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#pip insurance
nando161mando · 3 months
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"Immigrants didn't take away your affordable housing, rich landlords and greedy politicians did!" (EN: English)
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pippindot · 2 months
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Lookin so cute while bein all fucked up n stuff ❤️💗
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georgiasedify · 2 months
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Pip in Texas
PIP in Texas, Personal injury protection
What is personal injury protection? Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages for you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who’s at fault. Personal injury protection insurance is mandatory in some states and optional or not offered at all in other states. If you or your…
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liveinsuranceinfo · 8 months
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Understanding Personal Injury Protection (PIP) Claims: A Comprehensive Guide
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Personal Injury Protection (PIP) claims play a crucial role in ensuring financial protection and timely medical care for individuals involved in accidents. This article aims to provide a comprehensive understanding of what a Personal Injury Protection claim is, how it works, and why it is an essential component of insurance coverage.
What is Personal Injury Protection (PIP)?
Personal Injury Protection, commonly known as PIP, is a type of insurance coverage that provides compensation for medical expenses, lost wages, and other related costs resulting from injuries sustained in an accident, regardless of who is at fault. PIP is designed to cover the policyholder, passengers, and sometimes pedestrians involved in the accident.
Key Components of PIP Claims:
Medical Expenses: PIP covers medical bills resulting from injuries sustained in an accident. This includes hospitalization, surgery, prescription medications, rehabilitation, and other necessary medical treatments.
Lost Wages: If the injured party is unable to work due to the accident, PIP provides coverage for lost wages. This helps maintain financial stability during the recovery period.
Funeral Expenses: In unfortunate cases where an accident results in a fatality, PIP may cover funeral and burial expenses, easing the financial burden on the deceased's family.
Essential Services: PIP may also cover the cost of essential services that the injured person is unable to perform due to their injuries. This can include household chores or childcare.
Survivor's Benefits: In cases of fatal accidents, PIP may provide survivor's benefits to dependents, offering financial support to the deceased's family.
How PIP Differs from Liability Insurance:
Unlike liability insurance, which covers damages to other parties in an accident for which the policyholder is at fault, PIP is a no-fault coverage. This means that regardless of who caused the accident, PIP will provide benefits to the insured party. This no-fault system aims to expedite the claims process and ensure that injured individuals receive prompt assistance.
PIP and State Laws:
The availability and requirements of PIP coverage vary by state. Some states have mandatory PIP coverage, while others offer it as an optional add-on. Understanding the specific regulations in your state is crucial to ensure compliance with the law and to make informed decisions about your insurance coverage.
Conclusion:
In conclusion, a Personal Injury Protection claim is a vital aspect of insurance coverage that provides financial assistance for medical expenses, lost wages, and related costs resulting from accidents. Its no-fault nature ensures swift compensation, allowing individuals to focus on recovery without the added stress of determining fault. As with any insurance coverage, it's essential to be aware of state-specific regulations and policy details to make informed choices about personal injury protection.
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plusheat · 1 year
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Stay Cozy and Confident: The Top Boiler Cover Options for Your Needs
When it comes to protecting your home's heating system, choosing the right boiler cover is essential. It provides you with the peace of mind and confidence to stay cozy, knowing that your boiler is well-protected. Here are some of the top boiler cover options available to cater to your specific needs.
Comprehensive Cover: This all-inclusive option offers the highest level of protection. It typically includes repairs, parts, labor, and regular maintenance. With comprehensive cover, you can enjoy the convenience of having all aspects of your boiler's care taken care of, giving you complete peace of mind.
Parts and Labor Cover: This option covers the cost of parts and labor for repairs, ensuring that you won't have to worry about unexpected expenses when your boiler breaks down. It's a cost-effective choice that provides financial security without the additional services of regular maintenance.
Emergency Cover: Designed for those seeking immediate assistance during urgent situations, emergency cover ensures that help is available 24/7. This option offers rapid response times and callouts to get your boiler up and running as quickly as possible.
Basic Cover: If you're looking for a budget-friendly option, basic cover provides essential protection. It typically covers major repairs and includes limited callouts and servicing. While it may not offer the same comprehensive benefits as other options, it still provides peace of mind and a level of coverage for your boiler.
