#charted accountant consultant

[vikram-blogs]

MCA Consulting: Navigating Acquisition Financing

Acquisition financing is essential for companies aiming to grow through domestic and cross-border deals. Various methods to secure funding play a crucial role in driving these acquisitions.

Recent Highlights:

June 2023: Tata Communications acquired US-based Kaleyra for $100M in an all-cash deal. (Outbound)

July 2023: Havas India acquired PivotRoots. (Inbound)

August 2023: Titan expanded its stake in CaratLane by 27.18% for ₹4,621 Cr ($556.01M). (Domestic)

Acquisition Types:

Inbound: Foreign entities purchasing Indian companies.

Outbound: Indian entities acquiring foreign companies.

Financial Considerations:

RBI regulations limit domestic equity acquisition financing by Indian banks.

Outbound acquisitions can leverage loans from various lenders under regulatory constraints.

GIFT City opens global financial market access for smaller domestic companies.

Key Factors for Success:

Adherence to RBI and FEMA regulations.

Strategic use of GIFT City for international finance.

Navigating regulatory changes to enhance acquisition financing dynamics.

Despite global economic uncertainties, Indian corporations are poised for growth in domestic acquisitions. Facilitating equity finance within regulatory frameworks is crucial for sustaining this momentum.

Learn more now

[nangiacollp]

Top CA firms in Delhi

Discover Nangia & CO LLP, recognized among the top CA firms in Delhi, offering unparalleled financial, audit, and tax services tailored to your business needs. Our team of dedicated professionals ensures compliance and financial efficiency, making us the trusted choice for businesses seeking expertise and reliability in financial management. Explore our services and let us guide you towards financial excellence.

[avcindiaca]

Chartered Accountancy Services in Gurgaon: Navigating Financial Success

Discover unrivaled financial expertise with Agarwal Varun & Company, your trusted CA in India. Our experienced professionals are dedicated to providing comprehensive financial solutions tailored to your unique needs. From tax planning to audit services, we ensure precision and efficiency in every aspect of your financial journey. Trust Agarwal Varun & Co. for excellence in CA services in Gurgaon that delivers results that exceed expectations. Your financial success begins here. Contact us today for personalized and reliable financial guidance.

[canihitdalmia]

Deal with Back Taxes Like a Pro With the Best Income Tax Consultant in Durgapur

Resolve Back Taxes without any further penalties

Back Taxes are the taxes as per Indian Tax Laws that are unpaid by taxpayers. These taxes can come under the penalty bracket if not addressed properly. There are several reasons why a taxpayer can get back taxes. A CA in Durgapur can help you understand better about back taxes and how you can avoid them. If a taxpayer has not paid their taxes in the previous year, back taxes will be levied upon them in the current year.

Though the answer may seem simple, if you did not forget to file the taxes, then there would be no back taxes. But, if you are with an income tax consultant in Durgapur, you would know that there are several other reasons and situations based on which you can get a back tax levied.

Situations that Lead to back taxes

The first reason as you can guess is because they have forgotten to file their taxes in the previous years. So, the back taxes will be filed in the current year, where there would be options for them to pay for the taxes and also not get any fines.

Financial Hardships

If there are financial hardships, for a business or individual, then they might not be able to pay taxes on time. At these times, the better option is to contact CA in Durgapur and get the right assistance.

Law misinterpretation

There are several individuals who do not go for hiring tax consultants, and such individuals or businesses, due to lack of enough information, misinterpret or miscommunicate tax laws, which results in incorrect reporting or underpayment.

Poor recordkeeping

There are small businesses that do not have a specialized individual or an income tax consultant in Durgapur hired for record-keeping purposes. In such times financial documents can be disorganized and not filed properly. This further leads to inaccurate reporting and getting back taxes.

Errors in reporting

When individuals and businesses do not hire a CA in Durgapur, there are errors in reports due to a lack of knowledge of tax-related regulations.

Other issues

Other issues may be related to personal relationships, moving, migration, and divorce, which may lead to overlooking the taxes to be paid.

So, these are the possible reasons, and there may be others, as it depends on the individual who is dealing with back taxes.

Avoiding Back Taxes is Easy if you are Mindful

Now, there are ways you can avoid back taxes, and I as a CA in Durgapur, and the owner of a CA firm in Durgapur will guide me to avoid these back taxes.

Timely Filings

This is the most important thing that an individual taxpayer can do firsthand. Consider hiring a CA in Durgapur who will as a part of their job itself, file your taxes within the due date, and avoid any back taxes and even late filings.

Accurate Reporting

When you hire an expert CA they will help you file your taxes accurately. In India, there are tons of cases where taxpayers have ended up paying more in the form of fines, due to inaccurate filings. And this situation is such, that they file the taxes just one or two before the due date, and this is the reason when they file it, if there are any errors they know it by the time, a new financial year has started, This is the reason, that you should always trust a CA in Durgapur, who has a proven track record of providing his or her clients with more return while filing taxes.

But, make sure in the process of getting more returns through claims, keep a check that you do not file false claims, as it will cause further scrutiny from the tax authorities.

Advance payment

If your liability exceeds the amount of 10,000 in a financial year, it is better to pay advance tax in installments. This will help you avoid interest on late payments, as suggested by a reputed income tax consultant in Durgapur.

Document Verification

When there is a document verification, make sure that you have all your documents that are related to your income, investments, and deductions ready. Also, be mindful that they are accurate and would not cause any issues when the verification is done. In this case, there is a CA in Durgapur, who can help you arrange all the accurate documents, and avoid any delays.

Resolving Back Taxes- How can you do so?

The process of resolving back taxes is not an easy task if it is not done by a professional. The reason is that whoever is doing the task, should have enough knowledge of the income tax rules and regulations of India.

Assessment and acknowledgement: If you have a CA in Durgapur hired they will review all your files, statements, financial books, and all tax-related documents to ensure that the curate amount of back taxes are determined.

Filing corrected tax returns: If your back taxes are a result of inaccurate reporting, then with the help of a chartered accountant in Durgapur, you can file revised returns, with the accurate statements.

Payment

When you have back taxes levied upon you, try to clear them fast, as it will further build up interest. You can pay the due amount through the online official portal of the tax department.

Consult a tax professional

The final advice would be connected with a reputed income tax consultant in Durgapur who has professional experience in handling back taxes, penalties, and any accusations of filing false claims.

Wrapping up

So back taxes are something that every taxpayer would have dealt with, and here you have got the ways to avoid and resolve tax issues. An expert CA in Durgapur will help and guide you while filing taxes accurately, and getting the maximum returns. If you are a resident of Durgapour or the neighboring cities, you can certainly connect with the best CA in Durgapur and get a wide range of tax, accountant, and record keeping services.

[sreepadamangaraj]

Are you having trouble understanding who does what in the workplace? An accountability chart makes it crystal clear!

[astrocafecoffee]

💫Your future spouse's career based on your Juno persona chart 💫

✨ For entertainment purposes only. Enjoy.✨

🌜what to check?

- just check your Industria (389) asteroid in your Juno persona chart.Find out in which house it falls in!!

Why this asteroid?

