#no collateral

[chintamanifinlease]

Choose Chintamani Finlease Limited for reliable financial solutions tailored to your needs. With a trusted reputation, competitive rates, and personalized service, we make achieving your financial goals easy and hassle-free. Join us and experience the difference today!

[instantmudra]

Personal loans are popular because they offer quick access to cash without needing collateral. People use them for various needs like consolidating debt, funding emergencies, or covering unexpected expenses. They provide flexibility and convenience, making them a preferred choice for many.

[infinite-money-glitch]

Reasons Entrepreneurs Choose MSME Loans

Let's dive into why entrepreneurs often lean towards MSME (Micro, Small, and Medium Enterprises) loans. As a finance learner, I'm here to simplify it for you. Check out these top reasons why MSME loans are the preferred choice for many entrepreneurs.

Fueling Business Dreams

Entrepreneurs are dreamers, and their dreams often require capital. MSME loans provide that essential financial fuel. Whether it's starting a new venture or expanding an existing one, these loans make those dreams come true.

Flexible to Fit Any Need

Entrepreneurs wear many hats, and their financial needs vary. MSME loans understand this diversity. Need a small boost for everyday operations? There's a loan for that. Planning a major expansion? Yep, there's a loan for that too. Flexibility is the name of the game.

Friendly Interest Rates

Entrepreneurs know the value of a good deal. MSME loans often come with attractive interest rates, which means less cost and more profit. It's like getting a discount on borrowed money – a smart financial move.

Also Read: Strategies for Optimal Income Tax Planning Among High-Net-Worth Individuals

Boosting Credit Scores

A healthy credit score is an entrepreneur's best friend. Paying off an MSME loan responsibly can give it a significant boost. A solid credit score opens doors to better financing options down the road. It's like leveling up in the finance game.

Supporting Growth Ambitions

Entrepreneurs are all about growth. MSME loans provide the capital needed to scale up operations, hire talent, and expand market reach. Whether it's opening new locations, diversifying products, or entering new markets, these loans are the engine of growth.

Diversifying Ventures

Many entrepreneurs have their fingers in multiple pies. MSME loans support this diversity by providing funding for various business endeavors. It's like having a financial Swiss Army knife – versatile and ready for any challenge.

Less Collateral Stress

Worried about putting up assets as collateral? MSME loans often come without that requirement, sparing entrepreneurs from risking personal or business assets. It's a peace-of-mind win with the funds needed for growth.

Abhay Bhutada, MD of Poonawalla Fincorp, emphasizes that MSME loans satisfy short-term financial demands with durations ranging from 12 to 60 months. This provides startups and early-stage companies with equal funding possibilities, which is advantageous.

Tax Benefits Galore

Entrepreneurs can reap tax benefits by deducting the interest paid on their MSME loans. It's like putting money back in their pockets during tax season – a savvy financial move.

Also Read: How Generation Z is Reshaping Financial Norms

Swift Application and Approvals

Entrepreneurs don't have time for slow loan processes. MSME loans offer a streamlined application and approval journey. It's all about getting the funds when they're needed, without any unnecessary delays.

Managing Working Capital

A healthy working capital is vital for business operations. MSME loans provide entrepreneurs with a financial safety net to manage working capital gaps. It's like having a financial cushion for unexpected expenses. 

In conclusion

MSME loans are the Swiss Army knife of financing for entrepreneurs. They're versatile, flexible, and tailored to meet various business needs. Finance companies like Spandana Sphoorty Financial Limited, founded by Shalabh Saxena, are preparing to provide MSME lending services in light of their growing popularity. With these loans, entrepreneurs can fuel their dreams, support growth, and navigate the financial terrain with confidence. It's a smart move for anyone in the world of business.

[undead-knick-knack]

Not the dick drawings 😭

[bumbleboa]

Happy birthday to the biggest Zoro enthusiast I know, @calysto1395 !

