#how to apply for lap

[jain2580]

Loan Against Property for Salaried & Self-Employed in India – Fast Approval Without Documents

Property toh hai… par jab paisa chahiye, toh bank income proof maangta hai.

Heard that before? You’re not alone. Your property can be a great financial help. This is true for both salaried employees with medical bills and self-employed individuals managing home or business expenses. And yes, even without income proof in 2025!

In this guide, we will explain how to get an Instant Loan Against Property (LAP). You will learn how to apply online with few documents. We will also discuss eligibility and the best options for salaried and self-employed people.

What is a Loan Against Property (LAP)?

A Loan Against Property (also called LAP loan) is a secured loan where you pledge your residential or commercial property as collateral. It allows you to unlock the value of your asset and get funds for home expenses, medical emergencies, business expansion, or personal needs.

Here’s the best part: in 2025, many lenders will offer online LAP. They will need only a few documents and no income proof in some cases.

Loan Against Property: Comparison Table for 2025

Who Can Apply for a Loan Against Property Without Income Proof?

Salaried Individuals for Home or Medical Expenses

If you work in a small firm or earn in cash without a formal salary slip, you can still get a LAP loan. Banks now consider:

Property valuation

Co-applicant’s profile

Bank statements

Alternate proofs like rent agreements or utility bills

Self-Employed for Business or Emergency Funds

Don’t have ITR or audited balance sheets? Many NBFCs provide LAP based on:

Existing property ownership

Bank statement history

Business vintage or market reputation

How to Apply for LAP Online in 2025?

You can apply for a Loan Against Property online in just a few steps:

Choose a lender offering LAP without income proof.

Check LAP eligibility – usually age, property ownership, and basic KYC.

Use a Loan Against Property EMI Calculator to check your monthly budget.

Fill the application form online and upload property documents + ID.

Get instant approval and a call from the loan officer.

Physical or digital property valuation will be done.

Loan disbursal happens within 2–4 working days.

Tip: Always compare LAP interest rates before applying!

Features of Loan Against Property for 2025

Instant Loan Against Property in less than 48 hours

No Income Proof Needed for select salaried & self-employed borrowers

Online LAP process – no branch visits

Flexible repayment up to 15–20 years

Low Interest Rates compared to personal loans

Top-up loan available on existing LAP

Use funds for any purpose – medical, wedding, business, travel, etc.

What is the Loan Against Property Interest Rate in 2025?

LAP interest rates in India are at historic lows. Here's a quick breakdown:

Starting Interest Rate: 8.50% p.a.

Self-Employed LAP Rate: 9.25% – 11.75% p.a.

Factors affecting LAP interest:

Property type and location

Loan amount

CIBIL Score (optional but helpful)

Tenure chosen

Use a Loan Against Property Interest Rate Calculator to estimate the EMI based on your amount and term.

Calculate Your EMI: LAP EMI Calculator

Want to plan your monthly budget before applying?

Use any free Loan Against Property EMI Calculator India available on bank or NBFC websites.

Just enter:

Loan amount

Tenure

Expected interest rate

It will instantly show your EMI, total interest payable, and total amount.

LAP Loan Options for Salaried & Self-Employed (Use-Cases)

For Salaried:

Loan Against Property for Medical Expenses (without income proof)

LAP for Home Renovation or Wedding

Immediate Loan Against Property for personal use

For Self-Employed:

LAP for Business Expansion or Working Capital

Loan Against Property for Medical Expenses

Loan Against Property Features like top-up and balance transfer

Procedure of Loan Against Property (Step-by-Step)

Choose lender (compare interest rates)

Submit property papers + KYC documents

Skip income proof if alternative documents are accepted

Wait for the property evaluation

Approval within 48 hours

The loan is disbursed directly to your bank account

Loan Against Property Knowledge Tip: Add a co-applicant (like spouse or parent) to improve eligibility.

FAQs – Loan Against Property Without Income Proof (2025)

1. Can I get LAP without a salary slip or ITR?

Yes, many lenders now provide LAP without needing traditional income proof. They base it on property value, other documents, and a co-applicant's profile.

2. What is the maximum tenure for a LAP loan?

Up to 15–20 years, depending on the lender and your age.

3. Is a LAP better than a personal loan?

Absolutely. LAP offers lower interest rates, higher loan amounts, and longer tenures.

4. Can I apply online for LAP in India?

Yes. Most banks and NBFCs allow you to apply for a Loan Against Property online with minimal paperwork.

5. What properties are eligible for LAP?

Residential, commercial, or mixed-use properties owned by you or jointly with family members.

Final Words – Turn Your Property Into Instant Funds in 2025

If you have a salary but no proof of income, don't worry. If you are self-employed and don't have an Income Tax Return (ITR), that's okay too. Don't let paperwork stop you from reaching your financial goals. Your property is your biggest asset – use it to raise funds instantly.

A Loan Against Property in 2025 is a good option for managing large expenses. It has low interest rates. The terms are flexible. There is also minimal paperwork involved.

