#first time fix rate

[ritikay]

Boosting First-Time Fix Rate (FTFR) for Field Service Success 

First-Time Fix Rate (FTFR) is a critical performance metric in Field Service Management (FSM) that determines how efficiently technicians resolve issues on their first visit. A high FTFR leads to improved customer satisfaction (CSAT), enhanced efficiency, and cost reduction. 

Understanding First-Time Fix Rate (FTFR) 

FTFR measures the percentage of service requests resolved in the first visit without delays or additional trips. It directly impacts customer retention, as businesses with a 70%+ FTFR achieve an 86% retention rate. 

Factors Affecting FTFR 

🚫 Temporary fixes that fail later  🚫 Parts unavailability leading to delays  🚫 Incorrect problem diagnosis before dispatch  🚫 Skill gaps in technicians  🚫 Customer/asset unavailability 

How to Improve FTFR? 

✔️ Assign the Right Technician – Ensuring the assigned technician has the necessary expertise, tools, and parts boosts FTFR.  ✔️ Use FSM Software – Solutions like mobile apps help in smart job assignment, reducing errors and delays.  ✔️ Enhance Inventory Management – Ensure spare parts are available to prevent repeat visits.  ✔️ Improve Communication – Real-time collaboration between technicians and managers ensures accurate diagnosis and problem-solving.  ✔️ Leverage IoT & AI – Predictive maintenance through AI-driven analytics helps prevent failures before they occur 

[mangosaurus]

Jurassic World: Chaos Theory - Cabin Attack Clip ☆

[antoineee-x3]

my arttrade for wesley ( @labrador44 ) ! here's your bonbonaparte (and danton ... he is just somewhere.)

enjoy the food vro 🫶

↑ bonus cuz i like this wip pic (lol) , and unrendered ! ↓

↓ and extra ??? oh hi there guy

gonna post alt versions later cuz it's gonna be a haul when i post them here ememem ....

[rexwrendraws]

Sandcastles: Year One, A Sandman Fan-Fic Anthology ⏳

To celebrate The Sandman's one year anniversary this past weekend (how has it been a year already!?), I started a self-indulgent project and decided I wanted to take a crack at typesetting for the very first time.

So, I'm very proud to present: Sandcastles, an 180-page digital anthology that celebrates some of my favorite Sandman fics from the past year! Sandcastle collects shorter fics ranging from gen to mature, and is print-ready and available to be downloaded for free. Through this anthology, I hope others can get the same joy from these fics the same way I did over the past year (think of it as a glorified fic rec list)! (And, if anyone's interested, the print-ready files are available for download as well, if anyone wanted to print their own copy of Sandcastles!)

✨ Download Sandcastles here!

Thank you to all the authors for giving me permission to include their work in this anthology! This is my love letter to all of your work! Please check them out and leave a kind word or two!

The fics included in Sandcastles, in order of the Table of Contents, are the following:

Companions - Picture_Yourself (@anthrossandman)

Fridays - hardly_an_escape (@hardly-an-escape)

Warning Sign - issylra (@issylra)

Snacktime - fishydwarrows (@fishfingersandscarves)

Stray - softestpunk (@softest-punk)

Aulon Raid - moorishflower (@moorishflower)

Unbidden Miracles - mostlybuddingthoughts (@mostlybuddingthoughts)

Available - softestpunk (@softest-punk)

Points of View - cuubism (@cuubism)

Fern-Fevered - notallsandmen (notallmaenads) (@notallsandmen)

The Last - secondjulia (@secondjulia)

Scratch a Little Itch - sanyumi (@valeriianz)

Simple Dreams of Comfort - softestpunk (@softest-punk)

The Apocalypse is Nigh! - cuubism (@cuubism)

To Those Who Dare Wonder - Astrophel_Hireath (@mentallyinvernation)

The Perils of Inebriation - Lilibet (@the-slow-arrow)

Touch - softestpunk (@softest-punk)

Passing the Time - Anonymous

I'm Stuck on You (I'm Mighty Glad You Stayed) - hardly_an_escape (@hardly-an-escape)

Hob Gadling vs. The British Museum (Unknown Artist, c. 2022, Oil on Canvas) - TheAllKnowingOwl (@theallknowingowl)

This also counts as my submission for Day 1 of @mr-sadman 's Sandmanniversary 2023 prompts (Collection) :)

_ _ _ _ _ (Post & files updated — 29.08.2023)

[wangxianficrecs]

Confusion by Vrishchika

🔒 Confusion

by Vrishchika (@vrishchikawrites)

