#I could get a decent pay increase in June but I also could not
Explore tagged Tumblr posts
radlymona · 4 months ago
Text
Got promoted without a pay increase after I first discussed getting one five months ago
Tumblr media
3 notes · View notes
divineerdrick · 14 days ago
Text
Warhammer 40,000 Balance Changes for June 4, 2025 - Tyranids
My beloved bugs are doing descent, but could be in a better spot. We're still having some trouble getting to top tables. But we've got great internal balance with four of our detachments all seeing play and at least some success. Unending Swarm is still the most in need of love after getting nerfed so hard.
NO!!! My beautiful Hive Tyrants! Why!
Tumblr media
Well this does bring them in line with the other versions of the rule, and Guilliman caught this one too. Providing they're costed appropriately, you probably still take one for the CP reduction, cause it's still very good. Also, apparently they've decided the Psychophage needs some love. Give some of that love to our Screamer-Killers dammit!
So putting aside my sadness at my nerfed Hive Tyrants, what did they do to the Psychophage? Remember how Chaos Players complained the Psychophage was just a rip off of the Disco Lord? Yeah, um, they may have had a point . . . Pyschophages also got a +4” to their Move characteristic. Its melee attacks have also gained a pip of AP. Bio-stimulus has been changed too. It's no long an aura that grants a FNP. Instead, it improves the AP of all Tyranid melee attacks against a unit hit by psychoclastic torrent, including the Pyschophage itself. Oh, and just for fun, it can now pop Smoke.
Tumblr media
Before I crack open the MFM, let's first look at our new snakey 'nids. Basic Raveners now come in fives, like Barbgaunts, and they look more like a bridge between guants and other burrowers as opposed to an adapted Warrior strain. They are pure melee now and no longer have the option to carry guns, but they still get their armoured thorax for a 4+ save. Their stats are otherwise unchanged. What has changed is their melee attacks. Each Ravener now gets far fewer attacks, only getting 3 a piece. But those attacks hit slightly harder with -2 AP and 2 damage. I'm not sure that's an improvement, but more of a sidegrade. It does make them “potentially” more effective against other elite infantry. They're still 25 pts a model, but now you have to take the five.
But that's not all!
Tumblr media
We get a whole new Datasheet! I am not going to buy 6 boxes of Kill Team Typhon . . . (I may buy 3). Regardless! In this new Hyperadapted Raveners unit, you get 1 Ravener Prime and 4 Raveners. Three of the Raveners are equipped with heavy claws and talons, and one is equipped with a venom bolt. None of their other wargear options are represented. The Ravener Prime is a Syanpse Character with 6 wounds and 7+ Ld. Otherwise these models are standard Raveners. But their weapons have taken a significant boost! In addition to [TWIN-LINKED], all their claws have [ANTI-MONSTER 5+, ANTI-VEHICLE 5+]. No dev wounds, unfortunately, and their claws are otherwise the same as regular Raveners, though the Prime gets 6 attacks instead of 3 and Synapse will bump up their Strength a pip. Still this is a pretty general purpose profile that gives these new Raveners the chance to possibly punch above their weight. The venom bolt gives Tyranids yet another torrent weapon. Honestly appropriate for our faction. It's a decent flamer with D6+3 attacks at S6, AP-1, and 1 damage.
But that's not all! All of their attacks get [SUSTAINED HITS 1], further increasing their chances to take down bigger prey. But their big rule is that once per Battle Round, you can target them with either Rapid Ingress or Heroic Intervention for free! And this is the good version that lets you do it even if you've used the strat! This means you can Rapid Ingress a Lictor and your Raveners. Then in the next Battle Round, you can Intervene with your Von Ryan's Leapers, and your Raveners. So not only are they capable of punching up, they're likely to get to their chosen target.
Now the cost. The listed cost before the MFM is 165 pts, so you're paying 40 pts more for Synapse, 3 more wounds, more, harder hitting attacks, and potentially incredible mobility. I think these are a winner! Both Tyranids and Final Day GSC will love these, and that's before we get to the new detachment.
Now for the MFM!
Buffs Hive Guard: -10 pts/3 models Hive Tyrant: -30 pts Screamer-Killer: -10 pts The Swarmlord: -20 pts Winged Hive Tyrant: -30 pts
Nerfs Pyschophage: +15 pts
Wow! I'm actually genuinely surprised! We honestly didn't need all that much in the way of buffs, but these are some good ones. And at 135 pts, I might even consider taking a Screamer-Killer just to be a bundle of wounds that occasionally causes Battle-shock. The Pyschophage did need to take a nerf with its new abilities. That AP buff is going to be very nice, and the improved movement is going to help a lot. If it weren't for how vicious the Chaos books have been, I'd say we might be ready to be Tier-A 'Nids again.
Subterranean Assault
And now, for the last piece of Warhammer content I consume for this post, I get my new Detachment. I still feel bad. I like having another detachment, and I definitely wanted this particular detachment, but I think other factions needed one more. Still, I'm going to enjoy having a new use for my Trygon Prime.
The Subterranean Assault detachment is focused around our burrowers, particularly our Mawlocs, Trygons, and our new Raveners. While Raveners have been okay, Trygons and Mawlocs have never felt like they work right. Trygons can pop up outside of 6” of the enemy if they give up on charging, but why? Their shooting isn't worth it and they can't take units with them anymore. Mawlocs get to be a mortal wound bomb, but without an uppy/downy they don't get much done. Their ability also doesn't feel thematic to what a Mawloc is supposed to do, which is pop up beneath a unit sandworm style.
Let's see what GW has cooked up to make these units more interesting.
Oh! Oh my! It's beautiful! I'm literally crying! They finally did it! The mad bastards finally did it!
Okay! Wow, where do I start! Lets get the easy one over with. For some reason, even given what's left in this Detachment rule, we get army wide re-roll 1s to Hit. Great! Awesome! That's a Detachment rule right there. But we are not done!
Any time you setup a Burrower, ie. Mawlocs, Raveners, and Trygons, you get to place a 40 mm “Tunnel Marker” somewhere within 1” of that unit and outside of 3” of enemy units. Then, in the Reinforcements step of your Movement phase (no Rapid Ingress), you can set units up wholly within 9” of the Tunnel Marker, and outside of 6” of enemy units. No other restrictions.
If your opponent moves a non-Aircraft unit within 3” of your Tunnel Marker, it gets removed.
Guys! This is insane! They did it! They really did it! Burrowers can actually burrow and assault properly now. The only thing is that I don't think the Mawloc was meant to have this kinda power. This makes them kind of mean. Setting up a Mawloc outside of 6” of your opponent is potentially going to do massive damage. Wait! Scratch that, the Mawloc has to be setup specifically using Deepstrike to hit with its ability. Still this is very good!
But! We're! Still! Not! Done!
The Detachment clarifies that Trygons and Mawlocs have the Burrower keyword. But then, it lets you pick up to two of your Trygons to be Characters. Trygon Primes are back!
It's so beautiful . . . should have sent a poet . . .
Enhancements
Synaptic Strategy (15 pts): Give a Trygon the free Rapid Ingress your Raveners have, or give it to a Winged Hive Tyrant or some other Tyranid Character you want to have as a nasty surprise. Remember you can't Rapid Ingress to your tunnels. This is almost certainly going on another Trygon Prime so you can setup Tunnels after your opponent moves. Must have.
Tremor Sense (20 pts): Redeploy enhancement. Normally, this is a nice to have Enhancement. In this detachment, you're probably always taking it.
Vanguard Intellect (15 pts): Turn 1 Deepstrike. Maybe this goes on a Winged Hive Tyrant. But this is going to make your enhancement choices really tight!
Trygon Prime (20 pts): And there it is! Give one of your Trygons Synapse and +1 Strength and Weapon Skill. Sadly, this one probably gets left at home.
These are great enhancements. You probably take the first three in every list. If you absolutely must take a true Tyrgon Prime, I'd probably give up Tremor Sense and just deploy more defensively.
But seriously, this might be the Tyranid More Dakka. Let's see if the Stratagems bring this home . . .
Stratagems
Adaptive Optimization (1CP): Make a Mawloc or Trygon Synapse. We have Tyrgon Primes at home. Considering this comes with a +1 to Strength for all units in 6”, you'll probably use this often.
Replenishing Swarms (1CP): Oh come on! Our second strat is a healing strat? This is great! Just make sure to keep your Tunnels alive.
Enfilading Emergence (1CP): A unit you setup from reserves gets [SUSTAINED HITS 1] and [IGNORES COVER]. Is the Devilguant bomb back?
Tunnel Network (1CP): Uppy/Downy through your Tunnels. This isn't Deep Strike, so you can't trigger a Mawloc with this either. But you can definitely create Tunnels for this with them. Note, there is no Engagement Range restriction.
Swarming Assault (1CP): Wow! This is incredible! Re-roll charges out of 6” Deepstrike . . . for every unit within 6” of the target! This may need to be a 2CP strat!
Retreat Below (1CP): Uppy/Downy two Burrowers or one normal unit. Engament Range applies as normal. This will let you trigger multiple Mawloc attacks!
Guys this is probably our More Dakka detachment. It's honestly too good. The only thing holding it back is that Trygons and Mawlocs aren't actually that good. But you're using them as tech pieces to make the rest of your army sing. This Detachment may legitimately hit harder and faster than Vanguard. I'm not gonna do the fanboy thing and try and come up with the ways this isn't busted to try and justify its existence. Either this Detachment is going to get nerfed or the Burrowers are. Enjoy it while it lasts.
In the mean time, it's a good day to be a Tyranid player!
3 notes · View notes
thessalian · 2 years ago
Text
Thess vs Burnout
I should have booked my upcoming week off for next week, not the week after next. When booking at least 50% of my annual leave (which HR demanded we all do by the end of June, possibly to stop Scruffman taking random half-days with no notice whenever he feels like it), I knew I needed a break fairly soon but I wanted to give as much notice as possible. Thus, first week in July. But I underestimated how burned out I currently am and I don’t know how I’m going to get through the rest of this week, never mind next week. Yes, I know tomorrow’s Friday; the point stands.
That whole “Violet does the long typing and Temp does the short typing” deal is still affecting me in unfortunate ways. I mean, it’s bad enough that Violet only takes them one at a time and works at them at a snail’s pace, which means I get a lot of them regardless of the supposed deal. Thing is ... Violet is elderly and a bit fragile, health-wise. She winds up being out sick a fair bit. But when she’s away, does Temp go, “Well, the deal’s moot since Violet isn’t here; I guess I’d better do some of the longer typing”? NOPE. Which is what it looked like today. There were many, many long ones, all by people who have no idea how to format the damn things, who do the “Oh, hey, could you go back to the first bit and add an important thing I forgot?” thing in the middle of the block key, and who also have no idea how to make sure their recording equipment is in working order. Two of the trickier accents in the building and they fucked up a setting so that it was using the built-in mic on their computers rather than their headsets and it sounded like they were talking at me from one end of a long tin pipe half-blocked by a three-week-old athletic sock. The problem is that I know how Scruffman feels about this; he has made it perfectly clear how he feels about it. How he feels about it is, “As long as I don’t have to do anything”. He doesn’t want to have to talk to Temp about this. He doesn’t want to have to police Temp about it. Most of all, he doesn’t want to annoy the one who is actively in the office who might give him dirty looks about it. Meanwhile, I’m the one who can’t take this shit because of a physical disability, but since he doesn’t have to watch me suffer, it’s fine.
Of course, shit continues being shitty in the rest of the world. Turns out the “We’re going to halve inflation by December 2023″ bull Sunak was spewing awhile back is ... well, just that. Interest rates have gone up to 5%, and odds are good that they’ll be raised to 6% come Christmas. But none of this is going to hit up the rich people, because all they’re going to do is protect their bottom lines by fucking the rest of us over. Landlords aren’t going to tighten their belts and pay the extra on their mortgages out of pocket; they’re going to raise rents even higher than they already are. As for supermarkets ... well, since the triple-whammy of Brexit, Covid, and Ukraine, the cost of actually producing the food and getting it from point A to point B has reportedly gone down but the prices in the supermarkets keep going up. They say they’re raising interest rates and risking a recession because inflation is such a bad thing, and I keep wondering ... why are you not pointing at the people who are causing it? People decide what everything is worth, and when that starts going up further than it should, you have to start looking at the people who set the fucking prices. And all of their increases are in the wrong place. If they just paid decent wages, more people would be able to buy the things they’re offering, and ... I mean, selling cheaply to many is a tried and tested way of doing business. It’s not huge profits, but it’s enough to keep going. The problem is that profit is not enough for these people. They not only want HUGE PROFIT, they want HUGE PROFIT now and EVEN HUGER PROFIT next year and ever-increasing. So they feed inflation by raising their prices to insane degrees, particularly if it’s a needful like ...you know, food. Meanwhile, to make their profit margins look even better, they understaff their workplaces, and underpay those few overworked staff they have. So the interest rate shit is all on them. But there’s going to be no windfall tax on the wealthy because apparently “that’ll just make inflation increase more”. Which is actually honest, given that the wealthy would raise their prices even higher and say, “We had to do it because of how much you’re taxing us! We’re losing money!!!”
They’ll lose a lot more when we can no longer afford to buy their stuff.
So the summary is that I am entirely burned out and everything is pretty depressing and I should have booked my week off for next week but I have to get through one more week of Temp’s bullshit before I can get enough rest to face ... well, this mess.
3 notes · View notes
manicdepressivebipolar · 2 years ago
Text
Its been a while...
Good day,
I think this will be the first time using this application connected to my phone. I guess this looks decent?
Okay let's start.
Today is April 9, 2023 in Philippine time.
2023 has been a year of growing my success building my financial strength and reflecting on my personality. But before all of that why I wanted to share this story of my rise above my broke era is that I want to humble myself and be really thankful for God or any higher being that was guiding me along the way.
Year 2022 a summary.
2021 I was at job that pays as little as 8-12k a month and I was trying to make ends meet from my schooling, my rent and my daily needs. I opted to find a job that sounds futuristic - I switched to an online job. This was one of the best decision I had in my life looking back. 2022 I was having double job, I invested on tech to keep my two jobs and it was working. Since one of my job was paying high enough to cover both of my jobs I continued on even though I know it was ruining my physical and mental health. I was an HR Director and a web designer on the side. I decided to leave my job immediately  when I found myself crying and dragging myself to work on a daily basis. It was literally killing me.
I did not have any back-up job or whatsoever. All along I was relying on my savings. The wrong turn was I was using it for my leisure and not looking for a new job. Anyway, I got broke and went into different loan sharks to make ends meet. This was another and one of my biggest downfall ever.
I landed a job after 6 months from a finance company in the US. It did not pay me well at first but I did not have much choice. Slowly, I was able to pay my depths and gaining back my social activities but everything seems to be a blurr moving forward 2022 from there then - I kept going out, partying, being with strangers to have fun and did illegal things on the side up until the last day of December.
It did not really affect my financial but I know I was still in depth.
from June of 2022 till November 30 - I was juggling three jobs. Just to pay everything already. I eas making my life work, I was paying what I owed people and banks.
Until I decided to let go of one job that really helped me rise up. I could not keep it due to the stress it was giving me on a daily basis. I kept my fiance job due to its flexibility in working terms as a digital nomad and one job that I got as a blessing from my friend which was a direct hire in Texas, USA.
Since December I was earning alot more than I was expecting. Slowly, I was rising from my era of being broke.
2023.
My salary increased by 10,000 pesos in finance and the other job paid as it is but I had alot of extra hours worked so, I was living comfortably by January. I was able to buy the phone that I wanted, I got a free PC from my company, I was paying my own place and bills without anyone helping and I get go help my boyfriend while he kept going in fulfilling his dreams in being a doctor here in the Philippines.
When my boyfriend passed the board exams. We promised that 2023 was a year of us fulfilling our dreams, meeting our goals and establishing our professional career while we were fixing our relationship and making our bond more stronger including our family.
2023.
Looking back at my 2022 and comparing my situation now, I am really blessed. God or any higher being that helped me out of that dark hole, humbles me every single time. I also want to take credit for never giving up on the situations I was in. I kept going. I kept myself from being humble without losing my stand on my personality at work.
I had so much day and reason to give up already in life but there is always that voice "matatapos din to", " I will have the life that I want" and " kaya ko to". Those simple motivation in my head really kept me going.
My boyfriend landed a job, I kept going and earning. Both of us is building our financial stability and strength, earning together, saving, treating ourselves on the side and finally hindi na kami magugutom.
I remember, before halos wala talaga kami makaen. We needed to tipid the things we have. We relied on the little money we have to eat on a daily basis. But now, we have abundance of money, food, other supplies and we can treat ourselves and or family. We are so lucky!
I know we are still starting but as early as now I just want to be thankful with all the blessings I am receiving, my boyfriend is receiving and I hope this continues and everything we manifested will be soon be true.
From negative balances to an abundance as of today. I can't help shed a tear or cry a river of tears on this journey. It truly is a miracle and just really leaves me in an awe on how I did everything.
3 notes · View notes
makeste · 4 years ago
Note
Lately I’ve been hearing people talking about BNHA’s editor, but I don’t really understand it? Could you please have a go at explaining it?
okay so first off, just a quick overview on what a manga editor is/does for anyone who’s not aware or has only a vague idea. basically, they more or less oversee the manga, and work with the mangaka to give them feedback on the story and the layout and the pacing and so forth. a good editor will make sure the series stays true to the mangaka’s vision, but will tweak things to make sure the story meets the publisher’s standards, and just generally help keep the story on track. (this is a pretty good video to watch to get a better idea of the weekly manga creation process in general. incidentally that’s one of my favorite Youtube channels and I highly recommend the "day in the life" series if you have any kind of interest in Japan in general; it’s really good and weirdly calming and addictive lol).
different editors have different styles and are good at different things; for instance certain editors may be more hands-on and involved, while others might be more chill and laid-back and pretty much let the mangaka do their own thing. the former might pair well with a mangaka who’s just starting out and needs more guidance, whereas the latter might work better with mangaka who already have a lot of experience and are more sure of themselves. a lot of care goes into making sure the editor and mangaka are a good match, and it’s not unusual for long-running series to have multiple editors as time goes on. a good editor can help elevate a series and filter out bad ideas and really raise the quality of the work; bt on the flip side of the coin, really bad editors can and have been responsible for terrible decisions that have all but ruined stories at times.
anyway, so BnHA has had I think four editors to date. most of what I know about them I gleaned from this interview tbh.
Koike Hitoshi, who was the editor from June 2013 to June 2014
Monji Kengo, who was the editor from June 2014 to December 2017
Yoritomi Ryosuke, who was editor from December 2017 to September 2020
and most recently Taguchi Hikaru, who took over as editor in September 2020 and is the current editor today
moving on to the actual ask now at last, so when you say “lately I’ve been hearing people talking about BnHA’s editor”, I assume you’re referring to the fact that parts of the fandom aren’t entirely happy with Taguchi’s job as editor thus far. so those complaints mostly seem to be centered around three things:
the pacing (although to be fair I’ve seen complaints about the pacing being both too fast and too slow, so I don’t necessarily put a lot of stock in this one)
the increased focus on action/fighting
and lastly and most specifically, an increase in sensationalized storytelling in the form of each chapter having some new big flashy draw (sexy new characters, dramatic plot twists, fancy new quirks, etc.), and a marked increase in cliffhangers, whether they fit in naturally with the story or not
these are all things that editors have a lot of influence over, so there’s definitely some validity to these complaints. although to be fair, a lot of these are also very subjective, and we also have no way of knowing which decisions have come from Taguchi and which have come from Horikoshi. for a lot of people though, Horikoshi has obviously earned more benefit of the doubt than Taguchi has, especially since the previous series Taguchi edited, Samurai 8, was a pretty big flop. (though from what I’ve heard, I’m inclined to put most of the blame for that elsewhere; Jump was basically hoping lightning would strike twice and that the series would succeed just from having Kishimoto Masashi’s name on the cover, but the reality was that it really just wasn’t a very good manga lol.) there’s just not a lot there to inspire confidence, basically, and so he’s an easy target on top of everything else. and apparently one of his comments in an interview (specifically, that the story was going to get even more exciting from here on out) further reinforced those impressions of him putting too much focus on making the series more dramatic and action-y to attract new readers.
all that said, my opinion on the newer chapters isn’t really that negative, and for each chapter that I have disliked (which is mainly 307 lol), there’s been a 284 and a 285 and a 290 and a 299, 301, 302, 306, 310, 312, etc. etc. etc. which I have very much enjoyed (with several of those actually ranking among my favorite chapters ever). so I would say that overall he’s actually been doing a fairly decent job. and I mean, if we’re going to start rating all of the editors based on the worst chapters they’ve ever overseen, then the same editor who was in charge during my two favorite stretches of the manga (83 through 95, and 116 through 121) would be ranked at the bottom of my list because he also happened to be the guy running things during the worst stretches of the Basement arc. or what about Yoritomi, who oversaw the Pro Hero, MVA, and Endeavor Agency arcs, but also permitted Horikoshi to torture us with that one mushroom chapter?? all I’m saying is that all of these guys have had their various low points, lol.
anyways though, that’s basically the short (or my version of “short”) version of the editor stuff as far as I know. all in all, just like with everything else that’s controversial in this fandom, some of the points are reasonable and some are less so imo. the cliffhanger thing is a bit annoying because it’s hard to unsee once you start paying attention to it. but for the most part I think he’s done a decent job thus far, especially given the huge momentum shifts he’s had to preside over, not to mention the fact that the transition happened in the midst of a pandemic.
all said and done, I’m pretty satisfied, and especially given how long of a tenure the previous two editors had, I think he deserves more time to prove himself before we start making final judgments. I mean, not that our opinions make an iota of difference anyway lol, but still.
69 notes · View notes
rwbyconversations · 6 years ago
Text
Rooster Teeth Glassdoor Crunch/Overtime Accusations #AnimatorsFirst
EDIT: Georden Whitman, former creator of Nomad of Nowhere, has come out and publicly confirmed the Glassdoor reviews are true.
Original story:
Rooster Teeth’s Glassdoor reviews have recently made serious allegations against the company, with people who work for the company claiming that the company engages in practices involving heavy crunch periods, a resistance to providing benefits, eighty hour work weeks, a management team trying to justify crunch and unpaid overtime that, according to some, led to as much as a third of RWBY and gen;LOCK’s recent seasons being made effectively for free. 
Below are screencaps and exact quotes from the pages. Any emphasis made is done by me.
From May 23rd this year, as written by an employee with three years experience at RT:
Tumblr media
Cons
Program scheduling department has no idea how to time budget for animation, has resulted in unnecessary, preventable crunch Company takes on projects that are too big for it to manage effectively Not the highest pay compared to Anim Guild standards Open office space, gets noisy
Advice to Management
Management has been using a weird method to try and deescalate hard feelings about crunch. They’re acting like counselors who are “there to talk” and to try and find “coping mechanisms” to deal with crunch. This is a terrible idea considering that none of them are trained counselors as far as I’m aware, but more-so, they’re obviously going to be biased in favor of what they want from us. It makes me want to communicate with them even less. This past review, my manager criticized me for having “negative energy” during a terrible crunch period where we were working over 80 hrs s week, and told me I should “look for the silver lining” which is just bad advice. Advice to management is to stop pretending you know anything about mental health and also be less passive - fight harder for your team.
