#like seriously the amount of money ive spent over the years TRYING TO FIND A WAY OUT is fucking absurd

[kurgy]

I'm like slightly down the hall from my mom and her bf and when they start talking too loud I can't ever really hear what they are saying but I can hear tone shifts in their voices or increased emotion and it sounds like arguing, it sounds like they're fighting. every time I hear this I text my mom to ask if they are fighting or if they're ok because hearing them talking without being to tell if it's positive or negative makes me paranoid and the sound of people fighting and arguing near me sends my anxiety into overdrive and often straight into panic attacks and now she's starting to get really annoyed with me for asking if they're OK every time I hear slightly raised voices from their room and mom I love you but girl....you did this. You stayed with my abusive father throughout the entirety of my formative years and when he got angry and you fought the two of you would scream at each other while he destroyed the house like a toddler. all of your children would cower and hide from him, who was frequently physically violent and we were children, until it was over and just hope he didnt notice us when he'd march back to his room angry and slam the door. you didn't leave him until I was 17, 18 in 3 months. He was not fully out of my life until I was 19. I had 3 years of processing time until I was out of the house and into a shitty situation. not the worst of situations I guess but it sucked. Stuck there for 4 years before booted out and into my sister's ex boyfriend after she convinced me to move in with them and once we were settled dumped him and bailed, and left me with her shitty passively abusive ex incredibly angry and bitter over the break up and taking out all his aggression for her on me for 3 years. I am 28 years old and I have never lived in an environment where I wasn't heavily monitored or terrorized on a daily basis. I'm finally out of that. If you aren't fighting just tell me

[rommahh]

I Carry Your Heart

Harry Styles x Reader

Word Count: 4k

{Ahhhh ok so this is my first work like ever. There will definitely be a second part because ive got more to say and it needs a second part. I hope whoever sees and reads this imagine enjoys it. I appreciate comments, likes, reblogs, ideas on what could go into the story, and any form of help and redirection as to how i should write things. Much love, R.}.

Part two

All Y/N wanted tonight was to hang out with her boyfriend, eat a mass amount of junk food, and watch a marvel movie or two. That was all she wanted and that was all she asked of her boyfriend. Instead of any of that happening, she found herself sitting on the nasty kitchen island of her boyfriend's frat at a party that she was trying to avoid going to.

This party was supposedly ‘the party of the year.’ The last rager before finals and then christmas break. Y/N had spent the whole week studying and finishing up end of semester projects hence the want for a chill night. When Harry came to her saying his frat was throwing a party tonight and that he just HAD to be here, Y/N didn't feel like she had a choice but to let him go. She came because she thought this would be the only time she would be able to have some time with Harry after a long week of barely seeing each other. With two vastly different majors, the couple wasnt able to find a lot of time in the middle of school work to make time for just the two of them. Obviously her hopes of quality time with her man were futile because here she was sitting by herself in the kitchen of the frat while Harry drank and got high with his friends in other parts of the house.

Of course she was disappointed. She felt a knot in her throat and a weight on her chest just sitting there in that kitchen. Her white claw was warm now- not that it was any cold when she opened it. She was starting to form a small headache from the too loud music and the ache in her heart was growing.

She stood from the countertop on the search for her boyfriend, hoping he wasn't too far gone from sober. Wiping the back of her jeans from anything that was left on the island, she began walking around the house. She doesn't remember the last time the two of them spent time together by themselves. Of course they occasionally ate dinner together in the dining hall but they were normally surrounded by friends. Y/N wanted to be alone with her boyfriend to talk and bask in his presence.

After pushing through groups of partying humans, she found Harry and at least ten other people sitting around playing some sort of drinking game.

“Y/N! Where have you been?” Luca, one of Harry's frat brothers yelled out to her from the circle. Luca was cool, he was one of the only tolerable boys in this frat aside from Harry. Hearing his girlfriend's name, Harry turned around from where he sat on the ground and reached out for his girlfriend to sit beside him. Much to Y/N’s dismay, Harry was wasted. His eyes were half mass and his words bumped and slurred together. “We are playing truth or dare, wanna play?” Luca asked.

“I don't wanna play but Ill sit and watch.” Sitting next to her boyfriend, she grabbed one of his hands holding it in her lap. She was annoyed at him but it did her no good to show it when he was this drunk.

This game of truth or dare was childish. Dares of licking people's shoes and taking multiple shots had been done and truths about money and relationships were being spilled among the group. It had finally become Harry’s turn to do something, making Y/N tense.

“Ok Harry, I dare you to…” One drunk frat boy started looking around the room trying to come up with something clever. His eyes landed on a pretty girl in the room, Yara, a stuck up girl who for sure got her way no matter what. “I dare you to kiss the hottest girl in the room- obviously not your girlfriend because that defeats the purpose.” The frat boy smirked knowing what his intentions were. Everyone in the group giggles and gasped shocked by the dare but ready to see what was going to go down. Y/N’s brows furrowed as she became angry with the stupid dare.

The ache in her chest seemed to tip over the edge when she felt her boyfriend in the room move to stand up. She grabbed at the bottom of his shirt as a way of stopping him. Harry halted his movements to look down at his girlfriend. He giggled a little.

“You’re not actually going to do this right?” She asked Harry with wide eyes of shock. Harry laughed at her like she made a joke, making her heart hurt even more.”Harry I do not want you to do this just take the shot and lose the dare.” Her tone held warning.

“Don't be silly of course I'm going to. It's just a dare, nothing serious. Don't be so clingy.” He stood walking over to Yara and planted a wet kiss on her mouth. Yara gripped Harry’s shirt and kissed him harder. The kiss went on for a few more seconds, the room absolutely silent out of shock. Harry stepped back from Yara slightly sobering up from his actions. Yara smirked at Y/N, hand gliding down the front of Harry's shirt.

Y/N stood from the seat she was in and scoffed. Scoffed because she should've known Harry would do something like this. Scoffed because it hurt to see her boyfriend do something so careless without any regard for his girl's feelings. She pulled herself together, feeling her throat tighten once again. She was quick to leave the room and down the hall of the frat.

Harry's clumsy steps could be heard from behind her as he mumbled her name. Or at least he tried to. He was still so out of it, his words not making much sense. Y/N was crying now, the strength that she had slowly dissolving as she walked further away from her boyfriend.

“Y/N wait. P-please wait. I cant-” Harry stumbled over his legs behind her falling into the grass of the front yard. The girl couldn't help but turn around looking at her stupid boyfriend. She was choking on sobs now. She wasn't crying over a measly little kiss but over an extreme amount of burnout from school and exhaustion from simply existing. She was crying because her boyfriend ignored her boundaries, crushing and erasing the boundaries she had set in their relationship. Harry tried reaching for her once she had stopped walking. His hand clasped around her wrist, he laid his head down on her shoulder. He hated seeing her cry even if he was too drunk to see why.

“Baby don't leave, Im-Im Sorry.” He hiccuped and burped due to the alcohol. Y/N felt her rage build. Shoving Harry off of her, she crossed her arms across her chest as a way to shield herself from Harry physically. He was hurt by her distance and the wall she put up around her.

“You're an idiot Harry. An idiot!” her sobs grew louder, some stray party goers watching in amusement- some even snapchatting it for shits and giggles. “I didnt want you to kiss her and you did. What provoked you to think that was ok? All I wanted was for us to hang out tonight and just be us and you did this!” She was yelling now. Her hurt is beyond her now. Anger and rage simmered throughout her body making her head dizzy and her fingers curl within themselves. She didnt like being angry. It wasn't an emotion she liked acting on, it felt impersonal.

“Baby I don't under-” Before Harry could finish his sentence he was barfing at his feet. Y/N stepped back disgusted with her boyfriend. She couldn't even feel remorseful because of how angry she was. Luca, the frat brother from earlier, caught up with Harry and his girl only to find Harry doubled over heaving. Luca wrapped his arms around Harry's shoulders.

“I'm sorry Luca but I can't do this tonight. Can you please make sure he gets some water and goes to bed. I-I can't do it tonight, I wish I could but I can't.” Y/N didn't want to leave her boyfriend in this state but she didn't deserve this. She wasn't going to care for her drunk boyfriend when all she wanted to do was care for herself. Selfishly, she enjoyed seeing him this way because of the anger he caused her.

Luca shook his head in understandment. “Of course, I'm really sorry for tonight. He's going to seriously regret this in the morning, especially since it will be circulating all over snapchat in the morning.” Luca waved to Y/N then proceeded to pull Harry into the house. Harry called out for Y/N not wanting to be away from her but Luca pulled him harder.

Harry woke up the next morning feeling like the bottom of a dumpster. He wasn't shocked by that. He knew he got trashed last night, he had planned to. He, just like Y/N, spent all week studying and completing projects while also fulfilling certain responsibilities for his frat. He wanted one night to be a normal teen. So he drank and drank and drank and maybe even smoked some weed. As he tried to recall last night's events he came up with nothing. He didn't understand why Y/N wasn't here with him like she normally would after a party on the weekend. They were normally always together during the weekend. A bad feeling loomed over him. He could tell something wasn't right but decided to put his feelings to the side.

He saw a bottle of water beside his bed making him think she was probably here and left early. Chugging the water he started to go through his socials to see if anyone had posted about the party. He had multiple tagged pics and videos in his notifications from snapchat. Way more than he normally would.

The first video he saw was a video of him and Y/N standing in the front yard of the frat house. Turning the volume all the way up he could hear Y/N yelling, it shocked him. She doesn't normally raise her voice, especially not at him. The angle changed showing her face which was red with anger, eyes filled with unshed tears. He could hear her yelling about him kissing someone else. He felt his heart stop. He had kissed someone else? On the next snap was a picture of him keeled over vomiting on his shoes with the caption saying, ‘are yall seeing this shit?’ Harry was embarrassed but he was more concerned than anything.

His head was hurting but it didn't stop him from rolling out of bed, washing up, and putting on a fresh set of clothes. He checked his phone hoping Y/N had messaged him but nothing was there. He walked into the kitchen only to see luca sitting at the counter eating cereal.

“Hey Harry….” Luca said warily. Luca pushed the cereal around his bowl feeling the tension begin to rise in the room. He felt horrible about his friends.

“Luca...what's up?” Harry was confused by Lucas' wariness.

“So do you remember anything about last night?” Luca asked, setting his cereal down in the sink behind him. Harry started playing with the frayed edges of a bracelet Y/N made for him. It had little beads with her name on it. They made them together at an event on campus.

“I don't, I only saw the videos of Y/N screaming at me. I think I fucked up but I- I don't know what happened.” Harry's cheek flushed with even more embarrassment. Luca awkwardly chuckled scratching the back of his neck.

“You got dared to kiss the hottest girl in the room and um actually did it in front of Y/N...even though she didn't want you to. Which led you guys outside and yeah you know the rest...Im sorry dude, I wish I had stopped you.”

“Who- who did I kiss?” Harrys stomach lurched when he heard Yara’s name come out of Lucas' name. Y/N didn't like Yara and it was understandable. Yara has been pining after Harry since their first year of college. Harry couldn't breathe. He felt disgusted with himself. He could only imagine how Y/N was feeling.

Y/N woke up the same morning, eyes puffy and crusty from tears and head hurting. She probably cried herself into dehydration. She was lucky enough to have no roommate because she wouldn't have wanted someone else to see her breakdown. She still couldn't believe last night went down the way it went down. She couldn't tell if she was just being overdramatic or if her emotions were in the right place. She didn't want to be mad at Harry. He was everything to her, she had an odd connection to him. Meeting him during their freshman welcome week they quickly became best friends with a growing romantic connection in the mix. They started dating before Christmas break. They had grown close so fast that he even came home with her to meet her family for the first few days of break.  Even though they were in their junior year of college, Y/N could see them beyond college. She's imagined them getting married, travelling, sharing a home. She saw the whole future with him. She had her doubts though. He was immature just like every other boy in college. He was dumb with his actions and tended to only do things if they benefited him. He had a lot of growing to do as a person, so did she but she wanted to grow with him.

She heard a knock on her door hesitating to answer it because one, it could be Harry, and two, she looked like a wreck. Answering anyways, she was met with a very sorry looking Harry holding a small coffee and bagel from their cafe.

“Hi baby…” He sheepishly said holding out the items. She silently let him through the door not once looking him in the eye. He stepped into her room, setting her treats on her desk. He could see that her bed was messy meaning she recently woke up. Y/N never went about her day without making her bed. He turned back to her and finally their eyes met. He took in all of her facial features, from her puffy eyes, to her downturned lips that looked chapped, to her flushed cheeks that longed to be held for warmth. He hated to see her like this, the last time he saw her so upset was when her parents moved out of her childhood home. It took alot to make Y/N this upset. She was normally really headstrong and vigilant. She knew how to ease her way out of problematic situations and could talk her way through anything.

Harry opened his mouth to speak but was cut off by Y/N holding her hand up in front of his face. “Don't talk. I'm really hurt Harry, so if your plan was to come over here and apologize over bagels- think again.” She snapped, backing up to put space between the two of them. She sat down on her bed while Harry pulled the desk chair out and sat down. He much preferred to be on the bed with her holding her tight but he didn't want to overstep boundaries.

“Love, I don't know where to begin. I'm really sorry for what happened last night. I was really drunk and obviously wasn't in the right headspace.” Harry reached out and touched the tips of her fingers with his. She wanted to move but it felt good to be touched by Harry.

“I told you that a measly little apology won't do Harry. I didn't want you to kiss Yara and you did anyway. You know how Yara feels about you and you just let it happen!” She pulled her hand away remembering the prior night's events. Harry felt himself getting angry too. He felt like he needed to defend himself- even though it would be a very bad idea.

“I think you're being over dramatic.” Wrong move Harry. “It wasn't like I was making out with her!”

“You're joking right?” She scoffed and scooted further up her bed to create more distance. “Harry it's the simple fact that you did something that made me uncomfortable that shouldn't have even happened. I see myself getting married to you and it makes me worry that right now in our relationship you can't respect my boundaries!” She yelled. Harry’s eyes widened as he laughed sarcastically.

“Married? What the fuck are you on about? I'm a junior in college. In what world would it make sense for me to be prepping a relationship for marriage? Once again I think you're being over dramatic.” Her eyes watered hearing Harry's statement.

“I- I guess I'm the only one in this relationship thinking about the future? I thought we were on the same page. I'm not planning our marriage now, obviously. I'm thinking about how elements of our relationship now could play out in the future when we do want to get married. You cheated on me last night. I went to a party you begged ME to go to only to be there for you. I wanted to be here cuddling with you, pigging out on fast food but I was at a party with you and got cheated on!” Her volume rises once again, making Harry shove his chair from underneath him when he stands up.

“You're doing too much right now. I'm not planning a future right now because I don't want this future! I want to be myself without thinking about how to appease my girlfriend. I invited you to the party so you could lighten the fuck up. I love you, I do, but I'm not thinking of marriage and futures. I'm thinking about my life right now and having fun.” Harry snapped right back at her. Her chin wobbled. Obviously her and Harry were on different pages. It hurt so much to hear him say that he didn't want a future with her. Harry didn't mean it though.

“Ok, well I guess that's my fault for assuming we were thinking along the same lines. Um, I don't want to hold you back from being yourself so with that being said, you are a free man Harry.” She pushed herself up from her bed walking to the door ready to escort Harry out.

“Huh? Love, what?” Harry was confused on how they got to this point. Just a few days ago they were in love, meeting in the library to share a lunch and exchanging sweet words determined by their love.

“Listen I have a day full of exams tomorrow so if you could just leave that would be best. You don't really want this so I'm letting you go, Harry.” She had tears rolling down her face, falling from her eyes down to her chin where they fell to the ground in droplets. Harry’s eyes welled up watching his love cry before him.

“I don't-”

“Harry, leave, please.” She opened the door making room for him to go through. He walked through the door turning to look at her. She turned her face away from him whispering a small goodbye before shutting the door. Harry was left in the silent hallway, so silent he could hear his thoughts and the tears hitting the tile floor beneath him. He thinks he stood there for at least thirty more minutes before accepting what had happened and walking away.

Leaving Y/N in her room sobbing like she had never done before. Her tears coated her face and she thought her head could explode right then and there. She didn't want to accept what had happened but she had priorities. She composed herself enough to start studying for her exams.

The week rolled by quickly, Monday meeting Friday in a flash. Exams were done and Christmas break was on the horizon. Students were piling off of campus in a hurry ready to get home to their loved ones. People were outside by cars loading up their winter necessaries and saying their goodbyes to their close friends.

Harry cried everyday this week. He wasn't normally a crier. He hated crying, he hated the feeling of crying and the headache that came from it. He cried because he realized how wrong he was. He missed Y/N. He missed finals week dinner together where they tried to get off campus at least once and be alone for a moment. He missed watching her relax while eating food that wasn't from their school's cafeteria. He would pay for their meal just so she could have one less thing to worry about. They would normally get frozen yogurt right after too, Y/N getting as many toppings as she wanted because Harry would be the one paying. He missed her tight after exam hugs. She would squeeze his shoulders tight, smiling into his neck, telling him how proud she was of him. She would bring him tea in the morning when they met for breakfast. Sometimes they would spend the night in one or the others room so they could have time together to destress and just talk.

Y/N wasn't doing any better. She normally went into exam week feeling confident. She studied too hard not to. But this week she felt like shit. Her heart hurt and she kept thinking about the fight. She feels like she overreacted but hearing Harry talk about their lack of a future hurt nonetheless. She really assumed that they did have a future that included marriage and a life together. She didn't understand where his sudden lack of commitment came from. She regretted dumping him but at the same time she wished he did more to get them back together but he was silent. He hasn't contacted her at all and avoided all of their spots on campus all together.

She stood by her car prepping for her six hours car ride back home. Packing away her clothes and some essentials in the trunk of her car, she heard light footsteps behind her. Closing her trunk she turned to see Harry standing with his hands in his pockets.  

“Hi.” He said. She looked at him, putting her own hands in her pockets. It was cold outside, the nippy air hinting at a possibility of snow.

“Hi Harry.” They shared a moment of silence together. Just staring at each other. It felt good to be near each other again. They felt like they could breathe again.

“I had to see you before you left. I know the break is only a month but I didn't want to leave without seeing you.” He replied quietly. She made him feel so shy. Her beauty always made him awestruck. Even in a hoodie with their college's logo and some large sweatpants and some fuzzy crocs, she was the most beautiful thing he's ever seen.

“I don't know what to say harry.”

“It's ok. I don't deserve anything from you after what I said. I just wanted to apologize and wish you a good break before you left. I also wanted to give you this.” He pulled a small box and envelope out of the front pocket of his backpack. “I know we agreed on no presents but I think thats a dumb rule and I love you too much to not get you something.” She smiled at his words, taking the gift from his hands.

“Thank you Harry, it means a lot to me. So what are your plans for a break?” She asked him, the tension that was in the air slowly dissipating.

“I couldn't get a flight home until next wednesday so i'll stay here on campus until then.” He shrugged.

“Oh ok. Well tell Anne I said hi. I have to go Harry but I'll see you after the break, ok?” She didn't want to leave him but she didn't want to drive through the dark.

“Ok, love. Drive safe. I lov- I mean have a good break.” Her chest tightened at his hesitation. She wants to hear him say the words but she knows he won't.

“Have a good break Harry.” She whispered. Before getting in her car she stood on her toes placing a kiss on the corner of his mouth. Rubbing her thumb across his cheek and turning away and into her car.

She drove away knowing that her heart was left in that parking lot in the hands of someone she loves way too much.

Harry stood in the parking lot watching his heart drive away for winter wanting nothing more than to be with her.

Part two

[moemammon]

Hi there! I finally snapped and walked out of my shitty job after being there for almost 3 years, so could I please request the brothers reacting to the MC finally quitting their horrible job that they've been encouraging them to for months? Thank you!!! <3

Congrats on Quitting! (Feat. the Demon Bros)

(There's nothing like the sweet sweet release of leaving a shitty job, but it ain't an easy task. Good for you! 😤💪)

Lucifer

He's seen the way your job has been affecting you. The weary look in your eyes, the way your joints constantly ache, the dread on your face when you'd soon have to go into work. Trust him, he knows the feeling all too well.

Naturally he tried giving you that push to leave, but he knew he couldn't make the decision for you (as much as he wanted to). He’d just have to wait until you made the move yourself.

So when you DID? Oh, he was so relieved. He never doubted that you had it in you. Extremely proud of you for taking that leap of faith, and he won't let you regret it.

You're 👏 getting 👏 spoiled 👏

"Where would you like to have dinner? I'll make reservations at once." "...Why are you giving me that look? Obviously this calls for celebration. I won't be taking no for an answer."

Mammon

Even Mr. Money Bags himself knows that no amount of money is worth suffering over (uh, at least not suffering for three years straight)

He's been bugging you to quit for forever now. "If it's money ya need, I can introduce ya to way better jobs! There's this guy I know that can set ya up with something real nice-"

When you announce you've finally quit, he literally sweeps you off your feet and shouts for joy. Fucking FINALLY! He was getting worried, always seeing that gloomy look on your face.

And now? You're not gonna be spending much money. He's spending for you, buying whatever you need (and everything you don't need). You're unemployed, so let him spoil you!

"Nuh uh! Don't even THINK about bringin' your wallet with ya! Didn't I say I'd be payin' today?? Just worry about relaxing a little, and let The Great Mammon take care of everything' else!"

Levi

Working irl was never something that interested Levi, unless he was doing volunteer stuff at concerts and conventions. But seeing what you're going through? Yeah, that's exactly why he stays home.

He's tried to ease your nerves by inviting you over for games and tv, but there's only so much that Ruri-chan can do for an overworked human.

So the moment you announced leaving your dead-end job, he was over the moon! This obviously calls for a movie marathon night! He's got plenty of recommendations, but it's probably best if you pick, right?

Trying his best not to overwhelm you with his excitement, but he can't wait to start spending more time with you!

"Seriously? You finally quit?! That's... that's great! That means you'll be home all the time, and-! Er... if you wanna come over, my door's always open for you!"

Satan

Literally told you right away that you should quit. He's not so oblivious that he doesn't notice how you're being exploited.

You're a hard worker, and your worth was being taken advantage of. Why would he want to sit around and watch you wither away? It annoyed him to no end.

So he did all he could to convince you to leave, suggesting alternative career paths, mentioning he could help you find something, but only you could make that important decision.

And BOY was he thrilled when you decided to leave. He congratulated you immediately, then proceeded to let out every insult aimed toward your job that he’d been holding in this entire time.

"They weren't good enough for you, so I'm glad you've finally realized that. If you want, I could leave them with a 'parting gift' to show them just how much you loved your job? I can even whip up something special for your boss."

Asmo

All the days you had to suffer working at a place like that.. You always looked HAGGARD coming home, and he hated it!

But now that you've quit working at that terrible place? Asmo's gonna make up ever single day that you could've spent pampering yourself. Also tried convincing you to start an OnlyFans-

He'll make sure you're so relaxed and cared for, you'll completely forget about all the grief your job put you through. Work? Who's she??

Massages your shoulders while you tell him stories of all the shitty customers and coworkers you've had to deal with. Spill the tea, hun. Speaking of tea, do you want him to top off your glass for you?

"Ive been worried sick about you, you know! Instead of working, you ought to just stay home with me instead! I know plenty of ways to make money without having to leave the house, after all~"

Beel

He always tried making sure you ate well before you left for work, but it didn't seem to be enough to keep you from being worn out when you got back.

He even tried suggesting that you workout with him to relieve stress. But after a hard day at work, it's understandable that you didn't want to move much.

Beel wasn't the type to outright urge you to quit, since it's nice to have a way to earn money, but after seeing the metal toll it was taking....

He couldn't have been happier when you announced you'd finally quit. Like Lucifer, he immediately wants to celebrate! This calls for eating until you're about to burst! Do you want Madam Scream's? He'll get you a lifetime supply of blackberry cheesecake, too!

"Since you're finally free from that place, we'll be able to spend more time together. It's been lonely, not seeing you as often. The food tastes better when I enjoy it with you, so let's eat together from now on, okay?"

Belphie

Sometimes, you were such a hard worker that it exhausted Belphie to even look at you. But he knew you were only human, and your stamina wasn't as limitless as you tried to make it out to be.

You were growing weary, both physically and mentally, and he could tell from a mile away. Was it really worth all this hassle just to make a buck or two?

He certainly didn't think so, and tried to get you to see it from his point of view. Just find something easier to do that wouldn't wear you out, you know? Or be unemployed. You know his brothers won't let you stay broke-

You tell him that you've finally quit, and Belphie can't help but smile. He won't admit that he was getting worried for your health, but you can tell from the way his expression relaxes.

"The hard worker had finally joined the lazy side, huh? That means you'll be able to make up for all the lost sleep, and I think we should get started right away. No objections, no objections. Come here." ".....I missed holding you like this."

[crimeronan]

2020 in review

it’s been a weird year for me.

by all accounts, it Should be a bad year.  

lots of bad things happened to me this year.  i found places i adore in my new town - a certain cozy chair in the library, a corner table at a 24 hour coffee shop, a park bench in direct sunlight for most of the day - just in time to lose them all.  i started pursuing health answers in january, only for all the hospitals to close on my birthday, rendering answers impossible to find.

i waited months for the hospitals to open again, from home, unable to pursue any of the nightlife or queer meetups or community theater i’d vowed to get involved in.  eventually i found out i have scoliosis and a serious vitamin D deficiency.  i hoped to get better by treating these things.  instead the health problems continued, worsened.  i slept through most of may and november, i had intermittent weeks where i’d sleep for 20+ hours a day and be in too much pain to get out of bed upon waking.  i missed rent a few times.  borrowed money too many times.  relied on my loved ones way more than i’ve ever been comfortable with. (it’s the adam parrish ass in me.)

i developed a painful deformity in my leg.  spent stupid amounts of time in urgent care and the ER.  thought it was a dislocation due to connective tissue issues, but my x-rays came back clean.  so did an ultrasound for blood clots.  my doctor referred me to a dermatologist, who did a biopsy.  not super pleasant considering i faint when punctured with needles, but i’d already had my blood drawn and IVs stuck in me, so whatever.  found out i have an autoimmune disorder.  went from the most-perceived-as-able-bodied person in my house to the one most likely to get killed by the pandemic in the span of a single phone call.  might have a shortened lifespan, might not.  don’t know yet.  probably will know by the end of the year.

so it should be a bad year.  none of this was pleasant.  i’ve had spans of time where i’ve cried harder than i’ve ever cried in my life.  had to keep myself from calling my mom and telling her i needed her, because i knew she’d drop her job and her responsibilities and her plans to race across the whole-ass country, and i didn’t want to do that to her

but i don’t think it was a bad year.  not really.

it was my first full year living in the portland metro area.  which, don’t get me wrong, deserves some of the Cringe Hippie Liberal Anarchist Moron reputation it gets.  but it meant living in a city full of queer people and openly trans-friendly businesses.  it meant having enough healthcare providers near me that i could actively seek out ones who could treat my complex mental and physical health issues without some of the biases i’m used to.  it meant that i found an adequate psychiatrist within 10 minutes of me, an adequate primary care doctor within 20.

i used to live in rural new hampshire.  i drove 70 minutes to see my psychiatrist.  i never found a primary care doctor for physical health issues.  i would have had to go to boston, and i don’t like driving in downtown boston.  (masshole reputations are real and boston’s city planning is hell on earth.)

i also had the very strange experience of being taken seriously by every doctor i interacted with.  i am not used to this.  without getting too deep into it, i have been pretty badly scarred by experiences with having my autonomy violated because of my status as a psychotic individual, even though my fears were not psychosis-related.  also less scarring but equally off-putting experiences with being a perceived-as-woman individual whose pain was shrugged off by men as, like, normal hysterical woman agonies.  or whatever.

so, i had a leg deformity.  and doctors took me seriously.  because it was a visible, inexplicable symptom.  and because a lot of them looked at it and thought, oh fuck, this girl is dying.

(i could still be dying, i guess.  just a lot slower than they worried i was.  i’m not about to keel over from a blood clot or from my rotting bones decaying into my bloodstream.)

this has gone a long way toward alleviating my intrinsic fear of doctors.  being SICK is scary, sure, but it’s odd to be able to (cautiously) expect that doctors will try to help me instead of hurt me.

it was also my first full year living in an apartment of my own, with the family i chose.  my first full year of having my own space that i built.  my first full year of being independent, aside from the times i wasn’t.  my first full year of interacting exclusively with people who make me feel happy and loved instead of people who drain me.  and i felt better, mentally, than i have in a long time.

which is reflected in my creative work.  this was my most creative year in... ever, i think?  even though i was so sick and slept through so much of it.  even though the pandemic kept me from seeking out inspirational experiences.  i made a lot of fandom friends & got closer to friends i met last year.  i got a lot more confident in writing what i wanted to and talking about what i wanted to and not worrying about pleasing anyone but myself.

i published over 150k words of fanfic.  the vast majority of it was exploring feelings about chronic illness.  i outlined an original fiction project from beginning to end, added about 30k words to it.  i started fucking around with digital art a bit, although i have nothing even Remotely worth showing people.  i gained something like 900 tumblr followers from a combination of shitposting and earnestly talking about my feelings re: chronic illness, mental health, fictional meta.  i gave some ppl life advice that i guess was helpful.  apparently i inspired some people to survive the year, which is very weird to think about, but also very nice.

so, uh.  that’s my year i guess.  should be bad, but it wasn’t.  dunno how to conclude this so i will simply say:  ¯\_(ツ)_/¯

[dawnowar]

Been on my January Diet for a week

I’m counting calories this time because I got so sick of WW that I just plain wasn’t doing it anymore for long enough i may as well save my $$$$. I’m eating sugar again (in limited quantities) and i couldn’t be happier. It’s not hard sticking to this at all and im just wearing my fitbit and trying to burn more calories than I eat. 

So i got a Planet Fitness membership cause its cheap in addition to my regular Jazzercise classes which i go to almost every day. The days I don’t go are usually Saturday cause theres only morning classes and I go out Friday nights and sleep through them... and Thursdays cause im in a different part of town and if i rush over, i get the worst instructor and if i go home and eat first I don’t get up. 

I’ve had gym memberships before and i mostly dont use them because if theres not a time to show up and instructor instructing me, i dont do any actual exercise, but PF is great especially for the price. You’re sure to get screwed out of a month’s money when you finally decide to cancel because you will inevitably cancel on the wrong day but thats hardly a tragedy and you can still use the memebership up until you’re really canceled.

As far as using it goes, the gym is friendly and clean and cheap and safe which is all my fave things. I signed up for a “class” which turned out to be a small group w a trainer for half an hour, but since i was the only one signed up, he gave me a personal training session for about 45 min. Said its like that at this location and if you sign up at a not-busy time you can basically get free personal training on the regular. 

Sounded good and then i woke up sore the next day! LOL and it was Thursday so instead of rushing across town to the bad Jazzercise instructor, I did an at home yoga class.. I got a groupon for $15 for a year subsciption to Yoga Collective where you can stream yoga classes and do em in your house. 

The price was right even if i only use it once, that’s about the price of a drop-in class in these here parts, but i was bummed to find out there’s no Roku channel for Yoga Collective, so i bought a chromecast for $35 so I can stream these workouts on my TV.

Even still, i have to use the Google Home app to mirror my tablet to stream it but it does it and it’s great and im sure i’m glad i bought it. I love Yoga but its really too damn expensive. The cheap yoga places memberships are $75 a month (the expensive ones are $100) and i’m already paying somewhere around $55/mo for Jazzercise. Used to have both when they were both $50 a month but going over the $100 a month mark for exercise seems like a lot to me. I may change my mind because i miss real Yoga.

But seriously, why does yoga cost that much im not really sure. 

