#i take paypal and cash app and i can do payment plans i just need a 25% downpayment ty

[shyhandart]

🌸🍓 leucistic fawn girl 🍓🌸

Sb: $35

Ab: $150

Comment or dm to offer ty for your interest mwah 🫰

[angelbxxy]

Hey y’all idk how this works I’ve never been struggling this hard before. My two daughters lost their dad my fiancé a week ago from a heart problem we didn’t know he had. It was sudden and now I have to plan a funeral alone. I never imagined that he would be gone we were just talking about getting a life insurance policy like a month ago but never did it. I already have our two daughters I gotta take care of on 1 income now I don’t know how I’m gonna pull this funeral off of anyone can help us send him up the right way plz consider donating 🥺😭❤️

Cashapp $prettymom18

January 15th 2023🚨⏰⚰️

Update!!!!!

Still waiting on donätîons I currently only have $250(I took out a loan that’s all I was approved for)/$3,400(cost of funeral service and funeral home plus casket. The $3,400 DOES NOT INCLUDE THE BURIAL 🪦🥺😭���️😣♥️

Please help us if you are able and I would appreciate it if you can not help us financially, a reblog and prayers will always be appreciated.

RIP my one and only Prince Charming 🥺❤️🪦⚰️

Cashapp $prettymom18

UPDATE JAN15th 8:54pm

Still 0 help but I’m still great full for all the reposts and likes if you know anyone who may be able to help or has a big following on here PLEASE don’t hesitate to tag them in ur repost or just tag them on the comments ❤️🙏

PS my friend said if someone wants to donate but they don’t have cash@pp I can give them her Venmo or chime or PayPal so if that is what is stopping you from donating DM me and I can send you her vënmø or paypãł

Thank y’all again♥️

XO XO XO and GOD BLESS🙏🏽

Katie 🥰⚰️🪦🫶🏽👩‍👧‍👧❤️‍🔥💔✝️

I probably should’ve put this in the original post but I’m having trouble getting donations and I’m doing this all by myself his family hasn’t even called me since I told them he passed and I was a foster kid so I really don’t have anyone to help. The only person that is helping me is financially struggling too but she took out a loan bc my credit sucks so I was denied anyway thank u if u have anyone on here who u talk to a lot see if they can repost it too I wanna get some type of traction lol

UPDATE JAN 16th

Tumblr BLOCKED ME FROM MESSAGES WTF HAPPENED!!!! Someone plz help me get my messages back

Plus still no donations so please keep reposting and thank you for all the support from the reblogs

Jan18 update

Thank you to whoever sent $5 that’s the first and only donation I’ve gotten so far

Please if u can’t donate repost and tag your friends!!! I don’t know what I’m going to do if I can’t raise enough for the funeral, I don’t even have enough for a cremation

Jan 20 update

Im $30 short to start a payment plan with the funeral home I have an appointment tomorrow morning at 9am PLEASE SEND HELP either repost or dono

Anything helps us!

Help us bury my kids dad and my fiancé!

GOD BLESS PRAYERS ARE WELCOME TOO!

Jan 30th update♥️❤️‍🔥🥺😭🚨

So I DIDNT get enough money to have a funeral for my fiancé 😖😭 we had to cremate him and they put me on a payment plan. I still want to have a repass but I need to get a hall or something to gather everyone. The cheapest one I’ve found is $350 for 5 hours

ANY HELP WOULD BE APPRECIATED AND HELPFUL

I want to celebrate his short life and the memories we all have with him ♥️

It’s been 3 almost 4 weeks since he’s been gone and life being a widow mother of 2 is a lot harder than I ever imagined. Please repost even if you can’t help ❤️‍🔥

@localmacguffin @laymedowninsheetsoflinen @enderamethyst @transgendz @othert @pixelstx @spongebobssquarepants @queenpandaxoxo @pukicho @shareyourdollar @mutual-aid-booster @horangi @jacklant3rn @bugs-for-hugs @difficult @commie-cosmo @yellowgirl93 @racism-inc @mousedetective @vaspider @shineemoon @queenpandaxoxo

[krickis]

Tension Points print edition!

Howdy! For about a year now I've been working on my getting a print edition of my Deltarune fanfiction, Tension Points (AO3 link, Offprint link). Well, it's here now! Pictures and details below!

This book is roughly 350 pages, hardcover. The actual book under the dust jacket is a tad boring (solid red with gold letters) because that's what Lulu offers. But the dust jacket is gorgeous, all artwork by my good friend @renrink​ . On that note, it is not lavishly illustrated; there is a full page black and white illustration opening every act, and a final one at the end of the story, for four illustrations (plus about the author/illustrator images).

One more thing to note. Lulu no longer gives me a link for y'all to buy this from They have a Lulu Direct thing where they up the cost by 20% and require I own a storefront somewhere, which I don't. And because this is fandom content, I am loathe to make one.

