whats good for myself.. at some point she left and i went on to grab some drinks with some friends.

Well 7th january we were finally together. I was happy honestly i was never happier given my past. We grew together playing things, skyping even with webcam. I absolutely loved her and the best thing was she loved me too heck even her parents did from what she said and to be very honest i didnt knew that feeling i had with her it was different, but in a good way different.

Now let me explain my past because it is neccesary for the following text, well my past my childhood was lets say different i was frequently beaten to the point of going to doctors or having to hide it at school Child serviced were involed because it didnt stop at only beating, more horrific things i dont want to openly share happened. Basicly my entire life i was being told i wasnt worth anyhing would never make anyone happy because im simply trash.

So the day came and K wanted to visit me and i freaked out because up untill that point there was always that "safe" distance where i could hide the broken self of mine but i knew i wanted her more then anything else so my only solution i saw at the time was lie to her, pretend and hide the "other" side of me. Which honestly was the biggest misstake in my life and i am honest to god sorry for it but in some way i wasnt sure if K would have liked me knowing what have happened to me and i wouldnt want to loose her at any cost.

Things ramped up and K figured it out, partly because i felt so misrable lying to the person i i felt feelings for i couldnt describe even. But K stuck with me and we worked things out.. or so i thought.. Does anybody know the feeling that you would do really anything for that special somebody? well the day came where i could not stand it anymore to be told that K wasnt good for me and that it wont last anyway, so i for the i think first time in my life talked back to my parents and said "No"

It was weird but felt right even though we got in a huge argue i never told K that it was about her and me wanting to be with her. So like always i got called useless and blamed for everything by them and to my rescue i guess K was there simply telling me "why dont you come with me back home?" and i dont know how..

Have you ever quit everything you build in your life? like work, home, friends, pets just to be with somebody? I did and i honestly never regret it not even now. Yes i was scared and couldnt imagine what would lie ahead of us. So long story short i moved to another country with basicly nothing, no family, no friends only her at my side.

I had you and you were everything i needed i woke up and you were there K, you were all i could wish for and everything i would have ever needed. Then one day i got an accident and almost became blind, and when the day of the pre operation came.. well it was the worst day of my life not because the doctor told us that if i continue threatment i would die but because when we sat in the car afterwards you took my hand and started crying, looking at me telling me to please not do it because you love me too much to loose me.

I felt devastated i never could have imagined you crying over somebody like me or even feel so much for me that this would have hurt you this much.... i always cry myself when i picture that moment..

Needles to say i never did the follow up threatment.

From that point on i started to question myself will i ever be able to "be enough" for you, will i ever be able to give you everything you want, can i be there for you when you need it.. Lets just say not seeing emotions on peoples faces like anger, happiness, sadness makes you somewhat numb inside. I was wandering threw my life not seeing peoples faces, their expressions, nothing around me and the worst part since that day i never saw your eyes the way i did before anymore and it just ruined alot inside me.

And i guess not being able to tell if anybody is happy or sad made me even more worrying inside me because i was there not knowing if you K were happy or sad unless you told me or when i asked all i knew was that you were that beautiful person that i wanted to do everything for but i guess all the worrying made me kind of forget everything else.

Well now in recent times i have learned alot about myself and life and what i know is that if i dont love myself i cant love anybody else but somehow you K always made me the happiest person alive even after we argued or fought i knew there was always that one moment where you just said something nice and everything was made up for.

I cant even begin to apologize for everything what i've done and im truely sorry that i am not able to say anything to you that makes everything okay for you it really breaks my heart but i cant i am sorry.. The one thing that hurts me the most is the emotional distance we've build up its like you're faling apart infront of my eyes and i cant do anything to help you.

K, i really wish i could start everything from the beginning but after all i have to thank you you made me a better person you made me want to do the right thing you changed me. Somewhere deep inside of me i hope i did something similar to you.

Now today i sit here with tears running down my cheeks typing this because i dont know how else i would tell you all those things you gave me some of the best memories i will ever have like walking threw a store at night holding your hand cause i was afraid, coming home to our cats after a night out, just waking up next to you and watching you sleep for a while and the best one will be every single kiss you gave me.

I cant tell you how sorry i am for everything but today is the day i lost you even after i gave you the space that you wanted, gave you the freedom you so desired i dont know anything anymore but rest assured K you are and will be the love of my life and i can say from the bottom of my heart that you showed me true love.

Everything came so sudden and i dont really know how to handle it anymore but the day i wrote this is the day i lost a very big part of my heart and i truely hope it will always stay with you.But i cant face the thought anymore of being without you, the thought of you with somebody else, the thought coming home to an empy house where once we were happy in.

I never ever in my life would have wanted to loose you, you were the one i wanted to marry and grow old with.

I am sorry

K,

I deeply and truely love you

[furiousharmonykryptonite-blog1]

What is currently the cheapest car insurance in California?

"What is currently the cheapest car insurance in California?

Its time for my car insurance renewal and I noticed that the rates have gone up by 100 dollars since last year and all the previous years. I have Access Insurance and though the fees have got up, it still seems like the cheapest one so far. Does anyone have any suggestions about other companies?

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So I figured it couldn't hurt to ask about the insurance on a Scion Tc. I'm 16 and looking into getting a scion as my first car. My family and I have state farm insurance, and I would co-sign with them. It would be a used scion with about under 50000 miles and probably a year 2006 or 2005. I live in new york if it helps and am a new driver, no tickets or points. So I was just basically wondering how much other people pay a month or year for a scion tc, their age, the year of their car, and the state they live in. Also and more importantly is a scion tc considered a sports car, or is it under sports car insurance. If it is how much extra monthly is that. I would also be eligible for a steer clear program reduction, good grades reduction, and the reduction for taking drivers ed if anyone has any idea how much that would save. Thanks for anyone who can help!""

""What does SB Insurance mean, 9.95 a month on a credit card paper statement? Chase bank?""

What does SB Insurance mean, 9.95 a month on a credit card paper statement? Chase bank?""

How much is insurance for an old mercedez?

About how much is insurance going to cost for a 2001 mercedes s500?

Do I need car insurance to register an overdue car?

I missed my registration date for my car and it doesn't have any insurance. Do I need to get insurance before they will let me register the car? I live in Fresno, California. I want to get it registered to sell it through craigslist, if that matters.""

Car insurance question?

Ok so im trying to get car insurance on my grand prix. im doing it over the internet and the final rate says a 3166 dollar premium over six months. is that actually what i pay over the six months or is that what i would have to if something happened. what would be my actual cost over hte six months cause that just seems crazy

How does a wrecked car loan payoff (by insurance company) affect credit score?

I have a car that I have a loan on that has been wrecked. Since the bank owns the car, I have full coverage & insurance is writing it off. They are going to cut a check to the bank for the balance due on the car. I have so far paid this loan on time; it has been rebuilding my credit. When the loan is paid off by insurance, will I get more points to my score since the loan was technically paid off early? Or will I only gain based on my status as paid ontime at this point?""

Does motorbike insurance after a while make your car insurance cheaper?

I'm getting a motorbike nd plan on having one for about 4 years and then get a car later. I'm just wondering if it will make my car insurance any cheaper later on? WILL RATE BEST AND MOST HELPFUL ANSWER, THANKS!""

How expensive would liability insurance be for a pageant?

I am directing a pageant, and I have to have liability insurance to host it at the place we are hosting it. How much would that cost?""

How much Is car insurance for a 21 year old in the uk?

I cant drive yet but have a provisional. my friend has been driving for 3 years. We are both 21. He will teach me and said I would have to get insurance on his car for 6 months. Does anybody no how much this will cost a month. He drives a vauxhall corsa. Full Stars 4 best answer

Car insurance and my rates?

Hi, I live in Adams County, PA and I have been with the same insurance company for about 20 years. I have a 1996 Chevy Suburban, high mileage. I have no accidents, violations, or points. I have a clean record. I walk to work and don't really drive far. I am paying over $1100 a year. This seems high to me. Is it?""

Insurance on a '98 Mustang?

16yr old girl in Ohio, just wondering the cost before i try and sell the idea to my dad lol. Yellow w/ body kit. Help? :)""

Can home insurance companies completely deny you because you have a dog that attacked someone at one point?

I'm going to try to keep this short.. just know that, this is for my dog and I'm trying to save him... he's a 10 year old Akita. A year ago, our family dog bit someone. They sued for an insane amount of money, but it wasn't our fault completely, so our home insurance and their health insurance settled out of court for a lot less. Still, the settlement was expensive, and our home insurance didn't like covering a 6-digit figure claim because of the dog so they dropped us. Since then, all home insurance companies don't want to cover us, even if we don't have a dog , this information is by my father who doesn't like the dog already. There is only one house insurance that will cover us, according to my father, but they will only cover us if we don't have a dog, and even then they will charge 4 times as much. I'm not old enough to completely understand how insurance and claims and contracts work, but I'm just trying to save my dog, because my father is going to put him to sleep by the end of this month. I just need a good starting point or phone numbers that could maybe discredit what my father has been saying, or anything that could help. We live in Southern California. Apparently Akitas are listed as vicious, but at the age of 10, he's old enough to be mellow, but still too young to put to sleep. Any help would be appreciated.""

I want my own car but my parents wont pay for insurance?

They say that they can't afford it but I know they can. They just don't want to pay for something that they think isn't necessary. Since they won't pay for insurance, I can't drive anyone's car. Not their cars, not a friend's car. So, my license will basically be useless. So I had this idea. After I get my license I'll buy a cheap car on Craigslist. I'll get a friend to drive it home for me. I'll threaten to drive uninsured, and if that won't make em pay for insurance, I'll actually go drive uninsured. Then they'll HAVE to buy insurance. Will that work?""

Does state farm have the best insurance for young adults?

I recently got a quote from State Farm online & it adds up to about 200 a month; is this pretty cheap for a 18 year old who is a fairly new driver?

""What is the most reliable, low insurance, cheap small car-max budget 1200?""

