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#credit line
soumen2123 · 2 months
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Credit Lines vs. Credit Cards: The Ongoing Debate
Credit cards have been a staple in the Indian financial market for some time, while credit lines are relatively new. Recently, Indian users have begun to gain confidence in using credit cards.
With the rise of fintech companies, online personal loan apps have emerged, offering flexible line of credit loans. Credit lines are increasingly being touted as the future of credit cards. So, which is better for personal loans: credit cards or credit lines? Let’s settle this debate once and for all.
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There are various online money lending apps and NBFCs that give one of the best personal loans in India. Some of these apps offering credit lines loans in India are:
• MoneyView • Casheapp • VivaMoney • MoneyTap • StashFin
At the end of the day, it all comes down to your financial needs, your current requirements, and your long-term goals that determine which could be best for you: credit cards or credit lines.
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soumenmb · 5 months
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VIVA Money App Hits 100K+ Downloads in Lightning Speed!
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VIVA Money, the revolutionary fintech startup from Bengaluru, has stormed into the digital finance scene with a bang! In just four months since its launch in Gujarat and Karnataka, the VIVA Money app has surpassed a staggering 100,000 downloads, setting a new benchmark for rapid growth and user engagement.
But what's fueling this meteoric rise? Let's dive into the heart of VIVA Money's offerings:
Freedom to Borrow, No Strings Attached: VIVA Money offers an exclusive grace period of up to 51 days, allowing users to borrow without worrying about hefty interest charges.
Revolutionary Revolving Credit: Unlike traditional loans, VIVA Money offers a revolving credit limit, giving you the power to borrow, repay, and borrow again, all with unparalleled ease.
Flexible EMI Plans: Choose from three flexible EMI plans ranging from 5 to 20 months, tailored to fit your unique financial needs and goals.
Digitally Driven Convenience: Embrace the future of finance with VIVA Money's 100% digital process, eliminating paperwork and streamlining your borrowing experience.
Seamless Bank Transfers: Say goodbye to traditional credit card limitations! With VIVA Money, your credit line can be seamlessly transferred to your bank account, putting financial freedom at your fingertips.
Lightning-Fast Approval: With VIVA Money, there's no waiting game. Experience lightning-fast approval and disbursal within a mere 15 minutes, ensuring you get the funds you need when you need them.
VIVA Money goes beyond just offering a Credit Line; it's dedicated to transforming how Indians handle their financial matters and boasts extensive experience in the lending sector. As the fintech landscape continues to evolve, VIVA Money remains committed to innovation, customer satisfaction, and financial inclusion.
Looking ahead, VIVA Money has its sights set on Rajasthan and Maharashtra, gearing up to extend its innovative financial solutions to even more eager users across India. With a personalized loan product in the pipeline, offering higher loan amounts and extended repayment periods, VIVA Money is poised to make a lasting impact on the Indian fintech ecosystem.
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So, what's next for VIVA Money? With an estimated 40,000 credit lines and a projected loan book value of ₹1400 million by year's end, the journey is just beginning. Join the VIVA Money revolution today and experience the future of finance, redefined.
About VIVA Money:
VIVA Money stands at the forefront of digital financial lending, offering India's premier Line of Credit. Powered by cutting-edge technology and a customer-centric approach, VIVA Money provides seamless access to financial solutions through its mobile application and website.
As a subsidiary of the holding company Tirona Limited, with its headquarters in Cyprus, Viva Money benefits from a global perspective. Tirona Ltd operates across Europe, Asia, and South America, investing in fintech opportunities and established companies in banking and IT. Notable investments within Tirona's portfolio include 4 finance, the world's leading digital consumer finance company, and TBI Bank, a next-generation digital bank operating in multiple countries.
With assets spanning more than 20 projects in 22 countries, Tirona's financial prowess is evident. The group's total assets saw a 30% increase in 2022, reaching 1.44 billion euros, while revenue surpassed 490 million euros. This growth trajectory underscores Tirona's commitment to innovation and excellence in the financial sector, driving progress and prosperity across diverse markets.