So the Chromecast, for the record, does a great job streaming YouTube where the Roku channel is a nightmare. That alone might be worth the $35 i spent for it. 

Meanwhile I’m feeling thinner. Maybe not stronger just yet but after spending most of this Fall sick in bed with colds and sore throats and sinus infections, I not only gained 10-15 lbs but i got weak and flabby so it feels great to be back in action. I’m not quite at the fitness level i was at before, but I’m way closer to it than I was around Thanksgiving when I got sick for i think the 5th time and relented to just having to not worry about it during the Holidays and just know I’m going on a January diet. 

I really wanted to. The holidays seemed endless and I just felt fatter and flabbier as they went on and on...  so i got back on track pretty easily.

I’m weighing myself once a week on Mondays. Any more than that makes me a little crazy. Spent, i dont know.. decades.. trying to figure out how to not let the number on that scale decide how i felt about myself. 

I’m there which is great. I have a long and terrible relationship with my scale and I’ve found that I basically can’t weigh myself because i get obsessed with what number it gives me. Also i swear that number is +/- 4lbs at any given time..and because I’m talking about having 15 lbs to lose....that can really send me into some bad place quickly if i get a high number when I step on.

anyway its taken me DECADES to ignore the scale. and just do the thing where i watch what i eat and exercise. But ive also found that i have to weigh myself sometimes or I have no real confirmation if what im doing it doing any real good or not. Even weekly weigh ins seem counter-productive sometimes when I know what ive done and the number isnt gonna be good. Sometimes I gain when I do everything right. Which is the madding part. They’re good about not being judgy at WW but I hate that they still make you weigh in and they still put the focus on the scale even though they act like they aren’t doing that.. but you don’t make lifetime for creating healthy habits, you earn it by keeping your weight under a certain number and keeping it there. 

If you fall off, then basically they start charging you again. Which is reasonable. They don’t kick you out or shame you or anything but this program is about numbers, make no mistake. 

Anyway i learned a lot in my on/off WW time about how to just not diet in secret and not be ashamed of it cause literally everybody has struggles with their weight and if they don’t, they’re the weird one, not you. And getting on the scale isn’t terrible at all if you don’t let the number you see rule you. Because whatever it says you’re gonna keep eating right and exercising, and if you don’t you’ll start again tomorrow. and if you keep doing that you’ll get where you want to be eventually. 

I’m loving the exercise. Now that I’m active i want to do even more stuff but my body isn’t cooperating just yet. It wants to rest. I know i need to rest but my brain is so ready to do this. 

My knees also didn’t get the memo but theyre holding up well. Years of exercising w arthritic knees and ive figured out what not to do the hard way mostly already and im so much stronger than i ever was, but i still have problems sometimes and im trying to be careful.

My heel is swollen. It does that sometimes and i have to stay off it, but im not going to. This is an old injury that never healed right from about 5 1/2 yrs ago so it probably will never be any better than it is now. Its Yoga funny enough that messes it up worst for all the weight bearing one-legged moves. But i’ve got Tuli’s heel cups or heel cushions of some variety in all my shoes and yoga jellies and extra padding for my already-thick mat and its getting better while I’m still exercising so i’m not stopping, but i did ride a bike at PF the other day instead of doing weight-bearing cardio. 

I’m just trying to do something every day, and burn a certain amount of calories per day and eat less calories than that. Should work out. 

[wanderinguterus1]

Economy Class

“Deserve is a bullshit term. None of us deserves anything. We get what we get.” -Brit Bennett

I once read an article in which a researcher detailed a human behavioral study conducted on airplanes - particularly, among economy class passengers. On some planes, economy class passengers have to pass through the first class area before getting to their (inferior) seats. The study found that on these planes, negative behaviors increased. For example, arguing with flight attendants and fighting with other passengers - all significantly higher in economy class if first class seats were present. The researcher landed on this theory: seeing first class patrons - with their roomy seats, individual arm rests, and ample leg room - made economy class passengers like they were being treated unfairly. In other words, when people are forced to witness drastic inequality, their mindset shifts in a negative direction.

Teaching in a private school, I am often reminded of that article. A few days ago, after third period, I made my way around the classroom, sanitizing the students’ desks. In the beginning of the year, I delegated this job to students, but over time, I realized doing it myself was easier than overseeing reckless 14-year-olds with sanitizer bottles, fearing they would spray a friend in the face or drop the sanitizer on someone’s computer. The label on the bottle warned: “Attention: Can Cause Blindness.” I decided not to take my chances with teenage boys.

I had an hour until my next class arrived, so I sat down at my computer and began flipping through quizzes and recording grades. The soft tapping of the keyboard drastically contrasted with the sounds of hyper ninth graders who had filled the room a few minutes ago. I was enjoying the silence when a former student came by to visit.

“Hi Ariel!”

“Hi Ms. Long.”

Since I had taught her as an 8th grader, I remembered her as a tiny, overly nervous 13- year-old. Now a senior, Ariel moved with confidence, sitting in the desk to my right and straightening the quizzes I had graded and discarded haphazardly.

“Are these To Kill a Mockingbird quizzes?” she asked, looking over the students’ answers.

“Yes.”

“I hated that book.”

I shook my head and sighed. Pulling my mask down to take a quick sip of coffee, I resisted the urge to rebuke her for her bad taste.

“My sister got into Yale,” she announced.

“That’s awesome,” I responded tentatively. Ariel, an average student, had a genius sister. I wondered how Ariel felt about her sister’s acceptance into the Ivy league, although it couldn’t have been too unexpected. Caitlin had been winning academic awards since she was in middle school and had spent the previous summer shadowing a world-renowned journalist.

“Yeah, and I got a full ride to FSU.”

“Wow! I’m so proud of you! I bet your parents are so happy!”

“Yeah, but since it’s not really fair that they don’t have to pay for my college, and Caitlin’s tuition is like 40 thousand a year, they are going to give me the equivalent of that in cash every year to make it even.”

I stared at her, wondering if I had actually heard her correctly. And wishing someone had taught her to “read the room.” Did she just imply the injustice of a full ride? And admit that her parents would be giving her, an 18-year old, forty thousand dollars in cash? To make things FAIR?

Obliviously, she continued, “I’ll probably be able to buy a house as soon as I graduate college.”

Suddenly, I had a realization: being a teacher in a private school was like sitting in the first row of economy class with the first class section in clear view. Every day. For eternity.

I’m not jealous because I want a bigger house or a nicer car or a boat; I just want a baby. One baby. Forty-something thousand dollars stands in the way of my husband and I adopting or trying IVF, but here sits an 18 year-old who will be gifted that amount of money each year for the next four years of her life. She would be able to buy four babies by the time she's 21.

I think of money in terms of babies now. For example, I heard that a Pokemon card sold on eBay yesterday for 500,000 dollars. Instead of dollars, I imagined that Japanese cartoon character being traded for twelve and a half babies.

Don't get me wrong; I understand that compared to so many, I lead a privileged life. I come from a two-parent, middle class home, and I’ve never known what it’s like to suffer from racial discrimination. If I lived in a less developed country, I would be comparing myself to very different types of people: women who sit outside for hours every day, rain or shine, selling vegetables for next to nothing; taxi drivers who work seven days a week, twelve hours a day, just to be able to feed their families. These people don't spend time writing autobiographical essays about how flawed the system is. Even though I understand these truths, I can't help but feel, at times, that I've been shafted.

                                                       *

Two years ago, I lay naked save for the papery hospital gown, in a cold pre-operation room. Hooked up to an IV, I waited on my doctor to arrive and remove the twelve fibroid tumors he had found during my ultrasound. Luis stood by the bed, holding my hand and telling me about the infamous Star Wars holiday special of 1978 in an effort to distract me.

“It actually had Wookie porn in it. Wookie porn. What were they thinking? Chewbacca’s father just groans for like ten minutes straight. It's known as one of the worst films to ever air on television.”

The surgery, an abdominal myomectomy, consisted of cutting open the abdomen in order to remove the tumors. After a year of trying to have a baby and failing, this was our first expensive problem-solving attempt.

On the other side of the curtain, a nurse greeted her patient. “Good morning! What are we having today?”

The voice of a man replied, “It’s a girl.”

“How exciting, is it your first?”

“No,” his female counterpart answered with a chuckle.

I tried to focus on Luis’s Star Wars story, but I kept thinking about the happy couple, leaving later that day with their brand new baby girl all wrapped up in her soft, pink blanket, smelling like cookies after they’ve been dipped in milk. I would leave with nothing but a cleaner uterus and a fat hospital bill.

Moments later, a surgeon arrived, nodded his head to us and continued to the other side of the curtain. I heard him ask, “Ok, so C-section and tubal ligation today, right?”

I almost laughed out loud. So my body was about to be cut open to make it a welcoming home for a fetus while my roommate’s doctor would be rearranging her organs to do the opposite.

I hear the sounds of a table wheeling around and the clanking of instruments. “Do you have a name picked out?”

“Yes, her name is going to be Seven.”

“That’s unique.”

“Well, she’s number seven. I have had six kids in ten years. So yeah, I'm ready to get the tubes tied.”

I looked at Luis indignantly. Seven children in ten years!? I'd been diligently tracking my temperature in order to perfectly time our “lovemaking,” doing headstands after sex, and eating vegan cheese, and this girl is popping out babies every other year. How can two women’s bodies be so utterly different? Luis widened his eyes as if to say, “Well? Do you really want seven children?”

My husband had a way of reframing any depressing situation. When we visited friends who lived in houses much nicer and more expensive than ours, he said things like, “I didn't really like their shower head,” or “I wouldn’t want to live that far away from the city.” Whereas I was seriously considering asking my hospital roommate if she wanted someone to take Seven off her hands, he was probably just thanking the universe that he wasn’t going home this afternoon to a house full of seven kids. On a plane, he would probably find a way to prefer his tiny, middle seat in the back row near the bathrooms to the luxurious first class experience. “Economy people are more friendly than rich people,” he might say.

                                                   *

Before the surgery, I had asked the doctor multiple times how long I would be in recovery, but he would only respond with, “Everyone is different.”

Well, in my mind that translated to two or three days of bedrest, because I rarely use more than three sick days in a school year. Unfortunately, my superior immune system had nothing to do with post-surgery pain, and for seven days afterwards, I was confined to the couch, unable to stand up straight or move more than a few feet without stopping, and in serious pain when my abs contracted. Any time I sneezed, coughed, or tried to flip myself over, it felt like someone was using a straight razor to open my stomach as if it were an Amazon box.

After an entire week of lying on the couch and taking opioids every five hours, I went back to work, still a bit hunched over and rather pale. And on the eighth day, I had to go back to the doctor for a post-op appointment so the bandage could be removed and the healing process be judged.

The bandage - about six inches wide five inches thick, had been placed right on my underwear line. I had already tried to remove it a little myself, just out of curiosity, but I didn’t get very far because it felt like it had been super-glued to the most sensitive area of my body. No one had warned me to shave completely before surgery.

In the car on the way to the appointment, I worried about the removal process and, not wanting to experience more pain, asked Luis, “The doctor probably has something to put on this to make it come off easily, don’t you think?”

“I don’t know,” he said, sounding doubtful. This should have been a signal to me. Luis, being a man, knows how men think. He knew, but didn’t want to break it to me, that there was no way a doctor has ever concerned himself with how painful a bandage removal process would be.

Choosing to be naively optimistic, I decided to trust in the kindness of medical professionals; surely they wouldn’t put me through more pain after so recently having had my abdomen cut open. However, once I was lying on the examination table, naked from the waist down, feet up in the stirrups, doubts started to creep in. As the now familiar ultrasound wand moved around inside my body, Dr. Edwards crowed on about how clear and devoid of fibroids my uterus looked.

Ok, surgery was successful, fibroids are gone, good job, thank you, now please get this thing out of me. When the ultrasound finally ended, he asked, “Do you want to remove the bandage or do you want me to?”

I hesitated, because that question implied that there was no procedure involved... that any random Joe off the street could just stroll in with normal people hands and just rip off this thing with no training whatsoever. My wheels were turning... So... you aren’t going to like, put some kind of magic lotion on me first?

Unfortunately, magic lotion only existed in my fantasies. In reality, surgery proved just a portion of the pain I would endure before it was actually over.

I began to remove the bandage, deciding I would rather be my own executioner. I picked the top part until my fingernails could get underneath, and started to tug. The skin rose as I pulled- it had been eight days since its placement and the glue didn't seem to have weakened at all. How was that possible? If humans are smart enough to design SuperBandage, aren’t we also advanced enough to create anti-adhesive?

When I got to the lower half of the bandage, which was on top of hair, things went downhill quickly. Removing it felt like getting a bikini wax - which I’ve only tried once and chickened out halfway through.

Eventually, I conceded. I couldn’t willingly put myself through the torture. “Can I just do it later, at home? In the bathtub?” I pleaded.

The doctor gave me a puzzled look, as if he didn’t understand the question. “I need to see if your scar is healing.”

“I’ll send you a picture. I swear.”

He chuckled, but I wasn’t kidding. I have never hated anyone more than I hated him in that moment. I bet he had never endured a bikini wax. He probably winced when his wife plucked his eyebrows. I made a mental note to give him a horrible Yelp review.

I refused to continue, so Dr. Edwards took over: he pulled and the nurse pushed the skin down as he went across - yes, pushing right below my stitches. I have never felt such excruciating pain in my entire life; it was like being stabbed with a hundred tiny needles on a part of my body that was only meant to be touched with loving hands. At one point, I instinctively grabbed the doctor’s arm, forcing him to stop. Staring at the bandage, which was only halfway removed, I cursed all men, including Luis. Why didn’t anyone tell me to shave? Why didn’t they give me anesthesia for this?

When the torture finally ended, Dr. Edwards looked at me with amusement in his eyes, and asked, “You ok?” as if I had been overly dramatic. I decided that I would never, ever, forgive him. Public Service Announcement for Women: Shave before any abdominal surgeries. And never settle for a male doctor if a female one is available.

I often wondered why I was putting myself though so much pain to bring a new life into the world. Was the desire to have children an evolutionary curse? Growing up, I never questioned whether or not it would happen because that’s what women are meant to do, right? What is a woman if not a mother? At least that’s what all the women I knew growing up led me to believe. Receiving the hospital bill in the mail a few weeks later prompted me to further question this desire. If I hadn’t cared about being a mother, Luis and I could have used the surgery money to take a trip to our dream destination - South Africa - flying first class.

Sometimes, when I’m lying naked from the waist down with my feet in stirrups, I think about my early 30s, when eggs and fertile windows were blissfully far from my mind. Unfettered by thoughts of motherhood, I concerned myself with traveling as much as possible.

Reading Walden had convinced me that staring at a computer screen all day was no way to live. Thoreau had inspired me to work with my hands, to get outside, to “suck the marrow” out of life. So after six years of teaching, I quit my job and departed alone on a plane to New Zealand. Although I had never even set foot on a farm before, I planned to volunteer on various organic farms as a way to connect with the natural world. The research I had conducted for this adventure amounted to about one hour’s worth of googling.

Since I had lived in a country where I didn’t speak nor read the language for three years, I craved traveling without a language barrier. My inferior sense of direction often weakened my resolve for adventure, so I needed a place where, at the very least, I could read the street signs. My first stop was a dairy farm in Opotiki. I pronounced this as if the last two syllables were “tea- key” as in tiki bar. The bus driver couldn’t understand me; he said he had never heard of such a place.

After some discussion and help from the internet, he dropped me off at the bus stop in “Ah-PO-Tah-key,” where a 20-something-year-old French guy named Clement stood smoking a cigarette. He had been sent by the dairy farmer to pick me up and seemed bored by the task.

Getting off of the bus, I must have looked a bit like Elle Woods showing up for her first day at Harvard. I wore skinny jeans, pink Uggs, and a tie-dyed sweatshirt. Clement had on overalls smeared with a brown substance, work boots, and a look that said, “You have no idea what you are getting yourself into.”

“Hi!” I exclaimed, eager to make a companion after a long solo flight and bus ride.

Clement lifted his chin in greeting and pointed to an old, faded black Honda Civic.

I stuffed my backpack into the trunk, and headed for the passenger seat, after an awkward moment with Clement in which I realized that the right side of the car was actually the driver’s side.

Undeterred by Clement’s apathy towards me, I asked, “How has it been, working on the farm?”

“Lot of cow sheet,” he responded, in a thick French accent.

He then reached for the radio and turned the music up to a decibel that prevented me from responding. Maybe my expectations for companionship had been a bit high.

The drive to the farm consisted of Clement driving about 20 miles over the speed limit on tiny, winding dirt roads, and me closing my eyes and holding tightly to the sides of my seat with both hands. At some point, I felt the urge to vomit, but I just laid my head back and practiced yoga breathing. Clement did not seem to notice.

By some miracle, we arrived at the farm without incident, where I met John, an older man who owned a little red house on seven acres. He explained that Clement and I would be sharing the spare room, meant for volunteers, and he showed me where my overalls and work boots rested.

“Be ready to go at four a.m. I’ll have yogurt and granola ready for breakfast,” he said, handing me an empty water canteen. “Tonight, before you go to sleep, you need to fill this with boiling water and put it under your blankets. It's going to get cold in your room.”

Cold didn’t adequately describe the sleeping quarters. Until it was time for bed, Clement, John and I had been lounging in the cozy, carpeted living room near the fireplace. However, around nine pm, when we moved to the back bedrooms, the wood floors felt like ice on my bare feet. I retrieved a sweatshirt, a scarf, a pair of gloves, and two pairs of socks from my suitcase and put them all on. The temperature must have been around forty degrees, because I could actually see my breath in the darkness. Sleeping proved difficult; every hour, I put on another piece of clothing from my suitcase, eventually looking like the pigeon lady in Home Alone. The canteen was only big enough to heat up one body part and remained warm for just half the night. Throughout all of my tossing, turning, and the unzipping and zipping of my backpack, Clement slept peacefully in normal pajamas. At four a.m., when the rooster started crowing, I wanted to weep. I yearned for my warm Tel Aviv apartment, central heating, and my teaching job, which suddenly felt like a white collar position.

I snuggled deeper into my bed, hoping to enjoy the blankets for a few more minutes, until I saw Clement pop out of bed and don his overalls. Refusing to be the weakling that he probably expected me to be, I followed his lead.

“Did you bring a hat?” John asked, when I entered the kitchen.

“No. Why?” I asked, thinking if I had a hat, I probably would have worn it to bed last night.

“Some of the cows have lice and you could catch it.”

I eagerly accepted the hat John proffered.

Clement and I ate our yogurt in silence - not surprising for him, but I was just too cold and tired to care.

John led us to the barn after breakfast, where we would be milking the cows. When I walked through the doors, my hand instinctively covered my nose: the smell - similar to a Port- O-Potty at the end of a crowded, weekend-long music festival - attacked me. John and Clement, unaffected by the stench, chuckled at my reaction.

“Better than the smell of cars in the city,” John said, smiling.

I wasn’t convinced.

Now it was time to learn how to milk a cow. In my imaginings of this moment, I would sit on a cute step stool, a sweet little cow would trot up to me, and I would gently tug on her teats, squirting milk into a tin bucket below. I would repeat this a few times, and a day’s work would be done.

In reality, John owned about 200 cows. The barn housed 50 stalls into which the first herd of cows were guided; each stood so that her butt faced into the shed. John handed me one of many thick, black hoses that hung from the ceiling. At the end of the hose was a steel device with four suction cups; I needed to attach the suction cups to the cow’s teats. The three of us would walk up and down the stalls, eventually connecting the suction cups to all fifty cows, and then John would turn on the machine.

For the first set of cows, this went pretty smoothly; according to John, these were the “old gals” who were used to the process. But when the younger cows were led into the stalls, they seemed less than thrilled. I watched in horror as one of them furiously kicked her hind legs, trying to escape the suction cups. John ran over to her, adeptly tying each of her legs to the stall. What happened next was both horrifying and impressive. I remember learning about how vultures can vomit on demand; it's one of their defenses when threatened. Well, apparently cows have a similar skillset. The moment John finished tying up the second leg, that cow shot projectile diarrhea right onto his chest.

I managed to get through the morning milking - which took two hours total - without trauma. I felt victorious but exhausted; I longed to go inside and take a nap.

“Meet me back out here at noon,” John said, after the barn had been cleaned.

I wondered why we would need to come back to the barn so soon. Clement delighted in informing me that the cows were milked twice a day.

Eventually, Clement, John and I fell into a routine, and for two whole weeks, I milked cows (twice a day) without contracting lice or getting kicked in the face. I even learned some tricks for sleeping in 40 degree temperatures, like taking a scalding hot shower right before bedtime, throwing on clothes as quickly as possible, then running straight to the bed, where I had previously placed the hot water canteen.

When I look back on my New Zealand adventure, I marvel at my resilience. How I just trudged out to the barn in those big rubber work boots at four a.m. and kept talking to Clement even though he only responded in grunts. And even though I’m older now, and slightly less malleable, I’m still managing. Every day I go to school and greet those first class passengers without displaying any “negative behaviors.” (I still welcome Ariel when she comes to visit me.) And I’m going to keep tracking my ovulation and putting away money for adoption, at least for another two or three years. And if we are relegated to fly in economy class on a plane full of first class passengers for the rest of our lives, at least Luis will be there to remind me that first class isn’t all that great anyway.

[eno-o-ugh]

Questions to ask for 2020

Dear E,

HelloOoOo, its been awhile i havent do any posting here. So, just few days ago i found this set of interesting questions to ask for 2019 & 2020 but it actually quite drives me to think more towards 2020. I wanted to put it here just for fun or for my own reading in near future. Kaja! 🤩😎😏

What was one of the moments you were most proud of this year? What does that tell you about what you want to spend your energy/time/money on next year?

One of the moments is where i find myself struggling with my issue and heartbreak, but i still manage to give myself away as much as i can for people around me without mentioning about the war inside of me. Tbh, i never regret it. I still wanna be able to pour out my energy and time for people who need it because somehow it helps me too.

When were you genuinely surprised this last year?

Im genuinely surprised when Farah got engaged early January and decides to get married after raya. Because by that time i realized something which is, “This is it! Im at that phase of my life where everyone at my age will start to carry huge different commitments/responsible in their lives. And i will too” But then, one by one of my friends got engaged/married and im no longer surprised hahhaha.  

What was your best failure this year? (i.e. what thing that didn’t go well eventually taught you something critical?)

I can say that my best failure is when i dont meet their expectations of me. Like when they thought i would feel sad/pity for some issues but i didnt. Like when they thought of how my mind works/thinks in certain way but its not. No one can actually explain my thoughts/actions well. I wanted to say that they always misunderstood me, but i end up saying nothing to them and let it be. Because it is a waste of time to ever explain myself.    

What was your most overrated success? (i.e. something you thought would feel great that was sort of a let down?)

Most overrated success is when i first rent a room and live on my own. Ya, its most overrated because everyone else did it better than me and earlier than me lol. 

Who really enriched your life this year in a big way? Who is someone you want to get to know better in the year ahead?

Person who really enriched my life last year is Fatna. I can literally talk about anything with her. Good or bad. Happy or sad. Anger or disappointment. Excited or confused. Health or wealth. In seriousness or trivial. Like you can name it, anything. All of the words that come from her always knocked me to reality, gave me something to ponder upon and so solid to be ignored just like that. And for that, im so grateful to have her last year. Someone that i want to get to know better is the one that has strong soul to overcome anything on their freaking own. 

What community are you a part of right now that you find most nourishing? What kind of community are you craving?

Im in a community where everyone is struggling/surviving/working to support their lives. Some even did part time jobs to gain side income. Its probably because they have certain goals set to be achieved. Maybe to get married or they will have children or maybe just simply to support their luxury lifestyle. Its not that nourishing, but some sort of intriguing perhaps. I cant wait to be in a community that always giving/lifting/sharing with others. But right now, i understood when everyone need to be selfish and put themselves first. I hope later on everyone will come to realization that there is no use to be selfish.  

What goals—personal or professional—are you releasing in 2020?

Personal; To increase knowledge and understanding of Islam and practicing it better. Professional; To make a change in my job/add something new. 

Who did you feel most jealous of this year? What is that person up to that you want to bring more of into your own life?

On instagram, i started following artist (women) that already fully cover their aurat and have family of their own. I guess im jealous of them. Being able to be a better muslimah which is better than their previous self, a devoted wife and mother. I guess im longing for that feeling to be one of them. I’ll try my best, to practice goodness in my inner self first.   

Where and with whom were you most resentful in 2019? How can you get straight about your own needs and articulate them so you can stop feeling that shit in 2020?

Tbh, ive already make peace with it and try to forget it. But in this case, it just the matter of answering this question okie? I felt most resentful with my friends whom befriend my ex and also befriend my ex’s new girlfriend. Because they all knew it all along but no one, not even a single one of them be upfront with me and tell the truth about it. Everything just sort of unfolds by itself. Better yet, they really showed me who they truly are. It makes me wonder, whats the use of having friends who wouldnt dare to tell me the truth that i need? The way how to stop feeling that shit is to be neutral with them. Im not going to be so close yet not so distant with them anymore. I knew the boundaries better these days.   

What piece of art, movie, or book really inspired you this year?

Art; . Music; Stone // Alessia Cara. Movie; Toy Story 4. Book; The Art of Letting God

What conversation was most memorable in 2019? What made it stick with you so powerfully?

Every deep conversation that i had with my girls (Sheera, Farah, Fatna, Zatie, Zila, Aida) are so so memorable and powerful. Every. Single. One. It could be because im at my lowest of low and i took every word from them personally. I couldnt thank them enough for always listening to my rants and always try their hardest to come up with something to say when its already good enough for them to hear me out. 

If you had to articulate a mantra for 2020, what would it be?

Whatever that had happen and will happen, youve got yourself and Allah all along for better or worse.

When were you most physically joyful in 2019? How can you get there more in 2020?

I find myself physically joyful when it all in balance. Like the amount of time spent with family/friends are equal with time spent alone. I personally like that part of my life so muchhh. I guess by knowing what worth my time is how i’ll get more joy and satisfaction in 2020.

What is one question that you found yourself asking over and over again this year? What version of an answer are you living your way into?

Tbh, theres a lot of open ended questions. But none of it is repeated. I always try my hardest to control my thoughts and its not easy, i swear. But its something i need to keep doing to prevent myself from overthinking/overanalyzing every single thing especially when i know im that type of person. I have only one chance of life, and i know im not going to let myself imagine the variety versions of how my life could be. So, im just keep doing and keep going. Nothing else.   

What was the most sacred experience you had in the last decade?

Many. I could cry if i need to tell all of the story. But one of it is when i joined Farah for the usrah session at her in-law’s. During that time, i felt at utmost peace and calm being surrounded by so much purer and beautiful souls. I feel so small. I can feel my heart being the softest its ever been. I always almost cry when they read the hadith/quran translation/during halaqah/during tazkirah. I pray i get to experience it a lot more this year and spend my tears for matter like these.   

What makes you despair and what gives you hope right now?

People. Theres different type of people with different kind of character. And i will never know what their intentions in my life are whether its bad or good. But bad people will always make me despair and good people will keep on give me hope.  

[hope-the-myope]

Helium - Fusion

Part I of IV of a BTS Fanfiction - February 2018

I wrote this two years ago - it’s the only fanficion I’ve completed yet, since I’m focusing more on original content.  I have learned a lot since I wrote this, but I thought I would post it here anyway, since I don’t have any writing up yet!

Read Part I on Twitter or Wattpad or down below!

*  *  *  *  *  *  *  *

It was his first time away from home.

Hoseok cradled his only bag in his lap, waiting for the moving truck to veer around the corner at any moment.  He'd caught the train early that morning to his new flat, leaving his parents' empty home, while Mr. and Mrs. Jung were off relaxing on an ill-timed vacation to the Americas.  Hoseok had to assure them he didn't mind moving in alone.  Of course, it had been difficult for him to lie like that.

And now he sat on the damp bench, in the cold morning air, waiting for any sign of life in those eerie morning hours, any bird or horn or headlight to let him know he wasn't totally alone.

His prayers were answered within mere moments as a hazy silhouette rounded the corner.  Through the screen of fog, Hoseok could only make out a few features, a leg here, an arm there, but he knew it was somebody. And that was just enough.

"Good morning!" he called down the street, hoping the figure was still headed his way.

Only silence echoed back to Hoseok's desperate ears.  Perhaps his eyes were deceiving him.  No one would be out this early in the morning.  Not even the apartments' reception desk was open at such ridiculous hours.

But with a few more strides, a blonde boy split through the haze and nearly ran head-first into Hoseok, who pardoned himself immediately.  "Oops, excuse me there!  Didn't expect you to come so close!"

The stranger cocked his head to the side and, with one eyebrow lifted and his face scrunched in confusion, tugged one headphone out of his ear.  "Hm?"

"I-I'm just sorry for being in the way.  I didn't mean to -- Hey, you look just about my age!"  The shorter, boxier boy standing before him paused, studied Hoseok, then nodded, agreeing on their commonality.  "Do you go to the university on the east side, too?"

"Oh... no.  I mean -- I used to, but tuition got to be too much.  Cash doesn't come too easily, you know?"

Hoseok felt a bit of guilt bubble up as he thought about tuition.  His parents were paying for all of his schooling, yet Hoseok had a newfound sense of independence just taking on the monthly rent for this new apartment.  And here was a real drop-out, completely self-reliant, who didn't have his mommy and daddy watching over him, ready to refill his bank accounts when times got hard.

Independence was going to be a bit more toilsome than first expected.

"So do you live nearby then?" Hoseok asked, knowing it was just wishful thinking that he would meet his new neighbors so soon.

Yoongi pulled a face, like he'd caught of whiff of the sewers, and answered, "God, no.  I can't afford this neighborhood.  I'm at least a dozen blocks west of here."

"Oh."  Hoseok twisted the strap of his bag with one hand and reluctantly stuck out the other to shake.  "Well, I'm Jung Hoseok.  Just moving in today."

"Min Yoongi," the other boy said, slipping out his second earpiece, dropping both down the front of his shirt, and returning a limp handshake before the bright headlights of a moving truck stretched around the street corner.

*  *  *  *  *  *  *  *

"Thanks for helping me unpack, Yoongi."

"No problem."

Hoseok rubbed his hands together, gazing blissfully at the floral wallpaper that hugged every wall of his new home and sat queerly behind the checkered blankets and dark towels he'd brought from home.  It appeared to clash only at first glance; the discord made the apartment cozier, he soon realized.

Hoseok finally took a seat on the dusty couch and asked, "Do you have anything to do later?"

Yoongi shrugged, eyes fixed on the cartoons blaring across the old box television.

Hoseok continued anyway, "Would you mind showing me around town, maybe?  Of course, you don't have to.  I just thought it would be nice."  Yoongi tipped his head back and scrutinized the ceiling, lips sealed.  "You really don't have to if you don't want--"

"The park is just a couple blocks away."

"Oh, really?"  Hoseok gleamed.  "Should we go now?"

"Sure."  Yoongi grabbed his jacket from the coat hook and waited patiently at the door while Hoseok bustled around his home, frantically searching for his walking shoes.

"I'm sorry.  I wore my good shoes on the train this morning and wasn't thinking about this," he tried to explain.

"Take your time,"  Yoongi waved on.

A quarter hour passed before Hoseok finally caught some sneakers in the kitchen closet.  Yoongi brushed off the delay without a second thought, and they headed out.  Hoseok closed the door behind him, but not before Yoongi reminded him to grab the set keys from inside.  "Of course, of course.  I'm not used to living alone yet, it seems."

Yoongi only smiled, amused.

*  *  *  *  *  *  *  *

Side-by-side they sat on the park bench, watching children and mothers and pigeons pass by.

