#Personal Loans for Medical Professionals

[levelfinancingblog]

Personal Loans for Medical Professionals: A Comprehensive Guide

Medical professionals, including doctors, dentists, and veterinarians, often face unique financial challenges due to the high cost of education and the demands of their profession. Personal loans can be a valuable tool for medical professionals to manage their finances, whether it's covering unexpected expenses, consolidating debt, or investing in their practices. In this article, we'll explore the benefits of personal loans for medical professionals and what they should consider before applying.

Benefits of Personal Loans for Medical Professionals

Quick Access to Funds: Personal loans provide medical professionals with quick access to funds, making them ideal for covering unexpected expenses or emergencies.

Flexible Use: Unlike specific-purpose loans, such as practice loans or student loans, personal loans can be used for any purpose, giving medical professionals the flexibility to use the funds as needed.

Consolidating Debt: Medical professionals with multiple debts, such as student loans or credit card debt, can use a personal loan to consolidate their debts into a single monthly payment, potentially reducing their overall interest rate and simplifying their finances.

Competitive Interest Rates: Depending on their creditworthiness, medical professionals may qualify for personal loans with competitive interest rates, making them a cost-effective option for borrowing.

Improving Credit Score: Successfully repaying a personal loan can help medical professionals improve their credit score, which can benefit them in future loan applications.

Factors to Consider Before Applying

Before applying for a personal loan, medical professionals should consider the following factors:

Credit Score: A higher credit score can increase the likelihood of approval and qualify medical professionals for lower interest rates. Medical professionals should review their credit report and address any errors before applying.

Loan Terms: Medical professionals should compare loan offers from multiple lenders to find the most favorable terms, including interest rates, repayment terms, and fees.

Financial Situation: Medical professionals should assess their financial situation, including their income, expenses, and existing debt, to determine how much they can afford to borrow and repay each month.

Purpose of the Loan: Medical professionals should have a clear understanding of why they need the loan and how they plan to use the funds to ensure they borrow responsibly.

Repayment Plan: Medical professionals should have a repayment plan in place to ensure they can comfortably make their monthly loan payments without financial strain.

Conclusion

Personal loans can be a valuable financial tool for medical professionals, providing quick access to funds for various purposes. However, medical professionals should carefully consider their financial situation and the terms of the loan before applying to ensure they can borrow responsibly and repay the loan on time. By understanding how personal loans work and what factors to consider, medical professionals can make informed decisions about borrowing and manage their finances more effectively.

[sfsolutionsllc]

Choosing the Right Consumer Collection Agency: What Makes Them Stand Out?

Consumer collection agencies play a crucial role in helping businesses recover debts while maintaining healthy customer relationships. For companies struggling with unpaid accounts, partnering with a reliable collection agency can be a game-changer, offering both financial relief and peace of mind. However, with so many agencies available, it can be challenging to identify the one that best meets your needs. To make an informed decision, it's essential to understand the factors that set a top-tier consumer collection agency apart from the rest.

Expertise in Consumer Debt Recovery

This encompasses their ability to handle a wide range of consumer debts, from credit card delinquencies to unpaid loans and utility bills. An experienced consumer collection agency will have the knowledge to navigate complex financial regulations, ensuring that their collection methods comply with legal requirements while maximizing the chances of successful debt recovery.

Compliance with Industry Regulations

Consumer debt collection is a highly regulated field, with strict laws designed to protect consumers from unethical practices. The Fair Debt Collection Practices Act (FDCPA) and similar regulations ensure that collection agencies treat consumers fairly and refrain from using aggressive or abusive tactics. A reputable consumer collection agency will place compliance at the forefront of its operations, ensuring that all its practices align with both federal and state laws.

Effective Communication and Negotiation Skills

One of the most impressive attributes of a top consumer collection agency is their ability to communicate effectively with debtors. Instead of using aggressive tactics, leading agencies rely on professional and respectful communication to engage with consumers, helping them understand their obligations while offering practical solutions for repayment.

Technology-Driven Solutions

In today’s digital age, technology plays a vital role in streamlining the debt collection process. A consumer collection agency that leverages advanced technology can offer significant advantages over those that rely solely on traditional methods. Automated systems, data analytics, and customer relationship management (CRM) software can help agencies track debts more efficiently, prioritize accounts based on the likelihood of recovery, and optimize their communication strategies.

Focus on Long-Term Partnerships

A distinguishing feature of the best consumer collection agencies is their focus on building long-term partnerships with the businesses they serve. Rather than viewing debt collection as a one-time transaction, these agencies aim to establish lasting relationships based on trust, communication, and mutual success. By fostering strong connections with their clients, agencies can develop a deep understanding of their needs and deliver more consistent results over time.

Selecting the right consumer collection agency is a critical decision that can have a lasting impact on a business's financial health and customer relationships. By considering impressive factors such as expertise, compliance, communication skills, technology-driven solutions, tailored strategies, and reputation, businesses can ensure they partner with an experienced consumer collection agency that not only recovers debts efficiently but also aligns with their values and goals.

[readychilledwine]

Breathplay

✨️Kink Education with Elizabeth✨️

If you're looking to add danger to your sex life, look no further.

Erotic asphyxiation, or breath play, is one of the most dangerous kinks in the BDSM community. Breathplay is the act of cutting off air supply during sex with the goal of achieving a more intense orgasm. There's mild forms of breathplay (hand or elbow around throat, closing partner's nose off during oral), less mild (forcing head into pillows or objects, hoods specifically designed for breathplay), to extreme (use of plastic wrap or plastic bags, waterboarding, forcing your partner's head into a body of water) and none of them are 100% safe.

Breathplay is dangerous for anyone, but if you have an underlying health condition, especially one involving your heart or lungs, it's best to possibly avoid this form of play. You can enjoy a hand necklace without the pressure, don't worry.

This form of kink play is not recommended by any medical professional nor sex therapists.

Please play safely💜

💕Peep the Valentine's Day list here💕

As always, NSFW below cut.

Rowan Whitethorn x Reader

Warnings - I picture Rowan as a mean daddy dom with a masochistic streak, oral m receiving, p in v, reader passes out, references to her being passed around the Cadre, references to forced submission, hints of degradtion, unedited because I was running a little behind today 🫣

Rowan’s head fell back, a soft grunt falling from his lips as he seated himself all way into your throat. One hand had you back the back of your neck, forcing you where he wanted you for as long as he wanted you.

