#professional loan for doctors

[anamika-malhotra]

Financial stability can provide the peace of mind that doctors need to focus on their critical work. Whether you're a seasoned medical professional looking to expand your practice or a recent graduate seeking to establish yourself, obtaining the right loan can be a game-changer. This article explores the nuances of applying for a professional loan for Doctors, highlighting the best loan options available, and offering guidance on choosing the best loan provider.

Understanding Doctor Loans

Doctor loans, also known as medical practice loans or physician loans, are specialized financial products designed to cater to the unique needs of medical professionals. These loans offer favorable terms, including lower interest rates, higher loan amounts, and more flexible repayment options compared to conventional loans. The primary goal is to support doctors in managing their finances, whether it be for setting up a practice, purchasing medical equipment, consolidating debt, or other professional needs.

Why Doctors Need Specialized Loans

High Education Costs: Medical education is one of the most expensive fields, often leaving new doctors with substantial student loan debt. Specialized loans can help manage and refinance this debt.

Practice Establishment: Starting a private practice requires significant investment in real estate, equipment, and staffing.

Cash Flow Management: Doctors, especially those in private practice, need to maintain steady cash flow for operational expenses and emergencies.

Professional Development: Continuous learning and certification in the medical field require ongoing investment.

Benefits of Doctor Loans

Higher Loan Amounts: Recognizing the earning potential of doctors, lenders often offer higher loan amounts compared to other professions.

Lower Interest Rates: Due to the perceived lower risk, doctors can often secure loans at lower interest rates.

Flexible Repayment Terms: Lenders provide flexible repayment schedules to accommodate the unpredictable nature of medical practices.

No Collateral Required: Many doctor loans are unsecured, meaning you don't need to put up collateral to secure the loan.

Specialized Customer Support: Lenders typically offer dedicated customer service teams familiar with the unique needs of medical professionals.

Steps to Apply for a Professional Doctor Loan Online

1. Assess Your Financial Needs

Before applying for a loan, determine the exact amount you need and the purpose of the loan. Whether it's for starting a practice, expanding an existing one, purchasing equipment, or consolidating debt, having a clear understanding of your financial needs will guide you in choosing the right loan product.

2. Research Loan Options

Take the time to research various lenders and their loan products. Look for lenders that specialize in doctor loans and compare their offerings. Pay attention to interest rates, loan amounts, repayment terms, and any additional fees.

3. Check Eligibility Criteria

Each lender will have specific eligibility criteria, including minimum income requirements, credit score thresholds, and documentation needed. Ensure you meet these criteria before applying.

4. Prepare Required Documentation

Typically, you will need to provide:

Proof of medical qualification (degree certificates, licenses)

Proof of income (tax returns, bank statements)

Employment details (employment contract, practice details)

Personal identification (passport, driver's license)

5. Apply Online

Most lenders offer a straightforward online application process. Fill out the application form with accurate information and upload the required documents. Double-check your application before submission to avoid any errors.

6. Await Approval

After submission, the lender will review your application and documentation. This process can take anywhere from a few hours to a few days, depending on the lender. Some lenders offer instant approvals for eligible candidates.

7. Accept the Loan Offer

Once approved, you will receive a loan offer detailing the terms and conditions. Review the offer carefully, and if satisfied, accept the loan. The funds will then be disbursed to your account.

Choosing the Best Loan Provider

When selecting the best loan provider, consider the following factors:

1. Interest Rates

Compare interest rates from different lenders. Even a slight difference in rates can significantly impact the overall cost of the loan.

2. Loan Terms

Look at the repayment terms offered. Longer terms may lower your monthly payments, but they can also increase the total interest paid over the life of the loan.

3. Customer Service

Choose a lender known for excellent customer service. Having a dedicated support team can make managing your loan easier and more efficient.

4. Flexibility

Consider the flexibility offered by the lender in terms of repayment options, prepayment penalties, and deferment possibilities.

5. Reputation

Research the lender's reputation. Look for reviews and testimonials from other medical professionals to gauge their experiences.

6. Additional Benefits

Some lenders offer additional benefits such as financial advisory services, debt consolidation options, or rewards programs. These can add significant value to your loan experience.

Case Study: Dr. Emily's Journey to Securing a Doctor Loan

Dr. Emily, a recent medical school graduate, wanted to start her own private practice. With substantial student loan debt and limited savings, she needed a loan to cover the costs of setting up her practice, including leasing space, purchasing equipment, and hiring staff.

Step 1: Assessing Financial Needs

Dr. Emily estimated she needed around $300,000 to establish her practice. She considered the costs of rent, equipment, initial inventory, and working capital.

Step 2: Researching Loan Options

She researched various loan options and identified several banks and online lenders offering specialized loans for doctors. She compared interest rates, loan amounts, and repayment terms.

Step 3: Checking Eligibility Criteria

Dr. Emily ensured she met the eligibility criteria for each lender. Her credit score was good, and she had a steady income from a part-time job at a hospital.

Step 4: Preparing Required Documentation

She gathered her medical degree, license, proof of income, employment details, and personal identification documents.

Step 5: Applying Online

Dr. Emily applied online to three lenders. The application process was straightforward, and she uploaded all the required documents.

Step 6: Awaiting Approval

Within 48 hours, she received approval from two of the lenders. She reviewed the loan offers carefully, considering the interest rates, repayment terms, and any additional fees.

Step 7: Accepting the Loan Offer

Dr. Emily chose the lender with the best overall terms, including a low-interest rate and flexible repayment options. She accepted the loan offer, and the funds were disbursed to her account within a week.

Conclusion

Dr. Emily successfully established her practice with the help of a professional doctor loan. The specialized loan terms allowed her to focus on providing quality care to her patients without the burden of financial stress.

Conclusion

Applying for a professional doctor loan online can provide the financial support needed to navigate the various challenges of a medical career. By understanding the benefits of doctor loans, researching the best loan options, and choosing the best loan provider, medical professionals can secure the funding they need to thrive.

The best loan for doctor is one that offers competitive interest rates, flexible repayment terms, and excellent customer service. Whether you choose a bank, credit union, online lender, or private lender, taking the time to compare options and read the fine print will ensure you make an informed decision.

Remember, the right loan can be a powerful tool in achieving your professional goals and maintaining financial stability. So, take the first step today and explore the various doctor loan options available to you.

[kriti2024]

 Explore 8 ways to use loan for doctor for expanding and enhancing your medical practice. Learn how these financing options can fuel your healthcare business.

[kaseywillis]

Medical school is expensive, and many doctors graduate with a significant amount of student debt. A Doctor Loan can be used to consolidate or refinance these loans, potentially lowering the monthly payments and overall interest rates.

[stinkrascal]

Plz tell me how you got diagnosed with autism? I defiantly have symptoms but don’t want to assume ):

i could sit here and tell you to drop thousands of dollars on a formal assessment or hundreds of dollars each on therapy sessions, but i will tell you a secret instead. u are not harming anyone at all by assuming you have autism without having a formal diagnosis. i promise it isnt as big of a deal as you think it is and anyone who tells you otherwise is uneducated

[dadhichfin]

Why Should You Choose A Dadhich Finserv Business Loan For Professionals?

There has never been a better time in India to start a business. The interest rates are lower than ever, and on the other hand, the market sentiment is more bullish than it has ever been. And with governments (both state and central) loosening restrictions and red tape, it is certainly a great time to start a new business or even expand an already established one.