[babsaros]

they talk about testosterone gel like it’s the fentanyl of hrt

[icicleteeth]

I keep my onions about ai to myself because it's an obvious given that I hate it just as much as every other artist does, but I always find it fascinating that some of the same people who uncritically use ai bells and whistles and are lukewarm to its negative impact on real artists (and sometimes are even reposting genai slop images and videos gawking at how this is the future of art) are the same to rush to drop thousands on cardboard where a lot of the most expensive sought after cards are sought after because of. The art.

[ruvviks]

Nathan Dixon is lead STEM developer of the Union environment and Team Bravo special ops agent of MOBIUS. He is one of the youngest recruits of the shadow organization, having been forced to join them after he killed his parents at age 16; and now, nine years later, he is looking for a way to destroy MOBIUS once and for all– if that is even possible.

taglist (opt in/out)

@shellibisshe, @florbelles, @ncytiri, @hibernationsuit, @stars-of-the-heart;

@lestatlioncunt, @katsigian, @radioactiveshitstorm, @estevnys, @adelaidedrubman;

@celticwoman, @rindemption, @carlosoliveiraa, @noirapocalypto, @dickytwister;

@killerspinal, @euryalex, @ri-a-rose, @velocitic, @thedeadthree;

@jacobseed, @swordcoasts

[aeide-thea]

truly just SUCH a typical tumblr experience but like.

Familiar Tumblr Name makes a post that's like: 'you know how fast fashion perpetuates itself by selling us clothing that gets dingy and grody really fast, so we have to replace it yearly?'

me: uh, no, actually—historically i've found that the few fast fashion pieces i acquired long outstayed their welcome, and were perfectly wearable long after i was heartily sick of them! but go on, i guess

FTN: 'let me tell you about this traditional domestic wisdom (implied: that's been lost because of, uh, capitalism) that will fix this problem (that you, too, definitely have) for you!'

me, googling: okay so this residue that FTN said was somehow a Fast Fashion thing is apparently generally caused by like. fabric softener and/or hard water. using discount detergents that skimp on active ingredients. using too much detergent so it doesn't wash out. letting your bedding go too long between washes. letting your washer go too long between cleans. etc. anyway. lots of specific factors here, many of which may in fact not apply to you in particular!

but like. why get specific when instead we could assert You Know This Problem, Right? This Lost Traditional Wisdom Will Definitely Help You Personally!!

[azurechicken]

coming here everyday like hm will i babygirlify a sad magician man or sad man with a deep voice and big ass sword or stunning ethereal woman with a murder background

[asce-of-hearts]

Sukuna told you he would be getting a new tattoo. Nothing out of the ordinary, I mean, the man was already drenched in ink. Tribal lines and other stuff that made him look all the more masculine.

And then, when you arrive home after a not-so-great day at work. You see it, and your eyes widen, and you gasp in horror.

"You—! You did not!" Your hands come to cover your mouth, in pure shock. And he cocks a brow, still applying some soothing ointment over his skin.

"Did not what?" He asks, spreading his legs further on the couch, as if inviting you to come sit over his lap.

"That's— That's my fucking name, Sukuna!" You come closer, before you touch it you quickly run to the bathroom and wash your hands, then come back. How amusing, you remind him of a little mouse at times. All cute and skittish. Finally, you run your hands over the expanse of skin, where your name and his last name is written in bold italics. All over his left clavicle. "Why did you do this?" You ask in a whimper, lower lip trembling. And he only looks around in utter confussion.

"So everyone knows I'm yours?" He says, it sounds like a question but you know it's a statement, a fact.

"You're not a dog!"

"But I can be. For you."

"That's besides the point!" You say, already flustered. Finally, sitting over his lap, hiding your face in the crook of his neck, shaking.

"I don't get why you're so upset," He sighs, rubbing a hand all over your back. "It's not like I got... I don't know— Another name tattooed." He grumbles, pressing a soft kiss to your forehead.

"Because it's... I don't know," You sigh. "Now I feel obligated to get yours."

"Oho?" He smirks, cupping your face between his two enormous hands. "Trust me. It would be my pleasure to have you branded as mine."

TAG LIST

SUKUNA M.LIST

TAGGING: @sunnymmoon @lilithlunas @imvivian @purplechan9 @eroscastle @goldenglow149 @lurexin @stranger00001 @delicatelycraftedbambi @rania200527 @mizzhellsingsstuff @lakxcpsta @coolnekochan9961 @notreallyablogger @lilyalone @oliviathatgirl @eeelieschariot @hannas16 @surelynotaspider @mimihaitani @raxshall @ayn-yurbestie @jellystar-star @janeisnotonline @sukunaspillow @architectofsuffering @mrstraffy @mikeysonlywaifu @w1tchyaurea @poopooindamouf @samstrav @yutterfly @staarflowerr @nanamiswife

[iloveacaibowls111]

₊✩‧₊˚౨ৎ˚₊✩‧₊

you’re already halfway through applying the face mask when you hear him approach - slow, deliberate steps, like he’s making a point just by walking. you don’t look up.

