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marisatomay · 7 months
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lieutenant-sarcastic · 9 months
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The tax sharks are back and they’re coming for your home
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I'm touring my new, nationally bestselling novel The Bezzle! Catch me TODAY (Apr 27) in MARIN COUNTY, then Winnipeg (May 2), Calgary (May 3), Vancouver (May 4), and beyond!
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One of my weirder and more rewarding hobbies is collecting definitions of "conservativism," and one of the jewels of that collection comes from Corey Robin's must-read book The Reactionary Mind:
https://en.wikipedia.org/wiki/The_Reactionary_Mind
Robin's definition of conservativism has enormous explanatory power and I'm always finding fresh ways in which it clarifies my understand of events in the world: a conservative is someone who believes that a minority of people were born to rule, and that everyone else was born to follow their rules, and that the world is in harmony when the born rulers are in charge.
This definition unifies the otherwise very odd grab-bag of ideologies that we identify with conservativism: a Christian Dominionist believes in the rule of Christians over others; a "men's rights advocate" thinks men should rule over women; a US imperialist thinks America should rule over the world; a white nationalist thinks white people should rule over racialized people; a libertarian believes in bosses dominating workers and a Hindu nationalist believes in Hindu domination over Muslims.
These people all disagree about who should be in charge, but they all agree that some people are ordained to rule, and that any "artificial" attempt to overturn the "natural" order throws society into chaos. This is the entire basis of the panic over DEI, and the brainless reflex to blame the Francis Scott Key bridge disaster on the possibility that someone had been unjustly promoted to ship's captain due to their membership in a disfavored racial group or gender.
This definition is also useful because it cleanly cleaves progressives from conservatives. If conservatives think there's a natural order in which the few dominate the many, progressivism is a belief in pluralism and inclusion, the idea that disparate perspectives and experiences all have something to contribute to society. Progressives see a world in which only a small number of people rise to public life, rarified professions, and cultural prominence and assume that this is terrible waste of the talents and contributions of people whose accidents of birth keep them from participating in the same way.
This is why progressives are committed to class mobility, broad access to education, and active programs to bring traditionally underrepresented groups into arenas that once excluded them. The "some are born to rule, and most to be ruled over" conservative credo rejects this as not just wrong, but dangerous, the kind of thing that leads to bridges being demolished by cargo ships.
The progressive reforms from the New Deal until the Reagan revolution were a series of efforts to broaden participation in every part of society by successively broader groups of people. A movement that started with inclusive housing and education for white men and votes for white women grew to encompass universal suffrage, racial struggles for equality, workplace protections for a widening group of people, rights for people with disabilities, truth and reconciliation with indigenous people and so on.
The conservative project of the past 40 years has been to reverse this: to return the great majority of us to the status of desperate, forelock-tugging plebs who know our places. Hence the return of child labor, the tradwife movement, and of course the attacks on labor unions and voting rights:
https://pluralistic.net/2022/11/06/the-end-of-the-road-to-serfdom/
Arguably the most potent symbol of this struggle is the fight over homes. The New Deal offered (some) working people a twofold path to prosperity: subsidized home-ownership and strong labor protections. This insulated (mostly white) workers from the two most potent threats to working peoples' lives and wellbeing: the cruel boss and the greedy landlord.
But the neoliberal era dispensed with labor rights, leaving the descendants of those lucky workers with just one tool for securing their American dream: home-ownership. As wages stagnated, your home – so essential to your ability to simply live – became your most important asset first, and a home second. So long as property values rose – and property taxes didn't – your home could be the backstop for debt-fueled consumption that filled the gap left by stagnating wages. Liquidating your family home might someday provide for your retirement, your kids' college loans and your emergency medical bills.