So here's the plan, and please read all the following carefully: message me if you want a copy! Not in the comments, not an ask (which often get eaten), but a PM. Give me your address and if you want multiple copies let me know how many you want. The cost of the book is $21.91 and the cost of shipping will depend on where you live, but the final total for most places is around $28-29 (for the US) to around $32-34 (for international shipping to countries that don’t have exuberant shipping costs).

Please note that the print-on-demand process is not quick! It will take a few weeks to get the book to you from when you order it! When I have a tracking number, I will give let you know it.

I will not be asking for extra money for myself on this book. I will not profit off it in any way unless you feel so inclined as to send extra money. Which I won’t ask you to, and I won’t try and guilt you into it. But if you want to support me financially by buying this book, it is up to you to decide how much extra to send to me. I won’t even bring this up in a conversation; just bringing it up as an option here.

Lastly, I’m planning on doing the money exchange through PayPal, but if that doesn’t work for you, let me know! I can take Venmo, Cash App, and KoFi payments. If none of those work for you, I don’t know how to handle the sale, but we can still try to work something out ^^’

I'm sorry for the roundabout way of doing this. It is not my preference, but what I need to do to protect myself with fanfic print editions. If someone knows another solution, I am open to hearing it!

[sparklybuildingsdesign88]

Hey everyone, I need y’all’s ear (or eyes) for a minute. I know a lot of us are in a financial bind these days, but hoping someone(s) could still help.

I’m in a sorta desperate situation right now, I’m staying at a hotel because my “friend” evicted me, and I wasn’t able to find an affordable place, or a new roommate before the 20 days were up. Luckily, I just got full time at my job, but it started on the 23rd so this week will be my first full check, but I’ve run out of funds already.

I really can’t go to a shelter because I’ve stayed in them before and the chaos really deepened my depression and anxiety(which makes my ADHD worse also). I’m doing all I can at the moment to make extra money, like apps and donating plasma.

I’ve already asked friends, family and some local organizations, but friends/family are tapped out, and the organizations are either tapped out for the month, or can’t help me due to me paying for a hotel. I’ve managed to make it work through apps, selling a few things, and cashing out at my job last week, but now I have one night I don’t have the money for, nor can I make up the money for until Monday(which I have off thankfully!). I’ll be cashing out Monday and possibly having another advance coming that day, plus I plan to donate plasma so that should get me through until payday which is Tuesday. I’ve also signed up for my employer’s associate emergency fund, but that, if approved, probably won’t come until maybe Wednesday, not sure.

To be transparent, I work at Walmart in Lacey Washington State, at #4757 off of Yelm Hwy. I get paid early because of Chime and MoneyLion, both which have overdraft services, though my Chime one is currently deactivated since I’ve sent my deposits to MoneyLion for the few months. Should re-activate this Tuesday.

I did find a room for rent week by week in a good area, so I’m hoping it’s available come Tuesday. But that will take up half my paycheck while the other half will be other living expenses.

I’m attaching a photo of me holding the letter, and I’m really just asking for a loan.

I’m asking for $170, and I can pay it back next Saturday with a little extra for a thank you. I need it by 10am tomorrow July 31st (it’s 10pm here currently on July 30th) if possible, since I work 11am-8pm and may need to go move money around.

I have CashApp, PayPal, Zelle, Chime, MoneyLion, ApplePay and GooglePay. For Apple my number is on the Zelle QR code. Thanks for any help anyone is able to give, and I’m sorry I have to be asking this🥺

[neonsuckerpunch]

❤️please help my cat❤️

hey my friend tony said i should post here about this. i need help - i recently adopted a cat (named Socrates, or Soki) who I was told he had just chronic issues that did not need any help, but apparently that’s not true.

it turns out that this is something much worse. I can tell that my boy is hurting and I’m scared to say it but he might be dying. he’s a senior cat and i don’t know how much more he can take. I promised him years of happiness after he was nearly put down for his flaws.

The bills so far have been overwhelming and I have asked for payment plans but they cannot do that. I am currently unemployed and my only option for now is to go back to sex work In which I originally swore off. i’ve been canceling therapy and using my savings towards a new PC to help him. in my personal life I am a med student who wakes up, works, and then immediately goes back to sleep to repeat it. I just lost a cat in August because my parents killed her.

please help if you are able I am willing to share bills if that would make you feel better about the legitimacy of us.

PLEASE HELP@

Venmo: @ alexgolly

Cash App: $alexgolly

Paypal: Please DM me





[nyerus]

🌸 Updates and FAQs for Watching the TGCF Donghua! 🌸

✴️First, check out my detailed guide HERE if you want to know how to subscribe to YouTube or Bilibili!

Please read through these if you have any questions first before sending in an ask, as it's probably answered here (or the previous guide)!!! If you don't see it here, or still have confusions afterwards, then feel free to send in an ask or DM me!

---

✨Important Notes/Updates✨

Bilibili is allowing non-members to watch for free! No region locks, and you don’t even need to make an account. Free watchers will be one week behind paid members. But this is a legal and free way to support the donghua if you’re unable to pay! (This actually means that you’ll be able to see the episodes faster and for free on Bilibili than you would on YouTube, because YouTube has a two week delay instead of just one week.)

