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noragaur · 11 months

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Financial Goal and Investment planning tool | Recipe Self-Service

Take control of your financial future with Recipe Self-Service. Generate a financial score, understand your risk-taking capacity, create action plans, and get a 360 financial report. Plan for emergencies, insurance, debt restructuring, savings, and investment goals.

#financial tools #investment planner #financial score #risk-taking capacity #action plans #emergency fund

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incognitopolls · 8 months

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We ask your questions so you don’t have to! Submit your questions to have them posted anonymously as polls.

#polls #incognito polls #anonymous #tumblr polls #tumblr users #questions #miscellaneous polls #submitted nov 21 #money #finances #financial #credit score #personal finance

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bitchesgetriches · 5 months

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Hello bitches. I have a question about credit card usage. Right now, I only use my credit card for a singular subscription, and my credit is pretty decent. But do I need to be using more credit to boost my score? I'm concerned about keeping it in good standing, but to be honest I'm scared of using the card more because I don't want to fuck it up and ruin my credit.

No need to use the card more! As long as you're using it regularly (once a month for a subscription counts) and paying it off every billing cycle in full and on time, you're doing great.

There are other ways to boost your score, however, that don't involve changing your habits at all:

How to Instantly Increase Your Credit Score... for FREE

{ MASTERPOST } Everything You Need to Know about Credit and Credit Cards

Did we just help you out? Join our Patreon!

#credit #credit card #credit score #financial planning

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hestiasroom · 9 months

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does anyone else's mom think they are "mean" for having boundaries? or is that just my mom?

#me: maybe there is a reason none of his 4 daughters speak to our cousin anymore. should we really invite him over to christmas?#my mom: i'm not ignoring red flags. i just don't feel the need to be so mean and not invite him over anyway!#me: okay.#she is so completely attracted to weak and failed men #the more they use her the more she wants to be around them #it's like... have you not noticed that this man only calls when he needs money or rides or a free caretaker???#she will literally ALWAYS find the money to take care of men like this but will happily screw me and my credit score over if she doesn't #feel like paying a bill that month #literally my score is a 542 right now and i have mommy dearest to thank for that along with my own stupidity in trusting her not to be #an idiot when it comes to money but she will never change on that front #lol but she found a way to give thousands to my dad this year #it's honestly like she HATES any woman who is competent and not serving men #it's like she thinks it's her duty to harm herself financially to care for men

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devvystrategy · 10 months

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Kindly contact me to tell you more about how to reach you fundraising goal

Are you looking for who to enlighten you on how to achieve your fundraising goal kindly contact me through this link fiverr.com/devvy_strategy

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indianfasttrack · 1 month

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Worldwide Insurance Companies along with detailed information

Gathering a complete list of all insurance companies worldwide, along with detailed information about each, is a vast and complex task. The number of insurance companies globally is in the thousands, varying across regions and industries (life, health, property, casualty, etc.). Additionally, companies frequently merge, change names, or cease operations, which makes maintaining an up-to-date list…

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aethratix · 1 year

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This does not make any sense.

#There is no clear reason why they would reject me #Not only my score in the exam but also my grade history is better than of their average student #Not only that I also have plenty of extracurriculars it can’t be that either #Is it because I applied for financial aid

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powerfulkicks · 2 months

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new discourse about how dating someone with a lower credit score than you creates an unhealthy power dynamic and is therefore abusive

#yikes..... his credit score is literally 100 pts less than hers 😬😬#why is no one talking about how disgusting this is??????? *two screenshots of credit karma app*#hmm... thinking some people could twist and misconstrue this to say i'm making light of financial abuse #well if you do that you're stupid. bye!

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fastlane-freedom · 1 year

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10 Money Rules to Learn by the Age of 25 – Fastlane Freedom

Financial literacy is a crucial life skill that often doesn’t receive the attention it deserves in traditional education. Age 25 is a big deal because it’s when many people finish school, start working, and have to make important choices about their jobs, money, and relationships. It’s a time when taking care of your money becomes really important, and you should start saving and planning for the…

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#investing for beginners #wealth building #money #budgeting tips #debt management #money laws #emergency fund #income diversification #investing money #spending money #habit of saving money #money management #financial independence #credit score #money makes money #money rules #financial goals #money tips #financial literacy

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financecreditcard05 · 4 months

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Kviku a non-banking credit organization that offers online loans in spain. 🇪🇸

providing hassle-free online loans to meet your urgent financial needs.

Instant approved : Finance Apply now

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ghostlynimbus · 5 months

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I want a Westworld inspired au rn.

#im thinking #for a harringrove one #billy as a robot and steve as a guest of the park #and for hellcheer...#chrissy as a robot #and eddie whose agent scored him and the band free tickets as a bonus for some deal #hmmm....#ghost.txt #fic ideas #i havent seen westworld in ages #and i never finished it #i should rewatch and try to finish it #ah or maybe i want steve as a robot #who is programmed to be protective and kind #and billy who is at the park with his father (and susan and max) for some reason?#i dont normally like changing the hargroves financial situation that much #but like #the thought of billys reaction to chivalrous cowboy steve stepping in when neil goes off at him??#lots to think about

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noragaur · 11 months

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Free Financial Goal and Investment Planner Tools | Recipe Self-Service

Don't miss out on your savings opportunities! Recipe’s Financial Goal and Investment Planner's Save Prompt feature sends you customized alerts and recommendations to help you save more efficiently and reach your financial goals faster. Try it today.

