#How to create a budget

[justsaying4041]

Budgeting and why it helps

Budgeting is a crucial financial skill that involves creating a plan for how to spend and save money. By tracking your income and expenses, you can make more informed decisions about where to allocate your resources. Whether you are managing a household, saving for a big purchase, or working toward long-term financial goals, budgeting helps ensure you are using your money effectively and…

[pennycallingpenny]

How To Create A Budget and Stick To It In 2025?

In this episode of Penny Calling Penny, we’re breaking down the basics of budgeting for beginners—a must-have skill for every mom! Whether you’re a single mom or a busy working mom, understanding how to create a budget and stick to it can make a huge difference in achieving your financial goals and managing your family’s finances. 

Here’s what we cover in this episode:-

✔️ Budgeting for beginners: Simple steps to create a realistic and achievable budget.

✔️ How to effectively manage your income and expenses to make your money work for you.

✔️ Proven tips to help you stay on track and stick to your budget every month. 

Take the first step toward mastering your finances with practical, easy-to-follow tips that will give you control over your family’s financial future. Whether you're saving for a rainy day or looking to reach long-term goals, this guide is for YOU! 

📺 Don’t miss out—tune in now to start your journey to financial freedom! 

Join the Penny Calling Penny Circle. Subscribe Now. 

Get a FREE budgeting e-book for busy moms: https://www.pennycallingpenny.com/budgeting-101-ebook/

Also, Subscribe our YouTube Channel for weekly episodes on budgeting, saving, and learning together as we grow our financial confidence.

[poorly-drawn-mdzs]

A procession of confessions.

[First] Prev <–-> Next

[kacievvbbbb]

I’m sorry to say it but TV shows need to have smaller budgets again. In fact everything needs to have smaller budgets maybe it will actually encourage some fucking creativity.

Bring back the 22 episode low budget series. The people are desperate.

[imflyingfish]

Me watching the industrial and commercial demand go up while there is low residential demand knowing that this will cause a labour shortage.

[sskk-manifesto]

\\

[noblemalone]

Yk when i was making above a living wage and had enough money to cover all my necessities to live plus a little extra to save for the future and do my silly little hobbies, my mental health was great, i was making art and i felt a general positivity towards my fellow humans and my role in society

But now with inflation and the housing crisis, im working solely to pay my landlords mortgage and suddenly i kind of fucking hate my job and every single person i meet isnt that funny how that works

[jynjackets]

jonathan nolan can always flirt with a really cool concept of the meaning behind humanity without ever landing on a conclusive message or solid point but as long as it’s done in a dope ass setting i will ALWAYS sign the fuck up

[jellogram]

I told my coworkers I'm gonna be living in Toronto for a few months this year and one of them is like "Airfare from YYZ to Scotland is super cheap right now, you should come visit!!!" and it's like $600

[sharpstake]

can't wait to see choicenators bitching about how the survey had no effect for a year while completely forgetting the results of this are likely set to influence the next round of production.

[throwing-roses-into-the-abyss]

every now and then it really dawns on me that a bunch of strangers are going to pay money to see the exhibit I created and read the words I wrote and see the mannequins I dressed up and like. this is the weirdest kind of pressure.

[fordragonfliesandme]

From Vintage Finds to Blooming Delights: Crafting Your Perfect Flea Market Garden

Today’s blog post will be the last, but certainly not the least in this months series on garden design and themes. I’ve saved this one for last, as it is my very favorite. I actually combine elements of both the cottage garden and flea market gardening, as I feel they go hand in hand. I love the free form these gardens offer, along with the whimsical elements I can include. I’m super excited to…

[laesas]

Gif Colouring Process | Ramking Set

There are various steps needed to adjust the colours of a gif. Good colouring can match tones of different shots, make colours look more true to life or cohesive, adjust so lighting is kinder to skintones and make scenes generally prettier to look at.

Because gifs allow for fewer colours than videos, it also involves prioritising which colours are needed in a scene and adjusting accordingly.

It can also be used for effects: subtle ones (like in like in gif 4: fading colours to highlight the focal characters in a photograph), or much more dramatic or stylised effects.

This is a tiny tiny glimpse of what gifmakers do when we refer to "colouring". 🖤

[janetiberiuskirk]

Everyone is so concerned with whether or not they COULD create and disseminate promotional content for studios, they never stopped to think whether or not they SHOULD

[cafeleningrad]

non-anime watchers experiencing Mecha for the first time.

we as a society got over Pacific Rim too fast.

- banging soundtrack just awesome

- lead female character with her own fully realized arc that had nothing to do with a love interest

- the concept of drifting is so fucking cool and prime fanfic material

- those two gay fucking weirdo scientists who drifted together inside a fucking alien brain like hello

- IT PULLS OUT A SWORD IN OUTER FUCKING SPACE

- kaijus are cool. that's all.