“don’t say it.”

a beat.

“you look stupid,” sukuna says, deadpan.

you sigh. “and there it is.”

he doesn’t move to leave. just stands there behind the couch until eventually, predictably, he lowers himself onto the cushion beside you with all the subtlety of a wrecking ball.

“what even is that?” he asks, eyeing the jar in your hand like it might explode.

“hydrating mask. it’s for my skin.”

“i have skin.”

“okay?”

“put it on me.”

you blink at him. “what?”

“you said it’s good. so put it on me.”

“you just called it stupid.”

“yeah. now i want it.”

you don’t argue. mostly because you’re too tired, partly because a small part of you thinks this might be his version of asking nicely. so you scoop a bit onto your fingers and shift to face him, settling one leg over his lap for better access.

he doesn’t flinch when your fingers touch his face, but he does scowl.

“cold.”

“that’s how it works.”

“feels weird.”

“you’re weird.”

he doesn’t respond, but you catch the way his eyes soften just slightly. 

you finish applying the mask in careful strokes. he stays still the whole time, watching you through heavy lids, like maybe if he blinks you’ll vanish. or worse, stop touching him.

once you’re done, you lean back, wiping your fingers on a towel.

“fifteen minutes,” you say.

“is that when it starts working or when it becomes permanent damage?”

“you’re so dramatic. you're the one who wanted me to apply it on you so bad..”

he hums, low and lazy. nothing like the sukuna you deal with on the regular.

you grab your phone from the table, flipping to a playlist. he glances sideways when the music starts playing.

“what is that?”

“our playlist.”

“no, it’s not.”

“yes it is. i added you as a collaborator.”

“you did what?”

“sukuna. you added no.1 party anthem last week. don’t play dumb.”

he narrows his eyes, but he doesn’t argue. just tilts his head and listens for a second. then:

“skip this one. i hate it.”

you roll your eyes yet you still skipped it.

the couch creaks slightly as he shifts, one arm sliding behind you on instinct. he doesn’t say much after that. just lets you rest your head on his shoulder, both of you sitting there in the low light, smelling faintly like mint and clay.

fifteen minutes go by, and neither of you move to wash it off.

AN: guys you don't understand. soft!sukuna makes me AHHHHHHH!

[jain2580]

LAP Loan in 2025 – Apply Online with Minimum Documents, Best Rates & Zero Income Proof Needed

Start Fresh: Why LAP Is the Secret Tool for Big Needs in 2025

In 2025, whether you’re a salaried employee planning a wedding or a self-employed entrepreneur needing urgent funds for business expansion, Loan Against Property (LAP) has become one of the most trusted, secure, and fast financing options across India. With rising expenses and financial emergencies becoming unpredictable, turning your owned property into instant working capital has never been easier.

But how do you check eligibility for a loan against property, what are the processing fees, how do rates vary for salaried vs self-employed individuals, and which banks offer the lowest LAP interest rates?

What is a Loan Against Property (LAP)?

A Loan Against Property (also called LAP loan) is a secured loan where you mortgage your residential, commercial, or industrial property with a bank/NBFC and get funds in return, without selling the asset.

It’s suitable for:

Salaried professionals looking for wedding, education, or medical funds

Business owners or freelancers seeking working capital or expansion cash

Unlike personal loans, loan against property in India offers a much lower interest rate, higher loan amount, and longer repayment tenure, making it a popular choice in 2025.

Top Features of Loan Against Property in India 2025

LAP Eligibility & Documents Required (Salaried vs Self-Employed)

Loan Against Property Eligibility and Documents for Salaried Individuals

Age: 21 to 60 years

Minimum Salary: ₹25,000/month

Documents:

PAN, Aadhaar

Latest 3 months' salary slips

6 months’ salary account bank statements

Form 16 / Income Tax Returns

Property ownership papers

Suppose you're applying for a loan against property for medical expenses or a wedding. In that case, some lenders offer special-purpose-based loan against property (LAP) schemes with reduced processing fees and flexible tenures.

How to Apply for a Loan Against Property for Self-Employed Individuals

Age: 25 to 65 years

Minimum Business Turnover: ₹10 lakhs+ per annum

Documents:

PAN, Aadhaar

ITRs of last 2-3 years

GST returns (if applicable)

Bank statements (1 year)

Business proof (registration, license)

Property documents

Tip: To ensure smooth approval, approach a LAP loan legal associate who can help vet your documents and speed up the process.

Loan Against Property Fees and Charges – Salaried vs Self-Employed

Before applying, it’s crucial to understand the loan against property processing fee and other hidden charges involved. Here’s a quick comparison:

Note: Always request a full fee breakup while applying to avoid surprises.

Loan Against Property ROI Comparison 2025 – Who Offers the Lowest Rates?