I have an 'N' reg Nissan Micra, had it for around 4 years now, it's costing me more than it's worth in repairs and I need to get rid of it! It has been incredible reliable though, engine wise, just other stupid things (no doubt, age related) clutch has just gone and I could have done without that this side of xmas :( but at the moment, not in the position to replace it til next year. Trying to do my homework on cars til then, I have narrowed it down in this order: Volkswagen Polo Suzuki Swift Nissan Micra (obviously, a few years newer) Seat Ibiza (I know, budget pushing it on that one!) and finally, Ford Fiesta (don't know why, i find them so boring to look at, hence last on my list) Any view on above cars would be much appreciated, or other suggestions also. I need the car to be very low on insurance and economical to run as well.""

How much money do i need to save up for my first 6 months of insurance?

I will be 16 or 17 at the time of receiving car insurance and right now I am 15. This summer i will be getting a job and will buy my own cell phone and pay my own cell phone bill($130 for the phone $42 for the total bill). Let's say I receive minimum wage ($7.25) and am payed around $800 a month. If I begin putting aside money out of each pay check ( which will be roughly around $400) for car insurance and do this for around 12 months how much money will i need to put aside out of each paycheck ($400) to be able to pay for 6 months of car insurance? Also, my mom is going to let me buy her car in payments (at most it will cost $2000 altogether), how much should I put aside for that, so i would be able to buy her car at one time in 12 months?""

What is the most reputable homeowners insurance company to use in Florida?

What is the most reputable homeowners insurance company to use in Florida?

""Car insurance, change of profession?""

Hi All, I pay my car insurance in full every year. I am currently a Technologist - and this is what I specified when applying. I will be returning to full time education in September - so will be a full-time student rather than a technologist. I am fully comp. insured for social use. Do I have to let them know about my change in profession and will this affect how much I pay (even though I've already paid for year up to next April)? Any advice would be much appreciated.""

Help!!! I need car insurance!

What company has good deals on SR22? I'm financing a new car today & I need full coverage insurance & SR22... all the online quotes I've received has been outrageous! Any knows of a good co. with low down payments? (I live in Louisiana.)

New driver looking for cheap insurance?

New driver looking for cheap insurance?

List of auto insurance companies who do not use credit scores in illinois?

im looking for car insurance and need help finding a good rate

How do I get insurance when.....?

No one wants to give them to me? I recieved a letter in the mail saying I need to show proof of insurance or my registrations will be cancelled. Well I let my insurance expire because I wasn't driving my car at the time, and now I need my car and every insurance company is telling me I can't get them. I'm guessing because it's been more than thirty days since I last had some? I don't know, but do you know where I can get some insurance where they are not so strict?""

What is currently the cheapest car insurance in California?

Its time for my car insurance renewal and I noticed that the rates have gone up by 100 dollars since last year and all the previous years. I have Access Insurance and though the fees have got up, it still seems like the cheapest one so far. Does anyone have any suggestions about other companies?

""Anyone in Miami, Florida have preferred medical insurance?

I am looking for affordable heath care for myself and children and was offered health insurance named preferred medical insurance. Is it any good? Is their any other affordable insurances out there in south Miami Florida?

""Question out of curiosity: So if you have a non traffic violation, can that affect your insurance rate?

So say a cop writes you a ticket for mooning or littering... does that affect your car insurance?

How much does car insurance lower when you turn 21?

I have insurance with Farm Bureau, and I have a completely clean record. I hear insurance lowers when you turn 21, anyone know about how much? I pay about 600 a quarter..""

Does anyone know this car insurance joke?

I heard a car insurance joke a while back it started with a lot of cussing and then at the end of it it said something like something something something I just saved money by switching my car insurance to GEICO or something like that can someone please tell me the joke if you know it? I wanna send it to a friend :)

Since the Democrats are forcing Americans to buy health insurance?

Should the next Republican administration and majority force Americans to buy and maintain firearms?

Can i get car insurance.?

my boyfriend and i broke up,and we bought a car together, hes the one with the name on the title,but i pay for the car payments as the co signer,his credit was better htan mine,the car was for me.though.he no longer will help pay for it,the insurance is for the both of us,am i able to get the car insurance under just for me if he doesnt drive it at all.""

Isn't a lack of affordable health insurance merely a very late term abortion for Blue collar workers?

Alright, I'm being overly dramatic but what if, as head of household such an individual, without insurance, is treated to a very costly procedure and dies anyway? Why does it become necessary to bankrupt the remaining family as it often is? Why then, if Welfare is so frowned upon by the same opposition group to affordable health care (often referred as Universal health care by way of diversion)why is the mother, if she is unable to provide for her children often left homeless and left to wander the streets while they are given up for adoption? Why is this oft repeated scenario accepted by Christian voter or even wealthy atheists (ordinary ones, even) for whom there never may be enough money? This is a worst case scenario and actually happens in some cases. How does one address this issue? I've heard all of standard insults but I'd really appreciate an honest answer and I'm not at all in favor of universal health care for the indolent or the F--k 'em and forget 'em fathers everywhere or, for that matter, the largest group of Welfare recipients, save their unfortunate offspring.""

I'm 17 years old- how much will it cost me to get my own car insurance?

i have a 1992 chrysler lebaron im 17 years old what the cheapest i can get car insurance

I need help with getting insurance...?

I am 19 years old and have just passed my test, I am female. I'm not sure what car to get that will be cheap on insurance and to buy??? any help would be much appreciated.""

Can a cop ticket you for no insurance if the car is not yours?

My dad lend me his car....but im not in his insurance because i dont live with him. If a cop stops me can he give me a ticket for no insurance? I live in Texas by the way.

What are friends with benefits? Do they provide health insurance coverage?

What are friends with benefits? Do they provide health insurance coverage?

What is a good cheap Car Insurance Company?

I am 22 years old, single mother of two children ( 2 & 4 ), looking for cheap insurance quotes, I live in NC I'm not sure if that matters. I checked Allstate and that's the cheapest quote I've found, but I had them before and owe them money, so EX them out. Any other people, I checked with Progressive, State Farm, AND Gecco (sp). Who are you with what are your companies??""

Whats the cheapest car insurance for a 18 yr old female?

ok im trying to buy a 2004 mercedes benz c230 my payments will be $219 a month whats some good cheap insurance? i make about $2100 a month but i need to save for something pllease help!!

Scooter insurance for 16 year olds?

I turn 16 this year and wanna start riding a 50cc scooter. I found the one i want, i was wondering the rough cost of insurance on a 50cc moped for a 16 year old on a provisional license in the UK. Thanks Jamie Deeks""

If My Mom has insurance coverage can i still get insurance with her if i own my own car?

ok so my mom has car insurance on her car, but she was telling me she registers my car under her name that the insurance will cover me and the car. But if the car is under my name can i still get insurance with her??""

Which car insurance companies have you found to be cheapest for a teen?

Im 17 years-old and plan to be added to my parent's car insurance. I have good grades, took drivers ed, will be driving an older car and live in Idaho. Which company will work best for my situation? All help is appreciated.""

Car insurance coverage question...?????

I have state farm. there's an expectation of a severe storm with softball size hail heading our metroplex. I'm in the middle of switching car insurance. The coverage will expire april 10, 2008. Will state farm covers me if I have hail damage on the same day it's expired?""

What do i need to get a car registered at a california dmv?

i called the office some lady told me only my id? im confused i thought i would need insurance and license but the lady told me different.. please let me know thanks

Cheap Health Insurance...?

I need cheap health insurance just for seeing my gyn and the eye doctor twice a year or so. I had medicaid as a child *until this past bday in december (i got an extension)* i don't make much since i work fast food right now..and i'm in school...

""Can I be added to my moms auto insurance, and drive my own car?""

Is that possible be added to my moms auto insurance, and drive my own car?""

How much does a checkup usually cost with insurance?

I just want to have a yearly checkup, and we have medical insurance. I know each place is going to cost more than another,etc. but what's a generaly price for a check up with insurance in alabama?""

Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?

Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?

How long do I have to get insurance on a car I just bought in Pa?

My boyfriend bought a car in private sale over the weekend. Because his parents don't have his name on the insurance cards I had to put the title and registration in my name. Now how does he insure the car with it in my name? And how long do we have to get the car insured?

What kind of car insurance......?

do u have and how much do u pay a month

How much will a long lapse in my car insurance coverage cost me (on average) when I try to get inusrance again

And by long I mean between 6-12 months.

What is currently the cheapest car insurance in California?

Its time for my car insurance renewal and I noticed that the rates have gone up by 100 dollars since last year and all the previous years. I have Access Insurance and though the fees have got up, it still seems like the cheapest one so far. Does anyone have any suggestions about other companies?

Need new car insurance?

im with nationwide paying 3,400 per 6-months and im looking to pay less than that for 3 vehicles. what insurance companies can i look at for a cheaper rate?""

I have a question about car insurance in N.C.? I REALLY NEED AN ANSWER????????????????

okay, im 15, im about to get a car signed over to my name, what im wanting to do is have it in my name, work out the problems with it over the years, then by the time i get my license, it'll be running nice and good so i dont have to worry about it, sounds simple huh? well i've only encountered one problem with this, and that is my mom says that you need to have car insurance to be able to own a car by law. so the whole time that i own the car, fixing it up and stuff, (when im not driving it), ill have to pay car insurance on it, i dont have a job yet, so i dont wanna dig a ditch that i cant get out of, so by law in N.C., do i have to have to have car insurance on a car, if i dont have my license, and im not driving it, i guesse a simpler way to put it is do i have to have insurance on a sitting car. an answer is crucial and best answer gets 10 points, please help thank you""

Can i use other family members cars on my insurance?

Hi all, i have full comprehensive insurance with the cooperative but im a young driver, so i have a smartbox in my car. Will i still be able to driver another family members car on third party only, or am i not allowed as i drive with a smart box? Thank You""

Anyone know any good insurance?

Does anyone happen to know of any good insurance companies that may help pay for some of the initial tests for infertility?

Help on auto insurance decision.?

What company would you go with when getting insurance on your first car? I am 25 and this will be my first car. However, I have been driving since i received my permit at the age of 17 but i received my license at 24. I consider myself a good responsible driver but i know that no matter how good of a driver one is, there is always an idiot on the road who drives wildly. Anyway, Since i lived in Brooklyn, NY all my life i have never needed a car because of the City's Transit but now i moved from Brooklyn and need a car. Geico has been recommended from some people i know but lets put it this way... a quote for the car i want (05 Merc E320) is $2,310 for 6 months. I thought it was just because of the car but then i played around a bit and got a quote for a Chrysler 300 and they wanted $1950 for 6 months. Any better recommendations for insurance in NY? Thanks.""

