#Independent Income

[moneymaker250]

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[0fps]

JANE DOE ❖ undercover r&b

The big bad daddy who cussed you out every day is gone and yet you still miss him. What are you, a bunch of daddy's boys?

[suosgirl]

your honor, I love him ♡

⋆.˚✮🎧✮˚.⋆

WIND BREAKER: Special Comic (Bonus from BD & DVD Vol.1) English Translation

[justinspoliticalcorner]

Craig Harrington at MMFA:

The economic policy provisions outlined by Project 2025 — the extreme right-wing agenda for the next Republican administration — are overwhelmingly catered toward benefiting wealthier Americans and corporate interests at the expense of average workers and taxpayers. Project 2025 prioritizes redoubling Republican efforts to expand “trickle-down” tax cuts for the wealthy and deregulation across the economy. The authors of the effort’s policy book, Mandate for Leadership: A Conservative Promise, recommend putting key government agencies responsible for oversight of large sectors of the economy under direct right-wing political control and empowering those agencies to prioritize right-wing agendas in dealing with everything from consumer protections to organized labor activity. [...]

Project 2025 would chill labor unions' abilities to engage in political activity. Project 2025 suggests that the National Labor Relations Board change its enforcement priorities regarding what it describes as unions using “members' resources on left-wing culture-war issues.” The authors encourage allowing employees to accuse union leadership of violating their “duty of fair representation” by having “political conflicts of interest” if the union engages in political activity that the employee disagrees with. [Project 2025, Mandate for Leadership, 2023; National Labor Relations Board, accessed 7/8/24]

Project 2025 would make it easier for employers to classify workers as “independent contractors.” The authors recommended reinstating policies governing the classification of independent contractors that the NLRB implemented during the Trump administration. Those Trump-era NLRB regulations were amended in 2023, expanding workplace and labor organizing protections to previously exempt American workers. [Project 2025, Mandate for Leadership, 2023; The National Law Review, 6/19/23; National Labor Relations Board, 6/13/23]

Project 2025 would reduce base overtime pay for workers. The authors recommend changing overtime protections to remove nonwage compensatory and other workplace benefits from calculations of their “regular” pay rate, which forms the basis for overtime formulations. If that change is enacted, every worker currently given overtime protections could be subject to a slight reduction in the value of their overtime pay, which the authors claim will encourage employers to provide nonwage benefits but would effectively just amount to a pay cut. The authors also propose other changes to the way overtime is calculated and enforced, which could result in reduced compensation for workers. Overtime protections have long been a focus of right-wing media campaigns to reduce protections afforded to American workers. [Project 2025, Mandate for Leadership, 2023, Media Matters, 7/9/24]

Project 2025 proposes capping and phasing out visa programs for migrant workers. Project 2025’s authors propose capping and eventually eliminating the H-2A and H-2B temporary work visa programs, which are available for seasonal agricultural and nonagricultural workers, respectively. Even the Project 2025 authors admit that these proposals could threaten many businesses that rely on migrant workers and could result in higher prices for consumers. [Project 2025, Mandate for Leadership, 2023]

Project 2025 recommends institutionalizing the “Judeo-Christian tradition” of the Sabbath. Under the guise of creating a “communal day of rest,” Project 2025 includes a policy proposal amending the Fair Labor Standards Act to require paying workers who currently receive overtime protections “time and a half for hours worked on the Sabbath,” which it said “would default to Sunday.” Ostensibly a policy that increases wages, the proposal is specifically meant to disincentivize employers from providing services on Sundays as an explicitly religious overture. [Project 2025, Mandate for Leadership, 2023]

[...]

International Trade

Project 2025 contains a lengthy debate between diametrically opposed perspectives on international trade and commerce.Over the course of 31 pages, disgraced former Trump adviser and current federal inmate Peter Navarro outlines various proposals to fundamentally transform American international commercial and domestic industrial policy in opposition to China, primarily by using tariffs. He dedicates well over a dozen pages to obsessing over America’s trade deficit with China, even though Trump’s trade war with China was a failure and as he focused on China, the overall U.S. trade deficit exploded. Much of the rest of Navarro’s section is economic saber-rattling against “Communist China’s economic aggression and quest for world domination.”In response, Kent Lassman of the conservative Competitive Enterprise Institute promotes a return to free trade orthodoxy that was previously pursued by the Republican Party but has fallen out of favor during the Trump era.

