#Tax Services In New-york

[cpataxbh]

Step-by-Step Guide for Ecommerce Business Accounting and Bookkeeping

In the age of digitalization, the business world has undergone a dramatic transformation due to the rise of ecommerce. If you're an ecommerce-based business owner, you're likely aware of the many possibilities and challenges of operating in this booming business. When you're building and expanding the online shop, it's essential to pay attention to the financial aspects that your company operates on. Proper Financial Management and Bookkeeping are essential to ensure the financial stability of your ecommerce company. In this complete guide, we'll take you through how to manage your ecommerce company's bookkeeping and bookkeeping efficiently.

1. Find a Certified Tax Accountant near Me

One of the most essential steps to manage your ecommerce business's financials is to locate a qualified tax accountant close to your location. If you're located in Columbus, you can look to find Tax Bookkeeping near Me in Columbus or Accountant near Me for Taxes in Columbus. A Qualified Tax Accountant in Columbus has the knowledge and experience to help you navigate the maze of tax laws and offer you important information to maximize your tax return.

2. Choose a Tax Accountant in Columbus

After you've identified candidates, you must assess their credentials and experiences. Choose a Tax Professional in Columbus that specializes in working with businesses that sell products online. They must be knowledgeable about the tax laws for ecommerce businesses, which are often complex due to the wide variety of tax rules and transactions that apply to online companies.

3. Tax Specialists near Me in Chicago

If you're in Chicago and searching for tax experts, doing an online search for Tax Specialists near Me in Chicago will lead you to experts who know the specific tax issues faced by companies that operate online in Chicago.

4. Business Tax Service in Chicago

Assessing the offerings of tax experts and Accounting Firms in Chicago is vital. Look for professionals who offer complete Business Tax Solutions to simplify the process and assure your business is tax-compliant.

5. Premier Tax Service in Phoenix

In Phoenix, searching for high-quality tax services will make a massive difference to your ecommerce’s financial management. A Professional Tax Service That Is Top of the Line Located in Phoenix has the expertise and experience needed to ensure that your business grows and maintains excellent financial condition.

6. Tax Bookkeeping Services in Phoenix

The financial success of your ecommerce business is directly linked to effective bookkeeping. Look up Tax Bookkeeping Services in Phoenix to locate professionals who can assist you with maintaining accurate financial records and ensure that you're prepared for tax time.

Critical Steps in Ecommerce Business Accounting and Bookkeeping

Once you've found the right experts to assist you, let's look at the most important steps for implementing effective online company bookkeeping as well as bookkeeping:

1. Set up a Separate Business Bank Account

The separation of your business and personal financials is crucial to ensure financial clearness. Create a business bank account to support your company's ecommerce. This will make it easier to track income expenses, as well as any other transactions in financial terms, which makes it simpler to determine the tax liabilities of your business.

2. Track All Income and Expenses

A consistent and precise recording of your income and expenses is vital. This is not just about the sales but also charges, shipping costs, advertising costs, and other costs that are associated with running an online business. Make use of An Accounting System or employ a professional to make sure that nothing falls between the gaps.

3. Monitor Sales Tax

Ecommerce businesses usually have complicated sales tax requirements. Local and state governments have tax rates that differ and regulations. A Certified Tax Accountant in Columbus or Chicago can help you navigate the rules to avoid penalties.

4. Inventory Management

For ecommerce companies, managing inventory is vital. Keep precise inventory records comprising quantities, values, and prices. This will enable you to make educated decisions regarding the timing of restocking pricing and identify any issues that could arise from spoilage or theft.

5. Reconcile Bank Statements

Make sure you regularly reconcile your business bank account to make sure that each transaction is recorded accurately. This helps you identify any irregularities and helps ensure that there are no gaps in your revenue or expenses.

6. Financial Reports

Create financial reports to give your insight into your company's economic well-being. These reports contain Profits and Losses, Balance Sheets, and Cash Flow Statements. These reports are helpful to help make better business decision-making.

7. Budgeting

Make a budget for your financial tasks. A budget can help you allocate resources effectively, establish financial goals, and monitor performance. Re-evaluate and modify your budget regularly to adjust to the changing needs of your business.

8. Tax Preparation

In the area of tax preparation, an accountant or tax specialist to prepare tax returns in Columbus, Chicago, or Phoenix is a must. They'll help you get all deductions and credits while reducing your tax liabilities.

9. Record Retention

Make sure you are following the correct record-keeping guidelines because this is essential to tax compliance and audits of financial statements. Documents and financial information should be kept for the minimum amount of time by the regulations applicable.

10. Seek Professional Guidance

When you expand, your Company's Ecommerce Operation expands, and your need for financial assistance becomes more complex. Do not hesitate to seek out professional advice. If you need help structuring your company, Tax Planning, Or Financial Strategies, having a team of knowledgeable tax experts nearby will ensure the growth and growth of your online business.

Conclusion

The management of bookkeeping, as well as the accounting for your company's ecommerce, is an essential aspect of ensuring financial health and success. Locating an accredited tax accountant close to your location, regardless of whether you live in Columbus, Chicago, or Phoenix, can be the first thing you do to get the support you require. Keep track of all expenditures and income, keep track of your stock, and stay current with your sales tax obligations. Utilize budgeting and financial reports to make educated decisions and prepare for tax time. With Expert Guidance and Proper Financial Management, you can ensure that your Ecommerce Company can flourish in the current competitive online marketplace.

[carcarrot]

NEW JOBBBBB

[whats-in-a-sentence]

The Institute of International Bankers in New York, of which Tony Walton was vice-chairman, had addressed the problem in an April 1991 paper submitted to the US Treasury and the Internal Revenue Service, and continued to raise the issue in meetings with Treasury and IRS staff. The institute noted:

The key issue affecting the international banks arises in the context of cross-border interbranch transactions. For example, a US branch of an international bank that has entered into an interest rate or currency swap with a customer will often enter into a cross-border interbranch swap, the terms of which mirror the terms of the swap with the customer. The US branch's counterparty in such a 'mirror' interbranch swap will often be the bank's head office or another branch responsible for managing worldwide swap risk. The result is that the US branch has hedged its position economically through the mirror interbranch swap, and the bank's head office will be in a position to hedge the bank's overall position.

However, the IRS position is that US tax law does not recognise interbranch swaps or other interbranch transactions (although many countries treat branches of American banks as separate entities). Accordingly, a US branch of an international bank that hedges its swap transactions in this way will be treated by the IRS as if it held an unhedged position for federal tax purposes, even though the US branch is fully hedged economically. As a result, the back can have US taxable income far in excess of the bank's hedged economic income depending on the movements of interest or currency exchange rates. Likewise, depending on these market factors, a bank can generate a substantial tax loss in the United States, even though the bank has economic income on its hedged transaction.

The IRS has attempted to address the cross-border interbranch transactions arising from global trading operations by offering to enter into so-called 'advance pricing agreements' . . . between the affected taxpayer, the IRS and the home country tax authority of the taxpayer.

