#Benefits of Using an SIP Calculator

[assetplusfinance]

The Smart Trick of SIP Calculator That No One is discussing

Introduction

Investing in mutual funds through a Systematic Investment Plan (SIP) is a smart and disciplined way to build wealth over time. However, many investors overlook the powerful tool that can help them optimize their SIP investments: the SIP Calculator. This article uncovers the smart tricks of using an SIP calculator that no one is discussing, helping you make the most of your investments and achieve your financial goals.

Understanding SIP and Its Importance

A Systematic Investment Plan (SIP) allows you to invest a fixed amount at regular intervals (monthly, quarterly, etc.) in a mutual fund scheme. This method of investing offers several benefits:

Disciplined Investing: Regular contributions promote consistent investing habits.

Rupee Cost Averaging: By investing at different market levels, you reduce the average cost of your units.

Power of Compounding: Regular investments grow exponentially over time.

The Hidden Benefits of Using an SIP Calculator

Accurate Financial Planning

Benefit: An SIP calculator provides precise estimates of the future value of your investments based on your input variables such as monthly investment amount, investment duration, and expected rate of return.

Advantage: This accuracy helps in setting realistic financial goals and planning your investments accordingly. You can determine how much to invest regularly to achieve your target corpus.

Informed Decision-Making

Benefit: The SIP Calculator allows you to experiment with different investment amounts, durations, and rates of return.

Advantage: By comparing various scenarios, you can make informed decisions about your investment strategy. This ensures that you choose the best plan to meet your financial objectives.

Time-Saving and Error-Free Calculations

Benefit: Manually calculating the future value of your investments can be time-consuming and prone to errors. An SIP calculator simplifies this process and provides results in seconds.

Advantage: This tool saves you time and effort, allowing you to focus on other important aspects of your financial planning. It also ensures that your calculations are accurate and reliable.

The Smart Trick: Using SIP Calculators for Different Investment Goals

Short-Term Goals

Example: Planning a vacation or buying a gadget within the next year or two.

Step: Input a shorter investment duration and a realistic expected return into the SIP calculator.

Result: Determine the monthly investment needed to reach your short-term goal.

Medium-Term Goals

Example: Saving for higher education or a wedding in the next 5-10 years.

Step: Use the SIP calculator to input a moderate investment duration and expected return.

Result: Find out how much you need to invest monthly to achieve your medium-term financial goals.

Long-Term Goals

Example: Building a retirement corpus or creating a substantial fund for your child's education.

Step: Enter a longer investment duration and an optimistic yet realistic expected return.

Result: Calculate the monthly SIP required to accumulate the desired corpus over the long term.

The Lesser-Known Features of SIP Calculators

Step-Up SIP Calculations

Feature: Many SIP calculators offer a step-up option, allowing you to increase your monthly investment amount periodically.

Benefit: This feature helps in aligning your investments with your growing income and financial goals.

Advantage: By gradually increasing your SIP amount, you can accumulate a larger corpus without putting a strain on your finances.

Inflation Adjustment

Feature: Some advanced SIP calculators allow you to factor in inflation when calculating the future value of your investments.

Benefit: This ensures that your investment planning accounts for the decreasing purchasing power of money over time.

Advantage: You can set more accurate financial goals and ensure that your corpus meets your future needs.

Goal-Based Planning

Feature: SIP calculators can be used for goal-based planning, helping you align your investments with specific financial objectives.

Benefit: This targeted approach ensures that your investments are purposeful and aligned with your life goals.

Advantage: You can track your progress and make necessary adjustments to stay on course towards achieving your goals.

Practical Tips for Using an SIP Calculator

Start Early: The earlier you start investing, the more time your money has to grow through compounding.

Be Consistent: Stick to your investment plan and make regular contributions, regardless of market conditions.

Review Regularly: Periodically review your investments and adjust your SIP amount based on changes in your financial situation and goals.

Use Conservative Estimates: While using the SIP Calculator, opt for conservative return estimates to account for market volatility and ensure realistic projections.

Conclusion

An SIP Return Calculator is a powerful yet often underutilized tool that can significantly enhance your investment planning. By providing accurate estimates, facilitating informed decision-making, and offering features like step-up calculations and inflation adjustment, SIP calculators can help you achieve your financial goals more efficiently. Start using these smart tricks today to make the most of your SIP investments and secure a financially stable future.

[tthegoldentouch]

Pairing: Aventurine x reader

Tw: none, he's just skittish but that's understandable. Might have grammatical mistakes but English isn't my first language so whatever. The « » words are supposed to be the avgin dialect okok that's all

"Will you teach me how to speak the Avgin dialect?"

Aventurine nearly splutters out the sip of wine he was about to drink, and you observe as his whole body subtly jerks — trying to figure out if he misheard you or not.

Blink.

Blink.

Blink.

And yet, the only expression he sees on your face is a little smile, a hint of curiosity and optimism in those lovely eyes of yours. For some reason, he can't find it in him to appreciate that look this time.

"And why is that?" The tone of his voice is reserved, calculated, and for a millisecond, you are reminded of your job: meetings, negotiations and transaction. The air suddenly feels thicker, and although he maintains his usual smile, there's a subtle shift that suggests it may not be as genuine as it was moments ago.

"Because I….want to understand you?" You naively respond, unaware of the warnings you're triggering in his head, unaware of the amount of bells ringing in his ears. The red alarms flashing in front of his eyes are bright, and they blind him to everything else, drowning out your silhouette until he can't make out your face as a familiar one.

All he's seeing is red, red of a warning bell, red of sunset and endings, red of blood and—

"I'm not sure why you even thought that would be a good idea" a small chuckle leaves his mouth, and he shifts a little on the couch in an attempt to regain his belongings.

"After all, I don't even speak it anymore— a dead language is not something you'd benefit from learning."

"But I am a linguist" You counter, huffing a bit. "I wouldn't think a language is “less beneficial” just because it's dead. Besides, Sigonian isn't a dead language, and neither is the Avgin dialect. You are here, and you speak it."

Blink.

"What?" Aventurine grows defensive, and he shifts in his seat again; only a little. It's not okay to let others know of your discomfort, you cannot show your weaknesses. Luckily, you don't notice, and he continues carefully.

"I don't speak it— what are you saying? How could I possibly use that language?"

He picks his sentences with caution, leaving half of it up in the air for you to interpret. He can't bring himself to finish it— he can't use it when everyone else who spoke of it is presumably dead. That would only result in another restless night of futile attempts at subduing the void in his heart. Just because he knows it, doesn't mean he likes to think of it.

Aventurine does not like to remember the fact that he's the only one left of the Avgins, even though the cosmos is merciless in its reminders.

"You do speak it!!" You insist, and look into his eyes, and his eyes almost make you forget the rest of your sentence. "—You say things under your breath. When things go south, or when your catcakes do something super adorable and you can't hold a grin on your face. I've seen you multiple times, talking to yourself in an unfamiliar language. It is your mother tongue, is it not?"

Ah.

The words that escape your lips are curling into itself, flickering through the corners of his mind. I've seen you multiple times. Multiple times. Multiple times. Talking to yourself. To yourself. To yourself.

His mother tongue.

Oh, how he wishes he could talk to someone else, how he longs to talk to another Avgin in his mother tongue— in their mother tongue.

"Do I do that?" He inquires, and you affirm, still wearing a smile. Both of you have been smiling at each other, but only one of you is clawing through the walls of their mind trying their best not to leave the room right this moment. You're not an adversary, he reminds himself. You're not an enemy.

"I can't teach you that." He stares in an unusually cold tone, sending shivers down your spine. A tone Aventurine reserves for when a business deal has gone wry, for when he needs to put on his best performance and come back at the top. Unfortunately, this means there's no room for you to argue, no negotiations, no nothing.

You realize a bit too late that you've made him uncomfortable.

"I'm sorry" Apologies keep flowing from your mouth, but Aventurine can barely hear them. All he knows is the warning bells in his ears are growing fainter, and you are once more becoming recognizable, the blur in your face diminishing by the second.

"It's okay," he laughs softly, ruffling your hair to dispel the gloom on your face.

"I don't remember much anyway- I can't teach you anything meaningful, you know? I think Tanti or any of the likes would do much better for your next research material than my native language. We have a reputation across the cosmos anyway, that language can't be intriguing to people."

"Huh?" You tilt your head in confusion, "I'm not going to write a paper on it though???"

"Then what did you want to learn it for?"

"Did you not hear me? I said I wanted to get to know you better."

The feeling of discomfort is back with that, and Aventurine finds himself trying to figure out how to come up with a valid excuse to end the conversation. If he isn't careful, you'll catch on. And if you catch on, you'll keep insisting on trying to understand him, to mend your mistakes and to avoid something similar in future. Then, he'd simply have to cut you off before you go too far. And he'd rather not cut you off and keep you by his side. Yes please, thanks.

You speak once more, but this time you avert your gaze from his eyes and focus on the soft carpet beneath your feet. "If you're not comfortable teaching me, I won't insist. I apologize if I overstepped. I want you to know that my intentions were not malicious. I simply wanted to learn your language so that we could converse in it, and I'm open to sharing my own language with you if you're interested."

Ah. You've now started to speak with more formal and eloquent words than usual, a habit Aventurine has picked up on thanks to observing you for so many years. You always do that when nervous, along with averting eye contact- and you're now anxious.

"it's okay," he reassures you again. "I know what you mean. So no need to worry, hm?"

His words seem to have given you a confidence boost, because your next words catch him off guard again.

"Also, I found your language to be quite beautiful."

"....Beautiful?"

"Yes," you gesture with your hands as you continue, "it's very melodious, you know? I'm familiar with the Sigonian language, as it was one of the languages I studied during my major. However, the Avgin dialect sounds... different. Of course, you're a very quiet mumbler—obviously— and I couldn't understand much- but I've realized that the Avgin is not only is not only significantly different from standard Sigonian, but it also has a much sweeter sound. As a linguist, it's disheartening to think that this sweetness has gone unnoticed by the world."

The initial panic has completely dissipated for Aventurine, replaced by a sadness even he can't place what for. He has half a mind to laugh, and tell you that his people were sweet too, but no one cared for that either. He wants to say of course it sounded sweeter, the standard Sigonian had always been dry and lacking the warmth, any Avgin would agree with you. And yet, he dares not let the dam loose.

Instead of voicing his thoughts, he decides to observe you, as the ringing in his ears has now completely silenced. The you in front of his eyes is meek, likely because you've assumed you overstepped and made him upset. He hates seeing that expression on you: truly, especially when you shouldn't have to feel that guilt. He knows you well enough to know you're not lying, and for a split second— he entertains the idea of sharing the sweetness of his language with you, to have someone else who can understand his tongue.

He decides it's not an entirely uncomfortable thought.

It has been a few weeks since he agreed to teach you the Avgin dialect, and he still finds it surprising that he made that decision. Everything related to the Avgins and their culture is dear to him, including his people, his family, and of course, kakavasha; he protects them with all of his being. However, for some reason, he has chosen to share this delicate and intimate part of himself with you. After all, he is the last known surviving Avgin—this is more than personal; it's his mother tongue, for goodness' sake!

You've proven yourself to be a very very dedicated student, absorbing every piece of information he imparts like a sponge. Aventurine is unsure of how to teach you, as he himself is losing touch with his language thanks to not speaking it for years. Because of you, he now thinks more in Avgin and realizes how much he thought he had forgotten but still remembered, and how much he thought he remembered but had forgotten.

But it's nice, to be greeted in his language whenever you two come across each other. You're still cheerful and sparkling as before, but now you can greet him in his language. «Hello, how's your day going!!!» You ask him each time, with that accent and broken words that makes you sound childish more than anything. But Aventurine could care less about that; he's quick to greet you back each time, adding a new word so you learn something from each interaction.

You've told him that he's much much more expressive whenever speaking Avgin, but he tries not to think about it.

"Manro means bread," Aventurine informs you, observing quietly as you eagerly jot it down in your notepad. "I quite like the feel of pen and paper," you told him once, and he still can't comprehend why that's preferable to typing on a screen instead.

"Mañro?" you repeat, and he has to conceal an affectionate smile at your accent. It's unfamiliar and odd, but not disliked. Never disliked.

"Manro." He corrects, and you get it down this time.

"So….«manro» means bread and you said…«pani» meant water? So let's say I wanna talk about my lunch….«I water with bread eat?» Is that how you say it?"

Aventurine purses his lips, trying to appear serious. "No, it's «I ate bread with water.» But what's with that meal choice? That can't be good for you."

You only huff in response, "hey— I'm still learning okay!! How do you say wine?"

"Mol"

"Mol— how about wanting to drink or taste?"

Aventurine raises an eyebrow, "Zumavel"

"Okok. So…. «I want to taste wine really bad. Might die.»"

