#for student loan interest

[swan-orpheus]

Crosshair in The Bad Batch was me filing my taxes fr.

Them (i.e. the Federal Govt): there's going to be another fine...

Me: I filed single and 0, you have got to be f******g kidding me.

[leaves-lilies-and-esther]

Just found out that women have to borrow more to pay for college, and then take longer to pay back their loans. Parents save more money for their sons, because of the breadwinner gender role. Colleges avoid taking too many girls into their classes and give boys' applications a second look. Once in college, girls are more likely to send money back to their parents to help support them (the same parents who saved less for their college education, because sons are the breadwinners...). Lots of female dominated professions like nursing require degrees, but any field with 'too many women' pays less. Once they're in the field, even if it is male-dominated, women are again paid less than their male counterparts (women are more likely to be penalized for asking for raises etc, and more likely to be overlooked for promotions). If they become mothers, that sets them back even further.

But men still complain that there are special scholarships for women. Lol.

Sources:

Colleges avoid taking too many women:

https://www.nytimes.com/2023/09/08/magazine/men-college-enrollment.html

All other statistics:

https://www.stlouisfed.org/-/media/project/frbstl/stlouisfed/files/pdfs/iee/eei/wocstl-stlfed-03-nov-2022.pdf?sc_lang=en&hash=67A421B90B88E88EA3DF5FCBBFDCD4AE

[nattousan]

Hey, student loans payments are coming back in October, you should know about the SAVE plan.

this is america-centric but pls spread this around if you think any of ur mutuals could use the info.

If you're currently shitting yourself thinking how you're gonna start making student loan payments again, I suggest taking a deep breath, first off. Get comfy, put on some music and strap in.

If you got your student loans through the Federal Student Aid program FAFSA, then you can apply for an IDR (Income Driven Repayment plan) called SAVE.

what is SAVE?

This got my $115 monthly payment down to $40 a month, if you don't work or you can't afford much, this has the potential to reduce your payment even further.

Alls you need to do is go to https://studentaid.gov/idr/ and log into your federal student aid account, there's a section for both first time applicants and returning borrowers who previously may have had an IDR.

Even if you've done an IDR before! Look into the SAVE plan!! It forgave about 10k of debt for me!

Anyway, first time applicants can click the first option, "Apply for an Income-Driven Repayment Plan" and just go through and answer all their prompts, make sure you have all your financial information on hand (tax returns, most recent pay stub, etc) and go through the prompts until it gives you the option to apply for the SAVE plan. CLICK IT!

It should let you know at the end exactly how much you'll be paying per month and you should get an email confirmation as well. Any account specific questions should be directed to their call center +1 (800) 433-3243

GOOD LUCK AND BE PATIENT, THE SITE IS SLOW AS SHIT.

DON'T GIVE UP! I BELIEVE IN YOU!!

if you have any questions feel free to DM me btw

[alighterwithlove]

if you talk to the average conservative voter, they'll always talk about their conservative representative with unabashed enthusiasm. "this guy is supporting my rights!!!!!" even when the representative is very much not supporting their voting constituents' rights in some cases (ie. poor white ppl not realizing they're getting poorer because of their representative)

and I bet that's why conservative candidates are so good at winning. any person listening to their voters only gets a great impression of the candidate.

and if you talk to the average liberal/leftist voter, they all hem and haw. "oh yeah, I voted for them but they're Okay, they're Disappointing. they haven't done this. they haven't done that." and I bet if you fucking pressed them to state some Good Beneficial Legislation they've passed, either the voter 1. can't name any, or 2. has to attach caveats. ("yeah biden passed student loan forgiveness BUT not ALL loans were forgiven")

why aren't we ever excited about incremental progress. why aren't we cheering to the sky about every win. maybe more people would vote if there was genuine excitement, the same type of excitement that conservative voters seem to have about anything labeled "conservative".

I'm just so fucking tired of hearing ppl be like "I'm just disillusioned with my leftist representative" EVERY TIME but are DEAD SILENT on the small victories, the progress. conservatives know how to do this, and that's why they build momentum into the next election. why does this seem impossible for the other side.

[cathuniverse]

https://gofund.me/8eb9ca29

I'm in a tight spot for the next couple of weeks. Anything you can do to help even just a boost and a share that would be swell.

[rav3nmuse]

Are you going to finish your webcomic I can't find any black webcomics and yours looks promising. If you finish it I will read it. I tried looking and all I see are Asian and white people as per usual.

