#filipinocanadian

[ukimmigrationmatters]

House Prices SLUMP Fourth Month In A Row As Mortgage Approvals DROP To 2-Year Low

The average house price in the UK fell for the fourth month in a row in December as prices plummeted by 1.5% compared to November - the average house price is now £281,272, according to Halifax.

For more great tips and money-making ideas and coaching offers see Master Your Money the S.M.A.R.T Way training. Check it out for free - https://bit.ly/3isugCr.

December's decline was not as high the 2.4% drop in November.

Annually, house prices grew by just 2% compared with December 2021 - down from 4.6% annual increase recorded in November – and the slowest rise since October 2019 when prices were going up by 1.1%.

Mortgage approvals unsurprisingly declined to their lowest level in two years as interest rate rises deterred buyers, new Bank of England figures find.

Mortgage approval lending slumped to just 46,000 in November, down from under 58,000 in October, the BOE reports.

Home-buyers and buy-to-let investors were put off by a massive rise in mortgage interest rates following a succession of base rate hikes designed to curb soaring inflation.

Rates have gone up nine times since December 2021 to 3.5%, the highest level in 14 years.

The average 5-year fixed rate mortgage rate recently reached just under 6% hitting 100,000 per month with higher payments of up to three times their previously deal.

Economists and experts have predicted that already depressed house prices could further fall by up anything from 10% to 20% in 2023.

Bank of England figures also reveal that people are borrowing more on credit cards - up by £1.2bn - as cost of living pressures continue to hammer household and business budgets.

Despite higher rates, householders increased mortgage borrowing against their homes by an additional £4.4bn in November.

UPDATE ON MTD

Good news for business. Making Tax Digital and quarterly reporting bureaucracy changes for self-employed will be postponed for two years until 2026, HMRC has announced.

See also:

See My UK Property Predictions For 2023 – Where Is The Housing And Rental Market Going?

Watch video on my YouTube channel - https://youtu.be/ekDrJUZ6pUg

Toronto Property Market Explained By Luc Lising One Of Canada’s Top Realtors  - Watch full video interview - https://youtu.be/lldv5gL1GaQ

What Are You Doing Today To Make Your Life Better Tomorrow?

Watch video version on my YouTube channel - https://youtu.be/G8_SKQgGisI

The UK Prime Minister Rishi Sunak wants to force children to study mathematics until 18, but they should be teaching them about finance, mortgages, investing and pensions.

For more great tips and money-making ideas and coaching offers see Master Your Money the S.M.A.R.T Way training. Check it out for free - https://bit.ly/3isugCr.

 #property #rentalmarket #finance #financialfreedom #freefinancialtraining #freetraining #money #wealth #landlord #buytoletlandlord #property #goals #plans #interestrates #mentor #canadapropertymarket #GTApropertymarket #torontoproperty #luclising #filipinocanadian #MTD #HMRX #Tax

[pokingholes-cptsdwarrior]

Asking for help is a big one for me. All of them actually. ✌❤ Reposted from @annecarly.mm List of things I can learn now as an adult if I want to❤️ . . . . . #childhood #childhoodstories #innerchildwork #myhealingjourney #vulnerability #childhoodemotionalneglect #childhoodtrauma #filipinoparents #writersofinstagram #artjournal #myart #lettertomyinnerchild #filipino #filipinocanadian #emotions #feelingera #feelings #emotionalsafety #trauma #emotionalneeds #mentalhealth #therapy https://www.instagram.com/p/CGdFnVcju5n/?igshid=1ejpc646ea47c

[ramyeonupdates]

{ #vulnerability } || source: annecarly.mm

[kapwacollective]