Aventurine snickers at that, turning his gaze away to avoid receiving another punch from you. Despite the fact that you've opted for this inefficient learning method—since he can't provide proper grammar lessons—the sentences you're coming up with are hilarious.

"Not quite. It's «I want to drink wine so bad that I might die»" he corrects you again, and you let out an embarrassed laugh to write the correct structure down. You've promised him you'll figure out the grammatical structure and everything to him after all. And he can't say he's not hoping you actually will.

"How do you say eye?"

"Just like how you say in standard Sigonian"

"Ohhh….I've noticed that body part names are usually unchanged in the Avgin dialect. How about warmth?"

"We call it tato" he smiles at you, and your cheeks tint the faintest hue of pink as you look away.

"«Your eyes—»" you purse your lips, thinking hard to form the structure "«-Are warm right now. Very warm.»"

Aventurine's eyes widen, and for a moment he's speechless; unable to comprehend how and why. But you're blushing, and playing with the hem of your shirt, which means at the very least you aren't lying.

«I'm afraid you've become my heart» He says under his breath, the words escaping his mouth before he can even stop them. It tastes sweet in his tongue, memories of a time long gone resurfacing. He didn't even remember that saying, up until now. And now, he has a little more understanding of how sweet his mother tongue really is.

"What does that mean?" You ask him, and he merely smiles at that.

"Nothing. I just said thank you."

A/N : gah I'm sorry for that word vomit I can't stop thinking about it....like one been thinking for months about his language and what it might mean for him now that he's (presumably) the only avgin left. My mother tongue has PLENTY of dialects, and there are certain ones that are totally different from the standard (I don't understand some of those) so I kind of projected....and other than that I hope it wasn't too bad omg

[let-spretend]

hey…. so i’m back to rid of the urge to write a bob x reader ..

i will keep writing until my creative juices run out !!!! second part in the works !!!!

edit: i got rid of the weirdly big spaces but idk if it looks worse now

heavy space between us pt. 1 (bob x reader)

The New Avengers' paperwork lines the communal table, you, diligently filling it out for the team. It had been a bit of a blur the past few months, being thrown into this new team and working together to protect citizens. It gave you a new purpose, rather than the necessary killings you needed to do to protect yourself, you could channel that expertise for the benefit of good and getting paid. But, you were simply getting tired. Physically straining yourself everyday: practicing, training, working out and doing your hero job, it was starting to catch up to you. Though the others have experienced many of the hurt you have, it was difficult to open up to them and you felt yourself lagging behind, despite the Void incident bringing you a bit closer. You were the only one still reluctant to share your past fully to the team. They knew and you knew it as well. Throwing yourself into work helped you feel connected with them in a way, and deserving of this position.

You punch in some numbers into the calculator about some living costs and upcoming expenses that need to be made. Your left hand meets your hair, scratching at it as some stress reliever. It feels warm.

Soft shuffling could be heard to your left, indicating someone approaching the dining area you were occupying. “Y/N?” Bob asks, groggily. You turn to see him rubbing his eyes, adjusting to the half-dimmed lights over the dining table. His hair was disheveled, him still in his simple matching PJ set. You cock your head to the right, wondering why he was awake this early in the morning.

“What’s up?” You say. “Just workin’ on some taxes and other things.” His eyes trail over to the mess of papers and slightly ajar laptop.

“Do you.. want some help?” He asks. His voice was now much clearer, a sign he’d woken up indubitably. He looked hesitant about asking, afraid of being pushed away like he constantly was. But you remember him always wanting and willing to help around the tower. This, being one of the rare things he could actually help with. You honestly didn’t want him to. Not in the sense that he’d slow you down or otherwise, but this extra work and feeling like you were contributing, was all you had right now. You look down at the papers. Still so much left to do.

Though your sense of contentment would be diminished, you realize he was feeling and thinking the same way you do.

“Sure. Come here.” You beckon. His mouth contorts into a content smile and happily takes the seat next to you. “We have to calculate our incomes, health insurance, assets, etc. for our AGI. If we’re eligible, use the IRS’ tax software with my laptop. Sound good?” He nods silently and gets straight to work. You stand up and he looks over to you, assuming you’re going to leave him. His eyebrows knit together a bit, confused. “I’m just going to make coffee for us, don’t worry.” You coolly state.

He gets a bit sheepish, for you having figured him out. So you give him a small smile.

Everything felt a bit fuzzy while you were putting together the coffee. You were sure as soon as you got a sip in you would be fine. You were brewing up a simple Americano for yourself, first putting the hot water into your cup. The sound of the boiled water hitting the bottom of the mug lulls you.

You don’t notice your hand burning until it begins to sting. You peer down to see your left hand directly on the kettle. Slowly removing your hand, the palm appeared red. Huh, I should've instinctively.. “Uh, cold brew, right?” You ask, with uncertainty laced in your guess. You decide to just ignore that mishap. You just need to get the coffee done.

The top of his head becomes his face, his side bangs covering his eyes. He brushes them out his face with his right hand, pencil still in grip.

”Yeah! I’m surprised you remember.” He laughs.

Toward the beginning of the new team formation of “The New Avengerz,” you all had gotten roughed up by some sort of villain attack on the city. Bob had offered to get you all coffee to lighten up the mood. You shrug a tiny bit, remembering that day. He really is just someone nice to have around.

You really didn’t care to measure, lazily filling in the portafilter and locking it into place for your Americano. You peer into the fridge for Bob’s cold brew and sigh. No cold foam.. You were just going to skip it and just serve it to him blank, but his hard-working form makes your body do otherwise. His back slightly hunched, engrossed in working for the team. Sighing again, you take the heavy cream and milk out of the fridge and eyeball their measurements into a cup. Substituting vanilla syrup with some extract, you stir it with a spoon gently. You never said it was going to be good, or even ideal. You mentally faceplant, looking at the almost whipped texture.

Tamping your coffee clumsily, you place it back into the machine once more, starting the shot. Your hand feels as if it were beeping, reminding you of its mild burn. You watch the coffee begin to pour into the cup, lightly splashing as it meets the hot water. The once clear water begins to turn into a soft brown, the aroma of fresh coffee hitting your nose. It smelled like this in the coffee shop Bob took you all to.

“It smells really good, Y/N!” He comments. It brings you out of your trance and reminds you to finish making his drink. You briefly look over to him to acknowledge his comment. Taking out a tall glass, you pour his cold brew and top it with the mildly sweet cold “foam”. It sat with a little curl on the top.

Your espresso was beginning to blond, so you stopped yours and grabbed them both to the table. It stung to even hold the handle to your mug.

“Wow, it looks so good!” Bob says, happily taking the cold brew from you. He takes a second to admire the generous amount of cream. He takes a little sip and widens his eyes to show you it was delicious. “Thank you so much, Y/N.” You try to look at his eyes, but the cold foam on his upper lip distracts you greatly. He looks at your distracted eyes, searching for where your attention was. You could see his face visibly flush from your staring.

“Something on my face?” He stutters. Bob’s left hand reaches for his cheek as he attempts to get rid of whatever you were looking at. Instinctively, your right hand goes to his lip to wipe off the cold foam. His whole body stiffens, his eyes on your hand.

“Got it.” You say.

Looking at your finger, you realize you never got the chance to taste your concoction. Licking the foam off your finger, it was a little on the sweeter side. You didn’t mind it though.

“Haah.. Right. Thank you.” He darts his eyes away, continuing sipping on his drink.

-

Even with the cold brew reinforcement, sleep had won over Bob’s body. There were still a couple more documents that needed to be filled out, but the throbbing in your hand was becoming too much. First, draping a small blanket over Bob’s shoulders, you stroll over to the bathroom. A small medkit was hiding behind the mirror over the sink, where you had last supplied it. Mainly for the others.

The antibiotic ointment felt cool on your hand, contrary to how it felt wrapping it. It was weird. It obviously hurt, but it felt oddly freeing, reminding you why you were still here and serving along with your team. Squeezing your left fulfilled this urge. Not good.

You return to Bob still soundly sleeping on the table. You squeeze your fist a bit. You want to try harder for him, the team. You scootch into the chair as quietly as you could without moving it. He stirs a bit when you shuffle the papers, but remains asleep. The finished papers were in a neat pile, done by Bob. Without him, it would’ve taken you an extra day to finish. The few that littered the table motivated you to keep on going this stretch.

When you finished up, it was about 5 in the morning and the others would soon begin their routines. Wanting to let Bob get a few more hours of sleep in, you carefully lift him up into the air. Your power was to control and manipulate blood. It normally didn’t take so much effort to do so, but a strain was beginning to form in your mind. Despite the nuisance, he continues to float over to his bedroom, landing softly into his bed. You could tell he was in a completely relaxed mood by his palpitations. Feeling the blood coursing through his veins, it signaled his livelihood. Though, he always felt awfully heavy, you assume due to his added void personality.

He snuggles into his familiar bedding subconsciously, you covering his body with his light gray duvet. It was weird. You felt warm again.

“What are you doing?”

You turn around to see Yelena peering into Bob’s room. Rather than her usual suited getup, she was in workout clothes. She made no footsteps, deeply contrasting Bob’s slight drags of feet when he entered the dining room. She must’ve been the reason you felt something was off.

“He was helping with the paperwork. Fell asleep doin’ ‘em.” You say.

Yelena’s reaction seemed as though disappointed but still suspicious, as if she were trying to catch you in an embarrassing act. You never really found these “miscommunications” embarrassing because they simply weren’t true and you stood on that.

“Bucky wanted me to tell you, you have a mission with him and my father in 10 minutes. Sudden reports of a disturbance in the upstate area.” Yelena reports. You nod, thanking her for the heads up. She looks down to your bandaged hand and questions if you were in optimal shape for the sudden mission. “We Powerless need to be in our best condition in order to keep ourselves and others safe.

”Well, it’s not supposed to be urgent or dire, right? I have Bucky and Alexi, don’t worry.” Waving her off. She sighs. You forget you haven’t told or revealed your powers to anyone in the group yet. You hadn’t found the need to, your hand-to-hand being one of your more controlled and trained traits.

With what came with your powers, was self-destruction. Lifting one living person barely needed thought until you straight on stopped using them unless necessary. Where your powers are at their most optimal, was complete exposure and vulnerability - freshly drawn blood. Blood when contained in the body or other containments, means extra weight and concentration. Though you say you can only lift one person now, when you were at your peak, killing, anything conceivable was possible. Your powers came with the need to access fresh blood as much as you could for your benefit. To be cut when you need to. To be willing to.

There was only one person always at your disposal to do so. But it’s not like you really had a choice, was there?

[railingsofsorrow]

Game of Pretend

[Spencer Reid x Reader]

summary: In which friends with benefits go undercover as a married couple and they ended up playing the part almost too good.

pairing: spencer reid x f!bau!reader

w.c: 2.7K

warnings/content: criminal minds case related stuff; suggestive content (no smut!); graphic descriptions of violence and wounds; idiots in love/friends with benefits trope; their love language is touch, you'll notice that; just a little bit of angst.

A/N: and I'm back. again. this challenge motivated me to write cause I was really going through it. but anyways. this is my entry for @imagining-in-the-margins “Undercover Challenge” with the prompt “Characters go undercover as a married couple” and the dialogue prompt “I'm just acting.” “Oh, so you can make your heart race on command?”

navi

masterpost

criminal minds masterlist

━━━━━━━━━━━━━━━━━━

“He’s looking over here.”

You looked at your partner, taking a sip of your non-alcoholic beverage slowly as you slightly inclined your neck to watch the UnSub having a drink in the other end of the bar counter.

“Let’s start the show then.” You winked at Spencer, earning a scowl that he quickly masked into a loving smile towards you.

Such an in love husband.

“He’s staring at her.”

JJ’s voice boomed into your ear as a warning as you reached for Spencer's hand, intertwining your fingers.

“My mom wants us to visit her first thing after the honeymoon.” You said, playing with the straw of your cup. “We should extend it.” That got a laugh out of him and you felt his curls tickling your temple as he leaned closer.

“We can do whatever you want.”

“Whatever I want?”

“Yeah, baby.” You didn't know why the nickname surprised you but it did.

Spencer watched as your eyes traveled across this face in contemplation, wonder. He's just playing his part.

“Whatever I want huh?” You hummed softly, cheek leaning on your hand. Spencer knew that expression. He has lived with it these past months whenever you were going to do something you knew would piss him off. Often to tease him.

God he hated that look. Your teasing was relentless.

He pulled a strand of your hair behind your ear, his hand lingering near your cheek. His touch was warm and in spite of not really being a fan of physical touch, you'd always find yourself leaning closer to Spencer at certain moments. He represented some type of safety to you, you never really read too much into it, but you also never denied yourself to be close to him when you wanted to.