- Juno persona chart tells about your future spouse and Industria(389) asteroid is a long term career related asteroid. So this asteroid in your juno persona chart can give a insight about your future spouse's career.

🌜SOME SHORT TERMS I USED HERE :

- FS = FUTURE SPOUSE

-JPC = JUNO PERSONA CHART

Leshh go!

🌆 Industria in 1st house of JPC : 1st house represent one's identity, personality and how they present themselves to the world.This asteroid in 1st house suggests that their career may be tied to their personal identity and innovative spirit. Now some possible career of your fs-

*Entrepreneurial scientist - they may excel in entrepreneurial pursuits within the scientific community. They may innovate new technologies, products that have a significant impact in their field.

* Industry leader - they maybe known for their innovative idea and proactive attitude to their work. They can easily be a leader of their respective industry.

* visionary consultant - they may excel in their field as a respectful advisor, who offers solutions to businesses or individuals seeking guidance.

* Creative director- career in creative leadership such as creative director in advising, film, fashion, or design.

* makeup artist

* Model

* engeneering

* design/ work in media.

🌆 Industria in 2nd house of JPC : Their career may be closely related to their values resources, managing or utilising assets and their sense of stability. Some possible career of your fs -

* wealth management specialist - they helps individuals or organizations maximize their financial resources and investments through innovative and strategic approach.

* Creative Financial analyst - specialised in creative or innovative analysis methods.

* Financial innovator- innovates new financial products, services or strategies.

* asset manager

* Entrepreneurial investor

* can sing well

* accountant

🌆 Industria in 3rd house of JPC : 3rd house represents one's communication style, mental persuits, and interaction within immediate environment. When this asteroid in your 3rd house this can indicate that your fs may excel in the career of innovative communication methods or technologies. Some possible career of your fs -

* They may into journalism, media, broadcasting, or public relations where someone uses their creative ideas.

* technology writer/ blogger: their career path may involve writing / blogging about technologies or industry trends or sharing their ideas with wide audience.

* Workshop/ educational outreach programs.

* small business owner

* excel in troubleshooting skills, problem solving abilities, explaining complex concepts in simple terms.

🌆 Industria in 4th house of JPC : their career tied to their home , family roots, and emotional well-being.some possible career of your fs -

* career in real estate - specialize in designing sustainable, eco friendly, or technologically advanced buildings.

* e- commerce, consulting, freelance work.

* Family councillor or therapist - they may help individuals and families navigate challenges, fostering harmony and growth within te hone environment.

* interior designer

* Home renovation specialist

* Family owned business owner.

* childcare provider

🌆 Industria in 5th house of JPC : 5th house is associated with creativity,joy, children and hobbies. It governs one's individual approach to work, self expression and personal fulfillment. So your fs career strongly related to this area of life. Possible careers -

* creative artist/ entertainer - Excels in creative profession like music , theater , film, writing etc.

* event planer- organizing wedding, festivals or social gathering.

* teacher/ coach - inspiring or guiding others in academic subject/ sports.

* youth councillor - natural affinity to work with young people and helping them to discover their talents.

* atrs nd crafts business owner.

* fitness instructor

* dance teacher

* entertainment industry professional.

🌆 Industria in 6th house of JPC : 6th house is associated with employment, daily task, health and service to others. So possible career of your fs -

* health care professionals - career related to healthcare, nursing, doctor, medicine, and pharmacy.

* nutritionist/ dietician - helping others to improve their dietary habits , manage health condition.

* fitness trainer/ coach - motivates others to adopt healthy lifestyle.

* administrative professional - may indicate talent for efficiency, attention to detail, making career in administrative or office management appealing.

* environmental scientist

* social worker

* reasearch assistant

🌆 Industria in 7th house of JPC : 7th house is related to marriage, buisness partnership, legal matters, and one-on-one interactions. Possible career domains of your fs-

*legal professional - career related as mediators, legal consultant, specialization in areas such as contrat law , family law or dispute resolution.

* business consultant - expertise in the area of strategy, negotiation, and partnership development.

* marriage and family therapist - helping couples navigate challenges, improve communication and strengthen their bonds through therapy or councilling sessions.

* international business manager

* foreign affair specialist

* event coordinator

*public relation specialist

* human resources manager

🌆 Industria in 8th house of JPC : 8th house is associated with themes such as mysteries, psychology, healing, emotional connection. So possible careers of your fs -

* psychologist/ psychotherapist - your fs may excel in trauma therapy, helping others to navigate profound emotional experiences , uncover hidden truth.

* forensic investigator/ crime analyst- they may be focused on uncovering hidden truths and solving mysteries.

*massage therapist - specialize in modalities such as deep tissue massage, craniosacral therapy or helping clients release emotional/ physical tension through healing.

* reasearch scientist - may excel in fields such as psychology, quantum physics, or consciousness studies.

* occultist - astrologer, tarot reader, or spiritual councillors.

* healer/ energy worker

* heal others through their respective fields. Can be. Singer too .

🌆 Industria in 9th house of JPC: 9th house is associated with themes such as higher learning, expansion of horizons , seeking truth, broadening one's perspective through travel/ exploration. Possible careers of your fs -

* international relations specialist - involve promoting international cooperation, resolving conflicts, forming mutual understanding between nations and cultures.

* spiritual teacher/ guru- your fs may pursue careers as spiritual teachers, gurus, mentors, guiding others on their spiritual journey.

* tour guide

* philosopher

* religious leader - may pursue careers as priests, ministers, guiding and supporting communities in matters of faith and spiritual growth.

* global NGO worker

* foreign language teacher

🌆 Industria in 10th house of JPC: 10th house is associated with themes such as career aspirations, social status, reputation, and professional achievements. This asteroid influences the individual's approach to career, public image, authority, ambition. So possible careers of your fs -

* media personality/ influencer - television hosts , journalist, bloggers, social media influencer , reaching a wide audience.

* creative director/ artist - artist, designer, performers.

* CEO

* startup founder, business owner, or self employed professionals.

* legal professional/ lawyer

* educational administrator

🌆 Industria in 11th house of JPC: when your industria asteroid in this house your fs may excel in the career of social network, group affiliation, humanitarian causes, collaboration etc. So possible careers of your fs -

* social entrepreneur - creates innovative solutions to adress social challenges.

* Tech entrepreneur, start-up founder.

* content creator - social media influencers, bloggers, using their platforms to inspire/ educate peoples.

* environment activist

* advocate

* community organizer

* designing educational platforms , or promoting digital literacy.

🌆 Industria in 12th house of JPC: 12th house is often associated with hidden strengths, spirituality, and working behind the scenes. So possible careers of your fs -

* they might work in reserch and development, data analysis or logistical planning behind the scenes.

* astro- spiritual researcher

* music industry

* astrologer

*song writer.

* mystical or spiritual advisor.

* environmental conservationist.

⚡ Note : these are only some possibilities of careers of your fs. And guys check the degrees to , it's like cheery on top 💌

🌜Don't forget to check my other observations too 👀

That's it guys , see you soon 💝

- piko 💖

[complianceinbox]

CiB is Best Practice Management Software for CA

[lunaapudleonem]

Can you write for every midheaven what would be the ideal job position for them ???