Here’s a snapshot of the loan against property interest rates comparison across top banks/NBFCs in India:

Who Should Consider a Loan Against Property in 2025?

For Salaried Individuals:

For Wedding: LAP offers a stress-free way to fund grand weddings without dipping into savings.

For Medical Emergencies: Quicker than insurance claim settlements.

For Education: Long-term loans at low rates for higher studies.

For Self-Employed Individuals:

Business Expansion: Raise ₹50L–₹7 Cr for stock, infrastructure, or new branches.

Working Capital Needs: LAP gives better ROI than unsecured business loans.

Asset Management: Leverage property value without losing ownership.

How to Get an Easy Loan Against Property (2025 Process Guide)

Choose a lender based on your eligibility (check ROI, fees, documents).

Apply online via the lender’s portal or loan aggregator sites.

Submit documents as per your profile (salaried/self-employed).

Property valuation & legal verification is done.

Loan sanctioned within 3–7 days (sometimes faster for pre-approved customers).

For a fast loan against property, choose lenders with digital KYC and pre-approved offers.

Top 5 FAQs – Loan Against Property India 2025

1. What is the processing fee for LAP in 2025?

Processing fees range from 0.25% to 1.5%, depending on the lender and applicant type (salaried or self-employed).

2. Can I apply for a LAP loan without income proof?

Yes, some NBFCs allow a loan against property without income proof, especially if you have a high-value asset and a strong repayment history.

3. Is LAP suitable for medical or wedding expenses?

Absolutely! Many lenders now offer purpose-based LAP loans specifically for medical emergencies or weddings with flexible terms.

4. What is the meaning of Salaried LAP?

Salaried LAP refers to LAP loans given to salaried individuals based on their salary income and property value.

5. How do I compare a loan against property interest rates?

Use an online loan against property ROI comparison tool or consult a legal associate to find the best rate based on your profile.

Final Words: Turn Your Property into Power in 2025

A Loan Against Property (LAP) isn’t just a loan—it’s a financial unlock for your goals. Whether you’re dreaming of a perfect wedding, overcoming a medical emergency, or scaling your business, your property holds the solution.

With the right documents, awareness of processing fees, interest rates, and eligibility, you can secure a fast, low-cost loan in just days, without selling your asset.

[makismei]

cw: pleasure dom toji!!!, overstim, he’s sweet, squirting. 18+ content, penetration, little hint of anal play, fingering, oral f! receiving, established relationship

“baby, chill out,” he scolds, grabbing you by the hips and dragging you back. he knocks your legs open and you whimper, resisting.

“tojiii,” you whine, all drawn out and pretty, “please, it’s too much, i can’t cum.”

he scoffs, wet fingers rubbing against your pussy. your body locks up and he holds back a groan at the tears in your eyes. “it’s only too much because you can’t stay still. you did this to yourself, doll.”

you shake your head, stubborn as ever. “‘s not my fault! you just suck!”

eye twitching, toji presses two fingers inside without warning. “i think i’ve been too nice to you, baby.” he hums, scissoring his fingers and relishing in the way your back arches. “look at ya, talking back to me.”

he thrusts his digits, forcing your leg to open wider, while his thumb massages your clit. he presses down, applying pressure and making out little shapes.

you wriggle, tears pooling in your eyes like the drama queen you are. “no! not like thaaaat!”

“why, baby?” he questions, “you cum so quick when i have ya like this.”

you whine loudly, legs starting to shake. toji licks his lips, eyes training hungrily on your cunt. you’re almost there, but you’re fighting the urge to cum, knowing it pisses him off.

it makes him regret the fact he used to make you hold back your orgasms, only letting you cum if he said so—because now look, you’re using it against him.

but toji is competitive and he loves to win.

so he crooks his fingers just right, hooking onto that one spongey spot that guarantees his victory every. single. time.

“yeah,” he goads, watching your body suddenly lock up and wetness spew from your pussy like a geyser, “‘s what i thought.”

he rubs your pussy, just to make your squirt splash around. it’s humiliating, how he toys with your body and forces you into endless pleasure until you go stupid.

but you love it, despite the fact you like resisting, toji knows all too well that it’s just an act.

you turn onto your side, quivering from the aftershocks of your orgasm.

wordlessly, he manhandles you onto your knees, shoving your face into the mattress. you moan at the feeling of his tongue lapping at your pussy, muffling a scream when his lips latch onto your swollen clit and suck, his tongue playfully flicking your little bud.

he alternates between nibbling and sucking, reducing you to a babbling, incoherent disaster.

“cumming!” you warn, more squirt splashing shamelessly onto his face and all over the sheets. you fall forward, head turned to the side and panting.

“what a mess,” he chides, clicking his tongue. “aren’t ya ashamed?”

it’s teasing, but you’re so turned on. you hike up your knees again, wiggling your ass enticingly. you look over your shoulder, pouting. “‘m sorry, toji. didn’t mean to be messy.”

