#small cap investor

[pristinegazee]

In the current market environment, small-cap Canadian stocks present an intriguing opportunity for investors looking to tap into growth potential outside of large, well-established companies. While global economic uncertainty and fluctuating commodity prices can affect market sentiment, many small-cap companies have demonstrated resilience and innovation in sectors like technology, healthcare, and renewable energy.

Three such Canadian Stocks to have a look at are:

Headwater Exploration Inc. (TSX: HWX)

Trading at $6.42, this security is a key player in the crude oil industry, with a significant land base that facilitates ongoing exploration and expansion efforts. This proactive strategy has resulted in steady resource growth and production increases, with output climbing from an average of 7,393 Boe/day in 2021 to an anticipated 20,000 Boe/day by 2024........Read more

[dmwealth]

14 Best Stocks for Long Term Investments in India

आज में आपकों 14 Best Stocks for Long Term Investments in India के बारें में बतानें वाला हूँ मुझे उमीद हैं की यह आपकों पसंद आएगी। भारत में लंबी अवधि के लिए निवेश करने के लिए सबसे अच्छे स्टॉक्स कौन से हैं? यह प्रश्न हर निवेशक के मन में होता है, जो अपने पैसों को समय के साथ बढ़ाना चाहता है। लंबी अवधि का निवेश का मतलब है कि आप कम से कम 1 से 3 साल तक किसी स्टॉक में पैसा लगाते हैं, और उसकी कीमत में…

[mostlysignssomeportents]

The AI hype bubble is the new crypto hype bubble

Back in 2017 Long Island Ice Tea — known for its undistinguished, barely drinkable sugar-water — changed its name to “Long Blockchain Corp.” Its shares surged to a peak of 400% over their pre-announcement price. The company announced no specific integrations with any kind of blockchain, nor has it made any such integrations since.

If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/03/09/autocomplete-worshippers/#the-real-ai-was-the-corporations-that-we-fought-along-the-way

LBCC was subsequently delisted from NASDAQ after settling with the SEC over fraudulent investor statements. Today, the company trades over the counter and its market cap is $36m, down from $138m.

https://cointelegraph.com/news/textbook-case-of-crypto-hype-how-iced-tea-company-went-blockchain-and-failed-despite-a-289-percent-stock-rise

The most remarkable thing about this incredibly stupid story is that LBCC wasn’t the peak of the blockchain bubble — rather, it was the start of blockchain’s final pump-and-dump. By the standards of 2022’s blockchain grifters, LBCC was small potatoes, a mere $138m sugar-water grift.

They didn’t have any NFTs, no wash trades, no ICO. They didn’t have a Superbowl ad. They didn’t steal billions from mom-and-pop investors while proclaiming themselves to be “Effective Altruists.” They didn’t channel hundreds of millions to election campaigns through straw donations and other forms of campaing finance frauds. They didn’t even open a crypto-themed hamburger restaurant where you couldn’t buy hamburgers with crypto:

https://robbreport.com/food-drink/dining/bored-hungry-restaurant-no-cryptocurrency-1234694556/

They were amateurs. Their attempt to “make fetch happen” only succeeded for a brief instant. By contrast, the superpredators of the crypto bubble were able to make fetch happen over an improbably long timescale, deploying the most powerful reality distortion fields since Pets.com.

Anything that can’t go on forever will eventually stop. We’re told that trillions of dollars’ worth of crypto has been wiped out over the past year, but these losses are nowhere to be seen in the real economy — because the “wealth” that was wiped out by the crypto bubble’s bursting never existed in the first place.

Like any Ponzi scheme, crypto was a way to separate normies from their savings through the pretense that they were “investing” in a vast enterprise — but the only real money (“fiat” in cryptospeak) in the system was the hardscrabble retirement savings of working people, which the bubble’s energetic inflaters swapped for illiquid, worthless shitcoins.

We’ve stopped believing in the illusory billions. Sam Bankman-Fried is under house arrest. But the people who gave him money — and the nimbler Ponzi artists who evaded arrest — are looking for new scams to separate the marks from their money.

Take Morganstanley, who spent 2021 and 2022 hyping cryptocurrency as a massive growth opportunity:

https://cointelegraph.com/news/morgan-stanley-launches-cryptocurrency-research-team

Today, Morganstanley wants you to know that AI is a $6 trillion opportunity.

They’re not alone. The CEOs of Endeavor, Buzzfeed, Microsoft, Spotify, Youtube, Snap, Sports Illustrated, and CAA are all out there, pumping up the AI bubble with every hour that god sends, declaring that the future is AI.

https://www.hollywoodreporter.com/business/business-news/wall-street-ai-stock-price-1235343279/

Google and Bing are locked in an arms-race to see whose search engine can attain the speediest, most profound enshittification via chatbot, replacing links to web-pages with florid paragraphs composed by fully automated, supremely confident liars:

https://pluralistic.net/2023/02/16/tweedledumber/#easily-spooked

Blockchain was a solution in search of a problem. So is AI. Yes, Buzzfeed will be able to reduce its wage-bill by automating its personality quiz vertical, and Spotify’s “AI DJ” will produce slightly less terrible playlists (at least, to the extent that Spotify doesn’t put its thumb on the scales by inserting tracks into the playlists whose only fitness factor is that someone paid to boost them).

But even if you add all of this up, double it, square it, and add a billion dollar confidence interval, it still doesn’t add up to what Bank Of America analysts called “a defining moment — like the internet in the ’90s.” For one thing, the most exciting part of the “internet in the ‘90s” was that it had incredibly low barriers to entry and wasn’t dominated by large companies — indeed, it had them running scared.

The AI bubble, by contrast, is being inflated by massive incumbents, whose excitement boils down to “This will let the biggest companies get much, much bigger and the rest of you can go fuck yourselves.” Some revolution.

AI has all the hallmarks of a classic pump-and-dump, starting with terminology. AI isn’t “artificial” and it’s not “intelligent.” “Machine learning” doesn’t learn. On this week’s Trashfuture podcast, they made an excellent (and profane and hilarious) case that ChatGPT is best understood as a sophisticated form of autocomplete — not our new robot overlord.

https://open.spotify.com/episode/4NHKMZZNKi0w9mOhPYIL4T

We all know that autocomplete is a decidedly mixed blessing. Like all statistical inference tools, autocomplete is profoundly conservative — it wants you to do the same thing tomorrow as you did yesterday (that’s why “sophisticated” ad retargeting ads show you ads for shoes in response to your search for shoes). If the word you type after “hey” is usually “hon” then the next time you type “hey,” autocomplete will be ready to fill in your typical following word — even if this time you want to type “hey stop texting me you freak”:

https://blog.lareviewofbooks.org/provocations/neophobic-conservative-ai-overlords-want-everything-stay/

And when autocomplete encounters a new input — when you try to type something you’ve never typed before — it tries to get you to finish your sentence with the statistically median thing that everyone would type next, on average. Usually that produces something utterly bland, but sometimes the results can be hilarious. Back in 2018, I started to text our babysitter with “hey are you free to sit” only to have Android finish the sentence with “on my face” (not something I’d ever typed!):

https://mashable.com/article/android-predictive-text-sit-on-my-face

Modern autocomplete can produce long passages of text in response to prompts, but it is every bit as unreliable as 2018 Android SMS autocomplete, as Alexander Hanff discovered when ChatGPT informed him that he was dead, even generating a plausible URL for a link to a nonexistent obit in The Guardian:

https://www.theregister.com/2023/03/02/chatgpt_considered_harmful/

Of course, the carnival barkers of the AI pump-and-dump insist that this is all a feature, not a bug. If autocomplete says stupid, wrong things with total confidence, that’s because “AI” is becoming more human, because humans also say stupid, wrong things with total confidence.

