#budgetnista

[feline17ff]

Found a new YouTube channel called The Financial Diet. Videos include:

"You're Not Ugly, You're Just Poor": A Deep Dive (watched)

How The Wealthy Gaslight America

It's Not Just You: Jobs Didn't Used To Be This Terrible (watched)

The Toxic Boomer Money Advice You Need To Unlearn (watched)

3 Lessons From My No-Buy Year That Totally Changed My Finances (watched)

3 Things I No Longer Buy After My No-Buy Year (watched)

4 Lies From The Beauty Industry That Trick You Into Spending More Money (watched)

4 Minimalist Principles I Practice After Quitting Shopping For 1 Year (watched)

Overcoming "Post-Traumatic Broke Syndrome" & Building Real Wealth (watched, features TheBudgetnista Tiffany Aliche who talks about the finances of grief, the lasting effects of being broke, and what it means to be truly good with money)

Why ADHD Makes Money So Hard (And What To Do About It)

[femmefatalevibe]

What are some finance books you recommend? Love your blog <3

Hi love – thank you so much! These books come to mind:

The Intelligent Investor by Benjamin Graham

The Little Book of Common Sense Investing by John C. Bogle 

The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel

Rich As F*ck: More Money Than You Know What to Do With by Amanda Frances 

Rich Bitch  by Nicole Lapin 

Get Good with Money: Ten Simple Steps to Becoming Financially Whole by Tiffany “The Budgetnista” Aliche

Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins 

Smart Women Finish Rich by David Bach 

Hope this helps xx

[freeskillshub]

Top 20 Personal Finance Podcasts for Women in 2024

Navigating the world of personal finance can be daunting, especially for women who face unique financial challenges and opportunities. Whether you're looking to pay off debt, invest, save for the future, or simply get a better handle on your finances, these podcasts offer expert advice, inspiring stories, and practical tips tailored specifically for women. Here are the top 20 personal finance podcasts for women in 2024:

1. The Financial Confessions by Chelsea Fagan 💬

Hosted by Chelsea Fagan, this podcast dives deep into the financial lives of influencers, experts, and everyday people. The honest and relatable conversations offer invaluable insights into managing money.

2. Bad with Money by Gaby Dunn 💸

Gaby Dunn explores the intersection of finance and social justice with humor and candor, making complex financial topics accessible and entertaining.

3. Clever Girls Know 💡

Hosted by Bola Sokunbi, this podcast is part of the Clever Girl Finance platform, offering practical financial advice for women looking to achieve financial independence.

4. HerMoney with Jean Chatzky 💰

Jean Chatzky's podcast covers everything from investing and saving to career advice, all with a focus on empowering women to take control of their financial lives.

5. So Money with Farnoosh Torabi 💵

Farnoosh Torabi interviews top business minds, authors, and influencers, providing actionable advice on money, business, and life.

6. The Fairer Cents ⚖️

Hosts Tanja Hester and Kara Perez tackle issues like financial independence, the gender pay gap, and economic inequality, offering a feminist perspective on money.

7. Brown Ambition 🏆

Mandi Woodruff and Tiffany "The Budgetnista" Aliche discuss finance, career, and lifestyle topics, helping women of color navigate their financial journeys.

8. Financial Feminist 👩‍🏫

Hosted by Tori Dunlap, this podcast aims to help women make more, spend less, and feel financially confident.

9. The Money Nerds 🧠

Whitney Hansen brings on guests to discuss their money stories, providing tips and tricks to help listeners manage their finances better.

10. Millennial Money 📈

Shannah Compton Game covers topics relevant to millennials, from student loans to first-time home buying, making finance relatable and understandable.

11. Journey to Launch 🚀

Jamila Souffrant shares her journey to financial independence and interviews guests about their money journeys, providing inspiration and practical tips.

12. Girls That Invest 📊

Simran Kaur and Sonya Gupthan provide a unique perspective on investing, focusing on demystifying the stock market for women.

13. Popcorn Finance 🍿

Chris Browning's short, digestible episodes cover a wide range of financial topics, perfect for busy women on the go.