[loantrivia]

Is Doctor Loans The Best Solution for Doctors Today!

Foundational to running a successful medical practice is having ample financial resources. The costs associated with maintaining and expanding a medical practice can be extraordinarily expensive, leading to the popularity of doctor loans. A doctor loan is a type of financing designed for physicians and medical services providers, with benefits including quick approval, large loan amounts,…

[myanilsinha]

How to apply for professional loans for doctors in Hyderabad

Professional loans tailored for doctors in Hyderabad offer convenient financing options to support their unique financial needs. If you are a doctor looking to apply for a professional loan in Hyderabad, it's essential to understand the application process. Here is a guide to take you through the steps involved in applying for professional loans and provides valuable tips to help you navigate the process smoothly.

1. Research and Compare Loan Options:

Start by researching and comparing the professional loan options available in Hyderabad. Different financial institutions offer varying loan products with different features and terms. Consider factors such as interest rates, repayment flexibility, loan amounts, and additional benefits. Compare multiple lenders to find the best loan option that aligns with your requirements and financial goals.

2. Gather the Necessary Documentation:

Before applying for a professional loan, gather the required documentation. This typically includes proof of identity (such as an Aadhaar card, passport, or driver's license), proof of address, proof of income, bank statements, and educational qualifications. Be prepared with the necessary documents to expedite the loan application process.

3. Meet the Eligibility Criteria:

Each financial institution has specific eligibility criteria for professional loans. Ensure that you meet the age requirements, educational qualifications, and experience criteria the lender sets. Also, maintain a good credit score, which is crucial in determining your loan eligibility and interest rates.

If you want to know more about the application process for  professional loans for doctors in Hyderabad, visit loans paradise today!

Description:

Applying for professional loans for doctors in Hyderabad involves three steps: Thoroughly researching and comparing various loan options, Collecting all the necessary documentation, and Meeting eligibility criteria. By following these steps and seeking professional assistance, you can streamline the application process and secure the financing you require. Visit Loans Paradise today and talk to our experts!

[seokgyuu]

When fertility clinics fail to give you what you want, you decide it’s time to take the matter into your own hands. And who’d be better for the job than Choi Seungcheol?

Pairing: Seungcheol x Fem!Reader

Genre: Porn with a small bit of plot. 

Warnings: This work contains adult content! MDNI! This whole fic revolves around getting pregnant!! So if you’re uncomfortable, please do not read. Smut warnings under the cut!

Word Count: 4.3k

A/N: Omg look, she’s back with a work!! And it’s a standalone Cheol fic??? Damn. I wanna thank the lovely @idyllic-ghost for the beautiful banner!! Have fun reading and please be a bit more patient in case you are a reader of Challenge Me. I swear there is more to come!! also big thanks to @beomcoups for reading this over and telling me it doesn't suck, lol.

Tagging: @duhnova, @yoonguurt, @highvern, @smileysuh, @cheolism @the-boy-meets-evil @ourdawnishotterthanourday @gyuswhore

“I don’t really know how to start.” You finally break the silence, sitting on the couch across from Seungcheol, your legs crossed and your hands laying in your lap. He watches as you lick over your lips, nervous eyes roaming around the room and something like a chuckle wants to creep out of his throat. He suppresses it and instead smiles.

“Me neither, don’t worry. We can take it slow if you like. Or I can finish this water and we can go upstairs,” he pauses for a second, “or stay here, whatever you prefer.”

Smut Warnings: unprotected sex (duh), creampie, dirty talk, blowjobs, face fucking, usage of the word daddy, squirting, multiple orgasms (f&m)

Choi Seungcheol has never done this before. He has never sat in the living room of a woman he barely knew with a glass of medium sparkling water in his hand and a pounding heart in his chest. If anything, this had only ever happened in his dreams. Not the medium sparkling water (mainly because he didn’t even like his water sparkled, medium or not) and perhaps with less clothing - even though that specific part was probably about to become reality. 

“Do you want something small to eat, or something?” You ask now and Cheol flinches slightly, looking up at you with his big eyes and his mouth slightly dropped.

“Oh, no, thanks!” He smiles back and takes a sip from his glass. It tastes awful but he’s not about to say that. 

Your living room is huge; two big couches the color of creme surrounded by tasteful art on the walls. A fireplace and a huge flatscreen above it, pictures of friends and family on the shelves, books from authors Cheol has never heard of. He wonders for a quick second why you would choose this route when you obviously had the funds to do it the… more professional way, but then he remembers that he is getting paid for this. In fact, he already has the insane amount in his bank account waiting to be used to pay off his student loans. 

“I don’t really know how to start.” You finally break the silence, sitting on the couch across from Seungcheol, your legs crossed and your hands laying in your lap. He watches as you lick over your lips, nervous eyes roaming around the room and something like a chuckle wants to creep out of his throat. He suppresses it and instead smiles.

“Me neither, don’t worry. We can take it slow if you like. Or I can finish this water and we can go upstairs,” he pauses for a second, “or stay here, whatever you prefer.”

You think it’s cute, the way he blushes. In a situation like this one, definitely not surprising. You’ve been thinking about this for months now: fertility clinics in your town and even outside of it weren’t working. It wasn’t the money that was the problem, but your body apparently. Or anything else. At some point one of the doctors joked that it would probably be best if you tried getting pregnant in the old fashioned way. By sleeping with someone who had a penis with functioning sperm. And whilst he had meant it as a joke, very clearly trying to uplift an incredibly sad situation (kind of distasteful, you find) you had taken it to heart and here you are now. 

A friend of yours owned a few gyms in town and Cheol was a regular turned PT in one of them. He was handsome and strong, a gentleman, healthy and in desperate need of some easy made money. Your friend had overheard him talking to one of the other PTs and even though it might not have been the most professional thing to do - she had asked him if he wanted to help out in your specific situation. You have to admit - back when she told you it felt extremely humiliating. Asking some stranger to have sex with you to, maybe (hopefully?), get you pregnant. Not to mention her being his boss - if he hadn’t reacted the way he did, he could have more than likely sued her for this. 

But he said yes. And now he's here. Many dollars richer and with an embarrassed flush on his pretty face. 

“Upstairs is probably more comfortable,” you finally respond and he nods, emptying his glass. After, he looks at you expectantly and you feel your insides growing hot. He’s everything you wished for and more. Better than who you had picked first in the fertility clinic for sure. It’s crazy, all of this, you know it, and yet you can’t help but feel like this is also the only right thing. You want a baby. Seungcheol wants to help you get one. 

Finally, you get up and he joins you, a nervous smile on his lips as you lead him to the stairs in the foyer, your legs shaking as you walk up, the sounds of his footsteps behind you echoing in your head. You’re about to lead a stranger into your bedroom. A sexy stranger that will (hopefully) father the child you’ve been wanting for over a year. Your stomach turns in excitement as well as arousal and you clear your throat as you reach the top of the stairs.

“It’s right over here,” you say, pointing at the door to your left and Seungcheol nods, eyes only temporarily leaving your frame. 