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tuuneoftheday · 7 months
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David Nance - Credit Line
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wickedzeevyln · 8 months
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The Mind's Gilded Cage
He said he lost the strength to fly,but he never had wings in the first place,just a gilded cage he keeps inside,spends his day wriggling,begrudged them for what they have earned,not keen on toiling,a fact of life he decries. A shallow puddle for a thought,but says he knows,leaped down his bespoke oubliette,into the dark,nocturnal-eyed with patches of stubble on his head,more peevish than the…
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arkashas · 5 months
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Hannibal and Will + rejecting potential murder buddies
and the reason why:
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s-sania · 1 year
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Get Flexible Credit Lines for Business Growth - Phoenix helps you secure customized credit lines to fuel your expansion. Reach to us now and unlock your business potential.
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cowboylikeyouu · 29 days
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in germany, chris evan‘s roles (including steve) are mostly voiced by dennis schmidt-foß, but as johnny storm he‘s voiced by benedikt weber, and it made for a really cool moment during dp&w. bc wade’s super convinced that he‘s steve, but all the german people who watch the german dub of marvel movies religiously are already like huh??? bc that‘s NOT steve rogers‘ voice, and then when it’s revealed that he‘s actually johnny, wade‘s like "ah yeah, i should’ve known from the voice". and idk, it’s not hilarious or anything, but it just made me soo happy that they used wade‘s 4th wall breaks differently in different languages. just felt the need to share this
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2.104 // 2.105 // 3.102
the cast never learns why you don't three-way Boulder, Parchment, Shears
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Claim Your $1,000 Credit Line: A Guide to Getting Started
If you're looking to take control of your finances and start building credit, claiming a $1,000 credit line can be a great first step. Here's everything you need to know to get started:
Understand What a Credit Line Is
A credit line is a type of loan that allows you to borrow money up to a certain limit. Unlike a traditional loan, you can borrow and repay money as often as you'd like as long as you stay within your credit limit. Interest is charged on the amount you borrow, and you'll need to make minimum payments each month to avoid fees and penalties.
Check Your Credit Score
Before you apply for a credit line, it's important to know where you stand. Your credit score is a number that represents your creditworthiness, and lenders use it to decide whether or not to approve your application. You can check your score for free once a year at annualcreditreport.com or sign up for a credit monitoring service to keep track of your score on an ongoing basis.
Shop Around for the Best Deal
Not all credit lines are created equal, so it pays to shop around. Look for a credit line with a low interest rate, no annual fee, and flexible repayment terms. Consider applying with a bank or credit union where you already have a relationship, as they may be more likely to offer you a better deal.
Apply for Your Credit Line
Once you've found the right credit line for you, it's time to apply. You'll need to provide personal information like your name, address, and Social Security number, as well as information about your income and expenses. The lender will use this information to decide whether or not to approve your application.
Use Your Credit Line Responsibly
If you're approved for a credit line, it's important to use it responsibly. Only borrow what you need and can afford to pay back, and make sure to make your minimum payments on time each month. Using your credit line responsibly can help you build a positive credit history and improve your credit score over time.
In conclusion, claiming a $1,000 credit line can be a great way to start building credit and taking control of your finances. By understanding what a credit line is, checking your credit score, shopping around for the best deal, and using your credit line responsibly, you can set yourself up for financial success.
Claim Your $1,000 Credit Line!
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mother-lee · 10 months
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alone
@burtoo
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stashfinindia · 2 years
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banana-dawg · 4 months
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₊˚♡The Stanley Parable: Userboxes, Blinkies, and Stamps
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All f2u, no credit needed // requests open ♡₊˚
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confessedlyfannish · 6 months
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Writing Prompt #12
Bruce is reading the paper when the pour of Tim's coffee goes abruptly quiet. It would be hard to pinpoint why this is disturbing if it wasn't for the way the soft, tinny sound the vent system in the manor makes cuts out for the first time since being updated in the 90s. The pour, Bruce realizes, has not slowed to a trickle before stopping. It has simply stopped. And there is no overeager clack of a the mug against the marble counter or the uncouth first slurp (nor muttered apology at Alfred's scolding look) immediately following the end of the pour.