Hi, I think you’re referring to this post - that story is by @onyichii i. I don’t make comics currently. I just read a lot and illustrate on the side. You’re in luck I’ve been wanting to make a post about black & brown FL in webcomics. I’m always on the hunt for more webcomics with black leads! These stories can be found on Webtoon ( I know there are stories on tapas - I just don’t like their coin/ink system at all so I very rarely visit). Here are some of the tropes — romance, supernatural, mystery, magic, adventure. I’ve linked the webtoons and the creators behind them - please follow them and support them if you can! ( I might add descriptions for these titles later on but I’m tired so here are links and photos for now )

Here you go:

LMLY by edbe

The Blind Prince by cozycroww

Mad Mortem by Beholden8

Dom & Mor ( GL ) by DyeMeLikeASunset @dyemelikeasunset (I love these two so much )

High School Neoma by orror0

Rose & Sol by nemui_Jelly

21st Century Knights by Plastic Bottru

Holy Hell by Marilyn Hightower

Helja and the Lich King by Ya Big Palooka @heljacomic

He’s Harmless, I Swear by Basil the Bear

Dagger to the Heart by oori

Shinning Star ( GL ) by marshiyan

Heart of Gold by notashleynine

P.E.T.S ( GL ) by Gyxks

Cupid 101 by tanaeart

Pippa & Levi by Onyichii ( sadly this story is discontinued but please support the author in their later projects to come )

Wooow such a large list! Can you believe there’s more im missing ( I’m tireeeed and keep remembering other stories) but hope you all enjoy. I will make a part 2 later on.

[jakeperalta]

student loan debt is so weird every so often I just log in to my account and go hmm.. that's a whole £72k of debt... and then continue my life with it not affecting me in the slightest

[britneyshakespeare]

you know someday i'm gonna feel so good when i have my student loans paid off

that ain't gonna be soon, trust me, but i think about it

[thirdtimed]

shyly pokes head........ would any one here potentially be interested if i ever opened commissions.... 🙇

[muirmarie]

I put my private student loans on autopay, and really only pay attention to them come tax time, and while this is absolutely not my biggest student loan, this email truly came out of nowhere for me?????

May you also have your debts paid before you know it!!!

[askinnyblackman]

when will neoliberalism end. i'm tired

[vanity-complex]

Every once in awhile I learn just a little tidbit about America that makes me hate it here even more. Todays dose is that prisoners still have to make payments on their student loans while incarcerated 🥰

[superfallingstars]

i've done commissions in the past for other fandoms and i've been wanting to start doing them again for awhile now. (also considering i've racked up about $1000 in medical bills in the last few months well. there's no time like the present!)

my previous fandom commissions have mostly been centered around ocs which is not really the case for this blog... so i just wanted to gauge interest and see whas going on, ya know

[ordei]

Upsetting that being an adult comes with responsibilities and bills and I can't just spend my money on fun stuff I want to do or buy

[allgremlinart]

WAAAAAGH I CANT TAKE IT ANYMORE (<- has incredibly specific computer and gaming system combination that means I cant play any of the video games I want to)

[karliahs]

hey so after reading through your entire ao3 account i just have to tell you that you’re hands down one of the most moving writers i’ve read in a long long time?? i guess i was just wondering what kinds of things influence your writing style and if you have any favorite books you’d recommend!! basically your prose is incredible and i would absolutely eat up more of it/anything like it

💛💛💛💛💛💛 this is such a sweet message and i can't tell you how happy it made me!! that means a great deal to me that you like my stuff enough to want to read more things like it

i don't necessarily know that there are writers who i feel like i'm emulating with my prose/writing style, or who i feel are similar to me. it's kind of hard to see that stuff with your own work, maybe? BUT i will absolutely ramble about some of my fave authors/books that i think everyone should read

i do think my stuff is influenced by the fact that i have read a lot of children's fiction - i studied children's lit a fair bit at uni and it's what i wrote my undergrad dissertation about. and while i know adults read/enjoy my work as well as teens, i think i take a fair bit from the children's/YA world in terms of writing about big/intense topics but gently

one of my fave children's authors and authors in general is frances hardinge. she is just...christ. her imagination, her world-building, her characters. one of the best things a book can do imo is take you to a really dark place and then back out of it with equal conviction, and the lie tree is one of the best examples i've seen of that. and i think about a face like glass and its worldbuilding constantly, and a skinful of shadows has the sickest premise on earth and absolutely delivers on it

i do also read a lot of short stories! they are underrated imo and very much their own artform. in the fic world if you lean towards oneshots/shorter works like mine then i'd recommend trying them out! i will say my taste in short stories tends to lean towards the weird and unsettling...like mouthful of birds by samanta schweblin, how to gut a fish by sheila armstrong, salt slow by julia armfield, eyes guts throat bones by moira fowley-doyle

hmmm people have previously commented on my writing being quite introspective and grounded, more about people feeling things than about plot, and my favourite book along those lines is very cold people by sarah manguso. it's so vivid and emotive and well-told. i have recced it to several people by being like listen nothing happens in this book and also it slaps.

i try to infuse my writing with a sense of compassion, and authors who do this really well imo are becky chambers, a long way to a small angry planet especially, and martha wells with murderbot, too.

uhhh these next ones i don't think i can draw even a tenuous connection with my own writing, but i think they're so good and everyone should read them. the mercies and the dance tree by kiran millwood hargrave are gorgeous and devastating. so is idaho by emily ruskovich, one of those books that's too good for me to even really talk about it coherently. piranesi by susanna clarke also - too good, can't say anything about it. courtney summers writes with uncomprising vivid rage, and i come back to her work often because of it: the project and sadie are my biggest recs, though maybe look up content warnings for sadie first because it's...a lot. actually lots of the ones in this paragraph have some very heavy subject matter so read with caution/possibly look up warnings first

i don't know that i answered the question you asked exactly but thank you very much for asking it, and happy reading!