14. Mo’ Money Podcast 💼

Host Jessica Moorhouse interviews personal finance experts, providing tips and strategies for managing money, investing, and achieving financial goals.

15. Money Girl 👩‍💼

Laura Adams offers quick and actionable personal finance tips in her podcast, perfect for women looking to improve their financial knowledge and habits.

16. Simple Wealth 🏡

Author and financial coach Rachel Cruze shares practical tips on budgeting, saving, and giving, helping listeners achieve a balanced financial life.

17. Couple Money 💑

Elle Martinez focuses on helping couples build stronger marriages and financial futures together, offering tips on managing money as a team.

18. The Investing for Beginners Podcast 📚

Dave Ahern and Andrew Sather provide beginner-friendly advice on investing, making the stock market accessible to women who are new to investing.

19. Optimal Finance Daily 🗓️

Hosts Diania Merriam and others narrate the best personal finance blog posts, offering a wide range of perspectives and tips on managing money.

20. Afford Anything 🌍

Paula Pant explores the philosophy of money management, interviewing experts and sharing strategies to help listeners afford anything they want in life.

These podcasts provide a wealth of knowledge and inspiration to help women take control of their financial futures. Whether you're just starting out on your financial journey or looking to deepen your understanding, there's a podcast here for you.

For more details and resources, visit Free Skills Hub

[bookloverlounge]

Get Good with Money Book. Live Your Dreams, Not Your Paycheck: Financial Empowerment Awaits

Feeling overwhelmed by money? "Get Good with Money" by Tiffany "The Budgetnista" Aliche offers a refreshing alternative to fad diets and unrealistic goals. Forget "financial freedom"; this book focuses on achieving financial wholeness, a state of security and control over your money. Through 10 actionable steps, Aliche, a self-made financial guru, equips you with the tools to build a budget, tackle debt, and plan for the future. Filled with relatable stories and practical advice, "Get Good with Money" is your roadmap to financial peace, regardless of your income or current situation. Start your journey to financial wholeness today!

[abcnewspr]

HIGHLIGHTS FOR ABC NEWS’ ‘GMA3: WHAT YOU NEED TO KNOW,’ NOV. 27-DEC. 1

The following report highlights the programming of ABC’s “GMA3: What You Need to Know” during the week of Nov. 27-Dec. 1. “GMA3: What You Need to Know” is a one-hour program co-anchored by Eva Pilgrim and DeMarco Morgan, with Dr. Jennifer Ashton as chief health and medical correspondent. The news program airs weekdays at 1:00 p.m. EST | 12:00 p.m. CST on ABC, and 4:00 p.m. and 6:00 p.m. EDT on ABC News Live.

Highlights of the week include the following:

Monday, Nov. 27 — Actress Amy Yasbeck honors late husband John Ritter with aortic dissection awareness advocacy; Money Monday with financial educator and author Tiffany “The Budgetnista” Aliche (“Made Whole”); Sesame Street’s Elmo and Sesame Workshop curriculum and content senior Vice President Dr. Rosemarie Truglio (“Sesame Street: The Musical”)

Tuesday, Nov. 28 — ABC News royals contributor and author Omid Scobie (“Endgame”); Harrods head pastry chef and cookbook author Philip Khoury (“A New Way to Bake”); Broadway performer Shoshana Bean (“Shoshana Bean at the Apollo”)

Wednesday, Nov. 29 — Former New Jersey Gov. and Jersey City mayoral candidate Jim McGreevey; Paralympian and author Scout Bassett (“Lucky Girl”); Deals and Steals with ABC e-commerce editor Tory Johnson

Thursday, Nov. 30 — NewBeauty senior editor-at-large Sarah Eggenberger

Friday, Dec. 1 —Influencer and nonprofit Project sWish founder McKinley Nelson; Faith Friday with pastor and author Chad Veach (“Help!”); retail expert Trae Bodge

ABC Media Relations Brooks Lancaster Brooks.Lancaster@abc.com

Jordan Littlejohn Jordan.Littlejohn@abc.com

-- ABC --

[rockislandadultreads]

Book Recommendations: Financial Literacy Month Picks

Finance for the People by Paco de Leon

We are all weird about money. Whether you have a lot or a little, your feelings and beliefs about money have been shaped by a combination of silence (or even shame) around talking about money, personal experiences, family and societal expectations, and a whole big complex system rigged against many of us from the start. Begin with that baseline premise and it’s no surprise so many of us find it so difficult to save enough money (but way too easy to get trapped in ballooning credit card debt), emotionally draining to deal with student loans, and nearly impossible to understand the esoteric world of investing.

