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#i wasnt expecting to related to Search Results
aka-indulgence · 3 months
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HELP I WAS SEARCHING UP STUFF FOR CULT OF THE LAMB WHAT IS THISSS
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boogeyalltheway · 5 months
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Sanders Sides Character Recaps and Fortune Telling, what fun
let me start by saying I have suddenly been thrown back on the Fander train without my consent and this is the result of that. its a doozy, but if anyone wishes to discuss further id be delighted. so:
Virgil: came a long way, accepting being accepted, he's still dealing with the guilt of his past i spose. getting more familiar with everyone, him and logan are cute (platonically). Of course as Anxiety, he still struggles with lying (because we get nervous when we think about getting found out) and intrusive thoughts (what if im a bad person) but as a person(?) hes learning to come to terms with that, well on his way with a few crises coming his way, theres that whole thing with saying Paranoid to him, hope we face that. I see self discovery and good things coming his way, a win for all you virgil fans!
Roman: clearly, getting pretty emotionally beat, yknow, sides with Janus to be shot down, goes against Janus to be shot down again, significantly lacking in wins recently, you wonder abt his self esteem. Still doing his job great, which seems to be the only thing hes got going for him which is concerning. in the You vs Yourself vid hes very unsure about his moral views because he recognizes hes not Morality and when he proposes arguments they are based on endgoal, just like hes usually been as Passion, creativity, career drive, you might say? I dont see his arc being addressed in his near future, but I'm sure it will come to that. I see dark times before his good times roll, hang in there Roman fans, he'll get his moment.
Patton: Hes really been going through it, hasnt he. I mean, recently he just found out there was so much more complications to his job that he wasnt prepared to handle and to be faced with it all at once must be really challenging, especially when everyone is expecting results from him and he doesnt even know what to do and theyre all judging his decisions when hes just trying his best with all these new factors to consider with his job as Morality. Its easier for him to come to terms with Janus as deceit than Remus because he can easily see how lying can be good (even though he knows its also not a lot of the time) but he still doesnt really know how Intrusive Thoughts are helpful to Thomas or good in any way. I see in his future, job related anxiety and insecurity. It will be adressed, and its also good he was allowed his breakdown early (You vs Yourself, you can tell I really like this episode despite a severe lack of Virgil and Remus)
Logan: Well. we all know how this is going, I mean, hes the talk of the town lately! As a Logan fan, I can attest to the fact that he did used to be more lighthearted and smile more and I can also attest to the fact that Thomas is very aware of his development as a character and I don't think he'll let yall down. just, what I can glean from his videos. we're all waiting for him to go apeshit, and I with you, and i do think its coming very soon guys, hold on to your proverbial hats! I do enjoy that hes clearly indifferent to the new additions and not thrown off like the others. due to the fact that he is Logic. Id also like to point out that logic can be wrong and everyones logic is different. even if its less so compared to how anxiety is. so. logic is still susceptible to human whims. anyway theres been plenty going aorund abt ignoring logan and the orange side, and I'm always up for discussion on any of these guys. Hes really been just going ham into his job, huh? search for purpose, hmmm? ponder on that morsel. more alcohol in his life as well, an interesting observation.
Janus: oh, the snakey boi. How hes grown. he does a lot of drinking too. what for, I wonder. I do think the preposition to his song reveals a lot, like how Patton is talking to him more, how he knows truths and knows that some need to be hidden and its healthy to lie sometimes even when you know its a lie. Hes confident in himself and his abilities and knows when the criticism is ignorance vs actual criticism, which is why he values Logan's perspective on his arguments and brushes off Roman's jabs to his ego. Hes safely on the ride, and I dont see any heavy existential crises or anything in his near future, as in, he (and Remus, I'll talk about it later) will probably be the only mentally stable ones as the Light Sides are having their purposes reevaluated. Confidence is surprisingly key. who'da thunk it?
Remus: My favourite rat man. True to his name, hes very intrusive, and I admire his determination in his fight for acknowledgement. I think it will serve him well, the "face it bluntly hands on" tactic compared to Janus, who understands where he stands in the others' eyes and will slowly but surely snake his way (see what i did there?) to the table. Remus, and I love it about him, is just running forward to acceptance MACE ABLAZING and I hope it takes him good places. the WTIT ep was very revealing. his confidence in himself, like Janus's, will carry them through the generally rough patch that I predict is coming their way. i do think he is salty abt being ignored, which I interpret as the biggest difference between him and Janus (who might also be, but I dont really see it? I might also be in denial cuz this theory is really working for me) and Remus is wounded by it and trying to hide the fact that hes salty with his craziness and randomness that no one understands. its why he feels mor menacing than Janus. who knows, Janus might be just as peeved but hiding it better? settled himself in for the long game?
both dark sides certainly seem bent (and betting) on getting Logan to lose his marbles, but idk whether thats for Logans good or so the Reasonable Light Side (tm) will see what its like? and by proxy everyone else...? the tail end of the theory is escaping me now. its also 5 am.
Cant wait to see how the orange side manifests, wont that just be plenty of fun for all?
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thealienspacepod · 2 years
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On the day of June 26th 2020, after more than a decade of intense depression & suffering, I was now ready to end it. A couple minutes after a video was made, I was now sitting on the kitchen floor with a knife trying to make up my mind, with a silent & subtle inner voice telling me “there’s gotta be another way” in the back.
The primary cause for my depression was the unbearably heavy sense of separation and loneliness carried over the years, and blaming myself and the world with a victim mentality, drowning in the low vibrational state of an intense existential crisis and deep sorrow. I was secretly hoping in the middle of my hopelessness that there was a way to be saved.
All my life I have searched for something that could only be recognized within, but have been looking at the wrong place all along and had the belief that nothing could help me. I had no idea what I was doing, where I was going, and who I was supposed to be. Most of my life, nothing made much sense to me.
The search for something I was not was even encouraged by some others assumed to be found, but somehow seemed to be left with a sense of lack, the need for validation and comparison, resulting in conflict with others.
I have spent most of my life doing inquiry about the person I was expected to be, analyzing every detail of my outward experience in relation to how I felt inside, and on the nature of the universe, as it would appear to me. I would not find the right answers because I would not ask the right questions, assuming that the body and mind I had was my ultimate being.
I decided not to do it, because a part of me felt that I wasnt done exploring myself, and that I just had to dive deeper. I knew I wasnt thinking straight, and in truth, didnt want to physically die. What I wanted was to truly live life, free from suffering and conditioning. I knew that there was a way, but that I had to keep seeking.
Fortunately for me covid had just started, and I have been at home for months in complete isolation focusing in inquiry and getting to explore deeper. It felt like as if I was a ghost floating around, rediscovering myself as the world stopped spinning. This opportunity was a blessing in disguise.
In a deep state of nihilism and nothing to lose, I randomly found some videos on lucid dreaming and astral projection which has completly blew my mind. Laying in bed with closed eyes, what I have experienced was very surprising. Something in me in which has always been unknowingly overlooked was being brought to light, although this was only scratching the surface. A glimpse of something magical within has brought me to turn inward.
Soon enough, I started bringing mindfulness meditation (self reflection / self discovery) as part of my daily routine in order to observe the body and mental state, as well as awareness meditation (insight) to relax the focus of attention and to remove any identification in order to recognize the very essence of being.
Meditation has been the most powerful and life changing tool to have clarity and inner peace. The shift in perspective from who I thought I was (the doer / ego self) to “that which is aware” of who I thought I was (the witness, true self) is truly an eye opening process. Bringing the body, the mind, along with the world in the all-inclusiveness of experience from awareness is the master key to be liberated from the illusion of separation.
The recognition of awareness as our true nature leads us to realize that everything is made out of it as one. When we function in life with this undeniable truth which transcends the concepts beyond belief and doubt and good or bad, suddenly everything makes sense. We finally understand that happiness, unity, peace, love and light all share the same source and can only be veiled, as it is infinite & eternal, non-changing and everlasting.
We recognize that from a higher perspective, there are no such things as others, for consciousness is in fact experiencing itself through individual forms, and that what seems to be separate and external is always within. Therefore, the meaning of life is for awareness to know itself. In other words, to be self-aware.
Awareness being aware of itself through the individual form is the first stage. The second stage is to express, to celebrate and to share our being with the many as one, in service of a higher self, in order to achieve a life balance.
It’s very simple. Our nature is consciousness and the purpose of it is to be self conscious. Therefore, we must act consciously, for doing things unconsciously is going against our very essence of being, therefore causing resistance.
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ayzashl · 4 years
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Pairing: Shoto Todoroki x Reader
Genre: Fluff, Crack (i think)
Also um, im new to these so sorry for possible gramatical errors or typos (i dont double check bc I literally was bored doing this and just, decided to share it on tumblr lmao)
Disclaimer, I made this out of boredom because I was thinking about exams and stuff and was wondering about how my husbando would react about my situation, having placed on high ranks barely putting efforts towards studying lmao (Not rlly bragging im sorry if it came out as bragging :((, i jusy rlly be curious and hopefully I portrayed it like how I expected for him to react, sorry im new to writing bc I mainly draw🌚👉👈)
***
It was already sunset. The hues of yellow, orange and red envelops the dorms of U.A high school, its gradient tinting the windows of the students occupying the rooms shine bright, displaying its vibrant colors on the inside of each dorms facing the sunset.
You, who were sitting on your knees, switching positions time to time, searching for a particular pose to get comfortable while drawing on your boyfriend's kotatsu in his dorm, door leading into the balcony open, making the cold breeze of late October allow itself to enter the room.
Autumn has already arrived, and that also means midterm exams. It had just finished today. After a almost whole month of preparing for the exams, and the 3 days of taking it, the students of 1-A was relieved and relaxing in their rooms as the days of hardhips were finally over, plus its a Friday so the students were scattered on each others dorms due to the upcoming weekend.
You were taking a sip of your juicebox, almost emptying it now out of frustration for having a hard time drawing a hand. In your opinion, the struggle was equal or actually a lot harder than your midterms. Art frustrates you a lot and your boyfriend wonders why you still do it, yet never really ask you since he can also tell you're really passionate about it than your other hobbies.
He was sitting on his futon, leaning againts the wall as he stare at your back figure, watching you scribble something on your sketchpad and aggressively erasing it afterwards, making the papers crumble into the direction on where you rub it, making you groan in annoyance even more.
As he observes your actions, a thought runs up his mind, asking himself the same particular questions over and over again.
"Why?"
He asks himself. Why were you putting most of your effort into this drawing? Why were you more irritated in this than the midterm exams?
"Just..... why?"
Shoto had noticed you since the start of your so-called-library-dates, although its mostly just you accompanying him to gather resources for the upcoming exams while you just scan your notes or draw, or read a completely different book whose topic is not related to your exams.
Its always been like that everyday, he never really saw you offer a lot of your energy in terms of studying, like most of the students does, as he noticed the library being almost full as soon as October started.
He saw you scan your notes time to time, yes. But full on concentration on studies? no, never seen you. The most of what he saw were you fixate immensely on your math notebook before exams started, and that was it.
The exams ended abruptly on the second day but there was extra curricular on the Hero's Course on the third day before their final grade were posted. And yes, both of you did well. After the announcement, Shoto (and you) were shocked to find out that you were in 6th place and he placed in 5th. You both exchanged congratulations, you mostly squealing out of joy to actually achieve this particular rank.
Shoto on the other hand was, doubting?. Of course he feels happy for you, but at the back of his mind, he was a little agitated. You both got the exam results at the end of the third day and to his surprise (and also yours, but internally) your scores were high, almost having the amount of same mistakes as him, except your math which you devastatingly, almost failed (lmao), which merely affected your overall result since your scores were high anyways.
Your boyfriend wasnt the type to get irritated over these things, heck yeah he feels ecstatic over your accomplishment, signal the kiss he gave you on your forehead plus the soft look he gave you with a slight smile displayed on his face. But there was a faint thought of doubt running through the back of his head, how did you get such results when you were barely even studying? There was no way you would cheat right? He didnt want to accept it, he didnt want to doubt you, but it was the one of the highest possibilities that was mostly that likely happened, as he could think of right now.
He couldnt let go of this thought unless he confronts you about it right now, so he decided to ask you, waiting for a few moments, observing you, waiting for you to calm down a little from your work.
"Y/n...."
"Hmm?" you hum, not turning yout back at him, eyes and most of your attention fixated on the paper.
"How did you manage to get a high rank even though I barely saw you studying?" he finally asks, hoping you wont get offended by it, but this thought had been bothering him a little, and he wouldnt be satisfied until he gets his answer, as the stubborn man that he is.
"Are you doubting me?" you say in an offended tone, although you meant it sarcastically, turning your back, giving Shoto your full attention now as you crawl towards him, pencil dropping in the background as you make your way towards your boyfriend, offering him to lay down as you pat his futon. He complies so, already knowing you wanted to cuddle whenever you do that certain action.
You cuddle next to him, facing him as you give him a smile to reassure him that you werent offended by him back then. "Did you notice that in class, I always, almost bury my head on my notebook, writing on it almost 24/7 whenever lecture starts?" you ask him, as you start to fidget his hair on the sides which you and him really enjoy, making its way up to his bangs, and back and fort.
"You were.... writing?" Shoto asks, raising an eyebrow with the same stoic face who seemed not to show a lot of emotions, a little dumbfounded. "I thought you were doodling". You burst out in laughter from the small misunderstanding of your boyfriend.
"Of course I was. You see, whatever the teacher blurts about that sounds important to me, I write it down because, you know, its usually what appears in exams" you explain to him, closing your eyes time to time as if you were a philosopher, passionately explaining your beliefs, only with an added self-sense of humor. As he was on the other had was, fascinated.
I mean, who knew?
"Also just to clarify things, I do put some extra effort on, some of my studies"
"By some you mean just the science topic you reported you keep rereading everyday"
"......yes"
Shoto lighlty chuckles as he moves your head to his chest, placing an arm on your head, planting a kiss on your forehead, as a sign of affection like he always does. He feels a little guilty, assuming you were cheating but in the end, you were just and always has been the genius that you were. Heck if you actually put a lot of effort in your study, you might actually come out at the top in the class, but he's aware you have other things to focus and worry about as his eyes gaze at the table with a slightly crumpled juice box standing out.
"Were you mad?" you ask, out of curiousity. You had assumed he was maybe upset about the results because he gets a little too competitive or has the sentiment that he has to prove that he only isnt good with his powers, but in academics as well, considering his situation.
He lightly shook his head as he fully encloses you to his grasp, leg placed on your sides, locking you in as he settles his face on your hair, inhaling the sweet scent of your lavender shampoo in which he always adores.
You on the other hand, was relieved now that the matter was somehow resolved? Putting those thoughts at the back of your head, your perception of relief was shortly replaced by a wave of worry as you lightly chuckle of uneasiness.
"Shoto?" you tap his sides, body tightly secured onto his. This was the one that made worry. His hands tightly clutching you, but not too much, leg on your sides, locking you in so that you wont get away easily, to him it made him feel happy, knowing that you werent going away and draw for a while. You've had situations like these already and all you ever do is give up and shower him with affection, already knowing he was slightly, probably getting a little touch starved, craving for your attention and affection. But in your situation right now, it was, unpleasant, so to say.
Not after you just finished your juicebox.
-Disclaimer, uh, I made this from
He hums in response, head tilted a little more into your head's direction. He was sure you would have given up already, knowing that he will never let you go.
"I need to pee"
"..."
"Shoto..."
"........"
"Sho"
"All I can say is good luck getting out"
"......"
"Noooooooohohohoooo!!!" you exclaim, with a sarcastic crying in your tone. This was gonna be one hell of a struggle.
.
Im bad at explaining things, hope you did enjoy reading this as much as I did though :))
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erikismybitch · 5 years
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Waiting In Vain: Chapter 14
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Slow Burn.
Marleys phone was on Do Not Disturb while she was working . She was so tired of this App job , it was easy but rather nothing but an inconvenience. The money was good, but sitting in front of her computer couldn’t be all there was to her life. Where was her million dollar check for doing something extraordinary . Or even better , where was her savior to deliver her from the stress of work . Market didn’t want to do anything . Maybe lay outside by her pool, and have her servant fetch her a cold glass of lemonade and some weed. Only one percent of the world lived like that , so she had to work like everybody else . “Why in the hell wasnt I born rich?”
Growing bored , she picked up her phone . Marley tried not to make it a habit , because it was so destracting. Marley saw that she had four missed calls from Becky . She called her right away . Worried , because something must have happened. The time spaces were back to back . Becky answered right away .
“Girl!” She screamed as soon as the call came through .
“What happened !” Marley just knew it was bad news . That “girl” was too emphasized to be about something light weight.
“Your cousin is in some deep shit”
Marley took a breath , she thought someone had died or Pedro had done something crazy to her .
“Tiana?”
Tiana had made every Instagram blog headline. She and her NBA player boyfriend Terrell James had been involved in a scuffle . Marley read along to the link that Becky had sent her. In the article , sources said that Tiana and the player had been in a physically abusive relationship for months . Marley found humor in the word “sources”. She would bet that those so called friends she hung around were the sources . Last night , neighbors called the cops reporting a disturbance. A woman screaming. They both were arrested for domestic violence and possession of cocaine . The mugshot of Tiana almost made her drop her phone . Her lip was busted, hair was all over the place and she had a black eye . Terrell’s mug shot was there too , only he had minor bruises on his face . He looked more annoyed than anything .
“Even in the mugshot, she still managed to look pretty” Marley said over the phone.
“You can tell she’s high too, look at her eyes” Becky Commented . They were red and dismayed . And she gave a slight smile , like she was unaware of what was happening.
The two had been released on bail late last night . “I figured since Erik took you away from social media , you didn’t know” Becky stressed to her . It was true , the only active apps on Marleys phone were CNN, a few gaming apps, and tumblr . Other than that , she online shopped or watched YouTube. And she had never felt more free .
Marley was such a sweet girl . With all the bad that Tiana had done to her , she actually felt bad for her . Knowing that if the shoe was flipped, Tiana wouldn’t bat an eyelash. So when Becky had to hang up and tend to the bar , Marley gave her a call . Her finger hovered over Tianas number for a while . She didn’t know what the outcome would be, but it was worth a shot . It rang a few times, Marley thought she would get her voicemail before Tiana finally answered .
“Hello?”
Tianas voice didn’t even sound the same , it was low and dry. Marley froze at first . It had been a long time since they had spoken . She didn’t even have a plan of what to say .
“Hey, Tiana I-“
“You really have the fucking nerve to call me?” She interrupted.
“I know what happened with you, if you need somewhere to go, you can come here until you figure things out”
Tiana let out a malicious laugh , it made Marley’s skin crawl . She was being obnoxious now , Marley regretted reaching out to her almost instantly.
“I don’t need help ... I’m not like you” that tone had now become calm, it was eerie almost . Marley rejected the “I’m not you” comment and decided that she should hang up before things got too bad . Before she allowed Tiana to take her to a bad place .
“Searching for a place to live cause your dad hated you and your mom was too broke to afford good health care”
Marley’s heart began to pulsate. She could feel it in her chest and neck . The fury made her ears hot . She couldn’t even see straight or come up with the right words to say . Marley would never say anything so hurtful to anyone . But maybe it was time to start.
“Don’t ever talk about my mother” was all she could muster up right now. Over the phone , in person the result would be so much different. She kept rocking in her seat, her anxiety was flaring out of control.
“You think you can save me like my mom and I saved you ?”
Marley stood up from her kitchen stool . She paced across her kitchen . The distain for this girl made her eyes squint , as if Tiana was standing in front of her “Is that what you think , you and your fucked up mother saved me!?”
“Yeah , we saved you... you know you always need saving!”
“Your boyfriend must have punched you too hard, cause you’re talking crazy”
Marley had struck a nerve because Tiana went off the deep end. Calling her everything but a child of god . Marley took in everything Tiana threw in her face and sent it back even harder . The two were screaming so loud that they couldn’t even hear what the other was saying. If an onlooker saw them both , they couldn’t tell who was the fool. After a few more tired curse words , Tiana said something that made the conversation take a turn for the worst .
“Why are you so worried about my man when Trey had a baby by a white girl when y’all were together”
Marley knew Tiana wasn’t lying . That scene at the grocery store remained close in her mind . Seeing Trey with that woman , walking closely like that. And the precious little curly haired baby she was holding . Marley just knew to expect the worst .
“I knew already , I don’t care about Trey” Marley played pretend.
“He said he didn’t want a baby with you” Tiana made light of something Marley told her in confidence. She knew about the entire conversation between Marley and Trey the day she thought she was pregnant. “But who would you’re fucking trash , Marley” she laughed because she knew for a fact that Marley didn’t know and she would be hurt by the information . Marley was completely over her relationship with Trey, but betrayal hurt no matter the timeline.
“I’m trash , but the news says you’re a coke-head now”
“Watch your back little cousin” she threatened.
“Erik definitely watches that for me”
Tiana let out a high pitched scream followed by the beep of her line disconnecting. Marley was glad she did because she had been holding in a cry for too long. She hadn’t cried in a long time , and Tiana stirred up a lot of unresolved emotions . Especially her feelings about being left alone in this world without the love of her parents. She leaned down onto her counter and rested her face into her crossed arms . She cried for the little girl who had lost her mother at such an impressionable age . She cried for the little girl who just wanted her dad to love and see her for who she was . And that little girl who was neglected and mistreated instead of being protected .
Soon , she stopped . Giving herself the gift of a deep ass breath . Marley felt lighter , that was the only good that came from this . She ran some cold water over a kitchen towel and pressed it into her swollen eyes . Marley hated crying , not that she felt weak... it was just exhausting. It had been a while since she cried . Since she was a teen, her therapist told her that she needed to cry . Dr.Robinson said that if she didn’t releases all that bottled up emotion, she would explode . And he would feel very sorry for anyone who triggered Marley to that point .
-
-
“Was that Marley?”
Crystal rested along her black leather couch . It was outlined with gold trim, flashy just like her. She smoked her cigarette , then ashed it in the custom made C-shaped ash tray that someone gifted her for her fiftieth birthday . That was five years ago. Her daughter Tiana sat across from her , unbothered by the smoke . She had been inhaling it since she was born .
“Yes” Tiana replied. Crystal let out a “humph” and took another hit of her ciggarette . Her outfit was almost identical to her daughters . Tight and revealing, meaning she was definitely too old for it . But that never stopped her . Even her mind was just as young and childish .
Tiana grew up with different types of men running through her house . Crystal jumped from relation ship to relationship . Her breaking point was always money related . If you didn’t have the means to support her lifestyle and her daughter, she was done . Crystal was the younger sister of Marley’s father . She was the apple of his eye until he met Jaime, Marley’s mom. He fell in love with her and he changed. He was no longer that money hungry playboy , the man that taught Crystal everything she knew about life . He was now this laid back care free guy .
“You’re gonna’ name your daughter after a weed smoking singer ?” Crystal said on the day her brother told her Jaime was expecting. She feared that after this baby, he would really neglect her . Growing up without a father, he was all she had. And he did, up until Marley started grade school . That’s when Crystal introduced him to his now wife , one of her very good friends . That was the beginning of the down fall.