Once, then twice, they saw dogs waddling past, paws trotting and tongues lolling.  Hoseok would squeal excitedly when they got within arm's reach.  He pet both dogs while Yoongi sat beside him and quietly nodded at their owners, tucking his hands into his coat pockets.

Hoseok sat back down after the second one left.  "Don't you like dogs, Yoongi?"

"Some of them."

"Why only some?  Which ones don't you like?"

"I like my dog.  And I like a few others.  Only dogs I know."

"But that's such a limited amount of dogs!"  Hoseok giggled.

Exasperation peeked from his voice when Yoongi spoke again.  "But when you try to pet ones you don't know, you have to ask and speak up and all sorts of business I'm not interested in.  I'd rather just pet my own dog."

Startled, Hoseok twisted his neck to inspect his friend, who was hunched over and staring strangely at the cement sidewalk.  "Are you all right, Yoongi?"  Petting dogs was a peculiar thing to turn sour over.

"Hm?  Oh, yea.  Got a little carried away, didn't I?"  He sat back, arms folded behind his head, eyes shut lightly toward the sun.

After a long, cautious pause, Hoseok continued, "But nothing is wrong with the dogs, right?"

"No, no.  In theory, I love dogs.  But dogs rarely come without people.  It's the people I don't like."

And that was a foreign concept to Hoseok.  People couldn't be inherently bad.  They were nice, just like dogs.  He believed he would only ever meet a handful of truly mean people, and even so, he would never dislike them before they really proved their wickedness.  Faith and trust in humanity was all Hoseok had ever learned, whereas Yoongi seemed to know different, to know better.

But that shred of doubt wasn't enough to deter Hoseok.

*  *  *  *  *  *  *  *

The next morning, an early text buzzed at Hoseok's nightstand.  He rolled over and, brushing the dark hair from his eyes, read the message:

"MYG: Hey, wanna check out the mall?"

"This early?" Hoseok grumbled to himself, glancing at the bright red digits of his alarm clock.  Six in the morning seemed awfully premature to set up any plans.  But he responded anyway and asked for a few hours grace period before they met up anywhere.

Sleep overtook him a second time, and when he woke up once and for all, the clock read "11:00 AM."

Hoseok hurled himself from the sheets and twisted out of his pajamas, slithering into something more appropriate, brushing his hair and teeth somewhere in the process.

He apologized to Yoongi over text, and they met at noon by the park before heading to the mall, since it was a good mid-point between their neighborhoods.

*  *  *  *  *  *  *  *

Hoseok laughed and held up a lacey bra to his chest.  "Think it'll fit?"

"Not sure.  Try it on, maybe?"

"Good idea," Hoseok concurred, nodding seriously as he clipped the garment over his eyes like goggles.

Yoongi couldn't help but laugh and grin that gummy grin Hoseok had grown to know even in their short time together.

They spent most of their trip to the mall in strange stores that wouldn't tempt Hoseok to purchase anything.  He explained at the first shop, "I don't have a job yet.  If I'm going to be smart about living alone, I can't just buy anything."

And Yoongi agreed.

After a couple hours of wandering between department stores, Yoongi mentioned a nice showroom he'd like to visit just around the bend, and Hoseok obliged, as usual.

As they entered, a tall man behind the far desk greeted Yoongi like an old friend, waving and smiling and asking, "How have you been?"

Yoongi took Hoseok by the wrist and dragged him to one of the two pianos on display.  They sat down, and to Hoseok's surprise, Yoongi pressed out a tune so familiar yet so foreign that Hoseok was too absorbed in the melody and a memory; he didn't even realize his friend had been playing that whole song.

When the last note rung out, Hoseok snapped out of his trance to ask, "So you play?"

"Sometimes.  I'm a little rusty.  I haven't had my own piano since I lived with my mother," Yoongi reminisced.  "But I used to come down here during my college years."

"Why did you stop?"

"Oh, some old friends kept me busy."

"Well, that's a shame," Hoseok sighed.  "You're still so good, though!  And - I'm sorry if this is intrusive, but - you mentioned your mother?  If you don't mind me asking, why did you leave her?"

"She didn't want me to go to college."

"She didn't want you to?"

Yoongi scoffed and gave him a side smile.  "Thought it was a waste of money.  And boy, was she right.  Wasted just about every penny I had.  But just because she was right about that doesn't mean I'll go back to that woman."

That woman.

Hoseok shuddered.  His own mother had never been anything but kind and giving.  His mother kept him fed and clean and supported his every ambition.  She sent him to college and paid his tuition, then advised him to find a good neighborhood; she even helped pack his bags before he left.  And now she was half a world away.

How he wished her vacation would end.  But he knew how much his parents deserved it.

He couldn't imagine despising his parents, those two who had always cared for him and kept him safe.

Yoongi continued, "I guess mom's still doing okay.  She lives with my older brother now, and they're both pretty well off.  He's an electrician.  No university needed.  Wish I'd have done that."

He seemed to have a lot of regrets.  But he still kept up with his family, and that was enough to reassure Hoseok.

"Well, you seem to be pretty well off, too, out here in the city."

Yoongi lifted his gaze from the black and white keys, staring now into Hoseok's black and white eyes.  "Guess I am," and Yoongi smiled, one of those smiles that start from the inside out, that grow from pride instead of humor.

*  *  *  *  *  *  *  *

To avoid food court prices, Hoseok and Yoongi found themselves at a deli restaurant down the street, just a block from the park at which they began the day.  They sat at the empty table, scanning the big folding menus before them.

"This used to be my favorite place when I went to school on the east-end,"  Yoongi beamed, thumbing over each entrée description.  "They really haven't changed much at all."

"Well, if it ain't broke, don't fix it," the waiter barged in, pen in hand, ready to take orders

Yoongi's neck whipped around as he acknowledged the waiter.  His eyes darted back down to the table, a pallid expression overcoming his face.

"I'll have the pork sandwich, please," Hoseok ordered.  "And just a water."

He folded up the menu and handed it to their server, then looked over to Yoongi, whose menu was trembling in his hands.  A little bead of sweat dripped from his brow.

"What do you want, Yoongi?"

Yoongi didn't move.  The waiter cleared his throat and clicked his pen once, becoming impatient as the customer retreated into his own shell.

"Yoongi?"  Hoseok's friend folded the menu and handed it to the waiter, never glancing up from the napkin holder between the two customers

"So just the pork sandwich?" the waiter asked.

"Make it two," Hoseok said, then turned to his lunch buddy.  "Hey, what's wrong?"

"I-I'm fine," Yoongi assured, unfolding his napkin to reveal a set of silverware.  When he finally looked up at Hoseok, the latter caught a glimpse of his teary eyes.  "I got a little nervous, I think.  That doesn't happen normally, not in public."

Trying to comfort him back into normality, Hoseok smiled and agreed and overlooked the tears.

Instead, Hoseok went on and on about how he would have to find a job before he was too deep in the semester.  He would start classes that Monday, and he made sure not to leave out any details on which classes he would be attending and exactly what times they began and end.

Yoongi seemed to enjoy the endless rambling.  He didn't say much at all the rest of the lunch, but by the time the meal was over, he asked Hoseok to meet him tomorrow at his flat on the west side of town.

Hoseok found a lot at that restaurant: Yoongi's disquietude, good food, and an important application that would give him his first part-time job.

And he went home feeling a whole lot better than he ever would have if he hadn't met that strange boy wandering the streets at those ungodly hours of the morning.

Part II - Deflate, posted tomorrow

[emmaspirate]

The Birds

A/N: Hey look! 500 years later and I’m back! Anyone still here? Thank you to @lenfaz for looking this over for me! Please forgive me for any spelling/grammatical mistakes, I rushed through this trying to get it up for you all! 

Summary: Meet Emma Swan: mother, detective, and angel. She’s just trying to get through her eternal afterlife in one piece. Naturally the universe has other plans for her. When a murder occurs in the divine community, she must enlist the help of angels and demons alike to help crack the case. Enter Killian Jones, a mysterious demon who has every intention of making Emma’s life a living hell. Angel/Demon AU. 

AO3

Chapter I/Chapter II/Chapter III/Chapter IV/Chapter V/Chapter VI

Chapter VII: Off I Go

“If you gave someone your heart and they died, did they take it with them?” - Jodi Piccolut

She was late. Of course she was late. Regina had called her maybe ten times, and Emma had ignored each of those ten calls. It wasn’t like the plane was going to leave without her.

Perks of flying on a private plane she supposed.

She’d thrown a tantrum when Hook had insisted they take his jet to London. She’d flown commercial her whole life and she didn’t see the point in changing that now. Regina had taken Hook’s side, of course. She’d said that there was no way she could handle the two of them and all the common people. Emma had then asked Regina why she was even coming, to which the Queen demon had told her someone needed to make sure they didn’t have a repeat of the Zelena incident. That had made the angel quiet.

That was how Emma found herself running through Logan Airport at six in the damn morning about to board a plane with two of her least favorite people. She also felt like she had the world’s biggest hangover, and she hadn’t even been able to enjoy the means of getting to that state. No, she’d spent about two hours scrubbing red paint (it had been paint, thank God) off her wall. She’d then spent the next two hours staring at said wall before it was time to drop Henry off at David’s. The kid could clearly tell something was off, but bless him for not asking questions.

She just wanted to take a nap for the next few years.

So it really wasn’t her fault when she was a little short with the attendant at the gate desk. The woman’s plastic smile really grated on her for some reason, probably because she figured no one should be so happy when the world was clearly going to hell. “Emma Swan?” the woman asked.

Emma sighed and adjusted her blonde curls. “Who else would it be?”

The woman continued to smile, clearly used to people’s frustration being taken out on her. “We’re all set to go. Shall I escort you to the plane?”

“No, I’d much prefer to waste some more time here for a while.” When the attendant just gave her a blank stare, Emma continued. “Lead the way.”

The human gave her a cheery nod and took her bag before Emma could say anything. The pair quickly made their way outside into the cold Boston air where a shiny jet was waiting. She rolled her eyes and pulled out a pair of black sunglasses from her purse as she climbed the steps.

Stopping suddenly, she took in the spacious interior. Regina was chattering away on her cellphone in the first row, where a large tv was mounted on the wall. Hook was a few feet back on a large white couch thumbing through a newspaper. The floors were hardwood, and there were several more spaces for sitting down. “This is a different plane.”

Hook looked up from his paper and gave her his infamous smirk. “You’re very observant this morning, aren’t you, Swan?”

Emma huffed out a breath and moved towards him. “How many planes do you have?”

His smile grew. “A few. This one happens to be my favorite.”

The angel rolled her eyes. “You have a favorite plane?”

“Yes, this one is a Gulfstream G550.”

The angel crossed her arms over her body, staring at him over the top of her sunglasses. “I don’t speak plane… or rich people, for that matter.”

Hook raised an eyebrow and ran his eyes over her form. “No, I don’t imagine you do. It has the capability to fly 6,750 nautical miles, and was one of the original jets in the ultra-long-range class.” Hook looked around the cabin with a critical expression as he added, “it’s a bit outdated at this point, I’m looking to update, but it gets the job done.”

Emma let out a low humming noise like she was following anything he was saying. “How much does it cost to run this thing?” She asked as she waved down a stewardess carrying a tray of champagne. She wouldn’t normally drink this early in the morning, but she’d already been up for several hours. There was also a time change from Boston to London, so where she was going it was later. Plus she really just needed a damn drink after the morning she’d had.

She could just say that the demons were having a negative effect on her  if all else failed.

Without any hesitation, Hook said, “About seven thousand dollars an hour.”

In all of her abundant elegance, Emma proceeded to choke on the alcohol she’d been downing and spit it all over the floor. She’d figured it’d be expensive, but she couldn’t even fathom that amount of money being blown in only a few short hours. Just how much was Hook worth?

“Can you pull it together for five minutes, Ms. Swan? Your lack of decorum is astounding,” Regina quipped from the front of the plane.

Emma curtseyed and shot the Queen a sneer as she turned back to Hook. “Seven grand? Seriously?” When Hook nodded, always smiling, she shut her eyes. “I’m going to need another drink.”

Hook, ever the gentleman, offered up his own amber alcohol. “Ask and you shall receive.” There was a hint of a challenge in his voice, daring her to take it and not expecting her to do just that.

She’d throw herself into the fiery depths of hell before she ever backed down, particularly where he was concerned. Emma took the glass from him and downed the rest of it. Rum, per usual. Placing the glass down, she took a final look around the cabin before sitting next to him, much to his apparent surprise. “I’m naming the plane Irv to cope with this,” she informed him.

It was his turn to sputter like a fish on land as the smile dropped from his face. “Absolutely not.”

Emma laughed and settled in. “I didn’t ask for your permission.”

“You are not naming my plane something as undignified as Irv! If you insist upon naming it, it needs to be something strong,” he shot back, sounding as though she’d just murdered his first born.

Emma toed off her boots, Hook’s outrage only making her more at ease. “Nah, I think I like Irv.” She pulled her legs underneath herself, sitting criss-cross on the white couch. She patted the wall of the jet and didn’t take her eyes off his face as she said, “Good old, Irv.”

“I’m also likin’ Irv,” a familiar voice called out.

Emma whipped her head around to find Will Scarlet emerging from the bathroom. She wasn’t sure why, but she was actually mildly pleased to see him. Will’s total and complete “lack of decorum”, as Regina had put it, nearly rivaled her own, and that put her at ease. “Scarlet, it’s good to see you again.”

Will did a little jig and gave her an exaggerated bow. “Milady,” he quipped as he tipped a faux hat. “Glad to see you again too. I wasn’t quite sure we’d be runnin’ into each other again, which woulda been a real shame, given how nicely we work together.” Will then proceeded to pick up two glasses of champagne from the stewardess in the back of the jet and give one to Emma. “See ya two are getting along a bit better,” he said as he looked back and forth between her and Hook, one eyebrow raised.

Emma, who had no idea what he was referring to, followed his line of sight to her and Hook’s shoulders, which were firmly pressed against one another. She hadn’t even realized the lack of space between them, and quickly shifted so that she was further away. “I don’t know what you’re talking about,” she muttered at the same time that Hook shot, “we aren’t.”

From the front of the plane, she heard Regina snort in a decidedly un-regal way. “That was ridiculously unconvincing, especially for you Hook.”

Hook stood and shot her a glare, but chose to ignore the comment. “I’m going to go tell the pilot we’re ready to go. Everyone should get comfortable.”

Will moved into the spot Hook had just relinquished. “So, you two are gettin’ along then.”

Emma pulled off her sunglasses and rolled her eyes. “No,” she said and she heard Regina snort again. “We’ve just been spending a lot of time together, which means we have to be civil.”

Will looked at her like he wasn’t buying anything that she was saying. “Seems ya two are quite civil . He’s not all that bad lookin’.”

She stared at him in disbelief. “You and I are not seriously having this conversation, are we? I barely know you!”

Will huffed in annoyance. “You know me; we took a lovely trip to New York together.”

“Not by choice.”

“Details. Point is, we’re friends, you and I can talk about this stuff.” Will stood and moved so that he was sitting next to Regina. Not quite done with the conversation, he turned back to look at her and quickly added, “and don’t think I missed the fact that you didn’t deny he wasn’t bad lookin’,” before turning away.

If Emma could still blush she would have. Instead, she fixed her eyes forward and sipped at her champagne. Whatever rum Hook had been drinking had been good stuff, she could feel it loosening her up already.

Hook emerged from the cockpit, speak of the devil, no pun intended, and made his way back over to her. “Champagne treating you nicely, Swan?” He sat down next to her, keeping a distance between them.

Emma hummed affirmatively. “The rum wasn’t too bad either. Hopefully it’ll help me get through this flight.”

Hook looped his hands behind his head, looking quite content. “Won’t be that bad. Just take a nap and we’ll be there right quick.”

Emma froze up, her blood turning to ice in her veins. He couldn’t possibly know how much the simple prospect of falling asleep scared her, and she didn’t want him to. “I’m actually quite rested, so you know, I’ll probably just chill. Or something,” she shrugged, failing miserably at appearing nonchalant.

Hook stared at her. He stared at her for a very long time. So long, in fact, that Emma began to squirm under his gaze. She thought he’d call her out, she could tell he knew. Instead, he just nodded and gave her a tight smile. “Very well,” he said. “Do whatever it is you need to do.” With no warning he stood up from the couch and made his way to a bar in back to refill his glass.

Emma stared at him as he began to make small talk with the stewardess. The woman was clearly a demon, there was no other angelic presence on the plane other than her own. She watched the petite redhead bat her eyelashes at him and swat his arm playfully.

It shouldn’t bother her, she knew that.

But it did.

She didn’t know why. She wasn’t sure she wanted to know why either. They had both made it expressly clear that they weren’t close. She wasn’t sure she’d even call him a friend.

Emma watched the stewardess push herself up against Hook and felt her stomach twist in knots.

Tipping her champagne back into her throat, she leaned her head against the wall and closed her eyes.

Emma’s first impression of jolly old England wasn’t exactly a positive one.

Granted, she was in a pissy mood when they landed, having been hovering between sleep and wake for the last 6 hours. Everyone else had slept for the majority of the flight, but she had been too petrified of what might happen if she allowed herself to drift off. She had probably been amusing to watch, given that every half hour or so she’d find herself succumbing to sleep only to jolt up like she’d been electrocuted. Hook had caught her once, and while he’d shot her a questioning look, he still hadn’t asked.

It was raining when they landed, and while Emma assumed it was just typical London weather, she couldn’t be sure that it wasn’t her newly discovered weather party trick. Judging by the way Regina was staring at her with a judgmental look, she suspected that could be a part of it. Then again, when was Regina not shooting her a judgmental look?

She noticed the two black Range Rovers waiting for them on the tarmac as they deplaned, and turned to raise an eyebrow at Will, who was coming down the steps behind her.

“Probably Hook’s,” he shrugged, and she could tell he was as in the dark about their plan of action as she was.

Emma watched as Hook, who was leading them off the plane, made a beeline to one of the cars, where a man in a red cap was waiting. “You all remember -”

“Smee,” Emma finished for him as she stopped in front of the demon. “Nice to see you again.”

Smee didn’t even spare her a glance. “You didn’t tell me a bird was coming, Sir.”

Hook, who had been staring at Emma for the entire conversation, turned and looked at the man with unbridled outrage. “I’m sorry, I wasn’t under the impression that it was me who was reporting to you? Have you forgotten who’s in charge?”

Another demon, who had been standing off to the side, one that Emma didn’t recognize, spoke up. “Well sir, maybe if you hadn’t been wasting time in Boston we wouldn’t have forgotten.”

There was always a moment of pure and absolute calm before the chaos hit. It was a moment of silence, of peace, that Emma had yet to experience anywhere else. Whenever it happened, she felt an almost euphoric high. She was certain that was a bad thing, that it said something about her character that she felt the best when the world was at its worst. She really was a horrible angel.  

Emma felt that euphoria as she watched Hook turn to stare at the demon. It was only when she felt darkness saturate the air that she realized things were about to go horribly wrong.

Hook seemed to make a split second decision, one Emma had no time to react to, and swung out his arm, sinking his hook deep into the man’s neck. He dug in deep, making sure to twist it around before quickly pulling it out. Hook stepped back as black blood, characteristic of a demon, began to pour from his subordinate’s neck.

Emma looked on in mute horror as the demon clutched at his neck before falling to the ground, dead. She then proceeded to stare at the body for what felt like hours as Hook wiped his weapon off with a handkerchief he pulled from his back pocket.

It was Will who took it upon himself to fill in the silence. Turning to Regina he smirked and said, “I thought you were bad.”

Regina, who had been watching the whole situation unfold with apparent disinterest, hoisted her bag higher on her shoulder. “Mouth off like he did and I can assure you I’m much worse,” she replied, boredom leaking into her voice. “Shall we go.”

Emma looked up, her tranquility and subsequent shock were quickly giving way to rage. “Are you kidding me? What about the body?”

Hook stared at her, confusion and annoyance on his face. “What about it?”

Emma stared at him, exasperated at his actions over the past twenty four hours. “You can’t just leave it here! Isn’t there someone we can call? His family?”

Hook regarded her with a neutral expression. “He doesn’t have any family.”

The angel huffed in reply. “I’m sure there’s someone who cares about him.”

He smiled at her, as if he were enjoying her frustration. Maybe he just liked arguing with her. “There’s no one. Besides, anyone who has any sort of kind words to say about him, and I assure you, there are none, work for me. Considering I just killed him, people aren’t going to be lining up to attend a funeral. We’ll leave the body here, someone will dispose of it.”

Emma was about to shout at him, scream at him, ask him why he didn’t get it. Instead, she let her shoulders slump. He was clearly past reasoning with. Instead, she moved to grab the dead man’s shoulders and began to tug.

Hook did little to hide his surprise. “What are you doing?”

Emma didn’t look up from her task. She pulled the body along the asphalt easily; her angelic strength making the bulky man seem light as a feather. “You made it clear that anyone who is afraid of you isn’t going to do anything,” she spat.

He was evidently still confused. “Aye, so what are you doing?”

Emma looked up to meet his gaze. “Doing something.”

Whatever he’d been expecting, it hadn’t been that. His face shifted into a sneer, and he grabbed her by the shoulder, yanking her upright. His hand remained squeezing her shoulder as he whispered, “You seem to be under the idiotic assumption that there’s a way to skirt around violence in this world. I don’t know how things work in the world of birds, but let me clear something up for you, for us,” Hook looked at Regina, Will, and Smee. “Killing is a necessity. If you don’t assert your dominance, you die. If you show weakness, you die. If you allow people to tread on you in any way shape or form, you die. Get it?”

Emma shook him off. He clearly hadn’t learned that she wasn’t one to be easily deterred. That, and she absolutely despised being talked down to. “I may not be as old as you, but I’m not stupid. I know about the ins and outs of the ethereal world, and believe me , things aren’t sunshine and lollipops on the other side of the fence either. I know it’s kill or be killed. Doesn’t mean you need to enjoy it. Doesn’t mean that you can’t feel bad about ending a life.”

Hook stepped back, and it was one of those rare instances where he seemed unsure. “You don’t know what kind of person he was,” he muttered.

He was right, there was no denying it. But so was she, and so she asked, “Do you? Do you know who his parents were, because at some point he had them. Do you know if he had siblings? Maybe a dog? Hell, he could’ve been married. Do you know the answers to any of those questions? He was a person before you decided he was nothing.” Emma paused. She usually liked to attribute behavior like this to her angelic side, but this was different. This was different and she wanted him to see that. “If it were you what would you want?” She knew what his answer would be before he even said it, but she tried anyway.

Sure enough, he didn’t disappoint. “I don’t deserve -“

She interrupted him. “Look I know you’ve done some messed up stuff, but your crippling self-hatred aside, what would you want?” She needed him to know that this wasn’t just about this specific man. This was about any loss of life and the tragedy it symbolized. She needed him to know that even for people like him, people like her, there would at least be someone to take care of things at the very end. “I’m burying him.”

Emma went back to dragging the body across the tarmac, trying to get to the grass a little ways away. She watched as the black blood smeared against the pavement and, whether it was her doing or not, she was grateful for the rain. She wasn’t sure how long it would take for his body to lose its ethereal power, and become similar to that of a normal human. At the very least she knew it would decompose eventually. She was so lost in thought that she didn’t even hear him approaching.

His voice was so quiet that even she had to strain to hear him. She didn’t think he whispered out of shame, but rather so that she would be the only one who could hear. “I cannot be seen as weak.”

Emma let the body fall for a moment as she straightened up to really look at him. There was something in his face that looked apologetic, but she had a sense it was more for her sake than his. She knew what he thought of her. That she was perfect, a beacon of moral behavior. The fallen all thought that about angels, that they had no spine and had never experienced true struggle, because if they had surely they would’ve embraced the dark. So Emma met his eyes and allowed her voice to drop into a whisper as well. “There are worse things than that.”

He didn’t say anything this time, and for that she was grateful. Hook looked on as she made her way to the edge of the tarmac, being careful to avoid the blood on the ground. God forbid he get his shoes dirty. Come to think of it, they were probably worth more than Emma’s life.

The angel laid the dead demon carefully on the wet earth. Her boots dug ever so slightly into the mud, and she was grateful the ground was soft; it would make digging easier.

“You don’t have a shovel,” Hook remarked ever so helpfully.

Emma gave him an exasperated look. “Thank you, for that wonderful observation. Nothing gets past you, does it? I’ll just use my hands.”

It was his turn to look put out. She half expected him to chastise her in his usual patronizing tone, but instead he moved past her towards the body. With no explanation, he pulled out the handkerchief he’d used earlier to wipe the blood off his hook. It was stained a dark black color. He looked over at her expectantly. “Go on then,” he commanded.

Emma was absolutely sure he had lost it. Regina had warned her before she’d met him that he was unhinged. “What?”

Hook looked at her like he was amazed she remembered how to breath. “Set it alight,” he said like it was the most obvious thing.

“What?” Emma repeated.

He let his arm drop for a moment. “Set the damn thing alight. I’m not going to have you rolling about in the mud; you’ll get the car dirty, so we’ll just burn the body.”

Emma quirked an eyebrow. “You want to cremate him?” She asked slowly.

Hook nodded, seemingly pleased she was finally getting the point, or, maybe he was just happy he’d come up with the idea. Probably the latter. “And since heat and light are your kind’s area of expertise,” he explained as he dangled the handkerchief in front of her face once more.

There was something in his eyes, an almost earnest look, that kept her from arguing with him. He seemed to be trying to appease her, in his own unique way. He was trying to understand where she was coming from, and while there were still issues between them, she wouldn’t ignore the gesture. So, with a pronounced eye-roll, she twitched her fingers and the cloth went up in flames.

Hook quickly tossed it onto his former employee’s body, and soon enough his cotton t-shirt also caught fire. “Satisfied?”

Emma watched as the fire quickly worked its way up the demon’s body. Emma’s magic was strong, so the rain did little to dampen the flames. She didn’t meet his eyes as she croaked out a “yes,” before turning and marching back towards Regina and Will. “Let’s go,” she called.

The angel hadn’t realized the rain had picked up until Regina was staring at her pissed and soaking. “What? You two don’t want to continue your little melodrama? Perhaps we should go roast marshmallows over his burning body and sing Kumbaya!”

“I told you to wait in the car,” Will muttered under his breath, but it was loud enough for Regina to hear, and she shot him a withering look.

“You work for me, Scarlet, so I’d be careful what you say next.”

Emma pushed past the two of them. “Let’s just go to the hotel,” she called as she yanked the car door open.

From behind her, Regina let out a sharp laugh. “Ms. Swan, I wasn’t under the impression that you were staying at the hotel with us.”

Emma paused and maybe it was the exhaustion, but Regina’s words weren’t making any sense. “What are you talking about?”

The Queen smirked at her and Emma was briefly reminded of those girls who used to make fun of her in high school for wearing the same thing everyday. “I wasn’t aware you could afford to stay at Claridge’s, and on such short notice too. I guess they’re paying Boston PD better than I assumed.”

Emma was in front of Regina in, literally, a flash, rage flooding her veins as the demon’s words clicked. “You didn’t book me a damn hotel room? Anywhere?!”

Regina stepped forward to meet her, still maintaining her superior facade. “I’m not your personal assistant, Ms. Swan. It’s not my job to find you accommodations.”

Emma let out a disbelieving laugh and as she readied herself to give Regina the smackdown she deserved, but Hook was in between them before she could.

“No reason to go at it ladies,” he purred in a voice Emma suspected was usually reserved for getting human’s to do his bidding.

“Can’t say I’m surprised really. Ms. Swan’s complete and utter inability to show any degree of competency is all too familiar at this point.”

Emma reared up, but this time Hook physically restrained her. “Let me kick her ass,” Emma argued, and she knew she could probably get away from him, but she stopped herself for the moment.

Hook moved so that his lips were at her ear, his head turned away from Will and Regina. “Not worth it, Swan, as much as I wouldn't mind seeing that. Just go get in the car.”

She felt his grip loosen and she debated just lunging at Regina. She didn't want to do any permanent damage, obviously, Henry would be pissed, but she wouldn’t mind smacking her upside the head. Nevertheless, she heeded Hook’s words and slowly backed towards the car. She was sure she looked childish, but she kept her eyes on Regina, and it took everything in her not to do the “I’m-watching-you” sign.

Emma waited impatiently in the Range Rover, her knee bouncing up and down as Hook exchanged words with Regina and Will. Smee was in the driver’s seat, watching her with calculating eyes in the rearview mirror.

“I don’t like you,” he said suddenly.

She didn’t turn to meet his gaze. “How will I live?” She replied dryly.

Smee turned around in his seat so that he was facing her head on. They then proceeded to engage in a staring contest for a good minute and a half before he spoke again. “I don’t like you, and I don’t like whatever is going on between you and my leader, but, all that aside, I respect you.” Emma’s eyebrows furrowed in confusion as the little demon continued. “I respect you for what you did for Hank.”

Emma nodded, suddenly understanding. “He’s the one who died?”

Smee faced forward again, not saying anything. “I don’t like you, but I respect you.”

Emma wasn’t quite sure what to say, and judging by what she could see of Smee’s facial expression in the mirror, she sensed the conversation was over. So, instead she said, “Tell me something, because I’m curious, how do your tiny little legs even reach the gas pedal in this thing?”

Smee smiled.

She was in his house.

When he’d informed her all too casually that she’d stay at his place, she’d vehemently rejected the idea. They’d been blurring the imaginary line she’d drawn between them since Lily’s, and now he was proposing they just skip right over it. She wasn’t sure when he’d decided to throw all the rules out the window, but she wasn’t about to allow it.

He kindly told her that she could spend the night on a bench in Hyde Park if she wanted, since she had no other options. She’d almost done that, but it was still raining pretty heavily and she wasn’t in the mood to be both exhausted and soaking.

So now she was in his fucking house.

It was a beautiful home, although she’d expect nothing less from Mr. “I’m-looking-to-expand-my-fleet-of-private-jets-because-my-current-one-is-too-small.” He lived in Kensington in a big white terraced house, well, technically, four white terraced houses that were all connected. He owned the entire block. Which was completely normal and average and she was handling it all very well.

By very well she meant she was not handling it at all, at all.

Granted, she knew that Regina liked luxury, but she was quickly discovering that was apparently a characteristic of creatures of the dark. The property wasn’t what she would’ve expected for a demon, and, more specifically, for him. It was a very bright space, with floor to ceiling windows and white walls. Every room that she’d been in had a massive fireplace, and various trinkets that he must’ve collected over the years were scattered about the house. She couldn’t imagine how much that stuff was worth.

It did, however, feel a lot like a museum. The place lacked a warmth that she’d come to recognize in most homes. In fact, it was oddly reminiscent of Lily’s apartment save for the difference in opulence. There were no photos, nothing was out of place, and the entire house was the temperature of a morgue. Someone existed in this space, but it wasn’t truly lived in. “When was the last time you were here?” Emma asked as she stared at a painting hanging above the fireplace in one of the sitting rooms. It was an odd piece, a bunch of different colored blobs spread out on a canvas. She did her best to ignore the name scribbled in the bottom right corner, because, if it had truly been painted by him, it likely cost upwards of a million dollars.

Hook, who had been standing in the hallway texting someone, entered the room. “Couldn’t tell you. I spend most of my time in and out of hotels on business,” he called from behind her. The demon paused, and she could practically feel the smirk forming on his face. “Or pleasure.”

Emma rolled her eyes and moved to run her finger across a golden telescope on the mantle. “What is it that you do?”

“I’m an investor,” Hook said much too quickly. Emma turned to see him standing there, scratching at his ear, looking incredibly uncomfortable.

It was her turn to smile. “For someone who pretends to be as confident as you do, you sure don’t like to talk about yourself.”

He shifted back and forth on the balls of his feet. “Let me show you to your room, I already had your bag put upstairs.”

“You didn’t have to do that.”

