#choosing travel insurance

[champstorymedia]

Tips for Selecting the Right Type of Insurance Coverage for You

Introduction: Choosing the right type of insurance coverage can be a daunting task with so many options available in the market. It is essential to understand your needs and priorities to ensure you are adequately protected in case of unforeseen events. In this guide, we will discuss some valuable tips to help you select the right insurance coverage for your specific requirements. Understanding…

[growbusinessworld11]

Tips for Choosing the Right Business Credit Card for Travel Insurance

Choosing the right business credit card for travel insurance can be crucial for business owners who frequently travel. A card that offers comprehensive travel insurance benefits can save you money and provide peace of mind during trips. Here are some tips to help you choose the best business credit card for travel insurance:

1. Understand the Types of Travel Insurance Offered

Trip Cancellation/Interruption Insurance: Look for a card that covers non-refundable travel expenses if your trip is canceled or interrupted due to covered reasons such as illness, severe weather, or other unforeseen events.

Travel Accident Insurance: Some cards provide coverage for accidental injury or death that occurs while traveling.

Lost/Damaged Luggage Insurance: Check if the card offers compensation for lost, damaged, or delayed luggage.

Travel Delay Insurance: This covers additional expenses like hotels and meals if your trip is delayed for a certain number of hours due to covered reasons.

Rental Car Insurance: Many business credit cards offer rental car insurance, which can save you from paying for the rental agency's coverage.

Emergency Medical Coverage: Some cards provide emergency medical and dental coverage while traveling, especially useful for international trips.

Also read- why cyber crime freeze bank account

2. Check the Coverage Limits

Maximum Payouts: Different credit cards offer varying levels of coverage for each type of insurance. Look at the maximum payout limits for trip cancellations, lost luggage, or medical emergencies to ensure it meets your needs.

Trip Duration Limits: Many credit cards have limits on how long your trip can be to qualify for insurance coverage, such as 30 or 60 days. Ensure the duration of your typical business trips fits within the card’s coverage period.

Also read- gujarat cyber cell account freeze

3. Evaluate Coverage Exclusions

Exclusions and Conditions: Carefully review the card’s policy to understand what is and isn’t covered. For instance, some cards may not cover pre-existing medical conditions or certain high-risk activities (like adventure sports).

Travel Destinations: Check if the card covers all the countries you plan to visit. Some cards exclude certain destinations from their coverage.

Also read- how to unfreeze bank account cyber crime

4. Assess Fees and Interest Rates

Annual Fees: Premium business credit cards with the best travel insurance benefits often come with higher annual fees. Weigh the cost of the annual fee against the value of the travel insurance and other perks the card offers.

Interest Rates: While travel insurance benefits are important, also consider the card’s interest rate, especially if you plan to carry a balance. High-interest rates can offset the card’s benefits if you're not careful.

Also read- how to unfreeze bank account cyber crime

5. Look for Additional Travel Perks

Airport Lounge Access: Many business credit cards with strong travel insurance also offer access to airport lounges, which can enhance your travel experience.

Travel Rewards: Some cards offer travel rewards like airline miles or points on travel-related purchases, which can complement the insurance benefits.

Concierge Services: Premium cards often include concierge services that can help with travel arrangements or emergencies while you’re on the road.

Also read- bank account freeze by cyber crime p2p trading

6. Understand the Claim Process

Easy Claims: Choose a card that offers a straightforward claims process. Some credit card issuers have cumbersome procedures that require extensive documentation, while others allow you to file claims easily online or through an app.

Time Frame: Make sure you understand the time limits for filing claims. Some policies may require you to file within a short window, such as 30 or 60 days after the event.

7. Consider Foreign Transaction Fees

No Foreign Transaction Fees: If you often travel internationally, select a business credit card that doesn’t charge foreign transaction fees. These fees can add up quickly and offset the value of any travel insurance benefits.

8. Verify Employee Coverage

Coverage for Employees: If you have employees traveling on behalf of the business, ensure that your business credit card offers travel insurance coverage for them as well. Some cards automatically cover employees when travel is booked using the card.

9. Review the Credit Card’s Issuer Reputation

Customer Service Quality: Choose a card from an issuer known for strong customer service, especially when dealing with travel insurance claims. Timely and efficient assistance can be critical when you’re in a travel emergency.

Track Record for Claims: Research reviews or forums to see if other cardholders have had positive experiences with filing and receiving payouts on travel insurance claims.

10. Compare Multiple Cards

Side-by-Side Comparison: Before making a final decision, compare several business credit cards side by side. Look at the insurance benefits, coverage limits, exclusions, and additional travel perks to ensure you're getting the best deal for your specific needs.

Conclusion

Choosing the right business credit card for travel insurance involves balancing insurance coverage, fees, and travel perks. Look for a card that offers comprehensive travel insurance with high coverage limits and minimal exclusions. Additionally, consider the card’s annual fee, foreign transaction fees, and rewards structure to ensure it aligns with your overall business travel needs. By doing thorough research, you can find a business credit card that not only protects you during travel but also enhances your overall experience.

[freshinkdaily]

Essential Tips for Choosing the Right Travel Insurance international

Essential Tips for Choosing the Right Travel Insurance international “Essential Tips for Choosing the Right Travel Insurance international” When embarking on a journey, whether for leisure or business, travel insurance acts as a safety net for unforeseen events. With a myriad of options available, choosing the right travel insurance can be overwhelming. This article provides essential tips to…

[mixingpumpkins]

Man, we really lost when we decided that the best way to feel safe or to try to prevent bad things from happening is to assume malicious intent from everyone and police every little fucking thing about existing.

Want to go shopping? You'll be treated like a thief. Security cameras, anti-theft sensors by the door, and a staff that may or may not follow you around isn't enough; we're also putting security tags on every single piece of $4 underwear in the bargain bin and keeping everything on the shelves under lock and key, so you can't even look at it without staff assistance/supervision. No, cameras and staff monitoring checkouts isn't enough. We also need someone else searching your bags and verifying your receipts at the door. (And god help you if a security sensor somewhere didn't get deactivated properly and the door alarm goes off.)

Are you a student taking an exam? We've already decided you're a cheater. Of course you are — all students cheat. So you get assigned, spaced out seats in the testing room, surrounded by cameras. Show us your photo ID at the door. Nothing goes in the room with you but your pencil. Leave your phone, wallet, water, and anything else in a locker outside. All your jewelry, too. No long sleeves. Let us check your hair/headbands/pockets/ears/religious garb in case you're smuggling something in. Need to leave for the restroom? No, you don't, or your exam is done. Emergency? You can choose between literally shitting yourself or failing your course and risking expulsion for cheating.

Online exam? Prepare to be subject to literal spyware. Your eyes better not waver a fraction out of the "acceptable" gaze window. Don't press any button you're not supposed to or mis-click anything; that's proof you're trying to cheat. Don't even think about shifting in your seat, even if your test is two hours long.

Do you work? It'd better be at top speed and no errors at all times. We have security cameras trained on you every moment, sensitive enough to read the text of any paper you handle. We're tracking exactly what you do and how fast. Did your metrics slip for even a second? Unacceptable, even if your rate is otherwise within our "acceptable" range, because we know you can work faster. Yawn? How dare you — we don't pay you to be tired. You're not working hard enough. You must not have enough to do — your requirements have now tripled and we've cut your pay as an incentive not to waste time again. Make a mistake? You must have done it on purpose. You must be trying to steal or sabotage. We'll be evaluating to see how quickly we can fire you and if we can press charges or sue you for damages.