Exhibit A is the billionaire AI grifter Sam Altman, CEO if OpenAI — a company whose products are not open, nor are they artificial, nor are they intelligent. Altman celebrated the release of ChatGPT by tweeting “i am a stochastic parrot, and so r u.”

https://twitter.com/sama/status/1599471830255177728

This was a dig at the “stochastic parrots” paper, a comprehensive, measured roundup of criticisms of AI that led Google to fire Timnit Gebru, a respected AI researcher, for having the audacity to point out the Emperor’s New Clothes:

https://www.technologyreview.com/2020/12/04/1013294/google-ai-ethics-research-paper-forced-out-timnit-gebru/

Gebru’s co-author on the Parrots paper was Emily M Bender, a computational linguistics specialist at UW, who is one of the best-informed and most damning critics of AI hype. You can get a good sense of her position from Elizabeth Weil’s New York Magazine profile:

https://nymag.com/intelligencer/article/ai-artificial-intelligence-chatbots-emily-m-bender.html

Bender has made many important scholarly contributions to her field, but she is also famous for her rules of thumb, which caution her fellow scientists not to get high on their own supply:

Please do not conflate word form and meaning

Mind your own credulity

As Bender says, we’ve made “machines that can mindlessly generate text, but we haven’t learned how to stop imagining the mind behind it.” One potential tonic against this fallacy is to follow an Italian MP’s suggestion and replace “AI” with “SALAMI” (“Systematic Approaches to Learning Algorithms and Machine Inferences”). It’s a lot easier to keep a clear head when someone asks you, “Is this SALAMI intelligent? Can this SALAMI write a novel? Does this SALAMI deserve human rights?”

Bender’s most famous contribution is the “stochastic parrot,” a construct that “just probabilistically spits out words.” AI bros like Altman love the stochastic parrot, and are hellbent on reducing human beings to stochastic parrots, which will allow them to declare that their chatbots have feature-parity with human beings.

At the same time, Altman and Co are strangely afraid of their creations. It’s possible that this is just a shuck: “I have made something so powerful that it could destroy humanity! Luckily, I am a wise steward of this thing, so it’s fine. But boy, it sure is powerful!”

They’ve been playing this game for a long time. People like Elon Musk (an investor in OpenAI, who is hoping to convince the EU Commission and FTC that he can fire all of Twitter’s human moderators and replace them with chatbots without violating EU law or the FTC’s consent decree) keep warning us that AI will destroy us unless we tame it.

There’s a lot of credulous repetition of these claims, and not just by AI’s boosters. AI critics are also prone to engaging in what Lee Vinsel calls criti-hype: criticizing something by repeating its boosters’ claims without interrogating them to see if they’re true:

https://sts-news.medium.com/youre-doing-it-wrong-notes-on-criticism-and-technology-hype-18b08b4307e5

There are better ways to respond to Elon Musk warning us that AIs will emulsify the planet and use human beings for food than to shout, “Look at how irresponsible this wizard is being! He made a Frankenstein’s Monster that will kill us all!” Like, we could point out that of all the things Elon Musk is profoundly wrong about, he is most wrong about the philosophical meaning of Wachowksi movies:

https://www.theguardian.com/film/2020/may/18/lilly-wachowski-ivana-trump-elon-musk-twitter-red-pill-the-matrix-tweets

But even if we take the bros at their word when they proclaim themselves to be terrified of “existential risk” from AI, we can find better explanations by seeking out other phenomena that might be triggering their dread. As Charlie Stross points out, corporations are Slow AIs, autonomous artificial lifeforms that consistently do the wrong thing even when the people who nominally run them try to steer them in better directions:

https://media.ccc.de/v/34c3-9270-dude_you_broke_the_future

Imagine the existential horror of a ultra-rich manbaby who nominally leads a company, but can’t get it to follow: “everyone thinks I’m in charge, but I’m actually being driven by the Slow AI, serving as its sock puppet on some days, its golem on others.”

Ted Chiang nailed this back in 2017 (the same year of the Long Island Blockchain Company):

There’s a saying, popularized by Fredric Jameson, that it’s easier to imagine the end of the world than to imagine the end of capitalism. It’s no surprise that Silicon Valley capitalists don’t want to think about capitalism ending. What’s unexpected is that the way they envision the world ending is through a form of unchecked capitalism, disguised as a superintelligent AI. They have unconsciously created a devil in their own image, a boogeyman whose excesses are precisely their own.

https://www.buzzfeednews.com/article/tedchiang/the-real-danger-to-civilization-isnt-ai-its-runaway

Chiang is still writing some of the best critical work on “AI.” His February article in the New Yorker, “ChatGPT Is a Blurry JPEG of the Web,” was an instant classic:

[AI] hallucinations are compression artifacts, but — like the incorrect labels generated by the Xerox photocopier — they are plausible enough that identifying them requires comparing them against the originals, which in this case means either the Web or our own knowledge of the world.

https://www.newyorker.com/tech/annals-of-technology/chatgpt-is-a-blurry-jpeg-of-the-web

“AI” is practically purpose-built for inflating another hype-bubble, excelling as it does at producing party-tricks — plausible essays, weird images, voice impersonations. But as Princeton’s Matthew Salganik writes, there’s a world of difference between “cool” and “tool”:

https://freedom-to-tinker.com/2023/03/08/can-chatgpt-and-its-successors-go-from-cool-to-tool/

Nature can claim “conversational AI is a game-changer for science” but “there is a huge gap between writing funny instructions for removing food from home electronics and doing scientific research.” Salganik tried to get ChatGPT to help him with the most banal of scholarly tasks — aiding him in peer reviewing a colleague’s paper. The result? “ChatGPT didn’t help me do peer review at all; not one little bit.”

The criti-hype isn’t limited to ChatGPT, of course — there’s plenty of (justifiable) concern about image and voice generators and their impact on creative labor markets, but that concern is often expressed in ways that amplify the self-serving claims of the companies hoping to inflate the hype machine.

One of the best critical responses to the question of image- and voice-generators comes from Kirby Ferguson, whose final Everything Is a Remix video is a superb, visually stunning, brilliantly argued critique of these systems:

https://www.youtube.com/watch?v=rswxcDyotXA

One area where Ferguson shines is in thinking through the copyright question — is there any right to decide who can study the art you make? Except in some edge cases, these systems don’t store copies of the images they analyze, nor do they reproduce them:

https://pluralistic.net/2023/02/09/ai-monkeys-paw/#bullied-schoolkids

For creators, the important material question raised by these systems is economic, not creative: will our bosses use them to erode our wages? That is a very important question, and as far as our bosses are concerned, the answer is a resounding yes.

Markets value automation primarily because automation allows capitalists to pay workers less. The textile factory owners who purchased automatic looms weren’t interested in giving their workers raises and shorting working days. ‘ They wanted to fire their skilled workers and replace them with small children kidnapped out of orphanages and indentured for a decade, starved and beaten and forced to work, even after they were mangled by the machines. Fun fact: Oliver Twist was based on the bestselling memoir of Robert Blincoe, a child who survived his decade of forced labor:

https://www.gutenberg.org/files/59127/59127-h/59127-h.htm

Today, voice actors sitting down to record for games companies are forced to begin each session with “My name is ______ and I hereby grant irrevocable permission to train an AI with my voice and use it any way you see fit.”

https://www.vice.com/en/article/5d37za/voice-actors-sign-away-rights-to-artificial-intelligence

Let’s be clear here: there is — at present — no firmly established copyright over voiceprints. The “right” that voice actors are signing away as a non-negotiable condition of doing their jobs for giant, powerful monopolists doesn’t even exist. When a corporation makes a worker surrender this right, they are betting that this right will be created later in the name of “artists’ rights” — and that they will then be able to harvest this right and use it to fire the artists who fought so hard for it.