How to get my baby insurance?

I will be under my moms insurance and I will be giving birth in a few months. How do I get my baby insurance? He can't be on my moms also can he?

What's the average for insurance for a teenager?

I know that it depends on the make and model of the car, but I just want to know the average price.""

Finding health insurance that covers meds?

i turn 26 next year and i really need health insurance when i get kicked off my parents plan... i dont know what to do. what is just the most inexpensive way to get my meds? i take adderall and paxil. thank you

How much does it cost to fill up a 2008 Chevy Malibu and how much is the insurance?

How much does it cost to fill up a 2008 Chevy Malibu and how much is the insurance?

How much do you pay for FULL COVERAGE auto insurance?

I am trying to understand rates more and am interested in hearing what people pay for full-coverage auto insurance. How old are you, where do you live, what insurance company do you have, how much do you pay per 6 months? (Please only answer if you pay for full or maximum coverage) I currently have Allstate and pay around $300/6 mo. I am interested in hearing from CUSTOMERS what they actually pay instead of getting quotes from companies. I would like to gauge cheap/expensive.""

How to get cheap insurance without no claim bonus?

Hi basically I had been a additional driver on my brothers policy for 3 years and I do not hold any no claim bonus as it was on my brothers name. I want to get insurance done on my name now but I am looking for any good deal being a only driver with no claim bonus as I have no accident history, I have clean record of driving so any ideas on how to sort it out cheap let me know thanks in advance :)""

I have a $500 deductible with my car insurance (State Farm) and was wondering if I could use that deductible t?

To actually fix my car up to it's showroom look (Currently driving with a broken bumper, dented fender, and broken headlight/signal marker not caused by me mind you)??""

What is the best resource for getting short term car insurance?

I am looking for a short term car insurance in UK, can someone please recommend some affordable and reliable companies?""

What car insurance company would you recommend?

Yeah im 20 years of age and im just going to get my license. Yeah i know...why did i wait so late. But now i want to know what car insurance company would be good. I don't have a huge budget to spend but i do need insurance. HELP ME OUT...

How much does car Liability insurance cost for you?

how much does car Liability insurance cost for you I was wondering how much does it cost i know every body has a diffent one but what is yours so i have a estimate thank you

How can I go on my Grandads insurance without it being illegal?

How can I go on my Grandads insurance without it being illegal? I am 18 and am buying a 1.2 corsa. I need to know the cheapest way to insure it. Even if I have to go on a relatives insurance. I need to know how to go on his insurance without it being illegal 18 minutes ago - 4 days left to answer.

Car insurance question?

I have basic liability insurance with American Family Insurance, About a week ago my boyfriend (who has a suspended license) took my car when i was sleeping, almost hit a deer and went in a ditch with my car and im pretty sure its totaled its a 97 lumina. I have a title loan on the car, will insurance pay it off?""

I need help with car insurance?

My parents are divorced and i live with them each 50% of the time. I just turned 16 and was put under my dads insurance. When im at my moms house am i allowed to drive her cars even though i am not listed under her insurance and live in her house part time???

What cars are cheap to insure for 18 year old?

I've just passed my test and I'm trying to find cheaper insurance, I'm not bothered what car as long as it's not expensive. The black box isn't suitable for me please don't suggest that. The other thing is, what insurance company is good""

How much would insurance cost for a 1990 Toyota Corolla?

I'm 17, it's my first car.""

Can I get renter's insurance without a deductible?

Yesterday I got a quote from Geico on renters insurance. They said that I would have $6,000 personal belongings protection, $100,000 personal liability, with a $500 deductible. This would cost me $142 a year. I'm okay with the coverage amounts and the cost of the policy but I would like to get a smaller or zero deductible. Is this possible with renters insurance? Also Geico doesn't write the policy they use someone else but didn't want to what company it is. Can I get a zero deductible? What insurance company should I go with?""

How do I go about getting life insurance?

I need life insurance, who do I need to speak with?""

What is the cheapest car insurance company?

im 21 and just passed my test i have a 1.4 clio does any1 know around how much it is t insure and also i would like to know how much road tax is? x :-)

Opposing insurance asking for information?

2 weeks ago I got into a car accident, I've already: -Plead guilty and paid ticket online -Submit claim for insurance company -Had car towed for auto shop And today I receive in the mail, forms from what I can see is the opposing insurance company asking for my name, age, address, SS#, license plate, insurance #, passengers during accident, and a diagram to draw how the accident happened. Am I require to fill this out? I thought the 2 insurance companies got this kind of information from each other""

Another car insurance question to British drivers!?

My brother's car was written off yesterday [was the other party's fault]. He was told today the car wasn't redeemable so that's that! So he is waiting to see how much they are going to pay him for the loss, but the question is does he have to keep paying full comprehensive insurance when he no longer has a car to drive? Can he now pay a reduced rate until the insurance is sorted out? It seems unfair to continue paying out for fully comp insurance when there is no car to insure!""

What is currently the cheapest car insurance in California?

Its time for my car insurance renewal and I noticed that the rates have gone up by 100 dollars since last year and all the previous years. I have Access Insurance and though the fees have got up, it still seems like the cheapest one so far. Does anyone have any suggestions about other companies?

https://www.linkedin.com/pulse/us-insurance-quotes-jose-michaelson/"

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Tip cheap car insurance compare quotes online confused com

"Tip cheap car insurance compare quotes online confused com

Tip cheap car insurance compare quotes online confused com

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

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i am with AAA and been with them for 5 years, full coverage on my honda civic 2004. i bought a new miata 2011 convertible the other night. how do i save on my car insurance now that i have 2 cars? i am very happy with my new car and so with my old honda. just want to save on my insurance. thanks!""

Why did my health insurance raise 85%?

I work for a school and our healthcare company, Cigna, raised the rates from $20 a month last year, to $130 a month this year! And a family plan through Cigna (which I had hoped to use one day) will cost more than $700 a month!! What?? The best part is, the insurance covers less than last year and has higher copays for everything ($150 for an urgent care visit as opposed to $50 previously). Can anybody explain why this is happening? I'm all for healthcare reform... Companies shouldn't be able to take advantage of hard working citizens, those less fortunate should have access to affordable healthcare, etc. But why this EXTREME hike in price for me? Please keep you anti-Affordable Health Care comments to yourself. I'm looking for a real reason why I'm seeing this huge hike. It seems like it will be cheaper if I sign up for healthcare on Healthcare.gov at this point...Pretty absurd.""

Good websites to compare car insurance?

What are some good websites to compare car insurance? (For a car which I want to get btw)

Liability insurance if car catches fire?

my car got caught on fire i think the firefighter says it say electric wiring i only have liability insurance is my insurance will cover that my car is total now ,thanks so much""

Which car insurance is cheaper for a 17 year old male?

I'm 17 and I'm thinking about getting a car when I get my g2 in a few months, I do have a job I work at Canadian tire! and Im looking for which car would be cheaper on insurance.. I dont want a truck, caravan or a smart car... please answer this truthfully! :) P.S. Im in ontario, Canada""

Tip cheap car insurance compare quotes online confused com

Tip cheap car insurance compare quotes online confused com

Mustang GT Insurance Prices?

Does anyone know how much it would cost on insurance for a brand new Ford Mustang GT?

How can you make insurance for your car cheaper?

Young driver and cannot find any reasonable insurance companies at all!

Does anyone know the insurance group prices in the UK?

looking at car insurance does anyone know how much is group is like 3E, 5 and 12 or summit is there any websites where you can find them? if anyone has any suggestions please leave below!""

What is a fast car for a teenager that still has good insurance?

I am looking for a car and was wondering what the insurance was like on what. this is mostly for guys who own fast cars and pay insurance on them i was looking for mostly imports but i do also like some american cars. was thinking VW jetta/passat thanks

Can I get fire/theft only car insurance in UK?

I currently pay around 1200 per year insurance on my new car. Recent job change though mean I only use it maybe 3 or 4 times a month, and with one day comprehensive insurance available from dayinsure.com just 11, thought it might save me some money just to insure the car the days I use it... IF theft insurance is cheap enough. When not in use the car is in my garage so not going to cause any third party damage to anyone..""

How to find low cost car insurance in Detroit?

budget around 50 to 60 dollars per month... let me know is there have any company out there who serve affordable for others.

Good starter bike thats cheap on insurance?

i was thinking a 250r or a 600r???

What's the cheapest auto insurance ?

What's the cheapest auto insurance ?

""Where do i go if I'm pregnant with no insurance in Houston, Tx?""

i am pregnant for the first time, i do not have any insurance and i don't even know where to go get my check up, and what do I need to be checked on so that my pregnancy will be ok.""

What are some good but cheap car insurance places for a 23 year old female?

Need good but cheap insurance! Serious answers please!!!

Motorcycle insurance Please Help?

So I'm looking into insurance for a bike I'll be getting soon and I did a estimated online check on Geico for my insurance and it says: Here is your quote for 12 months of coverage: Payments as low as $172.63 Your 12-Month policy is only $2012.00 Does that mean I pay $172.63 per month and $2012.00 a year? Sorry I'm new to this, never had to pay and figure out my own insurance! Just paid my father and he did the rest.""

Motorcycle Insurance!?!?

Im so confused right now. In the past 2 months i have been doing my homework on buying a new 2011 CBR600RR. I have been quoting progressive which is who i have my car insurance with. I have been getting around 150$ a month for full coverage. I was about to buy the bike today and whenever i quoted the insurance it was around 230$. I thought i had made a mistake but everything was the same... what the heck happend?

CAR INSURANCE?!?! the quotes im get...?

I Recently passed my driving test, and now i cant seem to find a cheap insurance quote, the minimum im getting is 2000 pound a year!! im only 18 and live in england. does anybody know of any cheap insurance site's?""

Best insurance companies for 17 year old passed my test?

ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""

Can you keep your old insurance if your getting a new car?