The way his eyes briefly shifted from behind you to you again told you the UnSub was closer this time.

“We could maybe do that thing in bed we were thinking of trying…”

The way Spencer choked on his own spit — he had a drink but he didn't even touch it — made you grin so big your mouth could split open. What he did with touches you were able to do with words.

“Kinky.”

You heard through your earpiece and Emily's voice almost got you to crack. You didn't.

He leaned in closer, his voice dropping to a whisper, “Well, I have a few ideas I’ve been wanting to try but yeah, it's not like we have all the time in the world now.” You bit your cheek, hating the fact that he paid with the same coin. You, on the other hand, felt your neck heating up. His honey brown eyes stared you down and you saw the edge of his lips quivering in amusement. Caught you. You could read his thoughts.

“Oh, shit! I'm so sorry, miss.”

And you needed the UnSub to act to get out of your staring contest, you didn't know if that was good or bad.

First move — to accidentally bump into his victims with his drink ✓

Perfectly done.

Second move — the victim goes into the women's bathroom to clean herself up.

Now, it's your move.

Spencer heavily glared at the man as he insisted to buy you another drink, but you squeezed his arm and brought his attention back to you. Your voice was calm and calculated, a pointed gaze sent his way. I'm going to the bathroom, watch out for his partner. I got him.

“I’ll come with you.”

You halted, practically feeling the guy's gaze on your back. He had walked away after apologizing a thousand times but he was the one to watch the woman enter the bathroom while his partner stayed outside with the car, ready to take off.

They had fallen for the bait, it had been a simple stakeout. The whole reason the women were caught without any commotion was because they went into the bathroom alone. So why the fuck did Spencer want to come in with you? It wasn't part of the plan.

“Honey, it's the women's restroom.” You laughed as if that was the most funny thing in the world. Hotch’s deep angry voice resonated through the earpiece, telling Spencer off. You didn't have time to dwell on it because you were already moving away from your husband's pouty figure.

Flashforward and you were sitting in the back of an ambulance with an EMT tending to your superficial wounds. Nothing serious happened, a minor physical conflict when the man noticed you were about to fight back. He got a punch in your eye. You knocked him out with a swing of your leg. That was it. Still, Spencer was fretting.

“You need a head CT.”

“You need to calm down.” You told him with a sigh after pulling him away from the EMT so he would stop bugging them about your health. “Jesus Christ, I've been through worse. Relax.”

“He had a syringe to your neck—” He started and you interrupted him with a bored tone.

“Didn’t even graze my neck, Spencer.”

“It could've!”

Your voice was resigned because you were tired. All you needed was your bed and sleep twenty-four hours straight. That fucking duo of bastards had you and your team chasing them for a week. “Okay, honey, drop the overprotective husband act. We're off the stage. I'm fine.”

Spencer seemed to get the point and left you alone. After Hotch congratulated you for a good undercover job, he let you know you were not going back tonight because the jet would only be ready in the morning. So yeah, no warm bed with your soft mattress and your fairy lights tonight. Just the old musty bedding in your motel bedroom. At least it was a room for one, you didn't have to share with anyone else neither would you have patience to do it.

Emily and JJ followed you on your way to your room. You noticed their exchange of looks right away.

“Spit it out.”

JJ blinked innocently at you. “What?”

Pressing your thumb against the bridge of your nose, you tiredly said, “You two are either flirting shamelessly right in front of me or silently discussing something about me. I believe is the second option so spit.it.out.”

Emily wasn't one to beat around the bush when it was something she wanted information on.

“You and Reid at the bar.”

“You mean where we served as bait to catch the UnSub?”

“That kinky talk all of a sudden, I mean.” Emily smirked as JJ chuckled beside her.

The only thing you could do was offer her a blank expression. You also knew how to play dumb like JJ just did a few seconds ago.

“Oh, please. He didn't even bat an eye at you!” She carried on, raising a brow. “Something’s going on, right?”

You narrowed your eyes at them.

“What is this, fifth grade?”

Emily let out a groan that echoed the hallway just as you reached your door. Their respective rooms were a few doors down.

“Told you she wouldn't reveal anything.”

“I had hope.”

You rolled your eyes before pressing your key in the keyhole and opening your door. “Goodnight, girls.”

You liked certainty.

It was so much easier when people would be straight forward and simply put the cards on the table to avoid misunderstandings.

You've had that trouble in relationships throughout your life. The experience of navigating a situationship on eggshells. Am I giving too much expectations? Am I having too many expectations? Is this even worth my time? Sometimes you just wanted to take the edge off. Simple and effective. No strings attached.

Somehow, you never had that issue with Spencer. That doubt.

“Serendipity,” he said one night. Your limbs were tangled under the sheets and he just blurted out the word as if you were supposed to know what it meant without any context.

You looked up at him, your lashes barely letting you open your eyes since your latest activities had tired you out. “What?” You were used to Spencer’s random bursts of smart comments.

“It means when you…” He paused to kiss the back of your neck, causing you to squirm away only briefly, a smile growing in your lips. “... find something good accidentally…” another kiss, his hands wrap around your waist slowly. “without meaning to.”

“Oh.” You turned around as his arms caged you in, supporting your torso against his chest. You liked how his eyes seemed relaxed after you spent a night together. Ever since you met Spencer, he never had a healthy night sleep. Either because of a good book or worry. He never really rested. You had that in common. That was probably why you two clicked immediately in more ways than one. “You’re saying i’m that something good you found, Doc? Careful, I'll start thinking you’re getting attached.”

Certainty was in your agreement when you decided to turn friends with benefits. Things were pretty clear for the two of you since the beginning. Both wanted to just… forget about your jobs for a little while. And that's what you did.

That agreement was none of everyone's concern but yours. So you didn't tell anyone. It was your own thing, which was going well so far.

Too well.

You were too good at ignoring signs. All your life, you've been so focused on not getting attached that it usually worked well in your favor. But you realized you fucked up when after a bad day the only person you wanted around was him. And sex wasn't what you had in mind. Spencer’s presence was inviting and all you desired after being (barely) beaten up was to tangle your limbs with his and call it a night.

That's bad. Your brain warned. Very bad. Cut it off before it gets worse.

You stood in front of his door, staring at the wood as if it would knock on its own. Why were you even there? Maybe you should apologize because you felt like you did something wrong when he looked pissed moments before he left the crime scene. But then you remembered that he left. How dare he?

He answered your harsh knocks with a confused frown. His glasses were perched up on the tip of his nose, probably had slipped down while he tried to sprint to answer the inconvenient person at the door in the middle of the night.

“Is everything okay?” You entered without an invite and crossed your arms, waiting patiently until he closed the door. You were mad. You didn't have any reason to be mad.

“You left.”

He placed the book you only now noticed was on his hand on the nightstand. His nose scrunching up in confusion. “Left what?”

“You left the crime scene.” You left me — you wish you had say but you would've sound like a jealous girlfriend. Which you were none. “Didn’t wait for anyone.”

He didn't reply right away, his eyes accessing you carefully. He wasn't mad anymore. He wasn't even mad before. Just frustrated. You were just doing your part of the job and he let emotion go in the middle. It happens. Though the absolute terror he felt right before he got into the restroom was another thing. He never felt that before, it didn't just happen.

“I was tired, just wanted to… get some rest.” His eyes then softened which contributed to you feeling like a fool. “I’m sorry I didn't wait for you.”

“That’s not the point.”

He nodded, approaching you with careful steps. He wanted to redeem himself. You sighed in exasperation, running a hand over your face but you flinched when you touched your wounded brow.

With a gentle touch to your chin, he tilted your head upwards to check on your wound. Your eyes followed him every move. You felt like you could melt into a puddle. His touch was exactly what you needed.

“Does it hurt too bad?”

“No.”

“It may still be sore.” He observed, brushing your hair away from your forehead. Your eyes fell shut, you couldn't help it, your body had its own mind. “I’m sorry I reacted that way. It wasn't professional.” He mumbled after a long pause between the two of you. You had already given up on your tough act, resting your cheek against his chest as his fingers worked through your hair.

“Fuck professional.” You said, nuzzling against his neck while your arms wrapped around his shoulders. You fit perfectly and that would always amaze you. Spencer never rejected your touch and it made you wonder, for a moment, if you were being unbearable. That thought was quickly shut down by him pressing you closer.

“Your heart is racing.” He pointed out, both of his arms tightening around you as if that was supposed to make it better.

“I’m just acting.” You whispered, enjoying the sound of his laughter after you said it.

Spencer leaned back, quirking up an eyebrow looking down at you “Oh, so you can make your heart race on command huh?”

“I bet you got a scientific fact just on the tip of your tongue.”

“When you exercise, your heart rate increases,” he started slowly and you felt his fingers draw up your shirt slightly. You liked where that was going. His raised his hand until it was right by your chest, so he pressed his open palm right by your heart. You ignored the shivering. “It is actually very easy to raise it. When you take the stairs… When you're running on a treadmill…” He lowered his lips to your neck. “But when you're not doing any hard work with your body, let's say, it's even easier. Like now.”

The way he pressed kisses down your neck made your eyes flutter shut.

“If you're experiencing strong emotions like excitement or… stress? Which I know isn't the case right now, is it?”

“Oh, shut up.”

He chuckled, kissing the corner of your mouth. Before he could move to your lips, you drew back, but not so much.

“I came here to talk to you about something.” He withdrew his hands from your waist, his fingers traveled up your arms and he squeezed them reassuringly, urging you to go on. “So… this. Between us. It's cool, right?” Suddenly, you weren't good at communication at all. You barely remembered your own name.

“Yes?” His brows furrowed slowly. “Why? Do you want to stop?”

Your brows shot up. “No! No. That's not— it's not about that.”

“What’s wrong?”

“Nothing’s wrong, I mean…” You place a hand on his chest, taking a deep breath so you could gather your thoughts. “It’s not that it's wrong. But. Have you ever considered…”

Spencer tilted his head so he would catch your gaze. “Considered…?”

“Becoming serious. Exclusive. Like a—you know.”

You would've pushed him back annoyed because of how his face was scrunching while he tried to prevent a laugh. He was laughing at you. He held you back, hand crawling up your back to keep you in place. You felt like a fool.

“Yes.” He whispered, cupping your cheeks to make you look at him despite your annoyance. “Yes, I do want to be a couple. Exclusive. Whatever you want to call it. I want you to be my girlfriend.”

“Don’t sound too excited.”

“But I am excited.” Spencer emphasized, pulling your face closer which made you smile a little. “I was waiting for the right time, I didn't want to pressure you. I thought you would cut me out of your life and I'd rather just… stay with our deal instead of that being the case.”

“I’d never cut you out of my life, Spencer.” You said with your shoulders slumping in disappointment that he even thought that.

He nodded, resting his forehead on yours and silence took over both of you for a moment. Just your breathing balancing together.

“Stay the night?” His request was useless because you were about to do that anyway.

“Mhm, yeah, I'll stay.”

“Good.” He kissed you, his warm hands wrapping around your waist. “Girlfriend, right?”

You let out a loud groan. “Shut up.”

━━━━━━━━━━━━━━━━━━

[cheralith]

— reroutes. feat. oliver aiku || wc: 2.1k contains: gn!reader, no pronouns used, teacher!reader, dilf!oliver, single parent!oliver, miscommunication, fluff, alcohol consumption a/n: people keep saying that oliver is dilf material usually based off his looks so sure what the hell . let me entertain the thought and feed the masses also a reupload since the og wasn't allowing me to edit for some reason

trying to butter up the president of the parent-teacher association over a candlelit dinner to gain his approval and vote for you as a a worthy candidate incoming principal isn't exactly the easiest task in the world, nor is it your vision of spending a friday evening. but with adult life comes sacrifices, even if it means you'll be missing out on the season premiere of your sitcom.

you've heard rumors about him from other teachers in passing—quite the charmer with a natural flair for leadership, hence why he's been on the board for a few years now, even longer than you've been teaching the second grade at this school. many people on the association look up to him, his approval being worth more than some of the district's, a smile and nod at a suggestion being made being worth more than gold itself.

hence why his vote is the one you need to gain the most—if oliver aiku is in favor of something, then surely it must be good.

the single father to one of your shyer students, he's the complete opposite of her. where rena is quiet, soft-spoken, and spares her words, oliver seems to exude this calm confidence—a calculated rationale weaving into every sentence he says with that baritone, caramel-rich voice of his.

you smile tightly as he rests his cheek on his fist, bright and attentive hues of malachite and amethyst daggering into your stiff figure, that typical smile on his lips that you've seen he gives everyone.

"you know," he starts, tone smooth and sweet. "it's rare that rena has a favorite teacher. but she seems to talk about you a lot these days."