"Westpac: The Bank That Broke the Bank" - Edna Carew

[afortunebuilder]

Learn how to effectively manage a tax audit with expert guidance from Fortune Builder LLC. Our NYC tax preparation services offer comprehensive support to ensure compliance and ease.

[batboyblog]

Things Biden and the Democrats did, this week #27

July 12-19 2024

President Biden announced the cancellation of $1.2 billion dollars worth of student loan debt. This will cancel the debt of 35,000 public service workers, such as teachers, nurses, and firefighters. This brings the total number of people who've had their student debt relived under the Biden Administration to 4.8 million or one out of every ten people with student loan debt, for a total of $168.5 billion in debt forgiven. This came after the Supreme Court threw out an earlier more wide ranging student debt relief plan forcing the administration to undertake a slower more piecemeal process for forgiving debt. President Biden announced a new plan in the spring that will hopefully be finalized by fall that will forgive an additional 30 million people's student loan debt.

President Biden announced actions to lower housing coasts, make more housing available and called on Congress to prevent rent hikes. President Biden's plan calls for landlords who raise the rent by more than 5% a year to face losing major important tax befits, the average rent has gone up by 21% since 2021. The President has also instructed the federal government, the largest land owner in the country, to examine how unused property can be used for housing. The Bureau of Land Management plans on building 15,000 affordable housing units on public land in southern Nevada, the USPS is examining 8,500 unused properties across America to be repurposed for housing, HHS is finalizing a new rule to make it easier to use federal property to house the homeless, and the Administration is calling on state, local, and tribal governments to use their own unused property for housing, which could create approximately 1.9 million units nationwide.

The Department of Transportation announced $5 billion to replace or restore major bridges across the country. The money will go to 13 significant bridges in 16 states. Some bridges are suffering from years of neglect others are nearly 100 years old and no longer fit for modern demands. Some of the projects include the I-5 bridge over the Columbia River which connects Portland Oregon to Vancouver Washington, replacing the Sagamore Bridge which connects Cape Cod to the mainland built in 1933, replacing the I- 83 South Bridge in Harrisburg, Pennsylvania, and Cape Fear Memorial Bridge Replacement Project in Wilmington, North Carolina, among others.

President Biden signed an Executive Order aimed at boosting Latino college attendance. The order established the White House Initiative on Advancing Educational Equity, Excellence, and Economic Opportunity through Hispanic-Serving Institutions. Hispanic-Serving Institutions (HSIs) are defined as colleges with 25% or above Hispanic/Latino enrollment, currently 55% of Hispanic college students are enrolled in an HSI. The initiative seeks to stream line the relationship between the federal government and HSIs to allow them to more easily take advantage of federal programs and expand their reach to better serve students and boost Hispanic enrollment nationwide.

HUD announced $325 million in grants for housing and community development in 7 cities. the cities in Tennessee, Texas, Alabama, Florida, Nevada, New York and New Jersey, have collectively pledged to develop over 6,500 new mixed-income units, including the one-for-one replacement of 2,677 severely distressed public housing units. The 7 collectively will invest $2.65 billion in additional resources within the Choice Neighborhood area – so that every $1 in HUD funds will generate $8.65 in additional resources.

President Biden took extensive new actions on immigration. On June 18th The President announced a new policy that would allow the foreign born spouses and step children of American citizens who don't have legal status to apply for it without having to leave the country, this would effect about half a million spouses and 50,000 children. This week Biden announced that people can start applying on August 19, 2024. Also in June President Biden announced an easing of Visa rules that will allow Dreamers, Americans brought to the country as children without legal status, to finally get work visas to give them legal status and a path way to citizenship. This week the Biden Administration announced a new rule to expand the federal TRIO program to cover Dreamers. TRIO is a program that aims to support low income students and those who would be the first in their families to go to college transition from high school to college, the change would support 50,000 more students each year. The Administration also plans to double the number of free immigration lawyers available to those going through immigration court.

The EPA announced $160 million in grants to support Clean U.S. Manufacturing of Steel and Other Construction Materials. The EPA estimates that the manufacturing of construction materials, such as concrete, asphalt, steel, and glass, accounts for 15% of the  annual global greenhouse gas emissions. The EPA is supporting 38 projects aimed at measuring and combatting the environmental impact of construction materials.

The US announced $203 million in humanitarian assistance for the people of Sudan. Sudan's out of control civil war has caused the largest refugee crisis in the world with 11 million Sudanese having fled their homes in the face of violence. The war is also causing the gravest food crisis in the world, with a record setting 25 million people facing acute food insecurity, and fears that nearly a million will face famine in the next months. This aid brings the total aid the US has given Sudan since September 2023 to $1.6 billion, making America the single largest donor to Sudan.

The Consumer Financial Protection Bureau put forward a new rule that would better regulate popular paycheck advance products. 2/3rds of workers are payed every two weeks or once a month and since 2020 the number of short term loans that allow employees to receive their paycheck days before it’s scheduled to hit their account has grown by 90%. the CFPB says that many of these programs are decided with employers not employees and millions of Americans are paying fees they didn't know about before signing up. The new rule would require lenders to tell costumers up front about any and all fees and charges, as well as cracking down on deceptive "tipping" options.

[robertreich]

10 Worst Things About The Trump Presidency

Donald Trump left office with the lowest approval rating of any president ever. But some people now seem to be suffering from amnesia.

Let me jog your memory. Here are 10 Worst Things About the Trump Presidency — in no particular order.

#1. Trump fueled division and sparked a record uptick in hate crimes.

#2. Murder went way up under Trump. He presided over the largest ever single-year increase in homicides in 2020. A number of factors might have contributed to that, but a big one is…

#3. Gun sales broke records under Trump, who has bragged about how he “did nothing” to restrict guns as president in spite of…

#4. Under Trump, America suffered more than 1,700 mass shootings.

#5. Trump said there were "very fine people" among the neo-Nazis in Charlottesville.

I’m halfway to ten. If you think I’m missing something big, leave it in the comments.

#6. Trump allied himself with the Proud Boys, a violent hate group who helped orchestrate the Jan 6 Capitol attack.

#7. Trump’s not wrong when he says…

TRUMP: I got rid of Roe v. Wade.

It is entirely because of Trump’s judicial appointments that 1 in 3 American women of childbearing age now lives in states with abortion bans.

#8. One of Trump’s Supreme Court justices was Brett Kavanaugh, a man accused of sexual assault by multiple women.

#9. Trump’s White House interfered in the FBI’s investigation of Brett Kavanaugh’s alleged sexual assaults.

And now: #10. Trump has been convicted of committing 34 felonies while in office. The criminally false business filings he got convicted for in New York? All of them were committed while he was president.

I’m sorry, did I say the 10 Worst Things About the Trump Presidency? I meant 15.

#11. Trump’s failed pandemic response is estimated to have led to hundreds of thousands of needless deaths. By the time Trump left office, roughly 3,000 Americans were dying of covid every day. That’s a 9/11-scale mass casualty event every single day. How did Trump screw up so badly?

#12. Trump’s White House discarded the pandemic response playbook that had been assembled by the Obama administration.

