#EmergencyFunds

[gqdrew26]

Always dream BIG, set goals daily, create a plan of action, and then take deliberate, focused, consistent action! #EducateEvaluateElevate #EmergencyFunds #ShortTermFunds #RetirementFunds #WealthBuildingFunds #MutualFunds #ExchangeTradedFunds #ManagedAccounts #RothIRA #TraditionalIRA #IRA #IndividualRetirementAccount #401K #403B #Insurance #Annuities #FinancialEducation #FreeFinancialGameplan https://www.instagram.com/p/CVNcKnIl4_R/?utm_medium=tumblr

[howrelationshipshouldbe]

Budgeting For Emergency Funds?

Emergency funds are considered to be a necessity as far as financial security is concerned, since it can provide one with financial resources that one can resort to and depend on when an emergency arises such that when one is sick and have the burden of paying huge medical bills, or unexpected home or major car repair.

When one has no emergency fund, one can be obliged to acquire debt on your credit card that might take several years to repay with interest that would later cost so much more.

However by putting an extra thirty to fifty dollars every month in an individual “emergency savings account” one can be secured with what emergency the future may bring. In doing this, it is recommended that one regards the emergency fund as an additional bill, to be punctually paid each month.

Yes, one can and should budget and allocate the extra money for emergency fund, as this is very significant when one refers to his “financial future”. 

Here, the goal is to create savings from budgeting your income; the emergency savings should ideally be equal to at least three months your living expenditures.

What's important is that you should steadily put a certain amount of money aside, and only use it for real emergencies.

Not like an investment, the success of one’s long-term savings funds does not really count on the amount of return or interests but on placing a fixed amount of money away constantly and steadily so to have immediate access to it at all times.

In spite of one’s financial status, the initial step in the process of constructing an emergency fund is by knowing where your money is presently being consumed or spent.

When one recognizes and determines where one’s earnings are spent, then it will be easy for one to choose and make a decision where to trim down expenses. In other words, budget.

Budgeting is putting or setting aside money for anticipated and unanticipated future use.  It is here that one sets up a goal so as to save.  

So set an emergency fund as your goal.

Checking, savings, money market accounts and “certificates of deposits”, are great places to keep one’s cash that might be needed on quick notice.

The amount saved from budgeting can either go to your savings goal, emergency fund or both.  

One could utilize the money saved from budgeting financial expenses by saving half of it to your savings account and half of it for emergencies. 

This way, you achieve your goals in savings and at the same time put in funds for emergency use.  It’s your choice.

[willow-wanderings]

For everyone sharing and donating to my gofundme (https://gf.me/u/ypysnm) here's a dragon hoping you have a wonderful day in return! #art #drawing #dragons #gofundme #emergencyfunds #car #carrepair #pleasehelp #needmycartokeepmyjob https://www.instagram.com/p/CD2qjb8J30l/?igshid=17172drjk7xh6

[goesthedynamite]

Hurricane Dorian

Hi guys, there is a Category 5 Hurricane hitting Abaco and Grand Bahama (The Bahamas, my home). Please if you can donate, it would be greatly appreciated. This is one of many certified charities that you can donate to. Many thanks.

[the-10-minute-lender]

DigiMoney Finance Wishes Happy Onam. Let the King Mahabali bless you with joy, peace and happiness to your friends and family.

[piedpipergroup]

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[dolivestudy]

Emergency funds are important to cover unexpected expenses such as home repairs, medical bills, and job loss. But everyone doesn't have one. Read "How to Create an Emergency Fund for Beginners" to create and start saving for your emergency fund (link in bio). Follow us @dolivestudy for more great content! 📷: @ann.nekr #blog #blogpost #blogs #savemoney #savemoneytips #savemoneynow #savemoney💰 #savemoneychallenge #emergencyfund #emergencyfunds #emergencyfundsavings #tipoftheday #frugal #successtip #personalfinances #healthyfinances #financesmatter #finances101 #financesavvy #successfulliving #successlife #successlifestyle #moneytalk #moneysavingtips #moneysaving #twentysomething #millennialmoney #dolivestudy#springintosaving #springtowardssaving https://www.instagram.com/p/CN71rGSJp-T/?igshid=17iaqkfmfsllb

[entrvest-blog]