Breathing was becoming difficult, vision blurring slightly as you did everything you could to take a deep breath with your air way constricted the way it was. “Struggling whore?” You felt yourself clench at his words, at the deep graveled tone of his voice.

Rowan was never gentle with you. He was strict, demanding, and a masochist. He enjoyed watching you struggle, seeing you in pain and begging. He loved watching you cry as he pounded into you withholding orgasm after orgasm until you were so over stimulated you could do nothing but lay there, pliant to his pleasure.

You knew he cared for you, but you were his small fraction of peace in this fucked up world. One he so desperately was fighting tooth and nail to make better.

You weren't a warrior, you weren't blessed with healing magic. You were just a simple fae female. Well, as simple as a female capable of shifting into any form could be.

You were his spy. A spy damn near useless for anything but scouting, but still a spy.

Besides, he found use for you. So many uses actually.

His personal lap pet.

His personal whore.

His personal toy he could loan out to his brothers when they needed stress relief.

Right now, though, your biggest use was being his.

He pulled out slightly, grip on the sides of your neck tightening as his other hand came to hold your nose shut. “If you are struggling this early, how am I supposed to have fun with you?” The lack of air was getting to you. You knew you could tap his leg twice, and it would stop, but you wanted to desperately please him, to be of service. “Such an eager slut. You are lucky I can tell you need to breathe, y/n.” He pulled out completely, letting go of your nose. He forced you up, hand moving to the front of your throat as you gasped for air.

Precious life giving air.

He pulled you to his lips, a messy harsh kiss cutting air back off for a second as his grip tightened again.

This wasn't fully what you had in mind when he said he wanted to try something new, something Fenrys told them he had tried recently.

You would have to talk to the wolf about his reckless endangerment of himself later.

Rowan turned you, letting go long enough to force you down on the bed, forcing you hips up slightly. “Such a pretty cunt,” he slapped your core, watching in sadistic glee as as you screamed and wiggled, wetness now spreading and dripping. “All mine, isn't she?” He shoved your head into the pillow, forcing you into shocked silence.

Forcing you to be unable to answer him. “I asked you a question. Is this pussy mine?” You could hear the smirk in his voice, hear him planning on how he'd punish you.

You felt the slaps land. Three consecutive slaps right to your aching needy center.

Your moans were muffled by the pillow. You tried taking a deep breath to still your body and calm back down, but your airways were mostly blocked again.

4 more slaps came before two thick fingers plunged into you. Rowan growled behind you. “Wyrd, you are so tight. You'd like after this long we would have ruined your holes by now.” He began pulling them in and out at a blinding speed, hand still holding you in the pillows.

Your vision was going black again, mind racing as it pleaded for oxygen.

His fingers curled, and out of nowhere, an orgasm tore through you, ripping a scream of his name and the rest of the oxygen from your lungs. Rowan was silent behind you, hand moving to your hair to pull you up.

“Status?”

You shook your head, throat so sore and body needing air so badly you couldn't answer. You tapped the bed once, a code you normally only used when your lips were wrapped around his throat to indicate you needed him to slow down.

“I figured. You have never done that. You have never come without my permission.” Rowan removed his fingers from you, wiping them on the bed. He went behind you, holding your hips in his hands.

You knew he'd be gentle for a bit as his cock entered your soft walls slowly inch by inch. He took you slowly, a finger playing with your clit until you were calm again, body welcoming and swallowing him.

You relaxed, enjoy each roll of his hips as it sent a wave and wave of pleasure through you. Of the Cadre, he would always be your favorite. His length filled every inch of you so perfectly, so snugly, sex with him felt more like a puzzle finally finding its last piece than it did the obligation you were actually sent to them to fulfill. "Daddy," you moaned out, hips meeting his in a practiced dance. "So good, Daddy."

He groaned behind you. "I know, princess. Daddy's cock always makes you so wet." His hand found the back of your neck again. "Take a deep breath, princess."

He was pounding into you with in second, head forced back into the pillows as he did. You felt your hands curling at the sheets as you writhed moaning and crying below him.

It felt so fucking good. Better than normal, actually. It was as if your body was too lost on where to focus, fighting for air or relaxing and enjoying the way Rowan was ripping you apart.

You felt yourself becoming lightheaded, body softening. Rowan, misunderstanding, smiled, thinking you had fallen into his favorite overestimated dick drunken state. Your vision was filled with black dots, mind focusing on the sounds of him above you. Of his moans, his groans, the growls.

Rowan felt the moment he lost you, pulling himself out of you and flipping you as quickly as he could. "Fuck! Princess, I need you to come back to me," he started rubbing your sternum, eyes wide as he took in your face.

Your beautiful face where blood vessels had ruptured as your body struggled.

Struggled because of him.

He had almost killed you.

And you had almost let him.

He didn't know if he was angry, aroused by your complete trust in him, or just scared, but that first breath, that gasp you took before your body shook in his arms, tears falling. He laid you back down, hovering above your face and stroking your hair back. "Deep breath, y/n. There you go. Good girl."

You were met with light and green eyes staring down at you. "What happened?"

Rowan kissed your brow. "You did not use our fucking safe word or tap system is what happened. I almost fucking killed you."

You smiled below him, eyes closing again. "Felt so good. I wanted you to keep going."

Rowan’s forehead fell to yours, a rare full smile on his face. "Only you would pick dying with my cock inside of you over having to take a quick break."

He heard you moan, lips tugging up at the idea. "I would die a happy female if I died on your cock. Seems like the best way to die, actually. You buried so deep inside me, using me, body spent from pleasure."

He kissed your temple. "You will be punished for this later. Rest, my love."

"Are you sure you want to wait?"

Brows went up as he shook his head at you. "I will be bringing help with me to keep your mouth shut. Rest and prepare, princess."

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[she-is-ovarit]

I am on government insurance (Medicaid). Out of pocket, my psychologist's rate is $225 an hour. He went through a decade or more of school, obtained a PhD, and graduated with student loan debt. He didn't state how much, but I can imagine it's likely in the hundreds of thousands considering he still has this debt and graduated with his PhD in the early 2000s.

He shared with me that out of that $225 rate, he obtains about $25 from one Medicaid client's insurance company. The insurance company pockets the rest. My friend, another therapist, has a similar story. She makes $75 off of Medicaid clients usually when her rate out of pocket is $200.