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The Fischetti Law Group helps providers when it comes to trying to collect money from insurance companies. There are many challenges that they may face. Insurance companies often have complex and confusing policies and procedures that can make it difficult for healthcare providers to get paid for the services they provide. Additionally, insurance companies may deny claims or delay payment, which can create financial problems for healthcare providers. Michael Fischetti has experience working with healthcare providers in Martin County and the South Florida Area - to navigate these challenges and collect the money they are owed. He can advise his clients on how to properly document their services and submit claims to insurance companies, and he can also represent them in negotiations with insurance companies or in court if necessary. If you are a healthcare provider in need of assistance with collecting money from insurance companies, it is important to work with an experienced attorney like Michael Fischetti who understands the complexities of healthcare law and can help you protect your rights and financial interests. Call or text 833-MIKE-247 for a quality pip collections firm. Visit: https://www.fischettilawgroup.com/ #pip #broward #browardcounty #attorney #pipsuits #attorney #florida #wellington #wellingtonfl #wellingtonflorida #fortlauderdale #westpalmbeach #bocaraton #palmbeach #miami #miami-dade #noticeofinitiationoftreatment #noticeoftreatment #treatment #broward #westpalmbeach #boyntonbeach #bocaattorney #floridalaw #doctor #doctors #physicaltherapy #spine #massage #florida #best #top #news
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discount-shades · 1 year
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Contract Spouse Chapter 9
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Chapter 9: The Wedding
A/N: Only one chapter left after this! And an epilogue but I haven't even started writing that. 
Pairing: Jake Seresin/Reader (nicknamed Pip)
Warning:  Angst
Length: 2500 ish
Summary:  Javy gets married to Phoenix's sister. 
Previous     Masterlist     Next
You tried to keep your eyes on the bride and groom, after all they looked beautiful, but your gaze kept slipping to Jake. His eyes were always meeting yours, and you weren’t sure if what you were feeling was real or imaginary. Lately you felt like there might be something between you and Jake. The lingering looks and gentle touches were setting your imagination on fire. You wanted it to be real and something was telling you that after today you would know for sure. 
Jake was the best man and Natasha was the maid of honor for her sister so you ended up spending much of the day with the dagger squad while Jake was busy. Bradley had loudly declared your table the fun table and all through the dinner you had been glancing up at Jake sitting at the head table. 
“When they asked about the adultery I just told them I thought it was don’t ask, don’t tell.” Mickey pipes up to the groans and laughter of the others. “I just played dumb.” 
“Played?” Reuben asks, laughing when Mickey shoves him good naturedly. You sip at the glass of wine you had been poured. Between your work and the busy schedules of the aviators, this was the first chance you had to hang out with Jake's teammates. The group was among the louder of the tables, frequently clinking their glasses to urge the bride and groom to kiss. 
When the first dance was announced you all rose and made your way to watch Javy lead his bride out on the dance floor. After a few minutes of dancing alone, the rest of the wedding party joined the couple on the floor signaling other guests to join in. You watch Jake smoothly move about the floor with Natasha as jealousy gnaws at your stomach. 
“Wanna dance?” Bradley asked as you tried to slink back to the table. “I could trade you off with Jake.” 
You shake your head. “No thanks, I'm not much of a dancer.” You quickly move away from the dance floor and try to ignore the look of disappointment on Bradley’s face feeling a little guilty. He was probably really looking forward to switching with Jake. It was best for his toes if he just waited his turn, rather than drag you out on the floor. 
You spend most of your evening holding down the table. Jake is able to stop by and chat occasionally but is frequently called away to run interference between some of the bride and groom's families. The wine bottles provided for the toasts have long since been empty and you make frequent trips to the bar for a cold drink in the rapidly warming room. 
“We should dance.” Jake appears at your elbow and you start. “We never danced at our wedding.” 
“We never had a wedding, Jake.” You roll your eyes at him. “I believe the first thing we did after we married was finalize our plans for insurance fraud.”
“Yeah,” Jake murmurs in agreement and he almost sounds disappointed. “Come on!” Jake, both arms now cast free, abruptly grabs your hand and you stumble after him. Your heart starts pounding as he leads you to the dance floor. You half heartedly try to pull away without making a scene, but Jake is insistent. 
When Jake finally pulls you onto the dance floor you feel your face heat in embarrassment. You had never learned to dance. Jake takes your hand in one of his and uses the other to pull you closer. You stare at his chest, unable to meet his eyes as he tries to lead you in a two step. 
You stumble in embarrassment. Your body is unable to relax as you move stiffly in Jake's arms, unable to match his steps. “I’m sorry,” you mumble before briefly meeting his gaze. At the laughter you see in his eyes the humiliation quickly overwhelms you, and you pull out of Jake's arms before swiftly leaving the dance floor and exiting the banquet hall. 
You blink back tears as you quickly walk to the elevators. You and Jake had booked a room in the hotel for the night and you plan to hole up for the rest of the wedding. Your inability to dance has always been a secret shame of yours. There had never been anyone to teach you growing up and you had never possessed the confidence to go out and ask someone for help.
Now you wish you had, at least that way you wouldn't have made a fool of yourself in front of Jake. You curl into yourself after you hit the up button wishing Jake had never asked you to dance.
“Pip!” 