"oh does she?" you laugh, trying to filter out the nervous edge as best as possible. "i'll admit, she's one of my more creative students. she seems to really love arts & crafts."

oliver shares his chuckle with you. "oh i bet. she's always asking me to put up any art she takes home on the fridge. trying to get into it is almost impossible these days with how much stuff is on there—you should see it, really."

he takes a slow sip of his wine, his eyes scanning you for a reaction at his last few words and his eyes lid attentively when you fidget in your spot. oliver uses the swirling ruby in the glass to hide his growing grin.

"ah well," you flicker your gaze toward anything that isn't him, his stare piercing every possible fiber of apprehension within you. "i'm glad. y-you know, for students like rena, they'd really benefit from art walks! i visited one of the charter schools nearby that does them every few months to help cultivate—"

"oh yes, we've been looking to dabble in those as well," oliver says dismissively, ceasing your words in a gentle, clean cut. "maybe one day... if the district increases our budget."

a sharp inhale ensures your composure doesn't falter at the lack of concern. there's many projects you have in mind if you were ever the principal of the school, but you need his approval if they were to ever go through. the voice of the parents mattered just as much as the district's after all.

you fold your hands affirmingly. "well, i've also noticed that we don't have an actual sci—"

"are you doing anything after this?" oliver cuts in again, a smile that's a bit larger now still on his face intently.

you pause, breath hitching. your eyes lift from the food on your table to him. your eyes narrow.

"excuse me?" you ask.

oliver leans back in his seat almost a little too casually. it's only then you notice two of his shirt buttons are undone, exposing a hint of his plated chest. "rena's at her mom's this weekend. i was just wondering if you had any plans after. because if you aren't... i'd love to spend more time with you. somewhere a little more private, perhaps?"

he sends you a knowing wink, a twinkle in his eye that flashes intimately at you. at first, you're confused, trying to understand what he's implying—until...

oh. oh.

"oh—" you choke out. "—my god. excuse me?!"

oliver blinks, smile faltering at your dropped jaw. "what?"

"you thought this was a date?" you rasp.

perplexity takes over his handsome features, oliver tilting his head and sitting up. "sorry, i'm confused. was this dinner not about that?"

"no?!" you're trying your absolute hardest to stay professional, but it's hard to do see when you runover his interactions toward you in your head. the kiss to your knuckles when you met him at the door, the intense eye contact, the unbuttoned shirt... oh, how could you be so stupid?!

you stiffen. "i'm terribly sorry that i gave you the wrong impression. but i only invited you over for dinner so i can discuss what my future plans would be as principal."

oliver is quick to interject himself. "oh. well. i apologize then. i'd be happy to talk more about that matter if you'd like."

the audacity of him to bypass it so casually, as though he wasn't lusting over you for nearly an entire hour when you were trying your absolute best to woo him with your ideas, with both of you ending with nothing but dust in your hands at the end of it all.

you shake your head and start packing your things up, which alerts him.

"no, i'd rather not," you mutter, taking out some wads of cash and pushing it over to him to cover your cost of the food. "i don't think we should proceed this conversation further. at least not for now."

he grabs your hand before you can proceed any further—strong and firm. maybe even desperate, dare you say? "hey, hold on. i swear, i'm really intrigued by your plans. especially the art walk. how 'bout we just finish this dinner and talk things over?"

"i've been trying to do that since we came!" you exasperate loudly, your sharp tone making him flinch a little, especially as you gather some onlookers who glance your way. "i'm sorry, but i'd rather not dabble in a one-sided conversation for another hour."

you plop your phone in your purse and quickly shuffle on your coat, offering him only a disappointed look before you leave, one that pinches an unknown twinge in his chest.

"have a nice evening, mr. aiku," you mutter solemnly, leaving him in the dust.

the next time you see him is the following monday, when he picks up his daughter with the rest of parents.

you're working with another one of your students, introducing him to another book that you think he may like, until you feel a tap on your arm. you excuse yourself from the boy and come face-to-face with rena, who holds up a collaged butterfly she was working on made from spare magazine parts from the crafting table proudly. her eyes that match a familiar two-toned hue sparkle at you.

"look!" she exclaims, her normally-soft voice now replaced with a more voluminous one—a self-curated confidence that you helped bring to life. "i even made it your favorite color. do you like it?"

she lets you hold the collage up to the light, the colors glistening. "oh, it's beautiful, rena!" you praise, your smile being mirrored by hers. "you should put it somewhere you can see it in your house."

she shakes her head, noir pigtails bouncing as she giggles. "it's not for meee..." she sings and then points to her left, where the door is. "daddy said i should give it to you instead!"

your voice suddenly falters, the mention of her father making you look up and suddenly catch the gaze of oliver, who stands idly at your classroom's door. he scratches the back of his neck when you stare at him.

you turn back to her, your eye twitching a bit. "are you sure, sweetheart? i'm sure your father would love to have this instead of me. i think you should keep it somewhere safe."

rena frowns. she seems almost unimpressed.

"he said it himself!" she protests, "it's yours! i'm gonna get my stuff from my cubby now."

abruptly, rena shuffles away without the art piece and to her designated shelf, leaving you. you sigh, standing up and making your way to oliver, who has yet to move his earnest eyes away from you.

"i think this is yours," you murmur and offer rena's piece to him.

oliver shakes his head and pushes your hand back, his larger hand enveloping yours for a slight moment, the leftover desperation from saturday still ghosting his skin.

"she really wants you to have it," he says quietly. "it'd make her happy. really."

you open your mouth to try and reply, but when nothing comes out, you nod and take the piece back, planning to display it somewhere for the children to see. before you can turn on your heel and return your attention back to the boy from before, oliver catches your wrist and shuffles something in your hand.

you turn back and open your palm, seeing the bills you left for him on friday night back into your hand and look up at him.

oliver chews his cheek. "i've got friday's dinner covered. think of it as an apology for um..." he flickers his eyes toward the other parents that wait for their children to finish packing up, not wanting anything to conspire if he said the wrong thing. he leans toward you, his hand shielding his words. "... getting the wrong idea."

he lets out a shaky laugh, trying to break the tension between you and him, though it does so to no avail when you only react with a thick silence. "i mean, i was gonna pay for our dinner regardless, but—"

you hold your hand up, the shake of your head making him stiffen. "it's fine. really. i apologize myself for not making my own intentions clearer."

oliver swallows dryly. he then moves himself out of the classroom and motions you to follow suit to hold a more private conversation, away from the eyes of the children and parents.

"listen," he mutters lowly to you. "again, i'm really sorry for sending mixed signals. i mean this when i say it, but i really do want to talk over your plans as principal one day more sincerely. i should've done it earlier, but..." he lets out a loose laugh, scratching his cheek.

he lifts his gaze to you, the familiarity of eye contact making you squirm.

"... you were just so pretty, i really couldn't help myself," he continues, forcing you to inhale sharply, even though you can detect the sincerity. "rena praises you a lot at home, so when i finally got to meet her favorite teacher formally, i didn't expect you to be so beautiful. and the fact you had asked me to dinner just made me go over my own head."

his buttery words attempt to make you melt, but all they really do is just make your nerves go rigid, your consciousness telling you not to trust them.

you stay quiet, letting him finish.

"i think you'd make a great principal," he says. "and compared to the other contenders, you've definitely got my vote. i'm sure you'd have no problem wooing the others on the board."

your toy with your fingers, pushing the brief spark of happiness over his approval away, not sure if you trust his words as you suspect with a gut-feeling they've been recycled for you.

"i'm glad to hear that. but i'd rather you vote for me because of my mission, not because i'm just another pretty face," you state with a hard look in your eye.

oliver shakes his head, a slight grin lifting on his lips. "that's just another bonus added. i mean it when i said i'm intrigued by your ideas, and i really would love to discuss them over another dinner... if you'd let me?"

he blinks slowly at you, almost fondly, with a slight desperation in his gaze.

your jaw tightens, doubt inking your tongue as you try to find the right words. you merely take a step back when you can't find them, teeth biting your lip. rumors spread fast, and the last thing you need is for people to gossip about the fact you may be privately conspiring with the president of the pta when all you initially wanted to do was just simply persuade him with a presentation of your ideas.

"i don't know," you hesitate. "i'll think about it..."

you try to escape back into your classroom, but oliver grabs your wrist again tenderly and makes you look back at him.

there's that earnestness again in his eyes, the one that really tests your guard and makes you put it down for the moment you capture it.

"you still have my number, right?" he asks quietly. your lips tighten, but you nod, making him sigh out in relief at the fact he hasn't been blocked yet. "okay, good. if you make up your mind, i'm just a text away."

a blank look is his only reply from you, with the mercy of a soft nod, right before you enter back into the classroom and tend back to the leftover children who still wait for their parents to pick them up.

her backpack jangling behind her, rena says a happy goodbye to you as she clutches her father's hand, chiming that she'll see you tomorrow and waving excitedly back at you.

you return it back with an affection on your face, a softness in your eyes at her drastic social improvement as you follow her figure out—all the while not noticing the way that oliver looks at you in the same tender manner.

[kodared]

✰ Stanford & Borrower/Anomaly Reader ✰

fears not enough they have to tear him apart.

Chapter 5/?

Wordcount: 2,263/ 12,551

➤ Summary Based on the borrowers of many universes! I hope you enjoy it, and if you don't know about borrowers, let me be your guide into a world I've loved since I was young. ✰Written because I saw the severe lack of borrower content in Gravity Falls fanfic, i hope you enjoy <3 ✰ - ★Updates irregularly! I write when I want ★ ★ - Also on AO3! - ★

“For goodness sake..” 

Fiddleford pinched the bridge of his nose and slumped his head as he leaned over his coffee mug. 

The borrower tugged their fishhook from Ford's pointer and thumb, looking over his hand now that it was close enough.

Small scars rippled across his knuckles, his fingertips brandished small blisters. They were small enough to be ignored by the human, but they more than likely hurt when he got them. 

Now that he was no longer handing you your hook and thread he folded his hands back on the table. His fingers covered the top of his palms. 

Speaking of fingers, you had yet to ask him about his extra one. You were going to speak before being startled from your thoughts as you heard a motion behind you. 

Turning around you saw Fiddleford grabbing your thimble tenderly with a slow and calculated grip. You still had to physically restrain yourself from flinching regardless of the care she showed. 

Fiddlefords expression was still taut. His eyebrows pinched together in a concerned look as he dipped the small thimble into his coffee. 

“Like I was tryin’ to say, you're under no obligation to stay near us if ya don’t want to. We ain’t holdin’ you hostage here… Ford.” 

You could have sworn he was gritting his teeth as he said the other researcher's name. Ford quickly held his hands up in surrender, making you flinch as Fiddleford set down your thimble again. 

“I’m not holding them hostage! I was just giving them a solution that benefitted us both!..” 

You walked to the thimble again and picked it up as you walked back to your spot on the table, sitting down you looked into the thimble. Fiddleford’s coffee wasn’t as dark as Fords' was, it was a light brown instead of that dark black you had just drunk moments earlier. 

“It don't benefit them none to be trapped here!-.. You just want more notes!” 

While the two bickered you took a sip of the coffee Fiddleford gave you. 

It was much sweeter than Fords that's for sure. A slight nutty flavor showed itself in the coffee, you didn't know it could have two flavors in one. 

You enjoyed it more than Fords’ coffee, you took another large sip before tuning back into the conversation happening just above you. 

“They don't have to worry about scavenging for food anymore! I’d say that it's an improvement from hiding in the walls!..” 

You sighed and decided to just let them ride the conversation out. 

For once they weren’t staring at you so you’d take it as a win. 

Lifting the thimble to your mouth again your wrist flared up in pain as you turned it wrong. You honestly almost forgot you were still hurt from earlier in the night in all the commotion. 

Unfortunately for you, your wrist decided now would be a marvelous time to give out. 

The thimble fell out of your grip as it seized for a moment, drawing the attention back on you. You tried to catch it with your other uninjured hand, only serving to spill it as it fell on the table lying on its side. 

Now sporting coffee on your pants and a little on your shirt you stood quickly to not get any more on you. 

“Sorry!-.. I didn't mean to drop it-” 

You tried to ignore the pain in your wrist and in your flurry of embarrassment, you could feel your ankle also now screaming its protests again as you put most of your weight on it. 

Fiddleford seemed the most concerned out of the two. His hand instinctually reached towards you as you staggered a bit to regain your footing with your injured ankle. 

“Yer alright! Are ya hurt anywhere? Your hands shakin’ an ya don't look too steady there-” 

Ford didn't reach for you but he did hold his hand up to stop Fiddleford from reaching any closer. Noticing how you leaned away from his approaching hand. 

“...When I put you in the jar did you land on anything weird?” 

You didn't have the energy to lie to him. He was as wise as ever as he watched you struggle to stay standing. 

You refused to sit down though. Your shirt and pants were still covered in coffee as you tried to wring some of it from your shirt. 

