#Protect your money

[julio-aflac-agent]

if you are a business owner or someone looking for supplemental benefits for the employees at a great/ reasonable price please contact me. My name is Julio and I will be happy to help you with one or more of our supplemental benefits with AFLAC. Get a free quote give me a call. I work with small business or large. This is at no cost to the owner of the business.

[biggest-gaudiest-patronuses]

it is. so weird to me that I'm having to say this again after a real-life cartoon supervillian already once ran for president on a platform of hatred & fascism and won, but.

it's November, please fucking vote

[feminist-space]

I highly, highly recommend this website (thank you https://chrisisgre.at/!) which has an extensive set of resources and sources for covid knowledge.

The image above (also alt text-included) is of the youhavetoliveyour.life website, which is an incredible set of resources with articles that debunk common covid denial sayings, such as "covid is mild now" or "I got it and I'm fine" or "Healthy people don't have to worry about it." The image shows a drop-down menu with common covid denial excuses.

The website also uses photos of prominent public health leaders such as Leana Wen or Ashish Jha or Mandy Cohen, who have been touting, falsely and dangerously, that covid is "over," that it's "not a big deal," that "we have the tools now" (even though we don't, actually, and long covid is absolutely devastating).

Select a statement from the drop-down menu to find informative, helpful, and scientific articles that explain why those statements are misleading and incorrect.

Here is the link:

[papa-evershed]

Chef Daniel 👨‍🍳 THE INHERITANCE

[notfinancialadvice]

It's been awhile, but I have a new thought for folks starting out investing

This blog is called "not financial advice" so this is not financial advice. Nothing on this blog is.

And.

I am working on a large-scale D&D-style banking system for a private client (my job is weird). This is putting me in touch with a lot of people in very expensive suits and it I keep pinging them:

"Let's say someone has $100 to start investing, what should they do. Like, literally $100. With $0.00 added after."

I've cobbled together some thoughts (not advice don't sue me) and cut out the bullshit and sales pitches.

Start a high-yield savings account in an FDIC insured bank. As of this writing (April 27, 2023, United States-based), it'll be somewhere between 3.5 - 4.25% APY (annual percent yield -- i.e. interest)

Go with a bank that is FDIC insured. Banks pay for this, you do not. Here are smart people talking about what FDIC is.

The percentage difference listed above is 0.75%. Moving money is a bitch, is it worth chasing 0.75%? That depends on your situation, time, etc. Here are smart people who built a calculator to help you figure it out if it's worth it to you.

Touch it as little as possible.

Start a spreadsheet that tracks your finances.

In the cell that lists the amount of this balance, give it a name. Something fun, something that speaks to you. I did this as an experiment + to participate, mine is "Slime Research Adventurer Destruction Fund".

Write a prospectus (fancy word for "this is what the goal for this cash is to do").

Slime Research Adventurer Destruction Fund prospectus: Follow the path of high-yield savings rates at {bank}. Review quarterly if other banks have a substantially better rate (+1.5%).

The entire point is to break the idea of "them not me" and "today vs. someday" and "I cannot begin to build wealth vs. someone else can."

A $100 savings INVESTMENT IN A SAVINGS ACCOUNT with a rate of 3.5-4.25% will give you interest of $3.50-4.25 at the end of the first year, then continue on growing onwards.

That is your return.

Is it as high as investing in the market? No.

Is it safer? Holy fuck yes.

When you invest in stocks, bonds, etc. you are looking for a return. This is your return.

This is not a grindset mindset work 24/7 chunk of advice. This is not a reality-disillusionment "I am struggling I need to work harder."

You need to be knowledgable about how things can work for you so you can leverage what you have, where you are, when you have it, as you can.

A high-yield savings account is not going to make you rich.

It probably won't make a difference in an emergency.

It will absolutely make a difference in non-emergency times, over a period of time.

Slime Research Adventurer Destruction Fund Destroying Adventurers.

That last point is where I'm coming to.

If you don't have enough cash to invest and/or you're not comfortable investing, that's fine.

Give your savings account a name that speaks to you. This is your investment. Your savings account = your investment account.

There is no moral or ethical difference between "I have cash shoved into a savings account" and "I have cash shoved into the stock market."

The only difference is potential risk, growth, and fees (never pay for a savings account), liquidity ("how quickly can I convert this thing into cash to buy an apple at the grocery store, pay a bill, etc.").

Make money less scary via weird names and fun graphics.

Go to a piccrew site and make a catgirl with pink and blue hair.

Name your fund "Catgirlsnax Fundsies".