For conservatives who want to restore Gilded Age class rule, this was a very canny move. It pitted lucky workers with homes against their unlucky brethren – the more housing supply there was, the less your house was worth. The more protections tenants had, the less your house was worth. The more equitably municipal services (like schools) were distributed, the less your house was worth:
https://pluralistic.net/2021/06/06/the-rents-too-damned-high/
And now that the long game is over, they're coming for your house. It started with the foreclosure epidemic after the 2008 financial crisis, first under GW Bush, but then in earnest under Obama, who accepted the advice of his Treasury Secretary Timothy Geithner, who insisted that homeowners should be liquidated to "foam the runways" for the crashing banks:
https://pluralistic.net/2023/03/06/personnel-are-policy/#janice-eberly
Then there are scams like "We Buy Ugly Houses," a nationwide mass-fraud outfit that steals houses out from under elderly, vulnerable and desperate people:
https://pluralistic.net/2023/05/11/ugly-houses-ugly-truth/#homevestor
The more we lose our houses, the more single-family homes Wall Street gets to snap up and convert into slum properties, aslosh with a toxic stew of black mold, junk fees and eviction threats:
https://pluralistic.net/2022/02/08/wall-street-landlords/#the-new-slumlords
Now there's a new way for finance barons the steal our houses out from under us – or rather, a very old way that had lain dormant since the last time child labor was legal – "tax lien investing."
Across the country, counties and cities have programs that allow investment funds to buy up overdue tax-bills from homeowners in financial hardship. These "investors" are entitled to be paid the missing property taxes, and if the homeowner can't afford to make that payment, the "investor" gets to kick them out of their homes and take possession of them, for a tiny fraction of their value.
As Andrew Kahrl writes for The American Prospect, tax lien investing was common in the 19th century, until the fundamental ugliness of the business made it unattractive even to the robber barons of the day:
https://prospect.org/economy/2024-04-26-investing-in-distress-tax-liens/
The "tax sharks" of Chicago and New York were deemed "too merciless" by their peers. One exec who got out of the business compared it to "picking pennies off a dead man’s eyes." The very idea of outsourcing municipal tax collection to merciless debt-hounds fell aroused public ire.
Today – as the conservative project to restore the "natural" order of the ruled and the ruled-over builds momentum – tax lien investing is attracting some of America's most rapacious investors – and they're making a killing. In Chicago, Alden Capital just spent a measly $1.75m to acquire the tax liens on 600 family homes in Cook County. They now get to charge escalating fees and penalties and usurious interest to those unlucky homeowners. Any homeowner that can't pay loses their home.
The first targets for tax-lien investing are the people who were the last people to benefit from the New Deal and its successors: Black and Latino families, elderly and disabled people and others who got the smallest share of America's experiment in shared prosperity are the first to lose the small slice of the American dream that they were grudgingly given.
This is the very definition of "structural racism." Redlining meant that families of color were shut out of the federal loan guarantees that benefited white workers. Rather than building intergenerational wealth, these families were forced to rent (building some other family's intergenerational wealth), and had a harder time saving for downpayments. That meant that they went into homeownership with "nontraditional" or "nonconforming" mortgages with higher interest rates and penalties, which made them more vulnerable to economic volatility, and thus more likely to fall behind on their taxes. Now that they're delinquent on their property taxes, they're in hock to a private equity fund that's charging them even more to live in their family home, and the second they fail to pay, they'll be evicted, rendered homeless and dispossessed of all the equity they built in their (former) home.
It's very on-brand for Alden Capital to be destroying the lives of Chicagoans. Alden is most notorious for buying up and destroying America's most beloved newspapers. It was Alden who bought up the Chicago Tribune, gutted its workforce, sold off its iconic downtown tower, and moved its few remaining reporters to an outer suburban, windowless brick building "the size of a Chipotle":
https://pluralistic.net/2021/10/16/sociopathic-monsters/#all-the-news-thats-fit-to-print
Before the ghastly hotel baroness Leona Helmsley went to prison for tax evasion, she famously said, "We don't pay taxes; only the little people pay taxes." Helmsley wasn't wrong – she was just a little ahead of schedule. As Propublica's IRS Files taught us, America's 400 richest people pay less tax than you do:
https://pluralistic.net/2022/04/13/for-the-little-people/#leona-helmsley-2022
When billionaires don't pay their taxes, they get to buy sports franchises. When poor people don't pay their taxes, billionaires get to steal their houses after paying the local government an insultingly small amount of money.