“She always thought she was better than you, just like her mom thought she was better than me.”
Tiana ran her fingers through her wavy hair . Hair that was the total opposite of her mother. Crystal strategically wanted it that way. She made sure she had gotten pregnant by a man who could deliver those qualities . Light skin, loose hair , societies definition of what was beautiful. Crystal wanted Tiana to have an easy life , and it seemed to be working up until this point.
When she was little Tiana came home with her first boy crush . Marley had just moved in too. Some little boy who lived in the neighborhood, Tiana couldn’t stop raving about him so Crystal let him come over . She was way too young to start dating, but Crystal thought it was cute . The three kids played in the backyard while Crystal smoked her cigarette and watched . The little boy was intrigued with Tiana at first , until he found something in common with Marley. Crystal watched how he drifted away from Tiana and put all his attention on Marley . Crystal didn’t like that , she didn’t like to see her baby sad. That was the first time she put the bug in her daughters ear . Telling her to keep her friends away from Marley , because she would try to steal them all. Just how she had done the little boy .
Then Marley turned fourteen . Crystal had a boyfriend named Marcus . A heavy dope dealer she met from around the way . He was her favorite, because he bought her everything , paid bills and even bought her a car . His light skin was a plus. Sometimes he would show up with gifts for the two girls . Crystal noticed how Marleys gifts were always slightly better than Tianas . Then , he stopped bringing Tiana gifts all together . When Crystal brought it up to him, he cursed her out and said he only did it because she didn’t have anybody . And if she didn’t like it, he would leave and take the car too. Crystal wasn’t missing out on that money train so she shut her mouth .
One night , Marley came home late after an unpleasant visit with her father . Crystal and Marcus were on the living room couch watching T.V. It was dark, but the light from the screen reflected through his eyes. Marcus watched her like prey as she walked past them. The way a dog eyed a piece of meat . The way a man looked at a woman he wanted to fuck. Crystal thought she was being paranoid, she tried to blame it on her wine but something wasn’t right .
Later that night , something had brought her out of her sleep. She felt on her left bed side and found it empty , Marcus was supposed to be there . He wasn’t in her bedroom bathroom because the lights were off and it was silent . So she got up to see if his car was outside . It was still in the drive way .
Crystal could hear the wooden floors creak in her hall way. This was a time when Marley slept in a room next to Tiana, before Crystal moved her down to the basement . So it was normal for one of the girls to walk around .
But that wasn’t the case this time. She found Marcus , standing in front of Marley’s bedroom door . It was cracked slightly . He just stood there , watching her sleep . Grunting slightly, ever so often.
Crystal watched for a long time, not quite sure if she would stop him if he went inside . She kept thinking about how life would be if she actually lost him. So she did nothing but go back to her room and act as if she saw nothing. Thankfully nothing more happened that night . But the very next day, she moved Marley down into the basement . Away from her man. It seemed to displease him. More and more he distanced himself from Crystal . Eventually Marcus left her , and she put the underlying blame on her innocent niece.
“That’s why I put her ass in the basement . So damn jealous and ungrateful ”
“She could never be me, no matter how hard she tried” Tiana said proudly . Her mom let out a laugh and a few loud coughs . And when they seized, she laughed again.
“Shut the hell up , T!” Her mother had the ability to be hot and cold all in one sitting . One second she could be laughing with you about something, then in an instant she’d turn. Her daughter was floored and quiet. “I can’t believe you let her take your man”
Crystal knew all about the situation with Marley and Erik. Some truth, and some lies. Tiana even told her about seeing them together at the fair . How they purposely “flaunted” and “boasted” on the fact that they were together . Nevertheless, Crystal saw it as a problem . Somehow storing up her own distain towards her niece . It was as if she lived it through her daughter.
“She didn’t take him from me !” Her mom was really starting to fuel the fire . Tiana had only been there because her mother bailed her out of jail and she needed a place to go for the night.
“Then what did she do?” Crystal continued to tease and manipulate her . “She was living off of you , and fucking your man at the same time”
“I swear Marley is fucking done!” She pleaded .
“She had the nerve to call and speak to you after what she did. Since when did you let girls like her look down on you . I bet they both laugh at you all the time”
“Mom, I loved him. She took that from me!” Tianas rage made her sob uncontrollably. She was falling right into Crystals bait.
“Don’t let her get away with that. You make her ass pay”
“Mom, I want to hurt her so bad!” Tianas slammed her fist into the coffee table . It cracked slightly, but her adrenaline caused her to feel no pain “Watch when I get my fucking hands on her!”
Crystal began to calm Tiana down, in her version of a motherly way . She shushed her, and wrapped her arms around her . Hot and cold . And when she felt that Tiana had contained herself, she got to the root of another issue.
“Tarell keeps calling me looking for you” Crystal was talking about Tianas boyfriend. Her daughter broke free from her arms and shook her head . Tarell was the last person she wanted to talk about .
“They’re playing the Warriors and he said he’d be flying home tomorrow” she continued.
“I can’t believe they let him play, after what he did to me last night” she pointed to her black eye. Crystal kissed her teeth and rolled her eyes.
“You need to call him” she was absolutely stern with her statement.
“Mommy he hit me” Tiana said in a voice that reminded Crystal of when she was a little girl . But she saw a grown woman, who was about to lose out on a good thing.
“Tarell is a millionaire , and if you stop with the damn drugs, you probably could get knocked up!”
“Look at my face!” Tiana couldn’t even cover these scars and bruises with makeup , like the ones before.
“That man can buy you a new face. And if he does it again make him buy you another one” Tiana pulled out her cellphone and dialed Tarells number with a shaky hand. “You better hurry up before Marley steals him too”
Crystal laughed , then walked to her kitchen to make herself a nice stiff drink.
(Sorry for typos)
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prorevenge · 6 years
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Wanting to date me just to get a PhD? Game on!
Need to get this off my chest for quite awhile so I hope my story could finally bury this load off me.
This happened back in grad school when I was doing my graduate studies in medicine. Halfway through my candidature, I met a guy (lets call him R) doing his final year of PhD in agriculture science. Now, first of all I have to say is I have no idea what he does, (apparently it involved growing plants and some sort) but being my first actual relationship, I listened endlessly to his talks about his work and all.
The first few months of dating was pretty alright (nothing out of the ordinary) but I did notice he wasnt trying to be intimate or even define if we are going to pursue something more than just dates. At first I figured he needed time and plus I was inexperienced since it is my first proper relationship so I kept my peace with it. Then shit started to go wild. He would randomly text and ask me to skip my afternoons (I usually schedule long experiments on weekdays, most of which started early in the morning and drag all the way till evening; so I cant bail out) knowing that Im busy with experiments. He would then put up a fuss and say things like "im not being serious with him" or "do you even liked/love me" when i tried to reason with him. Being the idiot that I am, I would usually comply and had to sneak out of the lab (my supervisor is pretty strict with students leaving their work unattended). R's idea of dragging me out in the afternoon was to help him write his journal papers since he always mentioned his English isnt good and he cant understand what his supervisor wants. R initially requested me to help him re-read what he wrote and edit his mistakes, but over time I realised he wanted me to write his papers. Being the idiot head-over-heels with R, I did it all for him, whilst jeopardizing my own research.
Over the months, R became more demanding (from helping him water his plants over different time period; well into midnight to helping him write full journals). He would not reply to any of my texts except when he needed my help. I felt really one-sided at this point but i swallowed my pride as I didn't want to loose him. Now, I had no idea what his study is on, since I am from a medical background, but I stayed up late nights reading on agriculture chemistry and biology (its been years since I even read a page about plants, much less knowing them in detail) and trying to figure out how to improve R's experiments. In the course of all of this, R developed a hobby for collecting antiques and trading them, which requires him to travel abroad. I do find his disappearance pretty dodgy, since that his candidature is about to end but he seems more focused on his hobby. However, R expects me to do his work (writing his papers etc.) whilst he is away. He didnt even bother telling me he's leaving, and instead telling me when he was already in another country. At this point, I have no idea if we were dating, seeing that most dates were me doing his work while he sits on a sofa telling me what to write over a hurried dinner/lunch with him promising to discuss the nature of our relationship right after dinner (which never happens). I was behind on my own work (my supervisor noticed my slow progress and actually had to talk to me if I was working outside of postgraduate). I finally snapped out of R's bullshit when he demanded I help him with his thesis whilst commenting that "my research isnt as important as his since he is gonna submit his thesis in a few months whereas I have a few more years to go". Im not going to sit around and be his academic slave under the pretense that he will be my boyfriend (which is never going to happen), so I agreed to help him with his thesis with a special surprise for him!
Now I had saved all of R's journal papers (original edits and ready for submission) and including his thesis. Over the months, I understood what his supervisor wanted in his papers (his supervisor thinks all of the writing done is R's work anyway; and also commented that his style of writing "improved" over the course of a few months) as well as his thesis. I secretly replaced all of his citations (in each journal papers and thesis) with random citations unrelated to his work by using Endnote and deleted the endnote folders scripted to all of his papers and thesis (so he'll have a field of a time editing everything if he actually knew this). I even included a few pages of obituaries I could find in the internet into his thesis and jumbled his results (papers and thesis) with random photos I could find online. When I was happy with it, he submitted it to the examiners and his supervisors even without reading through them! (what a f**ktard). When he told me he submitted, I broke up with him that very night, with his response "I never liked you anyway but you're the help i needed to pass this thesis" and "you were never my priority but you made me your priority so thats your fault". I was pretty hurt by his words, but the best is yet to come.
Fast forward to a few months, I've made peace with my work (caught up with producing good amount of data and running experiments on time) when I heard a couple of friends from the same lab as R. Apparently, the examiners was shock with his quality of thesis and demanded an explanation from R's supervisor as to explain if this was a joke. His papers got rejected as the results and citation wasnt even related to his work and request an inquiry on both R and his supervisor. R was also dealt with a horrible 1 year long extension to his candidature to rectify his mistakes but because I've deleted all the endnote folders, he has to search each source, one sentence at a time, for all of his work! Last I heard, he got dragged into an ethical debate with the Dean seeing that his supervisor did notice a "sudden" change of work quality over the time when we were "dating". I think he wouldnt dare to say anything about me as there was no mention of him getting help, as mentioning my existence would immediately expose his laziness over most of his work.
p/s. throughout our dating phase till the breakup, we did not indulge in anything that would consider us dating (no kissing, going out on proper dates, talks etc.) hence looking back, i think i should have dump his sorry ass sooner, but oh well, better to wreck his PhD than letting him go scot-free!
(source) (story by felixsureshkevin)
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statetalks · 3 years
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Who Were The Republicans That Voted For Obamacare
Actual Events That Occurred As A Result Of The Affordable Care Act 2011 To 2014
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January, 2011: In 2011, insurance companies had to ensure the value for premium payments. If insurance companies did not spend at least 80% to 85% of premiums on care the difference is sent to customers in a refund.
January 2011: A Florida judge rules that elements of the Affordable Care Act are unconstitutional.
November 14, 2011: The US Supreme Court agrees to hear arguments in the Obamacare case brought by 26 states and the National Federation of Independent Business. It argues that elements of the Affordable Care Act are unconstitutional.
January, 2014: Health Affairs published its most recent analysis of Medical Loss Ratio performance by major insurers.
March, 2014: The New York Times reports that the U.S. Census Bureau, the authoritative source of health insurance data changed its annual survey so thoroughly that it became difficult to measure the effects of President Obamas health care law. 
How Different Groups Of Republicans Voted
Many hard-line conservatives, including Freedom Caucus members and recipients of campaign contributions from the caucus’s political action committee, expressed opposition to the bill in its original form, but voted yes on Thursday after several changes to the legislation. Much of the Republican opposition to the bill came from members whose districts voted for Hillary Clinton.
Affordable Health Care For America Act
Jump to navigationJump to searchPatient Protection and Affordable Care ActAmerican Health Care Act
This article is part of a serieson
The Affordable Health Care for America Act was a that was crafted by the United States House of Representatives of the 111th United States Congress on October 29, 2009. The bill was sponsored by Representative Charles Rangel. At the encouragement of the Obama administration, the 111th Congress devoted much of its time to enacting reform of the United States’ health care system. Known as the “House bill, HR 3962 was the House of Representatives’ chief legislative proposal during the health reform debate.
On December 24, 2009, the Senate passed an alternative health care bill, the Patient Protection and Affordable Care Act . In 2010, the House abandoned its reform bill in favor of amending the Senate bill ” rel=”nofollow”>reconciliation process) in the form of the Health Care and Education Reconciliation Act of 2010.
Senators Who Had Voted Against Obamacare Repeal Are Now Wavering
Matt Fuller
WASHINGTON Theres nothing like a deadline to get things moving on Capitol Hill, and with a Sept. 30 expiration date for the bill that want to use for an Affordable Care Act repeal, Senate Republicans who once seemed resolutely opposed to even the most modest Obamacare repeal suddenly sounded less resolute Monday.
The proposal authored by Sens. Lindsey Graham , Bill Cassidy and other Republican colleagues would still likely result in millions losing coverage. The bill would still cut Medicaid, albeit over a longer timeline, and states could still choose to undermine protections for people with pre-existing conditions. But the measure, attached to a reconciliation bill that allows a simple majority vote, would give states more flexibility in deciding those cuts and coverage decisions.
That flexibility has inspired Sen. Rand Paul to come out strongly against the legislation, castigating the bill as a rebranding of Obamacare. Conservatives should say no, Paul Monday.
The proposal, however, is seemingly less repellent to Sen. Lisa Murkowski , one of the three Senate Republicans who voted against the skinny repeal in July, along with Susan Collins and John McCain . Murkowski told HuffPost on Monday that shes undecided on Graham-Cassidy, as the measure is known, and that she and her staff were still looking to see how Alaska would make out under the bill.
Whether we repeal and replace Obamacare comes down to a few key senators, Meadows said.
Employer Mandate And Part
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Health insurance mandate
The employer mandate applies to employers of more than fifty where health insurance is provided only to the full-time workers. Critics claimed it created a perverse incentive to hire part-timers instead. However, between March 2010 and 2014, the number of part-time jobs declined by 230,000 while the number of full-time jobs increased by two million. In the public sector full-time jobs turned into part-time jobs much more than in the private sector. A 2016 study found only limited evidence that ACA had increased part-time employment.
Several businesses and the state of Virginia added a 29-hour-a-week cap for their part-time employees, to reflect the 30-hour-or-more definition for full-time worker. As of 2013, few companies had shifted their workforce towards more part-time hours . Trends in working hours and the recovery from the Great Recession correlate with the shift from part-time to full-time work. Other confounding impacts include that health insurance helps attract and retain employees, increases productivity and reduces absenteeism; and lowers corresponding training and administration costs from a smaller, more stable workforce. Relatively few firms employ over 50 employees and more than 90% of them already offered insurance.
Is The Supreme Court Likely To Save Obamacare
The Supreme Court is likely to leave in place the bulk of Obamacare, including key protections for pre-existing health conditions.
Conservative justices John Roberts and Justice Brett Kavanaugh appeared in two hours of arguments to be unwilling to strike down the entire law a long-held Republican goal.
The courts three liberal justices are almost certain to vote to uphold the law in its entirety and presumably would form a majority by joining a decision that cut away only the mandate, which now has no financial penalty attached to it.
Leading a group of Democratic-controlled states, California and the Democratic-controlled House of Representatives are urging the court to leave the law in place.
A decision is expected by late spring.
Laws Ripped From ‘the Handmaid’s Tale’
Then there are the political headaches that would be triggered by the overturning of Roe: the likely countermobilization of liberals and alienation of many moderates suddenly witnessing the painful realities of abortion bans, and stronger pushes in Republican ranks for a total national abortion ban and other extreme measures.
The Republicans incendiary antiabortion rhetoric could come back to haunt. If abortion constitutes the murdering of babies, as antiabortion language insists, and theres no longer a Roe v. Wade getting in the way, arent the Republicans obliged to ban it in every instance and every place, whether through the courts or the political process?
Will Biden get in the ring?: Patients shouldn’t have to fight this hard for an abortion 
Expect emboldened right-wing politicians to push more legislation that sounds like its been ripped from the scripts of The Handmaids Tale.” Abortion bans that make no exceptions for victims of rape or incest  a hallmark of the Mississippi law heading to the high court this fall. Bills like one that advanced recently in Pennsylvania that focuses not just on abortions but miscarriages, too  categorizing miscarriages as deaths and requiring health care facilities to file death certificates and get burial permits. As if the would-be mother werent already suffering enough, now this extra burden, served up with a sinister insinuation about her miscarriage. 
Rep Tom Reed Of New York
Reed, a leader of the bipartisan Problem Solvers Caucus, broke with his party on a handful of votes relating to the government shutdown at the start of the year. He told Roll Call after Wednesdays vote that he was concerned about his partys position on health care heading into 2020.
Hopefully, maybe, this puts a marker down with our leadership and with the Republican Party in the House and Senate, as well as across the country, that we owe it to the American people to show in black and white how were going to fix health care, he said.
The DCCC is not targeting Reed, who won re-election by 8 points in 2018.
Trump carried Reeds district, which stretches along the border with Pennsylvania, by 15 points. Reeds 2018 opponent, cybersecurity expert Tracy Mitrano, is running again. Inside Elections rates the race Solid Republican.
Trump: We’ll Soon See If Republicans Will ‘step Up To The Plate’ On Health Care
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I’m not going to vote for something that’s a scaled down version, that’s a political punt,” Graham said earlier Tuesday. The South Carolina Republican will vote for the motion to proceed but added that a final product to fix the health care system should go through “regular order.”
Collins said the proposal wasnt described at the weekly Senate GOP policy lunch.
And so apparently that is an amendment that the leader would offer at the end, she said. I have no idea whats going into that.
And Republicans are considering making further changes to the repeal-and-replace plan. Administration officials and senators are discussing adding as much as $100 billion more to earlier drafts to help low-income people with premiums, Republicans said.
Before Tuesday’s vote, McConnell urged senators to take the first step to provide relief on this failed left-wing experiment.
Id like to reiterate what the president said yesterday. Any senator who votes against starting debate, he said, is telling America that you are fine with the Obamacare nightmare Thats a position that even Democrats have found hard to defend, McConnell said.
The fate of the vote was uncertain as recently as Tuesday morning. Paul, Heller and moderate Sen. Shelley Moore Capito waited until the final hours before the vote to announce they would support opening debate on the bill.
Heller said his support for whatever emerges later is not assured.
Rep Pete Stauber Of Minnesota
The freshman flipped a longtime Democratic seat in northeast Minnesota that Trump had carried by 16 points in 2016. Its a largely white, working-class district, where Trumps populist appeal resonated. The former Duluth police officer ran a campaign ad last year about his son Issac, who has Down syndrome, and he talked about the importance of insurance companies covering pre-existing conditions. Democrats are not targeting this seat in 2020. Inside Elections rates the race Likely Republican.
Changes Required By The Affordable Care Act In 2014
October 1, 2013: Health insurance exchanges scheduled to open for 2014 enrollment begin writing policies that go into effect January 1, 2014.
January 2014: People buying insurance on their own get subsidies to help them pay their monthly insurance premiums. Premiums are allocated on a sliding scale, as determined by income. Any individual earning over 400% of the poverty level does not qualify for subsidies.
January 2014: When health insurance exchanges are operational, small business tax credits are up to 50% of premiums.
January 2014: Insurance companies are required to provide health insurance to any adult aged 19 to 64 who applies for coverage.
January 2014: To prevent people from waiting until they get sick to buy health insurance, the ACA requires all Americans to buy health insurance or pay a fine. The fine starts at $95 for an individual in 2014 and goes up each year until 2016, when the fine is $695 or 2.5% of a persons annual income, whichever is greater.
January 2014: Pre-Existing Condition Insurance Plans , established in 2010 are scheduled to expire on January 1, 2014 once all major ACA reforms go into effect.
What Did Trump Say About Obamacare
President Trump has been actively trying to repeal the healthcare law since he campaigned for the 2016 presidential election.
The Trump administration asked the Supreme Court to revoke Obamacare because it’s been an “unlawful failure.”
A brief filed in June asked the court to strike down the Affordable Care Act, arguing it became invalid after axed parts of it.
Speaker Nancy Pelosi said: “President Trump and the Republicans campaign to rip away the protections and benefits of the Affordable Care Act in the middle of the crisis is an act of unfathomable cruelty.
“If President Trump gets his way, 130 million Americans with pre-existing conditions will lose the ACAs lifesaving protections and 23 million Americans will lose their health coverage entirely.
“There is no legal justification and no moral excuse for the Trump Administrations disastrous efforts to take away Americans health care.”
Republicans also argue that some people are better off without Obamacare due to the fact that it does not cover those who need it most.
According to the provisions, people who earn just slightly too much to qualify for federal premium subsidies, particularly early retirees and people in their 50s and early 60s who are self-employed are not covered.
Trump endorsed a replacement to Obamacare in 2017 but fell short of passing the Republican-controlled Congress.
“The 2020 election will be pretty simple: if you want more sick people without healthcare coughing on you, vote Trump.”
Scotus Votes To Uphold Obamacare Based On A Technicality No Decision On Constitutional Issues
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The Supreme Court on Thursday rejected a Republican bid that had been backed by former President Donald Trumps administration to invalidate the Obamacare healthcare law, ruling that Texas and other challengers had no legal standing to file their lawsuit.
The 7-2 ruling authored by liberal Justice Stephen Breyer did not decide broader legal questions raised in the case about whether a key provision in the law, which is formally called the Affordable Care Act, was unconstitutional and, if so, whether the rest of the statute should be struck down.
The provision, called the individual mandate, originally required Americans to obtain health insurance or pay a financial penalty.
It marked the third time the court has preserved Obamacare since its 2010 enactment.
Breyer wrote that none of the challengers, including Texas and 17 other states and individual plaintiffs, could trace a legal injury to the individual mandate.
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Joe Bidens administration in February urged the Supreme Court to uphold Obamacare, reversing the position taken by the government under Trump, who left office in January.
After Texas and other states sued, a coalition of 20 states including Democratic-governed California and New York and the Democratic-controlled House of Representatives intervened in the case to try to preserve Obamacare after Trump refused to defend the law.
A Final Vote Isn’t The Whole Story It’s Like Researching Your Ancestry And Going No Further Back Than Your Mother And Father
The day after she was one of three Republican senators to vote against her party’s proposal to repeal chunks of the Affordable Care Act, Susan Collins of Maine posted a press release that said: “Democrats made a big mistake when they passed the ACA without a single Republican vote. I don’t want to see Republicans make the same mistake.”
It was a nice nod in the direction of bipartisanship. But it also perpetuates a deceptive narrative, repeated often by Republicans, that they were completely excluded from the process that resulted in Obamacare. While it is true that no Republican voted for the final bill, it is blatantly untrue that it contains no GOP DNA. In fact, to make such an assertion is like researching your ancestry and going no further back than your mother and father. 
