#Loans for Medical Professionals

[levelfinancingblog]

Personal Loans for Medical Professionals: A Comprehensive Guide

Medical professionals, including doctors, dentists, and veterinarians, often face unique financial challenges due to the high cost of education and the demands of their profession. Personal loans can be a valuable tool for medical professionals to manage their finances, whether it's covering unexpected expenses, consolidating debt, or investing in their practices. In this article, we'll explore the benefits of personal loans for medical professionals and what they should consider before applying.

Benefits of Personal Loans for Medical Professionals

Quick Access to Funds: Personal loans provide medical professionals with quick access to funds, making them ideal for covering unexpected expenses or emergencies.

Flexible Use: Unlike specific-purpose loans, such as practice loans or student loans, personal loans can be used for any purpose, giving medical professionals the flexibility to use the funds as needed.

Consolidating Debt: Medical professionals with multiple debts, such as student loans or credit card debt, can use a personal loan to consolidate their debts into a single monthly payment, potentially reducing their overall interest rate and simplifying their finances.

Competitive Interest Rates: Depending on their creditworthiness, medical professionals may qualify for personal loans with competitive interest rates, making them a cost-effective option for borrowing.

Improving Credit Score: Successfully repaying a personal loan can help medical professionals improve their credit score, which can benefit them in future loan applications.

Factors to Consider Before Applying

Before applying for a personal loan, medical professionals should consider the following factors:

Credit Score: A higher credit score can increase the likelihood of approval and qualify medical professionals for lower interest rates. Medical professionals should review their credit report and address any errors before applying.

Loan Terms: Medical professionals should compare loan offers from multiple lenders to find the most favorable terms, including interest rates, repayment terms, and fees.

Financial Situation: Medical professionals should assess their financial situation, including their income, expenses, and existing debt, to determine how much they can afford to borrow and repay each month.

Purpose of the Loan: Medical professionals should have a clear understanding of why they need the loan and how they plan to use the funds to ensure they borrow responsibly.

Repayment Plan: Medical professionals should have a repayment plan in place to ensure they can comfortably make their monthly loan payments without financial strain.

Conclusion

Personal loans can be a valuable financial tool for medical professionals, providing quick access to funds for various purposes. However, medical professionals should carefully consider their financial situation and the terms of the loan before applying to ensure they can borrow responsibly and repay the loan on time. By understanding how personal loans work and what factors to consider, medical professionals can make informed decisions about borrowing and manage their finances more effectively.

[sfsolutionsllc]

Choosing the Right Consumer Collection Agency: What Makes Them Stand Out?

Consumer collection agencies play a crucial role in helping businesses recover debts while maintaining healthy customer relationships. For companies struggling with unpaid accounts, partnering with a reliable collection agency can be a game-changer, offering both financial relief and peace of mind. However, with so many agencies available, it can be challenging to identify the one that best meets your needs. To make an informed decision, it's essential to understand the factors that set a top-tier consumer collection agency apart from the rest.

Expertise in Consumer Debt Recovery

This encompasses their ability to handle a wide range of consumer debts, from credit card delinquencies to unpaid loans and utility bills. An experienced consumer collection agency will have the knowledge to navigate complex financial regulations, ensuring that their collection methods comply with legal requirements while maximizing the chances of successful debt recovery.

Compliance with Industry Regulations

Consumer debt collection is a highly regulated field, with strict laws designed to protect consumers from unethical practices. The Fair Debt Collection Practices Act (FDCPA) and similar regulations ensure that collection agencies treat consumers fairly and refrain from using aggressive or abusive tactics. A reputable consumer collection agency will place compliance at the forefront of its operations, ensuring that all its practices align with both federal and state laws.

Effective Communication and Negotiation Skills

One of the most impressive attributes of a top consumer collection agency is their ability to communicate effectively with debtors. Instead of using aggressive tactics, leading agencies rely on professional and respectful communication to engage with consumers, helping them understand their obligations while offering practical solutions for repayment.

Technology-Driven Solutions

In today’s digital age, technology plays a vital role in streamlining the debt collection process. A consumer collection agency that leverages advanced technology can offer significant advantages over those that rely solely on traditional methods. Automated systems, data analytics, and customer relationship management (CRM) software can help agencies track debts more efficiently, prioritize accounts based on the likelihood of recovery, and optimize their communication strategies.

Focus on Long-Term Partnerships

A distinguishing feature of the best consumer collection agencies is their focus on building long-term partnerships with the businesses they serve. Rather than viewing debt collection as a one-time transaction, these agencies aim to establish lasting relationships based on trust, communication, and mutual success. By fostering strong connections with their clients, agencies can develop a deep understanding of their needs and deliver more consistent results over time.

Selecting the right consumer collection agency is a critical decision that can have a lasting impact on a business's financial health and customer relationships. By considering impressive factors such as expertise, compliance, communication skills, technology-driven solutions, tailored strategies, and reputation, businesses can ensure they partner with an experienced consumer collection agency that not only recovers debts efficiently but also aligns with their values and goals.

[hatchfinancialservices]

Top Tips for Medical Professionals Seeking the Best Home Loans

Explore essential advice tailored for medical professionals seeking optimal home loans. Our comprehensive guide covers everything you need to know about securing the best home loans for medical professionals. From specialized financing options to strategic tips for maximizing affordability and benefits, trust our expertise to streamline your home buying journey. Discover how you can achieve your homeownership goals with tailored solutions designed for healthcare professionals.

[investingdrone]

How To Qualify Professional Mortgage Loan Programs In 2024?

