#to fit my specifications for an ideal boyfriend. not like.. ridiculously good looking or anything but he had nice hair and a kind face

[fingertipsmp3]

I have a long and varied list of regrets, but possibly the funniest one is the time my former flatmate had a friend over and I saw that he was hot so I went “not today Satan” and hid in my bedroom until he left

[luvbotclub]

MY SECOND DATE.

content warning for angst & character death. 3,044 words. inspired by the k-drama “while you were sleeping” and red velvet’s “my second date”.

author’s note: i’m sorry dis is actual Shit. >____< i have a thing where i think of sad fic ideas while listening to cute, happy songs and this is one of them!! i have a lot more ideas based off the red songs in the perfect red velvet but this is the one that stuck to me the most :] i think this has been in my drafts for two years already, yikes. 

deep breaths.

you closed your hands and grasped jaemin’s hand tightly.

one.

two.

three.

4:07 pm.

jaemin was bound to be here any moment now, you thought as you shuffled through your makeup bag for that one shade of lipstick you knew he loved. today is your second date with your boyfriend of a year, which was a fact that your friends found ridiculous when you told them about it.

because of your very busy schedules, you two saw each other rarely and relied only on texts and video calls for communication. you were surprised jaemin had the actual patience to keep a relationship like this, since you knew that he was the kind who constantly craved to be in the presence of the person he loved.

you didn’t expect to be with him. to put it straight, you two were just drastically different from one another. jaemin was always bright, from the way he smiled to the way his hair colour changed constantly. he was the actual personification of an ideal summer morning, a picnic under the warm sunlight where you lay on the grass and smell the dew against your cheek, feeling the refreshing burst of watermelon and strawberries meeting your tongue. always smelling of roses and that one expensive brand of cologne you wanted to sink your face into. 

and you? well, you hated being bright. you hated sunny days. you hated summer. you hated roses (god, you really despised roses and jaemin knew perfectly well of that). you hated that specific brand of cologne, but with jaemin, you soon grew to love them to the point your constant need for him to be by your side was almost insatiable.

when you two met, it was sudden. an actual cliche. probably something you could see in those romantic korean dramas you watched when you were bored during work. a force made you bump into a strong figure in your favourite coffee shop, the content of your cup spilling down both of your shirts. when you met his eyes, you feared for your life. he looked like a mean boy, again like one of those spoiled rotten bitches from dramas who’d slap you with a stack of their money for simply staring at them. but instead of the expected sneer, he gave you a big genuine smile that spread a small warmth in your stomach  that didn’t leave you for days. apologies quickly left your lips as you tried your best to clean up his shirt for him with the tissue you were holding, but he stopped your wiping when he reassured that it was okay and that he didn’t like that shirt anyways. you felt so embarrassed that you thought you were going to die that moment. a blush soon grew on your cheeks as you noticed the growing outline of his toned stomach through the damp fabric.

he introduced himself shortly as na jaemin, an idol from a quite popular boy group. you didn’t recognize him and weren’t into boy groups at all since you were too immersed in your career to actually pay attention to everything else, but it didn’t come out as a surprise that he was some sort of celebrity — people in the coffee shop were already pointing at the two of you and whispering urgently into each other’s ears behind their hands as their eyes raked you from head to toe, probably making up a rumour of some sort and judging you for the bungou stray dogs t-shirt you decided to wear today. your ears went hot as you realized the sudden attention and jaemin led you out of the shop once he noticed your flustered state, not before apologizing repeatedly to the staff for the sudden uproar that you two have caused.

you found out that he snuck out of the dormitories with his other members to walk around since promotional season just ended. he wasn’t expecting to be out this late when you reminded him of the time. he said that he didn’t want to leave you and stayed with you until a taxi came by. before riding the taxi, jaemin asked you if you two could exchange numbers, since he wanted to pay for the coffee that was spilled on him. you told him that he didn’t have to yet he insisted, so you grabbed his phone with a pout and typed your number in as he did the same. just before you left he smiled at you and pulled out one of his spare sweatshirts from his bag and pulled it over your head.

“so you wouldn’t be cold.” he spoke shortly, before opening the door of the taxi and closing it once you got inside, but not before he shot a wink at you and away you drove.

you had to admit, you were scared that he forgot about you. you were trying to forget about the boy named na jaemin who you met accidentally, because it wasn’t like he’d be actually interested in you. you did a little bit of research on him and indeed, he’s an idol from a group named nct. you started listening to their songs and you can’t call yourself a fan, but you do enjoy hearing their music. 

two days after meeting na jaemin, you weren’t expecting a sudden notification from him while  listening to an ep by the subunit nct 127. you had to put your mug of green tea down, pause the song which you checked was named “jet lag”, and stare at the notification before tapping it and contemplating whether you should reply or not. he asked you how you were doing, apologized that he hadn’t checked on you right away if you got home safely since he was busy, and introduced himself again just in case you had no idea who he was.

the conversation was pretty awkward, but you tried not to think about it too much. you didn’t know each other that well yet and you were still testing the waters, both of you saying “no you” so many times that it drove you mad. you reminded him of the sweatshirt he left you, and asked when he was free so you could give it back to him. he told you that you could keep it and consider it as one of his “payments”, the other payment being a coffee date.

you had to draw back from your phone for a whole minute before sitting down on your bed and screeching into your pillow, phone in hand. he had asked you on a date so smoothly that it took you a few rereads before you got the meaning behind his message, and when it hit you, you felt blood rushing to your cheeks— a feeling that left you a little lightheaded.

you agreed on the date.

it happened later that week, on a friday. he told you to dress comfortably and thickly since you were going to watch a movie before going to a coffee shop so it might be a little chilly. you decided to wear the sweatshirt he gave you, basking in the strong scent of his cologne that made your ears go red as you thought of the way he smiled and flirted with you. you hated cologne, absolutely hated it. you felt sick whenever you got a slight sniff of it and the cologne jaemin wore was similar to the cologne your annoying coworker you sat next to at work wore, so it made you confused as to why you suddenly liked it (but it’s not like you were complaining).

the rest of your relationship went pretty smoothly, which surprised you. you thought you weren’t going to get along pretty well because of his flirty personality and the lack of patience you have for people like him. jaemin’s honey-like voice calling out to you, giving you compliments about the littlest of things like how the earrings you wore for today’s date fit you so well, and the way he’d act all cute and pouty whenever you rolled your eyes at him and his flirtatious advances— you usually found such things uninteresting, repetitive, annoying— but with jaemin, you found yourself slowly falling for him.

as you started dating, you and jaemin practically shared everything with each other. embarrassing stories that still haunt both of you to this day, your deepest darkest secrets, your fears, your interests, your aspirations, the strangest things that have happened and are still happening to you. you both agreed that it was a good way to communicate with each other, so that there wouldn’t be any feeling of doubt and embarrassment between you two. 

but the only strange thing about you that he didn’t know about was you often had dreams that came true since you were just a child. sure, it sounds pretty ridiculous, but you didn’t know any other way to explain it to others without sounding a little crazy. you thought the same thing about jaemin. a part of you thought that he’d react normally to it since he loves you way too much to think negatively of you in any way (a thought that brought a small smile on your face), but another part thought that he’d probably find it strange in a way.

these dreams sometimes involve people who are close to you, but sometimes you see people who you have never met once in your life. most of your dreams aren’t that bad. some dreams end up being good, some end up being so gruesome to the point you were scared to go to sleep. you eventually lost count of the late nights where you laid awake in your bed, eyes fighting to stay open for you were afraid you’d see the bloody scenes that were practically imprinted on your eyelids again. you knew there’d be a new murder investigation by the moment you woke up the following morning or another car accident broadcast on the news for the whole country to see.

you couldn’t do anything about these dreams. you didn’t know how to stop having them or how to stop the things happening in them, but it wasn’t like you didn’t try. you saw a close friend of yours, seulgi, get into an accident during one of her friends’ summer out-of-town trip in one of your dreams where luckily she came out alive, but she suffered many major injuries that left her bedridden for months. you tried to convince her to stay in the city for at least one more day the night she was about to leave, but she insisted she needed to get out of the city to relieve some stress as soon as possible and your pleas fell on deaf ears.

as much as you tried to do something, you knew that whatever you’ll see is fate and who were you to go against that? even if it sounded way too hopeless to admit, you were only an observer, helpless in this situation. 

you heard the front door slam shut once you were done applying the lipstick on, smacking your lips together and seeing if you missed any spots or overdrew. you looked up to see your boyfriend leaning against the doorframe, looking fresh with his freshly dyed grey hair and smiling down at your dressed up state.

“i really love that shade on you, baby,” he murmured, leaning down to press a kiss on your forehead before setting his bag and cap on the bed.

“that’s why i picked it for today,” you giggled and you saw the big grin on his face through the mirror, watching him undress and rummage through the closet for his clothes. “are you going to wear that one dress shirt?”

“you know me way too well, y/n,” jaemin laughed and pulled out the exact dress shirt you were talking about.

it looked simple, like any dress shirt would look like— a crisp white with translucent buttons lining down the front, but he always looked so handsome in it.

