#Core Banking Solutions Report

[omgmaxsmith-blog]

Can Open Source Integration Services Speed Up Response Time in Legacy Systems?

Legacy systems are still a key part of essential business operations in industries like banking, logistics, telecom, and manufacturing. However, as these systems get older, they become less efficient—slowing down processes, creating isolated data, and driving up maintenance costs. To stay competitive, many companies are looking for ways to modernize without fully replacing their existing systems. One effective solution is open-source integration, which is already delivering clear business results.

Why Faster Response Time Matters

System response time has a direct impact on business performance. According to a 2024 IDC report, improving system response by just 1.5 seconds led to a 22% increase in user productivity and a 16% rise in transaction completion rates. This means increased revenue, customer satisfaction as well as scalability in industries where time is of great essence.

Open-source integration is prominent in this case. It can minimize latency, enhance data flow and make process automation easier by allowing easier communication between legacy systems and more modern applications. This makes the systems more responsive and quick.

Key Business Benefits of Open-Source Integration

Lower Operational Costs

Open-source tools like Apache Camel and Mule eliminate the need for costly software licenses. A 2024 study by Red Hat showed that companies using open-source integration reduced their IT operating costs by up to 30% within the first year.

Real-Time Data Processing

Traditional legacy systems often depend on delayed, batch-processing methods. With open-source platforms using event-driven tools such as Kafka and RabbitMQ, businesses can achieve real-time messaging and decision-making—improving responsiveness in areas like order fulfillment and inventory updates.

Faster Deployment Cycles: Open-source integration supports modular, container-based deployment. The 2025 GitHub Developer Report found that organizations using containerized open-source integrations shortened deployment times by 43% on average. This accelerates updates and allows faster rollout of new services.

Scalable Integration Without Major Overhauls

Open-source frameworks allow businesses to scale specific parts of their integration stack without modifying the core legacy systems. This flexibility enables growth and upgrades without downtime or the cost of a full system rebuild.

Industry Use Cases with High Impact

Banking

Integrating open-source solutions enhances transaction processing speed and improves fraud detection by linking legacy banking systems with modern analytics tools.

Telecom

Customer service becomes more responsive by synchronizing data across CRM, billing, and support systems in real time.

Manufacturing

Real-time integration with ERP platforms improves production tracking and inventory visibility across multiple facilities.

Why Organizations Outsource Open-Source Integration

Most internal IT teams lack skills and do not have sufficient resources to manage open-source integration in a secure and efficient manner. Businesses can also guarantee trouble-free setup and support as well as improved system performance by outsourcing to established providers. Top open-source integration service providers like Suma Soft, Red Hat Integration, Talend, TIBCO (Flogo Project), and Hitachi Vantara offer customized solutions. These help improve system speed, simplify daily operations, and support digital upgrades—without the high cost of replacing existing systems.

[masllp]

Online Bookkeeping Services by Mercurius & Associates LLP

In today’s fast-paced digital economy, accurate and efficient financial management is crucial for every business. Whether you're a startup, small enterprise, or a growing company, keeping track of your finances is vital for sustainability and success. That’s where Mercurius & Associates LLP steps in with its online bookkeeping services — blending technology, expertise, and reliability to manage your books with precision.

Why Bookkeeping Matters

Bookkeeping is the foundation of any business’s financial health. It involves recording, classifying, and organizing all financial transactions so that businesses can:

Monitor their financial position

Ensure regulatory compliance

Make informed decisions

File accurate tax returns

Plan for growth and investment

Yet, many businesses struggle to keep up with bookkeeping due to time constraints, lack of in-house expertise, or outdated processes.

Benefits of Online Bookkeeping Services

Online bookkeeping is a game-changer for modern businesses. It offers:

Real-time access to financial data

Cloud-based solutions for anytime, anywhere access

Cost-effective services compared to in-house staff

Scalability as your business grows

Increased accuracy through automated tools

Secure data storage with regular backups

By outsourcing bookkeeping to professionals, businesses can focus more on core operations while ensuring their books are in order.

Why Choose Mercurius & Associates LLP?

At Mercurius & Associates LLP, we specialize in providing online bookkeeping services tailored to your business needs. Here’s what sets us apart:

1. Experienced Professionals

Our team comprises skilled accountants and finance experts who understand the nuances of bookkeeping across industries. We ensure compliance with Indian and international accounting standards.

2. Customized Solutions

We understand that no two businesses are the same. Our bookkeeping services are tailored to suit your industry, size, and specific requirements.

3. Technology-Driven Approach

We leverage cloud-based platforms like QuickBooks, Zoho Books, Xero, and Tally for seamless and accurate bookkeeping. Integration with your existing systems is quick and hassle-free.

4. Transparent Reporting

You receive regular financial reports that help you track performance, manage cash flow, and plan strategically. Our detailed reports include profit and loss statements, balance sheets, and cash flow summaries.

5. Data Security

We implement best-in-class data protection protocols to ensure your financial information is secure and confidential.

Services We Offer

Daily, weekly, or monthly transaction recording

Bank and credit card reconciliation

Accounts payable and receivable management

General ledger maintenance

Payroll processing support

GST return preparation and filing

Financial reporting and analysis

Industries We Serve

Our online bookkeeping services are ideal for:

Startups & Entrepreneurs

E-commerce Businesses

Healthcare Professionals

Legal Firms

Retail & Wholesale Businesses

IT & Software Companies

NGOs and Trusts

Get Started with Mercurius & Associates LLP

Outsourcing your bookkeeping doesn’t mean losing control. With Mercurius & Associates LLP, you gain a partner who brings clarity, accuracy, and efficiency to your financial operations.

Let us handle your books while you focus on growing your business.

📞 Contact us today to learn more about our online bookkeeping services or to request a free consultation.

[thebrandscalingexpert]

How to Develop a P2P Crypto Exchange and How Much Does It Cost?

With the rise of cryptocurrencies, Peer-to-Peer (P2P) crypto exchanges have become a popular choice for users who want to trade digital assets directly with others. These decentralized platforms offer a more secure, private, and cost-effective way to buy and sell cryptocurrencies. If you’re considering building your own P2P crypto exchange, this blog will guide you through the development process and give you an idea of how much it costs to create such a platform.

What is a P2P Crypto Exchange?

A P2P crypto exchange is a decentralized platform that allows users to buy and sell cryptocurrencies directly with each other without relying on a central authority. These exchanges connect buyers and sellers through listings, and transactions are often protected by escrow services to ensure fairness and security. P2P exchanges typically offer lower fees, more privacy, and a variety of payment methods, making them an attractive alternative to traditional centralized exchanges.

Steps to Develop a P2P Crypto Exchange

Developing a P2P crypto exchange involves several key steps. Here’s a breakdown of the process:

1. Define Your Business Model

Before starting the development, it’s important to define the business model of your P2P exchange. You’ll need to decide on key factors like:

Currency Support: Which cryptocurrencies will your exchange support (e.g., Bitcoin, Ethereum, stablecoins)?

Payment Methods: What types of payment methods will be allowed (bank transfer, PayPal, cash, etc.)?

Fees: Will you charge a flat fee per transaction, a percentage-based fee, or a combination of both?

User Verification: Will your platform require Know-Your-Customer (KYC) verification?

2. Choose the Right Technology Stack

Building a P2P crypto exchange requires selecting the right technology stack. The key components include:

Backend Development: You'll need a backend to handle user registrations, transaction processing, security protocols, and matching buy/sell orders. Technologies like Node.js, Ruby on Rails, or Django are commonly used.

Frontend Development: The user interface (UI) must be intuitive, secure, and responsive. HTML, CSS, JavaScript, and React or Angular are popular choices for frontend development.

Blockchain Integration: Integrating blockchain technology to support cryptocurrency transactions is essential. This could involve setting up APIs for blockchain interaction or using open-source solutions like Ethereum or Binance Smart Chain (BSC).

Escrow System: An escrow system is crucial to protect both buyers and sellers during transactions. This involves coding or integrating a reliable escrow service that holds cryptocurrency until both parties confirm the transaction.

3. Develop Core Features

Key features to develop for your P2P exchange include:

User Registration and Authentication: Secure login options such as two-factor authentication (2FA) and multi-signature wallets.

Matching Engine: This feature matches buyers and sellers based on their criteria (e.g., price, payment method).

Escrow System: An escrow mechanism holds funds in a secure wallet until both parties confirm the transaction is complete.

Payment Gateway Integration: You’ll need to integrate payment gateways for fiat transactions (e.g., bank transfers, PayPal).

Dispute Resolution System: Provide a system where users can report issues, and a support team or automated process can resolve disputes.

Reputation System: Implement a feedback system where users can rate each other based on their transaction experience.

4. Security Measures

Security is critical when building any crypto exchange. Some essential security features include:

End-to-End Encryption: Ensure all user data and transactions are encrypted to protect sensitive information.

Cold Storage for Funds: Store the majority of the platform's cryptocurrency holdings in cold wallets to protect them from hacking attempts.