Thanks!

Yess I can 💕

Aries MC

- athlete, solder or any military position, trainer, firefighter, CEO, coach

Taurus MC

- cook, artist, interior designer, photographer, architect, degustator, perfumist

Gemini MC

- teacher, writer, journalist, businessman, consultant, debater, someone in the international relations, politician, anything related to marketing

Cancer MC

- nurse, psychologist, sociologist, psychotherapist, social worker, kindergarten teacher, cook

Leo MC

- hairdresser, hairstylist, make up artist, model, actor, celebrity, CEO, performer, fashion designer

Virgo MC

- attorney, engineer, mathematician, physicist, writer, architect, doctor, dentist, pharmacist

Libra MC

- stylist, interior designer, fashion model, publisher, judge, HR manager

Scorpio MC

- astrologer, tarot reader, detective, police officer, architect, scientist, doctor, pilot

Sagittarius MC

- tourist guide, philosopher, professor, captain, sailor, pilot, archeologist

Capricorn MC

- CEO, project manager, anything related to business and finance, lawyer, anything related to banks, accountant

Aquarius MC

- anything related to IT, activist, humanitarian, pilot, astronaut, astrophysicist, journalist, blogger, electrician

Pisces MC

- artist, therapist, director, singer, musician, dancer, sailor, writer, counsellor, veterinarian

Dm me for a natal/synastry/composite chart reading!!

[tanadrin]

What’s the case for an upper and lower chamber?

In my opinion, none.

The historical situation is that the upper chamber had more power and the lower was a sop to the common folk and petty nobility: this is why the House of Commons was formed (originally from knights of the shire and the representatives of cities that had been granted special rights by the Crown), and only later, after a very long process of constitutional evolution in Britain, did the Lords transform into a consultative body that was adjunct to the Commons, where the real power lay. For a while, even after you started to have something that looked like modern government in Britain, you still frequently had PMs drawn from the Lords--and still could, in theory, except that the convention is they come from the Commons.

In the U.S. example, the goal was simply to split the difference between a popular chamber (the House) and a chamber representing state governments (the Senate, whose members could be chosen by any method provided for under state law, but originally were usually chosen by state legislatures). This is because the people who drafted the U.S. constitution hated and were suspicious of popular democracy, because they were rich landowners and slaveholders whose positions were untenable in the long run if everyone in the country could vote and was equally represented.

Obviously they didn't put it like that--they spoke of the hotheaded hoi polloi, the changeable will of the people--but they were massive Romeaboos, and all the populist leaders who whittled away at the Roman republic managed to do so because they were willing to centralize power, to take it away from the baronial elite of the Republic, and to use that power in service of people further down the org chart. In service of themselves too, of course--these were not altruists--but it was the particularly Roman instantiation of the crown-vs-barons struggle, where the common folk usually side with the Crown, because the barons are bastards who abuse them directly.

(Very many "tyrants" in history were "tyrants" only in that they gave a raw deal to the barons in their particular social order, and very many events which we now describe as movements toward a more equitable distribution of power were in fact a very shitty deal for the majority of the population--the peasants--because it gave the barons even more license to abuse their serfs.)

And the American founders knew all this, and they were all barons, and they didn't like the idea of a federal government that was too effective, so they sprinkled it with veto points and also totally failed to anticipate the rise of modern political parties. (Which weren't exactly what they had in mind when they warned against factionalism--that was more about sectional interests. But still, they did totally fail to anticipate how this system would work as party politics developed.)

In a system of democratic government like the U.S. has now, where it is widely acknowledged the rule should be "one adult citizen never convicted of a felony who can get the day off work to stand in line and has a photo ID = one vote" the U.S. Senate is an inexcusable anachronism. Indeed, the Supreme Court has ruled that state senates modeled on the exact same principle as the U.S. senate (say, one county one senator, as the constitution of my home state Tennessee has it) are unconstitutional, because they violate the equal protection clause.

More recently, many countries have approached the idea of an upper chamber as a sort of "chamber of experts" meant to review and advise on legislation. This kind of makes sense in theory, I guess, but if voters want subject-matter experts to make policy, they can vote them in; in practice, any system of appointment or ex officio qualification is going to select for political lackeys without democratic mandates, and it's also just a bad idea to have people with significant power over the legislative process who do not have democratic accountability. The problem of creating legislation is never that we don't have enough smart people willing to offer their opinions; the problem is brokering functional compromises between interest groups and resolving incentives that push the process toward dysfunctional outcomes, which isn't really something you can fix just by fiddling with the composition of your upper house.

So in most modern parliamentary democracies, upper houses are reduced in power. Either they can't veto bills permanently (Lords), they can't originate money bills (Lords again), they only have input on certain matters (German Bundesrat), they're full of government appointees to ensure the government always has a majority in them (Irish Seanad), or the lower house can overrule them on most matters (Japanese House of Councillors). And the reason why is obvious: if your democratic mandate comes from the lower house, if that's where your government is being formed in a parliamentary system, if the whole principle of government is meant to be collective self-rule by the body of citizens, an upper house that is a check on that power is either definitionally redundant or a brake on democracy.

There are ways to ensure that a lower house is both representative and does not devolve into factional chaos. Proportional representation, four-year terms, constructive motions of no confidence (again, parliamentary systems only), etc. Plenty of countries and subnational entities have unicameral legislatures and are perfectly stable: Sweden, Norway, the Baltics, Portugal, Mongolia, South Korea, Peru [ok bad example nvm], all the states of Germany, all the provinces of Canada, most of the provinces of Argentina, Queensland, the vast majority of the states of India, and the three devolved legislatures in the United Kingdom.

Therefore in my opinion there is no good democratic case for an upper house. And all the undemocratic reasons why you'd want one are bad. Too much democracy is, in fact, a very rare problem for systems of government to have!

[tswaney17]

I Do Bad Things with You - Part 46

Sorry all, the last week got a way from me. But here is the next part of IDBTWY as we count down to the finish. Can't believe we're almost there. 🥺🌸💙

My fanfic account: @tswaney17fics​​​

My ao3 account: tswaney17

Please let me know what you think about this update. I love getting your feedback. Constructive criticism is always welcome. 💕

Catch up here.

Credit to @featherymalignancy for Cassian’s nickname, Cash. 😘

Trigger warnings: violence, sexual assault , language, NSFW (minor descriptions)

Word Count: 5,177

It had been a long day and it was only noon. Elain leaned against the nurse’s station, swigging from her water bottle. She already attended three surgical consultations, two patients who required stitches, one who needed theirs removed, and a laceration of an abscess.

The work wasn’t hard, but at six months pregnant, the almost five hours on her feet were putting her through it. She knew her ankles were swollen, and even with Azriel’s daily foot massages, the swelling wasn’t going anywhere until after the birth of the twins.

If she were being honest with herself, Elain was predicting her OBGYN to advise her on beginning her maternity leave early, rather than waiting till the week before her due date, which was the last thing she wanted. Elain loved her job, even if it made her sore and achy by day’s end. She wasn’t quite ready to go on leave just yet. But the swelling was concerning and she knew her blood pressure was up higher than it should be, so she was likely going to be left with no choice in the matter.