[raepliica]

priest guy sending mixed signals, what is he up to?🤨🕶🤏

~~~

[Image Description: A warm-toned comic featuring Trigun98 characters. It opens with Vash shouting "YOWCH!!" as a half-eaten donut flies through the air, a bruise on Vash's tongue. Meryl, editing papers, is annoyed as he complains: "Ow! Ow! I bi'e my 'ongue..." "What's the rush?" Meryl asks, "They're all yours." Vash, still hurt, tries to explain: "They're jus' sooo good!" Meryl argues back, "Well, savour it then!" Wolfwood has been watching the scene unfold as Meryl continues, "Satisfying your sweet tooth doesn't come cheap, unfortunately." Wolfwood clicks his lighter open and closed, again and again. Without a word, he leans closer, his thumb on Vash's lips. "Wolfwood...?" Vash trails off. Then, Wolfwood opens Vash's mouth and knicks his thumb on one of Vash's canines in one fell swoop. "Wah? Huh??" Vash says as Wolfwood pulls his bleeding thumb away. He licks the blood off the wound then snickers at Vash. Meryl looks disgusted, Vash has lit up in an embarrassed explosion, and Milly remarks, curious: "Those are surprisingly sharp, Mr. Vash!" Question marks float around Vash, and his donuts lay discarded on the table. Each panel is signed by raepliica. End ID]

[mydairpercabeth]

if it wasnt clear before,

THIS BLOG IS TEAM BLACK AND WE RIDE FOR QUEEN RHAENYRA TARGARYEN, THE REALMS DELIGHT, FIRST OF HER NAME, QUEEN OF THE ANDALS, THE RHOYNAR AND THE FIRST MEN, LADY OF THE SEVEN KINGDOMS, PROTECTOR OF THE REALM

[sunderwight]

Bingqiu roleswap where disciple Shen Yuan knows he's gay, and figures out that he has a big huge crush on his handsome Shizun, but also concludes nearly at once that he's not going to be drawing Luo Binghe's eye any time soon. Firstly, Luo Binghe is notoriously straight. Secondly, even if he weren't, he wouldn't go for his scrawny untalented nerd of a disciple! Shen Yuan's not bad looking, not before or after transmigrating, but he's neither a beautiful nor a hot manly man, and he assumes if Luo Binghe were into dudes he'd be into the same kinds of twunks that Shen Yuan likes. Guys on his own level, etc etc.

Plus Luo Binghe hated the original disciple Shen, and only started to warm up to the transmigrated version after Shen Yuan got injured in front of him trying to stop the other disciples on the peak from killing a small animal. For some reason, Luo Binghe brought Shen Yuan medicine. He got even nicer after Shen Yuan distracted the skinner demon by trying to convince it to take his skin instead of Luo Binghe's, and then again when Shen Yuan successfully fought off a demon invader -- though initially when Luo Binghe volunteered him for that job, he thought it was an assassination attempt. His heart was in his throat when Luo Binghe nearly took a poisoned blow for him, but luckily he reacted more quickly and got hit by the thorns instead. His heavenly demon blood took care of the poison, and he managed to convince everyone that he narrowly avoided getting cut at all.

Shen Yuan's careful not to read anything into it when Luo Binghe finds out about his, erm, uncomfortable dormitory situation and moves him into the side room, or when he completely messes up trying to make dinner and Luo Binghe takes over cooking and bans him from the kitchen (he swears he's not actually that bad at cooking, he just never had to use a kitchen without a microwave or an electric hot plate before...)

After all, it's not like Luo Binghe is cooking for him, he's just making food he likes and letting Shen Yuan eat it too! Because he's nice! He's way nicer than the book gave him credit for being, see, clearly Shen Yuan was correct in signing up for his defense squad, "top ten worst villains of all time" his ass that poll was nonsense...

Unfortunately, though, the plot's still gotta plot. Shen Yuan is heartbroken when the Immortal Alliance Conference rolls around and his shizun stabs him and throws him down into the Endless Abyss. Heartbroken, but not surprised. After all, it was always going to go this way, wasn't it?

But at least, now that it's done, he has some agency in how he reacts to it. He's changed the story enough that he doesn't need to go get revenge. Maybe Luo Binghe's still the villain of his story, maybe that was inevitable, but some heroes let the villains get away. Don't they? It's all part of that noble, breaking the cycle of abuse type stuff. He can be that kind of hero. He can let it go. As long as he avoids Luo Binghe altogether, it should be fine, right? It's not like he's obligated to turn people into human sticks. He asked the system, he's definitely not!