Professional mortgage loans are designed for young professionals like you, even if you have a lot of debt compared to your income (DTI) or need a larger loan for the house (LTV). These loans help doctors, lawyers, and other high-earning professionals achieve their dream of homeownership. These programs understand you might have high student loans but also have a bright future with a good salary.…

[ifindtaxpro]

🩺 Are you a healthcare practitioner? Discover specialized tax planning strategies designed just for you. From deductions to retirement options, this guide has you covered. Secure your financial future! 💰🌡️ #TaxPlanning #MedicalProfessionals #Finance 📊💉

[loantrivia]

Exploring the Benefits of Indemnity Insurance: Making Informed Decisions

As increased patient awareness and the rise of social media have made it easier to lodge complaints against doctors, the need for medical practitioners to take out indemnity insurance is on the rise in India. According to IndiQube, insurance awareness among doctors has grown since the Covid-19 pandemic began, and its range of indemnity insurance policies purchased by medical personnel has risen…

[slyandthefamilybook]

since we now know that all those "my blog is safe for Jewish people" posts are bullshit, here are some Jewish organizations you can donate to if you actually want to prove you support Jews. put up or shut up

FIGHTING HUNGER

Masbia - Kosher soup kitchens in New York

MAZON - Practices and promotes a multifaceted approach to hunger relief, recognizing the importance of responding to hungry peoples' immediate need for nutrition and sustenance while also working to advance long-term solutions

Tomchei Shabbos - Provides food and other supplies so that poor Jews can celebrate the Sabbath and the Jewish holidays

FINANCIAL AID

Ahavas Yisrael - Providing aid for low-income Jews in Baltimore

Hebrew Free Loan Society - Provides interest-free loans to low-income Jews in New York and more

GLOBAL AID

American Jewish Joint Distribution Committee - Offers aid to Jewish populations in Central and Eastern Europe as well as in the Middle East through a network of social and community assistance programs. In addition, the JDC contributes millions of dollars in disaster relief and development assistance to non-Jewish communities

American Jewish World Service - Fighting poverty and advancing human rights around the world

Hebrew Immigrant Aid Society - Providing aid to immigrants and refugees around the world

Jewish World Watch - Dedicated to fighting genocides around the world

MEDICAL AID

Sharsheret - Support for cancer patients, especially breast cancer

SOCIAL SERVICES

The Aleph Institute - Provides support and supplies for Jews in prison and their families, and helps Jewish convicts reintegrate into society

Bet Tzedek - Free legal services in LA

Bikur Cholim - Providing support including kosher food for Jews who have been hospitalized in the US, Australia, Canada, Brazil, and Israel

Blue Card Fund - Critical aid for holocaust survivors

Chai Lifeline - An org that's very close to my heart. They help families with members with disabilities in Baltimore

Chana - Support network for Jews in Baltimore facing domestic violence, sexual abuse, and elder abuse

Community Alliance for Jewish-Affiliated Cemetaries - Care of abandoned and at-risk Jewish cemetaries

Crown Heights Central Jewish Community Council - Provides services to community residents including assistance to the elderly, housing, employment and job training, youth services, and a food bank

Hands On Tzedakah - Supports essential safety-net programs addressing hunger, poverty, health care and disaster relief, as well as scholarship support to students in need

Hebrew Free Burial Association

Jewish Board of Family and Children's Services - Programs include early childhood and learning, children and adolescent services, mental health outpatient clinics for teenagers, people living with developmental disabilities, adults living with mental illness, domestic violence and preventive services, housing, Jewish community services, counseling, volunteering, and professional and leadership development

Jewish Caring Network - Providing aid for families facing serious illnesses

Jewish Family Service - Food security, housing stability, mental health counseling, aging care, employment support, refugee resettlement, chaplaincy, and disability services

Jewish Relief Agency - Serving low-income families in Philadelphia

Jewish Social Services Agency - Supporting people’s mental health, helping people with disabilities find meaningful jobs, caring for older adults so they can safely age at home, and offering dignity and comfort to hospice patients

Jewish Women's Foundation Metropolitan Chicago - Aiding Jewish women in Chicago

Metropolitan Council on Jewish Poverty - Crisis intervention and family violence services, housing development funds, food programs, career services, and home services

Misaskim - Jewish death and burial services

Our Place - Mentoring troubled Jewish adolescents and to bring awareness of substance abuse to teens and children

Tiferes Golda - Special education for Jewish girls in Baltimore

Yachad - Support for Jews with disabilities

[clonerightsagenda]

Thank you for applying for a library card!

We are a large metropolitan library with twelve branches here in the city and a consortial agreement with ninety-seven different timelines (and counting). Your card is your ticket to our physical and digital collections, where we have something for everyone.

You’ve indicated that you are licensed for time travel and regularly travel in time or between timelines for work purposes, so you are eligible for our trans-timeline borrower’s card. Please read this document carefully to ensure you’re using your new card to its fullest potential and in compliance with library policy.

Our services:

The library has a floating collection, meaning items remain at the branch where they were returned rather than being sent back to the lending branch. However, we do return inter-timeline loans to their home universe to minimize temporal strain. If you’re browsing the shelves and see a book phasing in and out of existence, alert an employee. It’s probably misshelved.  

Our new online system allows you to keep the same login information in all timelines. No more keeping track of dozens of passwords! If you previously created multiple logins tied to one card, visit the circulation desk, and we’ll merge your accounts for you. No, this will not make you responsible for alternate selves’ outstanding fines, and any version of yourself telling you that is lying to you.

You asked, and we listened. Our new online catalog displays reviews from patrons from all relevant timelines on items exceeding a 90% similarity score. We request that patrons keep debates over the superiority of their timeline’s version to venues other than our catalog.