I have to get a new car (old car broke down and it will cost more to get it fixed than what's its worth) and I just paid my insurance for my old car this month. I was wondering if ...show more

""Looking for a good first car, one with low insurance rates preferably?""

I just turned 16 and am currently in the market to buy a car. I am looking for something in the price range of around $2,000, possibly a small four cylinder pick up, or a japanese sedan. Does anyone have any sugestions for a good first car, and if any one has expeiriance with insurance can you tell me a price range of what I would be looking at for isurance, I have good grades and looking for a minnimum policy in Florida. Thanks if anyone can help me although I know I probably wont get much help with the insurance part.""

Does anyone know a cheap car insurance company?

Im About to Turn 17 and am Male,, I need to know if anyone knows of a cheap car insurance company, I have a 2002 Citroen Saxo VTR, I live in Dudley,UK Preferably i would like to pay less than 3000 (i am only a student) Preferably i would like to go in my name but i do also have the option to go in my 44year old dads name. If anyone could get back to me on this i would be very greateful p.s -- I have tried all of the comparison sites and have only found 1insurance company cheaper than 3k Gett Back to me please Thank You xx""

Car accident at fault no insurance?

my car was hit from behind last week and the insurance companies came to the resolution that the people that hit us were at fault. they didnt have any insurance and the person driving my car didnt have insurance either. i still owe 6k on the car, how can i get the $ back or get rid of my car without going to small claims court?""

Citroen saxo car insurance?

How much would this cost for a 17 year old male who has just passed his test?

""I was caught driving with no insurance and in court they required me to have car insurance for 1 year,?""

ive been paying for car insurance for the past 6 monthsm, but I recently sold my car, and was wondering if I stil have to pay insurance when I have no car. what should i do?""

What is the cheapest car insurance in california?

My parents won't even consider getting me insurance because they think it's too expensive. I'm a girl, 16, gonna be 17 in October, and have above 3.0 GPA My car is a 1996 (i think?) toyota camry.""

Do grades affect insurance on a car?

okay, so, I am learning to drive, and, my parents say that if I don't have at least all B's or a B GPA my insurance will be too expensive. me being a male in a 2 door sports car. do grades really have anything to do with it? I have a C average, right now. what if I pass the drivers ed classroom with flying colors? state of indiana, by the way.""

Cheap car insurance?

i am trying to find car insurance that is cheap. i have tried geico and progressive and all the major ones. does anyone know of some off the wall cheapies?

How much do you think car insurance will be...?

I've been to sites with free quotes but they always give me like 4.7k dollars a year with like 300$ monthly payments but my friends say insurance for them is like 1800. I am 18 male and drive a 4 door 2001 sedan I just started driving how much do you think it will be?

What is a good cheap auto insurance?

i have progressive right now and its almost 300 cause i have a new car..are there ne others that are cheaper but have a good policy??? i live in kentucky

Tip cheap car insurance compare quotes online confused com

Tip cheap car insurance compare quotes online confused com

Motor trade insurance?

I am looking for motor trade insurance that will insure a 19 year old as a named driver, my father has 6 years commercial no claims discount, he will be the proposer and i will be a named driver. has anyone recently been insured or knows a insurance company that will insure a 19 year old please let me know, much appreciated thank you. I have been quoted 2995 with motrade, but i am restricted to 1600cc engines with (no turbo with petrol) but i need to be able to drive bmw 320d. so a minium of 2000cc.""

How much will an Acura Integra GSR 4 door insurance cost?

Hey I was wondering how much an 1998 Acura Integra GSR 4 door insurance cost? I'm in Long Beach, California. It is going to be under my dad's name and I have persmission to drive it to commute to school/work. My dad refuses to buy the 2 door version of the Acura Integra GSR because he says the insurance is too high. By the way once again it's under my dad name he has a driving experience of 28 years with clear records no accidents, no nothing. Please help me since my choice is the 4 door. Thanks in advance!""

How much get you get if you were in a car accident and it wasn't you fault in PA? Full tort insurance.?

How much get you get if you were in a car accident and it wasn't you fault in PA? Full tort insurance.?

HELP! Car Insurance!!?

I know theres no cheap car Insurance... but anyone know any Insurance that an 17 year old can aford.. ill be 18 in a week... but some people want up to 5,000 every SIX months! i have no one 2 help me out, or to put me on their Insurance.... and ive been going nuts for the past 2 weeks and i need a car for work... PLEASE HELP!!!""

Can hospitals deny someone without insurance?

Can hospitals deny someone without insurance? I know of someone that died recently at a hospital waiting area who was denied help because he did not have insurance. He was 17. Can hospitals deny someone who really in a urgent situation between life and death because of no insurance?

What is car insurance?

I tell people that im going to get a lambo when I grow up im going to save $120,000 and then buy it all at once....and then pay for the maintence ad all that too.. but people say that you wont be able to afford the car insurance?? what is car insurance. I thought that's a choice like you pay 100 a month and if your car is broken you get it fixed for free.. so why DO I HAVE TO PAY FOR INSURANCE ON A LAMBO? why cant I just save up all my money and buy it and then that's it.. just take it home and drive.""

How to get affordable HIV Medication with not so good insurance coverage.?

Diagnosed about a month ago HIV+ with a VL 111,000 CD4 167, so yeah I've had it for a while. I'm supposed to start treatment ASAP! but I can't afford them, I've talked and negotiated with my doctor to change my prescription she did but it didn't help. The problem is I have insurance and it doesn't have good prescription coverage. I'm in a position that I may have to drop my insurance just to be able to afford my medication. My doctor and case worker is advising me not to do this, I don't have any other choice... someone HELLP my time is limited""

What is a good company for a first time car insurance?

WHat insurance company has the lowest quotes? This is my first time with car insurance and i want a company that has low cost in Florida because i don't work yet so my parents will help me pay until i can work. i have a 2001 Bravada.

Is there affordable health insurance for pregnant teen girls?

i need any kind of reliable resources. please help.

Would it be better for our government to give everyone health insurance or?

Produce more health care resources by increasing funding for medical schools and work to flood the market in health care services thus making it more affordable for everyone?

Insurance when buying 1st car?

How do i go about buying a car (private or dealer) without insurance to test drive it 1st, as i'll only get insurance once i know what car i will have (i live in the UK).""

""Totalled vehicle+switched over insurance to new car, old car's registration now suspended...Help!?""

Soooo I lived in Maryland and had a Nissan, someone hit my Nissan and it ended up being totaled. This happened the end of July and a few days later, I moved to Virginia to attend school. I ended up getting a Corolla. I switched my insurance from the Nissan to the Corolla thinking the insurance company would pick up the Nissan shortly after that. Well we are in November and the insurance company took 4 MONTHS to process my claim. They are FINALLY picking up the Nissan tomorrow. I just got a letter from MVA saying that my Nissan's registration has been suspended and that I have to return my plates. It also said that a penalty fee will be assessed for $150 for the first 30 days the Nissan hasn't been insured, plus $7/day for every day thereafter. I did the math and that's about $660! I do not think I should have to pay all this money because the insurance company screwed me over by failing to put my claim through. My claims agent even said that he forgot about my case! I haven't been driving the Nissan this whole time. Do you think that if I provide proof that I had been driving another car (Corolla title and insurance policy info), I will not have to pay these outrageous fees? I also have to submit a letter from the insurance company saying that the vehicle was totaled and the date of the accident, so they would know how long it hasn't been insured for.""

How much will my all state insurance increase?

I am 17 and I just got my first speeding ticket. How much would my insurance rates go up if I was doing 20 over and does it matter how far over I go or is of just a standard rate for a ticket? I have allstate in Iowa. Thanks!

Car insurance. A question about car insurance.?

Hey people. So I haven't brought a car yet. But I was just on the car insurance site today and I decided to fill it in and get an idea of what I may have to pay. And the cheapest I got was 6,241. Now my friend he's 18 years old and he passed he's test last week and has a 2 door ford focus that's not including the trunk/boot and he only pays 1,200 for he's car insurance and all I know is, that he is on somebody else's insurance that has been driving for years. Could anybody explain to me why my car insurance is gonna cost me 6,241 and he's only costs him 1,200. I'm 18 also by the way.""

Insurance and Licence Plate?

So my mum brought me a licence plate for my car last year, and the latest I can put it on my car is the 17th July. If I pass my test this week and set my insurance up for it to start 2 weeks later it will cost me a lot less. Can I set my insurance up with the licence plate I have now, send the form off for my new licence plate, and then ring my insurance company up later and tell them that I've changed my licence plate? If they charge for this has anyone got any idea of how much? I know its slightly complicated, so if anyone doesn't understand just ask.""

Help me with insurance name?

In the bay area there is this insurance broker which finds the cheapest insurance for you by comparing their prices and they have a license to sell you that insurance at a discounted price. The name is something like freeway insurance? traffic insurance? road insurance? wth insurance? can someone tell me the name? thanks

Will my sisters auto insurance go up?

i live with my sister and her husband. i do not have any auto insurance. i was a pedestrian that got backed into by a car. i now will have to go and have surgery on my knee. to make a long story short, will my sisters auto insurance cover me because i am a resident relative? will their auto insurance go up if they cover me (they will get reimbursed though by the party who hit me)""

Where could I find health insurance that covers these things?

I'm a very healthy person, I've never had any major illnesses and don't do anything that would risk a major hospital visit (of course I know that things do happen), I just want the health insurance that covers: Doctor visits and Medications I have been diagnosed with GAD by a general psychiatrist and he recommends I take medication for it, I don't typically visit a doctor but I felt I needed to see one asap. I've never had health insurance, I'm 19 years old and I live on my own, I'm about to be married in a month and I just would like to know where I can find affordable health insurance where I won't have to pay too much for a doctors visit and for medication. Thank you""

How to Quickly Find the Best Term Life Insurance Quote?

How to Quickly Find the Best Term Life Insurance Quote?

Info on state employee heath insurance refund for alabama?

state of alabama is going to let the retiree skip a payment in april for blue cross and blue shield insurance

Insurance Cost for a 1966 mustang convertible in mint condition?