Technically he's not even required to conquer the demon realms. He just has to get out of the Abyss and the be sufficiently cool and/or tragic. Conquest is just one means of doing that, and not even Shen Yuan's preferred, since he doesn't exactly want to rule over anybody. Going around the demon realms beating up some jackasses and rescuing some damsels in distress and becoming sworn brothers with Shang Qinghua, one of the current demon kings, is suitable. He definitely doesn't want to marry any of the damsels he encounters (thank fuck the system lets him off the hook for that!)

But eventually he has to go back to the human world. Not only is it mandated by the system, but he also misses living there. The demonic realms are in many ways better than expected, plus a lot of the monsters are really cool, but he misses the weather and plants and the people he's more accustomed to being around.

He misses Qing Jing Peak, if he's being honest with himself. Shizun's cooking and the bamboo forest and the crisp mountain breezes, the comforts of home.

Not that he can actually go back there in specific. Of course not. If he did that, Luo Binghe would try to kill him, or else the system would try and make him kill Luo Binghe. Bad ideas all around. No, he can't go back to Qing Jing Peak, but he can go find someplace nicer than the demon realms at least. He just has to keep a low profile, which shouldn't be hard since the original goods did that even while actively scheming to kill his former master!

Except.

Everywhere he goes, suddenly Luo Binghe is also there?!

Good thing Shen Yuan thought to take a page out of the book of Luo Binghe's actual love interest, Liu Mingyan, and start wearing a veil. He just didn't want any randos who might have seen him at the Immortal Alliance Conference or on any of the other missions his shizun sent him on to recognize him. But one minute he's investigating a strange case in Jinlan City, and the next the streets are full of Huan Hua cultivators (Shen Yuan has no intention of joining them, that's the path the original took to getting revenge! He doesn't want revenge!), and then Luo Binghe and Sect Leader MBJ and Peak Lord SHL show up, and SY is ducking down alleys and hiding behind columns, just trying to stay out of the way until the lockdown on Jinlan lifts and he can leave.

Except...

Luo Binghe really isn't acting like himself?

He looks like he hasn't been eating or sleeping well. There are dark circles around his eyes, and something almost melancholy in his countenance. And he's dressed entirely in white, none of the usual Qing Jing greens and blues anywhere to be seen. Of even greater concern, he's being reckless. Shen Yuan can't stop himself from rushing out when he sees his former shizun get infected by a sower demon.

Luckily, it's been some years since the last time they saw one another. Shen Yuan's gained a few inches in height, so he's almost at eye-level with his old master now, and though he's still more slender than bulky he's picked up some totally new styles from training the demon realms. He doesn't move the same way he used to. With that, plus the veil, it's enough for him to quickly swallow back his words as he grabs Luo Binghe and quickly administers a cure for the sower infection.

Well, he has one of course. He wouldn't need it himself, heavenly demon blood and all, but his time running around playing hero in the demon realms meant he rescued a lot of humans from such fates. Which is hard to do if you don't have a cure to their afflictions, but between him and Shang Qinghua, sourcing such things was almost easy.

Luo Binghe looks at him like he's just seen a ghost. The other Cang Qiong sect members are alarmed by SY suddenly accosting one of their own and of course find him suspicious, so he runs away right after, and then he has to lose Sha Hualing's pursuit in the city.

But what else could he do? He manages to evade the system's attempts to railroad him into meeting Gongyi Xiao, avoids the rest of the Cang Qiong crowd, and drops some of the cure through the current Qian Cao peak lord's window to get the incident sorted out. Then he flees and puts a good amount of distance between himself, Jinlan City, and every righteous sect he can think of.

The only problem is that after this point, Luo Binghe is everywhere.

Any time Shen Yuan stays in one place for longer than a few days, Qing Jing disciples start turning up. Any time he takes a job hunting some cool-sounding monster or pursuing some interesting tome of knowledge, the better to satisfy the system, it seems like Luo Binghe has selected and gone after the exact same target! Which is especially annoying because back when SY was a disciple, Luo Binghe was always assigning him to do this stuff. Since when does his chronic homebody master have an interesting in six-tailed scorpion lemurs or ancient spiritual kilns?

