#lending practices

[revveup]

On Comparing an Antiquated System of Mortgage Lending to a 300-Year-Old Relic

A colleague and I were discussing some of the problems we faced while working in the mortgage industry, and we started laughing about how this is built on a 300 year old system no one knows how to use anymore. Nonetheless, in the vast…

[maal-wave]

What Are Payday Loans and How Do They Work?

[sunnydayaoe]

Color experiment [in both senses of the word lol]

[sketchy-tour]

I can't see you. Do you see me? 👁️👁️

[rabiessnail]

Headcanon Mycroft and Greg meeting in training for the M16 squad try-outs as 19-20 year olds and NOT LIKING EACH OTHER ONE BIT

Always a competition, even when getting ready for bed in the dorms.

When people see them together, they're always like 'aww, you guys are dating yea?' and Myc and Greg are like NOOO *red faces red faces*

uhuh yep. Then one of the younger recruits find them snogging in the changing rooms, Mycrofts hair tousled and one of Gregs shoes is still lying patiently on the floor, ready to be put on.

--

Sargeant: Hey! Nice job today, Lestrade-- that junior commander position is really looking in your direction!

Mycroft: *must be better must be better* *shoots eight targets in the heart in a span of five seconds* heh hehh

Greg: *glares* *omg hes so hot the fuck*

Sargeant: Damn these to horny bitches I just need some decent snipers

[isacksteban]

has anyone ever brought up how odd it is that one of the only things people bring up about lance stroll, the only jewish driver on the grid, is his family's wealth? 😸

[soundleer]

im so tired but my brain is still thinking of this one headcanon latelyyyy

what if jevin is like a librarian as one of his hobbies, especially assigned to lend safe tomes and archives and keep watch of the forbidden ones... this crossed my mind bc he reminded me of blueberry pie cookie from cookie run. jevin would look similar to her if he was a cookie like...

c'mon like look at them, do you see my vision- i seem to REALLY like blue lads who rarely smiles and do magic oopsieee

....OH I HAVE AN IDEAAAAAA!!!! but i gotta yap on the tags though (so used to doing that, its like whispering to me and i like to whisper my thoughts lol)

[seasteading]

triumph of the will - the challenge / maude

THE BEST HAPPIEST BIRTHDAY TO MY LOVE (and also the most creative most talented sexiest person in writeblr) PRIS @serpentarii !!!!!

this is gonna be ? the 5th year we're been on this website together? genuinely insane to think about, but when it comes to experiencing the epic highs and lows of the tumblr writing community, i can't think of anyone i'd rather have had by my side all these years. it's been an honor, and i'm toasting to many more of those years to come!

[revveup]

A Manifesto of Good Financial Services: Building Systems That Serve People, Not Exploit Them

“Finance is the nervous system of the modern world — and like any system, it must serve the body, not feed on it.” We live in a time of unprecedented financial technology and access. In just a few taps on a screen, you can transfer money across the world, apply for a mortgage, or invest in a startup on the other side of the planet. But alongside this technological progress, a silent epidemic…

[dafpork]

😇!

😇- What's their best trait?

Daffy: He hesitated. Didja see that? He hesitated.

Porky: I ihh-deh-de-eh-deh-did not!

Daffy: Then why don't ya say somethin'? He can't think a' one.

Porky: Ah-I-I'm thinkin'!

Daffy: How ya like that? I got my answer all locked and loaded, an' he has to wrack his brains--

Porky: Ih-if you'd just ehh-gih-ge-ehh-geh-gimme time tuh-t' answer--

Daffy: --just wrackin' his brains because he can't think of anything.

Porky: Well, ah-I can-ehh tih-tell you that it's not "weh-we-eh-waiting his turn t' spihhh-eh-speak."

Daffy: Now whaddaya s'pose ya mean by that? I been patient! I already have my answer!

Porky: Then ih-say it!

Daffy: Can't think a' one.

Porky:

Daffy:

Daffy: Heh, I knew I'd getcha.

Daffy: What he wants t' say is that my best trait is makin' him laugh, but he won't say it. Not in front'a you.

Porky: Eh-theh-the-ehh-theh-that's not what I was ehh-geh-ge-gonna say--

Daffy: You're laughin', aren't ya? Ahh--look! Look! Lookit how red he's gettin'!

Porky: --Daffy's vih-ehh-v-very good at leh-lih-li-ehhh-leh-lighting up the eh-teh-atmosphere, ee-yes. He has a neh-eh-natural gift for making frih-fre-eh-free-ehhh--eh-frien-eh-frie--acquaintensee-ehhh-eh-seh--eh-eck-acquai-tehh--

Daffy: Lookit you soundin' all formal and pretty.

Porky: --he's eh-vih-eh-very social, a-an' that leads to a lotta gih-gee-eh-good...

Daffy: I was gonna say his best trait is his honesty, but I just may hafta reconsider since he won't spit out what he's tryin' t' say.

