#4 December

[dateinthelife]

4 December 1968

George Harrison drafts the following memo for Apple staff:

Hells Angels will be in London within the next week, on the way to straighten out Czechoslovakia. There will be twelve in number complete with black leather jackets and motor cycles. They will undoubtedly arrive at Apple and I have heard they may try to make full use of Apple’s facilities. They may look as though they are going to do you in but are very straight and do good things, so don’t fear them or up-tight them. Try to assist them without neglecting your Apple business and without letting them take control of Savile Row.

Running a business sounds super easy.

[rosemarysel-777]

☆ Happy birthday to asuka !!

[wiiildflowerrr]

@5SOS: 'I’m really in my feels about this photo.

This was in my bedroom in 2011.

We were practicing 5-6 times a week after school in Sydney - Ashton'

4 December 2018

[stairnaheireann]

#OTD in Irish History | 4 December:

1831 – Birth of Robert Horatio George Minty. Westport born Minty would become a Civil War Brevet Major General in the Union army. His campaigns included Chickamauga and Atlanta. Minty was in command of the Fourth Michigan Cavalry that captured fleeing Confederate President Jefferson F. Davis at Irwinsville, Georgia on 9 May 1865. 1879 – Birth of musician and composer, Sir Hamilton Harty, in…

[rabbitcruiser]

World Wildlife Conservation Day

The sad truth is that the world’s best loved, beautiful and fascinating species are being slaughtered by widespread and dangerous criminal networks that will stop at nothing to get what they want. And what they want are animal parts and products that for reasons no sane person really understands, are worth lots of money.

There are plenty of synthetic substitutes for things like ivory and fur that don’t require the brutal slaughter of an animal to obtain, not to mention how hard it actually is to tell the difference between high-quality synthetic substitutes and the real thing. And do you mean to tell me no other dish in the world tastes as good as shark fin soup, and that we really have to mutilate live sharks and then throw them back into the ocean to die? Long story short, there is simply no excuse for the amount of animals being poached every year.

And yet they are. In 2011 alone, for example, there were 13 large-scale seizures of ivory, and over 23 tons of ivory confiscated, which is equivalent to at least 2,500 elephants. A 2010 United Nations report suggests that gorillas could disappear altogether from large parts of the Congo Basin by the mid-2020s.

And yet they are. In 2011 alone, for example, there were 13 large-scale seizures of ivory, and over 23 tons of ivory confiscated, which is equivalent to at least 2,500 elephants. A 2010 United Nations report suggests that gorillas could disappear altogether from large parts of the Congo Basin by the mid-2020s.

And it is not just the animals that are suffering. Park rangers get killed on a regular basis by poachers they’re trying to stop, and the local economies of entire towns and villages suffer terrible damage once enough wildlife is wiped out to make them irrelevant as wildlife tourism destinations. Corruption and intimidation are weakening law enforcement efforts. Unscreened wildlife and wildlife parts increase the risk of human health pandemics such as bird flu. Everyone involved is suffering.

History of World Wildlife Conservation Day

A call to action was put out by Secretary of State Hillary Clinton in 2012 to raise awareness and engage conservationists on Wildlife Conservation Day, December 4.

During the “Wildlife Trafficking and Conservation: A Call to Action” event held at the State Department on November 8th 2012, Secretary Clinton outlined the White House’s strategy to address the global problem of wildlife trafficking. These efforts are estimated to cost between $7 and $10 billion dollars a year.

“Wildlife cannot be manufactured. And once it’s gone, it cannot be replenished. Those who profit from it illegally are not just undermining our borders and our economies, they are truly stealing from the next generation,” she said.

How to Celebrate World Wildlife Conservation Day

Raise awareness and contribute to the conservation and protection of endangered species such as elephants, rhinos and tigers on World Wildlife Conservation Day’s website.

This global occasion provides everyone with the opportunity to learn more about wildlife conservation and to be part of the solution to wildlife crime. Go online and join the thousands of other individuals who have taken the wildlife pledge.