“I landed on my ankle and wrist but they were already hurt.” 

You didn’t mean to sound so agitated, but the pain was slowly growing more present the longer you stood. 

Fiddleford took the initiative and stood from the table, grabbing a paper towel before holding it out to you. 

“How’d ya injure them?” 

You hesitantly took the paper towel from Fiddleford and tried to wipe off most of the coffee. Deciding it was useless you set it on the table, opting to help clean it off the countertop you spilled it on. 

You shrugged. 

“Getting supplies,” 

It wasn’t entirely a lie. You had been out gathering when Ford first saw you, making you fall off your thread. 

Of course, it also didn't help being repeatedly grabbed by the researcher, only furthering the pain in your ankle after you ran into him properly. 

Ford took notice of the way your eyes occasionally flickered toward him. Taking the hint that he had something to do with how injured you were. 

He didn’t like the feeling of guilt swirling in his gut. 

He was a researcher. He wasn’t meant to feel bad for gathering data in the name of science. So why was it that every time you recoiled he remembered just how hard you fought against his hands mere hours ago? The way you still even now flinched back from his hand like he was going to grab you. 

He didn’t like feeling guilty. Not one bit. Especially when he was discovering such an innovative species. 

He stood from the table and didn't miss the way you staggered back a bit and closer to Fiddleford. Walking to one of his shelves he grabbed a small first aid kit. 

You watched as the six-fingered researcher set down the tin container, exuding more care than he had shown to be capable of. 

You could feel Fiddlefords anxious eyes still on you as your leg still struggled to hold your weight. To help he moved his hand to you again, his pointer just barely grazing your back. 

The second his pointer touched your back you pulled your needle from your hip. Stabbing his finger. His yelp went unheard as adrenaline pumped back into your brain. 

Cornered. You were cornered. 

Unsafe. Nothing about this situation was safe. 

Fiddleford stuck his pointer finger in his mouth briefly to stifle the pain. Seeing the anxiety he had spent so long to help go away returned in an instant. 

He didn’t reach his hand to you again, his other hand held up in surrender. 

“Yer alright!.. Didn’ mean to startle you, sit down yer shakin’ like a leaf..” 

Lies. He was lying. Instinct flooded your mind and fueled your legs as you took a step away from Fiddleford. 

Realizing you were now closer to Ford you whipped your head around to look at him. His eyes were wide with both fascination and concern. 

He had no reason to be concerned unless he was worried you were going to take off. You kept your eyes glued to his hands. Still placed on top of the first aid kit he was about to open. 

“Calm down, please. We’re not going to grab you. We want to help,” 

Oh, now you were for sure convinced he was lying. Both of them were.

They just wanted to put you back in the jar. To study you. 

Your breathing grew quicker as you glanced at the horrid glass prison just to the right of you. 

Ford was quick to meet your gaze. His eyebrows furrowed before reaching for it. 

You were going to take off into the wall before seeing him pick it up and set it on the ground. 

Moving it out of your sight before he kicked it away. The glass makes a hollow clink before rolling deeper into the kitchen. 

“...I want to help.” 

His hands unclasped the first aid kit as he rifled around inside. The lid blocked your view of what he was doing. 

Fiddleford pushed something closer to you and as you turned your head you saw what it was. 

A small glass was turned on its rim. Leaving only the bottom of the glass resting up. 

It reminded you of the makeshift table and chair in your room. Just larger and glass. 

“We won't touch ya, but please sit.” 

The way your body shook made you nauseous. You didn't like being thrown in a whirlwind of emotions. 

Instinct told you to run. To hide in the safety of the walls. 

…But Fiddleford looked so concerned. 

Ford pulled out two bandaids and a small toothpick from the first aid kit. Motioning with his eyes for you to sit on the glass. 

You kept telling yourself you weren’t doing it because he wanted you to, but in truth, you wanted his help. 

You were mentally and physically exhausted. Tired of fighting all your life. 

So for the first time in a long time, you listened and sat on the makeshift chair. 

Both of the humans seemed to relax now that you were sitting. Your shaking legs and aching ankle thank you as well. 

You sheathed your needle and glanced curiously to see fiddlefords stabbed finger. 

A small dot of blood showed on his finger, but he didn't look mad. 

He still had that sickening sweet look on his face as he saw you relax briefly. 

Drawing your attention back to the present you heard Ford unwrapping the two bandaids. 

“Can you roll up your pant leg, please? I can splint your ankle, your wrist you’ll have to wrap,” 

You physically tensed up again at the mention of him wrapping your ankle. Before you could speak fiddleford was quick to console you. 

“We’re not gonna grab ya sweet pea, just gotta properly set your ankle..” 

His hand twitched up from its resting spot on the table before settling again. If you weren’t so adverse to touch no doubt he would be trying to rub your back. 

Unsure if you wanted to place your trust in them yet, you hesitated. 

Ford watched you curiously as you internally debated with yourself. Before ultimately deciding to roll up your pant leg. 

Small scars littered your skin underneath, if Ford noticed he didn't say anything. Most were from rough tumbles in the forest, and one or two were from predators you had to escape. 

You thought the bruises on your ribs would be just another scar and you could move on from your human encounter. 

…You never expected this to be the result. 

Fords eyes relaxed a bit as he carefully reached for your leg. His pointer guided your knee up as he first assessed the damage. 

“Hm. Nothing looks broken.. You were lucky,” 

He let go and you tried not to think about the warmth that radiated from his pointer finger. Once uncomfortable and suffocating, now provided you with a strange comfort. 

You pushed that thought from your mind as he snapped the toothpick and moved for your ankle again. 

           The snap makes you tense before feeling his thumb and pointer holding your leg still. 

His thumb gently mimicked a motion you could only describe as a pet to calm you down. You wished it didn’t in all honesty, but who were you to deny yourself a bit of comfort. 

          He gently wrapped your ankle in a thick gauze before positioning the toothpick. 

          “How does that feel? Think you could walk with it?” 

He held the makeshift splint there while you looked at his work so far. It wasn’t terribly uncomfortable, but it would make borrowing a bit harder. 

          “…It feels fine..” 

He gave an approving nod before solidifying the splint with another bandaid. Being careful to not pull it too tight. 

          “you feelin’ any better?” 

Fiddleford tilted his head a bit, trying to gauge your reaction as you looked at the splint. 

          “,.Why are you helping me?” 

Both humans looked a bit confused. Ford busying his hands with unwrapping another bandaid for your wrist. 

           “Whaddya mean?” 

                  Fiddlefords eyebrows pinched together in concern and worry. Pushing up his glasses a bit in a nervous fidget. 

           You were growing more frustrated with the humans dancing around the subject. 

               “You’re researchers!… I’m a.. An unknown anamoly!… This- i shouldn’t even-,”

You put your head in your hands for a moment, ignoring the throbbing pain that shot through your wrist.  

           “In the deal you only agreed to feed me and house me. You didn’t say anything about patching me up. Why? Why help me if you can’t get anything out of it? because if this is some way to get me to be indebted to you it’s not going-..” 

     Ford had an achingly painful look on his face. Almost one of familiarity. 

          “We’re helping because we care. I do apologize for my previous impression, I was cruel.” 

Ford finished unwrapping the bandaid and held it out to you. You could feel your body tensing up again. 

          “…You dont.. Have to stay if you don’t wish to. I can always leave bandaids out for you later.” 

You didn’t say anything as you reached for the bandaid, and ford didn’t say anything as you let one of your hands briefly touch his fingers. 

TAGLIST: @i-am-tiredd / @kmsthisyr / @sodavrr / @boba-is-a-soup /

ALSO! Someone did actually end up finding one of the discord servers im in! Made me smile,,.!! As always please take care of yourselves! If you do want to be invited to the server do let me know! I talk frequently and the people are very kind and funny there!

[cherry-velvet-skies]

Strawberry Lemonade

Gardener!George Harrison × GN!Reader

Genre: About as close as it can get to smut without there actually being any sex

Warnings: Heavy makeout session, lotsa hickies, and a bit of a spit kink but who's counting, eh?

Words: 2.3k

Summary: 1971 era; Reader hires George as a gardener and quickly falls in love with him (Reader is wearing a dress but gender is unspecified)

=======================================

==================================

You had been trying to get closer with him for several days now. He was always busy working. After all, he was technically working for you.

To be fair, you had hired a gardener, and you didn't know what, or rather who, to expect. Although, had you been given a selection based on appearance, you would have gladly chosen him anyway.

There was something about him that was positively alluring. You thought he was so handsome. And in the three Saturdays he had been working in your backyard, all you managed to find out about him was his name. George.

George looked like your typical gardener, with his scruffy hair and worn out denim, his only focus being his craft. In all honesty, your favorite thing about his appearance was how little he cared for it. He had no desire to be neat. He found beauty in the natural world.

You enjoyed staying with George while he worked. He didn't seem to mind either. He loved telling you all kinds of things about each type of flower, such as where they originated from and which ones could be used for natural remedies in certain teas, soups, and medicines. You didn't even have to ask any questions. He was just ready and willing to share the information, which benefited you as you were still too shy to say much to him. His extensive knowledge was undoubtedly adorable. When you saw how excited he got every time he told you a fun fact, it only made you want to extend the conversation.

You loved George's voice. The way he spoke, slow and sultry, was so calculated in the best possible way. Every word he said was uttered with meaningful intent. He never spoke just to speak. He always spoke to connect. You noticed George licked his lips a lot when he spoke. You weren't sure if it was just a quirk, a nervous habit, or a flirtation technique.

Your fascination with him began on his first Saturday of coming to work. He noticed the rather large section of orange lilies in the center of your garden, acknowledging them as being your favorite. Before he left, he handed you a singular petal from said flower that had fallen off, placing it in the front pocket of the creamsicle colored dress you were wearing. After closing the gate behind him, he turned to look at you one last time.

“Orange is my favorite color, too.”

You allowed George to decorate the garden however he wished, which he was immensely appreciative of. If he felt that certain flowers looked better beside each other, or grew better in certain types of soil, who were you to oppose his artistic vision?

On this particular day, you had chosen to stay on the patio while he worked. You had prepared a plate of fresh strawberries, but knew that fruit could attract bugs that might eat your flowers. You had paired it with a tall glass of lemonade, and as you sat down, you questioned your decision. It was a particularly warm day, and George had already been working for a while. You thought he could use a refreshment too, or at least maybe some company. 

Careful not to startle him, you walked over and offered him the glass of lemonade. Looking up at you, he smiled and reached for the cup, his gloves leaving a trace of fresh soil along the bottom. You thought it was quite endearing. You admired the way the short, dark brown hairs of his mustache grazed the top of the straw.

After taking a single sip, he handed the glass back to you, smiled again and went back to work. You figured maybe he wasn't thirsty, so you returned the cup to the patio table. Instead, you plucked a single strawberry from the plate and offered him that as well. He hesitated before taking it, but decided to accept it, removing his left glove so as not to dirty your hand. The way George’s fingertips brushed your palm when he reached for the berry made you shiver, but you tried not to show it. You think he still noticed.

He ate the small fruit in one bite, leaving only the piece with the leaves. Seeing that a few seeds were still left on the tip, he moved to the edge of the garden, scooped out a small patch of dirt, and placed the fruit inside, covering it up. You looked down, accepting the fact that you owned a strawberry bush now.

You turned to walk back to the patio again, but he motioned towards the large tree next to where he was working.

"You can stay." His voice was almost a whisper. "I don't mind."

You fetched your snack from the table and sat down against the tree without a second thought. You knew you were going to have dirt all over your mulberry colored dress when you stood up, but you didn't care. You would do anything to spend time with him.

You didn't talk, but just being there with George felt like heaven. You would occasionally glance over at him while he trimmed the thorns from the rose patch. Or the way he moved the marigolds next to the daisies to create a pastel gradient. He turned around just as you were staring at him and made eye contact with you. Feeling your cheeks blush, you offered him another strawberry to ease the tension. He showed you his gloved hands as if to say he couldn't, to which you held the berry up to his lips, requesting he take it from you directly.

George leaned forward, lacking hesitation, and took a bite. His plush lips, which were now stained with strawberry juice, kissed your fingers as you held the heart-shaped fruit, the red pigment dripping down your hand. He gazed at you so intensely you felt like you were shaking. You placed the stem back on the plate and set it on your lap.

Returning his piercing stare, you placed your fingers in your mouth, sucking them clean. Three weeks ago, you didn't even know his name, and now you were licking his strawberry flavored spit off your fingers. But you could tell this had an effect on him.