Need to travel via plane? It doesn't matter if you're paying through the nose to do so; you're clearly a criminal who's only not committing a crime at this very moment because you're outnumbered by security officers. We need to question you excessively if you don't look exactly like your ID picture taken three years ago. Take off half your clothes and walk through our scanners that will basically show you without them. (Then prepare to be wanded, and possibly groped — maybe even by more than one person — and if we really feel like it, taken to another room to be stripped and questioned further.) You can't take some necessities with you. Your belongings will be x-rayed and pawed through and commented upon, and they're maybe even a reason to detain and question you further. Why does your purse have suspicious organic matter in it? No, that can't possibly be a bag of fruit snacks you bought from the kiosk 20 feet away; you're trying to hide explosives.

Need medication? You're lying. You're faking. You're just trying to get drugs. You're an addict. You're a dealer. No, you don't have a condition that really requires medication; if you just slept more/lost weight/did yoga/were a better person, you wouldn't have to feel like you need to use drugs. We don't care if your doctor says you need this medication — your insurance company says you don't. Oh, you can afford it anyway? At that price? You must be reselling. We need to investigate and put notes on your file.

Communicating via message? God forbid you take even a fraction of a second too long to respond. You must be trying to hide something. You're slacking off your work. You must be cheating on your partner. You must have a problem with the sender and are leaving them out of something. You left them on read; you're being a bitch. You edited a response or took too long to type something — you're actually being mean and manipulative by not just saying what was on your mind first. Company policy is we get to see everything on your devices. You shouldn't have a problem sharing your personal location/passwords/etc. with your partner if you're not up to no good.

Want to simply exist where a stranger might see you? That's suspicious. What are you doing out here? We don't recognize you. You must be stealing. You must be casing the houses or stores in this neighborhood. You must be looking for someone to rob/assault/harass/etc. You must be part of that rabble claiming they're protesting to cover up the nuisances and criminals they are. Why did you hold a door for me — are you trying to get behind me? Why have I seen you more than once while I'm shopping here — are you following me? Why did you smile at me — do you have a problem? Why are you walking down the street? Why are you sitting on a bench? Why are you visiting the library? Why are you eating alone at the cafe? You don't look like you belong here. You look like a creep. You need the police to come handle you. (If they use force, that just shows you were up to something and totally deserve it.)

Want to exist online? We need to know everything about you — your real name, address, email, age — to ensure you're not a criminal. But you're probably also lying. We need to spy on everything you do, too: every site you visit (and how long you spend there), every purchase you make, every message you send, every search you do. We will take everything you say in bad faith, so be careful about what you post. But it's also extremely suspicious if you don't post — who doesn't have an extensive social media presence these days? What are you trying to hide? You need to indicate that you think the right way. You aren't posting about this — you must not care; you must be a bad person. You deleted an old post — you must be trying to hide your awful views. You can't possibly just be removing things from your profile that no longer reflect who you are. You posted something that I don't like — I knew there was something off about you. It's not a leap to think you're also into worse things. You're probably a pervert. You're actually a criminal of the worst sort and this is an early warning sign for those of us who are smart enough to see it. We're only accusing you of these things NOW so you don't have an opportunity to do them.

Didn't you know? You need to be constantly watched and humiliated and inconvenienced and sometimes even attacked because that's the only thing standing in the way of bad things happening. If you find all this demeaning, there's something wrong with you. Only criminals would rather trade this for being less safe. You don't want us to go from thinking you're a criminal to knowing you're a criminal, do you?

...

Like, fuck. Aren't you tired of living like this???

Some of this stuff has been around for a long time, and it obviously isn't applied evenly across all demographics. But a lot of it has also gotten exponentially worse within the past few decades. Please don't ever accept any of this as normal or necessary or good, because it's not. I'm going insane watching people shrugging off the increasing infantilization and dehumanization of everyone just because this is all they can remember.

It doesn't have to be this way. Don't ever take this shit as a given — it wasn't that long ago that some of this would have been unthinkable. And the instant someone starts talking about doing things a certain way/supporting certain things because of "safety" or "security," be very careful about blindly agreeing with them. We lose very real, important things in pursuit of the nebulous concept of "safety."

[lua-magic]

Tenth lord and your professional life

Tenth house is house of karma and duty, tenth house says alot about the attitude that you will carry towards your work.

While, tenth lord wherever, it sits, that house will bring you professional success.

Let me be clear here, I am mentioning about "Vedic astrology " and morden era has got many jobs, and streams so in my blog I can't specifically tell which stream you can go or opt, because that also depends on your position of your Sun, Saturn and Venus in your chart.

Here, I will discuss how you can attract professional success and attract right career for yourself, so that you will get brief idea how astrology can help you in your professional life as well.

Tenth lord in first house 🏠

First house is you, so your professional success depends on you and your personality, more you work on your personality more successful you become.

Your professional life in your hands, and Only you control it.

Tenth lord in second house 🏠

Second house is of house of finance, so either you can work in financial sector or you can work with your family as well.

Second house is also of communication, so communication would play an important role in professional success.

Tenth lord in third house 🏠

Third house is house of efforts and courage, more efforts you would put in your professional life, more successful you would get

Third House is also of skills, so work on your skills development.

It also shows you can also work with your siblings.

Third house is also of travelling, so choose job that requires traveling.

Tenth lord in fourth house.

Fourth house is your comfort, and also your emotions, such natives can become good psychologists, therapist, psychiatry who understands mind and emotions.

Fourth house is also Home, so either you can work from home, or do some work related to home like real estate, interior decorator.

Tenth lord in fifth house 🏠

Such natives are good in teaching children, so they can go in teaching and education sector.

Fifth house is also of children, so native could work for children.

Fifth house is also of intellect, so such natives are intellectuals and enjoys work that requires intelligence.

Tenth lord in sixth house

Sixth house is of debt, and disease, and eniemies such natives could earn from other's problems, like they could become doctor, healer, lawyer, account.

Virgo is the sign of problem solving, such natives are great problem solver and enjoys work that requires problems solving abilities.

Tenth lord in seventh house 🏠

Seventh house is of partnership, such natives should always work in partnership, or involve your life partner also in your work.

Seventh house is also of public dealings, so such natives are great in dealing with public,.

Tenth lord in eight house 🏠

Eighth house is of secrets, so native can work in sectors that requires secrecy, like spy, Secret services.

Eighth house is also of research, so that can take up research oriented job.

Eighth house is also of occult and astrology

Eighth house also deals with other' s Money, so native can go in investment banking, insurance, banking.

Tenth lord in ninth house 🏠

Ninth house is of divine blessings, so your work has always divine blessings and luck.

Ninth house is of counseling and guidance, so native can work as an counsellor or as a coach.

Tenth lord in tenth house 🏠

Extremely comfortable position for tenth lord in its own house 🏠, such natives can take up any job role that they desire, they would do well in that.

Tenth lord in eleventh house 🏠

Eleventh house is of gains, native would gain alot from his work life

Eleventh house is also your social circle, so you can work with group of people like "co-operative society" . Eleventh house is also of social media and elder siblings so native can work in social media or with elder siblings..

Tenth lord in twelfth house 🏠

It is bit tricky placement, because twelfth House is of looses and transformations, so native could experience, lot of transformations in his/her professional life.

Twelfth house is also of devotion and giving, so you have to be devoted to your professional life without expectations.

Twelfth house is also of spirituality and foreign land, so you can work in spirituality or settle far from your motherland.

If tenth house has Rahu, then you can choose job profile that are unconventional, that no one in your family has done it.

Rahu is your vision, so keep your vision clear and big

If tenth house has ketu, then you need to go in job or service that requires helping others because ketu is liberation, and your job is to liberate people from their pain or problems

Ketu is intent so keep your intentions clear.

If your tenth house has, sun, then you are born leader and you will show way or direction to others..

If your tenth house has Moon, then you could good in cooking or do work related to mind , emotions and psychology .

If your tenth house has Mercury, Mercury is a business man, so you can go in business, or work related to documents, education field is also good for you.

