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#Student Health Insurance
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<inhale>
<long, controlled, extremely audible exhale>
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I am literally begging someone-- ANYONE, ANYWHERE--
DO YOUR FUCKING JOB TO AT LEAST THE BAREST MINIMUM PLEASE!!!
I just went to sign up for student health insurance, because I live in a capitalist hellscape, and there was the option to pay in installments or pay all at once, and on each of those pages there were two options.
On the pay-all-at-once page there was "Medical" and "Medical+Dental". Great. Good. Clear. Concise. Par for the course.
However, I was not going to pay-all-at-once, I was going to pay in installments, and on that page there was;
Medical... | $700 Medical... | $750
The end of the name of the plan was cut off. I had to make a college-educated guess as to which one included dental coverage.
I ended up being correct but if I ever find the motherfucker responsible for this, I will absolutely hex their comprehension of all things to end just 2 words before the end of a given thought or sentence.
Enjoy your manufactured neuroses, idiot.
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When you’re burnt out from working 80 hours a week and on the edge of losing your damn mind from sleep deprivation but then someone gives you a small snack or you have time to sit down and drink a cup of water:
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Today I had the chance to drink a whole cup of water between OR cases and I almost cried of happiness. When the highlight of your day is that you had the chance to pee once, something is wrong.
Residents like me work 80 hours a week (sometimes more) for what calculates out to be less than minimum wage because this is how residencies are structured and because we are the last line between patients and unsafe care. You didn’t hire enough nurses? Have the resident remove/place foleys and NG tubes. You didn’t hire enough transport staff? Have the resident transport patients. I can’t in good conscience let my patients have less than the standard of care, but it becomes unsustainable when you don’t have enough staff. To top this all off, my hospital CEO got a raise of millions of dollars this year, but my raise to next year doesn’t even keep up with inflation. People justify this treatment of residents by saying that oh well we will be rich when we’re attendings, as if having a higher salary in the future justifies this kind of exploitation. I know residents right now who are struggling to afford healthcare for their children, who struggle to find affordable housing within the area we are required to live because of home call. There is simply no justification for the amount of work we do compared with our pay (or the hours we work period).
Maybe this is just a long way of saying please be kind to residents in the hospital. We work really hard within a really broken system and care a lot about our patients.
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brother-emperors · 1 year
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like, I'm old school web comic culture, I like handmade zines that are stapled, I just want to make comics and tell stories and the ranking system of the popular webcomic sites exhaust me to my core, which is why I like tumblr. I want to draw sulla wound fingering crassus and not think about the metrics.
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quasistarjudgement · 1 month
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I have GOT to get out of this country oh my GOD
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pendraegon · 1 year
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getting school emails during summer break is so evil like. begone dragon i will vanquish you in the autumn
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I would love to not be broke as fuck….like I have a FULL TIME JOB!!! A hard job. A job that requires (ignoring desantis on this one) a bachelors degree. A job that requires you to continually recertify and educate yourself. One where you’re consistently evaluated. Yet I still have to live with my sister and can barely make ends meet because of ridiculous rent prices. I just WANT TO BE FINANCIALLY FREE!!!!!!!!!
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britneyshakespeare · 2 months
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you know someday i'm gonna feel so good when i have my student loans paid off
that ain't gonna be soon, trust me, but i think about it
#i've been saving so much for it that i paid off over like $2k in the last 2 or 3 months#it's just thinking about how the amount of interest goes off that drives me literally crazy#and my monthly amount i owe is like just under $120#which to some people as a regular bill is more manageable than others. but as i have an irregular income#as a substitute teacher it's something that gives me a LOT of stress.#which is another reason i've been overpaying. in case something happens/i can't get a lot of work#it defers the next due date.#that way it's not urgent but yet i still *feel* it all the time#debt is a crazy kind of thing#and to think that my loans are from COMMUNITY college. two years. publicly owned#when i start taking classes again soon. i currently have enough saved that if i take like ONE class#i can pay out of pocket. and i think im only gonna take one class to start anyway#which will also help with the deferred payments#see i just fucking hate having to think practically about money like this#tales from diana#idk how ppl leave high school and go straight to live in a dorm room at a private university for four straight years#and rack up tens to hundreds of thousands of dollars in debt.#first of all that lifestyle was not accessible for me to begin with. even when paying it was such an abstract put-it-off thought#as it is for so many 18-year-olds who are told not to worry about where they apply.#but i had under $12k to repay when the student loan debt was unfrozen last fall#and it's been weighing on me soooo heavily since then. i think about it every damn day#it's like the money i make isn't even mine. it goes straight to mohela and food#keep in mind i also live w my parents & am on their health insurance so someday there'll be moooore bills!!!!