“sorry?” he asks, frantically you nod. burly hand slides up and down his cock, catching your slit and using your fluids as lube. his gaze flits to you momentarily, “yer really sorry?”

you nod again, squirming, “i am! m’ so sorry.”

toji grins, watching his cock disappear into your cunt, “then cum for me again, c’mon, hurry.”

you yell, arms unable to hold yourself up.

he plows into you mercilessly, fingers digging into the plush of your ass. your eyes widen when you feel his thumb on your other hole, rubbing it teasingly.

“what if i put my thumb in here, baby? what do you think will happen?” you feel a line of spit hit your ass, his thumb collecting it before returning to teasing your other hole. “remember your little treasure chest? swore i saw some plugs in there..”

weakly, you try to support yourself on shaky arms, moaning incoherently. “i— toji, i… ahh, mmph!”

you fall back down, face first, and he just laughs, “s’ okay, you don’t have’ta say anything. ya know why?” he goads, thrusting just a little bit harder, teasing you. “‘cause your little pussy is telling me all i need to know.”

toji groans and it’s loud, feeling your cunt squeeze down, trying to milk him for everything he’s worth. “that’s right,” draping himself over your back, his hand sneaks its way to flick your bud, relishing in your squeals and they way your body squirms.

“cum, pretty, c’mon,” he breathes, leaving spit-soaked kisses on your back, “need ya to feel good for me.”

he sings praises in your ear when he hears you gush all over the already damp sheets, moaning into your skin as his thrusts grow sloppy, before he’s dumping wads of hot cum into your battered pussy.

“fuck me,” he sighs, dragging his lips along your shoulder blades and nape, hips still pushing into your ass.

you’re whining, tears blurring your vision as you ride out the pleasure toji relentlessly gives. you’ve fallen into prone bone, too fucked out to utter words besides incoherent babbles.

his hands find purchase beside your head, dropping to his forearms, but refusing to pull out but littering your skin with feverish kisses, “did so good for me, sweets.”

he’s reassuring, knowing it’s intense for you. but toji has a mean streak that he likes to keep up, so naturally he’s teasing. “my baby, so fucked out, huh? it’s okay, you’re so cute like this. always so sweet after i dick you down enough.”

he pulls out, knocking your legs apart to watch his cum drool out of your slit. “mm, yer perfect, baby.”

you flop onto your back, pinching toji’s arm and refusing to look him in the eye. he grins, “what? you want a kiss?”

you nod slowly, cheeks burning. he just knows you too well.

but he complies, all too easily. it’s you, after all.

swallowing up your little moans, he devours your lips, pushing his tongue into your mouth. burly hands cup your face, opening his eyes to see yours squeezed shut. he grins, biting your lower lip when he pulls away.

rough thumbs wipe your teary cheeks. “there’s your kiss, baby. you happy?”

“yeah…” you mutter, eyelashes fluttering as you look up at him. “another one?”

he smiles and it’s warm and full of love, leaning down, toji brushes his lips against yours. “sure doll, anything you want.”

[simonscumdump]

Simon and the efficiency of his hands.

Whether it be speed reloading or simply taking apart a weapon and rebuilding it, Simon has always been good with his hands.

He’s a meticulous man, things need to be done correctly and done well.

That mindset also applies to his pretty baby too.

When your relationship took that first step towards intimacy, he would be so worried about making sure you felt good that he would spend so much time simply…learning.

He’d had you sit on his lap, your back to his chest.

He’d be slow about it at first, simply dragging work worn fingers along your skin, letting goosebumps follow every gentle touch.

“Tell me what feels good for you, love.”

A low murmur of words, filled with the love and respect he had no issue showing you.

He would let one hand softly press around your throat, holding you back against him, keeping you close as his wandering hand would slip between your thighs.

He’s meticulous, he pays attention to every minor detail. Sliding the pad of his finger over your clit with just enough pressure to make you gasp at the stimulation.

“Like that? Yeah? That feel good love?”

Gathering the oozing arousal that seeps from your desperate hole, he’d let out this low sound, similar to a proud ‘coo’ of sorts. Slowly inching two fingers within your cunt, humming at the way you clench instinctively around the intrusion.

“Relax baby, s’just me.”

It doesn’t take him long to figure you out, what makes you tick, what makes you let out that sweet sound of pleasure that scratches a needy itch in his brain.

Curling his fingers in a repetitive motion, over and over until you’re squirming restlessly in his lap. Aching to cum.

“Oh I know, I know. Give it t’me love. Let me feel you make a mess. Show me how good it feels.”

The words alone would be enough to send you right to the edge if it weren’t for the fact they were so sinfully paired with such deliberate motions. Unable to let yourself do anything but follow the needy command of his voice. Orgasm washing over you so blissfully.

“Did so good, love. Can y’give me one more?”

It’s going to be a long night.

[hearts4hughes]

rafechella where rafe nd reader get stopped by an influencer just to interview for tt asking couple questions and they go viral bc rafe literally worships the ground reader walks on nd theyre just cute overall (add some cute fun moments😭)

RAFECHELLA 2025

you’re mid-sway, half-drunk off tequila, music, and the desert sun when a girl with a mic stops you.

