#Generative AI in Payments

[generativ-ai]

Generative AI Across Industries: A Deep Dive into Transformative

Generative AI has moved beyond experimental labs and academic research into real-world applications across industries. Whether it's reshaping healthcare diagnostics, enhancing legal compliance, automating sales, or streamlining supply chains, Generative AI is no longer a futuristic concept—it's today's business reality.

This article explores how different sectors are leveraging Generative AI to drive efficiency, creativity, and innovation, backed by the latest trends and real-world insights.

Generative AI in Healthcare

The healthcare industry is witnessing a paradigm shift powered by Generative AI. From accelerating drug discovery to personalizing treatment plans, AI-driven models are enabling faster, more accurate decision-making.

Key applications include:

Medical Imaging: AI-generated insights from MRI and CT scans assist radiologists in detecting anomalies that human eyes might miss.

Drug Development: Generative AI speeds up the modeling of potential new molecules, drastically reducing R&D time and costs.

Personalized Medicine: By analyzing genetic data, AI creates customized therapies tailored to an individual’s unique biological profile.

Generative AI for Healthcare, the integration of AI not only enhances clinical outcomes but also supports physicians with predictive analytics, improving the overall patient journey.

Generative AI for Legal and Compliance

Legal teams face a growing burden of regulatory demands and document-intensive processes. Generative AI simplifies these complexities by:

Automating the drafting and review of contracts.

Monitoring regulatory changes across jurisdictions.

Predicting potential compliance risks based on historical patterns.

In particular, Generative AI for Legal and Compliance show how AI reduces human error and increases efficiency in audits and internal investigations. Enterprises that once spent weeks on compliance reporting can now achieve it in a matter of hours.

Generative AI in Accounting

Traditional accounting, dominated by spreadsheets and manual reconciliations, is rapidly evolving with AI-driven automation.

Generative AI brings several advantages:

Automated Reporting: AI tools generate financial reports and balance sheets with minimal human intervention.

Anomaly Detection: Algorithms flag discrepancies or potential fraud patterns instantly.

Scenario Modeling: CFOs can model financial outcomes based on dynamic variables, improving strategic planning.

Generative AI in Accounting, AI not only boosts efficiency but also elevates the role of accountants to strategic advisors rather than number crunchers.

Generative AI in Sales

Sales teams are using Generative AI to revolutionize customer engagement and pipeline management. AI models create hyper-personalized email pitches, simulate client personas for training, and even predict buying behaviors.

Benefits include:

Reduced sales cycle times.

Enhanced lead qualification.

Optimized pricing strategies based on market sentiment.

The detailed exploration in Generative AI in Sales by SoluLab highlights how companies that deploy AI in sales workflows outperform competitors by personalizing customer journeys at scale.

Generative AI in Payments

The payment industry, always at the forefront of technological innovation, is embracing AI to offer faster, safer, and smarter transactions.

Key innovations powered by Generative AI:

Fraud detection in real-time based on transaction anomalies.

Generation of dynamic payment security protocols.

Personalized offers and credit approvals at the point of sale.

Generative AI in Payments, businesses that integrate AI-driven payment solutions report higher customer trust and reduced operational costs.

Generative AI for Enterprises

At an enterprise scale, Generative AI empowers organizations to unlock new value streams.

Applications range across:

Automated customer support (AI chatbots).

Intelligent document generation.

Dynamic market forecasting.

Generative AI for Enterprises explains that forward-thinking companies use AI not only for cost-saving but for building entirely new revenue models.

By partnering with a generative AI consulting company like SoluLab, businesses can tailor AI solutions that align precisely with their operational goals and challenges.

Generative AI in Automotive Industry

The automotive sector is undergoing a digital revolution fueled by AI. Beyond self-driving technology, Generative AI is enabling:

Predictive maintenance based on real-time vehicle data.

Automated design iterations for car models.

Customization of in-car experiences.

The insights from Generative AI in Automotive Industry demonstrate that manufacturers who embrace AI in design and operations achieve faster go-to-market timelines and improved product innovation.

Generative AI in Supply Chain

Supply chains, once viewed as rigid systems, are becoming adaptive and intelligent through AI-driven solutions.

Notable advancements include:

Dynamic demand forecasting.

Automated inventory management.

Real-time risk identification and mitigation.

Generative AI in Supply Chain showcases real-world case studies where AI cut logistics costs by double-digit percentages while boosting customer satisfaction.

Generative AI in E-commerce

For the e-commerce sector, Generative AI is proving to be a growth catalyst.

Key areas of impact:

Personalized product recommendations.

AI-generated marketing content and product descriptions.

Dynamic pricing adjustments based on competitor data.

Generative AI in E-commerce illustrates that brands investing in AI personalization strategies see 20-30% higher conversion rates compared to non-AI competitors.

Generative AI for Insurance

Insurance companies leverage Generative AI to enhance claims processing, underwriting, and customer service.

How AI is reshaping insurance:

Predictive risk assessments.

Faster claim validation with AI-generated reports.

Personalized insurance policy offerings.

According to Generative AI in Insurance, insurers deploying AI see substantial improvements in operational efficiency and customer retention.

Why Businesses Are Turning to Custom Generative AI Services

With industries rapidly evolving, businesses seek custom generative AI services to address their unique needs. Off-the-shelf AI models often fall short, while tailored solutions ensure higher accuracy, compliance, and user satisfaction. Engaging with top generative ai consulting companies helps enterprises navigate this complex but rewarding transformation journey.

Today, companies partner with generative ai consultants to build future-ready ecosystems, blending human ingenuity with machine intelligence. If you're considering AI integration, SoluLab offers premier generative ai consulting services through end-to-end strategy, development, and support.

Conclusion

Generative AI is not just automating tasks—it’s redefining entire industries. From healthcare and legal compliance to automotive innovation and supply chain management, businesses adopting AI early will dominate the competitive landscape.

