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#as someone who’s still trying to figure out life this day is AWSOME!!!
artfartt · 6 months
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I just found out Trans Day of Visibility existed so I decided to do a little doodle with these guys
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pax-former · 1 year
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Saw your Optimus platonic headcanon very cool, just out of curiosity what about platonic Optimus primal and a reader that sees him like a father figure.
I’m not very knowledgeable when it comes to beastwars, so I’m sorry if I mess it up 😓
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You were just minding your business, going about your day when suddenly a portal appeared out of no where and sucked you in. It seemed like you lost consciousness while being teleported, because you woke up to the sound of pterodactyls flying across the sky.
Of course, you did what any human would do in that situation.
You ran like your life depended on it.
Because from your knowledge, pterodactyls are supposed to be extinct, But you saw and heard them flying on top of you. Which concludes, that you were in the past. Simply said, you were in the Mesozoic era (also known as “the age of dinosaurs.”).
Which also means you could get eaten by a dinosaur or any other creature that was in the museum in your era.
You seemed to have been busy looking behind you for any suspicious movement, because you bumped into something and fell. That something was Optimus primal in his beast form.
You both shared surprised glances for a few seconds, but you started to back away afraid that you angered this giant gorilla to which you were questioning if there even WAS a gorilla in this era. (Btw I looked it up it seemed their ancestors was indeed in the dinosaur era.)
Optimus Primal seemed to sense your distress and tried to calm you down, to which he realized that he was still in his beast form and transformed In to his bot form. Now you were more confused than scared, so you were just kind of laying there trying to process all of this.
Optimus explained that he wasn’t going to hurt you, and started to ask questions about you. You explained slowly about the portal and the experience of coming here to this point, and he was very surprised. He brought you back to his base because of course, be wouldn’t just leave a helpless being alone.
This is where your story started.
You met the others and you grew on them pretty fast. They asked you many questions about your era and what is was like, so you explained it to them as much as possible. They were looking at you like you just explained to them the most jaw dropping AWSOME story they’ve ever heard.
It was about a week or so when you started to realize that Optimus was treating everyone how a father would treat a child. You kept seeing this behavior everyday of your life so it wasn’t a surprise when you accidentally called him “Dad” while you were talking with him.
Optimus looked at you quizzically and asked what a “dad” was, to which you explained it to him in the manner he knew most. After the explanation you seemed to have surprised him. He did smile and told you he was very Honored to be called a dad, but he was screaming internally. Him? A DAD??? You saw him as someone looking up to? Someone who… shared that kind of sacred bond?
Well, he couldn’t stop smiling at the thought.
So get ready, because you are about to be fathered even more.
He always checks if you’ve eaten or drank any water, and if you haven’t he would bring some for you (He even thought about the nutrition balance).
If you were ever sad or distressed in some type of way, if would be the fist to come to your aid. Optimus would pat your back and talk softly to you until you start to calm down, and if you tell him what was wrong, he and you would try to find a solution.
If you don’t want to talk about it yet, he wouldn’t press on and just let you cry and calm your self down. Then probably make a joke here and there to get a laugh out of you.
Optimus may mess up on the role of a father, but He really cares about you.
And he’s trying his best to become the dad you look up to.
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xtrashmammalstefx · 4 years
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Stubborn Asshole (A Zak Bagans x Reader SMUT)
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WARNINGS: Smut, language, possession
Special Thanks: To @xcazzax​ for being an awsome reader and source of inspiration. I couldn’t do this without you girly. 🥰
I love Aaron like a brother, don’t get me wrong, but DAMN HIM FOR BRINGING SUCH AN ASSHOLE INTO MY LIFE!
Douchey McGee: Hey Aaron said to message u.
He said: Get the fuck up Y/N!
Me: Tell him I said thnx and
and 2 not have the douche do
his dirty work.
Douchey McGee: Well fuck u 2 Y/N.
I sighed and crawled out of my hotel bed. We’d flown in late the previous night and I was still exhausted. I showered and got dressed in my ripped black skinny jeans, my black GAC shirt, and combat boots. I grabbed my hoodie and purse on the way out. Downstairs in the attached restaurant the rest of the crew were gathered for breakfast and much needed coffee.
“Morning gorgeous,” Aaron greeted.
“Fuck off Goodwin, I haven’t even had my coffee yet,” I said taking my seat beside him. “And by the way since when is boss man your own personal secretary.”
“And here I thought you didn’t know me as anything but Douche McGee, douche, or my personal favorite: Stubborn asshole son of a bitch.” Zak chimed in.
“Good morning to you too Satan,” I rolled my eyes.
I swear ever since we met Zak has made it his life mission to push my buttons in any way he can. But unfortunately for this psychotic fuck, two can play that game.
“Huh that’s original,” Zak continued.
I rolled my eyes and ordered an omelet with coffee. “So you gonna tell me when you decided to make boss man your bitch?” I asked Aaron.
“Well I figured I’ve been the bitch long enough so…” Aaron said.
“Dude, since when have I ever treated you like a bitch?” Zak asked.
“Every time you forced him to stay in a fucked up room by himself during an investigation like a fucking sadist?” I pointed out.
“Oh...right…” Zak said looking like he felt a tinge of guilt.
“Does that mean I’m a bitch too since he’s been doing the same thing to me lately?” Billy chimed in.
“Unfortunately,” I said just as my breakfast arrived arrived. “Oh, thanks.” I said to the waitress.
“Only you can go from bitchy to bubbly in zero seconds flat,” Zak said.
“Fuck you too, Bagans,” I muttered taking a bite of my omelet.
“Not in this life babe,” Zak muttered taking a sip of his coffee.
It continued like that even in the car on the way to the days location: Bly Manor. According to our sources Bly Manor was built in the 1800’s by Charles Bly, an Irish immigrant who made a fortune selling liquor and tobacco. By the time of the Civil War he decided to try his hand at weapons manufacturing which earned him enough to break ground on his dream house. He lived in the manor with his family. His wife Athena, and his daughter Josephine.
It said that on a sunny afternoon while do work in the Manor’s yard a man by the name of Bishop Wiley showed up and shot him dead. Supposedly Wiley’s son Robert was a soldier in the war and was killed by the very guns Charles helped build.
Charles has since been purported sighted walking the manor grounds. His wife Athena has been seen playing the piano, and wandering the halls. As for Josephine well… she was the most famous spirit of all.
“Josephine has been seen on the balcony of the Red Room,” explained our tour guide as we interviewed her. “The story goes that Josephine had met and fallen in love with a man at a nearby farm. And just before they were due to be married he left to fight in the war. She promised to wait for him there until his return. Hopeful that they could still marry and have a family. Sadly the man lost his life in Gettysburg. Charles felt so horrible he felt the need to keep it from her. So she continued to wait. And continues to wait to this very day.”
My heart ached for Josephine. It’s a whole other level of hell to lose someone so dear… I damn near jumped when I felt his hand on my shoulder.
“Hey, you okay?” Zak asked.
“Y-Yeah, I’m fine,” I said before following the tour guide.
We eventually took a break for lunch and then got ready for the investigation. Unlike most of the crew I made it a habit of carrying a small black backpack. I was just stuffing a recorder, spirit box, and MEL Meter when someone pat my shoulder.
“Hey are you sure you’re feeling okay?” Zak asked again.
“Yeah,” I said. “I’m good, um, why the niceties?”
“I may be an asshole sometimes but I do feel for people now and then,” he said.
“Even me?” I arched an eyebrow at him. Before he could answer Aaron barged in needing to grab a spare lens for the camera.
We continued prepping in silence and then slowly but eventually the sun went down and moon shined bright.
Aaron, Zak, and I went in together. We worked together as a group for a while before (in true Zak Bagans fashion) we split up.
“Y/N I want you to stay up here for a while and see if Josephine will communicate with you,” Zak said.
“Alright,” I said stepping out onto Josephine’s balcony. Zak and Aaron disappeared through the Red Room door and I took out my recorder. “Josephine, are you here?” I started. “If so do you think you could answer a few questions for me? I promise you I mean no harm. Just speak into this little device for me.”
I felt a chill in the air but continued. “Why are you still waiting for him?” I asked. “Don’t you think he’s waiting for you on the other side?”
I suddenly felt an overwhelming feeling of sadness and anxiety. I slid down to the ground and then... He promised me. I kept thinking for some odd reason. He promised...he promised we’d go...he promised on the stars...he promised we’d be together.
The thoughts kept coming, and I don’t know when it started but I only realized I was crying when I felt someone shake me violently. “Y/N TALK TO ME DAMMIT!!!”
Zak knelt in front of me looking freaked. “D-Don’t ever leave me,” I cried. “Please don’t ever leave me.”
“Josephine leave her alone, please,” Zak asked. “I know what happened to you was cruel and unfair but that doesn’t mean she should suffer like this.” Call me crazy but Zak actually sounded kind of pissed. There was another chill and he knelt beside me again. “I’m here  sweetheart…” He whispered brushing my cheek with his hand. “I’m here.”
I looked up at him and saw a face that was not his. His hair was chocolate brown and barely touched his shoulders, his eyes the same. My heart took off in joy and I threw my arms around him. He squeezed me before pulling back and taking my face in his hands. “Promise not to disappear on me again?” I asked.
“I promise,” he muttered before bringing his lips to mine. We kissed passionately as though it was a long time coming. After a while it felt like a weight lifted off me and my legs became limp. “WHOA!”
Zak caught me. It was for sure him this time. I was suddenly more aware of things...more awake. “Zak...what? What happened?”
“I dunno,” he said. “But I’m getting you the fuck out of here.”
He scooped me up in his arms and carried me all the way to the GAC van.
“You know you didn’t have to carry me right?”
“Says the girl who just nearly passed out on me,” Zak said setting me down in the back of the van.
“Um Zak did you want us to edit out the last bit of her footage or..?” Billy asked awkwardly.
“Edit it out? Why?” Zak asked. Blushing furiously Billy replayed the footage from the night vision cam we had facing the balcony. It showed me slowly crumbling and then…
“Oh sweet fucking Jesus,” I groaned as Zak and I started making out on screen.
“Uh...yeah I don’t think we need to uh-*cough*-show that,” Zak said turning back to me. “Are you, uh, gonna be okay?”
“Um...yeah I think so,” I said not entirely meeting his eye. “You-uh-you go ahead. I’m just gonna chill with Billy the rest of the night.”
“You sure?”
“Yes. Now go before I drag you back in by your balls,” I threatened.
“Oh yeah you’re gonna be fine,” he said turning his back on me.
“You know you two are actually kinda hot together,” Billy said.
“What? Are you high? Zak and I can barely stand each other,” I said.
“Bull-fucking-shit Y/N,” Billy laughed. “We all can see there is insane tension going on between you. We just don’t get why you guys haven’t done anything about it.”
“What are we the hot gossip going around the office or something?”
“I mean, if this almost-porno is anything to go by...then yeah.”
“Billy I swear to God if I catching you jerking off to that—.”
“You’ll cut my nuts off I know,” he finished for me. “Besides I would never in hell jerk off to my best friend and his girl. It’s too weird.”
“I’m not his girl,” I snapped at him.
“Whatever you say Y/N,” Billy laughed. “Now did you wanna review this evidence with me or..?”
And so I did.
Once the investigation ended we packed up, caught a few minutes sleep then made our way back to Vegas.
Billy, Jay, and Aaron were dropped off first. Then it was just me and Zak.
Aaron: Try not to kill Zak please.
Me: No promises.
Zak then pulled up to my place.
“Are we never gonna talk about it?” I asked as he parked.
“What’s there to say?” he asked. “It-It was a freak incident. We-we weren’t ourselves.”
“True you were actually nice for once,” I said sarcastically.
Zak glared at me. “Go fuck yourself, Y/N.”
“Fuck me yourself you coward,” I blurted out. “I mean...um...fuck!” I sighed and stepped out of the car. I had just unlocked my door when…
“Y/N!” I turned around and saw Zak running up to me.
“Wha―” I was cut off by Zak slamming his lips to mine.
He kissed me hard, as though he was relieving an ache deep within his heart. I kissed back and clumsily opened my door. Zak picked me up, wrapping my legs around his waist and carried me to my bedroom. He placed me on the bed and I reached up to pull his shirt off. I tossed it aside and eventually more articles of clothing followed.
Zak laid me back on the bed and started pecking a trail of kisses all the way down to my heat. A moan escaped my lips as he kissed and sucked on me. “HO-HOLY SHIT!”
To say Zak knew what he was doing would be an understatement. He didn’t stop eating me until I was writhing beneath him. “Z-ZAK!” My back arched and my toes curled up in the most powerful orgasm of my life.
He crawled back up to me, smirking. “Not much of an asshole anymore, am I?”
“Oh shut up,” I brought my lips back to his as I ran my hand up and down his length which like the rest of him was thick and hard. I suddenly felt him move my hand before he reached down and placed himself at my entrance. He kissed me once more before pushing in. “FUCK! How the fuck have you been single this long?”
“Demons tends to be excellent cock blocks,” Zak said as he started to thrust. “Lucky for us, they tend to stay away from you.”
“R-Really?”
He grunted then nodded. Despite his big, tough, persona Zak was actually really sensual and passionate in bed. He kept his thrusts gentle (probably because he knew his above average size could inflict some damage if he wasn’t careful) until I urged him to go faster and harder. After a while he flipped us over so that I was on top. I rode him hard, and Zak, being a gentleman, helped me out by thrusting up into me as I did.
The tension began building up inside me. “Fuck...Zak I-I think I’m gonna…” It hit me like a wave. I tightened around him, arching my back, and damn near screaming his name.
Zak flipped us over again and continued thrusting until he grew sloppy. I suddenly felt him twitch inside me as he cursed and groaned. His body shuttered as he painted my womb with his seed. Finally he collapsed beside me, both of us breathless.
“Wow,” I said.
“I know,” Zak said.
Once my breathing was under control I turned to him. “So...what now?”
He looked over at me.
“I guess we just be together,” he said. “It’s kind of what you do when you’re insanely in love with someone.”
“You’re in love with me?” I asked.
“I’ve always been in love with you,” he smiled. “Ever since we met...I just didn’t want the spirits in my life to hurt you so I decided to keep you away.”
“What changed?”
“Besides that they for some reason stay away from you?” I nodded. “I was tired of letting them get in the way of what I want. I was tired of being away from you.” He draped his arm over my waist. “I love you.” He muttered.
“I love you too,” I said pecking him on his swollen lips.
We spent almost every day together after that. It’s been a year and we are still together. Life was the same for the most part. We still investigated places, while not in bed or spending time with each other. The guys were relieved to see us together (at last) until our PDA became a little too much for them to handle. Oh and there was one other difference as well…
“Y/N BAGANS COME GET YOUR MAN HE’S BEING FUCKING TERRIFYING AGAIN!” Aaron shouted at me through the walkie.
“What happened to having the preggo investigator hang back all night?” I asked rubbing my stomach. Zak made everyone swear not to let me into the buildings with malicious spirits and demons.
“Y/N please,” Aaron begged.
I sighed and looked down. “Aaron Nicholas Bagans for the love of god don’t be a stubborn asshole like your daddy.”
With that I exited the van and went to save the love of my life.
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easnuppa · 4 years
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The Cave
A little one shot I was requested to write, I hope you all like it. 
A hugh thanks to @of-storms-and-sadness for beta reading, you are awsome girl! 
You stumbled as you got up to your feet. It was dark, pitch black in fact. You couldn’t see your hand in front of you, even with how hard you tried to. You reached out and tried to feel your way around. Sharp rocks met your sensitive fingertips. You felt dizzy and you knew that you probably had a concussion. You sat down on the sandy ground and pushed your hair out of your face and tried to think back and figure out what happened.
You remembered Carol’s frantic chase through the woods. She had seen Alpha and was dead set that now was the day that the evil woman was going to die. The only reason you had joined this mission was to show your support and maybe make it clear to the man your heart was beating wildly for, that you were worth his time. Carol was important to Daryl, and Daryl was the only reason you were still breathing. You had felt this way from the first moment you laid eyes on him. Not only had you been knocked off your feet by his strikingly good looks, but you had soon discovered that his heart was as pure and good as it could be. The only problem was that he didn’t seem to notice you. At least not in the way you would like him too. You knew he cared about you, but that was how Daryl was, he cared about his family, and you were a part of that family. You had been with the group from before the prison fell. You had lost track of how many years it had been.
You had tried different things to show Daryl how much you really cared for him. Every time you went out on a run you had been on the lookout for weapons or bolts for him to use. As soon as you all arrived at Alexandria and Daryl had started working on his bike in Aaron’s garage you were constantly searching for bike parts that he might use. Daryl never saw your attempts to get closer to him the way they were meant. He looked at you the same way he looked at Carol, Rick, Maggie, or any of your other family members.
 You inhaled shakily; the air was filled with dust but not as much as you would recon it would be from the explosion. The explosion inside the cave that you all had crept through, the explosion Carol had caused. Everything had happened so fast, you were all trying to get out, walkers and whisperers had been on your tail. You had all been fighting for your lives. Then, almost like it was god sent, you had spotted the small hole in the rocky roof above your head. You could feel the draft of fresh air against your skin and you had guided the group to where the entrance to freedom was.
At some point the cave had started to give in from where you all had made the exit hole bigger, your companions had tried to help everyone out while trying to hold the roof of the cave steady, but Carol had disappeared and you knew Daryl would never leave the cave without his best friend. Daryl had wanted to run after her, but you had stopped him, and told him that you would go, you would find her and bring her to safety. Daryl knew you were a strong and capable fighter and that you could handle your own, you had proved that time and time again throughout the years.
 You had searched through the cave the way you had come. Your hand gripping the torch Daryl gave you before you walked back into the maze of rocks. You must have taken the wrong way at some point because suddenly you could not hear anything, it was like all sound and air was sucked out. It was then the explosion happened. You felt the ground shake underneath you; the rumble was echoing through the halls. You knew you were in trouble, you had turned and blindly sprinted back to the entrance, but you were knocked off your feet and as you fell you felt a sharp pain at your temple and then everything had gone black.
Now you were sitting there in the dark with a splitting headache, confused and disoriented. How the hell were you going to get out?
Your hands searched over your body, at least nothing was broken. Your body felt sore as all hell, and you figured you had a gash that was seeping blood from the sticky substance that met your fingertips, but you were alive. A fact that would not be true for long if you did not get out. You got down to all four and started crawling. You cursed as your hands and knees bumped against sharp rocks and pebbles. If you got out, you were going to have a serious talk with Carol. Enough was enough. You could only imagine the pain she felt after losing her adoptive son to Alpha, but for months she had acted reckless, and put the rest of your group members in danger. She had put Daryl in danger and that was not something you could accept any longer.
 Daryl rolled around and jumped to his feet. He started climbing the pile of rocks that now was covering the group’s escape route.
 «Help me get these rocks out of the way, we need to go back and find ‘er, » his voice broke as he desperately started to throw the heavy rocks to the side. He felt Aaron’s hand on his shoulder, and he peered over his shoulder at his friend with wide frantic eyes.
«There’s no way she would have survived that explosion, the roof of the cave gave in from it, » Aaron gently said with sorrow filled eyes, but Daryl would not accept that for a  fact. You had been a part of his life, his family, for so many years. He could not imagine you not being around. He couldn’t imagine not seeing your beautiful smile, feel your gentle touch or hear your soft voice as you spoke. He needed you, he cared about you. For years he had known that he probably cared about you more than he should, more than you would welcome. You had stolen his heart, but he had been a coward and not found the guts to tell you. He regretted his decision to stay quiet now, who cares if you didn’t return his feelings, it didn’t matter, what mattered was that at least you would know that you meant the world to him.
 «Daryl, we all know how much you care about her, but you need to let it go. This place will soon crawl with walkers. The sound will attract them from miles away. We need to go back home, » Aaron continued, and Daryl knew he was right. Digging through this pile of rocks was useless, he needed to find another entrance. He climbed down and grabbed his bow. He felt someone grip his arm and he violently turned towards Carol who was standing in front of him. Her eyes were pooling over and her lip quivering.
 «Daryl please, I didn’t mean for her to get harmed. »
Daryl shook his arm free from Carol’s grip and took a step back, scowling at the woman he had considered to be his best friend almost since it all started. The woman who he had thought had his back through everything. He now realized that Carol was too far gone at this point. Her thirst for vengeance had drawn a gap between the two of them. A gap that probably would never be possible to fill.
 «Don’t touch me, » he snarled out, «ya knew how much she means to me. She went back for ya! (y/n) would never let anythin’ happen to ya! That’s how she is! ‘er blood is on yer hands. This ridiculous need ya got to bring down Alpha gotta stop! It is putting everyone in our family in danger! »
Daryl turned to Aaron. «Bring everyone back to Alexandria! »
Aaron nodded, but his eyes were filled with unspoken questions. Daryl knew exactly what his friend was silently asking.
«I’m gonna look for another entrance. Even if she were killed in the explosion, I need to find ‘er and bring ‘er home. I ain’t gonna leave ‘er to turn under a pile of rocks. She would do the same for me, for all of ya’ll. » The lump in his throat that threatened to choke him made his voice break once more and he felt his eyes well up. He turned away from everyone and wiped the back of his hand over his eyes. Just thinking that you were no longer breathing was too painful.
He forced his legs to move. One foot in front of the other. It was almost an impossible task, but he needed to find you and bring you home. He needed to bury your body within Alexandria’s safe walls. You needed to be put to rest at the place where he had watched you blossom and thrive. Where your laughter had filled the streets, where you had seemed so carefree and happy…
  You felt the hunger claw at your stomach, the thirst was unbearable. How long had you been trapped in this darkness? It felt like an eternity and you still had not found your way out. You knew that your time was slowly running out. The dust you continued to inhale was making your throat and mouth feel like sandpaper. You had at some point started talking to yourself, trying to encourage yourself not to give up, that you were going to make it. In a short time you would find yourself lying in your bed back home, safe, clean, and well fed. The dust and the lack of water had made your voice hoarse until it stopped working completely. You were so tired. Your body was aching and heavy. Your eyelids felt like bricks that threatened to trap you into darkness forever. At one point you had given in and your body had collapsed onto the floor where you had surrendered to the peaceful sleep that you thought would last forever.
  Two and a half days had gone by since the cave had collapsed but Daryl had not stopped searching for you, he could not give up. He had been back at Alexandria to stock up with water, food and flashlights and continued the search. As he moved through the humid caves it felt like your voice was calling on him. It was almost like his heart led him through the narrow halls.
The light from his flashlight lit up the dusty ground, his strides had been hurried until he stopped dead in his tracks. There in front of him, lit up by the yellow light from his flashlight his eyes landed on your blue top. It had been your favorite, he knew because, even how worn and torn it was, you still seemed to wear it all the time. He hurried over to your limp body, whispering your name over and over like it would bring you back if he repeated it enough times. He turned you over to your back. Your body was limp, and your skin was covered with dirt and sot, still you were as beautiful as ever. His hands shakily cupped your face. Your skin felt cold to the touch. His fingers traced your skin down to your throat, frantically searching for a pulse. Could he feel a weak throbbing or was it just wishful thinking? He grabbed his backpack and tore it open, fishing out a water bottle. He uncapped it and lifted your head and parted your lips
«c’mon girl, don’t ya give up on me now. I’ve got ya! » he rasped out as he slowly started tilting the bottle. He could feel his hand getting soaked from the water spilling over your lips, trailing down your cheek and onto his hand. He needed to get you out. You had been so brave; you had almost made it out. Daryl had stumbled over an entrance only a couple of hours ago and his gut feeling had told him that this was it. He shouldered his backpack again and lifted you up. He needed to get you out, out into the sunlight where he could see if you were still breathing or if it was just his imagination. He jogged through the narrow halls. It felt like he was holding his breath until he reached the entrance and he took a step out into the fresh air. He sunk to his knees with you still in his arms. He pushed your hair out of your face and stared at you.