Funimation is broadcasting TGCF in the US, Canada, UK, Ireland, Australia and New Zealand. These are some of the regions which are blocked by YouTube, so this is an available alternative for those who don’t want to go through Bilibili. They have also stated they will launch in Mexico and Brazil this winter.

ALL broadcasts are in Chinese with hard-coded/embedded English and Chinese subs. (I.e., they come with the broadcast itself, on top of the image. Nothing to toggle on/off, they are automatically there.) They are the exact same across all the platforms.

Please support official releases so that we can get more seasons, and high quality! This is still niche content, believe it or not!

---

✨Frequntly Asked Questions✨

🔹GENERAL FAQs:🔹

1.) "Where is the best place to watch?"

I still reccomend Bilibili's native website/app over all other streaming platforms. This is due to some key points:

Bilibili's website/app gets the episode the very second they drop. There is no delay whatsoever. YouTube and Funimation have been delayed the last two weeks. It's unknown if this is just a hiccup or what, but if watching new episodes ASAP is important to you, going through Bilibili ensures you will not have to worry about any uncertainty.

Price breakdowns: Bilibili's website/app 3-month membership is $10-11 USD. Their YouTube channel's "MBBM Lv2" membership varies by region, but in many places is similar or just a tad more. In the US, the MBBM Lv2 membership and Funimation membership is the same price ($5.99 per month, or $17.97 for 3 months). So you can actually save some cash by going through Bilibili directly.

In the end, this is largely up to personal choice and comfort. Some people may find it difficult to navigate Bilibili's website even with guides and google translate's auto-translate feature. In this case, YouTube or Funimation are fine alternatives. If you also have an existing Funimation sub or plan to use it to watch other shows, then that's perfectly valid too. Similar with the MBBM lv2 sub on YouTube, especially if you want to use it to see other shows (e.g. Legend of Exorcism which is only English-subbed on YouTube).

2.) "Where do I watch for free?"

On Bilibili's website, you can watch episodes for free! You will be one episode behind paid members, but it's a legal way to support the donghua. You don't even need to create an account!

3.) "What episode will be airing when/where?"

Check out the table below for the differences in airing times. Time is 11AM China Time.*

NOTE: Funimation is technically supposed to be the same as Bilibili members/YouTube MBBM Lv2, but the last few episodes have been delayed so I have no clue.... *Additionally, YouTube's episodes have been delayed by a little bit, but they've aired the same day.

4.) "How can I support the donghua?"

Free, on YouTube: Subscribe to Bilibili's YouTube Channel, give likes to TGCF videos/clips, and leave nice comments!

Free, on Bilibili: Everyone can follow the official TGCF account and page, plus leave likes on videos. All this following stuff requires you to have passed the Bilibili quiz to unlock levels: If you are lv2+, you can leave comments and give coins to offical TGCF videos. (Log in daily to get 1 coin/day if you're lv1+!) If you are lv4+, leave a good 5-star review!

Paid: Buy subscriptions to watch the donghua! Also, merchhhhh~

---

🔸YOUTUBE-RELATED FAQs🔸

1.) "What's the difference between Bilibili's YouTube Channel's MBBM Lv1 and Lv2 memberships?"

MBBM Lv2 allows you to watch the episodes on the same day as Bilibili's website broadcast.

MBBM Lv1 has new episodes delayed by one week, meaning you will be one episode behind the others. There actually is zero point in subscribing to MBBM Lv1 (unless you want to watch other subbed donghua) because you can watch the same content on Bilibili for absolutely free, since Bilibili is allowing non-members to watch TGCF one episode behind paid members.

You can also watch two episodes behind on YouTube.

2.) "If I have YouTube Premium/Red, do I still need a membership on Bilibili's YouTube page?"

Yes. YouTube premium is completely separate from the channel-specific memberships.

3.) "Are episodes simulcast on YouTube?"

While originally stated as being simulcast, there actually seems to be a bit of a delay on YouTube as of now. It's unclear if this will change with future episodes.

4.) "Do I need a VPN?"

If you are from one of the restricted countries, then yes, you'll need to use a VPN. You can still pay for the subscription as normal, and then use a VPN to watch the donghua. It will not affect payment.

---

🔹BILIBILI-RELATED FAQs:🔹

1.) "Do I need to take that 100-question quiz to sign up for Bilibili or the membership?!"

No, it's totally optional! You do not need it to either watch the free episodes or to buy a membership. It's only if you want to comment and stuff. It might make you think you gotta do it, or enter a code, but it's actually not needed. Check out THIS post for more info!!! (However, you may still want to do it in order to level up and eventually leave a nice review for the donghua!)

2.) "I'm only able to watch 6min on Bilibili's website when I watch from my phone. Do I need the app?"

You do not need the app. Switch your browser to Desktop Mode in order to watch the video in full.