Hook shot her a disbelieving look. “Nonsense, Swan. It was the least I could do,” he said before he exited the room.

She was certain his mood changes were going to give her whiplash one of these days. Pulling her purse higher on her shoulder, she followed him down the hallway. With each room they passed, she made sure to peek inside where doors were open. Maybe something in them would finally clue her in as to what game he was playing. They made their way to the end of the hall, and he slowly began to make his way up a staircase.

“That,” he pointed to a painting hanging above the stair landing. “Was done by my brother.”

Emma stopped walking and felt the breath rush out of her lungs. It seemed to have been off-hand comment, but Hook never struck her as the type to give up personal details. “You have a brother?” She whispered.

Hook didn’t meet her eyes, and he tensed up as he seemingly realized that he had just revealed something deeply personal about himself. “I had a brother,” he breathed.

The middle of the stairs wasn’t really the ideal place to be having this conversation, but she couldn’t drop it. “What happened to him?” Their voices were so low they weren’t audible to human ears.

Hook gave her a tight smile and looked up at the painting. “The same thing that happens to all of them.”

It all made sense to her then. Why he was so blunt about Henry’s fate on that first plane ride, why he promised David to keep her safe at Lily’s, even when he insisted that he would never hurt her brother. She had known that he’d probably experienced loss during his many years, they all had at one point or another, but this was different. He’d had a brother. “You know firsthand how fragile humans are,” she reiterated, more to herself than him.

“I wasn't talking about humans,” he replied, interrupting her train of thought. Without another word he turned and walked the rest of the way up the stairs.

Emma paused, trying to make sense of his words. Realizing that he was moving very quickly down the hallway, and that she didn’t want to get lost in his gigantic house, she raced after him. “What do you mean? Who were you talking about?” She shouted.

He stopped abruptly in front of a door on the right and she almost bumped into him. He didn’t speak as he produced a key from his back pocket and shoved it into the door. Swinging it open he looked pointedly at her as he said, “I was talking about the good.”

Emma stared at the ceiling.

There was a tiny crack in the crown molding in the far right corner. Directly above her there was a dark smudge and the paint was slightly chipped, as though someone had thrown something up there. The chandelier, which had probably been connected to a gas line, had six white bulbs, one of which appeared to be slightly loose.

She’d knew all this because she’d been staring at it for nearly six hours, having completely familiarized herself with the layout of the room. It was a beautiful space, with big, ornate looking couches and a large four-poster white bed that was the most comfortable thing she’d laid on in a long time. If only she could fall asleep.

It was three in the damn morning, and she was wide awake.

She was just trying to do her civic duty and make sure that she didn’t murder anyone while she slept. Such a good Samaritan. Letting out a sigh, she swung her legs out of the bed and stood up. If she was forced to stay awake she might as well poke around a bit. She was sure Hook would object to it, but what he didn’t know wouldn’t hurt him.

Emma allowed light magic to pour through her hand, using it as a makeshift flashlight to guide her way down the hallway. She was surprised at how many paintings lined the wall; she wouldn’t have pegged him as an art snob. A vast majority were nautically themed, and she vaguely wondered if perhaps he’d been a sailor at some point in his life. Moving quickly through the darkness, she made her way over the stairwell, and creeped down slowly. She wasn’t sure what part of the house his bedroom was in, and she didn't want to risk waking him up. When she reached the bottom floor, she proceeded to wander around aimlessly, occasionally pausing to examine some sort of bauble. Eventually, she found her way into the kitchen, which she could only assume from the quiet, but familiar, hum of a refrigerator. Emma decided that perhaps she’d indulge in a late night snack, at the very least she could try and find his undoubtedly expensive stash of alcohol. She felt along the wall, searching for a light switch. Angels heightened senses were dulled ever so slightly in the dark, so it took her a little longer than usual. After what felt like an eternity, she finally found it, smiling as she flicked it on.

“Couldn’t sleep?” Hook called.

Emma shot up and let out a startled yelp. He was leaning against the kitchen counter wearing sweatpants and a t-shirt with an amused expression on his face. She closed her eyes and tried to get her heartbeat under control as she muttered, “Don’t do that.”

Hook held up his hand and hook in mock surrender. “I figured you knew I was here.”

Emma’s shoulders sagged as she finally calmed down. She made her way over to the nearest cabinet, undeterred in her hunt for food. “Yeah, well I didn’t.” Pausing, she looked over her shoulder at him. “Is it possible that I could be growing used to your presence? We have been spending an inordinate amount of time together.”

Hook chuckled quietly. “Perhaps. I haven't spent enough time with your kind to know if that’s a thing that occurs.”

The angel nodded and opened the cupboard, annoyed to find it empty. She quickly moved on to the refrigerator to find it equally as barren. “What the hell?” She shot Hook an annoyed look, demanding an explanation.

“Why would I stock my house with foods I can’t eat?” He shrugged and took a sip of rum out of a glass Emma hadn’t realized he’d been holding.

Emma huffed and moved so that she was leaning against the counter next to him. “You can still eat food, you just can't really taste all that much of it. It’s good to keep up with the habit.”

Hook twirled the glass around in his hand, so that the amber liquid spun at the bottom. “Yes, well, I don’t have anyone living with me who would need access to human food, nor do I have any need maintain that habit. Rum, on the other hand, has proven to still be a necessity.”

The angel paused, unsure how to respond. Smirking, she plucked the glass from his hand and hoisted herself up onto the counter, so that she was now sitting on it. “Were you a sailor?”

Hook’s head whipped around quickly to look at her. “Why do you ask?”

Emma placed the glass against her lips. “You have a lot of pictures of boats, and, well, there’s your affinity for rum,” she pointed out before tipping the liquid into her mouth.

Hook looked away from her. “I suppose you could say that,” he replied. There was a long silence, as he appeared to be debating with himself, and then, “my brother and I were in the Royal Navy.”

She nearly choked on her drink. “You were what?” She was surprised at how much she was discovering about him over the course of a few hours. Emma had no idea what had prompted him to open up, but she wasn’t about to tell him to stop.

He gave her a tight smile and swallowed nervously, still not meeting her gaze. “Aye, he was Captain of a ship in the Queen’s Navy, The Jewel of the Realm. I was Lieutenant.”

Emma couldn’t help the giggle that escaped her at the thought of him wearing a navy uniform. “You were a lieutenant in the Navy?”

He finally looked over at her, and while he looked affronted, he was smiling. “And a damn good one at that. Does that surprise you, Swan?”

Emma let out a very unladylike snort. “No, of course not. You, in the Navy, that’s exactly what I would expect given what I know about you.” Her amusement was short-lived, however, as a new thought popped into her head. He couldn’t have been older than thirty when he died, and she knew that six hundred years ago they probably enlisted them young, but there was a good chance that’s how he’d met his end. “Did you die while you were serving?”  

Hook paused, and she was sure he wasn’t going to tell her anything else. Instead, he took a deep breath and closed his eyes. Quickly, so quickly the words blurred together, he gave her his answer. “I was born in 1350, right at the beginning of what’s now commonly referred to as the Hundred Years War. My brother and I joined the Navy when we were teenagers, and worked our way up from there. In 1372 I fought in the Battle of La Rochelle, it was a huge navy battle and we were slaughtered. That’s when I lost my hand.” He stopped then, drawing in another breath.

She could tell this was where things were about to take a turn. Without thinking, she reached forward and grabbed his hand, which was curled into a fist. She held on until he loosened up just enough so that she could intertwine their fingers together. Giving him a reassuring squeeze, she waited until he was ready to continue.

“Western Europe was in complete and total chaos. The Black Death had wiped out a large part of the population, and taxes were high because of the war. The peasants were hit the hardest, as they always are, and they decided to take action. They rebelled and tried to kill anyone they thought was associated with the royal government. I thought,” he cut himself off then, sighing heavily. “Liam, my brother, told me that it was our duty to protect those under our care, the very same people that were being targeted. He died trying to save as many people as he could. I was turned into this.”

Hook didn’t say anything, and Emma started rubbing circles on the back of his hand with her thumb. She was having trouble processing his words, the sheer magnitude of what he was telling her weighing heavy on her heart. To lose your life and your humanity was one thing, but to lose the only family you had was an entirely different ballgame. She wanted to know when he’d become a demon, but she recognized now wasn’t the time. So instead she asked the most important question she had. “Why are you telling me all this?”

He finally looked at her, and he really looked. There was something else in his eyes too, a softness that she’d never seen there prior to this moment. He cocked his head and, in spite of it all, he smirked at her. “What you said a while back, in Regina’s office, about not being able to trust me; it shouldn’t have bothered me.” The smile dropped from his face as his tone became deadly serious. “It shouldn’t have, but it did. I’m not pretending to be a good person, and I’m not saying you should, but I’d like you to feel that you can trust me.”

Emma had completely forgotten she’d even said that. She mulled over his words, and she knew he wasn’t expecting a response, but she found she wanted to give him one. “Hey, I know what I said, but I do trust you, Hook. When push comes to shove, I know you’ve got my back. Believe it or not, you’re one of the few people that I feel comfortable opening up to.” She paused then, and this time she was the one smiling. “But lay a hand on my brother again, and I’m gonna have to kill you.”

Hook rewarded her with a laugh. “Understood and respected.”

Seeking to change the subject, she asked, “Are you ready for tomorrow?”

Hook bristled visibly. “I don’t think I’ll ever be ready for an encounter with Mr. Supremely Delusional, but I also reckon I don’t have much of a choice. See what you drag me into,” he tacked on with a very forced smile.

“You two know each other?”

It was becoming quite apparent this was a subject he wasn’t interested in discussing, but he humored her nonetheless. “We’ve bumped into each other a few times, none of our encounters ended very well. He used to have a working relationship with the man who taught me my mind trick.”

It took Emma a moment to understand what he was referring to, and when she finally grasped that he was talking about his ability to inflict mental torture, she was understandably surprised. “Someone taught you that skill?”

Hook grimaced. “Aye, Love, even the most skilled protege needs a teacher. He was a nasty demon, very powerful. I can’t overstate that. He saw something in me, I guess, and took me under his wing. Taught me everything I know, although I’m not sure why. He never did anything like that again, as far as I know.”

“What happened?”

She didn’t really know what she expected, only that whatever had happened had clearly been bad.  

The demon’s jaw flexed and his expression shifted into one Emma had never seen before. “We had a falling out, the details of which are unimportant. It’s a story for another time.” With that, he sent a clear message; the conversation was over. Maybe not forever, but at least for now.

She was never one to be forthcoming with sentiment, but he’d told her a lot, and it only seemed fair to give him something. Emma knew she shouldn’t tell him. She shouldn’t tell anyone. Yet, she’d just said herself that she trusted him, and for some strange reason she believed it. She knew that he wouldn’t tell anyone else, that he wouldn’t give her up. They weren’t friends, not really, but they understood each other. It was that mutual understanding that prompted her to say, “I had another dream, or, memory. That’s what they are; memories.” She was sure of that now, that she was reliving moments from some past life she couldn’t remember. “I met this homeless guy in New York when I came to find you, and I just gave him some money but he seemed to recognize me. Then he cropped up in my dream except he was just a kid and I was wearing some weird 1960’s-esque outfit which is odd because that would mean-“

“That you were having a memory from the 1960’s,” Hook interrupted. He was nodding slowly to himself, seemingly lost in thought.

Emma shook her head vehemently, not wanting it to be true.“But that’s not possible because I wasn’t alive during the 1960’s. Then I woke up and I was covered in dirt and I’d written on my wall in red paint Nesir Sah Roivas Eht.” Every time she closed her damn eyes she kept seeing that message. It was killing her that she didn’t know what it meant; Hook, Regina, and Google Translate had all confirmed that it wasn’t written in a foreign language, so what the hell was it?

“The message we keep seeing at all the crime scenes.”

Emma rolled her eyes and let out a humorless laugh.“Yes, thank you for reiterating all of these things,” she muttered before continuing. “So now I’m scared to close my eyes because what if I’m the one doing all this, what if I’m the killer?”

Hook turned to look at her, and he seemed genuinely concerned. “When was the last time you slept?”

The question, not in line with the rest of the conversation, took her off guard.“What?”

“When was the last time you slept, and I mean a good, hard, restful sleep? That’s what you need.”

Emma scoffed. “Did you not just hear what I was saying?”

She hadn’t realized that they were still holding hands, that she was clutching onto him like a life line, until he was tugging her off the counter. “Come on then,” he commanded as he dragged her down the hallway.

“Where are we going?”

“To your room,” he answered like it was obvious.

Emma stopped walking, he wasn’t listening. “Hook-“

He interrupted her by giving a sharp tug. “I will sit on the chair and watch you to make sure you don’t do anything psychotic,” he explained quickly.  

Emma raised an eyebrow, voice dropping with disbelief. “You’re going to watch me sleep?”

“In a very non-creepy way, of course.” He gave her a patronizing smile as he quickly added, “I’ll make sure you don’t murder anyone.”

With that the two headed the rest of the way up the stairs, Emma still confused at his ever shifting moods. She knew she wasn’t useful without any sleep, and she was loathe to admit that having him there might finally be enough to get her to rest. At least then she wouldn’t be so damn afraid of herself.

He dropped her hand when they entered her room, and she was surprised by the sudden coldness she felt at the lack of touch. She watched as he made his way over to one of the couches in the corner, and she hadn’t realized how uncomfortable they looked until now.“You can sit on the bed,” she muttered as she herself got under the covers.

It was Hook’s turn to be surprised. “What?” The disbelief in his voice was almost comical.

“You can sit on the bed.” She didn’t like the idea of him literally studying her while she slept, and with him on the couch that’s very much what it felt like. However, she also realized it would be breaking a lot of the boundaries that had been set up between them, so she added, “It’s a very big space, we won’t have to touch or anything, and you can stay on top of the covers. It’ll be more comfortable… for you.”

Hook smiled, seemingly on to her. “If you’re scared you can just tell me, Swan.”

“I’m not scared.” She was. She didn’t want him to know that, obviously, but he read her like an open book, so it wasn’t hard for him to figure out she was lying.

He didn’t call her out, the gentleman that he was. “Of course not.” Hook positioned himself so that he was sitting up against the headboard on top of the covers. His eyes scanned the room before landing on her, a lazy smirk on his face.

She would never admit it to him, but he really was beautiful, particularly when he wasn’t being insufferable. Suddenly, she was exhausted, the weight of the past few days slamming into her like a freight train. She couldn’t explain why his presence made her feel more at ease, she only knew that her eyes were finally drifting closed. “Goodnight, Killian.”

All she heard was a sharp intake of breath and a soft “Goodnight, Emma,” before sleep claimed her.  

[writing--ramblings]

Protector pt. 4

Characters: Derek x Reader, Isaac, Chris, Gerard

Warnings: Mention of suicide, Drug use (marijuana) 

A/N: This started as a filler and it kinda blossomed. Also, for some reason I forgot about season 5 lol. So let’s just pretend that nothing changed with Duke and Gerard. Please be advised there’s a huge amount of drug use but remember, I age up to about 21/22. Thank you all for even glimpsing at my story.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

You rolled and stretched across the unfamiliar bed, reaching for the familiar form you usually felt. You kept reaching and felt nothing, then you remembered. You were mad at him.

“Morning Sunshine.” An unfamiliar voice echoed through the room, you opened your eyes to see a lanky boy with curly blond hair leaning over you with a shit eating grin on his face.

“What the fu–” you shot up and hit him with a pillow before scrambling to the headboard of the motel bed.

The boy had the audacity to laugh as he caught it with ease. After a second look at the boy you noticed that it was Isaac. Isaac who had eight deep claw marks and bullet wound and was writhing in pain less than 24 hours ago. Unless you were dreaming. A look around the hotel room suggested otherwise, with the bloodied sheets and the makeshift IV still on the nightstand being the most obvious evidence. How was he up and walking?

“Isaac!” The familiar boom of Derek’s voice sounded. “This is why you were a shitty beta” he said, glaring at the boy after walking to the room from outside. Beta? Derek definitely wasn’t a frat bro. What could he have meant?

“You said she needed to wake up.” Isaac defended himself.

“I said I would wake her up” Derek said, making his way over to you. “Stay away from her, dumbass”

You snorted to hold in your laughter. Even though you were mad at him, it was nice to see Derek letting loose around someone other than you. But why should he stay away from you. The sound made Derek’s head turn in your direction, you looked away.

“Anyway, it’s your turn to shower, dollface” Isaac said with a daring wink. Derek growled at the action and you walked to the restroom.

“Oh I-” you stopped and turned around.

“Got it.” Derek was already there with a towel and your clothes folded. You took it with a small smile. He didn’t give one back, instead his eyes bore into yours.

You looked into his eyes and realised that you weren’t truly mad at him. You were hurt, afraid, and all around tired of being kept in the dark. You brushed your fingers against his lightly and turned back, entering the restroom letting Derek close the door behind you. You turned on the shower and leaned against the door. You faintly heard Derek speaking and pressed your ear to the door to hear what they were saying.

“-Am I supposed to explain that?” Derek’s angry voice shot through the room.

“She seriously doesn’t know?” You heard what you thought to be Isaac say in an amused tone.

“No. And I’d like to keep it that way for a little while longer. You’re supposed to be injured” Derek said with a grunt.

“Calm down, I am…See.” he must have shown his wounds.

“Not nearly as bad as you should be.” Derek said in frustration. “Clean this up.” Was the last you heard before you heard the door slam. “And I don’t think I need to tell you what I’ll do to you if you so much as talk to her” Derek said before the door slammed again. —– The car ride was awkward to say the least. You sat next to Derek with a dumbfounded look on your face halfway through Denver. Chris was driving once again, trying to ignore the two younger men’s animosity. Well, Derek’s outright glare at Isaac as he went along as if he hadn’t gotten a bullet lodged out of him recently. What a weirdo.

“That woman’s going to think you murdered me” you were talking to Chris. He laughed at your statement because it was true. You’d left the bloodied sheets folded into a corner in the room.

“It’s a good thing I used a fake name.” He let out one more laugh.

“And burnt off your fingertips” Isaac said nonchalantly. What?!

“Enough! Isaac.” The bellow didn’t come from Derek, who looked ready to lunge at the boy. But, it came from Chris. “He is your sire. Respect his wishes” Chris said to the boy, his voice lowered to it’s normal octave. Isaac grunted and looked out the window.

“Are we’re just gonna pretend that I didn’t hear that?” You asked incredulously.

“If we can help it” Chris muttered.

“We can’t”

“Some of our business isn’t exactly legal” Derek spoke up next to you. You rose an eyebrow.

“What the hell?” You asked, none of the men spoke up “Are you part of the mafia?” They all laughed as if it was the funniest joke they’d heard in years.

“Yup. I’m a Gambino” Derek’s eyes danced with amusement.

“Haha.” You said dryly.

Isaac was still laughing and Chris had composed himself. You were getting tired if half truths and skirting around the issue. Derek could tell because throughout the entire morning he’d failed to kiss you on the lips, only the cheek and head. He was getting frustrated and you could tell. He was one for tiny displays of PDA. Like shoulder kisses, quick lip bites and constant touching when he was near, even now, as you were mad at him he kept his leg tightly pressed against yours in the backseat of the ‘inconspicuous’ black SUV.

So yeah, you could say Derek was tense again. The mood had shifted exponentially and the two in the front could tell because Chris decided to blast the college rock station and Isaac just shifted to looking out the window. Who was Derek Hale, who were any of these people? You’d spent almost three years with him and you accepted that he was keeping things from you. Maybe it was because in every television show and book you read when one of the parties in a relationship was hiding something it was something over the top amazing. Like being a spy - you had this silly thought that he was going off and beating up French and Swiss bad guys trying to infiltrate ​the countries security. At one point your thought of Derek being a mafioso came to life when you were out to dinner one night at an Italian place and a man began screaming at him in Italian and yelled back, fluently. That night ended in Derek knocking the guy out and some amazing sex before you both ate your to go cannolis.

You smiled at the fond memory and gripped Derek’s thigh lightly. The touch brought Derek’s eyes to your hand, as he was staring at you previously. He rested his hand atop yours and held tight. Hell, he may not be something as outrageous as a spy or a mafioso but, he was yours. And whatever trouble he was in would become yours. He wasn’t off the hook though. If you were gonna fight this… Duecalion fellow you were going to need to know why. Which brought back all your questions, you were about to ask about Duecalion when Isaac spoke up.

“Hey, we’re in Colorado, right?” Isaac turned to face the backseat​ and both you and Derek nodded.

“Why?” Chris asked beside him.

“Can we get high?” Isaac questioned. It wasn’t a 'can we pull over to smoke’ kind of question, it was a 'are we able to’ kind of question. You rose an eyebrow and tilted your head. You were confused at the question but also intrigued. Was it against the rules in their 'World?’ if so, they’re in for a rude awakening.

“Derek and I get high all the time” you told them seriously. This caused Chris to choke on air and and Isaac to form a lopsided grin.

“Oh really?” He directed his question to Derek.

“Well, not all the time but, in the past we have.” You told them both. Derek just grunted out a yeah.

“And it worke-” Isaac caught himself “I mean you got high?!” Isaac asked well, accused.

“Yes, Isaac. Now shut up.” Derek said.

“Let’s get high!” Isaac bounced in his seat he was not a good listener. You mused.

“It is legal here…” The older men looked at you, shocked. “Watch the road!” You yelled at Chris.

“I can drive with my hands tied behind my back and blindfolded” he said seriously, but turned to face the road either way. At this point, you believed him.

You didn’t go against the idea. You wanted Derek to stop killing Isaac with his eyes repeatedly. If looks could kill, right? Plus, you needed to get your mind off of this without a killer hangover, like the one the shower washed away earlier. Chris pulled into a dispensary and turned to face you, you started pulling out cash to hand to him.

“Yeah right.” Isaac said when you tried to hand him the money. Chris just looked at Derek amused.

“Hey, she likes to pay her way. I’d take it if I were you. She bites” Derek said with a shake of his head. Chris took it after a beat.

“What do you want?” He asked like he was going grocery shopping.

“Blue dream, Grandaddy OG Kush and…” You bit your lip “cheese” you finished. The boys just looked at you as Derek looked kind of…Proud? “If they don’t have that just tell them to make a salad bowl.” You nodded firmly.

“Maybe you should come in with me?” Chris said, a little confused.

“You’re a big boy, Chris. I have faith in you.” You smiled and shooed him. Derek looked at Isaac pointedly.

“I’ll go!” He jumped at the chance to have his first marijuana dispensary experience.

Once the younger and older men were gone Derek spoke up.

“I’m ​sorry. You deserve to know everything. I’m literally dragging you back and forth across the country and you deserve to be in a penthouse with your feet kicked up and a martini in your hand. Or a joint, whatever. You shouldn’t be out here, it’s too dangerous and I’m making you do this for me. Argent told me that you were ready to stab someone last night and I can’t let you do that. I can’t let you get hurt, but I’m afraid you’ll leave if you find out! And if you leave me then I literally have nothing and I can’t take that, I don’t know who I am without you-” Derek’s words were running together at the end of his rant so you stopped him with your lips pressing against his.

“Shut up” you told him as you leant back. “What did I tell you?” You asked him. “There’s gonna have to be a lot more than this to get you away from me. Of course I’d stab someone for you, I eat glass if it meant you’d be okay.” He huffed with a smile at the revelation. “I deal with your mood swings. This is nothing” he rolled his eyes at that. “Seriously though, I want to know. You can’t keep me in the dark for much longer. I can tell I’m about to find out. And I’d rather it be from you” you said honestly. That’s why you haven’t done the obvious thing and outright asked Isaac. “Now go back to being mean, tough Derek before they come back” you said as you placed your hands on both sides of his face and pushed his hair back.

“You’re perfect.” He whispered, more to himself even though he was watching you.

Isaac and Chris came back looking triumphant. They dropped the bags in your lap and you took a look inside, it had all been labeled accordingly. They had blunt wraps, the weed and had even gotten some munchies and poweraid. They were really trying to experience the stoner paradise with this, huh? You thought.

“You know the markup on this food is outrageous,right?” You looked at the two.

“We didn’t want to waste any time getting snacks.” Chris said giddily. You covered your mouth to hold your laughter. “It’s been a long time, okay?” He said with an eye roll which made Derek and Isaac begin to laugh. “I hate you guys” he said with an unmanly pout and hopped in the passenger seat.

Apparently it was time to rotate because they knew exactly what to do, Derek took the Drivers seat but not before placing the armrest down and kissing you heatedly. Isaac groaned and took the seat next to you, separated by the divider. You giggled from your seat and opened the bags up.

Where are we going?“ You asked as you took the weed out and began grinding it up, Isaac watched curiously, Derek watched Isaac and Chris was just enjoying his rock.

"To my bunker, gotta pick some stuff up and, if we’re gonna do this,we have to be safe.” The final man spoke.You rolled your eyes, yeah this is what’s gonna affect our safety.

You opened the package of blunts, broke one open and began dumped the tobacco in the empty bag. Isaac was still watching you and Derek looked up occasionally to watch from the rearview mirror, you winked at him when you caught his eye. You took the ground up weed and put it in the now empty blunt wraps and began rolling, once it was done you made sure to catch Derek’s eyes in the mirror and lick the blunt painfully slow, Isaac almost gasped before ruining your moment by saying.

“Derek… Your girlfriend is so hot” he gave you a small smile and Derek turned around and punched his arm, so quickly you almost missed it. Isaac definitely felt it because he growled and whined. “Fuck!” He held the arm where Derek hit, his eyes looked yellow for a fleeting moment. Must of been his hair in his eyes.

“I know, I see her everyday. She's​ beautiful” He said, a satisfied smile on his lips. You could feel yourself blushing.

“Whatever.” He pouted reminding you of a golden retriever, “Do it again!” He told you, Derek cleared his throat. “What? Do you know how to do it?” He asked holding up the blunt to the two older men in the front. They conceded and you repeated the process three more times. —- By the time you were finished with rolling you were in front of what Chris called a bunker. I guess that’s what it was, truthfully it was three storage containers linked together in an old junk yard. With two bedrooms, a kitchenette a living room and a bathroom. As you entered you thought back to your questions, but Isaac was so excited to smoke that you gave him his blunt just to calm him down. You distributed the other two and Isaac stayed looking confused.

“If you’re anything like Derek, your tolerance is insanely high” you told him. On the occasion that you did smoke, Derek usually smoked his entire blunt and some of yours.

“I..Have no idea how to do this.” Isaac spoke up, Derek snorted, having already lit his, Chris had gone to collecting the items he needed. Which probably meant guns ammo and whatever else he kept in his weird bag.

You smiled and took it from him, lighting it and inhaling deeply before blowing out an O-ring. Isaac looked like a guppy and took his blunt gingerly. He followed your instructions and got the hang of it pretty quickly, coughing after each hit. You reassured him that it’d get better soon.

“You started without me?” Chris asked when he came back, two bags doing over his shoulders.

“Gotta move quicker than that, old man.” Derek said with a chuckle. He just gave Derek a disapproving look before lighting his. You finally had the chance to light yours and plopped down on the uncomfortable couch provided in the bunker.

About thirty minutes later you were laying on the couch on your back, giggling with the guys. Derek sat next next to you with your head in his lap, Isaac was vegging out on the floor and when Chris said he bought munchies for everyone… He really meant himself because you all had one bag of chips between you, Derek and Isaac whilst Chris had hot Cheetos, sour patch kids, Skittles and Reese’s all to himself. He literally smacked your hand as you reached for the Sour Patch Kids, Derek growled and snatched the sour candy from him, dumping the candy in your mouth with a mischievous gleam in his eye. Your eyes widened as he kept going after your mouth was full. You shot up and chewed the candy in your mouth, throwing the few that fell on your lap at him.

“Derek!” You squealed with a laugh scrunched up your face.

“You wanted it.” He muttered, a smile playing at the edge of his lips. He plopped the few that you threw at him in his mouth.

“This is why I kept it to myself.” Chris spoke up, shoveling hand full of Skittles in his mouth.

“No, you’re being just greedy, Argent” Derek said with a side eyed glace towards Chris. Derek knocked the sour patch kids against Isaac’s head, offering the boy the candy. Isaac took it slowly.

“I don’t get to eat a lot of junk food!” Chris said with squinted eyes. “We can’t all have inhuman metabolism” he grunted quietly, sparking up again. Derek snorted out laughter.

The comment got your mind reeling, Derek could tell because he groaned and pulled you on his lap.

“Stop thinking so much, we’re supposed to be relaxing” he whispered after dipping his lips to your ear.

“I can’t! Why does Chris have a bunker? Why do you all talk in such cryptic sentences? Why are we not freaking out right now?” You asked lowly at first, so only Derek could hear but the questions quickly because everyone for the room.

“Because I’m a werewolf.” Derek said seriously. That apparently woke Isaac up because his head whipped around to you both. Chris dropped his bag and  did the same. You smiled and laughed at the ridiculous jpke, pushing Derek’s chest.

“You would have convinced me if they existed” you said once you stopped laughing. It was true, it was very convincing. “I love you” you said, the amusement still in your demeanor.

He gave you a small smile and kissed your shoulder “I love you back.” His arms snaked his way around your waist and he leaned his head on your shoulder.

—

You’d spent almost an of trying to get Derek to show off his Dance moves and him fiercely declining in front of his friends. Seriously, he loved to dance when you were alone, so the fact that he got such a red face when you mentioned it made you pick on him even more. You smiled down at the sleeping Derek. He needed to, knowing him he didn’t sleep last night, well earlier today. So you let him suck up his little few hours of sleep. You were in the middle of running your hands through his short black hair when Isaac came back into the room from the bathroom.

“The old men just can’t handle it, huh?” He laughed and say in the recliner that Chris once sat in. He’d gone to the bedroom on the far end of the bunker. You snorted.

“Says the one who was counting invisible stars twenty minutes ago” the puppy dog - you found yourself calling​ him in your head - began blushing profusely. “Why do you and Derek butt heads so much?” You nodded towards the boy, changing the subject while you could get some answers.

“We don’t, really. That’s just Derek” he shrugged. It was strange, because you knew Derek was nothing but surly to most people but, his dynamic with Isaac and Chris were very opposite. With Chris it was like he respected everything he said and the way they spoke to each other was as if they were best friends. With Isaac it was like he was scolding his younger brother constantly.

“It’s just… He acts like you piss him off with everything you do” you said with a light laugh.

“Everything pisses Derek off.” He said with a laugh, you smiled at that. It was kind of true. “He saved my life. And I don’t mean the way they did last night.” You’d almost forgotten about that. You wanted to ask him how his wounds were but you decided against it, in fear of losing the story. “My father didn’t like me very much and Derek showed me what a real family could be. He introduced me to Scott and he kept me from ending up at the bottom of the ocean. He made me one of them and I’m thankful” He looked at Derek with an intense stare. “He may be a douche, but he protects those he cares about”

“I resent the whole douche thing”  Derek stated, his eyes still closed. You jumped and stopped your motion.

“Why do you do that?” You accused your boyfriend. He shrugged and grabbed your hand that rested in his hair and began moving it again. You snorted and gave in to his wishes after he let go. Big baby.

“Love you too, Isaac” Derek said to the boys insinuated revelation. You wanted to cry from happiness, even though the words were fleeting both you and Isaac were shocked. Derek never showed emotion towards anything but puppies and you. It was amazing to hear the words come out of his mouth.

“Gross dude, your girlfriend’s right there.” Isaac responded, holding back his grin. The boy hadn’t known how to respond and that was clear but, he was happy to hear the words, that much was obvious.

Derek sat up immediate and Isaac’s head snapped towards the door. Both of them called for Argent and he ran to the room, Gun pointed forward. You didn’t know what was happening, what alerted them to the danger? Was there some unseen alarm?