«C’mon (y/n), I can’t lose ya. I need to tell ya somethin’ I should’ve told ya a long time ago, » he forced his voice to work. It broke into sobs several times, but he needed to let you know. You could not leave this world without knowing.
«I love ya (y/n), I have for years, and I’ve been an idiot for not tellin’ ya. You’re beautiful sparklin’ eyes and yer pretty smile have been my only reason to get up in the mornin’. How can I go on without seein’ ya every day? Ya need to stay with me! » He felt the tears making his cheeks wet. He leaned over your limp body and he pressed his forehead against your chest. Inhaling your familiar scent. «Don’t leave me (y/n), I can’t go on without ya, » he continued to sob.
  It was so weird. You heard a faint calling in the distance and you felt your face heat up from a bright light. Something or someone was tugging on you. How could you feel all these things if you were dead? How could you form a thought if you were a walker?
Your senses sharpened as you started to regain consciousness and then you heard it again. The same raspy thick southern drawl that you loved so much. Your eyes fluttered open and you stared right into the light blue sky. How could that be? When you had closed your eyes, you had been surrounded by darkness. It had swallowed you and you had given up on the thought of ever seeing daylight again. You tried to will your limbs to move. Suddenly a face you loved so much blocked out the clear blue sky and you stared into a pair of blue pools that always made your heart skip a beat.
«(y/n)? » you heard that raspy voice say. You tried to form a word, a sound, anything, but your mouth opened and closed like a fish on land. Your lips chapped and dry. Something cold was pressed against your sore lips and soon your mouth was filled with cold water. You swallowed and gulped, and you felt the water tickle your skin as it trickled down your neck, where you coughed what you could not swallow.
«Daryl?» you asked and his blue eyes locked with yours.
«I’m ‘ere girl, don’t speak, I’ll get ya home. »
You felt how he was about to move away so you grabbed him. Even if your grip was weak it stilled his movements. «I thought I was never going to see you again, » you whispered. Daryl tried to shush you again, but you needed to get something off your chest. Something you should have shared with him a long time ago.
«I love you, Daryl, » you continued to whisper. If you were going to die, then at least he would know how you felt, how you had always felt about him. You felt his movements still for a moment. Your eyes were searching his for any type of reaction. His blue orbs softened, and you felt him lean over you and press his lips against yours. The kiss was gentle and so soft that for a second you thought you had just imagined it happening. The next words that were mumbled against your lips though, they took your breath away. Those were words you had never thought you would ever hear from those same lips that had been pressed against yours just seconds ago. Those words were the reason you had been fighting through the dark tunnels. The hope that had led you to this very moment.
«I love ya too (y/n), always have. »
Now you knew that everything was going to be alright. You could fight to survive; you could make it through. You had his heart and it would give you the strength to take on anything.
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avengersohyeah · 7 years
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Another Stark
Masterlist
A/N : So this is a request from lovely Anon, i don’t know how to reach out to you, i hope you could find this fic. It turned out to be one long ass one shot, since i’m a sucker for reader background drama so yeah.. i hope you enjoy it (Tony x Male! Brother Reader)
When Tony lost his parents he couldn’t even feel anything. Sadness, pain, regrets, all those things came to him all at once. Numb him whole, he refused to feel any of those emotions. So he shut them out, that’s why he’s numb. Trying to forget everything by partying, drinks, women, but those things could only last for a few moments. And when he’s far away from those things, all the demons of his past creeping their way to his mind. Forcing their way to make him feel them. And at these times, he could only wish for someone. Someone to hold him close, to tell him that everything is alright.
 Pepper, she’s been there with him through every sleepless night. Easing his demons away with her touch and her love for him. But that’s not enough. As hard as he denied, even with Pepper’s presence near him it still not enough. He craved for something’s different. Love, not the kind that Pepper gave him, not the kind that he gave her either. A love for people, for someone that you care more than yourself. Not the kind of love between a couple, but the kind of love you feel to your family. Pepper is his family, and all his staff he consider them as a family at some point. But that’s not enough.
 Before his parents leave their house to deliver those serums, he didn’t had a chance to tell them good bye. To hug them, to tell them I love you even if he knew that they might not comeback once they drive past the gate. It’s all because of his Dad. A few days before they decided to take the serums with them is the day when he found out. His Dad slept with one of his staff. It was a night when his mother were scheduled to came home from her trip to Paris. He was going to call his Dad and ask him if he could go with him to the airport. That’s before he reached the door of Howard’s office, and heard those sounds. Moans, panting, and profanities that spilled with their heavy breath in hushed tone. Then it all hits him, He’s Dad, even if he claim that he love his mom, still couldn’t get his hands off of another woman. And since that night, he despised his father like nobody could.
14 June 1992
 Somewhere across the country, a women is fighting to deliver her baby. The one she never thought would she keep. When she found out about it, it was three months after Howard’s death. So she did what she thought was right at that time. She left the mansion, handing Howard’s secretary her resignation paper. She couldn’t bare the thought that anyone that killed Howard could also go after his child if they found out. Even along the way in her nine months away from the Stark family, she managed to keep a track in Tony’s activity. For precaution, because she is that kind of women that always prepare everything to face the worst. She wrote everything that she know, in case someday her child ask and she can’t explain it with words.
16 years, and she was right about you would want to know the real story about your father. She just goes silent and hand you the box filled with envelopes of letters without address, just your name on it. You took the box and headed to your room. You read every single letters your mother wrote for you. Sadness, anger, guilt, you’re not even sure what kind of emotion you felt at that moment. You rushed to the living room and find your mother sat her, with her head on both palms and shoulders shaking. You kneel in front of her, and you bring her to your embrace while you both letting your tears flow. God how your mother has suffered. You’re not stupid, Stark, who’s apparently your brother has become the news since his parent’s death. Being the genius playboy philanthropist at young age he is draw all kind of attention from the world. But does he know he has a brother? Well half brother. Maybe not, because as what your mother wrote to you, she left without saying anything. But now at least this explained where you got this genius head of yours.
You never thought that finishing school earlier than any other kids in your age is a big deal. But apparently it is for Stark Industries. As a massive company that value young intellegent people, they keep a track in every single school in U.S for someone that is possibly could they recruit to their company. Well mostly they took a records of individuals like you, young, genius, and finish school early must be one of the requirement too. And that’s how Tony find out your existence. The day your file was handed to him as a possible recruit for science team has him shook. His mind went back to the day when he heard his Dad and your Mom in that office. He looked through your files and smile etched on his face. He doesn’t even realize he’s smiling until he felt his cheeks sore. Although he never expect it, but the fact that he still have someone out there that has Stark blood in them warmed his heart. That, and here he read through your files he felt proud of you. The kind of proud feeling those big brother felt when their little brother did something that is so awsome for him. Reading through your achievements, he couldn’t hold the big smile that creeping on his face.
“He has Stark in his blood after all…” He said to himself.
“Who has Stark blood in his ?” Pepper asked as she walked to his desk. She kissed him and then stand there beside him to wait for his answer.
“Would it be weird if I tell you that I have a brother ?” He asked her with one brow raised.
“What do you mean you have a brother ?” Tony then showed her your files and tell her everything happened in that night. She went silent for a long time.
“Come on say something!” Tony breaks the silence
“You want to meet him.” It’s not a question, but a statement because Pepper knows him like the back of her hand. “I’ll handle the meetings for this week but you owe me Tony” She walked to the door and before she exits Tony yelled “I Love you MIss Potts”
 When you came home that day you could’ve swear your heart is going to jump out of your chest. There, sitting on your dinning table with your mom, chatting comfortably is Tony Stark. The one that you learned as your half brother just three days before. Dumbfounded, you couldn’t find any words and just walk to your chair in that table like a robot. Sitting in front of someone that you admire secretly felt bizarre.
“Close your mouth, you’ll catch a fly” He said then chuckled
You smiled at that, and looked to your mom, then to Tony again. Somehow it doesn’t feel awkward at all, it felt like it’s normal. All this time you ate with your mother in this very table and you always feel incomplete. You always thought that it’s supposed to be your father. But now seeing Tony here, you finally realized that it is not a father figure that is missing in your life. Your mother has always been one when it’s needed. It is a brother that you’ve been longing for this whole time. When you finally came to this realization, you responded “Welcome home brother…” This earns you all the eyes in the room, your Mom that is visibly crying before she’s now sobbing again. And Tony, he smiled so wide and you can see the tears also pooling at the corner of his eyes. You spend the lunch trying to catch up on each other’s life. Mostly it’s Tony that wanted to hear your stories, what you’ve been through to be this amazing person you are.
“You finished school earlier this year, what’s your plan ? Ever considered in joining Stark Industry?” Tony asked after they finished their lunch.
“Actually when I was in high school I thought about applying to your company..” At this revelation, Tony’s eyes light up, only to be replaced by shocked expression at what he said next “But then i have this i don’t know, desire ? to serve the country.”
“No way… You’re not ! You’re coming with me to my company” He sulk like a child.
“Well you’re to late for three days brother, I just got back from special force recruitment and I’m in the program”
“No Way you’re not even 18… how could they let you in?” He whined
“I don’t know and I don’t care, but that doesn’t mean that we can’t catch up for the lost time.”
“Fair enough… how about you show me around tomorrow ? I want to know everything about you, school, friends, anything, before you go to that special force of yours and make us go Dear John.” At this you just laugh and agreeing to his request.
When you were finally finished your military education, you were sent straight to a secret operation in Middle East. A lot of things happened in the span of four years, and the best thing to you, it’s Avengers. The fact that your brother is Iron Man was surprising to anyone, you included. But what surprising more is that Tony kept his promise not to out you as his brother to the world. At first he was planning to do so, that way you wouldn’t need too join the special force program in the first place. But you refused, you told him that serving your country is a calling for you, and you wanted to give everything you have to do it. And he caved in, somehow knowing each other in such a short amount of time made you both bond faster and stronger than you could imagined.
The day when New York attack happened was the same day when you were in your mission, so you had no idea what happened back in the States. And when you finally got a contact, it’s a months later from the secret base in Tel Aviv after you finished your mission. Given the break to come home, you couldn’t wait to surprise your brother and his team of super heroes. Well, it’s mainly just a reason so you can see the legendary Captain America in person.
Avengers Tower
 If Tony isn’t a crazy rich genius billionaire, the recovery of his tower wouldn’t be this fast. It took exactly three months for his Tower could finally function like it used to be. The team were also gathered again after their vacation, minus Clint that nobody knows his whereabouts, and Thor that is in Asgard.
“Spangle you could just ask JARVIS to torn the TV on” Tony said from his seat at the corner of the common room.
“Yes… It still freaked me out to talk to someone I couldn’t see..” Steve scratched his head in embarrassment.
“Well, prepare yourself to be more surprised what Stark have in his Lab..” Natasha cut in with a mug of coffee in hand.
The banter between the ex-assasin and the spangled men were actually pretty amusing for Tony. If only his mind is there at the moment with him. But no, his mind went to all those years ago when he first met you and your mom. The day you spent together doesn’t feel like he’s trying to get to know someone. It felt just like two brothers that’ve been away from each other before they reunite. It’s funny because when he finally get to talk to you more, he saw himself in you. It’s obvious that you have Stark’s brain, even as he hate to admit it, you look way better than him. But the one that makes him grow even fonder of you was your sass. You could give him a taste of his own medicine. That’s why he loved you so much.
He’s been staring at his phone that displayed your picture, the one in your uniform right after your graduation ceremony. A week before you were sent to Middle East to lead backup team in Tel-Aviv Israel. He was sad because he didn’t get to say good bye in person to you. Knowing nothing about when will you come back because it’s classified. Well for other people it is, but nothing can stop him from making sure that he knows when will his little brother come back. He already have a party planned in his head to welcome you. He’s caught up in his head and didn’t hear that Nat have been calling him for a few times.
“Tony.. Tony! You okay ? We kinda lost you for a moment..”
“Yeah yeah…I’m fine just counting time till I could throw another party.”
“You just threw a party few months ago when this building was reopened.” Nat rised her eyebrows in amusement
“Well get used to it, in fact I could throw a party right now if I want…” He replied matter of factly.
Their interaction were cutted off by JARVIS “Sir, you have a visitor from U.S Army’s Special Force.” At this information both Nat and Steve turned at Tony with questioning look. Only to be welcomed with his shocked wide eyed expression.
“Where is he ?” His voice came out calm while his mind is going overdrive. There’s only two possibilities if someone from your commando wants to find him. It could be you, but he remembered you wanted to keep your Stark blood as a secret. Then there’s this possibility where it is one of your team mate that delivering him a very bad news that he never wanted to hear. But the fact that he knows your mission were supposed to be a year long, he couldn’t help his mind to go over the later possibility. He stand up a little bit shaky and unfocused, first time seeing Tony in this kind of state Nat and Steve decided just to follow him in silence.
The three of them reached the door of Tony’s office where JARVIS told them the visitor’s waiting. Nat and Steve could see Tony’s hand shaking as he reached for the handle and pushing the door open. As the door opened, they could see a men with his back to them. His posture was obviously a soldier’s one. Broad shoulder, fairly tall, taller than Tony but still a little bit shorter than Steve. And he wear a complete formal uniform from Army, Steve recognize it everywhere since it’s not that different from back in the days. He was about to ask who are you, but Tony breaks the silence.
“(Y/N) ? Is that you ?” Hearing Tony’s voice weavering only invite him to look at the billionaire. He never thought that he would ever witness the most miraculous thing in his live. There, Tony Stark that he know have a heart of steel, like literally, with tears streaming down his face. He was to struck to Tony’s expression to notice that by now Natasha’s face also turned into that comical slack jawed expression.
The men turned and they could’ve swore that for a flash second he looks exactly like Tony with taller frame. It was until you opened your mouth Steve and Nat completely lost their control of their face “Good to see you brother, I heard you saved the world….” Then he flashed the brightest smile they’ve ever seen.
Tony just dashed into the room and take you in bone crushing hug. Sobbing while mumbling incoherently. Again, Nat and Steve just to dumbfounded seeing Tony crying uncontrollably. It’s like seeing one of those chick flicks where the two sister has been separated for a long time then they met for the first time.
Tony pulled back still snifling “God, I thought they want to meet me to deliver your death news or something..”
You chuckled at him “I’m not that easy to get rid off, besides what makes you think that ? couldn’t you just, I don’t know figure out that it was me ?”
“Well, I did, at first. But then I remembered that you were assigned in twelve fucking months mission in Israel. So my mind drift to the worst possibility.” He confessed
“Wait…. How did you know I was assigned to Israel for twelve months?” You asked, and you could visibly saw him shifted awkwardly “God ! Tony, what I told you about hacking into my commando’s system? How if they found out?” You asked him in annoyed tone
“They wouldn’t, trust me.. but how ? Your mission plan were designed for twelve months?” He countered
“Well, because of someone like you that could possibly hack into our system, I changed the whole plan. They run a simulation then goes with mine, it’s way more efficient, and faster than what the commando made us so..” You shrugged
“You use that Stark brain of yours good.. Anyway have you eaten yet ? I have a chef from France that I hired for a week, you want a steak? Oh wait I’ll get you a steak, you love meat…” He rambled like a mother that saw their children after school.
You cleared your throat “You won’t introduce me to them?” You gestured to the pair that still has confused look on their face.
Tony looked back and drag you with him, at first you thought he was going to introduce you to your favorite heroes, but he dragged you past them, rambling that you need foods more than you need to be introduced to them. You screamed as you walked the hall “It’s honor to meet you Captain, and Black Widow you’re gorgeous I’m a fan..” Your shout were cut short when you turned the corner.
They were still trying to process what they just witnessed in silence untill Natasha speaks “So, Tony just cried..”
“He has a brother…” Steve continued
“Obviously younger one..”
“And he’s in an Army..”
“A Special force..”
“In such a young age…”
“And his rank is higher than yours..” At this, Steve whiped his head to look at Nat in shocked expresion. “What ? you didn’t see it ? He’s Colonel..” Natasha give him her Black Widow smirk
“Shit…” Steve cursed
“Language!..”
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wivibook · 7 years
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Let’s Talk About Short Stories
Like many other pieces I post writing advice and writing topic wise, this is coming from the perspective of a new writer. Though I lack in experience, I’m hoping to pass on what I’ve learned and found as someone who is picking up on the intricacies or writing and publishing on their own. I hope this eases the process for anyone else still in the process of learning as well.
On to the topic of short stories--those things I write when I’m not working on my novel. Are they shorter? Yes, of course. Are they EASIER? No. Not even close. They’re just different, and the process of submitting them for publication is a little bit different too. So if you have one of these short different little stories, what do you do with it?
WELL, DO YOU ACTUALLY HAVE A SHORT STORY? THE ANSWER IS PROBABLY-KINDA.
Short stories have a lot of cousins, and knowing which cousin you have can help you find a publication faster. From what I’ve seen, most places will break the cousins down like this:
Flash fiction- 500 to 1,000 words
“True” Short Story- 1,000 to 7,000 words
Novelette (cute name, right?)- 7,000-15,000 words
Novella- 15,000+ words
And this may differ depending on where you look to submit. Some places cap a Novelette a lot sooner than 15,000 or others may give you up to 1,500 for your flash fiction, but this is a general guideline.
COOL. YOU KNOW WHERE YOUR STORY LENGTH PLACES YOU, BUT WHY DOES THAT MATTER?
Welcome to the world of guidelines and word caps. If you’re dealing with a Novella, Novelette, or longer short story, you’re in for a bit of a struggle.
Many magazines don’t like to take longer pieces. It makes sense if you think about it as shorter pieces leave more room for other contributors if your working with a publisher with a page limit and shorty pieces are more likely to hold a readers attention. Anthologies look to be better about this, but might leave you waiting on longer response times. Even if you’re still in that Short Story range, you’re going to run into places that will only take up to 4,000 to 5,000 words. Even if you find a place that takes Novelettes, you may find their word counts cut at 10,000 words. The struggle is real for longer short fiction.
Flash fiction might find itself in better luck as I’ve seen several places looking for those shorter pieces.
FINE, THE STRUGGLE IS REAL IF YOUR WORDY. REGARDLESS, HOW DO YOU FIND SOMEPLACE TO TAKE YOUR WORK?
There are very few times I will say Google is not your best friend, but Google is not your best friend when it comes to this. You’ll find a few places on the first page that may seem nice right away, and maybe your search skills are strong, yet you’re bound to end up with results that actually don’t take your genre or won’t take your word count.
Don’t worry there is a better way.
Duotrope is your best friend for finding places to submit your shorter works, and for 7 days, they’re your best friend for free. After that, cancel or it’s $5 a month. Ew, paying for things right? IT IS WORTH IT.
Duotrope let’s you fill out your genre, sub genre, word count, topic, sub topic,how you want to submit, how much money you’re looking to make if any, and more, and then it will find you a full list of places that will take your story.
Thinking one of those places looks neat? Click on it, and Duotrope will tell you as much info as it has on that publisher like hat percentage of people using Duotrope who submit there get accepted or how quickly those that submit typically hear back. It’s pretty useful. 
Trying to shift through Google even after giving it the same specifications just did not give me the same number or quality of results, and believe me, I tried.
SO YOU’VE DUOTROPED OR GOOGLED (HEAVEN FORBID) YOUR WAY TO A PUBLISHER. NOW WHAT?
Well, you don’t have to worry about agents, which is something you may want to look into for novels. Short Stories or relevant cousins? Most cases, nah.
You may or may not have to worry about “selling” your story. Many places do not want you talk up your story like you need to for novels, in fact many of them want little to NO information about your story. If you’ve got a multiple paragraph cover letter or query for your story, reconsider bringing it down to one short paragraph, and there are resources for your letter if you’re not confident if your should include something (not that they all agree).
The above is not always true though. I have had to summarize and “sell” the novelette I’m currently working on, which leads me to say...
Read. Their. Guidelines. They will have guidelines, but don’t stress. They’re there to help you send them your best work in the way easiest for them to handle (and a way they are MOST likely to take it).
Most places will clearly tell you exactly what they will and will not take. Does you genre really fit into speculative fiction? Are you willing to push their word count (some publishers allow it)? Do they allow that use of profanity? So on and so on. Sending something they don’t want is a good way to get it thrown out (brutal, but fair).
They’ll also tell you HOW to submit, and you’ll want to read that part several times. Most places are online only now, but some still do post. Many want certain formats, so don’t just trust a general one. Remember what I said about maybe or maybe not needing to sum up or sell your story? They should tell you if that’s necessary, and to what extent. Go with the mentality of unless they say “do” DON’T.  They will tell you what want and how they want it. Pay attention.
SO WHAT’S LEFT?
Miscellaneous information like:
-Some place are cool with you submitting to more than one publisher at a time and expect it. Others don’t want something you’ve got submitted somewhere else, so wait to hear back before giving it to them. Again, this would be in their guidelines.
-Some places will take more than one piece of yours at a time. Some won’t. Again, guidelines.
-Some of the places you find will have weirdly old looking websites. I’ve found this to be especially true with the fantasy/sci-fy/horror publishers I’ve gone to on the hunt for places to send my work. I’m talking like early 2000s or late 1990s looking places. Give them a look anyway.
-Don’t submit to too many places at a time.
-Do bookmark the heck out of places you can submit to in the future.
-Some places have small fees for submitting.
-I’ve heard back from places in less than a day, and others I’ve never heard from again. Practice patience and hang in there. Always double check those guidelines about what they deem an appropriate for you to query to ask about the state of your story. If they don’t say, well, I’ve run into this problem and had to use my best judgment about when and if to contact them.
-Silence may be your rejection, and that’s okay.
-They may outright reject you, and that’s okay.
-They may tell you how to improve with your rejection, and that’s awsome.
-You will be rejected. That’s okay. Reassess, revise, and resubmit to those places you bookmarked.
-Um, but don’t resend the same piece to the same people. That’s generally frowned upon.
EXAMPLES
This is a blurb I wrote for my novelette that got it consideration in an anthology. The manuscript was requested after submitting this, and places that don’t want the manuscript right away are where you are most likely to come across needing to do this.
“When prompted by a nightmare to start a dream journal to share with a childhood friend, the protagonist of "Tabitha" slowly starts to lose control of her reality as the journal that was expected to be a cathartic project turns into a daily rehashing of the same nightmare that sparked it. As the nightmare progresses and evolves, the protagonist begins to feel she is becoming haunted by the malevolent presence from the dreams--a grey girl with seething, hating eyes that the protagonist calls Tabitha. As Tabitha pursues the protagonist's sleeping hours relentlessly, sleep paralysis, hallucinations, and sleep deprivation start to bring the protagonist to her wits-end and make this nightmare her reality.”