#13. Trump disbanded the National Security Council’s pandemic response team.

#14. Trump repeatedly lied about the danger of covid, saying it was no worse than the flu or that it would go away on its own.

But behind closed doors, Trump admitted he knew covid was deadly.

#15. Trump promoted fake covid cures like hydroxychloroquine and even injecting people with disinfectants.

After Trump’s “disinfectant” remarks, poison control centers received a spike in emergency calls.

That’s fifteen things. Should I keep going? Ok, I’ll keep going. The 20 Worst Things About the Trump Presidency.

#16. Trump presided over a net loss of 2.9 million American jobs — the worst recorded jobs numbers of any U.S. president in history.

#17. Trump profited off the presidency, making an estimated $160 million from foreign countries while he was president.

#18. Trump also billed the Secret Service over $1 million for the privilege of staying at his golf clubs and other properties while they protected him. That’s your money!

#19. Trump caused the longest government shutdown in U.S. history when he didn’t get funding for his border wall, which he said Mexico was going to pay for.  

#20. Under Trump, the national debt increased by about 40% — more than in any other four-year presidential term — largely because of his tax cuts for the rich and big corporations.

You didn’t really think I was stopping at 20, did you? We’re going to 25 —

#21. Trump separated more than 5,000 children from their parents at the border, with no plan to ever reunite them, putting babies in cages.

#22. The Muslim Ban. Yes, Trump really did try to ban Muslims from entering the country.

#23. Trump sparked international outrage by moving the American Embassy in Israel to Jerusalem while closing the U.S. mission to Palestine.

#24. Trump tasked his son-in-law Jared Kushner with drafting a potential Middle East “peace plan” with zero Palestinian input.

#25. And finally, Trump recognized Israel’s occupation of the Goh-lahn Heights, which is considered illegal under international law.

So there you have it, folks: The 25 Worst — Wait a minute. Wait a minute. Did I mention the impeachments? We’ve got to do the impeachments. Let’s go to 30.

#26. Trump broke the law by trying to withhold nearly $400 million of U.S. aid for Ukraine in an effort to extort a personal political favor from Ukraine’s Pres. Zelensky. Trump wanted Zelensky to interfere in the 2020 election by announcing an investigation into the Bidens. Delaying this aid to Ukraine weakened Ukraine and strengthened Russia.

#27. Trump personally attacked and ruined the careers of everyone who stood in the way of his illegal Ukraine scheme, including Ambassador Marie Yovanovitch and Lt. Colonel Alexander Vindman.

#28. To cover up the scheme, Trump ordered the White House and State Department to defy congressional subpoenas.

#29. For these reasons, on December 18, 2019, Trump became the third U.S. president to be impeached. He was charged with Abuse of Power and Obstruction of Congress.

#30. Even while he was being investigated for trying to get Ukraine to interfere in the U.S. election, Trump publicly called for China to interfere in the election.

So those are the 30 Worst Things —

I’ll go to 35.

#31. Long before Election Day, Trump started making false claims that the election would be rigged.

#32. After losing, Trump falsely claimed the election was stolen, even though his own inner circle, including his campaign manager, White House lawyers, and his own Justice Department and attorney general told him it was not.

#33. Trump kept telling his Big Lie even after more than 60 legal challenges to the election were struck down in court, many by Trump-appointed judges.

#34. Trump ordered the Department of Justice to falsely claim that the election “was corrupt.”

#35. Trump and his allies used threats to pressure state leaders in Arizona and Georgia to falsify the election results.

We may go to 40.

#36. When none of the previous schemes worked, Trump and his allies produced fake electoral votes cast by fake electors in multiple swing states. His former White House chief of staff and Rudy Giuliani are among the many members of his inner circle who have been criminally indicted for this scheme.

#37. Trump tried to bully Vice President Pence into obstructing the certification of the election.

#38. Trump invited a mob to the Capitol on Jan 6 with his “be there, will be wild” tweet.

#39. Sworn testimony alleges that when Trump was warned that members of the crowd were carrying deadly weapons, he ordered security metal detectors to be taken down.

#40. Knowing the crowd had deadly weapons, he ordered them to go to the Capitol and…

TRUMP: …fight like hell.

#41 — Yes, yes, I know, bear with me.

Trump betrayed his oath to defend the nation by doing nothing to stop the Jan 6 violence. Instead, according to witness testimony, he sat and watched TV for hours.

#42. On January 13, 2021, Trump became the only president ever to be impeached twice. This time he was charged with incitement of insurrection. It was a bipartisan vote.

#43. The majority of senators — 57 out of 100 — voted to convict Trump, including 7 Republican senators.

So that’s the two impeachments and the Big Lie, but wait, we haven’t dealt with Russia, right? So we’re going to 50.

#44. In a likely obstruction of justice, Trump pressured then FBI Director James Comey to stop the FBI’s investigation into Trump’s National Security Adviser, Michael Flynn. This was documented in the Mueller report.

#45. When Comey didn’t bend to Trump’s will, Trump fired him.

#46. Trump tried to shut down the Mueller investigation by ordering White House Counsel Don McGann to fire Mueller. McGann refused because that would be criminal obstruction of justice.

#47. When news got out that Trump tried to fire Mueller, Trump repeatedly told McGann to lie — to Mueller, to press, to public — and even create a false document to conceal Trump’s attempt to fire Mueller.

#48. Trump ordered his staff not to turn over emails showing Don Jr. had set up a meeting at Trump Tower before the 2016 election with representatives of the Russian government.

#49. Trump convinced Michael Cohen to lie to Congress about Trump’s plans to build a Trump Tower in Moscow, and Cohen served prison time for lying to Congress.

#50. Trump was not charged for criminal obstruction of justice because it’s the Justice Department’s policy not to indict a sitting president, but more than a thousand former federal prosecutors who served under both Republicans and Democrats, signed a letter declaring there was more than enough evidence to prosecute Trump.

So those are the 50 Worst Things About the Trump Presidency. Now I could go on…

And I will! The 75 Worst Things About the Trump Presidency.

#51. Trump said he’d hire only the best people, but…

His campaign chair was convicted of multiple crimes.

So was one of his closest associates.

His deputy campaign chair pleaded guilty to crimes.

So did his personal lawyer

His National Security Adviser

The Chief Financial Officer of his business

A campaign foreign policy adviser

And one of his campaign fundraisers.

They all committed crimes, and Trump pardoned most of them.

#52. Trump said he’d drain the Washington swamp. But he appointed more billionaires, CEOs, and Wall Street moguls to his administration than any administration in history

#53. Trump intervened to get his son-in-law, Jared Kushner top-secret clearance after he was denied over concerns about foreign influence.

#54. Trump hosted a Russian Foreign Minister to the Oval Office, where Trump revealed top-secret intelligence.

Oh, and Trump’s economic policies!

#55 Trump promised that the average American family would see a $4,000 pay raise because of his tax cuts for the wealthy and big corporations. How’d that work out? Did you get a $4,000 raise? Of course not! Nobody did!

#56. Trump vowed to protect American jobs, but offshoring increased and manufacturing fell.