“of course i do,” you chuckled as he buttoned his shirt on, stopping midway once he saw you standing up from your chair and making your way towards him. you replaced the fingers on his shirt with yours and buttoned the last three two buttons on his shirt.

jaemin hooked his fingers under your chin, facing your head up so that you were looking at him. the look of pure adoration in his eyes made you swallow harshly and a shy shade of pink dust over your cheeks. he never failed to make you feel like this, as if you hadn’t been dating for a year already. your friends always told you that their boyfriends weren’t this affectionate after a year of being together, but you guessed that jaemin was different from them.

you were lucky he was different.

he leaned down to press a kiss on your lips and you kissed back eagerly, balancing yourself with tipped toes to kiss him deeper. you whined when he pulled away, a teasing smile on his face when he saw the pout on your lips.

“doing that won’t make me kiss you again, baby,” jaemin cooed, pinching your cheeks and smiling wider at the frustrated whine you let out. “anyways, we’ll be late for our reservation if we continue.”

“why?” you teased, walking to the mirror besides the bed to look at yourself and adjusting the dress you were adorned in. “you can’t resist me, can you?”

“you know i can’t.”

you looked back at your boyfriend and smiled at him, sticking your tongue at him before grabbing your purse from the bedside table.

god, you were going to miss this.

you bit back the tears that threatened to fall as you and jaemin exited out of the room, both dressed and ready to go outside. you swore you could bask in his scent all day long and you’d never get tired of it, the soft scent surrounding the car as you both got in and he pulled from the driveway.

as usual, jaemin’s unoccupied hand met yours once he started driving, his attention at the road not wavering once. you could only stare at his side profile and wonder to yourself what you did in your past life to deserve this kind of view right now.

you felt your heart swell, a mix of sadness and adoration swirling in your stomach and making it twist; you adjusted yourself on the carseat and looked ahead, fingers intertwining with jaemin’s.

you were really going to miss this.

last week, you saw yourself dying in your dream.

since jaemin had absolutely no idea that you had these occurring strange dreams that always end up happening, he thought that you were only having a nightmare so when you sat up in the middle of the night, a drop of sweat running down your cheek and eyes teary, he held you in his arms as you cried into his shoulder until you fell asleep, the bloody images still visible in your mind as you dozed off.

jaemin brought it up the following morning over breakfast and asked what happened in your dream that made you heave and struggle for breath the night prior. you shook your head and refused to answer him, jaemin soon stopped asking and didn’t pry any more into the situation as you stuffed his mouth with toast with a sleepy smile on your face.

what you saw in your dream was exactly what happened a few minutes ago; you were getting ready for a date with jaemin (you were adorned in the same shade of lipstick you were wearing right now), the time in your clock was the same, 4:07pm, the way jaemin looked at you was the same, even the featherlike brush of his lips against yours felt the same.

just as you were nearing the restaurant you made a reservation in, a loud honk startled both of you and jaemin, making you let go of his hand that wasn’t occupied by the steering wheel. just mere seconds before the car got hit, you remember looking at your watch and reading 4:49pm.

in your dream, you saw the aftermath of the accident. the images made you feel sick to the stomach as the photographs from the crash flashed on the screen, blurred so that it wouldn’t look as disturbing as the real thing but people could still see the skid marks smeared with hints of a deep red left on the streets through the filter.

the news anchor was talking about the accident the day prior while the headline flashed through the television screen— y/n y/l/n, victim of a brutal drunk driving accident in seoul, 20, pronounced dead at the scene. apparently, the truck driver was drunk during his shift and he was still yet to be found after he fled the scene, after a glint of fear appeared in his eyes after seeing your practically deformed body hanging out of the car’s windshield, limp and lifeless.

the silence in the car made you feel uneasy, heart beating in your chest way too fast and teeth biting onto your lips to not breathe so hastily and alarm jaemin. 

you remembered yourself in the dream mumbling:

one two three.

before the truck made an impact with the car.

your eyes darted to your watch, the hands aimed at 4:48pm.

deep breaths.

you looked over at jaemin, and finally let the tears fall from your eyes. you grasped his hand tighter and inhaled deeply, holding it up to your lips and pressing a small kiss on the soft skin. you couldn’t see his face, vision becoming blurry as more tears fell, but you could feel a smile growing on his lips.

this time, you didn’t want to let go of him.

“jaemin.”

one.

“yes, baby?”

you were going to miss him.

two.

so fucking much.

you let out a little laugh, choking on your own sobs and jaemin was so clueless to it all as he finally looked at you, his concern growing when he saw your tear-streaked face.

three. 

“i’m happy i get to spend my last day with you.”

[stainedglassgardens]

This is going to be a ramble about weight, exercise, body image and the patriarchy. Warning for negative self-talk.

The last time I talked about those issues was last September. What happened since then was, I read Christy Harrison’s book Anti-Diet, which was very good, and the last edition of Intuitive Eating, which was less so. Regardless, I thought the concept of intuitive eating and never having to restrict what I eat again sounded fabulous. So I tried that for a bit.

Since the last time I weighed myself, about a year ago, I’ve put on thirteen kilos. Which I was made aware of as my clothing size changed and nothing fit me anymore (as it turns out, getting fat is expensive as fuck), but did not quite hit home until I had a weigh-in at the doctor’s two days ago.

There is no particular point to me writing this, and I really do NOT want this to sound like “I tried intuitive eating and got fat, now I think it sucks”. Things are so much more complex than that, and I also think that intuitive eating is wonderful. I just really do not know what to do of all the thoughts in my head at this point and I need to put them into writing.

The idea Christy Harrison and others put forward is that you do not have to eat in a way that feels unsatisfying to you and that, similarly, you do not have to exercise if it makes you feel like shit. Did exercising make me feel like shit? Indeed it did not, but I did start doing it in order to lose weight. And I thought you know what? I do not think it is right, as a feminist -- I think it is hypocritical to be doing something in order to maintain an ideal weight as per the patriarchal standard of the day.

My friend Moggo pointed out when I talked to him about this the other day that regardless of my own personal reasons for doing it, exercise is good for you, and that, in his opinion, is reason enough to keep doing it. I wish my mind worked in those straightforward, logical ways. I was at a point, back in September, when I had quit exercising for the summer because it got to 30°C plus in my old flat which made it next to impossible to work out without passing out. When autumn started to roll around I was just like?? What if I never worked out ever again?? This in spite of the fact that as I said, I do not hate exercise -- I like to pretend that I do, but in fact I’ve found lots of way to enjoy it (and remove the parts I hate from my routine).

I have a history of disordered eating. It was worse when I was in middle school, then again in undergrad. Since then I’ve had things mostly under control, but, as I’ve come to realise, that was only for as long as my weight remained stable. Before I gave up on restricting and exercising, I’d done a month without added sugars. I’d downloaded My Fitness Pal, got scared of how little I allowed myself to eat when using it, and finally deleted it. I don’t think that I have a specific disorder or anything -- sadly, I just think my experience with body image is pretty standard under patriarchy.

My point is, I was mindful of the desperate, ridiculous things I’d been doing to maintain my weight, and I was afraid things were going to get out of hand. I thought in order to prevent this, I needed a big swing in the other direction.

Am I going to be that person whose weight is always yo-yoing now? I’m only saying this because I have reached the point where I can safely say that intuitive eating and doing stretches like twice a month is not working for me.

As I have said, I think intuitive eating is a great concept. How do you implement it, however, when you have been restricting your entire life -- and it’s been, for the most part, working? More than seven months in, intuitive eating for me still means eating chocolate chip cookies pretty much every night. Things did not stabilise, and I can’t stand the idea of waiting any longer to see whether or not they eventually will. I just can’t stand being in this body anymore. Although I can’t stand, either, the idea that it makes me a fatphobe and a bullshit feminist.

This means a myriad of things. One of them is, that I don’t think there will be a safe middle ground for me. It’s either remain fat, or start back on the restricting-and-exercising routine that I maintained for about 14 months in 2019-2020. I can’t safely “eat til you’re not hungry anymore”, not without putting on a significant amount of weight. And it really sucks that I’m in this position.

The other thing that fucks me off is that, if I’m being honest, I have to admit that I would never have given up on my “healthy lifestyle” or whatever you want to call it if I had not found a perfect boyfriend right around this time. I knew he’d love me regardless of my weight. And I think that made me slip into that other sexist stereotype: the woman who “lets herself go” as soon as she finds a partner. I hate that that is a concern but it is. I hate that I am vain enough to want the approval of men who wouldn’t like me at my current weight.

This is the main thing. Other things I wanted to say on intuitive eating:

I’ve always thought the flaw with intuitive eating was that it was made for chronic dieters, and really I’ve never been a chronic dieter so much as a person who restricted for her entire life, and whose weight, before this year, never much varied. My problem, if it is to be called one, is that this worked really well. My incentive to give it up was just to “do the right thing” and to give intuitive eating a try. And that did not work for me.

Also I don’t think I’ve ever been on board all the way with the idea that what you eat and how much you move your body has a much smaller impact on health than generally assumed. (I am on board, on the other hand, with the idea that you don’t owe health to anyone.)