The 50/30/20 budget rule is a simple set of guidelines made for you to allocate your budget! For your step-by-step guide visit www.entrvest.com/blog/50/30/20-budget-rule #money #budget #finance #savingmoney #moneysavingtips #investing #debt #entrvest #financialfreedom #50/30/20 #emergencyfunds https://www.instagram.com/p/CM14MFlD0w3/?igshid=64r4qen7lde9

[lowkeyck]

Messy ka rin ba pag naka-work mode? 📊 Ginawa ko nanamang office table ang dining table haha. Ang dami kong natutunan ng 2020 na hindi sapat ang platform na ito para maipaliwanag lahat! 2020, hmmm. That year (wow, parang antagal na) taught me how to handle finances seriously. As in, SERIOUSLY. Ang hirap mag budget! Need ng strict discipline sa income-expenses and also, I started SAVING! You heard it right, saving. Hahahaha Marami akong nalaman na mga bagay-bagay na akala ko nong una, "Okay lang kahit wala ako niyan ngayon, kaya naman yan makuha later." Dapat pala matagal ko na narealize mag ayos ng seryoso sa finances ko. Natutunan ko mga definitions ng #savings #insurance #stockmarket #digitalbanks #investing #emergencyfunds #personalfinance #adulting101  sa mas mabilis na paraan. And now continue ko pa na malaman lahat ng need ko para mamaximize ko sila. After all, as an #entrepreneur ilan ang mga ito s foundations para build mo ng mas maayos ng business mo. Mas natutunan ko rin mahalin yong sarili ko sa kaya ko pang gawin at hindi ko pa kayang gawin. Yong tinatawag na self-worth. And saying no sa mga bagay na hindi ko gusto. Mas humaba rin ang pasensya ko nong 2020. Hahahaha AS IN. At mas tinanggap ko yong mga bagay na hindi ko kontrolado. Tinanggap ko rin yong mga taong hindi na magbabago. Sa iba ang 2020, ay hindi magandang chapter ng buhay nila. But for me, 2020 is one of my best years. Yong mga bagay na passionate ako, nagawa ko sa taong ito; mag organize, mag lead, mag influence, to name a few. And now, looking forward ako this 2021 sa mga bagay na ipinagpapatuloy kong iaccomplish sa buhay. 🌻💙🎉 At the end of the day, patunayan mo magagawa mo (sa tulong at awa ng Dios) hindi para sa ibang tao, para sa SARILI MO. Thanks be to God, going 3 years --- unemployed entrepreneur. 🚀🔥🎉🌻💙 (at Philippines) https://www.instagram.com/p/CJqB-yChvs-/?igshid=1jav5vjehjvml

[gqdrew26]

What’s this mean to you? #EducateEvaluateElevate #EmergencyFunds #ShortTermFunds #RetirementFunds #WealthBuildingFunds #MutualFunds #ExchangeTradedFunds #ManagedAccounts #RothIRA #TraditionalIRA #IRA #IndividualRetirementAccount #401K #403B #LifeInsurance #AutoInsurance #HomeownersInsurance #BusinessInsurance #Annuities #FinancialEducation #FreeFinancialGameplans #FinancialPlanning #FinancialServices #FinancialFreedom #FinancialIndependence #FinancialLegacy #FinancialAdvisor #FinancialFoundation #FinancialSupport #FinancialLiteracy https://www.instagram.com/p/CTBFez9Mz5M/?utm_medium=tumblr

[askyourbudget]

Understanding everyting about loan- Definition, Types | | What is a Loan? – Definition, Types, Advantages, and Disadvantages | | To know more then visit | www.askyourbudget.com | Link is in bio | | #debt #creditcards #debtfreejourney #daveramsey #moneymatters #creditcarddebt #wealthbuilding #financials #emergencyfund #emergencyfunds #experian #credittip #debtfree #debtfreecommunity #creditconsultant #realestate #crediteducation #budgeting #creditsweep #savingsgoals #realtor #newhome #california #mortgagebroker #property #realestateagent #firsttimehomebuyer #kellerwilliams #financing #homeloans @thegrowinginvestor @asset_investing @investywise @businessaims @financefact (at San Francisco, California) https://www.instagram.com/p/CIizxOJn6DI/?igshid=1w7cr5lh0wn89

