#Essential Lessons

[wickedzeevyln]

13 Essential Lessons in Financial Literacy that You Should Teach Your Children

“Maybe instead of getting upset over this make a teachable moment?” It would have been met with the classic response this-is-my-kid-it’s-none-of-you-business type of the answer, but on the contrary, it was received with an open mind as it stopped the lady from seething in anger over her child’s erratic behavior, “How?” “Teach him the value of money.” “Money doesn’t grow on trees!” That was my…

[isda-bata]

[johnnyshrine]

★ 100 // “The Holy Bible”

[an-ruraiocht]

my sister said to me once that sometimes the cheapest way to pay for something is with money

if you don't pay in money you pay in time, in inconvenience, in energy, in pain. if that's all you've got then that's all you've got. but just because it's a lower financial cost doesn't mean it's a lower overall cost. it may well be a higher one, and that's one of the things that makes life so much harder and less sustainable when you're broke. nevertheless if money isn't there then you walk, because the bus is too expensive, or you take the bus, because the taxi is too expensive, or you paint that wall yourself, or you wait four hours in a train station for a cheaper connection, or you keep on working around the broken things in your house instead of fixing them, or whatever it is

but when you've been in that pattern for a long time, it can be hard to break the habit once money is an option. you keep on thinking "well it's silly to pay for that when i could just..."

but you're not Not Paying for it. you're paying differently. it's worth thinking about what you're actually paying, because sometimes, it turns out, money is cheaper

[qoldenskies]

cc!donnie calls himself stupid so much, does he actually think hes stupid? :(

yes and no? he doubts his own expertise with how much it's been called into question, and he is uncomfortably aware of his lack of social abilities and such, but rationally he knows he is like. objectively more book-smart than the average person. he did 100% mean it at the end of caged lungs when he told april he wouldnt be any good at helping her with coding, though. he was just too far gone at that point, and that stems from the whole situation with fixing leo's phone. later he just knows he has performance anxiety and cant be watched while he works.

in most cases its better to see it as, like... a programmed, conditioned response. it's something he says for not knowing things. it's people-pleasing, especially towards his brothers. he puts himself down to prop them up, to remind them that he knows what he thinks his place is-- mostly to prevent them from having to remind him. especially as he grapples with trauma, he gets upset with himself for freaking out and losing control of himself. he knows it's not stupidity, but someone has to call him that so he doesn't get too big a head, or get too confident.

sometimes he'll say it and mean it, but most of the time cc!donnie going "i'm so stupid" is the same as him saying "i'm sorry." it's his way of saying he knew he was bad when he thinks an apology wont work. it gets to the root of what he thinks the problem is-- that there is something inherently wrong with him, and he deserves to be treated like he's lesser because of it.

probably the best example of this ^^^ it's people-pleasing all the way down. he doesn't know what to say, he thinks an apology wont work, and he's scared. he was pushed to verbally degrade himself before while cursed, so it's what he turns to when he wants to make them feel better. sometimes it'll come off as guilt-tripping the way he immediately rushes to blame and degrade himself when they're upset, even in things he doesn't have a hand in, but in CL they beat him into that habit.

their counter now is usually "you're scared"/"you didn't know better", and donnie does try to internalize that, but sometimes it doesn't get to the root of the problem that donnie's refusing to express. sometimes he knows that he's not an idiot and that he cant help being afraid. what he's actually trying to say is that it's okay for them to abuse him. in a roundabout way, he's asking.

[hitwiththefandomz]

the bay area turtles of cabin 5 want to know if your turtles wanna surfboard with them!

@tmnt-fandom-family-reunion

Not that much surfing experience in this bunch, but they’re happy to try!

@tmnt-fandom-family-reunion

Cabin #7 (7Wonders of the Turtleverse)

[oddberryshortcake]

Since the reason behind Silver’s sleepiness was never actually answered by the story and we either will learn later or never learn, i’ll ask for theories here so we can come back later and see if some of us were on the money lol,

[eowynstwin]

love love love how much research you put in peristalsis like the nerd(and seal lover) in me in so satisfied, from the places to the writing THANK YOUU for writing this fic

The research was so so so important to this fic I cannot stress enough like. Extremely important details (to me at least) would not have shown up if I didn't research the general history of the Outer Hebrides and ESPECIALLY grey seal breeding habits. I can't wait to share sources once it's done!!

