#education loan to study in uk

[elaneducationloans]

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[yash58]

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[sanketmishra564]

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[graddingeducationalconsultant]

Are Scholarships to Study Abroad Worth Pursuing?

Securing a scholarship to study abroad can be a game-changer for many aspiring students. It not only opens doors to prestigious institutions but also offers financial relief, making dreams of international education a reality.

Understanding the Requirements for Study Abroad Scholarships

Before diving into the application process, it’s crucial to understand what scholarship committees look for. Most scholarships consider academic excellence, leadership potential, and extracurricular activities as primary criteria. Additionally, some scholarships may focus on specific fields of study or target students from particular regions.

[jesicawilliamsm855]

Read IELTS latest news regarding the updates for 2023-24 Get knowledge about the latest format and know more about one skill retake to crack IELTS in one go

[videshseo-blog]

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[globaldreamz]

Are you ready to embark on an extraordinary educational journey abroad? Look no further, because we are proud to introduce the finest overseas education consultant in Pune! We are here to guide, inspire, and empower you as you take the leap towards a world-class education and limitless opportunities.

[education-abroad-consultants]

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[myglobaluni]

How Education Loans Can Help - Due to rising tuition and inflation, studying abroad has become more expensive. Students should, however, think about obtaining an education loan to help them independently finance their education. It is possible that utilising personal funds will diminish the parents' savings corpus, which they could otherwise use for a contingency. Taking out an education loan to complete educational goals while overseas frees up the student's time and reduces the parent's burden. In this blog, you'll learn more about how education loans help students finance their education abroad.

[am-i-the-asshole-official]

AITA for wanting to go to the college I want?

I (16m) went to an event organized by my school, with my mom and my dad. We found a college in Canada that was affordable and offered a good education, plus some benefits that made my mom love it. So we all thought "Okay, we're gonna try getting you there once you graduate".

Fast forward to me on Discord, I have a friend (35m) living in UK, and i excitedly told her about my plans of going to study in Canada and possibly get a citizenship there. I expected her to be happy but... she really wasn't. She told me that it would be harder for me to visit her to the UK once i'm 18, so she felt sad. She told me that she thought i'd look for colleges in the UK to try and be closer to her area. And I did! But in that event, since i study in a very expensive private school, the colleges attending are expensive as well. We already struggle paying for the school fee, taking a loan to go to that waterloo college would leave my family in bankruptcy like... Forever.

That college in Canada was cheap enough, i seriously tried to look for something affordable in the UK but god damn.

I told her that, yes, Canada and UK are apart, it doesn't mean i can't visit her, i can do it once a year! But she wasn't convinced, so i told her that sadly this decision was mostly final because my parents and I liked this opportunity, it's most likely i'll go there.

We haven't talked since then and I feel so guilty, should i keep looking for a college in the UK? I like the one me and my parents saw, but i feel like I'm TA for ignoring my friend.

What are these acronyms?

[elaneducationloans]

Understand what expenses your study abroad loan covers, including tuition fees and travel costs, essential for students seeking education loans for studying in the UK or Canada, providing insights into accessing financing for abroad studies.

[qqueenofhades]

Do you have any idea where all the money in education IS going? People talk about administrators, but their percentage of the overall budget seems lowish? Facilities are expensive, but often paid for with bequests, no? Where the hell is all the money going?

The same place it's going in every other capitalistic American enterprise: to senior executives, endowments, and other places that decidedly do not "trickle down" (because you know, it never does). See my many previous posts about how college costs skyrocketed starting in the 1980s and post-secondary higher education was transformed from something in which most of the costs were governmentally subsidized to something expected to be paid (at higher and higher levels) either privately out of the consumer's pocket or from thousands of dollars in student loans. Because you guessed it, Reaganomics.

I can tell you one place it absolutely is NOT going, i.e. salaries of faculty and staff, at least in the less capitalistically sexy fields of study. The university where I work never hurts for money in the business and law schools, but because I am in the humanities/education/history, yeah, our department's budget is not in great shape. Of course, yes, COVID hit the higher-education sector like crazy (as it did everywhere else) and universities haven't figured how to recover from that, but just as with the rest of America, it's a model that is designed to funnel the vast majority of profits, i.e. from skyrocketing student tuition rates and other increased fees, to the highly compensated senior leadership and very little to the academics who do the work that makes the place, you know, RUN.

This is a bugaboo for both me and every other academic I know, because (again, just as with the rest of capitalism) it doesn't HAVE to be this way. I shouldn't be trying to manage a department that has to rely heavily on adjunct faculty every quarter and doesn't have a sustainable long-term scheduling or research model, because we're so badly understaffed with core tenure-track faculty and they won't let us hire any more, while constantly cutting our budget and giving us laughable raises (mine, after getting sterling performance reviews across the board, was a whole... 72 extra cents an hour. I wish I was joking). There is money tied up in the institution and the establishment (and as noted, I work at a well-regarded and highly-ranked private university, so it's not a matter of not having enough), but the system distributes it in a way that is inequitable and results in enforced scarcity, especially in the humanities. It's not that there isn't money to pay us fairly, it's just that they have chosen not to, because they exist in the same capitalist system as the rest of the west.

This is why there have been strikes by graduate and early-career academics in both the UK and US (I have worked/studied/taught in both places, and they're both BAD for paying lower-level academics and even established-career academics), because they simply do not pay us enough to live on or build a career on (by a long shot, ESPECIALLY if you're the only person in your household and don't have shared expenses with a partner/roommate/several roommates). This is after most of us have several advanced degrees and the debt resulting from such. We get burned out, we can't make a living in this field, we leave, and it's hollowed out even further. So. Yeah.