I’m in this position where I hate when people say that fat people are too lazy to exercise, but in my own personal case, I did get fat because I was too lazy to exercise.

People who are into intuitive eating will say there is no possible way of taking it too far, but I do wonder if there is something the matter with me, or with implementing that way of thinking in the contemporary world, like I can’t believe there’s any possibility that my body really “needs” this many Oreos and sugary drinks.

I tried to talk about this with my sister but there is no way a size S girl will ever understand what I am going through, I think. I do think I deserve some of her contempt though.

Anyway I’m starting back on my old routine. I’ve got the equipment. I’ve got the playlists. I objectively feel better when I work out, but I don’t think I can keep working out without also watching what I eat. It is true, on the other hand, that eating three pieces of chocolate cake in one day doesn’t make me feel good either. Things are complicated and there is no satisfying conclusion to this.

*

Side note if you made it this far: I am very much NOT looking for advice, thank you.

[chillmichelle]

Under the Sea

Mermaid AU

Word Count: 5K

Harry has always loved the ocean.

Despite his status, being the heir of a sum of money most people would kill to have, and owning a wardrobe of clothes hand tailored to fit him perfectly, he enjoys nothing more than taking his father’s yacht (that he considers his, given that his father only owns it to gloat, and never actually uses it) and sailing into the vast blue ocean situated right next to his oversized home.

And although his mother continuously scolds him, telling him of the dangers of the ocean and possibility of falling overboard, Harry always reassures her that he’s a fully grown up man and that he can handle the responsibility of sailing. He tells her he’s done it his entire life, and gives her a small peck on the cheek, smiling in reassurance before walking out of the home to sail again.

But later tonight, he has more than just a simple sailing trip planned.

Noelle has held Harry’s attention for the past year. Yet, it seems that she’s always too preoccupied or he’s always too much of a wimp to confront her. He spends his spare time stalking her on social media, or imagining unhealthily what her silky blonde hair feels like between his fingertips. It’s almost sad how much he seems to adore the idea of her. So when Noelle marched angrily into Harry’s living room during the middle of one of their friendly hang outs, yelling angrily about how her father had to use their boat for business, so she subsequently couldn’t use it for her upcoming birthday party, it’s no surprise that Harry jumps in to offer his own yacht up for her use.

Watching the day prior as Noelle hired people to adorn his yacht with chrome banners and cover his tables with pink tablecloths, he’s a bit irked at the new state of his boat. But as she hugs him, her height in her tall heels perfect to mold into his, he doesn’t regret his impulsive decision as much.

So the morning of her party, he takes one of his father’s smaller boats. The vehicle is a bit smaller than he’s used to, but the organizers are still lingering on his own original boat. So without a second thought, he takes it to clear out his fucking head from all of its stress about tonight. He wonders if it’s finally the correct place to make a move on her, he considers finally admitting his feelings to the girl he’s admired for so long.

The salty ocean air whooshes past his face as he accelerates the boat to go a little faster. He feels content with the smell of the ocean filling the cramped space in his head, loosening it just a bit. He closes his eyes, admiring the feeling of the breezy boat.

He’s been sailing for about 10 minutes when he sees the familiar black rock resting on the horizon, waves crashing into it violently. He specifically remembers sailing with his grandfather when he was younger. He had pointed the large rock out to his grandpa, speaking of how it would be a good mark to pinpoint how far the boat had gone out, to which his grandfather replied,

“That rock is much more than a bookmark, my dear. It’s rumored by many that it’s the home of a mermaid.”

Harry remembers scoffing in absurdity at the statement, almost laughing at how ridiculous it sounded. Mermaids, of all things. Creatures that were most likely made up by an old drunk, he thinks. Shaking his head at the mere memory, he returns to boating with a smile on his face.

His boat hits something, a loud thunk sound resonating as it sputters and then stops. He briefly lifts his foot off of the pedal before stepping on it again, and the engine makes a roaring sound but refuses to move forward any.

He reaches into his back pocket to grab his phone, remembering it hadn’t charged at all so he had plugged it into his bedside socket before rushing out of his large home quickly. He hits the dashboard, as if that’ll suddenly fix the boat, and attempts stepping on the pedal again.

Groaning in defeat, he lays his forehead against the steering wheel of the boat, stressful thoughts stirring around in the small space of his head. He doesn’t hear anything but the sound of seagulls squawking in the background, and when he lifts his head, he looks around to see no other boats in sight.

Harry’s proper panicking by now, repeatedly pressing buttons he knows won’t fix any of the problems on the boat. He’s just so frustrated, that this stupid mistake that happened by complete chance may be the reason he misses the party. He thinks that the universe hates him, and that it’s dooming his luck and happiness completely.

He steps on the pedal one final time in frustration, grunting in anger as he keeps his pressure on the engine. He’s shocked, however when he jerks forward and realizes the small boat is moving again.

Harry was almost positive the problem was the result of a motor issue, which requires above ground maintenance when it occurs. He’s shocked beyond belief when he turns his boat back around, not taking any more chances before he aims to return to land.

And for a second he thinks his eyes are playing tricks on him, but he swears that as he spins the boat into the opposite direction, he sees a head of shiny hair bobbing above the surface, accompanied by a set of glimmering eyes and a hand holding a piece of his motor.

-

-

-

Harry sits nervously, wiping his sweaty hands against his khakis as he plays out what exactly he’s going to say inside his head for the 100th time.

“Thank you so much for coming to my 25th!” Noelle raises her glass in a prolonged toast, telling everyone all about how much she appreciates them being there but Harry drones out as he admires her. She’s dressed in a velvety pink dress, the fuzzy material running merely from the tops of her breasts to the upper parts of her thighs, hugging her frame. He can practically see some of her grade school friends from long ago - some drunk and some sober, with a few teetering in between - oggling her curves. He can’t say he isn’t irritated, but as much as he is angry he reminds himself that he has no right to be.

Seeing as his third cup of nonalcoholic apple juice is empty, he approaches the deck to get more. His entire boat is decked out in sparkles and pink material, something that isn’t ideal for someone who enjoys boating itself more than accessorizing, but he ignores it because it’s for her. He leaves the room for a while, admiring the waves of air wisping across his face

He grasps the almost full pitcher of apple juice (He’s the only one at the party who’s drinking it), pouring it up until the glass is almost entirely full. He never was a fan of confined spaces or partying, or maybe he simply wasn’t a fan of the lifestyle those around him seemed to hold. Ever since secondary school friendships had been built on designer brands and the names of a classmate’s parents. Relationships were more materially beneficial than emotionally.

So when he met Noelle, who had a history of dating boys without any sort of status because she didn’t believe status defined emotion, he fell head over heels for the idea of someone liking him for himself.

Harry hears applause leaking from the doorway of the boat. He assumes her toast has ended, and concludes that it’s his chance to finally speak to Noelle in peace. Taking a deep breath, and checking his appearance in the reflection, fluffing his hair with his palm one more time, he walks through the doorway to the inside of the party.

He’s quite overwhelmed. There’s a loud bass blaring in the background, and there are people grinding in various places. He hears glass breaking, and preys that Noelle hired a man to clean up all of the messes, knowing it’s inevitable for someone not to throw up during the course of the party. With every steps he takes, he flinches at the condition with which people are treating his beloved boat. He pull through the masses of people, groaning at the sweaty bodies pressing against him temporarily. He finally manages to break out of the crowd, approaching the other side of the boat to see Noelle.

With her arms locked around a tall blonde boys neck. His dress shirts holds an expensive, recognizable logo, and Harry swear he’ll never wear the same brand again. He immediately feels a plethora of emotions rush towards him, but above all, he feels hurt.

“Noelle?” He gently murmurs. She shifts her gaze towards him, clearing her throat as she realizes he’s noticed her actions.

“Harry!” She mutters excitedly, to fill the awkward silence she created. He looks at her, tears pooling at his soft jade eyes. His fists clench beside him, and he feels like an upset child. Only instead of feeling hurt from being scolded by his mother, he’s hurt from the amount of anger he feels. Not only at Noelle, but at himself. For letting her bring her stupid decorations into his boat, and let stupid rich snobs break tequila glasses and throw up all over his beloved possession.

“Hey” He tries to say enthusiastically, failing miserably when his voice cuts off in the middle.

He should’ve known that she wasn’t at all interested in him. Should’ve figured that she was just using him for his money, to throw parties on his expensive yacht like everyone else had ever done.

“This is my boyfriend, Mason” She introduces him. He says a friendly “What up man?” and extends his hand out for Harry to shake, a silver Rolex decorating his veiny wrist. Harry unknuckles his fists, stretching out his fingers before shakily grasping Mason’s, muttering a low “S’nice to meet you.” The words mentally drain him, considering its the last thing he’s feeling in actuality. So right after his very brief introduction to Noelle’s boyfriend, he excuses himself, attempting to walk away from the balcony of the boat.

But the universe, really, really doesn’t seem to be working in his favor today. So instead of successfully walking back to the other side of the boat to drown his sorrows in apple juice like he’d hoped, he stands next to the railing just as the boat hits a large bump, sending him tumbling over the balcony and slapping into the cold water below. The last thing he hears is Noelle’s scream as he shoots down into the deepening water, seeing a silhouette and big eyes swimming towards him, losing consciousness after that.