As the need for gen ai consulting services grows, aligning with a trusted partner like SoluLab ensures that your AI initiatives are strategic, scalable, and successful. To discover how you can build the future with AI, explore SoluLab’s Generative AI Solutions.

[sonknuxadow]

does anyone else who likes vocal synth stuff ever get nervous talking about it outside of spaces for that sort of thing because you feel like eventually some dumbass who knows nothing about how it works is gonna assume that its basically just ai generated song covers and get mad at you/lump you in with people who make that stuff

[yusuke-of-valla]

WE LIVE IN A HELL WORLD

Snippets from the article by Karissa Bell:

SAG-AFTRA, the union representing thousands of performers, has struck a deal with an AI voice acting platform aimed at making it easier for actors to license their voice for use in video games. ...

the agreements cover the creation of so-called “digital voice replicas” and how they can be used by game studios and other companies. The deal has provisions for minimum rates, safe storage and transparency requirements, as well as “limitations on the amount of time that a performance replica can be employed without further payment and consent.”

Notably, the agreement does not cover whether actors’ replicas can be used to train large language models (LLMs), though Replica Studios CEO Shreyas Nivas said the company was interested in pursuing such an arrangement. “We have been talking to so many of the large AAA studios about this use case,” Nivas said. He added that LLMs are “out-of-scope of this agreement” but “they will hopefully [be] things that we will continue to work on and partner on.”

...Even so, some well-known voice actors were immediately skeptical of the news, as the BBC reports. In a press release, SAG-AFTRA said the agreement had been approved by "affected members of the union’s voiceover performer community." But on X, voice actors said they had not been given advance notice. "How has this agreement passed without notice or vote," wrote Veronica Taylor, who voiced Ash in Pokémon. "Encouraging/allowing AI replacement is a slippery slope downward." Roger Clark, who voiced Arthur Morgan in Red Dead Redemption 2, also suggested he was not notified about the deal. "If I can pay for permission to have an AI rendering of an ‘A-list’ voice actor’s performance for a fraction of their rate I have next to no incentive to employ 90% of the lesser known ‘working’ actors that make up the majority of the industry," Clark wrote.

SAG-AFTRA’s deal with Replica only covers a sliver of the game industry. Separately, the union is also negotiating with several of the major game studios after authorizing a strike last fall. “I certainly hope that the video game companies will take this as an inspiration to help us move forward in that negotiation,” Crabtree said.

And here are some various reactions I've found about things people in/adjacent to this can do

And in OTHER AI games news, Valve is updating it's TOS to allow AI generated content on steam so long as devs promise they have the rights to use it, which you can read more about on Aftermath in this article by Luke Plunkett

[nuadox]

Apple defends its decision to not add new AI-powered features to older iPhones

- By Nuadox Crew -

Apple has announced that new AI-powered features will be exclusive to future iPhones and the latest premium models.

The decision is based on the need for more powerful hardware to support the AI software, which would not perform adequately on older phones.

Apple wants to prioritize privacy and performs computational work directly on the devices, which necessitates higher performance capabilities.

The upcoming iOS 18 update, expected in the second half of 2024, will introduce these new AI features, including the ability to generate images from text prompts.

Read more at DPA International/Microsoft Start

--

Other recent news

Amazon’s Tech in Airports: Amazon’s Just Walk Out technology is expanding to stores in Canadian airports, aiming to offer a seamless shopping experience.

Elon Musk and OpenAI: Elon Musk has dropped his lawsuit against OpenAI, the artificial intelligence company, without explanation.

[httpsserene]

𝟏-𝟖𝟎𝟎-𝐇𝐄𝐋𝐏-𝐌𝐄-𝐏𝐀𝐑𝐊 - 𝐜𝐥. 𝟏𝟔

summary: fans notice that charles’ cars are suddenly being parked perfectly. come to find out, his (secret) girlfriend has been parking his ferrari like butter.

pairing: charles leclerc x fem!poc!reader

smau (ignore dates on tweets pls). fluff & humor. explicit language. two or three uses of "y/n." charles’ canonically questionable parking. reader goes undercover on f1twt. charles gets cyberbullied /jk? secret agent roleplay? (don't ask, it'll make sense, maybe). big thx to the girlies on twt who had threads of charles' bad parking photos ;p

༊࿐ ⊹ ˚ this is like mid-level charles leclerc stan knowledge. bro put all of his skill points into racepace and forgot about parking his daily cars 😭 enjoy reading, my loves xxx

⌕ join taglist | requests & feedback | table of contents ↻

instagram • f1fanpagemonaco

liked by arthur_leclerc, lorenzotl, joris__trouche, and 34,785 others

f1fanpagemonaco the planets must be in alignment because charles leclerc has perfectly parked his ferrari this afternoon 😱

tagged charles_leclerc

view comments

user1 i-i can't believe my eyes 😧

user2 it's only taken him a decade to learn how to parallel park LOL

user3 monaco native here! can confirm- his cars have decreased cosplaying as road obstructions for about three months :)

user4 THREE MONTHS ??!!? how is this the first time i'm hearing about this ???

user5 i don't believe this. did anybody SEE him park the car 🤨🤨🤨

user6 we're going to find out this photo was ai generated in a couple weeks haha

user7 take this down !!! we're supposed to keep this on the dl to avoid jinxing ourselves 🤬

user8 fr, i thought every monegasque was in agreement about staying hushed :(

user9 after almost flying over the hood of his cars TWICE on my bicycle- i'm glad that he's improving his parking skills ☺️

user9 HIS BROTHERS AND FRIENDS IN THE LIKES IS EVEN CRAZIER??! CHARLES STAND UP FOR YOURSELF ⁉️⁉️

user8 didn't you just say that you almost crashed into his (badly) parked car in the comment above ? user9 i fail to see how that's relevant rn

user10 charles woke up saying "i understand it now" and performed the best parallel parking known to man

user11 y'all are getting ahead of yourselves. there's a very high chance that it was valet parking 🙄

user5 this is what i'm saying!!! user12 lol what if he decided to hire a private driver 🤣 user13 charles would neverrrrr—remember how he acted on the start-stop challenge we Carlos 👀 user14 he DOES NOT serve passenger princess ☠️

twitter

imessage • charles -> yn

twitter • @ cl16sleftnipple -> yn's undercover fan acct

imessage • yn -> charles

igstory • charles_leclerc has uploaded !