The Heritage Foundation’s Project 2025 agenda would be a boon for the wealthy and a disaster for the working class folk.

See Also:

MMFA: Project 2025’s dystopian approach to taxes

[detentiontrack]

Someday I won’t have to worry about money and I’ll live my life in peace

[queerautism]

I am so furious and scared. Fucking government is trying to stop my PIP payments (and get money back from me!!!) claiming they haven't received the review assessment back from us, which not only did we send but we have pictures and we called the day we sent it to confirm with them and get an extension so it would have time to get there.

We just got the letter and of course, they are closed on weekends so I have to freak out about this until Monday when they open and Dave can call and try to sort it out

[envolvenuances]

and I think child modelling should be illegal I'm not even joking

[the960writers]

While not for everyone, selling direct does allow authors a certain degree of freedom, and a lot more information that allows authors to get closer to their readers and begin to build that fan base.

[grouchythefish]

Thinking about how someone with my exact job in the 90s (not someone making the same money or in the same industry, the exact SAME job because this store and this position existed in the 90s in my hometown) could be part time and still afford a nice house and a new car.

Now the job only exists at full time, I rent from my parents and drive a 14 year old lemon that could fall apart at literally any moment and I wouldn't be able to afford to replace it.

Feeling extremely normal about this.

[burujbodega]

it’s always wild to me how some ppl in the muslim community can be so homophobic when, if you read the arabic, that’s not what those verses are saying, and then turn around and be misogynistic when islam is literally the basis for modern feminism

[kirnet]

like i know im in my feminist bubble here on tumblr dot com and within my own family but work sometimes genuinely makes me feel like im on another planet. a coworker in her mid thirties, who was a senior admin of a department, just left the job and retired early because her husband is making incredible money. another one praised my andrew tate listening coworker bc he wanted to “make enough money so his future wife could stay at home and focus on homeschooling the kids.” like. ok. maybe it’s just the fact that women could not get their own credit cards until a year after my parents were born or maybe it’s the fact that i know so many women who are trapped in horrifically abusive relationships and cannot escape because they have no access to their own finances. but like there’s a reason labor and feminism are tied together. lmao.

*take coming from a white person. women of color especially black women have been in the labor force the entire damn time and largely don’t have the privilege to leave when they feel like it. also things like pay gaps across gender and race lines, and child rearing costs, complicate things for sure. but i simply cannot understand being in a privileged position at a well paying white collar job and throwing that security away

[mironovs]

i hate how entitled I end up feeling bc this is my sentiment but . Really really resenting that my parents aren’t going to help me with school or rent or anything while they super can

[talabib]

Mastering the Art of Investing: Practical Strategies for Insightful Decision-Making

Key Point:

Making smart and insightful investment decisions is an attainable goal with the right strategies in place. By recognizing your limitations, managing emotions, seeking professional guidance, and aligning your investments with personal objectives, you can cultivate a robust and successful investment portfolio that stands the test of time.

Sound investment decisions are the bedrock of financial success. However, navigating the complex world of investing can be challenging, even for the most seasoned investors. This post explores practical strategies for making smart and insightful investment decisions, empowering you to grow your wealth with confidence and finesse.

Recognize the Limits of your Abilities

In both life and investing, it is crucial to acknowledge the boundaries of our expertise. Overestimating our abilities can lead to ill-advised decisions and, ultimately, financial losses. By cultivating humility and seeking external guidance when necessary, we can minimize risks and make more informed investment choices.

Manage Emotional Influence on Decision-Making

Emotions can significantly impact our ability to make rational decisions. To circumvent the sway of emotions, adopt a disciplined approach to investing, relying on data-driven analysis and long-term strategies rather than succumbing to impulsive reactions.