It’s not perfect, but it worked. Also it taught me the pain of describing an unnamed protag.        
This is a cover letter I wrote for a place that wanted next to no information on my story. I’ve removed the specifics about me and the publication.
Attached is my unpublished psychological horror short story “Tabitha” (approximately 9500 words) for consideration at your publication, XXXXXX.
I am a recent graduate of Northern Illinois University where I graduated magna cum laude with my BA in English.
Thank you for your time and consideration.
Big difference, huh?
HAVE I LOST YOU ALL WITH HOW LONG THIS POST WAS? SORRY.
But I hope this was helpful to someone in someway. I’ve been testing my feet and trying to figure some of this out myself in bits and pieces for a bit now. Perhaps this will make life easier for someone in the same boat.
Keep writing, and keep trying. Make and submit something great.
Best wishes,
M. K. Pluck.
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gods-call-blog · 6 years
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And then
Ok so I was going three withdraw I remember trying anything so I wouldn't be sick bud tonic pills (I didn't try heroin cause I didn't know were to get some cause I would've tried anything at this point not to feel that way I tried drinking and if I was careful not to throw it up it would take away the nausea and let me at least be able to sit for awhile cause I couldn't be still my equilibrium was all ducked up and know my stomach would contract every three minute and it felt like I was going down a rollercoaster on top of the chills the nausea the runs seeing fosters lack of sleep and when did sleep constant nightmares ones I couldn't believe my brain could come up with I didn't eat and every time I drank something it felt like someone punch me in the chest that how anxious I was I would go to the store I had been to a million times and get lost and I had to sit for like 20 minutes to think about how to get home but the beer helped with that so I took up drinking when I was withdrawing and 1 week pasted then a month the 2 months and everyone said I'd get better soon but it never happened thinking back I would have rather go threw the anxiety I had before then all this shot now I really couldn't funtion and at this point I was having alcohol withdrawal to and I was always sweating so this pretty much destroyed my life I lost my jobs house and kids and cause of my drinking I came back home to San Diego.Still after all this time I was still drinking I was acting a fool around my oldest son he lived in San Diego and I decided I was go in to stop drinking but I still always felt sick so I stated getting loaded to stop drinking and I did I stopped something I didn't think I'd ever be able to do . I also started going to the psyciatrist and I told them how I was telling they had me on seven different meds they even had me on meds for the side effects of my regular meds and I stopped taking all that shot one time I slept for 16 hours and I felt like I was in the clouds for like the next three days so I stopped taking all that shot cause I know drugs are bab but those phsyc meds are something else !!!!!!
Were right after that my sister got out and that like I said before we were smokers we even use to take picture when we blew out smoke causecwedcsay you could see faces in it ha ha were a bunch of idiots!!! When I got home from Seattle I felt weird I thought it was cause of the long ride I came in a Lexus on a pulley tied on to the back of a uhaul the whole ride I thought it was kinda cool cause I could stare at the sun and it didn't bother me one bit
So a couple days after I got home I had this feeling that when got out of bedbug wasn't me getting out of bed like it was me but it was someone else so I'd ask my self I don't know how to explain it other than there was someone with me and could walk and move like me but it wasn't me I know this sounds ducked crazy but that's how it happened so I started talking to myself asking who else I was and stupid shot like that but no body answer at least I didn't hear anything so I concluded I was trippingband let it go. I use to find myself starring at shit I don't even know I was starring at so I would snapp out of it and go on with my day then one day I felt like something was tugging on my feet and I got up right away then I would find myself standing in the same position for a long time for I don't know what reason the I felt the tugging again and somehow I felt like I should stand there and I don't know just stand their and it felt like my skin was being pulled but I couldn't see anything so I did that here and there the I started always talkingbtonmyself in know if never done this before but I did it so much my mom called the policevcause she thought one as go in crazy and yes ingress that's what it looked like so every time I caught myself doin it I would stop the the tugging started to happen so I stood there for a long time and pretty soon I don't know how but I felt like the whole death was moving I mean the whole earth it would stop but every now and then I would do it on purpose cause I thought it was kinda cool then one day I was hanging up a picture and I was leaning up against the wall and I felt like a big lump roll underneath my hands but it had to be from one side of the wall to the other side like the wall bended over a lump or somthing that shot was wierd . After that I remember back and is always hear something strange on tv or. Outside or something and I always went to see where it came from but I'd go outside and no one would be there and I'd just go back inside like I always hear someone call somebody named Enoch Enoch and I remember thing oh someone is looking for that little boy and can't find him I would even go outside to check if he'd be out there but there was nobody. One time I heard 'the firstvfriend Jesus made and I went to the tv but it was a Colgate commercial or something so I figure the tv show was over . Then I started hearing shot that scared the shitbout of me like acpossed person or something and it wasn't coming from the tv then I heard someone always crying then one day I heard tsomthing hit the roof and it kinda then rolled down then I seen a face come try the ceiling like if you stretched a plastic bag over your face and I was cleaning so alli could do was spray it withv awsome then it pulled back into the ceiling I remember thinking to myself "I'm smoked the fuck out in ducked hallucinating so I slept that night.
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i am getting my permit like in two months if im going to be in my parents policy how much will the insurance go up if im going to be a driver only!!!!!!!IM GOING TO DRIVE MY DADS CAR
Isn't it time the insurance companies stopped ripping us off?
Just how annoyed am I... I've been unemployed for 4 months and receive income based job-seekers allowance,we don't have enough to live on and finding a job seems harder than ever just now.My car had an engine problem and both the Tax and M.O.T had run out,with so little money coming in I thought it best to do without the car until I get working again so I scrapped it.I called my insurer to freeze my policy and was told that I could only freeze it for 30 days and would still have to pay the monthly 20, then I would have to cancel if I didn't get another car by the end of the 30 days,cancelling will cost me 90. What the hell,how am I supposed to find the money and isn't it time these greedy companies were asked to explain why they need to charge ridiculous amounts of money for doing nothing other than posting a letter,they also charge 35 to change the policy onto another car which I find a bit hard to swallow. Why though,why do they have to charge so much in these hard economic times""
Can someone explain the difference between Health Insurance and any other Insurance?
I don't understand why people act like health insurance is so radically differently than other insurance. Is it? Insurance is a form of risk management to hedge against loss. Auto, Life, Homeowners, Unemployment and Health are among the types of insurance you can buy. I'm generally not required to buy any of those insurances. If I have the title to my home, I'm not required to have homeowners insurance. If I don't drive a car, I'm not required to carry auto insurance. Why should I be forced to buy health insurance? If I want to take that or any gamble by not buying insurance, isn't that my choice? I will admit that by not purchasing health insurance, I could be putting a burden on others if I was admitted to the ER and couldn't pay, that burden of payment would fall on others. HOWEVER, that burden would be there whether I was forced to carry insurance or not. If I don't make enough money to buy this mandatory insurance, then the gov't will give me tax credits to purchase insurance. Who's paying for those tax credits? All of the tax payers. So either we pay the providers/insurance companies via higher premiums to cover loss, or we pay the gov't via taxes. Forcing (perhaps unconstitutionally) citizens to purchase health insurance won't solve anything, it will just move where the cost is incurred. But please, explain why people are treating health insurance so differently.""
What are some cheap car insurance companys?
What car insurance companys are cheap... and do they have a web site/phone number so I can get a quote thanks!
Home insurance?
i live in southern california and my home value is 600,000. I pay 2,200 for insurance every 6 months. i think this is a little too high but would like to know if this is average. When i bought the house i was too excited that i didnt even talked to my insurance agent, who is located in Fresno, Ca. I do live near a school could that also be the reason why my home insurance is so high? Could the location make any different? Can i also change insurance or will there be a penalty? I have no clue? My insurance is through Farmer. thanks in advance!!!!!""
How much is insurance for teens?
Im almost 16 and im wondering cause my parents dont want to pay 300-400 a month. And i do good in school if that cuts costs down.
Learners permit insurance?
My parents are divorced and my mom took me to get my permit and signed for it. In order to drive with my dad do I have to have a card of her insurance in the car?
What is the car insurance cost for a 2005 or 06 saturn ion for a 16 year old or somewhere around that age?
this car is not that great but if you could give a better car with a low insurance cost that would be awsome.
Good car insurance??
I will be 16 in a few months and am hoping to get a Mustang two doors. soo it might be a little higher insurance..Is there an insurance company thats better than another?
Car insurance questions?
Ok so im a bit confused about car insurance! If i claimed on my insurance because say i had a crack on my windscreen and it want my fault, would that mean i lose my no claims? Also, if i was involved in an accident that wasnt my fault, and the other person refused to give their insurance details, would i just ring my insurance company with their car reg? What if i lost the claim? Im very confused about all this!""
What's an affordable car insurance for new teen driver?
I'm 16, i live in the bay area and today i just got my drivers license. So with that being said i need to figure out what kind of car insurance i can get that is affordable because i know all insurance for young new drivers is very expensive, So can you give me any names that i can look up please? Also i've been driving my families 2004 Chevy Cavalier Ls to get me started but it's kind of small for me and can anyone give me any good brand names for cars that have great safety to it? I love the toyota camry's and solalra's are those good cars to get? Thank you if you can help me :) ~Robert""
What should I be looking for in coverage with car insurance?
I'm 22, just graduated from college and am just about to get my car put in my name and on my own insurance (was paying my parents for car insurance in my dads name before). I am curious on what exactly I should be looking for as far as deductibles and liabilities go to get a cheaper-ish rate, but yet still decent coverage? I was paying $70 a month on my parents insurance, I know I won't get that good of rate, but am wondering what decent coverage would be for a decently priced monthly rate...I was told to get a $500 deductible for collision? My car is a 1997 Honda Accord, great condition, around 130,000 miles, and I got one ticket in 2007. Any advice would be helpful! Thanks!""
Buy individual family heath policy - what to look for -?
hello, i wanted to buy a individual insurance for my family and please advise me a good company my family = myself(31),wife(29),and kid (1yr). -- i got some online quotes. but could you please let me know what are some of the things to look for while shopping for a individual family insurance.. basically, my expectation from a policy,is something that covers my kids doctor visits at no cost and should be acceptable in best hospitals and doctors office.""
Why do people think I haven't looked hard enough for affordable health insurance?
On a political blog I mentioned that as an equity partner in a law firm I paid Aetna $12,000/yr for parent-child coverage because law firms require the partners that own it to purchase their own coverage. We received the rates that companies with approx 100 employees are charged. I also paid a share of what the firm contributed to employee coverage, which came out of profits Conservatives jumped all over me for failing to shop around. I had failed to mention that we switched from Blue Cross to Aetna for cheaper rates in exchange for greater rationing, i.e., less participating doctors, higher co-pays, etc. Can somebody recommend a reliable insurer with lower rates that Aetna?""
Would the insurance be cheaper for an 05 Maxima SE or an 06 CTS 3.6L?
I'm 17 and looking into getting a first car and both of these sound very appealing. Which generally costs more to insure?
How much does insurance go up in a wreck?
Im a 16 year old male, get good grades, and i drive a 91 firebird. i recently got in a crash, my car was fine but the other guy had a scrape along the side of his car etc. how much can i expect my insurance to go up?""
How can I get reliable insurance ratings?
I have been with Nationwide Insurance for 21 years. Your normal every day insurance can never come close to their rates and Nationwide has always had outstanding service. As we all know, money is lean these days so there are two companies I want to check out. I'm thinking about getting quotes from USAA because I am a veteran and California Casualty Insurance because, as a teacher, I get a discount through SCEA. My fear is that even though those 2 might end up cheaper, I might get a huge downgrade in service. So I'm looking for information on both companies, especially if there is a good, unbiased source on the internet. I need to cover 5 cars (including 3 teenage drivers) and 2 boats.""
Can some one help me with a car insurance quote?
I am writing a paper, for my english class. I am writing about some of the high priced items in the world today. one area is cars. would any one have a ruff idea of how much it would cost to insure a 2007 Rolls-Royce Phantom for a person that is 27 years old""
Temporary car insurance question?
In Which condition i can take temporary car insurance? i heard that it cannot be taken as general insurance is it true?
Life Insurance :?
can i stop paying my premium and get back the amount i paid for? . I took insurance for 15 yr. Already 2 years over. Is ther any option to get the invested money back?
About how much does a car alarm save on auto insurance?
I know this depends but just give me a GUESS. or how about; use yourself as an example. How much do you save, or would you save, if you had a car alarm?""
What car insurance quote should I accept ?
I have a competitive quote from AVIVA, ADMIRAL and ELEPHANT.co.uk Which company would you use and why?""
Car insurance question?
Ok so im trying to get car insurance on my grand prix. im doing it over the internet and the final rate says a 3166 dollar premium over six months. is that actually what i pay over the six months or is that what i would have to if something happened. what would be my actual cost over hte six months cause that just seems crazy
""Car insurance rates are through the roof and I don't know why, help!?""
I need help with car insurance, I'm having some problems. Okay, I'm a 21 year old single, never married, male and I got my driver's license when I was 18 in March 2008. Now, I know my car insurance rates are high because I'm young and a guy, but here's the problem. I see people who are about my same age who have been driving for the same amount of time as and have no accidents, violations, or tickets like me. My car insurance rates are ridiculously high, I mean insanely high, even compared to others my age. My younger brother even, he's had his license for a year, he's 19, and had 3 speeding tickets and still pays less than me. On average for my car insurance rates, getting quotes online range from about $1500 all the way up to $2500 for 6 months! I used old vehicles, new vehicles, safe vehicles, unsafe vehicles, every kind of car/truck you could imagine and my projected rates are still through the roof. For example, for full coverage with the minimum amounts and highest deductibles, my insurance on a 2010 Mazda 3 would be about $1800-$2300 for 6 months. However, I also got a quote for a 1997 Ford Escort and the same exact coverage is still $1200-$1300. I don't get why my rates are so much higher. A coworker of mine is 21 years old, not married, no tickets, and has had his license since 18 like me, and he has a 2007 Mazda 6 and he only pays about $170 a month, which translates to about ~$1050 for 6 months. I put in my information including SSN on the same company's web site that he uses (Geico) and my insurance rates are about $1700 for 6 months. So my question is why are my insurance rates so high? I have no tickets, no moving violations, no accidents, nothing, and yet insurance rates are so high. I figure SOMETHING has to be on my driving record, but I can't imagine what. How can get a copy of or look at my driving record? I just want to know why my rates are so much higher than other people, male or female, who are about my age and have been driving for about the same amount of time and yet I still pay 2x or 3x as much as me. Please help me out! =)""
new hampshire insurance company subsidiary
new hampshire insurance company subsidiary
Can i sue my car insurance company.?
I have had an car accident and made a claim through my car insurance, however they have failed to compensate me for the accident and rather than compensating me they have cancelled my policy claiming that i had provided them with incorrect information, which were genuine minor mistakes on my part, however i did not find out about any of these indiscripancies until my accident as my insurance company had not initially provided me with documents showing all the information i had provided to them to make sure everything was correct, they only provided me with the certificate. Since they didn't provide me with these details and a form to sign to say all the information is correct. Are they allowed to cancel my policy as i wouldve corrected this information if i had found out about it. And do i have any grounds to complain to the financial ombudman.""
Car insurance involving my best friend?
recently my dad got me a car, the car's in my name, the car insurance is in my name and everything to do with the car is in my name but my dad's on the insurance as an additional driver which on my insurance additional drivers are free on my insurance, does that mean I would be able to add my best friend to the insurance enabling her to drive my car and my dad to teach her aswell under my insurance?""
Where is the cheapest place to get motorcycle insurance in Michigan?
Its for a 2006 Yamaha R6!
Car Insurance?
Is it normal for a car insurance company to send a questioner to it's clients who had an accident? They asked the same questions I told them on the phone and I had to get the form notarized to send in with my answers. They we're asking what time, where it happened, who was I with, did I ever file a claim before, and the last two pages had to do with fraud.""
How to make car insurance as cheap possible?
i don't even wanna pay it but if i can get a reasonable price i will pay it. its just ridicoulus how much it costs ( i got no spell check by the way)
Which car is the cheapest to insure for a newly qualified 17 year old driver ?
My daughter wants her own car but insurance costs seem very high - can anyone sugest a suitable car for a new driver that won't cost her a small fortune to run or maintain ?
Medical insurance?
I am looking to obtain a medical insurance policy. Any insurance brokers out there want to quote me? I am 21 years old. I have excellent health. 6 foot 160 llbs. 92630 zip code. California.
How much has your health insurance gone up in the last year?
Mine just went up 35%. How much has the affordable health care act screwed you so far? And don't tell me it doesn't start until 2014 the insurance companies are raising rates already due to this stinking pile!
Question about car insurance?
ok so im wondering if i get a car will worth 5000 will the insurance be the same on all cars worth 5000 like a mustang worth 5 k or a civic worth 5 k is the insurance the same on them?
How much would my insurance be?
ive just turned 16 and im getting a 50cc moped restricted. Most people insurance is 289 for the first year and 189 for the second. but thats for a scooter.I want an Rs50 (1 of a kind) and so i am asking, will my insurance be different or the same?""
""Life Insurance, Add to or buy another policy?
I bought 50K worth of life insurance when I was in my 20's. Now I'm 45 and thinking I need another 50K more. Would i be better off to buy another policy and keep this one. Or should I cash this one in and buy one 100K whole life policy? The policy is currently whole life and there is about 7K in there.
Health insurance for baby?
Anyone know any health insurance companies that cover babies right after birth? I found out last night that my insurance won't cover my baby the second the cord is cut because I'm under my dad's policy and she is not/will not be his dependent. I do NOT want to go on government insurance, so are there any other companies that will cover infants from birth on? Thanks in advance.""
""What's the cheapest car insurance in Houston, Texas?
I just bought a 350z 2003 and I'm 19.. So I would like to know how much I will pay...
When we ask for AFFORDABLE health care?
maybe we should control the Hospital, Doctor, and Insurance company's cost. That would bring it down. Then the government wouldn't have to get stuck with it all.""
Expired insurance of another driver?
While I was slowing behind a stopping car, another vehicle hit me at the rear bumper. My bumper would probably have to be replaced. We have exchanged insurances and continued. Now that I check his insurance, it's expired. I have his driver license details as well. I will call his insurance company, but if it really turns out to be expired and he was uninsured - what are the options?""
Is it okay to drive an unregistered car with insurance in California?
I'm in the process of getting the paperwork for registration, but it's taking longer than expected. The previous party (who I bought the car from) already gave up title to the car. I have the bill of sale and insurance and have been staring at an undriven car. Can I drive it? What are the consequences?""
What is the cheapest auto insurance for michigan?
for the most basic insurance
Need Health Insurance Advice: Colorado?
Question I had a shoulder injury while weight lifting last November. I recently graduated and my school's health insurance is going to end soon, and I need health insurance to help pay for a possible MRI/surgery down the road. Or even more PT. I don't have much experience with health insurance because I never get sick or had injuries before so I need advice on what to look for in the policy. Do health insurance generally allow pre-existing shoulder injuries to be covered?""
Way to get auto insurance for $100 a month?
I haven't had (needed) auto insurance in five years. I just got a quote from a few places, and can't believe the cost!! I have an unblemished record.""
Being on your parents insurance and having a baby?
This is completely random for me, but me and my mom were just talking about this and wondering... Say a 17 year old gets pregnant while on her parents insurance. Would she have to get her own insurance? Would she have to pay as an adult would have to? Any personal experiences? Just wondering! Thanks :)""
Insurance for a 17 yr old with Lamborghini(took drivers ed & have good grades)?
me and my sister got a lot of money when my grandpa passed away, he gave it to me and her mainly and then some to my mom and aunt and i wanna get a lamborghini with it but my mom will not change her mind saying that no one would ever insure me for that. moneys not really that much of a problem for it but would no one really insure me? i have enough to pay for it myself and i took drivers ed and have good grades in school how much will that knock off of it if so? thx""
What is the $$$ insurance for a yamaha bike?
a car being too expensive i wanted to buy a 5-6 grand yamaha sports bike but dont know how much insurance will be? does any one know how much it is for say 16 year old-25 years? thats the years in which ur considered a teen right and i would be classified as in there.
I got into a minor accident and decided not to get it fixed so the insurance company is sending me out a check?
but with the lien holders name attached, how does this work?""
Best insurance for young drivers [UK]?
I already said the comparison websites don't seem to give great quotes. And i also said i want third party fire and theft.. so i don't understand your answer :s
Is it normal for a doctor to tell you you have to pay $90 a year if you use health insurance?
I live in Colorado and I got a letter from my doctor today telling me I have to pay $90 a year to use insurance with him. He also said that every time they have to send a request for authorization for something and they get it back and have to ask again they will charge you $75. This is kind of bothering me because I am waiting to have surgery and am not working and can't afford much more than just a co-pay. Does this sound normal for a doctor to ask for this?
new hampshire insurance company subsidiary
new hampshire insurance company subsidiary
Is Unitirin a good insurance company?
I need to get new insurance ASAP... is Unitrin OK?
Motorcycle Insurance 16yr Old?
I am 16, I am thinking about getting a crotch rocket, and just wanna know about insurance. State: Minnesota Year of bike: 1995-2005 I am thinking 650cc - 750cc I have experience on motorcycles (dirt bikes) I do realize their is some difference I have a grade average of B's or higher.""
""CHEAPER for car insurance, a Acura rsx 2006 or a Honda Civic coupe 2010?
im just trying to save up the extra money
How much of a role does health insurance issues have with hiring and firing employees?
Group insurance through the employer's insurance plan.
How much do you think it would cost for a 20yr old to insure a toyota yaris?
Ok so I have my heart set on owning a Toyota yaris. I want a new ish car, I'm thinking of a 59 plate which would probably cost me around 6700, which I'm willing to spend. However I'm really confused by the insurance. In my head I anticipate that the insurance would cost me anywhere upto 2000 with me only being 20. But I went on a price comparison website and entered my details as accurately as possibly and it quoted me the lowest comprehensive cover price of about 500. I only want a 1.0 litre engine Toyota and I know that its in insurance group 2 or 3, but surely the insurance would be far more than that?! How much do you think it would cost to insure. I passed my test 3years ago and have been on my parents insurance since!""
What do i need to get low insurance on a car?
What affects insurance price and what model is cheapest?
How come muscle cars are cheaper to insure than japanese tuners?
It would cost me 179 a month to insure a pontiac firebird trans am, but it would cost me 620 to insure a subaru WRX. Another example is it would cost me 152 to insure a 89 camaro IROC-Z v8, but 213 a month to insure a mitsubishi eclipse gsx, I'm pissed off""
Where can I get affordable health insurance for an infant?
I'm having a baby around the first week of December, and I need to figure out how best to set up health insurance for her without going bankrupt. I looked into Blue Cross Blue Shield of Florida, and to be eligible for a child-only plan, the baby has to be atleast one year old. For us to get a family plan the cost is absolutely through the roof, more than our monthly income, and even then the child is only covered from 6 weeks of age. Does anyone know of any companies that will insure a baby from birth, without the parents having to be insured? I'm giving birth at a birthing center, and one of the terms of care is that I have to take the baby to a pediatrician within 72 hours of birth. No decent pediatrician will accept us without insurance. I think we may actually be eligible for Medicaid, but I don't want to go that way because high quality doctors don't accept that around here. So can someone please suggest a company that I can go to to insure my baby affordably, in Florida.""