From May 13th, an employee with a year’s experience at Rooster Teeth:
Tumblr media
Cons
The management is terrible. Artists are lead on with the promises of "full time employment and benefits" dangled in front of them without ever being addressed and ultimately are never given, there is no paid overtime, artists had to fight for their right to time off between productions, and good luck getting any form of benefits despite them being plastered on the wall.
Advice to Management
You're not a group of guys playing halo in your apartment anymore. Please run your business and look at what's happened to it.
From June 11th this year, from an employee who has been working at the company for five years:
Tumblr media Tumblr media
Cons
- Extremely poor management (Some of it is negligence, some of it is just accidental from the sheer amount of work. Upper management is also extreme bro/friends club.) - Insanely high expectations (animate a 10-14 min episode in 2 weeks) - Very low compensation (I've worked here for years and make entry pay. Some people have gone MULTIPLE years with no raise) - No overtime pay (Every season of RWBY and GL gets about 1/3 or less made for 'free' because no one gets paid over time and it's not uncommon to work hundreds of hours of overtime) - Toxic work environment (there are a lot of cliques, complaining and even making fun of other people and depts here. It never gets punished so it always happens. Not professional)  - You know something is going right when after many complaints HR reminds everyone you have "unlimited" mental health doctor appointments... I could honestly go on and on like an emo on Myspace in 2007 but I'll reign it in. I'll leave it at this since I've seen many fans read these and be skeptical. It's not great. You can deny it but there is a lot of evidence if you just accept it. And the reason you work here is cus you get stuck and are promised "It'll get better". The work is low quality (hard to get jobs elsewhere), pay is low (can't save money) and life/work balance is a joke. We have a bit of balance now but it's only for a couple months out of the year when production isn't in full swing. Then it's back in the meat grinder.
Advice to Management
You NEED to listen to the workers and make hard decisions and actually fight for better conditions. It's been far far too long of "it'll get better" or "we know what to do next year". This isn't sustainable and I think we all know it. But someone has to be the guy to say "no" when things aren't good enough. If you don’t say no, hundreds of people suffer. Please.
From May 18th:
Tumblr media
Cons
Crunch has gotten to an unacceptable level. Productions have been completed with over half of total hours unpaid overtime, especially impacting the comp and editing department. Management cares more about their ego than the quality of the work they put out— letting the crunch caused by their irresponsible decisions fall solely on the shoulders of the artists while they enjoy a forty hour work week. Pay is laughable compared with the amount of mandated, unpaid hours of labor. No career advancement, and contract workers are given empty promises of full time employment before being shown the door once production is done.
Advice to Management
Stop saying the crunch issue is “getting better” or that you’re “working on it”, and start actually owning up to your mistakes.
From May 19th:
Tumblr media
Cons
-A lot of employees brought on, if not all, before the last development cycle were promised permanent positions after a 90 day trial period. As those dates approached those artists saw no change, asking their leads what was going on. The guidance from higher ups was vague at best, and some felt like they had been forced to lie to employees during the interview process. - A lot of processes went over-scope due to poor planning. -Lack of actual production experience in the management side of things is no longer something that can be glossed over as the company tries to take on more industry vetted employees. -Crunch is extreme and overtime is not compensated for, nor is that time given back in any fair amount.
Advice to Management
-Clear and concise communication -Re-structure your upper level management
From May 12th:
Tumblr media
Cons
Crunch here is out of control. No Paid OT. Expect to work A LOT for free. 70-80 hour work weeks. Mandatory 10-12 hour work days sometimes with no days off. Management is more interested in telling you what you want the hear as opposed to the truth.
Advice to Management
Fix the crunch issue and stop saying 'we're working on it'.... because you're not. Layoffs are certain. Will layoff bad employees and good employees in the same breath, completely eliminating any reason to work as hard as you're required to do. Fix your transparency issue and stop overworking your employees otherwise your reputation will severely suffer.
From April 5th:
Tumblr media Tumblr media
Cons
-No paid overtime. -Crunch is a major problem in the animation department due to unrealistic deadlines, poor planning, and indecisiveness. (Mandatory 10 to 12 hour days for multiple months are common.) -Stress levels are often very high due to harsh deadlines -Some of the producers tend to lie. -Promotions are used as a morale booster, not actual career advancement. -Hardly any time for Professional Development -Professionalism can be a bit scarce (for example people would draw penises on the boards throughout the studio)
Advice to Management
-Management needs to seriously figure out how to deal with the crunch issue. A question was asked at an all hands meeting: "How are you going to handle crunch this year?" Instead of giving a clear answer, the head of the RT animation department completely dodged the question. If you don't know how you are going to tackle a problem, try saying, "I don't know. I will get back with you ASAP." Then actually pursue a solution to the problem. Dodging questions makes you look shady and untrustworthy. -Improve production plans and make sure you have enough resources to complete your projects. If you are going to work on two shows at the same time, then you need to double ALL of your teams along the pipeline, not just one. If you can barely get one project done with your current resources, you certainly cannot finish two. If you can't get the resources needed to complete the projects, then it's probably best to keep them small or to simply not do them at all. Pushing your teams beyond the breaking point is not the wisest decision. If you continue with your overambitious ways, it will backfire in the long run. Telltale Games' closure and Bioware's Anthem debacle are examples of what's to come if you do not improve your production practices and get crunch under control. -Get more training on how to manage people. There are plenty of programs out there that can help management understand how to work with various types of personalities. There were some situations where I noticed that some leads and producers simply did not know how to talk to a person when there was a problem. Despite all of the criticism I just wrote, I feel the majority of who work at Rooster Teeth Productions are decent people. However, the management is just terrible. Put some of that ambition you have into fixing your problems internally instead of putting it into meeting those unrealistic deadlines.
From March 25th:
Tumblr media
Cons
- Massive amounts of unpaid overtime. All while touting the importance to the company of a life/work balance. They promise to give you the time back, but it will be impossible to take. - Management is just a joke. They can’t schedule or stay on track to save their lives. Total amateur hour. - Zero followthrough on promises made. How about a pizza party? - Pay much lower than standard. Don’t expect real raises. Promotions with increased responsibilities don’t come with comparable pay bumps. - Most promises of advancement and opportunities are hollow wishful thinking. - Almost zero followthrough with meaningful investment in employee education. You can access a Udemy account and that’s about it. - Management will blame the artists instead of taking responsibility and will even through people under the bus to cover themselves. - Internet celebs are more valuable than artists.  - Their awards are called “cockbite of the month/year” and it’s what they call their employees. You may not want to be called that but that’s too bad. It’s their culture. A few guys draw penises everywhere to be funny. - Not very much diversity in management. Feels like you need to be a straight white male to be appreciated.
Advice to Management
Hire some actual seasoned industry professionals to upper management in Animation. And demonstrate there are some consequences for them, instead of taking it out on employees.
From April 11th: 
Tumblr media
Cons
-Overtime, and hours will cause any person to slowly become something they don't like. -Management is typically made up of "talent" and treats other employees poorly, not to mention 0 years of previous managerial experience. -Management also blames other employees for the problems they create, and don't show actual leadership. -Echo chambers within management. -Stress levels incredibly high -Lack of professionalism
Advice to Management
-Get rid of "talent" in managerial roles, it's clear they're costing the company serious problems and money. The ones who end up being hurt are the employees who knew and constantly warned about problems ahead of time that were ignored. If the company stays the same a huge incident is bound to follow. -Try to respect creatives that aren't "talent" within the company as well. It's clear management doesn't and goes against the entirety of the company's "core values." those who have had previous industry experience should be listened to and considered instead of being shrugged off and given responses like "Well that's just how we do things." -Collaboration doesnt seem to exist for a majority of managment here. If this one massive change happens the company could really grow far and do much more than create crude content with a lack of care/heart for the final product. -If people are able to sleep and have a normal schedule more thoughtful input will also happen, and your content can only get better. -A multitude of people and lives have been hurt from management at this company, from in house employees being mentally abused to freelancers that are ghosted. So many immature and poor practices have taken place within the animation department I'm amazed a lawsuit has yet to happen. -Management should be leaders not bosses.
It’s almost darkly funny that most of the positives are just “They give you free food on Mondays and the people are nice.” 
But these are all from just the last year alone. Most reviews from before the start of 2019 don’t speak of crunch barring one from April 2018, one from March 2018 and one from June. This is a problem that has been affecting Rooster Teeth for at least an entire year, and since the start of the new year, the problem has magnified tenfold. Most reviews mention that the heads of departments are aware of the crunch and unpaid overtime but refuse to do anything about it beyond offering platitudes or dodging the question on what the company is going to actually do to fix the crunch problem.
Crunch is a problem plaguing many companies, especially in the western hemisphere. In gaming development there’s a story nearly every month about what apathetic upper management think they can get away with by forcing employees to spend dozens of hours every week slaving away on their product. I hoped that Rooster Teeth would not be one of these companies, but I am saddened to see that they were not. 
Crunch’s negative effects on mental and physical health have been well documented, alongside the basic fact that crunch isn’t worth it and doesn’t work. Employees forced to crunch are unable to work as well as employees who are well rested and have time to go home to their families. 
To anyone working these impossible crunch hours at Rooster Teeth right now, I hope your suffering ends soon, that eventually basic human empathy wins out and hours are lessened while you receive your just rewards for your work.
For @roosterteeth? This is appalling and a slap in the face to the fanbase you conned into thinking that you were a company that cared for everyone within as a huge family. Your entire management team should be ashamed of the environment you signed off on. No profit margin is worth the suffering you have subjected your crew to. Shame on you. 
As a fan of RWBY, it disgusts me that a product I enjoy was made through blood, sweat and tears. And as a fan of RWBY, I wish to make a public call to the fanbase, be it on Tumblr, Reddit, Twitter or Youtube. I want to make a public statement to Rooster Teeth that we are willing to wait longer for new shows if it means that they are made ethically. I can’t in good conscience support a product if it was made by putting the workers through hell. Maybe I can’t change anything on my own, maybe ultimately we’ll just be ignored, but I refuse to stand by and stay silent on the matter, maybe even get Rooster Teeth to make changes in their workflow (I won’t say “I hope they respond” because they seem to respond in-house to complaints about crunch without ever actually changing anything) 
I encourage you to share this around as much as you can. Share the accounts of the Glassdoor reviews as far and as wide as you can. We love and enjoy media, we love the people who make it- the animators, editors, writers and voice actors, and we as a community want them to not have to resort to RT’s seemingly unlimited mental health coverage or “find a coping mechanism to deal with crunch.” As much as it pains me to admit, I’d rather see RWBY die instead of seeing continue to be made on the back of crunch.
Thank you for reading. Again, I encourage you to share this around as much as you can. Let your voice be heard if you stand against this. 
5K notes · View notes
artisticvicu · 5 years ago
Text
Playing with Fire
The lute strings sang under his fingers and the words of some song fell from his lips without him being overly aware of what exactly it was he was performing. The common space was full, though, and there were people singing along or chatting happily with companions and strangers so he figured he was in the clear with paying more attention to the people than his music.
Bodies were constantly moving throughout the space so the figure entering shouldn't have drawn his eye as they had. Many here wore hoods for whatever reason but this figure seemed off to him. None of the other patrons noticed. Heck, the figure cut right through a talking pair and the duo didn't so much as blink at the figure. This way and that the figure weaved and this way and that he tracked their progress till the figure was sitting at the table he had claimed for himself, a pretty metal bowl on the table for tips. It had a decent amount in it. He hoped it was enough to leave him a few gold richer when he paid the owners for putting up with him.
He let the little gaunt end and the room erupted into cheers. He grinned and tucked the lute away as one of the staff came over bearing a tray of food. He hadn't ordered and he certainly hadn't seen his new companion order anything either.
"Well played, minstrel," the young dwarf offered, placing the food on the table. Apparently someone was buying him a meal because he had already eaten what he had paid for a few hours ago. "Seems the room took a liking to ya." As if to solidify the point, a few patrons darted in and dropped a few coins into the bowl. He caught sight of the glint of gold and was humbled as much as he was grateful.
He offered the dwarf a smile. "I have you and yours to thank for that. Let your ma know I'll get the coin separated out and to her before I'm done here."
The dwarf nodded, offering a quick, "Will do," before heading to the kitchen.
He turned to his new companion, arching an eyebrow at them. "Meal from you or a different admirer, Soren?"
The figure smiled, tugging the hood back and away. He belatedly realized the cloak was wet. Must have started raining. "Good to see you too, Verena."
He grinned. "Hey, I didn't order any of this." Soren chuckled, low and deep. Verena's gaze flickered over the other, taking in the changes the years had done. Vey still had a head of red hair, skin still darker than what he remembered of veir father's, but what softness that had been there making the other's lack of gender obvious wasn't there. "Presenting more male nowadays?"
The amusement left Soren's expression and he gained a shrug as an answer. "Makes it easier to get by most of the time."
He frowned, watching as Soren closed off to him. His pulse quickened and for a fleeting moment fear gripped his soul. "Soren." He didn't gain the other's gaze like he had hoped and he reached out, grabbing at their arm. "Soren," he repeated. Those amber brown eyes finally focused on him. "What's wrong? What happened?"
"A lot. Most of it not good."
His heart fell at that. "Ah, Soren." He shook his head, removing his touch. "You should have said no when I reached out."
Soren shook his head in turn. "It's nice remembering what I can of the times before the bad. Besides, it sounded like you really needed the help."
"I would have asked for help elsewhere but when I had heard of what you've been doing, I had hoped you'd come with company."
Another shake no. "We were in the middle of serious business that, in the end, turned to being safer that I came alone. I've got ways to reach out to them if we need assistance or when I'm heading back." Soren fixed him with an accusing look. "It hadn't sounded like it would need much force. We're just going after some kid, yeah?"
"An Aarakocra so age isn't really something we can go off."
"An Aarakocra."
His gaze flickered across the room before he nodded towards a patron not far off. "Winged. Looks more like a bird than a human. The winged human two tables to the left is an Aasimar."
"Hmm." It took a moment for Soren's gaze to return to him. "So we're going after some Aarakocra. Why?"
Verena leaned back in his chair, cup in hand. "I owe Zerros a favor and his wife's family owns this inn. They had sent this Aarakocra - Artemis, if I'm remembering correctly - off on some courier trip but haven't seen a single feather of him since. He's somehow a friend of the family despite him only having been here because of the caravan he was riding with. Caravan leader is a family friend, apparently."
"Why send us in and not the city guard or something?"
Verena arched an eyebrow over the rim of his cup. He let his chair fall back onto four legs as he put the emptier cup down. "You don't know much about the town we're in, do ya?"
Soren arched an eyebrow. "Wouldn't be asking if I did."
Verena grinned. "Town's built on the Black Market," he explained, voice low to the point where Soren was forced to lean closer; "quite literally in some areas. Place is an intense maze of buildings and back alleys despite it's small size. Most things are tall because the surrounding lands are extremely fertile for crops and no one wanted to encroach on the farmlands but the number of people coming and staying kept increasing. So, they built skyward."
"Quite literally how?" Soren asked equally quiet.
"There's some hidden history here but from what I've overheard, there'd been a city in the area. A massive city. Something had happened that came in and not only killed everyone who lived here but also sank the city beneath a good layer of earth. What remains of that city has created a cavern system that's almost like catacombs beneath our feet and it houses a lot of the Black Market for the surrounding areas."
"So we're infiltrating this Black Market and freeing an Aarakocra that, what, looks like an eagle?"
Verena shook his head. "A barn swallow. It's a small blue and copper colored bird with a forked tail. Unusual in these parts from what I've been told. Supposedly Artemis is from the southern continent."
"Hmm." Soren leaned back, crossing his arms. "When do we leave then?"
"Do you need to rest?"
"No. I had camped not too far off so the walk was easy. I'm good to go whenever."
"Cool. Let's finish eating then and I'll go get my things and drop off what I owe to June."
Just over two hours later they found themselves beneath the city. Verena's tail was wrapped tightly around Soren's belt only because Soren had warned him about the high possibility of getting burned holding onto veir wrist. They were standing in the shadows of a tunnel that crossed the one they needed but there were people there talking. Verena crouched closer to the ground as the voices got louder, Soren pulling back to as far as Verena's tail could reach before following suit.
The duo they had been waiting on walked by without even noticing too caught up in their conversation. Verena didn't recognize the language and he didn't ask if Soren did.
Deeper into the maze they went, finding that it wasn't just one level when the floor caved in under Soren's feet. Verena was yanked in after vem. They came across stairs that led another level down.
An unusually warm hand gripped at his tail and he froze, suddenly alert, but the only thing that happened was Soren getting close and whispering into his ear, "Next left. Should lead us somewhere." He frowned back at Soren, who shrugged. "I'm running off of a hunch of what I remember of the upper levels. Just go with it."
Verena raised both eyebrows at that but followed Soren's words. He took the next left and followed it, keeping straight when Soren made no move to correct his direction.
Somewhere was right. Verena found the tunnel ending at a door and the amount of noise coming from beyond it proved Soren's statement lacking. With a quick glance back at his companion, Verena opened the door enough to see.
The room beyond was massive compared to what they had been traveling through. The room itself was two levels high and the noise beyond didn't echo horribly like it should have. Crates, cages, and containers filled the space of varying sizes. Bodies were moving everywhere, whether it was moving freight about or simply walking through. A few bodies were stagnant here and there but attentions were nowhere near the door he and Soren were at.
"Damn," Soren hissed, as Verena closed the door. "Ideas?"
"One. But I don't know how useful it'll be."
"Try me."
He started digging through his pack. "I know a spell, concentration based that I can hold for about ten minutes. Let's me see and hear what's going on around the target. Only," he pulled out a copper tinged down feather and tucked it into his braid for safe keeping before he went back to digging, "I haven't had the chance to get a focus for it yet."
"What kind of focus?"
He looked up at Soren, "A crystal ball or a silver mirror, the expensive kind. Like, at least 1,000 gold pieces expensive kind." He went digging again. "A holy water font would work too but I have neither a font nor that amount of holy water."
A water skin bumped his arm and he stared at it, bewildered, before looking up at Soren again. The other shrugged. "Endless supply of holy water. A gift from a friend blessed by Silvanus and enchanted by the Fae Queen. There's only one other like it and I am to return this to said friend as soon as I'm heading back to my company."
His hands wrapped around the water skin in shock. Standing abruptly, he uncapped the water skin and pressed the opening against the palm of his hand. He flipped the whole thing over and let magic do the rest.
The change in perspective was jarring but he had sight of a small Aarakocra with a coppery toned off white chest, blue feathers rich around the copper red feathers of the face and throat. The stout wings and deep forked tail were black from the underside. He bristled at how the small being was strung out, stout wings flat and open wide against the bars of some cage, tail clamped open. Nothing appeared clipped yet, which was a blessing in its own right, but it was clear there had been some rough treatment already.
He shuddered feeling Soren's hand on his tail and it took him a second to get both sensory inputs to agree. It turned into where his focus went, like one was a window with a scene and the other was the stage performance before him. The sounds stayed. Soren's expression was worried as he met veir gaze. "I'm ok. I can split it, be here and there but I have to focus to see one or the other. The sounds will blend but I can keep quiet. I can move. The spell will follow Artemis if he's moved."
Soren nodded. "What do you see?"
Verena turned his focus back to Artemis and looked around. "Cage with thick bars. I can see through them, see the room beyond. I'm trying to see if there's anything significant in the area I can use to get us there."
The perspective was horrible and even when he moved the spell to the edge of the spell's tether, he still couldn't make anything significant out.
The roar made him jump but it was faint when he came back to Soren, eyes wide as adrenaline shot through him. "Artemis is in a cage close to that sound. We'll have to just run in and head for it. I should recognize the area when we get close enough but I don't have anything else to lead us with."
"Stay close then."
Another roar tore through the space as Soren opened the door. What had been a room of organized and calm action was now utter chaos. There were bodies running all over the place, creatures throwing their voices to the noise of the space, and Verena stumbled after Soren when the other took off at a run. For a moment, his heart leapt into his throat. Someone was bound to stop them.
But Soren was running straight towards the roars, body thrumming with determination so potent, Verena could make it out from behind him and he realized what Soren was doing. No one was going to bother them as long as he followed Soren's silent lead.
He cut the spell when he gained sight of Soren from the cage's perspective. He overtook Soren, coming to the edge of the cage as another roar erupted into the space. They were at the back wall of the large space but there was an open doorway next to Artemis's cage. Beyond it was a short hallway or tunnel that opened into a different space. He could make out the flicker of firelight.
"A dragon," Soren spoke for him. He met Soren's amber brown eyes and the other grinned at him. "No better distraction than their own merchandise. How good are you with locks?"
Verena blinked. "Depends. Am I trying to be stealthy?" Soren gave him a bewildered look and he rushed, "I know a spell - Knock. It's well named as it gives off a very loud knock sound when it unlocks something. I've got enough magic to use it on all of Artemis's bindings and cage but it won't be stealthy."
Another roar drew both their gazes and Verena caught the mischievous grin out of the corner of his eye. "Time it with the roars. We should be fine."
Verena moved into place, asking, "And if the roars stop?"
Soren's right hand ignited. "I can make sure they don't."
Verena sent him a worried look. A roar ripped through the space and he almost missed the chance. The cage door unlocked as a loud knock blended with the roar. Verena's heart was in his throat. "Soren, I don't think that's a good idea. We're already in the pan. No need to go playing with the fire, too."
Soren laughed. "Ren, playing with fire is in my blood. It's who and what I am." Another loud roar, another knock as the lock on Artemis's tail came undone. The Aarakocra didn't even twitch from any of the sounds around him. "Just get the kid to safety."
Soren took off down the hallway at a quick pace. Verena's tail flicked anxiously behind him, waiting. Four- no, five more locks and they could leave. He just hoped Soren could get either long enough roars or the right number for him to get Artemis out of there.
Screams suddenly echoed down the hallway but the bellowed roar was far louder and he managed two locks with the two loud knocks within it. His heart clenched. "Please be careful, Soren," he muttered to himself, hands running over the Aarakocra looking for injuries as he waited for the next roar. "I don't want to exchange your life for his."
Another roar, only one lock.
"It wouldn't be fair."
12 notes · View notes
gahdamnit · 5 years ago
Photo
Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media Tumblr media
(Pictures: 2, 3, 4, 6, 7, 9)
Your Friendly Neighbourhood, Wizard. (Alex Russo/Justin Russo Fanfiction)
Prologue
Pairing: Superhero! Alex Russo x Justin Russo, Slowburn.
Genre: Action, Humour,  Angst, Hurt/Comfort, Fluff, Romance
Warnings: mild/explicit language, Injuries, sisterxbrother.
Set: After Season 4x10 "Wizards Vs. Angels" (Which is somewhat heavily involved in both Alex and Justin’s separate storylines.) + “Back to Max”.