Setting her water bottle down, she grabbed the iPad, checking the charts for her next patient when she heard Fenrys calling her name. Elain glanced up to see the golden twin jogging over to her, two police officers following behind with Connall.

Her brows furrowed in confusion as she made her way over to her security detail. “Fen, what’s going on?” she asked once he reached her.

“They’re here to talk to you. They have a few questions for you.”

That surprised her. Eyes widening, Elain realized one was the same man from the bank robbery nearly two years prior. And if the way he was watching her, she knew he recognized her as well. “They didn’t say what they wanted?”

Fen shook his head. “No, said it was confidential.”

She pursed her lips. “We’ll see about that.” Elain stepped around her security detail, approaching the two officers. “Hello, can I help you?”

The one she recognized stepped forward. “Miss Archeron, can we have a word in private? We have some questions to ask you.”

“It’s Mrs. Archeron-Knight, but I’m sure you knew that,” she corrected, a warning in her tone to not make that mistake again. Motioning for them to follow, she led them to the employee break area, shutting the door behind them.

Both officers looked at the two men standing behind her warily. “This may be better off in private,” the younger one said. He looked even younger than her, maybe mid-twenties if she had to guess, and most likely fresh out of the academy.  

But Elain waved off their concern. “Fenrys and Connall have signed non-disclosure agreements with my husband and are my protection detail. Whatever you have to say can be said in front of them.” A pillar of force, those two were. She could feel the intensity they radiated, dedicated to her safety as they stayed close to her backside, guarding her even if it was from the police.

The older man shrugged as if whatever he had to say to her wasn’t worth arguing about the privacy of this conversation. “What was your relationship with Elias Hewn?”

The warning bells in her head sounded and she felt both of the twins tense behind her because the question sounded more like an accusation about something else. “Excuse me?” she demanded.

“What was your relationship with Elias Hewn,” the fucker repeated like she was deaf and not in utter shock.

“There was no relationship between Elias and myself. He was my husband’s business partner, and now he’s not.”

The younger officer, wrote down her words before asking, “So, you weren’t in a physical relationship with him?”

“What the fuck did you just ask me?” Elain hissed, taking a single step forward before Fenrys’s large hand came down on her shoulder and halted her movements.

The kid looked taken aback by her hostility like he didn’t just accuse her of infidelity. “Apologies, ma’am. We’re just trying to collect all the pieces.”

“What the fuck are you talking about?” she snarled, growing angrier by the second. How dare they come in here asking such vile questions. Azriel would have a field day once he found out.

The elder officer crossed his arms. “Elias Hewn was found dead by a private investigator a few days ago.”

She stopped in her tracks. He was dead? That was news to her. But Elain has a sinking feeling it wasn’t news to her husband. “How did he die?” she asked instead.

“We’re still determining the cause.”

Lie. Elain could smell the lie on his tongue. They knew exactly how Elias was killed and were just seeing if she’d reveal something to them. “So, why am I being questioned?”

The older officer nodded at his protégé. “We found a connection between Elias Hewn and the teen involved in your car accident a few weeks back. A wire payment transferred through multiple offshore accounts in the amount of five hundred thousand dollars.”

Was the floor moving beneath her feet or was she swaying? Her world tilted throwing her off her axis. Words were being said but she couldn’t hear anything but muffled sounds like she was underwater. Her chest constricted; she couldn’t get in enough air. Was she suffocating?

“Elain,” Fenrys voice broke through the fog. “You need to sit down.” His careful hands guided her into a chair that Connall brought over for her, both twins fluttering around her like two fussing hens.

She was definitely swaying then. Elias paid a teen half a million dollars to kill her and Azriel. She was going to be sick. Her chest grew heavy.

The younger officer stepped forward. “Elain—”

“You do not address her like that,” Connall snapped.

His face turned red, but before he could correct himself, Elain asked, “Where is the teen now?” She had a feeling she already knew the answer to that question.

“He turned up dead a week ago,” the older one replied.

Her heart ached for the boy, not because he was innocent, but because she knew he likely had no choice and was searching for a way out. She sighed heavily, feeling her racing heart slow as she took a few careful, measured breaths. Elain turned over the information in her head, still trying to determine why, exactly, they were here asking her questions. “Why are you here?” she asked, finally looking back up at them.

A pause before the older man gave in. “I know the kind of man you married.” He said it so casually, that her temper flared. “Did he kill Elias Hewn because you were sleeping with him, or because he tried to kill you?”

Elain launched herself from her chair and sent it toppling backward from the force. “Are you asking me to incriminate my husband?”

“Are you willing to protect a murderer while maintaining your oath as a doctor?” he shot back, head cocked in a predatory way. She knew after that first conversation, he had it out for her, but more so for Azriel. He’d be recognized for his work in taking down an organization. That’s all this was for him.

But then she realized why they were here, asking her questions without Az’s presence. Because they had nothing on him and were looking for her to slip up. Elain’s lips turned up at the corner in a menacing grin, something she’d learned from watching her husband work. “You’re here because you have no evidence to back up your wild claims.” She shook her head, laughing to herself. “Let me go ahead and tell you that this conversation is over. And the next time you even dare come to question me, you will have to go through my husband’s team of lawyers first. And if that doesn’t scare you, perhaps tossing in my sister, Nesta Mazaei, will. I know the havoc she wrecks in your cases and she’ll tear you to shreds when she finds out about this.” Elain flicked her chin towards the door. “See yourselves out.”

Connall moved without her asking, flinging the door open to escort them out.

She would be eternally grateful that the Moonbeam twins had her back without question. Through the glass, her eyes found Thesan, watching as the two officers were escorted out of the employee area. His gaze caught hers and then he was moving, stepping into the room and shutting the door behind him.

“Elain…is everything all right?”

No, not really. But she wasn’t going to tell him that. “Is it okay if I take an hour to run an errand?” she asked instead.