Homeowner's insurance and lawsuit?
If I was physically assaulted on someones's property by their family member, can I sue homeowner's insurance? The grandson of the homeowner had been drinking and during a discussion he punched me and broke my jaw.""
Do you have to be on someone's insurance to drive a car?
In the state of Florida, if your name isn't on a policy, can you still drive a car? I know that some insurance companies offer uninsured driver insurance, in case someone without insurance hits you. But, do you need to be paying monthly on a policy if you don't have a car of your own?""
Insurance Industry?
I'm trying to find out more about insurance industry...i have to make a huge project out of it for Economics...I'm specializing in IT so i don't know much about Economics...do you guys know any sites where i can find out more about Insurance Industry...or like anything you can share about it. Thank you.
California auto insurance?
my daughter bought a used car and was told by the seller that he would keep his insurance on the car for a couple of weeks so she could find her own insurance. Well a couple of days later she was pulled over and when the cop asked for her insurance papers, they were not in the glove box. Now we can not fond the seller to get a copy of his insurance. Does anyone know how we can find out which insurance company insured the car? When you register your car does DMV write down your insurance information? I added her car to our policy the same day she got the ticket. Any help would be appreciated. The ticket amount is $1100.00! Thanks Gary""
What does total excess mean with car insurance ?
hi on my car insurance it says 450 total excess what does that mean ? thanks
Which is the best health care insurance plan & which is the best Indian company to get it?
I'm very particular about Hospital cash insurance.
Insurance for young drivers?
I just passed my test im 18 tomorrow and i am looking for short term insurance but fairly cheap. I have already tried to look online but most of the insurance company's require the driver to have a years experience on the road beforehand. I desperately need to drive and i desperately need to have insurance. Can anyone please advise on cheap company's plus how to arrange it all?? Thanks
Accounting for Insurance Premium that is Financed?
I'm learning bookkeeping. I have some difficulty getting the right balance sheet entries. ABC LLC has their insurance financed by a third party. Which specific balance sheet accounts are involved in this? I'm assuming it's not a Note Payable - Cash relationship and I don't think prepaid exps are involved either. Much appreciated help
What is the easiest and most profitable insurance to sell?
Is life and health a harder sell than p&c? Also what company is best to work for, Aflac, Farmers, Allstate, etc.?""
How much does commercial auto insurance cost?
I just recently got a job delivering pizza's at papa johns and know that neither the store or my current insurance will cover me if I get into an accident while on the job. Is comm insurance worth it? I heard it was expensive. And would I be covered if another car hits me while I'm on the job?
About how much will basic insurance cost for a 30 year old male once the new Insurance system is in place?
right now I can't afford insurance but will be required to buy it anyway starting in 2014, I am curious as to how much it will be. As I understand it, it will be basically figured at three different levels of service and three different rates depending on your age and the coverage you want. so for a 30 year old male who wants basic coverage how much would I expect to pay? just ball park. like $200 to $300 per month? more then that less then that? this question has been deleted over and over again I don't understand why.""
""Financed car damaged,no insurance.what to do?!?
long story short... my car cost 7000 to fix and i dont have any insurance. i want to have the finance company to get the car.what happens once they get it? will i have to pay off the loan or just pay for the damages done?
How much is my car insurance going to cost a month?!?
I'm turning 16 and my parents said I could get any car I want, but they won't do it if the insurance is crazy. I really want a 2015 BMW Z4 sDrive35i. I have a feeling that the insurance for a first year driver for a sports car (and convertible) is going to be sky high! I don't want a quote from State Farm or anything, I'm just trying to price it out. Any ideas? Help! Thanks!""
Can my car insurance company drop me for having not at fault accidents?
I had Go Auto insurance on my 2 cars. Well over the courseof about 1-1 1/2 years (a year to a year and a half). I had about 3 wrecks. All not my fault. The other drivers were 100% at fault. After the third wreck, which was not to long ago. My insurance company (Go Auto) sent me a letter saying they weren't gonna let me renew my insurance with them because i was considered poor risk . Can they do this or should i contact insurance commissioner. No rude comments.""
How much would i pay for car Insurance?
How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""
Can I get insurance if I don't have a license?
I'm 18 and want to get my license but I need insurance, can I get liability without a license and about how much it would cost?""
Car insurance for 16 year old?
rough estimate? i want an 84 GTI rabbit but dont want insurance for it to be 600 bucks, im not 16 yet so i cant get a quote so if anyone can give me a rough estimate that would be great""
new hampshire insurance company subsidiary
new hampshire insurance company subsidiary
How much will my car insurance cost?
I know that this is a vague question, but I was just curious as to what the average amount would be? I'm 16 years old about to be a new driver. I have a used red 2000 Jeep Cherokee if that matters. I'm female and live in Rhode Island.""
""Car insurance, Drive any car?""
My insurance certificate says that I am allowed to drive any privately owned vehicle as long as I have the owners permission to drive it and it is roadworthy and I still own the car I have insured. So even though I own a small and slow car, my insurer will quite happily allow me to drive a 250,000 ferrari as long as I have the owners permission to do so? How does that work out?""
Which is best health insurance?
I was wondering whats the best insurance for me im 18 live with my parents dropped out dont go to college plan to get my ged soon. But i have to get some blood work done for my doc out of state and the place i called said its 832$ i can pay for it but im thinking i should jus get insurance since im going to go on TRT soon prehaps.. so what Health insurance can cover my blood work and hopefully everything in future also im not a citizen but i am a green card holder does it make a difference? thanks i didnt reread this so sorry for any errors
Buying a Toyota - price and insurance advice please?!?
I am going to pick up my new car today IF this is a good deal. Its a black 2008 Toyota Corolla S. I am buying it, its a 72 month pay schedule of $387 a month. Insurance for it and our 2002 Santa Fe (both full coverage) is $157 a month. Do these prices sound about right? I want to know if I'm getting a good deal. Also, do new cars need to be maintinenced every 5,000 miles? Someone said that on another question of mine and I was wondering if thats true. I want to know anything that is vital to purchasing a new car. We dont have great credit... both our scores are around 600. We are paying for the gap insurance and all that other good stuff. Oh and we're not trading a car - this is just straight up - no money down - our interest rate is 14%..... Thanks to answers""
Short Term Car Insurance in California?
I moved from California to Japan about a year ago, and naturally, I canceled my US car insurance. Soon I will be visiting the USA for about 24 days, and I'd like to be able to drive during that time. I've made arrangements to borrow a car from my parents, so that part's fine- my question is, how do I go about getting insured for this temporary period? (In case it matters, I am 28 years old, not financially dependent on my parents and am a worker not a student)""
""What is a good insurance company that will insure a just bought, used cell phone?""
What is a good insurance company that will insure a just bought, used cell phone?""
No claim bonus on previous car insurance?
HI I WOULD BE GRATEFUL IF YOU COULD ANSWER ABOUT CAR INSURANCE CLAIM BONUS DID 2 YEARS INSURE WITH FIRST CENTRAL INSURANCE FROM DECEMBER 2010 TO DECEMBER 2012 THEN STOP DRIVING AND NOT DRIVE FOR 13 MONTHS DO I STILL HAVE CLAIM BONUS I WAS TOLD YES IT EXPIRE AFTER 2 YEARS IS THIS TRUE? I TRY CONTACT MY PREVIOUS INSURANCE ABOUT THIS BUT NO REPLY YET THANK YOU
Passing a drug test for life insurance?
I smoked weed rather heavily for about 5 weeks over the summer, and now i havent touched it all for about 5 weeks, am i going to be clear for it? Before those 5 weeks i smoked VERY rarely (once every month or 2 months). Also i smoked a couple packs of cigarettes in the past couple weeks...how long will it take for me to get the nicotine out of my system (also smoked VERY rarely before last couple weeks)""
How much health insurance in Alberta and Car insurance?
Hello, I'm planning on moving to Canmore, AB after I'm done school and I'm just wondering how much Health insurance is monthly and how much car insurance is monthly? I would be very greatful if someone could help me out here :) and if you know anymore details about this kind of thing that would be great also! Thank you! xo""
Cheap car insurance?
Does anyone know where I can get cheap car insurance online? I need full coverage. I have checked Geico and Progressive, they are so expensive. Thanks!""
How do I get Insurance for my newborn baby?
I'm 18 and I just had my first baby. I live in Alabama. I Have insurance under my mom,but it won't cover the baby. Does anyone know how i would go about getting insurance for my baby,and do i have to have insurance before i take him to the doctor cause i have to take him tuesday.""
How to get maternity insurance?
We are wanting to start TTC, but we are a little worried about the cost of the actual birth and doctors expenses, as well as any complications that might arise. Now, we do have enough money to cover the basics, but if anything else should arise to complicate things, we're worried. We both work from home for ourselves and have looked into private health insurance, even only maternity insurance, but the plans just suck and dang expensive! Anyway, I was wondering if you knew of any way to get legitimate insurance for only me while I'm pregnant, and for the baby after its born? Some sort of affordable state insurance? Im in AZ by the way. How would i go about finding something like that? thanks!""
Who is the most dependable Motorcycle insurances and the cheapest?
What all do I really needfar as coverage..I have good medical already...what's the minimum coverage? I have a new HD fatboy 2006 with the 1689 cc with custom pipes. I just wantthe basic coverage. How much is a good premium?
How much would insurance be on 96 tahoe?
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How much does car insurance cost for a 17 year old male? Just liability not collision?
I live in Baton Rouge Louisiana
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Why is car insurance so much money for seventeen year old males?
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What is the best and cheap health insurance
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Trying to get cheaper auto insurance?
I live in NYC where auto insurance is extremely high. I wanted to know if mom and pop auto insurance companies are cheaper than top named auto insurance companies like Allstate, state farm, etc. The top auto insurance companies are giving me really high quotes. I see a lot of small business insurance companies in the neighborhood. I wonder if they will give me a lower quote and are they just as good as allstate or state farm, etc.? Thanks.""
new hampshire insurance company subsidiary
new hampshire insurance company subsidiary
https://www.linkedin.com/pulse/affordable-insurance-claims-laura-drake/"
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Cost to insure a 1987 Fiero GT?
"Cost to insure a 1987 Fiero GT?
Hi, I'm 16 and I currently drive a 1999 Honda Civic sedan and I'm wondering how much more money it would cost to insure me driving an '87 Fiero GT? My dad won't let me get it because of the up in price, any suggestions from you guys to persuade him???
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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When I turn 17, I'm thinking of buying a Kawasaki KDX125. What would the insurance costs be like for a 17 year old? (In the UK) and can you recommend a similar bike?""
Driving without insurance?
I got pulled over for driving someone else's car in the wrong lane. He had his insurance in the glove box, but all i had was my license. I got my license less than a month ago, but dont have any insurance of my own. i got a ticket for improper lane and have to go to court. Is there a grace period for insurance or am i completely and utterly screwed? I live in Illinois btw""
How much would insurance cost?
I'm a 16 year old male who makes a's and b's in school and my parents just bought me a 2008 Gmc Sierra Denali and I'm currently driving without insurance how much do you think it would cost for me?
Looking to get a car insurance but...........?
Looking to get a car insurance but i am not sure what it covers and what should i ask my insurer to include in my policy?
Does Bupa insurance cover child birth in USA?
Does Bupa insurance cover child birth in USA? and what is the steps for that?
Name on car insurance?
Is it possible to buy a car under my name but have the car's insurance under my dads name?
Do I have to have insurance to get my car put in my name?
I have been living away from home so my parents want to put my car in my name. My mother keeps telling me that I must have insurance in my name in order to change it. Oh and I live in Alabama if that helps with anything. She just informed me this past week and all my monthly bills are due so I won't exactly have the money to do so.. get my drift? Any answers will be helpful!!!! Thanks!
Can i change my insurance payments?
I basically just cancelled my insurance after 12 days of having it because the company messed me about, so im waiting for my 1000 refund. But need to buy new insurance now! But don't have the money, found a quote with Swinton but the question is could i just put that i want to pay monthly and pay the small deposit then call them in a few days and pay the rest off for they year? Or would they not let me etc....Please help :(""
""Adding driver car insurance, average cost?""
if you add another driver to your insurance like your brother, or sister or son, who is a new driver, and your insurance costs $350 for six months. how much do you think would be additional cost to this insurance? if you can share ur experience it would be nice. i know it all depends on the history of the other driver, but say the other driver did not have any accidents or anything. i need to get a general impression... Thanks in advance.""
Cobalt ss/sc insurance price?
i want to buy a cobalt ss supercharged and need to know if my insurance will be too high since i am only 17, i've gotten some insurance quotes but they are all different by a lot. I have a clean driving record with no accidents and my parents are willing to help out with some insurance but i want to know if i will have enough for the rest, thanks""
I'm 17 - Insurance on a 1985 Corvette? - Please help!?!?!?
Hey all - i have a quick question.. I want to know how much insurance would be if i get a 1985 Corvette - - i am 17 years old - i am a male - i live in New York - i have VERY good grades (i heard you can get discounts if so) And just to get everyone off my back now (lol) -.... I AM going to be paying for the CAR as WELL as the insurance.. i just worked my butt off this year and managed to save up around 10k for a car / insurance - so please dont state how i am just spoiled using my parents money and etc. I am responsible and i DONT need to read about how its a fast car and what not. This has been my favorite car for years now and i want to have it not to race, show off, impress others.. but just to collect it as a goal that i have had and use it as a daily car to get to school and work! I dont need sites where i can get quotes, because i already know all that gibberish (lol) - i just want a close estimate of how much it can be for full insurance on a 1985 corvette if i am 17, male, in NY, with very good grades. Thanks so MUCH in advance!""
Give me a genral idea of how much car insurance would cost me?
Well cost my parents. I'll be sixteen this April but I won't be getting my license until July. I want to get a Mustang GT 2005 or 2006 but I think it somewhat falls into a category of a sports car so it raises the insurance right? What would be the difference between me driving that or a 2003 BMW? Oh and is there a difference between driving insurance and car insurance? Thank you so much! (And for the record I'm not some spoiled kid, I've been saving for this car for a very long time with money from my lifegaurding job)""
Car Insurance In Virginia?
I'm 19, First time driver, 1 Child, Car paid in full, Live in the 22031 area (fairfax), Had a seatbelt ticket before I obtained my license, Female. I want to know which insurance would be best suited for me, I dont need the quotes, I just want advice (from expierience) on where to get quotes from first. I have my permit, and will have my license in 25 days. I'm looking into cars right now, and should have one chosen in the next 2 weeks. I know the car will change what the insurance is, but I have not chosen it. I know I want an automatic 4 door sedan Used. Not sure on mileage yet. Leaning towards Nissan Altima. Any advice???""
What is the cheapest insurance for an 18 yo first time car?
i asked my uncle, he said it could be around $300 for 6 months, idk if it is true or not. but are there any cheap insurance? idk, please help. if i want to buy a new tundra, how much it does it cost?. i work full time. $3k/month.""
""CAR INSURANCE FOR A 17-YEAR-OLD, 5000 quotes. Genuinely can't find any quotes less than 5000?""
1.3 KA 2002, immobiliser, no tracker fitted yet (intend on). Not bought the car. 17-year-old as the main driver and owner, passed a month ago (roughly). I know it's obvious, but KAs are the easiest cars to buy, the car is valued at 995 (the one in mind). I can literally find 5000 quotes. The car is worth less than one fifth of this. And yes, I know that car insurance will be expensive, but reading over forums etc, some people have managed to get it down to 2000. I've tried Diamond, elephant, comparethemarket, gocompare, literally everywhere. Admiral won't give me a quote and places like Tesco will only quote 18-year-olds. I will literally LOVE anyone who knows of any quotes around 2000-3000. Any less, I believe is impossible. And I realise that insurance companies take the Michael, but please don't state the obvious with a comment like Insurance will be expensive - 5000 is about right , surely it can't be, I've found so many forums of people saying they have quotes from 2000, but not telling me where from. ):""
I am 19 years old what is the cheapest auto insurance?
I am 19 years old what is the cheapest auto insurance?
What CAR Should A First Driver GET ? Also What Company For The Insurance To Be The Cheapest ?
Passed My Driving Test 2 Days Ago ! I am 22 ! what car should i get that is cheap on insurance too ? Please give me the names and for the insurance companies :)) Thanku
Ticket and insurance rates?
My parents have 3 cars all insured in their names. I am 18 and I have my license but they never put me on the insurance because I almost never drive I usually just bike or get rides so it would be a waste of money putting me on. But recently I had to drive and I got a ticket driving for the first time in about 6 months. I am trying to get my ticket taken off my record but if I can't and it stays on then whats next? will it affect my parents insurance? or will I be forced to get on the insurance too? Is there anything I can do since I'm most likely not going to drive again until I go out and buy my own car later on.
Cost to insure a 1987 Fiero GT?
Hi, I'm 16 and I currently drive a 1999 Honda Civic sedan and I'm wondering how much more money it would cost to insure me driving an '87 Fiero GT? My dad won't let me get it because of the up in price, any suggestions from you guys to persuade him???
https://www.linkedin.com/pulse/do-luxury-cars-have-higher-insurance-rates-henry-nichols/"
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Dunellen New Jersey Cheap car insurance quotes zip 8812
"Dunellen New Jersey Cheap car insurance quotes zip 8812
Dunellen New Jersey Cheap car insurance quotes zip 8812
BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 
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Life Insurance form help for school?
Does anyone know where I can view a blank life insurance policy format? I have a report for school and need to make a fake life insurance policy.....help!
How much might my car insurance be?
I want to know how much would my car insurance be if im sixteen and im driving a 94 dodge stealth. I am also a guy. I know sports cars cost more to insure so could you please include the price of insurance for a normal car as well??? Located in Tampa, Florida Thanks for any help you can offer, -Kyle""
Ticket for No Insurance in Alabama?
We have checkpoint in mobile, alabama where I live and basically it's where cops stop traffic and check every vehicle for drivers license, insurance, registration, child restraints, etc. Well, I got a ticket for no insurance (I know i'm dumb for not having it, but believe me i'm getting it tomorrow). My question is does anyone know how much a ticket for no insurance is in Mobile, AL? I've checked the website but they have nothing on how much tickets are. I called the number on the back of the ticket and it doesn't say either. The officer said I may be able to get insurance and on my court date show it to the judge and just pay the $105 court fee and no ticket fee. Is that true also? Please help.""
Car Insurance Cost in NYC?
I have a question regarding car insurance. I'm 29 years old. I've been in 3 car accidents but was not at fault for any of them (2 of the times my car was sitting still! lol) and I've never gotten a ticket for any of those accidents. I used to have insurance through State Farm, full coverage for a 2004 Jeep Liberty that cost 50-60 a month in upstate NY. While driving to NYC one winter I got a speeding ticket, my first ticket ever! I was going I think 82(?) in a 65. This was just before I moved to NYC, and because I got the ticket in a podunk little county I was driving through I had no idea what the name was, the ticket flew out my door and I lost it. I figured they would mail me something else to tell me the payment was late but I never received anything else about it. Well I found out later it was because I moved, even though I moved about 2 months after the fact they wait quite a while to send another notice, and I never received it. Thus, my license was suspended but I never knew. I never got caught driving without it either. So I moved here in 2007 with my Jeep which I was very behind payments for, and then it got towed away for alternate side parking BS. I could have borrowed the money back then to pay to get it out but I let it go. Alright so long story short, I don't have the truck, it was auctioned. I'll be done paying for it through a collection agency settlement offer this May. If I had kept the truck, I would be paying 200+ more a month than I pay now, and I wouldn't have been done paying it til August 2011. Plus I would have had to pay to catch it up the 3 months I was behind, plus pay my boyfriends brother back who was willing to lend me the money to get it out of the car jail (lol) I had the suspension lifted last July so I could rent a car, again no issues. So I'm thinking of buying a 2,000 car (cash! I learned my lesson) in June when I'm done paying for the truck and I want to get no fault insurance. I know it will be a lot more here then what I used to pay, and in addition I now have a suspension that wasn't there before. How much do you guys have to pay for your insurance, if it's not too much information to ask? And how much do you think mine might be, or compare your cost and history to mine? Thanks.""
""Health insurance starts in 10 days, but I am sick now. Will they reimburse me?""
If I went to the doctor now, would I be able to submit a claim for reimbursement? My insurance is Aetna. I called them, but they are closed because it is Sunday. Answers/suggestions are appreciated.""
What is one day liability insurance and where do I get it from?
I want to rent a hall our for my sons birthday party, and the owners said we need one day liability insurance through our insurance. What is it though? And through what insurance of mine do I get it? Also is it expensive? I've never heard of anything like this before and its just making the party planning process that much more stressful. Thanks so much""
Honda cbr250 insurance vs Kawasaki Ninja 250r?
If anyone could tell me the insurance rates for both bikes for a 16 year old male rider. I live in Ontario but any canadian rates, or american rates would be appreciated. Rates per year or per month is what I am looking for. If you can give the rates for both bikes or just one bike it would be appreciated. Thanks.""
Cheapest insurance company for a young driver without the blackbox?
i want to get a car but i dont want to pay 3grand with the black box. any other cheap insurance companies which insure young drivers with pass plus. thank you
What are the average costs on registering a new vehicle and buying a title & tag?
I'm thinking about buying a 2008 Honda Fit, and I've already recieved quotes from financing and insurance salespersons, but I still need to figure out the costs of the ...show more""
How do I get secondary health insurance?
I'm a full time graduate student currently receiving health insurance through my parents. However, my coverage sucks and I would like to purchase secondary insurance. I looked through all the different plans on einsurance.com (united, humana atena, etc), but when I called they told me that I can't purchase it when I already have insurance. I did some searches for secondary health insurance, but I can't find companies specifically for secondary insurance. It seems that I should be able to purchase any type of insurance I want and that the secondary company should pick up some of what my primary doesn't. Right?""
What kind of fine do you get for driving without car insurance in California?
My older brother recently bought a brand new car, and just two days ago the insurance he purchased from the dealership's insurance company expired. He has liability insurance underneath a separate insurance company, but that has not expired. We were stopped for something minor the other day, and the police officer noticed my brother's insurance was expired. What kind of fine will he face?""
What car insurance should I get?
I am about to purchase a 1997 Volvo 850R sedan from a private individual. I am in Indiana. I have never had my own car insurance, always being on my mom's plan while in high school and college. Now that I have to set up my own plan, I have received quotes from Progressive, Esurance, Nationwide, and a few others, and everything looks and sounds pretty much the same to me. My mom has given me advice on what kind of plan to get, but I was wondering, is there a good or specific insurance company for someone like me? A male under 25 with a clean driving record and no tickets or violations? Does anyone have any good advice or horror stories from any specific car insurance company? What has worked best with you and your plan? I would like to get the insurance lined up by Tuesday or Wednesday, so any advice on where and how to go about it would be greatly appreciated.""
Can you have a separate car insurance policy for a different vehicle?