If tenth house has Venus then work related to cosmetics, beauty and luxury would be good for you

If tenth house has Mars, then you have lot of Martian energy within you, and Mars is exalted in tenth house, so any work is good for you, you are good multi-tasker and a logical person, so any field that requires logic like engineering will good, Mars is also land, so land related jobs are also good, Mars is also security so Mars makes good police, army and security .

Jupiter in tenth house makes great counsllor and guide.

Jupiter is also spirituality and religion, so such person can go in spirituality as well

Saturn in tenth house, is exalted and its own sign, Saturn is planet that loves to serve others, so here you need to take your job as a service, and a way to serve others, even when you are at high position, don't act like boss and command others infact do all the work by yourself, because Saturn gets satisfied only when people below them are happy..

[mookymilksims]

ULTIMATE Realistic Populated World Roleplay Mods | The Sims 3 | Guide and Tutorial

What's up everyone! Welcome back to my channel, I am super excited to give you guys this tutorial, I've been wanting to make it for awhile! I'm going to offer some alternative and lighter weight techniques on how you can populate your sims 3 world with a small combination of mods and households. I'm also going to show you how to tweak your ini files and how to actually create the lots in your world to simulate the best experience. Let's jump straight into the video because I am so excited to show you!

Ini Tweaks:

So the first thing you want to do is open your graphics rules ini file in your bin folder. You won't have to scroll or search , the cpu settings will be there as soon as you open the notepad file, change all of those numbers to 4. What this does is massively improves how the sims 3 engine allocates resources in your game. This alone will start sending more sims to more community lots naturally, without any mods. However, we are going to add some extra mods on top of this to help sims make more logical decisions on which lots they will visit, as well as insure that every lot a sim in your active household visits will autonomously send available sims there.

Before we get into the mods I need to explain two very important things to you first.

Community Lots and Households:

These are very important factors when you want to go about creating a more lively world. Contrary to old beliefs, you don't need over 50+ households to populate your worlds. And the smaller the world is, the less sims you'll actually need to fill it.

You also do not need every single community lot available to you in every world, either. In fact, the more optimized your community lots are in the world, the more likely sims will visit them on their own. I will explain this further in depth.

Let's start with community lots:

For example, if you have 3 gym lots in your world, sims will get very confused on which gym to visit. They won't just pick the gym closest to them, and the decision might be so taxing on their little minds they will more than likely choose to not go to any of the gyms altogether.

So if you want to see a more active Gym lot, only regulate this to one gym lot in your world. This may not have been the perfect example as most of you will already have one gym lot in your world, but then you should also notice that it's the easiest lot for the sims 3 engine to fill up. Because it's only one decision the townie sims have to make on where and how to visit this lot.

So for the bars and clubs in your world, you want to regulate this to one of each, and you could probably fit in a second one if you have the NPC's to fill it. Remember that the engine can't send sims to fill the lots if there aren't enough sims to fill it. You also have to factor in if those sims have children and their work hours as well.

So, I typically will make 2 dive bars, one will be a low end hole in the wall, and another will be on the whole other side of town in a completeley different theme or style, I try to incorporate new activites that you can't find on the other lot, so a pool table, karaoke machines, the bull rider, etc. I can get away with 2 dive bars because I use this fixed MSC mod, this mod fixes the EA LN oversight that didn't send townies to these lots very well, it adds a script that will automatically invite sims to these lots when your sim goes to them. So I don't have to worry too much about how many sims are available, as the mod does this for me and invites sims who are free without me having to do anything. The fixed MSC mod also applies to all of the LN lots, btw. And the reason why I keep emphasizing "Fixed" is because someone fixed the travel crash and error code 12 issue that was on the older builds.

As far as an exclusive lounge and dance club, I only make 1 of each. This gives me 3-4 options respectively to have an authentic bar hopping experience in my world. As I love doing this on my sims fun and wild night outs.

So when it comes to all of the other community lots, you already know to have one of each. The only other tip I can offer is that you don't want to put too many functional objects on these lots. As again, this could result in overloading a sims decision making process. The lot and sims become way more optimized when you give them less to do actually. This means you can create themed lots for very specific occasions. For example, when I downloaded a casino lot for my simler90 series, the lot had a ton of the gambling store objects, including a bunch of random objects that wouldn't neccassarily fit into this lot, which resulted in sims standing around a lot more and choosing to sit down instead. When I lowered the amount of functional objects, you begin to see sims gambling more as they now had a clearer reasoning path to decide on what objects to use. This resulted in the lot overall feeling and acting much more realistic, as I would enter the lot and see sims already gambling on it; acting like a real casino.

This is how I was able to understand the sims 3 engine and AI a lot better. We used to make 64 by 64 lots with a bunch of stuff and wonder why it was so laggy, empty, and when sims did get there they weren't really doing anything. You have to optimize lots to get a better aesthetic and gameplay experience.

A coffee shop should only have the ability to buy coffee and free space to sit and chat or use a laptop. This will force sims on this lot to just buy coffee and talk with sims while sitting down. So this lot will look and feel like an actual coffee shop.

So as a basic overview for the lots:

You now know to limit the amount of community lots actually available to all the sims in your world. This makes for a much more immersive experience overall, as sims will naturally populate these lots a lot more when given a reasonable amount of options to visit them.

You now know to limit the amount of functional objects on these lots so that when sims do decide to come to these lots, they will act in a much more realistic way on these lots resulting in a more immersive and roleplay experience.

So now if you are a builder, or just some who likes to remap your world to have a better gameplay experience, consider these steps above. Since you now know that you don't have to add every kind of community lot to get a more active experience, and in fact, this actually hurts the goal you're trying to achieve, remapping the world becomes less stressful and more strategic.

For example, if I have a fish village kind of world, this allows me to add new unique lots specifically for this world that would make more sense. I can send sims to a savvier seller fish market, this is functional, sims can come here and buy all kinds of fish. I can make a cozy cottage core type of wedding venue and winery, this could fit into this world. I could make a small camping lot that can only be reached through a hiking trail on foot, this could fit into this theme. When I think of a fish village I think about family play, so I could add a unique arcade, daycare, and adorable festival lot, where you could see some younger sims running around more frequently. I could make an old town themed pub as a dive bar. I would really only need one of these in this world, so it would be very active, especially at night. I could add an underground rave scene and give it the dance club community lot type, this could signal a small rebellion of these traditional fishery values in the village, and still be quite active, since there would be only 2 "party" lots for sims in this world to visit.

And etc, make the lots fit for your world, and limit the access to how many types of community lots there will be. This ensures more time spent on detail without having to worry about how full these lots would get, as you know they will be very full using this method.

As a final note, you also want to consider opening up your rabbit holes. While, you won't have to make them functional with zerbu's uc mod, you can make these lots functional using other techniques without having to sacrifice less activity. So for example, opening up the diner and bistro RH, allows me two external dining options for my sims. The diner could be a mcdonalds, and the bistro could be a benihana's. I typically roleplay this, like the diner rh being a nice chill hangout and eatery, and the bistro being a much more wealthier upscale place, I use the consort dress code mod, so you can only be in formal attire here, or you could combine this lot with an exclusive lounge and get play out of both types of lots on one optimized lot. Adding Ani's business as unusual set, a piano which will auto assign a pianist, some pretty ball room floors and deco, and you've got a perfect date night or mobster family dinner. Depends on your play style. Because there are 2 of these, the engine will send sims to these lots because it has the RH on them, and when sims get there they will use the menu's to sit down on there own and begin ordering.

So now let's talk about Households.

