#house down payment

[sleevebuscemii]

my favorite thing about jacob anderson and sam reid is that jacob anderson is married with a child and has a second career as a respected musician and sam reid is a 37 year old vaping bachelor with a helix piercing who has recently emerged into peak hotness and slutability. and they’re bffls.

[hamletthedane]

Middle Earth map mural is complete! Definitely the coolest thing in my house right now.

…and it only took ten paint pens and three seasons of the West Wing to finish 😅

(“But what about the resale value??” my relative asked me when I started this project. Look, I do not make an ungodly mortgage payment every month just to treat my house like a rental. That’s what they invented primer and paint for :))

Before/afters under the cut:

[bitchesgetriches]

Hey bitches! Other than a downpayment, whag other money should you have saved before looking to buy a house?

Great question, my little wombat! Depending on where you live, you might be responsible for the closing costs, which for me personally were somewhere around $5k. Or, you'll need to pay the realtor's fees (again, depends on where you live).

Also, you'll want to have some set aside for urgent repairs or renovations. For example, when we bought our house we needed to build a privacy fence around part of the backyard so our dog could frolic without running away.

ALL of these costs can be negotiated with the seller. We got our seller to take on the closing costs and pay to repair two broken windows. In exchange, we didn't ask them to lower the price because the furnace needed to be replaced.

Good luck, my darling wombat! Hope you get a great house! Here's more advice:

Season 2, Episode 2: “I'm Not Ready to Buy a House---But How Do I *Get Ready* to Get Ready?” 

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[chamiryokuroi]

The dream of having a house is all fun and rainbows until you are actually buying land and you cannot decide what the fuck you’re going to build in it.

Pinterest is no fucking help because each house I see I go “I want that”, and every one is in a different style, and they are probably out of my budget…

I have 3 years to make a choice before I actually can start building, and at this point I will end plopping up a tent in the lot and living out of there because I cannot choose.

[1smolbean]

the whole “a submarine that costs 250k per ticket and is made up of cobbled-together parts that you can only open from the outside because it is secured by 17 deadbolts went missing while carrying several very rich people to tour the wreckage of the titanic, a ship that over 1500 (mostly working class) people died on, a ship whose wreckage should not become a tourist attraction because people fucking died there” situation that’s going on right now is just. so much in a way that i can’t really describe

[mapsontheweb]

Average down payment for a house in the US.

The down payment of a house varies greatly depending on whore itis located. During the pandemic, down payments. spiked alongside home purchase prices. Today in 2023, they still remain higher than they were in early 2020.

[phoenixyfriend]

Anyway, my ko-fi is here. It takes a smaller cut than Patreon, so if you want to support me financially, a monthly tip there is more effective than signing up for Patreon.

[syn4k]

im out here doing ap level analysis on this series of events trying to figure out how and why a thing happened in a decade old minecraft series

[kedreeva]

How did you get into keeping peafowl? They're one of those animals that I'd love to keep but have unfortunately made peace with the fact I probably won't have time and space to care for them in the future.

I loved them, and I was an asshole about it.

I lived with my mom in the suburbs, and purchased hatching eggs from eBay (don't do that), and a styrofoam incubator (don't do that), and hatched them in my closet (definitely don't do that) and brooded them in my bedroom (don't do that). A friend of my mom had recently got a farm, and agreed to keep them in a pen at her place until I bought a house, at which point I went out, got a stable full time job, started putting away money for a down payment, and seeing a real estate agent to look at hobby farms. About a year later, I found one that fit my criteria (house I didn't have to repair too much stuff in, acreage, barn), got a mortgage, and started building pens with my family.

This is, I feel I should not have to say, NOT the way to go about getting into peafowl. But I did turn my life around for them, so I can't complain about the end result.

That being said... I wouldn't give up entirely if I were you, if they are what you want in life, but I would just bear in mind that the road to them may be harder than you want to endure depending on your starting point. If you can acquire a dwelling space where they're allowed (it doesn't need to be "livestock" area, since some places consider poultry to be different than livestock, and peafowl fall under poultry), and you're willing to build them a pen, their care isn't particularly intense or anything. The space to keep them is the major hurdle.

[b-blushes]

thursday quest - no physical therapy today - make and eat lunch sooooo early but i can do it!!!!! - get ready for wedding - attend wedding! yay! (: - decompress well when i get home <3

[motherhenna]

Since I'll likely be buying a house of my own soon with the help of my mom and late grandmother, I no longer have a size limit on the type of dog I'll be getting! So meet one of the latest contenders I just met at the local shelter:

His given name is Dingo and he's the most laid-back dog at the shelter: picked him out to meet because he passed the "bark test" with flying colors while I walked by his kennel and because he's very handsome. However, he's quite big and lanky, and would have never fit in the 1 bed 1 bath apartment. The cool thing about this shelter as opposed to the humane society next-door is that this one allows you to sign up to take them out for a "foster day", where you can actually take him out for a few hours to see how you two get along. Hoping to do that within the next few weeks to see if we're a good match!

[rubenesque-as-fuck]

Anyway I got notified that I'll be getting a nice $$ bonus from work today and I wish that I could celebrate with someone in a way that didn't just feel like obnoxious bragging. Like beyond the financial aspect, it's just nice to be recognized for good work and I actually feel... good?? about this job??

But it feels so silly to say I want to celebrate when I just got back from what felt like my first real vacation in a very long time and am doing cool comic con stuff this weekend and am scheduled for a new tattoo next weekend. I am already doing lots of things to try to make myself feel good! It feels selfish to want more!

But I guess even with all of that, there's just still a hunger for external validation from trusted sources. Will I ever grow out of wanting someone to be proud of me?

[kakashihasibs]

Ive had control of our (my husband's and my) finances for only 2 months and things are already so much better i cannot believe it. Other than my student loans we have no debt, we actually have money in our savings account, we can finally donate regularly, and all of our bills are paid with no worry! This is the 1st time in my life that I'm living like this!

I said this to my husband and he's like ~i guess >:[~ so i asked what the hell he meant by that and he's like we dont have any spending money and im just ಠ_ಠ r u fucking serious. I literally just bought him a fairly expensive dnd book.

I'm losing my mind over here x_x once we reach our saving goal I'm going to make him open a roth IRA. We WILL be financially healthy and responsible i dont care if it means he can't spend money on every little bit of detritus that crosses his path.

Listen if ur not the "breadwinner" in the household you need to be involved with the budget. Do NOT just trust the earning partner. You need to KNOW were your money is going.

[bitchesgetriches]

Hello I saw the ask you answered about affording a house in the current market and wanted to share my plan with you in case it could be of help to that anon. I’m currently living with my parents and saving for a down payment. Once I hit my savings goal ($100k whew) if I don’t qualify for a big enough mortgage I plan to rent somewhere until I do qualify for a big enough mortgage.

Thanks for chiming in, squirrel!

That's a great savings goal, and we're proud of you for having a plan in place. Ten years ago I would've said "save $20k before moving out" but now... you have our respect for being realistic in this wild world.

The Rent Is Too Damn High: The Affordable Housing Crisis, Explained

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[theloveinc]

my roommate is dating the son of one of the richest families in my city and is crying bc me and my other roommate told her to get a prenup and figure out who is paying the mortgage on the house she's trying to move into with him

[starsandpianos]

Gonna put on i say a little prayer by Aretha Franklin and hit my bong. Then get down to Business