Most therapists, psychologists, and psychiatrists are no longer accepting Medicaid/Medicare insurances because of this reason, which people who are poor are on. Over half of mental health professionals are no longer accepting insurance, period. I think we all understand that low-income people and low-income communities struggle the most with mental health issues, and if you are a person of color in the US you are more likely to be low-income. If you are a domestic violence survivor turned homeless because you left your significant other, you are also more likely to be on Medicaid. If you are a first generation student, you are most likely on Medicaid. If you are formerly incarcerated, you are most likely on Medicaid. And so on.

Additionally, if you are a human being of the female sex, you are far more likely to seek out therapy than someone of the male sex. Overwhelmingly men don't seek out therapy unless their female significant partner pleads with them, pressures them, or gives them an ultimatum which influences them to make an appointment. What does this mean when the vast majority of mass shooters, rapists, pedophiles, and domestic violence abusers are male?

Figure 2. Percentage of adults aged 18 and over who had received any mental health treatment, taken medication for their mental health, or received counseling or therapy from a mental health professional in the past 12 months, by sex: United States, 2019

Pair all of these details with the fact that mental health professionals are in such high demand right now, that even with private insurance the wait list is anywhere from three to six months out. Insurance agencies are business, and the corruption inherent. Many focus on prioritizing coverage for acute crisis rather than treating long term underlying conditions (which in turn prevents acute crises), don't provide coverage for co-occurring conditions, are advertising that more providers are accepting their insurance than there actually are, and are solely driven by financial interest.

I wonder how much domestic violence, sexual violence, child abuse, poverty, hate crimes, generational trauma, and overall suffering within individuals and in their societies can be reduced by valuing mental health and holding insurance companies accountable for their financial exploitation.

We talk about the US healthcare crisis without talking about the US mental health crisis.

[magellanicclouds]

Personal Journal (Theodore Srivastava, MBBS-MD) / Entry 0864 / 2559-10

>>: The recovered individuals had required extensive medical care on arrival, and a battery of diagnostic testing to understand their biology enough to successfully deliver treatment and establish a safe continuity. Commander Mallah had offered to loan me a few techs from the Xeno lab for consultation. For humans.

Their rate of healing has been extraordinary however, and there's blessedly no signs of preliminary rejection to organ tissue, structural implantation, or soft tissue grafts. Primarily just scattered ecchymosis for two out of the three. It's remarkable. Examination is on-going, several rounds daily, and expected to continue for a series of weeks to establish more reliable trends.

They'll be with us for the duration of course.

There's nowhere else to go.

We've learned that the individuals represent a third generation of Spartans, and their...atypical lab results have been casting long shadows to say the least. More of the UNSC's deeply forbidden secrets are filling our charts in waves and creating a lot of unease regarding this sub-category's uniquely dangerous mutagenic traits. These features are remarkable for organic changes in their brain tissue and gross manipulation of the endocrine system. Even considering the total divorce of human ethics that the Spartan programme already represents, this seems a startling escalation.

What is happening back home to have prompted such a chilling devaluation of human life?

The discomfort amongst my staff is overwhelming their fascination.

It's not yet clear if the Spirit's limited facilities can even maintain the critical needs of these new and terrifying soldiers. What is the margin for error on the consistency of their 'smoother' dosages? How short exactly is the fuse on their hormonal detonators? Could a scuffle in the mess hall lead to a massacre?

They're bracingly young, but noticeably removed from the common traces of youth. The scars between them are enough to trade away for decades of warfare.

Myself and other providers have found their temperament similar to the Spartans of Red Team at least. Polite. Professional. Human certainly, though most of my staff have remarked negatively on their atonal general expression and significant lack in sense of social familiarity.

Truthfully, after the hell they'd undertaken groundside (and surely horrors years before now), I find it callous to hold 'being withdrawn' against them. They do not shy from eye contact, and when one looks back with not the eyes of a provider, but the eyes of a man, it is clear that these Spartans too know fear and sadness and heartbreak.<< //

[wraithdance]

The TF 141 Compatibility Love Report

For: @sentientcave

Disclaimer:

This is based on my personal opinion and interpretation of you and the character. 

the user makes no claims to be a real doctor or any medical professional. The (not) Doctor has but a penny and some lint to her name so please don’t sue if you hate the results! (seriously these student loans are already taking their pound of flesh, in the words of Whitney Houston (RIP Queen) I have NOTHINGGG!)

The Doc says your TF 141 Perfect Match is…

Captain John Price!

Romance: Do you possibly have a thing for authority? Maybe you like the idea of having a partner who is consistently solid in the face of adversity?  If so then I think Price is for you! John is a solid force. Often his more forward nature is overshadowed by Ghost, but Price is just as focused and relentless. As a partner to you I think Price would help guide and affirm you in a way that is calculating and keeps in mind your need for agency. Despite his more gruff qualities I think he has the capability of being kind and affectionate to his partners. Holding you close by a fireplace, kisses on the cheek that itch because of his beard, drives in the countryside with his hand on you at all times. Price’s relationship with you would be like Whiskey and Sunday mornings.

Don’t cuss me out, but I think maybe you’d like a bit of dominance and possessiveness kink? If I’m not wrong, Price would work for you well. He is someone with infinite control of his emotions but he makes what he wants and how he wants it well known. That would apply for you as well. I think you have an invested interest in morality or at least in being understanding. I can’t see you enjoying being with someone who is completely in it for themselves, so Price and his morally gray views are the perfect medium. He’d also be the type to go down swinging about you and God forbid if he can’t get down and dirty in a fight he’d use every trick in the book to psychologically handle business.

Which leads me to the freak shit!

Sex: Idk my radar is pinging off a possible size/dominance kink friend. Price is someone who would take control of your senses in every way. The layered notes of the cigars he smokes on his skin, using his broadness to overwhelm you, gruffly whispering what he’s gonna do and how. Yeah… he’s great if you want some nasty freak shit that toes the line to being a no holds bar wrestling match. Despite the fandom calling him old I think his pride and self control will keep him in the sack. Good luck Charlie (hahaha) because he’s not someone who’ll be okay with giving you the bare minimum. 

Possible points of Contention:

Self righteous

Obstinate bastard

Morally gray may turn a lil more in the black when threatened

Beard burn and your couch will always smell of smoke 

Your Poly Pairing (haha) is….

PriceSoap!