I'm curious how much, on average, would insurance cost for an 18 year old male driving a 1966 mustang convertible in mint condition be? And if you could explain why too that'd be awesome thanks! :)""

How can i have a free car insurance for 1 day?

i want to buy a car from auction it has bot MOT & TAX. How can I insure it for 1 day to jut to drive 300 miles back home and then search for a good insurance quote? I am insured to drive another car as a named driver. Thanks

What type of insurance is better: private healthcare insurance or union insurance?

I used to have Kaiser Permanente but now I'm on a union healthcare plan because my mom works at a grocery store. I used to always be able to see a therapist a few times a month no problem when I had Kaiser, but with the union insurance I tried to go and after a few months it sucked up all the money in our insurance and we couldn't go to see any more doctors until the next year. Should I switch back to Kaiser? I'm mostly concerned with being able to see a therapist a few times a month, maybe a dermatologist a few times a year(currently I'm being treated for my acne), and being able to get contacts and a yearly eye exam(which I can do with my current insurance) and also being able to see a good dentist biannually(I can also do this with my current insurance) So pretty much all I'm missing is the mental health care I want! Would Kaiser be able to provide me all of this? Thanks in advance for any helpful input""

""What are the different kinds of car insurance, and how do they work?""

Im 15 and missed a drivers ed class. I know the collision insurance, thats pretty basic. Its pretty much all of the others that I'm confused about. The main things I need to know about is Liability Insurance. Thank you for all input!""

How would I find out if I got left money from an insurance plan?

How would I find out if I got left money from an insurance plan?

Tip cheap car insurance compare quotes online confused com

Tip cheap car insurance compare quotes online confused com

Are you going to purchase health insurance as required by law ?

Now that the public option is off the table ? http://news.yahoo.com/s/ap/20091209/ap_on_bi_ge/us_health_care_overhaul Where's the guarantee that it will become affordable ?

Insurance company have sold My car without my consent / pay out? what can i do?

My car has been written off by the insurance company back in January and i have not still been paid out due to me not agreeing with the offer. They have submitted me evidence justifying their offer but this was current market value and not prior. I have referred this matter to the finanical services ombudsman who are still investigating (long wait as they go by order of complaints received). I have just found out the insurance company have sold my car off to a salvage company who have sold it to another individual. What can i do? what is my legal standing point? can i claim against the insurance company? can i claim my car back? I am still in receipt of the V5, keys, service booklet and receipts for the car. I have not signed over ownership or given the insurance company concent to sell the car. I have assumed to date that the car is in storage at the repair garage. I have still to recieve full agreed final settlement for the car from the insurance company. HELP!!!!""

How much does the average person pay for health and dental insurance monthly?

How much does the average person pay for health and dental insurance monthly?

Liability Car Insurance for another state?

Hi, I would really appreciate if someone could give me an answer to resolve this situation: Facts: 1- I legally own a car in the US, currently I'm overseas. 2- My friend has a complete power of attorney 3- Car was registered in California and now is staying in Virginia for almost a year. 4- I put the car on Nonoperational status with CA DMV and canceled insurance in 08.2008. 5- I need to make my car drivable again, and my friend has to move it to MD where she lives. 6- To put car back on road with CA plates I should renew the registration with CA DMV. 7- CA DMV requires the liability insurance before registration. 8- My friend was at the insurance company (Progressive Insurance) and they say, they cannot insure the car with Californian liability unless the car is physically in CA. Wnen I'll be back to US in couple of months I have to drive car back to CA, because I study there so my residence is CA. Can anyone tell me please how this situation can be resolved? - I don't wanna sell my car - registration with MD MVA is the last expensive and unwanted option.""

Why would a small van be more expensive to insure than a car?

Im 24 and my partner is 27. we share a car and our insurance is 800 a year and looking at vans for our dogs. The normal small ford vans the cheapest insurance is 1,200. I thought a van would be a cheaper?""

Insurance costs?

How much do you pay for your medical/life insurance each month? Mine is about RM200.

""What is the best way in get more horse power from my 3.8L firebird, while still leaving it naturally aspirated?""

I want to squeeze everything possible from this car while still having affordable insurance, and without swapping engines due to the high dollar figure and headaches that come with. I already have a good air intake system, the car is kept in perfect condition, fresh tune up, performance plugs and wires, 3 exhaust. Any other ideas for me?""

What health insurance am I eligible for?

I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money anf I am currwntly going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth I hate to smile. Thank you on your help.

About how much does car insurance for a BMW cost??

i dont know if the car model matters but just in case lets say a 2004 BMW 325i for a guy under 30

Can i get braces free from insurance?

I reallllly need braces and I've been looking for any dentists in chicago that accept insurance in chicago. I live around cook county and anywhere around irving park or places near there would be fine but i really want to get braces that my insurance will cover. I am 13 years old.......thx!

Temporary Car insurance fuddles? Re: excess on the owners policy?

Hi, I was looking to either rent a car for a day or borrow my sisters, now ive found a site on tempcover willing to insure me for something like 30 - 40 odd quid but the trouble is it said something about excess being in & around the 400 - 500 mark.... It also said this is the excess the car's owner has to pay.... I'm pretty certain i'll not be borrowing anyones car if its going to cost them that much - even if I offer to pay it (which I wouldnt by the way, im not an idiot lol) But does anyone know if this is like a one-off or if they mean that this is what my sisters excess will amount to once ive been put on one day insurance on her vehicle? Just im not 100% if they mean that by being insured for 1 day im gonna just basically destroy her policy for the next year lol? Sorry I know this is a bit confusing but thats why im asking ya see,, it confuses me too..... I suppose im hoping an insurance expert is out there somewhere reading this and just dying to lend their expertise...... Thanks guys!x! :) Ps: Shes agreed to lend me the car as long as im insured & dont crash it lol....""

How much is car insurance for a student?

I am going to get a BMW 328i 2011 soon and I was wondering how much insurance would cost? If it was connected to my moms insurance. I am turning 16 by the way. Please answer back, I really need to know asap""

Does insurance cost more on old cars?

I'm thinking of buying a 1984 Volkswagon Vanagon. The car is said to be in good condition, but I'm wondering if it costs more to insure an older car because of the repairs and things it might need. If it does cost more, how much? Thanks.""

Teen driving auto insurance.?

I am a 16 year old man and i am a week away from being eligible from getting my licence. If I were to get my licence would I need to obtain auto insurance? I would drive my parents car not my own so would I need Insurance or would my rates be deductable explain please thanks for answering.

Car Insurance and driving other cars?

So I have a question - most of you will laugh at me lol. My policy says I can drive any other vehicle as long as I have the drivers permission. BUT I watched an old episode of Cops today and I thought they said that if you aren't a named driver, it's illegal.. So... My question is simple. Can I hop I to say my dad's car and drive it or do I have to be a named driver on his policy? Good grief I've managed to confuse myself even more... Much love to the brilliant person/people that wade through my confusion and clear this up for me ""

Can you still get bundle insurance with a DWI?

I just like to know if it is possible to get a bundle insurance and the discount with a DWI? My family has a bundle policy for both car and house. Recently, my auto insurance was ...show more""

Are dual sport bikes cheaper on insurance?

Well me being only 17 and only having a minumum wage job. I heard it was cheaper to own a bike. Don't get the wrong impression, I can afford a car and insurance. It's it cost too much money. I have less thsn 100$ every MONTH to myself. I should habe over 650. So anyways. I want to get a bike. Since i'll only be commuting. Social,work,school. Is it worth it. And if so what kind of bike shoukd I get. I'm 6.3 and big. Woukd a 250cc be a good start?""

Can someone explain the difference between Health Insurance and any other Insurance?

I don't understand why people act like health insurance is so radically differently than other insurance. Is it? Insurance is a form of risk management to hedge against loss. Auto, Life, Homeowners, Unemployment and Health are among the types of insurance you can buy. I'm generally not required to buy any of those insurances. If I have the title to my home, I'm not required to have homeowners insurance. If I don't drive a car, I'm not required to carry auto insurance. Why should I be forced to buy health insurance? If I want to take that or any gamble by not buying insurance, isn't that my choice? I will admit that by not purchasing health insurance, I could be putting a burden on others if I was admitted to the ER and couldn't pay, that burden of payment would fall on others. HOWEVER, that burden would be there whether I was forced to carry insurance or not. If I don't make enough money to buy this mandatory insurance, then the gov't will give me tax credits to purchase insurance. Who's paying for those tax credits? All of the tax payers. So either we pay the providers/insurance companies via higher premiums to cover loss, or we pay the gov't via taxes. Forcing (perhaps unconstitutionally) citizens to purchase health insurance won't solve anything, it will just move where the cost is incurred. But please, explain why people are treating health insurance so differently.""

How much is insurance on a lamborghini?

I'm 16 and thinking about getting this as my first car and just wondering the insurance.

How much is auto insurance for a minor?

I'm about to get my license, how much is it to add me (16) to my parents car insurance? Don't give me anything like, It's different for everyone. I know. Just tell me what you are paying, or what you used to pay.""

""Comparative general insurance costs for different types of vehicles (SUV, crossover, car)?""

I'm a newer driver and have never owned a car. I'm looking into buying one and I want to know about the average insurance costs. I've been told that SUVs have higher insurance costs. I'm looking into a 03 Ford Escape, is that considered an SUV? Also, how much is the average cost difference (of insurance!) if I was comparing it to a car such as a 03 Pontiac grand am? I realize this might be a dumb question and probably varies a lot, but a general answer is all I'm asking for!""

My husband and I have 3 kids and we're in our early 50's. Do we need life insurance at this point?

We own our home and have approximately $75 000 invested.

Term Life Insurance Ownership?