#57. Trump said he would fix America’s infrastructure, but it never happened. He announced so many failed “infrastructure weeks” they became a running joke.

#58. Trump said he would be “the voice” of American workers, but he filled the National Labor Relations Board with anti-union flacks who made it harder for workers to unionize.

#59. Trump’s Labor Department made it easier for bosses to get out of paying workers overtime, which cheated 8 million workers of extra pay.

#60. Trump repeatedly suggested he might serve more than two terms in violation of the Constitution — and continues to do so.

#61. Trump called Haiti and African nations “shithole” countries.

#62. Trump tried to terminate DACA, which protects immigrants brought to the U.S. as children. Luckily this was struck down by the courts.

#63. Trump called climate change a “hoax.”

#64. Trump pulled out of the Paris Climate Agreement.

#65. Trump rolled back more than 100 environmental protections.

#66. Every budget Trump proposed included cuts to Social Security and Medicare.

#67. Trump tried (and failed) to repeal the Affordable Care Act, which would have resulted in 20 million Americans losing insurance. And striking down the ACA’s protections for the roughly 130 million people with pre-existing conditions could have driven up their insurance premiums or led to a loss of coverage.

#68. Trump made it easier for employers to remove birth control coverage from insurance plans.

#69. By the end of Trump’s term, the number of people lacking health insurance had risen by 3 million.

#70. Trump lied. Constantly. He made 30,573 false or misleading claims while president — an average of 21 a day, according to Washington Post fact-checkers.

#71. Trump allegedly took hundreds of classified documents on his way out of the White House, reportedly including nuclear secrets, which he then left unsecured in various parts of Mar-a-Lago, including a bathroom. He was even caught on tape showing them off to people.

#72. Trump seriously discussed the idea of nuking a hurricane.

#73. When Hurricane Maria hit Puerto Rico, Trump delayed $20 billion of aid and allowed Puerto Rico to be without power for 181 days.

#74. Trump suggested withholding federal aid for California wildfire recovery and said the solution was to “clean” the “floors” of the forest.

#75. Trump pulled out of the Iran deal, placing Iran on a path to developing nuclear weapons.

Honestly, there’s so much more, from exchanging “love letters” with North Korea’s brutal dictator to publicly denigrating a Gold Star military widow and making her cry, to the way he attacked journalists, to late night tweet binges.

Look, I can understand why a lot of people want to block all of this out of their memories. But we cannot afford to forget just how terrible Trump’s time in the White House was for this nation.

And we sure as hell can’t afford to put him back there.

[sytoran]

𝐁𝐑𝐄𝐀𝐊 𝐓𝐇𝐄 𝐑𝐔𝐋𝐄𝐒 | n.romanoff

you visit the strip club downtown with your co-workers to let off some steam, but it seems like you've caught the eye of none other than the 'black widow'.

🖤 pairing: sub!stripper!natasha x fem!cop!reader

🖤 word count: 3145

🖤 note: SMUT (18+), this one been marinating in my drafts like im preserving wine

main m.list | AO3

You don’t know why you let your co-workers drag you to a strip club on a Friday night, but you’re sure as hell not complaining.

There are plenty of women, everywhere. Women in bikinis, women in stockings, women in thigh garters. You're in wonderland, honestly.

Hey, cops needed to let off some steam too, okay?

The cheers and hoots surround your table as Carol gets a lap dance by a brunette stripper. The blonde woman is blushing – you didn’t know she could do that – but she’s having the time of her life.

As Carol slides a bill between the stripper's tits with no lack of embarrassment, you laugh and get up to go get another drink.

It wasn't an overly rare occasion for you to be letting loose, but it was infrequent enough that your co-workers quite physically hauled you to this adult entertainment facility after a particularly taxing case.

ULTRAVIOLET was the most popular strip club in Queens, New York City. They served both men and women, with sparkling reviews about customer service and atmospheric aesthetics.

Carol, Valkyrie, and Maria would simply not shut up about the 'Black Widow', who was supposedly the sexiest, most stunning stripper any of them had ever laid their eyes on.

"She fuckin' looked at me in the eye," Valkyrie had moaned on a Monday morning, speaking of this stripper they so revered. "I can't look at anyone the same no more." 

You were about to make a quick-witted retort about Valkyrie’s dramatization of mere eye contact, but Maria had only nodded solemnly in agreement and you had to admit you didn’t take Maria’s judgment lightly.

Aside from the talk about the Black Widow, you were hit with the novelty of the strip club once you stepped foot within.

As the Commanding Officer of the New York City Police Department, 104th Precinct, the boundless freeness of this place was quite a sight to behold. What with the heavy music, and the beer-tinged scent of the air, and nude women – the sensory overload did wonders to take your mind off work.

"You here alone?"

You spin on the barstool at the sound of a sultry voice. You have to physically stop your jaw from dropping to the floor at the sight of a breathtakingly gorgeous woman.

Scantily clad in matching sequined undergarments and fishnet stockings, stands a redheaded woman leaning against the bar counter, looking at you with magnificent green eyes.

"I'm not alone- I mean, not in that way, because I'm just here with friends. Well, co-workers, but they're my friends as well-"

Splendid job, Deputy Inspector Y/N L/N, you say internally. You can look in the eye of murderers and terrorists, but one look at a pretty woman and you're fuckin' gone.

"You're cute," the lady interrupts with a small tilt of her head, saving you from digging your own grave further.

You swallow harshly, feeling her manicured nails trace the curvature of your bicep. 

"Just cute?" you ask, trying not to sound too hopeful. Her fingers move down to the collar of your white shirt, fiddling with the fabric. Call it stupidity, but you feel the urge to reciprocate the contact. You move your hands to her hips.

The lady smirks. "Hm, maybe not just cute. But I think you need to show me." 

The redhead hasn't broken eye-contact all the while. Your eyes feel like they're burning. You slide your left hand down to the hem of her panties, and tug slightly. When her panties snap against her skin, she jolts with the impact.

You smirk with victory, pulling her in by her waist so your mouth is pressed against her skin. "I'll show you," you murmur, kissing the warm with a fervour you didn't know you possessed. 

The woman's breath hitches and she pulls your head closer. You accept the invitation, beginning to leave a hickey on the sensitive spot of her neck.

After a few moments of your concentrated work on her neck, the woman finally lets out a sigh-turned-moan of pleasure, and you nearly pass out from how sexy it is.

She tugs your head away and pulls you in by the collar for a kiss. Your eyelids flutter close.

Your quavering breaths meet in a frantic harmony, and you want to explore her mouth, but she ends it as quickly as it begins.

"What's your name?" the redhead asks, warm breath on your lips. "Y/N," you say hoarsely, trying and failing not to sound like you were left high and dry. 

You slide your hands to the bare skin of her torso, silently delighting in the way it raises goosebumps. You need to get more of her, feel more of her. "Do I get to know your name?" you ask.

The lights in the strip club suddenly dim, and the music takes on a far more sensual tone. 

The woman slides out of your grasp like sand falling through your fingertips, and you're left with the ghost of her burning embrace. Your question remains unanswered.