Not only were Republican senators deeply involved in the process up until its conclusion, but it’s a cinch that the ACA might have become law months earlier if the Democrats, hoping for a bipartisan bill, hadn’t spent enormous time and effort wooing GOP senators only to find themselves gulled by false promises of cooperation. And unlike Majority Leader Mitch McConnell’s semi-secret proceedings that involved only a handful of trusted colleagues, Obamacare, until the very end of the process, was open to public scrutiny.
More:Spare America a do-over on health care. Seize the bipartisan moment.
POLICING THE USA: A look at race, justice, media
Requirements For Health Plans And Insurers
See also: Health insurance policy cancellations since Obamacare
Coverage
The Affordable Care Act prohibited individual market insurers from denying coverage to people with pre-existing conditions. This policy is known as guaranteed issue. Guaranteed issue regulations had already existed for insurers selling employer-sponsored health plans, and the ACA extended this rule to the individual market as well.
The law also required insurers to allow young adults to stay on their parents’ health insurance plans until age 26. Insurers were also required to allow people in the individual market to renew their health plans each year unless they did not pay their premiums.
Benefits
The ACA required individual and small group health plans that were offered both on and off the exchanges to cover services that fall into 10 broad benefits categories, called essential health benefits:
Ambulatory patient services
Rehabilitative and habilitative services and devices
Prescription drugs
Mental health and substance use disorder services, including behavioral health treatment
Laboratory services
Preventive and wellness services and chronic disease management
Pediatric services, including oral and vision care
Premiums
The ACA placed restrictions on the way individual and small group insurers set a plan��s The amount a consumer is required to pay for a health insurance plan. Premiums are usually paid monthly, quarterly or annually.:
Nancy Pelosi
Medical loss ratio
Stabilization programs
The House Has Voted 54 Times In Four Years On Obamacare Heres The Full List
Sunday marks the fourth anniversary of the signing of the Affordable Care Act, or Obamacare, however you prefer to describe it.
While Democrats are struggling with whether to embrace the law or push for changes, Republicans are reminding voters that since they took control of the House in 2011, they’ve voted 54 times to undo, revamp or tweak the law. Here’s a full list of those votes, as provided by GOP aides. Dates with an asterisk denote a bill that also passed the Senate and was signed by President Obama:
Votes during the 112th Congress, from 2011-2012:
1.Jan. 19, 2011: The “Health Care and Education Reconciliation Act” would have repealed all of the Affordable Care Act. It passed 245 to 189 with three Democrats voting for it, but was never considered by the Senate.
2.Feb. 19, 2011: The House’s version of the fiscal 2011 continuing appropriations bill included several amendments that would have “severely limited” implementation of the law. It passed 221 to 202 with no Democratic votes and was never considered in the Senate.
The next few votes were on amendments added to the appropriations bill:
3.The Rehberg Amendment #575: Prohibited funding for any employee, officer, contractor or grantee of any agencies funded under appropriations for the departments of Health and Human Services and Labor to implement provisions of the law.
4.The King Amendment #267: Ensured that no money included in the appropriations bill would be used to implement the law.
Democrats Sought To Put Gop Colleagues On Record With Symbolic Vote
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Bridget BowmanSimone Pathé
Democratic congressional campaigns have already made health care an early focus of their 2020 messaging, and House Democrats bolstered that effort Wednesday with a symbolic vote that sought to once again put Republicans on record on the issue.
Eight Republicans sided with Democrats on the nonbinding resolution, which the House adopted, 240-186. The measure condemned the Trump administrations support for invalidating the 2010 health care law in its entirety. The Department of Justice, in a new filing last week, backed a Texas judges decision to strike down the law. 
Three Republicans  New Yorks Tom Reed and John Katko and Pennsylvanias Brian Fitzpatrick had voted in January to authorize the House general counsel to intervene in the lawsuit to defend the health care law. All three also voted for the resolution Wednesday.
One Democrat 15-term Minnesota Rep. Collin C. Peterson bucked his party and voted against the resolution. Hes one of the last Democrats remaining in the House who opposed the 2010 health care law and is likely the last Democrat who can hold his heavily agricultural 7th District seat.
Democrats were otherwise united in supporting the resolution, and the Democratic Congressional Campaign Committee launched positive Facebook ads touting their vulnerable members votes to protect families with pre-existing conditions.
Also watch: What if we switch to a single-payer health care system?
How Many Republicans Voted For Obamacare
The Affordable Care Act, also called Obamacare, received no Republican votes in either the Senate or the House of Representatives when it was passed in 2009. In the Senate, the bill was passed with a total of 60 votes, or 58 Democratic Party votes and 2 Independent Party votes. The House passed the legislation with 219 Democratic votes.
The Affordable Care Act received 39 votes against it in the Senate, all from Republicans. One senator abstained from voting. In the House, the ACA received 212 votes against it, with 34 coming from the Democratic Party and 178 from the Republican Party. There were enough votes for the ACA in the Senate to prevent an attempt to filibuster the bill, while the House vote required a simple majority.
The ACA originated in the Senate, though both the House and Senate were working on versions of a health care bill at the same time. Democrats in the House of Representatives were initially unhappy with the ACA, as they had expected some ability to negotiate additional changes before its passage. Since Republicans in the Senate were threatening to filibuster any bill they did not fully support, and Democrats no longer had enough seats to override the filibuster, no changes could be made. Since any changes to the legislation by the House would require it to be re-evaluated in the Senate, the original version was passed in 2009 on condition that it would be amended by a subsequent bill.
Changes Required By The Affordable Care Act After 180 Days
September 23, 2010 :
Seniors are entitled to a $250 rebate to close the Medicare Part D coverage gap.
A government website is created to allow people to search for information about health insurance companies, available plans, and other essential facts.
Insurers are not permitted to exclude pre-existing conditions from coverage for children.
October 19, 2010: eHealth publishes its first in a series of resources to help uninsured children navigate differences in individual states.
History Lesson: How The Democrats Pushed Obamacare Through The Senate
Twenty-five days of consecutive session on a bill that was partisan in the sense that Republicans were angry with it, but we still had the courage of our convictions to have a debate on the floor. Senate Minority Leader Charles E. Schumer , remarks on the Senate floor, June 19, 2017
To highlight the secrecy of the GOP health-care deliberations, many Senate Democrats have pointed out that the debate over the Affordable Care Act was the second-longest consecutive session in Senate history. Schumer even sought a parliamentary inquiry on the claim, and it was confirmed by the presiding officer, Sen. Joni Ernst
The Secretary of the Senates office notes that H.R. 3590 was considered on each of 25 consecutive days of session, and the Senate Library estimates approximately 169 hours in total consideration, she said.
The longest session, Feb. 12-March 9, 1917, concerned whether to arm merchant ships during World War I, shortly before the United States entered the conflict. That lasted 26 days.
But this statistic obscures a reality: The key work on creating the Senate version of the ACA was done in secret. Lets take a trip down memory lane.
Republicans Plan Healthcare Vote; Obama And Tv Host Denounce Bill
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WASHINGTON – Senate Republicans announced plans to vote next week on their latest bid to scuttle Obamacare even as a popular comedian who has become part of the U.S. healthcare debate denounced the bill and former President Barack Obama on Wednesday warned of real human suffering.
President Donald Trump, who has expressed frustration at the Senates failure thus far to pass legislation dismantling Obamas signature legislative achievement, said 47 or 48 Republicans back the bill, which needs 50 votes for passage in the 100-seat Senate, which his Republican Party controls 52-48.
We think this has a very good chance, Trump, who made replacing Obamacare a top 2016 campaign promise, told reporters during an appearance with Egypts president in New York.
Kentucky Senator Rand Paul opposes the bill. At least five other Republicans are undecided on it: Susan Collins of Maine, Lisa Murkowski and Dan Sullivan of Alaska, John McCain of Arizona and Jerry Moran of Kansas.
Republican Senator John Thune on Fox News said: Were a handful of votes short of having the 50 that we need.
As they worked to gather enough votes to win, after prior legislation failed in July, congressional Republicans and the White House were on the defensive after Jimmy Kimmel used his late-night TV show to blast the proposal and call Republican Senator Bill Cassidy, one of its two sponsors, a liar.
Related Coverage
Factbox: Trump on Twitter – Graham-Cassidy bill, Luther Strange, North Korea
source https://www.patriotsnet.com/who-were-the-republicans-that-voted-for-obamacare/
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habaritess · 6 years
Text
The Last Jedi Rant
SPOILERS AHEAD!!!
The more I think on Star Wars the Last Jedi, the madder I become.
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 Lets talk about my boy Finn and why the movie did him wrong. Now I had a higher than usual expectations for Finn’s character. Those expectations were for Star Wars to respect and develop him like they would any other main character and avoid the Bait and Switch that is typical for black characters. Usually, I have low expectations for them due to the abundance of horribly written, one dimensional black characters that tend to exist in movies and shows alike.
Now I loved the Force Awakens. Just loved it. That was in part due to the partnership between Rey and Finn. They had an interesting dynamic going on, great chemistry which, despite some story problems, made the movie enjoyable for me. Finn wasn’t a one note character. He had flaws and grew, something pretty rare for black characters in fiction. Rey and Finn were the main characters of the Force Awakens, abit with Rey being the character the story revolves around, and Finn being the second most focused on character. It still wasnt a Harry Potter dynamic where one character took most of the screen time while the side main characters had limited amount of scenes usually with the main character. Their scenes were pretty equal in length with both Rey and Finn having screen time without one another and together, making them both THE main characters. Kylo got his limited screen time as a villain, like usual.The Force Awakens set up Finn and Rey as the main characters that the story would focus on.
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That is what SHOULD have happen… if there was actually any real planning on where the story was to lead to. When I read the unfortunate truth that Star Wars the Force Awakens was written with no real plans on how the story or characters will evolve and that it will up to the directors on where they wanted to take it, my heart sank. It sank because I knew, I KNEW that spells bad for Finn, the main black character of the story. I knew Finn, as a character, was nowhere near as popular as Kylo or Poe individually. Poe, who barely had any screen time in the Force Awakens, was very popular due to his looks. I didn’t even remember him the first time I watched the movie, only to find fans going crazy for his character on the internet. And fans weren’t going on and on about Finn and Rey, not in terms of their friendship or potential relationship, but instead for Rey and Kylo.The only thing Finn was popular in terms of the fandom was in his pairing with Poe. This was obvious to anyone in the fandom. This truth obviously influence the direction the director decided on to go, in order to please the fans.
So what happened? The result: the Last Jedi focused on an unrealistic romance between Kylo and Rey, making Kylo the main character alongside Rey, and sidelining Finn to a minor character alongside Poe, who gained a lot in screen time(surprise, surprise). The result is Finn and Rey relationship was completely abandoned with them not saying ONE word to each other in this movie. The result, Finn was definitely not going to get  Rey, so his main point in the movie was be about him forming a quick and uninspiring bond with a new character Rose so that he can be happy with her and not be salty about Rey being with someone else. This resulted in all the characters being so out of character in order to fit the events in this movie. Rey falling for and developing a crush for Reylo which would lead her to seek to change him MAKES NO SENSE whatsoever! Come on, why would she do that after she witnessed him killing his father, the famous Han Solo, for NO REASON at all? She isn’t part of the audience who can detach themselves enough from the movie to view an F-up characters like Kylo as sympathetic as long as they are cute. No, she is a part of his world, and seeing something  like that would give a major signal for any person that this deranged person should be avoided at all cost because if he can kill his father for no reason at all, than nothing would stop him from killing them too. Her actions made no sense at all. It reads as someone changing the character completely to suit their fanfiction.
This movie made the villain the main character alongside Rey. That is wrong on so many levels.Your taking the black main character of the Force Awakens and making him a minor character to suit the fans who prefer seeing Rey with a white killer than be with the black character. Your taking Finn who cares so deeply for Rey for several well developed reasons, and sloppy pairing him up with Rose whose attractions to Finn was too horribly developed to make sense. Your telling me Rose would overlook Finn cowardness so quickly( dont get me started on THAT), especially after her sister sacrificed her life for the cause? Finn was planning on leaving them all to die, and she forgave him quickly enough to fall in love with him! The side quest to develop their relationship was so dull, not only because of the lack of chemistry between the two, but also due to Finn and Rose being side characters. The movie wasnt able to give their relationship time to naturally developed, unlike in the Force Awakens where Rey and Finn was the main focus and their relationship got the most attention.
This movie should not have degraded Finn’s main character status. They should not have given his spot to Kylo, the villain. They should not have focused on unrealistic and undeveloped romances. They should instead have focus on developing the characters and existing dynamics. Finn was a stormtrooper for goodness sake! They could have explored so much of that past and how it relates to current events. They could have explored other sides of him, like I don’t know, the effects of the conditioning he grew up in. Explore the personal struggles within Finn rather than Kylo. Show more than a one dimensional side of him. Have Rey be trained and see her be attracted to the dark side, and possibly losing herself to it rather than have her focus on saving a killer man. Maybe have them explore both of their origins and within that search, have Finn discover why he should fight for the rebels, rather than avoid the conflict, since even at the end of the Force Awakens, he only came back to save Rey. Have the movie explore how a Rey-Finn-Poe dynamic would work. Introduce Rose in a way where it is not so obvious that her purpose was to become the love interest of Finn. If there is romance, keep it implied, like in the Force Awakens, and wait for the third movie to really deal with it. Explore Kylo conflicted feelings over killing his father, but NOT in the way where it takes up most of the movie! There was so much that could have been done. But no, instead of keeping continuity, they go towards the direction of keeping the shippers happy and in doing so, losing the characters completely and destroying any real chance of satisfying character development. The last movie will focus on tying all the loose ends so any good exploration of Finn’s character will most likely not happen. That is a slap in the face to John Boyega who was so excited to see where his character would go, Finn fans, and all the black fans who had such high hopes for this character. 
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i-amusemyself · 7 years
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All 100 Questions.
Bloody hell okay thank you!!! 😄😄😄
1. Is a kiss considered cheating?Yeah, Id say so.
2. Have you ever faked orgasm?Aint never had anyone to fake it with 😂 Ngl tho its the sort of thing id do (which is terrible i know)
3. If you could have one super power, what would it be?Mind reading.
4. Do you think youre gonna be rich in 7-8-9 years?I’d be worried if I didnt have more money than I have now, but idk.
5. Tell us some funny drunk story?Oh jeez erm, I don’t really have any 😂 My friends occasionally remind me of the time at the school christmas ball one of the business teachers turned up and I quickly ran away while aggressively whispering “oh no he knows im a lesbian, aimee told him”.
6. Why are you no longer together with your ex?We work better as friends, its less stressful.
7. If you had to choose one way to die what would it be?See I’m really torn with this question. Part of me thinks itd be nice just to go in my sleep, with a heart attack or something. Its quick and painless you know.But equally I wonder if it would be better to maybe, like, have something where I knew I was gonna die. Because then I’d have time to try and do everything on my bucket list and say goodbye to everyone. Also maybe at that point I’d welcome death lmao.
8. What are your current goals?Idk? Im waiting on A level results which I really hope I’ve done well in.I hope to make lots of new friends at uni and learn how to look after myself quickly I guess. I dont know.
9. Do you like someone?I like a lot of people 😆
10. Who was the last person to disappoint you?Im really not sure??? There arent many people I expect anything from and even then my standards are pretty low. So like, I dont really get disappointed by people, only occasionally by situations.
11. Do you like your body?I could hate it a lot more, but I wouldnt say I’m happy with my body or general appearance. I struggle a lot with my features and my weight and the scars I have (which is ridiculous but thats what mental illness is)
12. Can you keep a diet?I mean if I wasnt on the diet im on rn (with lots of restrictions) id probs be in hospital 😂
13. If the whole world was listening to you right now, what would you say?Honestly id pass out under the pressure of it 😂 idk, id tell them all to take a chill pill but no one would listen.
14. Do you work?Nah, i had 3 jobs at once last yeah but now I’ve ended up with none.
15. If you could choose only one food to eat for the rest of your life what would it be?Either garlic bread or chocolate I cant decide!
16. Would you get a tattoo?I’m v much planning on getting one in the near future so yh!!
17. Something you dont mind spending all your money on?Plane tickets.
18. Can you drive?Yeah! I havent driven since I passed my test, but hopefully I havent forgotten how to that quickly!
19. When was the last time someone told you youre beautiful?…I cant remember. Thats depressing (not that I blame them).
20. What was the last thing you cried for?Argh I have no idea why I was crying, my brain just wasnt doing its job so everything made me stressed and sad.
21. Do you keep a journal?I keep a blog for diary posts but besides that nah
22. Is life fun?If you allow it to be, yeah
23. Is farting in front of people irrelevant?Tf is that supposed to mean? I guess if you know the person well it is.
24. Whats your dream car?I dont know about Dream Car, id have to research it loads to decide what my absolute fave it. Although rn I’d really love a ‘67 VW beetle bc theyre small and cheap on insurance 😂
25. Are grades in school important?My own grades are super important to me, (to the point its probably unhealthy) but in terms of how the people around me do, it doesnt really matter to me. I mean, I want everyone to do well, but I dont judge people based on it.
26. Describe your crush.She’s funny and all around awesome and interesting and good at deep convos and beautiful and way out of my league.
27. What was the last book/movie that really impressed you?The last one I read called The Bell Jar. It was unlike anything I’ve ever read and made me think about a lot of things. Also I related a lot with the main character.
28. What was your last lie?Eh, probably “im fine”.
29. Dumbest lie you ever told?Idk?? I only keep track of the good lies 😉
30. Is crying in front of people embarrasing?It shouldnt be but yeah, I try my best not to.
31. Something you did and are proud of?Umm, idk im p proud of playing basketball and representing my region/training with england. But i quit that so 👏 dicks out for my regrettable decisions 👏
32. Whats your favourite cocktail?Never had one
33. Something you are good at?Annoying people and being clingy 😂 also maths ig
34. Do you like small kids?It depends on the child, the day of the week, the lunar cycle, my menstrual cycle, how hungry I am…Yh legit sometimes I hate them sometimes I love them.
35. How are you feeling right now?Great omg I just got my best friend to watch mamma mia and now shes high on life next to me.
36. What would you name your daughter/son?🤐 there are a couple of names for girls I like and like 2 boys names? But i dont wanna say bc theyre embarrasing.
37. What do you need to be happy?Good company, good food and possibly music.
38. Is there someone you want to punch in the face right now?Theres always at least 3 people I would love to punch 😂
39. What was the last gift you recieved?My best friend got me a necklace and I almost cried its so beautiful
40. What was the last gift you gave?The gift of my company @only-slightly-dangerous 😉😉😉
41. What was the last concert you went to?I went to to see Amber Run in february
42. Favourite place to shop at?Um, as in shop? A place called blue banana probs (england’s hot topic smh)
43. Who inspires you?Kaitlyn Alexander bc they helped me to understand who I am and how I feel and to be loud and proud about it.And Luke Cutforth bc he’s so open about his mental health and struggles with self harm but hes so happy now.
44. How old were you when you first got drunk?18 lmao
45. How old were you when you first got high?It aint happened yet (and i dont really want it to)
46. How old were you when you first had sex?It aint happened yet smh
47. When was your first kiss?As far as im concerned never
48. Something you want to do until the end this year?What….does this mean….? Idk???
49. Is there something in the past you wish you hadnt done?It’s more stuff I wish I had done tbh. I suppose I said things I shouldnt have or got too involved in drama, but you kinda need all that secondary school shit to learn from it
50. Post a selfie.Lmao nah fam
51. Who are you most comfortable around?My best friend by a mile. Privacy who?
52. Name one thing that terrifies you.Abandonment without explanation.
53. What kind of books do you read?Anything non fiction about medicine/being a doctor/disease/psycopaths.Besides that whatever has been recommended.
54. What would you tell your 12 y/o self?1. Youre gay2. You and I both know you arent joking about being “a dude trapped in a girls body” stop laughing it off and confront it.3. Stand up for yourself.4. Chill out.5. Laugh a lot more omg
55. What is your favourite flower?It’s between petunias and roses
56. Any bad habits you have?Not answering peoples messages unless theyre Certain Person A or Certain Person B.
57. What kind of people are you attracted to?Ones that are out of my league and could kick my ass apparently. Also ones that are kind, listen and think a lot I guess
58. What was the last thing you cried for?Already answered
59. Is there something you dont eat? A food that truly disgusts you?I dont eat loads of stuff bc my guts hate me 😂 but besides all that I’m actually the worlds least picky eater. The only thing I dont like is raw tomato. Thats it.
60. Are you in love?I wish
61. Something you find romantic?All the clichés ngl 😂 just anything that says “i love you” or “i was thinking about you” really
62. How long was your longest relationship?Like 4 months? Barely long term.
63. What are 3 things that irritate you about the same sex?Oh jeez i hate these theyre so stereotype-y1. Bitching2. Not supporting each other3. ….?
64. What are 3 things that irritate you about the opposite sex?1. Not supporting each other2. Massive egos3. Yelling
65. What are you saving money for?Uni so I dont starve to death!
66. How would you describe your bad side?Hmm, idk, it depends what someone did to get on my bad side. I’d say stubborn, bitter and angry tho usually.
67. Are you actually a good person? Why?I could be wrong but I think so long as someone has morally good intentions they are usually a good person, whether they always succeed or not. So yeah, I like to think I am.
68. What are you living for?My friends and the hope I have for my future.
69. Have you ever done anything illegal?Piracy? Thats it.
70. Do you like your money?….did I type this question wrong or??
71. Have you ever made someone feel bad about themselves intentionally?Okay, the honest answer? Yeah. When I was a lot younger and less mature and someone said something that hurt me, I tried to retaliate with equally hurtful comments. I like to think I wouldnt do that now.
72. Ever sent nudes?Lol no
73. Have you ever cheated on someone?Hell no
74. Favourite candy?All candy hates me 😂
75. Is there a blog you visit everyday or almost every day? Tag them.Yeah @oneshappyplace knows I regularly spam her with notes in search or Quality Memes (im so sorry)
76. Do you play any computer games? Whats ur fave?Nah, as if I have time 😂
77. Favourite TV series?Argh I canny choose? I love the IT Crowd, I love supernatural, I love Sherlock, I love in the flesh…
78. Are you religious? Does God exist?I’m not religious and personally I don’t believe there’s a god or higher power but I could be wrong.
79. What was the last book you read? Did it impress you and why?The Bell Jar. See 27.
80. What do you think about vegetarians and veganism?I respect it I guess? At one point I was p much a vegetarian until I had to restrict my diet sooo. Tho I could never be one now, let alone a vegan.