I am 18 and I am insured under my parent's policy for my main car. I'm really into cars so I wanted to buy an old Explorer or something as a throw around car to work on, but my parents would never let me put it on their insurance. I don't need collision or comprehensive, just liability insurance. Is it possible to be insured under my parent's policy for my one car and insured under a separate policy for a second car? I live in New Jersey if that makes any difference.""
Can you put a relative from another state on your insurance plan?
I live in North Carolina and my Dad lives in Texas. I am going to college close to my mother who current ly insures me. I am not going to have a car for probably 2-3 years, and will literally never drive my moms car when I am at home, but my mom is paying a large amount of money to be on her plan. The insurance people said that you have to be more than 100 miles away from her to be taken off because there is resonable doubt I would drive. I was wondering if state laws allow for me to be insured by my dads plan in Tx, if so, would it cost a lot to be on his? If thats not possible, is there anyway to be taken off my moms or to not be insured at all?""
Do you need car insurance in order to buy a car?
I just want to buy the vehicle for now until i am ready for the car insurance. How would I be able to transport it to my place and store it?
How can I get health insurance for my foreign-born mother-in-law?
We live in California, she's from Japan and is 74 years old.""
What is the car insurance cost for a 2005 or 06 saturn ion for a 16 year old or somewhere around that age?
this car is not that great but if you could give a better car with a low insurance cost that would be awsome.
Best Car Insurance For A 15 1/2 Year Old In California?
Im Turning 15 1/2 Soon, And Im Ready To Take Drivers Ed And Drivers Training.. And I Need I To Find Insurance, That IS CHEAP, I Cant Spend That Much Per Month On Insurance. My Parents Car Insurance Which Is AAA.. Only Insures Drivers Over The Age Of 21 Or Something Like That. I Just Need To Know What Insurance Is Cheapest For Me?.. And Is There Insurance What Insures Me For Whatever Car I Drive? Do I Need To Get Insurance On Every Car I Drive.""
What happens to my insurance costs when I go from provisional to full licence?
I am currently learning to drive on a provisional licence and insurance in my own car. I have paid a premium for the provisional, but shouldn't need it for much more than 3 months hopefully. So what happens when I pass my test? Will this insurance be upgraded to full insurance and will there be any extra cost? Admiral if that helps. Thanks in advance""
""Planning on buying a newer car, wondering how much my insurance will go up or if it will at all?""
Right now I have a Ford mustang, and i'm paying about $800 every 6 months, i'm planning on getting a 2006 Grand Prix so since it's not a sports cr but it's newer will my insurance rate stay the same? Will it go up? Or am I lucky and will it go down?""
Why is car insurance so expensive for 18 year olds?
I passed my test yesterday, but insurers are being sharks again and charging thousands of pounds for something we might not need, and charging thousands (2600-23,000) for a small car which isn't even worth 1500. I have been riding a motorbike for 2 years beforehand, but no insurer seems to care. What is the best way for someone like me who needs to get on the road because of his job, to get a cheaper quote online? I've done basically everything.""
First car accident - forgot to get insurance info?
I just got into my first car accident ever today. I have his license #, plate #, address, cell number, but I totally forgot to get his insurance info. The CHP officer did come and file a report though. Do I still need to get it or amI ok? Am I supposed to report to my insurance company now or wait until 5-10 days after the report is finished? Sorry, this is my first time so I don't know anything. My car is is a 95 Honda and he drives a Lexus. There were only some scratches on his car (very minor damages) and mine is pretty bad. Any advice would be appreciated. Happy Vday to me. =[""
What does a good student car discount mean?
like, what grades qualifies for a good student. I've looked on a lot of insurance pages and it doesn't say what grades means your a good student please help!""
Whats a good car from the year 1996 to 2002 for a 16 year old boy so that the insurance is cheaper?
Whats a good car from the year 1996 to 2002 for a 16 year old boy so that the insurance is cheaper?
Dual Car Insurance trouble?
I had insurance through a company called Sunset Plaza Insurance, and only agreed to do a 6 month period (from 12/08 to 06/09). I moved during the time, and never received a renewal notice at my new address, even after I gave them my new address. However, I found out that for the past 6 months (06/09 - 12/09) they have been charging me for insurance. But I never signed a renewal consent or anything! I remember explicitly saying that I only wanted the insurance for a 6 month period too! What are my options? Please..any advice would help!""
Dunellen New Jersey Cheap car insurance quotes zip 8812
Dunellen New Jersey Cheap car insurance quotes zip 8812
Why would insurance cost me 500 quid for a 50cc bike?
Im wanting to purchase a 50cc bike, derbi gpr 50 racing, 2009. it would be kept in a garage, and im only looking for third party cover. the bike costs 1650, and i have passed my cbt and have a provisional license. do i even need insurance?""
How much is car insurance for a new female independent driver in the UK?
I was just wondering how much it costs for a new female to get insurance on a car .. anyone have a ny ideas ... and is 1.1 L engine big enough for a new driver answers needed asap please !! xx
Need advice suing homeowners insurance?
In 2008 lightening strike hit house and since that time we hav had 6 water dameges in the house.Since that time all insurance companies NEVER real INVESTIGATE or find COUSE OF THAT, Finnaly again We have had BLACK SEPTIC WATER n the house 06/19/2012. 9 days after adjuster show and underastimate damages. month after that , after we constantly complain, ask for updated estimate and approval damages so that we hire contractor Property finaly has been inspected again and they find much more damages ( so far $83.000.00 ). House is damaged very much as well as our belongings. All that time from 2008-today insurance companys charged as with deductibles , we spend lot money trying to fix problems, we are darined emotionaly and financionaly. Last year , just after one similar claim ( 01/06/2011 black water flood ) we were FORCED to file for CH 13 that we can at least save what we can save, TODAY, Insurance company with who is house covered has not reacted We think fast enough to save more house and our belongings. Insurance is escaping to cover what need to be maybe replaced( wood entrance door through septic water was running , built in castum made cabinets in master beedroom, cut wall and replaced behind showertubs........) 9 days after that accident we finaly has Insurance attention and the send SERPRO here. Servpro find that water was SEPTIC, Walls need to be Cut ( so far 1 foot from the ground ). When Servpro cut draywalls ut shows that stabs 2x4 has been damaged , they spray them ( we think that they need to replace them )......... We are now in almost two months after accident becouse we do not agree on damages sattlemant. They serve us on 08.01.2012 with activating adjusster process and we do not have money any more to pay for that, OUR HOUSE DURING PAST 4 YEARS BECOUSE OF ALL THIS LOST LOT ON VALUE AND WE WOULD LIKE TO SUE INSURANCE COMPANIES AS WELL AS TWO LANDERS WHO WERE IGNORING PROBLEM IN THE HOUSE. WE HAVE PROOF FOR ALL THIS . IS ANYWHERE POOSIIBLE TO FIND ATORNEY WHO CAN HELP US LITTLE BIT WITH THIS BIG BROBLEM MY HOUSBAND IS 61 I AM 55 AND MY HOUSBAND IS THISE DAY WORKING OUTSIDE FOR AROUND 70 HOURS A WEEK THAT WE CAN PAY OUR RAISING EXPANSSESS. IT IS NOT RIGHT.""
""Bike insurance idea, would it work?""
As you know insurance for a 600cc sports bike for a 17yr old (male) is extremely high (I was quoted 9000+), however you may of heard of fronting, (putting someone with lots more experience and age as the main driver and putting me (17yr old) as a second driver) this apparently greatly reduces the insurance cost, however is a form of insurance fraud and is illegal. But I thought of a plan... You see I have my heart set on a honda cbr600rr, it is much cheaper than a 125cc bike that I would buy new only to buy another bike a few years later thus deeming the 125 useless, but what if I got the 600 and did make my dad (who is much older and more experienced) the main driver and me the 2nd, but to avoid it being fronting, he could use it when i'm not and I could force him to ride somewhere so ultimately he would have used it more so it wouldn't be illegal right? By the way he mostly goes out at night so it would not interfere with my needs.""
I am after cheap public liability insurance for my bussiness with $5000000 cover in Australia?
The best price i've got so far is $476.63, but I want to pay less than $250 if I can, and I do not care if they are not an Australian company.""
Showing proof of insurance after citation (in Texas)?
Hello, i received a citation for driving uninsured a couple days ago (my court date is the 15th). I got a letter in the mail today saying i would have to pay a fine of $300.... ...show more""
What would my car insurance be?
I am a 20 year old male in Upstate NY and ive been driving since last september and i just bought a car (2000 Chevy Impala) and im trying to look for a good car insurer and my parents have state farm. what insurer would be the best and how much would it cost in my situation?
Did you hear about Obama's new auto insurance plan?
Right now people are paying hundreds of dollars a month for auto insurance. THe more accidents you have the higher your premiums are. Then there are those with no auto insurance, we all pay for them when they wreck our cars. Now there's going to be government exchange car insurance pools. If you don't have auto insurance you will have to pay a small tax, like a hundred dollars a year. THe great thing is you can buy the government insurance AFTER you have a wreck- you can't be excluded for your car's pre-existing condition. Now we can all drop our private insurance that was costing many thousands a year and pay the tiny penalty tax. Just one question? Where does the money come from to repair all the cars?""
Insurance costs for two and planning for a baby?
Hello Gurus, I am getting my wife to the USA and i should buy insurance since we are planning to have a baby. Any suggestions on which insurance to go with? I need a good coverage and affordable too. Any help greatly appreciated. Thanks, Raj Thanks, Raj""
Health insurance in USA?
hello, i have few questions regarding health insurance for americans. 1- What is the average annual cost of health insurance for adults? 2- do children get free healthcare or should they be covered by the insurance? 3- who can benefit from free healthcare in america? 4- if americans pay tax how come theyre not entitled to free healthcare?""
I received a speeding ticket in IL for 16 mph over. It is my first offense. Will my insurance rates go up?
I was going 46 in a 30. I've never gotten a ticket before. My insurance provider is Auto-Owner's Insurance (Michigan) through A Fazio Inc. in Joliet, IL. I didn't get the option of completing driving school or an online driving course, just to pay the ticket or contest it in court in three weeks.""
How come my name isn't listed on the auto insurance card even though i AM insured?
My parents have bought auto insurance but whenever they send the insurance card (proof of insurance), only their names are on there. However, if you look up our policy number, I AM an insured driver. Why is that? How am I suppose to carry an insurance card? Is it because I'm under 18?""
Im thinking about buying this car how much would the insurance and monthly bills cost me ?
i want to buy this car im just curius how much do you guys think the insurance would cost me and how much i would have to put down the 1st month and also how much i would probably have to pay off the loan every month ? i am 19 years old unemployed and have no credit history but my parents are gonna get me a car for christmas !:D yay here's the car http://www.mdcardealers.com/vehicle_listings.php?make=Chevrolet&range=2&model=Impala&year_opt=new&year=&x=112&y=14
Best place to get California car insurance?
Online, preferably. Thanks!""
Why do they ask your occupation when appliying for insurance?
Does it really matter? Or is it for marketing purposes?
17 year old insurance?
I am 17 years old i've had my license for 5 months without an accident, what would the average cost be for low coverage auto insurance for a 88 chevy v8 4x4 truck on an adults insurance? Im just looking for a close estimate.""
Another question about health insurance?
alot of people are angry that they have to have health insurance unconstitutional etc.but arent we suppose to have car insurance by law if drive?
Auto Insurance - what went wrong here?
Where did I go wrong? A few months back, I backed out of a parking place and stopped, waiting for traffic behind me to resolve itself. While stopped, a large vehicle backed into my driver side door. We both re-parked. The other driver first tried to convince me there was no damage and we should both forget it but after I showed him the damage to my door (his car had almost no damage), we exchanged insurance and personal contact information in a friendly conversation. I reported the damage to my insurance carrier, a large national firm, obtained the required 2 estimates for repair and submitted it, as directed by my carrier and his, to his carrier, a large regional carrier. They informed me he had decided my car was not stopped and so I bore responsibility for his backing his car into me (!), and they therefore were refusing to pay me. My insurance carrier said it was up to me to provide proof my car wasn't moving, regardless of the fact his car backed into mine! I approached the repair firm, and they provided me with photos and offered testimony to state that my car was obviously stopped, based on the damage to the door. I called the individual and said with this information unless he paid the bill in full, I would take him to small claims court. He argued but produced a check for the full amount. A month later, my insurance carrier raised my rate based on this incident and a highway speeding ticket over a year ago. I ended up paying more for my insurance and lost a great deal of time despite both of us being insured. Where did I go wrong?""
What is current on the insurance business?
Has there been any development or change? this is for a job interview
Insurance on 03 infiniti g35 for 17 year old?
How much is the insurance if they have 2 cars on the policy?
What exactly does general liability insurance cover for a small business?
does it cover theft and breakage?
Car Insurance?
I am planning to buy a used 1992 Honda Prelude for $2,700.00. How does the insurance work? Does the price of the car that I paid or the retail price, plays as a factor of how much I would have to pay monthly for insurance. What insurance company would be the best for a new driver with her G2 only? Does anybody have an idea of how much it will cost me (approximately monthly) for the insurance? What other fees or cost will I have to pay for?""
In California can you register a car without insurance?
I plan on buying a car soon and want to register it under my name but can I do this without insurance since I don't plan on driving the car AT ALL until I secure a job and purchase auto insurance. By the way, the reason I want to pay for the registration right away is because the car I am purchasing is two years behind on the registration...""
Need advice on a life insurance policy for my parents.?
My parents are 67 and 57, and despite being the youngest of 6 children, I am somehow viewed as the most responsible. I have power of attorney over their estates. They trust me more than each other or any of their other children, because they know that I don't care about money for myself. I believe my parents have life insurance policies on themselves, but with the way they manage their finances the policies may very well have lapsed. I would like to open policies on both of them myself. I would like to get coverage for not only death but any life-threatening incidents so I can pick up the slack for them if their coverage is insufficient or doesn't kick in. I already have a policy on myself for $500,000, and I pay only $30/month. I'm sure that it'll be much more expensive for my parents, but this responsibility falls to me. My father is in poor health and probably won't make it another 5 years. When that happens I want to be able to pay off his house and any remaining debt, put on a nice funeral, and make sure that my mom has a financial buffer for retirement. Any advice on bringing up the issue of mortality with my parents, and getting their consent? Also, is there anything that I should know about policies for older people?""
I need advice for my auto insurance claim! Please help!!?
I was in a car accident 4 days ago. My Mother was the passenger in my car (I was driving). I was on the off ramp getting off the freeway. All cars behind me were stopped. I was stopped waiting to make a right turn. An emergency vehicle was coming in my direction from my left. Therefore, I was waiting for the emergency vehicle to pass. The person behind me (large dodge ram truck I am in an '08 2 door Infiniti coupe) thought I went so he 'gunned it' to get in front of the emergency vehicle. Unfortunately, we had not gone so he pushed my vehicle out in front of the emergency vehicle. Luckily, I was able to turn my car out of the way. I did not hit anyone (no one was in front of me). My Mother and I were both put into a gurney and taken to a local hospital in an ambulance. We both had our seat belts on and suffered whiplash. We were released 5-6 hours later after x-rays, etc. We were both prescribed medicine. My Mother has had 3 brain tumors and has trouble with her speech etc. and any violent startling trauma can get her shaken up pretty badly and confused. I know she hit her head but, she is in pain but not nearly as much as I am. With my Mother's condition I don't know if this kind of thing can have negative effects later on. I know that my neck and back is pretty messed up. It hurts to stand for after 15 minutes or so. My car is pretty messed up and had to be towed. I plan on taking it back to the Infiniti shop to get all new parts. My car has all the upgrades in it so I want it to be taken care of. Am I allowed to take it to the Infiniti dealership or will Geico (the other persons insurance) not allow that, or does it not matter? The police gave the guy that hit us a citation. I have USAA and the other person has Geico. I just want to know exactly what to do in this situation. Since I'm out a car (I work for myself) I have been out (already) a decent amount of money for not being able to meet up with my clients. I spoke to my insurance today and they said that all my medical is covered since I had that already in my plan (without it raising my premium) and that I should get a settlement ON TOP of paying for damages to my car and getting me a rental, etc. Any advice would be greatly appreciated. I don't want to get taken for a ride. I've heard the horror stories of dealing with insurance companies. Any advice on what I should make a point of saying to the other insurance company, etc. Thanks in advance....""
Dunellen New Jersey Cheap car insurance quotes zip 8812
Dunellen New Jersey Cheap car insurance quotes zip 8812
Do I have to wait until after I get a car to get auto insurance?
I do NOT have a vehicle yet but I am planning on getting one within the next few months. So I've been trying to research auto insurance rate quotes but they all ask me what I kind of a car I have, how long I've had it and what security features are with the car under the assumption that I already own something. So I can't just research different companies without having a vehicle already. However, I thought you had to have car insurance BEFORE I buy the car. Is this false?""
Car insurance for MERCEDES BENZE?
WOULD LIKE A GUIDE TO THE BEST TYPE OF CAR INSURANCE FOR MY 2003 MERC/
How much insurance would be if i bought a 1994 honda civic dx?
i am 18 and i plan on buying a car next year so i just wanted to know how much insurance would cost
What is the cheapest car and insurance?
What is the cheapest car and insurance?
Cheapest car insurance for a single?
I'm 20 years of age and my parents said that having my name put on the insurance mean that there insurance will go from 800$ to 2500$. Now, I'm fairly clueless right now so I'll be doing my own research but what would you say is the best and cheapest insurance for a single male such as myself. Any recommendations?""
Question about Car Insurance? This is crazy!?
I have a question about car insurance. I was recently shopping around for quotes for car insurance. I had gotten an email about Washington Mutual Car Insurance, so I decided to get a quote. I was astounded when they quoted me with $2500 every 6 months or $5,000 a year. I was just completely blown away. My car, a 2004 Nissan Sentra, is barely even worth that much. I called them up and asked why they were quoting me that rate and they said it was because of my age and credit score. I am only 23 and I have really bad credit, but there is NO OTHER insurance company that quoted me a rate anything near as high as that. Progressive quoted me $600 every 6 months or $1200 a year. Geico $613 every 6 months or $1200 a year. Allstate was $1,200 every 6 months or $2,400 a year. And State Farm was $800 every 6 months, $1600 a year. These quotes were all for identical insurance policies. I have never been in an accident, never been arrested, never been given a ticket for ANYTHING. Does age and credit score make that much of a difference? That is insane, no one in their right mind would pay the full value of their car every year in insurance fees. What do you think?""
Can someone obtain car insurance in CA with no drivers license?
I have a friend who will be a first time driver at age 30 (she had no need for driving where she previously lived). She has the opportunity to buy a car, but cannot register it until she has car insurance. Now, normally, she could just wait to buy the car when she finally gets licensed, but she's been offered an amazing deal and would have to buy now. Is there any insurance company that will cover an unlicensed driver or even someone with a permit? Thanks!""
Is it OK for someone else to do car insurance for me?
Basically, will it be fine (in legal terms) for someone else, a friend - to make car insurance on my behalf because I might be busy?? really important!! (im sorry about the tedium of this question)""
How much is insurance for a 2001 mercury cougar. If I am 16? (EST.)?
Hello. I am looking for my first car. I am looking at a 2001 mercury cougar not the S series just the 3 door coupe.. Now the qoute gieco gave me was $325.01 a month. I live in Minnesota and I am a 16 year old male. I don't have anything on my record at all. I was wondering if 325.01 a month sounded right because I dont think so. That's like $4,000 a year and the car only costs $5,999. Also would it be better to go on my parents insurance plan with State Farm? Or to get my own? Thank you very much for helping me with advice with this.""
How much is car insurance cost likely to go down between age of 17 and 23?
I have not passed my theory or practical test yet and had a few years break from driving but aim to complete it and pass this year. How likely is it that cost will decrease due to age? Also I aim to take the pass plus test as well I live in the UK if that helps thanks
Car accident and insurance?
My friend's car got hit from behind on the freeway and she only got libilities so her insurance doesn't pay to fix her car. The guy who hit her is a teen and his insurance is under his mom's name. His insurance is paying only $10,000 maxium. The cost for total fixing is going to be $13,561. My friend can't pay the difference of $3,561. Now what can she do? Is that the responsiblity of the guy who hit her? should he be the one to come up with the rest of the money? or is she out of luck? The car is in the collision center now. She's losing sleep and having headaches and sore neck, etc.. and missing work... and she still hasn't go see a doctor. Any advice for this poor girl?""
""What is the least expensive car insurance in Thousand Oaks, California?
Thanks!
Does insurance follow the car?
I have a license, and want to drive, but i can't afford a car of my own. I want to drive my grandmother's car, but my mother won't let me because your insurance doesn't cover that . But, i thought that the rule of thumb was that the insurance follows the car? If i was pulled over in my grandmother's car, and she had insurance, and the insurance i have copied in my wallet is under a different car, would i be in any legal trouble?""
I'm 19 and need the cheapest insurance?
I'm 19 just got my license and need the cheapest insurance.I don't need collision just liability insurance as my car isn't worth 5k. So seriously bare bone cheapest ever,I have a flawless driving record,I'm 19,and am trying to insure a 92' Buick Lesabre Thanks""
Can I add my girlfriend to my life insurance?
Can I add my girlfriend to my life insurance?
Cheap Hazard Insurance?
Does anyone know where to buy cheap hazard insurance online? I heard of this company that gives free quotes. CheapHazardInsurance.com I have property in Florida and and the hazard insurance is killing me thats why i need to get cheap hazard insurance. Thanks in advance...
How much does your insurance go up after a DUI?
Also does old insurance let you back on or they kick you out? I think I was kicked off my dad's insurance... Is there a company I should look at that wouldn't be as expensive as others would since I have a DUI on my record? I'm a 21 yr old female from NJ
How much do you think it would cost a 16 year old on insurance for a 1993 Honda Accord?
How much do you think it would cost a 16 year old on insurance for a 1993 Honda Accord?
When You Buy Car Insurance On The Internet..?
You know when you buy Car Insurance, is it immediate effect? or do you have to wait a certain amount of time until you can go out and drive?""
Is it worth getting insurance?
Is it worth getting insurance on my KTM Duke 125? I'm 16 years old and just a beginner and I don't know whether I should get the insurance. The only thing I'm scared of is that someone will steal my bike. I live in Europe.
I was in a car accident and the insurance company wont pay me.?
I was rear-ended back in March of 2012. I was at a complete stop on the freeway and the guy hit me going about 30 mph. The force of him hitting me pushed me into the person in front of me, and that pushed them into the person in front of them. There was no visible damage to the cars in front of me and they left without leaving or taking any information. Now my issue is: When I tried calling the person's insurance company, the insurance adjuster told me that because there were 2 other people involved and they did not leave any information that they cannot give me coverage because the guy who hit me has a very low coverage rate and if the other two people called to get money they wouldn't be able to pay it. And that I have to wait 2 years before I can recieve any payment for the damage to my car. I did not have insurance at the time of the accident so my current insurance company will not help me with this issue. Please let me know what I can do! I live in California by the way.""
A question about car insurance.?
Do you think the insurance would be cheaper on a 2010 Scion TC (its a coupe btw), or a 2006 Acura TL?""
""What would insurance be for a 16 year old white male, clean driving record, good grades, and would be driving?""
What would insurance be for a 16 year old white male, clean driving record, good grades, and would be driving a 2000 Chrysler Sebring Limited? What if he got his parents to put it under there insurance that they were full time drivers, and he is a part time driver?""