At the sound of Jake's voice you close your eyes. Relieved that the tears are no longer lingering in your eyes. You open them and turn to Jake, relieved to see his smile is kind and not mocking. 
“Where are you going?” he asks softly. His hand coming up to cup your cheek, his thumb running gently over your cheekbone. 
You lean into his touch as his other hand rests on your waist, before moving to gently squeeze your hip. You sway forward and slide your arms around his neck. 
“To our room,” your voice comes out in a whisper and you watch his eyes flick to your lips. You are sure you are not imagining the look of hunger in his eyes and your stomach clenches. A nervous energy floods your body at the heat of his gaze and you rise up and press your lips to his.
The kiss starts chaste but quickly turns heated as Jake’s hand slides into your hair. When you flick your tongue against the seam of his lips he abruptly pulls back. “Fuck, Pip, I can’t do this.”
At his words you step back and out of his arms. “Yeah,” you try to keep your breathing steady, “probably a good call.” You hear the ding of the elevator and stumble back into the open door. “I think I’m wedding-ed out,” you say, trying to adopt a carefree response. “I’ll see you in the morning.” you say as the doors close on Jake's wrecked expression. 
Once the door closes the tears fall silently down your face. 
– – – 
Jake can’t keep his eyes off you. All through the night he has been watching you. He nearly missed the point in the ceremony when he was to give Javy the rings because he was staring at you. 
When he leads Phoenix onto the dance floor he loses you in the crowd. He scans the faces while he easily leads her through the steps. 
“How long have you been in love with your wife?” His eyes snap to Phoenix’s face. His mouth drops open, unable to form a reply. He can't deny it, nor does he want to but if Phoenix can tell he is sure you can too. You know him better than anyone. 
Jake gives her a questioning look. “You can always tell how couples are doing by looking at them when they are at a wedding,” she explains. “I once called my one cousin's divorce six months before it happened when I saw him at another cousin's wedding.” Phoenix continues. “You’ve been looking for her all night with this dopey, lovesick look on your face.”
Jake sighs and hangs his head before giving a reluctant nod of acknowledgement. “Are you going to tell her you love her?” Phoenix asks.
“Are you going to tell Rooster you like him?” Jake counters and his suspicions are confirmed when Phoenix’s lips thin. 
“It’s complicated.” Phoenix says, unwilling to elaborate. 
“Tell me about it.” Jake agrees and they finish their dance in silence. Jake’s mind fixed on you.
Throughout the night Jake keeps trying to get to you. All he wants is to dance with you, hold you in his arms one time and dance at a wedding. Wishing he could have danced with you at your own wedding. Your dress isn’t white but he thinks if he had you in his arms he could pretend. 
It was a new mindset that had come from therapy. Rather than stress and bemoan your inevitable leaving he had decided to enjoy every moment he could with you. To lie in bed with you in the morning, to touch you every chance he had. To make you laugh and watch you smile. He was going to enjoy every minute with you before he had to let you go. 
At his third attempt to ask you to dance he was beginning to resent Javy’s great aunt and the bride's grandmother. Jake could only watch you laughing with the others as he one again went to rescue the bride and groom from their persnickety relatives. He watched you head to the bar again and come back with another drink. It had to be a gin and tonic, they were your go to. 
He is finally able to pull you to the dance floor. Grinning to himself at being able to hold you in his arms. He tries to lead you through the dance but all your drinks have caught up with you and you keep stumbling in his arms. 
His smile quickly turns to a look of confusion when you pull away with a muttered apology and flee the hall. He catches you at the elevator and can't stop himself from pulling you to him. His heart stutters when you wrap your arms around his neck. 
The warmth and feel of your soft curves overwhelms him. He stares at your lips, he could watch your lips move all night. 
He is abruptly pulled out of his thoughts of kissing your lips by the very real feeling of your lips on his. The kiss is everything. Your lips are soft, and your hair is silky in fingers when he pulls you closer. When your tongue tentatively moves against his lips it takes all his will power to pull away from you. 
He can’t kiss you like this when you are drunk. When you agree and back into the elevator his heart sinks. He wishes you had been sober. He licks his lips and can taste the lime of your drink lingering there. Jake heads back to the hall and ends up pacing the entrance area. Unable to rejoin the party, his mind filled with the feel of you in his arms and the taste of you on his lips. 
“Where’s Pip?” Javy’s voice pulls him out of his mind. 
“She went to bed,” Jake drops his hands from where they have been running through his hair. He turns to look at Javy and knows without him saying anything that Javy knows the truth.
“She’s never going to love me like I love her.” It is the first time he has said the words aloud, he hasn't even told his therapist, and immediately feels guilty telling Javy this at his wedding. Javy rolls his eyes and motions to the couches outside the hall and Jake follows, collapsing onto a sofa. 