Be sure to download a browser like Google Chrome, Firefox, etc that supports this mode if your native browser doesn't allow for it.

3.) "Can I get the app on iPhone/iOS?"

This depends on if you are in a country where the app is not region locked in the app store. If you're able to download it that way, great! If not, try using a VPN and setting your region to mainland China. It may work. APKs are not useable on iPhones, so unless you know how to sideload apps onto your device, you may be stuck with the app store only.

Do note that you might be unable to pay for a Bilibili membership through the app, depending on version, but you can always simply pay through the website and then use the app as normal. It will apply account-wide on all devices.

4.) "Why are there two versions of the app?"

One seems to be the international version, which is more basic and lets you pay via GooglePay/ApplePay. The other one seems to be made for mainland China, and allows you to even buy merchandise through it (Chinese address/bank acc required). Mostly, both have to be downloaded via APK on Android. But some iOS users have reported different versions of the app being available for them through the app store (namely the int'l ver, and some have said they can use a VPN to get the mainland one).

5.) "Is there any benefit to having the app over just using the website?"

Not really, no. With the app you can buy very cute hualian themed skins for your profile, though (if you have the mainland version of the app). Plus you can save videos for offline viewing.

6.) "Do I need to enter my area code for Bilibili when signing up/in?"

NO, you do not enter your area code in the phone number field. Select your country from the drop-down list and it will automatically consider your area code. (E.g. if you're in America, select 美国 and enter in your number like 5557779999.)

7.) "I didn't get to set a password when signing up, so how do I log into my Bilibili account after being logged out?"

Use the same phone number you did to sign up. Instead of a password, you'll enter in a one-time key that is sent to your phone via text message. (NOTE: some people have reported not receiving these messages, which may vary by phone carrier!)

As mentioned above, don't include your area code when filling out your number.

Also, if you are signed in on the app on your phone, you can scan the QR code on the log-in page through the app.

8.) "How do I turn off the barrage comments filling up the video I'm watching?"

Select the little button that reads "弹" under the video:

(Website vs App)

9.) Is the Bilibili subscription auto-renewing?

No, the 1-month (¥25), 3-month (¥68), 1-year (¥168) subscriptions will not automatically renew. They are a one-time payment only!

Notice that the renewing payments all say "连续" in front of them, which means "continuing" or "successive" types of subscriptions. They are also cheaper than the one-time payment. (E.g. the renewing 3-month sub is ¥45 instead of ¥68.) Moreover, the renewing types are not even available to purchase with PayPal, afaik. You need Alipay or WeChat Pay, etc.

10.) "Can I use the app/membership to read the manhua too?"

Unfortunately, not quite! Your Bilibili account is universal, but you'll need to download the manhua app seperately and topping up M-coins to pay for the manhua. (One-time purchases, either by volume or by chapter as per your choice.)

11.) "What resolutions are available?"

You can watch up to 480p as a free member. Paid members can watch at 1080p and high-bit-rate 1080p. It's possible to chromecast it to TV, too. (I haven't tried it, but others have!)

12.) "Can I watch across multiple devices?"

Yes, you can!

13.) "Do I need a VPN?"

No, Bilibili is not region-locked. However, some particular countries may have Chinese apps blocked.... :(

14.) "I want to leave a comment/review. How do I level up on Bilibili?"

Log in daily, watch at least one video per day, give coins (attained by logging in) to your fave videos, etc! It will definitely take a while haha.

15.) "Will I be able to watch other donghua like MDZS or SVSSS with my membership on Bilibili?"

No, those two donghuas are produced by TenCent, not Bilibili. You will need either a TenCent/WeTV account, or you can watch them on their YouTube channel (free).

---

🔸FUNIMATION-RELATED FAQs🔸

1.) "Is Funimation's broadcast a simulcast?"

It is supposed to be, according to their initial announcements. They seem to be having some technical difficulties, but those may be resolved soon. I suggest keeping an eye on their twitter for updates if you are interested in watching through them!

2.) "Do I have to pay extra on my Funimation sub to watch TGCF?"

No, afaik, the regular $5.99 sub covers TGCF too.

---

I hope this helps out people further, so we can all have an easy time watching the donghua! And please do support it legally! 🙏

If you still need help, feel free to send in an ask!

[chemical-cat]

So I don't know if there's a lot of truth to this claim, of course there's a few questions I have of my own regarding the situation but via tiktok (specifically more so "witchtok"), a tarot reader who goes by the user name: staci_luna_ (if you want to check out her direct page for yourself, here is a link to her page:

And more specifically here is a link to the video in this post that I'm going to be referencing: )

So essentially, if you didn't want to go into the videos themselves regarding this, the break down of the situation is that:

staci_luna_ has had her PayPal account placed on hold, this is an account in which not only did she already have hard earned funds placed in that are now in limbo, but it's also one of the ways her clients pay her and is even a part of her website. When she contacted PayPal regarding this, she was informed due to both multiple reports/disputes being filed against tarot readers, and also multiple people informing PayPal that tarot is fraudulent. Now according to Staci_luna_ this is PayPal's algorithm going through and automatically closing tarot readers/psychics accounts.