You took another sip of lemonade, and, noticing the rapidly emptying glass, offered him the final sip. He accepted, finishing the rest and placing the cup on the grass beside you. Once he was close enough, he tucked his fingers under your chin, tilting your head up to place his lips against your own. He tasted like strawberry lemonade. When he pulled away, a thin string of saliva was bridged between your lips, the sunlight revealing the slightest tint of rose gold from the fruitful concoction. Your eyes widened when you looked back at him, perplexed by his actions despite you wanting this more than anything. You didn’t expect him to feel the same way.

Without saying another word, George removed the glove from his other hand, placing the now bare hand on the back of your head, his other hand resting on your shoulder. He gently guided you to lay back, his hand protecting your head as you made contact with the grass below. He briefly stroked your hair before removing his hands, instead placing them on both sides of your hips. He stared down at you, rubbing his hand over your stomach through the fabric of your dress.

“Do I have permission to touch you, my flower?”

You nearly moaned at his new name for you, although you were a bit confused as he was technically currently touching you. But still, you nodded, intrigued by what he would do next.

George trailed his fingers up your torso towards your shoulders. He stopped at your chest, eyeing it for a short while. Normally a position like this would’ve been quite compromising for you, but you were surprisingly comfortable. 

He hooked his fingers under the straps of your dress, dragging them down your shoulders, stopping right before they had completely fallen, preventing the fabric from leaving your chest entirely bare. He leaned forward to place small kisses across your chest, neck, and shoulders, occasionally biting softly. In one particular spot on the crease of your neck, he bit down a little too hard, but you didn’t even care. The gentle brushing from the coarse hairs of his beard provided a wonderful contrast between pain and pleasure. You threaded your hands through his hair, the loose waves beautifully framing his face. You felt his hands firmly massaging your hips with every breathy whimper that fell from your lips. 

Once George decided your upper body had been marked thoroughly, along with a few wine-colored shapes ever so slightly bubbling to the surface of your skin, he ended with one final kiss to your lips. Your hands moved from his hair to cradle his face, raking your fingers across his beard. He pulled back to look at you again, every monochromatic tone of his heavenly brown eyes twinkled in the evening sun. Even now, you were still utterly speechless.

Removing his hands from your hips, George began drawing small circles with his fingers on the exposed skin just below the hem of your dress. He looked back up at you, a small “May I?” leaving his lips, to which you nodded again. George shook his head.

“I need to hear you this time, flower.”

You felt your heart skip a beat. You were so overwhelmed by the current situation that even forming a phrase of one simple word felt like an arduous task.

“Yes.” You whispered. George nodded slowly, placing his hands flat against your thighs, sliding his fingers up underneath your dress until he reached your hips, rubbing his thumbs along the fabric of your underwear. Holding you by the hips over your dress was not enough. He wanted to feel the warm softness of your skin. He wanted to become one with you in any way that he could.

George laid on top of you, knees at your sides to support his weight as he resumed kissing you. But you wanted him closer. Lifting your legs, you locked them around his waist, pushing him flush against you, forcing his arms higher towards your chest. This caused the straps of your dress to fall completely down your arms and the hem to scrunch up past your hips, your entire dress rolled in the center of your body like a belt, rendering you almost fully nude while George was still fully clothed. But you didn’t care. Your actions could be so brave and bold, yet saying a single word to him felt far too intimate.

“So beautiful…” His words were lost in thought right along with him, his lustful stare raking over your neck and chest before moving back up to your face. While he may have had his full weight on you now, you tried your hardest to move your hips beneath him. Your body ached for the slightest of friction, wantonly arching up to grind against his clothed crotch. He looked down as you did this, the corners of his lips curling into a slight smirk, almost mocking your neediness. But as you moved, you could feel the outline of him, slowly nearing full hardness, straining against the confines of his jeans. He wasn’t fooling anyone. He wanted this just as much as you did.

You softly gripped him at the shoulders, massaging your hands up his neck and back into his hair as he laid atop you again, burying his face in your chest, adding more blushing roses to the already blooming garden just above your nipples. That was one place George would look, but never touch. He repeatedly got quite close with both his mouth and fingers, watching as your eyes pleaded for him to touch you everywhere, but decided to save that journey for another time. He opted for keeping his hands firmly at your hips, guiding you while you continued to grind against him, your eyes closed and your head tilted back, completely willing to lose yourself in the immense pleasure.

Just as you felt yourself beginning to falter in rhythm, nearing the edge, George pulled back and stared at the sky. Noticing the change in the amount of daylight, he sat up, much to your confusion.

“Unfortunately, it’s time for me to go.” He said matter-of-factly, pushing the straps back up to your shoulders before moving to pack up his tools.

“Already?” You whined. “Can’t you stay a little longer?”

“That wouldn’t be fair to my personal schedule, now would it?” He teased. You thought he was walking toward the gate but instead stopped at a small patch of red violets he was tending to earlier. He was there for a few seconds before returning to you, who was now standing up, dusting the dirt off of your dress. George reached for your hand, and you felt something touch your palm. He placed a small kiss on your lips before gazing into your eyes again with the same intense stare.

“We’ll make more time for each other next week, my flower.”

You opened your mouth as if to reply but was consistently halted by some invisible force. By the time you felt like you could respond, George was already closing the gate behind him. You peered down at what he had left in your hand: a single petal from one of your red violets. You looked back up to see George still standing at the gate, predicting your confusion. He met your puzzled expression with a punctuating wink before walking to his car. You twirled the plum-colored petal between your fingers as its inspiration caught your eye out of your peripheral. Your cheeks immediately blushed a light pink as you saw the same color in a series of small love bites that were currently forming across your chest.

==================================

I just got a new computer today, and I thought what better way to celebrate than to finish one of my fics! This was the one that got the most votes in my poll of which WIP y'all wanted first. And I know it's quite long overdue, but I hope you enjoy! 🥰

[insteading]

I steep my tea three times because I'm cheap (and also because this is my daily habit with the highest carbon impact, though I know carbon footprint calculators are something oil companies came up with to make scrupulous people feel guilty while minimizing their own contributions to global warming). Anyway I usually add something the second and third times I steep the leaves.

Picking a couple lemons off our landlords' tree, I remembered having an orange blossom oolong tea years ago that I loved. Came in and added a lemon blossom to my second steeping of darjeeling, and every sip I drank, thought "FUCK this is good."

I don't want to make a habit of it, any more than I make a habit of pulling off leaves to use in soup stock, because we all benefit from having lemons more than I will benefit from putting blossoms in my tea regularly, but it is pretty great.

[1984brotherhood]

DISHONOUR (KFCSMP)

Vimo and Bailey have a history together that was been nothing but eventful. They've begrudgingly stuck together through thick and thin, through worse and better times, lifting and forcing each other both up and down through events of their life.

It wasn't always like that though. Bailey wasn't always the one at Vimo's side. Vimo wasn't always several feet behind Bailey. Every friendship and connection has a start and an origin, there's just not many that start in the slums of a casino, with a deal of attached souls starting a forceful bond between a distanced robot and an arrogant fox.

They were always a good listener. They always knew a lot. They listened to the cracks and creaks in the walls, listening to the drunken mourners, always mourning and whining about something different. Relationship issues, marriage problems, financial debt, more and more reasons for them to keep returning back to the club, more reasons for them to try their hand against the fox that nobody could figure out how to beat.

.

Bailey knew a lot about winning. They knew how the aftertaste felt, they knew the sensations, they knew how the taste of victory, they knew the sour and sweet taste of the whiskey that came with a day of winning bets, listening, waiting and watching.

Poker. Go fish. Blackjack. Card games that Bailey knew every trick for, games that they knew exactly how to rig so that the deck would always fall in their favour, they knew how to read a poker face, how to see the tell tale signs while keeping their own face straight and blank, always looking disappointed, only playing out their emotions when the other slipped the signs that Bailey needed to flip the deck on their own hand. 

People started getting more ambitious in the desire to beat the hybrid, they started declining the cards and offering games that were beyond the fox's expertise. Horse racing, that was a popular one, and one that Bailey quickly learned the rigs for. Roulette, another that Bailey quickly grabbed and flipped onto their own side. People were desperate to beat and so Bailey themselves raised the stakes.

They made deals. 

Money, property, ownerships. Secrets, whispered beloveds that the hybrid kept clutched safe to their chest, promising only to let them loose when it benefitted them. 

They kept so many people under their lock and chains, with only a whisper, they could ruin the lives of countless people who had sipped too far and spilled too much into the lap of someone untrustworthy.

Then they got arrogant.

Maybe that's what drew the robot to them. 

The robot, Vimo, Bailey later learned the name of, was someone of calculation, the quiet sea to Bailey's bubbling volcano, the shatter of an earthquake to Bailey's screeching storm. They were opposites in everyway, they were the things that they hated most about everyone. The organic emotional attachments to the calculated organised metallic heart. They were two sides of the same coin, the same yet different. 

The robot was never one for this kind of scene, the rowdy noises and reckless decision making of bubbled minds unable to see past tomorrow putting him off. How humans could ruin so much about themselves in such little time amused the machine as he perched on a stool and looked around, taking in the sights of people who were about to regret every word said in less than a day, declining the bartender's offer of a drink with a polite shake of his head and wave of his hand. 

He had never intended of making a bet tonight, he found the act of gambling useless and unproductive. Why creatures would put their own possessions on the wall just for the thrill confused him, how they could risk hundreds, sometimes thousands of dollars just for the low probability that they would gain it and more back baffled him. It was stupid and he had better things to make use of then offer everything away for the potential of gaining more.

If he wanted more, he would earn more, not risk losing what he had.

It was as simple as that, was it not?

That was before he heard of the arrogance of the fox that had made their home and their fortune within the walls of the casino, stealing and scamming those who had already hit the bottom of their barrels. 

That intrigued him. He was never much of one to portray emotion, he wasn't programmed with many, if any, yet curiosity was something that bugged his systems day to day, eager to fill his database with more knowledge about the species around him and the way that each one clicked and whirred, even if he disagreed with the majority of them.

That's how he found himself pulling a chair over to the fox, who had preoccupied themself with counting various bills from the previous unlucky soul to fall into the snare of their teasing and biting, losing their winnings to a rigged card game that Bailey knew they would win before they even begun.

They looked up at the one to approach them, a sly smile crossing over their face.

"I'm about to pack up."

"Then unpack."

Bailey leaned back and crossed a leg over the other, "I'm heading out, can't you see that?"

"I want a game."

Bailey scoffed, "Please, what has someone like you got to offer me? I don't want your cogs and gears."

Annoyance was another emotion Vimo had the misfortune of getting programmed in him. He sat down, staring the fox down in a way that made them sit up taller, the feeling of being stared down riling up something inside them, the need to be higher than the other almost pushing away their composure as they smoothed out their tail, keeping their face blank of a need to be in a higher position.

"I just want a game."

"This is a casino. I only take bets."

"Bets. How stupid."

"If it's stupid then you can leave."

"No, no, I'll play along with your bets," Vimo said, pausing for a moment as he looked over Bailey and their appearance, the tail, the hair, the fox like mannerisms that reminded Vimo of a dog or pet, "You look like a dog."

"What." They bristled, glaring at the robot

"You look like a dog," He repeated, "How about this, I'll play a game with you, I win and you get to be my pet, you do what I say, you come with me, all that sort of stuff." 

"I doubt a thing like you is going to win anyways so go on."

"You win and you get whatever you so desperately crave. Money, riches, all that artificial nonsense that keeps people running back to this silly little thing you have going on here."

Bailey thought it over for a moment. There was a lifetime of humiliation waiting if they lost. It would be reckless, a bad decision on their part if they agreed to something as stupid as this, they weren't naïve enough to not recognise that. In the same light, however, they had never lost a bet before, the probability of them losing one now was almost impossible.

"Sure, why not."

"Shake on it." Vimo knew well of humans and their tendencies to try and wiggle their way out of deals when they lost, they needed them to be binding or it had nothing to stop them from tearing the strings and running away, "I know how your kind get."

"My kind?"

"Humans."

"I'm not a human, moron."

Vimo glanced around the table and spotted the swishing tail, the betrayer of all emotions, "Ah. I see. Well, foxes are worse, you're sly creatures. I will only take this deal with a handshake."

Bailey rolled their eyes but leaned forwards and gripped the cold metal of the other's hands and shook. They felt different. They hated handshakes in deals.

They never heard of a deal strengthened with a handshake that had gone well.

They pulled out a stack of cards but Vimo shook his head and laughed.

"No, no, I've heard well of stories of your experience."

"Is that so?" They couldn't help but smirk, pride shadowing over their features. Pride, Vimo knew, was a quick and easy downfall to people. All he needed to do was stroke the fox's ego and it would be game over, he'd be pulling on the leash.

"I have. I suggest a different game."

He pulled a chessboard out from a box that had been stashed and discarded nearby, setting up the pieces with careful attachment before looking up at Bailey expectantly.

"Chess?" Bailey groaned before running a hand through their hair and laughing, "Chess, right, of course, I'm guessing you don't get much action?"