#financial planning #investment tools #financial score #risk appetite #action plans #360 financial report #goal planner

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bitchesgetriches · 2 years

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One of the most common questions we get here at Bitch HQ is “… creeeediiiiit??????” And that’s not surprising! The system of credit reporting, credit scores, and credit cards is hella confusing. It’s also pretty fucking classist, racist, and ageist… by design. Heckin’ scary, man!

So to fulfill our mission of [checks notes] sticking it to The Man by democratizing financial acumen, we’ve written and said a ton on this topic. Here it all is: our primer to understanding and managing your credit so you can use it to get ahead… or at least prevent it from getting you down.

Understanding credit

Dafuq Is Credit and How Do You Bend It to Your Will?

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash?

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Ask the Bitches: What’s the Difference Between Credit Checks and Credit Monitoring?

When (And How) To Try Refinancing or Consolidating Student Loans

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name

Using credit

How to Instantly Increase Your Credit Score

How to Build Good Credit Without Going Into Debt

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt

Season 1, Episode 3: “My Parents Have Bad Credit. Should I Help by Co-signing Their Mortgage?”

Season 3, Episode 2: “I Inherited Money. Should I Pay Off Debt, Invest It, or Blow It All on a Car?”

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

Credit cards

A Hand-holding Guide To Getting Your First Credit Card

63% of Millennials Are Making a Big Mistake With Credit Cards

Let’s End This Damaging Misconception About Credit Cards

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?”

We’ll periodically update this masterpost as we continue to write tutorials and answer questions on credit. So if there’s anything you’re confused about, keep the questions coming!

And if we’ve helped you increase your credit score or pay off your credit card debt, consider tossing a coin to your Bitches through our PayPal. It ensures we can pay our lovely assistant and keep bringing you free articles and episodes like those above.

#credit #Credit Cards #credit card debt #credit score #credit report #money tips #money advice #personal finance #financial literacy #debt

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zemnarihah · 6 months

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i think one of the worst feelings in the world is having uncertainty about your living situation it is literally so stressful and there's like... not much i can do right now...

#so k is still planning on moving and may be leaving the 16th of may. but doesn't know for sure. but apparently the apartment she wants says #she has to notify our apartment now that she will be leaving which means we both have to sign something that says she's leaving and i'm #taking responsibility for the lease.... and she doesn't know that she has it yet so she doesn't have someone to move in and take her spot.#i'm trying to get my friends to move in but idk if they will probably not. regardless if k leaves and we don't have anyone then i like #legally have to pay the full rent. i don't think she would leave me hanging like that but also i feel so uncomfortable betting my whole #financial situation on that because i would LITERALLY get evicted. like i cannot afford that under any circumstances. sooo.#and on top of that i'm still so scared that i'll end up with a roommate i don't like. ik that's like not even that big of an issue like i've #had that before and i'll survive but i don't want to have to deal with that like ik im being a baby but i just feel so scared about the #whole thing #like i kind of want to say no to signing the thing but that would screw kate over and definitely blow up our friendship but i really don't #feel like our friendship is in a place where i feel like i can trust her with like. my whole entire bank account and credit score. bc like.#that's what's at risk.#idk i'm gonna talk to her about it and just make sure that there's no other way and make sure that she promises to pay her part of the rent #until someone takes it over. and also probably talk to my parents and see if they're willing to bail me out if she DOES fuck me over... i'm #99.99999% sure she won't but. idkkkk my brain is just nagging me abt that one little chance...

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elytrafemme · 1 year

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happy talking shit about college board day <3

#i am rather proud of my scores and they do help me a lot #however i can separate pride in myself with the rage that CB exists #and right now the rage is fucking winning #ohhh CB is my favorite little 'non profit' that moves around payment deadlines to specifically fuck over ppl w financial plans <3 #and force people to pick between extracurriculars and AP tests <3 only to maybe never get credit for them <3 #and possibly have to retake an even more expensive class <3 #complaining abt it on IG tho sucks bc i know damn well everyone following me is like crying over 4s and its like #i mean. i get it. but also no i don't get it we are not on the same page here #like CB benefits students like me explicitly and i know that. i have not suffered much at the hands of AP #but brother talk to me when you've gotten a 2 on a few exams LMFAO

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immawritethat · 8 months

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Okay dumb personal post but like so. I've been struggling with credit card debt for like. Well, I suppose probably 4 year but really mostly 2 or so years and it's been just continually racking up because I Am Irresponsible (and had a pretty bad online shopping addiction that I have mostly curbed now) but I used my tax returns to fully pay off one card and if I'm responsible, I'm on track to fully pay everything off by the end of the year while still managing my car payment, which means I can finally actually buckle down on saving to move out and I'm so like relieved I have a reasonable and manageable plan?? I just sincerely hope I can keep a hold of my spending after everything is paid-

#kirsten babbles #personal stuff #its not like I've ever maxed out a card #and it's like not terrible debt #but it's not good #i think at my highest ive had maybe somewhere between $5-6k owed #but rn it's at about 3.3k #which is still like #objectively a lot #that's about 3 months of pay #but I've never missed a payment and i have a good credit score #im just a moron who made bad calls #but i am trying to learn financial literacy and budgeting #so i can like not live with my parents forever

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