#applied payments
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Understanding Invoices, Billing, and Payment Terms: A Simple Guide to Getting Paid Right
If you’ve ever sold a product or service, you already know how important it is to get paid on time. But when money is involved, there’s more than just sending a bill and hoping it gets paid. Behind every successful business transaction, there’s a system that keeps things organized, clear, and traceable. This system lives in a world full of terms like invoices, credit memos, remittance advice,…
#accounting terms#Accounts Receivable#accounts receivable management#applied payments#billing#billing process#business payments#cash application#credit memo#customer billing#customer payment#debit memo#financial documents#financial recordkeeping#invoice#invoice accuracy#invoice management#invoice matching#invoice processing#invoice terms#invoice tracking#Net 30#Net 60#payment collection#payment due#payment reconciliation#Payment Terms#remittance advice#remittance processing#unapplied cash
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Y'all it has been a TIME
Without making this post a thousand miles long, between vet bills, home repair, and a hiccup with my student loan payments, I am very in the red
I would very much like to be out of the red, and also be able to afford to go out for a nice dinner to celebrate my 14th wedding anniversary, which happened earlier this week, but went mostly unnoted.
So! You know what that means! Time for another...
DONATION DOODLE DRIVE





Would you like to help me out and also maybe get a fun doodle in return? (Please note style may vary!)
Simply tip $5 or more at my Ko-Fi and include a 2-3 word doodle prompt such as "bunny pirate" or "round cat" or "great big butt" and I will take it from there!
If you want to help out and you don't care about a doodle (or the minimum is too much) then tip whatever amount you want and don't leave a prompt, and instead of a doodle you will receive my immense gratitude 🩷
Thank you for reading, and extra super thank you if you consider sharing this post or sending a tip my way!
#i applied to have my loan payment put on hold and they said yes but then#they still took over $100 from my account... i need to call them#looks like i got approved for a temporary payment reduction not a full pause which is not what i was hoping for#anyway#mod post#doodles#donation doodles#donation doodle drive#ko-fi#girl help#also people who are not girls: help#financial stuff#naomi art#sketches#also is that not the most flattering self-portrait you have ever seen? wowie#trying to do the flaming elmo meme. you know the one
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This is so fucked up. The place where I work legally exists again, but they don’t have enough money to pay us our salaries, so we are functionally unemployed — but we can’t collect unemployment benefits now.
#tag for personal posts and stuff#I never got organized enough to even file for unemployment because it was too overwhelming#turns out it wouldn't have mattered#because legally we're employed so the government doesn't recognize us as needing unemployment benefits#EVEN THOUGH WE AREN'T GETTING PAID BY OUR EMPLOYER#and yes I have applied to other jobs#with no luck#shrodinger's unemployment: when you legally have a job so you're ineligible for unemployment payments but you ALSO have no salary!!!
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hey so when i went to check out kiswe added a fee to the ticket price and just so everyone knows, even though the new FTC rules on junk fees haven't gone into effect yet, a lot of states have laws against this kind of thing :) if you live in New York, Tennessee, Connecticut, California, Maryland, Colorado, or Minnesota, or probably some other places, you might want to look into that. just wanted to share!