A part of him feels like he should come clean about how much he’s been looking forward to this. To sleep with you, to breed you. Ever since his boss had asked him about this, he’s been excited. It was almost as if she had known. Showing him pictures of you, telling him how much you want to have a baby. She obviously didn’t say the obvious, didn’t say that you were desperate for cum in your pussy to get you pregnant. Mainly because that would have been even more inappropriate. But Cheol knew. He still does. Knows that you’re probably dripping into your designer panties wanting nothing but his cum and his only. Fuck, he is growing harder by the second. He has to calm down, remain professional. This is supposed to be nothing but a business transaction, he is well aware. But it’s not like he chose to have an extreme breeding kink, right? 

The door to your bedroom opens and Cheol takes in the furniture and decorations only for a second before his eyes land on you again. You stand in front of your bed, your arms wrapped around yourself. 

“I- uh, I think it’s probably best if we, uhm, get ready by ourselves?” 

Cheol nods. He kind of figured there wouldn’t be much foreplay. Still, just the thought of you behind him, touching yourself… he comes to the conclusion he won’t need much handy work to be hard for you. 

“Should we take our clothes off, or…?” He asks carefully and you swallow, your eyes trying to be subtle as you check him out but he can clearly see what you’re doing. You want him to take off his clothes. You just aren’t sure if you should. It would probably make the situation easier, yes, but it would also expose you to this man that is built like a god. You bite down on your lip and swallow the lump in your throat. Then, you nod. 

With a sense of pride, Cheol moves his hands to the hem of his shirt, pulling it over his head without any trouble. Your eyes are immediately glued to his toned torso - the abs, the strong shoulders, his chest. 

“Maybe we should turn off the lights.” The words escape your mouth before they reach your brain. A small smirk tugs on Cheol’s lips - you’re flustered because of him. Without a word, Cheol nods and turns off the light, sitting down onto the bed with his back turned to you. This is nerve wracking. Your face is hot and your heart is beating fast as you sit down as well. You hear him behind you. Hear the sound of his pants opening, of his hands moving to shove it down. There is no stopping the wish to see him, his beautiful body. When you hear the small sigh he lets out a few seconds later, you decide to just follow your instincts. It was you who had called him here. Backing out now would be foolish. So, you bite down on your lip and lean back slightly, your hand wandering down to your clothed core, pressing against it for just a quick moment, before you move to open your jeans as well, making quick work to get them down your legs. 

You begin to circle your clit over your panties, eyes closed and the image of Cheol right there in front of you. The smug smile, the lean muscles on his torso… you wonder what they’d feel like under your fingertips. Now, it is you who sighs softly and Seungcheol behind you groans quietly. The sound shoots through you, makes you crave to hear it even closer, right by your ear. You want him to hold you, want him to say your name as he slides into you. 

The sounds you make drive Seungcheol crazy. His big hand is wrapped around his cock, moving up and down, precum helping to make the glide easier. His whole head is filled with you and nothing but you and he has to stop himself from shooting his load right away just thinking about feeling you tightly around him. Yes, Seungcheol seriously doesn’t know how long he can go on like this without cumming. So, he slightly turns around, tongue slipping over his lips.

“I’m ready…,” his deep voice reaches your ears just when two of your fingers slide into your pussy, already longing for more. You moan, feeling another wave of heat running through your body. Nodding, you let your fingers slip out and turn around, moving fully onto the bed. You hadn’t discussed positions earlier, but you decide to get on all fours, Seungcheol slowly getting up.

He can’t see you, only your silhouette that looks ever so perfect, ass up in the air and, fuck, he thinks he won’t last long. Swallowing hard, he moves and places his hands on your hips.

“Is that alright?” He asks and you nod.

“Y-yes.”

That’s all he needs. Moving forward, his right hand grabs his erect cock, leading it to your core. God, you’re wet. No problem at all to slide into you, into your seemingly perfect pussy that begins to squeeze him right away. Seungcheol is sure there are stars dancing in front of his head already. 

His size almost takes you out. The stretch hurts deliciously and the second he is buried fully inside of you, your head drops and a moan you couldn’t suppress even if you wanted to makes Seungcheol thrust for the first time. He starts out slow but deep, trying to hold on longer by not speeding up. While the goal is obvious, he doesn’t just want to cum inside of you and leave. No, he wants to make this a good experience for both of you. So, he listens to the sounds you make to the way your pussy clenches, the way your body shoves back against him. You seem to like it deep, seem to want it harder and, fuck, if Seungcheol wasn’t so keen on still kind of keeping it professional he would push your head into your pillows and fuck you til you begged him to never stop. 

All that fills the air is the moans both of you let out as well as the sound of skin on skin, of his cock sinking into your wetness over and over again. You want to scream, want to tell him to go harder, faster. All sense of professionalism is slowly but surely leaving your body and when his big hands squeeze your hips, you finally falter. 

“H-harder, please!” You cry out and Seungcheol twitches inside of you, nodding to himself before doing as he’s asked. He leans forward, his hips hitting yours harder and faster than before, fingers digging into your skin as he groans in pleasure. 

“Fuck!” Your hands grab the sheets, knuckles white just when your first orgasm hits. Throwing your head back, crying out in nothing but pure bliss, leaving Seungcheol speechless. He can feel your climax around him, can feel you clenching, vibrating almost. He can feel just how good you squeeze him and there is no stopping his own release following right away, spurts of hot cum painting your warm walls white. He fucks both of you through your orgasms, sweat running down his face and finally pulls out, wishing the light was on so he could see his seed spilling out of you. 

You turn around, falling onto your back, your eyes closed. 

“That… wow.” You can’t find words. Mainly because you can’t even remember the last time someone fucked you this good. Seungcheol licks over his lips.

“Can I turn the light on?” He asks then and something in his voice makes chills run down your back. Your eyes fly open and you bite back down onto your lip before telling him yes. Once the light is back on, you feel another wave of lust rush over you. He’s fully naked. He’s sweaty. He’s perfect. Blonde hair sticking to his forehead, brown eyes taking in every bit of your body that’s free for him to see. Different from what you had believed you don’t feel uncomfortable. More so the opposite. His gaze on your body seems to light you on fire, making you crave more. 

“You’re beautiful.” He lets his hands fall down onto your bare thighs, slowly pushing them apart. His cock hardens again at the sight of your pussy, his cum slowly dripping out of you.. You allow yourself to check him out, seeing how his blood rushes down, how much he enjoys the view. 

“I think… I think maybe another round… would make the probability higher that it works.” Another thing you say before it registers. 

The smug smile appearing on his face now almost makes you gasp. It’s so different from the person he was downstairs, from the shy and slightly awkward man who didn’t know where to look. Now, he looks like a wild animal with its eyes set on its prey. Oh, god.

He leans forward, hands still on your thighs and your throat goes dry. His tongue licks over his bottom lip and his eyes seem to already fuck you a second time. 

“We should get this back inside, don’t you think?” It takes you by surprise when you feel his fingers on your core, when you feel him gathering his release and shove it back inside you, his thick fingers splitting you open deliciously. This time you can’t stop the gasp, your hands moving to hold onto his forearms, eyes wide and mouth dropped.

“That’s right, take all of Daddy’s cum,” his lips are right by your ear and your body is hit by an enormous wave of lust, your pussy clenching around his fingers as he keeps fucking them into you. Moans escape you and your head falls back - at least you think it does until you feel his other hand on the back of your neck holding it steady.

“Look at me,” he breathes, “look at me when I fuck my first load back into you before giving you another one.” 

You whimper as you nod, eyes watering from the desperation of wanting to cum again. Seungcheol is sure to give you as many orgasms as you can take. As many rounds as you let him have you.