This is all intuitive and the dark spirits tell me this is the pairing that would work best for you. I think the two would always keep you on your toes in the best and sometimes worst ways lmao. Every day would be different with them and who doesn't like a owner (Price) who has perfect control of their dog (Soap). Soap can remind you to smell the roses and roll with the punches and Price will be the solid force behind you, ready to lend an ear or take over if you need him to!

[wannaeatramyeon]

i'm dying, i'm deceased, your content is so satisfying, ramen! it's like having a good meal! also, with the amount of injuries the guys are getting, i imagine they're (hopefully) seeing a medic quite often. i wonder if in the process of being patched up by them, by being seen at their most vulnerable, after having the brain cells beat out of them, they would start feeling something for their medic? all gentle touches after a brutal fight~ i imagine gun and sammy would be seeing them the most, but feel free to add others. hope you've been doing well!! 🌺

Hi! Are you my flower anon? (Sorry new laptop - emojis look a bit different). I have been feeling... wild lately. Hope you are doing well too! Thanks for sending this in and AGAIN SO SORRY FOR THE SUPER LATE RESPONSE. My bio should really read day late and a dollar short.

Medic!Reader tending to Samuel Seo, Gun Park, Johan Seong

Word had gotten round that for the right price, you would tend to anyone.

Of course that's not the only reason you're the go-to medic for many of your seedier clients. You're quick and efficient, with some even describing you as a miracle worker. Along with your zipped lips and diligence for confidentiality-

Well. It's no wonder you've paid off your med school loans in record time.

"Again?" you sigh, arriving and taking in the scene before you.

.

.

Samuel Seo

If surveyed, nine out of ten people would describe Samuel as hot.

The last person would no doubt have a terrible sight impairment. Shame. How sad. A tragedy indeed.

So when you, time and time again, go to work on Samuel's body, cleaning his wounds, stitching him up, seeing his exposed skin and naked body with a blank face and purely professional manner.

Well. Samuel doesn't know what to do with that.

You intrigue him and he wants a reaction.

So he's the one that talks to you. Small snippets of his life, hoping to impress you. He notices you're not moved by his strength, the power he wields, the people he commands. Even his penthouse, furnished with the best money can buy and his designer clothes does nothing for you.

You usually remain neutral until today, Samuel gets what he wants. You laugh a little at his response-

"Something about my face must be punchable,"

His heart flutters when he hears your laughter ring out. He's not sure if you're laughing at him or with him, but surprisingly, his ego doesn't seem to mind.

.

.

Gun Park

Gun remembers the first time you attended to him, courtesy of Charles Choi and a benefit of his position.

You didn't flinch at his black eyes or the bleeding wound that sat between them. Instead, cleaning him up with a startling efficiency he couldn't help but admire.

Methodical and competent, Gun was deeply impressed as he watches your hands flying over him, dipping into your med bag for something now and then.

The speed should come with roughness but your touches are gentle. Grazing over his skin and leaving goosebumps in your wake.

When you lean in close, examining if there is anymore to be done or if it would leave a mark he would just have to deal with - you make a joke that it wouldn't matter anyway, the scar would add to his handsomeness; Gun's throat dries up at the intensity of your eyes staring at him.

Huh. And it's usually Gun that has that effect on people.

From then on, Gun likes to think it was by pure coincidence that his body began becoming more and more littered with scars. It absolutely had nothing to do with your words or how much he looked forward to seeing you.

At your exasperated 'again', he smiles.

.

.

Johan Seong

Manager Kim directs Johan over to you. You've seen this type of patient before.

Cagey and prickly, like it's a show of weakness to be tended to by someone and annoyed to not be left to lick their wounds in private.

You remain quiet and professional until you're on the receiving end of one too many agitated huffs and impatient leg bounces making your job of bandaging this brat up so much harder-

"Sit still!" you snap with force and authority. Johan does, and looks at you with wide eyes.

Something about your tone makes him gulp and he fights back the blood rushing to his cheeks.

He thinks about your voice, commanding and sharp, juxtaposing with your gentle hands checking on him. The proximity of your body is slammed into sharp focus and Johan feels a rebellious urge to make you reprimand him in that strict tone of yours again.

Ughhhh.

Why is his shirt collar so tight, why is his tie so constricting? And why the hell is he feeling so hot and bothered?

Shit, the penny drops. Have I got a thing for this?!

[gingergofastboatsmojito]

What would fix me

That Carmy shows up at Syd's place and finds her on the floor, shaking and regrets the day he was born then proceeds to comfort her and tell her that no review or bullshit star is worth feeling like that and that he knew this was gonna happen and she tells him that the review or the bullshit star have nothing to do with how she feels, that she actually wants to quit because she can't take him anymore, he's not the same but at the same time she can't make herself leave him and all the dreams they have together. And then he just feels like shit and actually asks her to go because he doesn't wanna hurt her and she just straight up says, no. I wanna stay, but not with you. This is not working, I want the old Carmy back, the one who told me he wasn't gonna let me fail or leave me alone. Not this psycho! Not this robot. "I want you back, Carmy". Then she signs the agreement and joins the family business as a formal partner.

And then he struggles for a while, tip toes around her, goes to individual therapy and gets a shrink who medicates him properly and a loan in the bank so he can pay Cicero back and get him off their ass and then, eventually, with Syd's help and after months of treatment, he actually does get better and the old Carmy is fully back. By then his relationship with Syd is totally OK, not just professionally, they become BFFs. But at that point Syd and Luca are together and Carmy, who in therapy has come to terms with his real feelings for Syd is suffering in silence because he wants her as more than just friends but since he sees she's happy with Luca, he STFU about it. He knows he lost his chance. He hates himself for this.

Claire has moved on, Richie and Jess are going strong and after completing his apology tour Carmy realizes that he has mended all the hearts he had broken in the past except his own. He's not alone, he knows, but he feels like it.

Carmy has now learned to use his words pretty damn well, so he deals with this loneliness in a quite healthy way, in therapy and embraces this solitude. He realizes it's different from the self-imposed loneliness he was trapped in before, in that prison of his own making he used to call work. Now he's alone because it's just healthier for him that way, not because he can't be with anyone in a healthy way or because he pushes everyone away. He chooses this loneliness now as a way to preserve himself because he knows that the only person he wants to be with is not available and no longer sublimates his frustration in other people, mistaking them for substitutes of who he really wants to be with. He has learned that love happens and should be honored and respected. Can't be built and it most certainly can't be forced. Love is not something you have to earn or deserve, you either feel it or you don't, you are either prepared to express it in a healthy way or you are not and it becomes toxic, you give it to someone or you keep it to yourself, but you do not control it or deny it. It's futile to try to do that. It just can't be done, not in a non-self-destructive way, anyway...

