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ericvick · 4 years

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Construction, Broker, Appraisal Products; Partial and Temporary Appraisal Delay for Banks

While in captivity sometimes it is difficult social distancing. Working from home, and having video meetings, takes some getting used to. I was telling my cat Myrtle about a service that inserts a goat or llama into your Zoom call for $100. As I was placing her line-caught halibut cheeks into her bowl, I thought, I should do this at half that price, until I remembered that “she has a face for radio.” Dana DiVecchio with Pittsburgh’s Holland Mortgage Advisors sent along a collage of some of Holland’s employees ‘home’ workstations. Lots of people are wearing facemasks with varying effectiveness, and social/physical distancing is the norm… Even in Florida, the scene of the now infamous Spring Break gathering last month. Yup, I don’t think anyone expected that when we changed the clocks, we’d go from Standard Time to the Twilight Zone. But news can still travel at the speed of light, like March 1, 2021.

Lender Services and Products

Regulators and government agencies are moving faster than ever to mitigate the economic fallout from the Covid-19 pandemic, and mortgage companies find themselves expending substantial time and resources to stay on top of the evolving guidance. Buckley LLP has moved quickly to address this need with its Covid-19 Regulatory Tracker: an interactive, web-based repository that catalogs new regulatory requirements and expectations. Attorneys and legal professionals from Buckley, a national leader in legal services for the financial services industry, monitor lengthy issuances from federal and state agencies, distilling them into concise summaries that are tagged and uploaded daily into a proprietary online database. The intuitive interface allows users to quickly search, filter, and yield results tailored to their organizations’ needs, saving time by filtering the hundreds of notices and alerts, and providing peace of mind that they have a comprehensive view of the latest obligations and expectations. Learn more here.

How are appraisals getting done in this new era of “shelter-in-place” and “social distancing”? Triserv (a 50-state AMC offering unparalleled service) is sharing key information with lenders about the impact of COVID-19 on appraisals. You are invited to check out these new resources (free and ungated) on what desktop appraisals include, best practices for dealing with appraisal inspections, and the real-world appraiser climate during shelter-in-place. This week’s topic is all about Desktop Appraisals: what they are, what they include, what they cost, and how they differ from “drive-by” appraisals. Click here to read more, and please return for additional resources Triserv will be sharing with the lender community on an ongoing basis during the current pandemic. Contact Triserv at [email protected].

Black Knight Empower Loan Origination System (LOS) users can now directly submit appraisal orders into the Connexions platform thanks to a powerful new integration via Black Knight Exchange. Through the integration, lenders can easily and efficiently manage appraisal orders and vendor communication. Connexions, the premier appraisal management platform, delivers best-in-class appraisal automation, data, analytics and integration to real estate valuations, and works with more than 150 AMCs and 13,000 independent appraisers. Click here to learn more or contact us for more information.

Stearns recognizes that first responders are on the front lines of providing support to their communities during the COVID-19 pandemic. To express gratitude and offer support, Stearns Wholesale will be reducing administration/underwriting fees to all first responders who apply for a loan. Now is the time to come together as a mortgage community and offer our clients relief where we can. click HERE to be contacted by a Wholesale Account Executive for details.

With the Coronavirus dominating our lives and our new social hour with Zoom meetings seem to be our new normal but we must continue to keep a positive attitude! The equity markets are coming back and the 10-year bond at .075 bps the refinance activity is here to stay and volume is soaring. Margin calls and Non-QM trades that didn’t go off are on the minds of many but have you thought about your construction projects that have stopped? Are you sure your asset is secure and safe? Let CFSI help you quickly evaluate your project. CFSI Loan Management is a full-service construction risk mitigation company, helping lenders manage the construction process from beginning to end. Let Lenders manage credit risk, CFSI manages construction risk. Let CFSI Loan Management help you audit your portfolio and enhance your construction loan program. Please contact President Brian Mingham for information.

QLMS remains a refuge of stability for the broker community. Its rock-solid foundation allows brokers to continue building on their successes from 2019 and early 2020. QLMS has taken the steps needed to ensure its partners are not blindsided by massive changes to VOE or canceled commission because of forbearance. You don’t need to believe lenders who are spinning a tale that the entire industry is tightening or scare tactics saying you need to hit pause on your business. Brokers should use their superpower, choice, to find a lender who can provide their clients what they need in the best way possible. Click HERE if you are a broker who wants to become Stronger Together in the face of adversity.