Y/N had been happening to collect objects that morning. Well, specifically valuable parts for a tower she’s building in an abandoned cave she’s deemed her home underwater. She had been doing this for a while, stealing small items from humans who didn’t need them and piling them up into a sculpture in her safe cave underwater. She then would proceed to sell them at a nearby pawn shop, using the money to fund her human life, or bring snacks to the old homeless lady who slept on the beach. So when a boat suddenly stopped, a motor piece from another boat stuck and stopping it from moving, she couldn’t help herself from reaching her slender arm up and yanking the spare piece out, deciding to add it to her sculpture down under.

And while she was above water temporarily - after making sure there were no pesky humans around, of course - to get a better look at her new possession, she happened to catch a glimpse of a tall boy, steering his boat away, glowy eyes gazing into her own.

Y/N’s been smitten ever since.

She even went above ground for a moment, walking around the far too pricey shops on the oceanside just to see if he was lingering around there. But even she wasn’t that stupid, she knew very well that humans weren’t like her kind, and that they liked to roam around everywhere and overpopulate the Earth. So she accepted the disappointing idea that she may not see him ever again, and jumped back into the ocean, blending with the water once again.

Later that night, just as she was finishing her sculpture of valuable things she’s claimed from the surface, she hears a scream from above the water (she was at a very shallow area). Startled, she decides to near the sound, only to find a boat quickly turning around and a stream of bubbles leading downwards.

She figures someone dropped something important, or foolish people drank more than they were supposed to, like they always did, and pushed some litter into the blue water. So she swims after the bubbles, hoping to find something valuable she can add to her sculpture of things to pawn for cash in the world above ground.

But after following the trail, she is met with a boy, a familiar boy dressed in an expensive branded, half buttoned shirt. His eyes open and close narrowly as he slips out of reality, fading closer to the ocean floor. Y/N swims further down, grasping his hand and pulling him up, wrapping an arm around his soft waist and swimming towards the surface.

She plops him down on the large black rock, the only surface nearby, and she presses on his chest, watching as he coughs up water but refuses to wake up. She takes her time to admire his features, soft cheeks and inked chest and all, swiping his hair from off of his eyes. She sees a series of shiny rings on his fingers. And as much as she wants to steal them, she restrains herself because she likes him so far.

She curls up next to him resting her legs beside his on the large rock, staring up at the stars and appreciating the time she has before the afternoon boats arrive in the area.

-

Harry’s head hurts when he wakes up.

At first, he’s convinced he’s passed away, the only memory he has being of  the cold water slapping his torso. He’s almost afraid to open his eyes, groaning at how sore he feels, jagged surfaces pushing into the skin on his back.

Y/N waits for him to awaken. She hears a groan from beside of her, immediately moving to press her hands into the rocky surfaces next to his head. He squints, a crease forming in his forehead at the bright light. She quickly covers the sun, shielding his face from the rays of light.

Harry opens his eyes, blinking once before closing them again. Everything seems blurry, and he doesn’t know why his head is in such pain when he specifically remembers withholding from drinking.

He opens them once again, clearly seeing the blue skies in front of him, and wondering where the sun is. That’s when he notices the silhouette blocking his view of the sun, blinking again to get a better look at her.

Harry adjusts his eyes for another moment, finally opening them. And when he does, he swears he’s died and gone to heaven. He doesn’t think that humans glow in that way, doesn’t believe that they have flawless skin and lashes that long. Her eyes widen as he acknowledges her finally, and her cheeks quickly redden when he props himself up on his elbows.

She feels embarrassed, moving to jump into the ocean and swim away. She scrambles to readjust the swimsuit she put on to seem human,  preparing to leap back into the water. But before she has the opportunity, he grabs her arm, pulling her to look at him.

“Who are you?” he asks, emerald eyes burning into the side of her face. Her half-dried hair messily falls across her face, blocking his view of her features.

“I-uh” She doesn’t even know what to say, because she hasn’t spoken to anyone in so long. The closest thing to a conversation she’d ever had was when she would yell at the screen at the cinema, or try to understand what Marge the homeless lady was rambling on about.

She becomes embarrassed at the sound of her voice, imagining how unappealing it must sound. She doesn’t want to embarrass herself in front of someone so attractive, so she shyly shuts her mouth, tucking her hair behind her ear as she waits for him to speak again.

“Where am I?” He asks her, looking around to see nothing but the ocean in the distance. He still stares expectantly, as she looks like she wants to say something but ends up closing her mouth.

“You...fell” She manages to squeak out. He nods, remembering that part of his stupid misfortune. He wants to press on, but doesn’t want to press her into questioning.

“Did you save me?” He asks her taking a small tip of her long hair into his fingers and fidgeting with it as he awaits a response. He watches as the hair shuffles from her nod and smiles, admiring her kindness. It had been a while since anyone had done anything for Harry, and he finds it heroic that some girl managed to jump into the ocean and rescue him. He doesn’t remember any of his own friends attempting to save him, even.

“Are you friends with Noelle? I mean, I guess that would be the only other reason for you to swim after me.” He tries to spark up conversation. And although speaking of Noelle is painful, he figures they have some sort of relationship to solidify the reasoning of who she actually is. She pulls her eyebrows towards her forehead, signifying confusion before whispering a hoarse, “Who’s that?”

She’s cute, Harry thinks.

“Noelle? The girl who hosted the party on the boat last night. You jumped after me when I fell, right?” he asks her, a smile painted on his face. He stares at the girl who saved his life, happy that he’s still fucking alive.

She shakes her head, and it’s Harry’s turn to be confused.

“Well then how did you know I fell?” he asks her expectantly. She hesitates, pondering her response in her head before licking her lips and finally answering.

“I live here.”

Harry snaps his neck, looking around once more to make sure they’re still the only people within the mile.

“You live…” He points his finger down, motioning to the rock they’re situated on, “Here?”

She nods, cutting herself off with words, “Well, technically it’s underneath here.” She tells hm. He’s even more confused, because all he sees is water. He wonders if she’s some marine biologist and she lives in some submarine tank under the sea.

They sit for a while in tense silence, Harry wondering who the hell she is and why the hell she saved him. She spends her time looking at the color of his eyes, wanting to add the same green color to every piece of clothing sfe owns. She decides green may be her favorite color, from now on.

“My parents are probably worried as fuck.” He states. Y/N widens her eyes, quickly moving to cover his mouth with her small hand. He widens his eyes at her actions.

“You shouldn’t say words like that.” She remembers a movie she watched once, where an elderly woman clearly scolded a boy for using the word, saying it was rude and demeaning. She wasn’t really used to the human way of life, the closest thing she knew to human conversations were the annoying boys who did nothing but eat at the same barbecue place at the dock every morning, speaking far too loudly and probably waking Marge up, as she’d complained to Y/N a couple of times about them.

Harry chuckles, peeling her hand off of his face before holding it in his two larger ones.

“Do you know how to get back to the beach?” he questions. She smiles at how warm his large hands feel, a blush rising up to her cheeks. She’s tired from not getting much sleep, but how could she with such a handsome man lying right next to her?

“You just, swim that way.” She tells him, her other hand pointing in the direction opposite of where they’re facing. He narrows his eyes in skepticism, “Swim? That far?” he asks her. She smirks as if telling him, “Duh!”

He laughs again at the unique nature of the girl, cheeks reddening as he finally realizes she’s wearing nothing but a swimsuit.The swimsuit itself is rather plain, a solid color and a simple design but her curves make the swimsuit look far more expensive than it possibly was.

The sound of multiple boats closing in fills both of their ears. Motor gears click obnoxiously against each other, and Y/N peeks over the rock to get a better view. When she sees that flashing lights are attached to the boat, she quickly understands that they’re here for him, and rushes to jump off of the rock.

Harry notices the sirens of the emergency boats looking for him. He waves, catching the boat driver’s attention before sitting back down. “What was your na-” He begins, before he realizes she is no longer by his side, the only evidence she was ever there being the trail of bubbles streaming out in front of him.

-

Harry thinks he’s going insane.

After he arrives home from his various medical examinations, his mother greets him with puffy eyes and a worried expression. She makes him take a hot bath, and afterwards tucks him into bed like a child, kissing his forehead before leaving his spacious room.

Harry isn’t even concerned with his health, or the state of his yacht, or even the situation that occured with Noelle the night before, he busies himself with the thought of the girl with pretty hair and soft skin, and tiny hands who claimed she lived in the ocean. And he wonders if his grandfather was right about a mermaid living at the black rock after all.

-

[startofamoment]

please come in and just sit here for a while ♥

Jake’s laughing so hard, Amy’s sure he’s going to wheeze himself into a poorly-timed asthma attack. The last thing they need right now is to have to call for backup while he fumbles with his inhaler.

“Alright, alright,” she grumbles, her cheeks warm with embarrassment. “So a double date with a young Al Gore at the Louvre isn’t the most plausible. But you asked for my dream date– you didn’t specify it had to be realistic!”