Within the comment section of this video, staci_luna_ also further elaborated that:

"@staci_luna_: Fortunately Stripe likes metaphysical companies. Square, Wix and I guess now PayPal have clauses they can take the funds and close the accounts." (This was in response to another user, who stated they had not run into an issue but they use Stripe as well)

"@staci_luna_: It’s crazy! I’m insured and been in business without incident for three years. When I called in PayPal said the algorithms was recently set up to auto close anything saying Tarot, Psychic, Reiki and they would do their best to fix it but no good news yet." (This was in response to another user expressing their shock)

Within the comments of this video, the overall consensus seems to be a 50/50 split, some users commenting that they haven't experienced any issues nor have they heard of this, and others stating that they have, one user going as far as to comment:

"Unfortunately!! When I tried to setup a PayPal for my website they said that my business model aka tarot/medium wasn’t valid!"

Now essentially when I first had this come through my feed, I was both scared at first as I use PayPal for my own business, and skeptical. Once my anxiety calmed down, I started thinking about some valid questions, now putting aside whether or not staci_luna_ is a 100% on the up and up (Little to no disputes filed against her), let's say for a moment she's had a few...

Was this a termination due to multiple disputes filed against her? (Whether for various failures to deliver or actual fraud)

Was she possibly targeted directly by another creator? (As out there of a claim as it can be, in this day and age you never know)

Is this legitimately true or is it another fear mongering tactic that's being used on tiktok?

Ultimately, I was left with a lot of questions, some of which can be answered and others can't. Being that I don't have any proof to suggest that staci_luna_ herself, would use this as a fear mongering tactic, or a reason to lie to try and cover up possible disputes against her. I'm going to treat this as an objective case scenario, I don't personally believe that staci_luna_ is covering anything up, nor is she fear mongering, but rather trying to warn others before they lose large sums of money. Staci_luna_ went on in the comments to clarify that:

Her PayPal account was a business account, had an EIN, and everything goes through her website under the name: Staci Luna.

For clarification: an EIN is a "Employer Identification Number", also known as a federal employer identification number, or federal tax identification number. Just like with your social security card number, this is a unique 9 digit number assigned by the IRS to businesses that are operating in the US, for the purpose of identification.

Now if we take this as blantaly true, this is 100% factual. What this essentially means is that there is a possibility that regardless of if it is processing through your account via the person sending you money on a "paypal.me" link, or its connected via a check out at your website, PayPal is targeting metaphysical shops, specifically tarot and psychic readers. It does not matter if you like Staci_luna_ have an EIN, PayPal still has the rights to not only terminate your account but also withhold any funds within the account should it be terminated. In PayPal's OWN terms of service:

"Hold the balance in your Cash Account, the balance in your business PayPal account, or any money waiting to be claimed through your personal PayPal account if you do not have a Cash Account linked to your personal PayPal account, for up to 180 days if reasonably needed to protect against the risk of liability or if you have violated our Acceptable Use Policy"

"If we close your PayPal account or terminate your use of the PayPal services for any reason, we'll provide you with notice of our actions and make any unrestricted funds held in the balance of your Cash Account linked to your personal PayPal account or in the balance of your business PayPal account, or any money waiting to be claimed through your personal PayPal account if you do not have a Cash Account linked to your personal PayPal account, available for withdrawal."

These along with the rest of paypal's policies can be found in their terms and conditions, which do cover both business and personal accounts as well as their buyer and seller protection policies. The two listed above were found in the section labeled: "restricted activities and holds"

Now this is a lot to process and brings up the question, if my shop/my readings are processed through PayPal where do I go to ensure I don't lose my business?

So there are a few options, while some have been suggesting to move to venmo and cashapp, others are suggesting etsy and square. So where should you go? Well there are a few things to keep in mind with some of these platforms as well that could be a make or break point for your shop/business as well.

As mentioned before by staci_luna_ both PayPal and Square, reserve the right to terminate your account and keep your money. While PayPal does elaborate that they will place funds on hold for 180 days, and should your account be closed they will move your money from a cash account to your personal account (the differences between these are elaborated on in paypal's terms and conditions, as while they may be linked to each other they are two different types of accounts, if you have a PayPal debit card, then you more than likely do have a PayPal cash account). Square's terms of service state:

"We may terminate ... suspend or terminate your Square Account or your access to any Service, at any time for any reason. We may add or remove, suspend, stop, delete, discontinue or impose conditions on Services or any feature or aspect of a Service. We will take reasonable steps to notify you of termination or these other types of Service changes by email or at the next time you attempt to access your Square Account. "

" ... your Square Account is terminated or suspended for any reason: ... we will not be liable to you or any third party for compensation, reimbursement, or damages for any termination or suspension of the Services, or for deletion of your information or account data. "

These can be found in squares general terms of service in section 11 and section 12.