[caption; she accepts watching sunsets on a yacht as a form of payment 😉]

this story is unavailable. get notifications when charles_leclerc shares a story.

igstory • yninstagram has uploaded to their close friends story !

[caption; if anyone is looking for a chauffeur call me at 1-800-HELP-ME-PARK 😅]

franciscacgomes u have to take me on a joyride the next time i'm in monaco !!!

yninstagram yes! we'll ditch the boys for the day and collect some speeding tickets with the stradale ;p

yourfriend do you do weddings 👀

yninstagram weddings, birthdays, bachelor & bachelorette parties, etc. yourfriend how much do you charge? yninstagram 4 cheeseburger

charles_leclerc i thought i hired you for your exclusivity 😑

yninstagram shh mon amour you'll always be my favorite client xoxo

olliebearman if i get him for secret santa next year, i'm gifting him parking lessons 😆

yninstagram you'd be my favorite child if you did 🛐 olliebearman :DDD

instagram • f1fanpagemonaco

liked by arthur_leclerc, lorenzotl, joris__trouche, and 34,785 others

f1fanpagemonaco charles leclerc posts and deletes a photo of an unknown woman to his instagram story in the midst of a rampant discussion of his suddenly improved parking! it's captioned: "she accepts watching sunsets on a yacht as a form of payment." was this an accidental post of the rumored chauffeur that's behind the perfect parking of his vehicles?

tagged charles_leclerc

view comments

user17 the winky face emoji is making me think she's more than just his chauffeur 👀👀👀

user18 we really do need to open the schools :/

user19 bc how do you read the caption and not see that it's blatant confirmation that he's hired a driver?

user20 i don't even have to see behind that champagne flute to know that she's a baddie 😮‍💨

user21 now that i think about it, i think i saw a woman with this exact outfit walking a dachshund that could’ve been leo!!! wish we could see more of her face to confirm ☹️

user22 does anybody else think that this was just meant to distract us from the original issue of charles being unable to park a car???

user23 talk about it!!! user24 i mean it doesn't really matter if he can park anymore now that he's paying somebody to do it for him 🤷‍♀️

twitter • @ cl16sleftnipple -> yn's undercover fan acct

imessage • yn -> charles

instagram • f1fanpagemonaco

liked by arthur_leclerc, lorenzotl, joris__trouche, and 34,785 others

f1fanpagemonaco the plot thickens 😱 the woman rumored to be charles leclerc's chauffer was caught parking his car and taking a photo afterward! this confirms her chauffeur status AND leads many to think that she's also the woman behind @/cl16sleftnipple on twitter. our discord members have hunted down what may be her instagram account too 🧐

view comments

user25 why do i feel so violated!!! his chauffeur has been a double agent the entire time 🤯

user26 tbh charles better be paying her beautifully !!!

user27 iktr bc i would not try to convince everybody on the internet that he can park when it's really me doing all the work!

user28 i think i'm in love with her

user29 who is this diva 💜

user30 next thing you know we're gonna find out she has a tumblr for f1 ff's 😭😭😭

user31 i think somebody is leaking the plot to the next trending netflix original movie 👄

user32 lwk i think i could convince her to drive me around in my prius 🤥

user33 you forget how to speak around hot women and only have $12.32 in your checking acct—you couldn't even convince her to breathe the same air as you bestie 😘 user32 i know you like to think that calling me bestie after reading me to filth will make up for it, but it just makes me want to strangle you even more :)

instagram • charles_leclerc

liked by arthur_leclerc, lorenzotl, joris__trouche, and 34,785 others

charles_leclerc if you're going to reveal who cl16sleftnipple is, at least get her job title correct 😠 she's not my chauffeur, she's my girlfriend and parking princess 👸🏾🤗😘🥰🤭🤤😚

view comments

yninstagram can you believe that he doesn't like when i drive but he BEGS me to park ??? make it make sense 😅

charles_leclerc ma chérie you REFUSE to use the break pedal!!! yninstagram break pedals are 4 losers (i am speed 🏎)

user35 GIRLFRIEND???!!! 😵‍💫😵👻

user36 when you say girlfriend, do you mean that she's a friend who happens to be a girl orrrrrrrrrr?

charles_leclerc orrrrr girlfriend meaning l'amour de ma vie 🥰🥰🥰

user37 two pretty people in a happy relationship? 2025 isn't so bad 😌

user36 maybe the world is healing 🥹 user37 maybe charles leclerc wdc 2025 🫣 yninstagram pls don't jinx it 😩 go knock on wood rn 🫵🏾

user38 why did she go with "cl16sleftnipple" as her username???

yninstagram because it's my favorite one obv 😇 charles_leclerc what's wrong with my right nipple :(((( yninstagram idk it just looks at me weird sometimes... user38 how does a body part look at you weirdly 😀

user39 oh, this baddie is weird? say less, i'm sending her my credit card information rn

user40 charles leclerc core LMFAOOO

user41 waiiiiitttt does this mean she's not gonna use her fan acct anymore :(

user42 aw man i didn't even think about that; i was constantly on twt just to see what funny shit she was saying lol yninstagram if the people want more of cl16sleftnipple who am i to deny them 😌👐🏾

instagram • yninstagram

liked by arthur_leclerc, lorenzotl, joris__trouche, and 34,785 others

yninstagram AITA for saving the citizens of monaco by parking my (25 F) boyfriend's (27 M) cars for him because he's incapable of fitting within two lines without being a road hazard?