New circumstances are creating new challenges. In the COVID-19 environment, it’s more difficult than ever to find qualified customers and keep your portfolio on track. Luckily, with the right data and expertise, lenders can still manage their risk, retain customers, and keep filling their pipeline. Customer acquisition is on everyone’s mind, but it’s crucial to work with the most up-to-date marketing and prescreen credit data to ensure that you can adjust to the ever-changing market conditions. With advanced analytics and data, IR Data Solutions can provide custom modeling so lenders can target their perfect audience at the right time. Among other benefits, lenders can also receive personalized alerts to make sure they keep up with their current customer base and lists. Reach out now to help your business grow, keep your portfolio healthy, and maintain your bottom line.

Corona-Driven News and Events

Yesterday the commentary noted, “CIT closed on its deal to buy Mutual of Omaha a few months ago. ‘MOOB’ is being wound down, and loans must fund by the end of June.” For clarity, readers know that CIT Bank did not buy Mutual of Omaha, CIT Bank bought Mutual of Omaha Bank. The mortgage division of Mutual of Omaha insurance is alive and well, growing, had a record month last month closing over $500 million, and is still adding personnel. Mutual of Omaha has a $50 billion dollar balance sheet; keep in mind that the bank and mortgage division have separated.

loanDepot is also alive and well, with plans to hire 3,000 by year end. FHA and VA have published temporary guidance in response to COVID-19 on Employment Verification and Appraisals. loanDepot Wholesale is adhering to this guidance effective immediately. Click on each individual announcement details. FHA Employment and Appraisal Flexibility; VA Employment and Underwriting Guidance; VA Appraisal Valuation Practices

Yesterday the commentary mentioned, “Caliber Home Loans is temporarily suspending its renovation products effective with Commitment Confirmations issued on or after April 5, 2020. New submissions for renovation loans will not be accepted as of April 5, 2020. The suspension is effective for all renovation products including FHA 203(K) and FNMA Homestyle.” This is for Caliber Home Loans’ Correspondent Channel only. CHL’s Retail Channel continues to offer Renovation Products.

The Mortgage 2020 Virtual Conference is today and tomorrow! Reserve your seat (on the living room couch) now for this must-see event by clicking here.

Lenders Compliance Group is offering “Navigating the Checklist & Workbook, Business Continuity Plan, COVID-19 Pandemic Response” tomorrow, April 16, from 1-2PM ET.

NAMMBA is hosting a Town Hall event and virtual conference on Friday, April 24, from 1-4PM ET. The agenda is being worked on, but includes a session with Dave Stevens, Mitch Kider, and Rob Chrisman (who?). The event will bring together industry stakeholders, policy makers, and CEOs to discuss the current state of the mortgage industry. These sessions will be 30 – 45 minutes in length and feature a “fireside” chat conversation.

Jennie Ensunsa with AD Mortgage wrote to say that AD is “bringing back” non-QM. Brokers should write to Jennie and ask for programs & rates.

In appraisal news, a Rule was announced that doesn’t impact a huge portion of the mortgage market, namely mortgage bankers. Are you wondering how an investor would feel if, in four months, the appraisal comes in $50k under the refi loan amount? “Transactions involving acquisition, development, and construction of real estate are excluded from this interim rule… The federal banking agencies issued new federal banking guidance on appraisals via an interim final rule to temporarily defer real estate-related appraisals and evaluations under the agencies’ interagency appraisal regulations. The Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency are providing this temporary relief to allow regulated institutions to extend financing to creditworthy households and businesses quickly in the wake of the national emergency declared in connection with COVID-19. The agencies are deferring certain appraisals and evaluations for up to 120 days after closing of residential or commercial real estate loan transactions. The National Credit Union Administration (NCUA) will consider a similar proposal on Thursday, April 16.”

Michael Simmons, Co-President of AXIS AMC, opined, “The Interagency statement is not about lenders, it’s about regulated financial institutions, specifically banks and credit unions. The OCC, FRB, FDIC and NCUA are agencies that regulate banks and credit unions, and they gave them the ability to (temporarily) close a mortgage loan for refinance purposes without obtaining an appraisal. They didn’t actually waive the appraisal, they just deferred it. It will have to be completed within 120 days from the date of closing. They also loosened a couple of other constraints allowing similar deferrals for commercial real estate loans. This is a bit reminiscent of 2008 when the big banks got even bigger in what in hindsight seemed to have been a ploy to overcome the too big to fail syndrome by making them even bigger still.