Est. Length: 8 Chapters.
Summary: After defeating the dark angels, Justin continues to teach his delinquent class unconsciously suppressing his guilt over the ramifications of the moral compass. Simultaneously, Alex unconventionally stumbles into a superhero gig. Inept and unprepared, great power and an even greater burden is placed on her shoulders. Bothered by his sisters reoccurring absence, Justin determinedly investigates her distant behaviour. Meanwhile, Alex is forced to face a truth she’d always buried, discovering it unwillingly from a formidable powerful being she will have to defeat.
Disclaimer/Author's Note: I’ve been brainstorming this fic probably since quarantine started. It’s mostly inspired by Spiderman! Into the Spiderverse, Holland! Spiderman and Garfield! Spiderman. As well as the looks and feel of DC Comic’s Raven and Marvel’s Scarlet Witch. Other inspirations include music from Birds of Prey, On My Block, Euphoria. All of which I do not own. In addition, I sadly do not own Wizards of Waverly Place.
However, Alex’s origin story is wholly my own that I personally thought up myself (so let’s hope it’s believable) and if it correlates with any other superhero storyline it’s purely coincidental. The OC’s are also obviously my own creation.
“Do you know why you’re here, Alex Russo?”
“Ummm…” Alex backed up at the man's intense stare. She was pretty sure he was going for intimidation, but it fell short landing right on uncomfortable. “Not really…”
“Well, young lady,” His words were layered thick with haughtiness. Alex had just met the man today and she already knew she disliked him. “It seems you were part of a riot in central park.”
“No…” She narrowed her eyes at him, shook her head, even elongated the word in an attempt to get it through his thick skull. “I was trying to get home.”
She was actually trying to find her wand, but he didn’t need to know that. The wand that Rosie and Gorog decided to fling off the dark realm tower.  The detailed image of it glowing magic in the night sky as it twirled to its doom stayed seared to the front of her mind. She could even hear her own cry for it as everyone watched it go. My wand.
“So what were you doing in Central Park?” Right after returning the moral compass she searched Central Park assuming it had landed there. Key word: assuming. It was hard to calculate where objects falling off towers landed. For her, it was hard to calculate in general.
“A girl can’t go to one of New York City's finest parks just for the fuc- fun of it.” She replied with a smile, catching herself before she swore. It was just her luck to get the arrogant, novice, goody-two-shoes, by-the-book cop. They didn’t enjoy it when she did that.
“And you just happened to be hanging out with an enraged mob?” He asked mockingly. Okay so...she did get mixed up in a riot. Which wasn’t her fault. She was too focused at the task at hand to pay any attention to the crowd of screaming people she had walked through. What was more concerning was that one of those fuckers was stepping all over her wand, or worse one of them had already snapped its cherry redness in two.
“I wasn’t hanging out with them-”
“Yeah, instead you were disturbing the peace and provoking assaults.” Alex had to stay low to the ground for any sign of her wand which perhaps caused a few people to accidentally trip over her. There was also a minor possibility that her assertive bumping into others unintentionally started some fights. This all lead to Richard here (according to his desk tag), cuffing her and bringing her to the NYPD Central Park precinct. Meaning her wand had been left behind, defenceless against the grimy boots of crabby New Yorkers...if it was even there to begin with.
“How do you disturb the peace in a riot?” Alex fired back.
“Ms. Russo, you’ve had a record since you were twelve.” He said, abruptly switching topics and ignoring her. Rude much. To prove his point he made a show of flailing her folder around. It was a decent size for her age, Alex inwardly complimented herself. The first crime listed there was in summer 2004, when she sold those fake broadway tickets to unsuspecting tourists. That summer was a blast: hundreds of ice cream sandwiches and magazines.
“This behaviour is to be expected.” He finished. Alex suppressed an eye roll, this dude was getting on her nerves. Yes, she had a few run ins with the cops, but that didn’t mean she was always guilty of doing something vaguely illegal. Ever since she became a wizard, she'd barely caused any trouble with the mortals, Alex commended herself. Her last record was a good year ago, with a little vandalism and conning going under the radar but that was it. In their eyes, she could have set herself straight since then. Which she did.
What happened to the benefit of the doubt, what happened to believing people could change. Screw him and his patterns. And screw her wand for not being in Central Park. Now she’d have to buy a new one she sulked, slouching lower in the hard chair.
“I don’t like your attitude, Missy.” He said, noting her behaviour. ”Kids these days, not respecting the police.”
Oh my gosh, I just wanna go home. Richard Owens (what a lame name) continued typing at his computer, probably adding ‘riot starter’ to her record. He’d been holding her here for an hour now, still trying to gather evidence and witness accounts to file in her record. So far he had zero, zip, nada, not a single thing. Since everyone's memory seemed to be fuzzy, which she guessed was due to the moral compass.
Alex was annoyed at him and his cockiness. Annoyed at this hard chair that was making her butt fall asleep. Annoyed at the amount of people in this room, and how overly hot it. Would it kill them to crack open a window or turn up the air conditioning.
“Is that you, Alex Russo?” A woman said, approaching the desk. Oh finally her saviour.
“Wassup, June!” Alex grinned up at Song Namjoo, or June, as Alex called her. Much to Namjoo's displeasure. Not so much the name as it was Alex being an annoying little shit.
“What’d you do now?” She asked, placing a hand behind Alex’s chair, leaning forward to scan over the computer. The woman had her hair pulled down into its signature low bun, not a hair out of place. Her pristine police sergeant uniform was pressed to perfection with not a single crease, something Justin would greatly admire.
“No way, June you passed your Police Sergeant Exam!” Alex exclaimed. “You look dope.” She nodded in approval.
“Yeah.” June modeled for a second, before straightening her posture. “Passed about six months ago.”
“Well congratulations.” Alex smiled, genuinely proud. June was her life saver, and lowkey pain in her ass. Wherever she caused a ruckus (exclusively non magical) June would shortly be there. June had stopped a lot of unwanted things from going on her record, and also had a way of calming down Jerry and Theresa when they threatened to send her to the military. On the other hand, it's like she had some sort of Alex specific third eyes always managing to catch her in the act. Plus, her lectures were lengthy and boring and she didn't even allow Alex the option to sleep through them. In a way, she was Justin, if he were in the police force and was, you know, a Korean woman.
She shivered at the thought. Sure, Justin saved her a few too many times but that was because he was her brother. June was altruistic, she held herself with poise and grace. Like a cool aunt who'd let you off the hook halfway then let you decide for yourself the rest of the way. Besides, June was high-key a badass and Justin still cried over 'Mantooth'.
She felt a light pinch on her arm, automatically ready to shout 'POLICE BRUTALITY!' catching herself as she connected eyes with June.
June subtly raised an eyebrow in question towards Alex as if to say ‘What did you do now?’ Alex shrugged in response, her face saying ‘I’m innocent I swear’. June in turn gave her a half believing/ half disbelieving expression, before rolling her eyes. Which was always code for ‘Fine, I believe you’. After knowing June for a good 5 years they'd learned to read each others facial expressions pretty well. It helped with her record, it definitely helped with the parents.
“Okay really Richard a riot starter.” June stared at the man with clear judgement on her face. “Leave the girl alone. We have bigger things to worry about then a riot starter.”
“Oh, like what, June?” Richard goaded. First he disrespects Alex, and now June. Alex doesn’t know a lot of things she will admit, but she picked up on workplace professionalism. To begin with June was a higher ranking officer meaning she was above him. And Richard said her name without its formal title, displaying a lack of respect. Alex watched as June’s expression turned perplexed, or more accurately her ‘bitch, what did you just say?’ look. Alex wished she had popcorn now and a comfy chair.
“First of all, that is Sergeant Song to you Richard. Secondly, maybe you’ve been on desk duty for too long but we’re dealing with a lot more than riots.” June started. This was gonna be good. “There have been innumerable cases of aggravated assaults, burglaries, thefts, property crimes, arsons, and attempted murders. The crime rate has exponentially increased on this day alone. It’s worst than the 80s, Richard.” As the venom dripped from June’s mouth, Alex was quickly realizing what truly happened this night. “Every precinct in New York is packed to the brim and every hospital too. There are more citizens than staff members. And to top it off, a lot of these people had no previous record before this night. No explanation why they would do this and barely any remembrance of what they did. Not even a full moon could explain this utter fuckery!” She exclaimed, motioning around the precinct.
Alex cringed, knowing exactly what had caused this, or more accurately who. She didn’t realize how serious turning that moral compass was. It had only felt like a game of tug a war with her brother like what they did as kids. She even played around with him, tricking him into thinking he had broken the thing so she’d gain the upper hand. When they were flying above the dark realm tower, pulling and pushing they felt so far removed from the world. It was literal child’s play, no throwing punches, no broken bones just like a high school grip test.
But, she could see the damage they caused now. The place was overfilled with people. At each desk, in the cells, standing around. Some bleeding out, others with lost expressions on their faces, the ones she couldn’t even look at were the people crying. All these people had done something bad or suffered because of it. All because that moral compass pointed in the wrong direction a little too long.
“And out of everyone in that riot you chose the person farthest from the action, a clear bystander.” Alex wanted to laugh bitterly at that, if only these people knew just how involved she really was in this. If only they knew their desire to do good relied on a floppy arrow on a disk. But, she’d never tell them this, she’d let people continue to believe they had a bigger choice in their lives. That’s what she had to do as a wizard. As long as it saved her ass. As long as it didn’t affect her.
“So yes Richard there are bigger things than a 17 year old girl.”  June finished. The room was completely silent, all eyes staring at Richard. It was so quiet Alex could hear the sound of Richard’s ego deflating like a balloon, saw his face turning as red as a tomato until he resembled a sheepish boy who had just been scolded by his mom in front of all his friends. She couldn’t even take pleasure in his pain, now faced with her own mistakes.
Ha, take that dick. She tried to lighten her spirits. Cause like dick is the nickname for Richard. It didn’t work that well.
And…
Richard let her go, with no new record of ‘inciting a riot��, all thanks to June and how she completely dragged him through the mud.
June walked her to the front door of the precinct, stopping at the door.
“Okay bye Alex. I wish I didn’t have to say this…” June said, taking a deep breathe and closing her eyes to ground herself. “See you soon.” She gave a fake smile.
“You know me so well June. I’ll be sure to bring my best stuff next time, though.” Alex replied back keeping her humour up. She was still a little unsettled at the amount of people she saw on her way out.
“Aha.” June laughed drily, clearly not amused. “Stay in school, kid." And then she was pushed out of the building.
Just as Alex took her first steps away from the precinct, "Hey! The streets are worse tonight, stay safe Alex.” June shouted before shutting the door.
Alex looked back, a sigh heavy on her lips. She composed herself, her mood quickly lightening at the prospect of going home. Which meant her bed, which meant lying down, which meant sleep.
She wouldn’t walk of course. Use magic, definitely. If someone thought she was gonna walk home, they were sadly mistaken.
Looking around to see if anyone was watching she backed into the nearest alley.
“Woah, watch out kid!-”
She was pushed with brute force into the alley wall. Are you kidding me? She smacked right into the bricks, her elbows preventing her face from getting smashed. Hadn’t she been jostled enough today. She stiffened as she felt a bolt of magic graze past her, causing the hairs on her arms to stand up.
Wait a minute… Magic? There was a wizard.
She turned around to see a woman in a Kevlar black suit push a man further into the alleyway. The woman threw a punch to the man’s face, a crackle of blue magic extended through her fist causing the man to crash into the wall.
“What the fuck.” Alex whispered. She must have actually hit her head because this couldn’t be real.
The woman turned to Alex, her dark blue boxer braids swinging with the movement. A mask covered half her face, but all Alex could see were her eyes glowing blue in the dark, as if rimmed with the magic. “Leave, now-“
“Watch out!” Alex screamed back, seeing the man getting up already. A bright pulse of white magic extended through his fingertips towards the masked woman, who quickly ducked dodging it, giving a swift kick to the man's stomach.
He was thrown off balance, long enough for the woman to turn to Alex shooting a burst of blue magic into her direction.
Alex brought her hand in front of her as if to stop it. Was this woman trying to kill her? She closed her eyes, ready for impact.
Then opened them to silence and a vast space of whiteness. She was in the wizard portal. The masked lady had teleported her here.
So, the blue magic lady was a wizard and a superhero…and people were still being bad even after the moral compass was returned.
Alex thought about it for a moment. Then with a shrug of her shoulders she brushed it off, beginning to walk to the lair.
Frankly, Alex was exhausted: her back hurt from flapping those wings, her knees were sore from all of the heavy landings she endured with the wings, her arms ached from that tug-a-war contest she had with Justin, her butt was sore from that hard chair, her feet ached from all the walking she did and she nearly got zapped in the face with magic. On top of all of that, she still didn’t know where her wand went.
Alex sighed in relief when she finally got to the lair. All that walking was making her even more tired. She pushed the door open, determined to get to bed and collapse. But her steps faltered when she was greeted by the sight of her brother looking down at a white feather.
It didn’t take a genius to realize the feather was Rosie’s. Alex was worried at the sight of him, grasping a feather from another lost love wasn’t a good sign. And more than that he hadn’t been himself for the past week. She’d barely talked to him for the past week, so she was nervous to see how he was after everything.
“Justin…” She began, confusion laced in her tone. He turned at her voice.“What are you doing still up? It’s late.” And also past his appointed bedtime.
“I stayed up because I owe you something.” He began. Her cherry red wand in his hand. Her glorious cherry red wand she’d been looking everywhere for. Finally, reunited with what had been plaguing her mind all night her eyes immediately brightened at the sight of it. She grasped at it with both hand, smiling down at her wand.
“I found it in Washington Square Park.” Oh, Washington Square Park. Damn she really did suck at calculating. Nevermind, the fact that it was in the complete opposite direction. “A two-headed dog had it. Pretty sure he didn’t start out that way.”
So her wand was chilling in lower Manhattan with a two headed dog as she searched the grounds of upper Manhattan, tripping people over and starting fights, and getting caught by the police. She giggled at that, amused with what her night turned into.
“Thank you.” She genuinely meant it. “What about your wand?”
“I, uh…” He held his wand up, inspecting it for a moment just to show her the sad state it was in; snapped in half with duct tape barely holding it together. She laughed at her brother’s antics. Secretly, relieved to have her brother back. Him and even his humour. Yup, he was still Justin. “I’ll find a spell to fix it.”
He set his wand down and turned to face her, an earnest expression on his face. Alex was taken aback by the swift change in atmosphere, the room suddenly feeling more serious. “And I owe you something else.”
He came forward. Her eyes flickering at his movement. Oh, And we’re hugging.
His arms wrapped around her, bending down to rest his chin on her shoulder. He quietly uttered, “Thank you for saving me.” while comfortingly rubbing her back as he always did. Ever since they were children, it was a soothing motion he always did when he hugged her. A distinct movement they could focus on together to calm down. She nodded slightly, silently appreciating the moment.
“It’s for all the times that you saved me when I wasn’t so good.”
Countless images were brought to mind, most prominent of all: a campfire in the rainforest. She began to feel nostalgic and a bit anxious. Not fond of the emotions, she quickly lightened the atmosphere. “And for a couple more times in the future, so we’re even.” She finished with a smile, satisfied with her little joke.
“No, we’re not.” Justin replied, coming to sit down on the desk beside her. “You saved the world today.”
She studied him for a moment, silently disagreeing with his words. She was only trying to get him back, everything else, saving the world was secondary to that.
She’d never admit how anxious she felt seeing Justin so unlike himself: stealing flowers, using magic in public, and stomping on people's groceries. Overall being a jerk. The worst of it was when she revealed Rosie's true nature, he still chose her, a girl he’d known for less than a month than his own sister. A dark angel, whose values would never align with his own. And when she tried one last desperate time to get him back he still chose darkness. Only turning good because of that girl. It hurt more than she thought it would.
But Alex had to remind herself of something very important: that Justin was the one influenced by dark angels. That he wasn’t himself at the time and that scarily some powers are greater than her connection to her brother. So she’d keep it to herself, shove it in the back of her mind like she usually did with all of her emotions, and ignore it, until she’d be forced to confront it.
Instead, she focused on the reassurance she’d gotten when Justin finally came back. How happy she was when he immediately told her to put the moral compass back, in that commanding voice he used when he would clean her messes. The ease she felt now that he was once again right beside her. Like a puzzle piece clicking back into place (and screw him for making her think of boring puzzles). This is where he was meant to be.
She would never say that out loud so she said, “You gave up a girl to protect it” instead.
She watched a faraway expression take on his face, familiar to the one he wore in Transylvania when he lost Juliet. He’d lost Rosie now, and a few weeks ago she'd learned she wasn't meant to be with Mason. It’s like they were both cursed to never have a happy ending. Only ending up with the comfort of each other.
She didn’t think about how established this felt. Or the strange notion that perhaps this was how her happy ending was supposed to be.
In an attempt to stop herself from wandering too far back in her mind, she asked him. “Why do we have to keep dealing with stuff like this?” He was Justin and he always had the answer. She could always count on him.
“We’re wizards.” And it was like that was the be all, end all. “I don’t think we have a choice.” The plain and simple answer.
It was horrible how that answer alone made complete sense to her. How she’d just thought about it in that overpacked precinct. All of her mistakes and losses were always tied into being a wizard.
So, maybe she was past the point of caring, past sadness and moving into delirium with a little sprinkle dead tiredness because she smiled instead. She smiled up at him and he caught her before she turned away. He bumped her with his shoulder, bouncing her away and back to him.
They were settling back into their pattern. Just the two of them: Justin and Alex. She sighed contentedly and a little tiredly resting her head on her big brother's shoulder, feeling his head rest on hers.
For all her mistakes and all her losses at least she always had her Justin.
And she hoped he knew for all his mistakes and all his losses he’d always have his Alex.
She closed her eyes, fully ready to sleep.
“We’ll be okay, right?” Justin quietly asked.
Alex yawned, furrowing her brows slightly at the unexpected question. Maybe they should have been more aware in this moment, appreciated it more. Maybe she could have helped him better if she’d paid more attention. Maybe, he could have protected her better from darker things than angels.
“Yeah, we’ll be fine.”
For Alex would soon face a burden so great it would compromise her relationship with those around her. After all, with great power comes great responsibility.
13 notes · View notes
cindylouwho-2 · 5 years ago
Text
RECENT NEWS, RESOURCES & STUDIES, July 19 2020
Tumblr media
Welcome to my latest summary of recent ecommerce news, resources & studies including search, analytics, content marketing, social media & Etsy! This covers articles, podcasts, videos and infographics I came across since the late June report, although some may be older than that.
I‘m still working on Etsy search testing and a few new blog posts and pages for my website, so it is still difficult for me to get this summary out more than 1-2 times a month. All suggestions on solutions to my time crunch are welcome. 
If you have an questions, comments or suggestions about my Tumblr or my blog, please contact me here or on my website. I’d love to know what you think! 
TOP NEWS & ARTICLES 
Latest change from Google: the free Google Shopping listings will now show up in US organic search as part of product knowledge panels. Unfortunately, since they are only doing this for product knowledge panels to begin with, it likely won't help handmade sellers, but could be useful to sellers of vintage & supply items that are known products that will have a knowledge panel. It may be a sign that they are planning on moving free ads to more Google "surfaces" over time, however. Note that it appears that all product knowledge panel ads will be free starting this summer (US only), so that means that any Etsy paid ads for these types of items will become free ads that you won't have to pay EOA fees on if you get a sale. Google claims the free ads are bringing more searcher engagement to Shopping.  
Amazon announced they will begin to show US sellers’ business name and address on the Seller Profile page as of September 1. The same requirement already exists in Europe, Japan and Mexico. 
The USPS will no longer be delivering mail as promptly every day, to cut costs. This potentially affects anyone shipping to a destination in the United States. 
How 7 different companies grew profits during the last recession - there will still be business opportunities during the upcoming recession, but you have to be positioned to take them. 
ETSY NEWS 
Etsy Labels no longer offer USPS international shipping options for all packages under 4.4 pounds other than Canadian orders, replacing them with the Global Postal Shipping Program (GPSP). Many US sellers dislike the GPSP, and have moved on to outside providers that integrate with an Etsy shop and other services, such as Pirate Ship, Shippo, Stamps, and Shipstation. 
The quarterly category & attributes updates are limited to face mask & hand sanitizer attributes for July. Etsy also made some other minor updates recently, including allowing us to set a message auto reply for up to 5 days. 
You may have noticed that Etsy is really pushing Etsy Ads on sellers right now, despite the numerous complaints about the average cost per click becoming far too high last year. I’ve turned mine off permanently, but if you are interested in trying them or fine-tuning them, Etsy released an article and a related podcast with a transcript.
Louisiana and Mississippi have been added to the list of states that Etsy collects sales tax from. 
Etsy raised fees on Reverb to 5%, “to make further investments on behalf of our sellers.” 
Etsy will release the second quarter results on August 5. We already know that April and May were record-setting, and June was also probably pretty good. 
The site has continued to receive decent media coverage for the mask initiative; Etsy is mentioned in several articles/broadcasts a day as a place to get masks, including stylish ones. This article briefly interviews a seller and looks at what Etsy will do next, as the mask demand peak might be over. 
Now that people think of Etsy for things like face masks, Etsy is continuing to market itself as a place to buy everyday items, something it shied away from for a few years. (Remember when Etsy was all about “owning special”?) They’ve added “Everyday Finds” links & Editors Picks pages, and have published tips on what pandemic shoppers are looking for. (Note that the year over year values compare this April to last April, and so were during peak lockdown for the US.)  “Keeping surfaces clean is top of mind these days, and shoppers are searching on Etsy for many types of cleaners, from all-purpose scrubs to washable sponges...134% YoY increase in searches on Etsy containing “ceramic sponge holder.”...”74% YoY increase in searches on Etsy containing “mug”...”352% YoY increase in searches on Etsy containing “diy”.
Please correct me if I am wrong, but this page on the search and ads algorithms appears to be relatively new. 
SEO: GOOGLE & OTHER SEARCH ENGINES 
The sea change in online buyer behaviour during the pandemic may mean that you need to update your keyword research. Keyword volumes have changed, some very dramatically. For example “‘adult bikes’ shows a massive upturn.This represents over ten times as many searches for this term compared to just under a year ago. If you projected this back in 2019 you’d probably be laughed at.”
Speaking of keyword research, if you need a refresher on why you should do it and how to approach it, here is a recent article. 
There are many different ways to get backlinks; here are a few that are pretty easy [video & text]. 
Are longer blog posts better for SEO? Not necessarily, as long as you cover the topic well. The exception is that blog posts under 300 words are usually not worth writing. 
Most SEOs think there was an unannounced Google update around the third week of June. Some are reporting that sites that specialize made gains, as opposed to those who have more general material. That same study reports Etsy had one of the largest traffic increases, but not as much as Pinterest (I’ve been seeing a lot more pins when Googling lately, so this seems likely.) Government websites also seem to have received better visibility. “As Google has described in their document on how they fight disinformation, they describe that their systems are designed to prefer authority over other factors “in times of crisis”. If this truly is related to what we saw happen in June, these changes could possibly be reversed once the worldwide pandemic situation improves.”