comments on this post have been limited

yourfriend TLDR: she lost the plot by starting a fan twt to try and save her bf's reputation (who's notoriously known for his shit parking) it backfired bc everybody thought she was his chauffeur

yourfriend (cont.) now charles has to suffer with the world knowing that he has his gf position his cars AND that he still can't park charles_leclerc this wasn't necessary 😒 yourfriend is that what you said when it was time to learn how to parallel park ☠️

lilymhe reminds me of the time charles blocked traffic picking you up from brunch last year 😆

franciscacgomes i remember when the honks started and yn was like "oh, that probably means charles is here!" lilyzneimer first brunch i went to with the wags and i left with tinnitus from the sound of car horns blaring 🥲 yninstagram sorry little lily! next meet up will be honk free :) yninstagram ...was v embarrassing to get into the car that's blocking traffic 🫠

oscarpiastri NTA 👍🏻

oscarpiastri is now a good time to say that charles almost backed his car into me before padel yesterday? charles_leclerc NO IT WILL NEVER BE A GOOD TIME TO SAY THAT yninstagram mb the electric scooter wasn't such a bad idea…

maxverstappen1 NTA 😹😹😹

lando thinking about how much money charles loses to parking fines 🤣

olliebearman not to pray on his downfall but

olliebearman when his license gets suspended can i get the spider 🥺 arthurleclerc NUH UH 🙅🏻‍♂️ i get the spider and you get the sf90 oscarpiastri i'll take the daytona then 👍🏻 pierregasly i think i can make room for the roma 😌 charles_leclerc yeah this isn't praying, it's PLANNING on my downfall 😒😒😒

general taglist (ask to join):

@saintslewis/@cherry2stems/@lorarri/@mindless-rock/@biancathecool

@barnestatic/@darleneslane/@lovingaphroditesworld/@smoothopz/@vetteltea

@tallrock35/@spideybv28/@loomiscorpse/@hiireadstuff/@namgification

@gg-trini/@multi-fandom-rando/@landoslutmeout/@love-simon/@iloveyou3000morgan/

@rexit-mo/@oscahpastry/@sweatrevenge5436-blog/@bokutos-babyowl/@oliviah-25

@evermoreandroyalblue/@riveristhebest1/@xylinasdiary/@ashiekins/@flowergirl1134

@hearts4robs/@c-losur3/@bloodyymaryyy/@awritingtree/@lammys-thinking

@nikfigueiredo/@bbreezyxoxo/@catreadsthings/@princessminjikwon/@il0vereadingstuff

@nissaimmortal/@justaf1girl@floweringlee

© httpsserene — do not reupload. photos used in header and throughout are from pinterest.

[droewyn]

PSA for Fanfic Authors

There's a very common scam going around right now. Not sure if it's hitting Wattpad, but these messages are definitely going around both AO3 and FFN:

I'm gonna talk to AO3, because that's where I live. These are most often guest accounts, but lately people have been getting them from registered users, as well.

You tend to get a paragraph of generic compliments that don't actually reference your fic in any way. Or, if they do, it's extremely broad: "Hey, I love how you portray the relationship between Blorbo and Blorbette!" That could be about literally any fic in the ship tag.

Then you get into the hook. "I'm an artist, and I would love to collaborate with you to bring your work to life!" And, since getting fanart is one of the highest compliments an author can get, you get excited and agree to privately message the person on Discord or Insta.

Then it turns out that they're a commission artist, and they would like you to pay up front for them to create that art they're so excited about. I've seen people report being asked for US $200 - $300 on average. Once you've paid them, one of two things happen: Either they simply ghost you entirely, or you get sent a piece of shitty AI "art".

Real commission artists don't need to coldcall random authors. They generally have a backlog of several months. A real commission artist will also generally ask for partial payment up front, but that's usually a token, basically a deposit. You should expect to see progress drawings, as well; sketches, and drafts, that you should be able to approve before the design is finalized. A real artist will work very closely with you to ensure that you're getting the art that you want.

If you get one of these scams, and it's from a guest user, click the Spam button, and delete the comment. If it's a registered user, report them for violating the TOS (spamming, monetization) and then block.

If you fell for one of these scams, contact your bank. You should be able to put a stop payment on the transaction, and recover your money. You can also contact the cash app (venmo, paypal, etc.). Even if you received AI crap, that is not what you paid for. You were paying for genuine art, and receiving anything else makes it a fraudulent transaction.

Stay safe out there!

[leidensygdom]

Commission scams: A guide on how to avoid them and find legit artists

Hello! I am writing this guide in order to hopefully help people spot scammers and art thieves, to teach people how to deal with them and to give people ways to actually get real artists for commission work.

For those who do not know, there is a recurring, extremely widespread type of scam where someone will advertise their commissions using stolen artwork, or (sometimes) traced or AI-generated pictures. This started (as far as I know) on Twitter, but it is currently in all sorts of social media (I have found them in Twitter, Instagram, Bluesky and Tumblr) and also on Discord servers, often large Discord servers requiring no invites or that are easy to find through Discord advertisement places.

These do obviously hurt both, the people seeking to buy a commission (who will either get their money stolen, or given a product that is not of the quality that was advertised), and the artists whose work is being stolen, who are not getting the work themselves. It is important for people to learn how to identify these people, and to quickly take action when possible. This post is kind of lengthy, so please press the Keep reading button below for the full guide! (And please do share this post around if possible- This is a very common scam and I have met far too many people who have fallen to it or have got their art stolen due to it, including friends and myself.)

So, how do they work? (in Social media)

In my experience, a lot of these scammers either run multiple accounts or are part of a larger scheme, operating in organized groups that follow similar tactics. They will very often use automated means to advertise en masse. Those in social media will make accounts that post some example artwork, often with a myriad of tags, in styles that do not match (see first example, featuring my stolen art :'')). They very rarely post anything that isn't stolen artwork, or have any actual real following they interact with properly. They will then very often spam heavily through replies (such as it happens in Twitter), posting hundreds of really similar messages in a short period of time. In the second example, you can see an account from one of these scammers that is using automated posts to garner attention, which are shared by similar accounts (notice the same exact wording between the first and third post). The third example (in the Replies tab) shows how one of this accounts replies "Hi" to every single message they get.