[360degreesasthecrowflies]

Higher education and anti-social mobility; a 2024 rant

As an update to a post I made a while ago, I'm bloody annoyed with people shilling for current systems who either don't realize (because they haven't done an iota of researcch) or because they actually dont believe, that better systems could exist or have ever existed.

The context for this one; current university students in the UK insisting point blank that there are NO issues whatsoever with the current funding system whereby:

Any student (unless they are from a wealthy family) has to, in order to study any degree course, take out a loan of a minimum of £30,000, (for a three year degree) which, I may add, is over the national annual salary for the UK, and this loan has compound interest which starts accumulating from day 1 of the course date, not even after graduation, and that the value of this loan plus interest must then be paid back by the student, at a value of 10% after a certain boundary of their annual salary for the next 40 years of their life and can't be wiped by any means including bankruptcy.

"Oh, but the loan allows the people to go to university at all! Really, it's just a graduate tax!"

NO!

It's not 'just' anything!

In practice, what this says out of a group of 10 medical students, 2 of whom are from a wealthy family that can easily afford to give the student 10k a year to pay the annual fee upfront, is -

"You can all become doctors, the system will let you do that. But 8 out of the 10 of you will, once you graduate, only earn 90ish% of a doctor's salary for the next 40 years of your working life. The 2 of you who are already from wealthy families though, you can earn a full 100% of a doctor's salary. Yes, despite the fact that you will all be doing the exact same job."

How did the system work before, then?

Well, whoever wanted to go to university firstly didn't have to take out a loan at all. The government paid students to go to university, because it wanted to incentivise people to get qualifications in order to upskill the country and create better systems to keep the population more advanced; as well as benefit from the higher taxes that the higher earners would then pay back into the system.

Nowadays, it's just greed all the way down.

The government still benefits from the higher salary each doctor gets coming back as tax. Then they get their compound interest from each doctor not from a wealthy family, coming back in as extra income. The doctors already from wealthy families, well, they just get to keep the rest of their full salary and put it towards whatever they like, thus guaranteeing that generational wealth continues and there's very little capacity for the children of this generation of doctors to be able to break the cycle.

And yet instead of being up in arms about this and DEMANDING better, because they are already preparing to serve their country by becoming higher earners and paying more in taxes, for some reason, a significant chunk of students seem to just accept this system.

I'm mindblown.

[findingmypeace]

So this is about my baby brother and why I am so proud of him. First, he was born when I was 16 and now he’s all grown up. So sad and so cool. How did we become adults?! Second, he has always been very high achieving despite a few recent disappointments. He graduated from undergrad with a 4.0! I don’t remember his actual major but it was related to history and/or linguistics. He is fully fluent in the Icelandic language and he is obsessed with the history of Iceland.

And now, like I said, after a few recent disappointments, his new goal is to attend grad school in the UK! I think he applied to 4, maybe 5, UK universities. I believe (but I’m not positive) he got into all of them. First, he got into University of Glasgow but that wasn’t his first choice. So few weeks ago I found out he did it! He got into his first choice! The University of Edinburgh. I am overjoyed for him. I am so excited and so very proud of him. And, lol, guess what he wants to study? Medieval history with a focus on Iceland. (Or maybe it was Scotland?) But specifically ancient and medieval cultures. He told me what he wants to do with degree but I can’t remember. When my sister was visiting a few weeks ago she and I were joking that he could be an international ambassador. But, actually, I think he said something more related historical research.

And then a sad thing. :(  He decided to defer for a year so he could work and save money to pay for tuition. I did my grad school education through student loans. He and I had a discussion about it and although he didn’t rule it out I get the feeling he’s rather not use student loans. So then, does anyone in the US or UK know how to get funding for a University level education in the UK? I really want to help him achieve this goal. I’m going to do my own research but I thought I’d also ask here since all of us live around the world.

Anyway, I am so, so proud of him! He will always be my ‘baby’ brother but now he’s a fully grown, smart, intelligent, and amazing adult. Despite the stuff with my parents I love my family and I love seeing them succeed or experiencing exciting milestones in their lives. I really, really hope this works out for him.

[scholarsdirect]

-:Education and employment in UK:-

Employment and education are vital components of the social and economic structure of the United Kingdom. Higher education, further education, and primary and secondary education comprise the three main sectors of the UK educational system. State-funded and private schools are available for children between the ages of five and eighteen who must attend school. Students in the UK can pursue a range of degrees at prestigious universities. Higher education is expensive, and in addition to tuition, students may be qualified for government loans to assist with living expenses.

Regarding jobs, the labor market in the UK is broad, competitive, and includes a lot of different industries. Opportunities for employment differ by industry and region, but London and the South East have a wealth of options. Workplace laws, such as those pertaining to minimum wages and anti-discrimination, protect employees' rights. Job seekers can look for openings via websites of businesses, government agencies, and online job boards; they frequently rely on networking to increase their chances. Contracts for employment come in a variety of forms, from permanent jobs to gig economy jobs that are temporary or self-employed. For those who qualify, the UK also offers unemployment benefits like Jobseeker's Allowance or Universal Credit. There is a progressive income tax system in place, with wages varying according to industry, role, and location. Income tax and National Insurance contributions are subtracted from employees' earnings. It is noteworthy that policies and regulations pertaining to education and employment are subject to change, and there may be variations in the details between England, Scotland, Wales, and Northern Ireland, as each region has varying degrees of autonomy in these areas.

To know more:- https://scholarsdirect.com/study-in-uk/