Anti-Fraud Measures: Implement mechanisms to detect fraudulent activity, such as IP tracking, behavior analysis, and AI-powered fraud detection.

Regulatory Compliance: Ensure your platform complies with global regulatory requirements like KYC and AML (Anti-Money Laundering) protocols.

5. Testing and Launch

After developing the platform, it’s essential to test it thoroughly. Perform both manual and automated testing to ensure all features are functioning properly, the platform is secure, and there are no vulnerabilities. This includes:

Unit testing

Load testing

Penetration testing

User acceptance testing (UAT)

Once testing is complete, you can launch the platform.

How Much Does It Cost to Develop a P2P Crypto Exchange?

The cost of developing a P2P crypto exchange depends on several factors, including the complexity of the platform, the technology stack, and the development team you hire. Here’s a general cost breakdown:

1. Development Team Cost

You can either hire an in-house development team or outsource the project to a blockchain development company. Here’s an estimated cost for each:

In-house Team: Hiring in-house developers can be more expensive, with costs ranging from $50,000 to $150,000+ per developer annually, depending on location.

Outsourcing: Outsourcing to a specialized blockchain development company can be more cost-effective, with prices ranging from $30,000 to $100,000 for a full-fledged P2P exchange platform, depending on the complexity and features.

2. Platform Design and UI/UX

The design of the platform is crucial for user experience and security. Professional UI/UX design can cost anywhere from $5,000 to $20,000 depending on the design complexity and features.

3. Blockchain Integration

Integrating blockchain networks (like Bitcoin, Ethereum, Binance Smart Chain, etc.) can be costly, with development costs ranging from $10,000 to $30,000 or more, depending on the blockchain chosen and the integration complexity.

4. Security and Compliance

Security is a critical component for a P2P exchange. Security audits, KYC/AML implementation, and regulatory compliance measures can add $10,000 to $50,000 to the total development cost.

5. Maintenance and Updates

Post-launch maintenance and updates (bug fixes, feature enhancements, etc.) typically cost about 15-20% of the initial development cost annually.

Total Estimated Cost

Basic Platform: $30,000 to $50,000

Advanced Platform: $70,000 to $150,000+

Conclusion

Developing a P2P crypto exchange requires careful planning, secure development, and a focus on providing a seamless user experience. The cost of developing a P2P exchange varies depending on factors like platform complexity, team, and security measures, but on average, it can range from $30,000 to $150,000+.

If you're looking to launch your own P2P crypto exchange, it's essential to partner with a reliable blockchain development company to ensure the project’s success and long-term sustainability. By focusing on security, user experience, and regulatory compliance, you can create a platform that meets the growing demand for decentralized crypto trading.

Feel free to adjust or expand on specific details to better suit your target audience!

[xettle-technologies]

How to Choose the Right Micro ATM Service Provider for Your Needs?

In today's world, financial transactions need to be fast, secure, and accessible to everyone. As Micro ATM Services grow in popularity, selecting the right Micro ATM Services Provider is essential for businesses and individuals looking to benefit from these compact and efficient banking solutions. This guide explores key factors to consider when choosing the right provider and highlights the impact of technology-driven solutions.

Understanding Micro ATM Services Providers

A Micro ATM Services Provider is a company or entity that supplies, operates, and maintains Micro ATM devices for business correspondents or other users. These providers play a pivotal role in extending banking services to remote areas by offering hardware, software, and operational support. Choosing a reliable provider ensures that transactions are secure, seamless, and efficient.

Key Factors to Consider When Choosing a Micro ATM Services Provider

1. Reliability and Reputation The reputation of a provider is critical. Research their track record and client testimonials. Providers with proven reliability can ensure consistent uptime and minimal technical issues. Established names in the industry often have better infrastructure and support systems.

2. Range of Services Offered Different providers offer varying levels of services. Ensure that the provider offers a comprehensive package, including cash withdrawals, deposits, balance inquiries, and fund transfers. Some providers also enable utility bill payments and government subsidies distribution. This versatility adds value to the service.

3. Technology and Security Advanced technology is at the core of any successful Micro ATM Services Provider. Look for providers that offer secure devices equipped with biometric authentication and encryption. Technology-driven providers, such as Xettle Technologies, leverage cutting-edge solutions to ensure reliable and safe transactions. Such features are essential to building trust among users.

4. Business Software Integration For businesses, seamless integration with existing systems is crucial. Check whether the provider offers compatible Business Software that simplifies transaction management and reporting. This integration can save time and reduce errors in operations.

5. Customer Support and Training A good provider should offer robust customer support and training programs for operators. This includes resolving technical issues, providing user manuals, and conducting workshops to train business correspondents. Proper training ensures smooth operations and better service delivery.

6. Cost and Pricing Models Evaluate the cost structure of the provider. While affordability is important, it is equally crucial to assess the value offered. Compare pricing models, maintenance charges, and transaction fees among multiple providers to find one that suits your budget and needs.

7. Scalability and Customization As your business grows, your needs might change. Choose a provider that offers scalable solutions and customizable features. This flexibility ensures that the services remain relevant and useful in the long term.

The Role of Technology in Selecting a Provider

Technology is the backbone of Micro ATM Services. Providers that invest in state-of-the-art technology deliver faster, more secure, and reliable services. For instance, companies like Xettle Technologies lead the industry with innovative solutions that enhance user experience. Their focus on secure software, user-friendly interfaces, and robust connectivity ensures seamless financial transactions, even in areas with limited infrastructure.

Benefits of Choosing the Right Micro ATM Services Provider

1. Improved Customer Satisfaction A reliable provider ensures efficient and error-free transactions, which improves customer trust and satisfaction. End-users are more likely to adopt formal banking channels when they experience secure and hassle-free services.

2. Enhanced Financial Inclusion By choosing a dependable Micro ATM Services Provider, businesses can extend banking services to unbanked and underbanked populations. This not only promotes financial inclusion but also fosters economic growth in remote areas.

3. Streamlined Business Operations For businesses, the integration of Micro ATM systems with business software simplifies financial management. Automated reporting, transaction tracking, and reduced manual errors contribute to operational efficiency.

4. Increased Profitability A good provider offers cost-effective solutions that enable businesses to maximize their returns. Affordable maintenance and transaction fees, coupled with reliable service, ensure sustainable profitability.

Challenges in Selecting a Provider

While the benefits are clear, selecting the right provider can be challenging. Connectivity issues in remote areas, varying service quality among providers, and hidden costs are common obstacles. Thorough research and due diligence can help mitigate these

[scbhagat]

Bookkeeping Services in Delhi by SC Bhagat & Co.

Managing finances efficiently is the backbone of any successful business. Whether you are a startup, a small business, or a large enterprise, having a proper bookkeeping system in place is essential to ensure financial health and compliance with tax regulations. If you are looking for bookkeeping services in Delhi, SC Bhagat & Co. is a trusted partner to help streamline your financial records.

Why Bookkeeping is Essential for Your Business Bookkeeping involves the systematic recording, organizing, and tracking of all financial transactions made by a business. It provides a clear view of your business's financial status, helping you make informed decisions. Effective bookkeeping helps in:

Financial Analysis: By maintaining up-to-date financial records, businesses can regularly assess their financial health. Tax Compliance: Proper bookkeeping ensures all financial documents are in order for accurate and timely tax filing. Cash Flow Management: Tracking cash flow helps in maintaining sufficient funds for daily operations. Budgeting: It provides accurate data for future budgeting, reducing financial risks. Benefits of Outsourcing Bookkeeping Services Outsourcing bookkeeping tasks to professionals like SC Bhagat & Co. brings numerous benefits:

Cost Savings: You eliminate the need for an in-house accounting team, which saves on salaries, office space, and other resources. Accuracy: Professional bookkeepers have the experience and tools to ensure accuracy in your financial records. Time Efficiency: Outsourcing allows you to focus on core business activities while the experts handle your books. Compliance and Expertise: SC Bhagat & Co. ensures that your business complies with all financial and tax regulations, helping you avoid penalties. SC Bhagat & Co. – Your Reliable Bookkeeping Partner SC Bhagat & Co. is a renowned firm in Delhi offering comprehensive bookkeeping services. With years of experience, they cater to businesses across various industries. Here’s why SC Bhagat & Co. stands out:

Customized Solutions: They understand that every business has unique needs and provide tailored bookkeeping services. Expert Team: Their team of certified professionals is well-versed in the latest accounting software and bookkeeping practices. Accuracy and Timeliness: They ensure that all financial records are accurate and delivered on time, helping you stay ahead in your financial management. Confidentiality: The firm maintains high levels of data security to ensure your sensitive financial information is protected. Services Offered by SC Bhagat & Co. SC Bhagat & Co. offers a wide range of bookkeeping and accounting services, including:

Daily Transaction Recording: Keeping track of daily sales, purchases, payments, and receipts. Bank Reconciliation: Ensuring that your bank statements match your business's financial records. Expense Tracking: Managing all expenses to help reduce overheads and increase profits. Financial Reporting: Providing comprehensive financial reports, including balance sheets, income statements, and cash flow statements. Tax Preparation: Ensuring all financial records are in order for accurate and timely tax filings. Why Choose SC Bhagat & Co. for Bookkeeping Services in Delhi? SC Bhagat & Co. is a reliable name for bookkeeping services in Delhi, offering a combination of expertise, experience, and excellent customer service. By choosing them, you ensure:

Accurate and Timely Reports Comprehensive Bookkeeping Solutions Cost-effective Services Compliance with Latest Financial Regulations Final Thoughts Keeping accurate financial records is critical for the success and growth of your business. By outsourcing your bookkeeping services in Delhi to SC Bhagat & Co., you not only ensure compliance and accuracy but also gain access to expert advice, allowing you to focus on growing your business.