My wife and I are in our 40's and 50's. We have created A/B trusts and transferred our assets to them, and expect to have estates that will benefit from the estate tax saving these trusts afford. We recently both purchased $1M 10-year renewable term life insurance policies that we expect to keep for 10 years. We chose not to use life insurance trusts because the purpose of the policies is to replace the lost income of the deceased spouse if one of us dies relatively soon, not to increase our final estate, and the trusts are somewhat costly. We each specified our own trusts as the beneficiaries, because we want the disposition of assets specified there to be used for this money. The trusts provide for the income, and principle if needed, to be paid to the spouse, and for the remainder to be paid to our child at the remaining spouses death. The question of ownership of the policies is less clear. My lawyer says that it doesn't make much difference who owns them, because the value (estate) taxed is only one year's premium, not the $1M. My accountant says that the $1M is taxed, and that each policy should be owned by the other spouse to avoid tax on that amount. A friend said that there's no way to avoid or significantly decrease the tax, so just leave the ownership as is (each spouse owns their own policy). A further fly in the ointment is that the insurance company (Massachusetts SBLI) makes some forms of trust ownership more difficult and costly. I'm confused. What ownership is the best? What is the benefit of that choice? Thanks for your time.""

Can anyone give me a rough estimate on car insurance?

Im a male driver under 20. I have had one crash before (in my mums car) and no other troubles. Im planning on buying a 2001 Hyundai for 6,000. Its a pretty standard car, that is pretty tidy. What sort of insurance am i looking at per month for this car?""

Does anyone know about whether or not you are required to have car insurance in California?

or does the DMV get to know and suspend your car if you do not?

Tip cheap car insurance compare quotes online confused com

Tip cheap car insurance compare quotes online confused com

https://www.linkedin.com/pulse/delaware-insurance-search-noah-ortiz/"

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Home Insurance Check made out to myself & mortgage holder?

"Home Insurance Check made out to myself & mortgage holder?

My home was damaged in a Hurricane Ike, I had estimates done and the insurance adjuster came out.  I just recieved the insurance check and it is made out to both myself and my mortage company.  Can I deposit this check into my bank account? I need to get my roof fixed before it rains again, because it is raining into my house!!!!

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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I'm 18, female, live in Colorado, with a clean driving record and no bike yet. I'm thinking about a Kawasoki Ninja or Sportster. I cant find insurance estimates! Can someone help me figure all this stuff out? What I need to get and how much its going to cost me?""

What does it mean to have full coverage?

It's too late to call a auto company so I am asking it here, I live with my girlfriend and was wonder about getting full coverage on my car, we want to know if I get full coverage would she be able to drive my car legally without putting her on my insurance?""

Will this effect my car insurance?

(btw if this makes any difference whatsoever, I live in the UK) So I'm soon to be a new driver and insurance for new drivers at the moment is really expensive! I'm aware of that! But my question was this: basically I'm looking to buy my first car, but the car I'm looking to buy was involved in an accident with not the current owner, but the owner before that! And I don't quite fully understand this but the accident was apparently a 'Category D' accident? So what I was wondering was, as this car has been in an accident, (but is now repaired) even though it wasn't me who had the accident, will this effect the price of my car insurance, as the car I will be driving will have been involved in an accident before, but not involving myself? Thanks guys :) xx""

When does health insurance expire when you move out of state?

Suppose you have health insurance in New York, and you plan to move to California. Before the actual move, you drive a vehicle across country, get a California license, register your vehicle, and register to vote. Then you fly back to New York for four months. You go to the doctor, and your NY insurance pays up. But then you get a letter from the insurance company, sent to the CA address but forwarded to NY, saying they heard you'd moved, so your insurance will be cancelled. You write back, telling them their information is premature, and that you'll change insurance when you complete the move. After four months, you complete the move to CA, and two days after your arrival, you start feeling woozy -- feverish with occasional headaches -- requiring bed rest and lots of fluids. If this doesn't clear up in a day or two, you'll want to see a doctor. Will you be covered by the NY insurance, given that you haven't had time yet to get CA insurance?""

Car insurance for young drivers?

Is there any way of finding out what car each specific insurance company insures the cheapest? Having a mighty ball ache trying to find a company that its massively expensive. I know it will cost through the nose but anything in the 2000 insurance premium would be very helpful. thanks in advance

Auto Insurance Increase?

My family lives in New Mexico and my son is planing on moving to Arizona I want to keep him on my insurance but when he changes his drivers license to the state of Arizona will my insurance go up?

Where can i get some good liability car insurance? ?

I wanto insure my vehicle i recently got so any ideas. Although iv had an at fault accident before help...

Where can i get the cheapest auto-insurance?

i just want my 2011 camaro covered, not me or anyone else. im 31. no tickets or anything, clean record""

Car insurance?

why doesnt some insurance company give 17 year old drivers a chance, my son was quoted 4000.750 he works on a farm and works bloody hard,but the pays not great, i can understand these young drivers without any insurance, they make it impossible for them to get it, we know its wrong , and iam not condoning it ,just give them a chance it doesaint mean there all mad drivers .""

What is the cost for home insurance based on?

I am thinking of buying properties in other states to use as rental income. The properties are cheap so i can afford to pay cash the issue how ever is that the rent is also cheap in Update : Yes i know being a distant landlord is difficult so if it makes economic

Which insurance to go with?

I am trying to buy a new auto insurance and renters insurance plan. I am 23 years old, married and I have never caused any accidents (or received any tickets). I am looking for an affordable quality insurance company that isn't going to keep messing with me like Progressive and their lame sub contracted renters insurance agency. I have never had any property claims either. A reliable, affordable company...""

I am 19 years old whats the cheapest car insurance for a old ford ranger wit a lot of miles on it ?

I am 19 years old whats the cheapest car insurance for a old ford ranger wit a lot of miles on it ?

What is the oldest year car I can buy without paying for collision insurance?

I want to buy a new car in the 2000's. I know that when you a brand new car you have to pay for collision insurance and I don't want to have to pay for that. What is the oldest year car that I can buy without having to worry about the collision insurance?

How much is a 17 year old liability insurance for a camry 4 door in los angeles?

i need to know howmuch is basic liability for a 17 year old with a camry 4door in los angeles california.. any recomendations and i dont really feel like searching up quotes so any past experience is prefered.

Can I drive my brother's car under his insurance?

He's lending me his car and I was wondering whether it's legal for me to drive it under his insurance. He's fully insured and has a full licence, and I too have a full licence and insurance on my car that's being fixed at the moment. Does he have to add me to the insurance for the 5 days I'm borrowing or can I drive it under his insurance? What are the legalities here?""

""What is Cheaper, Insurance Group 6E or 4P?""

What is Cheaper, Insurance Group 6E or 4P""

Gap insurance on new auto?

what is the cost for gap insurance for honda acord 4 door sedan 06 year

How much does it cost to buy and insure a car (17 year old)?

Just passed my test, looking for a car to use Which is the best car to insure and run, and what is the best insurance quote I live in a bad post code area which is one if the highest rates and i dont want a black box and i need to do alot of driving after 11 o clock""

How can we get health insurance?

My Fiance (22) and I (18) are planning to get married November 30th, but if we do, I will no longer be covered by my mother's health insurance. We live in NY (currently Broome County) and we need cheap to free health insurance. At the moment, both of us (full-time students) have an income of zero, with no pay stubs (obviously) or other proofs of income. How can we get health coverage?""

Car Insurance Am I covered? The car has it but im not on the insurance!?

I had a wreck saturday, im not on the insurance but the car has insurance.. I was just barrowing the car.. Would it still be covered and be able to get fixed?""

Life insurance rates in CA vs TX?

for the same coverage (i.e. $500K 30 years term life) is life insurance cheaper in CA or in TX? We are going to be moving to TX in the next couple of months, and we want to buy life insurance. I'd like to know if we are better of buying it here in CA or wait till we get to TX.""

""How much do you pay for car insurance in dorchester,ma ?

2006 Nissan Murano SL AWD or similar car.

What is car insurance rates?

I'm doing report, and i need to write bout 3 ways that how teenage car accidents rising affect us. One of my answer is car insurance rate would go up; &yet i don't know what that means. some one help?""

Home Insurance Check made out to myself & mortgage holder?

My home was damaged in a Hurricane Ike, I had estimates done and the insurance adjuster came out.  I just recieved the insurance check and it is made out to both myself and my mortage company.  Can I deposit this check into my bank account? I need to get my roof fixed before it rains again, because it is raining into my house!!!!

California after fires?

How long will it take for life in South California to return to normal? I mean quality of air, infrastructure, rebuilding homes. How was it in 2003? For example, for how long the ash will still be in the air?""

How much does a new car affect your insurance?

my insurance stands right now at like 150$ a month, i have my N. my car right now is way old and want a new one. i want to buy a classic - 2002 mustang convertable, i want it to be an older model but newly built, will that increase my insurance alot like if i had a 2009 car or not bad. an example of what id want it look like is this : http://www.netcarshow.com/ford/2002-mustang_gt_convertible/800x600/wallpaper_02.htm""

How much is car insurance for 16 year old male?

How much is car insurance for 16 year old male?

How can I get my own auto insurance and still be decently affordable?

So im 20 years old almost 21 living at home and ready to get my own auto insurance. My daily driver is a 1999 s-10 Blazer and for my playtime car im looking into a 2005 GTO. I know instantly thats a red flag cause im young, but thats why I want my own insurance. But the thing is....I talked to the insurance writer and they told me that even if im on my own insurance, if something serious happens to me in a auto related accident, they can still come after my parents assets and insurance since I live at home still. Is this true? also any tips for a young guy looking for independence with his own insurance?""

80's Monte Carlo Insurance cost?

Considering buying a Chevy Monte Carlo from the mid 80's, I know that early muscle cars have very high insurance cost, while an average cheap 80's car has a cheap insurance cost. The Monte Carlo is somewhere in between these two depending on how you view it, so should I expect 69 Camaro insurance prices or 88 Civic prices?""

What's the most & best but reasonable/affordable Health Insurance??

in/for Indiana

Sure insurance companies cant refuse to sell you insurance because of a pre existing condition but what stops?

Them from charging you more than you can afford for it?

Do i still have to pay excess on my car insurance?

can someone please tell me if I still have to pay my excess after a claim on my car insurance, it was my fault and alot of damage was done to the 3rd party car, i never got mine fixed...the thing thats confusing me if is my insurance is up for renewal next month but my current insurance is quoted over 1000 I have found it a lot less elsewhere so if course im leaving my insurance, but will I receive a letter stating i owe them the excess, as I paid nothing at the time of the claim?""