“That’s the dumbest thing you have ever said.” Jake scoffs at his answer, but Javy ignores him and continues, “Why would she stay married to your dumb ass if she didn’t love you?”
“Duty,” Jake says in defeat. “She promised she would be there for me if I ever needed her when we got married. She thinks she has to stay because I’m a mess.” 
“Duty or not, Pip would have divorced your mopey ass years ago if she didn’t love you. She can support you just as well as a friend as she can a wife.” Jake feels a traitorous spark of hope in his chest, and quickly squashes it. 
“I don’t deserve her.” His mother would have said Javy’s eyes would get stuck if he kept rolling them like that. 
“I’m really glad that stupid idea you had a minute ago has found a friend in that dumb statement.” Javy’s sarcastic response has Jake letting out a bitter laugh. “I wouldn't want your dumbassery to get lonely.”
When Jake doesn’t stop him, Javy continues. “She gets to decide what she deserves and even if you think you don’t deserve her, you have let her make up her own mind.” Javy holds up his ring finger. “Speaking as an honest married man, you have to either let her go or tell her the truth and let her decide.” Javy claps Jake on the shoulder as he rises and heads back to the party. 
Jake stays on the couch mulling over what Javy told him. Could you love him in the way he loved you? He didn’t want to hope. It would hurt less to just let you go than nurture something that wasn’t there. He replays every interaction he has ever had with you. 
You are always the same. The same kind, compassionate Pip. He thinks about the way you always melt into his arms, at your soft little smiles, and how you go out of your way to do things for him without him even asking. 
His thoughts are interrupted by Fanboy falling drunkenly onto the couch across from him. “Hangmaaan!” He slurs with an absent minded grin.
“Jesus,” Jake chuckles, “you're drunker than Pip.”
Fanboy blinks at him in confusion, eyes slipping in and out of focus. “Pip wasn't drinking, she’s as sober as a… sober person.” 
Jake’s breath catches and his brain stops at the information. “She kept going to the bar.”
“Yeah, and she would bitch every time she did because the bartender kept giving her little tiny glasses of 7Up.” He holds his hand up with his fingers about an inch apart to emphasize the size of the drink you were drinking. 
Jake stands and runs to the elevator, jamming the up buttons and ignoring Fanboys questioning shouts behind him. If you weren’t drinking that means you were sober when you kissed him and that means what Javy said might be true. 
He sprints down the hall to the room, fumbling with the key card before finally getting it open. He calls your name and rushes into the room. He finds you passed out on the bed. The bedside table is covered in a collection of mini alcohol bottles from the minibar. Your beautiful dress is in a pile on the floor and you are wearing one of his t-shirts that had migrated into your pajama drawer. 
Jake kneels on the floor beside you pushing your hair out of your face. There are mascara tear marks around your eyes and his heart breaks. He wets the makeup cloth you brought and gently cleans your face, wiping away the tears that have dried on your cheeks. He can't think of a time he has ever seen you cry. He did this to you. 
Jake hangs up your dress, knowing how much you liked it and not wanting it to get ruined, before stripping to his boxers and crawling into bed behind you. He wraps his arms around your sleeping form before whispering into your hair. “I’m in love with you, Pip, and I'm going to tell you everything.” 
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cweercrippledcrafter · 10 months
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Hey, I know a load of us are broke so you can't donate, but even sharing this would mean a lot to me.
Our puppy Yenn (yes, she's named after The Witcher, they're my fiancée's favourite games) needs multiple surgeries to improve her quality of life (and hopefully her lifespan) and the insurance is refusing to pay out.
We've nearly lost her to pneumonia three times this year, and the most urgent surgery (BOA, to fix her throat,) should dramatically decrease the chances of that happening again. The total for future surgeries is going to be between £5400 and £7000, but if we can get her throat sorted, which will be £2650-£4150, the chances of her making it through so that we can save for the others are much greater. (We're trying to get her booked in for the initial investigation, which is part of the price listed above, so that we can get a more accurate estimate for how much it will cost.) (EDIT: the investigation is on Monday. Fingers crossed it goes well.)
Yenn is just over a year old and an absolute sweetheart. It's been difficult to find ways to train her due to her health issues, but honestly she's trained herself. You can set food down and leave the room and she won't touch it, and she would do anything for my fiancée. I've never seen a dog as devoted to her mum.
Her favourite activities are people watching out of the window, playing with her mum or other dogs, and cuddling with our cat Pip. She's a wonderful girl and she deserves to grow up.
This gofundme was set up by my fiancée's friend (Lyyka is the name she goes by online), not either of us, so if you have any questions it's best to message me here.
If you read this far, thank you! Here's some photos as a reward, and thanks again for the shares.