“hi! are you up for a quick couple interview for tiktok?”

you’re already nodding before rafe can say no. a he sighs, visibly annoyed, but doesn’t let go of your hand. “c’mon,” you whisper, grinning. “you’ll survive.”

“not the point,” he mutters, but he doesn’t leave either.

the camera rolls.

“names?”

“y/n.” your voice is sweet as honey, smiling cheekily towards the camera.

“rafe.” his voice is gruff and short, his eyes glued to you.

“and how long have you been together?” the girl smiles, asking the question to you.

“almost two years,” you say.

rafe tilts his head. “one year, seven months.” you blink up at him dumfounded. he shrugs, eyes still on you. “i remember shit.”

“first impression of each other?”

you grin while your fingers dance along his bicep. “i thought he was super hot…and also a dick.”

he huffs a laugh. “i thought you talked too much.”

you elbow him.

he smirks. “still do.” but his hand is resting low on your back, fingers slipping under the hem of your top.

“favorite thing about her?”

rafe doesn’t answer right away. his jaw works and his thumb traces circles into your skin.

“she’s…herself,” he finally says, voice lower. “loud, messy, stubborn, but she’s real. she doesn’t try to be anything she’s not.”

your heart stutters and the interviewer actually sighs.

you blink up at him. “you like that i’m annoying?”

“i like that you’re mine.”

the interviewer pouts, “ok, this is making me feel extra single.”

you choke on a laugh, but he doesn’t even flinch.

“biggest ick?”

you smirk, hitting him lightly. “be careful.”

rafe doesn’t even hesitate. “she leaves half-full drinks everywhere. like…every surface; car, nightstand, kitchen, bathroom.”

you gasp. “you literally do that too.”

“yeah, but mine aren’t in wine glasses at 9 a.m.”

you glare. “it was one time.”

he raises a brow but you glare harder. he grins, just barely.

the video ends with you dancing off, pulling him back into the crowd. he doesn’t smile for the camera, doesn’t say much. just walks behind you, hand tucked in your back pocket, sunglasses low, jaw sharp, attention completely on you.

and it blows up.

the comments are going insane:

“the way he looks at her omggggg”

“this is peak ‘grumpy bf, sunshine gf’”

“he said so little but i’m SWEATING”

“he looks like he’d kill someone for her and then carry her purse after”

“how do i apply for one like him??”

you show him the tiktok the next morning, scrolling through the comments while you sit in his lap, your phone between both of you.

“they think you’re obsessed with me,” you tease. he doesn’t look up. just presses his lips to your shoulder.

“they’re not wrong.”

[psuejo]

❥ boynextdoor!gojo and his adorable loser!neighbor :c

you never leave your house. like, ever.

the last time he saw you even step outside was two weeks ago on saturday at 1:02pm, and that was because you had to bring in the garbage can and mail since your parents were off on vacation.

how could you live like that? you just stay cramped up in your room, surrounded by anime posters and weird figures, hunched over some silly pc playing an even sillier game. it’s an absolute mess in there, too — empty cups and bottles everywhere, dishes that really need to go into the dishwasher, an ever-growing pile of unfolded clothes.

satoru can’t let you go on like this. the last time he snuck into your room for a little gift from your hamper, he’d nearly broken his neck. your room needs to be deemed a serious health hazard!

so, like any good neighbor would, the next time your parents leave to travel somewhere, satoru offers to stay at the house with you. y’know, for double protection. he wouldn’t want anything to happen to your parents’ precious baby girl!

you, of course, were not amused. c’mon, seriously? satoru gojo, the city’s it-boy, wanting to stay in your house that’s practically a shed in comparison to his massive mansion? it’s gotta be some cruel, twisted joke — an extra rusty knife shoved into the shitshow of your life.

but, no, unluckily for you. satoru is dead serious, and he pulls out all the stops to get your worrywart parents to agree: that bright, charming smile, a hefty compensation if anything goes awry, a voucher to some snobby golf club, and even an invitation to have dinner with his family.

what aspiring business person wouldn’t want to talk to the most influential clan in japan? they wouldn’t say no even if they wanted to.

it’s a win-win — they get to schmooze and network like the power-hungry vermin they are, and satoru gets to have you, his little cutie pie, to himself for a weekend, without any interruptions.

what could possibly go wrong?

you quickly realize that it is everything.

satoru is a pest. sure, you knew that already, but somehow his need to and the success rate of agitating you had skyrocketed in the past six months that you hadn’t seen him.

he’s always touching you — sitting too close on the couch, lanky arm slung along the back of it, his big hand ruffling your already messy hair whenever he walks past, or his feet brushing yours underneath the kitchen table.

and if that wasn’t bad enough, he never. stops. talking. it’s like when he was born, his genes forgot to put a switch to turn him off, because you swear he just goes on and on and on and on about nothing.