Which is the cheapest van insurance?

okay I have searched many sites for my Dad for van insurances but no hope we've tried nearly all insurances churchull, gocompare, moneysupermarket u name it all!!! Do u no any? if so plz let us on plz coz am getting really mad with this insurance!!!! Thanks""

How do I know if my auto insurance settlement offer is fair?

How do I know if my auto insurance settlement offer is fair?

Good motorcycle insurances?

I just got a new dirt bike and I can't race with it at the track without insurances, what are a couple of cheap motorcycle insurances. I called this one place before and they wanted to charge me 700$ a month""

Why is my car insurance quote massive?

Since few weeks im just looking up comparision sites quoting 1.0 engine first cars such as corsa, pug 206, punto, clio, polo etc ( not all of them are 1.0 but from what ive heard it doesnt make that much difference). In fact, i havent got my licence yet but i adjust my details as if I had one already. It was okay when i searched a quote for corsa and polo for provisional - ended up at 1k yearly. Then I've checked full uk at both comprehensive and 3rd party only - prices went up from minimum of 6k up to 30k which is enormous and ridiculous. What might be wrong with that. Most of people says like it should be up to 2 grand, even my instructor said so. Is that my name, postcode, something wrong with cars I choose? It'd be understandable if i wanted range rover or aston martin as first car. Im foreigner, nearly 19, studying and working both full time. It feels like they just picking at me.. Any ideas though??""

Second Owner of a Car = Insurance? (FL)?

This is for the state of Florida. Yes, I could have looked it up, but there are too many answers to get a straight one. Scenario: Say a parent owns a car. They pay insurance. There's an 18-year-old who still has their permit but wants to get a license. They should become a second owner of their parent's car. However, there's word going around that there would be a second insurance? 1) How will the second insurance work? 2) Do you LEGALLY HAVE to have insurance? I'm not sure what else to ask, but, if someone could shed some light on how this has to be done, just let me know. Thanks.""

What is better and cheaper for Auto Insurance in BC vs. Alberta?

I'm purchasing a new car, and i'm currently in British Columbia, i have two residences, one in BC and one in Alberta as i go to school in Alberta. I'm wondering what should i do with insurance would it be better to insure it under BC or Alberta?""

I recently got a suspended license will that affect my insurance rates?

I recently got my license suspended for an underage drinking charge. i wasn't driving. i was at a party that got busted . i'm 20 years old and looking to buy a new car i wanted to know if this fact would be detrimental in me affording car insurance. i'm however paying to have a permit to drive to work and school with my suspended license.

How much does motorcycle insurance cost in the uk for a 18 year old?

Not the exact price, just roughly.and per month""

Where can i get Cheap street bike insurance for first time riders?

I just bought my bf a bike a i want to get insurance for it, but i'm not sure where to get insurance from all i want is that little card that says i'm covered. i don't think i want full coverage. We live in California i don't know of that changes anything.""

Can you resume your auto insurance policy one it was canceled?

Can you resume your auto insurance policy one it was canceled? ok it was canceled 5 months ago I wasn't using the car so I didn't need insurance at a moment. Now I am planning on using the car again. Can I just call them and ask them to send me a monthly fee and get insurance resumed or do I need to go to insurance place and talk to Insurance sales agent and pay $200 finders fee again? I don't want to pay those fees again. Is there a way to resume my insurance without those extra fees. I am a California resident.

Car Insurance Question (regarding insurance)?

Hello, I have an insurance question. Last December, my wife, 2 y/o daughter, & I were involved in a car accident. The other driver was at fault, this was noted on the police report. My wife & daughter both required medical attention. My daughter suffered a broken leg & has since recovered. Unfortunately, my wife's recovery is taking a little longer. She required immediate surgery on her wrist & needs daily physical therapy. Although I have a laywer, car insurance & health insurance, I've had to front enormous amounts of money to cover medical expenses. My health insurance will not reimburse me for expenses. Can I ask my car insurance company to help me out with expenses? They know the other party is at fault (police report says so). I've had to liquidate stocks & savings to make ends meet. I'm now out of money. I was not at fault, yet I'm being punished. Any advice on how to get reimbursed ASAP? My settlement probably will not occur until next July.""

Insurance company would not like to insure me a sole proprietorship?

I am a film major, a student and very involved in different projects. I decided to open my own film company a sole proprietorship, meaning I DBA (Do Business As). I am looking for liability insurance for my business for wedding and events. They asked me if I was doing any other type of work currently. My reponse was that yes I am involved in being cameraman for one project and editor for another. I have not signed a contract or getting paid for any of these projects, simply volunteer. They came back stating that if they were to insurance me, I as an invidividual would no longer be able to be part of any project or post anything of my personal stuff on youtube. I understand that they are trying to protect themselves and that they are insuring me personally I guess since its a DBA. Has anyone else come upon this problem? I see many videographer put their stuff up on vimeo, youtube etc.""

Teen car insurance? Sports car?

how much would insurance be for a 16 year old boy with a lotus sports car?

Help!!! I need car insurance!

What company has good deals on SR22? I'm financing a new car today & I need full coverage insurance & SR22... all the online quotes I've received has been outrageous! Any knows of a good co. with low down payments? (I live in Louisiana.)

Health Insurance for a 63 year old man.?

My dad just turned 63 and I want to get him some health insurance but what are the options? I know he needs some but he cant afford it and I want to help him out I just know nothing about it.

Is it illegal if someone else pays for my health insurance?

I lost my job last month, and I need to know if there would anything illegal or wrong if say a relative paid for my health insurance until I get a new job? The insurance is through this new Affordable Care Act program.""

Best Health Insurance Quote for uk?

Can you Suggest me Good Place where I can get Quote to Life Insurance?

Home Insurance Check made out to myself & mortgage holder?

My home was damaged in a Hurricane Ike, I had estimates done and the insurance adjuster came out.  I just recieved the insurance check and it is made out to both myself and my mortage company.  Can I deposit this check into my bank account? I need to get my roof fixed before it rains again, because it is raining into my house!!!!

Insurance for 17 year old?

i was just wondering the cost of insurance when i turn 17 next year. my parents are paying around 800 each car on there policy. so when i get added to there policy how much approximately will it cost me?

Individual Health Insurance Plans - Medical history not perfect?

anyone know of any affordable insurance plans out there...health insurance, preferably with a deductable only on ER and Hospitalization costs.... and initial co-pay only on visits and such...Rx.... my medical history isn't the best, but no major health issues...just some past med. history that could make it difficult for me to be insurred.""

How much should it cost for a 16 years old driver to get a insurance?

How much should it cost for a 16 years old driver to get a insurance?

Funtions of home insurance?

what are functions of home insurance?

Has cost of car insurance for girls been raised to match that of boys?

By girls and boys I mean, 17-25 who are given the most expensive insurance rates. Boys have had to pay more for insurance than girls, but I thought the companies were forced to make them equal recently? Has that been put in place or not yet? This is in the UK by the way.""

What car insurance co. should I go with?

Can anyone offer suggestions for a company easy to, and willing to work w/you? I presently do not have insurance. I am on a fixed income. Money is always an issue. I need low rates. My car is old so I only need minimum. Was with SafeAuto -- OK, but not thrilled with them. Are there others out there legitimate and with good reputation? Pls remember, I cannot afford a lot. My inspection is coming up. Many many thanks!""

If i get a cheap car will my insurance be cheaper or more expensive?

i have a car that i can have given to me it is about 5 years old but cant aford the first years car insurance out right if i sell it and gt a cheaper car will the insurance be cheaper or more expensive because it is an older car? i say this because if so i can sell the car i have and use the money left over to pay for the first ears car insurance. p.s i am a teenage driver which is why im trying to save as much money as i can!

I have had my car broken into and had my pc stolen HOW DO I CLAIM INSURANCE?

earlier this afternoon i had to take my desktop pc to pcworld to be fixed but came home with it straight away due to them sending an engineer out to my home to fix it, Anyhow heavy rain started upon getting home so i left the computer in the car so it wouldnt get wet, CAN I CLAIM ON MY CAR INSURANCE FOR A NEW COMPUTER?????????""

What is the best life insurance for someone in their early twenties?

I want to ensure my mom & husband will have some money if I were to die early in life.

""Florida law - Florida license, no car, so no insurance?

If someone with a Fl driver's license who doesn't have a car so doesn't have car insurance is involved in a car accident while driving someone else's car. Does the car owner's insurance cover the uninsured driver?

How much does car insurance cost?

I'm saving up for a car and I wanna see how much I will be spending. I know it'll be a lot so I don't want any advice that I should really think about it and stuff I just want answers please. I'm 18 and I'm barley gonna get my lisence. I wanna get atleast a 2011 scion tc. How much will insurance cost? I know it'll be a lot cause of the car and cause I'm a new driver and stuff. And if anyone knows how much a 2011 tc will cost and how much I would have to pay a month for it that would help too. Can someone give me an estimate please. Thanks a lot.

How much would insurance cost?

I am a 16 year old female who just got my license in January. I get good grades, but just a few days ago rear-ended the car in front of me. I totaled my car, and caused minimal damage to the one in front of me. How much should my insurance be on a monthly basis?""

What is an average estimate for insurance on a 1991 convertible for a 19 year old male?

The car is not red and i'm talking just liability.

How much would my insurance be?

i will be 17 in oct and hoping to save up for a car (corsa, punto, 206) and i was just wondering how much my insurance would be?""

Will you get a better quote on auto insurance if you are single or in a relationship?

I was just wondering if you get a better quote saying that you are single or saying that you are in a domestice relationship? or do you get a better quote if you are married? Also, do you get a better quote if the car is only used for pleasure or for work/school?""

What's this 50 cash back with a car insurance quote all about?

I was quoted 370, clicked on 'buy now' and it said 420.....you get the 50 cash back, in a cheque, through the post after 120 days""

Is it true that you have a red car you pay less insurance?

one of my friends told me that if you have a red car you pay less insurance ... i wanted to know if this is true and if so what is the reason for it .. thanks for the info and God Bless

What's the cheapest auto insurance for 20 year old male?

Which company

""How much does homeowners insurance cost for a 250,000 house?""

How much does homeowners insurance cost for a 250,000 house?""

Health Insurance Question?