Although our staff members are not medical professionals, they have been trained to recognize signs of temporal instability. If you are experiencing characteristic symptoms (faintness, disorientation, physical and/or mental age changes, etc.), a staff member can administer grounding agents until emergency services arrive.

The library has a robust inter-timeline loan system. If you’re looking for a book or article not published in this timeline, fill out our online form or ask at the circulation desk. The average wait time for an ITL request is five business days. That’s shortened to three if you’re requesting an item stored at the James Patterson Interdimensional Warehouse. (Note: This estimate may change as the warehouse continues to expand under its own power, or if our courier gets lost there.)

Our policies:

We do not accept returns before the publication date (month and year). Cataloging books paradoxically created through stable time loops gets too complicated. You can check a book’s month of publication in a review journal like Booklist, which we make available online and in our non-circulating magazine collection.

We’ve recently gone fine-free in this timeline, meaning we no longer charge fees for overdue books. This policy varies between consortium timelines depending on whether certain people on the board of directors have retired yet.

If a book is damaged beyond repair, lost in a Time Hole, or overwritten out of existence by timeline changes, you will be responsible for the replacement cost or a flat fee of $30, whichever is lower. We do not recommend attempting to rewrite time to avoid losing or damaging the book, as we would prefer to purchase a new copy rather than tear a hole in the fabric of reality.

Patrons may use our computers for two hours. You can extend this time if there are no other patrons waiting. Show respect to other library users and do not abuse time travel to circumvent the policy when there is high demand. We will notice if there are two of you at our computing stations. Yes, even if one of you is wearing a funny hat.

The library values your privacy. We will not disclose account information or the content of reference transactions to anyone, including alternate versions of the account holder. The library also does not keep a record of the materials you check out. However, some of our databases do track user data. If you need to conceal your presence in this timeline to avoid paradoxes, the Time Cops, or your ex, we keep a collection of electronic resource licenses at the reference desk so you can judge which products to avoid.

Holder vs. Holder found that copyright protections extend across timelines and prior to publication, and copyright is exclusive to the iteration who created the work. Patrons attempting to copy library materials and publish them under their own name will have their cards revoked, even if they created the material in another timeline. This policy was adopted after consultation with our legal team. Trans-timeline copyright enforcement is very aggressive.

The library respects the personhood and autonomy of patrons no matter their timeline of origin. However, this respect is not always universal. If you need to know what the laws are for time travelers/alternate selves/dimension-hoppers/“timeclones”/etc. in this dimension (or the terminology used to refer to them), stop by the reference desk.

Violence is against library policy. If you are about to battle your alternate self from another timeline because you ran into each other in the cookbook section, take it to the parking lot.

In conclusion:

Libraries are committed to free access to information, and with the resources of dozens of timelines available to us, our mission has only gotten bigger. In fact, we’re hiring! If you’re looking for somewhere new to apply your time travel certification, we’re looking for team members in our inter-timeline loan department. Entry-level courier positions do not require an MLIS. Familiarity with James Patterson is a plus.

We can’t wait to see you in our library. (Maybe we already have.)  

[evilminji]

Back at it again with the BNHA crossover Ponderings!

Nedzu is LITERALLY one of THE smartest beings on the planet, right? Like... he's probably on some internationally recognized list of Top Planetary IQs? Which is why Japan let's him get away with so much?

Cause they REALLY fucked him over, he has the power to leave, and that would be really, REALLY bad Brain Drain wise/politically for the Japanese Government? (Also pls don't become a Supervillian we literally can not afford that, Mr. Nedzu Sir? Etc etc)

You think he has... like? Chats? With the OTHER top intellects? Some kid in Siberia with the New Super Intelligence Quirk his parents can't begin to even handle, gets put in history's WEIRDEST group chat? I like to think so.

But the REASON I ask this?

What hero do you call? For Weird Shit in international waters?

Suspicious, floating, weirdly two dimensional and HIGHLY radioactive... corrosive... green goop? Rings? Orbs? CAN it be an orb if it's two dimensional? It certainly LOOKS like there is depth to it... somehow...

A THING. In the sky.

Shouldn't be there, man. This is a shipping lane. It's scaring the people on passing ships. No one knows what Quirk could have made this. Might be a trafficking victim's call for help. Might be a first Quirk Use mishap. They need to know what it IS and how to get rid of it.

They go the normal routes first. Doesn't work. Okay, call in some professionals. Kinda pricey, but no big. Right? Doesn't work. Okaaaay, call in a SPECIALIST. REAL pricey, but this thing is holding up international trade, making people in fancy ass suit all Nervous(TM).

Doesn't Work.

Specialist tells um to not to bother with calling anyone else on their normal list. Is looking at the green goo like it spat on his mother and called his dog a whore. They would prefer he NOT make that facial expression. That is a facial expression that will get them yelled at by their bosses. Fuck(TM).

Now Politics(TM) are involved. People want to STUDY the green goo. Harness it for dubious and unknown green goo experiments. Poke it with their Quirk to see what'll happen. There's fuckin REPORTER with no concept of self-preservation, trying to get CLOSER to the RADIOACTIVE POISON GOO.

Fuckin Heros have shown up.

Why are you bastards even HERE. What? Are you peacocks gonna PUNCH it? Get off their rig! Stop posing in front of the GOO!

Then? Oh thank GOD. The SMART people show up. Certified, highest grade, triple refined, PREMIUM Nerds(TM). The WAY above our pay grade folks. We're SAVED! Can we PLEASE go home now? We are just ocean cleaners! Our job is debris! Not weird GOO!

Enter, stage Super Cool Helicopters? The Elite Nerds of Earth. Of which Nedzu is one. Since Japan is closest. And it's a school weekend! He had some time.