His plump lips are opened as he watches you, your sweaty face, your blown pupils, your obvious need for more. Fuck, he’s a goner. Before knowing what he’s doing, he’s leaning in even more, crashing your lips together. Your eyes flutter shut immediately and you kiss him back, opening your lips to invite him inside. He groans against your mouth, his tongue sliding into your warmth, feeling yours a few seconds later. 

The kiss is heated and desperate and every vein in your body seems to be on fire. Your heart is pounding at triple speed in your chest and when Seungcheol parts for air, you’re already craving him again. You want to touch him, want him to hold you close when he’s back inside of you, when he gives you what you need, what you want. There seem to be no coherent thoughts left in your brain as he continues to kiss you with his fingers buried inside your sweet cunt. 

“Do you even know how hot you are, fuck,” he breathes against your lips now, pulling his fingers out of you to have both his hands on you the next second. He kisses you again, hungry for your touch. Hands all over you, gliding from your hips to your breasts, getting rid of the shirt you were still wearing. He wants to see all of you, lose himself in your body, wants to get high on what it feels like to know you want him just as bad as he wants you. This isn’t just about making you a mum anymore. Seungcheol wants to give you pleasure, wants to treat you the way you deserve. He saw it in your eyes earlier - saw how you want it hard and rough, heard it in your pleads for him. 

“On your knees, face me.” It’s an order you’re more than happy to follow. You bite down onto your lip and get on your knees, looking up at him. God, he looks ethereal. 

“Good girl, so, so good for me.” You shiver when he lets his fingers slide over your face, down to your mouth, sliding them in. You suck them in without having to be asked. They taste like you and him and your eyes roll back when he begins to fuck them down your throat, his free hand cradling your tits again. 

“That’s right. Fuck.” 

It’s like he is in a trance, hypnotized by the way you look with his fingers in your mouth, knowing full well his seed is still inside and will soon be joined by more. He feels like he is addicted to you already, like he just can’t get enough of you. He wants to taste you, wants to have you come on his cock over and over again.

His eyes are glued to you. You, who is sucking on his fingers so prettily, your tongue swirling around the digits and Seungcheol grows impatient. He pulls his fingers out of your mouth and instead grabs his half hard cock with his slicked up fingers, jerking himself off a few times, eyes never leaving yours. 

“Open up wide for me, baby girl.” 

His cock slides through your lips and into your mouth and your eyes roll back, tongue already pressing against his thick length. The groan he lets out makes slick run down your thighs. You want him so bad, your pussy is throbbing and clenching and you feel like your head has never been this dizzy before. Nothing but arousal is in the air, the smell of you and him and what you’ve done just as hypnotizing as your eyes. 

Working forward slowly, Cheol watches as you take more and more of him down your perfect throat, his own mouth hanging low. No one has ever looked as good with his cock in their mouth. He doubts anyone ever will. He’s big, he knows he is and while he wants to be careful with you - he also wants to ruin you. Wants to see drool dripping down your chin, wants to hear you choke on his huge cock. 

“Take it all, I know you can.” He pushes further, his tip gliding down your throat and you choke, your eyes filling with tears, but there is no part of you that isn’t fully enjoying this. You want him to fuck your mouth, to be rough, harsh. Want to be used by him all while having him breed you later on. He watches you, watches the first tear and the first small pool of drool, his cock growing heavier on your tongue by the second.

“Look at you. So, so pretty. Getting Daddy’s cock hard so he can breed you again, isn’t that so nice of you?”

He does his first thrust down your throat and you choke once more, followed by a moan around his cock that makes him groan. Everything around him is a blur. There is only you and your mouth, the warmth of it, the feeling of how your throat restricts around his length, how you seem to vibrate around him. 

Getting your throat fucked certainly wasn’t on your list of probable things happening tonight. But you lose yourself in the feeling of him using you to get off. Feeling him grow harder in your mouth, spit dripping from your mouth onto your bed, his taste ever so present. God, you wanna devour him until he explodes inside of you. 

As much as he enjoys this, though, there is a reason he is here. With a last hard thrust down your excellent throat, he pulls out, watching you gain back your breath, your eyes fluttering open and looking at him with such desperate want it makes shivers run down his back. 

There is no need for words - he leans forward, pushing you over so you’re on your back, his lips catching yours in another heated kiss. His hand is around his cock, leading it to your entrance. The tip breaches you and you moan into the kiss, your arms wrapping around his neck, pulling him even closer. Your legs almost automatically set around his waist, his cock sinking as deep into you as possible.

“Fuck,” he breathes, settling inside of you, giving him and you a second to adjust. God, he could already shoot his load. You feel perfect around him. Like you were made for him and only him. It suddenly bothers him - the fact he’s gonna get you pregnant and never see you again. The thought is scary, and he might have spiraled into something - but you have a different idea. 

Wiggling your hips, you are whining into his mouth, trying to finally get him to move. Your pussy squeezes him, begs him and Cheol is just a man after all. He does his first thrust that is quickly followed by more. Soon, both of your moans are filling the room, his lips kissing every inch of you he can reach, your heartbeat rapidly increasing. You feel like you’re in a different dimension, a dimension that only exists for you and Seungcheol and your pleasure. You arch your back, his mouth on your tits, sucking and biting them, your moans getting louder every second. 

While you don’t want it to end, you also want nothing more than for him to fill you up again. Feel him twitch and lose control because of you. Your nails dig into his muscular back just as he leans back, his dark eyes staring into yours as he fucks you harder, his hands shoving your thighs back, his movements becoming more fluid. Your eyes roll back and you sure you can feel him in your stomach, or no, you can feel him everywhere.

“Look at you, so fucking beautiful, could look at you forever.” 

You wonder if he knows what those words do to you. If he knows how hot he is, how ethereal he looks. Probably. With your mouth and eyes wide, your body in his hands and your pussy crying, begging, yearning for release, you let yourself fall. Fall down into the greatest pleasure of your life, waves and waves of it hitting you, liquid shooting out of you and onto Cheol’s cock and thighs, loud and lewd moans leaving your throat as you reach the highest height you’ve ever been.

Seungcheol’s response is the prettiest sound you’ve ever heard, his own eyes not able to stay open as he fucks into you faster and harder, so close to bursting. And when he does, when he lets go as well, when all he has to give is ready to be given - there is no stopping the wave of yet another orgasm hitting you. Spurts of white are met by your pussy squeezing him, by you crying out his name over and over while his hips crash against yours at rapid speed over and over again. 

Then, he collapses on top of you. Your legs fall into their natural position and your hands find the back of his head, stroking through his wet strands of hair. You are both panting, his chest glued to yours. Sweat and drool and other bodily fluids give the air the smell of sex and you wonder how long it’ll linger in your bedroom. You’re not sure you ever want it to leave. Or him, for that matter.

It takes a good couple of minutes before Seungcheol is able to lift his head to look at you. His eyes sparkle and you smile, one hand wandering to cup his cheek and caress it softly.

“Hi,” you whisper. He can’t help but smile back.

“Hi,” he replies quitely. 

He kisses you after. Soft and sweet. He is still buried inside of you, keeping his cum inside you, making sure it’s all right where it belongs. The thought makes him wonder. Makes him ask himself why it feels like it’s not just his seed that belongs to you. He doesn’t dare to speak what’s on his mind. Instead, he just continues to kiss you.