Bruce fights the instinct to use all of his senses to investigate, and instead keeps his eyes on the byline of the article detailing the latest set of microearthquakes to hit the midwest in the last week. Microearthquakes aren't an unusual occurrence and aren't noticeable by human standards, which is why this article is regulated to page seven, but from several hundred a day worldwide to several hundred a day solely in the East North Central States, seismologists are baffled.
Bruce had been considering sending Superman to investigate under the guise of a Daily Planet article requested by Bruce Wayne (Wayne Industries does have an offshoot factory in the area) when everything had stopped twenty seconds ago. That is what he assumes has happened (having not moved a muscle to confirm) in the amount of time he assumes has passed. His million dollar Rolex does not quite audibly tick but in the absolute silence it should be heard, which confirms the silence to be exactly that—absolute.
While Bruce can hold his breath with the best of the Olympian swimmers, he has never accounted for a need to remain without blinking without being able to move one's eyes. Rotating the eyeballs will maintain lubrication such that one could go without blinking for up to ten minutes. But staring at the byline fixedly, he estimates another twenty seconds before tears start to form.
These are the thoughts Bruce distracts himself with, because he doesn't dare consider how Tim and Alfred haven't made a (living) sound in the past forty-five seconds. About Damian, packing his bag upstairs for school after a morning walk with Titus that was "just pushing it, Master Damian".
There is a knife to his right, if memory serves (it does). In the next five seconds—
"Your wards and guardian are fine, Mr. Wayne," the deepest voice Bruce has ever heard intones. For a dizzying moment, it is hard to pinpoint the location of the voice, for it comes from everywhere—like the chiming of a clocktower whilst inside the tower, so overpowering he is cocooned in its volume.
But it is not spoken loudly, just calmly, and when he puts the paper down, folds it, and looks to his right, a blue man sits in Dick's chair.
He wears a three piece suit made entirely of hues of violet, tie included. He has a black brooch in the shape of a cogwheel pinned to his chest pocket, a simple chain clipped to his lapel. Black leather gloves delicately thumb Bruce's watch (no longer on his wrist, somewhere between second 45 and 46 it has stopped being on his wrist), admiring it.
"You'll forgive me," the man says with surety. "Clocks are rather my thing, and this is an impressive piece." He turns it over and reveals the 'M. Brando' roughly scratched into the silver back. He frowns.
"What a shame," he says, placing it face side up on the table.
"Most would consider that the watch's most valuable characteristic." Bruce says, voice steady, hands neatly folded before him. Two inches from the knife. To his left, there is an open doorway to the kitchen. If he turns his head, he might be able to get a glance of Tim or Alfred.
He doesn't look away from the man.
"It is the arrogance of man," the man says, raising red eyes (sclera and all) to Bruce, "to think they can make their mark on time."
"...Is that supposed to be considered so literally?" Bruce asks, with a light smile he does not mean.
The man smiles lightly back, eyes crinkling at the corners. He looks to be in his mid thirties, clean-shaven. His skin is a dull blue, his hair a shock of white, and a jagged scar runs through one eye and curving down the side of his cheek, an even darker, rawer shade of blue-purple.
The man turns the watch back over and taps at the engraving. "Let me ask you this," he says. "When we deface a work of art, does it become part of the art? Does it add to its intrinsic meaning?"
Bruce forces his shoulders to shrug. "It's arbitrary," he says. "A teenager inscribes his name on the wall of an Ancient Egyptian temple and his parents are forced to publicly apologize. But runic inscriptions are found on the Hagia Sophia that equate to an errant Viking guard having inscribed 'Halfdan was here' and we consider it an artifact of a time in which the Byzantine Empire had established an alliance with the Norse and converted vikings to Christianity."
"The vikings were as errant as the teenager," the man says, "in my experience." He leans back in his chair. "I suppose you could say the difference is time. When time passes, we start to think of things as artistic, or historical. We find the beauty in even the rubble, or at least we find necessity in the destruction..."