"Let's give it up for our next dancer," the bar owner says into his mic, and the noise dramatically fades away. "The Black Widow!"

Blue and violet lights dance in your vision as the woman who had kissed you just moments before, approaches the stage, hips swaying in time to the music. 

Your eyes narrow, and you down the bourbon in one shot. You'd need it.

When the beat drops, The Black Widow throws her head back and she begins to move.

God, it's criminally sensual, the way she danced, unlike anything you'd ever seen before. You couldn't put into words the allure she possessed.

The redheaded woman runs a hand over her own skin, dipping into every curve, as the music crescendos, and you know you're not the only patron with their heart thrumming in their chest.

When she begins twirling on the pole, you see men clearing out a month's paycheck for this divine woman, and honestly? You don't blame them.

Money gets flung onto the stage and catcalls get yelled as perhaps the most erotic scene unfolds before your very eyes.

When The Black Widow lifts up a thigh to show off her tight stockings, you're unable to hold back any longer, drawn to the stage like a moth to a flame.

Sitting back down into your original seat, leaving the empty glass of bourbon behind, all else fades away. Your world stumbles on its axis as the woman makes her way over to you, running a hand through her luscious locks of hair.

Your mouth dries up as The Black Widow turns around in front of you and fully bends over, exposing the delicious curve of her ass. You sink back into your seat, bringing two fingers to your lips in silent contemplation. Internally, you're fighting the goddamned World War II with your libido.

She's still swaying in beat to the music, and spins around as the sound of a saxophone starts playing. The last thing you see is a playful wink from the gorgeous woman before an ample asset of tits covers your vision.

Fuck, you're not going to survive.

Your nose quite literally gets buried between her tits as the woman climbs onto you. You would pay to see your co-workers' faces right now. How would you ever face them at work again?

“Get it, Y/N!” you hear Maria call in the distance, and a shrill whistle follows. 

You smirk against the pair of tits in your face, inhaling the scent of her perfume, and her sweat, and simlply her. You let the stripper work her magic.

After a few more minutes of your paradise, she pulls away, skin flushed. 

You regard her with a darkened gaze, pulling out your wallet. You stuff a bill in the side of her thong, making sure to snap the fabric in the same spot as you had previously.

The woman's face flickers in recognition. She shakes her head, then dips her head down to whisper in your ear.

"11pm. Room 8. Private session. Don't be late."

Like it was planned, the music comes to an end. The redhead doesn't wait for your response before she gets off your lap, raising her arm in acknowledgement of the roaring cheers. Her hips sway as she walks away from you, and you don’t even pretend that your eyes are glued to her curves.

Money gets thrown onto the stage once again, all in hopes of earning a fraction of what you had just experienced. 

"Holy shit, Y/N, what was that?" Carol yells at you over the noise, slapping your back. You shrug plainly with a stupid smug smirk as Valkyrie whines in jealousy. 

Oh, you were so fucking ready for 11pm.

.

"A private, fuckin' session for Deputy Inspector Y/N fucking L/N. Who would'a thought," Carol slurs, banging a shot glass onto the round table.

You roll your eyes at Carol's dramatization. It wasn't as if your status as Commanding Officer steered women away from you – in fact, some of them were quite into it.

But for your prevalently horny friends who had women over just about every week, you were considered starved of sweet pussy and were in dire need of quenching that thirst.

So when you broke the news that the most sought-after stripper in the most famous strip club in Queens, had just offered you a private session, lo and behold the chaos that ensued.

"Shit, girl, I would get down on my knees for that lady. You are one lucky bastard," Valkyrie adds in, ruffling your hair as you grumble. 

"You'd get down on your knees for any woman, actually," Maria says, the usually composed woman more laid back in the environment of the strip club. Or maybe it was the alcohol.

Valkyrie lets out an aggrieved noise, sitting up to whack Maria's arm, but in her drunken state she misses and slaps Carol's drink out of her hands. 

"Oi!" The blonde cries out indignantly, looking at the drink that had splattered onto her clothing. 

Carol grabs Maria's martini out of her hands and throws it at Valkyrie in retaliation.

Before you know it, your three idiot friends have gotten temporarily suspended from the strip club for 'causing a ruckus'.

Just like that, and the clock ticks down to eleven o’clock.

.

It’s 11pm, and you're overly aware of your police badge at your belt and your gun in your holster.

Or at least, you were, until Natasha swung one leg across your lap and sat herself down with an unspoken grace, effectively sitting on your lap. In the privacy of the enclosed room, you unashamedly stare down at her cleavage, eyes several hues darker than they were before.

“See something you like?” Natasha asks breathily, running her hands over her full breasts, pushing them up to elicit a reaction from you.

The moving lights in the dark room cast shadows, and when you back look up with a sinful smirk and half-lidded eyes, Natasha swears she feels herself get wet.

All the air in your lungs dissipates when Natasha begins grinding on your thigh in beat to the music, hips moving skilfully in the sexiest fashion imaginable. 

Fuck, this woman was going to be your demise.

Your hands feel like they’re on fire as you watch her put on a show, simply aching to move and touch. Natasha trails her fingertips down your tensed arms, running over the curve of your biceps. She smirks at the goosebumps it raises, her hands dwelling to the edge of your pants.

Your breath catches as her fingers find the outline of your police badge tucked underneath your shirt. The Black Widow looks up at you, expression a no-tell. “You on duty?”

“Nope.”

“Is that why you’ve got a gun in your belt?”

“Nah, that one’s just for pretty girls like you,” you respond slowly, hands tentatively going to rest on her thighs. When the smirk reappears on the stripper's face, you relax and let your shoulders untense.

“If you say so, officer,” she comments huskily, leaning forward to nip at your earlobe. The shiver runs through your bones. 

You’re about to counter with a quick retort of your own before Natasha begins grinding on that bulge in your pants, treating your gun like it was a strap.

“Shit,” you say breathlessly, hands burning at being unable to touch. Behind your back, your nails were digging into your palms so hard you swore you had already drawn blood.

Fuck, it was torture. 

Her pretty moans and breathy whines ring in your ears as she moves her hips roughly, a torment to your demise.

After a while, you come to the realisation that you can feel how wet Natasha is through her undergarments, soaked from having just dry-humped your thigh.

“Fuck me,” she says, and your throat dries up. “What?” you ask, dazedly, still staring at her bouncing tits in front of your face.

“I said, fuck me,” Natasha repeats, head tilting to the side, halting all her movements so you would look at her.

You splutter. “But the sign said–”

“What can I say, officer, you wanna make me break the rules.”

That’s all the confirmation you need before your hands can finally touch her, finally, meeting and warm skin and sweat droplets and everything you’d ever wanted. 

You let out a huff of amusement as Natasha wraps her pretty lips around your fingers and sucks, making lewd noises with her tongue. Your ears burn, now, having been tainted with the beautiful symphony of this woman’s pleasure.

“You’re very naughty,” you comment, your other hand slipping under her top to reach her full breasts. Palming at the mounds in your hand, you face moves to the bare skin of her collarbone and begin kissing it.