[spookythesillyfella]

"This crying voice of mine is so annoying // I suppress the emotion // Break the egg, make it a mess // Fry it, roll it // Look, I've stopped crying"

★ alt verzionz under cut :

★ song : "For you An Empty Shell" – Dobu no Awa

[passionfruitmango]

Kinda fucked up how corporations make people put up with death threats, being called slurs, and other general bullshittery without the customer being told "do not come back"

But the instant a burnt out employee reacts and tells someone they don't care if you dont like them? Fired.

[schizononagesimus]

white people cant have fun with my necrocav polyamory post because theyve never heard of arranged marriage and/or think it's wrong and icky

[incangencence]

ooc: Woke up with So Many Thoughts on the Fifteenth Doctor… and I am TRULY at war with myself about whether or not I wanna wade into fandom discourse…

I don’t…

But WOW, what a fascinating and beautiful knot the production team has created for themselves…

[xproskeith]

My logic brain: You should start doing your CEUs for your CCRN certification renewal so you don't have to do them all in a hurry at the end.

My Fandom brain: You need to write that fic about the twenty one pilots lore and how it ties Goner into the whole story so that you can destroy both yourself and the rest of the Fandom.

[iamromao]

[sylphwing]

hm. i do not like chilshi 🤔

[driving-tips]

Hook Turns & Trams – Essential Melbourne Road Rules for Your VicRoads Test

Hook Turns & Trams – Essential Melbourne Road Rules for Your VicRoads Test

Driving in Melbourne comes with its unique challenges, particularly when it comes to understanding hook turns and tram rules. If you're preparing for your VicRoads driving test, mastering these essential road rules is key to ensuring a safe and successful test experience.

What is a Hook Turn?

A hook turn is a unique right-turn maneuver required at specific intersections where trams operate. Instead of turning from the right lane, drivers must approach from the left lane and complete the turn after waiting for a green signal. This rule helps keep tram lanes clear and ensures smoother traffic flow in the city.

How to Perform a Hook Turn Correctly

Approach the intersection in the left lane, staying aware of road markings and signs.

Move forward into the intersection, ensuring you're clear of pedestrian crossings.

Wait for the traffic lights on the road you are turning into to turn green.

Complete your turn safely when the way is clear.

Hook turns are commonly found in Melbourne’s CBD, and understanding when and how to execute them correctly is crucial for your VicRoads driving test.

Key Tram Rules You Need to Know

Melbourne’s extensive tram network means drivers must be extra cautious around tram lines. Here are the essential rules to follow:

Give way to trams at all times – Trams have the right of way, so ensure you never obstruct them.

Stop behind tram doors – When trams stop to let passengers on or off, drivers must stop until the doors close and it’s safe to proceed.

Avoid driving on tram tracks unless overtaking or turning.

Be mindful of pedestrian safety around tram stops, crossings, and shared zones.

Why Understanding Hook Turns & Tram Rules is Important for Your Test

Many test routes include intersections where hook turns or tram rules apply. Examiners assess your ability to safely execute these maneuvers while following road regulations. Demonstrating confidence and accuracy in these areas can improve your chances of passing the VicRoads test on your first attempt.

Get Professional Training for Success

If you’re unsure about hook turns or tram rules, a professional driving instructor can help you gain the skills and confidence needed for the test. Expert guidance ensures you understand road regulations, drive safely, and navigate Melbourne’s unique traffic conditions with ease.

By mastering these essential driving techniques, you’ll be well-prepared for your VicRoads driving test and ready to drive safely on Melbourne roads.

How DOS Driving School Helps You Master Hook Turns & Tram Rules

At DOS Driving School, we provide expert guidance to help you navigate hook turns and tram rules with confidence. Our experienced instructors offer structured lessons that break down each maneuver step by step, ensuring you master the correct techniques required for the VicRoads driving test. With hands-on training in real traffic conditions, you'll gain the skills needed to handle Melbourne’s unique road rules safely. Our personalized coaching helps you build confidence, avoid common mistakes, and pass your test with ease.