Unlike most personal finance books that focus on skills and behaviors, Finance for the People asks you to examine your beliefs and experiences around money—blending extremely practical exercises with mindfulness, and including more than 50 illustrations and diagrams to make the concepts accessible (and even fun). With deep insider expertise from years spent in many different corners of the financial industry, Paco de Leon is a friendly, approachable, and wise guide who invites readers to change their relationship with money. 

Fearless Finances by Cassandra Cummings

Historically, women of color have been shut out of the wealth-building game. Cassandra Cummings has made it her mission to change that by creating a vibrant and successful online community of more than 100,000 women investors. In her new book, Cassandra brings the powerful lessons of their achievements to you. 

In this book, Cassandra will teach you how to conquer longstanding fears around money, develop a firm foundation for you and your family, invest in the stock market for wealth creation and legacy building, and prepare for a lifelong winning financial season. Fearless Finances walks you through the keys to building your success squad of trusted experts, as well as women who kicked fear out of the way to achieve their financial dreams. Now, so can you.

Get Good with Money by Tiffany Aliche

Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.

Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her "Budgetnista Boosters"), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including:

- A simple technique to determine your baseline or "noodle budget," examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. - An assessment tool that helps you understand whether you have a "don't make enough" problem or a "spend too much" issue--as well as ways to fix both. - Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. - Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. - Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time.

Financial Feminist by Tori Dunlap

Tori Dunlap was always good with money. As a kid, she watched her prudent parents balance their checkbook every month and learned to save for musical tickets by gathering pennies in an Altoids tin. But she quickly discovered that her experience with money was pretty unusual, especially among her female friends.

It wasn't our fault. Investigating this financial literacy and wealth gap, Tori found that girls are significantly less likely to receive a holistic financial education; we're taught to restrain our spending, while boys are taught about investing and rewarded for pursuing wealth. In adulthood, women are hounded by the unfounded stereotype of the frivolous spenders whose lattes are to blame for the wealth gap. And when something like, say, a global pandemic happens, we're the first to have jobs cut and the last to re-enter the workforce. It's no wonder money is a source of anxiety and a barrier to equality for so many of us.

But what if money didn't mean restriction, and instead, choice? The ability to luxuriously travel, quit toxic jobs, donate to important organizations, retire early? The freedom to live the life you want, and change the world while you do it?

Tori founded Her First $100K to teach women to overcome the unique obstacles standing in the way of their financial freedom. In Financial Feminist, she distills the principles of her shame- and judgment-free approach to paying off debt, figuring out your value categories to spend mindfully, saving money without monk-like deprivation, and investing in order to spend your retirement tanning in Tulum.

Featuring journaling prompts, deep-dives into the invisible aspects of the financial landscape, and interviews with experts on everything money--from predatory credit card companies to the racial wealth gap and voting with your dollars--Financial Feminist is the ultimate guide to making your money work harder for you (rather than the other way around.)

[qu33n-0f-hearts]

Writing my manifestations non-specifically, per my human design:

* Living in a home in a quiet neighborhood that feels luxurious, walkable, access to tennis courts and places to swim outside. Living in belonging, with someone (or people) I love, community vibes. Walking to friends houses, making dinner together, living in togetherness. Nature nearby 

* A quiet home with a big open table. Flowers always in the house. A nespresso machine and a teapot with an infuser, loose leaf teas. A big window over a big sink. Living with a love, a friend

* Traveling for work, to site visits, traveling to learn about forests and carbon, to retreats, to conferences. Playful learning and expansion in career

* Traveling for fun. Trips with friends, family, loves. Chill trips where we stay in one place and explore it there, I can paint, get to know people, relax

* Free lifestyle financially, able to pay all my debts - follow Budgetnista and Ramit’s advice, be able to invest and save for the future

[ear-worthy]

“Brown Ambition” Podcast: Your Money, Your Life, Your Goals

There are two genres, where many of the top podcasts began their media journey as a radio show and then added podcasting later on. First, we have conservative talk shows, where turning Americans against one another has been elevated to an art form. You can play a drinking game and take a shot every time one of those hosts says “woke” or “CRT” or “groomer.” Please have a designated driver handy. You’ll need that person.