Her boss saw the deflection for what it was but let it slide. “Of course. I’ll have the residents come down for consultations. Take whatever time you need.”

~~~

Twenty minutes later, she was riding up the elevator at Knight Securities to her husband’s private floor, the doors pinging open to announce her arrival. Like a woman on a mission, she strode—okay, she waddled with a purpose—into the lobby area.

“Elain!” Nuala started. “What are you—”

“Is he in his office?” she interrupted, storming past the reception desk.

“Er, yes.”

“In a meeting?”

Keyboard clicks, then, “No. Nothing scheduled till this afternoon.”

She was entering the hallway that led to his closed doors. “Good. Block his calendar for the next hour and ensure nobody enters this floor.” That was all she got through before swinging open the heavy oak door to his office.

Azriel looked up from his desk, surprise dawning on his face. “Elain, love. What are you—”

“Did you kill Elias?” she demanded, stopping in the middle of the room across from his desk and crossing her arms over her heavy breasts.

His mouth dropped open before he caught himself, leaning back in his seat to steeple his fingers. “Yes.”

He said it so casually that she saw red. “What the fuck, Azriel? How could you be so careless?”

Despite her attitude, he kept his composure calm. Azriel never dared to raise his voice at her no matter how mad she got over something. “Careless? No, love. Killing him wasn’t careless. Letting him live after what he did to you, to us, was careless. I should’ve gutted him when our merger ended but I didn’t and look what happened. He went after you. He tried to kill you while you were pregnant.”

“He didn’t know I was pregnant,” she said feebly.

“Do you think that would’ve made a difference? Because I don’t.”

She sighed in frustration, knowing most of her emotions were hormone-driven but was still angry anyway. “We are about to have three children, Azriel. Three! Kaden’s adoption is finalized in a matter of days and the twins will be here before we know it. This life does not bode well for them if we don’t play this smart.”

His face softened at the mention of their children. “I am playing this smart, El. Elias would always be a threat to us, to our kids. He had to be eliminated and now that he has been, it’s over.”

Her fury resurfaced. “Only it’s not over, Azriel. Whatever you did, wherever you tried to dispose of the body didn’t work.”

He frowned. “What do you mean?”

“I mean the police came to question me. I mean that they are looking at you and are trying to use me as leverage to point the investigation in your direction.”

That had him rising to his feet. “What did they ask you?” he demanded.

For a second, a split second, she debated whether or not to tell him the truth because she knew it would set him off. But she couldn’t do that to him. They were a team through this even if she wanted to scream when he made decisions like this without consulting her first. “They asked if I was having an affair with Elias, which pushed you over the edge in blinding rage.”

Azriel’s face darkened to a deadly place she had only seen once before. When they were in that warehouse fighting for their lives. “I will fucking rip that police force to shreds,” he growled viciously, storming from around his desk as if he would go there to do just that.

But Elan stepped into his path, forcing him to stop. “Az, look at me.” He did. “I handled the officers. They won’t get to me again without going through the lawyers, but you cannot take the bait. They want a reaction from you. It will help their case. Let it go.”

His temper flared. “I will not let it go!”

She placed a calming hand on his chest. “Please, Az. For me. Let it go.” Elain saw the internal turmoil behind his raging hazel eyes. She knew what strings to pluck to bring him back down when he became this angry. Because right now, the last thing they needed was for him to add to his kill count.

He let out a heavy breath, dropping his forehead to rest on hers. His body shuddered with restraint, his need to defend her overwhelming his every thought. “I’m still furious that they accused you of that,” he murmured, cupping her face between his scarred palms.

Elain twisted her head to kiss the rough, damaged flesh. “I know, I am too. But whatever they want to believe doesn’t matter. We know the truth and they can’t prove otherwise. Besides, we have other things to worry about.”

Azriel’s brows furrowed. “Like what?”

She stepped out of his embrace, aiming for a chair to get off her aching feet. Az was instantly there, hand under her elbow and guiding her into the leather seat. “The police told me that a private investigator found Elias’s body,” she said, giving him a moment to take in her words.

His eyes widened in the realization of what she was hinting at.

“Somebody was looking for him.”

Az swore, running a hand through his thick hair. “It has to be the Illyrian Mob. Nobody else would be searching for him.”

“I’m assuming he didn’t have a wife, though it wouldn’t surprise me if he did and still acted that way.” She leaned back in her seat. “No other family that could have hired somebody?”

His head shook. “No, he pushed his parents away when he followed in his Uncle’s footsteps. And where he was found would’ve only been something that somebody in my…line of work would’ve figured out.”

She was almost afraid to ask. “Where did you dispose of his body?”

Hazel eyes bore into hers. “I buried it,” he said matter-of-factly. Well, that wasn’t very unpredictable. “On top of Kier Hewn’s body in his grave.”

Oh. Elain pursed her lips. He was right. A private investigator wouldn’t have looked in a grave unless they were prompted in some way shape or form. And that prompting had to have come from the Illyrians if not Nicklaus or Frankie themselves. She said as much out loud. “Which means—”

“Which means killing Elias may have just started a war with the Illryian Mob,” Az breathed. “Fuck,” he swore, leaning against his desk.

Fear clenched her heart in a vice-like grip, threatening to choke her. “Azriel, I need you to look me in the eyes and tell me that the Illyrian Mob follows the same morals as you do. That they won’t go after our kids as an act of revenge against you.”

Devastation lined his beautiful face. “I can’t.”

The emotions spilled out of her before she could think about reining them in, tears welling in her doe-eyes. “I can’t let anything happen to them, Az,” she croaked. “Oath be damned, I’ll torture, maim, and kill anyone who comes for our babies.”

He was on his knees in front of her in an instant, hands gripping hers in comfort. “That won’t ever happen, Elain. I promise you that nothing will ever touch our children.” He brought her knuckles to his lips, brushing them in the lightest of kisses. A reassurance to her no matter how ineffective. But still a reassurance nonetheless. “I’ll figure something out, Elain. I promise you I will.”

She sniffed, releasing his hand to wipe under her nose. “No offense, Az, but you ‘figuring something out’ is what put us in this spot,” she huffed a laugh. “You once said I was a Mob Queen…perhaps it’s time you start letting me help you make decisions for it too.”

Azriel gazed at her, thumb running along the back of her hand. “I didn’t want this life for you, El,” he said carefully.

Elain released his hands to cup his face, his stubbled skin scratching her palms. “I walked into this relationship—this marriage—with my eyes open, Azriel. There is no part of you I can’t handle. That I don’t love and admire.” She leaned forward to kiss him softly. “You vowed to share your life with me, Az. So, share it. Let me help you wade through your burdens, the messes. Whatever it is, I’m here for you.”

Tears lined his eyes as he surged forward, capturing her mouth in a heated kiss. “I love you,” he breathed against her lips, the words sending sparks cascading down her spine until they found a home in the depths of her soul.

Oh, how his words made her burn. His touch could set her on fire, but nothing could compare to how his words branded her very being, marking themselves into her essence so she lived and breathed him.

Just as their kiss turned deeper, more passionate, his phone rang from inside his pocket. Azriel groaned, dropping his forehead onto hers as he fought to catch his breath.

Elain giggled at his expression, tipping her head up just slightly to kiss the tip of his nose. “You should get that.”

“I should throw it across the room,” he growled, but still slid the device from his pants and checked the caller ID. A contemplative noise escaped him before answering. “This is Azriel.”

She sat back in her chair, readjusting her scrub top that had been skewed from her husband’s wandering hands as she listened to the one-sided conversation.

“Really?” he said to the other person. “Yes, we’re interested. No, not Friday, but we can come Saturday.” He glanced at his watch. “Yes, ten AM should work. Great. We’ll see you then.”

Her brows furrowed at the odd phone call. “Who was that?” she asked when he hung up.

His eyes locked on hers, the hazel brightening to pools of amber. If Elain could describe her husband with a single word at that moment, it would be giddy. Which was peculiar because Azriel was anything but giddy. “That was Amren, our realtor…She has a house for us to look at.”

~~~

Elain earmarked a few moments from her life in her memory bank. Special occasions she never wanted to forget. The day she graduated from college and earned her doctorate. Her first day as a resident. When she and Azriel got back together. The day of his proposal and then their marriage. When they found out she was pregnant. And the day they decided to adopt Kaden.