Unknowingly that you were just thinking the exact same thought as him. 

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[reiderwriter]

Puppet On A String

Chapter One of I Can't Help Myself

Synopsis: Expecting your big promotion any day, you're none too happy to hear about the departments miraculous new hire. You're even less happy when he moves into your office and starts touching things.

Warnings: Shitty office politics, brief allusions to Spencer's time in prison, swearing, reader is understandably bitter.

Masterlist || 5k Celebration Challenge

The day your professional aspirations came to a crashing halt was also the day that you met Doctor Spencer Reid. To say that your view of him was somewhat soured by the unpleasant circumstances of your morning meeting was an understatement and a half.

Sitting in your bosses stuffy work office, you felt your heart stop as the situation was explained.

“You understand, right, Y/N? We really value your work here, so we're really relying on you to help him settle in.” He grinned at you from behind his desk, but all friendliness in the gesture was dampened by the fact that he hadn't even bothered to look up from the papers he was looking through, glasses hanging low on his nose.

“I'm trying to understand, I am. But last week, we discussed me moving onto the tenure track. Are you saying that's out of the picture for me now?”

The smile turned into a grimace as he looked up at you, finally. He removed his glasses and folded them in front of him as you squirmed in your seat. You needed to advocate for yourself, but it wasn't easy when it felt like you were in the principals office being reprimanded.

“Doctor Spencer Reid will be joining us on loan from the FBI. Someone at the Bureau called in a favour with one of the college executives. The decision is above my pay grade - thus it is above yours.”

Your cheeks felt hot as he reprimanded you, and you bit your tongue as best you could.

“He will be with us for the semester, and then we can discuss your promotion again next semester. I will ask again, you understand the situation?”

You nodded, understanding the unspoken - the department wide email introducing your new member of staff and the generous donation from the FBI that came with him. You brought nothing to the department other than a stellar academic record and hard work.

“I'm glad we could both come to an understanding,” he said, aptly dismissing you as you stood to take your leave.

“Ah, one last thing, Y/N,” he said, stopping you in your tracks as you readied yourself to run to the nearest bathroom stall and cry until your first class - roughly 7 and a half minutes.

“Doctor Reid will be sharing your temporary office space. We're strapped for space, and there weren't any other facilities available at the last minute. Since your students always remark on how approachable and welcoming you are, you're the best person to show him around, too.”

The gloom in your heart hardened to anger as the man dismissed you, returning his glasses to his head and not bothering to make eye contact as he added more work to your already heavy load.

“Of course. Thank you.”

You closed the door behind you, willing yourself to not slam it, and stalked down the corridor to your own - now communal - office.

Half of your brain was screaming at you to quit, but with rent in a college town to pay, and the academic year already in session, there was no way you were finding something this lucrative again.

You'd worked your ass off for the last five months. You just had to survive three more with Doctor Spencer Reid.

You had to keep your emotions in control until at least your office, you thought, even as the inescapable tears threatened to fall down your face. You hate that you cried when you were angry, that your emotions couldn't even sort themselves out enough to give appropriate physical responses, but at least you could angry-cry in peace before your new coworker showed up.

You ripped open the door and stomped to your desk, slamming the door shut behind you as you fell down with your head in your hands and let out a frustrated groan.

“Um… hello, can I help you?”

The voice caught you so off guard, you almost jumped from your seat in shock, backing up to the single window in the office.

“Fuck, you scared the hell out of me. What- who are you?” You asked the man you now saw sitting at the sofa opposite your desk, next the door. So close in fact, that you didn't see him walking in.

He was sat down, but you could tell he was tall, slightly older than you, but with big brown eyes that betrayed some experience. He sat comfortably at first, legs crossed, book in hand, but as you spoke, he sat straighter, stiffer, his relaxed expression becoming somewhat colder.

“I'm Doctor Spencer Reid. I was told this is my office from today onwards? If I'm incorrect, I can leave you to your…”

Of course, the very attractive, soft-spoken man in front of you just happened to be the derailment of your career. Temporary, you reminded yourself. Temporary derailment.

“No. Doctor Reid, of course. Hello. I'm Y/N. We'll be sharing the office for the semester, I just didn't know you'd be here today.”

He frowned slightly, like sharing the space was as uncomfortable with him as it was with you.

“If you can excuse me, I have a class to teach in…” You looked to the shelves where your small clock had fallen over once again - the office was cramped and the shelves unstable enough that closing the door meant knocking at least three things over.

“Three minutes, shit. I have to leave, please keep to yourself, I have a lot of important documents in here.”

The words were colder than you would've liked, but you couldn't find the strength to care much about his opinion of you.

You grabbed your laptop and left the room swiftly, abandoning Spencer Reid to your shared office.

Your first meeting may have been sour due to circumstance, but your second was unpleasant on the strength of Spencer Reid's grating personality alone.

In your five months at the college, you'd worked up a system for classwork.

Gather books. Go to class. Pick up coffee. Teach. Leave class. Pick up a second coffee. Go to your office. Host office hours. Work on a research paper. Rinse and repeat for any other classes you had that day.

With such a busy and caffeine fuelled schedule, you kept your office as neat as you could with your rickety shelves.

So, returning to meet Spencer Reid a second time, you almost threw up at the sight that befell you in the office.

“Hey, welcome back.”

The man sat on the one inch of your floor that wasn't taken up by furniture with all of the books in the office stacked up around him, the shelves bare and tipping precariously to one side.

“What the hell did you do to my office?” You blanched, looking around, unable to see the set of books you had organized for your next class.

“The shelves are broken, I put in a request to have them replaced, and I've been organizing the books by topic so-”

“The books were already organized. By class, and week they're to be taught. Fuck, I have a seminar in 30 minutes, I need those books.”

To his credit, Spencer Reid looked panicked as he sat sifting through all the books, even as your anger rolled off of you in waves.

“I can fix this. What shelf was it on?”

“Don't bother, just ruin my day some more. Hey, how about next time, you just throw everything in the trash?”

“I was trying to help, we're going to be sharing the office, and there isn't exactly space for two desks with your current filing system.”

“So you decided to rearrange without telling me? Asking me? I've been here five months, but you strolled in five hours ago and decided to change everything to suit you.”

“That's not - look, I'm sorry.”

“Yeah, well, you can start your apology by footing the bill for whatever improvements you've made. We're not tenured professors. Anything we add to the room or request comes out of our paycheck, and I'm not starving myself for floor to ceiling bookshelves.”

Whatever retort he was about to make was lost as you grabbed your bag from the floor and stormed out, leaving him behind in your dilapidated office.

When you returned to your office later that day, he was nowhere to be found. His new furniture, however, was crowding the room. A clone of your own desk was pushed up against the side of it, the pair forming an L shape. Great. Couldn't have gotten any closer if you tried.

Your couch was still in place by the door, but the old bookshelves were gone. They were replaced by a sturdier looking wooden set that now shelved all the books you'd inherited in the office or were using for class. And some new titles.

He hadn't put them back in the order you needed them in, though you doubted he ever would, but instead had them grouped by topic and within groupings in alphabetical order.

“How very precise,” you said, running your fingers along the book spines as you made your way to your desk.

“Whoops,” you said, pulling out a book you knew wasn't yours and letting it fall to the floor.

Was it petty? Sure. Was it therapeutic?Abso-fucking-lutely.