It's all going according to plan. We weren't meant to have houses, or job security, or retirement funds. We weren't meant to go to university, or even high school, and our kids were always supposed to be in harness at a local meat-packer or fast food kitchen, not wasting time with their high school chess club or sports team. They don't need high school: that's for the people who were born to rule. They – we – were meant to be ruled over.
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If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2024/04/26/taxes-are-for-the-little-people/#alden-capital
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alwaysbewoke · 1 month
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greatdenimbeast · 26 days
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✨Sth Barbie Diamond Castle au✨
The girlfriends ever!!!
Again i reiterate that i should not be allowed to watch media dyjdkydk and i ended up making lore and world building with the three muses too cuz im insane but i’ll ramble about them later!!
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cerubean · 1 month
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random snapshots from the mancuso save
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coolnonsenseworld · 5 months
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Samurai and Ninja in crappy pics because December here is under a constant cloud and I just want y'all to see them all golden and cute without learning how to take aesthetic pictures 🥴 💙❤️😆🥰
linktr.ee/Mezzy
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alexturner2005 · 4 months
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leatherbondagetrackie: Ultimate worrier Steve chapman and Alice cooper (New Orleans, Halloween 2014)
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good-beans · 25 days
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this is so stupid but i always have fun imagining the milgram characters watching their own/others mvs and seeing their reactions, especially for MeMe
That’s not stupid at all, thank you so much for the ask!! It’s sooo interesting to think about! I planned on just posting this drabble, but the more I thought about it, the more I started jotting down headcanons for everyone 👀 Of course there’s the initial disbelief and shock that Milgram can really do what it claims, but once they accept that, they’d have a lot of interesting reactions…
Es gets to watch the video first, then the prisoners are free to watch their own in the privacy of the courtroom/extraction room/wherever. Other prisoners can watch them only with explicit permission from the video’s singer. No one is allowed to watch Undercover except for Es. At first they spend hours looking at those final frames of themself flinching from the camera, hoping to jog any sort of memories, but eventually they give up on it. While actually watching it, they don’t mind the murder silhouettes. While sleeping, however, it has triggered more than one nightmare.
Haruka: He thinks Weakness is very pretty – he’s amazed seeing himself on the screen and hearing his voice, knowing he’s not that good of a singer. Even before his innocent verdict, it gives him a huge surge of confidence. Once he gets to know the others better, he gives them mv permissions, then stares intently at their faces to see their reactions as they watch it. AKAA scares him a bit, seeing his own intense emotions on screen, and he only gives Muu permission to see it. When he’s alone, Haruka pauses the shots of his mother, just to stare for a while.
Yuno: Laughs at the symbolism her mind used in Umbilical. She’s never shied away from sexual words/thoughts, so it's funny the video was as tame as it was. She thinks the song is fun, and isn’t afraid to show the others and sing snippets of it around the prison. Some days it’s too emotional for her to get into it, but most of the time she tries to display a confident attitude about it. After Tear Drop, she’s satisfied with her anger and more overtly sexual images. If anything, she feels too exposed by the shots of herself looking more vulnerable/sad. 
Fuuta: He experiences a solid mix of embarrassment at the gaming theme in Bring it On and feeling a surge of pride that he looks badass in the knight’s armor. He’s worried the warden won’t take him seriously with the video game obsession, but he absolutely loves the song and thinks it portrays his toughness and ideals well. He’s less thrilled with Backdraft, everything about it unsettles and embarasses him. He’s thrown by the shot of crossing out his own silhouette – he’d had self-harming thoughts, but wasn’t quite ready to confront them so blatantly yet. Like Haruka, he can be caught pausing the arcade shot just for a moment before turning the whole thing off and storming away.
Muu: She has mixed emotions towards After Pain. She hates seeing herself look so weak and pathetic, but it gives her a lot of hope that her story will be understood. She misses her friends, and seeing them again is bittersweet. She closes her eyes at the moment of the stabbing – she’s only gotten the courage to watch it through her fingers once. She watches INMF once, then refuses to look at it again from shame/horror. Despite Haruka’s begging, she doesn’t let him watch it, either. 