“Don’t make marks,” Natasha says breathlessly, when you let your teeth nick the soft skin there, and there’s a pit of desire in your stomach that growls in frustration, but you know you have to respect her wishes and instead move your mouth down to her chest.

Natasha doesn’t remember when you slipped off her bra, but she isn’t complaining about your haste and instead throws her head back when your mouth latches onto her breasts.

“Mhm, that feels good,” she moans, weaving her fingers through your hair and scratching at your scalp. You hum in acknowledgement against her flushed skin, your tongue paying special attention to her hardened buds.

When both your hands move to the underside of her thighs and lift her up, Natasha lets out an embarrassing squeak at the sudden change of position. But as you lay her down on the sofa with your body weight pressing into hers, those whimpers turn into filthy moans.

You stall for a moment, hovering above her with your silver necklace dangling right above her face. She looks so pretty like this, her hair all splayed out, the sheen of sweat on her skin making her look tantalizing.

Natasha catches your swinging necklace between her teeth, winking seductively at you, and you’re snapped out of your moment, a laugh taking over.

“Have I told you that you’re incredibly bad?” you say, in between kisses scattered between her breasts, down her sternum and to her stomach. 

“You- you have,” Natasha replies with some difficulty, as your kisses get lower and lower. “Maybe you should punish me for it, officer;” 

She shuts up when you slowly spread open her thighs, revealing the dripping heat that is Natasha’s cunt. You maintain eye contact with her as you lower your mouth to her pussy, her lust-filled stare making your head spin.

When your tongue meets her cunt, it was game over.

“Fuck,” Natasha moans, already unable to continue looking at you in the eye, hands moving to grip the cushion of the sofa. Her thighs clamp around your head, and you’re suffocating, but in a way that feels so good you could die in bliss.

You lap at her dripping cunt like you were starving, like you would die without it. Natasha’s moans get louder. You move your mouth in rocking motions, pushing your tongue further in with each thrust. 

“More,” she gasps out, and you quicken your pace, fingertips digging bruises into her plush thighs. In retrospect, you don’t remember how long you stay there, ravenously eating her out like your life depended on it. 

When you feel her breathing get faster and more shallow, breathy little whines that get louder and louder, and you know she’s about to cum.

Instead of gently bringing her to a high, you internally say fuck it and decide that if this was the one chance you had, with the most sought-after stripper in Queens, you were going to make it an unforgettable one.

You move your mouth up to wrap your lips around her swollen, throbbing clit, and you suck on it, hard. In tandem with that, you easily slide two fingers in, curling them inside her to hit that sweet spot. Natasha positively screams, and you swear it’s the most beautiful sound you’ve ever heard.

Her orgasm floods the lower half of your face and your fingers, and the little mewls of your name Natasha lets out as she comes down from her high is one you’d always remember.

Finally, you emerge from between Natasha’s thighs. Slowly, you kiss up her stomach and her breasts, up the way you came down from, and you meet Natasha’s blissed out face.

You take a moment to take in her tousled hair, her swollen kissable-pink lips, her smudged makeup, her shallow gasps for air, and the pure lust in her eyes.

Just like that, and another jolt of arousal hits you. Before you can act on it, Natasha pulls you into a messy kiss, hot and sweaty.

“You look so fucking good-” Natasha says in between the frantic meeting of your mouths. “With my cum all over your jaw.” 

You bite back a growl at her words, wanting to let her know just how exactly good you can make her cum. Natasha catches your hand that slides down to her wet cunt, before bringing it up and placing a kiss on your fingertips. “Our time is up,” she whispers, nodding to the clock behind you that now reads 11.31pm. “One private session lasts 30 minutes.”

This woman was going to be the death of you.

You turn back to The Black Widow with dilated pupils, slowly reaching into your pocket for that leather Saint Laurent wallet, and the ghost of a smirk on your lips.

In the wee hours of twilight the next day, you leave the strip club with your wallet emptied, a searing cramp in your hand, and the memory of an unforgettable woman whose real name you hadn’t even known.

Boy, you had one hell of a story to tell your friends. 

i think i'm not gonna taglists anymore, sorry yall. there's just so many usernames and i have to constantly update it :(

main m.list | AO3

[enlaivenacce]

Figure out your sales tax with the help of Enlaiven Accounting's seasoned professionals. We proudly provide ongoing assistance for New York organizations. Get a quote online!

[mostlysignssomeportents]

Surveillance pricing

THIS WEEKEND (June 7–9), I'm in AMHERST, NEW YORK to keynote the 25th Annual Media Ecology Association Convention and accept the Neil Postman Award for Career Achievement in Public Intellectual Activity.

Correction, 7 June 2024: The initial version of this article erroneously described Jeffrey Roper as the founder of ATPCO. He benefited from ATPCO, but did not co-found it. The initial version of this article called ATPCO "an illegal airline price-fixing service"; while ATPCO provides information that the airlines use to set prices, it does not set prices itself, and while the DOJ investigated the company, they did not pursue a judgment declaring the service to be illegal. I regret the error.

Noted anti-capitalist agitator Adam Smith had it right: "People of the same trade seldom meet together, even for merriment and diversion, but the conversation ends in a conspiracy against the public, or in some contrivance to raise prices."

Despite being a raving commie loon, Smith's observation was so undeniably true that regulators, policymakers, and economists couldn't help but acknowledge that it was true. The trustbusting era was defined by this idea: if we let the number of companies in a sector get too small, or if we let one or a few companies get too big, they'll eventually start to rig prices.

What's more, once an industry contracts corporate gigantism, it will become too big to jail, able to outspend and overpower the regulators charged with reining in its cheating. Anyone who believes Smith's self-evident maxim had to accept its conclusion: that companies had to be kept smaller than the state that regulated them. This wasn't about "punishing bigness" – it was the necessary precondition for a functioning market economy.

We kept companies small for the same reason that we limited the height of skyscrapers: not because we opposed height, or failed to appreciate the value of a really good penthouse view – rather, to keep the building from falling over and wrecking all the adjacent buildings and the lives of the people inside them.

Starting in the neoliberal era – Carter, then Reagan – we changed our tune. We liked big business. A business that got big was doing something right. It was perverse to shut down our best companies. Instead, we'd simply ban big companies from rigging prices. This was called the "consumer welfare" theory of antitrust. It was a total failure.

40 years later, nearly every industry is dominated by a handful of companies, and these companies price-gouge us with abandon. Worse, they use their gigantic ripoff winnings to fill war-chests that fund the corruption of democracy, capturing regulators so that they can rip us off even more, while ignoring labor, privacy and environmental law and ducking taxes.

It turns out that keeping gigantic, opaque, complex corporations honest is really hard. They have so many ways to shuffle money around that it's nearly impossible to figure out what they're doing. Digitalization makes things a million times worse, because computers allow businesses to alter their processes so they operate differently for every customer, and even for every interaction.