I made a pretty extensive guide about this on tumblr, which I will link. But as a basic overview, I figured out a couple years ago that you don't actually need a lot of sims in a world to make the world feel populated. However, if you do add a lot of sims, there are ways you can go about it, which isn't as taxing on the sims 3 engine. As you may have noticed, having a lot of sims in your world increases lag and freezing, this is because when you hit the world's limit of townies, you'll get a lot of routing errors (which cause the freezing), with too many community lot options they get confused on where to go change their mind half way, go somewhere else, too many objects on that lot, so an ai freeze when trying to decide what to do. This overall results in a chaotic and laggy experience.

In general, I like adding townies I will actually care about, but this number of households needs to be manageable. So I make around 10-12 official townie households in my world, with a lot of detail on their cas and homes. I decorated their homes in the same way I would mine, because I'm more than likely to actually visit these sims in their homes. This means I can remove all the other houses in my world, because I don't want SP to fill these homes with more sims I don't care for, and will add more strain on the engine anyway. This also leaves more room to configure where I'll be placing my optimized community lots. Don't worry, when I want to world to look like it's more populated than it really is, I add deco buildings, homes, and sims.

Then I add, NPC households. This is an interesting and amazing method because of how it works. I make a very basic home, usually in a basement, with 8 beds, 1 bathroom and 1 kitchen. Just the basics, no cc or detail or decor. Then I add 8 sims. This could be single men/women, teens, children, cashiers, robots, elves, etc.

This is how I can begin to actually populate my world with very little strain on the resources in the sims 3 engine. You see, when sims don't have any way to entertain themselves, or advance their skills, or fulfill their wishes, they are pushed more than ever to LEAVE the home to achieve this. This means you'll see 8 sims from each NPC household more than likely OUTSIDE than sitting in their homes. The engine seems to spend a lot more resources on maintaining the townies when they are in their homes more than when they are visiting a community lot. I noticed this when I had a lot of townies in their homes, without any of these mods or ini tweaks, I had a significant lag because the engine was micro managing all of those sims in their individual homes. This removes so much strain on the engine, when all it has to do is force the sims to leave their homes, as also mentioned before, the engine spends less time on extending resources to them on community lots vs when they are in their homes.

So esentially, what I've done here, is given my engine a huge break, allowing it to allocate ram and resources much more effectively and much quicker, while at the same time introducing more sims into the world without the engine thinking this = more strain.

The third and even less engine intensive technique I use is, Arsil's custom role generator mod. This allows me to add any kind of sims I want, that the engine doesn't actually have to control or allocate, as this mod is a script and sims from this script are seen as bin sims/service sims. They simply disappear back into an invisible bin until their shift starts. So if I want to add regular customers to my Benihannah's without worrying about the strain on my engine I can achieve this effortlessly. However, I use this method on lots that aren't seeing a lot of activity. Keep in mind, everyone builds their worlds differently, and there are many factors to consider why a sim may not be as interested in one community lot as others, while this is mostly self explanatory sometimes, this isn't as cut and dry. So, for example, I notice that unless my sims actually visit the beach lots in my worlds, there won't be a lot of sims on it. Sometimes, there will be one or 2 sims, but in general, it doesn't see a lot of action. So I set a seasonal lot marker on the lot, and then proceed to add 4-6 new custom role markers (I transmogrify them into beach deco items, to blend in), I set this up for the summer time, as this would make the most sense for more sims to visit. And then I add a bunch of deco beach sims to the lot on top of that. That way when my sims visit the beach, it will already have 4-6 sims on it, but it will look like 20 sims are there, and the engine will probably send 5-8 more sims which will result in a very active lot everytime I visit.

This is how you can utilize the arsil technique to gain more popularity on lots.

Which leads to my next point, consider what is actually about the population that you care about so much? For me, I want the world to look full without the lag. I was able to achieve this with deco sims. The engine doesn't have to do anything at all for this, as deco sims are objects. I want to play on lots where I could take a screen shot without having to even set up a scene, like for instance making the lot look and feel full. Deco sims are already posed, so all I have to do is move them into place. I have learned how to severely decimate these objects to make them completely playable in the sims 3, so I am going to have a lot of fun converting ts4 deco sims to ts3. This is going to be perfect for my building and roleplaying style.

For me, a townie that I don't care for might as well be a deco sim, the only use I have for them is to decorate the background of my screen shots. That may sound harsh but it's the reality. I make every sim in my world with intention. If I can't see you being an enemy, lover, friend, at some point in my story, then the sim isn't useful to me. And if the sim isn't manning a savvier seller station, or cooking and serving at my benihanna's then what are you even doing here other than taking up resources? I wouldn't even care for the sim to populate my UC lots, because I can just use deco sims for that, too.

Understanding these new household techniques, combined with your new understanding of community lots creates a POWERFUL new experience that's results in smoother/faster gameplay on active and filled community lots.

So in general, you actually want to have more townies than community lots. You can achieve both without lag using my NPC households method, and more strategically themed community lots together. This means all of your community lots will more than likely always be active no matter what your sim is doing in the world.

And now we are going to add mods on top of that.

We already discussed the fixed MSC Mod. So let's move on to the others.

I know most of you were expecting to see the Lot Population mod on this list, but I'm going to tell you exactly why it isn't. The mod teleports sims randomly around my world, the mod promised to send sims to lots they would actually visit, and even according to the season, but I didn't see this result. Instead, sims, no matter what their personality was, were randomly appearing at every lot I paused an looked at. I wouldn't even be sending my sims to this lot, I'd just be looking at the lot, this often resulted in freezing, hiccups, and slight lag. If I had more than one sim in my household out and about and I switched over to other sim, I would see the same sims I just saw across town pop out over there. This broke my immersion by a lot. Not only that, but a lot of these sims would be using objects, with props, and when being teleported it temporarily broke the interaction, which resulted in props and objects floating in mid air, or being unusable, or showing up on other lots where it wouldn't even be possible for those objects and props to show up. This caused routing and script lag in my game by a noticeable amount. I was on a reduced version, and still noticed these issues. I really wanted to like this mod, and if it didn't break my immersion and cause more performance issues, I would otherwise love it. But unfortunately, I had to find some lighter alternatives that handled both of the issues I noticed with this mod.

This leads me to the Get out project, or you could of course just download arsil's script yourself and tweak the settings to your liking. BoringBone's tweaks the settings of Arsil's script and includes his own mods in a few modules to balance out the tweaks he made as well as enhance the overall experience.

These are the modules I downloaded for my mod list: Pedestrians Smart Vehicles

With all of these mods combined, sims are being pushed out and about in the world immediately, consistently, reasonably, while still allowing some sims to stay home. Which is another issue I had with the lot population mod. There were never any sims at home. This caused issues when townies threw parties, and invited me, I would go and no one would be home; so no party. This caused issues when I wanted to visit a friend I made in their homes for story telling and gameplay purposes, because they weren't home to open the door. This caused issues when inviting sims out, going on dates, inviting sims over. They would be randomly selected to teleport to another lot my other sim was on so it would completely break these interactions. The get out script isn't that invasive. It doesn't break these features and interactions, sims aren't being teleported, they are choosing to visit more lots more frequently. If they throw a party, or invite me out, or I invite them out, the EA script function takes back over and allows me to actually see the end of these interactions. On top of that, there wasn't any lag with this mod installed, as sims would be doing what the engine is already coded for them to do, just more of it; visiting community lots. The mod also adds walk abouts like how you'll see in the TS4, which I also combine with Shimrod's townies out on the town, where you'll see double the amount of walkabouts, while also extending a reasonable and light weight function to populate the lots in between.

Combing this with the Supreme AI mod, unlocks the sims AI in very innovative ways, for this particular guide, the supreme ai mod allows sims to make more logical decisions on which community lots to visit based off of their traits. While it's not completely set in stone, and still has a randomized feature which adds more interesting outcomes, now you'll see a lot more athletic sims at the gym, sims with hampers in their home at the laundromat, rebels and part animals at bars, clubs, and arcades, teens and kids at parks, arcades, libraries, the pool, etc. Let alone all of the other changes included in this mod, it has to be recommended for the logical fixes it applies to EA's system of how sims decide to go where.