“The largest segment of the lending space is occupied by mortgage bankers and mortgage brokers. None of them are eligible under this interim rule to avail themselves of these changes. I’m sure there are any number of reasons why the Agencies may have elected to do this. Perhaps the primary reason being that banks have reserves to backstop losses that mortgage bankers don’t have. Just how willing will a bank be to fund a refinance loan without an appraisal? Will you get a conservative value? Will the rate be competitive with the rest of the market? This interim rule doesn’t impact a huge portion of the mortgage market. Mortgage bankers and mortgage brokers live to compete, and I believe they’ll do just that. It’s likely that appraisers aren’t in for much of a furlough after all – and borrower’s needs will still be served no matter who’s behind the stove.”

Capital Markets

This morning we have oil prices below $20 per barrel and global equity markets sliding. But last week hopeful news from many countries regarding the pace of new coronavirus cases juxtaposed with worse economic data which continues to catch up to the present reality. The conversation in Washington shifted from shelter in place to restart as signs point to a flattening of the curve. This will depend on the level of improvement through the remainder of April into May however it may take more than two years before total GDP reaches pre-coronavirus levels. The Fed announced $2.3 trillion credit package to backstop financial markets and add liquidity to small and medium size firms. There are even rumors of another round of fiscal stimulus from the government that would presumably go towards significant infrastructure spending. The economic legacy of the coronavirus will be one of immense sovereign and private debt and the attitudes towards repayment in the face of decreasing tax revenues due to the slowdown in business activity and resulting unemployment. Credit markets will need to adjust for the increased risks and ratings agencies will need to make adjustments to their ratings models.

A couple months ago, I grew tired of reporting the same market moves (or lack thereof) each day due to Brexit and the U.S.–China trade war. As I mentioned yesterday, volatility in the mortgage market has died down, and I now find myself regurgitating the same coronavirus-related headlines: Treasuries displayed little movement as the curve steepened slightly (the 10-year yield closed unchanged at 0.75 percent) due to improving risk sentiment surrounding the coronavirus pandemic. The Fed continued to do its part with the largest share of the tentative maximum MBS purchases in over a week.

Today’s economic calendar began with a 7.3 percent increase MBA Weekly Mortgage Applications Survey for the week ending April 10. Thanks to $446 billion in MBS buying (from March 16 to April 3) by the Fed, mortgage rates have continued to edge lower, though still not quite as low as those seen in early March. We’ve also had March retail sales (-8.7 percent, -4.5 percent ex-auto) and April NY Fed manufacturing (-78.2). Today’s busy calendar rolls on with Industrial production and capacity utilization for March, Business inventories for February, and the NAHB Housing Market Index later this morning. The afternoon brings the lone scheduled Fed speaker, Atlanta’s Bostic, as well as the latest Beige Book from the Fed. We begin the day with Agency MBS prices up .125 and the 10-year yielding .67 percent.

Jobs

Valuation Partners, a leading nationwide appraisal management company is expanding its operations services team. “We have been in business for over 35 years and are proud of our best of class reputation. Valuation Partners is looking for Customer Service Representatives who possess some background in the real estate valuation industry or Appraisal Management / Mortgage Operations & Processing, w/ good technology & strong communication skills. No relocation required. Join a successful team that provides full suite of property valuation products, with a commitment to exceptional customer experience & supported by senior leadership that understands the appraisal business. If you are interested, please send your resume confidentially to [email protected]. This communication is permissioned to be forwarded to interested candidates.

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weldingjobstoday · 4 years

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Pipe Fitters & Welders

NOW HIRING Experienced Pipe Fitters & Welders for large commercial projects.

Come Join our Team! QLM is a successful and well-established national company with several immediate openings for Commercial Pipe Fitters & Welders! This is an immediate position with room for growth with a well secured and developed company. These positions are a long term, offering overtime, full time employment, and an incredible opportunity for the right qualified candidate.

We offer very competitive wages, safety bucks, commission, bonusses, and a full benefits package which includes: Health, Vision, Dental Insurance, 401K, PTO, Vacation and Holiday. We are an Equal Opportunity, drug-free employer. All candidates must be able to pass a state background check upon hire.