He offers Bruce the watch. After a moment, Bruce takes it.
"The problem, Mr. Wayne, is that time does not pass for me. I see it all as it was, as it is, as it ever will be, at all times. There is no refuge from the horror or comfort in that one day..." he closes his hand, the leather squeaking. And then his face smooths out, the brief severity gone. He regards Bruce calmly.
"You can look left, Mr. Wayne."
Bruce looks left. Framed by the doorway, Tim looks like a photograph caught in time. A stream of coffee escapes the spout of the stainless steel pot he prefers over the Breville in the name of expediency, frozen as it makes its way to the thermos proclaiming BITCH I MIGHTWING. Tim regards his task with a face of mindless concentration, mouth slack, lashes in dark relief against his pale skin as he looks down at the mug. Behind him, Bruce can see Alfred's hand outstretched towards the refrigerator handle, equally and terrifyingly still.
"My name is Clockwork," the man says. "I have other names, ones you undoubtedly know, but this one will be bestowed upon me from the mouth of a child I cherish, and so I favor it above all else. I am the Keeper of Time."
"What do you want from me?" Bruce asks, shedding Wayne for Batman in the time it takes to meet Clockwork's eyes. The man acknowledges the change with a greeting nod.
"In a few days time, you will send Superman to the Midwest to investigate the unusual seismic activity. By then, it will be too late, the activity will be gone. They will have already muzzled him."
"Him."
"There is a boy with the power to rule the realm I come from. Your government has been watching him. The day he turned 18, they took him from his family and hid him away. I want you to retrieve him. I want you to do it today."
"Why me?"
"His parents do not have the resources you do, both as Batman and Bruce Wayne. You will dismantle the organization that is keen on keeping him imprisoned, and you will offer him a scholarship to the local University. You and yours will keep him safe within Gotham until he is able to take his place as my King."
This is a lot of information to take in, even for Bruce. The idea that there could be a boy powerful enough to rule over this (god, his mind whispers) entity and that somehow, he has slipped under all of their radars is as frustrating as it is overwhelming. But although Clockwork has seemed willing to converse, he doesn't know how many more questions he will get.
"You have the power to stop time," he decides on, "why don't you rescue him? Would he not be better suited with you and your people?"
"Within every monarchy, there is a court," Clockwork. "Mine will be unhappy with the choice I have made," he looks at Bruce's watch, head cocked. "In different worlds, they call you the Dark Knight. This will be your chance to serve before a True King."
Bruce bristles. "I bow to no one."
"You'll all serve him, one day," Clockwork says, patiently. "He is the ruler of realms where all souls go, new and old. When you finally take refuge, he will be your sanctuary." He frowns. "But your government rejects the idea of gods. All they know is he is other. Not human. Not meta. A weapon."
"A weapon you want me to bring to my city."
"I believe you call one of your weapons 'Clark', do you not?" Clockwork asks idly. "But you misunderstand me. They seek to weaponize him. He is not restrained for your safety, but for their gain."
"And if I don't take him?" Bruce asks, because a) Clockwork has implied he will be at the very least impeded, at worst destroyed over this, and b) he never did quite learn not to poke the bear. "You won't be around if I decide he's better off with the government."
"You will," Clockwork says, with the same certainty he's wielded this entire conversation. "Not because he is a child, though he is, nor because you are good, though you are, nor even because it is better power be close at hand than afar.
"I have told you my court will be unhappy with me. In truth, there are others who also defend the King. Together we will destroy the access to our world not long after this conversation. The court will be unable to touch him, but neither will we as we face the repercussions for our actions. I am telling you this, because in a timeline where I do not, you think I will be there to protect him. And so when he is in danger, even subconsciously, you choose to save him last, or not at all. And that is the wrong choice.
"So cement it in your head, Bruce Wayne," the man says, "You will go to him because I tell you to. And you will keep him safe until he is ready to return to us. He will find no safety net in me. So you will make the right choice, no matter the cost."