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dipsslit · 2 months
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🤍NASHVILLE PHANNIES🤍
who’s goin, who’s got gold? i need friends and have none. needing the pip to my dip for tit
about me: 23, she/her pronouns
two random things about me: diagnosed with IBS today, trying to fight insurance into getting my tonsils removed ✌🏻
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henpillled · 4 months
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My sister is in FL and wants to leave geico. Can she reach out to you for auto insurance
sadly no as that would dox me, but tell her to try state farm(this is who i have personally).
If she is an FL resident then her liability limits need to be at what she had in checking or savings accounts- higher number isnt always better- fl protects retirement accounts, 401ks, your home if you have a homestead exemption. a lot of people feel embarrassed with lower limits but its silly to try to prove something to ur insurance agent.
UM/UIM is useful but if you arent in a major metro area your odds of being in a hit and run are much lower, and if she is at fault in an accident she is a DUMMY (and should pay for this coverage) i have 10/20 just as a buffer
"no fault" or PIP is 10k for anyone medical bills, so in a minor accident you are okay, as long as you don't CAUSE any big ones you should be okay (exceptions apply obviously)
credit factors a lot more than they tell you, like they'll look the other way for minor accidents it tickets if you have really good credit
all in all, FL sucks and you will lay about 1.5-2k a year at least, the beat u can do is reach out to every MAJOR company for quotes and compare, summer is notoriously bad for rates (dont get me started this is a much larger explanation) so all u can really do is get as many offers as you can, and see who is the best
but also geico customer service suuuuucks
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dabblingreturns · 7 months
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Always fastinating by the people who created beautifully resin dice sets online with insets and stickers and hollow cores.
They are so pretty and I just don't think know how the makers insure that the arnt weighted.
Like your telly me that these pretty things are going to roll fairly?
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Dice try to till me normally in games....but those pink and black blower dice clearly hunger for my liver. And I'm almost fool enough to entrust them with mine.
But even I'm smart enough to understand why 50% scrap wood 50% resin is a bad idea
And if you have enbeaded pips the surface area/weight of each side's pips should be equal
They are so pretty but also I just don't trust them
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bitchesgetriches · 2 months
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Hello bitches,
I moved states after the company I work for closed the plant I'd worked for last year (and a place I really loved to work too! :/). To say my experiences at the new plant are bad are an understatement, and I've been looking for a new job even though I would have to pay them back for the moving stipend they gave me to move up here (which will fuck my savings but I'd be happy to get away at this point even if i have to pay!). I've been put on the equivalent of a PIP plan and while I've been madly applying to jobs, I haven't got anything back. Preparing for the worst this July I know I may lose my job but I'm not too concerned as I have already talked to my parents and they already are game planning for me and my dog to move back in! My question is, if I do get the can, can I still apply for unemployment in North Carolina if I move back to my home state? I've done unemployment before one time after a layoff during covid, but it was from a job that I worked at that is in my old home state. Thanks!
Hi piglet. Sorry about the anxiety you're going through!
I suspect that you need to live IN the state to collect unemployment insurance from said state. Legally speaking, anyway. But you'll want to get in touch with the state's department of labor with this question just in case it varies state by state. Ask BEFORE you file your UI paperwork.
Good luck, piglet! Here's more info:
Dafuq Is Unemployment Insurance and How Do I Apply for It? 
If you found this helpful, consider joining our Patreon.
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pippindot · 2 months
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Problems Pip rises again...rehab vet for a tuneup and found bilateral psoas soreness, in addition to the pain all along her topline. I'm MESSED UP ABOUT IT
We also did an xray to check for arthritis in her back but that was all clear thank goodness.
Kicking myself for not getting that rehab rider.
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stephensmithuk · 2 years
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The Five Orange Pips
ACD likes a shipwreck, doesn't he?
I will leave discussions about the Ku Klux Klan to those with more knowledge on the subject.
A mendicant is someone who generally takes a vow of poverty and relies on charity to survive - such as a wandering preacher. In Christianity, this was often done in deliberate imitation of the Apostles, who were told to rely on others (and by extension God) for their needs. Mendicants having a luxurious club would be a tad hypocritical.
We have two barques referenced here. To repeat my comment from "The Gloria Scott": a bark - or barque - is a type of sailing ship with three or more masts - the first two masts have square sails, the one at the back had them aligned with the hull. They were fast ships that needed a relatively small crew.
The UK's position on the Gulf Stream may keep the place from getting very cold in winter, but it also leaves us open to big storms.
Pince-nez glasses were very popular in this time period.
The area around Horsham does indeed have pretty clay-ey soil that's good for growing crops.
Horsham is a market and commuter town 31 miles from London.
Cheating at cards was apparently the worst thing a gentleman could do. In Ian Fleming's novels, two of the villains are immediately clearly wrong-uns as they're rich guys who feel the need to cheat.