He snorts, but she shoves him in the shoulder before he can devolve into another laughing fit.

“Aw, you gotta give yourself some credit, Santiago. A date like that could totally happen.” He pauses, amusement clear on his face. “Just remind me to tell your future boyfriend to invest in a time machine.”

He ducks before she can shove him again, and just like that he’s doubled over and full-on giggling once more.

“Like your dream date is any less ridiculous,” she huffs.

He swipes at his eyes and coughs, taking a moment to settle his breathing. “Oh, I’ll have you know my ideal date is plenty realistic but dare-I-say still very romantic? The Jake Peralta boyfriend experience is quite intoxicating, thank you very much.”

She raises an eyebrow but nods for him to go on. For sheer curiosity’s sake, if nothing else.

“I’m a simple guy. I don’t have to go to a fancy museum or whatnot to have a good time. All I need is a few fluffy blankets, chairs and stuff for structure, way too many pillows, maybe some of those fairy lights to set the mood… You following me here, Santiago? I’m talking me, my boo, and the most epic pillow fort you’ve ever seen. We’ll sneak a laptop computer into the fort and put Die Hard on, duh, and then it’ll be candy and cuddles from there on out.”

She hums, vaguely impressed but not at all ready to admit that that does sound like a respectable stay-at-home date idea. (She’s even further away from acknowledging that she maybe also thinks all of that with Jake specifically sounds more than ideal.) “Movie night in a pillow fort, huh? Never took you for someone into textbook rom com dates, Peralta.”

“Hey, I like cuddles and warm blankets! They make me feel safe,” he shrugs, then shifts to smirking and waggling his eyebrows at her. “Besides, a pillow fort is the perfect place for a good ol’ make out sesh. Seriously, by the end credits, my date and I would totally be–”

“Okay, I’m going to go ahead and stop you there before this gets wildly inappropriate. Still technically work hours, Romeo.”

He sends her another cheeky grin before raising his binoculars and redirecting his attention to the warehouse they’ve been monitoring. She refocuses as well, filing this new fact about her partner somewhere in the back of her head – to be compartmentalized and hopefully forgotten, along with her mental catalogues of Weirdly Cute Things Jake Has Done and Shirts Jake Has Worn That Make His Arms Look Good.

“Are your eyes covered?” She asks, glancing behind her to triple check before unlocking her apartment door. “No peeking until I say so, okay?”

Jake scoffs but keeps his hands over his eyes. “Ames, if this is your way of easing me into blindfolds and bondage, let me tell you–”

“Oh, hush. I told you, I just need to make sure everything’s ready.”

They step into her entryway, with Jake following closely behind her then staying put when she tells him to.

Amy makes quick work of depositing her bag and shoes in their designated places, hanging up her coat, and running to get the string of lights plugged in. (She’d made sure the whole setup was prepped even before going to bed the night before, but she’d intentionally left the fairy lights off lest she be schooled by fire marshal Boone of all people.)

She surveys her living room – or what used to be her living room and what now is an organized mess of sheets strewn over dining chairs and pillows lain on every available surface – one last time before taking a steadying breath and turning back to her boyfriend. “Okay, Jake, you can look now.”

He drops his hands to his sides, and Amy watches as his expression morphs from confusion to wonder.

“Oh my god. Is this– It’s– Holy shit, it’s a pillow fort!”

He sheds his jacket and toes his shoes off as fast as possible, tripping over his socked feet to scramble into the makeshift entrance, half-squealing and half-rambling like an excited child the whole way. Amy laughs, already starting to feel pleased with herself as she crawls in after him.

“Amy, this is amazing! Did you put all of this together on your own?” He’s beaming, eyes shining with unbridled joy. In the few seconds it’s taken her to settle in against a strategically-arranged pile of pillows, he’s managed to wrap himself up in one of the three fleece blankets she’d prepared for them to use. (She’s going to have to do so much laundry this weekend.)

“Mhm,” she nods, hoping she’s coming off cool when actually she’s buzzing with giddiness from the inside out. “Do you like it?”

“Like it? I love it!” He falls back onto the thick floral comforter lining the floor beneath them, closing his eyes and making a satisfied hum before looking at her again. “Not to be weird, but you are making teenage Jake so happy right now. Like, I for realz would spend hours trying to imagine how my fort would look like and this– yeah, this is pretty darn close. The only thing it needs is–”

“Snacks? Check under that couch cushion.” She smiles, pointing to the spot beside his arm.

He sits back up then lifts the pillow in question, gasping loudly. “Gummy bears? Fruit Roll-Ups? One, two, three… seven types of chocolate, and even the Mexican candy from the bodega near the precinct? Amy, I–” His face shifts to something between bewilderment and awe, sending another surge of nerves through her. “I don’t know what to say… This is literally my dream date. How did you know?”

“Well, it’s... kind of a weird story. You’re going to laugh.” She stops, looking down and tucking her hair behind her ears while she searches for the right words to say. She’d known, logically, that it was much more likely he’d forgotten about their random conversation way back when, but a part of her had just hoped he’d remember so she wouldn’t have to explain herself like this.

“Come on, Ames. I promise I won’t laugh,” he says gently, nudging her leg with his foot. “I swear I really only want to know how you somehow read my mind. I mean, I know my school counselor said I should’ve kept daily diaries back then but I absolutely did not, so there’s no way you broke into one of those. Did I drunkenly blurt out my mushy teenage fantasies at Shaw’s the other week?”

She shakes her head, fiddling with the hem on the nearest pillowcase. “Not last week or at Shaw’s. I don’t expect you to remember this because it was at a stakeout a few years ago, but we’d talked about our ideal dates and you’d mentioned movie night in a pillow fort, so…” Her voice trails off as she digs underneath yet another blanket for her laptop and DVD copy of Die Hard.

She almost cringes when he doesn’t respond immediately, and it takes all her courage to get herself to look up from the loading screen.

He’s got that boyish grin on his face, of course. (It’s not fair that she still finds him ridiculously attractive, even when he’s obviously over the moon at her expense.)  

“You said you wouldn’t laugh,” she says, pouting.

“I’m not! I’m just–” His grin widens into a smirk. “ So, so glad I finally have proof you’ve liked me for ages. Wow, Ames. You’ve been holding onto this piece of info for years, just waiting until you could finally put it to use, huh? That had to have been at least three years ago by now, right? Gosh, Amy, I had no idea–”

“Shut up and eat your candy,” she grumbles, throwing a packet of fruit leather his way.

He snickers but doesn’t say anything more as he tears into the plastic and bites into the chewy candy. The tips of her ears burn just the same, with her lack of an outright denial loud and clear in the air between them.

“It’s okay, babe,” he says brightly, laying a sticky kiss on her flushed cheek. (The brand new pet name isn’t lost on her at all, but she’ll unpack her feelings about that another time.) “I’ve most definitely liked you for way too long, so at least we’re even.”

[heartdriven]

I need some advice. Please.

I know I have some lovely mutuals on here, who listened to a lot of the problems I had in the last 8 years. And I know some of you are nearly or already in your 30s or 40s. I think the ridiculous wall of text, that’ll follow is more directed at you guys (even though I’m not ruling out some great thoughts from younger people).

I’m 36 years old. I’m still quite puzzled when I see that number, because I feel a lot younger. And not in the sense, that I have sooo much energy and youthful looks (noooo, god no…) but rather in a way, that I don’t feel like a grown-up. I often feel like I still don’t have my shit together. I function ok in life, but I feel I lack so many grown-up-skills and urges. Like the urge to start a family.

I know I never had a real mommy gene. Kids were never a must for me. Depending on my current mood I’d even say I never want kids. They don’t fit my lifestyle… too much responsibility… I don’t want to bring a kid into THIS world (although the last one is a kind of lame excuse in my case to have the circumstances around me make a pseudo decision for me).

Now, if you know me a bit and I know some of you here do, because we’ve been following each other across many social platforms for at least 6-8 years, you might know that I’m in a relationship. Alex and I have been together for 5 1/2 years now and even though we are not fully compatible (extrovert-introvert problems), we have a lot of beautiful things in our life. We have a big ass flat, enough money to live very comfortably and to travel at least twice a year and we love each other. 

Just to give you some context: Alex has a son from his previous relationship. He is ten by now and lives with his Mom. Alex became a father very young (at least by my standards). He didn’t want to have a kid in his early 20s, but he’s been there for the kid nevertheless and even now that he lives a bit further away, he still makes a huge effort to see him a couple of times a month.

When we first got together, he always said he might want another kid, further down the line, although he wasn’t quite sure. That was exactly my position, too. And it was nice knowing, that I had options with this man… further down the line. When we got together, I knew I had around 5-6 years to decide what I wanted. Now those years have passed and the last 2 years I’ve been worrying, that I can’t decide.

I’m HORRIBLE at making decision and having a kid is like a huge change. I mean, even when everything goes smoothly, you are responsible for another human’s well-being for 18+ years. Everything in your life has to come second from now on. And that’s only when everything goes smoothly. What if you have a really really difficult kid? What if you suffer from post natal depression? What if your kid is sick or disabled? That’s a lot of „what if“s if you ask me. And I marvel at people who take the risk, because they somehow know the good will outweigh the bad (but will it really for me?). So that was my internal struggle for the last years. Alex always told me, he doesn’t rule out anything, but I would have to make up my mind. And whenever I heard him say that I felt so so helpless, because I can’t make that decision on my own. I always felt having a kid should be a decision you make together with your partner.