I currently have Crohn's Disease and I'm taking daily medications. When I turn 21 my insurance will not be in effect (CCS insurance I believe?) and I will not be able to afford medication and health insurance. My parents don't make enough money to buy health insurance..Does anyone have any idea on how to approach this?

""I just got my license, can I drive my mom's car before calling insurance?""

I got my license on Friday and was wondering if I would be able to drive my mom's car tomorrow (Monday)? Our insurance company (Country) won't be open until Tuesday, so I won't be able to update our policy until then. Is this legal? :/ Thanks!""

Pregnancy and insurance?

I am five weeks pregnant and do not have any insurance. I cannot afford too expensive insurance. Is there any other option for low-cost coverage during pregnancy? Does anybody know what kind benefits California state offer? I live a few years in the United States, so I am not familiar with types insurance. Thank you for any suggestions and help.""

Does motorcycle insurance cost the same as car insurance?

Currently 18 years old and was looking for a car but I am also interested in motorcycles. The bike would be a 1979 Honda Twinstar 185. I just wanted something to zip around in in the city. Would it be less considering if I crash there isn't much to repair? or more because I am a teen? I currently pay $150 as a secondary driver on my dad's car insurance. I know there are a lot of factors to determine price but how much of a difference is it normally?

Need new car insurance?

im with nationwide paying 3,400 per 6-months and im looking to pay less than that for 3 vehicles. what insurance companies can i look at for a cheaper rate?""

What are the insurance laws for cars in storage in Oregon?

I do not want to drive my car. I will just have it sitting in a garage at a relative's house. I've read from numerous people, that you don't need insurance if the car is ...show more""

Home Insurance Check made out to myself & mortgage holder?

My home was damaged in a Hurricane Ike, I had estimates done and the insurance adjuster came out.  I just recieved the insurance check and it is made out to both myself and my mortage company.  Can I deposit this check into my bank account? I need to get my roof fixed before it rains again, because it is raining into my house!!!!

What is a cheap car insurance for me...i am 16 years old?

need the cheapest one

Can a 17 year old hold insurance to more than 1 car?

can they have fully comp insurance on more than 1 car

Am I covered under my parents car insurance?

I got my License yesterday and I want to drive my parents car, am I covered by their car insurance? I am 16 Years old.....""

How much is a female teen's car insurance in Virginia?

I'm trying to get one for my daughter and I was wondering if anyone can give me any heads ups.

Which car insurance company is cheapest on international licence in uk?

Which car insurance company is cheapest on international licence in uk?

Is there such a thing as driver insurance where the car does not have to be insured?

My friend is 16 and she saved up and bought a car (the title is in her name). Now she is broke and cannot afford the insurance so she does not drive it. Her step mom drives it though and she says that the car does not need insurance because she (the step mom) has driver insurance and any car she drives has liability coverage from her insurance. I have never heard of driver insurance and I was wondering if the step mom is pulling some sort of scam (her car is frequently broken and it is very convenient to have a third car) Can somebody tell me if this driver insurance exists.

How much does your household spend per month on automobiles?

Including car payments, insurance, and parking Excluding mechanical and gas""

Do motorcycle insurance claims have to be noted on car insurance?

i recently renewed my car insurance and stated ive made no claims in last 5 years but 3 years ago i made a claim on motorcycle insurance when my bike was stolen - should I have put this on my car insurance?

I own a car and am selling it to a guy. He is the only driver. He refuses to get insurance.?

I have given him 3 months to get insurance, but he hasnt gotten it yet. I have kept the vehicle on my insurance until he gets it, but he still hasnt gotten it. And now he is complaining that I should stop insuring it so that he doesnt have to reimburse me for it. My questions are: What would happen if i dropped the insurance and he got pulled over or in a wreck? Who would be responsible, me or him? Could my rates be raised? Could I personally get into trouble with the law for allowing an uninsured driver drive an uninsured car that I own? We're in the process of getting a temporary title for him so that I won't be responsible, but in the meantime I need to know the consequences. I live in Ohio.""

I am looking for health insurance?

I run a small nonprofit with a staff of 3. We are looking for affordable health insurance.

What is the cheapest insurance to get if you have a DUI and live in Cali?

What is the cheapest insurance to get if you have a DUI and live in Cali?

I got a speeding ticket. Any estimate of how much insurance premium may go up by?

Got my first speeding ticket in Collingwood, Ontario. Drove 80km on a 60km limit road. Just wondering how much insurance premium rate can go up by... or is there any chance it won't? Would love to fight it, but I live in Toronto and the drive up there is a waste of 4 hrs/miliage/gas vs paying a $95 fine, losing 3 demerit points and having it on record for 3 years.""

Disability Insurance in Vermont?

Does anyone know if it's legal in the state of Vermont to employee people without disability insurance? I know it's illegal in New York. I'm out of work due to pregnancy complications for 3 weeks or so and I can't collect disability for this or my maternity leave because they said they don't have disability insurance. I called a lawyer, but haven't heard back from them yet. Just curious if anyone knows the answer to this question. Thanks""

Health insurance ?

Whats a good and affordable health insurance in nashville tennessee

Motorcycle Insurance?

I am looking at a red 2007 Honda Shadow VLX. I'm a 21 year old female, I'm on State Farm with my car, living in Lake Charles, which is probably one of the bigger cities in Southwest Louisiana. Just wondering what average cost might be to insure this bike. Like, minimum or if it's totaled. I only have one speeding ticket from a year ago on my record I believe. Thanks!""

Need senior insurance advise?

my mother has a supplemental insurance health [anthem] we recently received a letter that informed us that because of the cost of living..it is necessary to more then double the monthly premiums..when my mother used a ambulance service...god bless this insurance. they paid 13 dollars and we had to pay the rest.the insurance sucks!..does anyone have an alternative supplemental insurance and has anyone tried the ARRP program..moms Aricet is 300.00 a month alone..so i found out i can get this in canada for 50.00 a month..i now order my mothers pills a little early and save the excess pills for when she gets in that infamous donut hole...its a killer out there.mom has dementia and does not have the strain that i have trying to keep her in good health.any advise would be appreciated....

Car insurance??? and a car accident?

hey, my mom got into a car accident a couple months ago with three other cars. However the car was not her, it is my uncles car. He has liability insurance. His insurance company called us and said that just forward the calls we were getting to them. then we start getting a call from a lady saying that we owe her 3,000 dollars. But my uncles insurance company or her insurance company has not contacted us. What do we do? can she do that? what is liability? if the insurance company is not calling us, then does she just want to get money from us. please help me out""

Will a loud music ticket affect my insurance?

I was driving and i got stopped because of my loud music and got a ticket, Does this affect my insurance? iv'e been reading online that it a non moving violation and will not affect it, is this true? P.S Im from California""

Why did my car insurance go up almost $10 a month?!?

This is total bullcrap! I have the same car. I got not tickets or at fault accidents. Yet they raised my premium!

Which is cheaper ? Insurance on a small or mid size truck?

My son will be getting his license in a year and a half. I am thinking of going ahead & buying a used truck for him, and he can practice in it when he gets his learner's permit. He would like a truck. I have been encouraging him to get a smaller one, like a Toyota since it will be cheaper on gas, If I let him get a bigger one, like a mid size Chevy, would the insurance be cheaper. Where would I save more money--on a more fuel-efficient truck or a bigger one with cheaper insurance? I am thinking of 93-96 model years.""

Do you need to be enrolled in school to stay covered under your parents health insurance? Affordable Care Act?

So here's the question in case you don't want to read my wall of text below (but it would be appreciated if you did to further understand my question). I was covered under my moms health insurance while in college and I was told I needed to be enrolled in school to stay covered, I dropped out a while ago and was wondering if I am still covered by law under the Affordable Care Act since I am only 19. I was covered under my mothers health insurance, she works for a private company and she said that I needed to be enrolled in school in order to stay covered by the insurance. But this was close to a year ago if I'm remembering correctly. The reason I'm worried is because I'm taking a break from college, and have had multiple doctor appointments/tests done after I left, but I never had a problem with the insurance going through. I've made myself paranoid into thinking that the company may just not know, and is assuming I'm still in school and will randomly hit me with the costs of the testings and doctor visits if they saw I was not in school, or god forbid somewhere down the road my mother or I are in a serious accident and are dropped because of this. I know this happens all the time, the insurance agencies have people hired to find abnormalities in your history in an attempt to drop you and not have to pay the bills. So would I still be covered under my mothers health insurance even though I'm not currently enrolled in school under the Affordable Care Act? Once again I am 19 also. Thank you""

Where can hiv positive people look for individual health insurance?

if you're hiv positive and are currently covered with an insurance policy, but will be changing jobs where group coverage is not an option, what are your options for health insurance? are hiv positive people stuck in their jobs for life just to keep insurance? from what i've found, public insurance benefits only apply when you're dirt poor and have no home.""

Geico Car Insurance Refund.?

My uncle purchase a car insurance on April 13th, 2010. Now he does not want to keep his car or his insurance anymore, can we get a full refund for two payments of Geico?""

How much does it cost to visit ER without health insurance ?

Just wondering since I visited a hospital's ER couple weeks ago . Have not received any bills yet , I'm 26 yrs old , have a health insurance from blue shield california but the plan has almost $2000 copayment that I have to pay before I can take any benefit ... I visited the ER , did a X-ray , talked to a ER physician ... and that's about it . anyone knows how much I might have to pay for the visit ?""

""Car accident, no insurance?""

Hi, i got into an accident Friday. I was cut off on the highway and when I went on my breaks my car started to skid out of control due to ice. A car in the left lane struck mine. I am on my fathers insurance and found out when I called my insurance company to report the accident that my policy was cancelled last July. My car and registration and insurance is all in my dads name, i am just a registered driver. If the state of RI decides to fine me for not having insurance, or the other driver decides to sue me for it, will that go against my father or myself? Thanks.""

Home Insurance Check made out to myself & mortgage holder?

My home was damaged in a Hurricane Ike, I had estimates done and the insurance adjuster came out.  I just recieved the insurance check and it is made out to both myself and my mortage company.  Can I deposit this check into my bank account? I need to get my roof fixed before it rains again, because it is raining into my house!!!!

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