Not rated, 4k, Wangxian

Summary: Wei Wuxian wakes up in a strange place. Eight hundred years didn't teach Lan Wangji patience. Kay's comments: A short story of what would have happened if Wei Wuxian hadn't returned after thirteen years but instead thrown eight hundred years into the future. In that time, Lan Wangji and Jiang Cheng amongst others have gained immortality and the world has long since changed its opinions about Wei Wuxian's cultivation and his role as the Yiling Patriach. I really loved that and I also really loved the lore the story wrote for golden cores and how immortality works. Excerpt: "Looks?" She glances at him, "Tall, decidedly underweight, pale, grey eyes, unreasonably long hair like in those period dramas. He asked me if my phone was a. talisman." Wei Wuxian mouths the new word, intrigued by it. "Er, yeah, actually," She says, "Pretty serious." She goes on to list his injuries again, "He was unconscious for a while. Healing will take months. He's on a significant dose of painkillers right now but seems pretty active and coherent- uh, sure I'll ask." She turns to him, "Tell me something only Lan Wangji would know?" Wei Wuxian arches a brow at the strange question and thinks back before his lips twitch into a wide grin, "He bit me out of frustration while we were trapped in Xuanwu's Cave." Lan-guniang looks very skeptical as she conveys that information. The faint voice coming from the phone changes and the maiden's expression changes as well. She glances at him with wide eyes and then nods quickly, "Yes, of course. Yes, he's in no danger. The most concerning thing is a surgical scar and the absence of his Golden Core, we wondered if trafficking-" She frowns and his eyes widen, "Yes… yes, I'm sure." Wei Wuxian waves his hand frantically only to wince when his sore body protests, "Guniang, wait! Don't tell-"

pov wei wuxian, canon divergence, time travel, fix-it, future fic, immortal lan wangji, immortal jiang cheng, post-canon, golden core reveal, golden core fix-it, love confessions, friends to lovers, wei wuxian has a new golden core, immortal wei wuxian, first time, first kiss, no jiang cheng & wei wuxian reconcilation, happy ending

~*~

(Please REBLOG as a signal boost for this hard-working author if you like – or think others might like – this story.)

[electric-plants]

stumbled across an old arlan test clip i did while going through my photos and LOOK AT MY BOYS IMPROVEMENT

from:

TO:

[quanblovk]

To the Mage Sisters: What are your opinions on the inhabitants of Planet Popstar? For example, The Great King of Dream Land: King Dedede

Zan Partizanne: Ah yes, the loud mouth penguin. We three are very indebted to him for freeing us of that dark past.

Flamberge: KYAHAHAHA!! That big fluffy penguin sure does eat a lot too! I'll get him in the next pie eating contest, he doesn't stand a chance!

Zan Partizanne: Berge, please stop subjecting your digestive system to such torment.

Francisca: The waddle dees that follow him are just the cutest! They oddly remind me of the jambelievers, only if they were stronger, smarter and capable of building their own civilization!

Zan Partizanne: Now who else....oh right. His knight. Heheh.

Flamberge: Dammit Zan! You're doing that creepy chuckle again! That means you're hiding something from me! Just who is Meta Knight and why do you always act so familiar around him?!

Zan Partizanne: I'll tell you when you're older.

Flamberge: JAMBLASTED- wait......WE'RE ALREADY ADULTS- WHY WOULD I NEED TO-

Zan Partizanne: Anyways, that little masked knight helped us immensely too. Though he doesn't talk a lot to me compared to the other sisters. Which is to be expected. Also, he definitely has issues. A lot of them.

Francisca: He's a very stoic knight, just straight out of a fairy tale~

Flamberge: pfft, he's alright I guess. But I much prefer his evil twin brother! He's just WAY more fun and (somehow) has less problems! seriously that guy has ISSUES.

Francisca: He smells weird though....

Flamberge: That's his signature musk. Easy to get used to! Compared to Zanny's B.O, he smells way less spicier-

Zan Partizanne: what.

Flamberge: -3- ~ 🎵

Flamberge: And we can't possibly forget the other 2!

Francisca: Yes! Same with King Dedede and Mr. Meta Knight, Kirby and Bandana Dee saved our lives too! They're both so adorable and a joy to hang out with!

Zan Partizanne: I admire the puffball's resolve, same with the pointy waddle dee. He's got moves, I admit. Hmph.

Flamberge: KYAHAHA! Zan's always like that whenever he meets another spear user. So competitive-!

Zan Partizanne: .....

Flamberge: Joke! It's a joke! Stop pointing your partisan at me....-3-

Francisca: Let's see....who else....OH RIGHT! How could I forget?!

Marx~! 💖💖💖

Francisca: HE'S JUST THE CUTEST LITTLE THING! JYAAAAAAA!!!

Flamberge: OH- OH HELL NO FRAN, YOU NEED TO UNDERSTAND THAT BEHIND THAT SMILE IS THE DEVIL! HE'S EVEN WORSE THAN OUR former DARK LORD!!!!!

