#money habits to break

[techandtravel]

Bad Money Habits That Are Holding You Back

Bad Money Habits That Are Holding You Back – And How to Fix Them Introduction Managing your money well is essential for a secure financial future. Unfortunately, there are some common bad money habits that can hinder your progress. In this article, we’ll identify these habits and provide simple strategies to overcome them. By addressing these habits and adopting better practices, you can take…

[twilight-deviant]

Telling content creators it's wrong to explore artistic freedom and be independently funded by fans, and they should instead continue taking advertisement revenue from google* is

NOT

the anti-capitalism stance actually.

*(Yes, google owns youtube.)

[unpretty]

idk man. from 2008 to 2019 i was self-employed. i dropped out of high school in 2006 and then dropped out of college in 2010 and moved to a swamp to watch my great-grandma die because that was the only thing i could afford to do. then i went back to college and lived off student loans for a while. if i managed to scrape together $500 in a single month, that was a very good month. i applied for a gamestop credit card i shouldn't have qualified for and used it to buy taco bell gift cards for when i couldn't afford groceries, then paid a stupid amount of interest on the cost of my taco bell gift cards because i couldn't afford to pay off the balance.

during that period i bought over 2000 ebooks and 600 steam games. i like to believe that i'll read or play them someday. i probably won't, with most of them. but it was nice to have the option. i paid $10 a year for a domain name that did nothing but show a single image when you went there because i thought that was funny. i bought every sims expansion. i bought a ps4 and pretended i was in debt for a ps4 instead of taco bell gift cards and the sims. i barely ever played anything on the ps4, but it was nice to have the option.

when i got a part-time retail job in 2019 ($12 an hour! 20 hours a week!) i felt RICH. i was getting $200-$300 a week! that's so much fucking money! i was spending most of it on gas, and food that i could eat in a store break room without dying. but it was still so much money!! i paid off all my credit cards and then immediately ran them back up. i bought matching couches for me and my cat at tj maxx. i bought a ferris wheel for mini cupcakes. i bought cute dresses and shoes that i never had a chance to wear because the only time i went anywhere was to work, in my work uniform. i was 29 and that was the most money i had ever had in my life. now i'm 32 with a full-time office job and most of my money goes toward debt but the rest of it ends up being spent on dumb shit. every month i look at my budget and try to figure out where it all went wrong and every month the conclusion is, "spent too much money on dumb shit". you would think that i would try to stop doing that, and yet.

it's like. i was poor and now i'm lurking somewhere near the low end of middle class, and in both cases buying dumb shit was simultaneously proof that i would be rich if i could just stop buying dumb shit, and that i couldn't possibly understand true poverty if i was capable of buying dumb shit. i do not know how to explain to people that i will always waste more time and money than anyone ever should on dumb shit that i think is funny. there is nothing i want more than to spend my last dollar on a laugh and my last minute laughing, and no one's insistence that they would use them better will change this.

[vvelegrin]

man another thing that's been very nice about having moved out of my dad's house is that... i am under no obligation to convey anything to anyone <3 i don't have to tell my parents about my doctor appointments, i don't have to tell people my intentions, i don't have to defend making purchases or arranging my life in a way that makes things easier or more pleasant because people don't even have to know about these things in the first place.

it's really fucking nice.

[h8ani]

I should not be this chronically exhausted both physically and mentally at this age.

[sellystew]

I’m not a Season 5 hater by any means, I overall enjoyed the season and was just happy to see my boys on screen again, but my biggest gripe from it was Lincoln’s “backstory” that filled the space between seasons 4 and 5. When Linc was a hoodrat pre-Season 1, it was because he NEEDED to be, to get food and money to keep Michael afloat and send him to school. The debt he was in was the first in the domino effect that got him set up for murder in the first place.

So why, after all of the bullshit he and Michael went through getting his ass out of prison and exonerated, keeping him ALIVE, believing Michael DIED for this in the end, does he then go back and do it all over again essentially? Hang with the wrong crowds, and ultimately end up indebted to shady individuals AGAIN. I sincerely don’t believe Lincoln could be so stupid, even in his depression, to risk going back to prison or turning up dead and undoing all of Michael’s hard work.

Not only that… Him and Sofia aren’t together anymore? No mention of LJ? LJ was Linc’s whole motivation spanning multiple seasons, and now he hasn’t even mentioned his name? Not even an explanation for his absence? It feels like they butchered a whole portion of his character just because they didn’t want to tie up the loose ends.

Anyway I still am happy we GOT another season at all, and it really isn’t SO bad, but it really does feel like they didn’t put a lot of care in Linc’s story, even though he is quite literally a half of the heart of Prison Break. Just my two cents.

[buck-yyyy]

after two weeks of relative freedom regarding what i eat, when i eat, when i shower, when i go to bed, what i want to do with my time, etc etc, spending this next week in a hotel room with my parents is going to be fucking Rough

[kc22invesmentsblog]

7 Success Sabotaging Habits You Need to Ditch

Written by Delvin Success is often hindered by self-sabotaging habits that we may not even be aware of. In this post, we’ll explore seven common habits that can derail your path to success and provide strategies to overcome them. 1. Procrastination: Putting off important tasks can prevent you from reaching your goals. Combat procrastination by breaking tasks into smaller, manageable steps and…

[l0std1adem]

v excited I’m gonna buy a vivienne westwood necklace and/or earrings when my tax return comes hehe

[monkeebratz]

do I need a new couch?

Yes? No?? Kinda??? My roommates have assimilated my old one and I don't want it back after it's no doubt gotten guinea pig pee on it

So new couch it it!

[greed-the-dorkalicious]

The worst part of working at a department store as a Costume Design Girlie is that I keep seeing clothes I like and I go "Nay, I must refrain! I mustn't give in to consumerism by constantly buying clothes like those cartoon characters that made me uncomfortable as a kid! It's far more sustainable, cost-effective and emotionally rewarding to make my own" and then I go to the fabric store and I see the prices and I go Ah..................

[moomoomooing]

someone needs to bail me out of class for the next too days and lock me in solitary so i can finally have some alone time and properly cry

[nornsfate]

i absolutely NEED to get out of the house but it’s cloudy today so it’s hard to do stuff outside, and i need to catch up on laundry and i need to clean uggggggghhh

[mademoisellesarcasme]

due to some of my life's current circumstances (income below the operating expenses of the household and has been such for a couple months) I have been taking advantage of some local programs to assist with things like Having Food In the House and I have to say I am rather frustrated by the fact that a "healthy foods program" still insists that low-fat dairies are Healthier than full-fat and was deeply lacking in actual produce, frozen or otherwise

[f-imaginings]

I feel like life is just periods of pretending you're not bone deep tired and then occasionally succumbing to the reality of the fact that you are always bone deep tired.

[fishthegenderwitch]

I bought something over a week ago, not realising how close to Oct 1 it was and needing to pay rent.

The Etsy seller refunded me immediately, and within hours PayPal took the money from my bank account.

I'm still awaiting that refund to be returned, and we're 8 days out from then. I have been absolutely useless for over a week because all I can fret about and calculate and plan for is "When is my money coming?"

I hate this feeling. I'm not spending money on anything extra after this. I have to remember to prioritise rent and bills and saving. Waiting for the next money to arrive is stressful and boring and I get nothing fun done at all.