There are other approaches to this. We could support the US Copyright Office’s position that machine-generated works are not works of human creative authorship and are thus not eligible for copyright — so if corporations wanted to control their products, they’d have to hire humans to make them:

https://www.theverge.com/2022/2/21/22944335/us-copyright-office-reject-ai-generated-art-recent-entrance-to-paradise

Or we could create collective rights that belong to all artists and can’t be signed away to a corporation. That’s how the right to record other musicians’ songs work — and it’s why Taylor Swift was able to re-record the masters that were sold out from under her by evil private-equity bros::

https://doctorow.medium.com/united-we-stand-61e16ec707e2

Whatever we do as creative workers and as humans entitled to a decent life, we can’t afford drink the Blockchain Iced Tea. That means that we have to be technically competent, to understand how the stochastic parrot works, and to make sure our criticism doesn’t just repeat the marketing copy of the latest pump-and-dump.

Today (Mar 9), you can catch me in person in Austin at the UT School of Design and Creative Technologies, and remotely at U Manitoba’s Ethics of Emerging Tech Lecture.

Tomorrow (Mar 10), Rebecca Giblin and I kick off the SXSW reading series.

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

[Image ID: A graph depicting the Gartner hype cycle. A pair of HAL 9000's glowing red eyes are chasing each other down the slope from the Peak of Inflated Expectations to join another one that is at rest in the Trough of Disillusionment. It, in turn, sits atop a vast cairn of HAL 9000 eyes that are piled in a rough pyramid that extends below the graph to a distance of several times its height.]

[theambitiouswoman]

How To Get Started Investing In The Stock Market

Educate yourself: Before investing in the stock market, it's important to educate yourself about the basics of investing, including the different types of investments, the risks involved, and how to build a diversified portfolio. There are many resources available, including books, online courses, and investment blogs.

Determine your investment goals: It's important to have clear investment goals before investing in the stock market. Are you investing for retirement, a down payment on a house, or to generate passive income? Your investment goals will help determine the types of investments that are appropriate for you.

Open a brokerage account: To invest in the stock market, you'll need to open a brokerage account with a reputable brokerage firm. Some popular options include Fidelity, TD Ameritrade, and Charles Schwab. When choosing a brokerage firm, consider factors such as fees, investment options, and customer service.

Build a diversified portfolio: Diversification is key to successful investing. By investing in a mix of stocks, bonds, and other assets, you can reduce your risk and increase your chances of long-term success. Consider investing in a mix of large-cap and small-cap stocks, domestic and international investments, and bonds with varying maturities.

Start investing: Once you have a brokerage account and have determined your investment strategy, it's time to start investing. Consider starting with a small amount of money and gradually increasing your investments over time.

WAYS TO INVEST

There are several ways to invest in the stock market, including:

Individual Stocks: This involves buying shares of individual companies on the stock market. You can buy shares through a broker or an online trading platform.

Mutual Funds: Mutual funds pool money from multiple investors and invest in a diversified portfolio of stocks. This allows you to invest in a variety of companies with a single investment.

Exchange-Traded Funds (ETFs): ETFs are similar to mutual funds, but they trade like individual stocks on an exchange. This allows you to buy and sell ETFs throughout the trading day.

Index Funds: Index funds track the performance of a specific index, such as the S&P 500. This provides exposure to a broad range of companies and can be a good option for long-term investors.

TOOLS TO START INVESTING

Online Trading Platforms: Many brokers offer online trading platforms that allow you to buy and sell stocks and funds. These platforms typically provide research tools and stock charts to help you make informed investment decisions.

Robo-Advisors: Robo-advisors are digital platforms that use algorithms to create and manage investment portfolios for you. They can be a good option for beginner investors who want a hands-off approach.

Investment Apps: There are several investment apps available that allow you to buy and sell stocks and funds from your mobile device. These apps are often designed for beginner investors and offer low fees and user-friendly interfaces.

PLATFORMS

A few popular options:

Robinhood: Robinhood is a commission-free trading app that offers stocks, ETFs, and cryptocurrency trading. It’s designed for beginner investors and offers a user-friendly interface.

Acorns: Acorns is an investment app that automatically invests your spare change. It rounds up your purchases to the nearest dollar and invests the difference in a diversified portfolio of ETFs.

TD Ameritrade: TD Ameritrade is a popular trading platform that offers stocks, ETFs, mutual funds, options, futures, and forex trading. It offers a variety of trading tools and research resources.

ETRADE: ETRADE is a popular online broker that offers stocks, ETFs, mutual funds, options, and futures trading. It offers a variety of trading tools and resources, including a mobile app.

Fidelity: Fidelity is a full-service broker that offers stocks, ETFs, mutual funds, options, and futures trading. It offers a variety of investment tools and research resources, including a mobile app.

INVESTMENT STRATEGIES

Value Investing: Value investing involves buying stocks that are undervalued by the market and holding them for the long term. This approach requires patience and a thorough analysis of a company’s financial statements and growth potential.

Growth Investing: Growth investing involves buying stocks in companies that are expected to grow faster than the market average. This approach often involves investing in companies that are at the cutting edge of technology or have innovative business models.

Dividend Investing: Dividend investing involves buying stocks in companies that pay a dividend. This can provide a steady stream of income for investors and can be a good option for those looking for more conservative investments.

Passive Investing: Passive investing involves investing in a diversified portfolio of low-cost index funds or ETFs. This approach is designed to match the performance of the overall market and requires minimal effort on the part of the investor.

Real Estate Investing: Real estate investing involves buying and holding real estate assets for the purpose of generating income or appreciation. This can include investing in rental properties, real estate investment trusts (REITs), or crowdfunding platforms.

Options trading: is a type of trading strategy that involves buying and selling options contracts, which are financial instruments that give the holder the right, but not the obligation, to buy or sell an underlying asset, such as stocks, at a specific price within a certain time frame. Options trading can be used to generate income, hedge against risk, or speculate on market movements.

Swing trading is a type of trading strategy that aims to capture short- to medium-term gains in a financial asset, such as stocks, currencies, or commodities. Swing traders typically hold their positions for a few days to several weeks, taking advantage of price swings or "swings" in the market. Swing traders use technical analysis to identify trends and patterns in the market, and they often employ a combination of charting tools and indicators to help them make trading decisions. They look for stocks or other assets that have a clear trend, either up or down, and then try to enter and exit positions at opportune times to capture profits.

TECHNICAL ANALYSIS TOOLS

There are many technical analysis resources available for traders to use in their analysis of financial markets. Here are some popular options:

TradingView: TradingView is a web-based charting and technical analysis platform that provides users with real-time data, customizable charts, and a variety of technical indicators and drawing tools.

StockCharts: StockCharts is another web-based platform that provides a wide range of technical analysis tools, including charting capabilities, technical indicators, and scanning tools to help traders identify potential trading opportunities.

Thinkorswim: Thinkorswim is a trading platform provided by TD Ameritrade that offers advanced charting and technical analysis tools, as well as a wide range of other features for traders, including paper trading, news and research, and risk management tools.