Venmo does now offer a business option, however this is a profile that is set up within your personal account, specifically for the use of receiving payments for the sale of goods and services. This is an option that within their terms and conditions they state is offered at their sole discretion, and may not be offered to all users. They go on to state several things within their terms of conditions as well, including if you use your personal profile to conduct business:

"Except for commercial transactions expressly authorized by Venmo, for example, transactions with authorized merchants or business profiles, or purchases made using your Venmo Mastercard®, personal accounts may not be used to conduct business, commercial or merchant transactions with other personal accounts, which includes paying or accepting payment from other personal accounts held by users you do not personally know for goods or services (for example, concert tickets, electronic equipment, sneakers, a watch, or other merchandise). If you plan to use your Venmo account to sell goods or services, you must have an approved business account or a business profile."

"If your Venmo account is closed for any reason, any business profile and any Venmo Debit Card affiliated with your account will be canceled."

"Payments sent via the Venmo app or the Venmo website to another Venmo user do not qualify as payments to an authorized merchant. ... Except for transactions for goods and services that are expressly authorized by Venmo, for example, purchases from authorized merchants, business profiles and Venmo Debit Card purchases, you are not permitted to use Venmo as a payment method for purchases of goods and services."

(If found in violation of the restricted activities policy) "Terminate this user agreement, limit your Venmo and/or PayPal account, and/or close or suspend your Venmo and/or PayPal account, including cancelling your Venmo Debit Card (if any), immediately and without penalty to us ... Limit your access to our websites, ... your Venmo or PayPal account or any of the Venmo or PayPal services, including limiting your ability to pay or send money with any of the payment methods linked to your Venmo or PayPal account, restricting your ability to send money or make bank transfers ... "

These can all be found within venmos terms of service under their legal tab.

It may be important to note that venmo is a sub-company under PayPal, as well as within their restricted activities section they do have listed that if you are using your personal account to purchase goods and services from another personal account (unless otherwise previously authorized by venmo - authorized merchant, business profile, or venmo debit card transaction), that you are participating in a violation of their restricted activities policy. Like with PayPal, venmo will hold any unrestricted funds for 180 days, but if they close or terminate your account/use of their services, they will make any unrestricted funds still available within your account avaliable for bank transfers. Because they are a sub-company of PayPal, it is unsure of whether or not the same algorithm applies as used with PayPal. Through their terms of service, it does appear that venmo DOES offer a buyer protection policy IF the goods/services are purchased through their authorized means (authorized merchants, business profiles, venmo debit card transactions), however if these are purchased from one personal profile to another there is no buyer protection policy. From what I could see, it does not appear at the time of me writing this, that there is a seller protection policy in place, however venmo does offer a similar dispute system as PayPal. (Through the research I've done so far, and the on going research I have done, it does not appear currently at the time of writing this that tarot readers accounts are being shut down when using venmo despite PayPal being venmo's parent company).

Cashapp, is a sub-company of square. Within cashapp you can only send money to another user, however you can opt for a debit card from cashapp. You can use this debit card to make purchases from merchants (similar to the venmo or PayPal debit card), it is important to note that in cashapp's terms of service in regards to the debit card: "you do not have the right to stop payment on a transaction originated with your cash card", in the instance of a lost/stolen card, you may disable the card via the app however this does NOT prevent the processing of pending transactions initiated prior to the disabling of your card. If you are also no longer deemed eligible for the cash card, the card may be canceled with no notice at any time (as deemed by the terms and services of the card). Within cashapp's terms of service are these: (within their terms of service because their parent company is Square, Square is used as the overall judgement in terms of your account and not cashapp itself):

"Square may terminate, close, or suspend your Account or use the Service at any time for any reason. "

"Any pending transactions at the time of termination, closure, or suspension of your Account will be settled. Any funds that we are holding in custody for you at the time of termination, suspension, or closure of your Account, less any applicable fees, (1) may be made available for you to cash out in Square’s discretion and subject to the other conditions in these Cash Terms, and (2) we may require you to link a new bank account that has not been associated with your Account to cash out such funds ..."

These can be found within cashapp's general terms of service.

In terms of Etsy, there are a few things to keep in mind with it specifically. Below is information I have gathered from etsy itself in its terms and conditions, as well as information that has been provided via forums such as reddit. While within the forums, I have no ability to prove whether these things said are true, it is something to keep in mind if using etsy is you're go to area.

Before we dive into etsy's terms of service, I want to dive into some of the things said on some of the forums:

While some users expressed that an advantage to etsy versus some other payment options were the ability to have a store front, easy managing, and that etsy will even send you a 1099 tax form. Others expressed that etsy can take a "hefty" chunk out of your sale prices, while .20 cents per listing and an extra relisting fee if you sell out or relist after 4 months, may not seem that overwhelming bad. There are individual fees that etsy charges at the point of sale as well. (All of these can be found on their website in more detail). Others have expressed that etsy has periods of times where they are strict with their rules and laid back with them at other times, specifically with metaphysical shops. Some expressed that, in order to avoid not just your listing being taken down but your shop as well that with tarot readings and other such listings you need to specify that they are for "entertainment purposes only", some users have specified that etsy has relaxed this, and that they have a set "tarot reading" listing, however you need to be selling an actual item and not a service. They further specified that some users have gotten around this by doing tarot readings via email, or in a pdf file (rather than via phone), or by sending an infographic with a reiki healing or something similar. Some have even said with listings that you need to give them something tangible, even if it's just a mailed copy of their reading.