The last mod I want to recommend here is the nana no shop in RH's. This mod makes it so sims no longer autonomously visit and enter RH lots. If you ever wondered where all your sims were, and you knew they weren't working at the time, they were probably inside of a RH. The game pushes them to sit inside of them for an extended period of time, this is to simulate to the player that the townies are alive and doing their own things. This isn't a problem in an unmodded game, however, when you're like me and open up your RH anyway, this mod would be a perfect enhancer, it still sends sims to my opened RH lots, and RH's in general like to eat outside of a bistro or diner, but it no longer allows them to enter RH's and sit inside of them. This means more sims who are available to visit community lots actually visiting those lots. Townies don't need to go grocery shopping in the RH because they can automatically get their ingredients from the fridge, with whatever recipes they choose to cook. The only reason a townie would need to visit the hospital is if they are giving birth. Unless a sim works at the police department or is going to jail, they don't need to be there, either. And well, you get the point. Any need for a RH for townies will be assigned to their tasks and they will be unable to take it off, this is for what they NEED. When you want to actually see those townies around town instead of sitting in RH's, this mod fixes that issue altogether.

So now I'm going to go in game and show you the kind of results that you can expect by following this guide.

First I will show you the normal populated world, this is what you're used to seeing in game. Then I will show you what it looks like when you optimize your community lots and add my NPC Household method. Let's begin!

Conclusion: As you all saw the massive difference in gameplay, either one still works out much better than the normal EA lot population method. So you can play this in either style. With my NPC household method and more optimized community lots this just promises better performance with populated lots, significantly. You don't have to follow this method, you can just use the guide and mod collection outlined here!

I want to thank you all for joining me , I am so happy I finally got to show you guys how to populate your worlds lag free, I love all of the support I've been getting, you guys are just so awesome! I have more videos coming for you so I'll see you in the next video!

Mod links:

MSC Fixed mod get out supreme ai shimrods townies out on the town

nana no shop in RH's

Arsil Custom Role Generator

[alchemie-tarot]

Material Blessings

Hello! Long time, no pick-a-card. The Universe has sent me a few things to deal with since my last post, lessons and blessings alike. My creative energy is having a new life and I just want to do it for myself and share it with the world. Yes, that includes sharing more of my photography from past travels.

I meant to post this during my bias season, Taurus, but I have been taking it easy with my body, and trusting the timing with it. This pick-a-card is also shorter than my previous ones.

Anyway. Welcome back. You know the drill: Take a breath. Feel free to choose the pile or piles that call out to you. Some details may not feel like it’s for you and that’s because it isn’t, it’s alright, since this is a general reading. Please don’t take it too seriously as well. Nothing is set in stone. 

Pile 1

Cards: 4 of Cups, 10 of Swords (I had a bit of a mind exercise with this message.)

Your material blessing is something that you will receive, but its purpose is to make you realize that something you already have may have been taken for granted. I see that it’s something shiny to you, “a shiny toy,” whether it’s figurative or literal. It may be something that is a bit of a flex somehow. It may also remind you of something that you wanted in the past, maybe as a child, but couldn’t attain then. It will give you that mood boost and yes, you will enjoy it for a time. But, ultimately, you will find that it does not go as deep as you thought it would.

If you feel like something that you have previously enjoyed is losing its luster, even if it has been in your life for a long time, maybe that is a message for you. Is it really rooted in sentimental value, or is it from a fear of lack?

Eventually declining something that is coming your way may sound counterintuitive for a reading about material blessings. But, heed detached feelings and they will remind you of what really matters. Let go of what has served its purpose in your life, especially if they have pointed out what gives you long-term value. Be true to your principles, that you won’t spend your energy on things not aligned with you. Remember that “all that glitters is not gold.”

Pile 2

Cards: 2 of Wands, King of Swords

A business opportunity, specifically a trip to somewhere. A ticket. Could also be a gift coming from a far place. A box of fruits or wine, specifically, for a few. An invitation to a party, again, for a few. For the majority, travel is really emphasized.

It was 2:22 PM when I was interpreting these cards, and this is the 2nd Pile, and this pile has the 2 of Wands. Amazing. You may be getting two things. A double of something, or some combination of the ones I mentioned.

Whatever you will be receiving will grant you access to something exclusive. Opened doors that will basically, I believe, reconcile two separate aspects of your life (your career and family life, for example). They can be anything. Not only will you be let through these gates, but you will be given the keys to hold them.

You need more structure for this material blessing coming to you. To do that, your guides advise you to lean into your duality. Practice and get good at multitasking. You may have to hold two different things that require a ton of responsibility. Do not waver or be intimidated, however. You are chosen because you are wholly capable of doing this. Self-discipline and judgment are your friends.

Pile 3

Cards: 8 of Wands, 7 of Swords

You are about to get news about something pending. Since this is a material blessing, it is about finances, for the majority. A letter, the approval of a loan, insurance, came at the top of my head. Especially if it is something that you have wanted to do for a while, or have been waiting a long time for. Something that will solve your problems.

For some, this is something that you will gain as a reward for being resourceful. It could be an inheritance, or it simply was someone else’s previously. A specific image for a few, but it is something colorful and could appeal to your creativity or inner child.

Once you receive this blessing, you are advised to gather all your smarts in order to make sure it doesn’t slip from your hands. Don’t get complacent. Make a full-proof strategy for this. Bend the rules when you can. Don’t let yourself be distracted by schemes and excuses to use this for a purpose other than its original one, or somehow turn this into something it is not. Be careful not to give in to greed.

Pile 4

Cards: Wheel of Fortune, Page of Coins

A very unexpected gift, perhaps a long overdue one for something good that you have done in the past, that you may not even recall. A big reward for a big risk you took. Something you worked diligently and pushed the limits for, used your creativity and resourcefulness for, everything. And it comes with a bow on top. For a few, it’s something sweet, could be a food treat? This gift translates into some kind of knowledge that not only benefits you, but a lot of other people as well, a community. This gift will start up a web of connections that root from you.

This is not something everybody comes along often. Set tangible goals to ground this. Lead by example and hope, I’m hearing. Your success has a direct effect on the sacrifices and mindsets of this community looking up to you. You will definitely lift them up in some way, perhaps through a gathering. Maybe you will host a party, or a kind of workshop.

Share these blessings of yours, but not at the expense of yourself. The moment you feel that something is amiss, you must withdraw accordingly, and you are encouraged not to feel bad for that. Boundaries must be established and respected.

Thank you for gracing my post with your presence and thoughts. Take care and be happy!

[andhumanslovedstories]

To the extent you feel comfortable sharing ofc - why do you need a mouth reconstruction? Is that something dental insurance doesn't cover?

Best of luck for your recovery <3

I have a combination of very weak enamel and furious teeth grinding. The combination meant that my teeth were sheered down until the enamel was gone. I was down to just the dentin underneath, which means my teeth were only going to start eroding faster. Multiple dental providers were saying that I was on track for dentures by fifty. I was super cold sensitive on one side, and I had a tooth pulled on the other side due to a botched root canal, which meant there was no way to comfortably chew many types of food. It was affecting what I’d choose to eat, and buddy I do NOT need more obstacles to eating. And just aesthetics-wise, my teeth’s appearance didn’t bother me enough to pay this much just for them to look better, but I didn’t love that they were permanently yellow and that my face was losing height due to how small my teeth were.

(I’m convinced my prosthedontist and my dental surgeon were both more bothered by the aesthetics of my mouth than I was. My surgeon literally said, “I bet you were pretty insecure about your teeth before this, right?” And I was like “ummmm not really?“ and he was like “really? I mean good! But please understand they look so much better.”)