What's weirder, though, are the rumors.

It seems like any time SY stops at some well-populated place and asks for the latest gossip, he has to hear about how the Qing Jing peak lord lost his beloved disciple during the Immortal Alliance Conference, and mourned like a widow, and now wanders the earth in search of solace for his grief. Seeking something, possibly even the ghost of his dear disciple.

What nonsense! Luo Binghe threw SY into the Abyss himself. He had to do it, it was the plot! And also his obligation as a righteous cultivator, confronted with a "dangerous" half-demon. Does it sting? Yes it stings! That's why SY wouldn't just forget it! Despite logically knowing it's pointless, is there some part of him that wishes his master would have chosen differently? That thinks he should have known that no matter what kind of power Shen Yuan had, he would never use it to hurt people recklessly, or harm innocents, or especially not harm... well. It's pointless, his blood condemned him, and if there is some part of Luo Binghe which regrets what happened, it's doubtless just that he unwittingly harbored a monster for so long.

Which is fine and Shen Yuan would leave it at that, if the guy would just let him!

But no. Instead he has to deal with Luo Binghe turning up and asking him questions, trying to get him to talk (SY has no hope of disguising his voice, if he says anything he's not even sure it won't crack as he comes perilously close to tears instead, so he just stays silent), and then asking for his name, asking if he's mute, asking about his background, his sect, his kin. Is his a righteous cultivator? Where did he get that sword? (NOT Xin Mo, thanks, he used that thing once and then tossed it back into the Abyss before the portal finished closing behind him -- he knows a poisoned chalice when he sees one, although knowing the plot twist about that sword from the novel sure helped.) Where did he learn those forms? Is he... does he have a safe place to go home to? Someone to tend his injuries? Make sure he eats his meals?

SY, of course, stays silent. But it's difficult. Not only because Luo Binghe asks, but because he still looks... bad. Sunken, sorrowful, desperate almost. Shen Yuan can't figure out if he knows or not. Maybe he's unsure, maybe he's looking for SY to give him a sign, so that he can figure him out and then flip a switch and try to finish the job he started.

That can't happen. If they fight, SY will win, and he doesn't want to hurt Luo Binghe.

But even if Luo Binghe's not a heavenly demon, he is a highly accomplished cultivator, and it seems he's got his own breaking points to reach. Eventually he corners SY and gets a hand on his veil, and for a moment SY is sure he's going to rip it off, see his face, and confront him all "I knew it was you, you twisted evil demon, you won't escape justice a second time" and he feels a deep, icy terror close around his lungs--

Luo Binghe lets go of the veil before he can lift it.

But then something even worse happens. Because Shen Yuan's handsome, peerless, noble master breaks down. He falls to his knees, begging forgiveness, sobbing, clutching at his head like he's being driven to madness.

It all spills out of him, then. How he pushed his own dearest disciple into the Abyss, which obviously SY already knew, but also how he was apparently qi-deviating the whole time, and his senses could not differentiate between one kind of demonic "threat" and another. How he realized what he'd done only after he regained his senses hours later, and rushed back to the place where the tear to the Abyss had opened, but could not find a way in after the one he lost. How he had betrayed and thrown away the only person who cared about him, and couldn't even explain that he hadn't intended to. How he would accept anything, any punishment, hatred, penance, or revenge, if only he could see his disciple's face once more.

SY is stunned.

Apparently, Luo Binghe hadn't rejected him for his demon blood?

Not only that, but beforehand, he seemed to have valued Shen Yuan a lot more than Shen Yuan would have credited.

Is it a trick? Is he lying? SY would have guessed so, would have assumed that Luo Binghe's plan was to lull him into complacency only to turn on him once he finally had confirmation. But somehow, he just... doesn't think this is an insincere display. His old master is too cool for this stuff! He has too much dignity to just throw it away on a scheme! There are other ways to get what he wants.