[nordholm]

Achieving Financial Success with the Best Accounting Firm in Dubai

Your Ultimate Choice for Unmatched Accounting Services in Dubai. As the premier Best Accounting firm in Dubai, we specialize in Business Establishment Solutions, meticulously guiding you through regulations for seamless company formation, ensuring compliance, and maximizing efficiency. Our proficiency extends to Streamlined Visa Processes, simplifying visa procedures and facilitating swift entry into the vibrant UAE market. Moreover, we excel in crafting Efficient Banking Solutions, expediting prompt and hassle-free bank account setups, enhancing the fluidity of your financial operations.

At Nordholm, our forte lies in HR and Payroll Management Excellence, guaranteeing precision in handling human resources and payroll to sustain seamless operations. Additionally, we are experts in VAT Compliance and Financial Precision, delivering accurate accounting services and meticulous VAT compliance management, freeing your focus for core business strategies.

Recognizing the pivotal role of precise accounting in fostering enduring business development, our seasoned team at the Accounting firm in Dubai is dedicated to empowering your journey. We seamlessly harmonize sustainability and reliability, offering expert insights and strategic approaches that empower informed decisions, unveiling new opportunities for your business growth.

Mastering a complicated regulatory web can be tricky, especially in the United Arab Emirates. However, enjoy stress-free business operations with our assistance. Our experience guarantees a smooth journey, freeing you up to focus on ambitiously growing your company's reach.

Choose Nordholm, the unrivaled Best Accounting firm in Dubai, for tailored services committed to your business's triumphs. Our bespoke top-tier services guarantee precise financial reporting and operational efficiency, aligning seamlessly with your unique business aspirations.

[mariacallous]

After seven weeks of war between Israel and Hamas, hard diplomatic efforts led to a temporary cease-fire that took effect on Nov. 24, allowing for the release of some hostages from Gaza and some Palestinian prisoners from Israeli jails as well as an increase in humanitarian aid to Gaza. Fighting resumed on Dec. 1, with both sides blaming the other for the resumption of hostilities, and has not let up since. The Israeli government has made it clear that its forces will continue the campaign in Gaza and that there is little interest in a more durable cease-fire, while Hamas has rejected multiple options for temporary and permanent cease-fires.

The seven-day cease-fire, however, proves that diplomacy can be effective. The cease-fire only came about after difficult negotiations between Israel and Hamas and mediation by Qatar, with support from the United States. Since the cease-fire, Washington has begun to message publicly that it expects greater precision, i.e., fewer civilian casualties, from the Israeli government’s bombing of the southern Gaza Strip, which offers an opening for other countries to communicate similar expectations—and go further. Israel has not responded to these concerns, instead largely dismissing them. More countries should call publicly for a cease-fire and should begin to work toward a more durable solution to the conflict.

Germany has a particular role to play here. Since World War II and the horrors of the Holocaust, German social democracy has traditionally stood up for both Israel’s right to exist and the Palestinians’ right to self-determination. The center-left Social Democratic Party (SPD)—one of Germany’s two main parties and the current leading party of the federal government—has always put a political solution to the Middle East conflict at the heart of its international policy: Peace in the Middle East was the goal. This is why the SPD has spoken out against both terrorist violence and Israel’s occupation of the West Bank and Gaza and has called for compliance with international law on both sides of the conflict.

More than 23,000 Palestinians have been killed by Israeli forces so far, according to the Hamas-run health ministry in Gaza; women and children make up about 70 percent of the death toll. In the meantime, the majority of the Gaza Strip has become unlivable. Some 85 percent of Gaza’s population, around 1.9 million people, has been internally displaced since the beginning of the conflict, and 70 percent of homes in Gaza have been damaged or destroyed. Conditions in the Gaza Strip are inhumane and brutal: A recent U.N. report classified the entire population of the strip as experiencing acute food insecurity, with half of the population at risk of starvation. In the United States, willingness to accept civilian death and suffering in Gaza as collateral damage in the war against Hamas is dwindling, both politically and socially. There is open political discussion about attaching conditionalities to the U.S. government’s massive financial and military support for Israel.

The SPD has always adopted a two-pronged approach, which aimed to take Germany’s core national interests in the region into account on two levels: the establishment of responsible relations with Israel and the maintenance of durable relations with Arab states, avoiding unilateral partisanship. This policy is particularly associated with the politician Hans-Jürgen Wischnewski.

In the 1970s, then-West Germany, alongside Israel, was directly threatened by Palestinian terrorism; consider the deadly attack on the Israeli Olympic team at the 1972 Munich Games or the 1977 hijacking of a German airliner. Nevertheless, Social Democratic leadership spoke out in favor of recognizing the PLO, which had been branded a terrorist organization, as a political force in order to facilitate negotiations and a peaceful solution to the conflict. Symbolically, Chancellor Willy Brandt deliberately invited the PLO to join the Socialist International at the end of the 1970s, and met with Yasir Arafat, the leader of the PLO, in Vienna in July 1979. The meeting was historically significant for international recognition of the PLO, with both Germany and Austria agreeing to maintain contact with the PLO after that meeting. German Social Democracy was able to reconcile the deeply divergent interests of the two parties in the conflict into a coherent peace policy for the Middle East, with the right to self-determination of both peoples—Israelis and Palestinians—at its core.

Today’s SPD should return to a policy that focuses on a political solution to the Middle East conflict. Social democracy stands for political responsibility and for solidarity with the State of Israel. That said, it should be noted that the declaration that Israel’s security is the “raison d’état of the Federal Republic of Germany” is a formulation that historically does not represent a social democratic position, but rather a position taken by Angela Merkel. In 2007, in a speech at the U.N., Merkel first declared that Israel’s security was Germany’s raison d’etre—a positioning she repeated during a 2008 speech to the Knesset. This positioning complicates, rather than promotes, a political solution. Germany cannot guarantee Israel’s security—nor does Israel desire this guarantee from Germany. With this stance, Germany is embedding itself in the conflict and consequently cannot be part of the solution. This stance ultimately risks undermining both the role of international law as a whole and Germany’s own credibility, both of which are key German interests.

Germany needs a renewed commitment to the idea that security can only be achieved in the long term through a political balance with the legitimate interests of the Palestinian people. Should a two-state solution remain unattainable in the long term, this would have serious consequences – not only for Palestinians, but also for Israel’s future as a Jewish and democratic state.

Out of solidarity with the Jewish people, but also out of national self-interest, Germany should actively participate in a political solution to the conflict. The credibility of Germany as an active foreign policy actor in a multipolar world rests on advocating credibly for peace, freedom and justice for both Israelis and Palestinians. The SPD should stand up for this.

Specifically, the SPD, as Germany’s ruling party, should demand a return to a humanitarian cease-fire, with the ultimate aim of a permanent cease-fire and cessation of hostilities, criticize the violations of international law and the disproportionate actions of the Israeli army, campaign for a halt to Israel’s aggressive settlement policy in the West Bank, and ensure that German aid for the formation of Palestinian state structures in the West Bank is sustained and that critical Israeli civil society is also supported. As a European party, we should also advocate a coordinated approach to the Middle East conflict with other European partners. So far, the EU has been ineffective due to internal divisions; Germany should take the lead in making the EU a relevant actor in resolving the conflict using its political and financial leverage in the bloc. Germany, and in particular Olaf Scholz, should not hide behind the American administration, but should define its own position in the conflict, reflecting its own interests, and push the US to use its political and military leverage to end the hostilities.

[margbooks]

What is the best web-based enterprise accounting software?

In the fast-paced and ever-evolving landscape of business, staying on top of your finances is crucial. As enterprises expand their operations, managing accounts efficiently becomes a daunting task. Thankfully, with the advent of technology, businesses now have access to a plethora of web-based enterprise accounting software options to streamline their financial processes. In this comprehensive guide, we will explore the ins and outs of web-based enterprise accounting software, helping you make an informed decision on the best solution for your business needs.