“Speaking of shitty father’s” Isaac muttered and stood, all three men were now surrounding you with their backs turned towards you.

“Umm..?” You looked around. Argent took the throwing knives from his pocket and handed them to Derek who in turn handed them to you. You took them gingerly and tried to match their stances.

Argent stood his gun still in hand and pointed towards the door. Derek stood to his left, directly in front of you, standing in an animalistic hunch. Isaac stood on the end in a stance similar to Derek, his body still looked human though.

Moments later the door opened and Katrina sauntered in with an older man a much older man. “Lotta sugar daddies” you muttered. Isaac snorted out a laugh and Derek shook with silent laughter. Chris completely ignored you, the older man was conditioned to tune everything out.

“What are you doing here Gerard?” Chris spoke loud and firm.

“Now, now Christoph is that any way to greet your father?” The man said as he got closer, you noticed that he had a black and white hankerchief in hand and he coughed into it. It dawned on you that the hankerchief wasn’t black and white, he was coughing up black fluid. Mountain ash. How was he walking around, didn’t this stuff kill people?

“You lost that right when you betrayed our code.” Argent told his father.

“And what are you doing?” Katrina spoke up

“We don’t kill those who haven’t killed innocents” Chris argued back.

“Lower your gun” Gerard told his son, his nose began leaking mountain ash and he wiped his nose. “We just want these two lone wolves” he finished.

“Leave and you survive.” Derek spoke up.

“Cute, and who’s gonna kill me?” Katrina began walking forward, “your little oblivious play thing?” You peered around Derek and glared at her.

“Bitch.” You muttered.

“What are you whispering over there? My hearing’s not as good as theirs” she nodded towards Derek and Isaac.

“Bitch” you enunciated every syllable.

“Fiesty little thing you got there, Derek” Gerard said in a skincrawling tone. As he said that a light fog began intruding the vents located on the floor. They were stalling.

“Derek.” You pointed at the vents and he pushed you back behind him.

He cracked his neck quickly and you could see his facial hair grow thicker and his ears took a sharper point. The most alarming thing was his roar. He had a literal room shaking, ear splitting roar. That was him the other night? You backed up, alarmed and he turned with a sympathetic look in his eyes that were now glowing blue. Did he have fangs? You chanced a look at the two other men and Isaac had a very similar appearance. Chris just stood strong now with two guns pointed. You wanted to pass out

[howtobeaconartist]

so, ive been doing conventions for about a year and a half now but ive never really been great at keeping track of my expenses and profits. at this point i have a pretty good stock of merch and dont have to reorder/make more every con, so i have a hard time figuring out how much money i actually spend/make per convention. any tips on how i can find out what my profits actually are?

Nattosoup:  Make it a point to keep better track of your sales and inventory.  Seriously.  Anything else is trying to put the fire out after it’s an inferno.

Maybe you’re a visual person, I sure am.  I like having my merch where I can see it, so it’s stored on shelves in my studio.  Every time I pass it, I can see at a glance how I’m doing.  I track what sells and for how much at cons, but the visual stock reminder helps with my online sales throughout the year.

Make notes before the show how much you’re bringing of what, count how much you have left after the show.  Not just your sales- stock gets damaged, sometimes stock walks, sometimes you might trade stock.  

Take a page from the bullet journalists, if you like doing things by hand, and set up an inventory notebook.  Or track all your sales using Square or another card reader’s app- they have options for cash transactions.  Or download a spreadsheet app for your phone (or Google Docs) and keep track there.  

To really understand your profits, you need to figure out:

How much you’re spending ordering new merch, and which sites/coupons offer the best deals

The amount of time you spend per piece

The amount of money you spend on materials per piece

Assign your time a monetary value, and figure out how much money each piece is costing you to create

The amount of shrink you see (damaged pieces, stolen pieces, unaccounted for pieces)

What you sell each piece for

How many of each piece you sell

Then you need to multiply Number of Pieces Sold*Amount Pieces Sell For, and deduct (Materials+Time Value Creating Piece)+(Cost of individual merch items)+(Value of Shrink) to get an estimate of your profit.  This is a rough estimiate, you should also deduct table cost, food cost, time spent at con cost, hotel cost, travel cost, ect from that total.

But seriously, in between cons, please sit down and figure out what you have on hand, get that organized, and try to set up a system for recording sales.  It’ll only get more difficult, the longer you wait. 

Kiriska: Bookkeeping is a topic I'd like to write a really in-depth article/document about someday, but the short version is definitely do it! Track everything you can think of tracking, by whatever means works best for you.

The simplest profit formula is, of course, Total Revenue - Total Expense = Net Revenue/"Profit". You can determine this on a per-con basis or an annual basis.

Total Expense can include everything relevant to your business, including travel, lodging, supplies, merchandise, table fees/registration, promotion (website domain registration, paid ads, business cards, etc), and hell, studio space/a portion of your rent.

For expenses that are general and not for a specific con, you can count them on an annual basis, then divide evenly between the number of cons you have per year. So if in 2016 you spent $1000 on merchandise and you did 5 conventions, you can count your merch expense as $200 per con.

Do include time expenses like Becca suggested. If you spent 20 hours on a piece of work and want to be paid $20/hr, add $400 to your "production time" costs, which can be tabulated on an annual basis and divided by con.

So say your expenses specific to Convention X were $100 for hotel, $30 for gas, $100 for food, $150 for table/badge. Your per-con expenses for the year for merchandise was $200 and your per-con time expenses for the year was also $200. That's $780 of expenses for Convention X. So if you made $1000 there, your net revenue is $220.

Most artists probably don't calculate their time costs because it's the thing that can balloon costs the most. In addition to the cost of production time, you should consider other time costs, like travel time, convention selling hours, time spent doing promotion, bookkeeping, etc. These are all hours you spend on your business.

It can be worthwhile to track everything but only factor some expenses into your profit equation. For example, you can exclude all time-related expenses in your calculation -- say this comes out to $500 net revenue for Convention Y. If you spent 30 hours working the convention over the weekend and 4 hours traveling, that's 34 total hours, so your hourly rate, given your profit, would be $500 / 34 = $14.71/hr.

You can calculate all sorts of things once you have the data, but the first step is just tracking and logging everything so you have the data! Inventory-tracking aside, it shouldn't be difficult to keep all your receipts and set aside a day a month to log all of them in a spreadsheet or whatever. 

Or just track as you go. That's what I do, so I don't have the opportunity to forget. I always ask for a receipt making purchases at a store (or buying coffee at a con!) and receipts only leave my wallet once I've recorded them. Email receipts stay in my inbox until they're logged, etc. Get into the habit and go from there.

–

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[lovenerdywinnerbouquetfan-blog]

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i had my car stolen and the insurance company is trying to screw me so i need a good lawyer to help me fight back.

Insurance's on a 16 year old driver?

i am 16 years old and i am looking for cars.. i found a used 2006 audi a6, i really like it and i want it to be my first car!!! does any body know how much it would cost too insure me under it ??????????""

Will my health insurance apply when i move?

I live in california and have really great health insurance that my mother pays for, but i am moving to missouri in january and am wondering if when i move my health insurance will still work? i don't know very much about this subject and if i'm not covered i'd like to begin looking for a job in which i can be. any help is great, thanks!""

Liability insurance rates?

Im a 17 year old white male and i get my license in april. I will be driving a 2000 jeep grand cherokee Laredo which i paid 4400 for. I live in new jersey and I passed drivers ed and have 6 hours behind the wheel at a diving school. I only need liability insurance since i bought the car out right. About how much will my insurance be?

Health insurance for immigrant children?

can someone please help me out im a 17 years old immigrant in florida and i want to try out for soccer and i need insurance but i don't have it what is the cheapest solution you can give me

Which car insurance company has the lowest rate?

Does state farm have the lowest car insurance rate?

Recommended auto insurance in us?

Specifically NJ. have some points. Any help on which would be cheapest?

Has legislative push for affordable insurance been cut short in the u.s congress?

Has legislative push for affordable insurance been cut short in the u.s congress?

""Have a question for all those knowledgeable about cars, insurance, etc.? Is this true?""

Is it true that two door vehicles are more costly, insurance wise, than four door vehicles? I ask because I am considering purchasing a certain vehicle; however, i'd rather have the coupe than the sedan. Someone told me that any vehicle with two doors is considered a sports car, and therefore, more costly to insure, than a sedan would be. Is this true? Or does it just depend on the car?""

Could I set up my own car insurance company to insure myself?

In Canada, it is the law to have car insurance. Is it possible I could set up my own car insurance company to insure myself. I am aware that I would have to cover the damages of other cars involved in an accident, but am not sure if I would have to cover if an accident is fatal. Also, considering that I may have to cover damages in case of a fatality and other cars involved in an accident, would be more economical to just go with paying an insurance company?""

Where is the best place for cheap insurance for a 100cc scooter in northern ireland?

age 26, honda scv100 lead 2007""

""Ran a stop sign, will I have to take traffic school to keep insurance rate down?""

I am a 21 year old who got a ticket for running a stop sign in Los Angeles. When I go to pay I see the option of traffic school, but it is more expensive than just paying the ticket off. If I want to keep my insurance rates at their current price, do I need to take traffic school? I am willing to do it, I just want to make sure the extra money won't be for nothing.""

Who has affordable health insurance for my family of 5 in virginia?

My husbands job provides insurance for $650 a month. We can't afford that at all. So looking for affordable health and dental please help we are in virginia. Thanks in advance

How much is car insurance?

How much would car insurance be for a 16 year old girl with very good grades.?

A good individual dental insurance plan?

I don't have dental insurance, and my employer doesn't offer any. I seriously need to see a dentist, I haven't been to one since I last had insurance 4 years ago. But I can't afford much right now either. I need a plan that will cover preventive treatment, doesn't have much of a waiting period, and will cover at least some of any major work, because i think I might need some. By the way, I live in central PA.""

""If I buy auto insurance online from statefarm, how do i get my insurance card?""

Do I just print it out, or do they mail it to me? How long do I have to stay before I cancel without getting a cancellation fee? 6 months, a year? Is the final quote going to be the cost, or can they raise it immediately?""

Expensive insurance. why?

I've never been in an accident or recieved a ticket before so why is my insurance so expensive. Yes I am male but I am 25 ... It should have become cheaper a while ago but I'm paying about 50$ more a month than all of my friends and some have the same company.. I have liabillity as well.. how much cheaper should your insurance be if you never been ticketed or been In a crash? Thanks.

Can i use my car insurance to drive my dads car?

i got fully comp insurance on my car, does my insurance cover me to drive my dads car?""

How much would this cost to insure?

Hi, I'm looking to buy my first car. Two I have my eyes on are an automatic 2002 Chevy Camaro and a manual 2001 Mitsubishi Eclipse Spyder. Both cost just over 5k. I'm 17, a male, I have good grades, I don't smoke or do drugs, I'm in honors classes and I've taken drivers ed. Approximately how much would they cost to insure? Please don't say They're too challenging to drive , or They have too much power. I've driven cars with power before (both manual and auto) and I don't find it challenging at all. I have pretty good hand eye coordination. Also, my apologies if this somehow gets asked in the UK answers, I'm asking this fairly late at night.""

Does drivers ed effect ur insurance ? in Texas?

Does drivers ed effect ur insurance ? in Texas?

How much would insurance go up for a newer used car?

I drive a 1988 Lincoln Mark VII. I wanted to know how much more my insurance would go up if I got a 1996 Buick Regal?

Can I be covered under my girlfriend's insurance plan if we have lived together for a year and a half?

My girlfriend works for AT&T and is enrolled in their insurance plan. I just graduated from college, and have not started employment with my job yet. The insurance coverage I had with ...show more""

Need help for home insurance?

For home insurance, what is the difference between DP3 and HO3. thanks.""

How can I get cheaper insurance?

I'm 18 years old about to be 19. I paid 200 monthly for insurance but found out there raising my fee to over 500 bucks. I used progressive to find a quote and I got 400 from it. I got in one car crash last year. What are my options?

Which insurance is the cheapest insurance in houston?

I am 21 year old and I got no insurance for my car. so, which insurance is the best and cheapest insurance in houston. Help me!!""

How much is car insurance on a 2002 mustang convertable?

How much is car insurance on a 2002 mustang convertable?

What would be the best option of the mortgage or life insurance in case of serious illness? ?

Also if two people are on the mortgage do they both need separate insurance or one will cover them both?

""Cheapest method for car insurance for 17 year old male, UK?""

hy guys, im 16 at the moment, and 17 in november and desperate to pass my driving test ASAP, which is the cheapest way to go about car insurance? ive heard vans insurence is cheaper? or going on parents insurance? im looking to get my own car, not to share my parents. please help me out guys! thanks x""

How much is my car payment and insurance?

Hey, everyone else is asking the same 2 stupid questions, now it's my turn!""

Can you insure a car without a company?

Do you have to go through a company to insure your car, or can you do it yourself? What I mean is that you could put a large sum of money to one side in a deposit and get back what wasn't spent on claiming. This system works for appartment renting, so why not car insurance? Does it exist? Should it exist?""

Should the young pay the same for health insurance as the elderly?

Why or why not?

Should I cash in my whole life insurance policy?

I purchased a whole life insurance policy about ten years ago. I know, bad decision. Now I have acquired some debt from a divorce and if I cash in the policy minus any taxes and/or fees I can wipe this debt out. I still have an SGLI policy currently for 200K and can increase this after I close the other policy. Is this a good decision?""

Can someone take out a life insurance policy on a mentally retarded person who didn't know what he was signing

This person was mentally retarded (52) and died of brain cancer. HIs brother (an attorney) took out an insurance policy for the 52 year old. The 52 year old did not really know what he was signing. The amount of the policy is unknown. Is this insurance fraud?

Insurance box keeping car at different address?

i'm thinkg of getting insuranca box installed to reduce the cost of the premium, but i keep my car at different address, would they know that?""

I was in an auto accident without insurance. What am I facing?

I was in a car accident yesterday. I live in California. I had no insurance at the time, although I was unaware that my girlfriend had not sent in my quarterly paryment and was actually driving without insurance for almost 3 months. The day after the accident I went in to the Highway Patrol's office and spoke to the officer who took the report and informed him I discovered I had no insurance. He didnt seem all that concerned and thanked me for going in. As for the accidnet itself, I belief I will be found at fault as I did not brake in time and rear end a small car who in turn hit the car infront of her. I was traveling at about 30 mph when I started to brake and I heard the firefighter at the seen tell the chp he thought it was 25-30 mph. If anyone could tell me what I am facing legally and finacially. I read online I will automatically have a one year driver's license suspension. Is this accurate and is this all? WIll I ge a ticked or fine? I would also like for someone to rule out jail time. The driver immediately infront of me had good damage to the back of her car and was taken to the hospital with minor injuries. Her daughter called me the day after the accident and told me she was at her house but wanted her car fixed soon because she wanted to return home in another state. I suggested she call her own insurance and let them know I was inot insured. THe other driver in front and her passenger were also taken to the hospital with minor injuries and their car had minor damage when I looked at it at the time of the accident. I have not heard from them. Financially can anyone tell me what I am facing? I understand I will be responsible, but I also understand that the other parties' insurances will have to cover their own drivers. If so will I simply be responsible for their deductable. I am more concerned with the legal aspects than the financial. I am an single father of three and need to be there for my kids. Thank you to whoever can help!""

Why are insurance companies restricted from selling health insurance to anyone?

Why would any state decide not to let an insurance company compete?

Is insure 24 ltd a legit company?

I recently was offered a job with this company out in the UK called insure 24 limited and don't know whether they are legit or a scam... I just need extra insight before i go any further - also they don't use a free subscription email address which is also another reason why i'm thinking they are real.

If i get insurance for a car that is registered to my father can I get plates from DMV?

If i get insurance for a car that is registered to my father can I get plates from DMV?

Does geico insurance policy with full coverage cover a stolen car that was left unlocked?

Does geico insurance policy with full coverage cover a stolen car that was left unlocked?

""Will my regular auto insurance go up if I get a motorcycle license, I won't have a bike yet, just the license?""

Will my regular auto insurance go up if I get a motorcycle license, I won't have a bike yet, just the license?""

Where is the best place to purchase product liability insurance?

Need product liability insurance for imported hardwood flooring.

Car insurance payment?

Does anyone know of a car insurance company where I can pay pay the first instalment any way but not pay credit or debit card. I don't have either and I need to to insurance asap. I have never had car insurance before as I am a new driver

How does car insurance work?

I'm looking at getting car insurance but I'm confused how it works i want to pay monthly but u cannot afford to pay the deposit and a month in advance PLEASE HELP! xD

How much is the car insurance here in london? im 18 years old holding a provisional driving license?

How much is the car insurance here in london? im 18 years old holding a provisional driving license?

""After what age in the UK is drivers insurance, cheaper?""

im 20, i passed when i was 18. at what age is insurance cheaper, i know it depends on where you live, car, model, engine etc but at what age?""

Good health insurance quotes websites?

Whats a good and reliable website where I can look up health insurance packages and quotes

Insurance problems with car theft?

a friend of mine is an american citizen living in Juarez, Mexico because of his wife is a Mexican citizen that can't cross until her papers are finalized.. So he works here and goes back to Juarez for the night and comes back in the morning.. the other day on his way home.. he stopped at the store and when he walked out.. someone stole his truck.. he called the police and reported a stolen truck but with no info given about himself or the truck, just merely a black suburban... now he's back in the states.. and wants to report it stolen here from a friends house or something... not at a store because walmart has video cameras in their parking lots.. so how can he proceed in doing this.. he doesn't want to cause insurance fraud but he has nothing left besides his truck.. if he tells the insurance company it was stolen across the border, there is no policy on where it was stolen, so Juarez, Mexico is out of their jurisdiction.. how can he do this without getting in trouble.. he's worried about the border itself.. because they snap a photo of you coming into the united states.. but do they snap a photo of you when they get out? any info on what he can do to help his situation would help so much.. thank you""

Is progressive car insurance cheap?

I had State Farm but they terminated my insurace because of to many tickets, i herd Progressive was cheap, what do you think? I am 19 by the way""

I need to sue someone who hit my car with no insurance or license?

however I live in Arizona and I need to know the statute of limitations... I couldn't find anything online unfortunatly. Can anyone help ? My accident was Feb 2009

Any idea how much motorcycle insurance for a 19 yer old Female in Texas would cost?

i been driving for at least 13 years (since i was 7 i was driving a 150cc) at 15 i started driving a 1600cc yamaha royal star :D (so dont say i dont know) i had a mexican motorcycle license for about 4-5 years (i am verly gonna get tx Licence) And i am planning on getting maybe a 600cc sportbike to use in TX

Heath insurance?

the comapny i work for is taking insurance premium out but the insurance premium is not being paid.......what can we do as employees?

How much is car insurance on a 2002 mustang convertable?

How much is car insurance on a 2002 mustang convertable?

What is UPS waiting period for health insurance?

How long after being hired as a permanent part-time employee do you have to wait for insurance to kick in?

""If i get married, but husband doesnt drive, do i have to add him to my motorcycle insurance?""

i got married very recently. my husband does not drive. he doesn't have a drivers license and never has. i got a quote for updating my status to married on my motorcycle insurance and my rate skyrocketed, so i didn't update my policy (my name is didnt change so i dont have to update that either). so my question is, is it ok for me not to update my policy? i just don't feel that if he is never ever anywhere near my vehicle that it should affect my rates. i would love if actual insurance agents could share their insight""

Student health insurance and graduation?

I purchased a years worth of student health insurance (aetna/chickering), but I am graduating right now..(late December). What happens now ? Will my insurance be canceled or will be cut if the unthinkable happens and the clinic tries to verify my insurance ?""

Who offers the best life insurance in Illinois?

simple enough. ive done my research and the best i can find is either American Income Life insurance or State farm. anyone have either of these and think they are reasonable?

Anyone know part time jobs that give health insurance?

i know starbucks does but i was wondering if there were any others...

Why can't health insurance do new methods to cut cost?

Just thinking, how about use health care at another country for cut cost? Let say you live in USA, need heart sugery, do it at India to save insurance money. So health care become more affordable, yet insurance company can make more profit. You maybe say people don't like travel, well if you want more coverage with lower price, you got no choice. Or pay full price for insurance if prefer use America hospital. I understand some situation can't because emergency and need treatment in less than hour so can use local hospital. I am talking about if need medcial attention in less than 24 hours, can be done, insurance can arrange travel, and treatment at half way around the earth. Example: cost 100,000 dollars in USA, cost 7,000 at India for same treatment. Save: 93,000 dollars for all of us.""

How to get health insurance?

how does a student (college) go about getting health insurance? i used to be on my sisters insurance but she is currently not working there anymore and has lost her insurance, therefore am not covered anymore. How do i get health insurance?? thanks""

""The most basic and cheapest insurance available, forget what it's called?""

There's a type of insurance for mostly minors or people who deal with used cars that are cheap etc, rarely driven, traded often, and it's called ______ I forget, and it only entitles you to be insured against law suits if the other person is injured. Real crappy insurance right? I'm starting to trade cars but some will need to be driven to shops and stuff like that. In my state MICHIGAN, you need to have insurance BEFORE you register, which sucks for me. For example, I am about to buy a piece of crap 500 dollar Chevy Cavalier and I need to most basic insurance, I just forget the term for this. I don't want to get a huge big policy for a car that will be driven probably less then 50 miles in it's time that I have it.""

""In your opinion, who has better idea how make health care insurance affordable - B. Obama or W. Buffet?""

In your opinion, who has better idea how make health care insurance affordable - B. Obama or W. Buffet?""

Need help to find a car with cheap insurance?

Ok so im nearly 17 and i live in the uk so will be taking my driving test soon. I want a car that isnt to expensive to run and cheap insurance as insurance is really high at the moment an the car cant be to expensive either as i dont have a lot of money the most money i would be willing to be pay is about 2500 and cheapest insurance please!

What is the difference between ordinary life insurance and term insurance?

I heard about term insurance whose meaning is not clear to me. Can anybody please explain what is the difference between ordinary life insurance (like those offered by LIC) and a term insurance? What are the advantages and disadvantages of the two?

Why would my car insurance go up?

Why would my car insurance go up? I pay my car insurance in full every 6 months and my car insurance is going up $150. I haven't gotten any tickets or in any accidents. I haven't had to pay this much since I was 19.

How To Create An Insurance Plan?

This family of four consists of a mom, dad, a twelve-year-old girl, and a sixteen-year-old boy. The family is about to move into a new house. They also own two cars. Help the Martin family create an insurance plan. An insurance plan simply lists the types of insurance they have or will be purchasing. The plan may also include some details about the insurance. For example, it may list life insurance worth $500,000 or health insurance with ABC Agency. For your assignment, create an insurance plan for the Martins. Create an insurance plan. As you create the plan, think about all of the risks this family faces and how they can protect themselves from financial loss. Next to each type of insurance that you list in the plan, write one to two sentences about why you think they need this insurance. I'm not sure how to create an insurance plan, can someone give me some guidance? Thank you.""

Car insurance prices?

Approximatley how much is car insurance on a small engine car (1.1) for a 26year old female I know it will depend on area and no claims and named drivers, mileage etc, but just looking for a rough figure as I haven't got a clue""

""If my car was severely keyed, and i want insurance to pay for some of it, will my geico insurance rate go up?""

psycho ex bf keyed every single panel of my jeep, including F^&* you and cya boo and a couple of X s. fml. there's no way in hell i can pay for it on my own but it is so embarassing. if i try to get insurance to pay for it, will my rate go up?""

Would a V6 minivan generally have a higher or lower insurance rate than an equally equipped V6 sedan?

I'm shopping for a used car, and I figure if I can get all that extra space without it costing more I'll do it...""

Cheap Life insurance?

Whats a good life insurance company

What is the cheapest car insurance for young driver?

I'm 19 and had my NY license for 1 year now. I am a male and um I'm not looking for an expensive car. just a cheap one under 10g

Do all full times jobs give you health insurance?

I just got a full time job. The guy really didnt say anything about health insurance or any kind of insurance since its full time i was wondering if i get it? its about $9.00 an hours. not sure if that helps any tho

Is athem blue cross a good insurance?

Is it really a good insurance?

How much was your auto insurance at 18 year olds?

How much was your auto insurance at 18 year olds?

Which Insurance Companies still have affordable maternity coverage?

My wife and me want to have a child. However, we are having a hard time finding a insurance company that provides maternity coverage at a affordable rate. Can someone help us?""

How much would the car insurance cost for a 19 year old? UK?

I do not want to have my parents on the insurance as I am at university in a different city, so this wouldn't be legal in the first place. I am male,19 and have had my licence for 3 months. I have received some ridiculous quotes for fiesta 1.2, corsa 1.0, golf 1.4, focus 1.4.All of them were over 3500 and up to 6000 for some of the cars. Thanks a lot!""

Are there any cheap car insurers for older cars?

I am a 38 yr old woman who has held a license for 20 yrs but has not driven for about 10 yrs. Therefor i have no NCB (No claims bonus) which i can use as it needs to be current or expired for no more than 2 yrs. I have bought a very cheap car for about 300.00 and have looked at insurance but the cheapest so far is around 600.00 which i simply cannot afford. If i could afford to pay that amount i would have obviously bought a car that was worth much more but unfortunately at the moment a cheap car is all we can get. We have been desperate to get a car as i am in a new relationship and my partner has a 13 yr old son who we want to take to lots of lovely places over the summer holidays for some fun. It seems that we will not be able to do it as the insurers are penalising me and im sure lots of other drivers who are sensible drivers but have just not driven in a while for many different reasons - I think this is very wrong! I cant feasibly pay 600.00 for a car that isnt even worth quite half of that - its lydicrous!! Please can someone help me by pointing me in the direction of a cheap insurer who is prepared to insure for the minimum amount. I have read about pay as you go car insurance but dont really know if it is a good option although we ont be doing many miles so i dont know. If anyone has used pay as u go car insurance could u tell me if it is any good please. I hope anybody reading this can help me with the cheapest insurance possible as i am totally deflated at the moment as it has taken us ages to save up enough for the car and tax and what we thought the insurance would be ( we saved another 300.00 for insurance as i thought it would be as much as the car roughly). Thankyou ever so much. Jane.

One-way Insurance HELP?

What if I have one-way Insurance, and my friend hit my car? what will happen if I do Insurance on him? Will I receive any money for the damage? will my insurance rate go up?""

How much is car insurance on a 2002 mustang convertable?

How much is car insurance on a 2002 mustang convertable?

I was hit by a car. Which insurances should be reported?

Okay... I was driving my parents car to work. I am 19. No tickets or crashes since I was 15 and a half. I was rear ended when I stopped for an ambulance. My parents have insurance on that car, but I am not on their policy. I did have my mother's permission to use the vehicle. I have my own liability insurance but on a car that I sold several months ago. I maintained that insurance just in case anything happened. The woman that hit me immediately admitted blame. She also admitted blame to the officer that came out to see us. In fact, she cut him off to admit blame. I hope I am good to go as far as any sort of payment for damages. I understand if I get ticketed for not being on their policy... I just don't want to have to pay for my parent's car out of pocket, I can't afford that. Do all three party's insurances need to be reported? My dad is trying to tell me that my insurance is the only one that needs be reported as well as the woman's that hit me. I disagree. I think that all three need to be - but he's older and wiser than me. I think he just doesn't want his rate to increase so he's trying to make me call the woman and tell her to not report their insurance. Fml, i'm confused. thanks.""

Why are insurance companies obsessed with ripping off young drivers in the UK?

I have four years no claim, the insurance people still want to rip me off at 1000-3000 pound for car insurance. It's actually cheaper to buy a second hand car and have it crushed for having no insurance. Then the road tax costs 250 on a car i barely drive. Is it any wonder that young people drive uninsured?""

What companies can insure a Ferrari or Lamborghini?

Progressive, Geico, eSurance, all the crap didn't even list Ferrari, as its a specialty car. So who the hell DOES insure a ferrari? and how much does it cost annually? its a ferrari 360 modena convertible""

Is having health insurance really necessary?

Do I need it to survive if there is nothing wrong with you/me?

My employer expects me to utilize my personal car insurance for renting cars for business purposes.?

Why should I carry the responsibility? My car insurance would go up if I am in an accident or the car is stolen. Am I being unreasonable? There is no coverage through my company AMEX card, I checked. I do not want to be a problem employee but I do not see how this is fair.""

Anybody know health insurance provider which is inexpensive and trustable?

gimme the name and website address?

Motorcycle provisional licence insurance costs?

Obviously, to learn to ride a motorcycle you sort of need your own bike with insurance, but roughly speaking, on an average standard bike, how much would that insurance be please? Anyone who has experience of this, I'd appreciate to here from especially! Thanks! (I've mastered the driving licence, so now I'm moving on to the bike licence, well, planning to). The bike would be no more than 120cc, with no more than an 11kW output. UK-based answers please, apparently the states makes it a lot cheaper to insure vehicles, jealous! Also, if you have any experience, please tell me when this was. (Insurance prices have gone up, again!) Thank you!""

How much is teen car insurance?

Im 16 and get my license next month. my parents are asking i pay car insurance so im looking for a rough estimate of what it would cost if i have my own car or not. im a girl with straight As and I've never been in any legal trouble. thanks!

Question about car insurance...?

theoretical question, if someone else was driving your car and was involved in a collision... you are insured but they were not insured to drive your vehicle (although they are their own)... they were given a fine and driving ban for 15 months. however should the third party seek compensation, who is liable to pay this - the uninsured driver or the car owner or the insurance company?""

Do I qualify for my parents health insurance?

I have a job that offers health insurance at a price I'm in school I'm 22

How much would car insurance cost on a camaro or corvette?

I'm more than likely getting a jeep but I would like to know my options. I looked at the 1975 corvette and the 1971 camaro and I wanted to how much insurance would be. I turned sixteen just today and I don't need an exact price but I would like to know about what it would be so I can consider all my options. Thanks guys.

What the average of a male 25 year old would pay for car insurance?

i planning on buying a dodge charge 2013 and getting my own car insurances i want to know around how much i would pay i'm been driving for 6 years already but with my parents insurances. but now i want to get my own car insurance

What is the best insurance company for young drivers?

Does anyone know of any insurance company which is cheap for young, new drivers? I am 17 and I found an insurance company that costs roughly 2,500 but that is still quiet a bit. Any help will be useful..!!""

What is the cheapest car insurance?

I was wondering what is the absolute cheapest car insurance? What is it and how much about? I am going to be 23 I am a female and I have never been in any accidents. I am very limit budget I need coverage but waaaaay cheap.

How much do you pay for insurance? What kind of car?

How much do you pay for insurance? What kind of car?

Whats the best auto insurance for a 20 year old girl with a 2006 Jeep Grand Cherokee?

What would be the best and the cheapest auto insurance for a girl 20 years old with a 2006 Jeep Grand Cherokee Laredo with 6 cyn 4X4 and a security system???? Which one would you consider the cheapest auto insurance?? She got a speeding ticket on 8/8/08 too going 45 in a 30.

Minimum insurance for heating/plumbing business in Ca?

What is the minimum insurance that an owner of a heating/plumbing business must have in California?

Is there such thing as unemployment health insurance in TX?

I don't have a job but I want health insurance. I live in Houston, TX. What is my best approach to this problem? (other than getting a job that has insurance)""

What are some car insurance companys?

would love to know ones that are cheap???

How much will my insurance go up?

A few weekends ago I backed into someone's car who was parked. The damage was not extremely significant; it gave him a small scratch that will be easily buffed out and a small-ish dent more on the underside of the bumper. I gave the guy my insurance info and everything, and he is going to file a claim. My question is, since the accident is pretty minor (thankfully) will my insurance skyrocket or anything? I am unfortunately a 17 year old male who recently got his license a few months ago, so I know that doesn't help. Any ideas?""