After a few months of honeymoon phase with Luca he has to come back to Noma and offers Sydney to come with him. She thinks about it and eventually accepts the offer. Carmy is brokenhearted but plays it cool. He wants her to be happy, so they let each other go.

A year later Syd and Carmy reunite at the Michelin star award show because even though she no longer works for The Bear, the star they win actually correspondes to the previous year's run, when she still was The Bear's CDC.

They reconnect and realize how much they missed each other even though they had been in constant contact via the occasional texts and phone calls.

A few months later, Syd and Luca break up and Syd comes back to the US, not to work at The Bear anymore, but to open her own dream spot at the same place where The Bear used to be, because after getting that star Carmy sold the restaurant to LIVE, just like Andrea did.

He now has an art gallery in Riverwalk.

Syd bought the place and turned it into the BEST BACON EVER place.

They are just friends. They are sooooo happy for each other's success!

During Xmas dinner at The Berzatto's Syd and her father are casually talking to Donna about her recovery, they praise her progress, she's like this new person, this loving grandma, they are really proud of her and let her know. Meanwhile Carmy and Sugar are in the kitchen finishing up the 7 fishes they will shortly serve and Pete and Richy are in charge of the kids, making sure they don't fully tear the place down, kinda failing at it because they are out numbered. There's Eva who's like the Captain of the gang and there's both of Sugar's kids, plus little Mikey, Richie and Jess' toddler who just chases the older kids around and giggles, falling on his ass every now and then and giggling some more. Jess is in charge of setting the table that looks like an Ever table when she's finished.

After dinner, they are all enjoying themselves in different rooms of the house and Syd and Carm end up in the garage looking for old cookbooks Carm wanted to show her and all of a sudden they realize they are under a mistletoe, so they awkwardly kiss, softly and coyly at first but then they look into each other's eyes and all the time that went by between that moment when she had the best meal she ever and that first kiss, dissolves. This force rises up from within them, from their very core, and ignites a fire in their hearts that brings them so close together that a new kiss is inevitable but this time it is as if the gates of heaven opened in their mouths and this beautifully overwhelming power consumes them. Their lips lock and the rest is history. They never let go of each other anymore.

They realize that they have always been together in other ways, but this time they choose to be together in every way possible and never part ways again.

[justinspoliticalcorner]

Jessica Glenza at The Guardian:

A bill introduced by the US senator Bernie Sanders would dramatically expand access to oral healthcare by adding dental benefits to Medicare and enhance them in Medicaid, public health insurance programs that together cover 115 million older and lower-income Americans.

Despite Americans’ reputation for the flashy “Hollywood smile”, millions struggle to access basic dental care. One in five US seniors have lost all their natural teeth, almost half of adults have some kind of gum disease and painful cavities are one of the most common reasons children miss school. “Any objective look at the reality facing the American people recognizes there is a crisis in dental care in America,” Sanders told the Guardian in an exclusive interview. “Imagine that in the richest country in the world.” Nearly 69 million adults and almost 7 million children lack dental insurance. For those who have insurance, costs are often opaque and high. Multi-thousand-dollar bills are so common that the nation’s largest professional organization for dentists, the American Dental Association (ADA), signed an exclusive partnership with a medical credit card company. In 2019, more than 2 million Americans went to the emergency room for tooth pain, a 62% increase since 2014, and a crisis of affordability pushed an estimated 490,000 Americans to travel to other countries such as Mexico for lower-cost dental care.

“The issue of dental care is something we have been working on for years,” said Sanders. “It is an issue I think tens of millions of Americans are deeply concerned about, but it really hasn’t quite gotten the media attention it deserves.” Sanders said he had seen how poor dental health can affect every aspect of a person’s life – he described constituents who cover their mouths when they laugh or have been turned down for jobs because of missing teeth. Sanders said he recognized the importance of the issue by attending town halls in his home state of Vermont, “and learning how hard it is to get dental care, how expensive it is and [how] dental insurance [is] totally inadequate”. “Having bad teeth or poor teeth is a badge of poverty,” said Sanders. “It becomes a personal issue, a psychological issue, an economic issue as well.”

Sanders’ bill expands dental coverage by adding comprehensive benefits to Medicare; incentivizing states to improve dental benefits through Medicaid; and providing dental benefits to veterans through the Veterans Administration. Additionally, the bill would attempt to tackle some states’ dentist shortage by creating student loan forgiveness programs for dentists who practice in underserved areas, and increasing funding to non-traditional places to see dentists, including at community health centers and schools. Expanding dental coverage is exceedingly popular – recent polls show 92% of voters support the proposal, including an overwhelming majority of Republicans. Sanders said his proposal was good policy and “very good politics”.

Senator Bernie Sanders (I-VT) has proposed a bill called the Comprehensive Dental Reform Act that would dramatically increase coverage for dental care for Medicaid and Medicare patients.

[the-bi-space-ace]

13, 16, 21 for the Bad Batch ask!!

13. What jobs do you think each of the Batchers would have in a Modern AU?

Crosshair: I think he's the grumpy manager at a small coffee shop that every employee loves and every customer is terrified of. Any time a customer makes one of the baristas uncomfortable Crosshair is right there ready to throw hands. He's kicked out so many people. That protective streak is going to make him an employee favorite.

Hunter: maybe some kind of camp counselor. Takes the kids on hikes. Is the dude at the bonfire that is really committed to keeping the fire going.

Tech: bro is either a professional gamer or he is a scary good hacker that erases people's medical and student loan debt. Ya know what, maybe both. He is a streamer as his regular job and uses his skills to help people on the DL.

Echo: I think he is either an engineer or he is some sort of doctor. I think he'd thrive helping people but would need something fast paced or challenging to keep himself interested. Oh! Oh wait!!! What if he was a fire fighter?!?! That could work! It's dangerous, it requires a lot of strength and endurance, and it very much helps people. I think he'd be a fire fighter. Fits him perfectly.

Wrecker: I think he'd like being a personal trainer. Someone that helps people reach a certain goal. He loves helping people improve their strength or gain more flexibility or confidence. That's a lot of fun for him.

Omega: Vet. I feel like this just fits.