Being "sent to Coventry" is a British expression for being ostracised. Joseph appears to have sent himself to the West Midlands town.
Pondicherry, now called Puducherry, was in fact a French enclave on the south-eastern coast of India and was not in fact transferred to Indian control until 1954.
"London E." was one of the postal divisions of the city at the time - it remains as the E postcode area, split into 22 districts, including two specially for Natwest and News International. Yep, Murdoch has his own postcode.
PC Cook is rather off his normal beat. H Division covered Whitechapel and had, a few years prior to this story coming out, failed to catch Jack the Ripper.
The Embankment here refers to the Victoria Embankment, a road and pedestrian avenue built by the river as part of a land reclamation project earlier in the century. It had the side effect of permanently ending any hope of Frost Fairs - the river now flows too fast to freeze.
I believe this story takes place pretty much entirely in Baker Street.
Lloyd's refers to Lloyd's of London, a very long running maritime insurance marketplace, who also underwrite a bunch of other insurance policies, including film stars' legs. They keep comprehensive records of ship movements for this purposes.
Gravesend is a town in Kent near what is now the M25 and would be a good place to spot a ship before the Thames Estuary widens out - beyond that, you might easily miss a ship in poor visibility from the few communities beyond it.
The transatlantic telegraph cables were firmly in operation by this point. Their successor cables form the backbone of the modern Internet.
Mail was generally transported on the fastest ships i.e. the ocean liners; so you'd be talking around a week to cross the Atlantic at this point. A sailing ship would be looking at three times as long.
Sliced bread - i.e. bread that came pre-sliced when you bought it - was not a thing until 1928.
Please note that those who wish to post orange pips to the United States today will require a permit from the US Department of Agriculture.
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sourcreammachine · 3 months
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TORY PARTY MANIFESTO 2024 SUMMARY
tldr: little rishi is liz truss now. words 8, 9 and 10 of the manifesto are 'covid and ukraine', so they're swinging hard on excusemaking, and it's very negativist and defensive - attacking labour and justifying their terrible government. they know they’re losing so it’s a mess in an attempt to stop their base voting reform. this is the only major manifesto whose headings are written in serif, tryna act all official and luxe
💷ECONOMY
flat-rate employee national insurance cuts from 12% to 6% over the next two financial years, allegedly cutting income taxation for a £35k/a worker by £1,350 (their numbers) BUT also giving the highest 'employee' earners this same tax-cut
trickle-down economics: keep corporation tax at extreme lows
exempt the self-employed from national insurance contributions, essentially cutting overall income taxation by a couple percent
specific, direct threat to cut benefits for 'people of working age with a disability or health condition', restrict PIP entitlements with harsher assessments, massively expand 'fit to work' status over people with mental health and mobility conditions to remove benefits from 400k people (despite the current regime leading to misery and deaths), transfer fit note responsibility from GPs to the dwp to restrict more benefits, reduce the 'claimant review' date from 18 months to 12 months without work
transition child benefit entitlements to be based on 'household' earnings rather than individual earnings
"we will not increase the number of council tax bands, undertake an expensive council tax revaluation or cut council tax discounts, as labour is currently doing in wales", preventing councils from getting more property tax revenue whilst not increasing their funding from anywhere, enabling more and more and more and more councils to shit themselves and die, letting them blame labour for "bankrupting" the councils that the central government themselves squeezed to death
ban councils doing four-day week schemes
reduce net borrowing – curious considering the unfunded nature of the manifesto proposals
increase taxes on online distribution warehouses "to help the high street" [citation needed]
"use brexit freedoms" to recategorise many 'large' businesses as 'medium', exempting them from reporting requirements and allowing them to exploit their workers more
more fucking 'freeport' special economic zones
'strengthen the commonwealth' because that's the favourite excuse of europhobic excusemakers acting like severing trade with the mainland wasn't a horrifically bad idea. india and malaysia do not give a shit about us mate and it's ridiculous to think australia and guyana could ever offer as much economic integration as the mainland can
do nothing to supervise or control the City with a specific eye to doing nothing about "fintech" and "ai"
economic commitment to continue union-busting and restricting union rights, 'continue implementing' the so-called 'minimum service levels legislation' to enable strikebreaking and mandatory scabbing
🏥PUBLIC SERVICES
continue the privatisation of the NHS but with a focus on small/medium enterprises
expand, that's right, expand the indefensible multi-academy trusts, build more indefensible 'free schools' (ie with private charters, no oversight, and public cash), expand faith schools, strengthen ofsted to be even more bureaufascistic against attacks after that headteacher's suicide
continue and enforce the ongoing propaganda push into primary schools, "we will always support teachers to uphold and promote fundamental British values"
'close university courses with the worst outcomes' [clarification needed], again, threatening the higher education sector into compliance with their whims
stick all children not in school on a register
make the NHS app a single frontend for all NHS stuff
slash the size of the civil service and 'bring quango spending under control', incorporate so-called 'ai' into the civil service [clarification needed]
🏠HOUSING
lax planning laws including environmental protections and opportunities for legal challenge, and force councils to set aside land for builders, to allow more private-finance soulless newbuild sprawl, with no new infrastructure, no new community, only house-for-sale after house-for-sale
target the building of mcmansions on inner-city brownfields
expand help-to-buy for these horrible newbuilds
restrict social housing along xenophobic and classist lines: "we will legislate for new ‘local connection’ and ‘uk connection’ tests for social housing in england, to ensure this valuable but limited resource is allocated fairly"
'reform' leaseholds and cap ground rents, not abolishing this indefensible stain
give 105 towns a pathetic £20m
🚄TRANSPORT ?
