#Save Max

[phatcatphergus]

Lee_500 and tubbo are POWERWALKING like crazy

[savemax]

Toronto houses are exceptionally pursued in the housing market, offering a plenty of choices for those hoping to purchase homes for sale in Toronto. With its dynamic city life, various areas, and flourishing economy, Toronto presents an alluring objective for homebuyers. The real estate market in Toronto includes a scope of properties available to be purchased, taking care of different financial plans and inclinations. From snappy condos in the core of downtown to open family homes in suburbia, there is something for everybody. While Toronto's land costs can be serious, the city's dynamic work market, social attractions, and incredible instructive organizations make it a beneficial venture. Besides, the essential area of Toronto gives various benefits, for example, simple admittance to transportation organizations, conveniences like malls, eateries, parks, and a dynamic expressions scene. For those looking for a dynamic metropolitan way of life, Toronto houses offer a convincing decision in a city that never neglects to spellbind.

[savemaxrealestateindia]

Demand for affordable housing in India drops significantly. What are the reasons?

In India, where price matters a lot, especially for big purchases like homes, there's been a surprising dip in the demand for affordable houses.

1. Interest Rate Hike by RBI: A major reason is the Reserve Bank of India (RBI) raising its interest rates by 250 points. This made home loans more expensive.

2. Effect on Lower-Priced Homes: Homes priced under Rs 50 lakh were most affected because people buying these rely a lot on loans and are hit hard when interest rates go up. With rates higher, monthly payments (EMIs) have also increased, making homes less affordable for many.

3. Rising Costs: Apart from interest rates, costs of land and construction materials have gone up. This makes it tough to offer homes at low prices.

4. Sales Figures: A report shared that in the first half of 2023, only 20% of the houses sold were affordable ones priced below Rs 40 lakh. Last year, this number was 30%.

5. Higher EMI Burden:Due to RBI's rate hikes, the monthly loan payments have gone up by around 14.4% on average in cities.

6. Mid and Premium Housing Unaffected: The higher interest rates haven't really impacted the sales of mid-range and premium houses as much. The demand for these is still strong. 

7. Expert Opinion: Shishir Baijal from Knight Frank India appreciates RBI's efforts but warns that further interest rate hikes could negatively affect the housing market.

In essence, rising costs and higher loan interest rates are making it difficult for many in India to buy affordable homes.

The Impact on the Broader Housing Market

Given this shift in demand, several implications and challenges emerge for the broader housing market in India.

Affordable Housing Builders at Crossroads: Developers who primarily focus on affordable housing projects are facing mounting pressures. Not only are they grappling with rising costs, but they're also facing reduced demand. As a result, many are rethinking their strategies, with some considering pivoting to mid-range housing or exploring mixed-use developments. 

Urban Migration and its Implications: India has witnessed a significant urban migration in the past few years. With affordable housing becoming less accessible, there's a risk of increased informal settlements or 'slums.' This could pose challenges for urban planning and infrastructure development.

Government's Role:The government’s mission to provide housing for all might face setbacks. As affordable housing becomes more challenging to secure, the authorities might need to revise policies, offer incentives to builders, or even reconsider loan subsidisation to ensure that everyone has a roof over their head. 

Potential for Rental Markets: With purchasing becoming tougher, the rental market may see a boost. This shift might be more pronounced among millennials and Gen-Z, who prioritize mobility and flexibility. An upswing in the rental market could attract investors and lead to new business models in the  Indian real estate sector.

Overall, while the current dynamics present challenges for the affordable housing segment, they also open avenues for innovation, adaptation, and a potential reshaping of India's housing landscape.

[azure-shuttle]

the family's pride and joy...and the owner of the good hair gene

(co-au of the AU @0kleva0 💜)

[mefjeff]

NNNNEEEEEEERRRRRRDDDDDD

[tanzanite-zircon]

IT'S FINALLY HERE!!!

[meltedmush]

[wormspoor]

hey deck nine WHERE THE FUCK IS CHLOE?

with the announcement of double exposure I had to make some soft pricefield to calm the nerves. It didn’t work I am more worried now

[zem-zem-zoom]

in bliss when im with you!! 🌈

[cataclysmic-cathexis]

Absolutely obsessed with the Astroglide Twitter account live reacting to their first OFMD watch:

This some fully unhinged internet nonsense and I fuckin love it

[te4k3ttle]

Afternoon snack of choice

[savemax]

Situated in the eastern part of the Greater Toronto Area (GTA) in Ontario, Canada, Oshawa is a thriving city known for its strong real estate market. With a population of approximately 170,000 residents, Oshawa offers a range of houses for sale Oshawa to suit different lifestyles and budgets, including detached houses, townhomes, and condos. Its strategic location provides residents with easy access to major highways, public transportation, and proximity to Toronto, making it an attractive choice for commuters. With its vibrant community, diverse housing options, and convenient location, Oshawa presents an appealing opportunity for homebuyers looking for their dream home.

[kennahjune]

Thinking of Steddie Soulmates where you feel every pain your soulmate feels.

Thinking of little Steve feeling every backhand and punch from Eddie’s dad.

Thinking of little Eddie feeling Steve break his arm and the pain being so much worse because his parents refuse to take him to the hospital until the school gets involved.

Thinking of Eddie finally moving in with Wayne and sure, the paternal beating are done, but now he’s just a small town Freak that’s constantly targeted.

Thinking of Eddie and Steve in their Sophomore/Freshman years respectively, not knowing who the other is outside of rumors and (unknowingly) their shared pain.

Thinking of Eddie finally escaping pain, the bullying turning to mainly verbal shit.

Only to be thrust right back into pain because his soulmates a walking hazard.

Thinking of Eddie having no idea what’s going on when he suddenly feels like one giant bruise after Steve’s beat up by Jonathan. Eddie watching Steve fall from grace in his Junior year and not connecting the dots.

Billy coming along and smashing a fucking plate over Steve’s head while Eddie’s peacefully sleeping. Eddie jolting awake with a shout because /holy fucking shit ow—/

Neither of them connecting the dots.

Then Steve graduates, and Eddie’s held back. And the pain subsides for a bit.

And then fuck all happens in Starcourt and Eddie literally feels like he’s dying and Jesus H. Christ is his soulmate /ok/??? Like they are getting seriously fucked up.

And then that recedes and it ok for a while— Eddie will still get killer pains that seem to circulate in his chest and head, but that’s to be expected with whatever tf his poor soulmate is going through year after year.

And then the fuckery of March 1986 happens and Chrissy Cunningham is dead in his trailer— his home— and he’s wanted for fucking murder and hiding in Rick’s dingy ass boat house—

And then he’s shoving none other than Steve Harrington up against a wall with a broken bottle helps to his throat. Eddie’s so piped on adrenaline he barely feels the sting in his back, but he does feel the zing of pressure on his throat and ok /ow—/

And he’s staring at Steve Harrington, who looks kinda terrified and so pretty and Eddie’s holding a bottle to his throat and is that Dustin?—

And—

And holy shit.

Eddie’s eyes widen at the same time as Steve’s and the realization hits them both at once.

[lizardtheartist]

The bride and his ugly ass groom😊

(Original below)

[hawberries]

i can't wait to play with my favourite arknights character CHILCHUCK TIMS???? who is on his honeymoon with senshi IN ARKNIGHTS???

[yesloulou]

Goodwood '24 🌕 Renaissance Charity '18