“Nice. Mature,” a voice said behind you, and for the second time in 12 hours, you jumped at the sound of Spencer Reid's voice.

“Jesus Christ, you need to stop doing that.”

“Doing what, walking into my own office?” He said, leaning against the new bookshelves.

“Our office. Shared. For three months.”

“Oh so you do remember we have to coexist?” He asked, grinning down at you. When did he get so close that he had to look down at you?

“Trust me, your presence is…felt,” you said, gesturing around the cramped space.

“What classes are you teaching?” You sighed, pushing past him to the open door and sitting down at the sofa.

“Profiling and the Criminal Psyche and I'm guest lecturing in Criminology 101. I have a few special lectures on geographical profiles in the next month.”

“And office hours?”

“What?”

“Your office hours, you're going to need to post them soon. Mine are Mondays and Thursdays at 11am, you'll need to be out of the office then so I can consult with the students about any absences or grades. If you haven't decided on your hours yet, my schedule is taped in the first draw of my desk.”

You grabbed your jacket from the hook on the door and pulled it over you like a blanket, laying yourself down on the sofa.

“Why would I need your-”

“Do us both a favour and schedule your hours during my contracted teaching time. It'll be easier.”

“Then why don't you schedule yourself during mine?”

You scoffed as you pulled a couch cushion up to rest your head on, closing your eyes as you drowned him out.

“Gee, you're some kind of genius. Can't you figure that one out yourself?”

You heard his sight of frustration but plugged in your headphones anyway, enjoying your 20-minute power nap as you stubbornly refused to face the day's stress.

A week later, you were deep into a College Cold War.

Spencer had attempted what you'd thought was a truce on his second day, arranging the pile of books you needed for that week's seminars on his desk happily.

Until you went to grab the top of the stack, and his hand held yours down on top of it.

“Sorry, that's for my class,” he said, glancing up at you. He smiled as he noticed the irritation in your eyes as you ground your teeth together.

“I'm teaching a class today based on this text. It was an assigned reading-”

“What a coincidence. It's an assigned reading in my class as well. For all 46 students. You better run over to the library, Y/N.”

You dragged your hand out from under his, brushing off the heat that ran up your arm from his hand as disgust rather than attraction.

His existence was irritating, but his face and body were more distracting than anything.

Storming off, you knew you had to one up him somehow, but you wanted to put some thought into it before doing something impulsive. Your first thought had been slashing his tires, so some perspective was definitely needed.

A week passed, and you found yourself having to endure the man's company on a Friday night for a departmental welcome meal. You'd assumed a week ago when it was scheduled into your outlook calendar that it would be to celebrate your promotion, and now the egg was most definitely on your face.

You'd debated not even turning up, but a warning email had let you know that attendance was compulsory, and the dress code was semi-formal.

So, you begrudgingly forced yourself into the little black dress you'd purchased a lifetime ago for your first graduation and got yourself a taxi over to whatever ridiculously expensive restaurant you have to fast at this time.

“Y/N, you’re here. We weren't sure you'd show up, after… you know!” One of the older professors said as you walked in, pressing an air kiss to either cheek as she handed you a champagne flute.

“Well, attendance was compulsory, so here I am!” You wanted to wipe the pompous smile off the woman's face so badly, but unfortunately, she was a member of the hiring committee. Three more months of sucking up to her was in your future, courtesy of a shitty move by the FBI.

“You say that, but our guest of honor isn't even here yet. Typical, right?”

You downed the drink she gave you and excused yourself to take your seat at the dinner table, needing a place to rest your glass to save yourself from cracking it in your furious grip.

It took another hour for Spencer Reid to show his face, and to your glee, he looked genuinely uncomfortable at the prospect of the night ahead.

“Sorry, I was unpacking some stuff at my apartment.”

“Oh, did you move recently?” A curious voice trailed up the table to ask him as he awkwardly side stepped to his seat. Right beside you, obviously.

“No, just… I had some stuff packed up.”

He held his tongue, not revealing more as the table fell in an awkward silence.

You dragged another glass to your lips and sat back in your chair, doing your best to stay unaddressed as the appetizers finally came out.

“Does the department have dinners often?” Spencer whispered, his hot breath fanning against your neck as he leaned closer to you.

The hot feeling washed over you again as you turned towards him, immediately pulling back and putting some distance between the two of you.

“No. Usually, it is only when welcoming guest lecturers or when someone gains tenure.”

“So who got tenure?”

You scoffed. “Funny. Thanks, Spencer.”

“What?”

You looked back at him again, and his brow furrowed in confusion.

“This meal is to introduce you. Everyone else here has tenure.”

“You don't.”

“Yes, well, there wasn't exactly room in the budget for the hotshot FBI profiler and a steady income for another Professor.” You slammed your glass down again and picked up your bag and things, hoping the table hadn't heard your conversation.

“Please excuse me.” You said smiling at the rest of the table. Some of the women sent you sympathetic glances, but the department dinosaurs simply continued their conversations. You'd think a department of psychologists would be able to figure out they were all absolute narcissists.

You carefully exited the group and took yourself outside for some much needed air.

“Y/N.” He shouted from behind you again, and you had to be honest, you were sick of him following and sneaking up on you.

“God, what now, Spencer? Go back inside and get celebrated or whatever. They probably can't start the self-congratulatory circle jerk without you anyway.”

“I came to apologize. Again. But you don't seem to be able to handle the words ‘I'm sorry,’ at all, do you?”

He looked exasperated, but however he was feeling, you felt worse.

“Look, Spencer. I probably have nothing against you personally. But I've just been conned into another three months of probationary minimum wage because your boss at the Bureau decided he wanted rid of you for a month or two. Some of us didn't get child genius scholarships for multiple PhDs and aren't receiving two paychecks right now.”

“If money is an issue, Y/N, you know I could-”

“No. No, stop butting into my personal problems. We can be civil, but we're not… we're not friends, Spencer.”

You stepped back and let out another sigh as you forced the words to stand between you.

“Okay. I'll stay out of your way.”

“Great. Looking forward to it.”

“Sure. Me too.”

[thedivineart]

Confirmation Signs To Determine Your Future Spouse

ꕀ ׅ࣪ ꒰ ✮ ꒱ links : navigation. send love.

pacs. paid services.

one

wishing well, a fountain, throwing coin and wishing in fountain, unexpected meeting, receiving the most special gift from someone, a lost purse/wallet, climbing alone in mountain to reduce stress/ hangout, being alone without feeling lonely, a dog coming towards you, small home in forest, cross roads, being happy in other people relationship, going to building/institutions to fix legal documents, a friends to lovers trope, visioning your past life, a gallantry from someone, aiming financial achievement, lucky money wins, a nest eggs, flames, mutual feelings with someone, being flirt, co-worker, a new friend, ships, a little home/cottage, new house/places, moving to a new place, soulmate connection, meeting perfect person/ ideal lover, seeing lots of abiding love, wedding, wedding rings, hurt/painful feeling, hospital/doctor, unrequited love

⋆ feel free to ask question you didn't understand in this reading

‹𝟹 leave like or re-blog when you love it !