Zan Partizanne: Never in my life had I encountered such a terrifying ball-balancing clown........Franny, be wary of that awful creature!

Francisca: B-but....he's BABY! Aw......So far he hasn't done anything to me yet. I often hang out with him, Magolor and Chilly!

Flamberge: Chilly? Who's that?

Francisca: The little sentient snowman! We all get along well, I'm sure there's nothing to worry about~

Flamberge: Well, if Franny says so......

Zan Partizanne: We will take your word for it. Oh, as for the other inhabitants, our opinion remains the same. Neutral. Popstar is a wonderfully friendly planet.

[agentdeanswift]

happy birthday dean I hope you're feasting on pie and cas's angel mojo cas-ussies 🤭

[thisfairytalegonebad]

- have a prepaid card to operate the washing machine in my apartment building

- put card + cash in an envelope, put envelope in special letterbox, janitors charge the card and give it back

- janitors put the envelope back into my own letterbox with the money still there and the card not charged

- ?????????????

[jayvik-ao3]

Like It’s the First Time

by egg_thief

Rated G, 5k words, complete

Tags: missing scence, First Kiss, Alternate Universe - Canon Divergence, Fix-It, Fluff and Humor, Hurt/Comfort, time travel

Summary:

What were we?” Viktor asks, the question catching Jayce off guard. “Back in your universe?” He stumbles as he tries to put it into words- are there even words to describe what Viktor was to him? He opens his mouth, intent to say he doesn’t know- but the words flow out on their own accord. “We were… everything. ”

or: in which jayce crashes into another universe, one where viktor was too late to stop his jump

[not-poignant]

Hi Pia! I am not good at english, so sorry if it's my mistace and I just don't know this (probably), but in case it's a typo - ‘There,’ Sebastian said against his mouth, biting as(at?) his lower lip, and then his neck. Sorry again, if it's correct, not trying to annoy!

Hi anon, thanks for pointing out the typos!

So I usually post the excerpts in advance - and that's often before the chapters are edited! These mistakes were already fixed by the time you saw the excerpt <3333

That doesn't mean there won't be more though lol, if you ever see mistakes in the excerpt it can be worth waiting to still read the chapter because sometimes whole sentences have been changed/tightened from the excerpt that happens here, to the chapter actually being posted (this happens so often I'm surprised folks haven't pointed it out more aslfkjdsa)

The chapter gets more than one pass through from me before it goes up, and excerpts are usually the messiest version of the writing. :D

That being said, if you spot typos in the chapter/s when they go up please feel free to let me know! They still definitely happen.

[loumauve]

I snapped today at work, and by snapped I mean I politely commented on a help desk ticket by summing up an mess of an (type of) issue that's come up for at least the fourth time in the 2+ months I've been managing user accounts, and asked the person responsible to fix it (himself for once) because last time I fixed his mess-up it took me two whole days to work out the details with at least four other colleagues from different departments and I really don't want to do it again. there's other shit that needs doing, I've been working 10+ hour days for most of this week already, so I need to cut down not add on more.

(good thing tho - at least we managed to fix the issue where the dataset of a newer employee got mixed up with another one of the same name and therefore wasn't able to apply for any of the access/accounts she needed. technically not entirely my area but it does impact us not being allowed to create an account for her so I figured I might as well track that issue down. took three days and at least three other people, but hey - it should all work out now. yay for that)

[satturn]

long shot perhaps but i've been having a terrible day with periodic lag and stuttering on my laptop when i use multiple displays (extremely annoying when i want to draw) idk if anyone knows any magical fixes

[dragontammerz]

Apparently it’s possible to share your obscurify profile. (If anyone is curious about mine it’s linked)

what r ur guyses obscutify ratings im curious

[jain2580]

Smart Home Loan Guide 2025: How to Qualify Faster & Pay Less Interest!

Buying a home is a dream for many, but high home loan interest rates and strict home loan eligibility criteria often make it challenging. However, with the right strategies, you can secure the lowest home loan interest rate and maximize your home loan eligibility criteria effortlessly.

This guide reveals insider secrets to help you get the best home loan deals in India with low interest rates and flexible eligibility criteria.A smiling woman in her mid-30s is wearing a casual blue shirt, holding a wooden house cutout in one hand and a fan of Indian 500-rupee banknotes in the other. She stands against a soft-focus beige living room background with bold text overlay reading 'HOME LOAN SECRETS' and a subtitle about securing the best interest rates in 2025

Common Challenges While Getting a Home Loan & Their Solutions

How to Get the Lowest Home Loan Interest Rate in 2025?

Compare Lenders Before Applying

Each bank offers different home loan interest rates. Before choosing, use online tools like a home loan EMI calculator to compare interest rates and repayment costs. This simple step can help you save a significant amount over the loan tenure. Checking loan offers from private and public sector banks, as well as housing finance companies, ensures that you secure the most affordable deal.