Bing released a few basic tips on how to use its keyword planner. 
(CONTENT) MARKETING & SOCIAL MEDIA (includes blogging & emails) 
TikTok has moved out of Hong Kong, while the US government may be looking at banning them, following India’s move on July 6. With TikTok in peril, many people are now downloading its competitor Byte. 
If you use Facebook for your business, please read up on the changes required to comply with California’s new privacy law. 
Instagram is now testing an Instagram Shop tab, which allows users to filter by category. 
Twitter is planning on starting a subscription service, but deleted some of the details  from the job listing just hours later. 
One of the results of the big Twitter hack on July 15th was Google removing the Twitter carousel from its search results. 
Pinterest searches involving Christmas started way earlier this year, with a 77% increase YOY in April. “That includes a 3x increase in searches for “Christmas gift ideas”, while other queries like “holiday recipes” and “Christmas” were up more than 90% and 80% respectively.” These are good stats for marketers to have, helping us decide when to release and promote new products.
ONLINE ADVERTISING (SEARCH ENGINES, SOCIAL MEDIA, & OTHERS) 
Spending too much on Facebook ads? Here are some common mistakes and some suggestions on fixing them. 
If you already know that ROAS stands for “return on ad spend” then some of this article may be old news to you. 
STATS, DATA, OTHER TRACKING 
If you are using Google Shopping with your website, be aware that the Google bots may be inflating your abandoned cart rate. 
Google Analytics can help you track the effects of changes to your website, or other business conditions. You can also get alerts when certain types of events happen, or when traffic is abnormal. 
ECOMMERCE NEWS, IDEAS, TRENDS 
Walmart is expected to launch Walmart+, similar to Amazon Prime, this month. But note that while many brick & mortar businesses are now doing a lot more business online, it is more expensive for them. 
For those of you who use Stitch Labs, they have been purchased by Square, and the existing services will likely be cut in 2021. 
Deja vu for Etsy sellers - eBay was apparently offering incentive payments for signing up for their new Managed Payments system by mid-July. (Etsy did the same with its Etsy Payments system, but only for Americans.)
Is Amazon Handmade as good for small makers as it claims? Maybe not. If you sell on Amazon, consider these strategies to protect your core business from being swamped by the big A. 
Wix has introduced an ecommerce version with a lot more options and integrations. 
Shopify’s new “Shop” app has some good features but also some issues. [podcast & edited transcript]
BigCommerce filed to go public, and added Ayden as a payment option. More details on the Ayden move here. 
Did you know there are sites you can use to sell your ecommerce business? Here are 10 of them. 
BUSINESS & CONSUMER STUDIES, STATS & REPORTS; SOCIOLOGY & PSYCHOLOGY, CUSTOMER SERVICE 
US ecommerce sales are now expected to grow 18% this year, while overall retail is predicted to be down 10.5%. “In a pandemic economy, consumers have gravitated toward trusted and reliable retailers. As a result, we can expect the top 10 ecommerce retail businesses to grow at above average rates (21.8%). Amazon will gain US ecommerce market share this year, while Walmart's accelerating ecommerce growth will take it to the No. 2 position for the first time.”
Fear of missing out (FOMO) is a factor you can use to drive sales; here are 6 tips. 
Generation Z is acutely attached to internet use, and is more likely to be planning on starting their own business than any other generation. 
MISCELLANEOUS 
It’s possible that the increase in people working from home will lead to more work hours and therefore more burnout.
1 note · View note
comicteaparty · 5 years ago
Text
June 27th-July 3rd, 2020 Creator Babble Archive
The archive for the Creator Babble chat that occurred from June 27th, 2020 to July 3rd, 2020.  The chat focused on the following question:
If you could do your webcomic for a living, how would that change things in regards to how you work on it (if at all)?
Deo101 [Millennium]
I'd definitely put out more content, cause I could focus on it fully every day of the week.
Eightfish (Puppeteer)
i would probably start hating it and get burnt out
Deo101 [Millennium]
thats why I would also have to start another comic or do short stories on the side or something, too.
I would probably keep individual comics update schedules the same, I'd just do more comics
LadyLazuli (Phantomarine)
If it became a part-time job, I don't think anything would change. It kind of feels like that already. If I were in a position where it became a full-time job, I do dread how my relationship with the work would change. I don't think I could ever make as much doing comics as I do in my day job (which isn't crazy, but is comfortable) so I don't know if I could ever 100% transition unless it was really, really worth it It's something I've thought about a lot, for sure.
Cronaj ~{Whispers of the Past}~
In a way, my comic is my full-time job? I don't make very much money with it, but I do put over 40 hours a week into it, and I don't have another job. I am in the very fortunate position of having an SO who is able to support me financially while I try to get my footing with my passion. If I was depending on it for a paycheck though, the main thing that would change is my style would probably get simpler, because there is no way I can make enough pages a week otherwise.
Holmeaa - working on WAYFINDERS
It is really the dream to be able to do it! Right now I am unemployed, so I basically treat the comic as my fulltime job, until I find the next short project. I want to be able to work on it full time! In Denmark there are some cool possibilities to get funding from the government and I hope we can get enrolled with some of those programs with our comic.
I would also just love to do small videos, podcasts, animations etc. Small fun projects
Mitzi (Trophallaxis)
If I had to do it full time, I think i'd put a LOT more hours into learning how to paint, watching speedpaints, ect. It'd also make a huge difference in my living situation, as the first thing I'd honestly do with a full time at-home job is move to another city with cheaper rent. Another state, maybe! Oh, and I'd do a lot more promo work. posters and animations are fun, but they're not quite worth it with an audience consisting of two my writing partner's friends, and my older brother.
Shizamura 🌟 O Sarilho
the biggest difference, I suppose, would be that I would make a lot more pages, a lot faster. But I like it that it's been pointed that the relationship with work changes when you have to do things full time, so there may be some unpredictable variables there
eliushi [Keyspace]
For a living for me can mean many different things: able to sustain living expenses vs full-time. There’s overlap but one gives financial security meaning an element of creative freedom. The opposite end will probably entail working on other comic projects with the current one as a passion story on the side (no change but probably might not want to draw so much after drawing for work!) If we’re discussing the ability to do the webcomic full time without financial worries then I do believe my output will increase but also I will be dedicating more time to the craft (studying story structures, art directions etc) as well as marketing/joining professional associations/pitching/connections. There are a lot of career options within the comic world and I’d love to explore everything before deciding what’s best for the current story. Ultimately if I were to do this as a living, I’d treat it like any other job: a routine, a strive for improvement, and wellness to recharge. I follow several artists not only for their art but also their schedule/workflow to see what worked for others. It’s very interesting!
In reality though, I might work on smaller scale projects on the side to build up the experience and platform needed to tell the story of Keyspace. As a full time comic creator, I’ll be seriously thinking to covert the seven novel series into a hug comic project. So TL;DR if full time, I make more pages
varethane
I'm in an odd place with my comic because.... well, I sort of had an opportunity to spend all of my time on it for a few months, when I was in between contracts at work. But I found that I wasnt getting it done all that much faster than I did when also working full time
To be fair, it's kind of hard to compare my speed between the three periods, because when I returned to work after a few months away, it was after work from home had started and now I no longer have a commute, so perhaps my ability to squeeze comic pages into my free time has expanded.... but I feel like my attention span caps out around 8 hours on any single task
So I didnt work that much faster. But... I'm also bad at keeping track. I could be wrong.
Yung Skrimp (Carefree)
8 hours is a long attention span
varethane
It's not all in one go, haha.
eliushi [Keyspace]
I definitely have to take breaks between pages, whether or not I have just a few minutes to a chunk of hours
It’s about finding a balance that works for you!
keii’ii (Heart of Keol)
I don't think I could put more hours daily into my comic than I currently do. I have a chronic issue with my drawing shoulder, so my body won't be able to handle that much work. Probably wouldn't be great for my eyes, either. I also don't know if I want my livelihood to depend on how many people like my story. This story is a pair of custom-tailored skinny jeans for my heart (and I have an unusual body type, making it impossible to wear skinny jeans regardless of size). It's a story I want to read. It's meant to fit ME. I don't want to worry about how to also make it fit a bunch of other people.
That being said, some people do find themselves in a situation where they're making something they want to read, and a bunch of other people just happen to like it, too. I think that would be nice
chalcara [Nyx+Nyssa]
I physically can‘t draw for more than four, five hours a day, found that out the hard wayy
eliushi [Keyspace]
I most recently developed pain likely due to RSI and have made accommodations since then but yeah it was scary to think that I have a limit in drawing time. Gotta find ways to take care of yourself for the long run
cAPSLOCK (Tailslide)
I think if comics were my only job, I'd feel a lot more anxious about what I create, and would struggle to work consistently. Having another pursuit makes me feel like I have more freedom to experiment, learn, and make what I want to make.
Eightfish (Puppeteer)
That's a really good point keii
Would drawing a comic for a living push me to change it to have more mass appeal?
I don't know but it is definitely possible and would be on my mind
Joichi [Hybrid Dolls]
It is the dream, if I could get a decent monthly wage on my comic, yes I will dedicate more time, work out a better schedule. Get an editor and colourist on board to help make a polished series. Altho I'm still doing this method to build good working habits But I agree with Eli's point, have to assign days for breaks for myself to prevent RSI. At present I have a trained mindset to work on schedules, but I may feel the pressure to produce as fast as I could.(edited)
Desnik
Well, for starters, my comic would actually be released somewhere, so it'd be nice if it made something back for me
Miranda
I’d actually release it. And work on it regularly, instead of sporadically like I have been! I’d definitely be more critical of what I was doing, and probably way more anxious every time I posted.
keii’ii (Heart of Keol)
You know, when I was only like 6 years old, I was like "I don't want to be an artist when I grow up. I love art too much, and I don't want to burn out and stop enjoying it. So I'm gonna be a singer instead." I have no idea how 6-year-old me knew about burnout, but I definitely remember saying that in response to an adult asking something like "what do you wanna be when you grow up"/ "wow, you're drawing all the time; do you want to become an artist?"
sssfrs (JOE IS DEAD)
The more I do comics the more I think I want to do art stuff as part of my main career. I would love to make sequential art that's for science purposes
sagaholmgaard
Ah that would be the dream! I'd probably feel more secure in my ability to build up a backlog of pages, and be able to make more extra content for the PDF version! And more content for instagram and twitter as well
kayotics
If I were to be able to do comics full time I think it would completely change my current lifestyle. Not even money wise but I’d need to switch up a lot of things. Like make sure I get a good amount of exercise in. I’d probably add in another page a week, but then use the rest of my week to project manage the comic, and promote my work. I’d spend a lot of other time working on creating an online store, because I can’t see the comic working full time without some supplemental merch keeping me afloat. And I’d also use that time to create and work on another comic series I think.
Yung Skrimp (Carefree)
If I were to do comics full time I’d flex on everyone I know
Feather J. Fern
If I was able to do comics full time, be able to pay off debts, substain rent and food, and extra saved for small spluges, I will shove my comic in my family's face(I got a family who doesn't believe in me at all), dancing around screaming "I MADE IT IN LIFE" And then jump out the window because haha this can't be a reality because I don't think I will ever make it in comics. I will still keep my other job of working at a library and drawing on the side becuase I want working job insurance and also I am the type who wants to save all their money if possible(edited)
eliushi [Keyspace]
I was on board until jumping out the window
Yung Skrimp (Carefree)
I wasn't on board until jumping out the window
Now I am
Moral_Gutpunch
If I could do this for a living, I could do so much. I could afford to put my mother ina home, start my dream farm and start a bunch of conservation as well, I could help my husband fund his own sidegig, and I could afford to foster pets like I always wanted.
shadowhood {SunnyxRain}
Personally, if I was able to do it I would be a lot more invested in it. I would also make a lot less excuses as to why I'm not practicing as much; it took a pandemic to happen for me to dry taking it more seriously!
I think overall I might have been more happy.
On the other hand, there's also the danger of burnout, of constantly doing the same thing over and over again for me. I'm the type that needs constant change, so I think I'm more suited to having another occupation be my main profession while comics/art would be a secondary one, where I don't have as much pressure. Furthermore, it's also my backup plan in case anything happens to my main job.
Moral_Gutpunch
^ This. I'd be focusing so much more on comics. And I'd be expanding into more comics and writing more stories. I'd be happier I'm writing more, but more frustrated at writers block
Tuyetnhi (Only In Your Dreams!)
Man if I could do it full time, might be able to pull more page updates and actually get deep into doing some long term projects I had planned for years. I won't have much of an issue as long i can also do my zine projects on the side. also would be nice to have some job insurance too along with it lmao. the only danger that could take it away if I get incapacitated for no reason lmao
TaliePlume
If I could do comics as my full time job would be awesome! But all that focus would go only to the comic and nothing else which is bad because I would be neglecting a lot of things and not getting other things done.
AntiBunny
I'd finally be able to tell my whole story and start telling another. It drives me crazy that I have more ideas than I can pursue.
snuffysam (Super Galaxy Knights)
In terms of my actual production, I'm not sure doing my comic as a living would change much lol. I already spend upwards of 40 hours a week on it, I seriously doubt there's more I could be doing. So, earning a living off my comic would just be... one less thing to worry about.
1 note · View note
vigebuni-blog · 6 years ago
Text
The Basics of Japan Olympics Visa
https://ja.ivisa.com/japan-olympics-visa
You should also consider scheduling.  Additionally, I purchased some tickets for a few of the events I wished to attend. You will likewise be able to choose the timing of your journey, based upon which events you need to see.
The interview is extremely informal.  More info about such opportunities can be discovered on their site.  See details below if you're interested!
Nearly every city on the planet faces a significant issue with the disposal of solid wastes.  The information that was previously screened on arrival is currently cross-checked during the on-line application procedure.  Additionally, it has establish a scheme that permits citizens for a low-interest solar loan'' from designated financial institutions so they can install solar panels at a low initial price.
To have the ability to watch 8K you do not just require an 8K capable television but in addition a dedicated satellite dish to get the transmissions.  Every Olympic Organizing Committee is a small different in this policy, but you will most likely be in a position to attend a few games at no cost.  Yamada loves the worldwide nature of the Olympic Games and has a huge selection of souvenirs he's collected through the years, a number of them acquired through swaps with different fans.
What will make or break 8K is just how simple it'll be to watch for the typical person.  The whole Olympic volunteer application procedure takes two decades.  The opportunity to be part of the Olympics only comes every four decades.
The Japan Olympics Visa Cover Up Fans who go to Tokyo, Japan, for the Olympics, will not need to travel far to move between both zones.  It is a very important country in the Olympic movement and with the Games coming up it is even more important.  In the opinion of a normal American smoker, Japan can be an extremely confusing place to see.
Residency qualification to keep in Japan' is a residency qualification that enables holders to remain in Japan legally.  Only people dwelling in Japan are eligible to obtain Olympic tickets online.  Planning your visit to Japan should be largely based on the particular program you want to know more about.
What You Don't Know About Japan Olympics Visa You'll still need to have a passport, however, so ensure that's current.  To register for the lottery, you want a local address and telephone number.  It's simple to receive a data-only SIM card to utilize your mobile phone in Japan without roaming charges.
We project a significant number of further flights beginning from the winter schedule beginning Sunday.  The typical price of all of the Olympic tickets is 7,700 yen.  All visitors have to do is to finish the on-line form by entering a selection of information like their name, address, date of birth, passport information, and travel dates.
What Everybody Dislikes About Japan Olympics Visa and Why Japanese individuals of mixed backgrounds, called hafu, have also struggled for acceptance, even though there are signs this is beginning to change.  Make certain to keep your eye on this since these experiences should not be missed!  Officials hope to increase the range of arrivals as a piece of a larger effort to kickstart the world's number three economy.
What Japan Olympics Visa Is - and What it Is Not There are a couple of distinct perks of being a true volunteer.  Keep in mind, large profit doesn't need to mean large investment.  The cafeteria is awesome.
Choosing Japan Olympics Visa Is Simple The profits per trade might not be that much, but if you run the program 24 hours every day these little trades may add up to quite a little bit of money.  Whether you intend to visit for a week or maybe to stay for the whole length of the Games, we've got a planned experience for your stay.  Every competition is going to be affected by the lack of Russian athletes, and every national team will be under greater scrutiny for virtually any hint of cheating or attempting to get an unfair benefit.
| Allow the hotelier blink initially and you'll probably pay significantly less than in a standard summer in Tokyo.  Carnival is the largest celebration of the calendar year and the parties aren't restricted to Rio de Janeiro, it's celebrated throughout the nation.  For instance, if you go to Japan during the rainy season of June and July, you'll want to bring clothes that could withstand rain.
Residency qualification to keep in Japan' is a residency qualification that enables holders to remain in Japan legally.  This guide is going to explain just what visitors will have to do before setting off for the 2020 Tokyo Olympics.  Travelers are going to be able to enter Japan by presenting their eVisa together with their passport.
What Everybody Dislikes About Japan Olympics Visa and Why If you by chance work for an Olympic sponsor, decent luck!  Whether you intend to visit for a week or maybe to stay for the whole length of the Games, we've got a planned experience for your stay.  Every competition is going to be affected by the lack of Russian athletes, and every national team will be under greater scrutiny for virtually any hint of cheating or attempting to get an unfair benefit.
The Battle Over Japan Olympics Visa and How to Win It You should also consider scheduling.  Additionally, I purchased some tickets for a few of the events I wished to attend. You will likewise be able to choose the timing of your journey, based upon which events you need to see.
The interview is extremely informal.  It's never been simpler to find medical advice.  Once you're ready, the interview session begins.
Japan Olympics Visa at a Glance To have the ability to watch 8K you do not just require an 8K capable television but in addition a dedicated satellite dish to get the transmissions.  IOC requirements call in order for it to be put in sight of all spectators in the stadium together with people away from the stadium as much as possible.  Kuma said he doesn't think Hadid's nationality contributed to the choice to drop her from the undertaking.
What will make or break 8K is just how simple it'll be to watch for the typical person.  If you'd like to have further info concerning the preceding editions please visit the official site of the International Olympic Committee.  The opportunity to be part of the Olympics only comes every four decades.
The Downside Risk of Japan Olympics Visa There are a couple of distinct perks of being a true volunteer.  Keep in mind, large profit doesn't need to mean large investment.  Be thorough in your answers and show that you're the obvious selection of volunteer.
We'll measure effectiveness on an international basis.  Make certain to keep your eye on this since these experiences should not be missed!  The main purpose of the survey is to decide on the true consumption status of Inbound travellers from several nations.
Thus, have a look and see what you consider the new design.  It may not operate for all the houses but it definitely helps.  As a result, if you want, you can reserve a room a small further away from the action, saving money and avoiding the larger crowds, while still having convenient accessibility to the major stadium.
You may always withdraw your application at a subsequent date.  At the present time, wearables aren't intended to change out your wallet and credit card.  There isn't any limit on the variety of trips to Brazil as long as the whole quantity of time spent in Brazil does not exceed 90 days per year.
Short-term stay visas are also contained in these qualifications.  The typical price of all of the Olympic tickets is 7,700 yen.  All visitors have to do is to finish the on-line form by entering a selection of information like their name, address, date of birth, passport information, and travel dates.
| Finding the Best Japan Olympics Visa The profits per trade might not be that much, but if you run the program 24 hours every day these little trades may add up to quite a little bit of money.  It's a huge boost for those sevens players.  In truth, it's generally better in case you come either a couple of days early, or following the games have already begun, and leave some time when they end, which means you're not traveling at exactly the same time as throngs of different tourists.
The Demise of Japan Olympics Visa The application for buying tickets will differ from nation to nation.   Another important change for Haneda is going to be the name of what's now referred to as the International Terminal.  Because Chinese airlines are using full capability to connect to Narita, it is not possible for them to add any flights in any way.
Short-term stay visas are also contained in these qualifications.  The typical price of all of the Olympic tickets is 7,700 yen.  All visitors have to do is to finish the on-line form by entering a selection of information like their name, address, date of birth, passport information, and travel dates.
The Battle Over Japan Olympics Visa and How to Win It Flights are sure to fill up fast, and tickets will be very costly.   Bucket List Events can supply you with a customized lodging solution to satisfy your needs.  Most of our clients find that you've got to get tickets to one or two events at a moment.
The interview is extremely informal.  It's never been simpler to find medical advice.  See details below if you're interested!
Nearly every city on the planet faces a significant issue with the disposal of solid wastes.  It may not operate for all the houses but it definitely helps.  Additionally, it has establish a scheme that permits citizens for a low-interest solar loan'' from designated financial institutions so they can install solar panels at a low initial price.
The Fundamentals of Japan Olympics Visa Revealed Naturally, no visit to Tokyo could be complete without some considerable time spent shopping.  Carnival is the largest celebration of the calendar year and the parties aren't restricted to Rio de Janeiro, it's celebrated throughout the nation.  It's going to be an important few years.
Residency qualification to keep in Japan' is a residency qualification that enables holders to remain in Japan legally.  Only people dwelling in Japan are eligible to obtain Olympic tickets online. Travelers are going to be able to enter Japan by presenting their eVisa together with their passport.
The True Meaning of Japan Olympics Visa Everyone appeared to be in uniform.  Keep in mind, large profit doesn't need to mean large investment.  Be thorough in your answers and show that you're the obvious selection of volunteer.
Japan Olympics Visa Secrets Nevertheless, recently these programs have managed to have a lot of attention because they've come to be a lot more accurate and profitable.  Keep in mind that thousands of different individuals just like you've made the identical choice.  Still, as compared with smoking, vaping seems to be much safer.
The Honest to Goodness Truth on Japan Olympics Visa There's also the Sumo event.  IOC requirements call in order for it to be put in sight of all spectators in the stadium together with people away from the stadium as much as possible.  Yamada loves the worldwide nature of the Olympic Games and has a huge selection of souvenirs he's collected through the years, a number of them acquired through swaps with different fans.
What will make or break 8K is just how simple it'll be to watch for the typical person.  If you'd like to have further info concerning the preceding editions please visit the official site of the International Olympic Committee.  The opportunity to be part of the Olympics only comes every four decades.
1 note · View note
Text
Question about insurance coverage?
"Question about insurance coverage?
Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that    homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened?       WILL CHOOSE BEST ANSWER
BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
How much does car insurance for a teenager cost approx. per year in Nova Scotia Canada (all answers welcome!)?
Hello, I am on the verge of entering Drivers Ed. and was wondering how much the insurance would be per year if you own your own car, and being a teenager who just got their license. I know it will be a larger number, and you may not know it exactly, and even if you're not from NS, all answers are welcome. I was just looking for a range/estimates. Thanks in advance :)""
What was your first motorcycle insurance quote in California?
I just have received two; Progressive:1,071 plus per year full coverage and geico: 5041 I was given a quote at a dealership once for 550 for full coverage with progressive, don't know if they just wanted me to leave with the bike the same day or if it was the real deal, back then though I didn't have a license, I also have passed the MSF BRC1. what should I be expecting?""