MetaTrader 4/5: MetaTrader is a popular trading platform used by many traders around the world. It provides a range of technical analysis tools, including customizable charts, indicators, and automated trading strategies.

Investing.com: Investing.com is a website that provides real-time quotes, charts, news, and analysis for a wide range of financial markets, including stocks, currencies, commodities, and cryptocurrencies.

Yahoo Finance: Yahoo Finance is a website that provides real-time stock quotes, news, and analysis, as well as customizable charts and a variety of other tools for traders and investors.

Finviz: is a popular web-based platform for traders and investors that provides a wide range of tools and information to help them analyze financial markets. The platform offers real-time quotes, customizable charts, news and analysis, and a variety of other features.

[farademetre]

InvestTalk - 12-7-2022 – Is It Time for You to Consider Small Cap Stocks?

While many investors are asking if it is safe to start buying the mega-sized firms that led the previous bull market, small-cap stocks may be the best deals.

[tradebrainsportalsblog]

The Role of Diversification in Mitigating Investment Risk

Investing is one of the most critical strategies you can use to minimize your investment risk and this is why diversity is essential. In other words, it means spreading your investments across various types of assets so that you do not suffer great losses due to poor performance in any one share or investment. This article focuses on how diversification can help reduce investment risks while giving practical tips on how to diversify portfolios effectively.

Understanding Diversification

You do not put all your baskets in one egg carton. Therefore, by investing in different assets like stocks, bonds, real estate and commodities, if one investment fails then it will save a lot from losing anything with a greater amount. The rationale behind this system is simple: different kinds of investments usually react differently to market conditions. For example when some are going down others may be growing hence ensuring an overall stable return.

Importance of Diversification

Mitigates risk: diversification helps spread the risks. Investing everything into a single share which collapses leads to losing mostly all one's money. However if he had a diversified portfolio such a situation would not have affected much on the entire portfolio since before there used to be good gains in some areas but now as compared it seems lesser than before.

Smooth Returns: A portfolio that has good diversification would experience lesser fluctuations. This implies that you will not experience vast changes in values brought about by investing in just one category of assets. By doing this, your profits are likely to be constant even as time passes.

The Possibility of Higher Returns: Even though the assumption of constant returns from different classes is not true, yet on average it leads to stability over all returns. If you have different kinds of financial tools some may perform well making other investments more profitable.

Conduct a proper market research and analysis like fundamental analysis, technical analysis etc. There are lot of websites which provides various tools to conduct analysis. One of the best websites for fundamental analysis is Trade Brains Portal. Trade Brains Portal has various tools like Portfolio analysis, Stock compare, Stock research reports and so on. Also the website provides fundamental details of all the stocks listed in Indian stock market.

How to Create Diversification

First Invest In Different Asset Classes: The initial stage of diversifying is distributing investments among diverse asset classes. You might include:

Shares: For instance invest into various sectors and industries which protects against any concentration risk.

Debts: Join corporate and state obligations that have various due terms.

Property: Purchase land or consider REITs which will go a long way in further diversity for the filling

Blacksmith’s tools: This allows one to hedge against stock price fluctuations since there are shares made from gold or liquid petroleum.

Asset Classes: Inside Each, Diversify More: Inside every asset class, further diversification should be encouraged. For instance, your stock portfolio may comprise both large, mid- and small-cap stocks pulled from various industries such as technology, health care or finance. Conversely, for fixed income investments you could consider both short- and long-term bonds from different issuers.

Geographic Diversification: Don’t confine your investments to just one country; consider allocating funds to global equities and debts so that you can ride on worldwide growth spurts at the same time lowering chances of going broke due to national downturns only.

Utilize Index Funds and ETFs: Index funds along with exchange-traded funds (ETFs) create fantastic platforms for diversification. Basically, these are investment vehicles which collect funds from numerous investors to buy a spectrum of stocks or bonds which automatically leads to diversification in the fund itself. As such; investing in index or ETF money market accounts results in an instantily diversified portfolio.

Strategic Diversification

Design Balanced Portfolios: A balanced portfolio will include stocks, bonds and other assets. The exact mix of these three categories depend on your risk appetite, investment objectives and time frame. For example; if you are young with an extended investment period ahead like 30 years or more, then perhaps you could have a greater percentage of equity shares. Conversely before retirement age it is likely that one would move towards more fixed income securities and other low-volatility options. Inorder to reduce the risk, one can invest in large cap companies or also investing in companies which has good dividends, bonus and splits can be a better choice.

1. Re Judiciously: With the passage of time, every investment’s worth may change thus creating an uneven portfolio. “Rebalance” refers to the act of bringing back into line one's desired proportions of investments as stocks, bonds or other such asset categories. This ensures that risk levels correspond with individual investment objectives.

2. Follow Up and Amending: Literacy needs one given fiscal policy to always differ and be changing as per preferences of that certain individual in the market at a particular time upon follow up from it regularly. Periodic adjustments may be required so as to keep an overall investment mix in balance hence giving opportunity for some time before buying any new ones.

Common Mistakes

Over Diversification: It is evident that although diversification matters; it can also harm your profit margins through excessive dilution. Avoid extensionalizing too thin your assets or choosing funds too far too many Aim for a balanced approach based on few investments.

Ignoring Asset Correlation: Diversification works well when these assets are not related closely. Investing in closely related assets ends up negating the effects on one’s portfolio during downturns and making this strategy less beneficial. All your assets ought to have different levels of risks as well as respond independently to different market conditions.

Minimizing Hazardous Behavior: Asset allocation must be aligned with your appetite for risk as well as your investment objectives. Don’t just diversify simply for the purpose of it. Ensure that your portfolio represents your comfort with risk and conforms to your financial aims.

Conclusion

A potent strategy for curtailing investment risks and obtaining more steady returns is diversification. When you spread out investments throughout various asset classes, industries and regions, the effect of bad performance on one specific investment will be reduced thus enhancing stability of the entire portfolio. Remember to diversify within asset classes, utilize index mutual funds along with ETFs then periodically check and adjust the mix in order to have an ideal level of diversification throughout your life cycle; this way you will be able to handle any changes in the marketplace hence working towards fulfilling all your dreams.

[foxnangelseo]

Investment Options in India: Diversify Your Portfolio in 2024

Diversification is a fundamental principle of investing, essential for managing risk and optimizing returns. In 2024, as investors navigate an ever-changing economic landscape, diversifying their portfolios becomes even more critical. India, with its vibrant economy, diverse markets, and growth potential, offers a plethora of investment options for both domestic and international investors. In this comprehensive guide, we explore various investment avenues in India in 2024, from traditional options like stocks and real estate to emerging opportunities in startups and alternative assets.

1. Equities: Investing in the Stock Market

Investing in equities remains one of the most popular ways to participate in India's economic growth story. The Indian stock market, represented by indices such as the Nifty 50 and Sensex, offers ample opportunities for investors to capitalize on the country's booming sectors and emerging companies.

- Blue-Chip Stocks: Invest in established companies with a proven track record of performance and stability.

- Mid and Small-Cap Stocks: Explore growth opportunities by investing in mid and small-cap companies with high growth potential.

- Sectoral Funds: Diversify your portfolio by investing in sector-specific mutual funds or exchange-traded funds (ETFs) targeting industries such as technology, healthcare, and finance.

2. Mutual Funds: Professional Fund Management

Mutual funds provide an excellent avenue for investors to access a diversified portfolio managed by professional fund managers. In India, mutual funds offer a range of options catering to different risk profiles and investment objectives.