This is Dieselgate times a billion: VW rigged its cars to detect when they were undergoing emissions testing and switch to a less polluting, more compliant mode. But when they were on the open road, they spewed lethal quantities of toxic gas, killing people by the thousands. Computers don't make corporate leaders more evil, but they let evil corporate leaders execute far more complex and nefarious plans. Digitalization is a corporate moral hazard, making it just too easy and tempting to rig the game.

That's why Toyota, the largest car-maker in the world, just did Dieselgate again, more than a decade later. Digitalization is a temptation no giant company can resist:

https://www.bbc.com/news/articles/c1wwj1p2wdyo

For forty years, pro-monopoly cheerleaders insisted that we could allow companies to grow to unimaginable scale and still prevent cheating. They passed rules banning companies from explicitly forming agreements to rig prices. About ten seconds later, new middlemen popped up offering "information brokerages" that helped companies rig prices without talking to one another.

Take Agri Stats: the country's hyperconcentrated meatpacking industry pays Agri Stats to "consult on prices." They provide Agri Stats with a list of their prices, and then Agri Stats suggests changes based on its analysis. What does that analysis consist of? Comparing the company's prices to its competitors, who are also Agri Stats customers:

https://pluralistic.net/2023/10/04/dont-let-your-meat-loaf/#meaty-beaty-big-and-bouncy

In other words, Agri Stats finds the highest price for each product in the sector, then "advises" all the companies with lower prices to raise their prices to the "competitive" level, creating a one-way ratchet that sends the price of food higher and higher.

More and more sectors have an Agri Stats, and digitalization has made this price-gouging system faster, more efficient, and accessible to sectors with less concentration. Landlords, for example, have tapped into Realpage, a "data broker" that the same thing to your rent that Agri Stats does to meat prices. Realpage requires the landlords who sign up for its service to accept its "recommendations" on minimum rents, ensuring that prices only go up:

https://popular.info/p/feds-raid-corporate-landlord-escalating

Writing for The American Prospect, Luke Goldstein lays out the many ways in which these digital intermediaries have supercharged the business of price-rigging:

https://prospect.org/economy/2024-06-05-three-algorithms-in-a-room/

Goldstein identifies a kind of patient zero for this ripoff epidemic: Jeffrey Roper, a former Alaska Air exec who benefited from a service that helps airlines set prices. ATPCO was investigated by the DOJ in the 1990s, but the enforcers lost their nerve and settled with the company, which agreed to apply some ornamental fig-leafs to its collusion-machine. Even those cosmetic changes were seemingly a bridge too far Roper, who left the US.

But he came back to serve as Realpage's "principal scientist" – the architect of a nationwide scheme to make rental housing vastly more expensive. For Roper, the barrier to low rents was empathy: landlords felt stirrings of shame when they made shelter unaffordable to working people. Roper called these people "idiots" who sentimentality "costs the whole system."

Sticking a rent-gouging computer between landlords and the people whose lives they ruin is a classic "accountability sink," as described in Dan Davies' new book "The Unaccountability Machine: Why Big Systems Make Terrible Decisions – and How The World Lost its Mind":

https://profilebooks.com/work/the-unaccountability-machine/

It's a form of "empiricism washing": if computers are working in the abstract realm of pure numbers, they're just moving the objective facts of the quantitative realm into the squishy, imperfect qualitative world. Davies' interview on Trashfuture is excellent:

https://trashfuturepodcast.podbean.com/e/fire-sale-at-the-accountability-store-feat-dan-davies/

To rig prices, an industry has to solve three problems: the problem of coming to an agreement to fix prices (economists call this "the collective action problem"); the problem of coming up with a price; and the problem of actually changing prices from moment to moment. This is the ripoff triangle, and like a triangle, it has many stable configurations.

The more concentrated an industry is, the easier it is to decide to rig prices. But if the industry has the benefit of digitalization, it can swap the flexibility and speed of computers for the low collective action costs from concentration. For example, grocers that switch to e-ink shelf tags can make instantaneous price-changes, meaning that every price change is less consequential – if sales fall off after a price-hike, the company can lower them again at the press of a button. That means they can collude less explicitly but still raise prices:

https://pluralistic.net/2024/03/26/glitchbread/#electronic-shelf-tags

My name for this digital flexibility is "twiddling." Businesses with digital back-ends can alter their "business logic" from second to second, and present different prices, payouts, rankings and other key parts of the deal to every supplier or customer they interact with:

https://pluralistic.net/2023/02/19/twiddler/

Not only does twiddling make it easier to rip off suppliers, workers and customers, it also makes these crimes harder to detect. Twiddling made Dieselgate possible, and it also underpinned "Greyball," Uber's secret strategy of refusing to send cars to pick up transportation regulators who would then be able to see firsthand how many laws the company was violating:

https://www.nytimes.com/2017/03/03/technology/uber-greyball-program-evade-authorities.html

Twiddling is so easy that it has brought price-fixing to smaller companies and less concentrated sectors, though the biggest companies still commit crimes on a scale that put these bit-players to shame. In The Prospect, David Dayen investigates the "personalized pricing" ripoff that has turned every transaction into a potential crime-scene:

https://prospect.org/economy/2024-06-04-one-person-one-price/

"Personalized pricing" is the idea that everything you buy should be priced based on analysis of commercial surveillance data that predicts the maximum amount you are willing to pay.

Proponents of this idea – like Harvard's Pricing Lab with its "Billion Prices Project" – insist that this isn't a way to rip you off. Instead, it lets companies lower prices for people who have less ability to pay:

https://thebillionpricesproject.com/

This kind of weaponized credulity is totally on-brand for the pro-monopoly revolution. It's the same wishful thinking that led regulators to encourage monopolies while insisting that it would be possible to prevent "bad" monopolies from raising prices. And, as with monopolies, "personalized pricing" leads to an overall increase in prices. In econspeak, it is a "transfer of wealth from consumer to the seller."

"Personalized pricing" is one of those cuddly euphemisms that should make the hair on the back of your neck stand up. A more apt name for this practice is surveillance pricing, because the "personalization" depends on the vast underground empire of nonconsensual data-harvesting, a gnarly hairball of ad-tech companies, data-brokers, and digital devices with built-in surveillance, from smart speakers to cars:

https://pluralistic.net/2024/03/12/market-failure/#car-wars

Much of this surveillance would be impractical, because no one wants their car, printer, speaker, watch, phone, or insulin-pump to spy on them. The flexibility of digital computers means that users always have the technical ability to change how these gadgets work, so they no longer spy on their users. But an explosion of IP law has made this kind of modification illegal:

https://locusmag.com/2020/09/cory-doctorow-ip/

This is why apps are ground zero for surveillance pricing. The web is an open platform, and web-browsers are legal to modify. The majority of web users have installed ad-blockers that interfere with the surveillance that makes surveillance pricing possible:

https://doc.searls.com/2023/11/11/how-is-the-worlds-biggest-boycott-doing/

But apps are a closed platform, and reverse-engineering and modifying an app is a literal felony – several felonies, in fact. An app is just a web-page skinned with enough IP to make it a felony to modify it to protect your consumer, privacy or labor rights:

https://pluralistic.net/2024/05/07/treacherous-computing/#rewilding-the-internet

(Google is leading a charge to turn the web into the kind of enshittifier's paradise that apps represent, blocking the use of privacy plugins and proposing changes to browser architecture that would allow them to felonize modifying a browser without permission:)

https://pluralistic.net/2023/08/02/self-incrimination/#wei-bai-bai

Apps are a twiddler's playground. Not only can they "customize" every interaction you have with them, but they can block you (or researchers seeking to help you) from recording and analyzing the app's activities. Worse: digital transactions are intimate, contained to the palm of your hand. The grocer whose e-ink shelf-tags flicker and reprice their offerings every few seconds can be collectively observed by people who are in the same place and can start a conversation about, say, whether to come back that night a throw a brick through the store's window to express their displeasure. A digital transaction is a lonely thing, atomized and intrinsically shielded from a public response.