Make. Money. Management. Less. Scary. By. Taking. Control. Via your own. Desires. Goals. Weird quirks.

Here is to hoping these gifs are not from horrible shows I don't know anime I know money and business and monsters.

If they are then I apologize for it.

I've read the notes on my blog and a lot of you like anime. I'm hoping these resonate.

[weirdbabs]

do you think they were a nepo baby who went on the music scene doing punk bc they thought it would make them rich

[lornasaurusrex]

I miss you Lorna… this is such a mess

This is an old message and I had several other similar messages, but I miss you guys and hope you’re all doing well!! I’m sorry to see nothing has improved.

I saw I was kindly mentioned by @awesomefringey and some other commenters the other day, so just wanted to log in and say hello and log back out for a few more months. 💕

Sending so so much love to all of you. Take care of yourselves and each other, please.

The video is still on YT.

[bitacrytic]

Queen of Tears Ep3 reminds me of an Episode in Smallville where Lois' dad came to visit her and Clark and he put Clark through so much hell until Lois got annoyed and called him out. That was when he opened up and said that he always gave her boyfriends a hard time as a test for HER not for them. He was waiting to see which one she would eventually stand up for.

It feels the same with Haein and her father. He never complimented Hyunwoo in all three years of their marriage. Some might say it's because Hyunwoo finally shot something worthwhile and proved to be competent, but everyone in that family has always known Hyunwoo was competent. Even her father has been taking him to important meetings because Hyunwoo gets shit done. Hyunwoo's competence was never in question.

The only thing that's changed is that Haein is defending him. Not just that day, but in recent times. Her behavior towards her husband is what her father has been mirroring all this time. Her contempt and distrust has been evident and her father isn't going to compliment a competent man that he thought his daughter is unhappy with.

[thehauteheaux]

It always come back tenfold, and then some.

[qqueenofhades]

....my undergrad alma mater just sent me an estate planning email (aka "if you haven't planned your estate, now is the time to do it!")

I KNOW I'M OLD, BUT EVEN I AM PRETTY SURE I AM NOT *THAT* OLD, JESUS CHRIST.

[ante--meridiem]

I kind of expect some people to get mad at me for this but I do find it deeply ironic how I've recently seen fanfic writers of all people turn into staunch supporters of intellectual property.

[mxdotpng]

don't even look at me rn man

[duckapus]

More WarioWare Headcanons(many of which ended up being about eyes for some reason)

9-Volt has light sensitivity issues, which is why his helmet's visor is tinted

Orbulon also has light sensitivity issues due to his species being adapted for the much lower light levels of his home planet

Wario does still have the lazy eye he had in his earlier appearances, it just doesn't show up in his modern artwork or models because Nintendo are cowards

Crygor's optic has a number of handy extra features, including a zoom function; Infrared, Ultraviolet and Night Vision settings, and can be used in conjunction with his mechanical ear as a hands-free cell phone

While he was the one who designed his cybernetics, another mad scientist who's an old friend of his and happens to also be a fully certified neurosurgeon was the one who installed them, and is his regular physician/technician

Technically speaking Penny could help with regular maintenance for his cybernetics, but neither of them are really comfortable with the idea of her tinkering with the equipment keeping him alive and functional. Though she and the robots do at least know how to fix them in an emergency, as do Waluigi and the more mechanically inclined members of WarioWare

Captain Syrup has only ever involved a WarioWare employee in one of her schemes once, though in her (slight) defense, WarioWare didn't exist at the time and she had no reason to believe there was any connection between them and Wario. Basically, her crew had been hired to kidnap some rich couple's daughter and hold her for ransom. Unfortunately for everyone involved, said daughter was Mona, who gave them far more trouble than expected but did end up caught. One minute Syrup's guarding the kid while waiting for her client to send an update, the next Wario's bursting into the room with blood-stained fists and not a single one of her coins in his pocket and Shoulder-Bashing her so hard she flies into the far wall and cracks a few ribs. He growls at her that this is her one warning, unties Mona and leaves. She later finds out that her client wasn't given the same courtesy of a warning that she was, hence the bloody fists. Thankfully WarioWare gets founded a month or so later and it becomes much easier to tell who exactly Wario would be willing to kill for.

While garlic is Wario's absolute favorite food, strawberries are a surprisingly close second (basing this on both the mini-Warios in Smooth Moves and the opening cutscene of Arrow)

[savetheghost]

i hate that i get penalized at work for doing too much work

[blossomhcir]

// violently shaking g.rrm while demanding to know more about how dowries and widow’s income works

[cookinguptales]

sorry hang on tarot requests might be delayed by a few minutes I'm sending a furious alumna email