An article on the matter stated that while etsy does allow tarot and psychic readings that "to qualify for sale, tarot or psychic readings must be sold in digital format or a physical document. Both the listing title as well as description need to state the format the reading will be sent in". (This was posted in 2015)

Within etsy's own community of threads, it seems there is some debate as to whether or not tarot reading/shops and other similar stores fall under etsy's 3 categories: handmade, supplies, or vintage.

Well, as of 2020 etsy has elaborated on this themselves:

"Etsy welcomes a wide variety of divination and spell-related items, as long as they meet our Seller Policy. Tarot, psychic, or other divination readings must include a tangible good, such as photos of the tarot spread, audio/video of a reading, or text of the reading. You may deliver the tangible good through Etsy Messages or email."

This can be found in their "our house rules - services" section.

Etsy does go on to list that there are several metaphysical services which can NOT be sold on their market place including:

Reiki and/or distance healing, spell casting, prayers, rituals, or items with a metaphysical outcomes (attracting wealth, love, gambling luck, more business, employment opportunities, or assistance with legal or relationship situations).

Ultimately, items sold need to have a tangible aspect as outlined by etsy themselves, and follow the same guidelines as any other piece sold on the site.

Etsy's terms of service, are this:

"... we may take actions that limit the visibility of your shop, listings or ads, or that impact your payment account. ... In the event a shop sees unusual order activity, or we otherwise believe that your actions or shop may result in buyer disputes, chargebacks, increased risk of fraud, counterfeiting, or other claims, Etsy may take actions such as limiting visibility of your account, or placing restrictions or reserves on your payments account, in accordance with our Terms of Service"

"In the event a shop sees an unusual spike in orders, particularly in a high demand category, a shop may see an increase or decrease in its search ranking. Often, if a shop sees an increase in fulfilled orders and good reviews, this may result in higher visibility and search rank. However, sometimes a rapid increase in orders can reduce visibility. "

"If Etsy has reason to believe you ... violate our Terms, including this Seller Policy, we may deactivate Your Content or suspend or terminate your account (and any accounts Etsy determines is related to your account) and your access to the Services."

These can be found in etsy's "seller policy" section.

While etsy DOES offer seller protection, it is limited and only applies to sellers which meet the requirements of their protection program.

As a tarot reader myself, who is now on the fence about potentially keeping my PayPal separate from my business, it opens the question of where to go. I dived into these terms and conditions on various apps, because through my own experience and what I have observed of other readers on multiple platforms, I know various readers use different services. My concern was if I was potentially losing my ability to use PayPal as a way to not only protect my customers but myself as a seller, what other options were out there that not only provided me but my buyers with the best interest in mind? A main factor being something similar to a buyer/seller protection like PayPal has. While venmo is a sub-company of PayPal and does offer a business profile to purchase goods and services through, there's no word on whether or not they will be affected like PayPal has. While square may seem like a very good professional fit, as well as it may be easier to use for tax purposes when it comes to book keeping, like PayPal they have the ability to terminate the account whenever they see fit, the same goes for cashapp. While etsy on the other hand, you have to fine tune each listing to ensure you're abiding by their guidelines, which while it may not be directly stated for those who do lots of love readings/relationship readings for example could potentially be affected. (A personal benefit I like is not only the store front aspect but the fact people can openingly rate your services, so it's not just by word of mouth).

Ultimately, it seems that no matter which platform you choose to use, there is going to be some type of pitfall or con in using the app. For me personally, I think for the well being of my own business until I know more information on whether or not PayPal is actively doing this or if they resolve the situation, I'm choosing to move away from PayPal as a main payment form for my clients. I'm personally, strongly considering moving to etsy because even though PayPal directly may not be the best option, there is still the option of clients being able to secure their purchase with PayPal while on etsy which gives them paypal's buyer protection but also etsy's. Personally, I'm still going to have my venmo and my cashapp as well, since on both I have the ability to make a business profile and fall under their guide lines but I'll be making a conscious effort to at least toe the line and provide some type of tangible source even if it's just applying etsy's guidelines elsewhere.

Ultimately the main reason I spent time on typing all of this and putting the word out, is that while it is on tiktok, both the original video along with a handful of others that I went searching to see if it was getting spread are getting almost no traction, so the word isn't fully getting spread. This has the potential to hurt small business owners, and I just want to help get the word out there for others. I definitely recommend diving into the terms and conditions on any platforms you are using for your services in order to best know where any dangers may potentially lie for your business. But I hope that putting even just some of this information out there gets to who it needs too.