all you want is peace and quiet for a weekend. that’s it! your parents aren’t home to pester you about transferring to in-person classes at university or about finally applying for a job. alas, he’s here to spoil your damn plans.

your frustrations eventually reach a boiling point, and you relax the best way you know how: with that tiny pink vibrator.

you just didn’t expect satoru to walk in and offer to help.

which is precisely how you’re now in his lap, trembling legs spread as satoru pumps two long, slender fingers in and out of your needy cunt. they go way deeper than yours could ever hope to, curling and scissoring right against that sweet spot that has your back arching against his chest.

his other hand is clasped around your smaller one, making sure you keep your precious vibrator right on that puffy clit. if you wanted to get off so bad, all you had to do is ask!

but you didn’t, so he had to wait ‘til he heard those poorly stifled whimpers before casually strutting in for his forgotten phone.

oopsie.

“feels good, right?” he whispers, warm breath ghosting across the shell of your ear, and you don’t even need to see his face to know he’s smiling. bastard.

you nod your head, though, too far gone in the lusty haze to bother with being snarky. that delicate coil in your gut is so close to snapping, much closer than it usually is when you do this yourself. “mmf, yeah...”

and satoru knows it.

he moves your thumb to press the up setting twice on your toy, and his cock gives a happy twitch from its confines in his boxers when you squeal, hips bucking up into the vibrator and pushing his fingers deeper.

another oopsie.

one he doesn’t regret the second your moans get louder, gooey walls fluttering around his fingers as you grind up. “ohh, fuck, ‘m g’na cum, oh my god—!”

you’re so beautiful when you cum, eyes sliding back and squirt spraying the towel beneath you and satoru’s hand as you clamp down on his fingers, entire body shuddering and twitching.

he has to think about some long-winded chemistry formula to not cream his pants right then and there.

when you finally start to get your breath back, chest heaving and face flushed with what he’s sure is both arousal and embarrassment, that’s when satoru pulls his fingers free with a loud squelch.

“aww, she misses me already,” he coos, and you don’t even get a moment to be confused before he pops his fingers into his mouth, lapping up your essence like it’s his last supper.

it’s gross, hearing those wet slurping noises behind you, but your gut tightens anyway, and you ignore the small feeling of disappointment when he takes his fingers out of his mouth.

“don’t worry, baby.” with two big hands on your waist, he shifts you off his lap and lays you down on your back. “i’ll stuff ‘er full with something bigger, how about that?”

[mahowaga]

it started innocently—really, it did.

you had no idea the chaos you were about to unleash when, that first time, you pulled your phone out at dinner to capture the gorgeous table spread.

you aren't some influencer, you don't have an aesthetic food page or anything. you just like saving the memories. you like looking back at the colors of the dishes, the way the warm lights catch the steam rising from a bowl of ramen, or the glistening sheen of freshly grilled corn. it makes you happy.

but nanami kento—who sits across from you at that table, handsome in his pressed white button-up and tie still a little too tight against his throat even though the workday has ended—mistakes your angle.

his gaze flicks up from his plate, catching you just as you are angling your phone. and for a brief moment, his face freezes.

then—composed, but stiff—he straightens his spine and fixes his tie.

you blink. "what... what are you doing?"

"you could've warned me if you were going to take a photo of me," he murmurs, eyes dropping to his food. "i must look ridiculous while eating."

the words catch you so off guard that you barely manage a confused laugh, and the words i wasn't taking a photo of you! i was taking a photo of the table, of the food don't come. instead, you stutter, "oh, well, i—"

kento nods, but his eyes don't meet yours. he simply spears a piece of potato and says, "of course."

you meant to correct him properly. you meant to explain. but watching the slight pink creep up the tips of his ears—the usually unflappable nanami kento, embarrassed at the thought of you taking his picture—you hesitate.

and then you just never said anything.

the next time it happens, it's sushi.

a fancy little place you pick because you know kento likes it—quiet, clean, no frills but top-tier quality. you're practically bouncing in your seat by the time the chef slides the first omakase platter in front of you, every piece glistening, delicate, artful.

you pull out your phone.

kento, mid-reach for his cup of tea, freezes again. just like last time.

then slowly—almost robotically—he sets the cup down, places his hands neatly on his lap, and gives you the most stilted half-smile you've ever seen.

you pause, staring at him. "kento—"

"it's alright," he says quickly. "i understand. people like documenting memories. i just. i just wasn't prepared. that's all."

you really should clear the misunderstanding right now.

but instead, a laugh bubbles out of you. "alright. then—hold still."

and you snap a photo. of him. not the food. him.

the photo is terrible—he's as stiff as a board, his jaw locked, and he looks like he's posing for a passport photo at gunpoint.

but it's cute. in the way kento always is, without ever meaning to be.

it becomes a thing after that. you don't even know how.

every time you take your phone out, kento will assume the position. stiff shoulders, straight spine, polite smile.

and every time, you can't bring yourself to tell him that no—really—you're just trying to take a photo of the food.

but by the fourth or fifth outing, something shifts.

kento starts asking, carefully neutral, "do you want me to sit differently? or is this alright?"

and that? that cracks something in you.