Understanding Web-Based Enterprise Accounting Software

Web-based enterprise accounting software, often referred to as cloud accounting software, is a digital solution that allows businesses to manage their financial activities online. Unlike traditional accounting systems that rely on on-premise software, web-based accounting tools operate in the cloud, offering users the flexibility to access their financial data from anywhere with an internet connection.

Advantages of Web-Based Enterprise Accounting Software

1. Accessibility

One of the primary advantages of web-based accounting software is accessibility. With data stored securely in the cloud, users can access their financial information anytime, anywhere. This proves especially beneficial for enterprises with multiple locations or remote teams, fostering collaboration and efficiency.

2. Cost Efficiency

Web-based accounting solutions often follow a subscription-based model, eliminating the need for costly upfront investments in software and hardware. This cost-effective approach makes it easier for businesses to scale their accounting infrastructure according to their needs without breaking the bank.

3. Real-Time Updates

In the dynamic world of business, real-time data is invaluable. Web-based accounting software provides instant updates, ensuring that users have access to the most recent financial information. This feature is crucial for making informed decisions and adapting to market changes promptly.

4. Automatic Updates and Maintenance

Gone are the days of manual software updates and maintenance. With web-based accounting solutions, updates are automatic, and maintenance is handled by the service provider. This frees up valuable time for businesses to focus on core operations rather than managing software updates.

Features to Look for in Web-Based Enterprise Accounting Software

1. User-Friendly Interface

A user-friendly interface is essential for ensuring that your team can navigate the software seamlessly. Look for solutions with intuitive dashboards and easy-to-understand features to minimize the learning curve for your staff.

2. Scalability

As your enterprise grows, so do your accounting needs. Choose a web-based accounting solution that can scale with your business, accommodating increased transaction volumes and additional users without compromising performance.

3. Integration Capabilities

Efficient accounting doesn't happen in isolation. Ensure that the web-based accounting software you choose integrates seamlessly with other essential business tools, such as CRM systems, project management software, and e-commerce platforms.

4. Security

The security of your financial data should be a top priority. Opt for web-based accounting software that employs robust encryption protocols and follows industry best practices for data protection. Additionally, check for features such as multi-factor authentication to add an extra layer of security.

Top Contenders in the Web-Based Enterprise Accounting Software Market

1. MargBooks

MargBooks Online is a India's popular online accounting solution known for its user-friendly interface and robust features. It offers a range of plans to suit businesses of all sizes and provides tools for invoicing, expense tracking, and financial reporting.

2. Xero

Xero is another cloud accounting software that caters to small and medium-sized enterprises. With features like bank reconciliation, inventory management, and payroll integration, Xero is a comprehensive solution for businesses looking to streamline their financial processes.

3. NetSuite

NetSuite, owned by Oracle, is a cloud-based ERP (Enterprise Resource Planning) solution that includes robust accounting functionalities. It is suitable for larger enterprises with complex financial needs and offers features such as financial planning, revenue recognition, and multi-currency support.

4. Zoho Books

Zoho Books is part of the Zoho suite of business applications and is designed for small and medium-sized enterprises. It provides features such as automated workflows, project billing, and collaborative client portals, making it a versatile choice for businesses with diverse needs.

Making the Right Choice for Your Business

Choosing the best web-based enterprise accounting software for your business requires careful consideration of your specific needs and objectives. Here are some steps to guide you through the decision-making process:

1. Assess Your Business Requirements

Start by identifying your business's specific accounting requirements. Consider factors such as the number of users, the complexity of your financial transactions, and the need for integration with other business applications.

2. Set a Budget

Determine a realistic budget for your accounting software. While web-based solutions often offer cost savings compared to traditional software, it's essential to choose a solution that aligns with your financial resources.

3. Explore Free Trials

Many web-based accounting software providers offer free trials of their platforms. Take advantage of these trials to explore the features and functionalities of different solutions before making a commitment.

4. Seek Recommendations and Reviews

Consult with other businesses in your industry or network to gather recommendations and insights. Additionally, read reviews from reputable sources to gain a better understanding of the user experiences with different accounting software options.

The Evolution of Web-Based Enterprise Accounting Software

As technology continues to advance, so does the landscape of web-based enterprise accounting software. The evolution of these platforms is driven by the ever-changing needs of businesses and the ongoing developments in cloud technology. Let's delve deeper into the evolving trends shaping the future of web-based accounting solutions.

1. Artificial Intelligence (AI) and Automation

The integration of artificial intelligence and automation is revolutionizing how businesses handle their financial processes. Modern web-based accounting software is incorporating AI algorithms to automate repetitive tasks, such as data entry and invoice categorization. This not only increases efficiency but also minimizes the risk of human error.

2. Enhanced Data Analytics

In the age of big data, the ability to derive meaningful insights from financial data is paramount. Advanced web-based accounting solutions are now equipped with powerful data analytics tools. These tools help businesses analyze trends, forecast future financial scenarios, and make data-driven decisions.

3. Mobile Accessibility

The shift towards mobile accessibility is a notable trend in web-based enterprise accounting software. Businesses are increasingly relying on mobile devices for day-to-day operations, and accounting software providers are responding by offering mobile-friendly applications. This allows users to manage their finances on the go, providing unparalleled flexibility.

4. Integration with E-Commerce Platforms

As e-commerce continues to thrive, businesses are looking for accounting solutions that seamlessly integrate with their online sales platforms. Modern web-based accounting software often includes features tailored for e-commerce, such as automated transaction reconciliation with online sales channels and inventory management.

5. Blockchain Technology

Blockchain technology is making waves in various industries, and accounting is no exception. Some web-based accounting solutions are exploring the integration of blockchain for enhanced security and transparency in financial transactions. This could revolutionize how businesses handle aspects like auditing and transaction verification.

Common Challenges and How to Overcome Them

While web-based enterprise accounting software offers numerous benefits, it's important to be aware of potential challenges and how to overcome them. Here are some common issues businesses may face:

1. Security Concerns

The sensitive nature of financial data raises concerns about security in the cloud. To address this, choose a web-based accounting solution that employs robust encryption protocols and complies with industry security standards. Additionally, educate your team about best practices for secure online behavior.

2. Connectivity Issues

Reliable internet connectivity is crucial for accessing web-based accounting software. In regions with unstable internet connections, businesses may face challenges in real-time collaboration and data accessibility. Consider implementing backup solutions for offline access or explore accounting software with offline capabilities.

3. Customization Needs

Every business has unique accounting requirements. Some businesses may find that certain web-based accounting solutions lack the level of customization they need. In such cases, explore platforms that offer extensive customization options or consider integrating additional specialized accounting tools.

4. Data Ownership and Control

Understanding the terms of service and data ownership is essential when using web-based accounting software. Ensure that the chosen platform allows you to retain control over your financial data and provides mechanisms for data export in case of migration to a different system.

Conclusion: Making the Right Choice for Long-Term Success

In the fast-paced world of business, the right web-based enterprise accounting software can be a game-changer. Whether you're a small startup or a large enterprise, the key is to stay informed about the latest advancements in accounting technology and align your choice with the long-term goals of your business.

As you navigate the vast landscape of web-based accounting solutions, remember that the best choice is the one that seamlessly integrates with your business processes, enhances efficiency, and adapts to the evolving needs of your enterprise. If you have any specific questions or need further guidance on a particular aspect of web-based accounting software, feel free to ask for more information!

Also read- Online billing and accounting software to manage your business

[masllp]

Bookkeeping in India by MASLLP: Simplify Your Financial Management

In today’s fast-paced business environment, maintaining accurate financial records is essential for businesses to succeed and grow. Efficient bookkeeping helps track income, expenses, and overall financial performance, ensuring compliance with legal requirements. MASLLP, a trusted name in financial solutions, offers top-notch bookkeeping services in India tailored to meet the diverse needs of businesses.

Why Choose MASLLP for Bookkeeping in India?

Expertise in Financial Management With a team of experienced professionals, MASLLP specializes in delivering bookkeeping solutions that cater to businesses of all sizes. Whether you are a startup or an established enterprise, their team ensures precision and timeliness in managing your financial records.

Tailored Solutions for Every Business MASLLP understands that every business is unique. Their bookkeeping services are customized to match your specific needs, whether you require basic record-keeping or comprehensive financial management.

Compliance with Indian Accounting Standards Navigating the complexities of Indian accounting laws and regulations can be challenging. MASLLP ensures full compliance with Indian Accounting Standards (Ind AS), GST norms, and other legal requirements, saving you from potential financial and legal troubles.

Cost-Effective and Scalable Services By outsourcing bookkeeping to MASLLP, businesses can save on hiring in-house staff and investing in expensive accounting software. Their services are scalable, allowing your bookkeeping requirements to grow with your business.

Bookkeeping Services Offered by MASLLP

Recording Transactions MASLLP ensures all financial transactions, including sales, purchases, receipts, and payments, are accurately recorded.

Bank Reconciliation Their experts reconcile your bank statements with your financial records to detect and resolve discrepancies.

Accounts Payable and Receivable Management MASLLP manages invoices, vendor payments, and customer collections to keep your cash flow healthy.