Life insurance - can policy owner change % allocation after death of insured?
My sister has a policy with NY Life where she is the policy owner.. AND is 50% beneficiary with me. My mothe passed away 2 weeks ago.. however my sister tried calling NY Life to change the % to her benefit, 70/30. Bottom line my sister is cheating me out the insurance money. Can this be done post death? I've always thought once insured has died changes can NOT be made. I may be wrong..... Any comments or suggestions?""
""I just got my license, can I drive my mom's car before calling insurance?""
I got my license on Friday and was wondering if I would be able to drive my mom's car tomorrow (Monday)? Our insurance company (Country) won't be open until Tuesday, so I won't be able to update our policy until then. Is this legal? :/ Thanks!""
Dunellen New Jersey Cheap car insurance quotes zip 8812
Dunellen New Jersey Cheap car insurance quotes zip 8812
Speeding ticket in california with no inssurance?
My friend jst bought a car from sacramento and i was driving it since it was manual he was jst learning and i was speeding in the freeway on a 70 went 86 and i got pulled over .. with no insurance since we were going to transfer hes old insurance in hes old car to this new one toyota xrs 06... how much will it cost me for the ticket and the no insurance please help me i have no idea what to do ?
ABC news did a #realmoney story on How to find affordable dental insurances or plans; Baton Rouge?
How can people save money and still get the best dental care in Baton Rouge. What insurance is best for a family of 5? ABC news did a segment on #realmoney and I am wondering more ...show more
Classic vw beetle 1303 insurance fo 17 year old?
How much do you think insurance would cost me? Item specifics Condition: Used: An item that has been previously used. See the sellers listing for full details and description of ... Read moreabout the condition Year: 1975 Transmission: Manual Manufacturer: Volkswagen Fuel: Petrol Doors: 2 Seats: 4 Colour: Blue Drive Side: Right-hand drive Metallic Paint: Yes Safety Features: Chrome Bumpers, Chrome Mirrors, CD Player, Alarm Mileage: 27,000 Exterior: Alloy Wheels Engine Size: 1,285 In-Car Audio: CD Player MOT Expiry: 10/2014 Type: Saloon, Historic Vehicle Road Tax: 10/2014""
Insurance company's that cover weight loss surgery?
Anyone know of an insurance company that covers weight loss surgery
""First time car buyer, whats the best kind of insurance?
Im 23 years old and im buying my 1st car from somebody. What would be the best kind of car insurance to get and how much a month would i be paying because i heard the younger you are the higher your insurance will be. By the way i live in virginia
Car insurance for 17 year old?
im 17 and have looked nearly all the comparison sites for car insurance and theyre all coming with prices like 3000-6000. and the car is just a fiat punto a 1242cc.i know it was going to be expensive but i have been reading that people have been getting insures for like 1200 who are 17 aswell. could it be the car make or should i look for a really small car like a vauxhall corsa.
How much (average) is health insurance for a family in America?
As I live in England where we have the NHS I was just curious how much health insurance is in America. Obviously I know that it depends on pre existing medical conditions, how old people are ect ect but let just say for average family of four, two parents and two children would health insurance cost. I was just wondering.""
About how much does a car alarm save on auto insurance?
I know this depends but just give me a GUESS. or how about; use yourself as an example. How much do you save, or would you save, if you had a car alarm?""
Can i shop for auto insurance before i buy a car?
I'm going to be buying a car sometime within the next month, but I'm trying to determine what's within my budget. Can i get auto insurance quotes online without actually owning a car yet? Also does anyone have any recommendations as far as Insurance providers are concerned?""
""My husband has bad knee pain, but doesn't want to go to the dr. due to having no insurance.?""
my husband dislocated his knee 3 months ago and has been in excruciating pain lately. He can't bend, walk on, put weight on his knee without it giving out and making him fall. He wont go to the dr, since we don't have any insurance (in orange co, calif) and he feels that IF he does go then they will put him in a brace or something that will hinder him from working. And since we are living paycheck to paycheck we can't afford to have him miss a lot of work. Meanwhile, he is in a very, very grumpy mood (which I can understand) and he keeps getting himself drunk so the pain will go away or is more manageable yet we all know that it wont help. Is there any advice as to what to do to make him go to the Dr? or does anyone know of a place that we can go that will actually help him out with the xray/mri/ct that he will most likely need??""
Is insurance necessary for a scooter over 50cc?
I know that in FL, at least, one does *not* need insurance for a scooter that has 50cc, and one does not need a special license. However, once you surpass 50cc (like, for example, 150 or 200cc), then a motorcycle license is required (or so I've been told). So, if I were to cough up $3,399 for a Piaggio Fly 150cc, would I also need insurance? I mean, if I would, I would simply settle for the $1,499 scooter in town made by some random company. I've heard good things about it, but Piaggio has name to it, y'know? Anyway, I was just wondering about the insurance deal. Thank you!""
Would it be cheaper to insure a 88-93 mustang rather than a 99-04?
I have been wanting to buy a mustang someday when im older. But i'm only 16 and still I dont have my permit. But since i'm so young and decided to buy a mustang, would it be cheaper on the insurance to buy a older one rather than a new one? Or would it be the same?""
What is the most affordable health insurance in Los Angeles?
I am trying to find health insurance as a 35 yr old male. I have never had insurance before and don't have any illnesses. What is the most cost effective health insurance that will cover me and will allow me to go get a tune up quickly?
What is the best car insurance that can cover any accidents and passenger & property damage in California?
What is the best car insurance that can cover any accidents and passenger & property damage in California?
Home owners insurance question?
My wife fell on our deck about 3 months ago, landed on her butt with both feet out in front of her. We went to the doctor because she was in alot of pain. The doctor said its spinal shock syndrome and just gave her pain meds, said it would heal in time. Well the pain never went away and last week she had Xrays and MRI done. Turns out she has three fractured vertabrea in her back. Shes a teacher and has crappy insurance( like most americans) so a couple of people suggested that I turn it into my home owners insurace. Before I call and look like a dummy has anyone else ever heard of this? I understand if someone else was hurt on my property but if the actual homeowner was hurt...just sounds strange to me. Anyway I see thousands of dollars in bills headed my way in the near future. If this is something that can be done I would like to hear about it. Thanks for your help""
Would car insurance be cheaper in Tennessee?
I live in Denver, Colorado. I used to live in Tennessee and noticed that it is ALOT cheaper to live out there. I am wanting to move back. I know my house will be cheaper among other things. I was just wondering if anyone would know if car insurance would be cheaper out there too?""
How much does your car insurance increase with a new car?
how much of an increase would you sprend on insurance if you went from a used car thats worth about 5k, to driving a brand new car worth 15-20k?""
Where can I buy health insurance and do you recommend Kaiser?
I need it bad. Could you please provide a link where I can sign up online?
""Im from the UK.Around how much would insurance cost for me a 17 yr old girl, buying a 1999-2000 toyota celica?
All helpful answers appreciated. Stupid answers are not welcome !
Best medical insurance for gastric bypass?
I have struggled with being overweight my whole life and I have decided I want gastric bypass. I currently do not have insurance and I want to buy insurance to cover the surgery. I'm not really sure how to go about purchasing insurance and which ones deny weight loss surgeries. I am 22 and in perfect other then being overweight, so I figure getting health insurance shouldn't be too hard to get approved for. Like I said just wondering which insurance is best for the surgery and any suggestions you have for purchasing health insurance would be great. Thanks!""
Whats the cheapest car to run?
Cheapest tax, cheapest insurance, low petrol consumption, cheap car in the first place etc. Im currently driving a rover 25 1.4 and just want something a bit cheaper. (particuarly on tax!!)""
How much is motorcycle insurance compared to auto insurance?
I'm 19 years old and have have been driving for over 2 years with my dads car using secondary insurance. Last year I really got into motorcycles and after riding a couple on back roads, I want to get one this year. I like the look and feel of an older motorcycle. I want to get something from the 80's. So far my most favourite bike I've ridden is a 1979 Honda with a 125 motor I believe. I don't care for speed, I like cruising. I'm more into chrome and chopperish feel. I'm a full time college student and I found that they offer motorcycle driving training there in the summer. Since I'm a student I will get a good discount. On top of that the parking at school for motorcycles is only $20 a month whereas I pay $7 a day for car parking. I live in Ontario, Canada which probably has the highest rates in the country. I currently pay $100/month for secondary. It used to be $150 but since I've proven to be accident free, they brought it down for me. Primary car insurance on the other hand is more like $300 or more per month for me. So do I have a good case here? 1. Older bike which won't need full coverage 2. I own the bike 3. Parked in a private underground garage at home 4. Parked in a private, security controlled lot at school 5. Already have driving experience and clean record I get my full driving license next week and I am in the process of registering for my M1 What could I be looking at paying? I know it's not possible to get an exact quote but what could I be looking at? Which bikes have lower rates?""
Can I get insurance that isn't based in my state?
I currently live in South Carolina and I'm in need of a particular surgical procedure, and my current insurance provider rules the surgery as cosmetic when in fact, an orthodontist, dentist, and an oral surgeon all suggested that surgery is a good option for me. They've all told me the same thing, however, that the surgery is difficult to get approved. So I did a bit of research and only one insurance company in the entire United States covers the procedure (That I could find). But, this insurance (Kaiser Permanente) isn't offered in my state. It is however offered in Georgia, which is relatively close. So my question is, could I switch to Kaiser Permanente if I don't live in Georgia, California, or one of their other locations? It's orthognatic surgery, in case it's relevant.""
Car insurance question?
Im an 18 year old female and insurance is ridiculously high priced, and I was wondering, at what age will it star to get cheaper. I understand that insurance is gonna be more expensive for younger driver, but isn't 350 a month a bit much? At what age will my insurance start to get cheaper?""
Why is car insurance more expensive based on age than value?
I am trying to shop for a new car but I want to know if I can manage the monthly expenses such as insurance and gas. I am interested in the 2011 Nissan Altima 2.5 S Coupe the Kelley Blue book value for the car is $17,000. The car has really good gas but I was shock to see the estimated quote for car insurance to be over a $100 a month. I was also interested in the 2008 Lexus IS 250 and the Kelley Blue Book value is $21,000. The gas for the car is okay but not as good as the nissan but the estimated car insurance quote to my surprise was only $45 a month. That doesn't really make any sense shouldn't it be more expensive since the car is worth more?""
Dunellen New Jersey Cheap car insurance quotes zip 8812
Dunellen New Jersey Cheap car insurance quotes zip 8812
https://www.linkedin.com/pulse/compare-annual-travel-insurance-quotes-zachary-murphy/"
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erzastone · 6 years
Text
#25 Auras Magic Items and The supernatural
Ever feel an energy surrounding someone like an aura. A cloud or a force or maybe just a feeling. Sort of like the feeling you get when someone's watching you . You can feel their eyes or maybe something ells entirely that is pulling on your senses. Like a 6th sense you have when you know Someone's lying or angry or many other vibes. Also theirs that feeling of when you lock eyes with someone . You both have a feeling of something.  So many variables can tell what the response will be. It is interesting to see someone's response to something silly . For example I use to get off the subway and try and lock eyes with someone still on the train . Then once I've made eye contact I'd stick out my tounge. They wouldn't expect it and most times it was met with a smile , laugh or confused anger. Judging by that person having a bad day or a good day. The person's personality and many of details of their being. It's really interesting isn't it when you really think about it. You can tell when someone has a bad intent to cause violence.  I guess some people are better then others to at sensing certain feelings.
Since this post I started with auras I'll continue with spirtual things.  Okay like what about magic tools. Magic is a awful term it makes you think of dungeons and dragons or something fantasy . Most people thing spirtual stuff is fake and fantasy too though . However we can't  see gravity sound or all the colours of light unless passed through a glass pyramid. Lots of things we can and can't see. So what's a spirtual item or weapon. I think this is a word. spirtualists many of them think that crystal balls or other crystals have power and can hold different chakra. What about history telling us of Alexander the greats Excalibur or Jesus holy grail. The spear of destiny and many other ancient artifacts having powers. How would this be possible unless it's all just stories written for control or entertainment.  I think there's gotta be more to life then science and what we think we know. I think there's a crap ton of information about this stuff that had been lost. The book of Solomon has these circles that are like spells or talismans. What if a symbol with a crystal was all you needed to make fire appear out of thin air .  Watch way to many animes. Thinking some air bender shit is possible would be cool as hell though. Having a necklace that wasn't just something to look at. It be pretty cool . Would make life more complicated and interesting though.
ive breifly gone over Auras and magic items.  What next to finish this post is a good question . Let's talk about spirit's ghosts and demons.  That can of worms has been opens in one of my previous posts but I can't help but talk about something so supernaturally awsome.  So spirits I think are generally good maybe not all of them but most are good. They don't have a form really they are more like a beam of light. Ghosts can be good and bad but not evil like demons. I think ghosts are people who haven't passed on. Like they are holding onto something. They can't get over it and if they don't and stay long enough . They may become a demon one day . I am going on opinion of these based on TV descriptions from websites and books. Pretty much a bunch of things jumbled together to figure out what I belive they are.  Am I right or wrong I'll have to ask a demon ghost or spirit when I see one. Anyway then there are other spirtual beings from folk lords . A succubus or vampire . A succubus ussually female that luars men like a mermaid with her beauty then sucks the life out of them like syrin.  Vampires have been mentioned many times in history. The most known two are Vladimir the impailor and countess elizebeth bathory. She would bath in her young female slaves blood . She believed it kept her young. They have found bodies with stakes and a stone in the mouth. To show that back then people really thought there were vampires . They also burned Alot of inocent women for being witches.  If you were born wit a long nose and curly hair you were so screwed .love talking about this stuff it's Alot of fun . Till next time make sure you carry a stake in the night and garlic doesn't work but silver bullets do. Cheers
-ErzaStone
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I totaled my car. Car insurance question?
"I totaled my car. Car insurance question?
I got a new car that was worth about $19,000 last year. Ive only had the car for a year and 2 months. I had an accident and my car was totalled. I have full coverage insurance. I havent paid off the car, so I still owe quite a bit of money on it. Does the insurance pay off the rest of my car, or will I keep having to make payments on it and pay off the loan? Im so confused. Someone please explain this to me. Thanks in advance!
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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how much car insurance do i pay for a 6000 dollar car
How to get car insurance as a self dependent college student in CA?
I need to look for cheap car insurance asap, I am a resident of Callifornia, I will get my drivers licence the 20th of this month and I need the car insurance before the 24th. I figure I have exactly one day and a half to do it so I can finish my car registration before the 24th , when the past registration is due, please help me !""
Who is the cheapest auto insurance company?
i live in CT and all the big name companies i.e. geico, progressive, esurance that say they are the cheapest are expensive. anyone know of any actually cheap ones?""
Does car insurance get significantly cheaper when you turn 21?
Does car insurance get significantly cheaper when you turn 21?
""Please help, how much will I be paying for car insurance?""
I am a 20 year old female. I didn't complete high school, but I will get my GED and go to school next fall. I'm getting a car this Feb when taxes come back and I'm buying no more then a good decent $3000 car. I have a child too so I heard that helps bring the insurance down a little. Because the car will be under my name, & I am the ONLY driver in this house hold so there will be only 1 person on the insurance, how much do u think I could be paying a month??? Any guess for wage? I want full coverage but if its more then 300 a month i will go half. I've had my permit to since I was 17, no accidents. Please help.""
About how much would my USAA auto insurance cost?
I am 16 and I will be getting my license... I passed drivers ed and get good grades I wanted to get a quote but the USAA website wanted me to give info such as social security and etc, and I do not feel comfortable giving that info. Can anyone tell me a rough estimate of what my auto insurance might cost per month?""
Are there any well known and reliable insurance companies in Florida that provide homeowner's insurance?
Seems that every insurance company is leaving Florida.
""Does anyone know of any good, affordable dental insurance?""
I am self-employed and I need to see a dentist, can anyone help?""
Individual health insurance?
if i can get health insurance from my employer but can get better and cheaper coverage from as an individual do i have to take coverage from my job
""Good, cheap auto insurance?
Need good cheap auto insurance. Can someone recommend me to one and/or some? Im talking cheap as in $30 per month or lower cheap. Thanks!
Car insurance when buying a new car ?
Hello,i have seen a used certified car online and very much interested in haggling with the car dealer to buy the car,but my problem is,i have heard you need insurance coverage on the car before the dealer will let you drive off the lot with the car.So my question is how do i go about this when i havent yet selected or bargained for the price of the car before purchasing.I am driving 2 hours to-and-fro to get this car and cant afford to go home without the car the day i go to the dealership.How do people go to car dealerships,haggle on any car they love in the showroom and drive home the same day? I cant buy insurance that i may not need( example buying insurance on a 2009 car,but later get a good deal on a 2010) Any help on how to get the car insurance issue straightened out before i go haggling for cars?""
Which is the best insurance company for motorcycle insurance?
I have honda aero motorcycle 750 cc.. may i know which is the best company to go with????? Thanks
Can I insure another persons car?
Can I get insurance on a car thats not registered to me?
Let's not have universal health care but just make health insurance more affordable?
and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?
I totaled my car. Car insurance question?
I got a new car that was worth about $19,000 last year. Ive only had the car for a year and 2 months. I had an accident and my car was totalled. I have full coverage insurance. I havent paid off the car, so I still owe quite a bit of money on it. Does the insurance pay off the rest of my car, or will I keep having to make payments on it and pay off the loan? Im so confused. Someone please explain this to me. Thanks in advance!
Is there an insurance that gives the same benifits as AAA at a lower price?
AAA is awsome but expenisve is there any other car insurance that offers the same benifits at a lower price
Do you have double health insurance coverage?
My wife is starting a new job and she is already on my insurance. We are thinking of having her on two insurance plans (Blue Shield HMO and Blue Cross PPO). We want to do this because we get so many medical bills, despite already having insurance. Will the secondary coverage cover a lot of those? How does that work?""
Does anyone know about California health insurance?
I have severe episodes of tonsillitis about 5-8 times a year (lasts 2wks - 1mo, fever hangs around 102F-104F, pain relief in bones and muscles is impossible with over-the-counter pills) and I have small bouts in between those. I'm no longer going to college because it can get really difficult to attend and keep up with classes. I have no health insurance and my mom only has enough money for bills, my dad is homeless and stays with whoever is charitable enough to house him for the night or so. I'm 20 years old and I hear you have to be disabled or 19 and under with low income parents to receive cheap or free health insurance. I need a tonsillectomy so I can stop being sick constantly. I'm trying desperately to find a job and am keeping it hidden that I'm chronically ill so they'll hire me, but still no luck for the past summer. Is there any type of health insurance I would be eligible for to pay for my ~$2,000 surgery?""
How much will a dwi increase your full coverage insurance?
that is, of course, if the insurance isn't dropped all together. it's already high because i ran into a parked car last year (and no, was not drinking). so how much will it go up (% wise) for full coverage and then what percentage for just liability?""
Looking for really cheap car insurance in ohio?
i am looking for really cheap car insurance in ohio for people with bad credit
Anybody self employed got medical insurance successfully in usa?
Hi I am self employed. Have anybody got single employee insurance successfully? if yes I will like to know who is your insurance carrier. I have precondition so I am declined individual coverage or premium is $1000/month. Thank you
What can I do about auto insurance price gouging?
I backed into someone in a parking lot. Thay had a claim off $1000. this is my first and only accident. My insurance company say's because I was moving it's a collision and my insurance has doubled. this is wrong.
Adding a teen to the insurance with past accidents?
I take my license test exactly one week from today. I have all the insurance papers that I needed from my driving school. do I wait until I get my license to get on the insurance or can I do it now so that I'll be on there for next week? also, when I had my permit, I had two minor parking lot accidents that my dad had to take the blame for. Now that I will be on the insurance can I tell them it was me so that I will pay for the increase directly to the insurance company or should I just pay him the difference of what it is now and what it used to be each month? because I know his driving record will follow him for life. thanks in advance!""
How to get cheap insurance and get covered fast?! help:(?
i need to see a gyno asap and i need to get cheap insurance. what should i do? im 19 years old and dont have a job. and live in california.
How much does insurance increase for a teen with an old car?
I was doing some research to buy my own car. I wanted either a 1976 dodge Monaco or a 1989 Chevy caprice. My question is, if I am 17 years old and I had this car, what is a rough estimate of how much my dads insurance will increase? I figure old cars and young drivers don't mix well but I need to know. Also, I have never gotten in any accident or received any tickets and I don't even remember the last time my parents crashed or got a ticket if that helps. Shanks""
How much will my insurance go up?
I was trying to merge onto the freeway when the lady in front of me made an inexplicable complete stop on the on ramp. I slammed on my brakes and rode the ABS down to about 15MPH when I hit her. Turns out she was on heroine, and CHP arrested her at the scene. The chippy's were really cool and said my situation was totally understandable , but said my insurance may not see it that way. (the damage to the crack head's car was minimal, and she was not injured) I'm not going to claim the damage to my car. I can fix it myself. So lets say with a little paint and body work, her repair cost is $1000.......how much will my insurance go up? I am 23, and have a flawless driving record until today.""
I am looking for a good team name for an insurance agency.?
we are selling insurance products, estate planning and other financial products.""
How much would my insurance be for an rsx 2003?
Ok so im thinking about getting a acura rsx 2003. Im 18. Had my license for over a year now. No tickets. Im a full time student at a college. ima be on my parents insurance. Their insurance company is esurance. I was wondering how much would my insurance be?
How can i find out Insurance rates on cars?
is there a certain website which can give me the average amount i need to pay for car insurance on certain cars.
Insurance for 18 year old in cooper s with 1 year ncb?
Im 18 with one year no claims, looking to buy a Mini Cooper s, anybody recommend any insurance companies or had any quotes or advice would be good thanksss :)""
Need help with health/dental insurance!?
I have been on my dads insurance that is provided for by his job. I was married last year and my husband was AGR so we received TRICARE. He has since finished active duty and we are no longer insured. My dad never took me off his insurance (mainly bc he forgot) but can I still use it?? My main concern is that it would be under my maiden name. We will be enrolling in another form of TRICARE but I will not be able to use it until after the first of March. I am in a lot of pain with my wisdom teeth and need them out desperately. I am not aware of the laws and regulations for this matter and would never want to do something illegal or fraudulent. Thanks!
What kind of Certificate of Insurance do I need.?
Hi. I just found a new apartment and in the lease contract there is something about a Section 1940.5 of the California Civil Code. The code basically says that if I have a waterbed or fish tank that is over 5 gallons I need to provide the landlord with a certificate of Insurance in the amount of $100,000. What kind of insurance would I be looking for to cover this? I have a 18 gallon fish tank that I would like to keep. Thank you!""
How come different auto insurance agencies charge different prices for the same insurance company?is it a scam?
yes i went to three different insurance agencys to see what quotes theyll give me. one say said ill pay 50 a month and 140 down payment for access auto insurance . the other agency said ill pay 60 a month and 90 down payment for the same company. and the third agency said i would probably not qualify for access auto insuranc. im 20 year old male riverside ca 94 accord. why would three different agencys quote diferently for the same auto company ? whyyy is it a scam
Insurance to volunteer at a clinic?
