#fireblog

[marzipanandminutiae]

Sorry if this is inappropriate, but I was kinda wondering what caused your house fire? What to avoid doing the future if it was preventative ya know

My housemate's e-bike battery was charging in their room, and combusted. I was at work; thankfully everyone else got out safely. But we all lost our apartment and most of our personal possessions. The bike's owner lost literally everything- they were in the shower and escaped wearing only a towel. Their room looked like a crater; that's not an exaggeration.

I support electric vehicles as part of the fight against climate change, but I REALLY need people to be aware of the risks. The lithium ion batteries they use are not like the one in your phone or your computer, or even in an electric car. While any of the above can catch fire, it seems like the ones in e-bikes and e-scooters are more likely to at the moment. And the fire burns hot and fast- I've heard conventional extinguishers can't even put it out, though I don't know much about that. This wasn't an off-brand bike or battery, either. It was by Rad Power, a well-known and popular company.

Follow all the recommendations for charging the batteries: on a flat surface, attended, and DO NOT leave them plugged in past full charge. That can help, but since this battery was not fully charged when it exploded, I strongly recommend charging them outside if at all possible. I believe some people do it inside an enclosed charcoal grill, the round sort with a cover? The cord would have to stick out but it's still SOME sort of protection in case of fire.

Personally, I will never live in a house with one again, but I have Trauma Reasons and some people need them for cheap reliable transportation. I get that. They're here to stay. We just have to protect ourselves until the technology gets past its teething troubles.

Close your bedroom door when sleeping and when you leave the house. I lost a lot, but my room was the least damaged because my door was closed- the fire literally skipped over my room and up through the ceiling crawl-space.

Beyond that- basic fire safety, I guess. Don't leave candles unattended, etc.

Take care of yourselves, people. Trust me, you don't want to go through even a nonlethal house fire- and this was the best-case scenario.

[theoxvest]

Finally finished Wyrdwood ep 1 today. I really really liked it. I love the vibe of the show. I'm looking forward to the debt mechanics. I liked the fact its set up has a lot of gears in place already. I liked that combat was actually a challenge. This is gonna be a banger for me.

Now onto the PCs

Right now Happen is my fav. When I saw the initial character art and thought Luke was going to be playing some stoic steathly ranger I was disappointed, but seeing the real Happen in action was great. Rangers are my class so that was exciting. Mostly though just this weird little luck pervert is so much fun. The sprites are such a fine choice, the Cadence die is high stakes, and his joy at the crits is such a fun way to make lore around mechanics.

Willowfine is such a treat. Its so nice to see a genuinely nice oxventure character who is just here for the right reasons. Playing against the normal violent or evil magic loving previous characters Jane has played does so much to keep her unique.

Cressida is awesome. My favorite Ellen performance was as Merilwen in Corozans body where she was way more cocky and self obsessive than normal. This scratches that itch perfectly. I love that this women is more knowledgeable about cities and high-class events too. I love when a characters backstory specifically gives them information the others just would never know.

Robin/Morven is probably my favorite Andy character(s). Genuinely so different from any character type oxventure has tried before. I love this concept and mystery so much and am excited to see where it goes. .

Lug is neat. I hope we get to learn more about him as the series progresses. So far its been fun to see Mike play the straight man in a team for once. Also just being a fireblog is very fitting for this campaign setting.

[rapscallia-kit]

I found my prized artwork. This is Maverick, an NPC for a dnd game a friend ran.

[fireblogger]

Common Money Mistakes

Disposing of disposable income. As you move into the corporate world, or your trade, or even get a promotion at your current job you may start seeing more money coming into your account. Bigger paychecks, better benefits, maybe even bonuses. You’ll probably also start seeing some bigger temptations. When I first started getting a decent paycheck my temptation was to go to the mall and shop at stores like JCPenney’s or Torrid. Now, I spent my entire life buying clothes at second hand stores a couple shirts and pairs of jeans a year. So Torrid’s nice business clothes? That was fancy. I went, I found a brand they carried that I liked quite a bit and I bought several shirts and a few pairs of pants, a blazer with some blouses Maybe spent a couple hundred over a few months, now it would not be exaggerating to say that’s about how much I had spent on clothes my entire life. ($10-15 annual budget 6th grade onwards). And at first it was nice, I was so happy to have made it to the point where I could go out and buy myself a nice shirt. And you know what, that was nice. But it didn’t make me happy in the long-term. After two or three months I stopped going – because sure now I had some nice shirts and business clothes, but I never really wore them. Instead, I started buying Gildan brand shirts online from shops like blankapparel. They’re $2-3 heavy cotton shirts that last forever and are really nice quality. All that disposal income I had been disposing of on clothes was rerouted to high-yield savings accounts instead.