All those mixed emotions went into overdrive around two weeks ago. One of my fave co-workers just got a baby and she’s 39… so I though: Well, look at her. I still have time, too. And then she came by with the little baby and her husband the other day and after that visit I was in turmoil. I looked at those three and I’m so ashamed to say it, but I was so jealous. I was happy for her, she deserves all good things coming her way, but I looked at them and I wanted that too. And I know, that getting such a small glimpse into other people’s relationships is often not a truthful representation of what the relationship is really like, but try to reason with primal feelings like that. It’s impossible.

So the last week I wanted to talk to Alex again. Not that I made a decision, but just to let him know what that visit did to me. I didn’t really have the chance to do that. Last night we were out to dinner and I don’t know how that topic came up, but suddenly he said „I’m sure I don’t want another kid“. And that was that.

I always thought having something outside my reach make the decision for me (like the doc telling me I can’t have kids or like Alex telling me he doesn’t want any), would make things easier and maybe in the long run it will, but suddenly all the doors were shut and there was only one path in life left for me. Because it’s absolutely clear for my that I NEVER want to force a kid on someone who doesn’t want one. I believe it’s bad for everyone involved, but especially for the kid. And even if I would made up my mind tomorrow and the urge was suddenly so strong that I want to be a mother, what then? Leave my boyfriend to find someone else?! Sounds like a really great plan at fucking 36, especially considering how much of a man-magnet I am…

One of the worst thoughts and one that had been torturing me for years now, is how my parents feel about this. Don’t get me wrong… they are the BEST parents you can imagine. They would never ever in a million years guilt trip me into having children. They didn’t even ask me once if I wanted to have any. Not a peep. And yet I feel they would love being grandparents. They have worked so hard their entire life to ensure I have a great and comfortable life. When they will be gone someday (hopefully a looooong way away), they will not only have left me with a lot of emotional support throughout my life, but also with enough money to not have to worry too much. And they built it all from scratch and just for our family. And somehow it makes me incredibly sad, that I don’t have anyone to give it to, when I’m gone. I know it’s not true, but in a way all their effort seem wasted. I know they don’t feel that way, but I can’t help those thoughts.

Maybe it’s just fear of regret? Being old and then looking back wishing I had kids around me? But is that the right reason to have a kid now, when my first and strongest reaction is: Oh shit, I’m so scared of getting pregnant.

I’m full of contradictions. So what now?

The thing is… I WANT to see this as a positive thing. I want to put those thoughts to rest and focus on what lies ahead of me. I know many older women (with and without partners) who are childless and lead great lives. I definitely can see myself there. But sometimes I dream about being a mother too. Probably highly idealized dreams, but they are there.

In my headline I said, I need some advise. I don’t even know what I ask for specifically. Maybe just finding someone who understands what’s going on with me and wants to share some thoughts or insights? I really don’t know. Maybe I just needed to get it out of my system by writing it down. Again, I don’t know.

If you managed to read through all of that, I love you! Thanks for taking the time to do that. It means a lot to me.

[blog-optimisticcoffeestuden-blog]

Do i need to tell my insurance company that i have fitted lexus lights on my peugeot 206?

"Do i need to tell my insurance company that i have fitted lexus lights on my peugeot 206?

yea just want to know.... and if so how much extra it will cost? thanks

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

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Car insurance?

how much would insurance for a 16 year old female cost for a 2000 Plymouth Neon Highline

""My 21 year old son needs to see a dr.but no insurance, what can he do?""

he has a knot in his left breast and will need to be removed, but he has absolutly no insurance!""

Cheap Insurance for 16 driver??

I am looking for the cheapest insurance company for a 16 year old driver that can't go on any other persons policy. Can only go on individual policy!!!! Thanks for any ideas or companies

Globe Life Insurance Policy for children?

I've had a Globe Life insurance policy for my Daughter since just after she was born, didn't really think about it as it seemed like a great idea when I got their information in the mail. My Daughter will be 8 years old this February, I simply want to do whatever is best for her. I guess my question is three-fold, am I doing the right thing with this, is this a good policy to have, and lastly should I continue with this? Maybe one more, should I increase the coverage?""

How can I get health insurance for my foreign-born mother-in-law?

We live in California, she's from Japan and is 74 years old.""

""I lent my brother's car to my friend, Who crashed it, does my insurance cover the costs?""

Last night i lent my brothers car to a friend. My friend crashed the car into a pole (no other vehicle was involved). My brother's insurance said that because he did not give permission to my friend to drive, I would need to look to my insurance. (I was not in the vehicle when it crashed)""

Can I be forced to pay insurance for stepchild?

Here's the situation. My husband makes very little money. I have him covered under my insurance policy. Until recently, my stepdaughter was covered under Child Health Care Plus. Coverage stopped when she turned 15. Her real mother is being a real witch and demanding we buy her insurance. Hubby can't afford it. I can't enroll her under my employer's plan because there's only open enrollment one month per year. I really don't WANT to put her on my policy, as she seems determined to get pregnant ASAP, and also she hates me and steals from me. Can I be FORCED to get her insurance? Oh, and did I mention her real mother doesn't work? HELP!!!!""

Lapse in coverage on auto insurance?

I let my coverage for my motorcycle lapse for 4 days. I am insured through progressive. How will this effect me?

""If someone gets in an auto accident with someone else's car, whose insurance is notified?

Mother and daughter have auto insurance together. Daughter lets her boyfriend drive and he rear ends a car and does very little damage (broken tail light) to other car. He has his own insurance for his vehicle. Which insurance do you call? No accident report was done by police.

Best affordable health insurance in texas?

I'm 21 and my dad recently took me off of his health plan. I don't make a lot of money and I'm not sure if I can afford insurance on my own. I got quotes from a few sites but they're all over $100 a month and I can't afford that. Does anyone recommend any cheap but decent medical coverage plans? I have no clue where to start

Do i need to tell my insurance company that i have fitted lexus lights on my peugeot 206?

yea just want to know.... and if so how much extra it will cost? thanks

Car insurance for 16 yr old boy driving subaru impreza WRX?

I want to get a white 5 speed subaru impreza WRX (wagon sport) with turbo (standard). How much do you think this would cost considering that i'm 16 yrs old and the car is white and i get good grades? thanks

Whats cheap car to insure and run?

ive been trying to find cheap cars to insure, and it comes up with 2010 models that the car costs 12,000 i want something old cheap reliable for fuel car cost and insurance, i dont really care what year but im guessing the older cars like 1980s will be cheaper""

What is the best car in group 16 insurance?

I have been offered a company car at work and can go up to group 16 insurance. I do a lot of miles but would like a sporty responsive feel. Thinking about a Cooper S or dare I say it one of the pokey diesels..! Any suggestions.....?

Insurance on 04 STi.?

I am 17 year olds. I have Driver's ed, safety ed courses, and good grades. How much would insurance cost for me?""

Where to Find Affordable Family Health Care Insurance?

Recently I was looking on google for affordable health care insurance, but I can't make my decision which site to choose.There are so many sites.Please suggest me one.""

Cheap Health Insurance In New York State for single adult?

Is there any good but cheap health insurance in new york state not based on income?

Where can i get cheap car insurance?

Where can i get cheap car insurance?

Car insurance problem..help!!!?

my bf crashed my car and was trying to cover my car with his insurance they said since i gave him permission to drive that i had to cover it.. i callled my insurance they said since he was at fault that i have to cover my own car out of pocket..is there anything else i can do ...

What is the average insurance costs for a food truck small business?

The truck would serve hamburgers and grilled sandwiches and would be operated by the owners (no employees). It would operate only part time during summer months (maybe 50k/yr revenue).

Car wreck....Why is his insurance calling me? Can someone please clear this up?

So Friday morning, my fiance' and I were headed to New Jersey to visit his family for Christmas. On the way there, I was driving his truck so he could sleep a little before we switched places. Early morning when we were in Virginia, I pulled off the highway to go to a McDonalds to get some coffee. When I pulled off, it was a weird exit and I had no clue where I was going. I stopped at a red light, which had another light very close behind it which turned green, my idiot self was looking at that light for some reason while our light was still red...I hit the gas and then slammed on my breaks realizing what I was doing but it was too late and I hit a guy on the side of the door. It wasn't a big wreck. The guy didn't fly across the intersection. He didn't even move, his door was just dented and it will definitely need to be replaced but the man said he was not hurt at all. The truck we were driving in barely had damage, just a little dent in the hood that was very small to the eye and a bent license plate. We were in much better shape; but again, he was not in pain and his door was the only thing that seemed to be damaged. ANYWAYS, I received a traffic ticket for failing to obey a traffic light which I totally accept because this was extremely stupid of me and I am planning on mailing the fine to the court. So since I was driving my fiance's car, which is under his parents insurance, I assume my insurance is not affected. The trooper just told us that the other guy's insurance will contact my fiance's insurance. So I am thinking all I have to do is just pay this awful fine. Well my fiance' called me this morning and said that Statefarm (the other guy's insurance) called him asking for my number. Why would the other guy's insurance need to contact me if my fiance's parent's insurance are the ones who insure the truck? I just want to know what's to come when they call me. I don't know much of anything about insurance. I just want to know why the other guy's insurance would contact me when, yes, I caused the accident but my fiance's father is the insurance holder of the car that was wrecked. Thanks!""