- Equity Funds: Invest in a diversified portfolio of stocks, including large-cap, mid-cap, and small-cap companies.

- Debt Funds: Generate stable returns by investing in fixed-income securities such as government bonds, corporate bonds, and treasury bills.

- Hybrid Funds: Combine the benefits of equity and debt investments to achieve a balanced risk-return profile.

- Index Funds and ETFs: Track benchmark indices like the Nifty 50 and Sensex at a lower cost compared to actively managed funds.

3. Real Estate: Tangible Assets for Long-Term Growth

Real estate continues to be a popular investment option in India, offering the dual benefits of capital appreciation and rental income. While traditional residential and commercial properties remain attractive, investors can also explore alternative avenues such as real estate investment trusts (REITs) and real estate crowdfunding platforms.

- Residential Properties: Invest in apartments, villas, or plots of land in prime locations with high demand and potential for appreciation.

- Commercial Properties: Generate rental income by investing in office spaces, retail outlets, warehouses, and industrial properties.

- REITs: Gain exposure to a diversified portfolio of income-generating real estate assets without the hassle of direct ownership.

- Real Estate Crowdfunding: Participate in real estate projects through online platforms, pooling funds with other investors to access lucrative opportunities.

4. Startups and Venture Capital: Betting on Innovation and Entrepreneurship

India's startup ecosystem has witnessed exponential growth in recent years, fueled by a wave of innovation, entrepreneurial talent, and supportive government policies. Investing in startups and venture capital funds allows investors to participate in this dynamic ecosystem and potentially earn high returns.

- Angel Investing: Provide early-stage funding to promising startups in exchange for equity ownership, betting on their growth potential.

- Venture Capital Funds: Invest in professionally managed funds that provide capital to startups and emerging companies in exchange for equity stakes.

- Startup Accelerators and Incubators: Partner with organizations that support early-stage startups through mentorship, networking, and access to resources.

5. Alternative Assets: Diversification Beyond Traditional Investments

In addition to stocks, bonds, and real estate, investors can diversify their portfolios further by allocating capital to alternative assets. These assets offer unique risk-return profiles and can act as a hedge against market volatility.

- Gold and Precious Metals: Hedge against inflation and currency fluctuations by investing in physical gold, gold ETFs, or gold savings funds.

- Commodities: Gain exposure to commodities such as crude oil, natural gas, metals, and agricultural products through commodity futures and exchange-traded funds.

- Cryptocurrencies: Explore the emerging asset class of digital currencies like Bitcoin, Ethereum, and others, which offer the potential for high returns but come with higher volatility and risk.

Conclusion

Diversifying your investment portfolio is essential for mitigating risk, maximizing returns, and achieving long-term financial goals. In 2024, India offers a myriad of investment options across various asset classes, catering to the preferences and risk profiles of different investors.

Whether you prefer the stability of blue-chip stocks, the growth potential of startups, or the tangible assets of real estate, India provides ample opportunities to diversify your portfolio and capitalize on the country's economic growth story. By carefully assessing your investment objectives, risk tolerance, and time horizon, you can construct a well-diversified portfolio that withstands market fluctuations and delivers sustainable returns in the years to come.

This post was originally published on: Foxnangel

[valuentumbrian]

What to Do During This Market Selloff

By Brian Nelson, CFA

In short, nothing.

The U.S. stock market (SPY) was chugging along nicely until what was interpreted as a very favorable Consumer Price Index (CPI) print on July 11 that sent a rotation out of large cap growth and big cap tech into the beaten down areas of smaller cap stocks, prompting a broader market sell-off. The reasoning goes that, with inflation largely under control, smaller companies will benefit more from future rate cuts via reduced interest expense relative to larger companies.

Though this is true, to varying degrees, the magnitude of the rotation was somewhat surprising, as rate cuts should benefit large cap growth (SCHG) and big cap tech (XLK), too, but we’ve seen this rotation try to play out before. For the past several years, investors have been worried about the concentration of large cap growth and big cap tech in major indices, pointing to equal-weight indices (RSP) and the relative quantitative (statistical) discounted “valuations” of small cap value (IWN) versus large cap growth as alternative, less “frothy” plays. Time and time again, however, large cap growth and big cap tech have powered ahead to lead the market higher.

Will this time be different?

To continue reading >>

[crudeinourtrading]

Will The Market Melt Up Continue To Suck In Investors Before A Potential Reversal?

Money is flowing into small caps, growth stocks, and gold. Is this a bullish or bearish sign? And, what does a one day pop indicate with regard to trend direction?....Watch The Video Here

[jeffhirsch]

February 2024 Almanac: Second Worst S&P 500 Month since 1950

February is in the middle of the Best Six Months, but its long-term track record, since 1950, is not that impressive. February ranks no better than sixth and has posted meager average performance except for the Russell 2000. Small cap stocks, benefiting from “January Effect” carry over; historically tend to outpace large-cap stocks in February. The Russell 2000 index of small cap stocks turns in an average gain of 1.0% in February since 1979—sixth best month for that benchmark. Russell 2000 has had a tough January which could indicate the January Effect may not boost small caps this February.

A strong February in 2000 boosts NASDAQ and Russell 2000 rankings in election years. Otherwise, February’s performance, compared to other presidential-election-year months, is mediocre at best with no large-cap index ranked better than tenth (DJIA and S&P 500 since 1950, Russell 1000 since 1979).

Not a subscriber? Sign up today for a Free 7-Day Trial to Almanac Investor to continue reading our latest market analysis and trading recommendations and get a full run down of seasonal tendencies that occur throughout each month of the year in an easy-to-read calendar graphic with important economic release dates highlighted, Daily Market Probability Index bullish and bearish days, market trends around options expiration and holidays. In addition, the Monthly Vital Statistics Table combines stats for the Dow, S&P 500, NASDAQ, Russell 1000 and Russell 2000 and puts them all in a single location available at the click of a mouse.

[multimilfs]

Elizabeth Collins-Stoddard x Fem!Reader: Of Signatures and Subtlety 

Summary: "I chose you." or A late-night conversation between you and your partner.

AO3

A/N: I've been sitting on this one for a minute! I wrote it at the beginning of October when I attempted to do Fictober (privately) and then ended up in the midst of the busiest month I've ever had! So I fell off the Fictober train but not without writing this. I feel like Elizabeth is really unappreciated and that makes me sad.

Little snippets into day-to-day life are always my favorite to write, but also what I struggle with. So I really hope everyone enjoys it!

Tag List: @escapetodreamworld @ghostsunderstoodmysoul @multifandomfix

Warning(s): None

Running a Cannery was a lot more involved than you expected. You curse Angelique for making it look simple as you sign off on another contract and throw it on top of the enormous pile, wincing as you try and flex your hand. Had you known better, you wouldn’t have agreed to take on such a large role; you’d rather run around all day than sign another piece of paper. 

A hand settles on your shoulder and you look up into a pair of smug eyes. Elizabeth raises an eyebrow, a not-so-subtle smile pulling at her lips. 

“Yes, dear?” You ask. 

“You’re grumbling under your breath again,” Elizabeth says and her smile grows a little, “I told you that I can transfer some of the contractual obligations to Barnabas.” 

Absolutely not. Barnabas is a good cousin, sure, but he’d been very odd in the beginning about how your role in the company was larger than his. You wouldn’t give any of his outdated views fuel, however small they may be. 

You give Elizabeth a long look and she chuckles. Her hand brushes over your shoulder and the back of your neck as she crosses around the desk, glancing out the window overlooking the Port. It’s raining and growing darker with every minute. Lights on the fishing boats out in the water bob up and down, while some pass and dock just below the window. 