[whycryovermoney]

WHAT HAS LOCKDOWN TAUGHT US ABOUT OUR MONEY HABITS? ⠀⠀ Over the last few months we have had to find a new normal in our lives including things like the way we work, socialize, shop.... but what has this done to our finances? ⠀⠀ I wanted to have a look to see....⠀⠀ ——————————-⠀⠀ 💅🏻 Luxury items - Don’t know about you but I’ve been doing these myself at home which is definitely a money saver!...I do need a beard cut though! ✂️ ⠀⠀ .⠀⠀ 🏋🏼‍♀️ Exercise is free - I workout a lot at home but this has become so easy over lockdown...saving on gym fees.⠀⠀ .⠀⠀ 🧮 Budgeting has become necessary - with a lot of our wages cut by 80%, or maybe more, cutting costs has become a way of life when before we might not have even thought about it...maybe some of these principles can continue?⠀⠀ .⠀⠀ 🛍 Browsing and impulse buying has stopped - with all the shops shut has buying stuff you don’t need become a realisation?⠀⠀ .⠀⠀ 🍔 We’ve all had to stop eating out - I’m not suggesting we never do this again but not doing it certainly shows how much is spent on it.⠀⠀ .⠀⠀ 💰 Is you emergency fund enough? - It’s been a true eye opener when your income stops as you know it!⠀⠀ .⠀⠀ I think it’s true that lockdown has made us appreciate what we do have.... friends, family, neighbours...these are true wealth. ⠀⠀ ———————————⠀⠀ Just thought I would look as some things lockdown might have made apparent but what have you found? ⠀⠀ Drop them in comments 👇🏻👇🏻👇🏻⠀⠀ Hope you’re keeping well at such a tough time.⠀⠀ .⠀⠀ Comment Like Share⠀⠀ .⠀⠀ #lockdown #lockdownlife #lockdownchallenge #lockdownlearning #lockdownworkout #emergencyfund ##emergencyfunds #ihaveenough #moneysaving #moneysavingtips #savingmoneyiscool #savemoney #savingpennies #savemoneytips #savemoneylivebetter #savingmoney #savingtips #savingsgoals #moneymaker #makethemostofyourmoney #savecash #savingsgoals #bestsaving #budget #budgeting #frugal #frugalliving #whycryovermoney #financialeducation https://www.instagram.com/p/CCtTWPkBKPy/?igshid=60lw0guva3g6

[stepscounselingconsulting]

#Mind It’s not about how much money you make, it’s about how much money you keep‼️ Budgeting your money helps you keep your coins💰 #Day28 #createabudget #timetosave #sticktoyourbudget #emergencyfunds #savingaccount #HappyFriday #PositiveSTEPSofSelfLove ❤️ ••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••• LINK IN BIO TO ORDER “From The Girls Next Door: Taking STEPS in The Right Direction” ❤️❤️❤️❤️❤️📚🤗✨ SPREAD THE WORD!!!••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••• S.T.E.P.S. Counseling & Consulting provides individual therapy sessions, personal and professional development workshops. www.stepscounselingconsulting.com ••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••• #newyork #atlanta #baltimore #newjersey #mentalhealthadvocates #mentalhealthsupport #counseling #consultant #counselorsofcolor #pride #anxiety #depressionhelp #ptsd #thesecret #hbcugrad #authors #blackauthors #goodblackreads #followus #oprahsbookclub #bookwormsunite (at Budgeting101) https://www.instagram.com/p/B9HCg9sgstj/?igshid=1vj964d69nist

[the-10-minute-lender]

DigiMoney Finance Wishes You Happy Vinayagar Chaturthi ✨ May the remover of obstacle gives you supreme success in every part of your life 💛

[taxadvisors4you]

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[reallycybergiver]

We are using this campaign to raise awareness and fundraising for Ramadan foods distribution projects to the less privileges fasting Muslims families and individuals we are focusing planning to raise 10,000,000 to meet up with the projects goals for 150 families and 100 individuals for the projects. We are soliciting your support in achieving and promoting this campaign. The following foods items will be gathered together with 2 weeks from now. Rice Beans Garri Semo Palmoil Vegetable oil Sugar Salt Milk Tea And Meats.