They will often seek posts from people who are searching for commissions, answering them (often with a "I do commissions, DM me") or other variants of that. (They often only share their "art" on DMs to not be caught stealing by the original authors.) You can see an example of that on the first screenshot below. On Twitter, Instagram and pretty much any place where you can DM people, they may also come to your DMs, often starting with a "Hello" or something so you answer to them, and then they will suddenly share their commission information (as seen in the second picture).

In any case, they rarely have publicly available commission sheets, and will only disclose their prices on DMs. They may share more stolen artwork in there. From there on, they will often speak in fairly broken English, and try to lead you to commission them. They will haggle the prices if they can- But they tend to be fairly steep, with them going up to $300 a fullbody, which tends to be unusual in people without a fairly established following or popularity.

They will often give you a payment method that does not allow for refunds- Such as sending the money to "Friends and Family" in Paypal. This is actually illegal for commercial work, so if you get an artist telling you to pay them through such a method, please do be incredibly wary: Professionals will use methods that do have an option for refunds.

2. How do they work? (on Discord)

On Discord, they will often enter in servers where there may be a place for them to advertise, or servers available through Disboard and other Discord-community searchable sites. Then, they will often not interact at all with the community itself, but they will jump to advertising channels and post about "seeking for work". I have found out that scammers operating on Discord do only very rarely also have socials, so look out for that. Do reverse searches if you can. Legit artists don't tend to join Discords solely to advertise, so look up "from: [name]" on Discord and check how they have interacted in the server, if they have done that in any way. See the first and second example for an example on how they behave. First example has art from @ydteus (in the second message, the dragonborn's source is unknown.) Second example is from one of these accounts who entered on a Streamers' Discord. Streamers and VTubers are very popular targets for these scammers. Third example (with art from absent_lambeth on instagram, and unknown for the second picture) shows another important point, which I'll explain below.

Many of these scammers do not have solid commission sheets showing examples and prices for them. The third one even mentions "it is under construction", fully knowing a commission sheet is expected. Not every professional artist has them, but most do. It is often expected that people who do commissions will have some sort of Terms of Service at the very least, even if they do not have a commission sheet.

3. What do they do?

They scam you. You may never get any art from them. You may get traced art, or art that is not of the quality they advertised, because the art they used for promotion wasn't theirs on the first place. Or you may get an AI-generated picture, too. In either way: You will find yourself with +$200 less in your pocket and no way to seek a refund. So, it's very important you know how to spot them BEFORE they scam you. I have known people who have lost their money

4. How do I actually spot them?

Simply put, they do not act like normal artists would. Let's make a handy list of suspicious behaviours to look for, though.

Most people who draw commissions won't directly DM you unprompted to ask you to pay them for work. If you get such a DM- Report as spam and block.

Most of them don't act like bots, either. If you're on Twitter or similar pages, seek for extremely repetitive posts, hundreds of Replies in their Replies tab that are copypasted or very similar. If you see that, report as spam and block.

Reverse search is sadly very unreliable nowadays, but it does not hurt to try. A lot of them will modify the picture so it doesn't show in reverse search, but try it- And seek if it links to a different account with a different name.

As an ESL, I hate to say this, but the grand majority of them have really broken English, so look out for that. Not every person with broken English is a scammer, but it is something common amidst them. You will notice they fail to communicate general information. Try to ask them for Terms of Service, for example: They will probably be unable to provide you anything (if they do even understand you.)

You will rarely find them on your own unless you frequent specific tags, such as "commission" or "openforcommission". Or even using completely unrelated tags in their posts. I found one of them using a tag about someone's death to cop violence on their anime art. These people mostly only interact with their fellow scammers, but not with artists you'd find through other means.

As mentioned above, they won't provide you a payment method that allows for refunds the grand majority of the time. If someone tells you to send them money "as friends and family" in Paypal, or through something life Ko-fi's donations (although this one is rare), do not pay them. This is a general advice: Do not use payment methods that do not allow refunds for people you don't know.

Ask them for a commission sheet, a webpage, their Terms of Service and other things. Professionals should be able to provide at least one of these, usually.

5. What do I do if I find out they have stolen art/if my art has been stolen?

If you have found stolen art, let the original artist known ASAP if you can find them. Ask for help from friends if you cannot find them.

If you're the artist, DMCA claim. Every page has it, it is required for them to have it. If you search "dmca form (and the website's name)", it should show up. Bsky only has it in mail form right now, but it's there. A DMCA claim is a Copyright claim, and as long as you can show that you posted your picture somewhere before they did, you can do it. The form may seem scary, but it is not all that much. They will ask for your legal full name, address, a mail + a telephone, the url of the post stealing your art, an url to where you posted it first, and to sign/agree to some terms. DMCA claims tend to be processed swiftly (in about a day) because websites can get in trouble if they allow for copyrighted content to be stolen. And you actually do have rights to any picture you have created without needing to trademark it or anything.

You may also want to ask your friends to help you report the account and/or posts. Often, reporting it for spam will give you the best results. DMCA claims will take down the offending posts, but sadly, reports in most major places are rarely taken seriously, but they may limit an accounts' reach or auto-flag it as spam in DMs, so it is still a fairly effortless option to follow. DO still DMCA claim them though.

6. Where do I actually find real people to commission?

Your best bet is through other real people. Let me explain some good methods for this.

Do you have friends who are artists? Ask them if they have commissions open, or if they know other people who take them. Artists almost always know other artists, and they can quickly find you someone you can trust.

Did a friend of yours get a commission? Ask them who was it from if you like the style, and they may be able to get you a link to their social media!

Do you follow artists for any sort of content you're interested in? (General art, fanart/fandom stuff, people you look up to, etc). You can check their work first and see if they have commissions, or if they share art from other people, and then check those.