It’s a peaceful scene that you often take a few minutes to enjoy, when the paperwork is manageable. Busy season had brought in enough money for new boats and with it, new employees. More fish meant more work, who knew? 

“How are the preparations for tonight going?” You ask, capping your pen and joining her by the window. 

She takes a deep breath, pinching the bridge of her nose, “Are people always so infuriating?” 

“Typically. That’s why I let you handle them.” 

“Well, they’ve been nothing short of exhausting. It’s a banquet for investors, for heaven’s sake, not a coronation. And that awful Scavena woman won’t stop interrupting preparations to suggest changes to the floral arrangements.” 

You try to hide your smile, “Still holding energy about her, Liz?” 

“I’ll stop doing so when she stops asking after you. ‘Oh how is the dear girl, Elizabeth?’” She mocks, a scowl on her face, “'Do tell her to give me a call, would you? I so miss our teas.’ Ugh.” 

“She’d be less obnoxious if you’d let me make a scene.” 

Many times you’d suggested some overt display of affection to ward off the woman. A few dates—a few very bad dates—had left her following after you like a lost puppy. Sure, she was pretty, but why settle for pretty when you had Elizabeth? Miss Scavena had been a moment of weakness before your perfect woman had given you a chance. 

Elizabeth wasn’t one for public displays of anything, least of all affection, so all you’d managed was a lingering kiss on the cheek in front of the other woman. And you’d been given a stern lecture afterwards for that. It didn’t help that Carolyn had been going on and on that night about how obnoxiously loving you two were; you conveniently forgot to pick up her favorite ice cream at the grocery store that week. 

“Absolutely not.” 

“Then ignore her. I chose you. Doesn’t that count for anything?” You ask, batting your eyelashes. 

“I suppose.” Elizabeth rolls her eyes. 

Arms crossed over her chest, she tries to keep her scowl in place when you steal a long kiss. But her blushing cheeks say all you need to hear. She even goes so far as to steal one herself before pulling back and crossing the room, throwing behind her, “I want those contracts done before the dinner!” 

“Yes, dear.” You laugh as the door closes behind her and settle in for another few hours of cramped signatures. 

[trading-appz]

Diversifying Your Investments: A Guide to Balancing Midcap and SIP (Systematic Investment Plan) Mutual Funds

Many investors focus their portfolios heavily on large cap stocks while ignoring midcap and small cap companies. However, diversifying your holdings across market capitalizations can provide greater growth opportunities and balance risk. Combining midcap funds with an SIP mutual fund (Systematic Investment Plan) allows you to spread your assets efficiently.

Midcap mutual funds invest in mid-sized companies that offer higher growth potential than large caps that are already well established. Though midcaps carry higher volatility, the long-term growth can outweigh short-term fluctuations. A well-managed midcap fund invested in over 50 companies can mitigate the risk through diversification. Midcap funds have delivered nearly 14% annual returns over the last decade, outperforming large cap funds.

Rather than trying to hand-pick midcap stocks, investing through a mutual fund scheme allows you to gain exposure managed by an experienced fund manager. They can identify fast-growing companies across sectors before they gain wider attention. A SIP plan spreads your investment out steadily in the fund through small periodic contributions rather than a lump sum. This lets you take advantage of rupee cost averaging and reduces the impact of market ups and downs.

SIP plans start with minimal amounts like ₹500 per month so you can begin without a large capital pool. The enforced saving discipline will help you accumulate a corpus over time without worrying about market timing. SIP instalments can be automated directly from your account, making investing completely hassle-free. As your savings grow, you can increase the SIP amount.

A prudent approach is to allocate about 30% of your portfolio to midcap funds through SIP, with the balance in large cap funds. This allows you to benefit from midcap growth while limiting risk through diversification. Avoid investing in just one midcap fund. Spread your investment across 2-3 funds from different fund houses to diversify fund manager risk.

Review and rebalance your portfolio at least annually to maintain your target allocation. As your midcap funds grow, part of those gains can be booked periodically and shifted to large cap funds. This ensures you lock in some gains and maintain your original asset allocation.

Rather than chasing the hot new IPO or small caps, a disciplined SIP plan in diversified midcap funds can help grow your wealth steadily. Focus on long term metrics like rolling returns rather than short term NAV changes. With patience and consistency, your SIP portfolio will reap the benefits of midcap investing.

[mariacallous]

Buoyed by a wave of buying from overseas, including the stamp of approval from legendary investor Warren Buffett, Japan’s economic outlook is brightening, deflationary concerns are dissipating, and the stock market is on a climb that could take it above its all-time record highs. It only took 33 years.

On Dec. 30, 1989, Japan’s premier market index, the Nikkei 225, closed at 38,915.87, capping a year that saw a 29 percent rise and an amazing 15-year climb that helped to put Japan at the center of the global economic map. But in 1990, it fell 39 percent, marking what is now known as the end of the so-called bubble economy. The sharp fall that year was far from the end. Despite numerous attempted rallies over the years, the market was on a long and seemingly inexorable fall, hitting just 7,054.98 points in March 2009. Over 20 years, the market had fallen 82 percent.

The latest rally shows how far the market has come back, with valuations now up more than 370 percent from the 2009 nadir. And it may have a long way to go yet. While Tokyo, as of mid-June, remains 13 percent below its 1990 high-water mark, in the same time period the FTSE 100 in London has risen 213 percent, and the Dow Jones Industrial Average has soared 1,146 percent. No wonder investors are now seeing opportunity in Japan, since just catching up to the rest of the world would represent potentially large gains.

One of the main drivers in the market’s climb is a surge in inflation that started with the shortages and higher commodity prices of the COVID-19 pandemic. While the higher external costs have been a headache for all major economies, in Japan they quickly produced what a decade of monetary easing had failed to achieve: demand-driven inflation where wages and prices both rise. After nearly three decades of deflationary price pressures, Japan’s inflation rate has quickly climbed from near-zero levels to 4 percent. While that is still subdued by global standards, it is still the highest since September 1981. “A cycle between inflation and wages is finally emerging in Japan. I think this is a structural change in the economy,” said Kentaro Koyama, Japan chief economist for Deutsche Bank.

This is exactly what former Bank of Japan Gov. Haruhiko Kuroda vowed to create when he took office in 2013. He quickly undertook a bond and equity buying spree that left the central bank holding 50 percent of all the Japanese government bonds in circulation and becoming a major holder of stocks. The target he set was a consistent 2 percent inflation rate that would be seen in both prices and wages. After 10 years in office, making him the longest-serving Bank of Japan governor in history, but with little sign of numbers moving, his goal finally came into sight just as he stepped down earlier this year.

Even Japan’s stingy employers, which have offered near-guaranteed job security but little extra cash over the years, are now pushing up wages at their highest level in 30 years. Japan’s Trade Union Confederation this spring won a 3.8 percent increase for its nearly 7 million members. Medium- and small-sized businesses are now seeing that they need to keep up to avoid losing people.

Another attraction is the health of Japan’s corporate sector. While the global dominance of companies such as Sony, Panasonic, Japan Steel Works, and Toshiba is long gone, major corporations have remained highly profitable, finding specialist areas that offer strong profit margins. Instead of producing the electronic goods or even the computer chips that drive them, Japanese companies have done well in a globalized economy with specialist products, ranging from the chemicals needed to make the chips to the industry-leading motion sensors needed for a robotic work floor.