Financial Reporting Generate accurate financial statements, including profit and loss statements, balance sheets, and cash flow reports, for better decision-making.

GST Compliance and Filing Stay ahead with GST-compliant bookkeeping and timely filing of GST returns to avoid penalties.

Payroll Processing Simplify your payroll management with error-free calculation of salaries, taxes, and benefits.

Benefits of Bookkeeping in India to MASLLP Focus on Core Business Activities: Leave the complexities of bookkeeping to the experts while you concentrate on growing your business. Accurate Financial Insights: Make informed decisions with real-time, error-free financial data. Timely Compliance: Avoid penalties with on-time tax filings and compliance updates. Reduced Overheads: Save money on hiring and training in-house accounting staff. Why Bookkeeping is Crucial for Businesses in India Bookkeeping is not just about maintaining records; it’s the foundation of sound financial management. It helps businesses:

Monitor cash flow effectively. Plan budgets and allocate resources. Ensure tax compliance. Detect fraud and prevent financial mishaps. By partnering with MASLLP for bookkeeping in India, you ensure your business operates smoothly, remains compliant, and is prepared for growth.

[mesillusionssousecstasy]

How to Become a Mob Boss: Quote episode 1 to 4

"- Mob boss is basically the CEO of an organization. And some of these organizations are very big, and some of them make an awful lot of money." (George Anastasia - Organized Crime Writer - Episode 1)

"- You have to be smart and know how to motivate and, at times, frighten people to keep them in line." (George Anastasia - Episode 1)

"- To be a successful mob boss, first of all, you have to be driven." (Ellie Honig - Former Federal Prosecutor, Southern District of NY - Episode 1)

"- From Torrio, young Capone learned these rules. Dress for success. Keep your mouth shut. And when it comes to staying on top, remember, money is power." (Narrator - Episode 1)

"- Frankie Yale taught Capone an alternate set of skills. Always show you mean business. Never get outgunned. And make sure your reputation precedes you." (Narrator - Episode 1)

"- Start with this mantra any wise businessman must follow, never pay retail." (Narrator - Episode 2)

"- Frank wanted to try to figure out, "How do I cut out the middleman to maximize my profits?" And also reduce the opportunity for a law enforcement to penetrate his organization." (Episode 2)

"- Anytime your sales volume isn't up to your full market potential, whatever the reason, you've got a problem." (Episode 2)

"- The playbook solution to this common dilemma? Become the only game in town." (Narrator - Episode 2)

"- If you corner the market, you have control over the market. You can charge whatever the hell you want." (Emily Sweeney - Reporter, Boston Globe - Episode 2)

"- But how do you make sure customers come to you to get their fix? It starts with marketing. Like most organizations, you have a product, you give it a brand name. So you want people to look for your brand. You have to make sure your brand is good. But clever branding only goes so far. It's what's in the package that counts." (Narrator - Episode 2) "- Frank stamped his "Blue Magic," and it was the best drop you could buy. Frank made sure his production line was in the hands of a true expert. The manufacturing genius he called Red Top." (Episode 2)

"- But to truly corner the market, Frank needed something else. A solid retail strategy. Studying police behavior, Frank notices a key pattern. At 4:00 p.m. daily, cops on the early shift leave their posts. But the night shift doesn't take over until 5:00. Frank instructs his lieutenants to hit the streets hard during this golden hour. While Frank monitors his crew's customer service by cruising through Harlem undercover." (Narrator - Episode 2)

"- If anybody slips up, there's hell to pay. But when your product sells this well, sometimes all you have to do is sit back and enjoy. This is why the crime gods invented money laundering. Ready to turn dirty money into clean cash? While techniques vary, they mostly follow the same basic steps. Step one. Placement. Create a legitimate business with a bank account where you can park your illicit profits, like a car wash or a strip club. Step two. Layering. Use complex transactions to separate the money from its illegal source. For example, buy gold. Cash it in. Then send that money from one international bank account to another to make it even harder to trace. Or sink the proceeds into assets like luxury cars, jewelry, or real estate. Then sell them again. Bringing us to step three. Integration. Invest your freshly-laundered dough into the legitimate financial system to keep the taxman off your trail. Voilà! Your dirty drug money is now clean as a whistle." (Narrator - Episode 2)

"- Everything's money. This is America." (Episode 2)

"- But when your core product is high-grade heroin, the happy days probably won't last forever. If you want to build your business to last, you need a strategy that can adapt to all market conditions. Frank used a multipronged approach to address this problem. Starting with a PR campaign. He thought doing things for the community would be an effective way of protecting himself and his entreprise. Loaning money to people. Not worrying about if you got it paid back. Taking care of people. So he kept a community on his side. He also made sure to take care of an even more important demographic. Cops. Frank spent a lot of money paying off police. Having the police on the take means being able to walk down the street and not worry about being locked up. It means knowing that you're gonna have a supply of drugs coming in safely without being interdicted by the police. But as many mob bosses discover, acts of generosity can leave some men in blue wanting more. But the early '70s, Frank Lucas has moved his family to a quiet house in the suburbs. But when you inhabit the criminal life, business has a way of following you home. Today, Frank is met by a unwanted visitor, a corrupt NYPD detective he comes to call Babyface. He orders Frank to pay him 10'000 cash a month. Or he'll shut down Frank's operation for good. Frank doesn't see any real options. But then Harlem's top drug boss makes one last transaction. Frank joined America's team and made a business decision to cooperate to reduce that jail time. As a businessperson, looking out for himself, he made the right decision for himself. Even if it meant turning on his own brother. That type of betrayal is it's hard to deal with sometimes. What can I say? It's just business." (Narrator - Episode 2)

"- But when you're a mob boss looking to consolidate your power, you look at human emotions differently. Mob bosses rule by fear. It's the best weapon. Ant there's one tested method for putting this spine-tingling tool to work. To make people understand fear, you have to perform violence." (Narrator - Episode 3)

"- If you are able to say, "I can kill you, I can kill your wife, I can kill your daughter, don't fuck with me"... you become a very powerful person." (Episode 3)

"- Nobody demonstrated this lesson as effectively as Sicily's boss of bosses, Salvatore "Toto" Riina. But he was mainly known for this astonishing figure. He is thought to have authorized between 800 and 1'000 killings. Secrecy was one of his weapons, and it built up his mystique within the Mafia. This kind of ghost figure that could be anywhere and might be listening to you as you spoke. He didn't need a luxurious lifestyle. He didn't care about that stuff, but what he did care about was power. One of the things that Riina is supposed to have said is, "Comandare é meglio che fottere," which mean, if I can use plain English "Being boss is better than fucking." (Alexander Stille- Author, Excellent cadavers - Episode 3)

"- That's why as a mob boss, you'll sometimes have to kill more than the story." (Narrator - Episode 3)

"- By the early '80s, Riina was dead set on increasing his power within the Sicilian Mafia. But he faced a stubborn obstacle. Something called the Commission. The Mafia Commission, also called the Cupola, is a governing body of sorts of the Mafia. It was made up of the head boss of the different families. It was a way of collaborating to make sure that business stayed on track. Riina begins to sit in the Commission in about 1969 but begins to have ambitions of domination. Riina's modest goal, force the Commission to name him Capo dei Capi, the Boss of Bosses. But there was one small problem. That position didn't exist. He believed that he should have absolute power. He did not want to share. So Riina decided to turn the job he had into the job he wanted. The Beast's plan, destroy his top rivals' organizations from within. It starts by making secret side deals. In return, they do Riina's dirty work for him... taking out their bosses and filling the ranks with mafiosi loyal to Riina." (Narrator - Episode 3)

"- It's very important for a mob boss to be the guy holding the strings over lawmakers because it allows them to expand their control and their rule." (Narrator - Episode 3)

"- Killing Dalla Chiesa showed, "We can take out anyone, and we will kill you if you get into our business." (Narrator - Episode 3)

"- If you're gonna harm your enemies, make sure you do it complete, so they can never come after you." (Narrator - Episode 3)

"- There's a word for when you've got nothing left to lose, freedom." (Narrator - Episode 3)

"- The message is, "If you mess with us, we don't care how high we have to go, we don't care how protected you are, we will kill you." (Narrator - Episode 3)

"- Aniello Dellacroce, who was the underboss of the Gambino family, became a mentor for Gotti." (Michael Franzese - Former Capo, Colombo Crime Family - Episode 4)

"- This is not about diplomacy. This is about an iron fist." (Episode 4)

"- No matter what organization you're looking to lead, you have to respect its structure. That's especially true with the Italian Mafia, also known as Cosa Nostra. In Cosa Nostra, There's a pecking order. At the top, you have your boss. Under the boss, you have your underboss. Then you have your consigliere, which is basically the advisor or the counselor. Then you have your captains. That's sort of your mid-level managers. And then you have your soldiers. Those are the made guys. Beyond that, you have associated. They're not made members of the group, but they're people who work with and contribute to the mob. In the American Mafia, you can't kill a fully initiated or made guy in your family, without getting permission from your boss. You can't whack a made guy in another family without getting permission from your boss and the boss of the other family. And if you want to clip your own boss, good luck. You need approval from the Commission. Basically, the Mafia board of directors. The rules were clear." (Narrator - Episode 4)