So I got gum surgery and a base for a dental implant installed several months ago, and now I’ve got temporary crowns in which are actually these connected blocks of teeth that I need special floss to take care of.

They’re So Big and So White.

And tomorrow I get my permanent crowns which should look and feel like real teeth! And then after that I get fitted for a mouthguard to prevent me from wearing the new ones down to nubs as well. (You can use an over the counter mouth guard for grinding, which is what I was using while I was buying time to get my teeth fixed. I’m getting in custom fit in the hopes my jaw will be less sore when I wake up. Any mouthguard is better than no mouth guard if you’re a grinder though, trust me. Save yourself the enamel and the money.)

Speaking of money, I’ll be super blunt: in total, I paid about $8000 for the gum surgery and implant, and $36000 for almost entire mouth of new crowns (I’ve only got two original teeth left). Insurance covered a little over half the surgery fees and like $2k of the crowns. (My insurance will pay for up to 50% of the price of a crown every two years, and I need about twenty crowns all at once, so. Yeah.) I investigated going to Mexico or Canada to get the work done, but ultimately my dental situation is complicated enough to require coordination of multiple providers and regular check ups over many months. It was going to be to complicated to arrange that internationally, plus travel and lodgings, to be worth the diminishing amount of money I would save. I do think I could have gotten all this work done for cheaper, but I’m not sure if it actually would have been something I followed through on. And basically, the sooner I get this work done, the better in terms of face shape and teeth migration and all that, so I was like “fuck it let’s go,” so here we are. In twenty-four hours, I’ll have a brand new mouth.

[rendezvouz-fling]

Astro observations #6

• Scorpio suns with Capricorn moons are very calculating and when jealous it can show pretty visibly.

• Cancer suns with Virgo risings are so chill!! Literally the type to give you some real advice and listen to your rants.

• Libra suns with Capricorn moons are charming and very friendly but also very reserved about their personal lives.

• Libra suns with Taurus moons are very much foodies and tend to have sweet/smooth & soft voices.

• Pisces suns with Gemini moons are really sweet and charming. Also very intelligent.

• Aries suns with Cancer moons literally must be protected at all costs!!

• Virgo suns with Virgo moons are so nice and down to earth. Also very analytical and you’ll often find them zoned out with this worried look on their face as they bite their lip or their nails.

• Sagittarius suns with Aquarius moons are my kind of people lol. Love love love traveling and are almost always away from home. They’re also sweet and understanding! And if they have a Sag mercury? Very hilarious and bold!!

• Taurus suns with Leo moons/Gemini venuses are definitely the class clowns!

• Scorpios suns with Libra moons give off very fast mentally vibes and constantly worrying about attractive people not likening them, especially if they have a Sag venus.

• Scorpio mars people are CHILLLL. But you don’t wanna see them mad or be on their bad side.

• Gemini placements tend to overthink everything before things even happen. Especially Gemini risings, no wonder they’re always nervous.

• Aquarius moons tend to have a squared jaw which oftentimes makes their faces look more rounder.

• Leo suns with Leo moons tend to have sharp jawlines!!

• Pisces suns with Aries mercuries are menaces! Lmaooo😂.

• Virgo suns with Virgo mercuries have a sexy logical way of thinking and speaking!!

• Virgo suns with Libra mercuries are more about what sounds fair.

• Virgo suns with Leo mercuries are wilddd.💀 I have mistaken them for Pisces suns with Aries mercuries at times.

• Taurus suns with Sagittarius moons have an obsession with video games I swear.

• Taurus sun & Earth moon parent-Scorpio sun & Earth moon child dynamics tends to be horrible! The Taurus sun-Earth moon parent will literally hold a 30+ year grudge against the Scorpio sun-Earth moon child and might belittle them or remind them of their failures often. They might also single them out or the Taurus sun-Earth moon parent might’ve always played favourites.

• Leo sun-Aqua moon & Cap sun-Gemini moon duos tend to joke a lot and laugh a lot together, even make fun of people in their faces lmao. Literally the type to be waving big jugs of water around, throwing water at each other in the middle of the street while laughing their asses off and walking bare footed. They might also argue at times or think one betrayed the other but besides that they’re very loyal to each other.🤞🏽

• Libra suns can be very caring and also give great advice.

• Aquarius sun people might be a little dry especially when you first meet them and throughout the friendship there may be a little awkwardness in the air but they’re very funny and very original!

• Virgo sun men with Aries risings why are you so fine?😩

• Water suns with Earth mars why are you so intuitively and physically sexy? 😻

• Gemini suns with Leo moons and Aries mars so hot!!🥵

• Fire venuses are sooo attractive!!

• Tbh I love Cap venuses because they’re not “gold diggers” they choose to slowly build a connection with someone instead of just jumping straight into a relationship. And they also wanna insure stability into their relationships—and there’s nothing wrong with that!

• Scorpio venuses tend to get attached easily! I love that placement!! Same with Scorpio mars!

• Taurus mars are literally so attractive!!!

• Sag mars are so fun!!

• Air in big 3 have a thing for saying ‘I’ll be there inna minute.” And “Okay I’ll do it inna minute”.🧐

• Aries risings, Sag risings, Cap risings and Gemini risings are fineee!!🤤

• Virgo risings might not show their smarts outwardly but they’re very smart people!

• Aquarius placements take the cake for being the most eccentric but why aren’t people talking about Gemini and Libra placements being eccentric too? Especially the moons! I see a lot of people with Libra moons especially, express themselves through art even down to the clothes their wear and their hair colors. And Gemini placements? Also tend to be eccentric and futuristic. Especially if there’s a mix of water in the charts.

• Libra suns/risings/moons can be so petty mostly when underdeveloped.

• Gemini suns/risings/moons can be the worst gossips if underdeveloped.

• Sagittarius suns with Libra moons and Sagittarius mercuries/venuses literally have my heart. <3

• Underdeveloped Cancer risings can be very emotionally manipulative. And if they have a Cancer Venus even worse!

• More matured Cancer risings are literally so nurturing, loving and very thoughtful.<3

[starwrighter]

Ba bam!! New prompt for y'all.

Danny is Jason's biological son but Maddie is still his mom. Let's say Jack had become sterile after their experiments with ectoplasm. This is devastating because they want more kids/experiments. They can't go the artificial route they can't properly insure the donor would meet their standards.

Maddie and Jack decides Maddie will go get the genetic material from someone that meets their standards in a place they'll never travel to again. This place happens to be new Jersey Gotham and the donor they choose is of course Jason. They of course never tell him. Jason remains unaware to the outcome of his spontaneous one night stand.

...

Until Danny's brought to Gotham by Vlad for a gala. Imagine being the Wayne's and a sketchy billionaire introduces his godson and it's just a much younger version of Jason. The first thought they would jump to is clone so they're spending all this time talking to Danny while waiting for Jason to respond/ show up

In this time Danny manages to

1: Bully Dick for being a part of the circus when he tried talking to him (he's a cop, rich and he's from the circus; three strikes!!!)

2: Becomes immediate friends with Damian (They would be bff's and I will die on this hill!) Shenanigans ensue.

3: Makes a rich guy cry like a baby.

4: Is forcefully put in the corner by Vlad with the risk of sabotage to Jazz's future.

When Jason gets there he takes one look at Danny, his eyes glow green. He immediately knows Danny is his son. The batfam don't have the chance to confront him as Danny disappears before they get the chance. Danny unknowingly leaves chaos behind him.

[cosmicpuzzle]

Capricorn ♑️ in Houses- Where you are Rigid and Serious?

Capricorn in 1st : Rigid personality and mannerisms. Takes activities seriously

Capricorn on 2nd: Rigid with money and family, takes responsibilities seriously. Rigid with food habits and diet.

