#loan payment through credit card

[assetalliance]

Loan For Credit Cards

Credit Cards Facility

The majority of banks in Dubai give the best credit card deals, luring the average person and encouraging them to take full advantage of the facility in order to elevate their standard of living. In the modern world, credit cards are one of the most widely utilized banking instruments, being used by people from all social classes. Dubai residents benefit from credit cards in the following ways:

You don't need to bring a lot of cash with you when you go shopping. Without having to worry about carrying around an amount of risky cash, you can make any purchase of your choosing. The only restriction on how much you can spend with your credit card is the credit limit that has been set.

Your ability to pay your credit card debt over a period of time is advantageous and allows you some breathing room. You can make any offline or online transaction with a credit card without having any money in your bank account. When paying your bill, you merely need to have money in your account.

Your bank, which offers the credit card, reimburses you for the purchases you make using it, giving you access to a short-term, perhaps 50 days or so, interest-free loan.

These credit cards frequently include a variety of benefits, so the more you use your card, the greater the rewards you receive.

You cannot deny that the credit option is useful in crises, even if you don't like to utilize it.

In the event of unfavorable circumstances, credit shield insurance partially covers both your personal expenses and your unpaid credit card balances.

In Dubai, credit card offers are quite alluring and entice many potential customers to sign up for cards. The majority of banks provide exclusive offers, discounts, opportunities for cash back, and loyalty points. Discounts on food, entertainment, and movie tickets are just a few of the benefits and privileges available.

Key Advantages

You can get a variety of services and advantages with a credit card. Enjoy the convenience and independence that a credit card offers. Your credit card offers you the extra benefits, and it is issued by a respected financial institution and accepted in all countries.

Promotions

Discover the most recent promos and deals available to cardholders. Also, analyze the advantages of using your credit card. Learn about our security features, payment options, and other card benefits.

Rewards & Lifestyle

A selection of cards is created for you and your way of life. Receive immediate compensation for your financial investment.

Mobile Payments

When you use the Pay App to pay with your credit card, you can check out quickly. It is a quick and easy method to pay in millions of locations - on the web, in applications, and in stores.

Cashback Cards

On all of your credit card purchases, you will receive guaranteed cash back.

Advantages of using our services

All of your personal financial issues can be resolved quickly and easily.

We assist you in comparing the interest rates on personal loans in Dubai provided by the various banks so that you can select the most beneficial deal.

We give you the most recent information regarding the requirements for qualifying and the steps involved in the lending process.

We give you the most recent information regarding the requirements for qualifying and the steps involved in the lending process.

Effortless application process

Quick turnaround for bank processing and approval

Eligibility requirements for credit cards

Eligibility requirements for credit cardsAlthough different banks and credit card businesses provide various types of credit cards, the fundamental rule is that your credit limit is fixed based on your salary. According to the most recent Dubai Central Bank circular, only those with a minimum yearly salary of AED 60,000 are qualified for a credit card. To apply for one, you also require the following paperwork:

National Identification

Most recent account statement from your bank

Salary certificate

The most recent utility bill

In certain circumstances, the bank could request more paperwork. The bank will quickly accept your credit card if it is determined that you have a steady source of income and no unpaid balances from prior loans. Your credit card's interest rate may change based on the issuer. Some banks offer credit cards with no annual cost for the first year, and if the minimum annual card usage is not met after that, a minimum annual fee is charged. Some other companies only provide this option for premium cards. The annual charge typically varies based on the banks. It is always advisable to compare credit cards in Dubai and select the one that best meets your needs.

How to properly utilize your credit card

Know the amount you can spend with your card, and stick to it.

Online credit card transaction tracking

When you receive your monthly credit card statement, check the individual transactions by keeping your receipts. Any irregularities you find should be reported to the company. Check your current credit card statement every week, every two weeks, or soon after you make a sizable transaction if your credit card is linked to your online banking account.

You can save a sizable sum of money by paying off your credit card balance in full on the due date rather than paying the bank excessive interest rates.

Your credit card's late payments and non-payments would notably hurt your credibility.

When you start paying excessive rates of interest (20 to 45%) on the total bill amount, you will fall into a financial trap and should never choose the "minimum payment due" option unless absolutely essential.

Utilize the bank's SMS and email alerts to stay informed about your card transactions. Once you sign up for them, you even get SMS or email reminders for due dates.

When someone calls or emails you requesting your credit card number, be on the lookout and wary. Since the banks that provide your credit cards won't ask you for this information, you shouldn't trust anyone with it.

When you stick to these guidelines strictly, you will be able to get the rewards of using credit.