I was just offered an unpaid internship -type program through a veterinary clinic next to my university. I won't be getting paid and it will not help me with any credits, but it will provide me invaluable experience to get into vet school. However, they're requiring I get volunteer insurance (because it involves work with live animals) since I am an unpaid employee and will not be covered under them. How do I go about getting this? Thanks!""
Term Life Insurances-Unknown policy?
Could anyone, e.g my ex-wife, open an insurance policy for me and make herself the beneficiary without me knowing. If that can be done how can I confirm that there is such a policy?""
Where can I get an affordable liability insurance for my new small business in California?
I'm trying to open a new residential cleaning business. I already got a quote from state farm but it was way too expensive. 2500 dollars per year. I'm new in this so, I can't afford that amount because I don't even have costumers yet. Thank you!.""
How many people lack health insurance?
If you lack health insurance, why? If you cannot afford it, what could people around you do to help you out?""
Is the a law the people without auto insrance in california are at fault?
i wasuder the impression that there was a law passed that make it to be where if someone witout insurance gets in a accedent that it becomes there fault if this is trueplease let me know and if you know the law information please ad that
What is a health insurance cartel?
What is a health insurance cartel? I'm on about the US health insurance.
Most afordable car insurance for infiniti g35coupe 06 in new york?
Just wanted the know what is the most affordable car insurance for a g35 coupe. The insurance is going to be under my dads name who's over 25. I was looking at tri-state but is there something better?
I totaled my car. Car insurance question?
I got a new car that was worth about $19,000 last year. Ive only had the car for a year and 2 months. I had an accident and my car was totalled. I have full coverage insurance. I havent paid off the car, so I still owe quite a bit of money on it. Does the insurance pay off the rest of my car, or will I keep having to make payments on it and pay off the loan? Im so confused. Someone please explain this to me. Thanks in advance!
How much is Progressive Auto Insurance for a 16 year old?
I turned 16 october 2 and I was wondering how much it is for me? My family has like the lowest one which is the liability. How much is it for me about? I havent got a car yet, but I have the money I just have to pick one out. It will probably wont be any younger than like 08. Also can I get my license with out have to pay insurance right away? I dont want to drive yet (I dont like driving). I am also a female.""
What type of lawyer do I need to fight a car insurance company?
I was involved in a car accident where the car insurance company for the other person involved is supposed to pay for my car andnhave accepted liability for the accident. But. I haven't received any payment from them. And it's been 4 months! I want to hire a lawyer, just need to know what type do I look for...???? Thanks in advance""
How much would my insurance be?
Hi, I'm a 17 year old female and just passed my driving test. My parents are successful, therefore they're giving me their 2011 Ford Galaxy 2.3 Ghia with a supercharged fitted on it. I was wondering how much the insurance would be? Do they consider the speed of the car? Thanks.""
Insurance to volunteer at a clinic?
I was just offered an unpaid internship -type program through a veterinary clinic next to my university. I won't be getting paid and it will not help me with any credits, but it will provide me invaluable experience to get into vet school. However, they're requiring I get volunteer insurance (because it involves work with live animals) since I am an unpaid employee and will not be covered under them. How do I go about getting this? Thanks!""
How much money will I get from this car accident?
The air bag knocked me unconscious and so now my lawyer is handling everything. I don't have health insurance so the insurance so the drivers insurance company should for it. How much money could I get from a case like this if the drivers insurance company is Progressive with full coverage?
USAA auto insurance rates?
sorry to ask this in military but i figure yall will know best. i've noticed that since we've had usaa auto they have consistently gone up when our policy renews every 6 months. it's around 20-50 dollars every time. we have not had any tickets or accidents. when i call customer service they assure me it's nothing we've done and that everyone's rates are going up. i find this hard to believe. anyone else having this issue?
Backed into a car - Both without insurance?
I was driving my mothers car and went to a friends to grab something. When I left i backed into another guys car that was there. I was in my mothers car without insurance and he also does not have insurance. He went to a place to get it checked out and says it is almost $3000 in repairs. His car was worth $1500 before it was wrecked. What should be done here? Do i have to pay the $3000? I offered to just buy his car for the $1500 he said it was worth before it was wrecked but he refuses i dont want to put 3000 in a car for it still to be a $1500 dollar car.
What are some cheap cars to insure for an 18 Year old?
What are some cheap cars to insure for an 18 Year old? I am learning to drive at the moment but I want to know what some cheap cars are to insure?
Young drivers (17-18) - What is your insurance?
Hey! Im starting driving and shocked at the cost of insurance! Can't get lower than 3000 on a 1999 1.0 Vauxhall Corsa! Must be doing something wrong. So yeah , 3 questions : 1) What is your age? 2) How much is your insurance? 3) What insurance company are you with and what car? Thanks!""
Should I put a claim in with my auto insurance?
Today at a light a car rear ended me. My rear bumper has some small scratches and some paint marks from the other car. No dents or anything else. the car that hit me seemed to have worse damage to his front bumper. We called the police and they did a report. The other guy said he is not going to put in a claim with his insurance. He admitted fault and apologized over and over. I was wondering if it is worth me putting in a claim with my insurance? I don't want my rates to go up and even though I am not at fault, i wonder how aggressively my insurance will pursue a claim with the other guy's insurance since damage is so minor. I actually wonder if it was worth calling the police, when I really think about it. I was just shaken up at the time. I think re painting the bumper would actually be less than my deductible. I don't really have any pain and no noticeable injuries. I had a friend say I should put in a claim for minor back pain, but even if i was in minor pain, i have heard the 10,000 most companies give always go to lawyers and chiropractors I don't want to lie and don't want to spend time going to chiropractors too end up not getting anything and still having to pay to repaint bumper, have my rates go up and be aggravated. any advice?""
Motorcycle insurance question?
I've never been involved in an accident before and I dropped my bike in a parking lot learning 12 o clock wheelies and did a bunch of damage to my bike, maybe even totaling it. What do I tell my insurance company happened? Because they obviously won't cover my bike if they knew I was doing wheelies. Do I just tell them I slipped on some loose gravel and the bike fell or what?""
Car Insurance Issue's? HELPPP!?
I lost my job so I couldn't pay my car insurance for about 3 months. Then it got expired my license also got suspended because of no car insurance:/. But right now I'm back on my feet and I want to get my license reinstated and get car insurance again. I want to know how can I do that? And do I have to pay the amount I owed back to my other car insurance company or can I go to another and not pay them back? PLEASE HELP ME!
Would I still need to keep the insurance up on my truck if my license was suspended for DUI?
I was wondering if I still need to keep my insurance during the suspension period or do I cancel it and then wait till the end of my suspension period. I got my DUI on May 6th. I guess for now I'm sticking to riding a bicycle anytime I want to go somewhere which it takes longer but at least it gets the most gas mileage of any vehicle which is infinity miles per gallon.
""Who has taken the Florida 2-15 Life, Health, Ann, Insurance exam... How is this exam?
I would like to know is this a very difficult exam? Do this exam requires mathematics? Is this exam 100% Multiple choice? I know that the Real Estate exam for me was a little difficult so I am hoping that this would be a little easier.... Please tell what ever you know about this test... Thanks I appreciate it...
Do you need insurance for a driver's permit?
I'm hearing different things from all different places and rather than sifting through all of the crap at the dmvedu website I thought I'd ask you guys and get a straight answer. Do I need insurance to get my permit, or just for my liscense? I live in California, by the way, if that makes any difference with the law.""
Im a new biker what is teh best bike for insurance?
ive just passed my cbt i can drive up to 125 cc what is the best bike (under 2000 pounds) for insurance and what company are best most of my insurance quotes seem to be in the 1000's range
How much should i pay for insurance premium for an indoor playground business?
How much should i pay for insurance premium for an indoor playground business?
Car insurance groups?
Hi, im planning on buying a car, however one of them is insurance group 4 (Peugeot 306 D Turbo 1.9) and the other 14 (Alfa 147 . 1.9JTD) both 1.9 turbo diesels. why is the alfa 10 insurance groups more? :S and how much of a difference will this make to the price? i got the Peugeot down to 1107""
Are insurance premiums negotiable?
My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn't budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?
How much are you paying car insurance NJ?
I just want to know, please answer with how much, every 6 months? age? and any driving history? My mom and I are paying 2000$ 6 months, both of us have had unsafe operation in our driving records. does that sound reasonable to you? I'm really new to this car insurance and trying to know. thanks""
Anybody know health insurance provider which is inexpensive and trustable?
gimme the name and website address?
How much does it really cost to own a Porsche 911 Carrera 4S in California? MSRP is...?
...$88,400. What other costs are there? http://www.porsche.com/usa/models/911/911-carrera-4s/ I am trying to own one of these. Just wondering what's is in store for me (i.e. tax, ...show more""
""Spouse suspended license, live together, can I get auto insurance?""
Actually, it is my son in law who has a suspended license. My Daughter's policy was canceled and she wants to start a new policy, but she says that no insurance company will touch her because she lives with someone with a suspended license. Is this for real? Sound like a bunch of hog-wash to me. She lives in Massachusetts.""
If you have two insurances...?
We have two medical insurances on our children. Should there still be a copay? Should having 2 insurances cancel out the copay?
Does anyone know how to get cheap car insurance in the bronx ?
Does anyone know how to get cheap car insurance in the bronx ?
I totaled my car. Car insurance question?
I got a new car that was worth about $19,000 last year. Ive only had the car for a year and 2 months. I had an accident and my car was totalled. I have full coverage insurance. I havent paid off the car, so I still owe quite a bit of money on it. Does the insurance pay off the rest of my car, or will I keep having to make payments on it and pay off the loan? Im so confused. Someone please explain this to me. Thanks in advance!
How much does the cheapest insurance cost for a honda fit in the US?
i heard that cars r pretty cheap in the US, but insurance is a must they say??!, im from south east asia, and they sell cars triple the price here but dont required insurance, so how much is the average insurance for a honda fit in springfield virginia???""
Motorcycle insurance on a 2008 crf230l?
(around) How much would motorcycle insurance be for a 16 year old on a Honda crf230l?....thanks
Motorbike insurance?
motorbike insurance
Is it worth getting full comp insurance if your car is only cheap?
Is it worth getting full comp insurance if your car is only cheap?
Is there anyone in california that helps people with claiming insurance from the other party's insurance compa?
My wife and I were crossing the street in San Francisco when we were run down by a cab. Police report says cab driver is at fault. Problem is we're about to head back to our country (we're tourists) and need help settling obligations with the hospital by claiming damages from the cab company's insurance company. While we're back in our own country. Is there an office that assists foreigners with claiming?
Is there any insurance company that will insure horses 17 and over to cover illness.?
Is there any insurance company that will insure horses 17 and over to cover illness.?
Does my car has to have insurance or do I have to have a new insurance for myself in order to drive in NJ?
I'm a bit confused about this issue. I have a permit and I want to do a road test in order to obtain the provisional driver license. The thing is that I heard a lot from people about insurance and now I'm that confused that I don't know what to do. Do I need to have insurance? or does my car need insurance? Can I be under my parents insurance? Would that be cheaper? Could you guys help me figure this out? All I want is to drive legally without any problems, and don't waste money. Could you give me some sources also? Thx ahead""
Can i park at my aunts to get... a good price on the car insurance?
The insurance is double the amount for cars in my area compared to my aunt who lives at the other side of the town, can i park at hers to get good price on the insurance..?""
What are some good car with cheap insurance and good mpg for a 16. I wanna tune it up?
I want a car that has low insurance and good mpg i wanna tune it up to like 400hp to 500hp
About how much is Walmart Life Insurance Worth?
If you are an assistant manager for over 5 years?
""24 wanting a first bike, 125cc to start with. How much for a cheap one with insurance?""
Wanting a motorbike, starting off slower though to get the hang of it before getting a bigger engine. Going to be using it for going around the dales on a weekend. Would 1000 pounds be enough for bike and insurance? Any models to look out for on my search too""
How much money can i get from a car accident?? it was not my fault?
i was in a car accident. the other driver crashed into me & did a hit and run. i was in the car with my g.f . my g.f ended up with back pains & neck pains. i ended up with two broken fingers & a cast in my left hand. in addition i had back pains too. it appears that the driver that hit me was d.u.i and did a hit and run and got caught. after that, the insurance from the driver salvaged my car. just paid me what is was worth 3k. ive been going to therapy for 2 months now with my g.f. i spend about 500-600 in medical bills. i was off work 3 months. im 21 years old and i live in the state of california. i have an attorney working on my case. so how much can i get from the insurance company and my g.f ????""
What is the average cost for a student possessions insurance policy?
What is the average cost for a student possessions insurance policy?
How much does car insurance cost in California?
I know it varies but I just need a range.
Advise please im looking for a cheapest and reliable car insurance i?
For my honda civic 2012 LX, thank you!""
Can insurance companies tell me what car would be the cheapest for me to insure?
I was just thinking, it would be handy if websites such as Gocompare.com could just tell me what car would be the cheapest for me to insure. Based on the Information i already gave for a quote. Instead of me having to go through every car i can think of getting a quote for each one individually to find which car is the cheapest for me to insure. Dose any one no if there is a site that dose this?""
How do I know which insurance is primary?
I'm a full time student and I'm nineteen. I have insurance through my mother, empire blue cross blue shield. But I also work part-time at a hospital and receive local 1199 health insurance from them. Which one is primary?""
IM 19. I HAVE A FULL PAID CAR. WHAT IS THE CHEAPEST INSURANCE I CAN GET?
IM 19 YEARS OL. I HAVE A FORD CONTOUR. WHAT WOULD BE THE CHEAPEST ROOT I CAN GO FOR ONLINE INSURANCE. ALL I NEED IS COVERAGE..HELP!
HOW TO GET MY CAR INSURANCE DOWN PLZ!!?
Hi Ladies and Gents, im 24 yrs old and turn 25 in august and my dream is to get a car to help my mum and dad sadly im not the best with technology or bargain hunting im a little bit naive if im honest. Anyway i thought as this will be my first car my insurance would be quite high and i thought 1500 a year would be decent enough paying monthly. so i tried some insurance sites but best i could see was around 2700 and i thought wow thats shocking! i need help from you guys if you can spare a moment please thanks, i dont need anything fancy just an A to B car to help mum and dad with life and me get to work ofcourse. I decided to start my lessons and drive an automatic car starting end of this month at payday! so ive listed some details below that i think you can help me to get a cheaper deal, thank you guys very much for being kind. ok... my car will be a cheap one maybe 1000 2nd hand automatic civic,corsa or something pref 3 door 1.4L is fine also i seen some on auto trader. annual miles 10k SD&P<<im sure thats rite social and work? fully comp i may hang off till i turn 25 if my insurance will go down and also i thought a little about going on someone elses insurance (my aunt has a mobility car for my mum) or adding someone to mine? not sure? also my sister and her BF have a car but im a little scared to ask them haha! so can anyone please help me get a cheap quote thanks a million,!""
Are hearing aids covered by health insurance?
Since I was born, I've had a hearing problem on my left ear that I have to go to the audiologist for every year, and every year they say my ability to hear in it goes down by a fragment. I'm 16 now, and in high school, and they originally tried to get me to get hearing aids in 6th grade, but I threw a fit because I was afraid people would make fun of me, and they haven't brought it up since. This year I'm really noticing that my hearing is shot. I'm constantly asking people to repeat things, and whenever someone says something to me and I'm not looking at their mouth, it's all a jumbled mess. If there are a lot of people talking, and someone is standing directly in front of me, but I'm not looking at their mouth, I miss probably a fifth of what they say. I've been thinking about getting hearing aids, but I was wondered if they were covered by insurance. My mom gets the insurance through Fl Hospital, if that helps, and as I'm just now looking into it, I don't know many more details about it.""
How do i open a car insurance company?
my husband and i were thinking ofdoing this .We would sell insurance for geico or any other insurance company basically we would be the middle man. But we dont know who to talk to ? how to begin ?
Affordable health insurance?
how does health insurance work? what are we really paying monthly? what are deductibles and premiums? my boyfriend needs health insurance he is 22 and a smoker and lives in nj he graduated from college already so he cannot get the school insurance and his job does not offer him insurance where can i find affordable heatlh insurance for him
""In your opinion, who has better idea how make health care insurance affordable - B. Obama or W. Buffet?""
In your opinion, who has better idea how make health care insurance affordable - B. Obama or W. Buffet?""
Insurance question ? My husband pays $approximately $6.00 an hour for insurance that we dont use...?
but when we use the insurance BC/BS charges no less then 400.00 for simple examinations....WHY? it takes nothing for a Doc to look in my ears an see i have an ear infection. Why do they charge my insurance hundreds of dollars and i should be grateful to have insurance ?
Will i have to buy individual health insurance starting 2014?
I have a job I am paying Medicare tax. Is it still mandatory for me to buy individual health insurance starting 2014?
I totaled my car. Car insurance question?
I got a new car that was worth about $19,000 last year. Ive only had the car for a year and 2 months. I had an accident and my car was totalled. I have full coverage insurance. I havent paid off the car, so I still owe quite a bit of money on it. Does the insurance pay off the rest of my car, or will I keep having to make payments on it and pay off the loan? Im so confused. Someone please explain this to me. Thanks in advance!
https://www.linkedin.com/pulse/car-insurance-way-high-i-drive-motorbike-year-two-how-savoie-santa"
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Okay so main charicters
These are the main group for the story, there are a few charicters outside the main group but I’ve got no idea what they’re like yet since I haven’d developed or named them. 
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One thing to note about heir, they are not revelaed until they know who each of their advisors will be. This allows them time to know people as they are and not as the heir. The reason advisors are anounced when the heir is is so that they can be trained and all members of the court can learn to work together.
Prince Clement:
His hair is a soft lavender colour and cut short to keep it out of his eyes, he shares his mothers blue-purple eyes. He’s tall, muscular, and very handsome
Many assume he would be upset with is younger sister being selected as heir instead if him but he finds insperation in it
He works hard so that when his siter becomes queen he will be able to protect her
Sees advisor Amelie as a second mother figure, she’s like his awsome aunt
He looks up to all the advisosrs but her specifically
Very protective of his sister, not in the don’t go near her way but in the if she started crying you he is going to hit you way
He’s the type of guy that everyone has at leas a low key crush on
He’s kind to everyone, even those who aren’t kind back
Very critical of Advisor Leif’s daughter
She’s honestly such a spoilt brat
She thinks everything is gonna go her way
He’s still nice to her in hopes she’ll start being neice to others
It’s not working
She’s just convinced he’s in love with her and that they’re going to get married
Always offers to help whenever given the opertunity
Never one to turn down a challenge
This leads to a lot of competion between him and a few other male classmates as they try to best him 
None do
Only one has been able to beat him, and that Ulva
And that’s because he went easy on her to save her pride
The dad friend? Will protect and support but also you’re affraid to dissapoint him
Tries to support his siter through her issues
Stop talking like you’re worthless please
If anyones useless it’s me
Please, stop
You’re breaking me
a bit of a perfectionist when it comes to fighting
Unless he’s fighting a friend he can’t stand to lose
He must be strong to protect the kingdom!
When Clarisse is revealed as heir he is named her metal advisor
Pansexual
Princess Clarisse:
Long lavinder hair that she often wears up in a braided bun, warm golden eyes. She’s midheight and neither skiny nor fat
Very gentle and good natured
Soft spoken and hard to make angry, she’s great at arguing a point
Very easily makes friends as most people find it hard to dislike her due to her gentle nature
Her only desire is for others to gain happiness
Her aim when she becomes queen is to keep peace as war brings nothing but pain and sadness for the people
However, she is very critical of herself
She’s an extreem perfectionist
This often leads to her beating herself up for the smallest mistake
Doesn’t think sh deserves to be queen and fears she’ll do a horrible job
Her greatest fear is that her people will hate her
She doesn’t think she’s particularly good at magic (I mean she’s not the best. Jack of all trades), she’s not the best diplomat, and her public speaking could use some work
But she has time to practice and get better
She’s actually particularly talented at singging
When he’s stressed Clement often goes to her and asks her to sing him a luluby from when they were younger
Loves soft toys? Has a colection on her bed
Sets them on the chair every night before going to sleep
They all have names
She’s still young and nieve, learning her way through life in order to be the best queen she can be
And she often forgets that until they announce she is the heir she has all the time in the world to perfect her craft
There is no rush
Heterosexual
Ulva:
Long bright red hair and emerald eyes. She’s short and curvy with strong legs
Remember when I said Advisor Kira had a wife and daughter?
This is her daughter
Loud, out going, and adveturous Ulva is just as perfect for the role of Fire advisor as her mother was
As such Clarisse names her as the next fire advisor when she is revealed as heir
She’s best friends with Lavada and both often dance together
While she isn’t as telented as her mother she is still a beautiful dancer
Do not mess with this girls friends
She is extreemly loyal and will punch you in the face if you so much as look at someone funny
However, due to her nature she often runs straight into a problem instead of thinking it through
She’s rather resorcful though, able to win a fight despite the odds being against her
She can be rather proud at times and often lets that get the better of her, refusing to admit when she is wrong
This leads to arguments with Daleir as neither wants to sacrifice thei pride
She means well though, doesn’t mean to be argumentitive but she is
Actually very kind herated when not arguing
She’s astually the first to befirend Clarisse at the school
Her mothers had a surrogate sperm doner to have her
While she was always told he was her bilogical father she understood that he was not in a relationship with either of her mothers
She calls him uncle
She was close friends with her mothers so it’s not like she never sees him and he’s very important to her and her mothers but she understands that he isn’t really her dad
She’s bisexual
Lavada:
Soft blue hair that falls down her back like a river(sometimes held up by a pencil), her eyes are a strikig warm peach colour. She’s tall and lean.
Highly creative and a prodogy of water magic
While she is out going and bubbly she’s no where near as loud as her best friend
Enjoys drawing and is always seen with a sketch book somewhere on her person and a pen/pensil on her
She’s a little bit of an air head though
Fogets dates
When things are due
Has a high key crush on Clement
But everyone has a crush on Clement
Why would be pick me?
Talented at sword play as well as water magic
Has developed a style that merges the two
Her family sell crystals
They’re one of the greatest sellers in the kingdom due to their large range and style
They have raw crystals
Crystals that have been refined
Jewlery
Crystals filled with magic
Jewlery with magical property
As such she has a wide range of accesoeries that enhance her abilities
She is also bisexual
Eavan:
Short brown hair and soft green eyes. She’s very short and curvy. Her face can be described as elven, and very pretty
Her family were originally farmers near the norther forrest
The norther forrest is the last known place that has creaures such as fairies and elves
As such she’s one of the few people who has actually had interactions with fairies
Her mother was actually an elf and passed on the pointed ears
She’s tealented in plant magic
Assisting in the growth of crops
As such she later becomes the advisor for plant
She’s soft spoken and gentle
Unfortunatly this often translates into her being viewed as weak
She used to get bullied a lot before she became friends with Daleir as she was viewed as an easy target since she struggled to stand up for herself
Her dorm room is full of plants
So many pot plants
She grows them herself
I hope her room mate doesn’t have hayfeaver
Animals love her
She’s just so gentle and sweet
She has a pet squiril that lives in her room
Another person with a high key crush on Clement
He was just so kind the day they met, he helped her find her class
Eavan is heterosexual
Daleir:
Very tall. Beautiful green eyes, and aqua hair.