Improve Your Credit Score

Your credit score for home loan approval should be at least 750 to qualify for the lowest interest rates. If your score is low, take steps to improve it by clearing outstanding debts, maintaining low credit utilization, and avoiding late payments. Banks and financial institutions consider your creditworthiness before approving a home loan, so a strong score can also increase your chances of getting a higher loan amount.

Opt for a Shorter Loan Tenure

A shorter tenure reduces overall interest, even though EMIs may be slightly higher. While longer loan tenures might seem attractive due to lower EMIs, they significantly increase the total interest paid. If your financial situation allows, opt for a shorter tenure to save on interest expenses in the long run.

Consider Government-Backed Loans

The government home loan schemes like PMAY (Pradhan Mantri Awas Yojana) can significantly lower interest rates for eligible applicants. These schemes offer subsidies, especially for first-time homebuyers from the middle-income, economically weaker sections (EWS), and low-income groups (LIG).

Choose Floating Interest Rates Wisely

Understanding fixed vs floating home loan interest can help you decide which type is better based on market trends. Fixed interest rates offer stability, while floating rates can be beneficial when interest rates decline over time. Consulting financial experts or tracking economic trends can help you make an informed decision.

Maximizing Your Home Loan Eligibility

Loan eligibility is determined by factors such as income, employment type, age, and existing financial obligations. To increase your chances of approval, follow these key strategies:

How to Increase Home Loan Eligibility?

Add a co-applicant (spouse or family member) to increase the combined income considered for eligibility.

Reduce existing liabilities (credit card dues, personal loans) to improve your debt-to-income ratio.

Declare additional income sources like rental income, bonuses, or freelance work.

Choose a longer tenure to lower EMI pressure, making it easier to meet lender requirements.

By following these steps, you can boost your chances of getting a higher loan amount at a lower interest rate.

Best Banks for Home Loans in India (2025)

Choosing the right bank can make a significant difference in your repayment journey. Here’s a comparison of top banks offering home loans in 2025:

Documents Required for a Home Loan

Many home loan applications get delayed due to incomplete documentation. To avoid this, keep these essential documents ready: 

Identity Proof (Aadhaar, PAN Card, Passport, Voter ID) 

Income Proof (Salary Slips, Form 16, ITR for the last 2 years) 

Property Documents (Agreement to Sale, Title Deed, NOC from builder or society) 

Employment Proof (Offer Letter, Business Registration for self-employed individuals)

Submitting accurate and complete documentation ensures a faster approval process.

Home Loan for First-Time Buyers: What You Should Know?

Buying a home for the first time is exciting, but it comes with its own set of challenges. Many first-time buyers rush into the process without proper research, leading to financial strain later.

Common Mistakes First-Time Buyers Make:

Not checking home loan eligibility before applying, resulting in rejections.

Ignoring additional costs such as processing fees, legal fees, and home insurance.

Choosing a higher EMI without considering future financial obligations.

Not reading the fine print on foreclosure and prepayment charges leads to unexpected penalties.

Smart Tips for First-Time Buyers

Use a home loan eligibility calculator before applying to understand your borrowing capacity.

Choose a government-backed scheme if eligible, as it can significantly reduce your financial burden.

Start with a smaller loan amount and increase later based on income growth and stability.

Read more:  What are the Important home loans for first-time Buyers and everything you should know!

Frequently Asked Questions (FAQs)

1. Which bank gives the lowest home loan interest rate in 2025?

Banks like SBI, HDFC, and ICICI currently offer some of the lowest home loan interest rates in India. Compare rates before applying.

2. What is the minimum salary required for a home loan?

The minimum salary for a home loan varies by lender, but generally, a salary of ₹30,000 per month is required for a basic loan.

3. Can I apply for a home loan with a low credit score?

Yes, but you may get a higher interest rate. To improve your credit score for home loan approval, clear outstanding debts and avoid late payments.

4. How can I calculate my home loan EMI?

Use a home loan EMI calculator available on most bank websites to estimate your monthly payments.

5. What are the benefits of a government home loan scheme?

Government home loan schemes like PMAY offer subsidies, lower interest rates, and easier eligibility criteria, making homeownership affordable.

Final Thoughts

Securing a home loan with the lowest interest rate and maximum eligibility is possible with proper planning. By using tools like a home loan eligibility calculator, improving your credit score, and comparing different lenders, you can make a well-informed decision.

Need expert guidance? Start your home loan journey today and turn your dream home into reality! 

[propimortgage]

Find the Best Mortgage Lenders Near You for Fixed Rate Mortgage Loans in Texas

Looking for the best mortgage lender for first-time buyers? Explore top mortgage loan lenders in Texas offering competitive fixed rate mortgage options. Get expert advice from mortgage lenders near you and secure your dream home with confidence!