Vimo snorted, annoyed, "I don't need that kind of organic pleasure."

"Ooh, I'm a robot! I don't need human things! Ooh!!" They teased, picking up a piece and moving it forwards, watching Vimo's movements carefully, their hand twitching at the surprise of seeing no emotion.

"You're very immature, you know that?"

"Suck my dick."

"Proving my point."

Pieces moved and Vimo was pleasantly surprised at the pace at which Bailey was able to pick up the rules and game's rhythm. The few others that he had played against had given up, too deflated at the idea of loosing that they'd leave before they even got that sting. This one though, they were different. Maybe it was the arrogance, their insistence that they would win that kept them sitting, a cocky smirk across their face.

Vimo couldn't wait to see it fall.

"What's a thing like you doing here anyways?" Bailey spoke, knocking over a pawn from Vimo and claiming it, watching and being disappointed by the lack of emotion betrayed, "I don't see many machines here. It's not your kind's place, I heard."

"There aren't many of 'my kind' in the first place."

"True, but still. Humour a man, why don't you?"

Vimo hovered his piece over the board, rolling his eyes as Bailey flicked a lighter, watching him closely while taking a long, drawn out inhale, blowing forwards into Vimo's face, grinning as Vimo wafted the smoke away, not wanting it to be caught in his ventilation systems.  

"That's going to kill you."

"It's a nice distraction. You should try it."

"I'm more of a weed man," Vimo took Bailey's horse, "It won't kill me."

"You're a robot."

"Nicotine messes up my systems." He explained, watching Bailey take their turn, "Weed actually improves my mood, I think of it as what you lot think of antidepressants."

"Hm," Bailey hummed, taking another breath, "You still didn't answer my question though."

"Curiosity." Vimo said simply, "You people have always interested me, with your reckless acts of risk taking. I wanted to see it for myself."

"So you came to judge."

"One could say that, yes."

Bailey laughed, "Oh, you look like someone to judge. How is it, having a heart made of steel? How is it, knowing that you only live because someone else wanted you to do something for you."

"Better than only existing because your parents couldn't keep it in their pants."

"At least there's love and care involved."

"Is that why you're here, selling out your life to people who look old enough to be your father? Is that why you're here scamming those to make you feel better about yourself?"

"You know nothing about me."

"Nor you me."

"I'm here to make a living."

"How old are you?"

"How old are you?"

"I don't have an age. Let's say seventeen, to make it simple."

"I'm sixteen."

"Sixteen and here scamming everyone out of money? Yeah, I'm sure there's lots of care in your family."

"Don't talk about my family, dickhead."

"Touchy." Vimo tutted.

Bailey snarled, annoyed, flicking down another pawn.

Vimo just hummed.

"Checkmate."

The world stopped.

"What."

"Checkmate. I win, kid."

Everything was spinning, everything had stopped. 

They lost

Bailey had never lost a bet before. They just stared at the board in front of them, thousands of questions looping around and around in their brain, playing on repeat. How, why, who, how, how, how

Their tail swished behind them, betraying annoyance in their otherwise blank expression.

That was enough for the robot and he grinned, leaning forwards, resting his hands on his chin. Bailey glared at him, leaning back in their chain and lighting another cigarette, staring at the robot ahead of them

"So, that deal of ours?"

"You cheated." 

It was the first thing they could even think of, there was no other reason how they could've lost. They had never lost before. There was an egging in the back of their brain, repeating a mantra they knew well.

You failed.

"Don't be a sore loser."

"How the fuck did you win?"

"I played the game."

"Fuck you."

Vimo scoffed, "It's not my fault you made a deal with a robot. Were you really expecting to win? In chess? Against a robot." He laughed at the stupidity of their arrogant recklessness, "You made a deal, we shook on it, you lost."

"Fuck you."

"Say something else, pet."

"I'm not your fucking pet."

"Deal's a deal. Come on, I suppose you better come with me."

Bailey was dumbfounded. They didn't move, they couldn't move. They lost. They most embarrassing deal of their life and they fucking lost it.

What a joke. What a disappointment. What a mistake.

Vimo seemed to take pity on the younger, patting the table gently to get their attention. They snapped up, glaring at him. "Bailey, isn't it?"

"Yeah, prick." They paused, "How'd you know?"

"I don't come to any random person to take part in stupid gambles. I've heard of the impact you've left around here. Quite a legacy. Too bad I've destroyed it."

The brief pride to their ego immediately fell as Bailey sunk further in the chair they were sitting in, a mixture of embarrassment, self pity, anger and damaged pride taking over.

Vimo made no emotional reaction, just wanting to take the new soul bound fox back so he didn't have to spend any longer in this place, "Get up before I make you."

They stood up, annoyed, their tail swished and they hissed out in pain as a metal hand shoved into their back harshly, definitely leaving a bruise that would be prominent in the morning. The robot grabbed their arm, ignoring the way they twisted and snapped at him, leaving more bruising as they were dragged out of the casino, their face turning red with the embarrassment of a hard earned reputation coming crashing down in front of their eyes by one singular machine.

They pulled away harshly, hissing in pain as a thin coat of blood appeared in dots on their arm from where they had pulled away. Vimo looked back.

"I can walk myself."

"I assumed you were just going to run away."

"No. I made a deal. I'll honour it."

"Good boy."

"Choke on a dick, asshole."

"Keep insulting me and it won't be long before you're bleeding out in a gutter, Bailey."

"You don't scare me."

"Keep pushing my buttons then. Take the risk, I know you're good at those."

Bailey snarled but said nothing, following closely behind in silence as Vimo led the way down the streets, the dark clouds reflecting how Bailey felt at the moment.

Dark. Moody. Distanced. About to break down in an uncontrollable outburst, the only thing keeping them in line was the robot's threat of leaving them dead in a ditch.

Another few minutes of awkward silence fell before the robot spoke again.

"I'm Vimo, by the way."

Bailey rolled their eyes, not making any acknowledgement for another few moments until they felt confident to speak again.

"Hey Vimo?"

"What?"

"I hope you kill yourself."

[mygoalseekj]

A glimpse about Mutual funds

We all are fascinated about growing our passive income apart from the income that we acquire from various active sources i.e. from our jobs etc. But during the process when we desire for the time when “Money can work for us, instead of we working for it” as said by the great financial trainer Robert T Kiyosaki. We generally tend to have a fear or confusion whether we should invest in stocks or not?

This usually happens with most of us. The primary reason for this could be the lack of fundamental financial education. Having a desire to invest but unable to do so creates a dilemma which in turn opens a Pandora’s box for ourselves and we keep on working for money instead of creating a system where money can work for us.

What basically Mutual fund is?

A mutual fund as the name suggests is a fund in which several investors put in their share or contribution to generate a pool of money. This money is in turn invested by the company that basically offers the fund and since this is done by professionals who have proper knowledge about the financial market, you can get a better return out of it.

In simple terms, buying a mutual fund is like buying a pastry out of the entire cake. The mutual fund owner gets his share from the gains, profits, losses etc.

How Mutual funds are managed? Which body regulates it?

The company that manages the mutual fund is known as Asset Management Company. This company in turn hires a professional money manager, who trades in securities to accomplish the stated objective.

All the AMC’s are regulated by the Securities Exchange Board of India (SEBI). It provides regulations and guidelines which all AMC’s have to adhere.

Benefits of investing through Mutual funds.

All the mutual funds regulated by SEBI, are managed by highly professional money managers. These money managers always have a bulls-eye on the market and as it is their primary occupation they devote more time compared to any other investor who is investing in stocks individually. When you don’t have enough knowledge, mutual funds provide a way where you can avoid the stress of calculating difficult financial ratios and even analysing the company’s financial statement.

Basically, by using mutual funds, “You are using an instrument of money-making and using your money to earn more money for you, even if you don’t have an experience of doing it properly.

How to start the journey of investing in Mutual funds?

Investments in mutual funds can be done with a few clicks on the internet. Basically, through an online mode, it can be through the website offered by the Asset management company or through various apps.

1. Investing through an official website of Asset Management Company (AMC).

Every asset management company offers its website. Through that website, you can invest in various mutual funds schemes by just following the steps and completing your e-KYC verification. For this, your Aadhar and PAN card is required.

2. Through Apps

You can get the details of mutual funds and can easily invest in it by installing some apps in your smartphone. Various apps are available which allows you to get the details about the various mutual fund schemes, your account statement etc. Investors have a plethora of options for investing in various fund houses.

Precaution before investing in Mutual funds

As mutual funds are subject to market risks, you must choose your investing instrument carefully before investing. For any kind of financial investment activities, we recommend you to kindly learn about mutual funds and Systematic Investment Plan (SIP) in detail and if possible take the help of an expert professional regarding risks and returns. Because when it comes to investing, the only way to reduce the risk is to know the market in a better way from an expert.

[truemindcapital]

What Is a Financial Calculator and Why You Should Use One Today

Managing personal finances can be overwhelming—whether it’s planning for retirement, calculating loan EMIs, or saving for a future goal. A Financial Calculator simplifies these tasks, helping you make smarter, faster, and more informed decisions.

In this blog, we’ll explore what a financial calculator is, its types, and how it can transform the way you manage your money.

What Is a Financial Calculator?

A Financial Calculator is an online or physical tool designed to help individuals and businesses perform complex financial calculations with ease. From loan EMIs to retirement planning, and investment returns, this tool helps you make precise calculations without needing to be a finance expert.

Types of Financial Calculators

Depending on your financial goals, you can use different calculators, such as:

1. Loan EMI Calculator

Calculate your monthly EMI for home, personal, or car loans by entering loan amount, interest rate, and tenure.

2. SIP Calculator

Estimate how much you need to invest regularly to achieve your long-term financial goals via mutual funds.

3. Retirement Calculator

Plan how much you need to save today to enjoy a stress-free retirement.

4. Health Insurance Calculator

Estimate the premium based on age, sum insured, and family members.

5. FD/RD Interest Calculator

Calculate the interest earned on your fixed or recurring deposits over time.

Benefits of Using a Financial Calculator

Here’s why you should be using one:

1. Instant & Accurate Results

No more manual calculations or Excel errors. Get accurate results instantly.

2. Saves Time

Whether you’re comparing loan offers or estimating returns, the calculator saves you hours of effort.

3. Better Decision-Making

Make informed financial choices based on clear projections.

4. Customizable

You can adjust inputs (amount, tenure, rate) to see different scenarios.

5. Financial Awareness

It promotes financial literacy by showing how money grows, how interest works, and how debt is repaid.

How to Use a Financial Calculator?

Select the type of calculator you need (EMI, SIP, Retirement, etc.).

Fill in the required fields like amount, tenure, rate of return/interest.

Click "Calculate" and see instant results.

Adjust parameters to explore different financial outcomes.

Final Thoughts

A Financial Calculator is like a GPS for your money. It helps you plan, compare, and predict your financial future without stress or confusion. Whether you're planning a dream vacation, buying a home, or securing retirement—using the right calculator can save you time, money, and regret.

Start using a Financial Calculator today and take control of your financial journey! visit to try - https://www.truemindcapital.com/financial-tools

[stocksandtrade]

Tech-Driven Investing: How Leading Platforms Help You Stay on Track with Your Goals

Technology has changed how people invest, making it simpler, faster, and more accessible. Today, investors can manage their portfolios, track returns, and set financial goals from their phones or laptops. One of the top examples of digital progress in investing is the growth of trusted platforms such as HDFC Mutual Fund. These platforms offer a range of investment options, along with easy tools and support, helping individuals take control of their financial future with confidence.

One of the most useful tools offered by many online platforms is the systematic investment plan calculator. This calculator allows users to understand how their monthly SIP investments can grow over time. By entering basic details such as the monthly investment amount, expected rate of return, and the time period, investors can get a clear idea of the maturity value of their investments. This helps in goal setting and financial planning, especially for long-term needs like higher education, home ownership, or retirement.

Online investment platforms go beyond just calculations. They provide instant access to mutual fund schemes, personalised suggestions based on user goals, and alerts on market updates. Many also offer paperless account setup, real-time tracking of investments, and expert analysis. This combination of services saves time and allows investors to make decisions based on clear data rather than guesswork.

For new investors, digital platforms reduce the complexity of investing. They break down mutual fund details in a simple manner, explain risks and returns clearly, and provide learning materials. For example, someone interested in starting a SIP can compare different funds, check past performance, use a sip calculator to plan, and begin investing within minutes. This smooth process builds confidence and encourages long-term commitment.

Another benefit of using tech-based platforms is the ability to monitor progress anytime. Investors can check how close they are to reaching their goals and adjust the investment amount if needed. Some platforms even send regular updates and reminders to review portfolios. This kind of tracking ensures that financial planning stays active and is not forgotten after the first investment.