Porky: Weh-eh-what am I ihh-teh-eh-treh-tryin' to say??

Daffy: That's your job t' figure out!

Porky:

Daffy: :)

Daffy: Anyhoo, I'd still prolly hafta say honesty for him, jus' 'cause it drives him crazy when I'm not. Maybe 'sincerity' is the better wor--now what are you smirkin' at? Can ya believe what I put up wi--oh, stop that. ...'stop that'! Now ya got me soundin' like you! An' there he goes blushin' again. But he's honest about it. He's a good egg, an' I guess someone has t' be.

Daffy: ...but I make him laugh, I s'pose!

Porky: I eh-seh-eh-said you're veh-very ih-seh-eh-social an' that I admeh-me-eh-admire eh-theh-the-ehhh... a-admi-ehh--ih-theh-eh-th-that's good!

Daffy: Ain't he just a suck up to beat all?

Porky: A-an' that's why I ehh-dih-de-eh-deh-didn't say honesty for eh-him.

[rhetthammersmithhorror]

Monster Heaven: Ghost Hero | 1990

[turtlewithatail]

New mask, new face

[camcorderrevival]

poetry imposter syndrome goes crazy

so youve got to remember that poetry is nawt a space that can be imposed on and you can basically do whatever you want forever. and that if you r doubting your skill in writing poetry, your only option is to write more poetry. that's the only path available. poets are not touched by the hand of god nor by the blade of some remote suffering, they have just written one hundred thousand poems and decided that maybe five of them are good. and eventually they have gotten to the point where every new piece feels like a breakthrough and every old piece feels like an anchor. and it just keeps moving like that.

[sayheykid]

anyway captain mason mctavish. thoughts.

this is nothing i haven't said before. but. everyone thinks it's going to be zegras eventually but honestly i just don't think he's captain material? face of the franchise sure but he hasn't settled down enough to be someone who handles the locker room/other captain responsibilities. maybe eventually he'll prove me wrong.

but anyway the team is very young and has a focus on drafting and development at the moment. limited options, not as many veterans now as there were a few years ago. so what's the solution. young guy who plays and conducts himself like an old guy.

mctavish is what. 21. i expect to see him in the league for like 12-15 more years, that's not unreasonable. that's a guy you can build around. someone who's going to grow into the role but to me is already very capable. i think you could give him the C tomorrow and have no problem

there is a precedent for this, which is already being proven. first of all, he has set himself apart from his peers on numerous occasions. he made his nhl debut TWO MONTHS TO THE DAY after being drafted. (he was 17 btw) the ducks second pick in the 2021 draft, olen zellweger, made his debut this past season. no one else from that class has come up.

at the nhl level, mctavish, zegras and drysdale were the same cohort of like young guns/future of the team. let's revisit where they all are now. drysdale was done wrong by the ducks - never given the time or support to really develop and get healthy before getting shipped off but that's besides the point. zegras is the most well known of the three of them, doesn't really have anything to show for it either. mctavish is the one who got the A in just his second full season.

another cohort has now joined the team, newer rookies who are still figuring things out. mctavish is no longer the youngest one on the team, but it's not by a ton. he's perfectly positioned now where he's been around long enough that he's looked up to but doesn't necessarily seem like an Authority™ you know.

also the ducks have been without a captain since getzlaf, but were able to get by on the leadership of henrique, silfverberg and cam fowler. (they had five guys wear the A this past year though? that's too many) but losing henrique and silfverberg, while a hit to the veteran presence, really streamlines the leadership core if i'm being honest. it feels like as good a time as any to really commit to making this a defined era for the ducks. i really like this year's As too - cam fowler as the throughline for half a decade of ducks hockey, plus troy terry as another older guide, i think that's a really strong foundation and baseline for further development, not only for the team as a whole but specifically for mctavish as future captain.

i'm not necessarily saying give mctavish the C right now, though I think he's more than capable. we've seen young captains before (landeskog, crosby, mcdavid etc) who have done tremendous work, and I don't see why that list couldn't include mctavish

[a-lonely-dunedain]

I don't usually have "ships" but when I do I'm pretty chill about- *trips and all these fall out of my pocket*

*frantically trying to shove drawings back in my pocket* oh gosh I um- look I'm actually super normal about them it's just- *another one falls out* aw geez--

look I um- ok I lied I'm not normal about them. on the bright side, turns out getting obsessed with The Characters is a good motivation to get some much needed drawing practice in!

[tamaharu]

dont base your self worth on academic validation but goddamn does it hit. asl prof interrupted a lab and was like do you understand the difference/concept behind these signs and i was like yeah (demonstrates difference) and he was like wow exactly! you got that so easy huh! ^_^ teehee yeah. and then later my gender studies prof and i got talking and she was like youre very intelligent and a great writer. ^_^ teehee really ?