Shidou: He asks Es what they saw in Throw Down. Upon finding out his family wasn’t in it, he chooses not to watch it. He believes he already knows all about his emotions and crime, so there’s no need to go through that pain again. He’s tempted to watch it when he’s confused about Es’ verdict, but still holds off. He does watch Triage when informed his family is in it. He spends hours in front of the screen by himself. Only after seeing that one does he watch Throw Down, though he’s still left confused about Es’ decisions.
Mahiru: Absolutely loves TIHTBILWY. She thinks it perfectly describes her situation, and that the song is very cute. She lets others watch it, and unlike Yuno, feels like singing it 24/7. It reminds her of her bf, and she thinks that’s very romantic. Similar to Shidou, she spends a lot of time watching I Love You just to look at her boyfriend. She shows it to everyone, just to show him off and talk about him, even if she does skip over the beginning and end each time.
Kazui: He is very similar to Shidou; he refuses to watch his videos until T2, assuming it would be too painful to watch something he already knows and wishes to avoid. Unlike Shidou, seeing Hinako is far too painful, and he regrets watching it and seeing her so happy on their wedding day. Though maybe he’s still waiting, and hasn’t seen any of the videos yet…
Amane: Magic makes her worry more than anything. She fears she’s poisoned by unnecessary vainness since so much of her video involves cute things, colors, outfits, animals, and is set up like a tv show. She’s also worried that Es and the others will really see her as a child because of how cute the whole thing is. She prevents herself from watching it too many times, but buried under all her fears, it gives her a surge of pride seeing herself so talented and pretty and the star of the show. Purge March only reaffirms her confidence in her crime – the video brings up some awful memories, but it shows her as a leader, a warrior, a hero! It brings her comfort and confidence more than anything.
Mikoto/John: The videos are distressing to both of them, and they spend all their time studying the others’ screentime. Mikoto watches in horror as John does things that line up with his spotty memories, and John panics seeing that his actions distress Mikoto more than they’ve reassured/saved him. John does end up watching his own scenes a few times – it feels incredibly good to appear in a way that Mikoto may finally notice him. He feels seen. Now, logically I think that MeMe would be the final tipping point in which Mikoto finally accepts the situation and his DID, but if I must stick to his canon denial, then I’d say he goes on a whole rant about movie magic andt the crazy things you can do with editing nowadays. He doesn’t have a good explanation on how Milgram found his home and knew so much about him, but he explains everything away as cgi or camera effects. Double manages to sway him a bit more, as he hears John speak so plainly to him. Just as the audience had some debate on who was apologizing at the end of Double, Mikoto and John wonder who is apologizing to whom. Though they both come to the conclusion it’s their own apology, they decide that if it was the others’, they’d accept it and forgive them.
Kotoko: She’s very pleased with Harrow, and is unashamed to show it to the others. Though she’d been able to watch a few of the previous prisoners’ videos, it still shakes her a bit when she realizes that Milgram really does have the tech to look deep inside her. She watches it just a few times – not obsessing over it, but not afraid either. Deep Cover, however, is a once-and-done sort of deal. She claims she’s not letting the others watch it because “they couldn’t handle such harsh but true criticisms about themselves,” but she doesn’t end up watching it anymore herself, either.
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andradrawsstuff · 1 month
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Pov: they find some cool looking shirts at a thrift store
Plot twist: these idiots can’t read
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loving-jack-kelly · 3 months
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Jack Crutchie and Race childhood best friends who took turns sleeping at each others' houses when things were bad at home, who spent so much time together that they practically have their own language, who understand each other so well they don't even have to speak to know what's going on, who are so casually affectionate and loving with each other that all of the have been accused of dating the others more than once, who are each others' stability and solid ground and constant through everything life throws at them.
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dungeonmechoui · 1 month
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Marchil march 2024 - Gifts
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midnight snacks & early morning company
05.05 Happy Birthday Monkey D. Luffy!
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hiyyihrts · 19 days
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I recorded this off of twitter bc they deleted it on their tiktok and went private but it seriously pisses me the fuck off how y’all treat Colin AND Luke as if they’re somehow both one in the same person.