Promise to learn more about wildlife conservation, to spread the word about the importance of protecting our plane’ts most endangered species and the impact of poaching on our environment. Learn how to become a responsible consumer in order to stop illicit wildlife trade.

You can also take direct action by making a charitable donation to the World Wildlife Fund (WWF). 100% of all donations go towards training and equipping the rangers who are the wildlife protectors, and often the only thing standing between a baby tiger or elephant and a poacher.

Source

[dayofbanks]

Regulatory Environment of Financial Institutions.

Financial regulations are laws and rules that govern financial institutions. Regulations of financial institutions focus on providing stability to the financial system, fair competition, consumer protection, and prevention and reduction of financial crimes. By the mid-1970s, the global financial system witnessed market-oriented reforms that led to liberalization in the financial system, such as the reduction of interest rate controls, removal of investment restrictions on financial institutions and a line of business restrictions, and control on international capital movements. The modern trend observed is that financial sector regulation is moving toward a greater cross-sector integration of financial supervision. In 1998, the adoption of the Basel Accord, which required international banks to attain an 8% capital adequacy ratio was a major significant milestone in banking regulations. The collapse of the global financial system that led to the global crisis can be attributed to the systemic failure of financial regulation. Basel I defined bank capital and bank capital ratio based on two-tier systems. The Basel II framework consisted of Part 1, the scope of application and three pillars, the first one being minimum capital requirements, the second one a supervisory review process, and the third pillar is market discipline. The Basel III framework prepared new capital and liquidity requirements for banks.

Learn more about Regulatory Environment of Financial Institutions related to the publication - Strategies of Banks and Other Financial Institutions: Theories and Cases.

[beaninspirer]

4 December: On This Day In History | What Special Day Is Today?

[astya96cc]

December Sparkle Collection

top with ties at neck 01

52 swatches

new mesh

custom thumbnail​s

HQ compatible

top category

teen - elder

​all morphs

thepancake1 slider compatible​

glitter top 02

30 swatches

new mesh

custom thumbnail​s

HQ compatible

top category

teen - elder

​all morphs

thepancake1 slider compatible​

asymmetrical satin top 03

52 swatches

new mesh

custom thumbnail​s

HQ compatible

top category

teen - elder

​all morphs

thepancake1 slider compatible​

basic with long sleeves top 04

52 swatches

new mesh

custom thumbnail​s

HQ compatible

top category

teen - elder

​all morphs

thepancake1 slider compatible​

glitter pants 01

52 swatches

new mesh

custom thumbnail​s

HQ compatible

bottom category

teen - elder

​all morphs

thepancake1 slider compatible​

glitter pants 02

30 swatches

new mesh

custom thumbnail​s

HQ compatible

bottom category

teen - elder

​all morphs

thepancake1 slider compatible​

skirt 01 mini

52 swatches

new mesh

custom thumbnail​s

HQ compatible

bottom category

teen - elder

​all morphs

thepancake1 slider compatible​

skirt 02 maxi

52 swatches

new mesh

custom thumbnail​s

HQ compatible

bottom category

teen - elder

​all morphs

thepancake1 slider compatible​

dress 01 short

52 swatches

new mesh

custom thumbnail​s

HQ compatible

fullbody category

teen - elder

​all morphs

thepancake1 slider compatible​

dress 02 long

52 swatches

new mesh

custom thumbnail​s

HQ compatible

fullbody category

teen - elder

​all morphs

thepancake1 slider compatible​

Download: Early Access at Boosty or Patreon 

(Public access in January 27)

[royalarchivist]

Phil woke up and immediately chose violence.

[tekatonic]

a special treat : big MS Paint Guy Collection to end the year !

plus bonus uncompressed ms-paint colored sonic sticker

[zephyrine-gale]

working on sumeru charms ft kaveh and alhaitham  i'm not caught up but i love their bickering dynamic

[aropride]

love is overrated!!!

[wiiildflowerrr]

What's black and white and sweaty all over?