Capricorn on 3rd : Rigid with thoughts, ideas, relatives, neighbours. Serious and practical intellect.

Capricorn on 4th: Rigid with family members, hard emotions, serious with land and properties, vehicles, house documents.

Capricorn on 5th: Rigid with romance, chooses older partners, no fun, takes dating seriously or want dating to lead to marriage, disciplines children.

Capricorn on 6th: Rigid with routines, daily activities, takes work and co workers seriously, rigid in workplace, takes health seriously.

Capricorn on 7th: Rigid with relationships, partner, takes marriage as heavy duty, cold partners, lack of love, takes people seriously.

Capricorn on 8th: Rigid with other's money, doesn't like benefitting from others, takes responsibility for others money (tax/insurance agents?), takes sex seriously, orderly in sex habits, rigid with transformations, slow to change life pattern.

Capricorn on 9th: Rigid with fathers or rigid fathers, takes religion seriously or doubts it, travel is no fun, travels only for office/business, takes philosophy seriously.

Capricorn on 10th: Rigid with work, job, father, bosses or they are rigid. Takes career seriously. Takes leadership seriously.

Capricorn on 11th: Rigid with friends and groups, serious friends or older friends, sees friendship as responsibility, slow income, rigid with elder siblings or rigid elder siblings.

Capricorn on 12th: Rigid with having pleasure, doesn't probably relax well or take vacations, worries about responsibilities secretly, takes fun seriously, very inhibited in general.

[champstorymedia]

Navigating the World of Insurance: Understanding Different Types of Coverage

Introduction: When it comes to insurance, navigating the various types of coverage can be overwhelming. Understanding the different options available is crucial to making informed decisions about protecting yourself, your family, and your assets. In this article, we will break down the complexities of insurance coverage and provide valuable insights into the various types you may…

[so-i-did-this-thing]

Hey! A trans minor here. I want to ask how should I proceed as a trans minor in Florida? I can’t move and my mother doesn’t take me being trans seriously. She says she supportive but I don’t think she is. I’m worried about all these bills coming into place and how they will affect me. I’m a FTgender fluid. Do you have any advice? Also, I play the flute :) it’s nice to see trans instrument players

Ayyy, trans orchestra forming!

So, I won't insult your intelligence by pretending things aren't about to get bad. But maybe I can help you understand the risks and how to keep yourself safe and sane.

An assumption: I don't know if you want to pursue physical transition and that is a convo 100% between you, your mom, and your healthcare providers, so I'm providing it as a neutral option for information purposes.

Also: The bills I mentioned have not passed yet, but they are sitting on the governor's desk. He will most likely sign them, meaning they'll take effect July 1, 2023.

Staying with your family

SB254 is the bill that affects you the most. It's the "kidnapping" bill. Yeah. :/

I don't know what your family situation is like, but if you have family members who oppose your mother's even lukewarm support, that could be enough for the state to remove you from her custody and turn you over to them. It would be up to you and your mom to figure out how to avoid/appease these family members so they don't think you are "at risk" of physical transition.

Gender-affirming care

SB254 also completely locks you out of puberty blockers, HRT, and surgery (the latter 2 in the past are sometimes pursued by older youth with parental consent) in this state. If you want to pursue any of this care, talk with your mother about getting it in another state. You will have to physically travel, because telemed for gender affirming care is also being banned due to new consent form requirements.

Once you are 18, you can pursue physical transition, if that's something you're interested in, but be aware that there are soon going to be so many obstacles to adult care, that it might as well be a transition ban for everyone. But if you're close to 18 and think HRT is for you, review the map for informed consent care. But be prepared for a long search and your insurance not covering things.

That said, if you need a therapist now, I think you may still be good here. Be very careful that you don't end up with someone who wants to use conversion therapy tactics -- these are typically going to be religious-based providers. Talking with other trans kids in your town might help you find a good provider.

Remember, if you don't like a therapist, you can stop going to them; shop around for one that makes you feel safe and makes you feel like they help you with the stress in your life.

Bathroom ban

HB 1521 does a few things:

Bans multi-stall gender neutral bathrooms (single stall is fine)

Requires schools to have bathroom policies

Empowers cis people to confront trans folks in a govt owned/leased bathroom/changing room and force them to leave, otherwise they are subject to a fine and/or jail

This is effectively a bounty bill. Examples of bathrooms where this bill will apply include schools, airports, stadiums, courthouses, etc. It isn't every public bathroom, but it is a lot.

People who are gender nonconforming or are being stalked/harassed by cis folks who know their trans status are most at risk here.

It is up to you how much you want to weigh your self-expression against your physical safety.

As a minor, you don't have a lot of rights, so I advise you choose your battles carefully and always have trusted adults to have your back. Being FTGenderfluid, a lot of how you dress might fly under the radar, but I'd avoid being too heavily masc for now.

Keeping safe & sane

Unfortunately, a lot of support you'd normally find at school is going to be unavailable from now on. But some ways to lessen your stress:

Get a job (if you are old enough). I know, I know, but money makes a lot of life easier, from buying little treats now to stockpiling for things you may want once you turn 18.

Be honest with the reality that you might have to be in the closet a lot, and brainstorm safe outlets for your gender expression. I know at your age, I dressed how I wanted at home and used roleplaying games to explore and express my gender.

Hang out with queer youth, especially in person. You might have a local organization that has events and support groups. It helps a lot to share your feelings with other kids going through the same.

Start following trans political commentators. Erin is a good follow on Substack - she makes it easy to understand all the legal stuff going on.

Consume happy queer stories, by queer authors. It will help counter all the doom scolling. I've been watching Dead End: Paranormal Park (it is a comic and a show), which features a trans masc protagonist.

Cultivate your relationship with your mom. Gently, but firmly set boundaries with her if she gives you guff for, I dunno, wearing boys jeans or whatever. But also be aware she probably has a lot of misinformation about trans people, so you will need to gently pick that apart and see how you can educate her. Trusted adults she also trusts can also help you here.

Build your network. The friends your age you make today could be roommates or coworkers tomorrow. Be social, it will also be good for your mental health.

Be kind to yourself. Things look bleak, but there are states in the US that are actually strengthening trans rights. There continue to be options, you just might need to spend time and resources achieving them.

I hope that helps, and a big hug from a trans adult who grew up in the closet. <3

[sugardreamshk]

Mother of the Lamb

Hey got some art for you all!

This is just a small doodle of a AU idea I had where instead of the Lamb becoming Narinder’s Vessel it’s their mother. But in order for this to make sense I think I should give a bit of backstory and a bit of a timeline.

My Lamb was born in the last remaining sheep folk(?) settlement and lived there for about 7ish years with their mother, father and two older brothers until the Bishops found the settlement, killing the majority of the sheep folk and scattering the rest. Of the Lambs family only their mother and themselves managed to escape. While there were other survivors who travelled with the Lamb and their mother, eventually the two of them were all that was left. On the Lambs 17th birthday they were found by the Old Faith and their mother sacrificed herself in order for the Lamb to escape. The Lamb lives on their own for 11 more years until the day after their 28th birthday they were captured by the Old Faith and eventually brought before the Bishops to be executed.

Now that we have the basics of my Lambs backstory let me explain where this au branches from this. Everything is the same up until the Lambs mother gets captured and executed. Instead of waiting for/choosing the Lamb (not sure exactly how this works yet) Narinder chooses their mother with the idea that she’d have more motivation to kill the Bishops as revenge for the death of her husband and children. The Lamb is still alive and escapes but does not reunite with their mother, believing that she’s dead. Their mother goes on to form the cult and goes after the Bishops but the closer she gets to killing all the Bishops the colder she acts towards not just the heretics but also her own followers. At some point during her crusade against the Bishops, Narinder brings the Lamb to his realm (or is it the afterlife? Idk) as insurance against their mother in case she decides to try to betray him. She eventually defeats the Bishops but upon returning to Narinder she betrays him with the belief that he would kill the Lamb even if she returned the crown. After defeating Narinder, she decides not to kill him but also not to bring him to the cult, instead she keeps Narinder prisoner in his realm. While she does bring the Lamb to the cult, the Lamb is terrified of her and her cruelty towards Narinder and runs away from the cult.