But experienced Japan watchers might feel a twinge of disquiet. Ever since the mid-1990s, when it became clear there were serious structural issues in the economy, there have been a series of “Japan is back” declarations, with the fizzling of initial rosy forecasts giving way to declarations that “this time is different.” Stock market rallies in 1996, 2000, and 2007 all gave way to renewed bear markets. Promises that corporate Japan had now changed and was serious about rewarding shareholders instead of hoarding cash also seemed to be more talk than action. Retained earnings have risen steadily, reaching 242 trillion yen ($2.2 trillion) in 2020.

But even some veterans who have seen it all before are much more optimistic today. “Japan is back,” said Tokyo strategist Nicholas Smith of the Asian financial services firm CLSA. In a report to clients in May, he said that strong earnings and attractive valuations have now been kickstarted by a new drive coming from regulators and the Tokyo Stock Exchange to push up share prices through stock buybacks. This cooperation is coming together in a way he has not seen in 35 years of watching the Japan market. “Japan’s market is still very much more than just cheap. It has growth when others haven’t, due to belated reopening; it’s awash with cash, driving some eyepopping buybacks,” he said in the report.

Helping this along, Smith said, is the involvement of once-shunned activist investors. His data shows that Japan is now the No. 2 market for activists in the world, after the United States. When the firms, including major international names, first saw opportunities in Japan in the early 2000s, they were often derided as hagetaka, the Japanese word for vultures. But after some high-profile agreements with corporate titans such as Toshiba and Olympus, the mood has changed. Well-known names such as the Carlyle Group and Bain Capital are active in Japan, along with some home-grown Japanese firms that often work from offshore.

The other big recovery has been in real estate values, which had plunged at the same rate as stocks in the 1990 collapse. Foreign investment is pouring into the sector as investors look at prices little-changed over the past 30 years, made even cheaper by a weaker Japanese yen, which has fallen 20 percent over the past two years. According to the Numbeo international cost-tracking website, apartment purchase prices in Tokyo are around half the price of the equivalent space in New York.

As depressingly often with economic developments, the boom has left one group out of the party: the average Japanese person, especially the estimated 88 percent who do not own shares. And while wages are rising, the gains are being outstripped by inflation.

“The current situation is a very good tailwind for risk assets. Real estate valuations are being helped by low interest rates. But will it help the average Japanese person? To be honest, I don’t think so,” said Deutsche’s Koyama.

He cites government data showing that even as wages are rising, inflation is one step ahead. According to the Labor Ministry, Japan’s inflation-adjusted real wage index fell 3 percent in April from a year earlier, the 13th consecutive month of declines.

Part of the problem, he said, is that wages are raised only annually, in many cases through the spring labor negotiation season, while prices rise continuously.

Unless, of course, people change jobs, an idea that is alien to traditional Japanese workers. But with Japan’s labor force now shrinking and demand for employees rising, the younger generation has taken to job hopping, which can easily add 10-20 percent to salaries.

The demand is clearly there, with 1.3 jobs for every job seeker, according to the Labor Ministry. (For those in construction, there are nearly 12 jobs per person.) The problem is that with one of the world’s fastest-shrinking populations, Japan is starting to face critical labor shortages, and the problem is expected to worsen.

This could undermine another potential area of growth for Japan from the new drive for economic security and the decoupling from China, which is now more politely called de-risking. While investment flows are typically slower to change than trade due to the long lead times involved, foreign investment into China was down 7 percent, at $76.7 billion, in the second half of 2022.

“The simple story of foreign business retreating from China is overdone and often just wrong. But neither is there a stampede back to China now that the mood music has become more positive,” Andrew Cainey, a senior associate fellow with the Royal United Services Institute in London, said in a commentary for Japan’s Nikkei.

With companies now increasingly nervous about their prospects in China, Japan is burnishing its credentials as a rule-of-law country that also offers solid infrastructure, a good lifestyle, and surprisingly low costs. Tokyo, which was for decades was ranked the most expensive place for foreigners, now scrapes in at No. 19, according to the latest Mercer ranking of cities by cost of living.

It’s not that costs have come down significantly; instead, they have gone up everywhere else. Japan’s newfound status as a low-cost destination is the natural result of 30 years of near-zero inflation. The longer-term problem is how to find the people to fill the jobs needed for any new boom period. But for now, foreign investors seem unconcerned. The bargains are just too good to pass up.

[timothypagliara]

Building a Profitable Investment Portfolio

A well-diversified portfolio is essential for any investor to achieve their goals. As an individual, you must know how to allocate your assets to meet your goals and risk tolerance. Having a well-designed strategy can help you avoid unexpected expenses and ensure that your investments are well-positioned for the long run.

Step 1. Determine Your Asset Allocation

Before you start building a portfolio, you must clearly understand your goals and financial situation. Some of the most common factors affecting a person’s investment strategy are their age, income needs, and the amount of available capital. For instance, an unmarried 22-year-old college graduate may need a different approach than a 55-year-old who plans on retiring in ten years.

If you’re not willing to risk losing money, then your investments might not be able to provide you with the high returns you’re looking for. Having a good understanding of these factors will help you determine how you should allocate your investments.

Another important factor you should consider when building a portfolio is the risk/return tradeoff. For instance, if you’re planning on having a relatively stable lifestyle and are not planning on relying on your investments for income, then you might want to take more significant risks. On the other hand, if you’re planning on having a more tax-efficient retirement, you might want to focus on protecting your assets.

Step 2. Achieving Your Portfolio

Once you have determined the appropriate asset allocation, you must divide your capital into two equal parts. For instance, you should allocate your money between bonds and equities. You can also break down the various asset classes into subclasses to better understand each class’s risks and potential returns. For instance, an investor may divide the equity portion of their portfolio between foreign and domestic stocks and companies and industrial sectors. On the other hand, the bond portion may be allocated between government and corporate debt and short- and long-term bonds.

Step 3. Reassess Your Portfolio Weightings

After you have an established portfolio, you must regularly re-evaluate and adjust the components of your portfolio to keep up with the changes in the market. Doing so will allow you to determine the appropriate asset allocation for your needs.

Factors affecting your financial situation and risk tolerance will also change over time. For instance, if your risk tolerance has decreased, you might need to reduce the number of stocks in your portfolio. Or, if you’re at the stage where you’re ready to take on more risk, then you might want to allocate a small portion of your assets to small-cap stocks.

Step 4. Rebalance

Before you start re-evaluating and adjusting the components of your portfolio’s details, you must determine which securities you should reduce and how much you should sell. This will allow you to determine which under-weighted securities to buy.

If you’re planning on reducing the number of stocks in your portfolio to re-balance it, you might owe a significant capital gains tax. However, it’s better to maintain a steady allocation of assets to other asset classes instead of selling all your growth stocks. This will allow you to reduce the overall weightage of your portfolio without having to pay taxes.

Even though you may be planning on selling some of your growth stocks, you should still consider the market’s outlook. If you’re worried that the same stocks may fall, you might want to sell them even though the tax implications are still significant. One way to reduce your tax bill is by selling some of your growth stocks through tax-loss selling.

[stockscreeneraustralia]

Finding Tomorrow's Winners: Utilizing Sivastatz's Growth Stocks Screener for Promising Investment Opportunities

Investing in growth stocks can offer significant upside potential for investors seeking to capitalize on companies with strong growth prospects. One valuable tool for identifying these promising investment opportunities is Sivastatz's Growth Stocks Screener. By utilizing this powerful screener, investors can narrow down their search and identify tomorrow's potential winners in the market.