Kapwa Collective and PACHA Arts co-present WAYS of WEAVING a zero-waste weaving playshop with special guests, Maria Montejo & Cynthia Alberto Date: Friday, April 5, 2019 Time: 6-9 pm Location: 519 Church Street Community Centre, Toronto Suggested donation: $40 (All materials provided) *Proceeds go toward supporting the 4th International Babaylan Conference (www.centerforbabaylanstudies.org) >><< Access: The closest accessible subway station is WELLESLEY. The 519 is a fully accessible building with gender inclusive washrooms. 2SLGBTIQ* Positive space. >><< ***To register, please send an email with your name and send e-transfer to: kapwacollective@gmail.com >><< Playshop Description: Maria Montejo and Kapwa Collective will share stories of Mayan weaving and indigenous weaving practices of the Philippines. Guest artist, Cynthia Alberto (Weaving Hand, NYC) will introduce the concept of zero-waste weaving. She will demonstrate basic weaving techniques, share woven tapestries, and teach us how sustainable weaving practices can benefit the environment. Participants will receive a wooden frame and learn how to make their own looms, then we will weave together! All materials are provided but participants are encouraged to bring recyclable and fabric-based items (i.e. plastic or paper bags, used clothing, etc.) to weave into their projects. Everyone can take their looms home! >><<  Bios: 

Maria Montejo (Deer clan) is a member of the Jakaltec/Popti (Mayan) community of Indigenous people. In addition to her formal schooling, Maria has been mentored from a young age by various Elders, Medicine people and Traditional Teachers on Turtle Island and from Central and South America. Cynthia Alberto is an artist, designer, and founder of the Brooklyn-based healing arts studio Weaving Hand, Cynthia Alberto seeks to bridge traditional and contemporary weaving techniques, drawing inspiration from ancient communities of Europe, Asia, Latin America, and Africa. Her artwork, performances, and public weaving projects honour traditional and artisanal techniques while also incorporating unconventional materials and a zero-waste philosophy. Throughout her artwork and teaching, Alberto continuously explores the many intersections between weaving and healing, as well as craft and sustainability. Kapwa Collective is a mutual support group of Filipino-Canadian artists, critical thinkers, and healers who work towards bridging narratives between the Indigenous and the Diasporic, and the Filipino and the Canadian. We are co-presenting the 4th International Babaylan Conference on September 20-22, 2019. www.centerforbabaylanstudies.org PACHA Indigenous Arts Collection is a family run business. Pacha (meaning "earth" in Kichwa) aims to showcase the best of indigenous arts and crafts. https://www.pachaarts.com 

[kcarinopablo]

Ang Alamat ng Kalabaw at Baka

Ang Alamat ng Kalabaw at Baka (Legend of the Carabao and the Cow) is a popular children’s story in the Philippines. My mom is involved in a grassroots project teaching Tagalog to beginner learners, mostly children from the FIlipino-Canadian community in Vancouver. I was asked to illustrate scenes from the story. I happily complied (hard to say “no” to my mom!). I will be updating this post with additional 2 or 3 more frames to provide more white space for certain sections with heavy text.

The Tagalog version was based on the story in English here.

[luminalqueen]

What a beautiful truth. Expecting or wishing for others to change the way they treat you is exhausting. And painful. We all heal in different ways and at different speeds. And some simply can't or won't. Ever. That's their journey. The day I understood this realization was the day I began to set myself free. 🙌🔑💖🙏 Thank you, @annecarly.mm For this wonderful post 🙏#Repost @annecarly.mm • • • • • • It me🙋🏻‍♀️❤️ . . . . . . . #childhood #childhoodstories #innerchildwork #myhealingjourney #vulnerability #childhoodemotionalneglect #childhoodtrauma #filipinoparents #writersofinstagram #artjournal #myart #lettertomyinnerchild #filipino #filipinocanadian #emotions #feelingera #feelings #emotionalsafety #trauma #emotionalneeds #mentalhealth #therapy #lifetrauma #unhealedwounds #healyoursoul #acceptance #freeyoursoul #itsnotyourshit #letgooftheold https://www.instagram.com/p/B71090JA9P7/?igshid=1ruzue7f3wfoq

[ksodanews]

Vlog coming to a YouTube near you #MARVEL #TELUSWORLDOFSCIENCE #TELUS #YEG #EDMONTON #ALBERTA #CANADA #OILERS #EDMONTONESKIMOS #WETHENORTH #TORONTORAPTORS #TORONTO #RAPTORS #HAPPYNEWYEARS #NEWYEARS #FILIPINO #PINOY #PHILIPPINES #FILIPINOCANADIAN (at TELUS World of Science Edmonton) https://www.instagram.com/p/B6wk_7MAJ_-cCwSAHm4-IKnsdqmPluutODO9nY0/?igshid=yo6hynpqgc4p