Required experience:

Pipe Fitters need at least 2 years commercial experience with all trade specific tools including a turbo torch

Fitters must have at least 6 months of prior experience with copper

Fitters must have at least 6 months prior experience with grooved/Victaulic pipe.

Welders must have at least 3 years total experience in the trade with at least 1 full year of commercial experience and all trade specific tools

Welders must have at least 6 months prior experience working with stainless steel and carbon pipe

Journeyman level welders who are seeking Journeyman wages must be able to pass a 6G 2” Schedule 80 welding test.

Layout skills for welded and threaded pipe

Reliable Transportation and a valid driver’s license is REQUIRED

Journeyman level candidates must know how to read and understand blueprints

Hourly Salaries:

– Helpers with 2-3 years experience: $19-$22

– Fitters and welders with 4-8 years experience: $23-$27

– Journeyman with 10 plus years commercial experience: $28-$32

– Foreman with 20 years in the trade with at lease 5-7 years of supervision experience: $32-$34

Job Type: Full-time

Pay: $18.00 – $34.00 per hour

Benefits:

401(k)

Dental Insurance

Health Insurance

Paid Time Off

Vision Insurance

Schedule:

Monday to Friday

Overtime

Weekends

Experience:

Pipefitting: 2 years (Required)

Company’s website:

Benefit Conditions:

Work Remotely:

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cathrynstreich · 4 years

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Rock Holdings, Inc. Donates $100,000 to Fair and Equal Michigan

Rock Holdings, Inc. announced a donation of $100,000 to Fair and Equal Michigan, as well as an unequivocal endorsement of expanding Michigan’s Elliot-Larsen Civil Rights Act (ELCRA) to include sexual orientation, gender identity and gender expression.

This announcement is a continuation of Rock Holdings, Inc. and the Rock Family of Companies’ (FOC) support of LGBTQ causes and partnership with LGBTQ organizations, including Motor City Pride, Equality Michigan, Affirmations and LGBT Detroit.

“Our diversity is our strength. When you encourage people to live their purpose, you thrive together,” says Trina Scott, chief diversity officer of Rock Holdings, Inc. “Just as we passionately advocate on behalf of and lift up our LGBTQ team members, we believe that no one across the state should be discriminated against for who they are or who they love. We are proud to support Fair and Equal Michigan in their endeavor to strengthen Elliot-Larsen and our entire state.”

Fair and Equal Michigan is a Michigan ballot question committee that will begin circulating petitions the weekend of Feb. 1-Feb. 2 to expand protections in the ELCRA, which applies to employment, housing, education and public accommodations. The petitions contain language that, if adopted, would clarify that ELCRA’s existing prohibitions on discriminatory practices in the exercise of civil rights would also prohibit discrimination based on sexual orientation, gender identity or gender expression.

“It is essential to create a business climate that attracts the best and brightest as well as ensure that our coworkers, friends and neighbors have an equal chance to succeed,” says Trevor Thomas, co-chair and president of Fair and Equal Michigan and board chair for Equality Michigan Action. “I’m confident that with the continued leadership and support of the Rock Family of Companies we will finally amend state law to prohibit discrimination of LGBTQ people.”

Rock Family of Companies team members have provided more than 1,500 volunteer hours to LGBTQ causes and organizations, including Metro Detroit’s Ruth Ellis Center. The Ruth Ellis Center works to create opportunities with LGBTQ+ young people to build their vision for a positive future. It provides outreach and healthcare services, skill-building workshops, HIV prevention programs and family preservation programming, and operates the only state-licensed and contracted residential foster care program specifically for LGBTQ youth in the Midwest. In addition to $50,000 in investments through the Quicken Loans Community Fund, the Rock Family of Companies have provided volunteers, donations and sponsored numerous events for the organization.

“The gracious support of the Rock Family of Companies and their team members allow us to continue supporting the development and advancement of LGBTQ young people,” says Jerry Peterson, executive director of the Ruth Ellis Center. “This donation to Fair and Equal Michigan is significant because it shows that the Rock Family of Companies is holistically committed to fostering an environment of encouragement and inclusion for the LGBTQ community across Michigan.”

The Rock Family of Companies’ LGBTQ team member resource network, “Perspective,” was the very first team member-led network created within the FOC. It currently has nearly 400 active members comprised primarily of members of the LGBTQ community as well as passionate allies. Perspective exists to create a safe, inclusive and affirming workplace climate that fosters success and personal growth for LGBTQ+ team members, allies and family members of the Rock Family of Companies through education, advocacy and support.