And?

Ha ha... Thanks, he hates it! Nedzu's stoat brain is SCREAMING and he wants NOTHING to do with...? What he is somehow CERTAIN is a floating pit of Death! Interesting effect. Anyone getting that or just him?

Then? Some hot head on loan to Korea from the states? Spots something. SomeONE. And does he TELL the newly arrived professionals? So they may do a risk assessment? Figure out a way to rescue this individual SAFELY? Of course not!

Said hot head has supposedly indescribable chains! So he just flings them rights on in! Grabbing the boy from the center of the portal, pulling him free, and in the process? Immediately destabilizing it. Causing it to collapse down towards everyone bellow.

He also then proceeds to DROP the young lad, in his alarm at this entirely predictable outcome.

Right. Into. The Ocean.

A boy, who is dressed in filthy medical scrubs, haunting familiar in a way nothing should EVER be again, and entirely unconscious. Plunge down into the briny deeps and bitter cold. Alone. Abandoned. Death, thick and viscous, losing form and raining down like bile.

Everyone saving themselves.

Ah, he rather liked this suit.

The salt water ruins it. The droplets of Green, burn like molten glass each time they touch him. He will likely have at least a few new scars, after today. Assuming this is not the end of him. But he swims fast. The boy sinking slower then his size would suggest he should. He grabs hold and arcs, dragging them both from beneath the fallout of yet another humans hubris.

He does not stop swimming. Not until he knows he is near the helicopter. He is thankful, that he dragged Aizawa along. The man takes one look at his serious expression, the state of his rescued young friend, and merely hauls them both out of the water and into the machine.

Time to go.

They saw nothing, it seems. And there is nothing to be found.

The boy does not wake. Not for quite a while. Long enough, that Nedzu, perhaps unwisely, has grown attached. Is considering adoption. If only too terrorize a few goverment bodies. And... well... the boy will need some who UNDERSTANDS. And the scars paint a very specific sort of tale. But first, the most important question, when beginning these things...

"Tea? Or would you prefer coffee?"

@the-witchhunter @mutable-manifestation @hypewinter @hdgnj

[readychilledwine]

Breathplay

✨️Kink Education with Elizabeth✨️

If you're looking to add danger to your sex life, look no further.

Erotic asphyxiation, or breath play, is one of the most dangerous kinks in the BDSM community. Breathplay is the act of cutting off air supply during sex with the goal of achieving a more intense orgasm. There's mild forms of breathplay (hand or elbow around throat, closing partner's nose off during oral), less mild (forcing head into pillows or objects, hoods specifically designed for breathplay), to extreme (use of plastic wrap or plastic bags, waterboarding, forcing your partner's head into a body of water) and none of them are 100% safe.

Breathplay is dangerous for anyone, but if you have an underlying health condition, especially one involving your heart or lungs, it's best to possibly avoid this form of play. You can enjoy a hand necklace without the pressure, don't worry.

This form of kink play is not recommended by any medical professional nor sex therapists.

Please play safely💜

💕Peep the Valentine's Day list here💕

As always, NSFW below cut.

Rowan Whitethorn x Reader

Warnings - I picture Rowan as a mean daddy dom with a masochistic streak, oral m receiving, p in v, reader passes out, references to her being passed around the Cadre, references to forced submission, hints of degradtion, unedited because I was running a little behind today 🫣

Rowan’s head fell back, a soft grunt falling from his lips as he seated himself all way into your throat. One hand had you back the back of your neck, forcing you where he wanted you for as long as he wanted you.

Breathing was becoming difficult, vision blurring slightly as you did everything you could to take a deep breath with your air way constricted the way it was. “Struggling whore?” You felt yourself clench at his words, at the deep graveled tone of his voice.

Rowan was never gentle with you. He was strict, demanding, and a masochist. He enjoyed watching you struggle, seeing you in pain and begging. He loved watching you cry as he pounded into you withholding orgasm after orgasm until you were so over stimulated you could do nothing but lay there, pliant to his pleasure.

You knew he cared for you, but you were his small fraction of peace in this fucked up world. One he so desperately was fighting tooth and nail to make better.

You weren't a warrior, you weren't blessed with healing magic. You were just a simple fae female. Well, as simple as a female capable of shifting into any form could be.

You were his spy. A spy damn near useless for anything but scouting, but still a spy.

Besides, he found use for you. So many uses actually.

His personal lap pet.

His personal whore.

His personal toy he could loan out to his brothers when they needed stress relief.

Right now, though, your biggest use was being his.

He pulled out slightly, grip on the sides of your neck tightening as his other hand came to hold your nose shut. “If you are struggling this early, how am I supposed to have fun with you?” The lack of air was getting to you. You knew you could tap his leg twice, and it would stop, but you wanted to desperately please him, to be of service. “Such an eager slut. You are lucky I can tell you need to breathe, y/n.” He pulled out completely, letting go of your nose. He forced you up, hand moving to the front of your throat as you gasped for air.

Precious life giving air.

He pulled you to his lips, a messy harsh kiss cutting air back off for a second as his grip tightened again.

This wasn't fully what you had in mind when he said he wanted to try something new, something Fenrys told them he had tried recently.

You would have to talk to the wolf about his reckless endangerment of himself later.

Rowan turned you, letting go long enough to force you down on the bed, forcing you hips up slightly. “Such a pretty cunt,” he slapped your core, watching in sadistic glee as as you screamed and wiggled, wetness now spreading and dripping. “All mine, isn't she?” He shoved your head into the pillow, forcing you into shocked silence.