81. How long have you been on tumblr?Too long 😂😂😂 Like 3 or 4 years?
82. Do you like chinese food?Love it!
83. McDonalds or Subway?(Never been to subway so) McDonalds.
84. Vodka or Whisky?(Never had whisky so) Vodka.
85. Alcohol or Drugs?(Never had drugs so) Alcohol.
86. Ever been out of your country?I’m currently in the USA so yeah 😂
87. Meaning behind your blog name?It’s p self explanatory and also v true
88. What are you scared of?Abandonment, deep water, knives, toys with battery packs.
89. Last time you were insulted?Ugh, probs like when I met up with a load of school friends for our leaver’s ball.
90. Most traumatic experience?I’d rather not answer that lmao (plus itd take a long time to type)
91. Perfect date idea?Chilling and listening to each other’s favourite songs while coexisting and eating fast food 😂 that or ikea ngl
92. Favourite app on your phone?Tumblr. Even though I hate it, it also keeps me sane.
93. What colour are the walls in your room?White and blue.
94. Do you watch youtube? Who is your favourite youtuber?I love so many youtubers omg. Lukeisnotsexy, mileschronicles, realisticallysaying and filthy frank are faves
95. Share your favourite quote.Pick your fights.
96. What is the meaning of life?To live life to the fullest so youre happy and have minimal regrets. Also to be kind and helpful so even if you dont change the world you might help someone else to.
97. Do you like horror movies?I think….? But I’m not good at watching them alone 😂
98. Have you ever made your mum cry? What happened?Eh…again, would rather not answer (we got some nice supressed memories here)
99. Do you feel lucky or special in any way?I’m still totally in awe of how lucky I am to have met my best friend from 3000 miles away. Like, the probability of it was so so slim and yet here we are.
100. Can you keep a secret?I think so yh! It’s something that I consider super important.
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mrlongkgraves · 5 years
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SPG47 research brings hope to families
Robbie and Molly [PHOTOS COURTESY OF KASEY EDWARDS]
“Mama Kasey — I spy!” I smile. Robbie wants to play “I spy with my little eye.” She’s actually quite good and relishes the enthusiasm she gets when she’s right. In fact, recently, we were with someone who was unfamiliar with the routine. After Robbie answered correctly, she waited. Though complimented, it wasn’t enough. Robbie gently took this woman’s hand, looked her in the eye and said, “clap.”
Every day with Robbie introduces new revelations of her effervescent personality. She is boisterous and bubbly, bossy but sweet. At 5 years old, she’s exceeded what I expected her to attain even as an adult, given her ultra-rare neurodegenerative diagnosis of SPG47 two and a half years ago.
We are concerned about her mobility. Every growth spurt causes balance issues and muscle tightening. We’ve thought she lost her ability to walk more than once, yet she perseveres and regains her (precarious) equilibrium. We never know if “today” will be the day she’ll never walk independently again.
Robbie and her friend Molly are the driving motivation behind Cure SPG47, the non-profit we parents founded to initiate and fund research towards stopping or slowing the progression of this disease. Molly, too, makes progress daily, especially with speech and cognition. She is forming longer sentences, asking simple questions and commenting on her observations; a true joy for her family to see. She struggles with her walking; there are good days and not so good days. Yet she is most determined; nothing gets in her way of accomplishing what she wants to do.
Like our girls, Cure SPG47’s research is also flourishing. Unwavering determination and initiative from our human neuron research program’s principal investigator, Dr. Darius Ebrahimi-Fakhari , significant support from the Translational Neuroscience Center (TNC), and their partnership with the Manton Center for Rare Disease Research has lead to an international registry and natural history study for AP-4 associated hereditary spastic paraplegia. This study has shown that when any of the AP-4 subunit genes are defective, the clinical phenotype is essentially the same. This connects SPG47 (AP4B1) with three other SPGs: 50 (AP4M1), 51 (AP4E1) & 52 (AP4S1).
Potentially, drug-screening research at Boston Children’s may help identify a treatment, which benefits all four of these diseases. Since the registry and study began last June, 42 cases of SPG47 have been registered, with a total of 110 cases including all four disorders. Most case findings are the result of hundreds of personal emails from Dr. Ebrahimi-Fakhari, our biggest champion. This has connected clinicians and investigators from around the world with the Boston Children’s team. And, due to an overlapping of phenotypes with cerebral palsy, we are expanding the search for AP-4 cases that may be identified through genetic testing of patients with a presumed diagnosis of cerebral palsy.
Dr. Ebrahimi-Fahkari has been invited to present these findings at the American Academy of Neurology conference in May. We have been told that this opportunity could put SPG47 and the related AP-4 disorders on the map very quickly, at a level we could not have anticipated.
In December, the TNC hosted a Cure SPG47 research conference with experts from around the country and overseas. Early on a comment a struck me: “While we’ve learned a lot, there is still much we don’t know.” I fought back tears as the gravity of our intentions and the reality of my scientific ignorance collided. What are we doing? But this feeling was fleeting. I witnessed renowned specialists and brilliant minds carefully and passionately advise, debate and eventually agree on pertinent issues geared towards attaining the utmost safety and efficacy of the therapies that may be identified to treat our children. By the end, I swelled with hope and pride. To choose this path as a parent is terrifying, but to travel it with these experienced and compassionate specialists is exhilarating. And they have mapped our course.
Molly and Robbie with their parents at Disney World
To start, we strive to propagate the news of our research and natural history study to all relevant outlets; we must find the cases we suspect exist. We plan to share reagents (antibodies, mouse models, fibroblast and iPSC lines) to researchers and labs interested in collaboration; there is so much more we can learn. We will begin working with the FDA towards a human clinical trial; our gene therapy research, led by Dr. Mimoun Azzouz at the University of Sheffield, is beginning to show promise. Our action items are ambitious, but so are we.
And myself? I need to hug my daughter, play a game of “I spy,” clap and count my blessings.
Learn more about the Boston Children’s Department of Neurology.
The post SPG47 research brings hope to families appeared first on Thriving Blog.
from Thriving Blog https://on.bchil.org/2IjqADS
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5 Real Examples of Advanced Content Promotion Strategies
Posted by bsmarketer
Content promotion isn’t tweeting or upvoting. Those tiny, one-off tactics are fine for beginners. They might make a dent, but they definitely won’t move the needle. Companies that want to grow big and grow fast need to grow differently.
Here’s how Kissmetrics, Sourcify, Sales Hacker, Kinsta, and BuildFire have used advanced content promotion tips like newsjacking and paid social to elevate their brands above the competition.
1. Use content to fuel social media distribution (and not the other way around)
Prior to selling the brand and blog to Neil Patel, Kissmetrics had no dedicated social media manager at the height of their success. The Kissmetrics blog received nearly 85% of its traffic from organic search. The second biggest traffic-driver was the newsletter.
Social media did drive traffic to their posts. However, former blog editor Zach Buylgo’s research showed that these traffic segments often had the lowest engagement (like time on site) and the least conversions (like trial or demo opt-ins) — so they didn’t prioritize it. The bulk of Zach’s day was instead focused on editing posts, making changes himself, adding comments and suggestions for the author to fix, and checking for regurgitated content. Stellar, long-form content was priority number one. And two. And three.
So Zach wasn’t just looking for technically-correct content. He was optimizing for uniqueness: the exact same area where most cheap content falls short. That’s an issue because many times, a simple SERP analysis would reveal that one submission:
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...Looked exactly like the number-one result from Content Marketing Institute:
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Today’s plagiarism tools can catch the obvious stuff, but these derivatives often slip through the cracks. Recurring paid writers contributed the bulk of the TOFU content, which would free Zach up to focus more on MOFU use cases and case studies to help visitors understand how to get the most out of their product set (from the in-house person who knows it best).
They produced marketing guides and weekly webinars to transform initial attention into new leads:
They also created free marketing tools to give prospects an interactive way to continue engaging with their brand:
In other words, they focused on doing the things that matter most — the 20% that would generate the biggest bang for their buck. They won’t ignore social networks completely, though. They still had hundreds of thousands of followers across each network. Instead, their intern would take the frontlines. That person would watch out for anything critical, like a customer question, which will then be passed off to the Customer Success Manager that will get back to them within a few hours.
New blog posts would get the obligatory push to Twitter and LinkedIn. (Facebook is used primarily for their weekly webinar updates.) Zach used Pablo from Buffer to design and create featured images for the blog posts.
Then he’d use an Open Graph Protocol WordPress plugin to automatically add all appropriate tags for each network. That way, all he had to do was add the file and basic post meta data. The plugin would then customize how it shows up on each network afterward. Instead of using Buffer to promote new posts, though, Zach likes MeetEdgar.
Why? Doesn’t that seem like an extra step at first glance? Like Buffer, MeetEdgar allows you to select when you’d like to schedule content. You can just load up the queue with content, and the tool will manage the rest. The difference is that Buffer constantly requires new content — you need to keep topping it off, whereas MeetEdgar will automatically recycle the old stuff you’ve previously added. This saved a blog like Kissmetrics, with thousands of content pieces, TONS of time.
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He would then use Sleeknote to build forms tailored to each blog category to transform blog readers into top-of-the-funnel leads:
But that’s about it. Zach didn’t do a ton of custom tweets. There weren’t a lot of personal replies. It’s not that they didn’t care. They just preferred to focus on what drives the most results for their particular business. They focused on building a brand that people recognize and trust. That means others would do the social sharing for them.
Respected industry vets like Avinash Kaushik, for example, would often share their blog posts. And Avinash was the perfect fit, because he already has a loyal, data-driven audience following him.
So that single tweet brings in a ton of highly-qualified traffic — traffic that turns into leads and customers, not just fans.
2. Combine original research and newsjacking to go viral
Sourcify has grown almost exclusively through content marketing. Founder Nathan Resnick speaks, attends, and hosts everything from webinars to live events and meetups. Most of their events are brand-building efforts to connect face-to-face with other entrepreneurs. But what’s put them on the map has been leveraging their own experience and platform to fuel viral stories.
Last summer, the record-breaking Mayweather vs. McGregor fight was gaining steam. McGregor was already infamous for his legendary trash-talking and shade-throwing abilities. He also liked to indulge in attention-grabbing sartorial splendor. But the suit he wore to the very first press conference somehow managed to combine the best of both personality quirks:
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This was no off-the-shelf suit. He had it custom made. Nathan recalls seeing this press conference suit fondly: “Literally, the team came in after the press conference, thinking, ‘Man, this is an epic suit.’” So they did what any other rational human being did after seeing it on TV: they tried to buy it online.
“Except, the dude was charging like $10,000 to cover it and taking six weeks to produce.” That gave Nathan an idea. “I think we can produce this way faster.”
They “used their own platform, had samples done in less than a week, and had a site up the same day.”
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“We took photos, sent them to different factories, and took guesstimates on letter sizing, colors, fonts, etc. You can often manufacture products based on images if it’s within certain product categories.” The goal all along was to use the suit as a case study. They partnered with a local marketing firm to help split the promotion, work, and costs.
“The next day we signed a contract with a few marketers based in San Francisco to split the profits 50–50 after we both covered our costs. They cover the ad spend and setup; we cover the inventory and logistics cost,” Nathan wrote in an article for The Hustle. When they were ready to go, the marketing company began running ad campaigns and pushing out stories. They went viral on BroBible quickly after launch and pulled in over $23,000 in sales within the first week.
The only problem is that they used some images of Conor in the process. And apparently, his attorney’s didn’t love the IP infringement. A cease and desist letter wasn’t far behind:
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This result wasn’t completely unexpected. Both Nathan and the marketing partner knew they were skirting a thin line. But either way, Nathan got what he wanted out of it.
3. Drive targeted, bottom-of-the-funnel leads with Quora
Quora packs another punch that often elevates it over the other social channels: higher-quality traffic. Site visitors are asking detailed questions, expecting to comb through in-depth answers to each query. In other words, they’re invested. They’re smart. And if they’re expressing interest in managed WordPress hosting, it means they’ve got dough, too.
Both Sales Hacker and Kinsta take full advantage. Today, Gaetano DiNardi is the Director of Demand Generation at Nextiva. But before that, he lead marketing at Sales Hacker before they were acquired. There, content was central to their stratospheric growth. With Quora, Gaetano would take his latest content pieces and use them to solve customer problems and address pain points in the general sales and marketing space:
By using Quora as a research tool, he would find new topics that he can create content around to drive new traffic and connect with their current audience:
He found questions that they already had content for and used it as a chance to engage users and provide value. He can drive tons of relevant traffic for free by linking back to the Sales Hacker blog:
Kinsta, a managed WordPress hosting company out of Europe, also uses uses relevant threads and Quora ads. CMO Brian Jackson jumps into conversations directly, lending his experience and expertise where appropriate. His technical background makes it easy to talk shop with others looking for a sophisticated conversation about performance (beyond the standard, PR-speak most marketers offer up):
Brian targets different WordPress-related categories, questions, or interests. Technically, the units are “display ads, but they look like text.” The ad copy is short and to the point. Usually something like, “Premium hosting plans starting at $XX/month” to fit within their length requirements.
4. Rank faster with paid (not organic) social promotion
Kinsta co-founder Tom Zsomborgi wrote about their journey in a bootstrapping blog post that went live last November. It instantly hit the top of Hacker News, resulting in their website getting a consistent 400+ concurrent visitors all day:
Within hours their post was also ranking on the first page for the term “bootstrapping,” which receives around 256,000 monthly searches.
How did that happen?
“There’s a direct correlation between social proof and increased search traffic. It’s more than people think,” said Brian. Essentially, you’re paying Facebook to increase organic rankings. You take good content, add paid syndication, and watch keyword rankings go up.
Kinsta’s big goal with content promotion is to build traffic and get as many eyeballs as possible. Then they’ll use AdRoll for display retargeting messages, targeting the people who just visited with lead gen offers to start a free trial. (“But I don’t use AdRoll for Facebook because it tags on their middleman fee.”)
Brian uses the “Click Campaigns” objective on Facebook Ads for both lead gen and content promotion. “It’s the best for getting traffic.”
Facebook's organic reach fell by 52% in 2016 alone. That means your ability to promote content to your own page fans is quickly approaching zero.
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“It’s almost not even worth posting if you’re not paying,” confirms Brian. Kinsta will promote new posts to make sure it comes across their fans’ News Feed. Anecdotally, that reach number with a paid assist might jump up around 30%.
If they don’t see it, Brian will “turn it into an ad and run it separately.” It’s “re-written a second time to target a broader audience.”
In addition to new post promotion, Brian has an evergreen campaign that’s constantly delivering the “best posts ever written” on their site. It’s “never-ending” because it gives Brian a steady-stream of new site visitors — or new potential prospects to target with lead gen ads further down the funnel. That’s why Brian asserts that today’s social managers need to understand PPC and lead gen. “A lot of people hire social media managers and just do organic promotion. But Facebook organic just sucks anyway. It’s becoming “pay to play.’”
“Organic reach is just going to get worse and worse and worse. It’s never going to get better.” Also, advertising gets you “more data for targeting,” which then enables you to create more in-depth A/B tests.
We confirmed this through a series of promoted content tests, where different ad types (custom images vs. videos) would perform better based on the campaign objectives and placements.
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That’s why “best practices” are past practices — or BS practices. You don’t know what’s going to perform best until you actually do it for yourself. And advertising accelerates that feedback loop.
5. Constantly refresh your retargeting ad creative to keep engagement high
Almost every single stat shows that remarketing is one of the most efficient ways to close more customers. The more ad remarketing impressions someone sees, the higher the conversion rate. Remarketing ads are also incredibly cheap compared to your standard AdWords search ad when trying to reach new cold traffic.
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There’s only one problem to watch out for: ad fatigue. The image creative plays a massive role in Facebook ad success. But over time (a few days to a few weeks), the performance of that ad will decline. The image becomes stale. The audience has seen it too many times. The trick is to continually cycle through similar, but different, ad examples.
Here’s how David Zheng does it for BuildFire:
His team will either (a) create the ad creative image directly inside Canva, or (b) have their designers create a background ‘template’ that they can use to manipulate quickly. That way, they can make fast adjustments on the fly, A/B testing small elements like background color to keep ads fresh and conversions as high as possible.
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All retargeting or remarketing campaigns will be sent to a tightly controlled audience. For example, let’s say you have leads who’ve downloaded an eBook and ones who’ve participated in a consultation call. You can just lump those two types into the same campaign, right? I mean, they’re both technically ‘leads.’
But that’s a mistake. Sure, they’re both leads. However, they’re at different levels of interest. Your goal with the first group is to get them on a free consultation call, while your goal with the second is to get them to sign up for a free trial. That means two campaigns, which means two audiences.
Facebook’s custom audiences makes this easy, as does LinkedIn’s new-ish Matched Audiences feature. Like with Facebook, you can pick people who’ve visited certain pages on your site, belong to specific lists in your CRM, or whose email address is on a custom .CSV file:
If both of these leads fall off after a few weeks and fail to follow up, you can go back to the beginning to re-engage them. You can use content-based ads all over again to hit back at the primary pain points behind the product or service that you sell.
This seems like a lot of detailed work — largely because it is. But it’s worth it because of scale. You can set these campaigns up, once, and then simply monitor or tweak performance as you go. That means technology is largely running each individual campaign. You don’t need as many people internally to manage each hands-on.
And best of all, it forces you to create a logical system. You’re taking people through a step-by-step process, one tiny commitment at a time, until they seamlessly move from stranger into customer.
Conclusion
Sending out a few tweets won’t make an impact at the end of the day. There’s more competition (read: noise) than ever before, while organic reach has never been lower. The trick isn’t to follow some faux influencer who talks the loudest, but rather the practitioners who are doing it day-in, day-out, with the KPIs to prove it.
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Who Were The Republicans That Voted For Obamacare
New Post has been published on https://www.patriotsnet.com/who-were-the-republicans-that-voted-for-obamacare/
Who Were The Republicans That Voted For Obamacare
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Actual Events That Occurred As A Result Of The Affordable Care Act 2011 To 2014
January, 2011: In 2011, insurance companies had to ensure the value for premium payments. If insurance companies did not spend at least 80% to 85% of premiums on care the difference is sent to customers in a refund.
January 2011: A Florida judge rules that elements of the Affordable Care Act are unconstitutional.
November 14, 2011: The US Supreme Court agrees to hear arguments in the Obamacare case brought by 26 states and the National Federation of Independent Business. It argues that elements of the Affordable Care Act are unconstitutional.
January, 2014: Health Affairs published its most recent analysis of Medical Loss Ratio performance by major insurers.
March, 2014: The New York Times reports that the U.S. Census Bureau, the authoritative source of health insurance data changed its annual survey so thoroughly that it became difficult to measure the effects of President Obamas health care law. 
How Different Groups Of Republicans Voted
Many hard-line conservatives, including Freedom Caucus members and recipients of campaign contributions from the caucus’s political action committee, expressed opposition to the bill in its original form, but voted yes on Thursday after several changes to the legislation. Much of the Republican opposition to the bill came from members whose districts voted for Hillary Clinton.
Affordable Health Care For America Act
Jump to navigationJump to searchPatient Protection and Affordable Care ActAmerican Health Care Act
This article is part of a serieson
The Affordable Health Care for America Act was a that was crafted by the United States House of Representatives of the 111th United States Congress on October 29, 2009. The bill was sponsored by Representative Charles Rangel. At the encouragement of the Obama administration, the 111th Congress devoted much of its time to enacting reform of the United States’ health care system. Known as the “House bill, HR 3962 was the House of Representatives’ chief legislative proposal during the health reform debate.
On December 24, 2009, the Senate passed an alternative health care bill, the Patient Protection and Affordable Care Act . In 2010, the House abandoned its reform bill in favor of amending the Senate bill ” rel=”nofollow”>reconciliation process) in the form of the Health Care and Education Reconciliation Act of 2010.
Senators Who Had Voted Against Obamacare Repeal Are Now Wavering
Matt Fuller
WASHINGTON Theres nothing like a deadline to get things moving on Capitol Hill, and with a Sept. 30 expiration date for the bill that want to use for an Affordable Care Act repeal, Senate Republicans who once seemed resolutely opposed to even the most modest Obamacare repeal suddenly sounded less resolute Monday.
The proposal authored by Sens. Lindsey Graham , Bill Cassidy and other Republican colleagues would still likely result in millions losing coverage. The bill would still cut Medicaid, albeit over a longer timeline, and states could still choose to undermine protections for people with pre-existing conditions. But the measure, attached to a reconciliation bill that allows a simple majority vote, would give states more flexibility in deciding those cuts and coverage decisions.
That flexibility has inspired Sen. Rand Paul to come out strongly against the legislation, castigating the bill as a rebranding of Obamacare. Conservatives should say no, Paul Monday.
The proposal, however, is seemingly less repellent to Sen. Lisa Murkowski , one of the three Senate Republicans who voted against the skinny repeal in July, along with Susan Collins and John McCain . Murkowski told HuffPost on Monday that shes undecided on Graham-Cassidy, as the measure is known, and that she and her staff were still looking to see how Alaska would make out under the bill.
Whether we repeal and replace Obamacare comes down to a few key senators, Meadows said.
Employer Mandate And Part
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Health insurance mandate
The employer mandate applies to employers of more than fifty where health insurance is provided only to the full-time workers. Critics claimed it created a perverse incentive to hire part-timers instead. However, between March 2010 and 2014, the number of part-time jobs declined by 230,000 while the number of full-time jobs increased by two million. In the public sector full-time jobs turned into part-time jobs much more than in the private sector. A 2016 study found only limited evidence that ACA had increased part-time employment.
Several businesses and the state of Virginia added a 29-hour-a-week cap for their part-time employees, to reflect the 30-hour-or-more definition for full-time worker. As of 2013, few companies had shifted their workforce towards more part-time hours . Trends in working hours and the recovery from the Great Recession correlate with the shift from part-time to full-time work. Other confounding impacts include that health insurance helps attract and retain employees, increases productivity and reduces absenteeism; and lowers corresponding training and administration costs from a smaller, more stable workforce. Relatively few firms employ over 50 employees and more than 90% of them already offered insurance.
Is The Supreme Court Likely To Save Obamacare
The Supreme Court is likely to leave in place the bulk of Obamacare, including key protections for pre-existing health conditions.
Conservative justices John Roberts and Justice Brett Kavanaugh appeared in two hours of arguments to be unwilling to strike down the entire law a long-held Republican goal.
The courts three liberal justices are almost certain to vote to uphold the law in its entirety and presumably would form a majority by joining a decision that cut away only the mandate, which now has no financial penalty attached to it.
Leading a group of Democratic-controlled states, California and the Democratic-controlled House of Representatives are urging the court to leave the law in place.
A decision is expected by late spring.
Laws Ripped From ‘the Handmaid’s Tale’
Then there are the political headaches that would be triggered by the overturning of Roe: the likely countermobilization of liberals and alienation of many moderates suddenly witnessing the painful realities of abortion bans, and stronger pushes in Republican ranks for a total national abortion ban and other extreme measures.
The Republicans incendiary antiabortion rhetoric could come back to haunt. If abortion constitutes the murdering of babies, as antiabortion language insists, and theres no longer a Roe v. Wade getting in the way, arent the Republicans obliged to ban it in every instance and every place, whether through the courts or the political process?