#lou is loud#dnp#dan and phil#do check what the laws specifically apply to because that can be a whole thing!!#illinois doesn't have a junk fees law :((((#should i email my state congressperson or something. idk#i am not a lawyer idk how most of this works but it seems pretty blatant when they just... add a $4 charge on at the very end#like literally the payment confirmation screen not even the checkout page... come on#god i miss the biden FTC already#if the trump FTC kills click to cancel i might storm the capital that would be my january 6th
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I've been avoiding doing my billing for weeks and shit is overdue (I mean in the sense that I'm just not getting paid lol) because I hate doing billing and it was going so quick and I was like "what the hell were you stalling for you could have finished this in 20 minutes a month ago" until I got to the one client that is a total mess and then I was like "oh wait no this is why I've been avoiding this"
#like I have to dig back two years into my payment archives to show them they've been perpetually behind on everything#and that the payments they've been making sporadically are actually being applied to like three prior bills#ANYWAY#we're not talking about how I still have to do my taxes too lol
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also i HATE having to put my legal name on forms especially ones that give me an option to put my chosen name on there. why do you even need my legal name then. i don't think you're even going to do anything that would require it
#i'm trying to apply to a like . local clinic that does their own internal payment plan instead of taking insurance#so it's not like they even need to look up my insurance info or records or something!!!!!!!!#maybe other medical record type of stuff but . i don't think i have such a thing#unless the glasses appointment i got like three years ago counts which. i doubt#also less relevant but i don't yet have a chosen last name i'm happy with so putting both full names on something means just putting#the same last name both times. and i don't like doing that either even though there's not a real problem with it i guess
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low key having a crisis over finances right now actually
#liz losing her mind#you would think growing up poor and working at a bank would make me good at money#i make all my payments on time and everything but right now im paying down my credit card just enough to max it out again#literally it was just pay day and i’m already fucked and i’m genuinely not sure all the automatic charges i have coming are going to work#i don’t know how i got here i know i get a little impulsive but im usually so good with not spending too much#how did my credit card balance get that high#i’m gonna cry#how do i make some extra money really quick#i haven’t even bought groceries for this pay cycle#oh my god i’m supposed to go get coffee with some friends tomorrow and i genuinely can’t afford it#like i probably need to go apply for another credit card but i don’t want it to get worse#what if i max that one out too#why did i get such a nice car#why do my parents think i’m rich i have nothing#i genuinely have no savings whatsoever#i don’t know how i’m going to afford that trip to florida in the fall#and my friend wants me to visit her in new york#and my aunt wants me to visit her in hawaii#and i would LOVE to#but how#and i want to go see roby so so so bad#i don’t even think i can blame capitalism for this one#i’m so so fucked actually
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I did a bunch of stuff scary phone stuff today and I deserve a pat on the head and little treat 😌
#talked to a mortgage lender#turns out i don't qualify for the nice grants that can be applied to a down payment#but there are other first time buyer programs available and I'm going to see what I can make happen#and i want to try to take advantage of those while they still exist#also called my sister to see if she could clear the way to me maybe getting some payment help from a family friend#and we're on ok terms but talking is always weird and brings up a lot of Feelings for us both#anyway it was a lot in one day#and i have a preliminary info thing to fill out for the lender to go over so they can give me a clearer picture of what I can do#i am going to claw my way to a safe place to be goddamnit#please give me a house#i need something to work towards#i kinda think romance isn't in the cards for me at this point and i need something else to hope for#life of faye
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they should let me explode things with my mind. for enrichment.
#borbtalks#yay i love unexpected additions to my budget#yay i love new policies that make it so im paying extra for shit i can't even use#(mandatory parking spot getting new permit system. permit is tied to a vehicle. i don't own a car.#i can't get a permit for guests to use my spot. im effectively paying for a parking spot i can't even use.#have already asked landlord if i can stop paying for it. since their new rules make it so i can't even use it)#(and like 95% of rental assistance programs like the one i use will help with utility payments. but not the one im in !!#which they don't make fucking clear on their site !!!#and of course the unit i picked i have to pay all the utilities on my own !!!!#AND they just changed policies so if i had signed my lease after the new year i could've gotten a much cheaper rent#BUT NO IM UNLUCKY AND HAD TO MOVE OUT BEFORE I KILLED MYSELF. BC SPENDING XMAS WITH MY FAMILY WOULD'VE DONE THAT#aha.#medicaid suggested i should apply for food stamps even before i moved out#but according to a calculator. even with all my new housing costs with rent and utilities. i would only get the absolute minimum in snap#besties is a stressful interview + application process worth it for only $20/a month#like woohoo. i could get a teensy bit of money off my grocery bill. this is totally worth it /s)#dont get me wrong i would choose this stress over living with my parents any day. but that doesn't mean this isn't stressful
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this would be so funny if i wasnt going on day 4 of no fucking internet in my home
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Well at any rate going back to work means I'll be able to actually check this site like a normal person and not refresh it every 30 seconds and get bored
#i'm having a lot more issues than that rn but unfortunately the job will give me a sense of routine and that will help#and now i have unlimited data so as soon as i can figure out the vibes of the store i can determine whether or not i'll be sitting w yt ope#get through that music list somehow#and yknow. paycheck i guess lmao? funnily enough will have to use a credit card one last time and it'll be to submit paperwork#to apply for my tech license out of state. and THEN we can start chipping away at the. um. lot of debt#was doing good with the payments and then this year hit and it was just. pay off a totaled car after a hurricane wrecked it#vet bills for my corn snake; my car tires getting completely shredded out on an island and needing to be ordered for replacement#like i don't usually let finances get to me; they only really get to me when i'm super stressed and i'm very much not rn#this year has just. not been kind to me so far. but i am out of hell itself (florida) so that might very much change lmao#shai speaks
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Can you explain the misuse of funds a bit more? I thought he's using the money to escape from his abusive household but if what you said is true then god that's scumbag behavior
this is word of mouth so it should be taken with a mine of salt.