"Or, when our worlds connect again, and they will," his voice now echoes in triplicate with the voices of the many, the young, the old, Tim, Bruce's mother, Barry Allen, Bruce's own voice, "I will not be the only one who comes for you."
"Now," he says, producing a Wayne Industries branded BIC pen. "I will tell you the location the boy is being kept, and then I would like my medallion back, please. In that order."
Bruce glances down and sees a golden talisman, attached to a black ribbon that is draped haphazardly around the neck of his bathrobe, so light (too light, he still should have—) he has not felt its weight until this moment.
Bruce flips the paper over, takes the pen, and jots down the coordinates the being rattles off over the face of a senator. By his calculation, they do correspond with a location in the midwest.
"You will find him on B6. Take a left down the hallway and he will be in the third room down, the one with a reinforced steel door. Take Mr. Kent and Mr. Grayson with you, and when you leave take the staircase at the end of the hallway, not the elevator."
The man gets up, dusts off his impeccably clean pants, and offers him a hand to shake.
"We will not meet again for some time, Mr. Wayne."
Bruce looks at the creature, stands, and shakes his hand. It feels like nothing. The Keeper of Time sighs, although nothing has been said.
"Ask your question, Mr. Wayne."
"I have more than one."
"You do," Clockwork says. "But I have heard them all, and so they are one. Please ask, or I will not be inclined to answer it."
"What does this boy mean for the future, that you are willing to sacrifice yourself for him?"
There is a pause.
"So that is the one," Clockwork says, after a time. "Yes. I see. I should resolve this, I suppose."
"Resolve what?"
"It is not his future I mean to protect," the man says. "It is his present."
"You want to keep him safe now..." Bruce says, but he's not sure what the being is trying to say.
"I am not inclined," Clockwork repeats, stops. His expression turns solemn, red eyes widening. In their reflection, Bruce can see something. A rush of movement too quick to make heads or tails of, like playing fast forward on a videotape. "Superman reports no signs of unusual seismic activity. With nothing further to look into, you let it go in favor of other investigative pursuits. You do not find him, as you are not meant to. He stays there. His family, his friends, they cannot find him. His captors tell him they have moved on. He does not believe them, until he does. He stays there. He stays there until he is strong enough to save himself."
Clockwork speaks stiffly, rattling off the chain of events as if reading a Justice League debrief. "He is King. He will always be King. He is strong, and good, and compassionate, and he is great for my people because yours have betrayed his trust beyond repair. He throws himself into being the best to ever Be, because there is nothing Left for him otherwise. We love him. We love him. We love him. My King. Forevermore."
The red film in his eyes stall out, and Bruce is forced to look away from how bright the image is, barely making out a silhouette before they dull back to their regular red.
"I am not inclined," Clockwork says slowly, "To this future."
"Because of what it means in the present," Bruce finishes for him. "They're not just imprisoning him, are they."
"They will have already muzzled him."
Clockworks is right in front of him faster than he can process, fist gripping the medallion at his neck so tight he now feels the ribbon digging into his skin.
"Unlike you, Mr. Wayne," and for the first time, the god is angry, and the image of it will haunt Bruce for the rest of his life, "I do not believe in building a better future on the back of a broken child."
"Find him," the deity orders, and yanks the necklace so hard the ribbon rips—
Clack!
"sluuuuurp!"
"Master Timothy, honestly!"
"Sorry Alfred!"
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kookjinnies · 28 days
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vminkoo as #1 seokjin lovers
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ishaansinghh0210 · 2 years
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A Personal Line of Credit for The Wedding Season
Wedding season can result in all kinds of expenses but with a credit line, you can manage all such costs. Read to know more.
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privoapp · 1 year
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Get credit line - Fast-Track Your Finances with Privo App!
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Looking for instant financial support? Look no further! Get an Instant Credit Line Loan of up to ₹ 5 Lakh within minutes using the Privo Credit Line app. It's your go-to solution for both personal and business needs. Explore hassle-free financing now at Privo- Instant Credit Line. Your financial freedom awaits!
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