That’s all I’ll give for now since this is a massive wall of text. I probably should have shared the Lambs backstory before so I didn’t have to have two walls of text :/

[bitchesgetriches]

bitches, I have a bit of a problem, and it's that my mom offered to buy me a car.

I just finished my second year of college. I have a part-time job lined up for next school year, but it only pays about a quarter of my monthly rent and so I'm looking for a summer job to help supplement it. (I know the best time to look was three months ago, but I wasn't having luck then, either.) Having a car would hugely open up job opportunities, both now and in the future, and I wouldn't be dipping into my savings for the actual vehicle, but I'm just starting to pay my own rent and tbh I don't know if gas and insurance and associated costs would be worth it! should I accept this free car or no?

What a wise and cautious bitchling you are to be looking this gift car in the mouth! Things like gas, insurance, and maintenance can really make a free car anything BUT "free" on a regular basis.

That said, if you're looking for job opportunities, reliable transportation is a huge help. Talk to your parent about the strings attached to the car before accepting. Ask them to help you estimate the monthly costs. Then tell them your concerns about finding employment. Perhaps you can frame this as "Let's only get me a car IF I manage to find a job for which I'll need it."

And be sure to be gracious to your mom. She's trying to do something really nice for you, and might not realize the anxiety she's caused you. Make her understand that you appreciate the thought, but want to be responsible about accepting such a gift. She might not have thought of it in that way, and might come back to you with an alternative idea that wouldn't lead to a financial burden on your part.

The Joys of Getting Around Without a Damn Car 

Understand the Hidden Costs of Travel and Avoid Them Like the Plague 

Buying a Car with the Bitches, Part 1: How to Choose Your Car 

Buying a Car with the Bitches, Part 2: How to Pay for Your Car 

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[k-marzolf]

Kindred Spirits

(Strangers to lovers, coffee shop au?, mentions of sexual abuse (both Billy and Reader), mentions of physical abuse, themes of obsession, Reader has asthma, fluff/angst, fem!reader)

1.84k words.

A one shot I’ve been working on off and on. I like how it turned out.

You’d dropped out of high school on a cold day in winter, running away until the cold air burned your lungs, making your asthma flare up, and as you looked for a bus, dragging what little belongings you had behind you, you wheezed. You were sixteen, a couple years away from adulthood. You just had to evade social services in that amount of time.

You ended up coughing and hacking in your seat, lungs protesting, but making eye contact with no one. The heat on the bus settled your lungs, and when you arrived in New York after many days' travel, you found a job willing to pay you under the table as a minor.

You never looked back, working at a bakery now in New York City, getting by just barely, and no medical insurance. But you didn’t complain. It was better than the beatings, you thought looking at your scarred hands. “Please, grandad. I’ll behave.” You remembered begging after he’d tried to touch you.

You were twenty six, and with nothing to say for your life. You’d never been to college, and had no great achievements. But you were happy, and that was what mattered.

A man at least several years older than you, liked to come in and order a danish, and a coffee, straight black. He wore tailored suits, and had slicked back dark hair, shaved on the sides. He had a beard, and you itched to touch it, to feel it between your thighs. “You look like you’ve got the wiles of the Devil.” You’d blurted after staring at him a few seconds, struck by his handsomeness, before apologizing profusely.

He’d chuckled, and it went down your spine like velvet sliding over a dagger. His voice was deep, but soft. “If only you knew, bunny.”

“Bunny?” You asked, tilting your head.

He pointed to the bunny pin on your shirt, and you laughed quietly. You’d bought the pin as a splurge. It had been a few dollars.

“You’re not from New York.” He said, and you wondered how he knew. “Your accent.” He clarified.

“I’m just a farm girl from the Midwest. Nothin’ interesting.” You said dully.

He looked at your hands, before taking a sip of his coffee. “I doubt that, bunny.”

You’d found yourself daydreaming about the man in the tailored suit after his words. As though you were interesting to him, a dull girl who spent her life milking cows and chasing chickens. You wondered what his kiss would taste like. Probably bitter like the coffee he drank. What his touch would feel like. It was those moments you realized just how lonely you were, desperate for attention and companionship.

“Hi, Billy.” You said cheerfully as he came in one day.

“Hi, bunny.” He said, amused by your eagerness.

“Coffee, black, right. And a cherry danish?” You asked.

“Mhm.” He hummed, hand in his pocket.

You got his coffee ready, and slipped a cookie in his bag with his danish. You didn’t want anything in return, only his attention.

Your heart raced as you gave it to him. He smiled as though he knew. “Have a good day, bunny.” He thought you were sweet, gentle, tender. All the things he craved.

Your cheeks burned.

“You’re my favorite patron.” You confessed one day, handing him his coffee, admiring his pink cheeks from the cold.

His lips had turned up, as he silently took his coffee, dark eyes almost black, sparkling.

He pulled something out of his pocket, pushing it towards you. It was a little toy bunny, and your heart stuttered. It was white, with pink feet, and a pink nose. “You’re my favorite baker, bunny.” He teased you, before taking his coffee and walking away.

He had that thick New York accent which drew you in, being from the Midwest yourself. He had a darkness in his eyes that made you shiver with a thrill at catching his attention, his dark pits turning to you. Choosing you.

He noticed your scarred hands, looking like he wanted to comment. Unbeknownst to you, he admired them knowing most scars were a sign you’d survived, you’d fought. He’d been angry when he read the police report on you when he looked into you. Your hands cut up with a broken vodka bottle. All because you didn’t want grandfather's advances.

Like Billy had fought advances at eleven years old. He could still remember the pain exploding in his shoulder. The helplessness. The rage.

But you were just a poor farm girl from the Midwest, on the run from an abusive grandfather, you thought. And Billy was a status above you. What would you have in common, you thought dully. Your heart squeezed, you’d never wanted something more than you wanted him, you thought playing with the bunny he’d given you in your pocket. All because he’d given you his attention.

You continued giving him an oatmeal raisin cookie on the house, discreetly. Your way of showing affection. But not so discreet, you soon realized.

After a few weeks of this, he hummed, taking the cookie and pocketing it, “You always give free cookies out to patrons, bunny?” He asked, lips forming a wry grin.

You felt your cheeks heat up, “I’m sorry, sir.”

He smiled, “For your favorite patron, huh?” He kept every cookie. No one had ever given him something so freely. Even as a boy, adults scorned him. He’d been a nuisance to them. He’d been invisible.

And even now, women only loved him for his beauty and wealth, you were just kind, expecting nothing in return.

It was a cold day in winter, and instead of running from something, you were running headlong into something. Only you didn’t know exactly how much he’d watched you. Fantasized about coming home to you, kissing you. How pretty you’d look in the morning waking up next to him.

He’d have someone to come home to. Proof he wasn’t just some asshole who thought he could have the good things in life.

He could have something good, like Frank had Maria and the kids.

He’d never had such domestic thoughts before, but goddamn he liked you, wanted to make you his.

And that he always intended to make you his all along. His sweet little rabbit. And he would understand poverty and being unwanted better than anyone else. Understand being touched without consent, and fighting for autonomy, with the scars as proof.

You were kindred spirits, of that he was certain.

Tags: @idaofinfinity @e-dubbc11 @rosaleenablack @firexfate @aoi-targaryen