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anon for safety, cannot provide ss sadly but salem used his kofi money to buy a dildo. plus hes asking about fursuit shit while apparently needing all the money to escape home or whatever. fucking liar
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i can comment to remembering in the past when puppy would e beg, such as claiming their mother would throw them out when they reached 18 only for them to become 18 and nothing happened. several times i remember them begging for money to eat. then posting massive amounts of mcdonalds (this was the context around the infamous pups gotta eat post. just to give you an idea of the amount of food bought). salem has never had to truly mature so it is not at all a stretch to say he has no money management skills.
#he has complained about living with his mother since he was 15 but also will not actually do anything to try and separate himself#such as getting a job stocking shelves. or actually applying himself with commissions.#he has said before he receives american disability payments which really are not anything in todays economy.#but that doesnt mean he shouldnt be trying to make his situation different instead of constantly complaining.#he could be saving up for money to see wis. or vice versa.#but if salem isnt actually motivated to do something he wont put the effort in.#he says he stays online because his living situation is miserable. as if he magically will just move out someday with no effort needed#he would rather sit and suffer than put a little effort into being an independent person.#i say this as a disabled nd person. you will never improve your own situation if you sit around and just whine.
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why is applying for the uk eta so difficult ??
#don't remember it being so hard to apply for the usa one#but here you have to send a photo of your passport then let your phone scan the chip#then take a photo in front of a white bg#then it wouldn't let me pay with my card so i had to add it to google pay before i could make the payment#and now they need 3 days to check if my info is correct#what are you so afraid of ??#we should make it as complicated for uk residents to enter the eu tbh#also if you don't have a smartphone and can't do any of this on your own the travel agency will charge you 49 € to do it for you#those thieves#lu.txt
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Teaching recall…through hypnosis. Balanced trainers really will do anything other than offer treats as a payment huh.
#dogblr#dog training#why.#you offer treat of value dog comes and is rewarded with good things#what is SO bad about that#these people would not train peoples dogs without payment#so why then do they resort to dumb bullshit over payment when it comes to dogs#*I know why I’m being rhetorical#there’s a weird intersection between woo woo health nut and conservatives#and it applies to dog people 100%#a former raw pet food store owner I know retired and does dog reiki lmao#you gonna teach your dog recall through massage next??
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I finally found a real job I want to apply for but I need to make a resume. I don't really have a lot of relevant experience to this job and I've only needed a resume once. JJ keeps telling me (in the middle of a weekday, while he's at work) that he'll help me with it but I'm not holding my breath. I've also never used chatgpt or anything, and to be honest I don't really want to feed it. I don't even know where or how to use it either so that's out.
I'm a big girl, I can and will figure it out and I will do it on my own like a normal adult but I just need to complain first. And I didn't even get into the ridiculousness of asking a potential employee to fill out an application which includes a REQUIRED spot for uploading resumes. SO STUPID. I hate this shit. I was at one job for ten years and while I did love that job, the only reason I was still there by the end was because finding a new job SUCKS and I don't interview well and just everything is soul crushing.
I'm gonna go cry it out for a minute and then start the stupid resume. If I actually make progress I'm gonna go to the dispensary this afternoon as a treat. Which might be my last time being able to do that because that's where I want to apply :|
#i'm also considering applying at a doggy daycare#if i do anything with cats i'll just cry my whole shift so#i just want a fun job so i can pay my car payment and buy books and weed
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it's crazy how apartments can just charge you whatever they want
#atlas entry#“so first there's a $25 application fee and then a $100 reservation fee and then a $70 amenity fee and a $75 parking fee”#“oh there's also a $35 processing fee and if your payment isn't accepted there's a $95 payment-not-accepted fee”#“once you pay all these fees of course there's the fee fee and the fee fee fee”#“if you can't pay these fees you can apply for a fee loan but there is a $100 fee loan fee”
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