Breast implants covered by insurance in houston tx?
I heard some doctors bill your insurance for your breast augmentation surgery. Any one heard of this if so where?
Approximate price of monthly insurance.?
Does anyone know, or can you give a decent guess at the approximate price of monthly insurance on a 2003 Audi TT? Non Convertible. I'm interested in buying one, I'm just curious as to the price of insurance. Thanks!""
What is Excesses and cover level in Car Insurance?
Hiya, I am just trying to get Car Insurance quote, in some of the web sites I am being asked to enter the amount for Excesses and cover level , the more amount I am selecting for Excesses and cover level the less insurance premium it comes up with. Can any one tell me how does it work? What is the benifit of paying Excesses and cover level, should I go for less or large amount for Excesses and cover level? FYI.. I just got my Car Driving license so I don't have Driving experience in UK.""
How could I get my mom on my health insurance?
She is suffering from cancer and is thinking about filing for disability. When she leaves her job she will be dropped from her insurance. Also, she has blue cross and so do I. Please help.""
Insurance co is saying my car is totalled?
I have an 11-yr old car with 106K miles that runs well. Last night I was rear-ended quite hard while waiting at a red light. Both the other driver and his insurance co immediately admitted liability. The damage to my car is pretty bad. I went to the auto body shop recommended by the other guy's insurance co - they told me the car will have to be totalled b/c it will cost more to repair than what the car is worth - he estimated the car is worth $2K and repairs will be at least $4K. So the insurance co is saying they'll give me a check for $2K and I have to get rid of the car (apparently that part is New York law). But I cannot buy another car - at least not one I'd trust to drive! - for $2K. The accident was completely NOT my fault - how can the insurance co not pay to repair it? Has this happened to anyone else out there? Is there anything I can do? I don't want to give up my car! :( Please help?
How long will my insurance quote last for?
I got a quote for 2184 on a car, but i haven't the car as of now, soon to get this week, no doubt the insurance will rise over the week so im wondering if my 2184 quote will expire straight away or i have a month or so to claim that 2184 insurance quote. Using Money Super Market.""
About how much will a Subaru Impreza Wrx/sti insurance cost me?
**Im 17 years old now with no tickets. I have a 1998 V8 Explorer now - will it be a lot more money?
If car insurance companies are giving you quotes that you did not request - Is this a sign of identity theft?
I've gotten like, 4 quotes all from different insurance companies saying Your quote is ready. They think I did request these! I didn't. Is this identity theft or just spam? What else could it be? My family said they didn't request this information either. Thanks in advance!!""
Urgent care? Do I need insurance?
So I really need to go to urgent care but will they even look at me if I tell them I don't have insurance and don't even have a job...? I would go to the hospital... But like I said... I have no insurance and no job.
Parents own car and insurance but im moving to California with it.?
My parents own the car and the car insurance is under their name. Im pay them montly but its cheaper that why i think. Im planning on moving to California in june but I need to take the car with me. Is it ok if I jus take it over their with no problem or do i need to put the car under my name as well as the car insurance? but i rather not change anything. thanks
Temporary insurance on backup bussiness car?
I own a chip route in ga and in process of buying a back up vehicle for my Business. I won't be using my vehicle very often just when my main vehicle goes down. Can I get temporary insurance or a miles based insurance to save money?
Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?
Is there some affordable health insurance plan in the U.S. that doesnt have a huge deductible?
Does your car insurance premium change?
Hi, Im 16 turning 17 and im getting my license in 9 days. Someone told my family that if we take a crap car like my 2002 honda accord to my test and use that to get our insurance, then the price of insurance on that car will be what we will pay for any other car for the rest of my teenage life. If i were to take the honda to the test, get the insurance, and say lease a newer car, will my insuracne cost stay the same as what we were charged for the honda? Sorry its long and confusing""
Is it legal for auto insurance companies to adjust rates based on where you live?
I live in California, and I thought it was now illegal to charge more or less based on where you live. Does anyone know the laws regarding this?""
""I would like to buy health insurance for my 13 year old son. What is the average cost in San Diego, California
What's average cost of health insurance for 13 year old boy in California?
Will getting a speeding ticket increase my insurance rates?
I am 17 with my G2 on my parents State Farm Insurance Policy, but will be taken off in 5 months when I move out to university. I got a speeding ticket (65 in a 50) and no points with it...will they find out if I just mail the check myself?""
Car Insurance... How much is it really?!?
I am planning on getting a car this summer after school and i am 16.... My parents want to lease a car for me from Dodge/Chrysler/Jeep since we get a discount. I really want the dodge SRT-4 but i think it will be too much insurance at this point in my life... can someone tell me roughly how much it would be??? thx!
Single mother looking for cheap car insurance?
im a young single mother trying to get my life together, fix a car, etc... got a lot on my plate. is there any resources for car insurance i can use? anything?""
Beach Buggy Insurance at 18?
Ok so me and my dad have been working on this unfinished beach buggy project (now almost done maybe a month more). I'am a male student that has just finished my second year of college and have had my licence a little over a year (got my licence at 17 to get it out the way) I have never owned a car/been insured on a car and was wondering what sort of prices it would cost to get insured on a beach buggy at my age, the initial plan was for me to get something like a corsa when im 19 and try get insured on the buggy when im like 21. would anyone even insure a VW beach buggy on an 18 year old without no claims bonus? and if so how much do you think im looking at (if some answers seem reasonable i might call adrian flux to see if i can get a quote""
How much will an average full coverage insurance for a BMW motorcycle cost. Type k1200r.?
I have no traffic violation and perfect credit record. I am 56 years old.
Can a cop get life insurance?
With the way the economy is...I am considering being a cop after I finish my degree in human development(good for kid teaching). Anyway, can a cop get life insurance? Does it cost more?""
Getting car Insurance with a provisional license in Ireland?
I'm 17 years old and I just passed my theory test today (Woohooo!) I live in IRELAND and I'm wondering what would be the cheapest way for insurance? Insurance would be much too high to go on my own. My mom doesnt have a license or even a provisional license, she doesn't intend to drive either for personal reasons. There's nothing that can be done there is there? I could go on my brothers insurance,he has a full license for around 8 years. He lives a county away though so how would that work? What are the rules about me going under his insurance? I would appreciate any help as I'm new to this and I need help. Thanks!""
If I got a car video-recorder is my car insurance going down?
I bought a video-recorder for my car as project.Keeping in mind cyclists and other motorist are driving mental sometimes in London can I get my insurance down if I got a recording device in my car.Did anyone managed to do that?
Question about insurance coverage?
Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that    homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened?       WILL CHOOSE BEST ANSWER
Will insurance cover us?
i just enrolled in insurance through my work a few days ago but coverage doesnt kick in until january. my wife went to the doctor today and i found out its gonna cost 1400$ for blood test. will they cover things from the date of enrollment or the day coverage starts?
Why do insurance companies pay out low payments?
i was expecting a good amount from my fathers life insurance after all he's been paying into their policy for almost 40 yrs. but i get a letter that after paying the funeral home, i will only get 89.00""
How much is car insurance for me as a young driver?
I was just wondering how much people normally pay on car insurance because im sure im being quoted wrong. Im male and 21 and wanted insurance for an old corsa or pergeot or just any car which is cheap on insurance...
Car insurance for a 1973 corvette?
I'm 14 now but am starting to work. I want to buy a 1973 corvette. I would get it when I'm 16. What would the car insurance be for that car with my age?
What site can i visit that will help me find the right health insurance plan for me and my son?
So im trying to find an insurance plan with affordable monthly rates that will cover vision, doctors visits, dental, and maternity without having separate plans. Is that possible? I have looked into a few plans and i haven't been able to find one that includes all of the above. There was one for doctors visits and maternity and one for vision and one for dental..? Help Please!!! : )""
Car insurance and reliability?
what would be cheaper on insurance and what vehicle would be a better investment, because I want to keep the next vehicle I get for a LONG time . . . dodge challenger srt8 or a toyota tacoma with a TRD sport package""
How do I get health insurance?
I am a heart transplant patient without health insurance and am on disability for 8 months. I am not able to recieve coverage from anyone and have large medical and prescription costs.
If i buy a car off of craigslist will my insurance company accept it?
will my insurance still put the car on the insurance plan even though i didnt buy it from a car dealership? because i dnt have enough money right now to go to a dealer...so im jus finna buy a local car off of craigs list for cheap..because i really need a car like right now
I don't no where to pay my insurance or how to pay it?
telling me how do i pay my insurance and where do i pay it
Your car insurance price?
Please put your age, car, and how much it costs every month, thankssss""
Why is my landlord requires Hired & Non Owned Auto Liability Insurance?
I own a beauty salon, and not understand why my landlord required my insurance to have Hired & Non Owned Auto Liability Insurance coverage? I know this coverage would covered my car I rented for business used & my employee's liability when sometime (rarely) used for business purposes. What's is it in for the landlord?""
Car insurance question?
So my car got scratched in a parking lot and I don't know who did it. I plan on filing a claim with my insurance company to get this fixed. My deductible is $500. My question is: What safeguards do insurance companies have in place to prevent me from changing my collision and comprehensive coverage to drop my deductible to $100, get my car fixed, then switch the coverage back to my normal rate?""
Holiday Insurance for the terminally ill?
Does anyone know if it is possible to get this and roughly how much it would be? Many thanks.
Anyone in Florida with a 220 insurance license?
I want to study for the 220 insurance test but before going to the school i needed to get a head start, and was looking for some study material can anyone help or send some lititure to study??""
Where can I find disability insurance?
I am deaf and looking for special disability insurance for auto. I have state farms with my parent name but I am trying to get my own insurance that work with disability part.
What is the CHEAPEST Motorcycle Insurance?
I want to buy a fairly new 02 or newer used Crotch Rocket. I have had 3 tickets 2 in 2008 & one in 09 for speeding you know 65 in a 50 stuff like that. Well my insurance will only drop from this point as I have driven the Speed Limit Respectively & will continue to. Well I called my State Farm agent about it & they said it would cost over 400$ a month that is WAY TO MUCH How can I buy a bike & save A LOT on insurance whats the best company? Any advice would be appreciated I turn 20 On July 11th. Please help me I am sick of my car I want a BIKE!
Affordable kids health insurance in Florida?
I recently got a new job, and my income combined with my husbands will be *just* over 200% of the Federal Poverty Level, making us ineligible for the $20/month payment for Medikids. It would cost $160 for each of our 2 children to continue this full coverage/no co-pay insurance. We cannot afford this. What are some other options? We definitely cannot afford insurance for the whole family.""
""When it comes to your car insurance, when is it cheaper to let your kids get their licences?
is it smarter to wait until they are 18; if they get their licence before they are 18 do your rates go up higher or lower then if they waited until they're 18.
Looking for a cheap car insurance?
Im looking for a cheap car insurance because im going to get my first car at a dearler but since im 19 years old all the insurance i have found are $150 an up. Does anybody know one that is good for me? At least $100. Thank you very much
Why do underage drivers have to pay more insurance?
I'll be eligible for a learner's permit as of next year after I turn 16. However, my parents refuse to get me a driver's license until I'm at least 20. They tell me that when you add an account of a driver under somewhere around 20 yrs old (can't remember the exact age) the insurance rates go up. I don't want to be taking public transit forever so someone help! Why do the insurance rates go up? How can I avoid making them go up?""
Help i need cheap auto insurance.?
i have a 2001 pontiac grand prix gt and i am 19 years old and i live at zip code 48726 i need cheap car insurance can you help please
What are some other online auto insurance companies like Esurance?
I am going to buy a new car and I would like to know auto insurance sites like Esurance and any other auto insurance that are cheap.
Insurance costs on a Range Rover?
I'm only 14 right now but since I am a massive car fan I have already come up with a selection of cars. Most definetly euuropean though. My idea was the 3.5 litre that Land Rover had in the Range Rooney (Top Gear reference) I hear insurace is higher for SUV's and convertibles. I think a Rage Rover could be good for practicality, and even though they are slightly unreliable I was thinking put in a new engine. But I also had ideas for a used Mercedes SL hardtop (if they had any). I also like the VW beetle (original). I would think my budget would likely be $4000-5000. I just remembered I also wanted a 1997-99 Jaguar XJ long wheeelbase. So if u can please make a suggestion for a European car with 6 cylinders or more preferebly British or German and tryy adding what insurance might be pllease. Thank you.""
""Car insurance, what to do?""
So my predicament is this. I am a 19 year old going to college. I am a full-time student(12-14units) I really need car insurance, because I have a car and a license, but my problem is. I don't possess the money to pay for the insurance, and I live in a town where finding a job is impossible. I have about, 500 dollars saved up, but not sure how long that will last me. I live in American canyon California, I am 19, and my GPA is 3.6.""
Broke my contract phone and have no insurance?
Basically, entirely my own fault... i have no insurance on my phone (had it for three months) and it was smashed yesterday! But my question is, if i phone up vodafone and tell them i will PAY three months worth of insurance, backdate it back to the three months i have had this phone, can I then claim for a replacement? Technically I will still be paying for insurance and they will be getting money? Is this possible??""
Question about insurance coverage?
Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that    homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened?       WILL CHOOSE BEST ANSWER
""Car insurance for me is too expensive in the UK, can I buy it abroad?""
I'm 18 and recently passed my test. For a basic 1L car the cheapest insurance I can find is 3000. I've been looking for 3 weeks and it's the best quote I could find. I cannot afford this so would it be possible to buy insurance from another country in the EU, since i've heard insurance is cheaper over there? I know insurance for teens is very expensive, but that sum is a ridiculous amount to pay for a car worth half the insurance value. I realise it might sound like a stupid question but I have exhausted all my other options and this is the only thing left I could think of that would be a possibility. Any useful information would be helpful, thanks.""
Low cost insurance on my car?
I'm 18, about to start paying for my insurance. I have a 1998, Honda accord EX, 6V 2D. I've had my license since 2010 and a clean record. My parents have us on nationwide but it's really expensive. What's a cheaper insurance company I could go to when I graduated?""
Insurance and pregnancy?
My husband and I are trying to get pregnant. I am on my own private insurance right now and will not get on his insurance until April 2009. If I get pregnant before then will they cover my pregnancy bills etc?
What would be an estimate for in on a 2WD silverado for a 16 year old male living in California?
I recently got my license and am looking at ins. Can someone find me a quote (or at least give me an idea) for a 16 year old male living in California. The vehicle would be a 2WD 2006 Silverado. I also have a clean record if that helps at all. Thanks!
Can i change a court order insurance?
My kids have been on medi-cal since i separated with their father and it has been great. I have a child with special needs and we were able to go to the best clinics in town like UCSF and Stanford. i felt that my child gets the best medical care. The court ordered the father to provide a new insurance and we came to Kaiser last year. In almost a year dealing with Kaiser doctors i don't feel the same professionalism and quality of care as we used to get being at different other clinics. I started to think of changing the coverage to what we had prior to this. But i am not sure how i could change the court order and what evidence i need to provide asking for the change. Kids are still on Medi-cal, but its their secondery now.""
Does my insurance go up?
i only have liabilities with my insurance. i got into a car accident but my car was the only one damaged and im paying for the repairs myself, would my insurance go up?""
First Time Insurance?
Does anyone have any suggestions of companys for Insurance for a first time driver, i dont expect it to be too cheap but most qoutes ive had are Horrendous. also, cars that would be low on insurance would be great, cheers!""
""If i trade in my car, which doesn't have gap insurance, and get a new car with gap insurance will the total lo?""
I owe $13k on my current vehicle and am looking for an upgrade. we've had horrible weather the past few months and am afraid of wrecking the (potential) new vehicle and still being stuck with a bill. would gap cover the entire cost of the loan, i.e $38k= 13k owed on my car plus the 25k for the new car.""
How can i find the name of insurance company with the policy number?
I need to find out the name of the insursnce company with the policy number
""Need cheap auto insurance, Arizona?""
only drive 2 miles a couple times a week, never had a accident or ticket; 63yrs old,Mesa,AZ""
How would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ?
how would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ? first decent answer gets 10 points:)
Do i need insurance to mot a bike?
also will the mot service station ask to see my licence?, how much does an mot cost, and how long do i have to wait? its a honda cb 500. thanks""
How much will my insurance go up with my speeding ticket?
First of all i know this question has been posted times before but i would like to use my information in this. I was going 29over the speed limit on a highway not near a school zone. This is my first ticket. The ticket costs $131. Would my insuance go up a lot? any? I appreciate any help. Thanks.
How much money would I save on car insurence?
I have a 16 year old who I am debating whether I should put him in driving school to save money on insurance when he turns 17 and gets a licence. It would be added to my insurance. about how much money would I save on car insurance with a behind the wheel driving school in New Jersey? Please dont give me wbsites with a free quotes.
I received a letter requesting that I show proof of car insurance?
I received a letter that asking me to send proof of insurance on my vehicle. I lost a good job in September and the job that I have currently, barely pays me enough to pay rent on my apartment let alone insurance for my vehicle. I just got a new job and will be able to put insurance on my car in a few weeks. I did some searching and I know my license will get suspended! My question is for the state of Ohio, when you haven't been in an accident and this is only your first offense...how long will they suspend license? the website doesn't say. It just says until requirements are met meaning I have to pay reinstatement fee and get sr22 bond. If I can't drive I will loose my new job...I'm loosing it. will someone please tell me what to expect?""
Where can i get cheap car insurance?
iv found a car ita a puegout 206 n its 2002, 50000 miles n its a 1.1. i expected the insurance to be cheap but everywhere i look i keep getting insurance quotes which are around 2000 quid im like what the hell!!! so does anyone know anywhere tht gives gd qoutes???""
I changed my car and the insurance is so expensive?
Hello Everyone, Ive changed my car and I've bought Mazda RX8, the thing is my insurance does not insure these type of car, and they said send us the certificate and we will send you a 3 NCB. I've checked many sites such us moneysupermarket, confused.com etc. and they cheapest quote was 2200 per year. anyone knows how can i get a cheaper insurance for this car ? Thanks""
What cars get low insurance rates?
I am a 16 year old and just planning ahead for when i'm 17 and get my G2. I want to buy my own car...obviously a used one...a very cheap one. I am looking to spend as little money as possible on GAS and INSURANCE. I understand there are possible discounts for good students, or if you take a driving course...but in general, what cars get low insurance?""
CT Insurance for small business?
Hi everyone, My father and I own a small company and we now both work full time for our company and we would like to get health insurance. My father indicated in the past he read some information that you can get a discount with state insurance if your company makes less than X amount of dollars per year...We can't seem to find this information. Who should we call in CT to get some answers or maybe someone already has information. Any help is greatly appreciated. Many thanks!""
Why is a car insurance trying to settle a car accident claim fast?
I was in a car accident. The other driver did a squat and stop scam. (the driver speeds out quickly in front of another driver so he/she wont have enough time to stop and then sit there so the other driver can hit him/her) However, the other driver's car insurance trying to settle quick. The driver's car insurance company did their investigation and came to an conclusion that I was at fault.. (yeah right) The accident happen on 4/20/11 and they trying to settle on 4/28/11. (eight days later) When I mentioned that my attorney was handling the case. All of a sudden the company sending me letters claiming it my fault and I have to pay for my own damages. And, that I have so many years to take the claim to court. (hoping that I want) I just fax everything over to my attorney. I am still going through therapy. I do have car insurance. So, why is the driver's car insurance company trying to settle the claim quick when they was actually at fault? Please, only knowledgeable people reply. Thank you so much Note: The driver's girlfriend was told to fake she was injury because she is pregnant. Also, the driver came out the wrong exit of the driveway speeding..""
I was in a car accident and the insurance company wont pay me.?
I was rear-ended back in March of 2012. I was at a complete stop on the freeway and the guy hit me going about 30 mph. The force of him hitting me pushed me into the person in front of me, and that pushed them into the person in front of them. There was no visible damage to the cars in front of me and they left without leaving or taking any information. Now my issue is: When I tried calling the person's insurance company, the insurance adjuster told me that because there were 2 other people involved and they did not leave any information that they cannot give me coverage because the guy who hit me has a very low coverage rate and if the other two people called to get money they wouldn't be able to pay it. And that I have to wait 2 years before I can recieve any payment for the damage to my car. I did not have insurance at the time of the accident so my current insurance company will not help me with this issue. Please let me know what I can do! I live in California by the way.""
What are some cheap Auto Insurance Companies?
I pay 193 a month for basic liability with 21st century Insurance. Where can i get a cheap quote?
Did you see the left/right coalition letter against the health insurance mandate?
March 19, 2010 Dear Member of Congress: On behalf of our organizations and the millions of people we represent, we strongly encourage you to oppose the individual mandate in the Patient Protection and Affordable Health Care Act of 2009. Our groups and members may disagree on what are the best solutions to our health care problems, but this unprecedented coalition of organizations from across the political spectrum agrees that forcing individuals to buy insurance from private companies under the threat of fines or jail is not the reform we need. The individual mandate is a section of the bill that requires every single American to buy health insurance-whether or not they want it or feel they can afford it-or break the law and face penalties and fines. Consequently, the bill does not actually cover 30 million more Americans-instead it makes them criminals if they do not buy insurance from private companies. We hope you agree that it is unconscionable to force people to buy a product from a private insurer. This would effectively be a tax-and a huge one-paid directly to a private industry. Enacting this mandate would be a major victory for the insurance companies at the expense of the American people. It should be no surprise they support the government forcing everyone to buy their product. Imagine how the hamburger industry would respond if the government forced everyone to have hamburgers for lunch or pay fines? According to the President's Council of Economic Advisers, the average annual premium for single coverage is $4,321. If the 46 million uninsured are forced to purchase private health insurance at that price, then the insurance industry stands to bring in up to $200 billion in new insurance premiums per year. The Senate bill also includes an estimated $630 billion in corporate welfare for private insurance companies in the form of subsidies over the next 10 years, creating even less incentive than currently exists for private insurance premiums to be lowered. To make matters worse, the Centers for Medicare and Medicaid Services estimates that 19 million Americans would not buy insurance and as a result would be forced to pay $29 billion in taxes/fines. The Joint Committee on Taxation has made it clear that failure to pay these fines could result in jail time. Thirty-six states have passed or are considering measures that would allow their residents to opt out, including Virginia, Utah, Pennsylvania, Florida, Minnesota, Michigan, Georgia and Ohio. Given these fact, it is not surprising that a recent NBC News poll finds 57 percent of Americans do not want the government to create a law that requires everyone to have health insurance coverage and that only 38% of Americans favor the mandate, making it the least popular part of the bill. The American people stand in firm opposition to the individual mandate. We stand with them. We hope you will, too. Sincerely, Americans for Tax Reform, Grover Norquist, President Democrats.com, Bob Fertik, President Healthcare-NOW!, Katie Robbins, National Organizer FreedomWorks, Matt Kibbe, President and CEO Progressive Democrats of America (PDA), Tim Carpenter, Director Campaign for Liberty, John Tate, President 60 Plus Association, Jim Martin, President Liberty Tree Foundation, Ben Manski, Executive Director Hector Barreto, Chairman, The Latino Coalition National Taxpayers Union, Duane Parde, President National Coalition of Organized Women, Consuela Sylvester, Ohio Director Citizens for Health, Jim Turner, Chairman Competitive Enterprise Institute, Gregory Conko, Senior Fellow American Association of Small Property Owners, F. Patricia Callahan, President U.S. Bill of Rights Foundation, Dane vonBreichenruchardt, President Institute for Liberty, Andrew Langer, President Santa Monicans for Safe Drinking Water Coalition, Gene Burke, Founder, Director Alliance for Natural Health USA, Gretchen DuBeau, Executive Director Association of American Physicians and Surgeons, Dr. Jane Orient, Executive Director Fairfax County Privacy Council, Mike Stollenwerk, Chairman The Rutherford Institute, John W. Whitehead, President Pain Relief Network, Siobhan Reynolds, Executive Director American Policy Center, Tom DeWeese, President Justice Through Music, Brett Kimberlin, Director Velvet Revolution, Brad Friedman, Co-Founder After Downing Street, David Swanson, Co-Founder Project Vote Smart, Mark A. Adams, Founder Democracy in Action (DIA), Dorothy Reilly, Organizer Squadron13.com, Gordon Sturrock, Founder Democracy for America - Tucson Chapter, Richard Kaiser, Co-chair DownWithTyranny.com, Howie Klein, Publisher Center for Financial Privacy and Human Rights, J. Bradley Jansen, Director DownsizeDC.org, Inc., Jim Babka, President Cyber Privacy Project, Richard Sobel, Director Citizens For Legitimate Government, Lori R. Price, Managing Editor Republican National Hispanic Assembly, Minnesota Chapter, Rick Agui""
Jeep wrangler Insurance rates?