[eltritch]

Tarot Readings!

To keep it simple, I charge $2 a minute if you want it in video. So per say, if you would like a 20 minute reading, it would come out to be $40.

I also can do audio for $1 a minute, along with pictures of pulled cards.

If you are interested in pictures/text given instead of a video, they are more specific.

3 card spread- $6

6 card spread- $12

Celtic Cross- $30

I am able to work with specific deities, and can ask specific questions to vague.I can predict possible outcomes as well as more beneficial paths to you. I can give time periods for future events, and messages from your spirit guides. I can help you connect with your higher self, or even give help with shadow work. I am willing to do any custom spread, over text for $3 per card placement needed for wanted spread. I use multiple decks from which you can choose from, Oracle cards, and charms to pick as well! If needed, I will pull up to 3 extra cards for clarification; these will be included in what you originally wanted for no extra charge.

I can take cash app and paypal at this time, but I plan on expanding my forms of payment soon!

⚠️Remember that if there is a question I am uncomfortable asking, I have every right to refuse your business.⚠️

Just give me a DM to start the process my friend! And I thank you for reading this. 🌸

[sunflower-queen-13]

Astraia’s Tarot Readings

Greetings!

Hello everyone! I’ve recently updated which readings I’ll be offering, how I’ll be going about them, etc. So I figured I might as well post about it and let you all know how I’ll be doing readings for you guys now!

A Bit About Me

Just in case you don’t already know me, my name is Astraia, I’m 21, and I’ve been a practicing witch for about 8 and a half years now.

I’ve been reading tarot for around 6 years, and I started doing readings professionally about 3 years ago. I have about a 99% accuracy.

I am also an empath, which makes doing readings a lot easier to do, but it also takes a bit more of a toll on my energy and my body.

Payment Options

For now I will be accepting payment through PayPal and Cash App. I plan on getting a Venmo soon, so I’ll update you guys about that when it happens.

I will only accept American currency (as I do live in the US).

I will ask for payment upfront before the reading, just to ensure that (for my own financial sake) I won’t get ripped off if someone asks for a reading then refuses to pay after the fact. (Unfortunately it’s happened before, and a person’s gotta eat.)

Reading Process

Under “Readings Offered” you will find a list of the types of readings that I offer. When you have decided which reading (or readings) you would like me to do for you, please message me here on Tumblr (please don’t send an ask), telling me which reading you would like me to do as well as whether you want to pay me through PayPal or Cash App.

I will then send you the payment info along with how much the reading will cost (which will be included below).

After I recieve the payment, I will let you know that it has been received and we’ll get started.

I will only do a max of 13 readings a day to preserve my energy. But if you message me after the 13th reading that day, don’t worry! I will make a note of your request, and you’ll be first on my list for the next day. I will also keep you updated on when I’ll be able to do your reading.

Of course on low spoon (energy) days I might take the day off, even still I will let you know and do your reading as soon as possible.

IMPORTANT

You do not need to give me ANY personal information in order for me to give you the reading. If you have a specific question in mind, I will ask about the situation in order to gauge what it is you’re wanting to know and what you’re looking for, that way the reading will be more accurate to your needs. You don’t have to give me any names or specifics, just the gist of it.

Readings Offered

Single Card Reading

1 card — $5

This is my most basic reading that I offer. I will only pull one card, this could be used for a clarification of a reading by yourself or someone else, to answer a yes/no question, or as a simple card of the day reading.

Past / Present / Future Reading

3 cards — $10

This is another basic reading, just to give you a little insight into yourself and your life. But when I do this reading, the future isn’t definite. The future card represents your most likely future if you remain on your present path.

Clarity Reading

4 cards — $15

Another very basic reading. It is used to bring clarity and insight into a certain situation that you’re in, or to give you answers on a specific question that you have in mind.

Celtic Cross Reading

7 cards — $20

This is a much more in-depth reading. It will cover every facet of a certain situation that you’re in or of the answer to a specific question that you have in mind.

Deity Identification Reading 1

5 cards — $ 20

This is a very basic identification. I will tell you the deity’s gender identity, what they rule over, basic aspects of their personality, why they’re contacting you, and a message they might have for you.

Deity Identification Reading 2

7 cards — $25

This is a much more in-depth identification. I will tell you the deity’s gender identity, what they rule over, positive and negative aspects of their personality, why they’re contacting you, what expectations they have of you, and a message they might have for you.

Past Life Reading

12 cards — $40

This is a highly in-depth reading about a past life. You can choose whether we’ll be exploring your most recent past life, or the past life that had the greatest impact on your current life. I will provide several details including your gender identity, childhood, family life, relationships, obstacles, achievements, spirituality, death, lessons learned, karma brought forward, past life purpose, and current life takeaway.

Because of just how in-depth this reading is, it takes a lot of energy and work for me to complete it, which is why the cost of this reading is a lot higher than the others.