Even if it is a lie, Shen Yuan is tired of running. He's the hero. He won't actually lose, and if it comes to it, it's still in his hands to decide if he wants to spare Luo Binghe or not (he does, of course he does, even if this whole spiel is an act). Plus he's got a backup plant body in one of Shang Qinghua's greenhouses if all goes to shit.

He takes the veil off himself.

Luo Binghe, teary-eyed, stares at him as if his face is the most beautiful he's ever seen.

Shen Yuan nearly puts the veil back on. His cheeks heat up. Dear Shizun, aren't you an immortal master? A noble peak lord? Isn't it your calling to vanquish demons? Get up off the dirty ground right this minute! Where did your dignity go? Shen Yuan did not spend all those nights doing the laundry to watch his teacher dirty his knees for no good reason!

There's a quaver in Luo Binghe's voice as he points out that Shen Yuan was terrible at doing laundry. Luo Binghe had to redo it the day after, all the time.

Shen Yuan chides at him that he should have made one of the other disciples do it then.

Luo Binghe just laughs, and stays on the ground, until finally Shen Yuan has to physically pull him up. Muttering about how he's being ridiculous, what's he crying for, why's he been moping so much, doesn't he know that handsome face should never look so bereft? Then he realizes what he's saying and shuts his mouth, but Luo Binghe just looks happy for the first time in years. Since the Abyss. How is it possible that SY, who actually had to slog through that awful place, can still smile more than Luo Binghe, who didn't?

They're standing so close. Holding on to one another. Almost as if... as if the scene's tone is... well...

Oh what the hell!

Shen Yuan closes the last little bit of distance between them, and kisses Luo Binghe.

[lil-inky]

Star bois got into a bit of a pickle 🫣

Skskskdk thinking Blue went and got Razz to help bail the boiyos out later XD

[eliounora]

I don't like the hobbit films for many reasons but the "what is this horrid creature, goblin mutant?" "that's my wee lad, gimli!" scene was such a precious addition, like legolas had no place in the films but if they gave him that one cameo it would have been brilliant

[grandwretch]

i so badly want one of those fic examinations of steve's relationship with joyce and hopper but solely through eddie's pov like hear me out

steve and eddie chat a lot in the upside down (and later in the hospital, when they learn hop is alive). steve has taken charge of filling eddie in on the rest of their of-age crew without the kids butting in. he never mentions his own parents, but he talks about the rest of the party's a lot, especially joyce and hopper. eddie knows what it's like to desperately want someone to be your parent and trying to hide it from his own childhood, when he would try to be cool about wayne dropping him off at his dad's house. steve obviously adores joyce and hopper, thinks the world of them and legitimately looks up to them.

eddie isn't sure what he expects from a cop who came back to life and the world's most determined housewife, but he's excited to meet them as someone steve loves.

cue eddie's horror when he realizes that neither of them really feel much for steve rather than annoyance and vague distrust. that joyce trusts will with eddie, an accused murderer, in a heartbeat and still hesitates to leave him with steve. that hopper brushes off every ounce of steve's hero worship and joy.

he tries to broach the topic with steve, gently, and is heartbroken when steve genuinely has no idea what he's talking about. and not because he's oblivious, but because steve thinks that's what he deserves. he thinks that's the parental love that someone who was an asshole in high school needs, because that's what would make him a good person. he needs people to call him out constantly, obviously, because why else would they keep doing it? why would nancy? at least they're here. at least they're not ignoring him. at least they're not forcing him into a box. they just want him to be better.

like, this is the man who thanked a girl for calling him bullshit and telling him she never loved him. he doesn't Know that's not how you're supposed to handle things. no one ever taught him that.

and now eddie's gotta figure out how he can teach steve how to be loved the right way without outing himself and his huge crush on his love-starved dork of a friend.

[rocketbirdie]

puppy... 🥺👉👈✨💕

[sadlittlecountess]

all that pain, and humiliation was for nothing. trying to find emotional relief through her faith, and yet she is still hurting. Losing herself through her “harsh” actions (as a mother would!) for the sake of the safety of her children … will be and always was for nothing. The bubble of dissociation and denial popped by the one person she wanted for herself from the beginning. Doomed by the narrative, no matter how hard she tried to change it. :(