Security is also a priority. Reputed platforms use strong safety measures to protect user data and transactions. They are regulated by financial authorities, making them a trusted choice for managing hard-earned money. Many offer customer support through chat, phone, or email, which helps users solve queries quickly.

In conclusion, technology has made investing easier and more effective for everyone. With support from platforms like HDFC MF and tools like a sip calculator, individuals can start their investment journey with clarity and purpose. Whether the goal is to build wealth, save for the future, or create a steady income, these digital tools help investors stay on track. As financial technology continues to grow, it is opening new opportunities for people to manage their money better and move step by step toward their goals.

[stockedup]

Benefits of Using a SIP Calculator Before You Start Investing

Starting your investment journey with a Systematic Investment Plan (SIP) is one of the smartest ways to build wealth over time. But before you take the plunge, using a SIP calculator can make a world of difference in how you plan and achieve your financial goals.

✅ 1. Clear Goal Setting

A SIP calculator helps you map out exactly how much you need to invest monthly to reach your desired financial goals—whether it’s buying a home, planning a vacation, or saving for your child’s education. You can visualize the future value of your investment based on your time horizon and expected returns.

✅ 2. Customized Planning

SIP calculators allow you to adjust the investment amount, duration, and expected rate of return to see different outcomes. This flexibility helps you personalize your plan according to your budget and lifestyle.

✅ 3. Better Financial Discipline

When you see the long-term growth potential of small monthly contributions, it motivates you to stay committed to regular investing. SIP calculators emphasize the importance of consistency and the power of compounding.

✅ 4. Risk Awareness

By simulating different return scenarios—conservative, moderate, or aggressive—you get a realistic view of market-linked risks and can plan accordingly. This helps manage expectations and align your strategy with your risk tolerance.

✅ 5. Time-Saving and Hassle-Free

Instead of manually crunching numbers, a SIP calculator provides instant, accurate estimates—making financial planning simpler and more efficient, even for first-time investors.

Conclusion

Using a SIP calculator before you start investing isn’t just smart—it’s essential. It gives you clarity, confidence, and control over your investment journey. With just a few inputs, you can create a realistic, goal-oriented plan that aligns with your financial future. So, before your next SIP, take a moment to calculate—you’ll be glad you did.

[vsrkcapitall]

Make Every Rupee Count: Use VSRK’s SIP Calculator to Plan Your Wealth

Investing doesn't have to be complicated or risky. With a Systematic Investment Plan (SIP), you can grow your wealth gradually by investing a fixed amount every month. Whether you're planning for a home, your child’s future, or retirement, SIPs help you reach your goals with consistency and ease.

The SIP Calculator by VSRK Capital makes it easier to visualize how your money grows and helps you plan your investments with confidence.

💡 What is an SIP and Why Should You Start One?

A SIP allows you to invest regularly in mutual funds. It’s perfect for long-term investors who want to avoid the risks of market timing while benefiting from rupee cost averaging and the power of compounding.

Key Benefits:

Start small — as low as ₹500/month

Build wealth gradually over time

Encourages financial discipline

Helps average out market volatility

🔍 What Can VSRK’s SIP Calculator Do?

The SIP Calculator is a smart tool that tells you:

The total value of your SIP investment at maturity

The difference between invested amount and returns

How much you need to invest monthly to reach a goal

The impact of tenure and returns on your wealth

Just enter:

Your monthly investment

Investment duration (in years)

Expected annual return

📈 You’ll instantly see how much your investment could grow.

👉 Try it here: vsrkcapital.com/calculators/sip-calculator

🧮 Example: SIP in Real Life

Let’s say you invest ₹4,000 per month for 10 years at an expected annual return of 12%. Your total investment would be ₹4.8 lakhs, but your final corpus could be around ₹9.3 lakhs—nearly double your input.

The earlier you begin, the more you benefit from compounding.

✅ Why Use the VSRK SIP Calculator?

✅ Instant and accurate results

✅ Simple, no-hassle interface

✅ Helps plan for future goals with clarity

✅ Ideal for new and experienced investors

✅ Backed by VSRK Capital’s expert advisory

👤 Who Should Use This Calculator?

Beginners starting their investment journey

Salaried professionals looking to build wealth

Parents planning for children’s education or marriage

Anyone aiming to retire comfortably or achieve financial goals

🤝 Why VSRK Capital?

VSRK Capital is a trusted AMFI-registered mutual fund distributor offering reliable financial planning tools and expert advice. Our SIP calculator is designed to guide your investment journey, supported by real people who care about your financial goals.

🚀 Take Charge of Your Future

Small investments today can lead to big rewards tomorrow. Use the VSRK SIP Calculator to plan, invest, and grow your wealth—step by step, month by month.

Start now, and let your money work for you.

[agssl01]

Simplifying Financial Planning with EMI and SIP Calculators

Though often daunting, managing money becomes much simpler with the right tools, helping individuals make informed decisions. The EMI Calculator and the SIP Calculator are two essential financial tools that can greatly assist in this process. These calculators help users plan and manage their finances by offering a clear picture of their financial commitments, empowering them to take control. Understanding how these calculators work is crucial for anyone looking to manage debts or invest in mutual funds.   Understanding the EMI Calculator Functionality An EMI Calculator is designed to help individuals determine their Equated Monthly Installments (EMIs) on loans. Whether it's a personal loan, auto loan, or home loan, the EMI Calculator gives a clear estimate of the monthly installment amount. It calculates the EMI based on factors such as the loan amount, interest rate, and loan tenure. This tool enables users to quickly assess how much they will need to pay each month, allowing for better budgeting and planning.   How the SIP Calculator Helps Investors For those looking to invest in mutual funds through Systematic Investment Plans (SIPs), the SIP Calculator is a powerful tool. SIPs make investing more accessible by allowing individuals to contribute a fixed amount regularly to a mutual fund of their choice. Based on factors such as the monthly contribution, expected rate of return, and investment duration, the SIP Calculator helps forecast potential investment returns. This gives investors a clearer understanding of how their investments may grow over time and allows them to set realistic financial goals.   Benefits of Using an EMI Calculator The EMI Calculator offers several benefits, especially for loan applicants. It allows individuals to compare multiple loan options to find the most suitable one for their financial condition. It also enables users to adjust the loan tenure or interest rate to see how these changes affect monthly payments. This flexibility helps borrowers make informed decisions regarding loan repayments. Additionally, by eliminating the need for complex manual calculations, the EMI Calculator simplifies the entire loan process, saving time and effort.   Maximizing Returns with the SIP Calculator Similarly, the SIP Calculator helps investors maximize returns by showing how their regular contributions compound over time. In addition to estimating potential returns based on monthly contributions and expected interest rates, it illustrates thepower of compounding. For anyone serious about long-term wealth creation, the SIP Calculator is an essential tool, as the interest accrued over time can significantly boost the total investment value. By regularly investing in SIPs and tracking their progress using this calculator, investors can stay on course to achieve their financial goals.   Managing Debt and Investments Effectively with These Calculators Both the EMI and SIP Calculators play crucial roles in helping individuals manage their financial responsibilities effectively. While the EMI Calculator assists in tracking and managing loan repayments, the SIP Calculator helps monitor and plan investments. Utilizing these tools not only improves financial discipline but also supports smart decision-making around loans and investments. Balancing debt and investment strategically ensures financial stability and growth, enabling individuals to reach their goals with ease.   Conclusion In conclusion, personal financial management heavily relies on tools like the SIP Calculator and the EMI Calculator. For more detailed insights and resources on using these tools effectively, visit agssl.in. Whether you're planning for a loan or investing for the future, these calculators provide the clarity needed to make informed decisions and ensure long-term financial well-being.

more for info:- calculating cagr online mastering trading cagr calc hdfc cagr calculator

[moneyisleseo]

Brokerage Charges Online with Refer and Earn Demat Account

India’s financial landscape is evolving fast, and with digital platforms making investments more accessible, even first-time investors can start their journey with ease. Whether you’re exploring stock market blogs for beginners, comparing mutual funds, or checking brokerage charges online, this guide will walk you through everything you need to know — including how to refer and earn with a Demat account, and track your fund and security balance smartly.

Stock Market Blogs for Beginners – Learn Before You LeapStarting your investment journey can refer and earn demat account feel overwhelming, but the right information makes all the difference. Stock market blogs for beginners are a great way to understand the basics — like what are stocks, how the stock exchange works, how to read market movements, and how to pick stocks or mutual funds. Popular beginner-friendly blogs like Blog, and MoneyIsle offer easy-to-follow guides, tutorials, and case studies. These resources break down technical jargon and help you become a confident investor step by step.

Best Mutual Funds in India – Where to Start?Mutual funds are among the most popular investment choices in India today. They pool money from many investors to buy a diversified portfolio of stocks, bonds, or other securities. Some of the best mutual funds in India fall under categories like:

Large Cap Funds – for stability and consistent returns

Mid Cap Funds – for higher growth potential

ELSS (Equity Linked Saving Scheme) – for tax benefits under Section 80C

Hybrid Funds – a mix of equity and debt for balanced returns

Always check historical performance, fund manager experience, and expense ratio before investing.

SIP Plan Calculator Online – Estimate Your ReturnsInvesting in mutual funds through Systematic Investment Plans (SIPs) is a smart way to build wealth over time. A sip plan calculator online helps you estimate how much wealth you can accumulate by investing a fixed amount monthly for a specific duration. Just enter your monthly SIP amount, expected annual return rate, and investment duration — and the calculator will show your estimated maturity value. It’s an essential tool for goal-based financial planning.

Mutual Fund Return Calculator – Measure Your Investment GrowthA mutual fund return calculator goes a step further by helping you measure the actual returns on your mutual fund investments. Whether you invested via SIP or a lump sum, this calculator can show your annualized return using the XIRR method. This tool is especially helpful when you want to compare different funds or assess your portfolio's performance over the years.

 Brokerage Charges Online – Know What You’re PayingOne of the most overlooked aspects of investing is the brokerage fee — the charge you pay for buying or selling stocks. Many platforms now show brokerage charges online transparently. Look for:

Delivery charges (buy-and-hold stocks)

Intraday trading charges

Futures & options brokerage

Account maintenance fees

Brokerage Calculator – Calculate Before You TradeBefore placing any trade, it’s smart to use a brokerage calculator. These tools let you input trade type, quantity, price, and platform to calculate the exact amount you’ll pay in brokerage, taxes, and other fees. Using a brokerage calculator prevents surprises in your final payout and helps you optimize your trades for better profits.

 Types of Investments in India – Choose What Suits brokerage calculator online in india YouIndia offers a variety of investment instruments suited for every type of investor. Some major types of investments in India include:

Mutual Funds – Diversified, professionally managed, great for beginners

Stocks/Equity – Higher returns, higher risk, suitable for informed investors

Fixed Deposits (FDs) – Safe, guaranteed returns

Public Provident Fund (PPF) – Government-backed, tax-saving, long-term

Gold ETFs & Sovereign Gold Bonds – Secure hedge against inflation

Real Estate – Tangible asset, long-term returns

Each investment type has a different risk-reward ratio and time horizon. Combining them ensures a balanced portfolio.

 Refer and Earn Demat Account – Make Money Sharing Smart ToolsOne of the easiest ways to earn while helping others is through Demat account refer and earn programs. Leading stockbrokers and fintech apps in India offer rewards when you refer friends or family to open a Demat account.

Groww, Upstox, Angel One, and Zerodha offer ₹300–₹1000 per referral.

You receive your reward once the person completes KYC and places their first trade.

Some platforms even provide referral dashboards to track your earnings.

This is a great passive income opportunity for finance enthusiasts and influencers.

Fund Balance and Security Balance – What’s the Difference?Understanding your fund balance and security balance in your trading account is crucial.

Fund Balance: This is the cash  Best Mutual Funds plan in India amount available in your trading account. It can be used to buy new shares, pay brokerage, or withdraw to your bank account.

Security Balance: This represents the current value of your holdings in shares, ETFs, or mutual funds. It's your investment portfolio's worth.

Keeping track of both ensures better cash flow management and prevents unnecessary delays during trading.

 Best Investment Plan in India – Final ThoughtsThe best investment plan in India depends on your financial goals, age, income, and risk appetite. For most beginners and young professionals, a combination of:

SIPs in mutual funds

PPF for long-term tax-free returns

Index funds for low-cost market exposure

ELSS for tax savings

Digital gold or fixed deposits for safety

…can create a well-rounded and future-ready investment strategy.

 Conclusion Today, investing is no longer a share market in india today privilege for the wealthy it's a habit that anyone can build. Whether you're just starting out or looking to optimize your portfolio, tools like SIP calculators, brokerage calculators, and mutual fund apps make it easier than ever. And with refer and earn Demat account programs, you can earn extra while helping others start their financial journey.