Will Biden get in the ring?: Patients shouldn’t have to fight this hard for an abortion 
Expect emboldened right-wing politicians to push more legislation that sounds like its been ripped from the scripts of The Handmaids Tale.” Abortion bans that make no exceptions for victims of rape or incest  a hallmark of the Mississippi law heading to the high court this fall. Bills like one that advanced recently in Pennsylvania that focuses not just on abortions but miscarriages, too  categorizing miscarriages as deaths and requiring health care facilities to file death certificates and get burial permits. As if the would-be mother werent already suffering enough, now this extra burden, served up with a sinister insinuation about her miscarriage. 
Rep Tom Reed Of New York
Reed, a leader of the bipartisan Problem Solvers Caucus, broke with his party on a handful of votes relating to the government shutdown at the start of the year. He told Roll Call after Wednesdays vote that he was concerned about his partys position on health care heading into 2020.
Hopefully, maybe, this puts a marker down with our leadership and with the Republican Party in the House and Senate, as well as across the country, that we owe it to the American people to show in black and white how were going to fix health care, he said.
The DCCC is not targeting Reed, who won re-election by 8 points in 2018.
Trump carried Reeds district, which stretches along the border with Pennsylvania, by 15 points. Reeds 2018 opponent, cybersecurity expert Tracy Mitrano, is running again. Inside Elections rates the race Solid Republican.
Trump: We’ll Soon See If Republicans Will ‘step Up To The Plate’ On Health Care
I’m not going to vote for something that’s a scaled down version, that’s a political punt,” Graham said earlier Tuesday. The South Carolina Republican will vote for the motion to proceed but added that a final product to fix the health care system should go through “regular order.”
Collins said the proposal wasnt described at the weekly Senate GOP policy lunch.
And so apparently that is an amendment that the leader would offer at the end, she said. I have no idea whats going into that.
And Republicans are considering making further changes to the repeal-and-replace plan. Administration officials and senators are discussing adding as much as $100 billion more to earlier drafts to help low-income people with premiums, Republicans said.
Before Tuesday’s vote, McConnell urged senators to take the first step to provide relief on this failed left-wing experiment.
Id like to reiterate what the president said yesterday. Any senator who votes against starting debate, he said, is telling America that you are fine with the Obamacare nightmare Thats a position that even Democrats have found hard to defend, McConnell said.
The fate of the vote was uncertain as recently as Tuesday morning. Paul, Heller and moderate Sen. Shelley Moore Capito waited until the final hours before the vote to announce they would support opening debate on the bill.
Heller said his support for whatever emerges later is not assured.
Rep Pete Stauber Of Minnesota
The freshman flipped a longtime Democratic seat in northeast Minnesota that Trump had carried by 16 points in 2016. Its a largely white, working-class district, where Trumps populist appeal resonated. The former Duluth police officer ran a campaign ad last year about his son Issac, who has Down syndrome, and he talked about the importance of insurance companies covering pre-existing conditions. Democrats are not targeting this seat in 2020. Inside Elections rates the race Likely Republican.
Changes Required By The Affordable Care Act In 2014
October 1, 2013: Health insurance exchanges scheduled to open for 2014 enrollment begin writing policies that go into effect January 1, 2014.
January 2014: People buying insurance on their own get subsidies to help them pay their monthly insurance premiums. Premiums are allocated on a sliding scale, as determined by income. Any individual earning over 400% of the poverty level does not qualify for subsidies.
January 2014: When health insurance exchanges are operational, small business tax credits are up to 50% of premiums.
January 2014: Insurance companies are required to provide health insurance to any adult aged 19 to 64 who applies for coverage.
January 2014: To prevent people from waiting until they get sick to buy health insurance, the ACA requires all Americans to buy health insurance or pay a fine. The fine starts at $95 for an individual in 2014 and goes up each year until 2016, when the fine is $695 or 2.5% of a persons annual income, whichever is greater.
January 2014: Pre-Existing Condition Insurance Plans , established in 2010 are scheduled to expire on January 1, 2014 once all major ACA reforms go into effect.
What Did Trump Say About Obamacare
President Trump has been actively trying to repeal the healthcare law since he campaigned for the 2016 presidential election.
The Trump administration asked the Supreme Court to revoke Obamacare because it’s been an “unlawful failure.”
A brief filed in June asked the court to strike down the Affordable Care Act, arguing it became invalid after axed parts of it.
Speaker Nancy Pelosi said: “President Trump and the Republicans campaign to rip away the protections and benefits of the Affordable Care Act in the middle of the crisis is an act of unfathomable cruelty.
“If President Trump gets his way, 130 million Americans with pre-existing conditions will lose the ACAs lifesaving protections and 23 million Americans will lose their health coverage entirely.
“There is no legal justification and no moral excuse for the Trump Administrations disastrous efforts to take away Americans health care.”
Republicans also argue that some people are better off without Obamacare due to the fact that it does not cover those who need it most.
According to the provisions, people who earn just slightly too much to qualify for federal premium subsidies, particularly early retirees and people in their 50s and early 60s who are self-employed are not covered.
Trump endorsed a replacement to Obamacare in 2017 but fell short of passing the Republican-controlled Congress.
“The 2020 election will be pretty simple: if you want more sick people without healthcare coughing on you, vote Trump.”
Scotus Votes To Uphold Obamacare Based On A Technicality No Decision On Constitutional Issues
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The Supreme Court on Thursday rejected a Republican bid that had been backed by former President Donald Trumps administration to invalidate the Obamacare healthcare law, ruling that Texas and other challengers had no legal standing to file their lawsuit.
The 7-2 ruling authored by liberal Justice Stephen Breyer did not decide broader legal questions raised in the case about whether a key provision in the law, which is formally called the Affordable Care Act, was unconstitutional and, if so, whether the rest of the statute should be struck down.
The provision, called the individual mandate, originally required Americans to obtain health insurance or pay a financial penalty.
It marked the third time the court has preserved Obamacare since its 2010 enactment.
Breyer wrote that none of the challengers, including Texas and 17 other states and individual plaintiffs, could trace a legal injury to the individual mandate.
Stop the censors, sign up to get today’s top stories delivered right to your inbox
Joe Bidens administration in February urged the Supreme Court to uphold Obamacare, reversing the position taken by the government under Trump, who left office in January.
After Texas and other states sued, a coalition of 20 states including Democratic-governed California and New York and the Democratic-controlled House of Representatives intervened in the case to try to preserve Obamacare after Trump refused to defend the law.
A Final Vote Isn’t The Whole Story It’s Like Researching Your Ancestry And Going No Further Back Than Your Mother And Father
The day after she was one of three Republican senators to vote against her party’s proposal to repeal chunks of the Affordable Care Act, Susan Collins of Maine posted a press release that said: “Democrats made a big mistake when they passed the ACA without a single Republican vote. I don’t want to see Republicans make the same mistake.”
It was a nice nod in the direction of bipartisanship. But it also perpetuates a deceptive narrative, repeated often by Republicans, that they were completely excluded from the process that resulted in Obamacare. While it is true that no Republican voted for the final bill, it is blatantly untrue that it contains no GOP DNA. In fact, to make such an assertion is like researching your ancestry and going no further back than your mother and father. 
Not only were Republican senators deeply involved in the process up until its conclusion, but it’s a cinch that the ACA might have become law months earlier if the Democrats, hoping for a bipartisan bill, hadn’t spent enormous time and effort wooing GOP senators only to find themselves gulled by false promises of cooperation. And unlike Majority Leader Mitch McConnell’s semi-secret proceedings that involved only a handful of trusted colleagues, Obamacare, until the very end of the process, was open to public scrutiny.
More:Spare America a do-over on health care. Seize the bipartisan moment.
POLICING THE USA: A look at race, justice, media
Requirements For Health Plans And Insurers
See also: Health insurance policy cancellations since Obamacare
Coverage
The Affordable Care Act prohibited individual market insurers from denying coverage to people with pre-existing conditions. This policy is known as guaranteed issue. Guaranteed issue regulations had already existed for insurers selling employer-sponsored health plans, and the ACA extended this rule to the individual market as well.
The law also required insurers to allow young adults to stay on their parents’ health insurance plans until age 26. Insurers were also required to allow people in the individual market to renew their health plans each year unless they did not pay their premiums.
Benefits
The ACA required individual and small group health plans that were offered both on and off the exchanges to cover services that fall into 10 broad benefits categories, called essential health benefits:
Ambulatory patient services
Rehabilitative and habilitative services and devices
Prescription drugs
Mental health and substance use disorder services, including behavioral health treatment
Laboratory services
Preventive and wellness services and chronic disease management
Pediatric services, including oral and vision care
Premiums
The ACA placed restrictions on the way individual and small group insurers set a plan’s The amount a consumer is required to pay for a health insurance plan. Premiums are usually paid monthly, quarterly or annually.:
Nancy Pelosi
Medical loss ratio
Stabilization programs
The House Has Voted 54 Times In Four Years On Obamacare Heres The Full List
Sunday marks the fourth anniversary of the signing of the Affordable Care Act, or Obamacare, however you prefer to describe it.
While Democrats are struggling with whether to embrace the law or push for changes, Republicans are reminding voters that since they took control of the House in 2011, they’ve voted 54 times to undo, revamp or tweak the law. Here’s a full list of those votes, as provided by GOP aides. Dates with an asterisk denote a bill that also passed the Senate and was signed by President Obama:
Votes during the 112th Congress, from 2011-2012:
1.Jan. 19, 2011: The “Health Care and Education Reconciliation Act” would have repealed all of the Affordable Care Act. It passed 245 to 189 with three Democrats voting for it, but was never considered by the Senate.
2.Feb. 19, 2011: The House’s version of the fiscal 2011 continuing appropriations bill included several amendments that would have “severely limited” implementation of the law. It passed 221 to 202 with no Democratic votes and was never considered in the Senate.
The next few votes were on amendments added to the appropriations bill:
3.The Rehberg Amendment #575: Prohibited funding for any employee, officer, contractor or grantee of any agencies funded under appropriations for the departments of Health and Human Services and Labor to implement provisions of the law.
4.The King Amendment #267: Ensured that no money included in the appropriations bill would be used to implement the law.
Democrats Sought To Put Gop Colleagues On Record With Symbolic Vote
Bridget BowmanSimone Pathé
Democratic congressional campaigns have already made health care an early focus of their 2020 messaging, and House Democrats bolstered that effort Wednesday with a symbolic vote that sought to once again put Republicans on record on the issue.
Eight Republicans sided with Democrats on the nonbinding resolution, which the House adopted, 240-186. The measure condemned the Trump administrations support for invalidating the 2010 health care law in its entirety. The Department of Justice, in a new filing last week, backed a Texas judges decision to strike down the law. 
Three Republicans  New Yorks Tom Reed and John Katko and Pennsylvanias Brian Fitzpatrick had voted in January to authorize the House general counsel to intervene in the lawsuit to defend the health care law. All three also voted for the resolution Wednesday.
One Democrat 15-term Minnesota Rep. Collin C. Peterson bucked his party and voted against the resolution. Hes one of the last Democrats remaining in the House who opposed the 2010 health care law and is likely the last Democrat who can hold his heavily agricultural 7th District seat.
Democrats were otherwise united in supporting the resolution, and the Democratic Congressional Campaign Committee launched positive Facebook ads touting their vulnerable members votes to protect families with pre-existing conditions.
Also watch: What if we switch to a single-payer health care system?
How Many Republicans Voted For Obamacare
The Affordable Care Act, also called Obamacare, received no Republican votes in either the Senate or the House of Representatives when it was passed in 2009. In the Senate, the bill was passed with a total of 60 votes, or 58 Democratic Party votes and 2 Independent Party votes. The House passed the legislation with 219 Democratic votes.
The Affordable Care Act received 39 votes against it in the Senate, all from Republicans. One senator abstained from voting. In the House, the ACA received 212 votes against it, with 34 coming from the Democratic Party and 178 from the Republican Party. There were enough votes for the ACA in the Senate to prevent an attempt to filibuster the bill, while the House vote required a simple majority.
The ACA originated in the Senate, though both the House and Senate were working on versions of a health care bill at the same time. Democrats in the House of Representatives were initially unhappy with the ACA, as they had expected some ability to negotiate additional changes before its passage. Since Republicans in the Senate were threatening to filibuster any bill they did not fully support, and Democrats no longer had enough seats to override the filibuster, no changes could be made. Since any changes to the legislation by the House would require it to be re-evaluated in the Senate, the original version was passed in 2009 on condition that it would be amended by a subsequent bill.
Changes Required By The Affordable Care Act After 180 Days
September 23, 2010 :
Seniors are entitled to a $250 rebate to close the Medicare Part D coverage gap.
A government website is created to allow people to search for information about health insurance companies, available plans, and other essential facts.
Insurers are not permitted to exclude pre-existing conditions from coverage for children.
October 19, 2010: eHealth publishes its first in a series of resources to help uninsured children navigate differences in individual states.
History Lesson: How The Democrats Pushed Obamacare Through The Senate
Twenty-five days of consecutive session on a bill that was partisan in the sense that Republicans were angry with it, but we still had the courage of our convictions to have a debate on the floor. Senate Minority Leader Charles E. Schumer , remarks on the Senate floor, June 19, 2017
To highlight the secrecy of the GOP health-care deliberations, many Senate Democrats have pointed out that the debate over the Affordable Care Act was the second-longest consecutive session in Senate history. Schumer even sought a parliamentary inquiry on the claim, and it was confirmed by the presiding officer, Sen. Joni Ernst
The Secretary of the Senates office notes that H.R. 3590 was considered on each of 25 consecutive days of session, and the Senate Library estimates approximately 169 hours in total consideration, she said.
The longest session, Feb. 12-March 9, 1917, concerned whether to arm merchant ships during World War I, shortly before the United States entered the conflict. That lasted 26 days.
But this statistic obscures a reality: The key work on creating the Senate version of the ACA was done in secret. Lets take a trip down memory lane.
Republicans Plan Healthcare Vote; Obama And Tv Host Denounce Bill
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WASHINGTON – Senate Republicans announced plans to vote next week on their latest bid to scuttle Obamacare even as a popular comedian who has become part of the U.S. healthcare debate denounced the bill and former President Barack Obama on Wednesday warned of real human suffering.
President Donald Trump, who has expressed frustration at the Senates failure thus far to pass legislation dismantling Obamas signature legislative achievement, said 47 or 48 Republicans back the bill, which needs 50 votes for passage in the 100-seat Senate, which his Republican Party controls 52-48.
We think this has a very good chance, Trump, who made replacing Obamacare a top 2016 campaign promise, told reporters during an appearance with Egypts president in New York.
Kentucky Senator Rand Paul opposes the bill. At least five other Republicans are undecided on it: Susan Collins of Maine, Lisa Murkowski and Dan Sullivan of Alaska, John McCain of Arizona and Jerry Moran of Kansas.
Republican Senator John Thune on Fox News said: Were a handful of votes short of having the 50 that we need.
As they worked to gather enough votes to win, after prior legislation failed in July, congressional Republicans and the White House were on the defensive after Jimmy Kimmel used his late-night TV show to blast the proposal and call Republican Senator Bill Cassidy, one of its two sponsors, a liar.
Related Coverage
Factbox: Trump on Twitter – Graham-Cassidy bill, Luther Strange, North Korea
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What Being a CPA Has Taught Me About Becoming a Millionaire
Usually my articles are all about taxes and how real estate investors and business owners should approach various scenarios and apply sets of tax regulations. I always try to share my knowledge to help you improve your bottom line. What Ive come to realize through speaking with and advising hundreds of real estate investors and having a front row seat to their financial lives and mindsets is that Ive learned quite a lot about wealth over the past two years. Ive learned about creative and unique means to generate wealth. Ive learned about market niches that are rarely brought up in the BiggerPockets Forums that turn out to be quite lucrative. Ive learned about ways to mitigate exposure to various financial and market risks. However, one of the most beneficial thing that Ive learnedand the topic of todays postis how millionaires build their wealth. Im not talking about the mega-millionaires. While Im sure everyone would love to be in the mega-millionaire category, frankly its unattainable for most. Im talking about the Millionaire Next Door type of millionaires. This type of millionaire is, as Ive found, relatively easy to become. Full disclosure: Im not a millionairenot even close. However, I have been lucky enough to interact with and advise many homegrown millionaires. Hopefully, youll still be able to take away something of value from my article. So what does the everyday millionaire do differently than the rest of us? They develop key habits, defer their gratification, and treat their passive income like the most important business theyve ever run. The #1 Non-Money Habit of Millionaires The number onenon-money habit that will make you a millionaire is waking up earlier than the rest of the world. I know its hyped up and over-sold. I always rolled my eyes when I heard about this habit, too. Im not a morning person, and the thought of waking up before the sun was dreadful. But that was before I got into the business of advising successful real estate investors and business owners. That was also before I established this habit for myself. Waking up early has plenty of benefits;however, the two that stand out the most when Im conversing with clients are that it gives you time to work on projects you never have time for and it jump starts your productivity. Related: Building Wealth: What Key Practices Separate Millionaires From the Middle Class? The difference between people living mediocre lives and people living successful lives is that the successful people create time to work on the projects that the mediocre people dream about. Dont have time to review three real estate deals a day? Wake up early! The projects dont have to be real estate-related; in fact, they dont even have to be business-related. Maybe you dream about starting a podcast or writing a book about the tea and food pairings. Maybe you just want to paint more often or get in shape. When interviewing my clients, other investors, and business owners, Ive realized the most successful ones have some sort of cool project theyre working on. As I noticed the trend, I began inquiring not only about the projects, but also about how they have time. The answer almost all of these successful people provided was that they wake up early. Its that simple. And think about itwhen you wake up early to work on the project youre always putting off, do you think youll be excited to wake up? Not only will you be motivated to get out of bed, but your entire day will essentially see a jump start in productivity. You will create this sort of productivity momentum, which will result in you performing better throughout the day at your job, business, real estate, or whatever it is youre working on! I dont have scientific data. I dont know the neurology behind it. But I do know that almost all of the successful investors and clients Ive collaborated with wake up early to work on their various projects. I was skeptical at first, but I tried it. I read Miracle Morningfor some motivation, and Ive now created a habit of waking up early. My productivity has exploded, and Ive seen the benefits spill over into other areas of my life life business, investing, relationships, and overall health and happiness. Best of all, waking up at 5:00 a.m. isnt bad at all after a week or so. Im used to it and have a routine that motivates me to jump out of bed every morning. If you get nothing else out of this post, I highly recommend trying this for 30 days. The benefits will exceed your expectations. Deferring Gratification and Value-Add Spending All, let me repeat, ALL of the successful people Ive spoken with understand the art of gratification deferral. The thought process goes like this: That purchase will make me happy, but is it necessary today? Do I really need that product or service? Will it help me reach my goals? Oftentimes, the answer is a simple no. So they put off buying the new shoes, fancy dinners, and concert tickets. They buy used vehicles rather than new and expensive cars. They focus on saving and investinggrowing their dollar and paying their future selves. This allows them to get out of the rat race and snowball their investments into financial freedom territory. Buy the Tesla once your net worth reaches $1,000,000. Your future millionaire self will thank the present you for waiting. Another key trend semi-related to this topic is that the successful investors and business owners focus on value-add spending and savings. For instance, one of the investors I know built up an enormous amount of wealth by simply owner-occupying multi-family properties and slowly rehabbing all of the units. He would buy a four-plex, live in one unit for a year, rehab it, then move to the next unit and rinse and repeat. While he was flipping the unit, the other three would be rented out, covering his mortgage and then some. He used this strategy for two four-plexes, and it took him about eight years to complete. He was able to 1031 exchange those properties into a much larger apartment complex, which is valued at over $1,000,000. Related: 5 Habits of the Wealthy That Helped Them Get Rich One of my clients spends tens of thousands of dollars each year on seminars and trainings. However, she has a high net worth and has determined she can do this without it negatively impacting her financial position. Her business is centered on building a network of people, and shes quantified the value of every $1,000 she spends at these seminars and found that she will eventually earn revenue about twice the size of the cost to attend. But it wasnt always this way. Had she spent thousands of dollars going to a seminar while her business was trying to get on its feet, she may not have succeeded at all. In the early days, her money was better spent creating content, advertising, building a local network, and implementing business systems. She understood that while the seminars may be valuable, there were better things to spend her money on at the time to grow to a level where it was financially feasible to attend these larger events. Treating Real Estate Investing Like a Business One of the more eye-opening conversations Ive ever had was with a gentleman who invests in apartment buildings. I was showing him a property I thought was a good deal, and before he even looked at the deal, he asked me how the local economy was. The investors that see large-scale success analyze real estate in a completely different way than the rest of us. The successful investors start by analyzing economic conditions of various cities, towns, etc. When they find one they like, they narrow down their search and identify the best locations and neighborhoods in the area. They dont start with Realtor.com. They also dont necessarily start by contacting a real estate agent. They want to understand the macro and microeconomic conditions that may affect their investment performance to determine if its even worth their time to continue looking in the target area. Then they worry about building relationships and getting boots on the ground. And when you think about it, that simple reversal of the typical methodology many of us employ makes complete sense. Why invest in the best neighborhood in a city that has declining economic conditions? Its backwardlogic. On top of that, before they even attempt to identify a property, they learn all they can about the competition in the area. If they want to invest in apartment buildings, they will find out exactly what the other apartment buildings in the area have to offer. If they find a value gap, they exploit it. For instance, the gentleman I briefly mentioned above told me that his apartment building has washer and dryer hookups, and no other apartment building near him has washer-dryer hookups. Something that simple can give you a huge competitive advantage over all the other investors in your area. Thats how businesses are run. Theres a constant jockeying of positioning to have the best value-add offerings. The investors who understand and can identify competitive advantages will win every time. The Wrap-Up Being a CPA has allowed me to peer into the financial lives of many successful real estate investors. Though Im not a millionaire myself, Ive identified habits, mindsets, and logic that I believe can make anyone a millionaire if they are all applied. I find wealth a fascinating topic, and I hope you are able to take something away from this article. Until next time! Were republishing this article to help out our newer readers. Which of these lessons strikes a chord with you?What would you add? Leave your comments below! https://www.biggerpockets.com/renewsblog/2016/01/31/cpa-taught-millionaire/
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Roderfield West Virginia Cheap car insurance quotes zip 24881
"Roderfield West Virginia Cheap car insurance quotes zip 24881
Roderfield West Virginia Cheap car insurance quotes zip 24881
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
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well you know how if your paying for your car monthly the insurance is more money because the car isnt fully paid for yet, well is there any insurance companies that don't make ...show more""
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i'm 19 years old no medical insurance i'm in city college part time but my parents aren't an option.i'm also an LPN BUT ONLY WORK PART TIME AND CAN'T GET JOB INSURANCE i noticed i was growing excessive facial hair and irregular periods was dx with PCOS i would like to seek treatment for it what medical insurance company would cover it seeing that i was already dx if any?
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Good affordable auto insurance for highrisk driver PLEASE HELP!!! THANK YOU!?
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Forcing to get car insurance?
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I need Car Insurance help!?