[froznwater]

a scene frommmmmm collateral chapter 3!! !

it’s out! we talk with Heather AND some other people.

[jaggedjot]

There is a deep rooted bitterness underneath Claudia’s immediately infamous “two blood fat cocks slapping hands” line. After having spent more than a cumulative decade of her life searching for another vampire and being met with nothing but silence or pain, Claudia was welcomed by more than a dozen in one night, only to then be told by Louis that she should not see them again. It must reignite the resentment Claudia felt towards Louis’ open pessimism and misery while they travelled through Eastern Europe. The purposeful crudeness of the line, a sudden sour note after her teasing Louis’ fear “of your own lust”, suggests her frustration at being unable to fulfil her sexual desires. The disagreement the pair have in this scene about the significance of Lestat’s portrait reflects the larger rift in their relationship over Louis’ unwillingness to move past Lestat (“He's a hundred-and-something-year-old painting in a frame.” “They got a fսcking shrine to him!”). Claudia’s life was forcibly shaped time and time again to better serve Louis and Lestat’s love for each other; turned into a vampire so that they could repair their relationship, intimidated and hurt when she encouraged Louis to leave Lestat, made prisoner by Lestat ostensibly for Louis’ welfare, and now the memory of that relationship threatens her newfound kinship. It is galling enough that her long awaited introduction to a vampire community comes as an afterthought tacked onto Louis’ hand delivered invitation (“Come. And bring the petite beauty with you.”, “Monsieur de Pointe du Lac. Our finest seats.”), but the realisation that even that was determined by another man’s attraction to Louis has to be beyond infuriating. 

[ew-selfish-art]

Dp x Dc AU: Danny and Tim are twins- And Vlad is the first to figure this out in his attempts to get DavlCo a new investor.

---

Tim was getting the creeps from this guy. It was as if the room got colder, the seconds got longer and the room's shadows moved to their own volition. He stared Tim down less like 'You punk kid' and more like 'You'll be mine' in a way that Tim didn't appreciate. At all.

The guy kept setting meetings up despite Tim's direct insistance that Wayne Enterprises would never touch DalvCo- not with a ten foot pole or for all the money in the world. Some how Tim's board of directors kept getting swindled by the guy and... therefore more meetings. More looks from this guy that made him want to crawl out of his skin.

Vlad asked him if he ever went by Timothy- Tim couldn't reply "that's not my name" fast enough. It apparently inspired the guy somehow. More meetings that Tim can't reject because of board members pop up.

It's been long determined that Jason doesn't get involved with Wayne Enterprises, but after the Uncle and a few other paid-actor solutions go up in flames- Tim decides to call up his older brother to act as a bodyguard and tell this guy to fuck off for the final time.

Jason apparently also gets the Heebee-jeebies from this asshole but his message is loud and clear to Vlad. There's a flash of green and then all of sudden it's just Tim and Jason in the room... Only Jason isn't acting like himself.

Putting it together- Tim reaches for his contingency F stash of Knock out gas and doses Jason. Vlad doesn't re-appear so Tim assumes that to mean that he'll be trapped in Jason's person until Jason wakes up.

Walking out of the meeting room with his bus of a brother over his shoulders- Tim quickly asks Tam to reach out to Vlad's Emergency contact. Surely there is someone in this man's company willing to explain what the fuck Vlad was trying to pull. Tim theoretically can keep Jason drugged asleep for a long time- surely that threat can get him somewhere.

The day drags on as Tim continues to keep Jason unconscious and eventually Tam lets him know that someone is here for Vlad. She says it with the addition of one of their codes- He mentally prepares himself for the worst and then... His doppleganger walks through the door? What the fuck?

Tim and Danny puzzle about one another for a little too long and Jason wakes up- Vlad pops out immediately. A shouting match between Danny and Vlad commences and...

"Man I knew our family had unresolved issues but seriously what the fuck has your clone dealing with?" Jason asks, as though he could watch this all day with pop corn.

"You made more clones?!" Danny screamed at Vlad who's only response is "Not this one! This one is actually polite!"

"Fuck you!" Tim and Danny reply in tandem.