16. What are some headcanons you have about Echo?

Oh boy. What headcanons do I have about Echo?!?! Well I'm GLAD YOU ASKED!!!

I think Echo has always had anxiety. I think he's channeled that anxiety into learning the regs, honing his skills, and trying to be a top performing (just like a lot of us with anxiety did as kids. we have to be the best so we sure do try.)

He's a tricky little thief. He can steal something right out from under someone's nose and they'd never know. He picked that habit up early on and it never went away. Sometimes he does it just to see if he still can and to practice. He's an excellent thief.

He has broken his knuckles punching someone in the face before. Why do I think that? IDK. He just has.

Sometimes he follows the batch around the ship. Sometimes he talks, sometimes he doesn't. But he tends to pace (can't sit still) and he doesn't like to be alone so it's almost absentmindedly.

Has learned (particularly with Crosshair) that his silence hurts worse than anything he could say to them during a fight. If he's quiet for too long the rest of them get really uncomfortable about it. They'd rather apologize than endure silence from him. It feels too much like disappointment and Echo being disappointed in you is THE WORST.

He tie-dyed one of Hunter's bandanas as a prank once and then hid all the other ones so Hunter HAD to wear it. Hunter still has no idea who did it. Tech knows. Tech has never told anyone. Echo will remember the look on Hunter's face sometimes and laugh to himself.

He actively seeks out Wrecker when he needs a distraction. Wrecker is great at that. Whether it's a physical distraction like sparring, a dance party (let me have my dance parties I neeeeeeed them), or some cuddles Wrecker is the BEST and Echo will seek him out if he needs to.

Speaking of dance parties!!! Echo loved going out to bars/clubs with Fives to go dancing. They had a song that they loved so much they made a dance routine to it. It came on at most clubs and they really stole the show.

With the same idea: He wasn't too sure about dancing in public after being rescued from Skako so it took him a little bit to warm up to the idea but the batch LOVES dancing and he finally caved and went with them. Turns out Wrecker and Tech can learn dances in ten minutes and love to be the life of the dance floor. Echo had a lot of fun that first night and has since learned to just drag Crosshair and Hunter into their antics otherwise they'll sit on the sidelines and watch instead of participating. He's stopped waiting for them to join. He's going to go get them, make them join. They don't get a choice anymore they're gonna dance with them.

ok i'll stop now i got carried away

21. Road trip with the Batch! Where are you going? Who’s driving? Who has the snacks? Who is in charge of music? Who got left behind at the gas station? And other headcanons you have about going on a road trip with the Bad Batch. 

We're going to somewhere like... the grand canyon or Yellowstone bc I've never been and I want to go SO BAD and I've never been that far west before and just need to go so I'm choosing a nature/sight seeing trip. Maybe some stops along the way. Maybe there's a fun amusement park or zoo or something on the way!!!

Tech is driving bc I feel like he'd be annoyed with everyone else's driving and he likes to drive. Plus he can handle driving long distance and has it all planned out. Plus he speeds so we'll get there faster.

Wrecker is in charge of snacks. He'll bring A TON. And he knows the best snacks. We'd never go hungry.

Music is tough for me bc I feel like Crosshair and I have similar taste so I'd pick Crosshair but then I think the rest of the batch would complain about the music the whole time. So I'd also consider Echo who has a decent mix of music that I love and music that I've never heard before so I'd find new bops. Cross and Echo fight over the aux cord final answer.

Hunter gets left behind at the gas station. He spent too long looking at the nuts in the snack section. No one did a head count when they were back in the car.

[eldritchmochi]

since shit continues to be wild, as evidenced by the oingo boingo voice WEIRD CANCER posts, heres.....

mochi, what the fuck is up with that?? (guts edition) 3.0

1.0 ; 2.0

i apparently have not seen enough specialists so i have an oncologist now. gotta catch 'em all and shit

tl;dr mystery mass did turn out to be technically cancerous. i do not remember the specific type off the top of my head yet but its a weird rare one, because of course it is. luckily its a kind that stays very localized, so it's not gonna pop up anywhere else in my body, and my surgeons did manage to remove all of it with good margins. i am now down the 3rd and 4th part of my duodenum and my gallbladder (which, fun fact, did have signs of chronic gallbladder disease, so i guess i didn't escape that family trend lmao). like all cancers, theres a chance it'll grow back, but if it does, it should be in roughly the same place and is unlikely to be fatal, just annoying

i've got a fuck off big scar building down the centerline of my abdomen, from sternum to groin. it is gnarly as fuck and i am excited to see how it heals. i already have some ideas on how to incorporate it into my tattoos. you can see pictures of it here if you're a morbid freak like me. be sure to look at my reblogs for updates, there will probably be several contained there down the line, for posterity :>

the first like 18hrs post surgery were uh. not fun since it took A WHILE to find some sort of non oral pain management that would actually work for me, so thats great, but sans ng tube, i'm getting by pretty okay with ibuprofen and tylenol with the occasional non-standard opioid. i've been home since tuesday, oct 10th; had a check in with a gp yesterday, oct 13th, and i'm healing well. staples will be removed on the 18th and theoretically i'll be able to keep them >:3c

i'm back to eating semi-normally. still on bowel rest, but it's not as strict as it was before and it's mostly because i am paranoid vs anything required by my doctors. i haven't been nauseous since i went under on oct 4th which is absolutely wild, and i've been experiencing hunger at normal, regular intervals including being able to eat breakfast shortly after i wake up, which i haven't been able to do without a high chance of barfing it back up immediately since i was a teenager

first oncology appt is on oct 23rd. sounds like itll be mostly setting up a plan and schedule for things like regular scans to watch for regrowth and possibly referrals for genetic testing

my pfml back pay came innnnn god only last week holy shit, and my wife got their big chunk of school loans for living expenses so we are mostly fine there. i am arranging with a local queer to come a couple times a week to help with regular chores and stuff at 40 bucks a pop. if anyone would like to sponsor one of those visits or some take out for us, i'm @/sumomomochi on both pp and vnm0

at this point the sort of stuff that would serve us best is GEEFTS. not like, physical things you pay money for necessarily, though if you're a custom dice maker and wanna send us clacky math rocks, i would not say no. things like comments on our fics (mochi's ao3 ; cherry's ao3) or fanart for em, should you be so inclined, would be incredible. cherry is very low key on the internet but i'm chronically online, so other stuff like asks about worldbuilding or fic process or fashion opinions or whatever would be fantastic for me. i am...... incredibly bored after sitting in the same spot for four months now, and i've got another 4-5 weeks of it (:

but! i have a good support system, personally, professionally, and medically, so i'll be alright in the end, just hmm. sure has been a fucking year jesus christ

[sfsolutionsllc]

Agency for Commercial Collections: The Key to Recovering Debts Efficiently

In the world of business, outstanding debts can often be a significant challenge, impacting cash flow and putting financial strain on operations. Companies, large and small, face the risk of non-payment from clients and customers, and when debts begin to accumulate, they can negatively affect profitability and growth. In such cases, hiring an agency for commercial collections becomes not only necessary but also a strategic decision. These agencies specialize in helping businesses recover their owed amounts, bringing expertise, professionalism, and legal knowledge to the process. Their ability to manage and streamline debt collection efforts makes them an indispensable asset for businesses across all industries.