Well, I'm turning 17 soon and have started thinking about learning to drive and getting my provisional. I know car insurance for a 17 year old boy is very high but there must be some cheap insurance somewhere? From 900-2500 I'm not the richest person ever and don't currently have a job, but I'm actually searching at the moment (just started). I have time to think about it all and everything but ye I need help, also a car which isn't too expensive and the insurance is also pretty cheap would be awesome!""
Roderfield West Virginia Cheap car insurance quotes zip 24881
Roderfield West Virginia Cheap car insurance quotes zip 24881
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I will be studying my Master in the Boston area, this September. The grad-school health insurance is a little too expensive to me. What would be some of the decent and affordable health insurance companies and plans?""
Roderfield West Virginia Cheap car insurance quotes zip 24881
Roderfield West Virginia Cheap car insurance quotes zip 24881
Why do people hate Obamacare so much?
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Do you think i could get a used car and insurance with under $3k?
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""I've got a '74 Dodge Avco RV, how much would it cost for insurance?""
It's 28 footer. And maybe if you knew how much it would cost for tires and even a lube and tune, i would appreciate it!""
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I'm looking at a health insurance plan with a premium of $76 per month. The deductible is $500 and out-of-pocket maximum is $2,500, which doesn't include deductible. Coinsurance is 30% after deductible. I get the first 3 doctor visits for $30 co-payment and then pay 30% after deductible. Does this plan sound okay? I normally see a doctor once a year. Thanks!""
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I am a new driver just got my license. To add me to their policy its going to be an additional $330 a month! The car is only worth 5,000. What should i do?""
What is the best car insurance?
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How do I choose the right car insurance?
I just bought my first car and I need to find a good and cheap car insurance.
Can I get car insurance if I don't have a SSN? Will that cost more?
Guys, I'm an international student who is about to go to California in the upcoming September. Currently I'm holding a international driver's permit and a valid driver's license from my home country. I want to purchase a car and get myself covered by the insurance asap upon my arrival. But as a alien, I won't be eligible for a SSN before next year, so I can get insurance without it? If the the answer is yes, will that cost more if I have a SSN? Furthermore, anyone know if I can get car insurance just on my international driver's permit? Thank you in advance!""
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How much does my car insurance go up after speeding ticket? ?
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I need information about 4 non-mandatory vehicle insurances. 10 Points for the Best answer!
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My dad bought me a car so it is legally his. Can I get car insurance or does he have to do it?
Insurance help please?
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What is the cheapest car insurance in st. louis for teens?
What is the cheapest car insurance in st. louis for teens?
What do car insurance companies have access to?
my friend was trying to tell me what he did to get him cheaper insurance.... he lied through his teeth so do insurance companies in Canada have access to the following: marriage status medical records where you live if you have kids security on house and car driving records and what other info do they have access to because my friend said he lied about all that and pays cheap insurance now
Can anybody tell me what impairment rating have to do with an auto settlement?
my lawyer tells me she cant make a demand to the insurance company till i get an impairment rating from my doctor. what does that mean and what is a good rating?
Massachusetts car registration/insurance?
I need a bit of help here people. Most likely from someone in the Mass area. I just bought a car in RI (Private deal, used). I have a Mass license, so that's where it will be registered. My question is pertaining to where the car is being kept. I work and attend college in RI, so that is where my current residence is. Can I set my insurance to RI where I get my mail, and still have it registered in Ma? Or do I need to use a Mass address for my insurance as well? I called the insurance company and they did not have a clue, and I also called the RMV who just put me on hold for 40 minutes.""
Is it true that red cars cost more to insure?
I live in Oregon if that makes a difference.
Should I contact my auto insurance company (accident was not my fault)?
Okay, my wife's car got stuck in the snow last week close to the subdivision. So I went out to get the car because she's not really good at driving in the snow, but I have ...show more""
Insurance on a 2000 pontiac grand prix gtp.?
anyone have one of these?? how is the insurance on it,? how much might you think an 18yr old might pay on this car? Ive never had speeding tickets, accidents, nothing. (knock on wood) thanks!""
Very simple for car insurance expert  heeelp!!!?
hello thank you for entering in my post I've been in England for 2 years now but I've never driven here however I had driven for 11 years in my country but on the opposite side of the road and with a car with left-hand drive and I've never had an accident before to choose which car to buy I'd like to know roughly how much they would charge me for a 1.2 engine because if they will charge me too much I could opt for 1.0 engine or even smaller for my first 2 or 3 years and then when my isurance cost goes down I will get a bigger car I've alredy have a UK driving licence however, if I do a driving course with a driving school could I get a little discount for my insurance? any suggestion according this matter will be very appreciated thank you very much in advance for your help""
Roderfield West Virginia Cheap car insurance quotes zip 24881
Roderfield West Virginia Cheap car insurance quotes zip 24881
Why can't we have Medicare for all?
Old people love it?? I don't get it. It's so unfair. My cousin has MS and she couldn't afford Health Insurance and her employer didn't offer it to her. By the time she could qualify for Medicaid, her MS became much worse, and she is not doing well right now. All Americans should have the right to be healthy. It's not a privilege, it's a right!""
Changing motorcycles and insurance question?
Long story short I have got a new bike. The bike I am Insured on has about 2 months left before I gather another year no claims. However, I was wondering would/do Insurance companies offer a way for me to transfer the next/last 2 months to my new bike (At a possible cost) then charge me a full year when its due (In 2 months) Any help will be appreciated. I don't want to phone my insurance up cause every time I phone someone like that and tell them I have a new bike I want to insure they go crazy and keep phoning me! I have 1 years NCB and i'll be 18 in 2 months (when I will get 2 year NCB) Cheers Geoff""
Best insurance companies for 17 year old passed my test?
ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""
Can i buy a car with no car insurance?
don't i get the insurance afterwards... both of my parents just past so I'm trying to get my life going....just need a little help NO HATERS
How to become an insurance agent in california?
How long does it take and where to go in ca central valley area or bay area anything about this would be greatly appreciated thanks!
Health insurance question?
i am going to see a doctor tomorrow for something that has been bothering me for 2 years but ive only had my insurance for 1 year but before i had my insurance i did not see a doctor for the problem i had.... so what im asking is if i tell her i have been having the problem for 2 years will my insurance not pay for it since they consider that preexisting even though i have never seen a doctor for it before my insurance i have bluecross blueshield ppo plan
What would my approximate Auto Insurance rates be with a motorcycle?
I know no one can say exactly what my rate would be, but if I could get a ball park figure, that would be great. I live in Lakeland, Florida. I'm have State Farm, have never been ticketed for anything, get the steer-clear and good grades discounts. I am currently on my mom's plan. I would either stay on her plan with the motorcycle as my only personal vehicle, or would have my own car and my bike. I will take the MSF course before getting my license. I will be 20 when I get my bike. I would be getting a 250cc bike to learn on, and probably trading up for a 600cc later. Where would my rates fall for a 250cc bike and a 600cc bike? I would be listed as a primary driver on my mom's plan. I know insurance is full of variables, but if anyone could possibly give me any ballpark figure, I'd appreciate it! Thanks""
Is medical insurance enough if you have a catastrophic health problem?
Woolhandler and her colleagues surveyed a random sample of 2,314 people who filed for bankruptcy in early 2007, looked at their court records, and then interviewed more than 1,000 of them. Health.com: Expert advice on getting health insurance and affordable care for chronic pain They concluded that 62.1 percent of the bankruptcies were medically related because the individuals either had more than $5,000 (or 10 percent of their pretax income) in medical bills, mortgaged their home to pay for medical bills, or lost significant income due to an illness. On average, medically bankrupt families had $17,943 in out-of-pocket expenses, including $26,971 for those who lacked insurance and $17,749 who had insurance at some point. Overall, three-quarters of the people with a medically-related bankruptcy had health insurance, they say. That was actually the predominant problem in patients in our study -- 78 percent of them had health insurance, but many of them were bankrupted anyway because there were gaps in their coverage like co-payments and deductibles and uncovered services, says Woolhandler. Other people had private insurance but got so sick that they lost their job and lost their insurance.""
Car accident without insurance?
My 16 year old son had an accident in his 2013 Lexus ES350 a few weeks ago. I have been insured with Geico, however 2 days before the accident my coverage lapsed (I had to switch ...show more""
Cheap insurance in michigan?
Hi i live in Taylor MI and im trying to find cheap insurance for a 2008 ford focus
Car insurance for students UK?
My son is on my car insurance as a named driver. He's 19 and held a clean licence for 2 years. However, he's off to university in September and will only use my car when home...probably only for the odd day here and there. Is there any insurance company who will add him as a named driver for a few days each time he comes home thus enabling me to go back to my usual extremely low payment? I'm a 50 something driver with a totally clean licence and max no-claims.""
Is it legal for a car insurance company to do this?
I was in a no-fault wreck on Christmas Eve(slid into two cars on ice). The damages were about $3500 to my car. A buff job for the first car, and a chrome polish on the bumper of the old truck. They are not worried about making an insurance claim. There are not enough damages. First off, my car is fully insured with Progressive on my mother-in-laws insurance. The car is in mine and my spouse's name. I am not on the insurance because it was not allowing my mother-in-law to add me. It kept giving her an error. She was however able to add my spouse. I received a call on Saturday from a claims specialist. They told me that because I am not on the insurance, they may not cover the repairs. They are looking into whether or not she in fact did try to add me. If they can't find that she did try to add me, they said they will not cover it. Shouldn't they pay for it no matter what. Seeing how the car has comp. and collision? This is the first time I've had to deal with a claim on the insurance, so I really don't know anything about the process. I'm going in blindfolded. Everyone I've talked to has said that it doesn't matter who is driving it, if the car is insured, it's the insurance companies responsibility to cover the costs. It would be no different than you letting your neighbor borrow your car. Am I wrong??? If you have any comments or advice, please help me out. I need something to go off to work with them! Or more like against them. Thank you!""
Car Insurance for Corsa...?
Hi, I'm 23, working full time and looking for fully comp insurance for a '59 plate Vauxhall Corsa 1.4i 16V. The cheapest I have found is over 300 with Swiftcover. There must be cheaper out there, any suggestions? Thanks""
Insurance Question!Can ya help?
If i have a 2002 isuzu rodeo with 100k miles on it and i pay $150/month for insurance, how much would my insurance go up or if even at all, if i got a 2001 Audi A6 with 100k miles on it? Plus do you think thats a good car trade :)""
I am Looking for a Best site for Comparing HEALTH INSURANCE Quotes Online?
Are there reasonable car insurance quotes comparison sites online that someone can link me?
What is the typical cost of maintenance for a Mercedes C240 per year including insurance for a young driver?
As the question states. :) Thank you so much for your help!
Do insurance companies have insurance?
Do insurance companies have insurance from a higher up company or resources? eg Government
Can I take a life insurance policy on my 80 year old father who is excellant help without him knowong?
Can I take a life insurance policy on my 80 year old father who is excellant help without him knowong?
How much is insurance?
how much would insurance be for a new driver male about 22 on a car like a ford focus about 2002 any ideas because i havent got a clue thanks in advance :) x
How much will car insurance cost me? a 18 yr girl in PA no violations or accidents on my record?
How much will car insurance cost me (est.) ? a 18 y/o girl in PA no violations or accidents on my record
What car insurance do you like?
Do you LIKE your car insurance company and if so, who do you use? I want to leave Farmers.""
What is a affordable health insurance? I need one that is cheap for 1 person. Thanks to all who answer. ?
In Columbus Ohio
How much would it cost me a month?
If i wanted to buy a car for $16000 and i am 16 with no credit or anything. I have a job but my mom said she would pay half the payment and the insurance so i need to know how much would the monthly payment be. Thanks
Seeking an auto insurance company who offers independent spouses insurance?
married, but want to buy separate auto insurance""
Car insurance for new driver age 19?
got my license now all i need is a car and car insurance, would like to know what is or can be the average car insurance cost for 19yr old on the parents insurance and my own insurance..""
Roderfield West Virginia Cheap car insurance quotes zip 24881
Roderfield West Virginia Cheap car insurance quotes zip 24881
https://www.linkedin.com/pulse/compare-car-insurance-quotes-online-australia-carl-babcock/"
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virginia insurance license practice exam
"virginia insurance license practice exam
virginia insurance license practice exam
BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
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my friend was donutting
How much is it to add a new driver to your insurance on AAA?
I just got my license and my dads making me pay for my insurance. How much is that? He said he's just putting me on the insurance and I have to pay whatever the price that is added because of me. How much would it be? We already have two people. My mom and dad. We have and SUV, a big van, and a small sports car. How much is the insurance gunna go up? Give me a range. Please and thank you:)""
Generally how much is car insurance for a teenager with a learners permit in california?
I will be driving my parents car and they currently have Esurance.
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I am thinking about buying a 1999 ford fiesta sometime. I have opted for a 5 door car rather than a 3 door car. I have heard of some people paying up to 3k per year for insurance. How much difference roughly in terms of  would having 5 doors make in stead of 3? And what would be the difference rouughly between insuring a car with a 1.8 diesel engine than something like a 1.4 diesel engine? I want to get a car when I have passed my driving test.
What is the best insurance for teens in California who are just starting to drive??
What is the best insurance for teens in California who are just starting to drive??
Insurance on a streetbike?
so i live in southern california 19 years old 3 years car driving experience 0 licensed with a motorcycle valid motorcycle permit 3 accidents on my record 2 including totaling cars... i was wondering if any1 happens ot have close oto the same things and know what i should expect iwth MINIMUM insurance no comp or collision or anything just basic liability.. but i do want max medical payments
Does car insurance cost more money for Asian people?
Does car insurance cost more money for Asian people?
How much insurance for a 17 yr old?
what is the cheapest car insurance for a 17 yr old in south texas v8 2007 mustang standard went thru and passed driving school with about a B+ gets good grades in school no crashes or tickets of any kind
Outraged by auto insurance companies?
I had an accident on may 8, 2009, It was not my fault and the woman I had the accident with accepted her fault. I got the information of the insurance company. The loss defined by an automotive company, but never paid until now. More than three months passed,I always call insurance company, but they are always saying lies and fudging, is there anyone faced with same situation? I do not know what to do.""
How am i meant to afford car insurance?
OK, Im working at island, earning minimum wage. Im at uni and Ive got to pay out 330 every term to pay my train ticket. Lucky Im staying at home so I dont have any rent. Nor am I going out drink anymore. Im looking to buy a car, to get around, get to work easier etc. How I cant see any way for me to afford this. My parents wont help, saying no one helped them. This is understandable as they are keeping me for free, although i clean the house as rent. Im just wondering if anyone knows anyway I can get insurance cheaper (I have pass plus). I just dont really want to get a loan for a car and insurance.""
What is the right affordable car insurance to purchase in NEW JERSEY?
Hi, I was looking to buy a car insurance policy. I currently have a company but wanted to drop them due to being overpriced. The only problem is that i don't have a driver license nor have i ever had one. I was able to finance a car off the lot but it wasn't for me. I brought it for my grandson. He has a driver license and is the only primary driver of the car. Being as though I never had a license most companies won't accept it and limits me from getting a cheaper policy. He is about to turn 18 next week. So is there any car insurance companies that will accept that i don't have a license and let me get a policy with him being the primary driver of the car. Thanks!!""
I need help looking for cheap auto insurance HELP?
Ok I live on Connecticut and the cheapest insurance for me is 200$ and that's progressive. I'm 20 years old so I know insurance is going to be high for me regardless. But are there any other small insurance companies who offer the same service just cheaper???? I feel like my insurance is 200$ because of company name and I dont feel like spending so much because of that. PLEASE HELP!!! I'm buying a honda civic 95 dx auto 4dr
What is the cheapest Michigan Motorcycle Insurance?
I've been searching around and am unsure of which company is actually cheapest. What is average, and what is the cheapest for a 26 year old?""
How much does it cost to replace an in-dash navigation system and does insurance cover it?
So here's the story. I was driving in my 2012 Honda Civic today and got angry and punched my navigation system (I know. It was unbelievably stupid. I know.) Anyway, the screen is shattered now, but the system still works. I called up a Honda dealer who said it would cost $3600 not including parts and labor. When I search online, the navigation systems seems to cost between $250 and $700. So what I want to know is, how much should I expect to pay to get this fixed. How long does it take? Will my insurance cover it? If my insurance covers it, will my rates change? Is the dealer the best way to get it fixed? I'm also under my warranty still, is there any way this is covered in my warranty?""
Question about state farm auto insurance?
My payment was due on the 1st, and now it's the fifth. I just paid it today through online banking. The bank says it may not be processed until tuesday, but i have to get to work before then. Am i fine, since it was technically paid today, or am I just f*cked?""
Can I get car insurance on my dad's policy for me for only a day or two?
Okay so I live in CA, and my car is in the shop and my insurance has been stopped because my car needs a new transmission and I don't have the money to fix it yet. Anyways, what I wanted to ask was my Dad is going out of town for a few days and is leaving his car at home, I wanted to know if I could get insurance for myself on his car though his insurance company (AARP) for use of his car for only 2 days? Please get back to me, and put a source if possible, Easy 10 points.""
Unemployment Insurance for Teenagers?
The business I have worked at for 3 years has just announced they are shutting their doors at the end of the month. I am only 17 but have been told that I am still able to apply for unemployment benefits...which I know next to nothing about. Basically, I've only worked 10-20 hours a week for a wage slightly above minimum. It's just been a part time job for me since I'm a student and involved in several sports and challenging classes. However, I'm still trying to save money for college, so...what do I actually get when I file for unemployment and am hunting for a job? Anything? Sorry if this question sounds ditzy...I don't know much about the workforce.""
Car Insurance- Am i covered?
If i drive my uncles car, and i dont have insurance myself am i covered in case of an accident(he has full insurance). hes live in ca and we are in different households. thanks""
Car insurance payment?
I would like to get the car insurance for my used car, and it is my first car. If I buy the insurance for 6 months, should I pay all the 6 months insurance at one time, or pay month by month? Thanks.""
Dented vehicle? How much more is no deductible auto insurance?
some time ago I dented my car as a result of backing into a pole and I have never gotten it fixed because I cant afford the deductible and I have been with the same insurance company since that time so is it ok to just change to a no deductible insurance policy and than maybe report it and have it fixed-I'm not trying to be dishonest-Im sure I would be just paying the difference for having no deductable monthly. Also, is there even a time limit to report an accident? I dont even know the exact date, but I was with the same insurance company""
Rear ended someone with the same insurance (AAA California). Deductible is waived. Who pays for damages?
If insurance pays for damages to their car, will my premium increase? The estimate of damages is larger than my deductible but since it is only cosmetic damages is it worth the risk ...show more""
""If i want lighter trnasportation like a motorcycle or scooter, how much do they cost?""
how much for insurance, my car is nothing but trouble, and really i would love to just have a scooter, how much for one?""
I wanted to now about car insurance liability?
my boyfriend is on his mums insurance, but the other day, he had a little bump, which wasnt his fault, the person in front kept breaking spontaneously on a very busy road which caused him to slightly go in to the back of her car, theres no damage to his mums car and hes says (and i fully believe him) that the only bit of damage to their car is a few screws missing, yet they have still got the insurance company involved, but he really wasnt liable for the little bump, it wasnt his fault, the other person kept putting breaks on and i know you can fail your test for breaking like that on a busy road, i just want to know what will happen about his mums insurance now as hes really worried.""
My 20 year old son has a GTO. He has 3 points on his licence and needs insurance?
Can anyone recommend an insurance company that will quote for a 3 litre twin turbo gto for a 20 year old
How much does it cost to insure a Ford Mustang?
Now for my first car I really wanted a Ford and the only one I like is the mustang. I know that they are sports cars so the insurance is high but I would like to know exactly how much it would cost for insurance especially since it would be my first car.
virginia insurance license practice exam
virginia insurance license practice exam
Cheapest Insurance 1994 Plymouth Sundance?
Anyone know how much is the insurance is? I live in Michigan and anyone know the best insurance companies? Thanks!
Cheap health insurance for college students?
I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar disorder meds and possibly a couple of visits to the psychiatrist? Yearly physicals and examinations I can handle, but this psychiatrist that I see is $200.00 a visit PLUS the cost of all of the perscriptions he prescribes to me. HELP!""
I am moving what do I do about my car insurance?
I am moving what do I do about my car insurance?
Can someone help me figure out how to get car insurance?? Very confused :(?
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Where can I find a list of insurance rates by make/model?
I am looking to buy a used car, but I want to make sure that the insurance isn't sky high. I do not know what kind of car I want right now so I do not have any information to enter in a car insurance search. Where can I find a list of cars that typically have the lowest insurance rates?""
Do you have health insurance?
if so, how much is it per month? how old are you? what kind of deductable do you have? feel free to answer also if you do not have insurance?""
What is the actual meaning of Insurance?
A explaination of Insurance?
Can I cancel my Life Insurance policy with Northwestern Mutual?
Hi I was just wondering if I could cancel my life insurance with Northwestern Mutual just cause I can no longer afford it. Even if they try to reduce it I just can't afford it. Do you know if cancelling the life Insurance is easy?
Car insurance for a 1993 Toyota Celica? ?
How much would car insurance be for a 1993 Toyota Celica? I will be 21 in August, have a clean driving record, no accidents, married with a child. I am a full time college student with a 3.2 GPA. How much should I expect for car insurance per month? The car has 160,000 miles on it. Please, no advertising websites, just real answers. Thanks!""
Cheap cars to insure at 21?
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Young driver insurance?
what is the best car insurance for young drivers
Does Car insurance increase for adding spouse as Non-driver?
I have been added to my Dh policy for Car insurance as Non-driver. I dnt know driver. Does it increase the insurance rate? suggestions please
What would health care cost if NOBODY had insurance?
I was reading about how doctors are now rating insurance companies, and one figure that stuck in my head was $210 BILLION wasted anually on excessive administrative costs. Not administration, UNNECESSARY administration. They want to cut out red tape, well, why not cut out insurance altogether? What would health care cost if NOBODY had insurance, and had to pay for everything out of pocket? I suspect that patients would start paying a lot more attention to their bills, doctors would have to start competing, and costs would plummet. Shoot, there'd be at least $210 billion a year more available! There's mention of one doctor who accepts a flat yearly rate, and doesn't accept insurance. Would this really be such a terrible way to do things? Letting doctors and patients decide what's fair, instead of insurance companies and the government? We could let people buy catastrophic insurance, but not general health funds like we have now. Could it work?""
Driving with no insurance in Florida...?
I have a question about driving without insurance in the state of Florida. I am a 20 year old college student that cannot afford $483.00 a month in car insurance. If I cancel my insurance and drive without insurance and get in an accident that is the other persons fault, what is the worst that could happen to me? Can they sue me for all I have? If so, what if I have nothing besides the car that is on a loan for $17,000. -If they don't rip us off with the gas prices, they'll be certain to get us with the insurance.""
How much would my car insurance be in new york?
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Does anyone have recommendations for low-cost health insurance in CA? I can't afford Tonik any longer.?