"- John Gotti needed to make his case through the proper channels, but he decided otherwise. He said, "Do it. Fuck it." We knew we couldn't get permission from this thing. Bosses want to protect each other in the Commission, so we formed this alliance which we called The Fist. So, there was five of us, and there was nobody saying no. It was just a time and a place." (Episode 4)

"- Smart mobsters don't want attention on themselves from law enforcement, from the media, from the public. They know that what they're doing is illegal, and attention can only hurt their bottom-line goal, which is to make money." (Ellie - Episode 4)

"- If you're gonna be out there and be flashy, you're going to embarrass law enforcement. So now we're gonna double down." (Lou - Episode 4)

"- When somebody develops this hubris is they make mistakes. Because they are operating under this false belief that nothing can touch me." (Joni Johnson - Forensic Psychologist and Private Investigator - Episode 4)

"- John Gotti was an egotistical narcissist who appeared to revel in the attention that he was getting from the press and from the public. And the more he got, the more he wanted." (Ed - Episode 4)

"- He's called the Dapper Don. Whoever named him the Dapper Don should have came down and talked to him. The reporter. He would've paid that guy $ 100'000 for that label. He loved those labels. I mean, you couldn't make that stuff up." (Sammy - Episode 4)

"- He operated in front of the cameras. He made himself into a celebrity, into a "front page of the tabloid" figure." (Ellie - Episode 4)

"- The Commission hired Sicilian mobsters to have Gotti killed. They put a bomb in the wrong car. Were it not for a little operator error, Gotti's ego would have cost him his life." (Narrator - Episode 4)

"- To be in this life, you have to be willing to go to prison, because at some point, you're gonna get caught. So make sure your time in government custody is productive." (Narrator - Episode 4)

"- RICO is the worst law they ever put on the books. It's Racketeering Influenced and Corrupt Organizations Act, and it's an all-encompassing law. It's very hard to defend." (Narrator - Episode 4)

"- You'd have to be a complete imbecile to be talking about a boss behind his back. He's got the ultimate power over your life, whether you live or die." (Sammy - Episode 4)

"- You know, that's a treacherous life. Dissension is created, and mistrust is created when something like that happens. Now, your own men are questioning that and worried about themselves. You know? What, am I next? That's what happens when you take your eye off the ball. You get a crew full of killers doubting your leadership." (Narrator - Episode 4)

"- The code in the American Mafia is silence. Don't talk about a murder that's committed. Don't talk on your phones. Don't talk indoors. Don't talk in your car. Everything's about keeping your mouth shut. The Mafia calls this code Omerta." (Narrator - Episode 4)

"- When you take the oath of Omerta, you're taking an oath to never admit that the life ever exists and to never betray the life. That's the oath. For a mafioso to break Omerta is tantamount to betraying your family, everything you know, everything you love." (Micheal - Episode 4)

"- It brings more notoriety to him. It legitimizes him. And it's getting turned around on the government that John Gotti is an innocent guy what works for a plumbing company. And they don't like him because he's in the public's eye." (Narrator - Episode 4)

"- The government was jealous of him because he was winning." (Renee)

"- In the end, Gotti did achieve the attention he always wanted. I think John Gotti represented people's frustrations with the government. How the government's always nickel-and-diming you, and John Gotti's fighting the government." (Lou)

"- Basically, Gotti was an example of how not to be a mob boss." (Narrator - Episode 4)

"- If you want fame, go become a fucking actor, or whatever you want to be, but don't be a mob boss." (Sammy - Episode 4)

"- Nobody tackled this challenge as creatively as Boston's most legendary mob boss, Whitey Bulger, whose ruthless attention to detail charted his path to infamy and then pulled a disappearing act for the ages." (Narrator - Episode 4)

[sunilification]

Third Class in Indian Railways

Gandhi was forty five when he returned to India - the land he had left as a teenager, the land that was now completely alien to him. As the hero of the South Africa he was extended several invitations by the Congress to join the nascent ‘national freedom struggle’. He politely refused them; instead he chose to travel. He travelled extensively throughout the subcontinent, mostly on trains. The main purpose of such a venture, as he had said himself was ‘to get a grasp of the life’ in India.

During these jaunts, it is believed he made very elaborate entries on his ‘first’ impressions of India. When I picked up this book (free ebook lying in some corner of the net) I was hoping to find his journal entries during these travels. But as it turned out this book was a compilation of six essays/ media articles/ speeches between 1915 – 1918, after the major chunk of his travels were done.

Enriched by his travels, and the success at Champaran, he started giving shape to his ideas - on a social, cultural and a political level. These essays were his initial arguments, where he is still somewhat ambivalent, where he still comes across considering their pros and cons than being conclusive about them. These ideas would later gather momentum, evolve much more powerfully to eventually enter the national consciousness as the core 'Gandhian' values.

The first essay is actually about the travel in third class in Indian trains. He describes the hopeless conditions of the third class in Indian Railways and as always with Gandhi, makes a case for their improvement. These passages are perhaps one of the earliest documentation of reverse culture shock by an Indian. Consider this one, and imagine the comment section if the following passage for published in an Indian web portal:

Not during the whole of the journey was the compartment once swept or cleaned. The result was that every time you walked on the floor or rather cut your way through the passengers seated on the floor, you waded through dirt.

The closet was also not cleaned during the journey and there was no water in the water tank.

Refreshments sold to the passengers were dirty-looking, handed by dirtier hands, coming out of filthy receptacles and weighed in equally unattractive scales. These were previously sampled by millions of flies. I asked some of the passengers who went in for these dainties to give their opinion. Many of them used choice expressions as to the quality but were satisfied to state that they were helpless in the matter; they had to take things as they came.

Subsequent essays are values one usually associates with Gandhi. Ideas like 'vernaculars' and 'The Moral Basis of Co-operation' are just of historical relevance now. Few others, like the chapter on 'Ahimsa' are perhaps still valid? The one titled 'Swadeshi' is penetrative where he espouses how religion and politics in India are inseparable. ( which is true, contrary to liberal opinion even to this day). Gandhi’s arguments are times warped, at times too vague but it does reflect something unique for that time – one man observing the world, preparing a ground report, and suggesting solutions.

The writing is typically colonial replete with waxing and waning of humility and excessive consideration. Personally, as far as the ideas are concerned, nothing written was new to me; I was looking to find a personal voice, something more direct that would reflect on the writer himself. But Gandhi writes in a very impersonal tone. Even in the article 'National Dress' where he defends against personal attacks (Irwin who had criticized Gandhi for choice of desi clothes against European attire) he remains rather circumspect.

What the book reaffirms to me is what Naipaul had written long back about Gandhi –

No one, no one had understood India like Gandhi had.

As an aside here’s Gandhi writing about Banks and credit system in 1917. See if it rings any bells?

The credit which is becoming the money power of the world has little moral basis and is not a synonym for Trust or Faith, which are purely moral qualities. After twenty years' experience of hundreds of men, who had dealings with banks in South Africa, the opinion I had so often heard expressed has become firmly rooted in me, that the greater the rascal the greater the credit he enjoys with his banks. The banks do not pry into his moral character: they are satisfied that he meets his overdrafts and promissory notes punctually. The credit system has encircled this beautiful globe of ours like a serpent's coil, and if we do not mind, it bids fair to crush us out of breath. I have witnessed the ruin of many a home through the system, and it has made no difference whether the credit was labelled cooperative or otherwise. The deadly coil has made possible the devastating spectacle in Europe, which we are helplessly looking on.

The entire book, first published in an Indian Lahore, is now available for free online. Suggested for light reading may be as a break in between heavy books. Obviously for readers interested in Pre-independent India and Gandhi.

Among other things, this is my first book read on Kindle.

[tradevisions]

Performance Overview Of Canadian Stocks By Earnings Per Share

Highlights:

Focus on major sectors including banking, energy, and mining.

Earnings per share reflects net income relative to outstanding shares.

Companies represent varied industries with measurable financial outcomes.

The financial industry represents a significant portion of Canadian Stocks By Earnings Per Share due to the scale and scope of operations within the banking and insurance sectors. These entities generate earnings through core services such as commercial lending, mortgage financing, and fee-based offerings. Their broad client base and regulated frameworks provide the structure for financial reporting that includes earnings per share as a common metric.

Banking and Credit Institutions

Banks headquartered in Canada often report consolidated earnings from domestic retail activity, commercial transactions, and international business services. These financial institutions operate across various segments, offering accounts, financing, and capital market products. Insurance companies, similarly, engage in life, property, and casualty lines. Their revenues stem from premiums, underwriting income, and investment holdings, contributing to overall profitability as captured in reported earnings figures.