Is there a law in California stating that the newest driver(under18) has to get insured under the newest car?

Is there a law in California stating that the newest driver(under18) has to get insured under the newest car?

Does manual transmission increase your insurance rate?

i had someone tell me it did, but i just don't know about that!""

What car insurance is cheapest?

im enlisted in the marines right now and i haven't shipped out to boot camp yet, i will be 18 years old and planning on getting a used jeep wrangler after boot camp, i just want to know which car insurance will bee the cheapest for it, thanks!""

Does the colour of your car affect how much your insurance will cost?

cos someone said that apparently darker coloured cars like black or darker shade blue green etc are more expensive on insurance than lighter ones like white, yellow etc Is this true or am i just being told myths?""

What happens if you get pulled over with a suspended licence but you have SR-22 Insurance?

I live in California and these days its getting harder and harder to get away with things with DMV. Does anyone know what happens if you get pulled over with a suspended license? I received a DUI on March 1st 2007 and have been driving with out a license for almost 4 years but Ive always had insurance and registration, and now they have a completely different department for registration which slowed up the delivery of my 2011 tags. Now Im driving around with no tags, suspended registration, and suspended license but carrying SR-22 insurance. Its all in the mail and getting sorted out but with these furlough Fridays its slowed the process of obtaining everything even more. What happens if I get pulled over?""

How much is car insurance on a 2002 mustang convertable?

How much is car insurance on a 2002 mustang convertable?

https://www.linkedin.com/pulse/barclaycard-travel-insurance-quote-douglas-reed/"

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RELATED QUESTIONS: 

What would my insurance rate be?

I am a 16 year old girl, I have a 3.7 GPA, and a drivers ed class that I took. I am looking to buy a car, and I have my eyes on a yellow Chevrolet Monte Carlo. My insurance is with state farm. does anyone know any estimates on about how much my insurance will be? thanks :)""

Young drivers car insurance question?

i am 20 years old in april and my car insurance is sky high beeing quoted 5000+ for a little 1.1 car there must be a way for it to go down as i see people younger then me driving round in bigger litre cars then me anyone know the secret?

How much would a 1.1 litre car cost me a month?

Im 18 and starting my driving lessons, im also a stay at home mum. Cant afford a nice car so a 1.1 litre car is only in my range. Id like to know roughly how much my insurance would be a month? Thank you""

Fast cheap automatic sedan?

Im looking for a first car. I need a 4 door sedan because insurance is cheaper, I need an automatic car because manual seems hard. How long would it take to learn stick shift by the way? Price rage is $12,000 at the most! I've been looking at the Nissan Sentra SE-R Spec V, MazdaSpeed Proteges, and Volkswagen GTI. I realize that some of them are manual.""

Why are some people's health insurance rates going up?

I've heard a lot of stories about people's insurance rates doubling or tripling. My wife's insurance just went up. What's going on? I thought Obamacare was supposed to make insurance more affordable? http://www.foxnews.com/politics/2013/09/24/one-man-obamacare-nightmare/

Car insurance (Nissan)?

am 17 and getting a 2004 Nissan Altima Soon? About how much will the insurance be? oh and its my [first] car.

Can you have auto insurance without a car?

I recently had my car repossessed and with the amount the finance company was asking I could not afford to get it back. I am wanting to know if you can have insurance without having a vehicle listed on the policy? I occasionally drive my partners vehicle and I need to have insurance and I do not want to terminate my current policy I am with Nationwide Insurance

Motorbike and car insurance?

With fuel prices in the uk soaring and having to drive 120 miles a day I am seriously considering buying a motorbike to save both time and money. Thing is I'm gonna still need a car for the winter months when we have to deal with increasingly heavy winters... So my question is do i have to pay 12 months insurance for both a car and a bike or is there any way of having a policy that I can put on hold for the months that either vehicle isn't being used?

""16 year old with $51,000 car. Insurance?""

What insurance company would provide the best auto insurance for a 16 year old with a new $51,000 Cadillac SRX Crossover? Ball park figure, how much would it cost? I have about 2 years to figure this out, but I'd like to get a general idea of my expenses now so I have an idea of what I'm getting into.""

Why is my insurance going up?

It is 189 a month now, but in January it's going up to over 400. Is this part of the affordable care act?""

Who has the best life insurance?

I have a Whole Life policy already, but I was wondering which company has the best product and if I should switch to a new company. I like the idea of getting term and investing the difference, but then I don't like paying for something that I'm not going to get back or get anything out of, that is if I don't die during that term period. So which company is the best to go with?""

What happens if to my insurance if i get married?

My parents pay for my insurance and ill have it till I'm 19 if I get married would I no longer have insurance?

Does Anybody Know How Much Motorcycle Insurance Will Be In Alabama----Allstate?

I am 15

Car Insurance problem?

Yesterday my dad was in a car crash but thankfully no injury. The victim who crashed into our car had escaped and dashed off bout 6miles. The point of this story? The victim had stolen a car from a rental place and had been driving really fast probably. Figuring that this guy has no money and insurance, can not pay for the damage of my car. (I had bought it about a year ago, and used car) It seems Like we would have to pay 1mill yen (Japan) for this whole crap. Obviously this does not seem right at all, and should not be paying anything at all! Our insurance covers the accidents we get into, but not the damage of our car. So that means, our insurance doesn't cover it, the victims or the company (toyota) might not be covering it either. This case is rare supposedly and we're still figuring it out. And their on a hunt for this guy so hopefully we'll see what he has. Can you hear me out on this one? Can you give me things that might question this case? thnx a lot""

How to get cheaper car insurance?

im 17 and just passed my driving test, Ive got a 1.4l Peugeot 106 but I can't find car insurance any cheaper than about 3500 no matter where I look! I've spent hours looking online but it's all too expensive. Anyone know any cheaper insurance companies or have any tips??""

Health insurance question?

me and my boyfriend are planning to move to california soon. we're moving when we're 18. i was wondering if his parents health insurance would still cover him when he moves. he has Blue Cross and Blue Shield PPO.

""Should the cost of car insurance be the same for everybody irrespective of age, ect?""

Should the cost of car insurance be the same for everybody irrespective of age, ect?""

Best Apartment insurance?

Hey I need apartment insurance. What are the top five best apartment insurance places? Thank you!!

WHo LOVES Mercury Auto insurance and the alien commercials? lol Whats your favorite commercial?

Mercury Insurance rates are soo low that they are run by Aliens from the planet mercury lol This model simulation represents the facility and their landing site lol How about the Comcast Commercials? lol I was super high one time and saw the Turtles and was hellaaa freaked out lol.

Car insurance question?

Question No 1 My mom pays about 60 bucks a month for her car insurance. If i am added to her policy ( i am an 18 year old male) how much would her car insurance be afterward. Question No 2 If I dont get my name on her policy and she has full coverage and i get in an accident are we still covered.

Needing Short-term disabilty insurance?

My husband and I are planning on having one more child in a year or so and I am looking for short-term disabilty insurance, b/c my work does not have it. Anybody know a good insurance??""

Is it standard procedure for home insurance agents to visit your house before they insure it?

I was told by my ex that a home insurance agent was coming to look at the INSIDE of my house. I was under the impression only appraisers came to look at the inside of your home. Do home insurance agents do that now too? What's the cheapest home insurance?

Car Insurance - is it really this expensive?

Hi. Ive been living in Spain for almost the last 6 years and recently came back to the UK. Im after insuring a car, but the quotes im getting are ridiculous! I've been driving for nearly 6 years, I'm 24 years of age and I'm being quoted over 2,000 for cars like a 1997 1.3L Ford Ka... I have no proof of NCB due to living abroad in Spain but surely this can't be right can it? I've been told by a friend that their daughter of 17 years of age who still has not passed her test has been quoted 1,700 on a similar car. Finding this a bit hard to believe considering the quotes I'm getting. So, is insurance really this overly priced in the UK or am I going wrong somewhere? Cheers""

Temporary Car insurance fuddles? Re: excess on the owners policy?

Hi, I was looking to either rent a car for a day or borrow my sisters, now ive found a site on tempcover willing to insure me for something like 30 - 40 odd quid but the trouble is it said something about excess being in & around the 400 - 500 mark.... It also said this is the excess the car's owner has to pay.... I'm pretty certain i'll not be borrowing anyones car if its going to cost them that much - even if I offer to pay it (which I wouldnt by the way, im not an idiot lol) But does anyone know if this is like a one-off or if they mean that this is what my sisters excess will amount to once ive been put on one day insurance on her vehicle? Just im not 100% if they mean that by being insured for 1 day im gonna just basically destroy her policy for the next year lol? Sorry I know this is a bit confusing but thats why im asking ya see,, it confuses me too..... I suppose im hoping an insurance expert is out there somewhere reading this and just dying to lend their expertise...... Thanks guys!x! :) Ps: Shes agreed to lend me the car as long as im insured & dont crash it lol....""

Car insurance question?

Can I have insurance in my moms name on my car but get it registered and plated in my name?

e renters insurance quotes

e renters insurance quotes

Question about health insurance for unborn son?

When am i supposed to try and get insurance for my son? I'm sorry if this is a completely stupid question but i've asked many people and they don't know. He's due January 28th, 2012. Am i supposed to get insurance BEFORE he's born, or after? Can i even get it before he's born? It just seems like if i try to get it after he's born it'll take awhile and he needs to go to the doctor soon after he's born of course. My insurance will not cover him. My fiance's will cover him but the owners of the company have been putting his paperwork off. Anyway, please help. :)""

What's the best way to get a lower rate when it's time to renew my auto insurance?

my insurance is due next month, but I think I deserve a lower rate, and shouldn't just renew""

Florida Health Insurance Question?

A friend of mine has Blue Cross Blue Shield through his employer in Florida. His premium is a whopping $600.00 a month. He wanted to lower his premium and his employer says he can't change his insurance plan. He wanted to cancel his insurance and his boss says he can't, unless he fires him. I told him it sounded as though his boss is ripping him off. He contacted Blue Cross Blue Shield and they told him his boss has the right to charge ANY amount he wishes. They would give him no information about his premiums and referred him back to his employer. My friend doesn't even remember if he ever got his paper policy. All the links to write the insurance commissioner has not worked. Can anyone tell me out there if it isn't true that it is anyone's civil right to cancel an insurance policy and what my friend might do next?""

How much will AAA insurance go up if I get my license?

my mom and dad have AAA and I am 16 and I want to get my license. but my dad is telling me to just wait until i go to college since he will buy me a car then. he says the insurance will go up $1000 per month but i cant believe it. how much does the insurance usually go up after I would get my license. I wouldn't own a car and I wouldn't be registered for one.

Does anybody know any type of affordable car insurance (South.CA) for a teen who just got his driver license?

Do you know any car insurance that is not too bad (that covers stuff) yet not too expensive (lets say somewhere less than $500 a month)? And could you also please site a reference site? Thank you.

Car insurance for 27 male?

Hello, Im 27 year old male, driving a 2003 mazda protege with 170 000 kms. I live in London Ontario. How much will car insurance be with a clean record?""

How much does health insurance cost in the States - on average?

How much does health insurance cost in the States - on average?

How would i get health insurance with no income?

with obama care about to start, how can I get health insurance, I don't qualify for Medicaid because I don't have any income, I'm 37, single female, I stay with friends when they throw me out I go to homeless shelters, I live in south carolina, I won't be able to pay fees for not having health insurance""

""In NC, do you have to be added to the insurance to get the license?""

Also, do you have to pay a single yearly fee for insurance or is there a monthly rate?""

Cheap health insurance?

How can i get very cheap health insurance? i am 18 yrs old, i go to school and i work at a place that doesnt have insurance and i really need to go to get my teeth pulled and i need to go to the doc for my stomach... how can i get free or very cheap health insurance?? cause i have no money!!""

Car insurance for 16 year old female?

I know I won't get exact on here, but about how much would car insurance cost for a 16 year old girl, I have good grades (I think that's a discount?), I took drivers Ed in the summer, and ill be driving my parents cars which is a Nissan pathfinder and a small Hyundai not sure what kind. About how much per month? Thanks!""

""First time car buyer, whats the best kind of insurance?

Im 23 years old and im buying my 1st car from somebody. What would be the best kind of car insurance to get and how much a month would i be paying because i heard the younger you are the higher your insurance will be. By the way i live in virginia

NY parked car accident insurance laws.?

Some guy hit my car while it was parked in the road. He knocked on the door and gave me his insurance policy and other information. I live in Rochester, NY and my insurance provider is AIG. If i file a claim, who's insurance pays for the damages (new fender and door)? Will there be a deductible on my part? Will my premiums go up? Doesn't NY have some stupid no-fault law? Or should i just make him pay for everything out of pocket?""

Insurance rates for 2004 Pontiac GTO?

I am almost 18 and looking for a new vehicle. Currently I am driving a Mitsubishi Eclipse Gt (5 speed) and am paying $200 a month! They messed it up so I need to call them back it should only be $120 a month. Anyhow, I am looking to upgrade. I have been looking at Srt-4's which are quite high on insurance, Ion Redline's aka Cobalt SS which is cheaper than the Srt-4, and have currently spotted a 2004 Pontiac GTO (6 speed) , sticker price $12,000 I will try to talk them down to 9 or 10k which might be pushing it even though the car is almost 8 years old. Anyway for the minimum amount for full coverage I only want to be paying no more than $250 a month. Do you think this can be achieved? I have the good student discount and have taken driver's ed. Thanks Guys""

Affordable health insurance in florida?

im 17, will be 18 in november, and i need to find health insurance. i need it to cover dental (orthodontics), prescriptions, and mental health services (depression, bipolar disorder). i am a non smoker, and i have no kids. please help!!!""

""Trying to save on car insurance, who should I go with?""

Currently I pay $122.00 for car insurance with State Farm. This is going to go up I am sure since I moved back to a larger city and when I lived here before I was paying a lot more. That is two cars, a 2008 Dodge 4 Door and a 2002 Focus all full coverage 100,000/300,000 Limits with a $500 deductibles you get the idea. Oh and I also have renters for about 10 bucks a month.... okay so I just was quoted by Gieco with lower deductibles, from the more expensive city and I was quoted at about $68 (without the renters) Thoughts on the matter, is this possible should I make the switch? Is $68 too low for two cars and are they baiting me and will they get me later with the higher rates?""

Whats the cheapest car insurance company for a first time driver?

I just got my provisional license, I'm 19 and I'm looking to buy a car. Now with that car I'm also going to need insurance. My parents went to their car insurance company and said that adding me to their insurance would raise their insurance from $500 to 2,000 meaning I wold have to pay $1,500 for my part every 6 months, $3,000 a year! Is there another car insurance company that could be cheaper whether it be just me on the policy or with both my parents? I don't have a car yet because I want to see how much it would be all together. Thanks for your help!""

Battle of the car insurance companies?

There has been TONS of commercials of car insurance, its practically a car insurance battle lol. Who will win?  Progressive  State Farm  Nationwide  Allstate  General  Geico  21st century who are you rooting for? Lmao! xD""

How much will my insurance go up??

i have 21st century auto insurance and i have been driving since february 2008 and i am 18 years old. i bumped a state vehicle (caltrans) but there was no damage done whatsoever to the vehicle...as for my car...there was a small scratch that i will not repair. however chp said since its a state vehicle they have to report it. how much will my insurance go up??

""Insurers are anticipating large health insurance price increases next year due to Obamacare, how will libs try to spin it into a positive?

http://news.yahoo.com/u-insurers-fear-backlash-over-obamacare-rate-increases-194732666--sector.html

How do I fight an auto insurance company's liability decision?

I was T-boned by another driver who I believe rolled through a stop sign and could not have been paying attention to the road. It was a four-way stop intersection, and the insured ...show more""

""Adding my car to another's car insurance, how does this work?

I want to add my car and me as driver to another's car insurance (who has established rates) how can I do this?

How will my finance company know if i change my car insurance coverage?

im leaving to basic training next week and i was going to drop my car insurance coverage down to just storage insurance because my car is going to be stored and under a car cover at my fathers house while i am away. my car insurance company suggested before i make the change that i contact my finance company and make sure that there would be no issue if i did this, how ever the finance company said i could only do this if i literally go and rent a storage unit and keep my car there, AND i have to be deployed, simply being away at training is not enough. If i go ahead and reduce my coverage to storage insurance, how would my finance company know, im sure there has to be some way they would find out.""

""Just got a quote for 10,000 for my car insurance?!?!?""

i was getting a quote from comparison websites and the cheapest quote i received was 10,000. i also put my mother on the policy who has over 25 years driving experience and also switched to third party. what else could i do to lower the insurance costs.. im buying an audi a3 but is there any other way i could lower the insurance, thanks everyone""

What are some cheap but nice older cars to insure?

I am 16 and I am looking to get an older car, i am hoping for a 79 Firebird, mustang or a camaro, but i am just looking for something relatively cheap in all categories. I don't have to worry about repairs, as i can do all the work at my school. PS would it be expensive to insure a car from the late 60s? like a charger?""

e renters insurance quotes

e renters insurance quotes

Health Insurance for Newborn baby?

I get health insurance through my job but I think I can get a better quote than what they offer if I go about it independently. What suggestions do you all have in terms of a good health insurance coverage? Is it best to have a higher deductible and lower premium or vice versa for a newborn? I want what will be the best for him but the most affordable for us. Thanks! :)

Does State Farm homeowners insurace typically cover foundation damage?

I have a big water leak in the basement. Water is leaking from between the flooring and the walls. The house is about 75 years old. Do homeowners policies usually cover fondation damage? I can't find my policy to look. I'd like to have a general knowlegde before I call them during the work week. Thanks!

Are insurance rates high for classic cars?

Are insurance rates high for classic cars?

Can I get decent car insurance through Aetna?

I have them as health coverage through work. I just moved from FL to DE and my insurance through Geico DOUBLED!!! I am trying to find a better rate.... any ideas? Thanks

Help with Car Insurance?

My current car insurance will expire tomorrow at 11:59pm and the new one will take effect at 12:01am. Am I going to have an issue with that 1 minute of non coverage? I know this might sound silly but I just don't know if that will be some kind of an issue. Any help is appreciated. Thank you.

I need to get car insurance im 17 year old male see more info below.?

Im 17 will be 18 in January. I need my license because I have a good opportunity to be a baby sitter but it involves driving the kids kids to soccer practice and school. I have already gotten hired I just need to get my license. I think my mom and dad have alstate and the car I would be driving is a 2001 mini van. How much would it cost ? Would the rates be cheaper if they said I would be driving on rare occasions ? The job pays 200 weekly so its a good opportunity and plus i love the kids.

How much do you pay for motorcycle insurance?

I would like to know how much you pay for motorcycle insurance. If you could, in your answer, please state how much you pay, how old you are, and what size you bike is. Also say if it is a crotch rocket a cruiser....etc. I am seventeen and wondering what a roundabout insurance quote would be for me.""

K what insurance is the best?

car insurance. ?

Why quotes from Insurance advisers and comparison sites are significantly different in price?

I've contacted two advisers regarding life insurance and critical illness cover. Both of them suggest difference insurers and their price is significantly different than the comparison sites. Do they get commission from insurers companies depending on their suggestions?

Total lost car INSURANCE?

I own a 1997 dodge intrepid std 4 dr sedan 6cyl gasoline 3.3 liter 4 speed in fair conditions cd player no rust with 197,242 miles. My car was was in a hail and tornado damage where the hood has a dent and the driver and passanger side have dent and the trunk. I have full coverage insurance and they telling me that my car was total last i love my car and i spent alot of money fixing it and it drives great no problem. So I was trying to get some help from some one that could tell me how much is my car worth so they wont give me less money and if they offer me less what could I do. I am not trying to bew greedy but i do love my car and spent alot of money on it. I would rather get it fix . PLEASEEEEEEEEEEEEEEE HELP ME""

Why can my insurance company ask if I other insurance?

Every year my insurance company denies my claims until I send them a form telling them I don't have any other coverage. Why can they do this? Is there an agency I can file complaint with to try and stop this practice? This seems to me that it is equal to invasion of privacy, if the claim is legitimate why don't they just pay it?""

Car insurance for an 18 year old parent?

will having custody of a child help lower or raise my insurance, btw thanks for those who help""

How much is car insurance?

i'm 18 n i want 2 get a car very soon. i'm paying for my own insurance so i want 2 get an idea of an estimated price. if i get a care made between 1999 n 2005. so if any1 has an idea can u please help me out

How much would it cost to insure a Toyota 1985 corolla AE86?

I'm 18 and I am still under my parents insurance. I've only been driving on my own for a month or so. The car is a two door coupe.

Do i need to insure my popup camper?

I just bought an 88 viking pop up camper here in Michigan, and was wondering, do i need to insure it? is it a law? or just a recommendation? im hearing many things when i ask that question and i really need a for sure thing here. i dont want to get pulled over and get ticketed for having no insurance on it. but i also dont want to pay 300 dollars a month for something i bought for $450. Thanks!""

What car insurance company provides the cheapest policies and best coverage?

What car insurance company provides the cheapest policies and best coverage?

""Im looking or an affordable health insurance, please help?""

hello, I need to see a doctor as soon as possible but i don't have insurance. anyone know any good affordable health insurance. thank you in advance""

What car insurance do you have?

Im trying to find one that's cheaper I recently have 21st Century. What's the name of your car insurance and do you like it?

Will i get a fee for canceling my car insurance policy early?

Im a little confused and can use some help! I am in massachusetts and have a car insurance policy that goes from february to february. i got a great quote from another company and want to dump my current one. my insurance agency insists i wont get a fee for cancelling early, but the insurance company itself says that i will get a 10% fee of my total premium for cancelling. I don't want to be unpleasantly surprised with a bill, but im not really sure who is right, and if the insurance company is telling me i have a fee just to scare me out of cancelling. Thanks""

Affordable health insurance?

I am a married woman and am looking for health insurance just for myself. My husband does not want to get it for both of us just yet. I get birth control every month and I have contacts, so I would like affordable health insurance that would include vision and lower my yearly visit to the gynecologist. It should also be good for the possibility of my birth control failing and I get pregnant. I live in Alabama. Do you have any ideas? I'd like it to be under $100 a month.""

Can insurance and credit card?

i want to pay monthly to the car insurance company> interest for monthly payments is 8.5% people said go and get a credit card and pay that back 0% but am i best just to pay the car insurance company? i dont know if i would get a credit card as ive not applied for one before and dont know about my credit rating it would only be 4-5 extra monthly to pay the insurance co with interest? is it worth the hassle? as i want to book insurance now. help?

What are some cheap car insurance companies in Ontario?

I'm looking around trying to find out different quotes so my boyfriend can get insurance on his car! Looking for a cheap insurance company!! Any suggestions?

How do i answer this question about car insurance?

My sister and i are on the loan for a car that I'm driving. We have insurance but im not on it. I want to put it under my name now, but when i get a quote online they ask if ...show more""

Insurance for scion tc 2008?

i wanted to get the scion tc 2008 but my dad said the insurance is too high for 2 doors car or something like that.. does anyone kno any good and cheap insurance place they can recommend? thankyou

Does the number of doors on a car affect an insurance rate?

For example would a 2 door car be more expensive to insure than a 4 door?

e renters insurance quotes

e renters insurance quotes

How much Insurance do I need to pay for a 2.5 million hause.?

How much Insurance do I need to pay for a 2.5 million hause.?

Problem with my car insurance company?

Just before new year, sitting stationary at a roundabout, old guy bashed into back of me. Exchanged details and went through the insurance. Nearly 4 months on...and my insurance company is still chasing liability. Meanwhile, my premium was due for renewal at end of Jan and that has gone up and my insurance company tell me they have problems with the other insurers as they don't answer their phones. They tell me they're sending out letters every 2 weeks and are trying to phone them. I don't think this is enough, especially after all this time. Basically, I'm being held over a barrel. I'll bet the old guy has got his car fixed now, but meanwhile even though I've done nothing wrong, I'm paying out more money and still have rear damage to my car!! I'm getting really sick of it, especially as I need to sell the car soon. It's completely ridiculous. Please wait for rest....""

What are the pros and cons of car insurance?

What are the pros and cons of car insurance?

Can car insurance companies commit an offence? IN10?

My car insurance company (One Call) recently cancelled my policy due to them not receiving my proof of no claims in time (that's another issue). However, they failed to notify me in time and I carried on driving my car for 5 days un insured, until the letter arrived (policy cancelled on 10/9/12 and letter sent 14/9/12). Does anyone know if they have committed an offence, IN10 or other? They also charged me 205 cancellation (even though an extension on the proof of no claims was agreed and then later denied when I questioned them) Any advice is very welcome. Thanks.""

Low Insurance Car For Teen Boy?

I am turning 16 in a couple of months and I need to know what USED vehicles would be best for low insurance. Nothing lower than 1998 and nothing higher than 2007. Please give me some suggestions. NO ugly cars either...

""Is car insurance cheaper in L.A., CA or Fort Worth, Texas?

I'm currently living in the L.A. area and am moving to Fort Worth and I was wondering if I should expect an increase or decrease in my current rate and how much of a difference I should see. My record is clean. I also have good credit. (if either of those might have more affect in either state)

Why is my home insurance quote so high?

I am buying a home next month and have been shopping for home insurance. The cheapest premium I've been quoted is 1,800/year. I have done research and it seems most people pay 600-1000/year. I have never owned a home (so no claims) and I have never used my renters insurance to file a claim. I'm 26 with a 710 credit score. The home is 2300sqft and I am asking for 250,000 in coverage. I even raised the deductibles to see if that would lower it, which it didn't really make a huge difference. Any ideas?""

Auto insurance claim check?

Hi I hit a deer a few days ago and I received a check today for the damages but the check is made out to me and my bodyshop. My question is, can I cash this check myself or request another check that's just made out to me? No repairs have been made yet and I still owe money on the car so there is a lien holder. I plan to use the money to repair the car but I want to buy my own parts (aftermarket) and do my own repairs. I know for sure I can repair the car and with the parts I have chosen I will have a decent amout of money left over that I would like to pay my bills with. Any help is greatly appreciated.""

""Can I pay car insurance monthly? If so, do they add interest?""

I am 17 and I hope to pass my driving test in the next 2 months. I am hoping to get a cheap Vauxhall Corsa as soon as I pass my test, and I am enquiring about how to pay my insurance. If I pay the insurance monthly, do they add interest? Also, how much do they charge per month? Of course, it varies, but what is the average? Any info will be appreciated :D""

Pulled over with expired car insurance.?

I was pulled over and asked for my car insurance.It turns out it was expired.I didn't notice since I have been up to date with my payments every month and the insurance company never contacted me to remind me. My insurance expired in September. I got a ticket for it. is there something I can do? even if it expired, does it still matter that I kept paying it?""

What are the best car insurances in Dallas ?

I recently moved to Dallas and now need a new insurance.

Good car insurance sites?

Would like to know if any of you know of any good car insurance sites. I am a student who will be driving a fiat punto/ maybe even a skoda fabia.

Can I drive with my moms insurance?

Can I drive my moms car with her insurance with her in the car with me. Without being added onto her insurance policy?

Insurance test?

Where can i find a test book and how can i become a insurance agent?

How much will full coverage insurance cost if i start to lease a infiniti ex35?

im 20 years old

What's the average insurance cost of a 17 year old just strating to drive?

1.) In a 1.0 engine car 2.) In a 1.5 engine car 2.) In a 2.0 engine car

""I need Health insurance, is it possible to get it?

Im 20 yrs. old and i work and am a full-time student but don't seem to make enough for health insurance and i got knee issues. How could I RECEIVE GOV. ASSISTANCE ?.What would be my best plan??

Does anyone know where I can buy affordable motorcycle insurance online?

I prefer one that will provide same day proof of coverage. My hubby was stopped on Friday after work and we need this as soon as possible. Thanks!!

How to get into a new Car Insurance?

About 1.5 yrs back my wife scratched another car while parking. The claim was settled using insurance. The expense was about $1500. Ever since that the insurance company, AAA, has been increasing our premiums by abt $35 on every renewal. Now I cannot switch or shop with other insurance company since they give quotes much higher than this company. But apart from this one incident we do not have anything else on our record. Also I get discount for Home+Auto insurance. The company increased prices on our Home Insurance too. I am badly stuck with this company now. I would like to buy Auto+home from one company itself. But I really cannot move my Auto Insurance. Please give suggestions.""

I have a friend who say he knows a guy who works for a car insurance company and can guarantee cheaper quotes?

Does this sound normal for staff to be able to do this as I have had a similar offer from someone else a while ago. I am just worried that they may set up a policy but when I go to make a claim its not a real policy or something. Please note it is a significant discount as well and he can also get me quotes on cars I wouln't otherwise get insured on as a normal customer All sounds a bit to good to be true!

Can i get a ticket for no insurance?

Can i borrow my moms car. I have a valid drivers license and her car is insured under her name i'm not on the policy. Can i get a ticket for no insurance if im not on her policy?

Car Insurance for Teens?

What can we expect for a 16 year old to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!!

Is Health Insurance Innovation a good insurance company?

I'm scouting for a cheaper health insurance plan and so far Health Insurance Innovation offers a cheaper price. It's $50/month for pretty basic stuff and it's $2500 deductible.

Minor accident no insurance ?

I got in a minor accident I'm 17 my dad has insurance but I'm not under that insurance the cop showed up and just told me I had court there was no injuries what am I facing ? My car got chipped the other car was only paint scratches

Insurance in Queens?

I live in Queens, New York (I'm 27). I have a Toyota Camry 1997. I only have liability insurance but for some reason I pay ridiculous insurance - I pay around $330 a month (have ...show more""

e renters insurance quotes

e renters insurance quotes

https://www.linkedin.com/pulse/i-payed-my-ticket-dont-go-traffic-school-how-much-up-austin-watkins/"

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2000 HONDA CIVIC CAR INSURANCE?

"2000 HONDA CIVIC CAR INSURANCE?

I also forgot to mention I bought my car Salvaged""

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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represent all major medical insurance carriers, From individual health insurance, self employed health insurance, family health insurance, small business ... http://businessandfinance.cn/health-insurance.html""

2000 HONDA CIVIC CAR INSURANCE?

I also forgot to mention I bought my car Salvaged""

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2000 HONDA CIVIC CAR INSURANCE?

I also forgot to mention I bought my car Salvaged""

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New truck - need help.. :D ty

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workers compensation insurance cost

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If I get into a wreck that wasn't my fault without insurance and I come home and say go to safeauto.com and get insurance will I be able to claim that on the accident report? Will I be safe from losing my licence?

2000 HONDA CIVIC CAR INSURANCE?

I also forgot to mention I bought my car Salvaged""

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The top of a dead tree fell from neighbor's yard, onto my car. Speared the back window and ruined my back seat. Large dent on the roof. Random dents and scratches all over the car. My full coverage insurance company, USAA, declared the accident covered under comprehensive insurance. Deemed unrepairable. I purchased my car for $5k, near $6k after 2years of financing is paid off. This accident just happened after 4 months of payment on the car. I have $3k left to pay. 1999 Honda Civic EX Coupe. KBB valued at: retail, $5.1k. private party, $3.3k. My insurance claim payout will be $2.6k. Which leaves me roughly $500 in the hole. I do not have gap insurance, and I wasn't even aware of gap insurance until this accident (at which point I came across that service while researching insurance info). It would cost me upwards of $5k easy to replace my Honda with a same or similar model from a car dealer. Is there any way to get more from my insurance claim? Is there any way to get more from my insurance claim?""

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Where can I get affordable full coverage auto insurance in Delaware with a scetchy driving record?

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Doesn't the cost go up any way?

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Im looking to get a car soon and im curious on how much car insurance would be. 2012 toyota corolla s im 18, female, Live in Florida Not married or anything, no kids Iv been driving for 2 yrs No accidents or tickets Also i have no credit (Ps whats a safe way to gain credit?) and i work at dunkin donuts. Thats all the details i believe i would need to know the answer.""