I am an unemployed healthy 20-something paying around $150 a month (with a high deductible).
""I wrecked my car it wasn't my fault. I want the car totaled, but the insurance company is using retail value?""
of the car. Is there anyway I can get them to use a private party value or something else? I had a 2001 honda civic LX, 1 owner, auto, 117,000 miles on it. The insurance company is ...show more""
Car insurance (uk)?
If i buy car insurance as a learner driver then pass in less than a year do i need to change my insurance to full driving license or wait untill it needs renewing and then change it?
Health insurance question.....?
My daughter broke her arm. She is insured with my husband's insurance. The insurance company agreed to pay for the hospital and doctor bills but the doctor's office never submitted the bill to our insurance company. There is evidence that they submitted it to the wrong insurance company and are trying to blame us for it saying we gave them the wrong information. I have no idea where they think we came up with information on an insurance company we never had. Moreover they had the right information when they billed our insurance for a previous case. Now 2 years later the doctor's office is trying to collect the money from us saying it is too late to collect on our insurance. Can they do that? We pay a lot for health insurance every month and now we have a huge medical bill too.
Got a Speeding Ticket in NJ. Will my Insurance Rate go Up?
Got a speeding ticket in NJ, and the cop said I was going 66 in a 45 zone (which is untrue, but that's besides the point). 1. Does this put points on my license? If yes, how many? 2. Willl my Geico Insurance go up? If yes, by how much? 3. Will a defensive driving course help at all? I'm 20 years old, this is my first offense ever, and and I own the car and insurance.""
""Low cost health insurance, where can I find some?
I am able to squeeze 150 dollars out of our family budget for a monthly health insurance. I would like to be able to choose a doctor. I live in Florida. I'd like any help and ...show more
How did they steal my car? It a 2001 Lexus is200 . Stock immobiliZer fitted! Will insurance cover this?
Whill the insurance cover this? What todo? :(
""How much is the average cost of car insurance in ST Thomas, VI ?""
How much is the average cost of car insurance in ST Thomas, VI ?""
Will my car insurance go up?
I just got a speeding ticket for going 14mph over. I pay my car insurance on a 6 month cycles and I just paid for the next 6 months at the beginning of the month. Is there any way the insurance companycan charge me more for the current 6 months or will my insurance not go up until my next 6 months bill? Thanks!
""Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?""
Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?""
virginia insurance license practice exam
virginia insurance license practice exam
How much do you pay for:car insurance? Home insurance? Furnishing your first apartment?
How much do you pay for:car insurance? Home insurance? Furnishing your first apartment?
What is the average annual/weekly contents insurance cost?
What is yours or what is the average?
18 year old with car insurance question?
okay, i live with my parents...daddy has a car and insured it and put himself and my mother under the insurance. On paper, i dont live with my parents. Okay my question is if i get a car and put a different insurance under my moms name will her gettin a car effect the cost of my dads isurance (the only reason i think it will effect dads insurance is that my mom is on his insurance).""
Companies that provide comprehensive health insurance packages?
Which are good, and why (maybe)?""
First speeding ticket? Insurance?
I just got my first ticket for speeding ever. First time I've ever been pulled over. I got a ticket for going 9 mph over. He didnt say anything about points but he said I needed to pay it within 30 days which I will be doing tomorrow. Will my insurance go up? We have geico and live in FL if that helps. Thanks so much for all answers and God bless!!! (:
How Much Would Car Insurance For A 18 Year Old Cost?
I currently live in Nevada and I drive a 1997 Chevy S10. I currently am on my parents insurance plan USAA and I pay $130 each month. I have a clean driving record and have had my license for about a year and a half. Would it be cheaper to just get my own insurance plan? If so how much would it cost and what cheap companies would you recommend?
How much would car insurance be for a 17 year old girl.?
I live in michigan, we own our house just a simple house 2 cars. working parents, we have 21st century and i'm trying to do as much research as I can before I make this offer to my parents, I have no car yet i'm wondering how much do you guys think my insurance would cost? please don't send me to another website if you've been in this situation tell me how much you payed and your story(how many cars, insurance company, etc) thank you so much to those who will help! I'm thinking maybe $150 or $200.""
Whats a cheap insurance car to buy?
I just turned 18 and just passed my driving test, so i want to buy a car since i'm the only person in my home whole has a driving license, but i want to buy a car that will be VERY cheap to insure. So many people have told me different things and I'm really confused.""
Can car insurance cost more if you are a different race?
So I'm watching a judge show right now and the guy was like I didn't put the insurance in my name because I'm a black male, so it would be more. I put it in her name because she is a black female. What does race have to do with anything in the statement? Is it true that insurance is more if you are a different race?""
""How and how much for car inspection, title, insurance, and tags?""
I am getting a car from someone, and I need to know what all I need to do to get it registration (tags), it inspected, it with insurance, and with the title transfered over. The car is just sitting in a driveway right now with nothing on it, so how do I get everything I need done to it when it can't legally drive anywhere?""
Car Insurance Question?
I came to north Carolina at the beginning of August from FL to stay with my aunt while I got my finances in order and she recovered from her back surgery. I plan to stay here until a bit after the new year. When I moved, I arranged to have my mail forwarded while i am here. Also around this time, I started searching for a new insurance provider because my rate had gone up with geico. I decided on progressive. When signing up for progressive, I signed up with my Florida drivers license number and my new nc mailing address. A couple of months later I received a letter from the state of Florida saying that they were notified my geico insurance policy was cancelled and to provide new proof of coverage. I went online and provided the information but apparently made an error when selecting the insurance company name. I accidentally selected protective insurance company instead of progressive. I was made aware of this error when I received a license suspension letter yesterday. Since then I have notified the state of Florida Of the error. I then received notice that my insurance was still not acceptable because Florida requires that if I have a florida registration, i must have a Florida policy. I called my insurance who confirmed that although they provide Florida coverage, I was under a nc policy even though I provided them with a Florida drivers license number since my mailing address was currently nc. I have had no lapse in coverage, but my insurance company cannot switch it back to florida until I am living there again at the beginning of the new year and can provide a valid address of where I will be living. I do not know where I will be living when I get back yet because I will have to find a new place to move into. Does anyone have any advice as to what to do in this situation? When I first moved to FL and transferred my tags, it cost me almost 500 dollars, so if i transfer them to NC for the time being, i will then have to pay 500 dollars again once I go back to FL""
Dui and car insurance?
My record got explunged now that I am 18 in the state of California. Will my car insurance take me back?
Insurance for couples therapy ?
Does anyone know how to get insurance to help pay for relationship counseling?
Car insurance helpp!!?
Do you have to be over the age of 21 to be able to drive someone else's car on your own insurance policy, if that car has insurance and your are given permission by the driver. It states on my policy that i can but have herd multiple times that you must be over 21. Im with Co-Op. Thanks.""
How much would insurance be for a road/offroad dirtbike?
I'm looking into buying a honda CRF 230 that has headlights, breaklights etc.. everything it needs to be road legal. I'm wanting it because I ride alot of trails that you need to get on the road for so long to get on the next trail and I'd figure id license it so I dont have to worry about outrunning the cops but if the insurance would be high, I'd just forget it so whats the cheapest you can get insurance for that and by the way I'm 19 and have my motorcycle permit.""
Sports car insurance for a 17 year old with a provisional license?
Someone who will not cost the earth, up to group 14, uk.""
How much would it cost to insure my scooter?
I'm looking for a fairly inexpensive way to get around So I found a 49 cc Honda Ruckus moped/scooter that I'm looking to buy and insure (because of mandatory insurance laws in Florida) How much would it cost to insure it if I'm looking for the lowest available plan for be in the confides of Florida law. I keep it inside my house at night. and BOTH if I HAVE HAD a learners permit for a year and DON'T and just got a license I'm 18 and want to see if the savings will be worth waiting a year to drive the thing.
Is buying a RED vehicle going to make my insurance go up?
I want to buy a red cobalt, but my husband thinks it will because of the color compared to a white one""
Car insurance rates for a honda civic lx?
hello, trying to get my own car, and i found a 2005 honda civic, im 19 (male) in NC and have been driving for over 3 years now, i dont have any points or spending tickets on my record, its completely clean can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great""
Health insurance for 18 year old?
I'm 18 years old. I am moving to California June 1st. I currently have a state insurance, but I wanted to know how I could get a new insurance when I arrive to California. Is there one for minorities such as myself? I am going to be living by myself so I'm not sure how to go about this. I have no money whatsoever, and will be working a minimum wage job. Please help, thank you.""
""When Shopping Around for Auto Insurance, Is Price Most Important?""
The Wall Street Journal published an article a few weeks ago discussing how rate shopping for auto insurance can payoff. You can review the article here: http://online.wsj.com/article/SB10001424052748703298004574457002796003522.html Some of the tips include: 1. Be aware of your financial behavior 2. Understand what discounts you qualify for 3. Price matters, but service does also Does the cost of auto insurance outweigh all other factors? Were you aware of what insurance companies are looking at to determine costs? How does quality of service factor into your final decision? Full disclosure: As is mentioned in my Yahoo profile, I am here as a representative of State Farm. Our goal is to help people become better educated about how to evaluate insurance needs.""
How much can auto insurance rates go up for a first time accident?
If youre at fault, theres no injuries. Approximatley $1500 damage done to the other car and minor scratches done to your own. Also, would it be better not to make a claim to your own vehicle if the damage is so minor? Or would it even have an impact on future rates?""
How does the whole process of buying a car work for a teenager?
Okay i am 15 years old and i am trying to figure out now.. What i need to do to be ready to buy my own car in the next few years or when i turn 18. I have many questions.. Because i want my parents to help as little as possible because i will be leaving the house once i am 18 and going to a college that they do not want. So i need to know.. What car? How does the insurance work? How much are payments a month? how do you think i could afford them? Should i start saving now? Should i wait til i move back to california til i buy the car or should i buy it in New York and drive back to California? HELP! PLEASE! or email me and we can talk more about it.
Do insurance companies still ask for written no claim proof when you insure your car online?
Do insurance companies still ask for written no claim proof when you insure your car online?
Maternity Insurance?
Does any one know of a good insurance for maternity. I have been trying to concieve for a year and 8 months with no luck. It is time to visit a doctor. But I think it is better for me to get insurance since fertility treatments are expensive. Which insurance would you go with?
virginia insurance license practice exam
virginia insurance license practice exam
Health Insurance in RI?
Im 25, married, with a 1 year old baby.Im trying to find a family health insurance plan for my family.The company that I work for offers health insurance but the rates are very high, I can not afford what they offer, however it is hard to find Health Insurance elsewhere because my employer does offer it.What are my options?(I live in RI.)""
Are health insurance rates a state or federal matter of approval?
I read this story today: The Obama administration is asking Anthem Blue Cross to justify its plans to raise health insurance premiums... Health and Human Services Secretary Kathleen Sebelius sent a letter to the company's president on Monday calling the planned increases extraordinary and difficult to understand. She wrote that the company has an obligation to provided a detailed justification for the rate hikes to the public. I thought that health insurers were state regulated and regulated by the NAIC--not the Secretary of Health and Human Services. Anthem is in California if that makes a difference.
Insurance for infant in a home daycare?
I'm sending my 1 year old son to a unlicensed home daycare. The daycare provider does not have insurance. What kind of insurance should I get for my son?
Where can i get cheap car insurance?
Where can i get cheap car insurance?
If men have to pay more for car insurance then why aren't women paying more for health insurance?
You can use the same exact argument they use against men to increase their car insurance. http://www.jfponline.com/purls/Pages.asp?AID=2450 From the departments of Family and Community Medicine (K.D.B., E.J.C.) and Internal Medicine (J.A.R.) University of California, Davis, School of Medicine, Sacramento; and the Division of Statistics (R.A.) and the Department of Economics (L.J.H.), University of California, Davis, Davis. Reprint requests should be addressed to Klea D. Bertakis, MD, MPH, Department of Family and Community Medicine, 4860 Y Street, Suite 2300, Sacramento, CA 95817. E-mail: [email protected]. BACKGROUND: Studies have shown that women use more health care services than men. We used important independent variables, such as patient sociodemographics and health status, to investigate gender differences in the use and costs of these services. METHODS: New adult patients (N = 509) were randomly assigned to primary care physicians at a university medical center. Their use of health care services and associated charges were monitored for 1 year of care. Self-reported health status was measured using the Medical Outcomes Study Short Form-36 (SF-36). We controlled for health status, sociodemographic information, and primary care physician specialty in the statistical analyses. RESULTS: Women had significantly lower self-reported health status and lower mean education and income than men. Women had a significantly higher mean number of visits to their primary care clinic and diagnostic services than men. Mean charges for primary care, specialty care, emergency treatment, diagnostic services, and annual total charges were all significantly higher for women than men; however, there were no differences for mean hospitalizations or hospital charges. After controlling for health status, sociodemographics, and clinic assignment, women still had higher medical charges for all categories of charges except hospitalizations. CONCLUSIONS: Women have higher medical care service utilization and higher associated charges than men. Although the appropriateness of these differences was not determined, these findings have implications for health care.""
I have a scrap on my car what can my insurance pay?
i have insurance from progressive in Michigan a 2009 Chevy Malibu when i went on the site to pick my price i went for the cheapest one i pay 50 a month i backed up into a basketball hoop in my driveway will the insurance company pay for anything i got a claim number just too impatient to find out from the adjuster my estimate was $500 for some tiny scrapes they said they melt it and use a filler the same stuff the car is made out of making it look like it never happened
Whats a good cheap health insurance for a college student?
Whats a good cheap health insurance for a college student?
Car insurance first time owner?
Hi, I'm an international student with USA drivings license in Fl. I'm covered by my boyfriends car insurance company in order to drive his car but that's everything what I have as insurance. I'm on my way on buying a new car and I don't know what to do. Because I have my driving's license for an less than year the rates are pretty high. Almost 500$ for a month. Does anybody know any cheap insurance company that will help me to overcome this obstacle and moreover is there any other trick that I can use in order to reduce the rates. Thank you in advance.""
Question about Car Insurance?
I'm 17 and going for my driver's test. My parents said that they were going to put my name under all three cars we own for insurance. That didn't make sense to me though. When I went to All State's website, and did an estimated quote, it would only let me pick one car for each person. Like just one primary driver for each car. My question is, how does this insurance thing work? Thanks!""
What's the song from the new progressive motorcycle insurance commercial?
it's a rock song
Insurance in college?
My mom tells me that you have to go to college directly after high school in order to stay on your parents' insurance plan or you get taken off and have to work full-time to get insurance. However, my question is if you get a job after high school and get insurance for yourself and then decide to go back to school a year later can you get back on their plan.""
State Farm vs. Farmers vs. All State? which is best?
I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking for a company that is going after the Hispanic Market. I have heard some bad things about Farmers, so my decision might be State Farm or All State. Nationwide is doing a great advertising campaing in the Spanish market, does anybody know if they offer agency jobs. I am open to other suggestions. Any help/Suggestions is very much appreciated. Gracias""
""If I reported someone for a hit-and-run, can my insurance company raise my rates?""
My Dad takes care of our family car insurance policy with Mercury. Recently, they have asked about an incident which matches the date of a hit-and-run which I reported to police. Someone backed up into my car while I was not-in-motion, waiting to turn left at a four way intersection. They refused to pull over or get out of their car, and sped off soon after, so I reported it to the police. Now, Mercury wants to talk to me about it. The problem is that my Dad is convinced they will use this against me to get more money from us, because I was the only party who reported the incident. I did not file a claim with my insurance company because the only damage was minimal. How should I best handle this? It seems absurd that doing the right thing-- reporting an irresponsible driver-- could result in a penalty for me, doesn't it?""
Got into a car wreck w/o insurance!?
The other day I accidently backed into this couple that have full coverage insurance. I believed everything was okay until an investigator called and left a message saying that my brother had cancelled my insurance. Therefore, I didn't have any insurance at the time of the accident. The person I hit did not get a ticket and I did not get a ticket. What is going to happen with this? Will I loose my lisence or will I have to pay for their car damages even though they have full coverage? If I call and get car insurance today, will it be effective for the accident?""
Car insurance for MERCEDES BENZE?
WOULD LIKE A GUIDE TO THE BEST TYPE OF CAR INSURANCE FOR MY 2003 MERC/
How much would it cost to insure a Toyota 1985 corolla AE86?
I'm 18 and I am still under my parents insurance. I've only been driving on my own for a month or so. The car is a two door coupe.
Can I buy motorcycle insurance for one month and cancel?
I'll be going away for college in a little over a month and I wanted to insure my motorcycle to I can ride it for the remainder of the summer. If I only want insurance for one month, should I just tell them that, or buy coverage with monthly payments and stop paying after the first month? Also, if I just stop paying, will this make it harder to get coverage from them in the future?""
NY Full Coverage Insurance Rates?
How much is full coverage on any plan for a new driver?
About How much would insurance be for this car?
It's a 3000gt SL. I heard if I got an alder camaro it would be around $145 a month, but will go down depending on how long you go without tickets and wrecks. So yeah, a 1992 Mitsubishi 3000gt SL.. Thanks""
Does it cost anything to switch the car thats on insurance?
I have a car onmy insurance and i just got a new car does it cost anything to switch the actual car thats on the insurance? like just to take the one off thats on now and put the new one on but keep everything else the same?
Why do people say car insurance will be more expensive if you get a new car?
i have a ford taurus 1996 and i just ran a quote with the same insurance company am with now which is Geico for a 2011 Ford Taurus SHO and surprisingly the Ford Taurus SHO 2011 was cheaper by $200
Isn't it time the insurance companies stopped ripping us off?
Just how annoyed am I... I've been unemployed for 4 months and receive income based job-seekers allowance,we don't have enough to live on and finding a job seems harder than ever just now.My car had an engine problem and both the Tax and M.O.T had run out,with so little money coming in I thought it best to do without the car until I get working again so I scrapped it.I called my insurer to freeze my policy and was told that I could only freeze it for 30 days and would still have to pay the monthly 20, then I would have to cancel if I didn't get another car by the end of the 30 days,cancelling will cost me 90. What the hell,how am I supposed to find the money and isn't it time these greedy companies were asked to explain why they need to charge ridiculous amounts of money for doing nothing other than posting a letter,they also charge 35 to change the policy onto another car which I find a bit hard to swallow. Why though,why do they have to charge so much in these hard economic times""
What is the cheapest motor vehicle insurance company in NY right now?
I wanted to know if anyone knew of any good insurance companies with low rates. I'm kinda sick of the one I have now Geico. Service is not great, guess they spend too much money on commercials and none on customer service. Any info would be great! Thanks.""
""Which car would you prefer? 2006 Volkswagen rabbit, 2006 toyota corolla, or a 2006 honda civic?
which do u think would be a suitable car for a university student and cheap on insurance and gas.
Where is a good place to get a car and cheap car insurance?
My husband is in the navy... does the military have a car place we can go to or car insurance we can get?
virginia insurance license practice exam
virginia insurance license practice exam
https://www.linkedin.com/pulse/aaa-auto-insurance-quote-minnesota-jenna-mooney/"
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Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
"Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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Alright, im 22 years old and i have 3 duis in a matter of 2 years. Im getting my liscence back in 5 months after losing it for a year. how much will my insurance be so i can be ready for the cost?""
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""Minor car crash, no insurance?""
So I got into a minor car crash, I believe my insurance expired. I only have a few scratches on my car, but for the other driver her side view mirror broke. I was wondering just to pay out of pocket because side view mirror repair isnt that much and she probably has a few scatches on her car as well, and going through all the hassle is to much time and work. She wanted to exchange insurance info but wasnt able to provide because I wasn't sure if I was insured or not. What to do? My first car accident! :(""
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I am sick and tired of being robbed over and over by those dental offices...whatever my dental plan says it saves on me they always come up with something to make me pay as I am not insured at all! I am willing to pay more for and expensive dental plan/insurance that covers me 100% or very close from that(=> 80%) I just don't want to go through the price of each service I get from the dental office because its useless! ... and please don't post me links to those websites that collects my private information just to give me quotes! Only if you tried the insurance or know somebody tried it...I am looking for life experience not google search results! thank you very much :)
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what is the best place to get the cheapest car insurance???
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Do you need car insurance if you only have your permit?
Do I need car insurance? I've only got my permit and I drive my parent's car. What about after I get my license? Do I still need insurance even though I drive my parents' car?
Why do we care about the people who have no health insurance?
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""How do i go about getting car insurance, for a 20 year old?""
well i'm almost 19 now..but when I am 20 I am getting out of my house..anyway my mom is always nagging at me about how she pays for my car insurance and she says its like 200$ a month and i wish i could pay it so she could shut up..but anyway so when i move out how do i get car insurance and how much would it cost for a 20 year old? i've never been in an accident, i would be a student, i have above a 3.0 and i took drivers ed..don't you get discounts for all that?""
I aged out of Medicaid 21 yr old male no insurance?
I no longer have health insurance because I'm 21 years old. My mom gets medicaid because of a disability and my sister gets medicaid because she is 19 yrs old. My family is labeled as low-income, and I can't afford private health insurance. What can I do to receive free health insurance. I live with my mother and sister. I'm a full time college student with a little part time job. Am I out of luck?""
Where are the best Extended Auto Warranties Online - An Extended Auto Warranty that isn't too overpriced?
Where can I find an extended auto warranty online that is also good value? The one that came as standard with my car is very basic but their extended auto warranty plan is way overpriced. I'm now worried I'll have to pay out thousands in repair costs because something goes wrong with my car, conveniently just after the warranty expires. Is an extended auto warranty something I can get from an independant source?""
What is the cheapest type of car insurance?
What is the cheapest type of car insurance?
Is insurerance cheaper if the engine is slow even though it is realativly big?
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About a car insurance..?
I've just got an instruction permit and wanna take a spin for the first time. But I'm concerned if it's ok to drive a car without my own insurance. The car is my mom's and I'm not sure the car itself is insured or she is.
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We all look for the cheapest premium, but we have no idea how they would perform if you had to claim. I heard somewhere that car insurers give out much more that household insurance (or vice versa) and can't understand why.""
Car insurance help needed?
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Liability Car Insurance and Car Age?
I am wondering about how old a car should be to only have liability car insurance on it. Also, can you get liability on any/all cars, or just ones that are a certain age or older?""
How much is insurance for a girl (18) coming up to 19 on a peugeout 106?
how much is insurance for a girl of the age 18/19 on a peugeout 106 roughly?
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looking for auto liability. just to cover the basics. i'm shooting for 50 dollars or less per month.
Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
Car insurance compared to motorcycle insurance?
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Replacement Cost Insurance vs Regular Insurance?
WHich is better I live in a area where home owner's insurance is increasing and I'm trying to get the lowest premium possible within reasonable coverage limits. I know replacement insurance is good but what is not so good about not having replacement costs.
What is the major advantage of term life insurance over whole life insurance?
What is the major advantage of term life insurance over whole life insurance?
""Cheap car insurance for a 17yr old female, help!?""