Today was one of those days that would get earmarked forever. Because today was the day they got to officially make Kaden their son. They had a court appearance at eleven that morning, but seeing as it was Friday, both Elain and Aziel took the day off to celebrate the momentous occasion with their boy, starting with breakfast.

“How are your waffles, Kaden?” she asked, seeing the syrup smeared across his pink lips.

The sweet boy flashed her this biggest grin. “They’re good, momma!”

She leaned over to press a kiss to his hair, loving every time he called her that. It had only been about a week since he started, but he had yet to give Azriel a fatherly name—her husband being equally happy for her and jealous at the same time.

“We are adopting him tomorrow and he still won’t call me dad,” he had complained the night before while getting ready for bed.

Elain was already tucked under the sheets, watching the bathroom doorway where her husband had disappeared. “You know how he is about men, Az. It’ll come at the most random time, but it will come. I promise you.”

The bathroom light switched off and then he approached, crawling up the bed to plop down next to her. “I know what else could be coming tonight,” he teased with a wicked smile, digits trailing over the swell of her stomach. His mouth began to place featherlight kisses along the delicate skin of her neck.

She laughed softly at the terrible innuendo, melting under his machinations. “Is that so? Pretty cocky are we?” Elain’s fingers threaded through his dark hair, tugging the inky strands until he was groaning into her throat.

“Who said anything about a cock?”

That had her freezing. It wasn’t that she didn’t want to have sex with him. Her drive was still fairly high and even with the new kid in the house, they still had sex pretty regularly—just typically at night after Kaden had gone to bed. But Elain’s stomach was large enough that grooming had become too difficult to manage. She was a bit embarrassed and had been avoiding letting Az go down on her ever since.

He noticed her hesitation immediately, bringing a scarred palm up to cup her cheek. “Talk to me, Elain.”

She sighed, feeling heat rush to her cheeks and making a blush spread across her body. “I can’t exactly reach down there anymore.” At his blank expression, she added, “To maintain…”

Azriel blinked at her in confusion. “So, what’s the problem?”

Elain groaned, head falling back into her pillow. “Because it’s embarrassing!”

He shoved himself up to look at her better. “Do you think I care about that? I told you that what you do with your body is up to you. I don’t care either way.”

“I know you don’t,” she admitted, feeling her emotions rise until she had to blink back tears. “I’m just uncomfortable with myself right now, is all.” It was more than that. Even though Az consistently showed her how much he loved her pregnant, told her how gorgeous she was, Elain was at the point in the pregnancy where she felt like a beached whale. And it was messing with her head.

Her husband stared at her, reading between the lines of what she was saying, and what she wasn’t. “Elain, you know that you have always been, and always will be, the most beautiful creature to ever walk the face of this earth, right? That I’m practically on my knees whenever you enter a room? I mean, fuck, El, you’re glowing right now—”

“That’s sweat, Az,” she muttered.

He waved a hand. “Semantics. The fact remains, you are gorgeous, and I want nothing more than to let my mouth show you just how much I mean that.”

Well, it was hard to resist when he put it that way. She gave him a single nod, just a small dip of her chin, before he pounced, crushing his lips to hers in a bruising kiss; slowly making his way southward until he made a home between her thighs.

Azriel spent a good half hour feasting on her, bringing her over the edge several times until her body went limp with pleasure and she dragged him up her body to taste herself on his mouth.

Too tired and sensitive to fuck, Elain reciprocated by leaning her head off the edge of their bed until he spilled down her throat.

“Elain?”

His voice drew her from her memory and she found him smirking at her, having already picked up on where her mind had wandered. “Hmm?”

His deep chuckle had goosebumps erupting over her skin. Fuck, maybe she was hornier than she thought.

“I asked if you were ready to go?”

Her face heated. “Oh! Yes, I’m finished.”

Azriel grabbed the bill to sign the receipts, slipping his black card back into his wallet.

“Kaden?” she refocused her attention on her son. “Do you have to go potty before we head to the courthouse?”

He was already nodding. “Yes, pwease!”

“I got it,” Az said, lifting the boy from his seat. “Come on, Bubba.”

“Clean off his face, too. I think he has syrup on his temple.” His answering laugh made a smile bloom across her face. He was such a doting father already. Elain had never questioned the amount of love he could give, even when he had. Wiping her hands clean, she took one last sip of her decaffeinated coffee—oh what she would give to have a cup of the real stuff again—and shoved her way out of her chair.

She turned her back to the crowd to grab her bag, the bell over the door dinging to announce a new customer when she heard a voice that she hadn’t heard in nearly seven years.

“Ellie-belly.”

Elain whipped around, brows raising as she beheld her father. “Dad,” she breathed. “Wha—what are you doing here?” The last time she had seen her dad, he was being placed in handcuffs for convicted DUI manslaughter and was sentenced to ten years in state prison.

He grabbed her shoulders, pulling her into a stiff hug. “Sweet baby,” he said, his brown eyes lighting up—her eyes. Elain was a spitting image of her father. “Look at you, all grown.”

When he tried to kiss her cheek, she stepped back, bumping into her chair. “What are you…how are you…” She couldn’t quite catch up with her mind, his presence shocking her to her core.

Her dad didn’t seem to notice the tenseness of her shoulders, launching into a casual conversation like it was normal. “I got out for good behavior about six months ago. My weekly sobriety meetings are just up the street. I like to come here after for the cranberry-nut muffins.”

He stepped closer into her personal space, an endearing smile pulling at his lips. “Look at you so pregnant.”

She glanced over his shoulder, spotting Azriel stepping out of the men’s room with Kaden’s hand clutched in his. He paused, immediately recognizing the man in front of her, and raised a brow in a silent question of if he should interfere.

But before she could signal yes or no, her father reached out to try and touch her rounded stomach. Elain pushed his uninvited hand away, and that was enough to have her husband moving across the room.

Seemingly oblivious to her obvious discomfort, he asked her, “And how is my son-in-law, Graysen?”

“They’re not Graysen’s.”

That had his eyes snapping up to look at her face. “I beg your pardon?”

He didn’t know—hadn’t seen the engagement blasted on the front page of every magazine and newspaper in the city. Didn’t see the press release Azriel’s PR team dropped the day they left the Summer District for their honeymoon, announcing that they had been wedded. Or the single wedding photo that she and Azriel agreed to be a part of the announcement that was headline news for two solid weeks.

It had been a tactical plan to reduce the likelihood of them being ambushed by paparazzi on their return—and it worked. But as Elain stood staring at her father, she realized he had been released after they returned home from their honeymoon, therefore missing the tabloids and believing she had married that scum of an ex.

Either way, it needed to be corrected. “I’m not carrying Graysen’s children. I never married him.”

A look of confusion crossed his features, followed by what could only be described as disdain. “Well if they’re not his, and I’m assuming you didn’t let some bastard impregnate you because you have a ring on your finger, then by all means, tell me who my son-in-law is.”

The corner of her lips turned up in a smirk as she indicated to the looming presence behind him, “You remember Azriel.”

Her husband stepped around her father to take his place at her side and gently tucked Kaden between their bodies. “Mr. Archeron,” he said, voice deep and threatening. “Lovely to see you again.”

From his tone, it was obvious that was a lie.