Second, are financial advice shows. Two of the best being The Dave Ramsey Show and The Clark Howard Show. I’m partial to Howard only because I lived in the Atlanta area for 11 years and listened to him on the radio while stopped dead in traffic on interstate 285.

Ramsey and Howard offer advice to all callers, regardless of income, race, religion, or whatever financial dumpster fire they managed to ignite. But an intrinsic strength of podcasting is its narrow casting feature. A podcast can target a specific audience, while over-the-air radio has limitations in that arena.

I stumbled on the Brown Ambition podcast based on a recommendation from the EarBuds Podcast Collective by Arielle Nissenblatt. Although I may not be the podcast’s target demographic, it is a terrific listen that for me taught me that, “they can teach an old dog new tricks.”

Brown Ambition is a weekly conversation between two successful women of color dealing with topics of professional and financial ambition, will and so much more.

The podcast’s website offers their origin story as this: “Mandi and Tiffany first met in 2013 when Mandi Woodruff was an editor at Business Insider and wrote a profile about Tiffany Aliche, who had just founded The Budgetnista platform. The pair later met in person at a financial bloggers’ conference in 2014. As two self-professed introverts, they bonded over their shared need to decompress from the conference grind and took a walk through New Orleans where the beginnings of their podcast Brown Ambition started to take root — a conversation between two badass women of color who were as comfortable talking about dating and relationships as they were about budgeting and building wealth.”

Brown Ambition offers financial advice that ranges from asking for a raise at a job to purchasing investment properties. Their target demographic is people of color, and women, but here’s the thing. You can be whiter than Nicole Kidman and still learn from their advice and financial wisdom. These women know what they’re talking about.

Here’s what Woodruff and Aliche state about their goals with the podcast: “With each episode, we aim to create a safe space where women can ask questions, feel seen and heard, and feel like they’ve taken one step closer to accomplishing their wealth-building and career goals. We want to amplify the voices of women of color in spaces that have never traditionally been open to us — from building businesses to earning seats at the boardroom table.”

What makes this duo unique is that part of their goal setting for the podcast: “We are never shy about sharing our struggles and lessons along our own personal journeys, and we don’t pretend that things like personal relationships don’t influence the way we achieve professional and financial goals. That’s why you’ll often hear us shift from the latest ups and downs of the stock market to the latest ups and downs of Tiffany’s fertility journey or Mandi’s rocky road to entrepreneurship.”

Brown Ambition has been recognized by Insider, Time, Forbes and Fast Company as one of the best personal finance podcasts since its launch in 2016.

In this country, the income gap between black and white households has narrowed over the last twenty years. But the wealth gap remains stagnant and as wide as the gap between red and blue states. Brown Ambition handles the questions from listeners about finances that relate to their target audience.

That is the “ambition” part of the title. The podcast is about their audience wanting more out of life and “going for it.” The podcast’s mission statement reveals that there is more going on than simply financial wisdom.

“We want to create a world where Black and Brown women feel valued and poured into, both financially and mentally.”

The podcast’s episodes also takes an expansive view of financial advice and often delves into the interpersonal and the personal tribulations of the two hosts. That panoramic view only increases how ear worthy this podcast truly is.

For example, in a late January Q&A episode, the co-hosts delve into a discussion of how a person’s credit score is determined. Then they discuss debt consolidation loans.

In a mid-January episode called “Waging War,” Woodruff responds to a question from a woman who feels underpaid at her job and wants to know how to address this perceived pay disparity with her manager. Woodruff excels here in her advice. First, she discusses compensation in organizations, its limitations and its structure. Then, she talks about a series of options that include asking the woman to reassess her original perceptions.