I think Ashton's zebra print shirt at TMH Melbourne is this one from Céline. Need a clearer pic, but it looks very like it, and it's a brand he's worn before.

£690, and it looks like he tore the sleeves off!

[stairnaheireann]

#OTD in Irish History | 4 December:

#OTD in Irish History | 4 December:

1831 – Birth of Robert Horatio George Minty. Westport born Minty would become a Civil War Brevet Major General in the Union army. His campaigns included Chickamauga and Atlanta. Minty was in command of the Fourth Michigan Cavalry that captured fleeing Confederate President Jefferson F. Davis at Irwinsville, Georgia on 9 May 1865. 1879 – Birth of musician and composer, Sir Hamilton Harty, in…

[rabbitcruiser]

National Cookie Day

Bake some sugary, buttery and perfectly rounded snacks, indulge in classics like chocolate chip or experiment with unusual flavors like lavender or cheese.

Cookies are sweet and full of all sorts of delicious goodness, from nuts to fruit to chocolate. They can be either delightfully crumbly or sinfully chewy. Not to mention that they keep forever if they are stored properly…well, this may not actually be true but, honestly, they will probably never last long enough to find out!

There’s no doubt about it: cookies more than deserve their own day, and that’s why National Cookie Day is celebrated around the world in order to pay tribute to these delicious little treats. So grab some flour, butter, and sugar, and let’s get to celebrating, shall we?

The History of National Cookie Day

Cookies, themselves, can be traced back much further than most people would imagine. It is estimated that in the 7th century AD, Persians were some of the first to grow and harvest sugar cane, which would have eventually been turned into baked goods. The movement of people for trade and war led the glory of sugar to be brought into Europe and, by the 14th century, cookies had come there as well.

Then, when Europeans migrated over to the Americas, they brought with them their sugar as well as their cookie recipes. Americans eventually began developing their own types of cookies, the Chocolate Chip Cookie being one of the most famous of all.

In 1987 Matt Nader of the San Francisco-based Blue Chip Cookie Company created National Cookie Day, saying: “It’s just like having National Secretaries Day… It will just be a fun thing to do.” This fun and sweet holiday have also been championed by The Cookie Monster from Sesame Street, obviously a supporter of all things that are cookie-related.

Although the day did not originate with him, some details about National Cookie Day can be found in Random House’s The Sesame Street Dictionary, which was published back in the 1980s. Since then, the word got around the globe that there was much tasty fun to be had on December 4th, and people from various countries all around the world began to celebrate National Cookie Day.

In fact, a number of variations on National Cookie Day are also celebrated around the world, such as Oatmeal National Cookie Day and Bake Cookies Day. This is likely due to one of the greatest things about cookies: they come in hundreds of shapes and sizes and are relatively simple to make.

So get ready to celebrate everything that has to do with cookies–baking them and eating them!

National Cookie Day Timeline

1st Century AD

Scottish oatcakes

While some might argue this started out as a version of bread, what they turned into is something that is certainly very close to resembling a cookie! They were often used by traveling clansmen as a staple of their diet.

7th Century AD

Mini cakes are used to test ovens

When testing to see if the temperatures were right, ancient Persians (some of the first to grow and harvest sugar cane) may have used tiny “cakes” to check their ovens. These little cakes may be the ancient ancestors to today’s cookies.

11th Century

Lady Fingers emerge

These delicate little spongy cakes actually resemble something like cookies and were first made in France. The first recipe hails from the House of Savoy.

14th Century

Cookies become commonplace

With the growth of access to sugar, many residents of European cities find small treats such as cookies are fairly accessible. In fact, most of the earliest baking cookbooks from this time contained recipes for cookies. Of course, in England, they may have taken on the name “biscuit”.

1792

First published American cookbook includes cookie recipes

Just 20 years after the independence of the country, the first American cookbook is published. It contains recipes for regular butter cookies as well as a “Christmas Cookey”.