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I went onto farmers insurance because that is what my parents have. I'm 15 but I'm turning 16 next year and have heard some real horror stories about car insurance for teenagers. I just wanted to check how much it costs but farmers says i cant get a quote because thats only available for people 18-108. WHY!? Are there any other insurance companies out there that I CAN get a quote for or are there at least any other ways that I can find out how much it will cost?

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Im currently looking into getting rid of my 'old 1994 Mustang GT' and replacing it with a '2004 Cadillac CTS'. How much would insurance be for me a month? Here are the reasons why I would like to get a new car: 1.Reliability 2.Comfort My 94 Mustang GT is just giving me too much mechanicle problems, which is eating at my budget. I fix one thing, another goes wrong, which is getting quite expensive. So i think its about time to get a new car. Will it be cheaper and less of a headache for me to get a new car? And how much would insurance cost for a 20 year old with no bad driving history? Just give me rough estimate. Also the CTS is a V6 which should be cheaper than my current V8. I currently spend $120 a month on gas alone. So inconclusion would it be cheaper for me to just get the CTS? And what is a rough estimate for monthly insurance?""

I live i Delaware and have had my car impounded due to having no insurance.?

I will be getting insurance this friday. After I do that what do I need to do to get my car back this weekend about how much will it cost? Is this a fee I pay at the troop or do I pay towing and storing charges?

AAA insurance question.?

I signed up for insurance for a home when I bought it 7 years ago. I told them I wanted full replacement which is what you have to have in order to get a mortgage. 7 years ago when I went down there to sign papers I specifically told him that I wanted to make sure everything was at full replacement value and my husband wanted to make sure the roof had full replacement value. I told the insurance guy that he is a roofer so that was a main thing he wanted me to make sure we had. The insurance guy laughed and made a little joke about it. So now, 7 years later we had hail damage and guess what.. my house does have full replacement value and all our property inside has full replacement value everything but the roof. Hmmm..imagine that. So I am sure I signed papers without reading the contract, I just took his word for it. Is there anything I can do? I am going to report this to the local new station. The insurance guy out right lied to me. This is in oklahoma. Is there a district office in oklahoma? I googled it and couldn't find anything. Any help would be appreciated. Thanks.""

Does your insurance cost increase if you get a ticket but no points on your license?

Does your insurance cost increase if you get a ticket but no points on your license?

Legal questions regarding my car insurance and getting my car painted?

My girlfriend recently put her car in the shop to get painted. Damage was done to the car and she had to put a $500 deductable to get the car painted and the insurance company paid $1500. she chose a shop to use and the check was made out to her and the shop was under her name on the check. The paint shop said she has to sign the check over for them to do the work. It has now been a month and they still have not completed any of the work. She keeps getting the run around with them. They are saying the have to bring the adjuster backout cause they found a dent they want to get fixed and then they found another dent. Basically we want the car out of there but how can we accomplish this and can we take legal action if needed, and what action can be done? Also on a side note we live in florida. As well she supposedly only has the check stub and no paperwork cause they never gave her any.""

How much will two speeding tickets increase my insurance?

I got a speeding ticket last year around the same time for 15 mph over and just received another (in a different state) for going 18 mph over. Also, I have another ticket from 3 years ago (will be 3 years in a couple weeks), so that shouldn't effect my insurance after that. I called my insurance company and asked them how much my insurance would increase with this new ticket. They said $11 over six months, so that equates to less than $2 a month, which is fine, but I'm just not sure how honest they are being with me. Another person from the insurance company told me my premiums would go up by atleast $10/month without calculating anything, which seems excessive. Do you think it will be closer to $2/mo or $10/mo increase?""

""What is the average cost of business insurance in Portland, Oregon?""

What is the average cost of business insurance in Portland, Oregon?""

How much would a insurance be?

how much would insurance be on a 1993 or 1994 mazda rx7? im really wanting this car and im hoping that it wont be to expensive

What exactly is covered when you have full coverage auto insurance?

I have both collision and comprehensive insurance on my car..as i was backing into my driveway I got a little too close and hit the wall..my back fender is scratched pretty bad...is this covered by my insurance company

Renters Insurance Liability?

If my neighbor has a fire that does some damage to my apt./belongings, will the neighbor's renters insurance cover my damages or will my own renters insurance cover my damages?""

""How do I pick a car that's cheap to insure? I'm in NY and need a cute, reliable 4 door '03-'05 car.

I have been driving a little more than a year and can't afford to spend $500+ a month for insurance so I want a car that's insurance friendly. Thanks.

My parents wont put me in car insurance?

My dad keeps giving me excuses to why I'm not on his insurance yet. His excuse now is that he wants to switch car insurances first, but that he can't until he fixes his car. Like why can't he fix his car under the new insurance? it makes no sense. I've had my license for about 3 weeks now. All my friends have been put under insurance as soon as they got their license. I'm trying to get a job, but I cant because I'm not on the insurance. and no one can drive me to work since they work themselves. My parents think my older brother is my personal driver, its annoying. I don't know what to do. Any advice?""

Best place to get California car insurance?

Online, preferably. Thanks!""

Will a stolen recovered car affect the insurance and vehicle value?

I'm looking to purchase a car that is stated stolen/recovered NOT cat C or cat D What does this mean? Will it affect the insurance price? Can I get insurance if I'm 17?

Does car insurance cost more money for Asian people?

Does car insurance cost more money for Asian people?

Will a bike licence bring down car insurance?

Ok, so I'm 18 and am looking to learn to drive. I know that insuring a car is going to cost a bomb anyway, but will the fact I have passed a full motorcycle test (A2) help to bring my insurance down? Or will the fact I will have access to two vehicles (car and motorbike) increase my insurance? By the time I pass my car test I would have had my A2 licence for a year and have 3years no claims discount. Also I am looking at getting a 1.1 Citroen Saxo. Will a two door be more expensive than the four door to insure or doesn't it make much difference?? Thanks.""

International students and health insurances?

hey guys. i'm an international student in US. I want to get a health insurance and i was just wondering if i can get a basic health insurance from anywhere when i'm in F-1 ? if I cannot is there any good and reliable health insurance I can consider ? any suggestions ? thank you.

About how much does a car alarm save on auto insurance?

I know this depends but just give me a GUESS. or how about; use yourself as an example. How much do you save, or would you save, if you had a car alarm?""

2000 HONDA CIVIC CAR INSURANCE?

I also forgot to mention I bought my car Salvaged""

https://www.linkedin.com/pulse/i-did-something-bit-too-late-car-insurance-luis-barnes/"

[lovenerdywinnerbouquetfan-blog]

Avera Georgia Cheap car insurance quotes zip 30803

"Avera Georgia Cheap car insurance quotes zip 30803

Avera Georgia Cheap car insurance quotes zip 30803

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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Can anybody recommend an affordable dental insurance provider in the UK?

All the dentists in Lincoln seem to just be privately run and I can't afford private dentistry and as a hard working tax payer I'm not entitled to free NHS care.

Are young adults covered under their parents health insurance till 26 under the new Obama law?

Is it true that the new Obama law states that children/young adults will receive health insurance coverage until they are 26 even if they are not in school, married, and living out of ...show more""

What would the insurance be like on a Mitsubishi Lancer Ralliart?

I'm nineteen and looking to buy a lancer. From what I've been told the Evo's insurance would destroy me. I've had people tell me that the Ralliart would be cheaper but I was hoping for clarification. I have a clean record and a good student discount. Driving a Mustang at the moment and it's pretty much a killer lol

No proof of insurance ticket in Southern California?

I got pulled over for speeding. Got a speeding ticket plus a ticket for no proof of insurance 16028 (a). I do have insurance for the car but I forgot to put it in my car the day I got pulled over. If i show prove of insurance during the fine date, how much does it cost in calfiorina law. It is a correctable offense. I heard that I can get that offense dissmiss just by showing my prove of insurance. Is that correct?""

Do i need auto insurance to rent car through Hertz?

I don't have a car now, and so, no auto insurance. I want to rent a car to Philadelphia airport this Saturday. When reserved through Hertz, does the rate includes the insurance too. If not, what kind of insurance do i need to take.""

How much is the insurance premium on a motorcycle 125cc?

Male, 18, Passenger car probationary licence suspended once on 2 accounts of speeding Preferably in Quebec, Canada""

Where can i get cheap car insurance?

Ive tried compare the market and a few of the other leading companies but they all a bit to high for me - whats so annoying is when i find one thats suitable it ends up higher than the listed price. Anyone know of a good one

Can you have a 'black mark' against you for car insurance?

I'm 20 years old, and because of the stupidly hiked insurance prices I got into riding motorbikes as a way of getting around. I now commute around 20,000 miles a year and the weather is really getting to me. I love riding but forced riding is different. Last year I was insured on a cbr 600 (2000 model) for 1200 a year TPFT, and this year part ex'd it for a Suzuki Bandit (2008) which is around 700 a year. Both bikes are 0 no claims as I've never kept a bike long enough to accumulate any. Now I understand cars are bigger and cause more damage etc, but bikes are quick, really quick, but how can insurers justify the stupidly high priced insurance for me on a car? Minimum 2500 a year!? My brother has a ford fiesta, an old old G red model, hes 2 years younger than me, and has always wanted to drive so he's spent ages saving and working towards getting a car. Come his insurace quote, and they're asking for 1200 a year TPFT. The EXACT same details, address etc, just with my name, age, and job (electronics technician) I'm looking at around 3000 a year, same company, no change. Its really getting to me now. I have to convictions, no speeding penalties, nothing. I've lead life so far getting involved in zero trouble, I do things by the book. So I'm beginning to wonder what's up. My insurance prices are always double or more that of my families and friends cars, and coming up to winter, I really don't want to risk loosing my job a second year running because its too dangerous to venture out in the snow by bike (hourly paid, high staff turnover.) I'd really appreciate any tips or advice anyone has, I've tried independent companies (phoning or internet), comparison websites, I've tried many many different models of cars, from boy racer cars, to a Diahatsu, I've gone through the ABI database looking at the exact insurance group for a car and then trying it. I've exhausted almost every option I can think of. I really really want to drive a car.""

Why would auto insurance go up just because of a divorce?

Years ago, when I was married, I had a brand new truck with a full-coverage policy costing $114 per month. I had a spectacular driving record, I was a 31 yr old female with a family, not a 19 yr old ripping up the streets. When we divorced, my auto insurance instantly doubled! It didn't just go up $50, it DOUBLED. Does anyone know why??""

What is the best kind of life insurance to get? Which is most affordable?

(term, whole, universal, variable) I also would like your recommendations on good companies.""

In general how long does it take to switch car insurance?

As well as canceling car insurance? I heard 7 days is that true?

How much will my insurance premium go down by?

After a years no claims? I'm currently paying 1700 (140 a month) for a 1.2 corsa. Not happy but still. I'm 19 and had my license since June 2008. Had insurance before but never got to the full year as my car broke down so I got rid. I know it's hard to give an exact amount but how much on average?

A good individual dental insurance plan?

I don't have dental insurance, and my employer doesn't offer any. I seriously need to see a dentist, I haven't been to one since I last had insurance 4 years ago. But I can't afford much right now either. I need a plan that will cover preventive treatment, doesn't have much of a waiting period, and will cover at least some of any major work, because i think I might need some. By the way, I live in central PA.""

Life insurance.........?

my boyfriend wants to get life insurance. he's 18, healthy, doesn't smoke. what's the best company to get it with ?""

What car insurance do u have and how much do u pay?

my mom and my brother have progressive i think i might be in there too but the bill came over $2,000....we don't even make close to that much a month""

What is a good insurance company for health insurance?

in a month i will need health insurance for my wife where can i go to get good honest help do you know of any insurance companies to stat away from or recommendations

How much will my insurance go up?

I recently crash my car into a bush going 50 with 4 other people in it. The car costed $2000 and I totaled my car and the police came. My 6 months weren't up so I wasn't supposed to have anyone in the car with me so I got a ticket for that and I got a ticket for reckless driving plus my license suspended. How much will my insurance go up?

How much (about) would insurance cost for a Lamborghini Gallardo (at 16 yrs old)?

How much (about) would insurance cost for a Lamborghini Gallardo (at 16 yrs old)?

First car 350z insurance cost?

Im getting a 350z for my birthday , and im just curious on how much insurance would cost on it . And dont give me crap about its not a good idea because my parents and i already talked about it. Just name the price u think it is . For me cheap is $500-1000 a year. Average $1000-1500 a year and Expensive $1500-2000. i know my parents have insurance and pay $500 a year for their 2 cars. And my dad pays $750 on his commercial trucks, 7 of them. And i live in Pa if that helps? And i will take driver corses. thats when u ride around the city with a teacher. THANKS Bros""

Teenage Car Insurance?

What can we expect for a 16 year old having to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!!

Car accident and insurance procedures?

I got into a car accident yesterday. I wasn't at fault for the accident, and I know my car is totaled. I was wondering how the whole thing will go down with the insurance and what the process is going to be. I filed a claim with my insurance co. and am waiting for them to call me up. I was wondering if the other person's insurance has to pay for my car and what not. I am also wondering if there will be any consolation since the other driver was dui.""

How much would I pay for motorcycle insurance in Hawaii?

How much would it cost to insure a 500cc or less motorcycle in Hawaii for a full-time female college student with a 3.0 or better GPA who is 19 years of age and single and has one speeding ticket on her record? I would just like a ballpark range to work with so I can decide whether or not I want to buy a motorcycle for going to college and work while I'm here in Hawaii. I passed a motorcycle safety course and have my M1 license. I want to know if I could afford the insurance.

How does my driving record affect my parents insurance rates?

In Illinois How does my driving record (20 F) affect my parents auto insurance if I'm not on their policy? I have my own car in my name and my own insurance policy in a different company than theirs. I do have 2 points on my record from a collision back in Oct. of 08' shortly after I got my license. Even than I had my own car and own insurance. I do live at home but I don't drive any of their cars ever.

Home Mortgage Insurance question?

Okay I need some info on mortgage insurance.i am currently living in my parents home which was built on their property, we don't live with my parents. My husband and I pay the mortgage, taxes, and the insurance. We are going to refinance everything into our name but in the mean time we are saving money for any down payments on the refinance(if any).Since we have not refinanced yet, what type of insurance do we buy, home owners or renters insurance?""

I am 30 and just got my UK licence and want to buy a car. Any tricks to getting cheap insurance?

I have had my NZ drivers licence since I was 16 and many years of no-claims. However, I haven't owned a car or insurance policy in the UK. Any tops for not having to pay very high premiums? I would love to get a sports car, but it's looking very expensive. (Would it be worth registering in girlfriends name and being a named driver?)""

Avera Georgia Cheap car insurance quotes zip 30803

Avera Georgia Cheap car insurance quotes zip 30803

I have a question about car insurance?

I just got my intermediate license and i can drive in between 6a.m. and 10p.m. The only problem is im am not covered on the car insurance yet. I have to wait til october until my dad can get me put on. How much trouble can i get in if the car has insurance but im not on it?

How much is car insurance?

I am a first time driver, a girl, and I have discounted insurance because I took driver's Ed. How much would it be and how often do you may? (monthly?)""

Teen driver and car insurance?

I am 17 years old and am looking to buy my first car. I have found a 2002 Buick Rendezvous CX that I am very interested in. The only problem now is insurance...With my car insurance company, Liberty Mutual, it will be close to $800 every 6 months! That is A LOT of a teenager or for anyone to be paying. That is also being under my parents policy which has the best coverage. What can I possibly do to finagle a lower price? I know that the car should be registered as pleasure driving, I have good grades, took Drivers education...what else can I do to try and lower my payment every 6 months? If there are any tips, please help me!""

Car insurance...........?

Right.. my mom already has a car and is the named driver of it. I have got a ford ka and have been looking on insurance company's and it is cheaper for my mom to be the named driver of my car but for me to go on the insurance.. Can my mom own to cars or is this not possible UK only please.

How much would my car insurance payments be?

I'm thinking about getting a 2011/2012 Hyundai Elantra and was wondering how much would my car insurance payments be with Geico, Allstate, or Statefarm? Also what would you recommend?""

Car insurance for girls?

I am 18 and looking at starting my driving lessons and buying a car, BUT insurance is so expensive for a first time driver. Does anyone know what the cheapest car will be for me to insure,?? Thanks.""

""My adult brother is living with my family, do I need to put him on my car insurance policy?""

My 29 year old brother has been living at my place for a few months. He's still covered by my parents car insurance in another state, but I wonder if I have to put him on my policy since he practically lives with me. He only drives one of my cars occasionally. His living with us should be temporary (hopefully no more than few more months)""

What is the cheapest car to insure for a 17 year old male? 10 points?

I'm getting ridiculous quotes for a Citreon C1 Group E insurance for 7000+ under 1 liter engine size !!! By using compare the market and other comparison sites! Where can I find affordable insurance quotes? My brother was insured on a 06 1.2 Polo for 2,300 and only been driving for 6 months. surely a C1 will be cheaper!! Need help""

Accident and Insurance questions. In California.?

So I got in an accident a couple of weeks ago. The other driver refused to show me her insurance. I was found 100% liable for the accident because the other driver lied about the accident . Now I'm getting phone calls from the other drivers insurance telling me that they are investigating their client because they think she got the insurance a few hours after the accident. What does this mean for me? I provided some pictures to the investigation team because they wanted the exact time of the accident. If the driver is found guilty what will happen. Will I still be liable? Also should I let my insurance know about this investigation.

ChEAPEST CAR INSURER FOR?

I want to get either a reno clio 2001 or an old mini. i know the mini is likely to be cheapest. I'm a 17year old male. Which company would give me the cheapest car insurance? DON'T TELL ME TO GO TO GOCOMPARE.COM TRIED THIS ALREADY, AND ON VARIOUS OTHER COMPARISON SITES. Thanks""

Which will make the insurance higher manual or automatic transmission?

I'm thinking of buying a car but I want to make the insurance cheap as possible I don't know if manual or automatic transmission will make the insurance cheaper

Insurance on a car that you do not own yourself?

Im 17 years old. My grandma will buy me a car. But she doesn't want me on her insurance, so she said i had to wait til i was 18 til she would buy it. I was wondering if it's possible for my mom to put insurance on the car for me, if she's not that one that own's it. She can't on it for medicaid reasons. Thanks.""

Im 19 years and i need a car but im woried about the insurance?

Hi im 19 years old. I have a good job but no credit. i recently saw this 2000 dollars car. how much could i be paying for the insurance.

What Are Some Good Health Insurance Companies?

I used to be a 1099 worker but just recently got switched over to a salary but i still do not have health insurance. Are there any affordable health insurance companies out there that ...show more

How long until I lose my health insurance?

I left my job on August 17, 2012. I had Cigna Health Insurance. How long until I get the letter that says I don't have it anymore?""

I don't have liability insurance! My mom drives her car that is insured! Can i drive her car?

I was removed from my parents insurance policy! My mom can drive her car cuz she has insurance. Can i drive her car>?

""In indiana, Do i have to have insurance to drive someone elses car who has insurance?

My girlfriends mom wont let me drive their cars anymore because some retard told her that I wasnt legaly alloud to drive if i didnt have insurance even though its not my car and even if their car HAS insurance

How can I get health insurance for myself and family and pay for it as business expense without employees?

I'm a successful part time entrepreneur in California, but I maintain my day job because of the group health insurance they offer. I'd like to cut the apron string and go out completely on my own, but the insurance situation holds these plans hostage. I don't want to buy private health insurance, I would like to structure my one man business so that I can easily purchase group health insurance for myself and family. I'd like to purchase group insurance as opposed to private insurance so that I don't have to deal with preexisting conditions and riders, etc. Since I'm still a sole proprietor, I have plenty of leeway in regards to business structure, and I'm willing to change whatever is necessary to get the best deal possible. How can I get health insurance for myself and family and pay for it as business expense without employees?""

What is the best but most cost-efficient insurance for a 22year old male driver who just got his license?

Used, older car (either 1990 honda or 1995 toyota). Just got his license. Want decent insurance but not outrageously price. Any help greatly appreciated - thanks!""

Car insurance 17 year old?

I just passed my test afew days ago and have been looking at insurance. Most insurers won't give me a quote and if they do it's 19k. But i was looking into classic car insurance for a mini and got a quote from adrianflux for 3500 but i was i told i was to young for classic car insurance. I tryed a 1000cc yaris and they would not even quote me. I checked my details twice and there all right. I asked over the phone why there is such a change im price when they have the same size engine and he just said there cheaper to repair n that . and just so it's clear the minii quote was not classic car insurance. So any one know the logic behind this? + any other suggestions about insurance will help.

How much would insurance for a 19 year old be?

Currently she's looking for a 1999 SAA-B 9-3, a 2000 mitsubishi Eclipse or 2002 Spyder Eclipse... Ball parkish, How much would it cost?""

Can I get Motorcycle insurance for a hired motorcycle in Thailand?

I am planning to spend two weeks in Phuket and intend to hire a motorcycle. Is there anyway i can get compriensive insurance for this? Thanks Phil

Should I buy a new car on interest free with free insurance or a second-hand car?

I have not owned a car in the UK, so have only had a full UK driver's licence for 4 years, although have driven in NZ for 14 years. Therefore, my insurance quotes have been in the region of 2 K. Was thinking of getting a new car to circumvent the hassle of looking for a second hand car and also to bring down my insurance the following year. Monthly repayments on a new car would be 200 on a 10 K car, or 3500 upfront for a second-hand car. Can someone give me a proper financial assessment and also the pros and cons of a second-hand and new car? Cheers!""

State Farm Renters Insurance: Explain Replacement Cost Coverage to me?

From what I understand, if a claim had to be filed, I would receive the current value of an item. For instance, I have a pair of $500 shoes. They are currently priced at $450, so the pay-out would be $450 and $500, correct?. Okay, so here are my two questions: 1) Would I be bound to REPLACE the lost item? Or would they give you the current cash value to buy whatever it is that you wanted to buy? 2) Are there no such policies that exists out there: a policy that would pay you what you INITIALLY paid for an item? So that one wouldn't lost out financially in the event that an item depreciates? If I'm wrong about any of the above, or if you think I need to be sure to clarify certain things with my agent, please let me know. Thanks.""

How much would insurance cost if i drove an Audi S4 at the age of 16?

what would be the average insurance cost?

Avera Georgia Cheap car insurance quotes zip 30803

Avera Georgia Cheap car insurance quotes zip 30803

Will a no turn on red ticket increase my insurance rate?

Got a ticket for no turn on red . To be fair, I saw the sign and ignored it. There was absolutely no traffic and I didn't feel like waiting. Officer set a trap and nab'ed me. I didn't make up a story to him. He gave me a $100 ticket and didn't give me any points on my license. I'm 20, been driving for 3, almost 4, years and have a flawless record. What are the chances my insurance, which is Allstate, will increase. I have no plans on fighting this ticket, will plead guilty and pay the fine.""

Wat is the avarage cost for car insurance in nyc? anyone! please be as specific as posible?

so ive been thinkin about getting a car. but i dont know how much i would be paying a month for car insurance..i would really appreciate to get accurate answers...thank u guys

Need insurance for mercedes car - which insurer will use mercedes repair centre?

I'm buying a Mercedes B class. Swinton have given me some good insurance quotes but during the long conversation (with Aviva) to get 7 day drive-away insurance I was told to be careful of the small print: to keep the Mobilo service I must always use Merc-approved garages for servicing and repairs; unfortunately Swinton's insurers say they will choose where the car goes and this is very unlikely to be a Merc garage. So my question is: what do Merc owners do? From whom do you get your car insurance to make sure any repairs are carried out by a Merc-approved repair centre?

How much will my insurance go up?

I am 16 and I just got my first speeding ticket. I have state farm and it is my first violation. I was just looking for a ballpark estimate.

Car with cheap insurance and cheap to run.?

Can any one advise which car to look for that has cheap insurance , low tax and is economical to run .I dont need a powerful car .""

Why did Democrats call their health insurance scheme the Affordable Care Act?

When in reality its making it more expensive for the middle class?

2010 camaro car insurance for 16 year old teen???

So ever since I saw te first transformers movie I have loved the look of the camaro, and after 7 years I'm deciding if I should get one as my first car. Im a major gear head, especially muscle cars. So I've been looking at some 2010 models that are around 14-16 grand. I make on average of 350-400 dollars every two weeks at my job, and I have enough to put around 5000$ down, now more or less ill be paying some where around 180-230$ a month. Now what worries me is the insurance cost.... I know for a first time 16 year old teen it's a bit expensive, so basically on average how much would the insurance be a month? Just an estimated cost would be perfect, and please don't tell me it depends, just a General estimation please and thank you, ps I have a 3.6 gpa and never been arrested, don't know if that helps lol""

Do you need insurance before you own a car and before you have your license?

I already have my permit, after I am done with my 6 hours do you need insurance to drive your own car?""

Denied for life insurance thru employer?

Met life denied me for life insurance. Met Life sends a denial letter to my employer....Can I get fired for that...The life insurance company stated they cannot disclose any info, however, can Human Resources call me in and ask me why? It is a company life insurance...... I would think this is a privacy or Hippa Issue......Need some help..""

Car insurance question?

Would my car insurance be any higher if i got a ford escape rather than a car? My parents wont let me get a Chevy Tahoe for my graduation because they said SUVs make the car insurance go up really high, so would my insurance go up alot if i got a Ford Escape, since its not as big as a Tahoe.""

A question on fully comprehensive car insurance cover?

im 17 years old and am insured with quinn direct. I was just wondering if i would be able to drive other cars not insured under my name on third party? thanks for the help :)

Whats a cheap car insurance company i could try??! other than quinn any recomendations?

see above :)!

How can I get cheaper car insurance as a new young driver?

Hello I'm a first year University student and I'm now looking to get my first car. As you may all know, the prices for insurance specially on young drivers are very high and I obviously will not be able to afford 350 a month for insurance even on my part-time job. I just wanted to know if there were any legal ways of my getting a cheaper quote. Could I insure under my uncle's name who has 9+ years NCB on his license? I'm aware of fronting and that most parents do it in order to get a cheaper quote for the son/daughter but i'm sure there are other legal ways of getting cheaper insurance right? I've previously driven in other countries if that also helps. All help will be greatly appreciated Thank you, Robert""

What is the best insurance company to work for?

I'm 19 and i have also thought getting into sales would be exciting. there is other reason but doesn't really matter. Anyway I'm hoping that there is a good Insurance company that has a good training program and allows entry level people to work hard and succeed. A company that wants people to succeed. So far every agent i have talked to has said their business is the one to be in so i just want some not so bias opinions. seems like all the insurance companies just want to get UN knowing teens ( like myself ) in and work them for 6 months to a year and suck them dry of all the money they have. i understand that you have to work and its not just six figures in the first year.

Insurance for a 16 year old. ?

I turn 16 on December 30th, and i can get my license on January 4th. I know insurance costs less if you have a 3.0 or something like that in California, thats the state i'm asking about. Our new semester starts when we go back to school on the 3rd or something like that and i will have all a's. I was wondering if anyone knew if they look at those grades, or the final grades from the semester before? this is for the deduction on the insurance, anyone know?""

Where can I find cheap car insurance? ?

I live in Cleveland, OH... im 18""

How do you get cheap classic mini insurance when your 17 and its your first car?

My friend (also 17) got his insurance for 998, i asked and he said about classic mini insurance and joining a mini club, can someone explain and help me?""

Travelers -safeco insurance..need help?

Hi Everybody .. I am in CA and paying around $2K yearly for Auto Insurance only . I recently got a quote from Travelers and Safeco Insurance for about 1400 yearly (for Auto and Home) . That is a very good saving but I have not heard much about these insurance companies . Any Ideas on how good and reliable these companies are ? Is Travelers better than safeco or vice versa .. Any help is greatly appreciated

Car rental insurance? I have auto insurance and credit card insurance.?

Hi, I'm totally new to car rentals (having just turned 21 a few months ago). I'm planning on getting a car from Dollar Car Rentals. I have auto insurance via AAA and I know that if I use a major credit card, there's some coverage there as well. Am I required to purchase insurance through Dollar, or am I able to use my own? What about the credit card coverage? Thanks!""

What is the cheapest car insurance premium quote?

That you know of , for an 18 year old male driving a group 1 car. Thanks.""

How much does auto insurance cost for a 16 year old male with Erie?

I just got my license and now I want to get a car but my dad wont pay for insurance, I was wondering what the possible prices might be. I would like a Jeep Wrangler or a VW ...show more""

Do I have to make an appointment to get car insurance ??

or do i go in the car insurance building and they give me insurance that day ??

16 years old can I get insurance ?

K so I'm 16 getting a 2002 BMW m3 how much will insurance be with just the cheapest I can get how much will insurance be ??? 10 points

50cc moped scooter insurance?

I live in PA. I am thinking about geting a moped scooter 50cc. About how much does insurance cost?

Wat is da average cost of car insurance for a brand new car driven primarily by a teen?

INSURANCE, TEENAGER, COST""

Avera Georgia Cheap car insurance quotes zip 30803

Avera Georgia Cheap car insurance quotes zip 30803

I have a question about car insurance in N.C.? I REALLY NEED AN ANSWER????????????????

okay, im 15, im about to get a car signed over to my name, what im wanting to do is have it in my name, work out the problems with it over the years, then by the time i get my license, it'll be running nice and good so i dont have to worry about it, sounds simple huh? well i've only encountered one problem with this, and that is my mom says that you need to have car insurance to be able to own a car by law. so the whole time that i own the car, fixing it up and stuff, (when im not driving it), ill have to pay car insurance on it, i dont have a job yet, so i dont wanna dig a ditch that i cant get out of, so by law in N.C., do i have to have to have car insurance on a car, if i dont have my license, and im not driving it, i guesse a simpler way to put it is do i have to have insurance on a sitting car. an answer is crucial and best answer gets 10 points, please help thank you""

How much will my car insurance be as a new driver?

I'm learning to drive as a necessity for a new job, but I am struggling to get a reliable estimate of the insurance premium I should expect once I have a car. I know that nobody will be able to give me a precise figure as it depends on so many variables, but I wondered if anyone would know what to put into a quote generator to get something accurate? I'm female, in the UK, 27 years old and will need a cheap and cheerful 5 door hatchback. Unfortunately I don't know enough about engine sizes and that sort of thing to know if I'm answering the questions on the form realistically. I tried compare the market and got a cheapest quote of 3,700 per annum - does this sound right? I know it will be expensive but even so that seems very high for a 1999 Vauxhall Corsa! (the car I used to get the quote). I do realise this is a very subjective question but any advice is greatly appreciated - at the moment it is looking like I won't be able to take up a dream job offer as all I will be doing is working to pay for a car that I oly got in order to take the job :(""

Taking new car home with no insurance?

So the car is in my Moms name and she has insurance, but she has to drive her car home, meaning I have to drive the other one. I don't have insurance, but we are getting GAP insurance. Is this safe? If I damage the car are we covered?""

What would be a good and cheap car insurance here in TX?

What would be a good and cheap car insurance here in TX?

What type of car insurance is the best for first time drivers?

About to buy a car for the first time just wanna kno wat car insurance would be the best for a 16 year old

Did you know about a lost payee on your car insurance?