Scammers really don't partake in fandoms or have art-related posts go viral (some get some follower-begging bait going viral, but that's it). Chances are that, if you found a cool art in your dashboard or timeline, it is from a real artist.

I think places such as VGen need verification for artists and have ratings. I am not personally experienced with it, but you may want to check that out.

You can always ask people to double check with you if you found someone but are doubtful about them being legit. If you are part of any community, do ask there! If you have artist friends, tell them! A lot of artists are acquittanced with the scam issue.

I have seen people do lists of artists available for commissions in places such as bsky, too. These can be an option, but always do verify that the people doing the list in the first place do seem like an actual person.

Ending notes

This is a very long post, but I really wanted it to be very thorough. I would greatly appreciate if you could share it around, as it is a very widespread issue that not many know how to identify. If you do find out scammers in Discords, please DM the servers' admins and link them to this post so they can get banned, in order to prevent scamming and art theft.

If you have any question or you need someone to help you verify an artist being legit or a scammer, my DMs are open for that too. I have talked about this a bunch in other places and I am fairly experienced with these cases, and I would be very happy to be able to lend a hand and find you an artist, if you do need the help. Thank you for reading!

[neil-gaiman]

Hello, Mr Gaiman!

There's been a lot of backlash against the art-generating AI recently, and while on some level I understand the reasons (the corporations train the AI using other people's art for free without permission, then charge money for using the AI), it just seems more about the AI existence in general than about evil corporations (and they are evil, don't get me wrong). I don't know, whenever I see another 'haha, here's a way to cheat AI and make the quality of its product worse' post on my dash, it just sounds like a luddite argument.

What's your point of view on the recent development of AI? I swear I'm asking in good faith, perhaps I just fail to understand the issue because I'm not aware of some underlying problems or arguments.

I guess the point is that the AI art isn't generated by magic from a vacuum. It starts by taking actual art that actual humans made, and then, without their permission or payment of any kind, plagiarising it.

So from my point of view, if you make art and you want the machines that are plagiarising your art without permission or payment to be harmed and made less reliable when they come and steal your work, all power to you.

[pigeonstab]

Commissions! If you're interested feel free to reach out through DMs

– +50% of the base price per extra character – +2€ for simple backgrounds, complex backgrounds range from 15 to 25€ – All payments done through Paypal – 50% upfront // 50% after commission is finished – Commissions take from three days to a month – Prices shown here are base prices, cost may rise with the level of detail required, or additions (wings, extra limbs etc) – Personal use only (no generative AI, no nfts etc...) – I reserve the right to refuse any commission, for any reason.

Will: Utmv, anthro, OC, suggestive, gore / Won't: NSFW

[kotori-mochi]

Stop using Adobe's programs

So far @adobe has been proving that they don't care about artist or creatives. Especially since they have started to use AI generators in not just their programs but marketing too.

Also their so called opt out option for their AI generator, hasn't been working. Artist have been coming out with proof that their work was still being used. Even though they opt out and on top of that all Adobe did to fix this was pay the artist. One artist was only paid around 300$, for their entire portfolio and remember this work will be re used as long as this program is still going. So to me that's a pretty unfair payment, especially since they opt out.

As far as I know of only one artist who had this issue got their work "supposably" removed from their AI generator. On top of that it was a popular artist (Loish). So it seems if they did do this. It was because the artist had a big following.

For those who do want to leave adobe here is a list of options. All programs that can replace any of Adobes.

Also a great artist made a good video about this subject. I fully recommend watching it if your interested.

[mcromwell]

AI shit is artificially inflated to appear like "the future", "the way of the future", "new standard" etc.

Remember a couple years ago who was saying the same type of shit?

Crypto bros.

Remember all the companies that adopted NFTs and crypto payment options from the hype? Compare that to the state of crypto now.

Brands are easily swayed by smooth talking tech nerds looking to make a lot of money fast and then split when the tech ends up not performing as well as advertised or too expensive to sustain long term. Or when the public gets bored. They got bored of NFTs, it wouldn't surprise me if AI generated shlock becomes solely synonymous with bootlegs and the companies already producing cheap crap.

This article goes into it a bit more, here's a quote.

"Would it surprise you to learn that OpenAI is also not making any money, and relies on investments from venture capital to stay in the black? Because they are not making any money and rely on investments to stay in black. Part of this is because of the technology itself: according to Microsoft, which has invested $13 billion into OpenAI, they lose money each time a user makes a request using their AI models."

Stay strong, y'all. I'm not saying this tech isn't harmful (it is super harmful) but the situation is not hopeless.

[kbspangler]

This is the public statement from @alepresser and myself which went up at Webtoons tonight.

Now for some ranting. Just from me, not from Ale—she's innocent of the art crimes I've committed in the past, and boy howdy have I committed art crimes.

This is the first page of my first webcomic, A Girl and Her Fed. I started this thing back in 2006. (I don't actually need a head count of those reading this who weren't yet born in 2006. I'm sure you're delightful and I wish you well in college.)

And this is the last page I drew in early 2020 before I turned art duties over to Dr. Beer. It's better, right?

Well, these days, A Girl and Her Fed has pages like this:

I drew this comic for fourteen fucking years because it's a story I wanted to tell, and I thought webcomics were the perfect format for it. I didn't know how to draw. I got better through sheer obstinate perseverance and sticking to deadlines as best I could for, again, fourteen fucking years. I sought out a replacement artist when I ran into time constraints and couldn't do art plus writing anymore; I'm a much better writer than an artist, so I had no problems whatsoever kicking art to the curb.

The first time Ale sent me art that would go up on the website—art I hadn't needed to draw myself—I literally cried in relief because I had been grinding myself down for, yet again, fourteen fucking years.

So when I read comments from people who say they want to make a webcomic but can't draw themselves and therefore need to resort to AI, that little line between my eyes gets dangerously deep.