Forcing you to be unable to answer him. “I asked you a question. Is this pussy mine?” You could hear the smirk in his voice, hear him planning on how he'd punish you.

You felt the slaps land. Three consecutive slaps right to your aching needy center.

Your moans were muffled by the pillow. You tried taking a deep breath to still your body and calm back down, but your airways were mostly blocked again.

4 more slaps came before two thick fingers plunged into you. Rowan growled behind you. “Wyrd, you are so tight. You'd like after this long we would have ruined your holes by now.” He began pulling them in and out at a blinding speed, hand still holding you in the pillows.

Your vision was going black again, mind racing as it pleaded for oxygen.

His fingers curled, and out of nowhere, an orgasm tore through you, ripping a scream of his name and the rest of the oxygen from your lungs. Rowan was silent behind you, hand moving to your hair to pull you up.

“Status?”

You shook your head, throat so sore and body needing air so badly you couldn't answer. You tapped the bed once, a code you normally only used when your lips were wrapped around his throat to indicate you needed him to slow down.

“I figured. You have never done that. You have never come without my permission.” Rowan removed his fingers from you, wiping them on the bed. He went behind you, holding your hips in his hands.

You knew he'd be gentle for a bit as his cock entered your soft walls slowly inch by inch. He took you slowly, a finger playing with your clit until you were calm again, body welcoming and swallowing him.

You relaxed, enjoy each roll of his hips as it sent a wave and wave of pleasure through you. Of the Cadre, he would always be your favorite. His length filled every inch of you so perfectly, so snugly, sex with him felt more like a puzzle finally finding its last piece than it did the obligation you were actually sent to them to fulfill. "Daddy," you moaned out, hips meeting his in a practiced dance. "So good, Daddy."

He groaned behind you. "I know, princess. Daddy's cock always makes you so wet." His hand found the back of your neck again. "Take a deep breath, princess."

He was pounding into you with in second, head forced back into the pillows as he did. You felt your hands curling at the sheets as you writhed moaning and crying below him.

It felt so fucking good. Better than normal, actually. It was as if your body was too lost on where to focus, fighting for air or relaxing and enjoying the way Rowan was ripping you apart.

You felt yourself becoming lightheaded, body softening. Rowan, misunderstanding, smiled, thinking you had fallen into his favorite overestimated dick drunken state. Your vision was filled with black dots, mind focusing on the sounds of him above you. Of his moans, his groans, the growls.

Rowan felt the moment he lost you, pulling himself out of you and flipping you as quickly as he could. "Fuck! Princess, I need you to come back to me," he started rubbing your sternum, eyes wide as he took in your face.

Your beautiful face where blood vessels had ruptured as your body struggled.

Struggled because of him.

He had almost killed you.

And you had almost let him.

He didn't know if he was angry, aroused by your complete trust in him, or just scared, but that first breath, that gasp you took before your body shook in his arms, tears falling. He laid you back down, hovering above your face and stroking your hair back. "Deep breath, y/n. There you go. Good girl."

You were met with light and green eyes staring down at you. "What happened?"

Rowan kissed your brow. "You did not use our fucking safe word or tap system is what happened. I almost fucking killed you."

You smiled below him, eyes closing again. "Felt so good. I wanted you to keep going."

Rowan’s forehead fell to yours, a rare full smile on his face. "Only you would pick dying with my cock inside of you over having to take a quick break."

He heard you moan, lips tugging up at the idea. "I would die a happy female if I died on your cock. Seems like the best way to die, actually. You buried so deep inside me, using me, body spent from pleasure."

He kissed your temple. "You will be punished for this later. Rest, my love."

"Are you sure you want to wait?"

Brows went up as he shook his head at you. "I will be bringing help with me to keep your mouth shut. Rest and prepare, princess."

General Taglist:

@hnyclover @glitterypirateduck @slytherinindisguise @mischiefmanager @bloodicka @starsinyourseyes @the-sweet-psycho

@mariahoedt @rinalouu @sarawritestories @starryhiraeth @starswholistenanddreamsanswered

Valentines Day Taglist :

@sfhsgrad-blog @amara-moonlight @eternallyelvish @novaksangel @teenageeggscissorslawyer @thisblogisaboutabook @azriels-shadowsinger @amygdtjhddzvb

@justasillylittlegoofyguy @avajustreads

@littlestw01f @azriels-shadowsinger

[goldenseresinretriever]

Snitches Get Stitches: Prologue

Pairing: Jake "Hangman" Seresin x Reader

Part of the San Diego Dogfighters universe

Summary: Jake Seresin, golden boy of the NHL and Captain of the Dallas Stars makes headlines when he unexpectedly signs with newly-formed San Diego Dogfighters. When your future seems at the verge of crashing down, you receive the opportunity of a lifetime to become the team physician for the Dogfighters. You never expected to be working directly with your favorite hockey player. Jake has a secret and you have a job to do. Will he be able to trust you enough to help and will you be able to trust him with your heart?

Series CW: 18+ ONLY, swearing, car accident, suggestive language, medical inaccuracies, hockey inaccuracies etc. No use of Y/N.

Word Count: 1.3k

A/N: This is a repost of my completed series, Snitches Get Stitches. It was originally posted in October-November 2023, and was lost when my blog was deleted.

Series Masterlist // Next Chapter

Two weeks out from the end of your fellowship should have felt better. Fifteen years of work and you were so close to the finish line that you could taste it. You’d worked your ass off, topped your classes over and over, sacrificing every bit of your social life, sleep, and general welfare to guarantee that you’d have your choice of job once you came out the other end, and you had. That was at least until three months ago when everything came crashing down. A misunderstanding, a miscalculation, something that felt so far beyond your control and the past fifteen years had been swept out from under your feet. Now you refreshed your email in desperation instead of excitement. You were sitting on a dragon’s hoard of student loans and not a single job offer. The downside of being at one of the top fellowship programs in the country was ironically the same as the upside, they were extremely well-connected. As a result, you were basically blacklisted by every potential employer.