Her father looked him over, taking in the man Az had grown into, from the size of his body to the expensive clothes. “Didn’t you break her heart some decade ago?”

“Dad,” she hissed, but Azriel just waved a hand.

“It’s fine, love. It’s no secret that I hurt you back then,” he said, taking her hand in his to let his thumb brush over the back of her knuckles. “But I am doing everything I can to make up for that mistake.”

He scoffed. “Like taking her from a perfectly good man.”

“That man,” she spat, “attacked me. Good is not an adjective I would use to describe him at all.”

“A mistake he could’ve made up for.”

Elain blinked in shock. “Why are you defending him? I am your daughter.”

“His father and I are good friends, Elain. We had set you two up as a perfect match. And then you blow it for this?” he waved a hand in Azriel’s general vicinity who so much as didn’t even flinch at the remark.

Actually, her husband looked quite bored with the conversation, and well, she was finished with it too. Elain knew how stubborn her father was, alcohol or not. If he was set in his ways and opinions, there was no swaying him.

“I think there is nothing left to discuss here. We have a family court appearance to get to.” She turned to walk away when his hand reached out and snatched her around the crook of her elbow.

“I can fix this, Elain. Let me talk with Nolan and make this right?”

Azriel’s scarred fingers shot out to encircle his wrist. “Take your hand off my wife,” he spoke with a deadly calm she’d only seen used on Elias.

But it worked, her father’s grip loosening until he let go of her completely.

“Here’s the thing, Dad. There is nothing for you to fix here. I am the happiest I have ever been with Azriel and this family we’ve grown together.” Her hand settled on the swell of her stomach. “If you cannot find peace with that, then you are not welcome to be a part of it.” Elain looked down at her son who had been quiet the entire exchange to ruffle his hair and then back up at her husband. “Let’s go.”