Sivastatz's Growth Stocks Screener provides a comprehensive platform that allows investors to filter stocks based on specific growth criteria. This includes parameters such as revenue growth rate, earnings per share (EPS) growth rate, return on equity (ROE), and other key performance indicators. By applying these filters, investors can identify companies that demonstrate strong growth potential and may outperform the broader market in the future.

Here are some steps to effectively utilize Sivastatz's Growth Stocks Screener for identifying promising investment opportunities:

Define Your Growth Criteria: Start by determining the specific growth criteria you want to focus on. Consider factors such as revenue growth, EPS growth, and ROE that align with your investment goals and risk appetite. Set realistic expectations based on your investment horizon and market conditions.

Conduct Market Research: Stay informed about emerging trends, industries, and sectors that are experiencing robust growth. Research market forecasts and identify areas where companies have the potential for significant expansion. This research will provide a foundation for your growth-focused investment strategy.

Set Filters: Utilize the Sivastatz Growth Stocks Screener to set filters based on your defined growth criteria. For example, you can screen for companies with a minimum revenue growth rate of a certain percentage or an EPS growth rate above a specific threshold. Adjust the filters based on your desired level of growth and risk tolerance.

Analyze Results: Review the list of stocks generated by the Sivastatz screener based on your growth filters. Dive deeper into the financials, competitive advantages, and growth drivers of each company. Assess the scalability of their business models, market share potential, and ability to capitalize on emerging opportunities.

Conduct Fundamental Analysis: Perform a thorough fundamental analysis of the shortlisted companies. Evaluate their financial health, profitability, cash flow generation, and management capabilities. Consider qualitative factors such as innovation, market positioning, and competitive advantage to assess their growth potential.

Assess Risk Factors: Evaluate the risks associated with each potential investment. Consider industry-specific risks, market competition, and any regulatory or geopolitical factors that may impact the company's growth trajectory. Diversify your portfolio to mitigate risk and capture growth opportunities across different sectors.

Monitor and Review: Once you have made your investment decisions, regularly monitor the performance of your portfolio. Stay updated on news and developments related to the companies in your portfolio to ensure they continue to meet your growth criteria. Adjust your holdings as needed based on changing market dynamics.

Remember, investing in growth stocks requires careful analysis and a long-term investment horizon. While growth stocks have the potential for significant returns, they also carry higher volatility and risk. By utilizing Sivastatz's Growth Stocks Screener and conducting thorough research, you can identify promising investment opportunities and position yourself for future success in the dynamic world of growth investing.

Also, check out different products

Small Cap Stocks Data Screener

[warningsine]

U.S. authorities were preparing "material action" on Sunday to shore up deposits in Silicon Valley Bank and stem any broader fallout from its collapse, sources familiar with the matter told Reuters.

Biden administration officials worked through the weekend to assess the impact of startup-focused lender SVB Financial Group's (SIVB.O) failure, with a particular eye on the venture capital sector and regional banks, the sources said.

Earlier, U.S. Treasury Secretary Janet Yellen said she was working with regulators to respond to the implosion of SVB, which on Friday became the largest bank to fail since the 2008 financial crisis.

SVB's sudden collapse has roiled markets and left billions of dollars belonging to companies and investors stranded but Yellen ruled out a bailout, as fears deepened of a broader fallout across the U.S. regional banking sector and beyond.

The Federal Deposit Insurance Corporation (FDIC), which was appointed receiver, was trying to find another bank willing to merge with SVB, people familiar with the matter said on Friday.

Yellen said she was working closely with banking regulators to protect depositors.

"We want to make sure that the troubles that exist at one bank don't create contagion to others that are sound," Yellen told the CBS News Sunday Morning show.

"Let me be clear that during the financial crisis, there were investors and owners of systemic large banks that were bailed out...and the reforms that have been put in place means we are not going to do that again," she said.

U.S. House of Representatives Speaker Kevin McCarthy told Fox News' Sunday Morning Futures program that President Joe Biden's administration and the U.S. Federal Reserve were working to come up with announcement before the markets open. McCarthy did not provide details but said he hoped the announcement would come later on Sunday.

Reuters was unable to determine whether a deal for the bank was forthcoming. Some industry executives said such a deal would be sizeable for any bank and would likely require regulators to give special guarantees and make other allowances for any buyer.

With $209 billion in assets, the Santa Clara, California-based lender was the 16th largest U.S. bank, making the list of potential buyers who could pull off a deal relatively short, they said on condition of anonymity.

The Fed and the FDIC were weighing the creation of a fund that would allow regulators to backstop more deposits at banks that run into trouble, Bloomberg reported.

Regulators discussed a new special vehicle in conversations with banking executives and hoped such a measure would reassure depositors and help contain any panic, the report said.

However, it was not clear if regulators would have political support to throw a lifeline to SVB, which catered to Silicon Valley startups and investors.

The Fed and FDIC did not immediately respond to a request for comment.

OTHER BANKS

Some analysts and prominent investors warned that without a resolution by Monday, other banks could come under pressure.

"The good news is it is unlikely an SVB-style bankruptcy will extend to the large banks," risk and financial advisory firm Kroll said in a research note.

But small community banks could face issues and the risk is "much higher if uninsured depositors of SVB aren't made whole and have to take a haircut on their deposits," Kroll added.

SVB had an unusually high level of deposits that were not covered by the FDIC's guarantees, which are capped at $250,000.

Billionaire hedge fund manager Bill Ackman said in a tweet on Saturday that failure to protect all depositors could lead to the withdrawal of uninsured deposits from other institutions.

"These withdrawals will drain liquidity from community, regional and other banks and begin the destruction of these important institutions," Ackman, who said he does not have direct exposure, warned.

Kyle Bass, founder and chief investment officer of Hayman Capital Management, who also does not have exposure to SVB, told Reuters that the Fed needed to "arrange a marriage" for SVB by Sunday evening, before markets opened in Asia.

The S&P 500 regional banks index (.SPLRCBNKS) dropped 4.3% on Friday to end the week down 18%, its worst week since 2009.

Signature Bank (SBNY.O) dropped about 23%, while San Francisco-based First Republic Bank (FRC.N) fell 15%. Western Alliance Bancorp (WAL.N) tumbled 21% and PacWest Bancorp (PACW.O) dropped 38% after those stocks were halted several times due to volatility. Charles Schwab Corp (SCHW.N) slumped more than 11%.

Signature Bank, First Republic Bank, PacWest Bank and Charles Schwab did not immediately respond to requests for comment. Western Alliance Bank declined to comment.

Some banks could look to preemptively raise capital to fortify their balance sheets or try to strike deals of their own, industry executives said.

When IndyMac and Washington Mutual collapsed in 2008, the FDIC found other firms to take on the assets and keep deposits intact. If no buyer is found for SVB, uninsured depositors will probably be left with a portion of whatever funds the FDIC can raise selling off the bank's assets.

GLOBAL DOMINOES

In Britain, where SVB has a local subsidiary, finance minister Jeremy Hunt said on Sunday he was working with Prime Minister Rishi Sunak and the Bank of England to "avoid or minimise damage" resulting from the chaos.

"We will bring forward very soon plans to make sure people are able to meet their cash flow requirements to pay their staff," Hunt told Sky News.

More than 250 UK tech firm executives signed a letter addressed to Hunt on Saturday calling for government intervention, a copy seen by Reuters shows.

Advisory firm Rothschild & Co is exploring options for Silicon Valley Bank UK Limited as insolvency looms, two people familiar with the discussions told Reuters on Saturday. The BoE has said it is seeking a court order to place the UK arm into an insolvency procedure.