build northern powerhouse rail including Bradford Station "using money saved from HS2" and £12b more, and upgrade the east midlands mainline
lax planning restrictions on new strategic (big and polluting) roads
deliver money centrally for transport projects: £1.75b for the midlands rail hub, a pathetic £1b for buses in the north AND in the midlands, and £13b for 'local priorities' to 'cut congestion' (read: roads)
introduce a specific 'death by dangerous cycling' offence
"automated vehicles will be on British roads in the next parliament"🤮
ban low-traffic neighbourhoods except on a 'road by road basis' 'with the support of the people who live there' and create a statutory right to challenge existing LTNs
"labour’s incoherent and ideological nationalisation plan would put the trade unions in charge", ie the incoming british railways (being set up) will continue the indefensible franchise-concession system that emerged after the final collapse of the franchise system in 2020
"include measures to reform outdated working practises in the rail industry" – ie forcing through driver-only trains and other things the drivers are striking against, possibly requiring strikebreaking them
👮FORCE
"in recent months we have seen shocking increases in protests being used as a cover for extremist disruption and criminality. we cannot allow a small and vocal minority to destroy our democratic values. that is why we unveiled a new extremism definition under which certain groups that promote an ideology based on violence, hatred or intolerance will be blocked from government funding and meeting officials. we have passed tough new laws to curb disruptive protests. our public order act 2023 [ie the Bill that the kill the bill protests were trying to kill] gave the police new powers to intervene where protests cause serious disruption to communities, leading to the arrests of over 600 just stop oil and extinction rebellion protestors in London alone. we will introduce further powers to ban face coverings, pyrotechnics and climbing on war memorials. we will strengthen police powers to prevent protests or marches that pose a risk of serious disorder, by allowing police to take into account the cumulative impact of protests"
"building on our new powers for the police, we will further speed up the use and enforcement of powers to remove illegal traveller sites, while giving councils greater planning powers to prevent unauthorised development by travellers", furthering the ongoing clampdown on the civil rights of our country's GRT people
surge funding for the armed forces
deliberate target to be europe's largest arms exporter by 2030 no i am not fucking joking
sabrerattle at the 'Axis of Hostile Actors' (russia, china, iran), giving a catchy name to the other side of this little cold war of theirs
abuse the permanent un council seat as much as possible
"we will push for a two-state solution in the middle east - our long-standing position has been that we will recognise a palestinian state that is most conductive to the peace process" [oxymoronic – SEE ME]
roll out broken windows policing
mandatory minimum of life for 'most heinous murderers', prohibit parole for rapists
not enact Leveson 2 and allow the press hate speech and corruption to continue, proceed with centralised renegotiation of BBC funding with all statecapture (or the effects of the threats thereof) that may entail
half-baked national service proposal. look, they know they're gonna lose so they've come up with this faff to win over their base. all 18-year-olds (no specific enumeration given so i'm guessing it means from yer 18th birthday to 19th birthday, interfering with exams and start of uni) forced to do one weekend a month 'community volunteering', or get one of 30k places in the military (out of a typical annual cohort of 400k) for a year, so the troops get distracted from their warcrimes by being forced to do childcare lmao. the compulsion to do this is not enumerated, with one rogue minister suggesting fines could fall at the feet of the parents of these adult people. takeaway: this is total nonsense and they don't have to make it make sense so who cares
legal cap on work and family visas, screen migrants for health conditions and force them to pay if they need treatment, do the rwanda concentration camp scheme, ban asylum seekers from countries 'that don't work with us', mass deportations of illegals [clarification needed]
LEAVE THE EUROPEAN COURT OF HUMAN RIGHTS if it finds against the rwanda concentration camp scheme
expand the NCA with a focus on being the hostile environment
promote the imperialistic ambitions of the anglosphere and english as the cosmocratic imperial lingua franca
only 30k of the so-called 'national service' would in the military, so basically forcing the military to do daycare
commitment to continued strikebreaking and union-busting
force landlords to evict "antisocial" tenants in a 'three strikes and you're out' policy
ban mobile phones in schools
pledge for a Bad Internet Bill to restrict online content, 'carefully consider' the bertin review to implement hostile measures against pornography
🌱CLIMATE ?