two

changing location whether it is for work or residency, when you heal from the past, starting a new, stork, a invitation for a event, gifts ( receive or give ), helpful advice from someone, receiving lots of good news, a clock/time, your hate and fear towards someone, a handshake, a journey ( travel ), birds, sharing ( partnership), food, restaurant/ fast-food places, notice of correspondence from important bills, writer/ journalist, financial loans/help, being at your lowest point such as feeling trapped/tired/staying at home/unhealthy situation, a friend betrayal, older than you, foreign, lawyer/authority, being attack, an enemy, invitation in weddings or engagements, church, cemetery, thinking negative/ having negative thoughts, a large body of water such as beaches, pools, fountains etc, night, cold weather/winter, locks, fishes, physical union with someone, a mending of broken friendship/ex love, party, clubs

⋆ feel free to ask questions you didn't understand in this reading

‹𝟹 leave like or re-blog when you love it !

three

younger, foreign / leader, bad girl & boy image/personality, unexpected kiss, feeling lonely, a new lover/person, family oriented, lady and moody, soulmates connection, unexpected friendship with someone, horse/sagittarius, a good news coming, an artist/poet, student of arts, athletic body or an athlete, lack of focus in commitment, receive or give gifts, fountains, generous, wears uniform that symbolize their position at work, a friend, co-worker, a peer, taking time to heal the wounds of the past, in park, in forest, walking around and meeting someone new, having time alone, wandering in woods, in the big trees, travel, achievement, lucky breaks, successful moving up ( at work or something), the space, distance, someone is far away, delay, receiving love letters and bouquet of flowers, country side, simple life, money surrounds them, professional person, workaholic and less focus on love, a bank; good at handling finances, provides good advice in finance, a happy family, fire/burning, summer, evening, warm weather country, good judgement, social

⋆ feel free to ask questions you didn't understand in this reading

‹𝟹 leave like 🙵 re-blog when you love it !

four

authority, can be foreign, arrogant, weddings, older, negative emotions, large body of water such as beaches, pool, fountains, lake, pond etc, night, cold weather/winter, a dog, a friend, a church, a purse, money, financially stable/ wealthy, office, jewelry box, a social butterfly, enjoy clubs and socializing, likes to be busy and active, wine, travel, trips via water, clouds, heavy rains, good partner, sensual, good at financial advice, an expensive wedding of a friend, children, financially secure, fixing cars, lily, workaholic, trying their best at difficult situation, lion, a Leo sign, quite, electric, jealous and possessive, like to give great advice, streets of gold

⋆ feel free to ask questions you didn't understand in this reading

‹𝟹 leave like 🙵 re-blog when you love it !

© thedivineart. do not plagiarize any of my work, translate or repost it on other social media platform.

[goldenseresinretriever]

Snitches Get Stitches: Prologue

Pairing: Jake "Hangman" Seresin x Reader

Part of the San Diego Dogfighters universe

Summary: Jake Seresin, golden boy of the NHL and Captain of the Dallas Stars makes headlines when he unexpectedly signs with newly-formed San Diego Dogfighters. When your future seems at the verge of crashing down, you receive the opportunity of a lifetime to become the team physician for the Dogfighters. You never expected to be working directly with your favorite hockey player. Jake has a secret and you have a job to do. Will he be able to trust you enough to help and will you be able to trust him with your heart?

Series CW: 18+ ONLY, swearing, car accident, suggestive language, medical inaccuracies, hockey inaccuracies etc. No use of Y/N.

Word Count: 1.3k

A/N: This is a repost of my completed series, Snitches Get Stitches. It was originally posted in October-November 2023, and was lost when my blog was deleted.

Series Masterlist // Next Chapter

Two weeks out from the end of your fellowship should have felt better. Fifteen years of work and you were so close to the finish line that you could taste it. You’d worked your ass off, topped your classes over and over, sacrificing every bit of your social life, sleep, and general welfare to guarantee that you’d have your choice of job once you came out the other end, and you had. That was at least until three months ago when everything came crashing down. A misunderstanding, a miscalculation, something that felt so far beyond your control and the past fifteen years had been swept out from under your feet. Now you refreshed your email in desperation instead of excitement. You were sitting on a dragon’s hoard of student loans and not a single job offer. The downside of being at one of the top fellowship programs in the country was ironically the same as the upside, they were extremely well-connected. As a result, you were basically blacklisted by every potential employer.

Anyone else would question how you did it, getting out of bed like nothing was wrong and going to your fellowship with a professional smile plastered on your face as if everything was right with the world and you’d be on your way to the first day of your dream job in just two short weeks. It turns out that delusion is highly motivating. You’d refresh your email every morning as if an offer was going to suddenly appear, then go about your day as if maybe this evening something would show. At least that’s how most days went. Today everything that could have gone wrong, had. Your alarm hadn’t gone off because your phone was dead, your charging cord seemingly having given up its last breath sometime over the last twenty-four hours. Then the hot water had been out, for the third time this month, so you were shivering like a drowned sewer rat as you hauled yourself into your car, running too late to make your tea.

Even the Anaheim sun couldn’t seem to warm you as you pulled onto the highway toward Los Angeles. Not even five minutes later a piercing chime sounded through the vehicle and your dismayed gaze fell on your gas light, shining bright since last night, when you had been far too exhausted to brave a seedy gas station in the dark, relegating it as a “tomorrow problem.” Tomorrow was here and you swore defeatedly as you made your way to the next exit, issuing irritated commands at your phone to find the nearest gas station. You swore your whole attention was on the road as you did your best to follow the monotone directions from your speakers as you pulled into the gas station when the motorcycle flashed across your field of vision, fast but not fast enough. You screamed as your brain caught up to the sight in front of you. You don’t remember putting the car into park in the middle of the entry to the gas station and vaulting out of the vehicle, burying your panic as you go into doctor mode, rushing to the aid of the driver sitting up on the asphalt.

“Oh my god, I’m so sorry, sir are you alright? I’m a doctor.” You sputtered as he turned to look at you, a rueful smile on his face.

“Oh, no worries, Doc, I’m all good.” He scratched the back of his neck as he looked over to his motorcycle which lay abandoned a few feet away. “I need to remember I’m not twenty-five anymore.”

“Sir I’m afraid I’m going to have to insist that I check to see if you have a concussion.” You glanced around, searching for something. “Especially since you weren’t wearing a helmet.” You couldn’t help the annoyed purse of your lips. He chuckled, nodding as you squat down next to him, fiddling with your phone to turn on the flashlight.

“So, you’re a doctor, huh kid? What kind, if you don’t mind me asking?”

“Sports medicine, and I mean yes I’m a doctor, I’ve graduated from medical school, but I’m still finishing up my fellowship so I’m not employed as one yet per se.” You sat back on your heels, satisfied that he really was alright. His eyes brightened at your words.

“Sports medicine? What sport are you working with?”

“I’ve worked with a bunch of different ones through my fellowship but my dream job is hockey.” If you ever got a job that was.

His face split into a huge grin. “You don’t say? When do you finish your fellowship?”

“Two weeks… why?” You suddenly remembered that this man was a total stranger as his questions became more specific. It was at that moment that your brain finally exited doctor mode that you realized that he was in fact not a total stranger, not really and you recognized exactly who was sitting on the concrete not even five feet from you. “Oh my fucking god, you’re Pete Mitchell.” The words tumbled out of your mouth in a rush before you could stop them. He barked out a laugh as he extended a dusty hand to you.