Leverage the Expertise of an Advisor

Engaging a professional financial advisor is a prudent investment decision. Their wealth of knowledge and experience can help you navigate market complexities and identify opportunities tailored to your financial goals, risk tolerance, and investment horizon.

Maintain Composure Amidst Market Volatility

Periods of market turbulence can incite panic among investors. However, it is essential to remain level-headed and maintain a long-term perspective during such times. Avoid making impulsive decisions based on short-term fluctuations and focus on your overarching financial objectives.

Assess Company Management Actions Over Rhetoric

When evaluating potential investments, examine the actions of a company's management rather than relying solely on their statements. This approach ensures a more accurate understanding of the organization's performance, financial health, and growth prospects.

Prioritize Value Over Glamour in Investment Selection

The most expensive investment options are not always the wisest choices. Focus on identifying value rather than being swayed by glamorous or high-priced options. This strategy promotes long-term financial growth and mitigates the risk of overpaying for underperforming assets.

Exercise Caution with Novel and Exotic Investments

While unique and exotic investment opportunities may appear enticing, approach them with caution. Ensure thorough research and due diligence before committing to such investments, as they may carry higher risks and potential pitfalls.

Align Investments with Personal Goals

Invest according to your individual objectives rather than adhering to generic rules or mimicking the choices of others. Personalized investment strategies are more likely to yield favorable results, as they account for your unique financial circumstances, risk appetite, and long-term aspirations.

Making smart and insightful investment decisions is an attainable goal with the right strategies in place. By recognizing your limitations, managing emotions, seeking professional guidance, and aligning your investments with personal objectives, you can cultivate a robust and successful investment portfolio that stands the test of time.

Action plan: Learn a few simple rules and ignore the rest of the advice you receive. 

It’s easy to become completely overwhelmed by the volume of advice available about investing. However, you don’t need to become an expert on the stock market in order to become a good investor. 

Just like an amateur poker player can go far if he simply learns to fold his worst hands and bet on his best ones, a novice investor can become very competent just by following a few simple rules. For example, he should learn not to overreact to dips in the market and make sure to purchase value stocks instead of glamour stocks. 

[thepowerisyouth]

The concept of "financial independence" is inherently flawed in end-stage capitalism and features ideals which appear at anti-thesis--

Unless a person lives on a completely self-sufficient farm in the middle of nowhere and has never used a government service in their ENTIRE life, and never talked to another person before --

(and somehow got all this stuff by themself too??? How? Stealing? So many questions.. who the fuck raised them? Bears??)--

Then a person is NEVER independent, they are only ignorant of their true dependence on others across their lifetime (including bear parents)

Often tracing that issue of false beliefs back would probably label this individual as an "energy vampire" or "leech" on society as it sounds like a very "lazy" individual who is bumming off of everyone else and projecting that issue onto the working class

Looking at you "passive income investors"

Every dime of "passive income" is almost guarenteed to be a dime that can be traced back to a working class individual being exploited for undervalued labor.

[familythings]

100 Ways to Make Extra Money for Your Family

Hi guys, I’m back today with tips for your Personal Finance journey. Life is becoming more expensive everywhere, with pricing going up like the fastest rabbit of the forest and the salaries moving so slow, like the lazy turtle. But, life is too short to wait for the salary to grow enough to cover for extra costs, or having the money for so-needed holidays in your To Travel List Countries, and for…

[greenapplebling]

"How can I get offended at people for buying pirated versions of my CDs when they're not trying to hurt me, they want to listen to my music and I can't get angry at them for that. The one who had to resolve the piracy problem was the industry. [...] They looked at it the wrong way, piracy isn't the consumer's fault but the industry's. [...] I love collecting the physical versions, when I was little I'll buy vinyl discs then the CDs came out and they'll charge me more saying 'it's new and improved tech, ofc it costs more' and I was like 'okay, fine' but the vinyl came back and it costs more than CDs now! So what happened? They screw me up. [...] The industry takes advantage of people and then gets angry when people look for cheaper options."

I LOVE YOU, ALE SERGI. I'M SORRY I'M JUST DISCOVERING YOU.