build new gas power stations and accelerate oil and gas extraction in the north sea
treble offshore wind, in line with labour's proposals
invest £1b into green energy – a pathetically small amount
approve more nuclear reactors
carbon credit scheme for imports of materials
restrict the mandate of the climate change committee
force solar power stations to be a minimum distance from another solar power station 'to protect rural landscapes'
allow nimby organisations to prevent onshore wind
reverse the ultra-low emissions zone expansion
slowly work towards a deposit-return system
a new national park. a new one. a. one
🗳️DEMOCRACY ?
"we remain committed to the first past the post system for elections, maintaining the direct link with the local voter. we will not change the voting age rom 18. we will maintain rules to tackle voting fraud, including the requirement to show id"
"we believe the governments in Scotland, Wales and Northern Ireland now have the right balance of powers"
"we will bring forward legislation to reapply the entirety of the trade union act 2016 (ie restricting the rights of unions) to wales. and a welsh conservative government would reverse labour's plans to expand the senedd" [relevance - this isn't a manifesto for the senedd election]
expand the useless sticking-plaster combined authorities, give powers first to Tees Valley in bare-faced partisan corruption
🏳️‍⚧️REACTIONARY AGENDA
"biological sex is a reality. the overwhelming majority of people in this country recognise that. it has been more than a decade since the equality act was passed by a labour government. it has not kept pace with evolving interpretations and is not sufficiently clear on when it means sex and when it means gender. the next conservative government will introduce primary legislation to clarify that the protected characteristic of sex in the equality act means biological sex. this will guarantee that single sex services and single sex spaces can be provided, for example in healthcare and sports settings, to ensure women and girls are protected"
"in recent years, an increasing number of children have started questioning their gender, the consequences of which are still unknown. parents will have a right to know if their child wants to be treated as the opposite sex and schools will have to involve parents when it comes to decisions about their children"
"attempts at so-called 'conversion therapy' are abhorrent. but legislation around conversion practices is a very complex issue, with existing criminal law already offering robust protections. in light of the cass review final report, it is right that we take more time before reaching a final judgement"
"we will work to strengthen the relationship between schools and parents, including by delivering new legislation which will make clear, beyond all doubt, that parents have a right to see what their child is being taught in school [they made it bold not me] and schools must share all materials, especially on sensitive matters like relationships and sex education. this builds on the progress [citation needed] we have already made, having updated relationships, sex and health education guidance to introduce clear age-limits on what children can be taught [the rightist outrage at 'sex education for five year olds' is literally stuff like gay people exist so don't bully billy two-dads for having two dads, which is of course fucking unacceptable to the daily mosley] and guarantee the contested concept of gender identity is not taught to children [clarification needed -- or not, because the vagueness is the point, it's Section 28 two, terrorising the entire public sector into silence about anything the daily mosley might clench their pearls about]."
commitment to implement the cass review, ban the private prescription of puberty blockers, accelerate the increasing prohibition of their NHS prescription, fight 'ideologically-driven care' and follow 'evidence' (in the context of the case review meaning absolute prohibition and literal torture)
stop public sector DEI [clarification needed]
'not allow the word woman to be erased'
🤔STRAIGHT UP NON-POLICIES
a load of stuff in the manifesto, especially in the economic section, is just 'maintain funding for...', including 'maintaining' the living wage (ie without even making it legally mandatory), and do ongoing plans instituted by public sector organs that wouldn't be theirs to organise
the so-called 'triple lock plus' or 'quadruple lock': the triple lock legally mandates three possible minima for the state pension, depending on which is highest. it's currently below the tax-free personal allowance, but it is forecast to go above the current personal allowance at some point, which would mean pensioners would start paying tax on the income above the allowance. the tories have made a huge song and dance about raising the personal allowance for pensioners in line with the triple lock. George W Bush 'Mission Accomplished' energy. they're trying to present 'removing' this weird and unhelpful discrepancy as a 'tax cut', even though it is currently not a 'tax' and would be easily rectified by any incumbent government facing this situation by just raising the allowance, because all pensioners would cause a hell of a storm were the government to forget to solve the discrepancy. and it totally ignores any possibility of the personal allowance being raised anyway
prevent first-time buyers from having to pay stamp duty! except there's been a 'temporary' lien for years so this is nothing
'maintain the ban on prisoners voting' is listed as an actual policy
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