“Colin has redeemed himself” by doing what?? Becoming eye-candy for you so you suddenly see value and worth in him as a character because he’s ‘hot’? And redeemed himself from what exactly? Being a normal boy who has is own feelings and thoughts about people, including his friends and family?? Suddenly now that he’s had a ‘glow up’ y’all are accepting of him as a lead character and thinks he’s worth your breath and energy, while in the same breath calling him ugly and fat and not a pointless annoying side character???
These are not just characters appearances you’re commenting on, there are actual actors who play these roles and who have to see these fuckass comments of you berating their appearances all bc you don’t ‘like’ their character (who has done nothing wrong to you personally, mind you). Fuck this person for saying such shitty things about Luke. You don’t have to like a character but coming for the actors appearance when they’ve done nothing wrong is fucking low and shows what kind of person you are now that you think he’s ‘fuckable’. And reducing a character and the actors worth to nothing but sex appeal you think they provide for you is insane.
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jadewritesficshere · 1 year
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Eddie cooks and Steve doesn't is a rule in their house.
Eddie is an amazing cook. He sucks at baking because he always stops following the recipes, but cooking??? Eddie could be a chef with how delicious the food is. Eddie learned how to cook out of necessity, and quickly found he actually enjoyed it. Eddie just gets distracted and lazy, tending to go for the quicker options that are still tasty. Put everything in a crockpot and push a button? Sign him up! Throw everything in a stew and stir it? Hell yeah! if he imagines he's making potions for a group of travelers well who really needs to know.
Steve, on the other hand, can't cook. He burns every thing he has ever made. He never really learned how, as when he had to take home ec in school he spent most of his time talking to Tommy and Carol. His dad had told him cooking was "a woman's job"- Steve wishes he could go back to his younger self and punch him for ever listening to his dad's misogynistic bullshit (hell, he would even punch his dad). Steve stuck to sandwiches and cheap frozen dinners, but most nights he bought fast food. It was easy and he always had money for it. He always made up for it by being active in sports (and he wasn't a total fiend he knew enough about health, some days he ordered a salad and grilled chicken sandwich instead of a burger and fries. He always drank diet soda, claiming it was healthier).
Steve never realized Eddie could cook. Steve had lamented over how he's a terrible cook, to which Eddie replied "oh me too". So, Steve had decided to try and cook Eddie a meal for their date one night. Of course day of, he may have set the oven wrong. And he maybe didn't know to cut the potatoes for mashed potatoes and just stuck them whole in a pot with milk. Eddie had come over early and they were kissing when a beeping noise was heard. The smoke detector going off is what alerted them to something being amiss. Eddie had taken one look at the burnt chicken and the smoke rising from the oven and immediately decided Steve was never cooking again. His eye twitched as he had lifted the lid on the pot, seeing a whole ass potato sitting in milk that was sticking and burning to the bottom of the pot, and slowly lowered the lid. Steve had tried not to cry, unable to look Eddie in the eyes as they opened windows to let the smoke vent out. Eddie had kissed his forehead and went to the fridge to see what was available. Eddie ended up making cheesy scrambled eggs, pancakes, and ham. Steve was still upset, disappointed and mad at himself. He took one bite before freezing and then looking up at Eddie. "Does it not taste good?" Eddie had asked. "It tastes like...betrayal! You know I can't cook and don't even mention you're a fucking wizard in the kitchen?" Steve had mock glared at him. "Oh excuse me, well you shouldn't have betrayal," Eddie went to grab Steve's plate and narrowly missed the fork that Steve had tried to stab at his hand, "You can take this food from my cold dead body!" Eddie had went to say something but Steve hunched over it and said "My precious" before shoving food in his face like a gremlin. Eddie's heart had soared at the fact that Steve had made a reference to something he knew Eddie liked even though he never read the books. Steve's heart soared at the fact that they wouldn't have to live on fast food and thought thankgodsomeonecanactuallycookthisissogoodholyshit.
That was the date that cemented the rule that Eddie is the one who cooks.
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bluesidedown · 8 months
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Gratitude time
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