What Is a Commercial Collection Agency?

A commercial collection agency is a professional service provider that focuses on recovering outstanding debts from businesses or individuals on behalf of another business. Agency for commercial collections specialize in business-to-business (B2B) collections, targeting companies that have defaulted on their payments for products or services rendered. Their role is to mediate between the creditor and the debtor, using ethical and legal means to ensure that debts are paid.

Efficiency and Expertise in Debt Recovery

One of the most impressive factors of a commercial collection agency is its efficiency. These agencies are staffed by professionals who are well-versed in the nuances of debt collection, and they know how to navigate the often complex and frustrating process of recovering payments. Their knowledge of the legal frameworks governing debt recovery ensures that every step of the process is compliant with regulations, reducing the risk of any legal complications that may arise from improper handling of debts.

Maintaining Professionalism and Relationships

Another standout feature of commercial collection agencies is their professionalism. Debt collection is a sensitive issue, and if not handled carefully, it can damage relationships between businesses and their clients. Agency for commercial collections is trained to approach debtors in a way that is respectful and professional, reducing the likelihood of conflict. Their goal is not to harass debtors but to work towards a solution that is satisfactory to both parties.

Legal Knowledge and Compliance

Debt collection is a heavily regulated field, and businesses that attempt to recover debts on their own may inadvertently violate the laws that govern the process. Commercial collection agencies have a thorough understanding of these laws, both at the state and federal levels, and they ensure that every aspect of their work is in compliance with legal standards.

In today’s fast-paced business environment, having outstanding debts can be detrimental to a company’s success. An Agency for commercial collections offers an invaluable service, providing expertise, efficiency, and professionalism in debt recovery. Their legal knowledge ensures that collections are handled in compliance with regulations, while their tailored strategies maximize the likelihood of successful payment.

[thetrashqueeeen]

The thing that’s pissing me off about this Faith Becoming a Doctor storyline is nothing to do with Faith and everything to do with how IT IS NOT THAT EASY! I have looked into training as a doctor and had to give up on it because it is logistically impossible for most working class people and casualty could have made a point here!

Right so first things first, there is no conversion degree for healthcare professionals- they just have to do the same graduate entry medical course as every other degree educated person. This degree is 4 years and only offered by a handful of medical schools in the country so let’s pretend Holby Medical School is one of these universities and just suspend our disbelief- moving on

Before she can even apply she would have to take this test called the GAMSAT which is absolutely ridiculous and now don’t get me wrong I think you should prove that you are academically capable of completing a degree before you start it but the GAMSAT is not doing that. For starters, it’s not a pass or fail, you’re ranked by percentile compared to other people who took it, so you don’t just have to prove you CAN do it, you also have to be better than everyone else who tries. Furthermore, the questions aren’t marked like the exams we took in school; or even uni. The entire paper is marked, and then the amount of marks a question is worth is decided based on how many people got it right. For example, a question 90% of people got right would be worth 1 point, but if that same question was only gotten right by 1% of people, it would be worth 10 points, so there is very little way to intelligently work for a better score. It’s also been proven by research that the correlation between GAMSAT percentile and completion of medical degree, academic attainment and retention by the NHS is not statistically significant. There are 2 sitting a year and you have to do them at the specified time and place, making it very hard for someone working shifts (like Faith) to get that test done. To add insult to injury, it is £250 PER ATTEMPT and you have pay for practice exams. Let’s not even get into how Faith is supposed to study for a test that is 5 hours long and 1 section reading comprehension, 1 section essay questions and then a third section which is UNDERGRADUATE level biology and chemistry and A2 level physics with no practice material all while working full time and being a single mother.

Secondly- the course is not entirely funded by student finance. Each year is 9.5k and only about 60% of this is covered by student finance. The other 40% ish is covered by an NHS bursary- except for the first year. This means you need to come up with about 3.8k (from memory) in tuition fees to sit the first year. Your NHS bursary doesn’t kick in until you pass first year and go into year 2. Faith will be paid more than a ‘regular’ nurse, but 4 grand is not a small sum of money and would be hard for her to pull together.

Finally- this is not a course that is offered part time (if they keep her in this show and pretend that she’s doing it part time or, even worse, as evening classes, I am going to LOSE MY MIND) and it’s very, very hard to have a part time job because of the heavy work load and eventual placement shifts. My fist degree was a BA and I had a job the whole time, but I also had low contact hours and no placements to do. There are no bursaries for living costs that I could find and there is no way you could live off a student finance maint loan, if they even offer you one, especially when you’re supporting 2 kids. Faith would not only need to live somewhere with a university that offered GEM, pay for and do well in the GAMSAT and have 4k to pay tuition her first year, she would also have to be able to stop working for 4 whole years.

This is not something she would do over the course of a few weeks, she would be worrying about funding, about living, about the kids and having a menty b about the GAMSAT. casualty could make a really good point here about how someone who would succeed as a doctor, and has committed her entire working life thus far to the NHS, financially could not afford to retrain. Instead I’m sure they are going to take the ‘night classes’ route and I am, in fact, going to LOSE MY MIND

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[jerzwriter]

Reset - Character Profiles: Kaycee MacClennan

She pulled the last two sweaters from the drawer and threw them into her suitcase, anger, and determination evident in her tear-filled eyes. She had almost tuned his voice out as she locked her luggage shut... almost... yet he always found a way to seep in.