The Rock Family of Companies include Rock Holdings, Inc.—the parent company of the nation’s largest mortgage lender, Quicken Loans—Rock Ventures, StockX, Rocket Loans, QLMS and dozens of other companies who collectively employ more than 18,000 team members in Detroit.

For more information on the Fair and Equal Michigan committee and their ballot initiative, visit FairAndEqualMichigan.com.

The post Rock Holdings, Inc. Donates $100,000 to Fair and Equal Michigan appeared first on RISMedia.

Rock Holdings, Inc. Donates $100,000 to Fair and Equal Michigan published first on https://thegardenresidences.tumblr.com/

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carymortgagebroker · 5 years

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Hot Seat: Austin Niemiec of Quicken Loans Mortgage Services

New Post has been published on https://blog.mortgagebroker.pro/mortgage/hot-seat-austin-niemiec-of-quicken-loans-mortgage-services/

Hot Seat: Austin Niemiec of Quicken Loans Mortgage Services

Quicken Loans has seen incredible growth over the past year, doubling the number of its broker partners to more than 5,200. We talked to Austin Niemiec, executive vice president at QLMS, to find out how the company’s roots in the broker community benefit its partners today.

What are some of the major advantages that QLMS offers for its partners, especially in this abundant market?

In this current market, speed and certainty are key to keeping homebuyers happy. QLMS delivers great products to our partners, like our game-changing tool, “The Answer.” The Answer is our online search engine that’s like having an underwriter on call at all times; it delivers solutions in seconds, 24/7/365. It’s this kind of innovative technology that allows our partners focus on growing their business and building relationships.

Another focus of ours is transparency. QLMS takes care of third-party vendor items for our partners including VOEs, pay-offs, homeowners’ insurance and more. We provide visibility into these items so our partners have real-time information about the status of their vendor items. In turn, our partners are delivering a significantly better experience to their clients and agents.

Why is it so important for a mortgage broker to have a partnership with a company with roots in the broker community?

Quicken Loans has its roots in the broker community. Dan Gilbert, the founder of Quicken Loans, started out as a mortgage broker. Today, Quicken Loans is the largest mortgage lender in America, but we haven’t forgotten our roots. We know how important the broker community is, and we ensure that whether a homebuyer comes to Quicken Loans, or a QLMS partner, they have the best technology and experience.

We bring our partners the right blend of industry-leading pricing, cutting-edge products, innovative technology, important resources and valuable in-person trainings like Flight Path. Our partners walk away from our events with insights, strategies and real-world plans they can implement that same day. The results have been powerful, and have helped our partners differentiate themselves from their competition!

QLMS has incredible momentum and partners want to be part of it – allowing us to double the number of our partners in the last year to over 5,200 financial institutions, and growing, today.

What are some other key ways that QLMS helps its partners elevate their business?

Along with our pricing, products, technology and resources – we listen. We love hearing feedback from our partners, because we use the feedback to innovate and improve the process for our partners.

Another QLMS program that raises the bar for partners is Pinnacle. Partners who are in our exclusive Pinnacle program have exclusive access to the newest features, and are invited to exclusive events with industry experts, receive marketing and recruiting consultation and more.

One of the most impactful Pinnacle benefits is Fresh Start, a program that helps our partners’ clients boost their credit scores. Pinnacle partners have access to a personal Fresh Start credit consultant, and typically clients raise their credit by an average of 38 points through the program. It’s a major game-changer and something our Pinnacle partners have given us very positive feedback on.

QLMS launched Pinnacle last year with just 28 partners in the program, and have grown it to nearly 350 in just a year.

Why is it so important for successful partners to double down on their business including a focus on marketing and process?

It’s a tremendous time for growth for our partners, so I encourage all of them to take this time to put more effort into the aspects of their business that will encourage growth.

Whether it’s investing in new technology, or hiring new team members, it’s the right time to improve your process. By doing this now, during this abundant market, you’re putting your business in the right position for sustainability.

Take time to show your clients what your company stands for and who you are. Enhance your marketing by using the QLMS Marketing Hub which provides effective direct mail, flyers, email and social tiles. Learn more about social media strategies from our webinars. There are countless ways to impact your business.