Can you have two insurance policies on one car?

My Dad has a classis car, I would like to use this car for a weekend, but as i am only 19 I cannot have classic car insurance so I cant go on as a named driver. Is there anyway I can insure this car for a weekend?""

How does car insurance work if someone lends you their car?

I'm 16,licensed. No car at the moment,but I'm insured on my moms car.(mom and dad are seperated). My dad says he'll let me take his car out when I'm over but I'm not on his insurance. Would it cover me since I won't be driving it regularly?or would it not. And if I wrecked would it affect my license? (Tennessee)""

Cost of med insurance for a college student living on their own?

How much does individual health insurance cost for a college student out on their own? I realize its different for each person. Lets say the person is male and 18. No health related problems, no history of any either. How much? On average.""

Typical insurance rate of a used Chevy Impala?

I'm purchasing a car soon and I was wondering what the insurance rates would be for a 2000-2005 Chevy Impala. I know there is various factors that go into it, but is a 4 door Impala of any kind considered a sports car/have a higher insurance rate because of the car, or would it be the equivelant of a regular family car? Also, would a Pontiac Grand Prix sedan of the same years have a high/similiar insurance rate? I'm 17 years old and I'm getting my license soon. Thank you!""

Why are my health insurance rates so high?

what causes health insurance rate increases?

Motorcycle insurance question?

I've never been involved in an accident before and I dropped my bike in a parking lot learning 12 o clock wheelies and did a bunch of damage to my bike, maybe even totaling it. What do I tell my insurance company happened? Because they obviously won't cover my bike if they knew I was doing wheelies. Do I just tell them I slipped on some loose gravel and the bike fell or what?""

Does driving school affect insurance rates when over 21 in Massachusetts?

I am 21 and have never held a drivers license before. I would like to get it now, but I do not want to take the classroom portion of driving school, just the road lessons. However, my father would add me to his insurance plan since I'm still living with him until I complete college and grad school. He is worried about insurance rates being too high without driving school. Would this affect my insurance rates since I am over 21?""

Which car insurance agency is best for me?

Which car insurance agency is best for me? Please guide me.

Health Insurance for individuals in the Seattle are?

Fifty year old healthy couple looking for some good but AFFORDABLE health insurance. Currently have Regence Blue Cross and just got hit with a 30% increase. Ouch!! Hardly use it, ...show more""

Cheap car insurance in ohio for a 17 male not on parents insurance?

what would be the average amount for car insurance for a 17 male still in high school not on his parents car insurance. he really needs this car to get to and from college and he is mostly on his own im trying to help as much as i can so what would be a average amount for him knowing this Information. please help me

Do I HAVE to sign up for Obamacare insurance?

My current health insurance will be up soon. I know that people apparently get fined for not having health insurance, or something of the sort. My question is, do i HAVE to get it? ...show more""

Driving points for no insurance?

How many points do you receive for driving without insurance in michigan?

Cost of insurance for 2nd gen Toyota Mr2?

Would you pay a higher insurance on this car than a normal car? what about a turbo? I got an online insurance quote and it was about $600/year for liability and $1000/year for collision coverage, does this seem like a fair price? I'm almost 19 years old and have a clean drivers record.""

Am i going to get my drivers license suspended?

i was going 76 in a 45 in the state of northcarolina. will i be with out a license? also how much is this ticket going to cost? i was also charged with reckless driving. if you could answer this that would be great too but, how much will my insurance go up? i have liablility insureance and i pay 160 a month. i have been driving for about 5 months and this is my first ticket.""

How much should I expect to pay for individual health insurance?

I'm leaving my job to go back to school. Continuing my present health plan through COBRA will cost nearly $400 monthly. I'm 25 and a healthy moderate social drinking non-smoker. Can I do better than $400 a month?

Do i need to tell my insurance company that i have fitted lexus lights on my peugeot 206?

yea just want to know.... and if so how much extra it will cost? thanks

""An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy.?""

An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy. A 21-year-old male has 0.999 probability of living for a year. a. From the perspective of a 21-year-old male (or his estate), what are the values of the two different outcomes? The value if he lives is _____ dollars. The value if he dies is _____ dollars. b. What is the expected value for a 21-year-old male who buys the insurance? The expected value is ______ dollars. c. What would be the cast o the insurance if the company just breaks even (in the long run with many such policies), instead of making a profit? _____ dollars. d. Given that the expected value is negative (so the insurance company can make a profit), why should a 21-year-old male or anyone else purchase life insurance? O A person who buys a one-year policy will expect to make a profit. O Insuring the financial security of loved ones compensates for the negative expected values. Please show your work""

Can my brother put me on his health insurance?

I have a illness. I started a new job and insurance won't kick in untill another three months. Can I be put on my brothers insurance? He has no children and he is not married. Plus he never uses it.

How much would it cost to insure a large SUV for a 16 year old?

I have always wanted this car: http://pictures.topspeed.com/IMG/crop/200608/2006-toyota-sequoia-1_460x0w.jpg The Toyota Sequoia. I know it gets crappy gas mileage, but ive seen worse. And plus Im not gonna be driving that much either. my school is very close to me, along with all my friends houses. But how much will insurance be at your best guess? Also, if I don't blow off gas, and waster it, how much money do you think I will pay per month in California? Dont try to tell me that I am not old enough to be behind an SUV, because 1) Im going to be learning how to drive from my parents in an suv, so i will have some experience 2) my parents want me to get an SUV 3) Im not a dumb a** whos gonna go 50 mph and try to cut a corner and flip over. Bottom line is, im getting an suv and thats that.""

How much car liability insurance should a person have for complete coverage without over insureing?

How much car liability insurance should a person have for complete coverage without over insureing?

Do you have health insurance?

if so, how much is it per month? how old are you? what kind of deductible do you have? Also Feel free to answer if you do not have insurance and do you support Obamacare?""

Ticket and insurance rates?

My parents have 3 cars all insured in their names. I am 18 and I have my license but they never put me on the insurance because I almost never drive I usually just bike or get rides so it would be a waste of money putting me on. But recently I had to drive and I got a ticket driving for the first time in about 6 months. I am trying to get my ticket taken off my record but if I can't and it stays on then whats next? will it affect my parents insurance? or will I be forced to get on the insurance too? Is there anything I can do since I'm most likely not going to drive again until I go out and buy my own car later on.

I got a ticket for no insurance in california?

well i told the officer that i had insurance on the car but the little proof of insurance card did not come in the mail yet so he gave me a ticket for that and he told me something about if i mail the proof of insurance to the court i guess i dont have to go to the court date or soemthing like that is that true by the way i checked the mail that same day i got the ticket and the proof arrived

Why is car insurance expensive?

So I'm looking at these insurance rates and im thinking all of this car insurance is a huge scam! Why do we need it?? And why is it sooo expensive for experienced drivers?

HELP WITH CAR INSURANCE?

if i was to work for pizza hut or dominos or any other delivery shop in the uk.and they would provide a car for me.would i have to have my own insurance on my name.or would they cover this

IS THERE A LISTING OF CAR INSURANCE COMPNANIES?

IS THERE A LISTING OF CAR INSURANCE COMPNANIES?

Does ca auto insurance cover motorcycles?

Like, as long as you have some form of insurance is it okay whether it is for cars or motorcycles? I have auto insurance for my car, do i need seperate insurance for a motorcycle?""

Does this car legally have insurance?

My friend just purchased a new car and the temporary registration Is in her name but the car is insured under her moms policy without her listed as an additional driver. So if she is stopped by police will they coincided this car insured or uninsured? Also when it's time for her permanent registration will the state accept a proof of insurance on the car without her name on it? We live in Georgia by the way.

How much will car insurance cost me a month?

Maine, 16 years old, 11 (almost 12) year old car, 4.33 g.p.a.,female, driver's ed course taken. About how much will my car insurance cost me a month? Thanks.""

Insurance for Mustang v6 2014 for 18 year old?

Hi , I'm planning to get a Mustang v6 premium 2014, I'm an international student with 3.7 GPA in High-school I have a clean record even in my country ( no accidents or tickets ) I know it's not possible to get a real accurate estimate but what I want to know if it would exceed 200$ a month ?""

Online insurance quotes?

I've been surfing the web for insurace quotes. I am a first time car buyer and I am only 16. I want to find a site that can give me a very basic quote, like an area I can be confident in. I DONT want to have to enter my email, phone number or anything else of that matter. Just quick, simple and, well, general. Best site to meet my private requirements? Thanks""

What is the best insurance company?