[neaato]

Repost from @annecarly.mm - On making difficult decisions: I opted out of going to church for Easter this year. It doesn’t align with my values and who I am at this point in my life. It was a bittersweet decision— I grieve the loss of the familiar💔 and celebrate what is to come. I’m scared and beaming with joy.🌺 . . . . . . #familytradition #family #asianparentsbelike #childhood #childhoodstories #selflove #art_dailydose #art_we_inspire #artjournal #myart #lifeofanartist #instaart #illustration #illustrator #doodle #drawing #art #surfacepro #filipinoillustrator #filipinocanadian #canadianartist #asianillustration #emotions #feelings #emotionalsafety #trauma #emotionalneeds #emotionaldrawing #selfhealers https://www.instagram.com/p/ByWAFUEhEXr/?igshid=1jekowfuks9yp

[topprizekaraoke-blog]

Top Prize Karaoke (www.topprizekaraoke.com) supports Federation of Filipino-Canadian Communities in Canada, Inc (FFCCCI)

The Top Prize Karaoke will be holding a Karaoke contest every Friday night at the Bikini in Manila, 361 Wilson Avenue, Toronto, Ontario starting this 16th of June 2019. This event is for the benefit of the Federation of Filipino-Canadian Communities in Canada, Inc. (FFCCCI) !

FFCCCI is a Toronto-based organization composed of entrepreneurs and businesses from the Wilson and Bathurst area as well as various social groups of the community from the GTA region. Its mission is to "organize all the Filipino professional and social groups in Canada to be in cordial contact with each other, and to have an organized sharing of information, events, projects, special undertakings, and advocacy in order to be able to create an atmosphere of close cooperation. It's a vision of the federation to have a "Great Filipino Canadian Community" that is there for everyone and available for anyone anywhere in Canada.

The Federation is currently growing and all Filipino-Canadians are invited to participate and be part of this organization.

[traktivist]

This week we have another 2 hour special show! This Thursday 5pm pst, we interview AUGUST RIGO, a singer, songwriter, and producer of incomparable depth and soul! Signed as a songwriter to Sony/ATV, the world’s # 1 music publishing company, @augamatic has written hits for mega stars like Justin Bieber, Chris Brown, One Direction, Kehlani, & Musiq Soulchild and has also been a vocal coach for America’s Got Talent! His solo work has earned him a JUNO award for Best R&B/Soul Recording. We dive into his fascinating musical journey and grind that goes into being a solo artist as well as the owner of his record label Summerchild Records. We also explore how race and heritage affects his career. Lastly, August Rigo blesses us with an exclusive, world premiere of his next single “Fall Apart”! . . AND THERE’S MORE! On this same show, we interview another international guest, this time from Australia, the super multi-talented WENGIE! Her undeniable artistry includes being a Musician, DIY and lifestyle star, Vlogger & Voice Actress! Through her unique ability to make vibrant & informative content that’s easily relatable, she’s accumulated over 1.3 BILLION views on YouTube as the #1 Channel in Australia! As a musician, she’s had hits that have peaked the top of the music charts in China. We specifically dive into her musical journey and why her original music has become the big focus for this year. We also discuss her musical influences of Asia Pop and US Pop and her goal to create music that encourages diversity while also inspiring women to feel beautiful, confident, and special. Lastly, Wengie blesses us with her brand new single “Lace Up” and also reveals her next musical collaboration! . . AND WE’RE STILL NOT DONE! KIANA blesses us with an exclusive, in-studio, 360 degree performance of “5:30” from her newly released album “SEE ME”! . . It’s FREE to listen! Download the Dash Radio mobile app or listen on your computer: DashRadio.com/Discover. . . . . . . . . . . . . . . #Wengie #Wengiecorns #musician #DIY #lifestyle #Vlogger #AugustRigo #summerchildrecords #Singer #Songwriter #producer #recordlabel #rb #pop #FilipinoCanadians #Filipinos #AustralianChinese #Austra (at Dash Radio) https://www.instagram.com/p/BupwWtSHdhd/?utm_source=ig_tumblr_share&igshid=tdxajeuzj8eq

[ukimmigrationmatters]

Toronto Property Market Explained By Luc Lising One Of Canada’s Top Realtors  

For more great tips and money-making ideas and coaching offers see Master Your Money the S.M.A.R.T Way training. Check it out for free - https://bit.ly/3isugCr.