Daleir is actually blind
However, he’s developed a way to use air magic to see his surroundings
Sort of like a form of echo location
He’s from a nobel family and has a strong code of honour
Can be very prideful
However, that doesn’t mean he looks down on people from lesser bloodlines
quiet the contraty
He belives a persons value should be determined by their ability and achivements
Which is where his friendship with Eaven started
He found her bullying to be uncaled for
Especially considering her ability
Having heared things like half cast being thrown around he bacame enraged
Elves are highly skiled in many areas
We have no reason to look down on those who have their blood
If anything she’s better off than the bullies
So he stood up for her and they quickly became friends
He admires her ability to be so kind hearted despite being called names
His pride often gets in the way of him seeing things clearly
This is a trait he works on as he ages and becomes wise due to it
Making him the perfect candidate for the air advisor
He is bi-romantic, and heterosexual
Aiden:
Warm brown skin, light brown hair and warm amber eyes. He’s tall and kind of like a big teady bear
Another gentle soul
But this one will actually fight you if you step out of line
He’s like a teady bear, so cuddly
He’s a very warm and welcoming presenece
Will offer advice wherever he can
He’s also able to straight up pick you up if you need
Reach high places
He’s the best person to live with if you’re short
He’s talented with eath magic
His whole family has been practcing for centuries and he’s been doing it since he was young
As such he’s much better than many in his classes
Has a low key crush on Eavan
He’s just to shy to persue anything
He’s rather shy when it comes to romance or anything sexual
Love animals
Back home is has a big dog that he picks up like it’s still a puppy
Very open to new people and we ideas
He’s heterosexual
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so he calls me and asks whats wrong. and i feel like this is trapping me because i cant express anything but by not expressing it it creates a cycle. i told him i didnt want to go to the park tomorrow. to me, i expected like an oh well whatever and i’d watch some videos and go to sleep.
but now he was starting into his shit again. and hes telling me its not okay im not referred to a psychologist and that the doctor is not enough. but its like.. he does not understand clinical depression. like he doesnt understand how far depression can affect every single thing in your life and to explain this is an excuse. like why didnt you do xx today, why did it take this long to do this, why do you nap so much etc. and its like.. im tired. im really tired of being alive. and you should be fucing grateful that im sitting here today talkng to you because everyday is a choice to be alive. i AM choosing to be here DESPITE everything that says i shouldnt. despite everything that makes it super hard. 
but its all an excuse. its all “defeatist”. but its like.. i dont sit here and tell you word for word what ive spoken about or what has been said to me. the first few visits were in the understanding that i was clearly really really fucked up. like i believe the doctor believed that i was very close to commiting suicide but i was functioning at a level that i didnt need to be tipped over. like he had a real chance of helping someone in need and he jumped at the opportunity. and the trust had to be built - he asked me questions about my life and the history and we had to dicuss in depth my mother whom i have not spoken about in 7 years. 
and like part of my problem is beating myself up. like .. wow i was such a shitty kid, i was a terrible daughter to my mother - i must have been the things she said i was and that must have contributed to the eath of my father so it must be my fault. do i “believe’ this? like reallyyyy believe it? no. cuz im not dumb. these people lived their own crazy lives. but this was my life for 25 years. TWENTY. FIVE. not like oh i had a break and was a drug addict for 7 yrs. no. all twenty five years, every damn day of my life was dedicated to these people. every. single day. my own mother tried to have the cops do something for me 4 months before she died because she knew that the relationship i had with my father was detrimental on like a next level. 
but how do you turn away from a sick person? how do you do that? he said i should feel pride. i should feel like i had strength and look at it as positive. which is fine - it’s fine. but dont you see? dont you see i put in TEN YEARS of UNPAID WORK to have a man DIE? do you know what i got from the responsiblity to other people? to be on another persons schedule? to live another persons rules?
nothing. absolutely nothing. and ive seen “grown men” decide to stop working for months at a time because a job let them go for a reason they didnt agree with. like they got “fucked”. but i really got fucked. and yu now what thanks i got?
people like him telling me i didnt do anythhing but watch tv and smoke weed. youre right. i did. in between making meals and cleaning up blood and shit, i smoked weed and watched tv. that was my only fucking solace because i could not go away for longer than a night without serious concern for my father. but i smoked weed. and i watched tv. so that means i didnt “work hard”.
but the thing is - no one my age has been a full time caregiver. no one. not a single person can tell me what its like to be a caregiver or how i should feel or what the ‘right amount’ of work is. in reality - if you believe i smoked weed and watched movies and he was always “going to die anyways” then how much “work” did i do in the decade he wasnt dead? how did i manage an entire decade with a man hell bent on killing himself? tell me how i didnt “work”.
and im not into this argument anymore. i will not allow a single person on this earth to speak on my time with my father. not a single person knows ANYTHING about this time except me and my father and hes dead. and i cannot speak solely on it. thats just my word. so i will never argue about it. believe what the fuck you want because if you dont believe me theres not a damn thing that can be done to change your mind and i dont have to care becaue i know what i did i know the time i spent with him. 
but he continued telling me he thinks i should be working and i should be trying harder. i am frustrated - how do i explain the massive concept of trauma and severe depression? do you not understand that “everyones” reaction is part of the problem and stigma of depression? this is why people are suffering in silence - well he goes to work but hes a sever alcoholic. he wants to die everyday but damnit he still goes to work. 
and its like none of this at all in any capacity makes me feel different about the world aroun me. why do you want to die? why are you still working and wanting to die? whats the point? because youre ~not dead yet~? awsome. that really gets me going. that sparked the flame right back up inside of me. i cant believe i never thought of that - might as well do it because i’m not dead yet. 
and you think its procrastination. that its inherent laziness. do you not think im procrastinating on suicide then? perhaps im just waiting it out? maybe im waiting for the final nail in the coffin; my last reason. either give me a reason to live or give me a reason to die but you know im in purgatory right now. 
and thats part of the problem - i’m asking for a reason when i should make a reason. i create my own reason. and i know that. i have worked very very hrd to solidify the concept in my brain that i have to make my own reason - no one will provide a reason and more so its not okay to have someone provide it. because someone could die or leave and then what? you make your own. i made the mistake of putting my reason into a dieing man. and i waited far too long to pull back. even when i wanted to nothing was ever as important, nothing ever fulfilled my life and soul like knowing i was responsible for this person. i had a purpose to be here. 
he continued. continued. continued. i finally broke down, “im sorry - you called  me. i was sitting here a little sad about to wath fucking gta videos and go to sleep and probably wake up in a different mood. now youve called me and made me so upset that im now in a panic attack and sobbing and contemplating my self worth. how does this help me?”
“this is just my opinion. im allowed to express my opinion when youre life affects me.” 
and he continued but continually tried to reiterate that he wasnt attacking me or my methods. it sounded more like frustration and inability to understand. like he was unwilling to accept that as a depressed person i struggled on my own to find a trust worthy doctor after having issues with doctors my whole life. then i allowed this person to help me but it wasnt like.. in the movies. this is not like fairytale romantic manic depressive pixie dream girl. like u loved me so hard i got this help and magically became amazing in 30 days and forgot all my troubles. 
this is serious trauma. this is serious trauma that now that we are getting even older has become even more detrimental because i did not even realize how traumatic it was until i learned to be “apart of society”. by “being apart of society” it triggered dozens of things in past trauma that i did not even understand as being traumatized and thus had serious depression and anxiety about issues unrelated to people just being dead. its not like oh my parents are dead and im sooo sad. no. i have a very complex grief that spanned decades and to even expect me to remember what happened to lead me to the conclusions i have now immediately and just convey this to a professional and have them give me a once over and this is how to fix it is soooo naive. 
this will be a very long process that involves more than doctors visits. he acknowledged i needed daily assistance to overcome my issues and that my own isolation for so long has prolonger and increased social issues that im not getting around on my own. he told me i needed to “grow up”. i told him i agreed. i said it was very frustrating to be me and know that this was fucked up and still be doing it because i didnt have the tools beyond myself to figure out how to “grow up”. like this is all trial and error for me. no one held my hand and protected me and patted my ass when i came home strung out and fucked up. no one sat me down and told me to put a smile on. i was not in any way shape or form parented by anyone. i have never had a parent. i have been completely independent and have thought indepndently for as long as i can remember. i have always dealt with my issues on my own and have had to care for someone for ten years starting as a teenager. in those ten years i never failed to pay a bill or do something i was supposed to do. 
okay. so this is just me. and i would love to have a parent. i would love to have someone who knows more than me around. someone who gives a shit. but i dont. so its just me. and whatever i think is right which has been convoluted by a dieing man and mentally ill woman. thats my foundation. so im sorry if im not a fucing university graduate building a 401k driving a car with my own house. im sorry. u know im sorry im not even a fucing fast food mcdonalds employee highschool graduate with 10$ in a savings account and money on a bus card. 
but bitch. i’m still here. i’m mad as hell and i’m still fucking here. thats literally the greatest accomplishment for me on a daily basis. its my biggest accomplishment and greatest anxiety. im still here. 
i told him again - all of this was making it worse. the real issue i had was having no one to talk to at all. no one wanted to listen to me. everyone wants to tell me what to do or how i should think or some negative opinion because theyre envious that i get ‘free money’. 
and the doctor had to convince me to get disability. i told him the people around me felt i could work. he said he did not believe in any way i was capable of holding a job right now and listed a number of reasons why he believed i couldnt, most having to due with symptoms of sever depression. in a switch side, if i listed these reasons i would be told theyre merely excuses by other people and that “they were tired too”. which is why he had to reiterate a number of times to fuck what other people thought. no one has to live my life but me. in reality its disgusting that people continually look down on or disrespect me outright for collecting benefits while they pity me for having issues. it’s hypocritical and bullshit. 
finally he said that he wanted to see me do better and wanted to encourage me to find ways to cope with these times of serious depression. i told him that i do have ways to cope - but this is real life and its not always successful. but yet, i have been successful - i’ve not self harmed this year. not because it was “a fad” but because i actively choose not to do that to cope. this is a choice i make during every anxiety attack. this is a sign of strength i have this year i did not last year. so perhaps i spent four hours crying but i did not cut myself or attempt suicide so all i did was spend four hours crying. just so i could be alive right now. so who cares that i spent four hours crying lets be grateful im here now. who cares that it took five days to mail a letter - i mailed the letter. thats what matters. you dont even know that ive been given disability forms twice before that were NEVEr MAILED. fuck they werent even FILLED OUT. so not only did i get these forms, i had them filled out and then i MAILED tHEM. 100% BY MYSELF. my momy didnt help me. i didnt get any fucing drives to the doctor. nothing of this process was made easy in any fucking way. and i did it. so does it matter that ti took five days? absolutely not. even if it took five days, in 60 days do you think itll matter if im accepted? when i have those benefits, do you think itll matter i took 5 days to mail the thing? fuck no. because i mailed it and got the benefits
LET ME CRY. LET ME BE SAD. acknowledge i exist with this sadness!! do you not understand the pain of being ignored when you’re suffering!! i told him that i try to be a good listener for him - i let him speak about whatever he wants, whenver he wants in which ever way he wants to speak about it at the time; if he feels very angry and upset at something and expresses that, i dont later hold him to it and say “well u were angry about this before now ur not how come”. i said i never express my opinion because im a listener just listening so i acknowledge him and if i think hes doing something that is harmful to him i say something like “i dunno if thats a good idea” or “i wouldnt personally do that” or “thats gross” (usually used in context with an elaborate idea involving sex or drugs). 
he paused and said that was true and i did do that. i told him i just wanted someone to listen to me. all i really needed to be “helped” was for someone to listen without any preconceived notions or opinions they wanted to put on me. just accept the words im saying and perhaps if possible express some empathy of some kind because they understood the sentence i put out in the world and maybe they can say something like “i bet this thing happening to you would cause this feeling.” to demonstrate that they understand the connection between an event and the reaction to the event and that i am not an insane weak dumb person for having an emotion. no one does this for me. no one. including him. and i believe at this moment he understood, finally, that no one does this for me. including him. tht i am a good listener, that i do not bring him down and allow him to be his own person until i think something is harmful and then i try to express to him my serious concern about his thoughts but not tell him hes a bad person for those thoughts. hes not lazy or stupid or evil. i tell him based on personal knowledge and experience why i think its harmful and rarely is it based just on a personal opinion. like i dont say dont do drugs cuz its bad. i say dont inject drugs, dont take drugs on a regular basis - all very valid safety concerns in the use of drugs. it is not “dont do drugs”. because i know that for something to matter to someone long term you have to create your own purpose. he cant not do drugs for me or any other person. he hs to not do drugs for himself. but i can encourage better use of drugs. 
finally he apologized - an apology that has been maybe a year in the making. he said he realizes now that being aggressive and negative about things is not helping anything and that he should be encouraging about positive things in order to promote me actually recovering. he said he was “man enough” to admit that he was wrong and that this is something he should work on to better support me because he believed i was making an effort. 
but it was a very good example of something that was small that couldve been handled differently that became a massive overwhelming issue. his bottom line was that i should see a psychologist. i told him i would tell my doctor that the person closest to me in my life is saying they believe i need more/additional help than whats being provided because they want to know the person im seeing to get help is specialized in helping people like me. thats totally fine request to make. im not going to argue that the doctor is “enough”. i dont know. maybe hes right. maybe i need to talk to even more people. but to tell me this on top of “blah balh you get welfare you smoke you nap all day etc.” is horrendous and backwards. should i see a psychologist to tell them what an asshole you are and that you probably cause alot of grief in my life? 
like how my doctor thinks of you right now? 
he couldve just said hey you know i can see youre trying but i want to suggest maybe asking your doctor to refer you to a psychologist again because i think itll be helpful for both of us.
like he wanted to help and was roadblocked by the fact that i had no coping mechanisms for him to bank on. so he was coming in blind and frustrated that he is not even normally capable of being a good “shoulder to cry on” and now he had no instructions but he still had a very sad girl to worry about. and this doctor didnt “give me” any coping mechanisms so what good is this doctor if he cant “fix” the issue he has to deal with now. 
but there is no coping mechanism. theres no like “turn on this song and ill be okay”. theres a variety of things i can try to do, not all of them will work, but one will. one will bsolutely because if one does not, ill be dead. one is always going to work even if the one is time. just waiting it out and battlign it in some meditative state. but one will work. 
like he disregarded alot of reasons for what i do as like some general thing i just “like”. like some random thing in my head that makes me like it. and im obsessed with watching specific gamers on youtube. i do not play video games. like i have almost no interest in video games. i dont care who the fuck wins. i dont care about the mechanics of a game. i will watch the most boring ass games like a shitty flash game or a fucing terrible job simulator that is just the most complicated system of buttons and bullshit to move a fucing tractor and i would never even remotely consider even trying to play the game let alone download it or install it.
but here i am. hours a day. watching games i will never play by men i will never meet. and i trid to explain this -  its “sad” to you that im going to go watch these things. but to me its like.. a graduated version of something that can be simplified with penny lane’s quote, “if you ever get lonely you just go to the record store and say hi to your friends”. like ive always held the idea that music and sound is a constant familiar. so i have specific sounds - much like people have specfic smells or tastes. as a kid my fathers keys jingled in his pockeet and i could hear this jingle from anywhere in the store. like my ears trained to it because i feared getting lost but if i could hear it i knew i was okay. a bit older i grabbed on to all my favourite bands but what i found was after years of doing things, familiarity felt like visitng a grave. like nothing changed. it was so familiar it was stale, it was a nostalgic memory i was visitng and not being embraced by a warm hug. many of my favourite bands broke up and stopped releasing new music. 
i told him that the sound of these mens voices was calming. like i had alot of isolation and listening to music or whatever didnt seem real. but here are these real life people who have their own things they do and that happen to them and everyday they pop up and talk about nothing. NOTHING> they come and be like “hey so today we’re going to build a room” or “so today we’re going to race this virtual car” and nothing in the game matters and like people get “mad” but no one is mad. because nothing in the game matters. you die, you come back. 
and like the attitude of these people helps. like “damn im in last place today BUT ILL GET YOU” because nothing in the game matters. or maybe you feel invested in some grand feat theyre trying and they dont get it and theyre like ah shit well gotta keep trying.  so ive focused on specific gamers who rarely are offensive or loud or otherwise unwatchable. 
but he brushed it off a bit, “yeah, yeah, its someone with a comforting voice” but the tone of his voice hinted at jealousy; like why wasnt it him? why couldnt he just play a video game and make commentary and ill feel better? why does it have to be these guys?
and maybe because i dont know them? they will (potentially) never do me wrong. maybe one day they’ll stop recording. theres a small chance theyll say something super offensive or racist. but i mean theyre never going to personally attack me. theyre never going to point me out and say this girl is fucked. i can be their friend without being their friend. i get to be apart of inside jokes and funny conversations but never actually apart of it. i get to feel like i’m not alone while being terribly alone. and i dont think im necessarily choosing this above other things to cope - i think it’s what i’m “making due with”. i found something and it takes such little effort. 
im honestly at a point where i am waiting. my current perspective on life is that people are absolute fucking pieces of shit who have little regard for anyone but themselves or their own kind. however there are 7 billion people on the planet and it would be “racist” so say “all humans” are pieces of shit. so like.. a lare majority of humans are pieces of shit and there are a few who are actually good souls but when you have 7 billion ppl and like 100,000 are good - who the fuck cares? thats like a drop in the bucket. to act in the world as though you are encountering those 100,000 ppl on a daily basis is a set up for failure and thus how it creates the cycle of 7 billion pieces of shit because “self preservation”. 
from what i have honestly seen of the world - fuck the world. hands down 100% i have absolutely no desire what so ever to participate in society. i have experienced some terrible shit and i have seen and heard some even worse terrible shit and the positive DOES NOT outweigh the negative at all in anyway. the only reason people care about me in any way right now is because i am considered a “burden” to them by having issues. i dont want my issues. i hope i recover and become a mentally sound and healthy individual. because i do not in any way want to be involved with people on a whole. like if i can afford to live alone and buy my own food and not struggle as i have been - i’m done. i’m sorry. i’m waiting to leave society. i realized how disgusting people are and have lowered myself to using them when i can for like the very basic theyre willing to do (despite what i put out i never get remotely the same in return) and when i am capable of supporting myself i honest to god dont thin ill do half or more of the things i do now “for people”. thats the thing - i’m now waiting to isolate myself further because the experience ive had says there is nothing there for me. if i want to live, ill be living alone, secluded and isolated. 
because honestly? im not fucing with a single person who did not fuck with me during this time. fuck. you. you let me struggle and suffer alone and youre soooooo happy im on benefits now? no. youre not. youre more than likely going behind my back and talking shit about it anyways but you think im “cool” or “talented” so you’d like to be associated with me. but you dont want any of the “drama” or “baggage” so youre not even really a fucing friend. 
the only thing keeping me going right now is the idea that maybe before the end of the year, i wont have to do _this_ anymore. ill get my own place, have my own food, live my own life and i fucking deserve it no matter how much the pieces of shit cry about it and how they dont get it because i dont “get” half the shit they do in their lives and never have. the pieces of shit will always be pieces of shit and they will never stand to see someone have something they dont. 
i learned about myself that i like to cook. i like buying ingrediens for food and trying new recipes and i can do that alone. i can just eat nice food on my own. i like to play guitar but i like to play for myself not to share music. i dont get anythng from sharing. its a totally personal experience just for me. and not having the space to be alone to play guitar is depressing. i like animals. i want to learn to travel by myself. i have literally never gone anywhere by myself. LITERLLY. LIT.ER.ALLY. i have never gotten on a bus to another city and been in that city by myself. just like.. existed in the city by myself. NEVER. but i cannot learn this if i cannot travel and i cannot travel without some sort of purpose behind it. i want to go back to making art for me not because im the artist who makes art. i saw a movie by myself for the first time ever last week. 
it took 10 yrs to have experiences that 18 yr olds do. im not “living like a teenager”. its that i NEVER LIVED AS A TEENAGER to be able to become an adult. and now that i am an adult i cannot make teenage mistakes. 
and thus we give the highest of praise to the singular best accomplishment of my whole life:
not pregnant. do not have kids. not a drug addict. not an alcoholic. 
do you understand at all the HIGHEST OF CHANCES i had to have children? i was a naive girl with no parental supervision, no outlet for myself, super emotional & depressed. 
then he tells me, “you know, learn from your parents”.
bitch i did. my mother was 25 years old when she met my old ass father and MARRIED HIM ONE WEEK AFTER. did i do this? she did this KNOWING he had little to no feeling of love for her. this bitch had been abandoned and fucked with by her family sooo much she was like the only way out is with this guy and she grabbed on to him and NEVER FUCKING LEFT.
so bitch.
i did.
im 27 yrs old. youre 26 yrs old. i live on my own. you live at home. ive never been pregnant. ive never been married. yep - my mother and i did not “work”. that is a serious flaw we shared. she also never acknowledge the SERIOUS MENTAL ILLNESS SHE HAD WHICH LITERALLY ALMOST KILLED ME NOT LIKE FIGURATIVELY BUT LITERALLY ALMOST KILLED ME AND I DID NOT EVEN HAVE THE WHEREIWTHAL TO KNOW IT HWAS HAPPENING 
so i did. i did learn from my parents. my father told me people are fucking terrible and they are. i learned. in fact i did not. i did not learn. i lived in a naivety that people are good. and people want to hear me sy people are good because god forbid they be considered shit but lbr.. you’re probably terrible. i’m pretty terrible. i am totally in limbo where i have like 6 months to a yr before this becomes “my fault”. 
so youre right. i am waiting. im waiting to see what independence looks like and whether or not i’d fuck with people like this. and like all i can say is im glad it took 12 months to realize that you catch more flies with honey than vinegar. i did thank him. might as well put my own shit into practice - it doesn matter it took 12 months bcause he is admitting it now. and it makes me feel a bit better but at the same time i feel like an obvious statement is if you had known this even 6 months ago, how much better off might i be now? if the closest person to me in life was a positive rather than a negative, how much better would i be now? take some fucing responsibility for the fct that not only do i have to fight myself, but i have to fight through the negativity people like him put on me and decide despite what they aid to stay alive. not like feel a desire to want to because they reminded me of all the good things. i have to fight and be angry and create alot of bitterness towards them and live in spite. thats not fair. and life might be “unfair” and i “choose” to stay aroun someone who has consistently made things sooo bad but my god take 1 second to see it from my side. imagine if i had 6 months of positive reinforcement from the closest person in my life and a professional. i wouldnt have had the second hospital visit. i’d really be in a much better place than i am right now and its SUPER unfair to hold it against me that he cause damaged i had to fix before i could even focus on my actual issues. he held me bac and i allowed him to hold me back and prolong this process. im not even going to blame him like an excuse. i allowed him to hold me back. maybe i allowed it so i would have an excuse. if he tells me all the negative things i think about myself then its like reiterating that what i think is right. it deepens the depression. 
but honestly having someone in his position - where he was very much becoming a second coming of my terrible parents, suddenly apologize and admit they were wrong is actually okay. that actually helps my life a bit. for a long time i wanted this from my mother. 
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