But most of all, align with a lender that is willing to support you and your growth. Now, and for the long term, QLMS is here to help our partners with the right tools and a proven process for success.

Source: https://www.housingwire.com/articles/hot-seat-austin-niemiec-of-quicken-loans-mortgage-services/

Looking to get the ball rolling to buy a new home or refinance your current mortgage? Get started today at https://mortgagebroker.pro/go

In North Carolina, click here for your local mortgage broker Cary Mortgage Pros

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mortgagebrokerplanotx · 5 years

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Mortgage Broker Streetman Texas

Contents

Finance insights. 122 knights

Pros website. alternatively

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Census bureau: texas (172

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A Houston, Texas-based real estate broker has purchased the first Motto Mortgage franchise in the state, the RE/MAX Holdings, Inc. company recently announced. The franchise, purchased by Freddy.

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qlm-yearning · 1 month

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I love men. Their hair. Their hands. Their eyes. Their cheeks. Their everything. Everything about men is perfect. Everything about men is beautiful. Every man is unique and loveable.

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qlmbusinesssolutions · 7 years

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http://qlmbusinesssolutions.com/ 020 7993 5994 QLM Business Solutions London reviews 5 Star Rating Our Introduction to QLM Business Solutions has made a positive difference to our marketing results, in the form of more function bookings, due to the confidence our clients feel when reading reviews from previous satisfied customers.Marketing money well spent, and we heartily recommend QLM to all. QLM Business Solutions 8 Dysart Street London EC2A 2BX

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qlm-yearning · 1 month

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I would kiss every man on earth rn if it was possible

I FUCKING LOVE MEN

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qlm-yearning · 1 month

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This account is inclusive of any queer person who loves men, but cishet women are also welcome here!

Anybody of any gender(s) and any sexuality is welcome here, as long as you like men in some way! (whether that be exclusively or not)

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Some posts may be NSFW but not all of them will, of course they'll be tagged whenever or if I do post them

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cathrynstreich · 5 years

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Quicken Loans Keeps Foot on the Gas, Completes Another Record-Breaking Quarter

Detroit-based Quicken Loans has announced it has closed $40 billion in home loans in the third quarter of 2019, the highest quarterly volume in the company’s 34-year history. Additionally, mortgage volume hit its record high in September 2019 with $15 billion of closed loan volume, which will likely be surpassed in the coming months, according to the company.

As a result of significant growth in 2019, the company has already outpaced its total mortgage volume from 2018, $83 billion, and has surpassed Quicken Loans’ highest-ever full-year mortgage volume, $96 billion in home loans, which it attained in 2016.

“The first nine months of the year have been nothing less than inspiring, not only in terms of how much our company has grown, but because of the incredible number of clients we have helped achieve the American Dream of homeownership,” says Jay Farner, CEO of Quicken Loans. “The fact that we can provide homebuyers a simple, tech-driven mortgage experience that gives them transparency into the mortgage process drives our success. I am so grateful for our team members who continue to deliver the best service possible to our clients while also continuing to innovate and revolutionize the way Americans get a mortgage.”

In late 2015 Quicken Loans introduced Rocket Mortgage, the first fully-digital mortgage experience. Now, 98 percent of all home loans originated by Quicken Loans utilize Rocket Mortgage technology. Additionally, earlier this month, Quicken Loans announced Loans announced it has the ability to finish a mortgage with an eClosing in all 50 states and an astounding 96 percent of all eClosings completed in the United States have been on a Quicken Loans mortgage.

As Quicken Loans continues to grow, the company is looking to fill 1,800 open positions. The roles range from entry-level to highly specialized, including mortgage bankers, QLMS account executives, underwriters, software engineers, data scientists, paid interns, and more. Applicants can go to MyRocketCareer.com to learn about the available positions and to apply.

New team members will enjoy Quicken Loans’ first-class benefits offerings, featuring comprehensive health and well-being initiatives including on-site meditation and wellness rooms, fertility benefits, adoption and foster-care assistance, paid maternity and paternity leave, a nationwide childcare subsidy, and more.

Quicken Loans also recently debuted the Rock Health Collective for its team members. The concierge health facility provides a holistic package of services that address all aspects of team members’ needs, including primary and urgent care, a full-service pharmacy, behavioral health, physical therapy, chiropractic care, wellness coaching and care navigation.

For more information, please visit www.quickenloans.com.

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