That shielding is hugely important. The public hates surveillance pricing. Time and again, through all of American history, there have been massive and consequential revolts against the idea that every price should be different for every buyer. The Interstate Commerce Commission was founded after Grangers rose up against the rail companies' use of "personalized pricing" to gouge farmers.

Companies know this, which is why surveillance pricing happens in secret. Over and over, every day, you are being gouged through surveillance pricing. The sellers you interact with won't tell you about it, so to root out this practice, we have to look at the B2B sales-pitches from the companies that sell twiddling tools.

One of these companies is Plexure, partly owned by McDonald's, which provides the surveillance-pricing back-ends for McD's, Ikea, 7-Eleven, White Castle and others – basically, any time a company gives you a hard-sell to order via its apps rather than its storefronts or its website, you should assume you're getting twiddled, hard.

These companies use the enshittification playbook to trap you into using their apps. First, they offer discounts to customers who order through their apps – then, once the customers are fully committed to shopping via app, they introduce surveillance pricing and start to jack up the prices.

For example, Plexure boasts that it can predict what day a given customer is getting paid on and use that information to raise prices on all the goods the customer shops for on that day, on the assumption that you're willing to pay more when you've got a healthy bank balance.

The surveillance pricing industry represents another reason for everything you use to spy on you – any data your "smart" TV or Nest thermostat or Ring doorbell can steal from you can be readily monetized – just sell it to a surveillance pricing company, which will use it to figure out how to charge you more for everything you buy, from rent to Happy Meals.

But the vast market for surveillance data is also a potential weakness for the industry. Put frankly: the commercial surveillance industry has a lot of enemies. The only thing it has going for it is that so many of these enemies don't know that what's they're really upset about is surveillance.

Some people are upset because they think Facebook made Grampy into a Qanon. Others, because they think Insta gave their kid anorexia. Some think Tiktok is brainwashing millennials into quoting Osama bin Laden. Some are upset because the cops use Google location data to round up Black Lives Matter protesters, or Jan 6 insurrectionists. Some are angry about deepfake porn. Some are angry because Black people are targeted with ads for overpriced loans or colleges:

https://www.theregister.com/2024/06/04/meta_ad_algorithm_discrimination/

And some people are angry because surveillance feeds surveillance pricing. The thing is, whatever else all these people are angry about, they're all angry about surveillance. Are you angry that ad-tech is stealing a 51% share of news revenue? You're actually angry about surveillance. Are you angry that "AI" is being used to automatically reject resumes on racial, age or gender grounds? You're actually angry about surveillance.

There's a very useful analogy here to the history of the ecology movement. As James Boyle has long said, before the term "ecology" came along, there were people who cared about a lot of issues that seemed unconnected. You care about owls, I care about the ozone layer. What's the connection between charismatic nocturnal avians and the gaseous composition of the upper atmosphere? The term ecology took a thousand issues and welded them together into one movement.

That's what's on the horizon for privacy. The US hasn't had a new federal consumer privacy law since 1988, when Congress acted to ban video-store clerks from telling the newspapers what VHS cassettes you were renting:

https://en.wikipedia.org/wiki/Video_Privacy_Protection_Act

We are desperately overdue for a new consumer privacy law, but every time this comes up, the pro-surveillance coalition defeats the effort. but as people who care about conspiratorialism, kids' mental health, spying by foreign adversaries, phishing and fraud, and surveillance pricing all come together, they will be an unbeatable coalition:

https://pluralistic.net/2023/12/06/privacy-first/#but-not-just-privacy

Meanwhile, the US government is actually starting to take on these ripoff artists. The FTC is working to shut down data-brokers:

https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does

The FBI is raiding landlords to build a case against Frontpage and other rent price-fixers:

https://popular.info/p/feds-raid-corporate-landlord-escalating

Agri Stats is facing a DoJ lawsuit:

https://www.nationalhogfarmer.com/market-news/agri-stats-loses-motions-to-transfer-dismiss-in-doj-antitrust-case

Not every federal agency has gotten the message, though. Trump's Fed Chairman, Jerome Powell – whom Biden kept on the job – has been hiking interest rates in a bid to reduce our purchasing power by making millions of Americans poorer and/or unemployed. He's doing this to fight inflation, on the theory that inflation is being cause by us being too well-off, and therefore trying to buy more goods than are for sale.

But of course, interest rates are inflationary: when interest rates go up, it gets more expensive to pay your credit card bills, lease your car, and pay a mortgage. And where we see the price of goods shooting up, there's abundant evidence that this is the result of greedflation – companies jacking up their prices and blaming inflation. Interest rate hawks say that greedflation is impossible: if one company raises its prices, its competitors will swoop in and steal their customers with lower prices.

Maybe they would do that – if they didn't have a toolbox full of algorithmic twiddling options and a deep trove of surveillance data that let them all raise prices together:

https://prospect.org/blogs-and-newsletters/tap/2024-06-05-time-for-fed-to-meet-ftc/

Someone needs to read some Adam Smith to Chairman Powell: "People of the same trade seldom meet together, even for merriment and diversion, but the conversation ends in a conspiracy against the public, or in some contrivance to raise prices."

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/06/05/your-price-named/#privacy-first-again

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

[amtrak-official]

To improve the design of our cities, we must first improve transit service and bike infrastructure before we can begin to disincentivise cars. If we just make it harder for people to use cars but offer no alternative all we are doing is making people's lives harder, we aren't making people change the way they move. This is why a congestion tax works in New York but currently couldn't work in a city like Louisville. Infrastructure needs to actually exist before we can replace cars. That's why we need to campaign for the construction of mass transit in more of our cities and inside of more parts of our cities. So we are able to actually reduce car usage

[godwhore]

The IRS is piloting this new tool where you can file your taxes for free. If you’re in the following states:

Arizona

California

Florida

Massachusetts

Nevada

New Hampshire

New York

South Dakota

Tennessee

Texas

Washington state

Wyoming

You may be eligible. Let’s help them roll this out so we don’t need to rely on third party companies who just want to grab our money for something that should be free.

[finalertnet]

[afortunebuilder]

Facing a tax audit? Learn how to handle it effectively with expert tips from Fortune Builder LLC. Our NYC tax preparation services ensure compliance and peace of mind. Discover more here: How to Handle a Tax Audit: Tax Preparation Services in NYC