Does anyone have a wrangler? Im looking at buying a 2007 this year and would like a heads up about insurance rates.
Understanding my Co-Pay Insurance?
This is my co-pay insurance plan 90/70 (in network doctors/other doctors): Co-insurance 90% Out of pocket $4000 Deductible $4000 Here is one example of what they cover: Plan Network Co-pay for physical visits to the office Co-insurance 100% Co-payment $25 Co-insurance preventive 100% Out of Plan Network Deductible $12,000 Co-insurance 70% So, does this mean that I just pay $25 for a physical? Nothing more, unless something additional is done at the visit? When the co-insurance is 80%, does that mean I pay 20% of the bill? and... Is there a difference between Out of pocket and Deductible? Thanks!""
Question about insurance coverage?
Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that    homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened?       WILL CHOOSE BEST ANSWER
2006 cadillac cts insurance rate for teens?
i want my dad to give me his car but i wanted to know how much the insurance would be its the base 2006 2.8L cts and its salvaged , so yeah state farm rates would be a +, State of California""
Is this what health insurance companies and Conservatives think about people with preexisting conditions?
""What is the average cost for an underage driver, with a new car, on their parent's policy?
I am 17 and I am considering getting my license and buying a car. How much is the average price of insurance in my position?
Need auto insurance help?
I need to get insurance really quickly, buying a car soon. But I can't afford a huge down payment, nothing like $800 dollars... I've always been on my parents insurance (GEICO) and now I can't be on theirs, since I'm living on my own. Male, 20. I understand that insurance is generally highest for my gender and age... I need to insure a 2004 Honda Accord LX, Coupe, 3.0L V6.""
I am wondering if anyone knows what insurance would cost on a Mustang V6 for a 16 year-old female in Tennessee?
If anyone has a idea of the price range I would appreciate some input. Please don't say alot . I have had no tickets and I have not been involved in any wrecks. Thank you!
How much would insurance for a 2000 harley sportster be in Colorado?
How much would insurance for a 2000 harley sportster be in Colorado?
Average cost for insurance?
What do u think the cost of insurance for a mazda rx-8 would cost or a sports car similar to that (cars with a big bonnet like mazda rx-8). This would be for a 17 year old. Please help
Car insurance yay...?
So first off let me just say I know that all the variables going into this will change the price I.e. Type of car I have, distance I'll be driving etc. I was just curious if anyone could tell me how much I would expect to pay a month for car insurance if I was voided the last time around? I was paying 90$ a month last time (they over charged me so I didn't pay it the next month, then I quit my job. I know smart, right! Lol.) Would it double just because in the past I've shown that I'm not reliable? Do you also HAVE to have full coverage on a car you haven't fully paid off yet? This might be dif state to state. (MN) Any good info would be appreciated thanks :)""
How to appeal declining application on Health insurance?
I just received letter from Blue Shield of California on my recent application for health coverage, I am asking for any suggestion on appeal and my rights in this process. My COBRA is running out, and this recent application took 2 months before they turned me down. I considered myself fairly healthy other than a monthly low dosage cholesterol prescription. Any help or suggestion is appreciated.""
Cheap car insurance for 17?
what is the the most reliable and most cheapest insured car the cheepest i found was a renult clio at 5390 third party fire & theft with no road experience
I want to buy a peugeot 106 1.1 zest. How much would the insurance cost? All serious answers are welcomed.?
I am 21 nearly 22 with no claims, points or convictions""
Do I need a motorcycle VIN number to get insurance in NC?
I live in North Carolina and I'm trying to get a license to purchase and operate a 150cc motorcycle. In North Carolina you must have a license for an automobile before you can get an endorsement for a motorcycle. Right now I'm learning how to drive a van so I can get a motorcycle endorsement. Before you can get a license for an automobile you must have proof of liability insurance (DMV form DL-123). Do I actually need a vehicle with a VIN number to get liability insurance? Or do I have to purchase non-owners insurance first and then switch it over to motorcycle insurance after I get an automobile license with motorcycle endorsement?
Question about car insurance and theft.?
lets say somebody that has an auto loan gets their vehicle stolen, the insurance will cover the rest of the loan but what happens to the funds the bank has already received for the vehicle?""
Health insurance. Self employed.?
Hello. I am 24 and self employed as a driver. Live in Minnesota. Made little to no money last year after all expenses. Broke even. Have no insurance. Health insurance I mean. I have looked and everyone has plans you can buy from 68$/mo with 10k deductible and so on. All are pretty much the same for my age. Being self employed. Struggling to make money. Doesn't the state have their own low cost insurance I can apply for. Anything besides the Buy your insurance Today type deal. Thank you in advance !!!!!!
Next step after finding out your being kicked from auto insurance?
My boyfriend was on his parents policy with Met life and has been in 2 MINOR accidents in the last year and they told his dad either my boyfriend goes or everyone under that policy goes and they didn't tell us until a few days ago. Here's the kicker, he will be off the policy the end of the week. Will this make it harder for us to get him insured? How can a car incarnate company do this? He can't work without driving there and he can't drive there without car insurance. I don't know what to do. I currently have State Farm with my parents, would they let us open our own thing together even though we are not even technically engaged yet?""
Will my Car Insurance Go up?
ok so im 17, i got my lisence last week.. well like 6 days ago to be exact and we all know winter driving is alot more dangerous than regular driving.. anyways i was driving home from work, and none of the country roads were plowed, as always.. i turned the corner in my moms car (im insured) and the car slid and went right into the ditch at the side of the road, so i called my dad he came and helped me pull the car out, but during that process, the car got stuck up against a wooden street sign and well crushed or indented part of the car right behind right side wheel. and once we finally got the car out, we noticed the alignment of the back axel was completely f**ked. so i drove it home very slowly, cause it was driving horrible from that.. just wondering if we report this to our insurance company what will happen? will my insurance go up? it was a complete accident and no police were involved. i dont know how much the damages will cost but im sure its not too cheap.. maybe a complete writeoff? the car was bought for 10000$ like 4 or 5 years ago. damages are: rear axel and front by right tire. can anyone reply? id just like to get this off my back i dont see how it can be my fault, the city did not have the roads properly plowed.. i know i cant blame it on that but it really was an accident i dont know how i can make it up to my parents, i work part time and goto hgihschool i dont make nearly enough money to pay for the damages they want me to.""
What is the best/cheapest young drivers insurance company?
I am learning to drive and purely for future reference what insurance companies are the cheapest to go buy for first time drivers. At the moment im just looking on AutoTrader and eBay and copying and pasting them into various companies if you can speak from experince it would really help...
Health insurance?
i love in ma and its a law that you need to have health insurance,i dont have it,so what are they goin to do?""
How much do you pay for car insurance?
What company are you with? How old are you? What kind of car do you drive?
Car insurance company hasn't taken any money?
As title says- Got my first car insurance on Febuarary this year, they took the deposit, sent out all paperworks, I faxed my photocard license and counterpart license and as far as I'm aware I am fully insured to drive with comprehensive cover. However, its now 2 months and 4 days since my cover started and they are yet to take any monthly installments? I've tried contacting them, but spent 20 minutes on hold on a 0845 number, when they told me to leave a message and they'll call you back, but no, 3 days later and still no call.. so whats going on, am i covered and who's in the wrong? I've given them permission to take a direct debit.""
Is there an individual health insurance plan that has bariatric coverage? ?
I need to find insurance that has the following: 1. Bariatric Coverage 2. Out of Network Coverage 3. 60-100% Out of Network Coverage per day Does anyone out there know of one that has all of these features?
""Motorcycle Accident, i have no insurance, can i sue?""
I was driving home from work, on my motorcycle, i dont have a moto license or insurance (i do have a regular license) this dude runs a red light and i end up crashing into him, breaking my left femur and fracturing my left arm. i still have a case right?""
How much would it cost if my parent added me to his/hers insurance?
I'm 17 and I've got a provisional licence and I can drive my dads car if I'm on his insurance and if he's in the car whilst I'm driving. He has a modern looking rover that was made in 2002 and litre is 1.4. Does anyone know roughly how much it would cost? Thanks.
What's the cheapest and most reliable auto insurance company in LA?
i'm with state farm and it's kinda expensive, so i'm thinking of switching to another insurance company.""
Car insurance help?
Ok so im about to turn 16. my parents said they would get me a car, but only if i paid my own insurance. can u please tell me how much it would be a month. and what company would be the lowest price. i dont know if u need this info but. im 16. white ( someone told me it matters?), i live in florida (palm beach county), and the car will probably be an audi a4. thanks for help""
Question about insurance coverage?
Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that    homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened?       WILL CHOOSE BEST ANSWER
https://www.linkedin.com/pulse/insure-my-ride-quote-roger-torres/"
4 notes · View notes
ihiwehi2021 · 4 years ago
Text
Taken out of research
The Health Boards’ offer was effectively a pay cut relative to inflation and contained nothing to address the staffing crisis in hospitals. This was after the offer of pay raise of 1.38%. 
Scoop.co.nz
The Health Boards’ offer was effectively a pay cut relative to inflation and contained nothing to address the staffing crisis in hospitals. This was after the offer of pay raise of 1.38%.
Scoop.co.nz
The severe staffing shortage is placing both hospital workers and patients at risk. The government’s border restrictions, some of the harshest in the world, have contributed to the crisis, since a significant proportion of New Zealand’s health workforce are immigrants.
Scoop.co.nz
400 nursing and healthcare assistant vacancies. “shortages in just about every part of the hospital system, from specialists and technicians through to administrative staff, are seriously affecting patient care at all levels.” Surgeries, including for cancer patients, are being routinely delayed and cancelled because of the shortage of staff and beds.
Scoop.co.nz
Health Minister Andrew Little was booed off the stage by healthcare workers outside parliament during the June 9 strike, while trying to defend the government. He has recently feigned concern for nurses, telling Newstalk ZB on July 7 that nurses “have been undervalued for so long.”
Scoop.co.nz
In fact, the government has rejected nurses’ demand for an immediate pay increase of 17 percent. As in 2018, Labour is again telling healthcare workers it does not have enough money to fix the crisis in the health system.
Scoop.co.nz
The government’s lie that there is no money for decent healthcare services should be rejected with contempt. The tens of billions of dollars hoarded by the super-rich and the banks must be redirected into hospitals, schools and other vital public services.
Scoop.co.nz
It’s a significant issue.“
But Health Minister Andrew Little appeared none the wiser when Checkpoint asked about issues accessing EAP services.
"I haven’t heard those reports,” he said.
However, Little said he is aware of unrelenting staff shortages, and constant requests to fill them.
“Most DHBs are struggling to have enough nurses to cover the work that is there.
NZ Hearld 
About 30,000 members of the union, the Nurses’ Organisation, walked off the job for eight hours three weeks ago, marching in huge protests around the country.About 30,000 members of the union, the Nurses’ Organisation, walked off the job for eight hours three weeks ago, marching in huge protests around the country.
NZ Hearld
experienced nurses at general practices and accident and medical centres get about $7500 a year less than those at DHBs.
Stuff.co.nz
“Certainly, a role in a GP practice or accident and medical centre is of no less value … than a nurse who works, for instance, in a public hospital.
Stuff.co.nz
A nurse in a public hospital would get around $77,400 a year, whereas a primary healthcare nurse would get around $69,700.
Stuff.co.nz
Current funding levels for general practice and community medical centres aren’t enough to offer that, he said, so it’s an important issue to resolve.
“It really is about funding from the Government.”
Stuff.co.nz
Tens of Thousands of angry, undervalue, and burnt-out nurses will proceed with 8 hour protests as they fight for better pay and staffing levels. 
Stuff.co.nz
That staff levels are regularly below life perserving services levels should concern everyone” David Wait,  NZNO Lead Advocate
Stuff.co.nz
understaffing was an issue nurses faced every day, and it was driving people out of the industry. - Angela Crespin, Porirua Nurse
Stuff.co.nz
Nurses felt angry, undervalued and burnt - out. Crespin is personally dishearted bu the latest offer, especially after nurses were on the frontline during Covid 19. - Angela Crespin, Porirua Nurse
Stuff.co.nz
Equity Claim - The claim asked for DHB nurses, who were predominately women, to receive equal pay to similar professions that were male-dominated.
Stuff.co.nz
Nurses were facing serious workforce issues, with pay rates than did not attract people to the sector and staffing levels that stretched them to breaking point. Further strike action could not be ruled out
Stuff.co.nz
Association of Salaried Medical Specialists executive director Sarah Dalton said there was a staffing crisis across the healthcare sector, with senior doctors and dentists also leaving to Australia “every day”.
Stuff.co.nz
“Nurses are at the pointy end of it.”Nurses were trying to send a message to the Government that the health sector needed significant investment.
Stuff.co.nz
30,000 nurses voted to reject the latest offer in the current round of multi-employer collective agreement (MECA) negotiations.
Stuff.co.nz
30,000 members of the New Zealand Nurse’s Organisation voted to reject the latest offer from the District Health Boards amind concerns about pay, conditions and safe staffing.  
Stuff.co.nz
This with a 1.38% increase deal, just under the rate of inflation. That offer was overwhelmingly rejected by the union
Stuff.co.nz
facing serious workforce issues, with pay rates that did not attract people to the sector, and staffing level which stretched them to breaking point. David Wait, Lead Advocate NZNO
Stuff.co.nz
standards of care for all in Aotearoa New Zealand would suffer as a result.
Stuff.co.nz
Members know that lump sum payments do not lift acutal rates of pay, which impacts on the long term issues of a health system that values nurses and their work.
They also find it unfair that they are being asked to wait for the pay equity process, when there is uncertainty about when this will happen or what the results will be.
Stuff.co.nz
Prime Minister Jacinda Ardern said the nurses’ union wanted 17% pay increase for nurses. But the government was finanically constrained due to the Covid - 19 pandemic.
“The nurses’ expectation, or at least the ask, had been for a 17% increase - we’re just not in the position to be able to deliver that.” - Jacinda Ardern, New Zealand Prime Minister.
“But what we are offering makes a real effort to lift those on the lowest pay bands.” - Jacinda Ardern - But the nurse organisation has said it only helps some nurses, its just under inflation
Stuff.co.nz
Health Minister Andrew Little said the Labour Government previously provided the Nurses a close to 14% increase in 2018, when taking in account a bonus lump sum payment.
The reality is they are unpaid….. it does take time to do the catch up, but also we had the pay equity deal which is being worked out at the moment as well - Andrew Little, Health Minister, Labour
Stuff.co.nz
The offer put before the nurses was “ reasonable and responsible” - Andrew Little
Stuff.co.nz
0 notes
mysterywriterworld · 7 years ago
Text
Me? Handsome?
           The wind was roaring at an increased sustained level. It created ghostly screeches as it blew through the legs of the normally unmanned installation (NUI), best known as a 'toadstool' platform, located three miles directly south of Lafayette, Louisiana in the vast waters of the Gulf of Mexico. Gaston Chaisson was paying no mind to the wind as he was absorbed in doing his frequent routine maintenance inside the covered tin hut. He was diligently servicing the umbilical cable that was attached to a satellite platform that operated in conjunction with Gulflexa, a deep-well permanent platform owned and operated by Gulf Flexible Annex. Gaston was a member of the maintenance crew on the Gulflexa mother platform. He uses a medium-sized ten man crew boat to travel between the mother platform, its satellite and the toadstool that he was servicing. His crew boat was tethered to one of the steel legs of the toadstool, secured with a cable that was locked to an O ring on the leg. He opened the door of the small tin hut cable cover to discover the wind had increased considerably from the time he climbed up the ladder to the tin shack. He listened closely to the screeching as it whistled loudly under him. He frowned, knowing his decent to the heavily rocking boat was going to be a nail biter. Following company rules, before he moved, he latched the safety hooks of his leather tool belt to the pipes at each side of the ladder, took a deep breath and began the climb down.
           He stopped on the last rung, actually a small steel landing where he could stand and board the boat. He stood, still attached to the pipes, fighting the wind and now the icy cold whitecaps blowing over his legs on the small platform as he stared at the taut, straining tether. The boat was being pulled backwards and was brutally rocking over the waves the wind created. He was  wondering if he had the strength to pull the boat close enough to the ladder to safely board the boat once his safety hooks were removed from the pipes. He was facing one of those life and death iffy situations one occasionally faces. He looked down and saw that his gloves were now wet, the leather slick, and when he pulled on the boat tether, his grip kept sliding away. The question now became: should he violate company policy and try it with his bare hands. He shook his head and said to himself: Gaston, you're not a loony Cajun like some of your friends. That tether cable will rip your bare hands apart and hurt you more than the company disciplinary action if it found out.
           He grasped the sides of the ladder, put his hands on the upper rung and climbed back to the larger platform. It was hard to stand without support. He wrapped one arm around one of the stand pipes and surveyed the skies around him. He saw no breaks in the clouds that would give him hope. He returned to the tin hut, took his mobile short-wave radio and called the mother platform. He reported his decision and the chief of maintenance congratulated him on making a sound analysis of his situation. Gaston would spend the night inside the hut, safe from the elements, but destined to be hungry. He had left his lunch pail on the crew boat.
           He had difficulty sleeping because when the rain started, the noise on the tin hut was worse than baseball-sized hail on a car in the middle of June. Even ear sound protectors wouldn't have been any help it was so loud and consistent. Nearing four that morning, the rain had subsided; Gaston peeked out the door and realized that the wind had eased also. He flipped the switch on his flashlight, left the hut and attached himself to the ladder. At the bottom, he easily pulled the boat close enough to safely step aboard. He started the engine and backed away from the legs. He put it in forward, opened his lunch pail and instantly devoured the contents, including two bananas. The coffee was no longer hot, but yet warm enough to fight off the early morning chill of the mist hanging low over the calmer Gulf waters. In forty minutes, Gaston was in his bed on the mother platform, pleased that the adversity he challenged didn't leave him in worse shape than it did.
           One week later, Gaston stepped into his boat, secured his suitcase, and left to service the satellite platform. When his servicing job was complete, it was time for Gaston's rotation, hence the suitcase. Gaston worked a schedule of six weeks on, six weeks off. His crew boat would be turned over to Jules Babineaux, his rotation partner His service job took less than an hour, so he was back in the boat with the destination of Blanche Bay and through the bay to Franklin where he would turn the boat over to Babineaux. Gaston was age forty-three, never married, well below average in looks, but a hard worker that lived alone in the old, run-down family home in Jeanerette. He never saw the need to spend his earnings to live elsewhere because he was there only part of the year. He told his sisters, both who lived in Lafayette, if his job ever changed, he would tear down the old house and build a new one under the moss-hung trees. They thought his idea was a good one under the circumstances. Argument settled.
           If Gaston had any vices they were limited and unknown to his associates and sisters. However, the one habit he was known to have was his love for alcohol, always bourbon. Never on the rigs, only when he was ashore. He usually spent very little time at his home in Jeanerette. He could most often be found haunting the Cafe La Boue Bug in Beaux Bridge where many of his friends lived nearby. He would sit with them and let off the built-up steam of the rigs when they were ashore. His attempts to connect with women were an abject failure. The lowliest of the lowly rejected Gaston, calling him Frankenstein without the makeup. Even the desperate, seedy whores on Bourbon Street in New Orleans accepted him with anguish and trepidation, fearing that he was a monster ready to crush them. Many were surprised by his demeanor and afterwards, most called him a true gentleman, a great lay, a man who showed them respect, was never rough or rude, and left them with generous tips. They would welcome him back if he was in town and looking for a good time and he always was at some point when he was ashore.
           The Saturday before the end of his six week home stand found him in Breaux Bridge with one of his fellow company employees, but Eloi Prevost worked a different rig. They were in the Cafe La Boue Bug where a casino was attached to a large truck stop service station. Gaston had his familiar bourbon and branch in his ham-sized hand when the door opened and two women truckers looked around, one pointed, and they headed for the ladies locker room. Gaston watched them go by his table, turned his head and watched the tight fitting jeans covering their butts go around the corner. Gaston's friend slapped his hand and said, "Chaisson, get your eyes back in your head and listen to what I was saying." Gaston smiled at him and said, "I had a better subject for my attention. When you start to look like the ass on the one in the blue Moosehead tee then you'll have my undivided attention, Prevost. Continue your story."
           The two women came out, went to the bar and ordered. While their sub sandwiches were being prepared, they brought their beers to a table across the aisle from Gaston and Eloi. They pulled the chairs toward the back of the table so that they could watch the slot machine feeders with an unimpeded direct view. Prevost, a married man, ignored the truckers, but Gaston still had his eye on blue tee shirt and could see her in his line of vision. He became aware of her glancing at him between sips of her beer. Their food was delivered along with a fresh beer and Gaston, never staring, was fully aware of every bite that blue tee took from the sandwich. When their plates were empty, blue tee opened a trucker's wallet, removed a bill, went to the jukebox, inserted the bill and punched two numbers. Gaston knew the songs were a half-dollar each so he knew she fed it a dollar. The first song, a lively Cajun zydeco favorite, began playing. Blue tee turned and danced her way back to the table, took a sip of beer and danced her way to Gaston's side, leaned over to his ear and whispered, "I know you've been watching me. If you're interested, dance with me."
           Gaston smiled, pushed his chair back, pulled her to his lap and whispered, "I certainly am interested, my name is Gaston. What do I call you?"