In this exclusive interview with 22-year-old Canadian-Filipino Luc covers:

·        Why buying in a property downturn is the best time for opportunities.

·        The advantages of buying off-plan new build condos in the GTA.

·        Government ban foreign property investors.

·        What you MUST do to be successful.

·        The importance of having a mentor.

·        Don’t meditate on work, just work!

·        Simple businesses that work!

Watch full video interview - https://youtu.be/lldv5gL1GaQ

The UK housing market will shrink - but not necessarily crash - next year, industry experts agree, as the government fights recession and higher mortgage rates.

House prices have been dropping month-on-month with average prices down 2.3% in November from October – the most since the start of the financial crash in 2008 – according to Halifax.

See My UK Property Predictions For 2023 – Where Is The Housing And Rental Market Going?

Watch video on my YouTube channel - https://youtu.be/ekDrJUZ6pUg

#property #rentalmarket #finance #financialfreedom #freefinancialtraining #freetraining #money #wealth #landlord #buytoletlandlord #property #goals #plans #interestrates #mentor #canadapropertymarket #GTApropertymarket #torontoproperty #luclising #filipinocanadian

[joshuajairusporras]

Christian rap

A successful show 🔥🙏 Thank You Lord! I can’t do anything without Jesus 💯 Parliament of Canada 🇨🇦

To God be the glory!

JPorras - Light (Prod Riddiman)

Music video: https://youtu.be/l2_FSsJeEvE

#Jesus #Parliament #Ottawa #Ontario #Canada #Christian #ChristianRap #Rap #Filipino #FilipinoCanadian #Pinoy #Matthew1926

[ramyeonupdates]

{ #filipinocanadian } || source: annecarly.mm

[trendingph]

Canada's Trudeau urges Filipino-Canadians to seek public office (FILES) In this file photo taken on June 15, 2021 Canadian Prime Minister Justin Trudeau gives a press conference following a meeting with European Council president and EU commission president as part of the EU-Canada summit in Brussels. (Photo by... https://trendingph.net/canadas-trudeau-urges-filipino-canadians-to-seek-public-office/?feed_id=277588&_unique_id=60e003d0d19f3 #canadas #filipinocanadians #office #philippinenews #philippinesnews #public #seek #trendingph #trudeau #urges

[annjlo]

“The less you have, the more you appreciate what you have. Just like makeup 😉 One makeup compact One brush One layer. Thats it!! Want a custom color? Link in my bio for free color match! . . . #easymakeuplooks #3dmakeup #3dfoundation #makeupfor30s #asianbeauty #asianlook #asianlooks #ontariobeauty #canadianbeauty #asianelegance #filipinamodel #filipinabeauty #beautytipsandtricks #filipinobeauty #asiangirls #filipinolook #filipinalook #filipinabeauties #asiancanadian #asiancanada #filipinocanadian #prettyfilipina #filipinolady #filipinowomen #asianwomen #asianwoman #filipinogirl #asiangirlselfie #asianbabe (at Vancouver, British Columbia) https://www.instagram.com/p/CQhiX9mFgTR/?utm_medium=tumblr

[brianaaea]

For me Christmas 🎄 was exhausting but in a good way. Lots of yummy food 🇵🇭 🥘, long distant relatives, new faces to meet and karaoke 🎤 so critical to the party that the basketball 🏀 game was turned off 😐. Chasing around my kiddo 👶🏻 in a non-baby proof house is nerve wracking. But overall it was nice to be amongst family. Everyone is getting older and it’s crazy to see how much we’ve all changed in a year. I like to sit back and just observe everyone. Time is flying by. #BabyG #ohana #MerryChristmas #FilipinoFood #FilipinoAmericans #FilipinoCanadians #Filipinos https://www.instagram.com/p/Br5JuNkHFDc/?utm_source=ig_tumblr_share&igshid=2xn5noiuofyn