This isn't like I'm some old dude who's bitching over student loans getting cancelled after making regular payments. This is me, someone who threw raw art onto the internet like a monkey hurling fresh poo, because I wanted to make a webcomic and the art is part of the process of storytelling via webcomics! I could've (arguably should've) hired an artist right out of the gate, and that would've been part of the process of making comics, too: a partnership between an artist and a writer is also something which grows and develops over time.

For example, after Dr. Beer and I spent two years working on AGAHF, we decided we enjoyed our partnership so much that we set out to make another webcomic! It's great! It's got wonderful art and consistent storytelling! You should read it!

But turning art duties over to unaltered images generated by AI because you want to make a webcomic but "just can't draw" is, frankly, a bullshit excuse. I'm not talking about persons who are physically unable to draw due to disability—I'm talking about people who say they want to make webcomics but simply don't wanna do the art part.

Friends, if you don't want to show your entire ass in front of God and country, you don't actually want to make a webcomic.

Do the thing yourself.

If you're scared, don't be. Take the plunge. Set a goal of twenty strips and do the thing yourself. If you can already draw but can't write? Great! Write twenty strips, write forty panels, etc. You might surprise yourself. If you can write but can't draw? Great! Draw twenty panels and see what happens.

Whatever comes out of it, it's a thing you've done yourself. It's something new you've given to the world, no matter how big or small. Be proud of that. And if you need to partner with someone else to make your comic dreams work? You can do that, too! It's still a thing you've done yourself, and many projects are stronger when done together.

...but maaaaaaaaaybe hire that partner before you've busted your own ass for fourteen fucking years. That one's on me.

[streamdotpng]

Quick sale till... march? Maybe? Who knows, i'm trying to get verified in Vgen so i'll keep the sale going until i reach that or if there's too many orders

If you'd like more examples of my works, feel free to check the tags commission work, rendered, my art or ask for more in DM’s!

You can either commission me through Vgen or here. I'd appreciate it if its through vgen so i can get verified but if you don't feel like it, shoot me a DM and we can talk there.

Now, read everything below first before commissioning me.

🗐 COMMERCIAL RIGHTS

⚲ IMPORTANT!

Upon commissioning the artist, the client automatically agrees to the terms of service provided, as it is assumed they have read them. If there are any questions or concerns, feel free to reach out through DMs or my other socials.

No additional payments are required for the following, as long as credit is given with my handle "@streamdotpng" whenever used:

✔ Icons, Banners, Thumbnails, and Posts used for streaming or other content purposes.

If the art is used for commercial purposes, with the artist’s consent, the artist will receive an agreed-upon percentage of the sales profits.

✒ GENERAL

The Artist has the right to refuse a commission if they are not comfortable or confident about the request.

The client is allowed to ask for progress updates every 2-4 days and are freely given.  If it is a rushed commission, feel free to ask for more frequent updates.

By commissioning the artist, the client acknowledges that the artist is a student and this is not the artist’s full-time job. The client should not expect the artist to treat it as such.

Communications will generally be done in Vgen Chats (Please check your emails for chat notifications). Unless you prefer to communicate in other applications, that is also allowed as long as you let me know. Scroll down to see the end of my Terms of Service for my contacts or check the links in my profile.

Under any circumstances, Clients are not permitted to use any part of the commissioned artwork for non-fungible tokens (NFTs), blockchain, cryptocurrency platforms or AI Training. Such usage is strictly prohibited and may result in legal action taken.

✎ᝰ. CAN, MIGHT & WON’T DRAW!

╰┈➤ CAN DRAW !

Fanart

Shipping [GL, BL, Straight, Yumeship]

Original Characters

PNGtuber Models (e.g Blinking, Speaking)

Character sheets

╰┈➤ MIGHT DRAW ! (We’ll need to talk more about these requests)

Anthropomorphic animals

Heavy Armor

Excessive Gore

Comics

Complicated backgrounds (e.g. Detailed interior, buildings etc)

Honestly, if it isn’t in the "Can Draw" list, let’s talk about it!

╰┈➤✖  WILL NOT DRAW !

Depiction of suicide and self harm

Depiction of any type of hateful/political art

Anything that crosses my personal boundaries 

⏱ TIMELINE & WORK PROCESS

Work completion will take at least 1-2 weeks minimum, depending on the amount of commissions worked on. 

My work process simplified: Draft and Line Art ➤ Colouring ➤ Final Touches.

My work process expanded on: Draft ➤ Line Art ➤ Flat Colours ➤ Shading ➤ Final Work.

After completing each stage, I will contact you for either payment or revisions and thoughts. 

$ PRICING & PAYMENT

Prices vary depending on the commission. I’m flexible, but here are some base prices:

$5-10 USD depending on the background

$10-15 USD per person added

Note: There can be additional charges due to PayPal fees.

Half the payment is expected to be paid upfront Post-Draft or Post-Line Art. The rest of the payment will be paid fully after the Flat Colours are seen and approved. If payment hasn't been received, the Artist will not continue until then.

The option to fully pay upfront is allowed but must be talked about before sending over the money.

No refunds are allowed after the draft has been sent.

You can pay through PAYPAL, KOFI or VGEN

↺ REVISION POLICIES

Once the coloring stage begins, the only major revisions permitted are details that the artist may have missed and was specified by the client while the commission was still in the sketching/lineart stage (e.g. a missing tattoo that’s essential to the character’s design).

If the client is unsatisfied with the commission Post-Line Art, the artist is willing to discuss and make minor edits as stated prior (e.g. adjusting colors). However, the artist will not redraw the piece and expects full payment, as the client should have specified in the sketch stage the changes they wanted to be made.

The client may not hire another artist to adjust the image without the artist’s consent.

The artist is willing to edit the image post commission for the commissioner, but may charge a small fee depending on what is being asked of them

🛈 RUSHED COMMISSIONS

Rush Fees apply. Contact me first to discuss how much you’re willing to pay for the rush fee.