Spending too much on housing. Now, I’m a sucker for an apartment with a washer and dryer in the unit. When I bought my duplex literally what I was most excited about was the fact that there was a washer and dryer. I’m not kidding the first night I drove up an hour from my apartment just to do half a load of laundry. So I can absolutely understand wanting to spend extra on a location with a washer and dryer – but the question is how much extra in my area a washer and dryer can increase rent by ~$100/month if not more. The rule I’ve heard several times is to spend less than 30% of your income on your housing, however that percent is greatly dependent on the cost of living. My rule of thumb – get the cheapest livable place you can find with as many roommates as you can stand. I spent years wishing I had a washer and dryer and instead spent years saving that extra $100 a month (well $50 since I had at least one roommate). So my advice is to find somewhere that’s close enough to your job/school that you can still get there with heating/cooling/no pests and to start saving money from there. Of course, if having an really nice apartment, or having privacy with no roommates is important to you take that into consideration. Just make sure you are considering the future value of that extra rent money instead of just the present value.

Debt. Emergency funds are important, and everyone should have something even if it’s not the 3 – 6 months salary that’s often recommended. Honestly, even an emergency $100 could be very important to have. Some people will use credit cards as their emergency fund, this should be your absolute last resort. Credit cards have very high interest rates, which means that any expenses paid for on a card will grow at an alarmingly fast rate. Say you have a sudden $500 expense, and you have a 24% APY credit card. That means that you will need to pay an additional 2% of interest every month. But because that 2% of interest is compounding it’s not the same as adding $10 every month, instead it’s adding $10 of principal. Which means that your next 2% interest add is 510 * 1.02 rather than 500 * 1.02. Let’s say in this scenario that you make a payment of $15 a month towards your $500 debt. It will take you 56 months to pay down the balance, and you will end up paying over $332 in interest. Making your total cost closer to $832.It will take almost two years before your $15 payment goes more towards principal than interest! Now imagine spending that $500 on a new phone, or pair of shoes, or some other non-essential non-emergency. It’s a bad idea.

Not saving for Retirement. Now this whole blog is geared towards early retirement, but that’s not everyone’s cup of tea. Maybe you like your job. Maybe you don’t mind your job and prefer living at a certain income level rather than trying to save every penny for retirement. Maybe you’re early in your career and don’t feel like you make enough to save for early retirement. You should still be saving for retirement. The greatest asset we have is time, and investing earlier even if it’s in small amounts, gives it time to grow. A $1,000 invested when you’re 25 can grow to be double what $1,000 invested when you’re 35 would. Even if it’s only a few dollars a week start investing early, brokerage platforms like Robinhood have very low minimums and you can invest in funds or ETFs on it.

If you invest, don’t be conservative. I had this problem when I first started investing. I let an older finance manager invest my first $3,000 with the understanding that it would be a retirement account. HE PUT IT ALL I N BONDS???? Okay, I’m young, I should be focused on growth with most if not all of my funds in stock. They’re higher risk, but if I’m planning on holding them for 20-30 years that risk is greatly mitigated. I lost over a year of growth before I realized that the retirement fund he had put my money in was intended for people in the 50s to 60s that already had a decent amount of value and now needed lower risk and lower growth investment vehicles. Since I moved my portfolio out of bonds and into stocks it has nearly doubled, the red line is when I realized my mistake and switched my funds into a stock portfolio.

Go big or Go Home!

[firereblogger]

Common Money Mistakes

Disposing of disposable income. As you move into the corporate world, or your trade, or even get a promotion at your current job you may start seeing more money coming into your account. Bigger paychecks, better benefits, maybe even bonuses. You’ll probably also start seeing some bigger temptations. When I first started getting a decent paycheck my temptation was to go to the mall and shop at stores like JCPenney’s or Torrid. Now, I spent my entire life buying clothes at second hand stores a couple shirts and pairs of jeans a year. So Torrid’s nice business clothes? That was fancy. I went, I found a brand they carried that I liked quite a bit and I bought several shirts and a few pairs of pants, a blazer with some blouses Maybe spent a couple hundred over a few months, now it would not be exaggerating to say that’s about how much I had spent on clothes my entire life. ($10-15 annual budget 6th grade onwards). And at first it was nice, I was so happy to have made it to the point where I could go out and buy myself a nice shirt. And you know what, that was nice. But it didn’t make me happy in the long-term. After two or three months I stopped going – because sure now I had some nice shirts and business clothes, but I never really wore them. Instead, I started buying Gildan brand shirts online from shops like blankapparel. They’re $2-3 heavy cotton shirts that last forever and are really nice quality. All that disposal income I had been disposing of on clothes was rerouted to high-yield savings accounts instead.

Spending too much on housing. Now, I’m a sucker for an apartment with a washer and dryer in the unit. When I bought my duplex literally what I was most excited about was the fact that there was a washer and dryer. I’m not kidding the first night I drove up an hour from my apartment just to do half a load of laundry. So I can absolutely understand wanting to spend extra on a location with a washer and dryer – but the question is how much extra in my area a washer and dryer can increase rent by ~$100/month if not more. The rule I’ve heard several times is to spend less than 30% of your income on your housing, however that percent is greatly dependent on the cost of living. My rule of thumb – get the cheapest livable place you can find with as many roommates as you can stand. I spent years wishing I had a washer and dryer and instead spent years saving that extra $100 a month (well $50 since I had at least one roommate). So my advice is to find somewhere that’s close enough to your job/school that you can still get there with heating/cooling/no pests and to start saving money from there. Of course, if having an really nice apartment, or having privacy with no roommates is important to you take that into consideration. Just make sure you are considering the future value of that extra rent money instead of just the present value.