Anyone else would question how you did it, getting out of bed like nothing was wrong and going to your fellowship with a professional smile plastered on your face as if everything was right with the world and you’d be on your way to the first day of your dream job in just two short weeks. It turns out that delusion is highly motivating. You’d refresh your email every morning as if an offer was going to suddenly appear, then go about your day as if maybe this evening something would show. At least that’s how most days went. Today everything that could have gone wrong, had. Your alarm hadn’t gone off because your phone was dead, your charging cord seemingly having given up its last breath sometime over the last twenty-four hours. Then the hot water had been out, for the third time this month, so you were shivering like a drowned sewer rat as you hauled yourself into your car, running too late to make your tea.

Even the Anaheim sun couldn’t seem to warm you as you pulled onto the highway toward Los Angeles. Not even five minutes later a piercing chime sounded through the vehicle and your dismayed gaze fell on your gas light, shining bright since last night, when you had been far too exhausted to brave a seedy gas station in the dark, relegating it as a “tomorrow problem.” Tomorrow was here and you swore defeatedly as you made your way to the next exit, issuing irritated commands at your phone to find the nearest gas station. You swore your whole attention was on the road as you did your best to follow the monotone directions from your speakers as you pulled into the gas station when the motorcycle flashed across your field of vision, fast but not fast enough. You screamed as your brain caught up to the sight in front of you. You don’t remember putting the car into park in the middle of the entry to the gas station and vaulting out of the vehicle, burying your panic as you go into doctor mode, rushing to the aid of the driver sitting up on the asphalt.

“Oh my god, I’m so sorry, sir are you alright? I’m a doctor.” You sputtered as he turned to look at you, a rueful smile on his face.

“Oh, no worries, Doc, I’m all good.” He scratched the back of his neck as he looked over to his motorcycle which lay abandoned a few feet away. “I need to remember I’m not twenty-five anymore.”

“Sir I’m afraid I’m going to have to insist that I check to see if you have a concussion.” You glanced around, searching for something. “Especially since you weren’t wearing a helmet.” You couldn’t help the annoyed purse of your lips. He chuckled, nodding as you squat down next to him, fiddling with your phone to turn on the flashlight.

“So, you’re a doctor, huh kid? What kind, if you don’t mind me asking?”

“Sports medicine, and I mean yes I’m a doctor, I’ve graduated from medical school, but I’m still finishing up my fellowship so I’m not employed as one yet per se.” You sat back on your heels, satisfied that he really was alright. His eyes brightened at your words.

“Sports medicine? What sport are you working with?”

“I’ve worked with a bunch of different ones through my fellowship but my dream job is hockey.” If you ever got a job that was.

His face split into a huge grin. “You don’t say? When do you finish your fellowship?”

“Two weeks… why?” You suddenly remembered that this man was a total stranger as his questions became more specific. It was at that moment that your brain finally exited doctor mode that you realized that he was in fact not a total stranger, not really and you recognized exactly who was sitting on the concrete not even five feet from you. “Oh my fucking god, you’re Pete Mitchell.” The words tumbled out of your mouth in a rush before you could stop them. He barked out a laugh as he extended a dusty hand to you.

“The one and only.” You stared at his hand like you were wondering if it was safe to touch, which is ridiculous. You worked with star athletes for a living and you’ve never gotten star-struck. But that was within the four walls of your job, where you were completely and totally in doctor mode, not squatting in the driveway of a gas station. You shook your head, unsure of how long you’d left him hanging before taking his outstretched hand and shaking it, introducing yourself. “It feels ridiculous to ask, but are you an Anaheim fan?” He asked, flashing his signature grin. You flush, embarrassed.

“They’re my second favorite but my dad’s a ride-or-die.” Pete laughed at your brutal honesty. “But, I mean, everyone who’s everyone knows you.” You sputtered. “You have one of the longest records in the NHL. 26 years is a long time, and with three cups on top of that? You’re practically hockey royalty.” He smiled, seemingly amused with your floundering.

He stood then, helping you up with him. “Could I get your information?”

“Oh yeah, of course. I’m so sorry about your bike, is it good to drive?” You gave the abandoned motorcycle a worried look. “I’m sure my insurance can cover whatever repairs you need.”

“Oh, you don’t have to worry about that.” He shook his head gently, laying a fatherly hand on your arm. “I actually wanted to offer you a job. Well, an interview, I’m not actually authorized to offer you a job, not my department.”

“I mean I did hit you with my car, WAIT WHAT?” The full effect of his words hit you like a truck. He laughed again.

“Sweetheart, I promise you I can take care of the damages,” giving you his best I’m a multimillionaire retired athlete look. “And as for the job? I’m serious. You’re clearly responsible, professional, good in a crisis, and the team I’m working with is looking for a physician. Unless of course you’re already committed to another job?”

“No! Uh, no, no I’m not.” Shame crept up your neck. “I really appreciate this, Mr. Mitchell.” You stammered as you fumbled for your wallet and produced a business card that you offered to him, doing your best to hold back the tears of gratefulness threatening to fill your eyes.