1902

Nabisco makes Barnum Animal Crackers

Although they are named “crackers”, everyone knows they taste sweet like cookies! These, produced by American company, Nabisco, are in the shapes of animals and named after the famous circus showman, P.T. Barnum.

1937

Chocolate chip cookies are invented

In what began as a happy ‘accident’, Ruth Wakefield of Massachusetts, USA, was baking butter cookies and wanted to make them into chocolate cookies. She thought if she put tiny chocolate pieces into the dough, they would melt and turn into chocolate cookies. Wakefield ran the Tollhouse Restaurant, which she named the cookie after.

1984

Cookie Dough ice cream is invented

When an anonymous fan suggested they add piles of unbaked cookie dough to their vanilla ice cream, Ben & Jerry were just crazy enough to try it!

1997

Chocolate chip cookie represents Massachusetts

Following a bill proposed by a class of third graders from Somerset, Massachusetts adopts the chocolate chip cookie as the official cookie of the commonwealth. This gives a nod to the invention of this cookie at the Tollhouse Restaurant in Whitman, Massachusetts.[9]

How to Celebrate National Cookie Day

So simple and easy, celebrating cookie day means enjoying a cookie–and perhaps sharing one with a friend. Try out these other ideas to make National Cookie Day special:

Enjoy Eating Cookies

While some people might consider cookies to be something to pack in a child’s lunchbox, they’re certainly delicious for adults to enjoy too! Small or big, cookies are inherently perfect for sharing. They’re the ideal treat for a family gathering or a kid’s soccer game. Stop by a bakery on the way to work and grab a few cookies to share at the office. Or bake some at home and pass them around to neighbors.

Whatever is happening on this day (or any day, for that matter) will obviously be much better if it happens with a cookie in hand!

Try a Unique Cookie Flavor

Make National Cookie Day memorable by stepping off the beaten path a bit and trying a cookie flavor that you normally wouldn’t have. Go beyond that typical chocolate chip or peanut butter cookie recipe. All sorts of unique and adventurous cookie flavors are out there just waiting to be tasted, and here just a few:

Peanut Butter Chocolate Bacon Cookies. They say that everything is better with bacon. Why not try adding it to some delicious cookies? The blend of sweet and savory is absolutely to die for.

Fruity Pebbles Cookies. Just for fun, these treats use a basic cookie recipe and add in a couple of cups of colorful, crispy Fruity Pebbles cereal.

Savory Herb Shortbread Cookies. Almost like crackers, these cookies work nicely as an appetizer. Made with parmesan and freshly minced rosemary, these cookies pair well with a glass of red wine. And they can be just as tasty when made with asiago cheese and freshly cut thyme.

Salted White Chocolate Lavender Cookies. Keep to the herb garden with the delicate edible lavender combined with white chocolate.

Source

[dayofbanks]

Investment Banks and Finance Companies.

Investment banks offer services in equity capital markets, leveraged debt capital markets, commercial real estate, asset finance and leasing, and corporate lending services. The major functions of investment banks are raising funds, asset management, mergers and acquisitions advisory services, brokerage services, and market making. The asset management function of investment banks involves managing the funds of corporations and investing in stocks, fixed-income securities/bonds, derivatives investments, and other types of investments. Investment banks are actively involved in mergers and acquisitions by performing the functions of deal making. Securities underwriting is the process by which investment banks raise investment capital from investors in the form of equity and debt capital on behalf of companies and government authorities. Underwriters offer a set of services for initial public offerings (IPOs) or seasoned equity offerings. The methods used for IPO pricing are the fixed price method and book building process. The debt capital markets services divisions of investment banks solicit structures and execute investment-grade debt and related products, which include new issues of public and private debt. The strategic changes in investment banks has often been cited as a reason for the economic crisis that crippled the global economy.

Finance companies are specialized financial institutions that make loans to individuals and corporations for the purchase of consumer goods and services. The three major types of finance companies are consumer finance, business or commercial finance, and sales finance.

Learn more about Investment Banks and Finance Companies related to the publication - Strategies of Banks and Other Financial Institutions: Theories and Cases.