Debt. Emergency funds are important, and everyone should have something even if it’s not the 3 – 6 months salary that’s often recommended. Honestly, even an emergency $100 could be very important to have. Some people will use credit cards as their emergency fund, this should be your absolute last resort. Credit cards have very high interest rates, which means that any expenses paid for on a card will grow at an alarmingly fast rate. Say you have a sudden $500 expense, and you have a 24% APY credit card. That means that you will need to pay an additional 2% of interest every month. But because that 2% of interest is compounding it’s not the same as adding $10 every month, instead it’s adding $10 of principal. Which means that your next 2% interest add is 510 * 1.02 rather than 500 * 1.02. Let’s say in this scenario that you make a payment of $15 a month towards your $500 debt. It will take you 56 months to pay down the balance, and you will end up paying over $332 in interest. Making your total cost closer to $832.It will take almost two years before your $15 payment goes more towards principal than interest! Now imagine spending that $500 on a new phone, or pair of shoes, or some other non-essential non-emergency. It’s a bad idea.

Not saving for Retirement. Now this whole blog is geared towards early retirement, but that’s not everyone’s cup of tea. Maybe you like your job. Maybe you don’t mind your job and prefer living at a certain income level rather than trying to save every penny for retirement. Maybe you’re early in your career and don’t feel like you make enough to save for early retirement. You should still be saving for retirement. The greatest asset we have is time, and investing earlier even if it’s in small amounts, gives it time to grow. A $1,000 invested when you’re 25 can grow to be double what $1,000 invested when you’re 35 would. Even if it’s only a few dollars a week start investing early, brokerage platforms like Robinhood have very low minimums and you can invest in funds or ETFs on it.

If you invest, don’t be conservative. I had this problem when I first started investing. I let an older finance manager invest my first $3,000 with the understanding that it would be a retirement account. HE PUT IT ALL I N BONDS???? Okay, I’m young, I should be focused on growth with most if not all of my funds in stock. They’re higher risk, but if I’m planning on holding them for 20-30 years that risk is greatly mitigated. I lost over a year of growth before I realized that the retirement fund he had put my money in was intended for people in the 50s to 60s that already had a decent amount of value and now needed lower risk and lower growth investment vehicles. Since I moved my portfolio out of bonds and into stocks it has nearly doubled, the red line is when I realized my mistake and switched my funds into a stock portfolio.

Go big or Go Home!

[fire2021blogs]

Cooling, Starvation, Smothering, Chain breaking mechanism With Water Merits And Demerits full explained

Cooling:- This means removal of heat this can be achieved by the use of water. Generally 'A' class fire can be extinguished by this method.

Starvation:- Removal of fuel. this can be achieved by cutting out the fuel supply to the fire. This can be achieved by physical removal of fuel e.g. pumping out the fuel from the tank on fire or isolating the supply valve etc.

https://lokeshbloger1996.blogspot.com/2021/05/cooling-starvation-smothering-chain.html

[p4ssion4te-fl4mes]

poll

im insecure, here

http://www.strawpoll.me/19818975

[marzipanandminutiae]

It’s just dirt that can be cleaned off, but my vintage Barbies are giving “the end of Heathers” vibes

[cor-ardens-archive]

fireblogging

[grenade-maid]

Tonight the fire crew is set up with a hotel, and I got assigned to share a room with one of the other women. Those words alone don't look like anything special, but holy fuck I am moved nearly to tears by this. Just two years ago I was barred from fencing in a women's tournament for being trans. Yet here we are now, no questions, no comments, I am just a woman who is welcome among other women.

[domenicoraguseo]

cybercrime brasil

[heroburned-blog]

🔥FERN AND FLOE ARE BOTH LAME NERDS

[firefrightfic]

Today I finally read your Tumblr description and oh my god I feel like I've just discovered that a friend has a whole second life. I can't even begin to think of you as Crumpeting, you're Fire! It's who you are!

Ha! Yeah, Crumpeting is an older name from before I started delving into DC fandom. I have been thinking about changing it possibly, maybe to fireblogs or something like that? XD Firefright by itself was already taken sadly, hence why this one is firefrightfic.

[nebulagay]

Okay so the six characters thing! 1) Lup and Barry together, in part because I know you love them and I think of you when I see them and in part that their love itself as ur vibes 2) Toph bc earth hands and also fuck around and find out 3) Sasha tma... idk why but vibes 4) Link :) 5) master fireblog bc hell yeah 6) Vanya The Umbrella Academy (I know u don’t go here but trust me she’s wonderful and I lov her and I lov u)(if you don’t wanna draw her u can separate Barry n Lup) 💕💖❤️

I am GONNA do this. it might take me 8 years like the last one but I will. bc I love this. :)

[p4ssion4te-fl4mes]

*healing green fire attacks*

u rite…. i’ll try to come up with something th4t involves th4t