“It’s not a problem at all, Doc. I’ll be in touch, and please, call me Mav.” He handed you a piece of paper in return and you stared down to see his signature scrawled across it with a brief note Congratulations on such a talented daughter. - Pete “Maverick” Mitchell “Tell your dad I said hi.” He said with a wink before turning away from you to his motorcycle. You stood there, frozen in shock as he got the bike upright and drove away with a wave. The moment he was out of view, the tears escaped your eyes. You’d been desperate for someone to take a chance on you, but never in your wildest dreams would you have expected that person would be Pete fucking Mitchell.

[she-is-ovarit]

I am on government insurance (Medicaid). Out of pocket, my psychologist's rate is $225 an hour. He went through a decade or more of school, obtained a PhD, and graduated with student loan debt. He didn't state how much, but I can imagine it's likely in the hundreds of thousands considering he still has this debt and graduated with his PhD in the early 2000s.

He shared with me that out of that $225 rate, he obtains about $25 from one Medicaid client's insurance company. The insurance company pockets the rest. My friend, another therapist, has a similar story. She makes $75 off of Medicaid clients usually when her rate out of pocket is $200.

Most therapists, psychologists, and psychiatrists are no longer accepting Medicaid/Medicare insurances because of this reason, which people who are poor are on. Over half of mental health professionals are no longer accepting insurance, period. I think we all understand that low-income people and low-income communities struggle the most with mental health issues, and if you are a person of color in the US you are more likely to be low-income. If you are a domestic violence survivor turned homeless because you left your significant other, you are also more likely to be on Medicaid. If you are a first generation student, you are most likely on Medicaid. If you are formerly incarcerated, you are most likely on Medicaid. And so on.

Additionally, if you are a human being of the female sex, you are far more likely to seek out therapy than someone of the male sex. Overwhelmingly men don't seek out therapy unless their female significant partner pleads with them, pressures them, or gives them an ultimatum which influences them to make an appointment. What does this mean when the vast majority of mass shooters, rapists, pedophiles, and domestic violence abusers are male?

Figure 2. Percentage of adults aged 18 and over who had received any mental health treatment, taken medication for their mental health, or received counseling or therapy from a mental health professional in the past 12 months, by sex: United States, 2019

Pair all of these details with the fact that mental health professionals are in such high demand right now, that even with private insurance the wait list is anywhere from three to six months out. Insurance agencies are business, and the corruption inherent. Many focus on prioritizing coverage for acute crisis rather than treating long term underlying conditions (which in turn prevents acute crises), don't provide coverage for co-occurring conditions, are advertising that more providers are accepting their insurance than there actually are, and are solely driven by financial interest.

I wonder how much domestic violence, sexual violence, child abuse, poverty, hate crimes, generational trauma, and overall suffering within individuals and in their societies can be reduced by valuing mental health and holding insurance companies accountable for their financial exploitation.

We talk about the US healthcare crisis without talking about the US mental health crisis.

[sfsolutionsllc]

Agency for Commercial Collections: The Key to Recovering Debts Efficiently

In the world of business, outstanding debts can often be a significant challenge, impacting cash flow and putting financial strain on operations. Companies, large and small, face the risk of non-payment from clients and customers, and when debts begin to accumulate, they can negatively affect profitability and growth. In such cases, hiring an agency for commercial collections becomes not only necessary but also a strategic decision. These agencies specialize in helping businesses recover their owed amounts, bringing expertise, professionalism, and legal knowledge to the process. Their ability to manage and streamline debt collection efforts makes them an indispensable asset for businesses across all industries.

What Is a Commercial Collection Agency?

A commercial collection agency is a professional service provider that focuses on recovering outstanding debts from businesses or individuals on behalf of another business. Agency for commercial collections specialize in business-to-business (B2B) collections, targeting companies that have defaulted on their payments for products or services rendered. Their role is to mediate between the creditor and the debtor, using ethical and legal means to ensure that debts are paid.

Efficiency and Expertise in Debt Recovery

One of the most impressive factors of a commercial collection agency is its efficiency. These agencies are staffed by professionals who are well-versed in the nuances of debt collection, and they know how to navigate the often complex and frustrating process of recovering payments. Their knowledge of the legal frameworks governing debt recovery ensures that every step of the process is compliant with regulations, reducing the risk of any legal complications that may arise from improper handling of debts.

Maintaining Professionalism and Relationships

Another standout feature of commercial collection agencies is their professionalism. Debt collection is a sensitive issue, and if not handled carefully, it can damage relationships between businesses and their clients. Agency for commercial collections is trained to approach debtors in a way that is respectful and professional, reducing the likelihood of conflict. Their goal is not to harass debtors but to work towards a solution that is satisfactory to both parties.

Legal Knowledge and Compliance

Debt collection is a heavily regulated field, and businesses that attempt to recover debts on their own may inadvertently violate the laws that govern the process. Commercial collection agencies have a thorough understanding of these laws, both at the state and federal levels, and they ensure that every aspect of their work is in compliance with legal standards.

In today’s fast-paced business environment, having outstanding debts can be detrimental to a company’s success. An Agency for commercial collections offers an invaluable service, providing expertise, efficiency, and professionalism in debt recovery. Their legal knowledge ensures that collections are handled in compliance with regulations, while their tailored strategies maximize the likelihood of successful payment.