Credit Cards in Dubai

In Dubai, a credit card comes in quite handy, especially if you want to buy until you drop but don't have any cash on hand. The biggest benefit of using a credit card is the reasonable amount of time you have before making a payment. In addition, if you do not pay your credit card account on time, you will be penalized with interest that may be as high as 36% on the whole amount of credit. The advantages of owning a credit card in Dubai are, however, unquestionably greater once you understand how to manage your regular bill payments.In Dubai, the following fees are applicable to all credit card types:

Joining charge

Fee for cash withdrawal

Overage charge

Charge for late payment

What We Offer

Going up and past to meet every single prerequisite of our clients is our unmistakable attribute. Strolling an additional mile, we consolidate strengthening highlights to our current services adding to the comfort of your exchange.

Simple financing choices

Making credit/debit cards and bank moves as choices of accommodation to subsidize your record.

Safe and encoded transactions

Guaranteeing a security-tight exchanging stage for your protected exchange insight.

24/7 Client service Work area

A committed group of client support chiefs is on their toes for your assistance. Ask whenever and get a quick reaction.

Speedy and inconvenience-free withdrawal

Offering total liquidity for making withdrawal adaptable for all.

Account opening charges? It's Zero!

Empowering you to begin effective money management at zero expense. Make a free account with us today

Low spreads and cutthroat edge

Giving the most extreme open door, guaranteeing more prominent advantages.

Contact us :

+971-555394457

[badolmen]

I’m really frustrated my card got locked on Friday - I’ve been going through donating $5 to roughly 12-14 campaigns for weeks now but this week it gets flagged as potential fraud? Not only that the company is closed on the weekends so I have to wait until Monday to unlock my card (if I was still living alone and had to buy my own groceries/pay for gas I would be in trouble).

[darkficsyouneveraskedfor]

Summer Breeze 12

Warnings: age gap (reader is 22, Andrew is mid 40s), dad’s friend, Andy being Andrew, other dark elements. As usual, be mindful of your content consumption.

I also beg of you to leave me some tuppence in the form of a comment and/or reblog. You are cherished!

Enjoy, my loverlies.

You wake up shivering. The AC blasts over your bare legs and speckles across your skin. You roll over as your skull rattles. Your left eye twitches as you sit up and hug the pillow against your middle for warmth. 

For a second, you’re at your dad’s house; the next you’re in the cabin; and at last, you come back to the present. 

Andy’s voice rolls in a low timbre but you can’t make out his words. His tone is dire and has you stumbling to your feet. Something’s wrong. Your dad! 

You follow it to the kitchen and find him with his hand to his ear. He’s on the phone with someone. Your phone. You blink as you stare at your pearl case. He nods in recognition and wraps up the call. He comes around the square island and offers you the cell. 

“It kept going off.” He explains. 

“Was it the hospital? Is dad okay?” You nearly snatch it away. 

“No, no. I called earlier. He’s going through some tests and exercises.” He crosses his arms and leans on the counter. “That was the insurance company.” 

“Insurance?” You cringe and lower your hand to your side. You squeeze the phone tight. 

“I know, shouldn’t have touched it but you were out and I was concerned. You got enough on your plate.” 

“What-- what did they say? Why did they call?” You demand. 

Did they change their mind? What there something else you can do? Andy purses his lips and rubs along the angle of his jaw, his other hand still folded over his chest. 

“Claim denied. You’ll have to deal directly with the hospital for payment.” He exhales and frowns. “Those kinda bills are never easy. I know it well. A lot to deal with on top of everything else.” 

“Yeah, I... I spoke with them before but... I haven’t had time to figure out—I could get a credit card? Or a loan? Maybe. I don’t have anything on my credit so...” You shrug and shake your head. “It’s not your problem.” 

“But I can help.” 

You flinch at his offer. You scoff and wave the phone at him. “No, no. You’ve done so much. More than enough. I couldn’t... couldn’t ask that. No. No.” You’re arguing with yourself as much as him. “I can do this. I’m an adult and it’s my responsibility. I’ll... I’ll drop out. Dad has my tuition in savings. I’ll have to look over his accounts and--” 

“What about the nurse? The physio? The counseling?” Andy asks. 

You freeze and stare at him. You shiver again but not because you’re cold. You grimace and move your lips wordlessly. 

“This isn’t just a hospital stay, sweetheart. This is going to be a long recovery. It could even be the rest of his life.” 

His grim tone sinks into your stomach and you feel sick. You press a hand to your cheek and nod. You roll your eyes up in an effort to bid back the tears. 

“I know. I’ll... I’ll figure it out. I will. I can... I have to.” You turn way to hide your mounting distress.

You don’t think you can do all of this. You didn’t think about tomorrow or the next day or next month or next year. What do you do when the savings run out? You don’t even know how much your dad has? 