Episodes on this podcast are succinct — about twenty minutes long — which is perfect for these shows. Many financial advice podcasts simply edit their hour-long radio show and release an unnecessarily long episode. Somehow, it is as if the co-hosts of Brown Ambition know that their listeners don’t have time in their day to spend an hour or more listening to a podcast. Therefore, their topics crystallize quickly and commentary and advice is dispensed succinctly, yet still with great flair and humor.

The chemistry between Woodruff and Aliche is strong. The co-hosts banter like next door neighbors, keep the tone light, and they don’t talk down to their listener questions. By contrast, some financial advice podcasts adopt a grim tone, as if the zombie apocalypse is just around the corner. Some of these shows do talk down to their callers and, at times, adopt a “sports talk” attitude in which the host aggressively mocks the callers.

Mandi Woodruff is a self-described inclusive wealth-building and career expert with a background in journalism and content marketing. She published her free guide, The Just Quit! Toolkit, in 2021, which has helped nearly 2,000 professionals take charge of their careers and maximize their earning potential. She’s also a regular contributor to Yahoo Finance and CNBC.com.

Tiffany “The Budgetnista” Aliche describes herself as America’s favorite personal financial educator. She is the author of a New York Times Bestseller — Get Good with Money. Aliche is an NAACP Image Award Nominee, and the first Black woman to grace the cover of Money Magazine solo.

One of my favorite episodes is November 11, 2022 “Make your Money Inconvenient.” In the episode, the co-hosts offered tips to save for a down payment on a home. Then they helped a listener with picking up the financial rubble from a divorce. Finally, they discussed resume preparation tips, advice on bulking up your savings account, and, on a personal note, how to forgive yourself.

All in twenty minutes.

Although the target audience is women and people of color, this show can be for anyone. Why? Because it’s just a damn good podcast.

Check out Brown Ambition.

[kitaboots]

If the only way to spend time with me is to spend unnecessary money, then I can’t be friends with you.

And no, I don’t need you cover me. I can pay my own shit. But I’m at the point in my adult life where I’m comfortable in my surroundings and enjoy every moment in my personal space. You can be invited into that space if, and only if, you respect that shit.

[loislane523]

New adopt don't shop baseball tee! Proceeds will be sent directly to the Hurricane Valley Support Foundation Link in bio under fundraisers #foundationsofyogachallenge #adopting #pets_of_our_world #donationsmatter #foundationsocialeatery #donationswelcome #petsgram #petsofinsta #petsofig #petfluencer #foundationshalicious #foundations #budgetnista #fundraisers #dogdonations #budgetliving #adoptme #adopted #petlife #adoptadog #pets🐾 #adoptedcat #adoptmepets #adoptmeplease #adoptmeoffers #gofundmedonations #donationsonly #donationsmakeadifference #foundationsale #fundraisershow https://www.instagram.com/p/CFcF3SEFRqO/?igshid=16wn0s6a4psjk

[mihau-travel-exp]

How being stingy helps with exploring the world 🤑🤑🤑 People like being lazy. The world around us is trying to make our life as simple as possible because it knows, that we are likely to pay lots of money for simple solutions. 💱 🤑🤑🤑 Let's make an example: the closer a parking lot is to the main attractions of a city, the more expensive they become. Parking far away from the city centre or using public transportation leads to less spending for parking, but investing more time for reaching your goal. 🅿️ 🤑🤑🤑 The other day we decided to park at a hilltop near Heidelberg. The parking was for free but we had to walk to our meeting point for around an hour. 🕒 🤑🤑🤑 During our walk to the city centre of Heidelberg we came across this beautiful view of the Heidelberg castle which we wouldn't have seen if we paid some euros for parking in-town. 🏰 🤑🤑🤑 How do you feel about stingy people? . . . #budgeting #budget #budgettravel #budgetlife #budgetplanner #budgetnista #budgets #heidelberg #heidelbergcastle #heidelbergaltstadt #heidelbergcity #heidelbergerschloss #heidelbergschloss #heidelberger #mannheim #view #heiligenberg #cityscape #germany #germany🇩🇪 #germanytourism #oldtown #castle #schloss #deutschland_greatshots #deutschland #berg #mountain #stingy #travelguide (hier: Heidelberg, Germany) https://www.instagram.com/p/CEo-yiEqfOu/?igshid=1se3zzygb0zyq