I am buying a Cadillac Cts and need a good and cheep insurance company. I am 16 and have taken my drivers Ed. Should I get Gieco, allstate, state-farm, or nation wide. please help what do you have. I live in florida 32967""

How much will motorcycle insurance cost for me?

I'm 18, i live in austin, texas, and i plan on getting a kawasaki ninja 250 for my first bike""

What is the cheapest but most reliable car insurance?

What is the cheapest but most reliable car insurance?

Whoever is on insurance card for car insurance is covered right?

The car insurance company is suppost to print new policy paper if someone has been taken off the policy right?

What is the best thing to do when an un-insured driver hits you and you only have liability coverage?

I was hit July 16th behind my rear passenger door. I drive a chevy malibu 2000. The driver's policy was cancelled 12 days before the accident. I was told to repair my car I would need to take him to small claims court. What is the best option I would have? Would I even win because by law you are not allowed to even drive an uninsured car therefore he should have never been on the road?

Dodge Charger Insurance?

I am 16 years old and I am about to get my license and I was wondering how much the cheapest insurance for a dodge charger would be a month! Please no comments saying that I shouldnt start of with the charger, but its just my aunt said she would give me hers that way my parents wouldnt have to buy me a car (shes giving it to me for free) We would just have to be responsible for insurance and any problems the car would have in the future. Im in the L.A area""

Am over 25 yday passed my test but cant get cheap insurance for a small car.?

here it is. am 25+ and yesterday passed my driving test. looking over the internet for insurance for nissan micra 3 dr 1L 3 door. cheapest i can get is 140. my cousin who is 4 years younger than me, he got it for 94. tried same company aswell. am i missing any trick?need help suggestion and recomendation""

Received ticket for failure to report accident if found guilty will this make my insurance pay out void?

Was in one vehicle accident car written off insurance paid Still have court for failure to report accident need to know if found guilty will I have to pay the insurance company back

What are some discounts that many auto insurance companies offer that might help save some money?

10pts to best answer. Question about auto insurance policies? I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

I hit my sisters car in the drive way. will my insurance go up?

When i was backing out she was really close and i hit here side with mine. i put a palm size dent in the car and i broke here mustangs lubber. will my insurance go up because of this? i herd that something like that it wont. it happened in my drive way. and my insurance comp is the General

Do i need to tell my insurance company that i have fitted lexus lights on my peugeot 206?

yea just want to know.... and if so how much extra it will cost? thanks

Best insurance companies for 17 year old passed my test!!?

ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""

What is the best age to buy life insurance?

What is the best age to buy life insurance?

""What is the best health care plan for student while attending medical school, like nursing?""

I'm a student nursing and ASAP need some health insurance, including Emergency Room coverage. Does anyone know any type of Health Insurance for medical student like that, ...show more""

Allstate insurance raising my rates. real or fraud.?

they have raised my rates twice in less than 6 months. my first months were 94 for the platnum plan then in november they raised to 98 and now in march they raised to 108. the say that the state of texas is raising rates for companies and thats why my rates go up. is this happening to anyone else. im in tx. im changing my plan as soon as possible. anyone have allstate that could advise.

Cheap Auto Insurance in FL?

I'm 19 years old and I got my license in Sept of 06 (almost a year) My insurance is REALLY HIGH! By myself I am looking at around 700 a month (my car is Fianced, 04 Mitsu lancer ES) so I am put under my 22 year old boyfriend insurance. With his 02 Audi A6 and my car, we are paying 495 a month. (South Florida) (Esurance is who we have) We have called Geico and Progressive adn State Farm and nothing is giving us a smaller quote. Does anyone know a good insurance company that is cheaper with students, new drivers, etc..? We also do not live in the same household, and some insurance agencys will not cover us for nothing living together. But anyways, just let me know if you know of a cheaper insurance agency. Thanks.""

How much is motorcylce insurance?

Does the price vary from different insurance companies, and if so would it be cheaper then car insurance?""

We were just in a no fault car accident and we're uninsured?

How should we proceed? Our Insurance has been canceled and we were just hit by another driver while driving. I have heard that you have less of a claim when you're uninsured even if you're not at fault, but I just wanted to get some advice... Can anyone help?""

Can an Auto Insurance company force you to use aftermarket parts for repair in Connecticut?

I had tire tread fly into my car on the highway. Tore the bumper and smashed the condenser. The insurance company has after market parts on the estimate, but I want to sell this car someday and want OEM. I'm pretty sure I am out of luck, but just wanted to make sure as this is my first time dealing with an incident. Thanks.""

Will my auto insurance increase once I am off my parents policy?

I am currently driving a 2013 Chevy Cruze I just bought. I am a college student so for right now I am under my parents insurance policy and paying around 135 a month for the Cruze. The Cruze is titled under my name and I am the the primary driver. When I am out of school will my rate per month go up a lot when I get my own policy?

Auto Insurance Help...?

I'm new to this car insurance thing and I need help picking out which one is best. What do I need to ask for? How much roughly is car insurance? My parents used to pay for mine on theirs which was $134....I want to try to keep around that range. Should I wait until I turn 21 to get it? Help me please!!! :) Thanks

How to Quickly Find the Best Term Life Insurance Quote?

How to Quickly Find the Best Term Life Insurance Quote?

Insurance for 18 year old in cooper s with 1 year ncb?

Im 18 with one year no claims, looking to buy a Mini Cooper s, anybody recommend any insurance companies or had any quotes or advice would be good thanksss :)""

How much life insurance is enough?

We are looking to get life insurance for my husband and myself. Permanent over term. Im a stay at home mom of 3 kids and we are planning to have another baby. We are currently living in Europe because my husbands job is here. We are renting but want to buy a home. We plan to move back to the US at some point, when my husband can find a secure job there and when we can save the money to be secure in an unstable economy. Basically, if my husband dies (God forbid!!) the children and I would move back to the US and need to buy a house, vehicle and either ship our belongings from Europe or furnish a new house. Plus, I havent worked in about 5 years since I have been raising my babies and I dont have a college education. I do plan to send all the kids to a public university when that day comes. I am capable of working but dont know what kind of paying job I could get with only a hs education. So how much do you think my husbands policy should be? And for myself? Whats the average cost monthly for a married couple having permanent life insurance?""

Anyone Know Any Cheap Car Insurance For Teenagers In Michigan?

Anyone know a real cheap place I can get car insurance at in Michigan. I'm 18(also the age which I got my license), I qualify for the good grades in school discount, I drive a 2003 Honda? Any suggestions?""

How much should we ask the insurance company for when settling a car accident claim?

My boyfriend was recently in an accident. His chiropractor told him that when settling his claim, he should ask for three times the amount of all his total expenses. My aunt was also told the same thing by her doctor. I was wondering if anyone knew if this was a law or something?""

Affordable Dental Insurance in NY?

I live in Queens NY and I have no dental insurance. My mother works but she doesn't make a good amount and my father is unemployed. She has medical insurance, Aetna, but it doesn't cover dental and I need to have 1 stupid root canal done and it will cost 2000 w/o insurance. Anybody, I need help. I am also a student in college, so any help, I really need it.""

What is the average cost of car insurance?

What is the average cost of car insurance?

Can I rent a car without insurance in Texas?

I haven't had a car for awhile but manage to get around easily. However my main ride source goes out of town for a month on Tuesday. I booked a rental through Enterprise online for use until main ride returns. Having not owned a car for awhile, I have no insurance, so my question is: will enterprise still allow me the rental without having personal insurance? I know they have insurance to purchase at time of rental, but I need to know if I will be denied rental without my own insurance. Please know what your talking about and be sure of your answer! It's very frustrating when people who don't know the answer respond with inaccurate information.""

Car insurance question?

Question No 1 My mom pays about 60 bucks a month for her car insurance. If i am added to her policy ( i am an 18 year old male) how much would her car insurance be afterward. Question No 2 If I dont get my name on her policy and she has full coverage and i get in an accident are we still covered.

How much will my insurance would cost if i would get a 92 miata. or 92 integra?

How much would it be w/o including the discount of me going under my parent's name or some stuff like that. Im 16 and im trying to get my car going but im not sure how much my ...show more

What kind of car insurance......?

do u have and how much do u pay a month

How much is an oldtimer insurance for a Rolls Royce Silver Shadow II ?

I would like to know how much per month an oldtimer insurance for a Rolls Royce Silver Shadow II or Spirit would cost about per month? I am 21 years old, self employed. Does someone know ?""

What is it like selling insurance?

is it really hard?

""Is it legal to drive in California without insurance? (insurance on the person, not the car)?""

Hi, my car is insured, but I just got my license today and I am not insured. The car is under my parents' name and my dad told me it was legal to drive without insurance... but I am unsure of whether this is true or not. Can someone please clarify? Thanks in advance, Liz.""

Question about getting car insurance for mil!?

Long story short my mother in law lost her car insurance and can't afford to get insurance back my question is can my husband put her and her car under our insurance?!?

Do i need to tell my insurance company that i have fitted lexus lights on my peugeot 206?

yea just want to know.... and if so how much extra it will cost? thanks

https://www.linkedin.com/pulse/i-am-turning-16-years-really-want-drive-moped-how-much-beverly-eakes"