[appalachiananarchist]

I have the most infuriating landlord. My saving grace is that he lives out of state so I rarely see him. It is with immense regret that I have to say he still tries to interact with me from time to time. His big thing right now is complaining about young people who are in financial distress "because of iPhones and expensive coffees." It is sickening when people like him assume financial strain is a result of poor life choices. I was already about 150K in medical debt before I graduated high school. I was going back through some of my financial statements and realized that I had a hospital stay a couple years ago that cost 300,000 dollars. Can you imagine what the average plan covers for a bill like that? What most people would be stuck owing over a medical emergency they could not foresee? All it takes is one catastrophic event. Even the most stringent financial planner could find their savings drained and plans derailed in a single moment of random and rotten luck. You don't have to have a catastrophic event to struggle, of course. The cost of living is skyrocketing and wages are not skyrocketing at the same pace, making mere survival cost-prohibitive. Entry-level jobs want years of experience and are not paying a livable wage. Dedicated "everyone should go to college" campaigns in the 90s-2000s have created a generation who were encouraged to take out loans as kids unsure of their professional trajectory, saddling them with debt for degrees that are not paying off in today's job market. To chalk financial struggles in 20-30 year old's to pleasure purchases is overwhelmingly ignorant.

[magellanicclouds]

Personal Journal (Theodore Srivastava, MBBS-MD) / Entry 0864 / 2559-10

>>: The recovered individuals had required extensive medical care on arrival, and a battery of diagnostic testing to understand their biology enough to successfully deliver treatment and establish a safe continuity. Commander Mallah had offered to loan me a few techs from the Xeno lab for consultation. For humans.

Their rate of healing has been extraordinary however, and there's blessedly no signs of preliminary rejection to organ tissue, structural implantation, or soft tissue grafts. Primarily just scattered ecchymosis for two out of the three. It's remarkable. Examination is on-going, several rounds daily, and expected to continue for a series of weeks to establish more reliable trends.

They'll be with us for the duration of course.

There's nowhere else to go.

We've learned that the individuals represent a third generation of Spartans, and their...atypical lab results have been casting long shadows to say the least. More of the UNSC's deeply forbidden secrets are filling our charts in waves and creating a lot of unease regarding this sub-category's uniquely dangerous mutagenic traits. These features are remarkable for organic changes in their brain tissue and gross manipulation of the endocrine system. Even considering the total divorce of human ethics that the Spartan programme already represents, this seems a startling escalation.

What is happening back home to have prompted such a chilling devaluation of human life?

The discomfort amongst my staff is overwhelming their fascination.

It's not yet clear if the Spirit's limited facilities can even maintain the critical needs of these new and terrifying soldiers. What is the margin for error on the consistency of their 'smoother' dosages? How short exactly is the fuse on their hormonal detonators? Could a scuffle in the mess hall lead to a massacre?

They're bracingly young, but noticeably removed from the common traces of youth. The scars between them are enough to trade away for decades of warfare.

Myself and other providers have found their temperament similar to the Spartans of Red Team at least. Polite. Professional. Human certainly, though most of my staff have remarked negatively on their atonal general expression and significant lack in sense of social familiarity.

Truthfully, after the hell they'd undertaken groundside (and surely horrors years before now), I find it callous to hold 'being withdrawn' against them. They do not shy from eye contact, and when one looks back with not the eyes of a provider, but the eyes of a man, it is clear that these Spartans too know fear and sadness and heartbreak.<< //

[wraithdance]

The TF 141 Compatibility Love Report

For: @sentientcave

Disclaimer:

This is based on my personal opinion and interpretation of you and the character. 

the user makes no claims to be a real doctor or any medical professional. The (not) Doctor has but a penny and some lint to her name so please don’t sue if you hate the results! (seriously these student loans are already taking their pound of flesh, in the words of Whitney Houston (RIP Queen) I have NOTHINGGG!)

The Doc says your TF 141 Perfect Match is…

Captain John Price!

Romance: Do you possibly have a thing for authority? Maybe you like the idea of having a partner who is consistently solid in the face of adversity?  If so then I think Price is for you! John is a solid force. Often his more forward nature is overshadowed by Ghost, but Price is just as focused and relentless. As a partner to you I think Price would help guide and affirm you in a way that is calculating and keeps in mind your need for agency. Despite his more gruff qualities I think he has the capability of being kind and affectionate to his partners. Holding you close by a fireplace, kisses on the cheek that itch because of his beard, drives in the countryside with his hand on you at all times. Price’s relationship with you would be like Whiskey and Sunday mornings.

Don’t cuss me out, but I think maybe you’d like a bit of dominance and possessiveness kink? If I’m not wrong, Price would work for you well. He is someone with infinite control of his emotions but he makes what he wants and how he wants it well known. That would apply for you as well. I think you have an invested interest in morality or at least in being understanding. I can’t see you enjoying being with someone who is completely in it for themselves, so Price and his morally gray views are the perfect medium. He’d also be the type to go down swinging about you and God forbid if he can’t get down and dirty in a fight he’d use every trick in the book to psychologically handle business.

Which leads me to the freak shit!

Sex: Idk my radar is pinging off a possible size/dominance kink friend. Price is someone who would take control of your senses in every way. The layered notes of the cigars he smokes on his skin, using his broadness to overwhelm you, gruffly whispering what he’s gonna do and how. Yeah… he’s great if you want some nasty freak shit that toes the line to being a no holds bar wrestling match. Despite the fandom calling him old I think his pride and self control will keep him in the sack. Good luck Charlie (hahaha) because he’s not someone who’ll be okay with giving you the bare minimum. 

Possible points of Contention:

Self righteous

Obstinate bastard

Morally gray may turn a lil more in the black when threatened

Beard burn and your couch will always smell of smoke 

Your Poly Pairing (haha) is….

PriceSoap!

This is all intuitive and the dark spirits tell me this is the pairing that would work best for you. I think the two would always keep you on your toes in the best and sometimes worst ways lmao. Every day would be different with them and who doesn't like a owner (Price) who has perfect control of their dog (Soap). Soap can remind you to smell the roses and roll with the punches and Price will be the solid force behind you, ready to lend an ear or take over if you need him to!