"Do you think the world is this shitty neighborhood? Or your pathetic excuse of a school? You're a star here! The great Kaycee MacClennan! Congratulations! You're the queen of a bunch of losers. Do you think that's going to carry over out there? Once you're sitting with those Ivy League brats, you're going to learn just how small you are. And when you have a ton of debt and no degree to show for it, don't look to me for any help!"

Her body trembled as a myriad of emotions swirled inside her. This had been her life's story. Dream, build, succeed... get knocked down. But that ended today. Finally, the emotion that won the battle was outrage. Outrage that fueled her and would see her through, there was no surrendering. She turned to him with steely resolve.

"Look to you for help?" she mocked. "Well, that would be a first, wouldn't it? I learned long ago that would never come from you. I'm not where I am right now because of you... I'm here in spite of you... and if you think I can't hack it? Just watch me!"

All characters will have somewhat different backgrounds in this universe. Learn more about Kaycee's below.

Kaycee was born and raised in a poor area of Philadelphia.

Her parents divorced when she was a toddler, and she was raised by her single mother, Rose.

Rose loved Kaycee and tried to do her best for her, but she lacked direction herself. Her religious family chastised her for being divorced. Kaycee was largely on her own as her mother worked two and three jobs just to keep them afloat.

Her father, David, showed up every so often, usually to make a mess and then leave. Rose allowed him to see Kaycee out of fear and because her patriarchal family's values had her convinced she'd be a bad person if she didn't let Kaycee see her father.

From a young age, Kaycee realized the only way out was to study hard and get a good education. Her third-grade teacher because a quasi-parent. Their help and encouragement really pushed her through.

She was accepted at Dartmouth University in New Hampshire, and although she only received a partial scholarship, she secured loans to ensure she could attend. After graduating at the top of her class, she attended Harvard Medical School, where she placed fifth in her graduating class. She was brilliant but began her career saddled with debt.

Kaycee's romantic history was tumultuous. Desperate to find love and acceptance, she often sought it in the arms of those who were not good for her. Some relationships were emotionally abusive, and by the time she was in Med School, she had sworn off any serious relationships. If it were to happen, it would be in the distant future. Her eyes were on the prize, which was her MD.

Kaycee's dream was to complete her residency at Edenbrook, and she was delighted when she was accepted. She never expected it to be such a turbulent time.

Her personality is warm and kind but guarded. But whereas she displays confidence and ability beyond her years in her career, she can be very self-conscious and insecure in her personal life. She tries to keep people at arm's length but still lets them in too quickly, often getting burned.

The connection between her and Ethan was instantaneous, and they bonded personally and professionally during her intern year. We'll learn a bit more about that year in flashbacks throughout the series.

She's devastated when he leaves without a word, and she is desperate to put a plan in motion to secure their chance for a future when he returns. Her impulsive decisions are not in her best interest, and she has to pay the price. She believes Ethan never loved her, but there is much that she doesn't know.

Tagging in reblog.

[boltedfruit]

Employment Struggles

I'm going to do something shocking and use this as an actual blog post.

I am SO sick and tired of applying to jobs, only to be ignored completed, or even worse the interview is scheduled and then the role is filled before I can interview. Today the interview was cancelled a minute before the scheduled time. Then the person who would be interviewing me ignored me on email and phone.

I am mentally exhausted. I am broke all the time. I don't get unemployment because I've never been eligible for it. The only good thing about this is that I have full healthcare coverage and food stamps.

I am a medical assistant with experience, I am a certified professional medical coder with internship experience, I have experience in retail, yet I cannot even get a call back from McDonald's, let alone a good healthcare job.

I've considered becoming a behavioral health tech, but I just truly don't want to be hit/bitten at work. I also couldn't deal with the families of children disagreeing with a preset therapy plan while I'm physically stuck in their home. The other options I was looking at was security, or 911 dispatcher, but dispatch classes are few and far between into next year, and also expensive. And security can be dangerous.

At this point, being 30 and just defeated by how unsuccessful I am in life, I am considering going to a trade school. Like welding. Or automobile tech or something that is actually in demand. There is literally no other options for me and I'm literally five minutes outside of San Francisco. I am mildly considering an IT course, but tech is so unstable and unsafe while also being over saturated right now and I don't trust it. But then, you have to deal with stereotypical personalities in 'conservative' trade jobs too. The other risk is I spend time and money doing a trade school and then no one wants to hire me (like I've done twice now). I don't know what to do.

The trades I'm considering:

Electrician

Welder (part of machinist trade) (honestly this is most appealing to me)

Aircraft Maintenance Technology (Can't hurt with SFO next to me and their planes literally falling to pieces in the sky every week)

HVAC (still don't really understand what this job even is)

The guilt I'm feeling is that I am about to finish my BA in psychology next month, and I'm waiting to hear back from the two colleges I applied to for a Master's to become a therapist. If I get in to my top choice, that's $60k+ I'll need to fund. If I get into the state school, which is slim, that's likely covered by school loans, but I'll still want to make some kind of income for three years I'm in the program. If I don't get into either program, then my last choices are: work while getting med school pre-reqs done, or work while doing an online MFT program (which I really don't want to do an online only program but if it's accredited at the end of the day I don't care.) The online only school would also be $60k+ so I'd need to work regardless.

I'm feeling guilty too because I've never been the fanartist who can drop a new print and have thousands of followers want it. I can't make money that way. Commissions have always been my most lucrative offering as an artist, but it's often mentally very taxing. It's also unstable. I don't have a lot of followers to drum up a successful pays-my-rent-every-month Patreon, and with the way of algorithms and sites are these days, I likely won't ever. I'm not trying to complain for sympathy, but this is just how it's been for me.

I know it's stupid to feel guilty for things like this, but I just am in this nebulous space between being apparently unemployable while also not being unemployable enough to receive livable benefits while continuing job hunting.

So I guess I'm looking for opinions on trade professions. I'm trans, but I pass masc in public save for my voice really. I also am not the kind of person to wear pride pins or color my hair rainbow, which would draw attention that way. I'm not too concerned about mean people in a trade job, because honestly the rudest people I've worked with have been in healthcare anyway. And a trade job would mean no customer service positions/working with my hands, which requires little mental gymnastics.

Also pointless, but true, I keep thinking of Debbie in Shameless getting her welder certification after becoming a teen parent.

I guess the takeaway here is, I'm more willing to be hurt on the job by a machine mistake on my part than I am willing to be hurt by other people assaulting me (very real in healthcare jobs/security) while working.

What do you think?