Right havent passed yet but been looking as I had last year, last year the cheapest I found was with Quinn-insurance on a Seat Arosa 1.0 2000 3DR, which was something like 700 for Third Party F&T. Now ive been looking everywere, on compare the market, confused, elephant etc and its all like 1500 for Third party F&T and well over 2000 for fully comp :( urgh I cant believe its gone up so much, cheapest ive found so far is with tesco for third party is 1300, which i still think is alot! I no with Quinn it was trying to break into the car insurance market and well obviously got in, is there any other companies that are taking there route? I know it was really cheap and nice. Im not sure if its an arosa I want I did want a yaris 1.0 but thats like 1600 on tesco now :(, its either.. Seat Arosa 1.0 Peugot 206 1.0 Toyota Yaris 1.0 Renault clio 1.1 Citreon Saxo 1.0 But cheapest one ive seen so far is for the Arosa, anyone got any companies I could try quote for?? Also another question, I know i cant pay monthly as im 17, however would high insurance groups like directline allow my mum to pay monthly but in my name? and then i can just pay her directly.. is that possible? or even with tesco? Thanks x""
Car insurance question following dui arrest?
If you were arrested in 2009 for dui and your case was dismissed :1) will your insurance rates go up once insurance company sees you were arrested (it's now 2012 and rates never went up but is this because insurance company never noticed the arrest record?). I would like to get a new car but when I am renewing insurance, it will ask if I ever had a dui. How do I answer this? Can I say no if the case was dismissed? Will I have to wait for 5 years to pass since I was arrested? I know it was a stupid thing to do but any advice would be appreciated.""
""Why do i pay $400 a month for car insurance, is it cause its my first car?""
Why do i pay $400 a month for car insurance, is it cause its my first car?""
Arizona Law on insurance pulling your driver record ?
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OMG my insurance is over 3 grand and that was the cheapest?
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""I need car insurance, but have a terrible driving record right now. Any suggestions?""
How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.""
Will tinting my windows add to my insurance?
Wanting to get my golfs windows tinted and im wondering if it will add to my insurance? Do i need to let my insurance company know?
What is the cheapest car insurance you can get for young drivers?
What is the cheapest car insurance you can get for young drivers?
Affordable dental insurance for my two year old?
I am trying to find a good dental insurance online for my son. I have came across a company called careington, but heard their discounts are never to be seen after you get things done. Does Metlife cover children? Anything helps! I'm trying to find something that isn't tricare related, he has regular tricare insurance, but takes forever for paperwork to go through, needing somethign fast and cheap...thanks.""
What is the cheapest car to insure?
My Boyfriend has just passed his theory test today and has his practical test in a few weeks. He's 19 years old and we live in England. He wants a cheap car to insure but all are really expensive the cheapest insurance he can get is on a Romeo Mini for 2,500 a year. So i was wondering if anyone could tell me which is the cheapest car to insure and who with? Thank you for your help, Secret""
How much is insurance on a jeep wrangler for a male beginning driver?
Is anyone a male driver around 16 who drives a jeep wrangler and knows how much on average the insurance will be?
Liability car insurance in California?
What happens if somebody fully insured rear-ends your car (they are at fault), and you only have liability insurance (no comprehensive or collision). Do you get your car repaired by the at fault insurance company or you lose?""
Cavity/No Health Insurance?
So my tooth is freaking killing me, ouch pain....but my problem is i currently don't have dental insurance. Does anyone know on average how much it would cost to go to the dentist to have a cavity fixed with out insurance? HELP!""
Monthly Insurance??
Can anyone give me a guess-timate on how much the average monthly auto insurance would be in New Hampshire for a red 1996 Ford Thunderbird with a 5.0 V8 and automatic tranny? I want almost all the coverage. So could anyone give me any answers??? Thanks!
""Can't get insured, what to do?""
In April 2008, my wife totaled out my Impala(at fault, fault of my wife). In Jan 2010, some lady totaled out my Saturn which was sitting in front of my house, we were inside the house at the time. I had full coverage, but the lady did not have anything. Of course my insurance went up. I am trying to get insured for a motorcycle that I want, but all I keep getting is that I am uninsurable. I personally have not had any at fault accidents. How can I get around this, Is there an easier way? I have to get full coverage 500 deductible and collision on this motorcycle. THIS SUCKS! HELP Please!""
Is my car insurance expensive?
I have a 2008 Passat and my husband has a 2010 Nissan Sentra. We have used the same car insurance co for years and know the owners/agents well. Before I was paying $255 for my 2003 Jetta and the Nissan and now it shot way up to $283. My husband has some tickets from the past,out of state. And my driving record is so far good. Are we paying too much? Absolutely NO spam or advertisements allowed!""
How to appeal declining application on Health insurance?
I just received letter from Blue Shield of California on my recent application for health coverage, I am asking for any suggestion on appeal and my rights in this process. My COBRA is running out, and this recent application took 2 months before they turned me down. I considered myself fairly healthy other than a monthly low dosage cholesterol prescription. Any help or suggestion is appreciated.""
Are car insurance quotes going to be the price that you will be paying?
Or will they raise it on you once you go with them?
Insurance companies that run driving history?
I'm trying to get quote on new insurance and I know Esurance runs your driving history to give you your quote. What other insurance companies do this? I don't know mine or my fiance's whole driving history for the last 5 years and it would be a lot less of a headache if they ran the report.
What insurance do i need?
I am buying an house I know i need buildings insurance and insurance to cover for if we are out of work, but the life insurance I take out do I HAVE to take out with critical illness to be able to go forward with my mortgage.???""
Should I tell my insurance company I race?
I am 17 years old and currently have a regular drivers license, with no class M designation. I have been riding dirtbikes since I turned 4, and have been racing them for the past 3 years. I think telling this to my insurance company would do one of two things (if it does anything at all haha). Either they will think, oh this kid knows what he's doing, let's cut him a break and lower his rates or they will think oh this kid races, he will probably carry those habits to the road, thereby endangering himself and others. Which do you think they will do? Also, I AM planning on getting my motorcycle license when I turn 18. I probably wont use it for everyday use, since I have a dirtbike meant for off road use, but there are some races where you are required to have a street legal bike, and that means it has to be registered and insured. Since im not gonna be using it much, I don't want to have to pay more for the tiny 250 cc dirtbike than I do for my truck with a v8, that can easily double the speed and endangerment to others of my dirtbike. All in all, im just wondering how the insurance company would react to me dropping that information on them. And for those of you who find it interesting, I also have a boaters education certificate (complete bullshit, but required for legal use) and a private pilots license. So once I get my motorcycle license, I will legally and safely be able to take control of any mode of transportation except helicopters, and I've flown enough of those in the sim that I could even autorotate one if I had to :D more than likely lol. Thank you to everyone who helps answer my question!""
Do I need an insurance license in California?
If I work for a licensed insurance agent in California by calling present clients to see if they need more or different insurance and ask questions to get a quote do I need to be licensed? The licensed agent will give all quotes.
Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
Have car insurance prices gone up in the past few months?
Hello About 3 months ago i looked for car insurance prices for my myself as an additional driver on my parents car and was getting quoted prices for 1300 ish, now i looked again this morning and they are more like 1700-2500 what has happen ? I dont get why they would fluctuate this much, any ideas ?""
What are the best health insurance plans in Massachusetts?
for individuals available through the Mass Health Connector?
How much is auto insurance ?
i live in Edmonton Alberta and i am getting my license in 5 weeks and my car in 6 so i was just wondering how much is average auto insurance
I need help with auto insurance?
first time purchasing auto insuranace in it say that i only have to make 6 payment of 177$ then that it. now does this mean i will have insurance free for life after that ? or what happens? also so im going with safe auto minimun insurance. thanks
How to Buy Auto Insurance Online?
Can I pay for my auto insurance online?
I'm uninsurable! How can I lower/get car insurance?
I am a insurance company's worst nightmare. 17 year old male, I have a job in a rough town, no experience and to top it all off I only finish work at 11pm so ill be driving at night. I have not passed my test yet but need the car for work. Whenever I use go compare or compare the market I am either quoted a stupid amount 10,000+ or I am uninsurable. I cannot get a box monitor installed because the car needs to be home at 11and I don't finish work untill then.""
Have you ever gotten a car insurance quote online in Illinois?
how easy was it to get the quote? was the process confusing at all? Did the site explain what coverages you needed and why you needed them?
Need health insurance for my child
need health insurance for my child I have a child who lives with his mom and I need to buy health insurance for him, Im also moving o/s so I cannot get insurance though my work, does anyone know of any programs or discount insurance company I can go though.""
How much did your car AND insurance cost?!?
I need to do an independent survey for my maths GCSE and i need to know how much your car cost and how much it cost to insure it. Need aout 50 answers overall. 30 at least. Please answer, thankyou!""
Where can I get free insurance calculators and insurance compare quotes software to place in my blog/site?
Hello friends I have a wordpress blog about insurance.How can I get free insurance calculators and get insurance quote softwares to place in my blog/site.Help me friends.
What are your rights if a person's car hits you and they don't have auto insurance?
This was a non-reportable vehicle accident. The person's car who hit mine was a manual and somehow came down the hill and hit my car. No one was in that person's car. But it rolled down and hit my car. I went to a dealer to get an estimate and it was about $955. I have car insurance, but the other guy doesn't. I have full coverage, but my deductible is $1000. What are my options? The owner of that car who hit me said that he is a mechanic and can fix my car. What should I do? Should I allow him or should I ask for his certification/license? I don't know if I can trust them either. I would rather have someone else fix it. Or should I just ask him to pay for the accident since he doesn't have car insurance? Is there a way where I don't have to pay anything? Any information what so ever will help out so much. Please give as much feed back as possible. I'm really looking for some possible answers.""
What are the charges if you have a suspended licence and no insurance?
well ok my boyfriend was driving with a suspended licence and no insurance..and one night he ran into a street poll..the police came and now he has a court date. i was wondering what are the charges, and could he end up in jail?""
Will insurance total out my car?
When insurance companies figure out what your car is worth..do they go by the private sale value or retail? I got a bunch of hail damage and I see the claims dept. tomorrow..just wondering if they might total it out. Damage is just over $6,000...car is worth $6,500 - $8,700 depending on which way they look at it.""
Can i buy my own health insurance?
Can i buy my own health insurance? i'm 17.
About what would the insurance be on a '94 Camaro V6?
This doesn't apply to me...one of my friends asked me to post this--long story Anyway, he wants to buy this '94 Chevy Camaro base model; not the Z28!! He's gonna buy it off a local guy for $3000...it was 3200 something but he gave him a break for cash. So I'm supposed to ask what kind of insurance that he, a 16 year old will a spotless driving record and good grades, could expect to pay. His parents would like to put liability only on it to keep the cost down. Does anybody have any estimates???--remember liability ONLY..... Oh and we're here in Iowa if location makes any difference....""
Car insurance bait and switch?
I admit I have a not so favorable driving record. The company I was with had elected to discontinue my coverage, leaving me to shop around. After calling every company I could think of, I got all extremely high, but understandable quotes. My last call was to a insurance broker . I know not the best route, but left with no other choice. The company got me a quote. . After I signed all paperwork and agreed to the deductions, I called the company just to verify all the information. All was said and fine. A week later they call to tell me the premium was significantly increased due to my record. While I understand, can they really tell me one thing first, have me agree and sign, then change it up like that? I had specifically asked if my record was already pulled and all my info was correct and they said yes.""
A question about how much will insurance cost?
i am looking at a few cars , toyota mr2 which should be cheap on insurance because it's a classic car and im looking at a renault clio 1.2 now im just wondering because im nearly a 17 year old and wanting to know how much would insurance cost on these 2 cars thanks people""
Question about car insurance?
My grandmother traded my car in & got me an 06 explorer. They financed it threw C&F fiance Company. The interest rate it 16.99% and the payments are $439.57 for 72 months. My question is, after we got home she got to looking at the paperwork and realized they put GAP insurance on the car charging $625.00 What exactly is this insurance? Is it necessary with me with my full coverage? Why was she not asked rather she wanted this kind of insurance or not? Thanks to anyone that may could possibly help me!""
Would my car insurance be expensive?
IF I WAS TO GET A 2005 NISSAN MAXIMA CAR WOULD THE CAR INSURANCE BE EXPENSIVE.........
Cheapest life insurance in singapore?
which insurance company in singapore offers the cheapest life insurance?
Can I buy triple a auto insurance with a permit? California?
So due to curtain circumstances, I need to get my own auto insurance, the catch is that I only have a permit. what I wanted to know is if a major insurance company, like triple a, would cover me, if so would it cost more than a newly licensed person, and if not does anyone know a minor insurance company that would.""
Occasional Driver Insurance.?
My had has 02 Mazda under his name as a First Driver and Insured. I got my G2 License Dec 11 and i have been using the car ever since ~ 40-100KM a week. I am not insured in any way. I got a Left-Turn Signal Ticket and the COP did not say anything. I got stooped 2 other times driving a work car not in my name and they did not say anything. Is it safe for me to drive like this. I have been told by some family member that i have to be listed as a Second Driver. Whats the benefit on this? I am 22 years old. Would it cost a lot to get Insured?
What is deal with the new obamacare insurance plans?
Is it really mandatory for one to purchase an insurance plan? And does it really cost about 20k? I read an article from a website that has some interesting articles... http://www.naturalnews.com/038905_Obamacare_health_insurance_mandate.html There are a lot of things I dislike about this country and this just really set me off... Not specially things you would expect... More like what is allowed on food, in food, medical prescriptions taking over preventive care, the idiotic media like honey boo boo, ignorance and how people explain our government needs to change in a way to be like a backwards theocracy and such and I could go on for quite a while... I would like to move away from this country if not I'll seriously live in isolation somewhere away from this society... I really need opinions and your comments my just prove or disprove my thoughts even more.""
Increase in car insurance after passing test? RIP OFF? changing insurance questions.?
i have just passed my test, and my insurance company (Quinn Direct) are trying to rip me off. When i had provisional license, my insurance was 1100 on a 1.1 saxo. which i thought was good 4 1st time driver. but now ive passed they are saying its going to increase to 2500, which surely is a load of rubbish? i did a few quotes with other companys and they are coming up around 1100-1500. if i cancel my insurance with Quinn (at a fee of 35) and join another insurance company, will i have to start over with my no claims? as i dont have a full year yet, my 1st no claim would be in march 09. please help? what should i do? i dont want to be ripped off but i also dont want to loose my half a year of no claims. Plus i also have 10 month acelerater insurance, which i paid a deposit up front, so i have 2 free months at the end of my insurance.""
Car insurance Policy expiration date?
ok so my grandma told me that my car insurance expires 9/15/2011 but on the paper I have it says it doesn t expire till December of this year. I don t know if she got it confused or what. I don t have a phone to call them my phone is text only. On top of that I am looking for a new insurance company I currently have Farmers. I paid $50 for my insurance, but i was on my grandma and dads insurance, I dont know if it would be the same if I paid by myself or if thats just how much i paid being on their plan. if you can answer any of these questions that would help alot.""
Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
Driving without auto insurance?
what are the concusguences
Will my car insurance go down after having a child?
I am 19 and pay around 250 a month for my car insurance, my girlfriend is due to have a baby in december, how will this affect my car insurance? if at all, Thank You""
""Court date for driving w.o car insurance, what are my likely outcomes?""
I got tagged for driving w.o car insurance in January, now I got a letter in the mail to attend court in a week for the incident. I live in MA where it is illegal to be uninsured and by law your registration also expires as well. I've already been towed and got my car back, now I just have to attend court. Any ideas what's going to come out of this? I have a perfectly clean driving record.""
Insurance for 2 cars with 2 different companys?
I have got a citroen xsara. which has got an insurance with Express till 17/02. I am now buying a mazda 3 which am planning to have it insured today itself with Halifax. Is this legal?
Will my insurance cover my car?
I went to the mall to shop for an hour or so and came out to my car to find someone had crashed into the rear end of my car and left without leaving any info. I made a police report but im still waiting to report it to my agent/company. will i be covered at all? i estimate the damage at $1500 I have comprehensive and unisured driver insurance, but no collision insurance i live in California""
Does auto insurance cost more in Las Vegas than los Angeles?
Does auto insurance cost more in Las Vegas than los Angeles?
HELP ASAP! Is a car still considered stolen if your on the insurance?
Long story short my mom bought me a car..and I'm on the insurance..I want to move out but she's not up for it...so my question is can she call the police and say her car is stolen when I take it to where i'm going to live?Also will they charge me even if i'm on the insurance? Thanks for any answers!
Whish insurance compay should i go to (auto)?
i just bought a 2000 Toyota camry Ve last night and i have never had any insurance before because i havent need it , i am 23 years old and i am looking for insurance some people told me go to Gieco has good prices""
Why can't i get cheap car insurance?
i recently passed my driving test and i'm thinking of buying a cheap 1000cc car but every site i check i can't get anything less than 6000 a year even tho the car is like 600. i even have pass plus..
Insurance cost for new biker?
Hi I would like to ask people in my group of age (24 yrs old) how much would I have to pay for insurance, just passed my CBT and I'm looking for 125cc Cruiser, didn't find anything yet, but I'm trying to calculate the costs. I've checked few insurance sites and made quotes, but still confused.""
""Car Insurance, New driver ?""
Ok someone told me today about starting a account with PSECU but im not really sure what that is. Im trying to get a car and someone else told me I should get a car loan and finance a car. Can someone please explain this to me If I take out a car loan , get approved, get a car, how does me paying the loan back and the car payment works ???""
Cheap Auto Insurance in Houston/Katy?
I bought a Chevrolet Avalanche 2004 a week ago. I want to know which is the cheapest full coverage insurance on the Houston/Katy area. I also would like to know where can I get the insurance just for one month.
How much do doctors visits cost without insurance?
I am writing an argumentative essay about the health care system in the United States of America, and I would like to know that the prices, without insurance of: A doctor visit: Any specialists: Eye Doctor: Dentist: Orthodontist: Or any doctor you can think of. Remember: no insurance.""
PLEASE HELP ! Where can I get the best/cheapest car insurance deal ?
I have tried various price comparison sites without success . I need to get a low / cheap fully comprehensive car insurance policy for my son to be able to insure his car . We are an extremely low income family In order to drive his car on British roads my son needs to have an MOT certificate , Road Tax and Insurance . That is the Law of this land ! The Car only cost him 200 , I am not going to suggest that we break any laws but he should not have to pay out 15 times the cars value to get insurance to drive the car on British Roads , that is absolutely ridicules ! PLEASE CAN SOMEONE SOMEWHERE HELP There is NO PUBLIC transportation to get him to his place of employment , he needs his own transport , riding a bicycle is out of the question , he would be exhausted by the time he got there as his work place is 8 miles away , in windy weather he would be blown of it and in wet weather he would be soaked to the skin before he got there , he has to use his car . If I took him to work , I would have to make the 8 mile journey 4 times , if he does it , the journey would be twice . His Mother has her own car but works the opposite direction . her insurance is less than 500 but that is more than twice my insurance because I have held a driving license for longer , my insurance is very much lower . Our Son is too young to legally drive my vehicle . PLEASE HELP""
What is the best health insurance for a newly married couple to get?
My husband and I just got married and are looking to get health insurance. we both can not get insurance through work. we live in arizona, my husband attends ASU. We are both involved in masters programs. We are looking to start a family poss. with in the year! what is the best coverage we can get, with our student incomes? thanks in advance for any advice / guidence you can provide!""
Why is car insurance compulsory here in FL?
I own my car. The cheapest car insurance here (only) covers $10k on damages which is called PIP insurance and it is required by law. If the PIP insurance only covers $10k on damages, and I have more than 10k dollars on my bank account why in helllllll do I have to give my hard-earned money to these moth*rfu(kers? Sorry for my temperament but I need a clear explanation on this. If I am willing to give those $10k to my car insurance which is the only that they cover on damages if I crashed, why wouldn't they accept the dial and stop charging me monthly in my whole life? and return me those 10K when I stop driving? Again, I'll explain it easier. I'd give $10k to my car insurance till I crash. 10K is what they only cover. Why would they charge me every month needlessly? I have never crashed in my life. I have never filled a claim, then why would I have to pay my car insurance when they only cover $10k nothing else. ( I have been driving more than 15 years)""
Car insurance price for a Civic?
I am a 18 year old boy and I want to purchase a Honda Civic EX 4-door w/ a manual transmission. I am looking at a 2000-2005 or a 2006-2009 model. Could anybody give me an estimate of how much insurance is monthly? Thanks
Getting car insurance under parents name (Ontario Canada)?
I am 19, and I want to buy my first car, how ever I cannot pay 600 dollars a month for insurance. My dad does not want me on his insurances because he does not want the risk of his insurances going up if I get in an accident. So I was thinking, would my dad be able to insure my car under a different insurance company than the one he has now, and then just put me on the insurance. There for if I get in an accident, the insurance for the new car would rise, but the insurance for his car which is under a different insurance company would stay the same?. Theoretically speaking, if the above is true, and I do get in an accident, and the insurance rises to a price where I could not afford the monthly payment. Would my dad be able to just cancel the insurance?""
Suing a car insurance?
3 weeks ago, my car got hit while i was asleep in the middle of the night. the person left his insurance and phone number.so he knew he was at fault 100%. i called the insurance and they agreed to fix my car. since the person hit my wheel and bumper at the same time my car was not drivable at all, so they got a towing truck to take it to the shop. i received a call 2 day later from the insurance telling me that they could only fix my bumper because it the accident had nothing to do with a broken part from the other side of where the car got hit. now my car was working perfectly fine the day before the accident. and the insurance doesnt want to fix the part that broke because they said it was impossible for the part to brake and because the part was rusted. Can i sue the insurance company?""
Fully comp car insurance?
ive got full comp car insurance,what i want to know is.im buying a car off someone in a few days and want to know if im ok to drive this car home on my insurance.thanks""
If two insurance companies have a dispute?
Let's say that I get into a car accident with another driver. My insurance company determines that he's at fault. His insurance company determines that I'm at fault. How does this typically get resolved? Do they go to a third-party arbiter?
HOW MUCH YOU PAY FOR CaR INSURANCE?!?
HOW MUCH YOU PAY FOR CaR INSURANCE?!?
Bmw 1992 insurance cost?
what is the insurance cost for 1992 bmw 352i???
Car insurance question?
i was just wondering...if you chose to pay off car insurance all in one do you pay it off as soon as you get insurance or do you pay after the year is over ?
Whats your best insurance quote? (Young guys only plz!)?
Just curious, whats your best insurance quote guys? - I'm hunting for a decent deal for my tiny little 796cc car outside.. Yeah, that's right, I'm gonna boy race with my 796cc mean machine. So yeah, whats your best quotes and is it fully comp, third party only? fire and theft? So far I got a 700 quote third party fire and theft I'm quite happy with... Sorry girls, no offense but I'm kind of looking for guys answers, Your insurance is completely different :) And I'm 18 btw""
Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
Schooleys Mountain New Jersey Cheap car insurance quotes zip 7870
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