"no," you laugh, breathless. "you're perfect."

the words slip out before you can stop them.

kento blinks once, then twice. then he looks down quickly, ears flushing crimson. "i see."

after that, it's like he's resigned himself. if you pull your phone out, he waits. patient, polite, quietly ready.

so you start taking photos. of him. on purpose.

at the cafe, with the tiny cappuccino cup too delicate in his large hands—snap.

at the bakery, applying jam to the slice of freshly baked bread—snap.

at the park, sitting stiffly on the bench while you both have ice cream—snap.

"you're building a collection, aren't you?" kento asks one evening, watching you put your phone down with a barely-contained smile.

you start. "what?"

"photos. of me." his voice is flat, but his eyes—his eyes are soft, just the slightest glint of amusement there. "i'm assuming you have a folder by now."

you flush. "i—no—maybe."

kento lets out a low sigh, running a hand through his hair. "you could just ask, you know."

you blink. "ask?"

"if you want a picture," he says, clearing his throat. "i don't mind. but maybe then—maybe i could try not to look like a stiff idiot."

you laugh, loud and bright, and kento flinches like he's just startled a bird.

"you don't look like an idiot," you say, wiping your eyes. "you look like you. that's perfect to me."

kento stares at you for a long, quiet moment. and then—unexpected, a tiny miracle—he smiles. a real one. the kind that softens all the lines of his face, that crinkles his eyes just enough.

"that might be the nicest thing anyone's said to me," he murmurs.

you open your mouth, close it, then grin. "well, get used to it. you're stuck with me, nanami kento. my photo album's already proof."

kento gives a long-suffering sigh, but his hand—warm, steady—reaches out across the table, brushing yours.

"i suppose," he says, almost fond, "i can live with that."

seven months later, you've built a whole gallery. and when kento catches you looking through it one night—tired from work, tie loosened, his shirt sleeves rolled up—he doesn't say a word.

he just kisses the top of your head, quietly, and murmurs, "just let me know next time, hm? i want to look good for you."

and that is how your silly little secret turns into the softest thing you've ever shared with him.

[jackass-jones]

Rebecca gales has bpd she told me herself

[chosove]

18+ mdni | belated birthday boy :p

an. happy bday to my pretty boy, ily toru

pairing: satoru gojo x f!reader

“f-fuck ‘toru…always forget how big you are…” your voice trembled as you struggled to take him fully, cunt seeping copious amounts of slick to adjust to his size.

he chuckled at your admission, cock swelling at the sight of your pussy lips splitting open to accommodate his massive size. “cant say shit like that p-princess, fuckkk baby, how are you getting even tighter?” gojo gasps out, your warm walls clamping down on him as you feel the back of your thighs finally set themselves down on his lap.

“ngh…can feel you s’deep already” grabbing his much larger hand, you guide it from where it rested on your ass to the spot just above your navel, applying pressure as your hips started to grind against his. “all the way up here ‘toru…”

“y-yeah?…shit angel…” satoru whined, free hand caressing your sides as a way to ground himself.

placing your hands on his chest for stability, you sped up your ministrations, giggling at satoru’s eyes rolling back. “does that feel good? tell me what to do birthday boy” you whispered into his ear, finishing your words with a bite to the lobe, soothing the area by sucking on it after.

“sh-shit anything, y’can do whatever ya fuckin’ want baby jus’ don’t stop” satoru whined, hips bucking up to meet your cunt. “p-please angel, jus’ use me however you want”

your walls clamped down on his cock at his words, the small bit of drool escaping his lips only turning you on further. swiping your tongue against his lip, you began to move your hips once more, the sight of the strongest begging you to absolutely ruin him encouraging you to ignore the burn in your thighs.

you moaned out, losing yourself in the way his cock managed to hit every sensitive spot inside you, body going limp when satoru’s hands gripped at your hips to hold you in place as he thrusted into you with a new ferocity.

“f-fuck ‘toru, slow down!” your sweet voice sang, the whines behind each word only pushing him to fuck into you even more desperately.

“love when ya call me that princess” satoru groaned, his body beginning to shake with desperation. “love this p-pussy, love you, fuck i love you angel, love you, love you, love you s-so much-” his voice continued to cry out, head thrown back as his cock jumped inside you, cum spurting out in a way that you swore felt like forever.

“g-gonna cum ‘toru” you whined, his orgasm throwing you into yours. it only took a few more seconds of his cock pulsing inside you to push you over the edge, cunt repeatedly clamping down on him, the overstimulation causing satoru to whimper.

it only took a few minutes before you started to feel his hips move under you once more, your head lifting from the crook of his neck to gaze at the sight of your lover in absolute bliss, mouth wide open with his brows creased.

“gonna make me cum for each year, right baby?”