The fastest turnaround time is 1-2 days (maximum 4 days) with the same quality as my usual work.

For short deadlines, you must be responsive when it comes to communication. It'd save us both the headache and worry.

▸ DISCLAIMER!

Breaking or disrespecting the rules of the Terms of Service will lead to a permanent ban and you will be blacklisted. It means, users who break the Terms of Service will lose the rights to commission me.

However, I may allow second chances. Blacklisted users can contact me with proof of improved behavior to request removal.

---

…and that’s about it? Just don’t expect me to be obligated to draw something and we’ll figure something out. Not to mention that depending on how much commissions i’m getting and how busy i am, the art will take atleast a few days to a week!

If you got references, provide them! It’ll help alot. You can also ask for progress updates, just don’t mind me accidentally not seeing the message bc this is tumblr and I don’t get notifs for some reason.

That’s about it, thanks for seeing this yall. Again, If you want to see more examples, simply look at my art tags in my account or send a DM and i'll send some over there.

[pillowfort-social]

IMPORTANT: AI-Generated Content Ban

Hello Pillowfolks,

We’re ready to announce our decision regarding AI-Generated content on our platform. After careful consideration, our team at Pillowfort has decided we will be enacting a total content ban on all AI-Generated images and writing on Pillowfort. 

An update to our Terms of Service will be released with our next site update, which we are aiming to have ready to launch in the next couple of weeks. At that time our updated policy regarding AI-Generated content will go into effect. (Note: You do not need to delete previously posted AI-Generated content. This ban will only affect AI-Generated content posted after the next Terms of Service update.)

This decision was not made lightly. We wanted to make sure, without a shadow of a doubt, we were making the best decision for the Pillowfort community that could be enforceable by our Terms of Service.

Part of the delay in deciding on a total ban of AI-Generated content was that we worried that a total ban might contradict our other site policies and general philosophies. It’s important to us that our users have as much control over the kind of content they see for both our users’ own comfort, as well as to enable our users to have the freedom to post what they want.  A total ban on AI-Generated content seemed contradictory to our “post and let post” philosophy. Ultimately, however, we decided it would be in the best interest of our entire community to move forward with a ban for the following reasons: 

Our Terms of Service already prohibits copyright violations, which includes reposting other people’s artwork to Pillowfort without the artist’s permission; and because of how AI Generators draw on a database of images and text that were taken without consent from artists or writers, all AI-Generated content can be considered in violation of this rule.

Our community made it loud and clear: AI-Generated content is not welcome on Pillowfort. We had an overwhelming response over the last several months from our users urging us to take action on AI-Generated content. A significant portion of those users requested a total ban. It only seemed logical to support our artist & writer community by striving to do right by our users. We stand in full support of all creatives who make Pillowfort their home. 

We apologize to the users who may be disappointed in our decision.  If you want a refund on your last subscription payment or registration fee as a result of this upcoming change in our policy we will honor refund requests for any payments made within the last 60 days.

We will do our best to answer any questions you may have regarding our decision. Don’t hesitate to ask. Feel free to leave your question below or send in an e-mail at info@pillowfort.social.

Best, Staff

[kurouppy]

Commission scam alert!

A scam is going around currently where someone will dm artists offering $200 via paypal to draw "their sons dog", regardless of the artists actual commission price which is typically much lower, so far I've seen the dogs name is often bailey but it can be other names too

The account will most likely be blank with no pfp, bio or posts and a small amount of likes and follows that all seem to be found on one or two tags. The usernames will be a combo of around 3 words that seem randomly generated. Typically they will insist on it being a specific payment method (currently it's paypal) and refuse to send money any other way

Here are the exchanges I had with them and their blank account, typically the scammer will follow this general script. Do not accept comms from a user coolcowboywitch

Here are the pictures of the dog they sent me, reverse image searching didn't come up with anything so I'm not sure where they're from (potentially AI generated), if you get sent these exact pictures it's most likely a scam

There are two main ways this scam can work:

1. They are attempting to steal your paypal login information or to trick you into sending them money. There are many ways they can do this, including sending phishing emails or claiming they can't pay you unless you send them money first

2. They will either send you money and then file a charge back or send you money that never processes in the first place, meaning you do the labor and never get paid. This can even lead to your account being overdrafted

A similar scam was going around on instagram a bit ago that instead offered $300

Posts with recent examples of this scam:

X, X, X

Deeper explanation of how the scam works:

X

[jue-jack]

hi guys, so hear me out, YOUR plushies DRAWN by me jue the cool shrew guy!!!!!, pls DM me here!!!!! on tumblr!!!! (but please read the details and stuff first) PLEASE MESSAGE ME BEFORE PAYING ME

33$ + COLOR & SHADE!!!! written details and rules below

will draw: Animals (including insects), Monsters, Beanie Babies (or ty brand in general, webkins, Jellycats, Teddy Bears, Clowns and robots as long as they are soft, (with soft faces) and soft face dolls like rag dolls (not listed but WILL draw: tamagotchi type guys, and original characters that are plushies that fall into these catagories)

please no:

Pokemon, Digimon, anime plushies, too much clothes!!!

will be done in 2 months time (probably sooner but i need time to avoid burnout) PLEASE MESSAGE ME BEFORE PAYING ME, I have to be able to draw the subject before i can agree, if i find out i can't draw the subject i will either ask for another plushie to be drawn or i will refund, i will not refund an already finished drawing, i need to be able to draw my own poses, pls take note of my style i do not draw anything EXACT, print only for personal use and not sale, I do not give my consent for my art to be used in AI training, or for NFTS

i receive payments first before i even start on my drawings, pls DM me here!!!!! on tumblr!!!! i go through kofi for payment. pls mention this post to me in DMs so i know you're not a bot thank you !!!! :3

here is my kofi!!!!! https://ko-fi.com/juenavei of course feel free to ask if you have any questions in direct messages here on tumblr do not send queries as an ask