[whycryovermoney]

Most people would be in a bind if they missed even one paycheck.⠀ Just 40 percent of Americans could pay an unexpected $1,000 expense, such as an emergency room visit or car repair, with their savings, according to a survey from Bankrate. , Are you ready to make a change or do you like giving away your best years to a JOB and you still barely making it?⠀ ⠀ #whycryovermoney #timefreedom #budgethome #budgetfriendly #budgetstyle #budgets #budgettravel #budgetnista #budgetlife #budgetingtips #livingonabudget #budgetplanning #budgetplanner #personalfinanceforwomen #personalfinancetips #debtfree #debtfreegoals #debtfreedom https://www.instagram.com/p/B2JoxdHhoUS/?igshid=42im4wrbxr4l

[abcnewspr]

HIGHLIGHTS FOR ABC NEWS’ ‘GOOD MORNING AMERICA,’ NOV. 20-25

The following report highlights the programming of ABC’s “Good Morning America” during the week of Nov. 20-25. “Good Morning America” is a two-hour, live program anchored by Robin Roberts, George Stephanopoulos and Michael Strahan, and Ginger Zee is the chief meteorologist. The morning news program airs MONDAY-FRIDAY (7:00-9:00 a.m. EST) on ABC.

Highlights of the week include the following:

Monday, Nov. 20 — Mother of NFL players Jason and Travis Kelce, Donna Kelce; singer-songwriter Garth Brooks; “GMA” Friendsgiving with chefs Michael Chernow and Sohla El-Waylly

Tuesday, Nov. 21 — Show Me the Money: Thanksgiving edition with ABC News multiplatform reporter Ike Ejiochi; actors Leonardo DiCaprio and Lily Gladstone (“Killers of the Flower Moon”); financial educator and author Tiffany “The Budgetnista” Aliche (“Made Whole”)

Wednesday, Nov. 22 — “GMA” Thanksgiving Test Kitchen with “America’s Test Kitchen” cast members Dan Souza, Lan Lam and Erica Turner; “Dancing with the Stars” eliminated couple; a performance by Ariana DeBose (“Wish”)

Thursday, Nov. 23 — “GMA” live from the “Macy’s Thanksgiving Day Parade”; professional dancer and “Dancing with the Stars” judge Derek Hough; “Butterball Turkey Talk-Line” operators Javier Reyes and Samantha Woulfe; actor Tim Allen (“The Santa Clauses”); holiday gift giving with celebrity stylist and fashion expert Melissa Garcia; Deals and Steals: Thanksgiving Day with ABC e-commerce editor Tory Johnson

Friday, Nov. 24 —Former NFL player and TV sports analyst Terry Bradshaw; a performance by Enhypen; Deals and Steals with ABC e-commerce editor Tory Johnson

Saturday, Nov. 25 — Registered dietician and nutritionist Maya Feller; chef and “Ultimate Cake Off” host George Duran; actor Tim Allen with his co-star and daughter Elizabeth Allen-Dick (“The Santa Clauses”); Deals and Steals: Small Business Saturday with ABC e-commerce editor Tory Johnson

ABC Media Relations Brooks Lancaster Brooks.Lancaster@abc.com

Jordan Littlejohn Jordan.Littlejohn@abc.com

-- ABC --

[iamvictoriaanne]

Destroying My Credit and Going Broke. You read that right! 2017 wasn’t a good financial year for me and I spent all of 2018 cleaning up after my mess. But it’s 2019 and ya boo is Back and all about her financial literacy!  This video is all about saving your coin and creating your empire penny by penny. Sign up for Budgetnista's Live Richer Challenge: Saving Edition: http://lrcsave.com/ Comment below and let me know what your money saving tips are! SUBSCRIBE to my channel for the latest videos: http://goo.gl/AlZhsT

[3thechicway]

Scored these jeans for $9.99 at @hm and they weren't on sale, that's the retail price! Ladies get your life, and thank me later! #budgetnista