           "Andy. It's really Andrea but since I drive a big rig, everyone thought Andy would be more appropriate. So, call me Andy, Gaston. Let's dance handsome."
           He led her to the floor and they danced to the Cajun songs she had selected. When the music ended, he held her hand and went to the bar, ordered her another beer, one for her friend, one for Eloi and another bourbon of his own. He touched his bourbon glass to her beer bottle and softly said, "Andy, no one ever called me handsome. Thank you for being the first." She laughed, hugged him and as she started back to her table, turned and said, "Thanks for the dance and the beer, Gaston. I need to go get my shower and head to the confines of my sleeper cab."
           When she had finished speaking, he waved her back and put his arm around her shoulder, pulled her close and said, "You sounded as if you're tired of the showers in truck stops and sleeper cabs. Are you?"
           "Gaston, I've been on the road now for nine days. I abhor truck stop showers. My sleeper isn't bad, but here in the south it gets damned hot inside, even at night."
           "I see. And I understand. I work in the Gulf on a rig and we have the same problem at times although luckily our quarters are air-conditioned. What would you say if I offered you a full bathroom, a queen-sized bed, and a full breakfast in the morning?"
           "I'd say you were a man looking for a horny girl for the night. I'd also say, I think you've found one."
           "My truck is the white Dodge Ram parked nearest to Pump Ten. Get your clothes and essentials and meet me there in ten minutes. Just throw your stuff in the bed. It's clean. How about your friend? What will she do?"
           "No problem with Mazie. She's leaving. She had her rest period starting at noon today, so she can drive again at eleven. She's heading to Jacksonville where I just came from." He left her walking toward Mazie when he went to tell Eloi he was leaving. Eloi was ready to go home anyway and he told Gaston goodbye and wished him luck.
           One the way to Jeanerette, she told him she was from Hardin, Montana, east of Billings on Interstate 90. The company she drove for was in Billings and she had been a driver for six years. She had been married once, he ran off with the neighbor's wife her first year on the job and she had no time for romance with the job she had as a long-haul driver. She bragged that her company was noted for the numbers of women drivers it had on the road. She let him know that the southern route was the most profitable and that as the economy improved, more of the women drivers would be stopping in Breaux Bridge. He asked, why Breaux Bridge and she said the company had a national contract with the truck stop for servicing its trucks
           He told her that the house wasn't much to crow about but was clean, comfortable, and paid for which made it Paradise for him. He parked behind the house, they entered through the kitchen and as he had said, it was clean, neat and with older farm houses, extremely large. He led her upstairs to the guest room on the left, flipped on the light and she sighed longingly, saying, "That bed is the most inviting thing I've seen in a month, Gaston. You're a jewel for offering it to me." He shyly grinned, kissed her cheek and showed her the bathroom with both a tub and shower. Another long sigh from down deep in her gut. He left her in the doorway, saying, "I'll get you another beer while you get ready for a bath or a shower, your option."
           He came running back up the stairs, handed her a beer and a glass, turned and said, "I'll be in the kitchen. Call when you're finished."
           Andy took her sweet time. She was enjoying the luxury of soaking in a tub instead of being crammed in a small fiberglass shower stall in a truck stop. When the water became so cool she was shivering, she took one of the extra large towels from the rack, wrapped it around her and went to the top of the stairs. She yelled, "Come on up, Gaston. Time to show me your stuff." When he entered the bedroom, she had dropped the towel on the floor and was in the center of the bed naked. He stopped in his tracks. He eyed her from the doorway and was stunned by her nice, round firm body with matching breasts. She waved him over, teasing, "Don't be bashful, come on over and sample the merchandise."
           The time for him to be fully stripped of his clothes was a new record for him. He jumped in the bed with her, sidled up close and kissed her. That was the signal for her and she made the most of it for the next thirty minutes or so. When both were sated, she whispered in his ear, "How about another beer, Gaston?" He nodded; still naked; he ran to the kitchen, took another beer from the fridge, popped the lid and hustled back to the stairs. She had wrapped another dry towel back around her for the warmth and was at the top of the stairs smiling when he hit the top step. He handed her the beer, she thanked him and took a sip. She touched his face and said, "You're such a nice, gentle man, Gaston.  A good lover and very generous. It's such a shame that.you're so damned ugly. Ugly enough to turn ones stomach if they didn't grit their teeth like I had to do."
           He was taken aback by her words. When he caught the breath she had knocked out of him with her words, he spit harshly at her, "But, Andy.You said I was handsome and I told you that you were the first to ever say that."
           "Gaston, Gaston! That was a come on from a horny old truck driver. It turned out great, much better than I expected and I do appreciate all you've done. But go look in the mirror. God, you're so damned ugly it's almost a sin God created you."
           Gaston turned, his face an inflamed red when he said, "You god damned whore. You took advantage of me by lying! I hate that and you'll pay dearly!" She became frightened by his outburst. She stepped back two steps away from his anger but to no avail. He swung his huge fist, drove it into her nose, knocking her backwards down the stairs. The beer bottle flew over her head, hit a picture of his mother on the stairwell wall, it fell braking the glass. Her towel fell on the steps as she went feet over head backwards down the stairs, the glass cutting her back and arms. When her head hit the third step down, her neck snapped loudly. So loudly it broke the eerie silence in the quiet house jarring him to move down the stairs toward her. When she hit the bottom landing, her arms splayed over her head, her legs covering the last two steps, blood slightly oozing from the cuts, she was already dead from the broken neck. Gaston bent over her, loudly yelling, "Andy! Andy! I didn't mean to do knock you down the stairs. Please wake up." He had tears flowing from his cheek and dropping on her face as he held it in his huge palms.
           Realizing she was dead, he stood to pick her up and move her to the dining room table, but when he stood, a glass shard from the picture frame glass went farther into the arch of his right foot causing him to fall to the floor in excruciatiating pain. He held the foot in the air and could see the end of the shard tilting toward his left. He took hold with two fingers, began to pull but it cracked and the broken end was all he could remove. He stood on his left foot, pulled himself up the stairs by using the banister and then used the wall to reach the bedroom. He sat on the bed and began to dress, leaving his foot without socks or shoes. Using the same technique on the return trip down the stairs, he made his way to the kitchen, opened the pantry door and took his mother's old wooden rubber-tipped cane, using it to get to the truck.
           At the emergency room, the doctor on duty told him that he would call for help because the glass was embedded so deep that he needed a surgeon to remove it. He gave Gaston a shot near the glass entry to ease the pain. Two hours later, Gaston left the hospital on crutches with a pocket full of pain killers. The surgeon told him after the glass was removed and the wound stitched that he had one of the deepest embedment's he had ever seen and then asked how it had happened.  Gaston told him he was running down the steps and didn't know a picture had broken when he put his full weight on the foot where the shard stood waiting. The surgeon shook his head, patted his knee and said, "Keep the wound clean, Gaston. You don't want an infection to flare up."
             He sat quietly in his truck thinking. He knew from what the doctor told him that within two hours, even with the pain pills, he would be having intense localized pain again. He had to act before it put him down for the day. He started the engine, looked at the blood covered floorboard and pedals before he pulled out and awkwardly, slowly, drove home with his left foot. He stood on his crutches looking at the body of Andy. He was hit the fact that he knew her first name, but not her last name. He looked at the blood route on the stairs and his lips parted in a small grin when he began the implementation of his plan. The foot cut was the perfect cover for her blood. He would have no fear of any questions about the blood. He was holding the reason in the air under him. He turned and saw the trail of his dripped blood leading to the kitchen, the pantry, and out the door. It would also be on the porch and in the truck. The bonus to the blood was the large amount of fresh blood, now clotting, that was on the floor leading to the bedroom where he put on his clothes. He leaned against the banister baluster and listed what he needed to do to erase Andy from his association after the cafe incident with her. He would have to change the bed, he would need to move the body, he needed to destroy her clothing, he had to get rid of the beer bottles and wash the glass she had used. The towels needed washing to remove any DNA evidence. A large order for a lone one-footed individual to handle, but time was on his side. None of those were an immediate need and he could easily handle the washing, making the bed, washing dishes and burning the clothes with his regular burning barrel trash.
           He pushed away from the baluster and struggled his way up the stairs, avoiding the glass and clotted blood. With the bathroom cleansed, an easy job, he made the bed, gathered the towels and threw them over the banister to the floor below to be washed. He put the empty beer bottles in his pockets, washed the glass in his bathroom and left it on the sink stand. He found it testy going down on the crutches and he knew it would take practice before his fear ebbed.
           At the time he began to feel twinges of pain in the center of his foot, he was nearly finished. He searched her jeans pockets, took her wallet and looked at her CDL license picture. He became emotional while reading her license and felt the blurring of his eyes as the water of tears gathered at the lower rim. Her name was Andrea Morgan Weatheral of 986 2nd Street West, Hardin, Montana. She had pictures of a smiling young woman holding a toddler of about age two. Gaston was hit hard when he realized the picture must be her daughter and grandson. The tears broke the rim and flowed down his cheek. He was undecided if he should anonymously mail her wallet and a note to the address on her license. After thinking a little more about that act, he shook his head and discarded it. Too easy to track to Louisiana and back to me. It would go in the burn barrel with her clothes. Her truck keys would be dumped in the center of Blanche Bay when he left for the rig.
           By the time he hobbled to the daybed in the sewing room, he was left with only lighting the trash barrel and moving the body. Those items could wait. He swallowed two of the pain pills, lifted his bandaged foot to the bed, grimaced and then emitted a low groan as it hit the mattress. He stretched out, shook off his left shoe, dropping it on the floor, closed his eyes, groaned again and didn't wake until well after dark. He put his right hand over the end of the daybed, turned on the light, grabbed his crutches and stood, left foot in the air, pain still coursing through the wound and around the stitches. He tottered on the crutches through the house and to the utility room. He took a thirty-three gallon black bag from the box, braced the freezer door open and began throwing packaged fish and shrimp in the bag. Two bags later, he removed the shelves, storage boxes and sat them atop the freezer. Now that it was empty, he closed the door, dragged the bags to the back porch and left them near the steps. Back inside the house, he stood over Andy's body and studied how he could best get her to the utility room since he wasn't able to carry her.
           He felt he could think better with a little bourbon in him. Tottering back to the kitchen, he poured about two fingers of the brown bourbon in the short glass, took a bottle of cold water from the fridge and topped the bourbon with a splash of the iced water. He sat in a chair; right foot extended as far as possible, and sipped the bourbon while he did deep thinking about Andy's body and the distance to the utility room. He was only dreaming of a second drink when an idea flashed through his mind. Rope. I need a rope. I can tie the rope under her arms, wrap it around my waist and drag her to the freezer. Her blood is clotted so it shouldn't be a problem. He pictured his route and planned to walk where her body wouldn't smear his drippings. He grinned to himself as he became thankful that he had stayed to the left on the way to the truck. That gave him a relatively clear path to drag her body. If his were smeared, that would raise questions .should the authorities ever learn of our leaving the truck stop together. He smiled again when he had thought of how fortunately it was that he parked near Pump Ten because that parking area has no surveillance cameras.
           He did celebrate his thoughts with a second drink, unaware that two drinks combined with the pain pills were about to put him under for nearly fourteen hours.
           His eyes opened at seven-twenty Monday morning. The taste in his mouth was worse than the odor of the fish and shrimp on the porch that the wind was blowing back through the aging sills and cracks in the house. He made a quick decision to place the burning barrel at the top of his project list. He put coffee on to brew, opened the door and the stench blasted him fully in the face. He gagged at the reeking stink. He took the bag of clothes, his lighter and hobbled to the barrel, dropped the clothes out of the bag, spread lighter fluid on them and lit the clothes. While they gathered the flames, he went to the porch and began dragging the fish bags to the barrel. He took papers from the shed and added them to the flames until the fire was shooting out of the barrel above his head. It took him almost an hour before he dropped the last package on top of the gathering ashes He broke the beer bottles and dropped them into the recycle can. He was already worn down and the day was just starting. He found an old clothesline rope, stuck it in the vee of the left crutch and went inside to begin the process of moving Andy to the freezer.
           He cleaned the coffee pot after emptying the carafe into his work vacuum. He sat down to rest and to lift his leg as instructed while he drank his first cup of the boiling coffee. Hunger pains hadn't arrived yet so he discounted eating until Andy was safely inside the freezer. He dropped his foot, yelped lightly as he rose from the chair. He went to Andy, dropped the rope above her head, stood on his left foot and used the left crutch to hoist her left arm upwards. He grabbed her hand, lifted the body and used the crutch tip to push the rope under her. He repeated that action on her right side. Using his left crutch, he lifted the rope to his hands, went below her head, straddled her body, wriggled and pulled the rope until it was under her arms. He flipped the rope over her breasts with the crutch tip, and used the tip to move it to his hand. It was working like a charm. He made a slip knot in the rope, pulled it tight under her arms and stepped over her head, wrapped the rope around his waist, tied it well and tested his strength using the crutches. One step and she slid easily. Second step and she slid easily. He nodded to no one and began the single step movements until she was at the entrance of the utility room.
           He rested against the wall knowing he needed to keep her tied in order for him to successfully stuff her in the freezer. Finally he opened the door, used the rope to lift her to where he could get his hands under her arms and using the wall, he lifted upwards, turned her and sat her butt on the freezer bottom. He pushed her back against the left wall, turned her legs and lifted, bending them at the knees to crunch them through the door and against the right wall. When she was inside, he struggled to get her lower legs up the wall and over her head. He was worn out when he backed against the wall and looked at the U-shaped body now fully ensconced inside the freezer. He stepped forward and put her hands on her abdomen, stepped back, closed the door, locked it, pocketed the key and smiling to himself, went back for his second cup of coffee and maybe something to eat.
           The clock was nearing five when he trudged to the truck, got in and left for Breaux Bridge. When he walked inside the casino on crutches, Eloi jumped up, ran across the room and shouted, "My God, Gaston. What it is you did to yourself?' Come sit and tell me about it." Well, by the time they were at the table, three others had joined and were sympathizing with Gaston. Eloi spoke up and pleaded, "Tell us how you ended up on crutches." They were gathered to the side of his chair and anxious to hear his story.
           Gaston displaying a sad serious face began to tell them, "You remember that picture of mama on the stair wall? Sometime during the late evening, it fell and the glass broke.  I thought the noise was someone trying to break in so I grab my gun, jump from bed and run down the stairs. I stepped on a glass shard and rammed it all the way through my arch and into the bone. I had a hard time getting to the hospital. A surgeon, you know, at the Jeanerette Emergency Room had to do surgery to get it out. You should see the floor of my truck with all the stinky blood."
           They all ughed and touched his back. At hearing the story, Louis LeBlanc spoke up and said, "Give me your keys, Gaston. I'll get Joe to steam clean it while you're eating. Hey, someone get Gaston something to eat."
           In about ten minutes, Gaston had a steak, baked potato, hush puppies and fried okra in front of him. He smiled and said, "Thanks, boys. It's nice to know there's a helping hand when you need one." After their beers were gone, everyone except Eloi sauntered away to refresh their drinks and to pursue different stories. Watching Gaston eat, Eloi asked, "How about the house, Gaston? You can't clean it with only one foot. What if Cecilia and I drop by and scrub away the blood? We can do it in the morning before lunch."
           "Okay, but only if you let me buy us all lunch at Mulate's. Crawfish are in season and they have the best."
           "Oh, yeah, and you know how we love them crawfish. Mulate's it is. Ten okay with you?"
           "That's a perfect time. These pain killers knock me out like your favorite, Rocky Marciano would." Eloi laughed and slapped the table twice shaking the pill bottle until it rolled over and rolled toward Eloi. He sat it back up, read the label and said, "Those are powerful pills, Gaston. Do you need help getting back home?"
           Gaston shook his head and responded, "I'm getting the hang of left footed driving and the good thing about it is, with the pills, I can't speed so I won't get any more tickets." Eloi laughed, slapped the table once and Gaston grabbed the pills before they turned over again.
           Gaston opened the door when Eloi and Cecelia were still getting out of the truck. Eloi carried a gallon jug of bleach and a scrubbing broom. Cecelia had a mop, a bottle of Pine Sol, and a jug of detergent. Gaston led them to the stairwell and they stopped, wide-eyed and said, "Jesus Christ, Gaston, you lost a lot of blood. It's a wonder you didn't pass out."
           Gaston grinned waved his head from side to side and said, "I didn't tell you that part. The surgeon orders a pint of blood but specified it had to be from a bourbon drinker to have any effect on me." Cecelia laughed loudly in the quiet room and Eloi, being a little slower, joined in when he caught Gaston's joke.
           Cecelia filled a bucket about half full, added about a pint of the pure bleach, took the scrub broom and began at the foot of the stairs. She turned and ordered Gaston to go sit in the living room and wait. He turned the TV set on and watched an old John Wayne and Maureen O'Hara movie on the Movie channel while she and Eloi scrubbed and mopped the blood away. At twelve-twenty she stepped to the doorway and said, "Come look, Gaston"
           He hobbled to the stairs and was amazed at the great job they had done at removing all evidence of the blood. He smiled, congratulated them and then said, "What's the charge to have you do the rest of the old floor to make it match the clean part." He laughed and said, "Just kidding. It looks great and I owe you more than just crawfish."
           Cecelia stepped forward, picked up the empty bucket and said, "You don't even owe us that much, Gaston. What we did is what friends do for each other. Maybe one day you can repay it with something similar for us." Now go back to the movie while we finish."
           They drove away after lunch. The doctor's office called at three and reminded him of the check-up the next day at ten. He showed a little early. The nurse put him in an examination room and removed the bandage. She ahhed and said, "It looks good. No infection, no swelling around the stitches. Doctor Landry will be here in a minute." She left him on the table with his foot sticking out the end of the table. Landry walked in, shook his hand and asked, "How's the pain now?" He lifted his leg and was closely eyeing the wound.
           He shook his head and answered, "Very little. I didn't have to take a pain pill last night. Do you think I'll be able to go back to the rig come Sunday?"
           Landry touched the wound with two fingers pushed down lightly and asked, "Any pain when I push?"
           He shook no. He pushed harder; Gaston screwed his mouth up and said, "That did hurt a little." He dropped his foot and said, "Come in on Friday and we'll see if you can walk on it. What do you do on the rig, Gaston/"
           "I'm maintenance. I don't do any drilling, pipe pulling or physical labor. I maintain the rotary engines, the umbilical cables and such." Landry nodded, turned and before he opened the door, said, "I'll see you Friday. Stay put. The nurse will redress the foot."
           She came back in, began opening drawers and gathering the necessary materials. She took a swab, cleaned the wound, put a salve on it, a white gauze pad on it and taped it. She looked at her work, then at him and said, "Minimal coverage this time. Keep it clean. Don't walk on the foot until after you see the doctor on Friday." She handed him the crutches and left him to leave on his own.
           Back in the truck, Gaston drove to the first grocery store he came across on Highway 90, and now with a smaller bandage, no pain and more experience with the crutches, went in the store, to the liquor department and asked the clerk for two 1.75 Liter bottles of Evan Williams bourbon. The clerk checked him out, bagged the bottles separately and then called for assistance. A young man, about seventeen or so came to assist with the bottles. He carried the two bags and walked beside Gaston and when Gaston opened the passenger side door, he carefully put the bags on the passenger side floor. Gaston tipped him two dollars, went around the truck where the young man had run to open the door for him, climbed in the seat and stowed the crutches behind him. The young man waved as Gaston, using his left foot, slowly drove away.
           He pointed his truck north and drove to the truck stop in Beaux Bridge; He pulled sideways in front of the service bay, honked and yelled, "Tell Joe to come out. I need to see him." He moved up enough to clear the entrance and waited. Joe came to his side of the truck wiping his hands with a red towel. Gaston stuck his hand out to shake, but Joe held his greasy hands up and said, "You don't want this on your hands or steering wheel. What's up, Gaston?"
           "I just left the doctor with good news about my foot, so I came to give you a little something for the cleaning you gave my floorboard.  Come to the other side, Joe, and open the door."
           Joe opened the door, Gaston said, "Take one of the bags. I know it'll please you."
           Joe peeked inside, looked up and said, "You didn't have to do this, Gaston. We're friends and help each other out. Remember when you fixed my broken air- conditioner?  You wouldn't let me pay you but now you pay me?"
           "Joe, you didn't have stinky blood all over your air-conditioner like my floorboard did. It was a different kind of help you did. Just enjoy the bourbon."
           "Oh, I will, believe me I will. Thanks Gaston." Joe backed away from the truck, shut the door and waited until Gaston was back on the street to Interstate 10. He went across the lot and locked the bottle inside his utility tool box attached to the bed of his pick-up. He smiled on the walk back to work.
           Gaston drove to the rear of his house. He eased out of the truck, went to the back and opened the doors to the cap. He dropped the tailgate, backed his truck as near to the porch edge as he could, got out and eyed the height of the gate as compared to the edge of his porch. With just an eyeing, he decided the tailgate would not be more than two inches below the porch level. Nodding to himself, he put the tailgate up, closed the doors, locked the truck and went inside the house.
           He had to assume that he would be cleared to go back to work which meant he had to order his supply delivery to be safe. He took his normal list, added the necessary changes in bandages, antiseptic, and tape. He used the house phone and called the grocer. He told him he wanted the same order as always, but he had to add a few items. Once that was done, he prepared his lunch. After eating, he took his two pills, stretched out on the daybed and drifted off to a more comfortable sleep because he could now turn on his side with no pain or concern over the foot.
           He was awakened by bells. In his pill-induced sleep stupor it took a while for him to realize it was the phone ringing. It was a consistent non-stop ringing. When he picked up it was Eloi, so excited that Gaston could hardly understand the rapidly shouted Cajun words. Finally, he said, "Eloi, slow down and calmly tell me what you just tried to tell me."
           It wasn't Eloi this time, it was Cecelia speaking. She calmly told him, "The police just left here Gaston. They told us that a driver hasn't moved the truck in nearly a week. The company hasn't heard from her and she can't be found. She and another driver named Mazie were in the cafe on Saturday night when you and Eloi were there. This is to warn you that you'll be questioned by the police about her. Everyone who was there is being asked what they know if anything." Gaston thanked her for the warning, put the phone down and scoured the house once more to be certain there was nothing that could connect him to Andy. He breathed a sigh of relief when he felt that he was clear.
           The State troopers arrived just before six. Gaston let them in, acted as if he had no knowledge of why they might be there and sat in the living room facing the two of them. When they brought up Andrea Weatheral, Gaston looked blank and asked, "Who is Andrea Weatheral? I don't think I know anyone with that name."
           The lead Trooper then said, "Gaston, she was known as Andy. We understand she asked you to dance Saturday night."          
           "Oh, yeah! Blue tee shirt. I didn't know her name. We danced to a couple of Cajun tunes; I bought her and her friend a beer afterwards. I was with Eloi Prevost. Have you talked to Eloi?"
           They ignored his question and asked, "What happened after you danced with her?"