THE BANK CHARGED US A EXTRA $100 ON OUR CAR NOTE WITHOUT US KNOWING THEY SAY THEY SENT US A NOTICE BUT AT OUR OLD ADDRESS.NOW WE OWN THEM ABOUT $1200 WE READ OUR CONTRACT THEY CAN DO THIS WE HAVE TO SEND THE MONEY AND PUT THEM AS THE PAYEE ON THE INSURANCE FINE.WE DID THAT BUT THE PERSON AT THE BANK IS REAL NASTY TO MY WIFE THE EVEN THREATEN TO REPEO THE CAR IF WE DONT PAY THEY SAY WERE RE LIKE THREE MONTHS BEHIND DONE TO $100 DOLLOR FEE THEY WILL REFUND THE MONEY WHEN THEY ARE PUT ON THE INSURANCE AS THELOS-T PAYEE THEY WONT EVEN LET HER SPEAK TO A SUPERVISOR HAVE ANY BODY ELSE HAVE THIS PROBLEM.

How much is unsurance for a 16 years old?

I am about to get my provisionary license soon, after i turn 16. I am wondering how much insurance will cost for us. We live in california. My parents are both good drivers, and have never been in an accident for the last 10 years. We have state farm. My parents are right now insured to 3 cars ( toyota seina, lexus gr300, nissan versa) and i will be added in there soon. I am wondering how much their insurance will raise because of me. Don't ask me to ask an agent or go to a website to find a free quote. I understand you can not give me a near exact answer, but just an estimate is good.""

Life insurance quotes make me save money?

Life insurance quotes make me save money?

Where is the cheapest van insurance available?

I'm 21 and looking for cheap van insurance....Any recommendations?

What would insurance on a er-5 be like for a 17 year old?

I recently asked how much gsxr400 insurance would be for a 17 year old, however being a sports bike it costs more, but what would it be like for a bike like the ER-5. also i would go ...show more""

What is the best affordable health insurance for students out there?

I am thinking about changing my provider and was wandering if anybody has any recomendations?

Where can I find non-owners insurance?

I need what is known as an SR22 which is also non-owners insurance. I have looked everywhere and it seems like nobody has a policy for it. If anyone knows anything about it. Please let me know.

Health insurance question?

This question came to mind as my husband attended the annual insurance meeting at his job. The premium is going up 2011, the deductible went up, he got a 5% cut in pay last month, has not had a raise in 3 years, took away overtime and shutting down a week every couple of weeks. As if we could not pay for insurance right now hardly, when he retires in a few years he will have at least medicare but I am 9 years younger and will have nothing. Any ideas as to how to get affordable health insurance at 55 years of age. Appreciate any suggestions. Thanks""

Self employed insurance?

bf is self employed and never been covered under insurance before. I am looking into policies but can not find out anything about preexsisting conditions. He hurt his shoulder several years ago and will probably need surgery. he did see a doctor at that time, but nothing was done, and nothing has been done since. What would be the waiting period if he did see a shoulder specialist and there recomendation was surgery""

Which company has the cheapest Car insurance for 16 year old drivers? I live in NC.?

How big will the difference be monetarily between owning a Honda s2000 or a $1000 old mazda?

Whats the best car to get to make your insurance cheap as possible?

I turn 17 next month and start my job this month, so i'll have money spare, so i'm thinking of getting a car, but i know insurance can be really expensive, so i was wondering what car is best to keep the cost of insurance down? Thanks for answers :)""

Where to buy cheap auto insurance?

Im 19 years old and I have had my license for about a year. I have no speeding tickets and have never been in a wreck. My driving record is picture perfect. I have been driving my moms car and she has had me under her insurance so it was really cheap. But Im getting ready to buy an 06' Chevy Colbat and where I am buying it off a car lot, she cant afford to put me under her name on insurance, becuase I will have to get full coverage as where as before I had liability. Is there a place in WV or somewhere online that offers reasonable prices on full coverage insurance for someone of my age. My mom is telling me my insurance is going to be about as much as my car payment. Is there any way to get it lower? I need a cheap place for insurance! Thnks.""

I applied for Car Insurance and...?

They asked me if there any other drivers in the house. I told them my parents and my older sister have insurance.. I am 24 and they said thanks for telling us? The question is does that mean they can once in a while borrow my car and they are covered?

Car insurance?

If i have bought a car but but the car is not insured, then can someone else who is fully comp drive my car?""

Car insurance for a 19 year old?

Ok about a few Weeks ago I was involved in a wreak, I had no license and was not under my parents insurance. Luckily i didn't go to jail cause I was rear ended. Now I'm attempting to get A drivers license after SO long I've been begging for one, The only thing that's held me back from getting one was my parents because they said i would be tagged on into the insurance, and that I had to go under another address. Now after the wreak they said I cant get one, because once the insurance finds out im driving, they'll automatically add me on, is this true? I want to get back on the road and walking is pretty bad knowing i have a car ive been paying for the [ast two years for. BTW I live in Texas and under state farm.""

""How much will insurance be on a bmw 5 series 3 litre 17 year old, SECOND DRIVER!?""

im looking on how much it would be for my father to make me his second driver so I could also drive his car, it is a bmw 5 series 3 litre, im 17 year olds I have only just passed my test, please no stupid remarks/commentx""

About how much would car insurance be?

My husband and I are stationed overseas for the army and we are looking to buy a new car. (A Ford Focus or a Ford Fusion) I want to know about how much it will be a month/year for insurance. We are both under 21 (19 and 20), but my husband turns 21 in January. Anyone have any idea how much it would cost?""

Cheap Insurance For Teens.?

I am 17, and I live in KY. Know a cheap company?""

Who is the cheapest car insurance company for two cars?

One is a 1993 Ford Probe and the other is a 1994 Toyota Camry.

Approximate price of motorcycle insurance?

hello, i am 17 years old and have just gotten my M1, i am looking at buying a honda cbr 125 (2008 in white). i was wondering if anyone had an approximate estimate on how much ...show more""

Avera Georgia Cheap car insurance quotes zip 30803

Avera Georgia Cheap car insurance quotes zip 30803

https://www.linkedin.com/pulse/best-cheap-insurance-cars-new-drivers-alfred-valenzuela/"

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Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

"Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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Insurance and emergency room?

Why does it matter what type of insurance you have in an ER? I have overheard nurses signify to physicians what type of insurance an individual has. Why would that information be pertinent for a physician?

Double health insurance legality?

I provide health insurance through my employer for my 2 girls, however, my ex-wife continues to use California Medicaid for their hospital and doctor visits without letting them know they are insured already. Is this allowed? I feel like she is somehow swindling California out of money?""

Good Driver Insurance Discount?

Okay, so this is the deal. I have a 3.3 G.P.A. Not bad, right? Well, for one of my classes I actually have an F in for ONE of my Spring 2011 classes. Although I can get the discount, my parents keep hounding me for my transcript and I don't want them to see that F or I'm screwed. Can I still get the discount if I send the car insurance company my trancript from the previous semesters and not my most recent one?""

Im about to turn 17 how much is insurance for a lamborghini or ferrari cuz my parents said i could have one?

Im about to turn 17 how much is insurance for a lamborghini or ferrari cuz my parents said i could have one?

How to find cheapest car insurance for young drivers?

How to find cheapest car insurance for young drivers?

Geico or Progressive Car Insurance?

I live in Chicago, IL. Which company offers better car insurance?""

Will my insurance go up?

i got pulled over for speeding 71 in a 60. with my new truck. well i don't have my insurance card yet in my truck yet. so i got a warning for the speeding so that's good. but i got a citation for not having my insurance card. but i have to go to court to show them i have it. will my insurance go up after that. also my insurance is state farm if that help.

My son wants to buy a car. Can he use my car insurance?

My son wants to buy a car but he is only listed as a household driver on my insurance policy. He is 23 years old. He lives with me in Pennsylvania. Must he have his own insurance to purchase a car?

Motorbike and car insurance?

With fuel prices in the uk soaring and having to drive 120 miles a day I am seriously considering buying a motorbike to save both time and money. Thing is I'm gonna still need a car for the winter months when we have to deal with increasingly heavy winters... So my question is do i have to pay 12 months insurance for both a car and a bike or is there any way of having a policy that I can put on hold for the months that either vehicle isn't being used?

Motorcyle insurance ?

I just wanted to see what riders ages 17 between 21 pay for a year and for what kind of coverage with what kind of bike, and what insurance company people go with. also if you have taken an msf course or not.""

Car insurance Questions?

I have comprehensive coverage (collision, fire, theft. etc)on my car it is a 2001 bmw 325 in very good condition, very little scratches inside and out. Mechanically sound. also well maintained and optioned if somebody was to rear-end my car (i live near the sr 91 in california, accidents everyday) what is going to happen? is the the one at fault's insurance company going to pay for the value of the car? since i pay comprehensive coverage? and is the value of the car based on pre-crash value or post cash value? what if i was to hit somebody's rear end? and is my insurance rate going to go up if i was rear ended""

How to appeal declining application on Health insurance?

I just received letter from Blue Shield of California on my recent application for health coverage, I am asking for any suggestion on appeal and my rights in this process. My COBRA is running out, and this recent application took 2 months before they turned me down. I considered myself fairly healthy other than a monthly low dosage cholesterol prescription. Any help or suggestion is appreciated.""

I was rear ended. Does my insurance go up if I contact them?

I have Mercury Insurance and someone hit me in the back at a stop light. I got all of there info, but I was wondering if we went through this with our insurance companies would my rates go up? thanks :D""

What is the best cat insurance in the uk?

What is the best cat insurance in the UK I can get for my 12 week old kitten?

On average what is my auto insurance going to cost if I go with geico or progressive in los angeles?

I need to know seriously

Where can i find cheap car insurance?????

im 19 and have a vectra any one know where i can find cheap inssurance and is it better to do me or another family member as the main driver

How to get off an auto insurance policy?

about 2 years ago, my mom signed me up in the same insurance as her car...i do not drive her car and never did, however, we still pay 80 bucks extra a month, i want to get off of that insurance but i hear its much trickier than it seems. The car i drive is already insured, but not under my name. Is that legal or not? I live in illinois if that helps. how should i go about removiving my name from this insurance company?""

Single mother looking for cheap car insurance?

im a young single mother trying to get my life together, fix a car, etc... got a lot on my plate. is there any resources for car insurance i can use? anything?""

Insurance help! Tennessee?

My bf moved here from west virginia... he has to big health problems one life threatening... He needs cheap insurance but i dont know anything about insurance. hes 23. can anyone help me or know of any type of insurance??????? It would be appreciated..

Car insurance and full time employment?

After playing about on comparison websites I've noticed that with the same companies it's about 100 less if I am in full time employment compared to being a mature student with a part time job...why is this?

How much can auto insurance rates go up for a first time accident?

If youre at fault, theres no injuries. Approximatley $1500 damage done to the other car and minor scratches done to your own. Also, would it be better not to make a claim to your own vehicle if the damage is so minor? Or would it even have an impact on future rates?""

""Im planning to buy a new car.What's the average cost to maintain it,including insurance,per year?Please reply.?""

Im planning to buy a new car.What's the average cost to maintain it,including insurance,per year?Please reply.?""

How much does health insurance cost?

I am from the UK and I am doing an assignment on whether medicine can be justified to have a price tag. As I have free public healthcare from the country (NHS), and I do not have private healthcare. I would like a guide as to how much health insurance would cost for a child, man, and woman with no health condtions. Please be specific and add more examples if you can.""

How much does insurance cost for a gas station in NH?

If I was to open up a gas station in NH how much would the insurance cost per month or year? Assuming I had an average amount of coverage and was running it as an LLC.

Best New York Health Insurance?

i got married 2 months ago, I m waiting to start the process for green card! at this time I wanted to get a good health insurance, my husband doesn t know aythin about it so please help me!!!""

Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

What is the Cheapest car insurance?

Hi guys I would like to know if what is the best and cheapest car insurance? I'm looking to insure my 2010 mustang v6, any idea? Cost monthly? Please reply only if you have something good to say, And as well as for a 2013 mustang gt, thank you!""

Car insurance for new drivers !?

Ok so Ive spent quite some time googling this but to no real answer ! My question is, what is the cheapest insurance available for a newly passed 18 year old male? From this i mean: What care gives the cheapest quote? What insurer is the cheapest? Of course i know there is no one cheapest insurer/car but a general type of answer would be helpful. like saying what your insurance was at 18 on what car and with what insurer! Thanks very much !""

Do I have to include my husband on my auto insurance policy?

Without him on it, my monthly bill would only be $44. With him on it, it's $135. Do I legally have to include him on the policy?""

Car insurance for a new driver + sports car?

Well, my dad owns a 1959 TR-3 Triumph, and also a 1981 Delorean. I will be turning 16 soon, and I plan on purchasing car insurance so I can drive a 2006 Hyundai Sonata to school and around town. The problem is.. I want to be able to occasionally drive my dad's Triumph TR-3 around town, to school, on nice days, etc. Maybe only on weekends, that kind of thing. The problem is, I don't want to spend a ridiculous amount of money on car insurance for a car I won't be driving very often. I read that there is a cents-per-mile program which is essentially a prepaid insurance card and you buy insurance for blocks of miles and it keeps track on a special odometer. Can someone please shed some light on that subject? I live in Oklahoma if that's of any importance.""

No claim bonus on previous car insurance?

HI I WOULD BE GRATEFUL IF YOU COULD ANSWER ABOUT CAR INSURANCE CLAIM BONUS DID 2 YEARS INSURE WITH FIRST CENTRAL INSURANCE FROM DECEMBER 2010 TO DECEMBER 2012 THEN STOP DRIVING AND NOT DRIVE FOR 13 MONTHS DO I STILL HAVE CLAIM BONUS I WAS TOLD YES IT EXPIRE AFTER 2 YEARS IS THIS TRUE? I TRY CONTACT MY PREVIOUS INSURANCE ABOUT THIS BUT NO REPLY YET THANK YOU

Is van business insurance expensive?

My van is insured at the minute but as an electrician will i require business insurance and willit be much more

How do Car Insurance Deposits Work?

I am new to the whole car insurance thing, and so I would greatly appreciate it if someone who knew what they were talking about would give me some help on how deposits work. I don't want to ask this help from the insurers cos they'll try to persuade me to pay for their insurance before I'm ready. Basically, my cheapest and most covered insurance is quoted as 3,889.98. I will be initially paying a deposit of 780.05 and then monthly payments of 314.66 for the next 11 months. What I want to know is an explanation of how deposits work in terms of Car insurance, and what I also want to know is does this deposit have to be paid more than once in your entire time with the company? Thank you in advance guys :) Micky.""

What Vehicle has the highest insurance rates?

I friend of mine wants to purchase a Mustang and she was told that the rates in Georgia would be high....Does the color of the vehicle make a difference also?....I have heard the color Red would bring you into a high pay rage with insurance....not too sure so I'm asking....thanks

Automobile insurance cost increase?

My car is 10 years old with 100,000 miles it was paid off about 6 months ago. My insurance does nothing but keep going up what should I do?""

Car insurance question?

I bought my car on Aug 25 2008. But the policy period on my new policy is from Aug 2 2008 to Aug 2 2009. How can they cover me before I bought my car. Is Safety Insurance of Massachusetts always do business in this sneaky way?

Can you register for car insurance as an LLC?

I want to register my band as an LLC. We need to put insurance on our tour van but would like to digure out the best way to do this. Should we put our names on it? or register for insurance under an LLC?

How much does COBRA insurance coverage cost?

I know that it can cost 102% of whatever the company pays for the insurance on a group plan, but I want to know what people have actually paid for their continued insurance under COBRA. Real figures from the past year are appreciated.""

Insurance rates????

my insurance is way too high...I have insurance with a nationwide company....and I have to have full coverage because I'm financing the vehicle. My question is..where can I go to find some cheaper insurance? I heard that smaller companies around where you live usually offer cheaper rates? Is this true?

Drive new car on an old insurance policy?

Hi all, I have got fully comp insurance on my car, but I have just sold it. Now I have bought a new one can I drive my new car on my insurance policy without changing it and be covered third party? If the answer is yes will it cause any problems for the person I have just sold my old car to?""

Car insurance help for teens?

im getting my drivers license this summer and next year november we have an extra car that a hundai that we can trade in to get a new car i was wondering if i buy a Mitsubishi lancer es or even something better would my insurance go sky high??

What car insurance provider is best In NC?

I am 18 and ready to get a car and insurance. I have responsibility's already and insurance is not cheap. I have a part time job and get anywhere from $150- $200 dollars a week depending on fluctuating hours. I need to know which insurance company is better an will provide a $250 deductible and not jack up the price too much. Which is better i understand that it is a matter of opinion but i need some opinions.

Motorcycle insurance question?

Hey, I dropped my motorcycle on the right side yesterday during a turn. It's a 2009 Kawasaki Ninja 250r. Two pieces of fairing were damaged pretty badly (right side and front piece). I just got insurance the day of the drop (before dropping it). Will insurance cover the damage? Also is it even worth getting them involved? I already have very very high insurance ($400 a month for a Honda Odyssey) due to previous car accident. I don't want to get any more things on my record. Will my insurance go up if I call them? The replacement fairings will cost me $560 out my pocket. I have a $250 deductible on the bike. So I would save about $300. Is it worth it?""

How to get health insurance?

I was laid off from work a little over two months ago. Unemployment pays me 405 a week. After taxes I bring home about $1400 for the month. I nearly get by now paying my rent and my car. How can I get health insurance at lo cost or no cost?

How much will my Car insurance go up?

I hit a car in Los Angeles and I have State Farm. The guy I hit drives a range rover and all I did was scratch his driver's side door. The body shop wants $1200 to repaint the door, which I think is insane. I would pay cash, but $1200 is a lot of money. Does State Farm have accident forgiveness, or will my premium go up if I claim this on my insurance?""

What is the cheapest insurance around for a 20 year old with 2001 bonneville?

What is the cheapest insurance around for a 20 year old with 2001 bonneville?

Health Insurance Help for Visitors?

my family is visiting us in california and need medical visit. they have visitors insurance which says that we need to pay for our visit now and they will evaluate and reimburse us. do these insurances reimburse anything and everything? what is a hospital/clinic to visit for visitors around southern california? how is kaiser?

What insurance company will give me the cheapest full coverage policy on a sportbike?

I'm 23, I have one year of riding experience, and i have no traffic convictions. I'm looking to go no higher than a 600. I live in an apartment, and I will have a lojack installed. I can't seem to find a policy for less than 3,000 bucks a year.""

Average Car insurance cost?

Im an 18yr old female living in Wyoming. I have a clean driving record and drive a 1990 honda accord. Does anybody have an idea on how much car insurance would cost me

Minnesota car insurance rates increas with a speeding ticket?

Can car insurance rates increase after a speeding violation as a Minnesota resident if the violation takes place in Florida in a Florida registered vehicle?

How much commission can I make selling car and homeowners insurance?

How much commission can I make selling car and homeowners insurance?

Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

What kind of health insurance should I get?

I'm 20 I live with my parents we have U visas I know I don't qualify for Medicaid but I know we have to get insurance or pay the fine. What are my best options? Something affordable. Any advice would help because I know nothing about this! Thank y'all

""Cheapest car insurance in St.Cloud, MN?""

Cheapest car insurance in St.Cloud, MN?""

When does insurance go down for minors? at 18 or 21?

im wondering because i am getting a car and i am 17 and i am wondering if i should just wait till im 18 to get it cheaper or if i should just be on my parents plan

Which company gives best insurance to young drivers?

I'm currently 17 and the cheapest quote i've got at the moment is 4000 on my own car as the main policy holder but with my dad as the main driver i've found a quote for 1500. but does anyone know which companies are good for young drivers?

I am selling my car and I have a suspended driver's license. What kind of insurance policy can I buy?

My driver's license will be under suspension until January 2014 and so I have decided to sell my car. What do I do about insurance? I dropped mine when I realized I would not be driving as a way to save money, but now that I want to sell the car I believe I need the insurance even just for someone to take a test drive. Are there short-term or reduced costs policies available in this situation? I would of course immediately not need the insurance once the car is sold, which could be very soon.""

""Anyone know where I can get 1 day car insurance, i'm under 21?""

I am 20 years old, and taking my car in for a service to VW whom have offered me a courtesy car as I need to get to work etc throughout the day and pick the car up in the evening. Only problem is they won't let me use their insurance policy as i'm under 21 and after calling my insurance today who clearly said to me we do not deal with temporary cover even for existing customers . I therefore asked how much it would cost to add another car to the policy and they want an initial payment of 97 and I will have to pay ATLEAST the first months payment after which i can then cancel which is a rather expensive way of doing this. Any information/help is greatly appreciated! :)""

Motorcycle insurance is not required in florida. But can i ride a florida motorcycle in Virginia?

I live in Florida and am planning to get a motorcycle license from Florida. But I'm probably not going to get insurance because it's my first bike in the US, and it's going to be a 600 or a liter bike. (I've in riding in another country, so i do have the experience, but that doesn't count in the US). Florida doens't require me to have motorcylce insurace, but will I be able to ride this bike occassionaly out of the state without insurance? Will I be restricted to riding within the state?""

Driving without insurance?

My mom has insurance in her name for her car. I passed my road test yesterday and got my license. Can i legally drive the car with her INSIDE of the car? I'm not listed on her insurance? If i get pulled over do i legally have insurance? What will happen?

""How much cash on hand is needed after one has rent, utilities, food, gas, car payment and insurance paid?""

How much cash on hand is needed after one has rent, utilities, food, gas, car payment and insurance paid?""

Is getting into an accident with a more expensive car worse than with a cheaper car? (Insurance rate)?

Is getting into an accident with a more expensive car (Mercedes Benz or Ferrari) worse than getting into an accident with a cheaper car (Honda civic or toyota corolla) in terms of ...show more

College student needing car insurance?

I live in MA i am in the process of leasing a hyundai elantra. but i need insurance. I cant use my parents policies because i bought the car myself. Does anyone know of any cheap car insurance companies?

Will my insurance rates go up?

My daughter who is 16 yrs old tapped a car from behind at a stop sign. There was no damage done to either car and no injuries. The guy said he was not going to do anything about it since there was no damages. My daughter gave him her information (insurance etc). I called the guy to make sure everything was ok, he said nothing happened to his car or himself but he went ahead and opened a claim because he thought he had to do that. I know that if he decides to ask for damages the insurance will pay. My question to you is if he decides not to ask for damages, will my insurance still go up and will she get points in her driver's license. Also, I'd like to add that we live in California. I have not talked to my insurance (AAA) yet. Thank you""

How does having a salvaged title affect insurance?

Does it cost more? My dad told me that you're unable to get full coverage with a salvaged title.

Is there a life insurance company that insures the mentally handicapped?

Is there a life insurance company that sells coverage for a man with learning disabilities? Thanks so much.

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?

I have a car and have taken Auto insurance for it. Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also. If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars? Also if i am driving someone else car, will my insurance cover if there is any accident i have made?""

Car insurance! please help!!?

I am in the U.K. I need car insurance where i can send a cheque or postal order as i dont have a bank account. Can someone please help and recommend someone who will accept a cheque. I cannot pay online.......thank u

What is the CHEAPEST homeowner's insurance around?

Along with flood insurance and car insurance, but the main thing is homeowner's insurance. They've gone up on us something fierce, and we don't live in a mansion. Affordable homeowner's insurance is the question. Thank you.""

High Risk Auto Insurance - Where can I find the lowest quote online?

Is there any online auto insurance website that specializes in getting the lowest rates on car insurance for high risk drivers? If so can anyone guide me to one?

Pre-Existing Conditions health insurance...?

I've had epilepsy since I was 5 years old, I'm now 24. I came across a comment on a website a few minutes ago about there being some kind of federal law where it's ILLEGAL to deny someone coverage because they may be in poor health, overweight, etc... aka having a pre-existing condition . If this is true about there being a law AGAINST it, why are SO MANY health insurance companies allowed to deny people w/ pre-existing conditions right off the bat? There are THOUSAND upon thousands, if not MILLIONS, of people in the U.S that have some kind of pre-existing condition, whether minor or major. So wouldn't that mean that there are THOUSANDS of insurance companies that are running their business illegally & breaking the law? I mean, breaking a state law is one thing, but a FEDERAL law is a pretty big deal!! Washington makes such a big deal about how so many people in our country don't have health insurance & they say it's because people can't afford it . But I think the REAL reason is that because MOST of those people have a pre-existing condition & they're getting thrown to the curb because of it... Comments on this???""

Is it true that in PA if you don't own a car you don't need car insurance but could still drive someone's car?

I have my own car now and insurance, but I want to get rid of it and just drive my bf's extra car around. Is that legal because he has insurance on his cars? This is in Pennsylvania. Thanks.""

Can't find cheap nissan figaro car insurance. i need help?

i really want to buy a nissan figaro as my first car. however i'm 18 and have only passed my test for 2 months. i can't find insurance for less that 4000. any tips?

Motorcycle insurance for 20 yr old mn?

I'm looking at getting a motorcycle and was wondering what it would cost me. I don't have any tickets or anything. My record is clean and I was looking at either a Kawasaki ninja 250 or 500r that would be like a 2005. Maybe a 750ccc cruiser. What difference would there be between the two types of bikes and about what would I be looking to pay?

Car/Motorcycle Insurance and address question.?

I live in PA I Just moved out 5 months ago and i never changed my drivers license to the new address. Mainly because my dad payed for my next 6 months of my car insurance and it still says i live at home. Im going to buy a motorcycle soon and i know if i get the title in my name all the info will be mailed to my parents address because thats the address on my DL. My dad doesnt care if i get one but my mom does. I dont really want it mailed there but i dont think theres nothing i can do about that, can I? Say it gets mailed there when i go get insurance on it will i have to say the bike is parked at my parents house or my new address I know in the state of PA once you move out you have 15 days to change the address on your driver license. i did not change it. by me not doing this will it affect me getting insurance on my motorcycle? and if i do change it will it affect my car insurance cause its on my parents but i dont live there""

Car Insurance in Washington?

I recently moved from California to Washington. Is my California car insurance still valid in Washington? Should I cancel my califorinia insurance and get a Washington one?

Cheap cars and places to get car insurance for 17 year old ?

My 17 year old son has recently passed his driving test, we live in england in surrey and i want to know what the cheapest cars to insure are and what companies are cheapest to insure with?""

Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

Lowest insurance rates?

Hi!!! I would like your opinions on the lowest car insurance rates. I am currently with an insurance company that has not lowered my rate and I have been accident free for more than 5 years. So I am going to switch carriers and wanted to hear your opinions on where I should try.. Thanks in advance

Car insurance Michigan?

Im 23 i will be trying to buy a car. I have the down payment but its the insurance that the dealers are scaring me with. One dealer told me it would be about 400 to start a policy. My question is do i havr to pay that whole 400 to get my car off the lot or will it be like half and then the other half later that month

When should i buy car insurance?

I am going to buy a car on Tuesday. Is there a grace period during which i can drive the car without insurance until i get it, like 5 business days or something like that, or do i need insurance before i buy the car?? This is my first vehicle so i dont have an existing policy i can add this too.""

What do you think is the best health insurance company in southern california?

i need to purchase individual coverage.

Does anyone know about medical insurance for low income famlies?

I know a famliy in California they make 1300 a month. Is there no goverment insurance plans for young people like this>

Florida Health Insurance Question?

A friend of mine has Blue Cross Blue Shield through his employer in Florida. His premium is a whopping $600.00 a month. He wanted to lower his premium and his employer says he can't change his insurance plan. He wanted to cancel his insurance and his boss says he can't, unless he fires him. I told him it sounded as though his boss is ripping him off. He contacted Blue Cross Blue Shield and they told him his boss has the right to charge ANY amount he wishes. They would give him no information about his premiums and referred him back to his employer. My friend doesn't even remember if he ever got his paper policy. All the links to write the insurance commissioner has not worked. Can anyone tell me out there if it isn't true that it is anyone's civil right to cancel an insurance policy and what my friend might do next?""

Will my car insurance be able to transfer over to another car without extra fees?

My mother-n-law has an extra car that she doesn't have insurance on because she doesn't drive it shes letting me use it for a month. If i get my own policy and pay the 6 month premium in full and add that car to it when I take that car off after i give it back to her will i have a credit that I can transfer over to my car when i get one in a couple months without paying anything extra?

What insurance rates do u all pay?

Just wondered what u all pay as i pay alot so does anyone else. Age -20 Sex -Male Car -Focus 2.0litre No mods Convictions-16 Month ban 3 years ago 1500 Anually

If your car is in storage do you still have to carry car insurance?

If your car is in storage do you still have to carry car insurance?

Do you need insurance if you are not going to drive the car?

For example if you had a parked car on the side of the road would you need it to be insured?? Because what would happen if your handbreak snapped and it rolled into another car? Who's insurance would cover it?

How much will auto insurance be?

I am going to be getting my permit in a month and i already have a car. its a 94 plymouth acclaim 4 cyl and i was wondering how much insurance will be, I will be joining my moms insurance she has farmers.""

What is some good cheap car insurance ?

I live in california! I'm 18 & my first car is going to be a used one.help n advice plzzz:)

Cheap car insurance in england for 17 year olds ?

who is the best company to go by for cheap car insurance for young drivers ? i heard quinn was the best, but theyve recently gone bust so there no longer insuring. So i need a different company that wont extort me ! lol...so yeah, any websites, or company names or anything will be very helpful !.....thanks !""

Im looking for a car thats as fast as any normal 1.6 but is cheap on insurance?

Im 20 years old and i am looking for a car with the same acceleration or bhp as a normal 1.6 normal but i would like one that's cheaper on insurance

Can you make commission selling insurance if you do not have a brokers license in MA?

I would like to know if someone can tell me whether or not you can be paid commission and acting as a producer in Massachusetts if you do not have a brokers license. I was under the impression that the only way to make commission was to have these credentials. Is this just an agency by agency thing or a law?

What car is quite cheap to buy and is also cheap on insurance for a first time driver?

my parents are gettin me a car but im payin insurance .. any ideas?

Will My car insurance go up if a 16 year old gets a older 2 door car?

Will My car insurance go up if a 16 year old gets a older 2 door car?

Can car insurance be in both my name and my wifes?

I just sold my car, and am waiting 3 months to buy a new car. My job requires that i have car insurance ( i dont know why since i dont drive for my job) I faxed a copy of my wifes insurance. Can my name be added on to the insurance, or do i need to get seperate insurance?""

How much is Car Insurance in Korea?

I live in Korea and am looking for a car insurance package that's inexpensive. I've been told they're about 300,000 Won per year, but I'm sure there are cheaper options available. Thanks!""

How to find affordable medical insurance (Family) in San Diego?

I am moving to San Diego on a contract that has no benefit package. I'd like to buy a good benefit package for a family of four. I need medical, dental .... etc. with reasonable deductible. Any help in pointing me to the right direction is appreciated. Thanks

How do insurance companys notify you when your insurance goes up?

i was in fender bender yesterday (not that much damage but basically ran into the back of a lady that stopped immediatley infront of me) but was under my grandmothers insurances at the time and driving her vehicle. people have been telling me that my insurance will go up now though, Im under my parents insurance, so will the insurance company send a letter to my house like tomorrow? or when insurance bill comes the next time to be paid it will be a little higher? Will it state why? Thanks""

Car insurance amount?

How much valid car insurance do you need to get a new vehichle tax disk?

Sisters friend took car and crashed will my insurance cover?

She took the car without permission I know alot of people say that but this is really true.She crashed and didn't have a license or insurance. She was not at fault since the other person was driving with headlights off at night and no one was hur however both cars are wrecked. Will my insurance cover I only have liability.

How much more would i have to pay insurance for a cheve monte carlo?

Im 16 and i want to get a cheve monte carlo but my parents say that the insurance will be too much, but there are a lot of people my age with one and i am pretty sure we are more better off financial than they are""

Affordable and good quality health insurance in CA? Any thoughts?

Anyhow, I just lost my job and the Cobra option is way too expensive (over 500 dollars/month). I'm currently unemployed and so is my wife, and I'm looking for affordable, yet quality health insurance. Anyone have some suggestions? Thanks for your help.""

Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

Is car insurance for each driver of a car, the owner of a car (even if others drive it), or some combination?

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