“The one and only.” You stared at his hand like you were wondering if it was safe to touch, which is ridiculous. You worked with star athletes for a living and you’ve never gotten star-struck. But that was within the four walls of your job, where you were completely and totally in doctor mode, not squatting in the driveway of a gas station. You shook your head, unsure of how long you’d left him hanging before taking his outstretched hand and shaking it, introducing yourself. “It feels ridiculous to ask, but are you an Anaheim fan?” He asked, flashing his signature grin. You flush, embarrassed.

“They’re my second favorite but my dad’s a ride-or-die.” Pete laughed at your brutal honesty. “But, I mean, everyone who’s everyone knows you.” You sputtered. “You have one of the longest records in the NHL. 26 years is a long time, and with three cups on top of that? You’re practically hockey royalty.” He smiled, seemingly amused with your floundering.

He stood then, helping you up with him. “Could I get your information?”

“Oh yeah, of course. I’m so sorry about your bike, is it good to drive?” You gave the abandoned motorcycle a worried look. “I’m sure my insurance can cover whatever repairs you need.”

“Oh, you don’t have to worry about that.” He shook his head gently, laying a fatherly hand on your arm. “I actually wanted to offer you a job. Well, an interview, I’m not actually authorized to offer you a job, not my department.”

“I mean I did hit you with my car, WAIT WHAT?” The full effect of his words hit you like a truck. He laughed again.

“Sweetheart, I promise you I can take care of the damages,” giving you his best I’m a multimillionaire retired athlete look. “And as for the job? I’m serious. You’re clearly responsible, professional, good in a crisis, and the team I’m working with is looking for a physician. Unless of course you’re already committed to another job?”

“No! Uh, no, no I’m not.” Shame crept up your neck. “I really appreciate this, Mr. Mitchell.” You stammered as you fumbled for your wallet and produced a business card that you offered to him, doing your best to hold back the tears of gratefulness threatening to fill your eyes.

“It’s not a problem at all, Doc. I’ll be in touch, and please, call me Mav.” He handed you a piece of paper in return and you stared down to see his signature scrawled across it with a brief note Congratulations on such a talented daughter. - Pete “Maverick” Mitchell “Tell your dad I said hi.” He said with a wink before turning away from you to his motorcycle. You stood there, frozen in shock as he got the bike upright and drove away with a wave. The moment he was out of view, the tears escaped your eyes. You’d been desperate for someone to take a chance on you, but never in your wildest dreams would you have expected that person would be Pete fucking Mitchell.

[kaseywillis]

We, at Poonawalla Fincorp, understand this and hence, provide collateral-free Professional Loans for Doctors to help them meet their financial requirements. Our Doctor Loans are designed to be customizable and affordable. Additionally, they come with several exciting features, such as instant disbursal, flexible repayment tenure, and zero foreclosure charges.

[writingwithfolklore]

Fake it til you Make it (Faking Expertise)

                One of the hardest parts of writing is that we're rarely just writers.. We have to be doctors, magicians, politicians, thieves, masters in chemistry, song writing, theatre, biology. The perfect writer would be someone with a little bit of knowledge about literally everything. As much as I’d love to spend the rest of my life just taking random university classes and learning about whatever I needed for the project I’m working on—eventually I have to graduate and, y’know, pay off student loans.

                So when you’re writing about something you really don’t know anything about, but your character is supposed to (or worse, supposed to be an expert) here’s what I do:

Research what you can

I start with the basics. Vocab lists, beginners classes or articles, and news stories about recent contributions to the field are an easy way to make your character sound like they know what they’re talking about, and also they’re super available to find. Just don’t overuse niche vocab or you’ll lose your readers—if you’re going to use a term or word most wouldn’t know, you can also define it or use context to allow readers to know what it means, stick to a few of these max.

2. Keep it vague

If my characters are learning about something in class that I know nothing about, an easy way to get by this is to start the scene in the classroom with a little intro: “open your textbooks to page 33”, and then focus on something else, “outside shadows stretched long across campus as the sun dove behind the horizon”, then finish it up, “Next assignment is on the fundamentals of linguistics we went over today. Please have it in by next week.”

        Obviously if it’s important you should teach it to the readers too—there’s only so much faking we can do in this area, but this allows you to keep from literally teaching an entire lecture within your story and is going to help you keep interest and control your pacing.

3. It’s okay if you fib a little

The truth is, most of your readers aren’t going to be experts or professionals in whatever you’re writing about either. When we read fiction, we’re reading from an understanding that the things within it aren’t realistic or stretch and exaggerate the truth. If you make some things up about the topic you’re writing about, few will notice, many less will care. It doesn’t have to be perfectly accurate, we’re here for the story, not to study for our next exam.

                If you have the basics, the base of knowledge, but build fiction or magic off of that, it will be convincing enough while saving you from spending too much money getting a masters in your topic.

                Good luck!

[wraithdance]

The TF 141 Compatibility Love Report

For: @sentientcave

Disclaimer:

This is based on my personal opinion and interpretation of you and the character. 

the user makes no claims to be a real doctor or any medical professional. The (not) Doctor has but a penny and some lint to her name so please don’t sue if you hate the results! (seriously these student loans are already taking their pound of flesh, in the words of Whitney Houston (RIP Queen) I have NOTHINGGG!)

The Doc says your TF 141 Perfect Match is…

Captain John Price!

Romance: Do you possibly have a thing for authority? Maybe you like the idea of having a partner who is consistently solid in the face of adversity?  If so then I think Price is for you! John is a solid force. Often his more forward nature is overshadowed by Ghost, but Price is just as focused and relentless. As a partner to you I think Price would help guide and affirm you in a way that is calculating and keeps in mind your need for agency. Despite his more gruff qualities I think he has the capability of being kind and affectionate to his partners. Holding you close by a fireplace, kisses on the cheek that itch because of his beard, drives in the countryside with his hand on you at all times. Price’s relationship with you would be like Whiskey and Sunday mornings.

Don’t cuss me out, but I think maybe you’d like a bit of dominance and possessiveness kink? If I’m not wrong, Price would work for you well. He is someone with infinite control of his emotions but he makes what he wants and how he wants it well known. That would apply for you as well. I think you have an invested interest in morality or at least in being understanding. I can’t see you enjoying being with someone who is completely in it for themselves, so Price and his morally gray views are the perfect medium. He’d also be the type to go down swinging about you and God forbid if he can’t get down and dirty in a fight he’d use every trick in the book to psychologically handle business.

Which leads me to the freak shit!

Sex: Idk my radar is pinging off a possible size/dominance kink friend. Price is someone who would take control of your senses in every way. The layered notes of the cigars he smokes on his skin, using his broadness to overwhelm you, gruffly whispering what he’s gonna do and how. Yeah… he’s great if you want some nasty freak shit that toes the line to being a no holds bar wrestling match. Despite the fandom calling him old I think his pride and self control will keep him in the sack. Good luck Charlie (hahaha) because he’s not someone who’ll be okay with giving you the bare minimum. 

Possible points of Contention:

Self righteous

Obstinate bastard

Morally gray may turn a lil more in the black when threatened

Beard burn and your couch will always smell of smoke 

Your Poly Pairing (haha) is….

PriceSoap!

This is all intuitive and the dark spirits tell me this is the pairing that would work best for you. I think the two would always keep you on your toes in the best and sometimes worst ways lmao. Every day would be different with them and who doesn't like a owner (Price) who has perfect control of their dog (Soap). Soap can remind you to smell the roses and roll with the punches and Price will be the solid force behind you, ready to lend an ear or take over if you need him to!