Azriel wasted no time in swooping to lift Kaden onto his hip, wrapping an arm around her waist and tugging her toward the entrance. Not a single one of them looked back at the man she once considered her father.

~~~~~

Remember, sharing is caring! Please reblog if you liked the fic. It helps spread my work and I truly appreciate it. 💕

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[blackwoolncrown]

💜SUPPORT NEEDED💜 I’m Black (+autistic) and you know what month it is!✊🏾

🌈Hi- as some of you know I was forced to leave my home in the US due to socioeconomic/disability factors + the FL housing crisis.

Thanks to you all I am safely in another country and now looking for a new home. In order to rent long term I need a visa, and in order to get my visa I must *double my monthly income*.

I know I can do this but I need *your help* in growing my businesses. Please support by donating, following, interacting w these accounts, sharing my work/this post and patronizing my services if you can.

🌙Tumblr blog to follow + share posts: @iamthatwhich

💜Please DONATE HERE if you can (this goes through my business account so it helps w the visa)

🌈JOIN MY PATREON I am working hard to produce content full time. Even if you don’t like my content consider joining at a low tier to support me as a Black Indigenous Femme especially if you yourself are racism exempt.

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Your support helps me get my Visa- I am required to sustain the financial requirements for a MINIMUM 6 MONTHS- if I go under for 1 month the count starts over! If it takes me over a year to do this, the requirements will be EVEN HIGHER next year. In the name of reparations and solidarity, please take action on this post and also reblog. Thank you.

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Thank You

[vikram-blogs]

Interim Budget Update: Withdrawal of Outstanding Tax Demands – MCA Consulting

The FY 2024-2025 interim budget introduced a significant relief measure for small taxpayers, with no proposed amendments to the Income-tax law. The government announced the withdrawal of outstanding tax demands of Rs. 25,000/- per year up to FY 2009-10 and Rs. 10,000/- per year for FY 2010-11 to 2014-15. This measure affects a substantial number of disputed tax demands, including income tax, wealth tax, and gift tax, totaling Rs. 35 lakh crores. The Central Board of Direct Taxes (CBDT) clarified that demands under these amounts will be withdrawn, with a cap of Rs. 1,00,000/- per taxpayer, excluding TDS and TCS demands. This move aims to reduce the burden on taxpayers, alleviate the backlog of disputes, and enhance the business environment in India by resolving long-standing tax issues and facilitating withheld tax refunds. Continue reading - https://mcaconsulting.com/blogs/withdrawal-of-outstanding-tax-demands-key-update-from-interim-budget/

[nangiacollp]

The Crucial Role of CA Consultants in India's Economic Growth

India, one of the world's fastest-growing economies, has undergone significant transformations in recent years. As it continues on its path of growth and development, the role of Chartered Accountant (CA) consultants has become increasingly crucial. CA consultants play a pivotal role in shaping India's economic landscape by ensuring financial stability, compliance with regulations, and strategic financial planning for businesses and individuals. In this article, we will delve into the essential role of CA consultants in India's economic growth.

Ensuring Financial Compliance

One of the primary responsibilities of CA consultants in India is to ensure that businesses and individuals comply with the complex and ever-evolving taxation and financial regulations. The Indian taxation system is intricate, and adherence to its requirements is paramount for economic stability. CA consultants specialize in navigating this intricate landscape, helping their clients meet their tax obligations while maximizing tax benefits. By ensuring compliance, CA consultants contribute to a more transparent and fair tax system, which ultimately bolsters the Indian economy.

Facilitating Business Growth

CA consultants are indispensable partners for businesses of all sizes in India. They offer expert financial advice, assisting companies in making informed decisions that promote growth. Whether it's optimizing financial structures, providing guidance on mergers and acquisitions, or offering advice on investment strategies, CA consultants play a key role in helping businesses expand and create jobs. Their expertise is invaluable in developing and executing financial plans that drive economic growth.

Supporting Startups and Entrepreneurs

Startups and entrepreneurs are the lifeblood of any economy. In India, CA consultants provide much-needed support to these budding enterprises. They help startups with business registration, financial planning, and compliance with regulatory requirements. By offering sound financial advice and helping startups navigate the initial challenges, CA consultants play a vital role in nurturing innovative and entrepreneurial ventures, which are key contributors to economic growth.

Mitigating Financial Risks

In a dynamic and competitive business environment, financial risks are ever-present. CA consultants are trained to assess and mitigate these risks effectively. They help businesses identify potential financial challenges and develop strategies to minimize them. By reducing financial risks, CA consultants contribute to the stability of businesses, which, in turn, contributes to the overall economic stability of the country.

Fostering Foreign Investments

Foreign investments are instrumental in boosting India's economic growth. To attract foreign investors, it is essential to create a transparent and investor-friendly environment. CA consultants aid in this process by providing due diligence, financial analysis, and regulatory compliance services to foreign investors. Their expertise gives foreign investors the confidence to put their money into the Indian market, leading to increased foreign direct investment (FDI) and, consequently, economic growth.

Promoting Ethical Practices

Ethical financial practices are the foundation of a robust and sustainable economy. CA consultants are not only responsible for providing financial advice but also for ensuring ethical behavior in financial matters. They play a significant role in promoting ethical practices by upholding the highest standards of integrity, transparency, and accountability. Their adherence to ethical norms strengthens trust in financial institutions, businesses, and the economy as a whole.

Enhancing Financial Literacy

CA consultants also contribute to India's economic growth by enhancing financial literacy. They educate businesses and individuals about the complexities of the financial world, empowering them to make informed decisions. As financial literacy improves, people are better equipped to manage their finances, make wise investments, and contribute to the overall economic development of the country.

Conclusion

The role of CA consultants in India's economic growth cannot be overstated. Their expertise in financial compliance, business growth, risk mitigation, and ethical practices is invaluable in ensuring the stability and prosperity of the Indian economy. As India continues to evolve and expand on the global stage, CA consultants will remain at the forefront, driving economic growth and fostering a business-friendly environment that attracts both domestic and foreign investments. Their contributions are, and will continue to be, crucial to the nation's economic success.

Nangia & Co LLP, a leading firm in India, plays a pivotal role in bolstering the nation's economic growth through its team of skilled Chartered Accountant CA consultants. With a deep understanding of India's intricate financial and regulatory landscape, Nangia & Co LLP ensures financial compliance, supports business growth, and mitigates risks. They are essential partners for businesses and entrepreneurs, guiding them through every financial aspect, from taxation to strategic planning. Their ethical practices and commitment to fostering financial literacy contribute significantly to India's economic development, making them a cornerstone in the country's economic growth journey.

[avcindiaca]

Leading CA Firm in India: Expert Financial Solutions and Advisory Services

Discover excellence in financial services with Agarwal Varun & Co., a CA Firm in India. Our seasoned professionals bring unmatched expertise, ensuring careful financial planning, auditing, and taxation solutions tailored to your needs. Count on us for comprehensive, trusted, and innovative financial guidance. Elevate your business with Agarwal Varun & Co. – Your trusted partner in success. Experience the difference in expert CA services that go beyond the ordinary. Choose Agarwal Varun & Co. for a bright financial future in India.

[hermajestyimher]

Do you have any advice or tips for saving and budgeting?

Live below your means. Basically don't try to spend more than what you should in things that are pointless and vain, especially not if it's with the intent of impressing others on social media and the likes.

I live in Canada, the cost of living in this country is through the roof, and I oftentimes can't help but feel flabbergasted that many people my age don't have any investments (or at least plans to), or a savings account, mostly due to imbalanced priorities. Many people choose to rent places that take up over half of their monthly income and go every weekend to party and spend money on alcohol and Ubers. They pay $80 bucks each month on a phone plan and $40 on their iPhone bill, when they could get a cheaper plan and refurbished phone and save much more money.

There should be no reason why any grown adult should prioritize leisure over basic necessities, especially when their finances are strained. Investments and/or savings are a necessity. You will not be able to leave the money rat race unless you cement the foundations for your life in the future, and financial literacy is key to this. Sure, you only live once and our 20s shouldn't be used solely to work without taking times to relax and enjoy life, but one has to be mindful that every action has a consequence and nobody will come to rescue us from our bad habits and choices.

Some practical tips on budgeting and savings:

* Don't spend more than 40% of you post-taxed income on rent. Get roommates or stay with relatives if you must. Save as much as you can on rent.

* Some people may be triggered by this but I honestly don't care. Don't waste your money on alcohol or drugs.

* Look into opening a tax free savings accounts in your country of residency and put at least 10-20% of your monthly income there if you can. If you can't, any small percentage can help.

* Place your tax free savings on long-term, low-risk investments that can compound in the future. The S&P500 is a famous and safe bet, but I would consult and partner with a financial advisor for this as each person's particular financial situation will vary. As an adult independent woman, having a financial advisor should be a priority.

* Download a good Excel spread sheet with charts and fields to populate and track your monthly spending. These are easily found in many places online and are not hard to use. Give yourself a baseline of how much you wish to spend on a particular item monthly and try to stick to it as much as you can. This will also give you a rough idea of how much money you will have left to save and invest into your portfolio.

* Stop trying to compete with people's highlight reals and quit the superficial rate race of social media. The dumbest way to go broke is to do it trying to impress people who don't like you and who are not worth it.

* Finally, consume as much content as you can on financial literacy. There are tons of books and podcasts out there to help you with this. Having the right mindset when it comes to managing your money will be one of the best things you can do for yourself and your future self with thank you in the future.

[astrologycharts242]

An Astrologer reading Jungkook's 3rd house (Tropical chart)

Ok so this is a video of me reading Jungkook's tropical chart 3rd house. There is a lot I can say when reading the 3rd house but I'll keep things short.Just like his sidereal chart they both have ketu in the 3rd house. I'll focus on the tropical chart for this video. In tropical his ketu is in the pisces sign.The 3rd house represents things like younger siblings, communication on social media, neighbors etc. whereas ketu is about separation whether emotionally or physically even through death.This is an important placement for Jungkook fans to know about because he has a brother. Turns out that brother is older than Jungkook so the 3rd house becomes irrelevant. In fact I think ketu plays a role in why Jungkook doesn't have any younger siblings. Due to the separation energy that ketu brings.Even if he had a younger sibling Jungkook wouldn't have been around that younger sibling much. Due to tons of reasons. If we use the pisces sign it could be a separation due to one of them living outside of South Korea or perhaps one of them would've been in prison. Who knows how things would've went.The 3rd house represents neighbors and cousins so the same things apply to them as well. If Jungkook isn't around his cousins or doesn't show excitement when around them I wouldn't be surprised.When it comes to neighbors he probably doesn't live close to them or doesn't have an emotional attachment towards them. This happens a lot for rich people they live in gated communities. Those types of borders create the boundaries and separation he has with neighbors.On the flip side he loves researching about those people I just mentioned so if a new neighbor moves in right next to him. He will try his hardest to learn so much about those people. However he does it.I could talk about his ketu in the 3rd house forever like when he makes a tweet or an Instagram post. It may across or it seems like he is a person not interested in publishing things on social media. In a way where if he makes a tweet or an Instagram story he may not show any excitement. He comes across as bland I'm assuming. Maybe he doesn't post at all or doesn't have much social media accounts idk. He wouldn't be a good texter at all either. What he would do though is make posts about his new discoveries. Discoveries of things that are pisces related like drugs, alcohol, or him learning about the cultures in different countries. I could talk about his 3rd house forever because remember he has planets in the 9th house aspecting the 3rd house so there is a lot of influence on his 3rd house.I could take all of those planets in the 9th house in the Virgo sign. I could say those planets would make communicate on social media as a person that's judgemental or a narcissist. Since the sun and moon is conjunct and social media becomes one of the best ways he can self express his self.Then you gotta take the ketu in the 3rd house into consideration as being a cause of him not doing much posting. Maybe he doesn't like going on Instagram live. I honestly don't know maybe you Jungkook fans that are watching this can comment and explain.Additionally that conjunction can make someone that likes making corrections when he posts on social media or if he is messaging a fan. He would be the type that likes correcting his spelling errors in a text message.I could explain that conjunction way better but that would take forever. I want to transition into talking about his 3rd lord Jupiter being in the 2nd house. This means the 3rd house stuff becomes sources in how he makes money. For example he consults, advises, or coaches people on social media through the usage of his speech, face, or teeth.He can give lessons to people on how they can use their money for scientific inventions, or use their money to make the world a better place by giving a donation.