Energy Producers and Resource Extraction

The energy sector includes corporations involved in the production and distribution of oil, gas, and renewable power. Within this category, Canadian Stocks By Earnings Per Share include businesses that conduct upstream extraction, midstream transportation, and downstream processing. Key inputs include production volume, commodity pricing, and operational cost management. Earnings per share in this segment is influenced by output efficiency and asset utilization across infrastructure networks.

Pipelines and Utilities

Utilities and pipeline companies contribute to financial reporting by offering services tied to regulated energy delivery and infrastructure usage. These companies manage electricity transmission systems and natural gas transportation across regions. The generation of stable operating income combined with fixed asset investments supports financial performance metrics. Their business models emphasize long-term contracts and cost recovery mechanisms that influence reported earnings.

Telecommunications and Network Services

Telecom corporations are listed among Canadian Stocks By Earnings Per Share, focusing on mobile, broadband, and media platforms. These firms manage physical infrastructure including data centers, wireless towers, and fiber networks. Revenue is derived from monthly service fees, hardware leasing, and enterprise solutions. Financial performance in this sector is impacted by customer base size, pricing models, and ongoing technological investments.

Materials and Industrial Mining Firms

Companies in the mining and natural resources industry report earnings based on commodity output, exploration activities, and global demand cycles. This group includes firms involved in precious and base metals, including gold, copper, and zinc. Their operations range from discovery and extraction to refining and transport. Earnings per share reflects revenue generation after accounting for equipment, labor, and regulatory expenses.

Consumer Goods and Retail Chains

Retail and consumer goods companies generate revenue through the sale of food products, household items, and branded merchandise. This segment includes national grocery stores, supply chain distributors, and food manufacturing businesses. These corporations typically operate through a mix of brick-and-mortar locations and digital platforms. Earnings are calculated based on inventory turnover, customer volume, and supplier agreements.

Transportation and Logistics Enterprises

Transportation providers form another segment of Canadian Stocks By Earnings Per Share, managing logistics across air, rail, and freight. These entities deliver goods across domestic and international destinations, leveraging fleet operations and hub networks. Their financial statements include metrics related to shipment volume, fuel usage, and asset depreciation. Consistent route coverage and operational planning contribute to reported earnings.

Technology and Software Developers

Technology firms report on income derived from licensing agreements, software subscriptions, and data solutions. These companies work within sectors such as cybersecurity, artificial intelligence, and business automation. Development cycles, intellectual property, and digital product portfolios contribute to financial performance. Their operations often reflect scalable revenue generation, which is captured in periodic earnings reports.

[newspressx]

ATM Managed Services Market Size, Dynamics, Trends & Key Players Outlook

Global ATM Managed Services Market Overview The Global ATM Managed Services Market is experiencing steady expansion, valued at approximately USD 7.5 billion in 2024, with expectations to surpass USD 12 billion by 2032, registering a CAGR of around 6.5% during the forecast period. ATM managed services involve outsourcing end-to-end ATM operations including cash management, maintenance, monitoring, and software support to third-party vendors. The rise in ATM footfall across rural and semi-urban locations, increasing cash transactions in emerging economies, and a growing need for operational efficiency are catalyzing this market’s growth. Additionally, financial institutions are increasingly relying on outsourced ATM services to reduce capital expenditure and enhance customer experience. Advancements in automation, remote monitoring, and real-time analytics are further shaping the ATM services landscape. The integration of AI-powered diagnostics and predictive maintenance systems is optimizing uptime and ensuring better performance management, fostering demand in both developed and developing regions. Global ATM Managed Services Market Dynamics Market Drivers: The primary growth drivers include the rising need for cost-effective ATM infrastructure management, focus on core banking operations, and an increasing trend of outsourcing non-core services. Banks are seeking scalable, secure solutions to manage widespread ATM networks, and managed service providers deliver both operational efficiency and enhanced security compliance. Market Restraints: Despite the promising outlook, challenges such as high upfront implementation costs, dependency on third-party service quality, and ATM fraud vulnerabilities restrict rapid adoption. Moreover, in regions undergoing digital transformation, the shift toward cashless transactions may temporarily hinder ATM deployment. Opportunities: Emerging economies in Asia-Pacific, Latin America, and Africa represent significant growth opportunities due to increased banking penetration and financial inclusion initiatives. Additionally, innovations like cash recycling ATMs and biometric authentication offer value-added prospects for ATM managed services providers. Regulatory Environment and Sustainability: Regulatory compliance plays a pivotal role, with providers expected to meet standards around data protection, surveillance, and operational transparency. On the sustainability front, energy-efficient ATM operations, e-waste management, and solar-powered ATMs are gradually gaining prominence, aligning the market with green banking goals. Download Full PDF Sample Copy of Global ATM Managed Services Market Report @ https://www.verifiedmarketresearch.com/download-sample?rid=375970&utm_source=PR-News&utm_medium=380 Global ATM Managed Services Market Trends and Innovations The market is being transformed by a suite of technological innovations and collaborative ventures. The use of IoT-enabled smart ATMs, advanced data analytics, and cloud-based infrastructure is reshaping the service model. Predictive maintenance tools are helping minimize downtime, while APIs and middleware solutions are enabling seamless third-party integrations for dynamic functionality. Additionally, partnerships between banks and fintechs are evolving to create customized ATM experiences with multilingual interfaces, contactless withdrawals, and enhanced security layers like facial recognition. Managed service providers are also exploring Blockchain for transaction validation and secure identity management, introducing new service differentiators. Global ATM Managed Services Market Challenges and Solutions Several persistent challenges include supply chain disruptions impacting hardware availability, rising operational costs, and evolving cybersecurity threats. The dynamic nature of compliance and regulatory frameworks also poses complexity for global service providers. To counter these, stakeholders are adopting robust vendor management

strategies, automation-driven resource optimization, and real-time fraud detection mechanisms. Investments in workforce training and strategic regional hubs are further addressing service delivery gaps and ensuring SLA adherence. Global ATM Managed Services Market Future Outlook Looking ahead, the market is expected to see sustainable growth driven by digital transformation, increased focus on customer experience, and demand for high-security, low-maintenance ATM networks. The future will favor vendors offering bundled services that include cash logistics, software upgrades, compliance management, and 24/7 monitoring. Market consolidation and strategic alliances will play a key role, with vendors scaling capabilities across geographies. With the continued rise of hybrid banking ecosystems, ATM managed services are poised to evolve as a crucial enabler of accessible, secure, and efficient banking infrastructure worldwide. Key Players in the Global ATM Managed Services Market Global ATM Managed Services Market are renowned for their innovative approach, blending advanced technology with traditional expertise. Major players focus on high-quality production standards, often emphasizing sustainability and energy efficiency. These companies dominate both domestic and international markets through continuous product development, strategic partnerships, and cutting-edge research. Leading manufacturers prioritize consumer demands and evolving trends, ensuring compliance with regulatory standards. Their competitive edge is often maintained through robust R&D investments and a strong focus on exporting premium products globally.   NCR Corporation Cardtronics Fujitsu Electronic Payment and Services (EPS) CMS Info Systems Vocalink Fiserv Inc. QDS Inc. HYOSUNG.   Get Discount On The Purchase Of This Report @ https://www.verifiedmarketresearch.com/ask-for-discount?rid=375970&utm_source=PR-News&utm_medium=380 Global ATM Managed Services Market Segments Analysis and Regional Economic Significance The Global ATM Managed Services Market is segmented based on key parameters such as product type, application, end-user, and geography. Product segmentation highlights diverse offerings catering to specific industry needs, while application-based segmentation emphasizes varied usage across sectors. End-user segmentation identifies target industries driving demand, including healthcare, manufacturing, and consumer goods. These segments collectively offer valuable insights into market dynamics, enabling businesses to tailor strategies, enhance market positioning, and capitalize on emerging opportunities. The Global ATM Managed Services Market showcases significant regional diversity, with key markets spread across North America, Europe, Asia-Pacific, Latin America, and the Middle East & Africa. Each region contributes uniquely, driven by factors such as technological advancements, resource availability, regulatory frameworks, and consumer demand. By Service Type By Solution By Application By Geography • North America• Europe• Asia Pacific• Latin America• Middle East and Africa For More Information or Query, Visit @ https://www.verifiedmarketresearch.com/product/atm-managed-services-market/ About Us: Verified Market Research Verified Market Research is a leading Global Research and Consulting firm servicing over 5000+ global clients. We provide advanced analytical research solutions while offering information-enriched research studies. We also offer insights into strategic and growth analyses and data necessary to achieve corporate goals and critical revenue decisions. Our 250 Analysts and SMEs offer a high level of expertise in data collection and governance using industrial techniques to collect and analyze data on more than 25,000 high-impact and niche markets. Our analysts are trained to combine modern data collection techniques, superior research methodology, expertise, and years of collective experience to produce informative and accurate research.