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herawell · 3 months
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b0bthebuilder35 · 11 months
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atissi · 1 year
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if you are 1) currently in a university where your student healthcare covers hormone therapy, and 2) in a good financial, emotional, and social position to start hormone therapy, i would recommend pursuing it. because in my experience, it's a huge pain in the ass to get an endocrinologist once you're on your own
#unless you live near a planned parenthood or another equivalent to that#but in general you might as well take advantage of the mandatory student health insurance while you have it#it's also cheaper than you might expect. my vials cost $40 CAD for 4 months and then the injection materials are like a couple dollars each#for me i got a therapist with the university and asked them to recommend me to one of the uni's doctors#so i got to skip some of the waitlisting process yay#and then even after getting access to hormones i went to the clinic maybe 5 or 6 times because i needed a nurse to help me with injections#all of which was 'free' because it was with the university#now that i'm graduated though i need to find a new endocrinologist and it turns out the process is WAY more complicated on your own 🤡#of course your mileage may vary depending on how based your school is but it's definitely worth checking imo 🤷#beepbeep.txt#wanted to say this because i basically didn't use the uni health services until my last year and i was like 'wow#'i'm actually getting so much shit for free right now'#like i was seeing a therapist and a dietician and the endocrinologist and a nurse simultaneously at one point#and i might've missed out on all that if i didn't have someone tell me how easy it was to get help if you ask the right questions#so there's my word of wisdom for anyone who might benefit from it.......#also going to post tips about injections later because i think that would also help people out 👍
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evildeerboy · 5 months
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cancelled hello fresh bc i can’t afford buying groceries anymore so i have to rely on my partner to buy all the groceries. very cool economy
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pikslasrce · 7 months
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im going to do it for real this time (drop out and get a job)
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hertwood · 4 months
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GIRLS WHO SURVIVED UNIVERSITY OF TORONTO GANGGGGGGGGGGG
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responding to both of these together I LOVE YOU i never got 2 finish my degree bc they refused to accommodate very reasonable disability accommodations OR give me medical leave :)))))) but when covid hit they were SUDDENLY able to give online classes to everyone :) i still deserve a i survived UoT certificate instead of a diploma at this point
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captn-lovelace · 2 months
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told my new psychiatrist that while my chart says i have adhd, i don’t know if i actually have it bc it was diagnosed by a primary care physician. after 20 minutes psych said “don’t worry you have it” 💀💀💀
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unwashedace · 2 years
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𝗖𝗪: mental health system, mental health struggles
I despise explaining to folks who have not struggled with the mental health system why it's inaccessible to get the help you need. I don't know how many times therapy has been recommended to me or a loved one like it was easy or accessible. Like we haven't begged and tried already.
While having a public mental breakdown in 2016/17 I was basically on my knees pleading to be put on a waiting list or to be seen by someone with a sliding-scale system with an already overwhelmed therapist and/or counsellor.
Therapy is expensive. I am doing an intake tomorrow & it's nearly $200 I can't afford. And they want me to sign a contract saying I can't leave them without TWO exit interviews that I again have to pay for. The insurance I get through my school is... pennies. I had a panic attack today because I know I need help so that I don't slide back to where I was 7 years ago.
Just stop telling people to go get therapy like it's a kookie catchphrase. It's unhelpful. It's really hard to find a therapist who is taking patients. It's hard to find a therapist who specializes in your needs. It's hard to find a therapist who takes your insurance. I only got to finally see a therapist in 2016 after I finally was taken to the hospital.
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h0neyfreak · 3 months
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