           "Well, I bought the beers, she told me she had to go shower and get her required rest time in before she could continue her trip. She said that her friend was leaving at eleven because her rest time had ended. I went back to Eloi, told him I was heading home. He said that Cecilia wanted him home also, so we left at the same time. I was parked over by pump Ten, so I jumped in the truck and came here."
           "What happened later?"
           "Around midnight I'm guessing, I heard glass breaking and thought someone was trying to burglarize me. I jumped from bed and ran down the steps. When I hit the bottom I fell on my ass because I had a severe pain in my right foot. I looked at the foot and saw a large shard of glass in the arch. I struggled back up the stairs to get dressed and saw what made the noise. My mama's old picture fell from the stairway wall and broke.  I stepped on the glass.  After I dressed, I finally made my way to the ER at the hospital."
           He held his foot out for them to see the bandages on the foot. He said, "I saw doctor Landry this morning and they changed the dressing. He said I may be able to go back to my rig Sunday."
           "Doctor Landry treated you at the hospital and has the records?"
           "He was the first who saw me. He had to call a surgeon to remove the glass it was embedded so deep. All the way to the bone."
           "Who was the surgeon, Gaston?"
           "The new one, Remy Dufour. He's good."
           They stood and the lead trooper calmly said, "Show us the stairwell."
           Gaston grabbed his crutches, led them to the stairwell and pointed to the cleaner space on the wall where the nail was still hanging, slanted downward. They looked at the cleaner spots on the floor and stairs, turned and looked at the clean trail out the door. One trooper went up the stairs, eyed the nail closely, went to the top and followed the trail to the bedroom. He saw the bed made up, the room neat, decided the bed hadn't been slept in and came back down stairs. He didn't follow the trail out the door. He stopped at the pantry door and opened it, looked inside and closed it. He talked with his partner in private for a few seconds, came back and said, "Who cleaned the floor for you?"
           Gaston smiled and said, "My friend Eloi and his wife Cecilia volunteered to clean up my mess. Joe Boudreaux at the truck stop in Breaux Bridge steamed the blood from my truck floorboard. It's nice when friends help when you can't do things yourself."
           "One more question Gaston. Why is there a larger clean spot in front of the pantry door?"
           "I was hobbling on one foot because the glass was sticking out. I got in the pantry and found my mama's old cane to use. It didn't help all that much, but it did help a lot with driving the truck left footed. It's still in the truck if you want to see it." The trooper shook his head and started back to the living room. Gaston followed but they didn't sit. The lead trooper turned, said, "If you're released for work, we may have to call you back if the evidence changes." They opened the door, nosily plodded across the rickety pine wood porch and drove away in their shiny, clean State Police SUV.
           Gaston went directly to the kitchen, poured double bourbon, added water and sat in the nearest chair. His heart rate was slowing, his nerves lost the edgy feel, and the bourbon soothed his fear. It seems that he passed the smell test.
           The lead trooper, driving toward the hospital ER entrance, was telling his partner, "All the stories jibe, the parts fall in place. I am feeling more like our first take on the missing driver. Another long-haul trucker abducted her. Someday a body will be found on the route of a long-haul and it'll be her. It happens, Luke, just like I told you when we arrived at the truck stop. That was what my gut was telling me. Women long-hauls are always in danger. They're targets because of their bodies." In less than ten minutes they left the ER, walked back to the SUV, having been given verifying data that confirmed Gaston's version of his Saturday night. But Gaston didn't know that yet.
           Gaston tested the foot. He could walk without pain so long as he didn't try to hurry which put more weight on the foot. If he can convince Landry that he can work without damaging the foot, he should be cleared to leave Sunday. Thursday afternoon, after having lunch with Eloi, he entered the kitchen, leaned the crutches in the corner behind the door and spent the rest of the day, with no shoes, walking on the foot. Friday morning, he put on his best sneakers, the New Balance with arch support, and went to his appointment with Landry walking without crutches.       The nurse smiled when she saw him, checked his blood pressure and asked him to remove the shoe and sock. She checked the stitches and saw only a few dark spots remaining of the self dissolving thread. The wound had healed perfectly; his walking had done no damage. She tickled the bottom of his foot causing him to jerk, smiled and said, "All looks great to me but that's the doctors decision. He'll be in shortly. Keep the foot uncovered."
           Landry tested the wound, put pressure up and down the scar area and said, "You're good, Gaston. We're finished. You can return to work immediately."
           Gaston nodded, shook his hand and said, "Thanks for the good work. I hope you never have to do it again." Landry grinned and kidded, "But if you're not clumsy again, how do I make a living Gaston? Incidentally you provided a little excitement when the two State troopers showed up. But they were satisfied when I gave them the records." Once again Gaston was left to make his own way out. However, this time he was elated to be leaving on his own.
           When he was at his home desk, he used his company provided short-wave radio to call Babineaux on the rig. When Jules answered, Gaston told him that he would be at the dock at ten Sunday morning ready to load his supplies.  They talked for a few minutes about the mother rig and the two satellites. Jules assured him he had encountered no problems while Gaston was ashore. When they hung up, he called the grocer and cancelled the medical supplies he had ordered. He verified that the delivery van would be at the dock at nine-thirty. He spent the balance of the afternoon packing his suitcase with the clothes he had laundered and had ready for the return trip.
           At seven, he left for Breaux Bridge. Eloi and the others were straggling in and all stopped at the table to satisfy their curiosity about Gaston's return to work. Gaston found himself at the table with four bourbons that were bought by his pals. It was nearly eight when Eloi came in, looked around and saw him at the table. Eloi sat, pulled the chair up closer and leaned forward, asking, "Everything went okay with the cops?"
           Gaston nodded as he answered, "They looked around, wanted to know who cleaned the floor. I told them you and Cecilia and Joe did the truck. That was about all."
           "What about the foot? What did the doctor say" Eloi shot across the table to him.
           "Clean bill. I leave for the rig Sunday."
           "That's when I leave also. I hop the copter at nine in Lafayette. Before we get away for another six weeks, if you don't mind, tell me what happened between you and blue shirt Saturday night."
           "No, man, I don't mind. She blew me off. Told me she had to get her mandatory rest to be able to leave the next morning. When she went out the door, she went to her rig and then to the showers. I never saw her again."
           "Yeah, that's what I told the cops that probably happened. I knew when you came back to the table and she left, it wasn't a connect. Damn shame about her though. Another trucker told me that in the last five years they've lost two women drivers that way. Some of those drivers have to be son-of-a-bitches about women drivers."
           "It's way too bad about her. Even though I didn't know her name, she seemed to be a very nice lady. Remember, she called my ugly ass handsome. No one else has ever said that to me," and he laughed hard. Eloi was uncomfortable about his reference to being ugly but he joined the laughter to be sociable with his friend.
           Gaston finished the second bourbon, picked up another and said, "I won't be here tomorrow night. I have to pack and be ready to meet my supply truck before I take the boat from Jules. Just wanted you to know in advance."
           "Well, that makes me feel better because Cecelia insists that I go with her to her sister's for a birthday party in Church Point. I'll be able to make her happy about her sister for a change."
           Eloi had eaten at home. Gaston was getting hungry so he ordered the Friday special. They drank while he ate and the talk was about what they would be doing on the rigs for the next six weeks. At ten, Eloi stood, said, "Want another bourbon? Gaston shook his head and then Eloi stuck t his hand out to shake and said, "See ya' in six, buddy. Have a safe time out there ya; hear." Gaston shook it and said, "Same to you. Tell Cecilia I send her my best."
           Gaston slept late Saturday morning. Sleeping late wasn't one of the luxuries of working the rig. After he ate and drank a pot of Cajun coffee, he loaded his suitcase in the truck, spread a canvas tarp over the bed, backed the truck to where it was barely touching the edge of the porch about two inches or so from the top. Down was better than up. He went to his storage shed, took out his wheelbarrow and took it in the kitchen with him. He propped the screen door open with a flower pot and went to the freezer. He retrieved the key from his pocket, opened the door and stared at the frost covered naked body of Andy. She was frozen in the U configuration which would make it easier to fit the wheelbarrow. He put on his gloves, took her right arm and began the struggle of removing the frozen body from the freezer. Being frozen made it much easier than when he had put her in limber in that position. When he had her turned, he lifted her by her butt and put her on her right side in the wheelbarrow.
           He pushed the body through the door, across the porch and into to covered bed of his truck. He raised the handles, she slid to the bed and he backed out with the wheelbarrow. He went back in the truck, pulled the tarp tightly over her and stuffed the ends under her body to secure them. He raised the tailgate, closed the door on the cap and took the wheelbarrow back to the shed. He pulled the truck forward and parked it under the moss-covered oak where the shade would protect it from the searing afternoon heat, but would thaw the body to make it pliable once more.
           Back in the shed, Gaston filled the lawn mower with gas and wheeled it to the front yard. He went to the kitchen and brought two large bottles of iced water and sat them on the porch. He spent the rest of the afternoon mowing and trimming the yard. For the next six weeks, a professional service would do the yard twice.
           After he had showered, he ordered a delivery pizza from Domino's. When it arrived, he sat on the front porch, rocked and ate the pizza while downing two cokes. When the sun started down over the trees at the end of his land, he went in, poured bourbon and turned the news to the local station in Lafayette. He was sipping his bourbon when his attention became riveted to a female reporter standing in front of the truck stop. He turned the volume up and was hearing her say. "State Police spokesperson Sarah Vadrine has said that investigators now believe that the missing trucker, Andrea Weatheral, was the victim of another long-haul trucker. Any local suspects have been cleared of all questions of Weatheral. Station KVOL has learned of other missing women truckers under similar circumstances. Stay tuned to KVOL for further developments when they become available."  
           Gaston sat back with his drink at his smiling lips. He felt the best he had since just minutes before he hit Andy in the nose. Until she called him ugly, he had been on cloud nine with hopes of her being more than just a one night stand. He felt bad that she had paid the price for turning nasty on him, but he also felt she deserved the punch, however not her death.
           He slept with an easy mind. He rose at six, had his breakfast, dressed and left for Franklin at eight. He stopped and bought four dozen of assorted doughnuts for the guys on the rig. He went to the grocer and bought four pounds of chili meat. He arrived at the Blanche Bay dock some fifteen minutes early. He sat in the truck and ate one of the doughnuts while drinking a cap full of his vacuum coffee. He heard the soothing familiar humming sound of his crew boat coming up toward the dock. He stepped from the truck, walked to the piling tie-off point ready to catch the rope when Jules threw it. He smiled at Jules who was waving at him. He wrapped the rope around the tie-off and took Jules suitcase, sat it on the pier and then pulled Jules up by the hand. He shook the hand in his hand and Jules slapped him on the back. He asked Gaston if anything exciting had happened and Gaston shook his head as he said, "Same old stuff, Jules. A dead Jeanerette and a few drinks in Breaux Bridge with Eloi and the guys. At least the work on the rigs gets exciting at times." Jules nodded and said, "That it does, Gaston. That it does. I heard about you being trapped on the toadstool. Better you than me, "and he laughed as he picked up his suitcase and headed for his truck.
           Gaston loaded the supplies that the delivery van had deposited for him. He waited for another ten minutes to make certain that Jules wasn't coming back. He went to the truck, backed it to the pier, opened the cap, lowered the tailgate and drug Andy and the tarp to edge.  He rolled her off the back off the truck and watched the tarp open when it hit the bottom of the boat. He stood looking at the display of her nude body. He loaded the doughnuts, his suitcase and the chili meat. He re-parked under the carport, left the truck, unwound the tie rope, threw it aboard and jumped in the boat. The engine was running so he put it in gear, turned the wheel to his right and glided into Blanche Bay. Once he was out of sight of land, he took Andy's keys from his pocket and heaved them into the deep water of Blanche Bay.
           He sat his GPS for the toadstool, not the mother rig. When he slowed to tether the boat, he opened the chili meat and dropped it overboard near the small metal platform. By the time he had tethered the boat, the water was roiling with an eating frenzy over the chili meat. He lifted Andy's body, rolled her head over the side of the boat. He kissed her cheek, lifted her legs and let her gently slide into the roiling water. He sat sideways on the railing and watched as the fish devoured her until little but bone was showing. He unhooked the tether and headed for the mother rig.
             Seven weeks later he and Eloi sat at their table in the cafe. Gaston was sipping his bourbon when the door opened and a blue tee shirt entered the door, stopped and searched for the ladies lockers. Gaston punched Eloi as she began walking toward them. When she passed, Gaston turned his head and watched her tight jean-covered ass go by, turned to Eloi and said, "Do you think blue shirt would like to dance, Eloi? Maybe she'll ask me."
 The End
2 notes · View notes
thesewomenrulemyworld · 4 years ago
Text
best mentor for trading commodity options Arkansas
Tumblr media
Article Outline
day trading weekly options Arkansas If the share price of Nike falls below $95 during this period, he can sell his shares to me at the agreed price of $95.
the best options trading course Arkansas The guy that mentored and taught me how to trade stocks in the first place.
investopedia options trading Arkansas Just as you can make astronomical gains, you can also take on heavy losses if you don�t invest with the right approach.
stern options trading Arkansas After the two weeks, if the insurance policies all expire worthless because the Nike share price is still above $95, then I�ve made 80cents ($1 I received initially, minus the $0.
options trading for income Arkansas The reality, though, is that over 90% of options contracts expire worthlessly.
trading weekly options on friday Arkansas One of the main concepts in trading options is �rolling,� and it�s something I had to learn when the market dropped significantly enough to put most of my trades underwater, just a month into trading.
finance the options course high profit and low stress trading methods Arkansas My only activity was rolling existing positions further out in time.
options trading education Arkansas All I could think of were the words �I trade options for a living� as I furrowed my eyebrows for the rest of the night.
options trading wire newsletter Arkansas I can best illustrate this with a real trade I recently closed (obviously cherry-picked):On Feb 12th this year, a week before the market started it�s COVID-19 free fall, the SMH Vaneck Semiconductor ETF was trading at $150.
The beauty is you even earn extra income while doing it. I can best illustrate this with a real trade I recently closed (obviously cherry-picked):On Feb 12th this year, a week before the market started it�s COVID-19 free fall, the SMH Vaneck Semiconductor ETF was trading at $150. I sold a put option for March 6 expiry at $140 and received $100 of premium/income. Of course, the market tanked, and the trade was underwater. I, therefore, kept rolling the trade further out in time until the price recovered. On June 5th, I was able to close it finally for a profit of $500, much more then my initial premium received. The reason for the increased profit was because as the share price dropped, volatility had a massive spike. And when volatility is higher, the premium received for selling options increases, thereby allowing me to collect extra premium on each roll. The above is a chart of the name during the period I had the trade on. The green line is the $140 strike price I sold the put option/insurance contract at and so the trade was underwater the entire time it was below that line. What�s worth mentioning is, I�m trading options in the same names over and over again. I have a list of stocks and ETFs I�d be happy to own outright and hold for years. And I only trade options in these stocks. The reason is simple. I can sleep at night even when the trade is underwater, as I�m confident the share price will eventually recover. In the example above with the Semiconductor ETF, I decided to start a position in the name because I believe in the increasing demand for semiconductor chips in computers and smartphones globally. As the pandemic spread, the stock price took a nosedive along with the rest of the market. But it was quick to recover and even hit new highs as the world needed more semiconductors to keep pace with their newfound love of gaming and tiger king. I�ve put on similar trades repeatedly over the year and so let�s dive into the results. Here�s My ScorecardOne year after starting, with over a thousand executions, lots of late nights trading the US market from Asia, and endless hours of studying, I�ve logged a total profit of $29,753. Below is the breakdown per month. April and May of this year are write-offs because I was inactive. I hid under the blanket as the market was in free fall. I was pretty crafty in March, trading bearish strategies, but I put on only a single trade in April that was buying a put option on the S&P in case the market tanked further. We know that didn�t happen and so I lost that money. And in May, I didn�t put any new trades.
Important Concepts:
options trading strategies pdf Arkansas
m3 options trading system Arkansas
options trading subscription service Arkansas
best options trading membership sites Arkansas
options trading platforms Arkansas There�s a lot you can do to �repair� and make it profitable once again.
Option traders use covered calls when they like the long term prospects of a security they own, but feel that the price is unlikely to increase in the short term or may even fall.
best desktop program for options trading Arkansas An index fund will never go down by 80% in a single day, but it will also never quintuple in a single day.
Sure, it�ll involve countless hours more of studying, but despite my mathematically challenged brain, it�s pretty fun. Imagine your back at school, and your Algebra 101 teacher tells you he�ll hand over a wad of cash if you work out the problem. That�s EXACTLY what this is. HustlinEven if you hate your job, you likely have some nuggets of wisdom from your experiences to parlay into a profitable side hustle. I had enough of pushing buttons for a living. And so I dedicated my time and effort, transforming my experiences into a side hustle that would provide personal and financial rewards. Most importantly, outside of an office setting. I read somewhere that the wealthiest individuals have seven separate streams of income. Our household currently has four, and I plan on ramping that up to seven. I�m gonna keep hustlin to see which of my skillsets I can leverage into income streams. You can do the same.
options trading advice paid Arkansas If you�re unsure of which way the stock will move, but think there�ll be a decent move in either direction, there are strategies for that.
Success in options trading is a combination of skill and luck. Skill puts you in the position for massive gains and luck allows those massive gains to materialize under your timeline. In this article, I�ll talk about some of the trades I did, what to do, and what to avoid. Selling Covered Calls Is The Best Way To Get StartedFor a while, I resisted buying options because I saw it as gambling. And yes, you can buy options in a way that makes it pure gambling, but that doesn�t apply to all bought options (we�ll talk about buying options later). My introduction to options was selling them. When you sell options, you collect a premium rather than you paying up to buy the option. You become the seller rather than the buyer and get paid accordingly. Selling covered calls and cash secured puts has allowed me to earn returns that crush what I used to make back in my dividend investing days. I talked more about selling covered calls versus dividend investing in this article:Dividend Stocks VS Covered Calls For IncomeWhich one comes out on top?To set up a covered call, you need 100 shares of a stock. You then set a strike price for that covered call.
options trading online college course Arkansas People were shocked when they found I worked in finance.
My introduction to options was selling them.
youtube
m3 options trading system Arkansas That�s EXACTLY what this is.
You become the seller rather than the buyer and get paid accordingly. Selling covered calls and cash secured puts has allowed me to earn returns that crush what I used to make back in my dividend investing days. I talked more about selling covered calls versus dividend investing in this article:Dividend Stocks VS Covered Calls For IncomeWhich one comes out on top?To set up a covered call, you need 100 shares of a stock. You then set a strike price for that covered call. The closer the strike price is to the current price, the more you�ll earn in premiums. Setting out a further expiration date also increases your premiums. The only catch is that you cap your short-term gains. While you can�t lose money with this strategy unless the value of the underlying stock decreases (same scenario as someone who buys and holds without selling covered calls), you do cap your upside. If you set a strike price of $20 and the stock goes up to $25, you have to sell your shares at $20 each rather than at $25 each. If you bought at $15, you still get some considerable upside, but you can miss out on additional gains. There isn�t a chance of losing all of your money with a covered call strategy if you use the strategy on good stocks.
options trading daily newsletter Arkansas The downside to the bull call spread is, of course, that any potential upside beyond the projected price increase is limited due to the corresponding increase in the cost to cover the written call options.
Except this one pays to feed my family!That said, the more you learn, the more you realize how little you know. And that�s how I feel right now. Rather than patting myself on the back for profiting this past year, I feel hesitant to be proud. I realize how little I know and that I�m merely scratching the surface of the knowledge I need to feel fully confident in trading options for a living. And also how much more I need to hit the books. In terms of specific actions I need to take, they mainly involve expanding my arsenal of trading strategies. Before the market crash, I was exploring a couple that I would love to have in my rotation. One is the very cool sounding reverse iron condor, which is used to profit from significant moves around earnings announcements. When you think there�ll be a move either up or down, but are unsure of which way, this is the strategy to use. Another is deep in the money covered calls around ex-dividend days. The reason for my interest in these two strategies is that they are generally closed within just a couple of days, thereby minimizing market exposure.
options trading coaching program Arkansas Success in options trading is a combination of skill and luck.
The Riskiest Way To Invest In StocksThis strategy is entertaining to watch but extremely stressful to implementProtect Your Portfolio From Downside With PutsOne of the best ways to buy options is through hedging.
Critical Tactics:
spx options commodity trading advisor Arkansas
best options trading strategies Arkansas
qqq options trading Arkansas
chuck hughes review options trading advisory Arkansas
Tumblr media
0 notes
pixelatedwoofums-blog · 7 years ago
Text
Just need to emotionally dump, so feel free to ignore this. I will put it under the cut so it doesn't clog things up. This is the only place where I have no family following me and I just need to get it out.
So, Im not sure if many of you know but I have 2 grown boys, one lives with me still the other lives near and is married. He has one little girl, almost 4 and a boy on the way in June.  Their little girl is my life. My husband works a lot and is a volunteer and my boys have each other so she is my life line. We have so much fun together.  My husband is out of town this week and she has been here since Saturday just hanging out. I am teaching her to rid horses and we have been gardening. Just typical girl stuff.
Well, my son has been trying to find a better job in the area and jobs are scarce. The town he lives in is the biggest town this side of the mountain pass for over an hour in most directions. So, if people are looking for jobs, they are looking there.  His Navy recruiter called today and told him they could use him in Medford.  This is a great opportunity, I know that. He would get a huge pay increase, benefits and he really isn a small town guy and Medford is a decent size town.   Also, all of my husbands family lives nearby, within 15 to 30 minutes of Medford. Its one of the reasons we moved here.
Thats all wonderful and as Mom, I am proud and want the best for him and his family, but.... Medford is an hour and a half away, in the summer. In the winter, the mountain pass is undriveable most of the season. If its not blocked, its still dangerous and usually chains are required.  It might as well be 5 hours away.  We haven't seen my husbands family since last May.  They live 30 minutes away now and my son complains about the drive out here.  I can just imagine if they live 90 minutes away.
My heart is breaking right now thinking of them living over there.  They were on the east coast when the first baby was born. Then, when he got out of the Army, they went back and forth triyng to decide where to live. Her family is in Arizona while we are in Oregon. They decided on Portland so he could go to school.  When school didn't work out, again they went back and forth, but decided on staying near us.  Its been a year and a half now and I have been so excited about the new baby coming and planning my schedule because I will be watching him for a while.  Then he dropped that bomb on me today about Medford and it took all I had to not just break down in front of him. I dont want him to stay here just because of me. thats not fair to him or his family, I know that. Im not blind, but at the same time, I am allowed to be upset.
Then my husband forced me to tell him what was wrong (Of course hes out of town) and I kept saying I didnt want to becuase it would make me more upset, which of course made him more worried.  So I told him and he starts talking about moving there too....  I know its small, but I do have my own business and its not something that would work in a large town.
Anyways....Im going to go an do some building and  try not to cry anymore...If my other son comes in right now I am nto going to be able to lie my way out of it then he will tell his brother and ...just ugh.th
Thank you if you took the time to read this. I appreciate itl
3 notes · View notes