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[nordholm]

Nordholm: Redefining Accounting and Bookkeeping Success in Dubai, UAE

Amid Dubai's dynamic economic landscape, Nordholm emerges as the beacon for unparalleled Accounting and Bookkeeping Services in Dubai. Our tailored approach transcends norms, offering bespoke financial solutions finely crafted to meet the diverse needs of businesses in the UAE.

Our seasoned professionals reimagine Bookkeeping Services, seamlessly navigating complex processes like Company Formation, Visa Protocols, Bank Account Establishment, HR Management, Payroll Administration, and VAT Compliance. As strategic partners, we empower enterprises with the guidance and expertise needed for triumphant growth.

At the core of our commitment lies adherence to International Financial Reporting Standards (IFRS). Leveraging our expertise, we meticulously document daily transactions and furnish comprehensive financial reports, ensuring seamless compliance with UAE laws.

Explore Our Tailored Spectrum of Specialized Services:

Efficient Accounts Payable Management: Streamlining payable accounts for operational fluency.

Regular Bank Reconciliation Services: Ensuring steadfast accuracy in bank statements.

Meticulous General Bookkeeping Duties: Attending to foundational tasks with precision.

Essential Profit and Loss Statement Preparation: Proficiently evaluating financial performance.

Optimal Accounts Receivable Management: Seamlessly tracking and managing receivables.

Compliance-driven Employee Benefits Management: Expertly handling benefits in accordance with regulations.

Timely Payroll Processing Services: Accurately managing payroll for streamlined HR operations.

Insightful Financial Reporting and Analysis: Providing data-backed reports for informed decision-making.

Tailored Expert Accounting Guidance: Crafting strategies tailored to specific business needs.

Beyond merely addressing immediate accounting requisites, our mission at Nordholm is to erect resilient frameworks that pre-emptively tackle potential financial hurdles. With an unwavering commitment to providing the Best Accounting and Bookkeeping Services in Dubai, we alleviate the burdens of financial management, enabling businesses to soar toward enduring success.

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Why Global Businesses Trust Indian Companies for Data Entry Solutions

The Rise of India as a Global Data Entry Hub

In the digital age, data is more valuable than ever. Businesses of all sizes rely on accurate, well-organized data to drive strategy, reach new customers, and streamline operations. With the growing need for dependable data services, India has become a top destination for outsourcing data entry work. From startups to multinational corporations, companies across the world are looking to Data Entry Companies In India for reliable and cost-effective solutions.

India's success in this domain is no accident. The country boasts a large, educated, English-speaking workforce, strong IT infrastructure, and a deep understanding of global business standards. These factors make it a natural choice for firms seeking high-quality data processing services.

Why Outsourcing Data Entry Is a Smart Move

Managing data internally can be both time-consuming and expensive. Training in-house staff, maintaining software licenses, and ensuring data accuracy can divert attention from a company’s core operations. Outsourcing, especially to specialized teams in India, allows businesses to offload this essential yet repetitive task while maintaining accuracy and security.

This shift allows companies to reduce overhead costs, improve turnaround times, and focus on strategic growth. It’s not just about cutting costs—outsourcing to Data Entry Companies In India brings a level of expertise and consistency that many in-house teams may struggle to match.

What Makes India the Ideal Destination for Data Entry Services

There are several compelling reasons why international businesses prefer working with Indian outsourcing firms:

Skilled Workforce: With millions of graduates entering the job market each year, India offers a large talent pool with diverse skills in data management.

Technological Edge: Indian firms often use the latest data entry software, automation tools, and secure cloud-based systems to ensure error-free results.

Time Zone Advantage: The time difference between India and Western countries creates a productive “follow-the-sun” model. Work gets done even while the client sleeps.

Cost Efficiency: Outsourcing to India can reduce operational costs by 40–60% compared to managing data entry in-house or in Western countries.

Flexibility and Scalability: Indian service providers are well-versed in handling both small projects and large-scale data processing requirements.

Industries Benefiting from Indian Data Entry Services

Organizations across multiple sectors now depend on Indian service providers for their data processing needs:

E-commerce companies use data entry services for product listings, inventory management, and customer data organization.

Healthcare firms rely on accurate data entry for patient records, billing, and insurance forms.

Finance and Banking institutions outsource tasks like data validation, transaction entry, and compliance reporting.

Legal firms require meticulous document indexing, case file digitization, and client data updates.

No matter the industry, accurate and timely data handling is essential—and India Data Entry delivers just that.

Meet India Data Entry: Your Trusted Outsourcing Partner

Among the many firms operating in this space, India Data Entry stands out for its attention to detail, confidentiality, and tailored approach. The company understands that every business has unique needs, and it offers scalable solutions that fit those exact requirements. Whether it’s one-time data digitization or ongoing database management, they have the systems and people in place to execute flawlessly.

Clients working with India Data Entry appreciate the company’s commitment to accuracy, affordability, and communication. With a trained team and a proven record, the brand has helped businesses in the US, UK, Canada, Australia, and beyond to unlock the full potential of their data.

How to Choose the Right Data Entry Company in India

Selecting a provider isn't just about comparing costs. When researching Data Entry Companies In India, look for:

Experience in your industry or niche

Security protocols to safeguard sensitive information

Turnaround time for large data volumes

Flexibility to scale services as your business grows

Client testimonials and past project references

Doing a little homework upfront ensures that you partner with a firm that aligns with your goals and business culture.

Let’s Talk About What Your Data Can Do

Imagine your business running smoother, your customers better understood, and your insights clearer—all because your data is finally being managed the right way. That’s the power of professional data entry.

If you're ready to experience the advantages of outsourcing and want a partner who truly understands the value of data, consider working with a trusted name like India Data Entry. With the right support, you’ll not only save money—you’ll gain time, focus, and clarity.

Final Thoughts

In a competitive global landscape, accurate data isn’t a luxury—it’s a necessity. By teaming up with expert service providers in India, businesses can ensure their operations remain lean, their records stay accurate, and their decisions are backed by clean, organized information. If you haven’t yet explored what Data Entry Companies In India can offer, now is the time to make your move.

Get in Touch Today!

Let your data start working for you. Reach out to India Data Entry and discover how simple, secure, and smart outsourcing can be.

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Editor's note: Below is a viewpoint from the Foresight Africa 2023 report, which explores top priorities for the region in the coming year. Read the full chapter on food security.

Global shocks have revealed the fragility of our food systems and the pressing need for increased investment in food security. This is particularly true in Africa.

Africa is the region worst affected by hunger, with more than one in five people chronically under-nourished in 2021. Recent shocks from the war in Ukraine and increasingly severe impacts from climate change are making this situation worse. IFAD’s regional teams are seeing up to a doubling of food, fuel, and fertilizer prices compared to 2021. This threatens to undermine food security and agricultural productivity in the present, and recovery in the future. Small farms deserve particular attention. The vast majority of Africa’s farms are under two hectares and account for most of the food consumed by the continent’s most vulnerable populations.

Humanitarian response is essential, but it is not a long-term solution. The financing gap between long-term resilience building and short-term emergency food assistance is significant and rising. This undermines the ability of poor rural people to cope with future shocks. We need to tackle the underlying factors of food insecurity to avoid recurring crises, and to tap into Africa’s significant potential to produce food for itself– and for others.

IFAD is calling for more finance and investments in Africa’s food systems, innovations that reorient towards fairer outcomes, and that fuel jobs and harness the potential of Africa’s youth. A simple cost-benefit analysis would show that it costs less to invest in resilience and prevent a crisis, than it does to launch a large-scale emergency response. Furthermore, studies show that investing in agriculture is significantly more effective in reducing poverty than investment in any other sector.

Through our work on the ground, we see that investing in fair and sustainable food systems can transform small-scale farms into sustainable agribusinesses. This builds local production capacity and improves Africa’s food sovereignty. It creates jobs along the value chain, particularly in processing, transport, and marketing. When rural economies are thriving, they offer opportunities for decent work. Migration becomes a choice, not a necessity, and the foundation is laid for better livelihoods, resilience, and peace.

More than half of IFAD’s core resources go to sub-Saharan Africa, and we are working on innovations in food systems financing, including with the World Bank, and significantly scaling up partnerships with the Green Climate Fund.

In the wake of the war in Ukraine, IFAD launched a Crisis Response Initiative (CRI) to protect the livelihoods and productive assets of small-scale farmers.

Bringing more and fairer investments into African food systems requires innovation and commitments from Governments, the private sector, and international partners. This is where I see room for leaders to focus their attention. New research indicates that transforming African food systems is estimated to require $77 billion a year until 2030–$614billion in total. The demand for IFAD’s work and financing is far greater than the level of commitments. In 2023, IFAD will be presenting this investment case to its Member States to scale up through the Fund’s next replenishment.

By taking a medium- to long-term development perspective, leaders can target the root, underlying causes of food insecurity and build resilience to future shocks. Doing this successfully in Africa would be a huge step in ending global hunger and transforming food systems globally. IFAD will continue to champion this cause.