“You don’t have to do it alone. I could--” 

“Why would you help?” You spin to face him. “I’m young and scared but I’m not naive. No one just helps someone like that. Someone they barely know. Even my mom--” You choke back a sob and steady yourself. 

“Your dad’s my friend.” 

“Yeah, for what? A couple of years?” You put the heel of your hand and the butt of your phone to your temples. 

“You’re a nice girl. I wanna help.” 

“Why?” You ask. 

“Because you shouldn’t have to do this alone.” 

“No, why did you answer the phone?” Tendrils creep up your back and wrap around your neck. You drop your arms. “Why... why did you rent this house? Why are you doing all of this?” 

“You need it--” 

“Answer my question. I can’t-- I can’t handle anything else.” You snap. “I’ve been so distracted, so swept up in it all that I didn’t stop to think why a fifty-year old man is doing all of this?” 

He’s quiet as your heart thumps and you look him in the face. He stares back and a line forms in his forehead as his cheek dimples. The silver at his temples is more obvious and the speckle in his beard as well. This man is your father’s age. He might be a neighbour and a friend but your dad isn’t exactly the nicest guy. 

“I do want to help.” He speaks at last. The lilt in his voice says it all. All your suspicions coil tightly in your chest. “I could help. I could take care of you and your dad. I would--” 

“Jesus. Are you serious?” You warble through the swell in your throat. “It’s... no, no, not that. How—you could be my father?! Your son--” 

“I’m not your father.” He insists tersely. “And I’m not too old.” 

“Oh god!” You hit your head in frustration. “I’m so stupid. I’m so goddamn stupid. How could I—but why would I ever--” You rant wildly as you pace around frantically. You spin and face the walls and examine every inch. “I-- I’m already fucked. I’m--” 

Your legs shake and you wobble around. You stagger into the door frame and cling to it. You heave, a sharp whistle rising from your throat with each crushing breath. Your tears roll down your cheeks and you slide down to your knees. You claw at your neck as the air snags in your throat. 

“Sweetheart,” Andy nears and kneels. He touches your back and you flinch. “You gotta breathe. You’re having a panic attack.” 

“Y-yeah. I—ammmmm.” You squeak as your vision swims and you grip the door frame tightly. 

“It’s okay.” He coaxes and rubs between your shoulders. 

“No-” 

“I’m not asking for much--” 

Your head pulses and you sit back on your heels. Your look at him in a flume of rage and horror. You slap his shoulder. Once, twice, again. Then you shove him away from you. You sob and fall forward onto your hands and shake in a storm of grief. 

This can’t be real. You just need your dad. You need him to hug you and tell you it’s going to be okay. 

[batboyblog]

Things Biden and the Democrats did, this week #23

June 14-21 2024.

On the 12th anniversary of President Obama's DACA program President Biden announced a new pathway to legal status and eventual citizenship for Dreamers. DACA was an executive action by President Obama which deferred any deportation of persons brought to the US as children without legal status. While DACA allowed Dreamers to work legally in the US for the first time, it didn't give them permanent legal status. Now the Biden administration is streamlining the process for employers to apply for work Visas for Dreamers. With Visas Dreamers will for the first time have legal status, the ability to leave and reenter the US legally, and a pathway to a Green Card and eventual citizenship.

President Biden also announced protections for the undocumented spouses and children of US citizens. The new rule allows the spouse, or step-child of a US citizen to apply for lawful permanent residency without having to leaving the country. It's estimated this will help 500,000 undocumented people married to Americans, and 50,000 children under the age of 21 whose parent is married to an American citizen. Current law forces spouses to leave the United States if they're here illegally and wait and unclear period of probation before being allowed to return, but being allowed back is not assured.

The IRS announced that it'll close a tax loophole used by the ultra rich and corporations and believes it'll raise $50 billion in revenue. Known as a "pass-through" has allowed the rich to move money around to avoid taxes in a move the Treasury is calling a shell-game. Pass-throughs have grown by 70% between 2010 and 2019 and the IRS believes it helped the rich avoid paying $160 billion dollars in taxes during that time. The IRS estimates its crack down on these will raise $50 billion in tax revenue over the next 10 years.

The EPA and Department of Energy announced $850 million to monitor, measure, quantify and reduce methane emissions from the oil and gas sector. Methane is the second most common greenhouse gas, responsible for 1/3rd of the global warming. The funding will focus on helping small operators significantly reduce emissions, as well as help more quickly detect and cap methane leaks from low-producing wells. All this comes after the EPA finalized rules to reduce methane emissions by 80% from oil and gas.

The Biden Administration took steps to protect the nations Old Growth Forests. The move will greatly restrict any logging against the 41 million acres of protected land owned by the federal government. The Administration also touted the 20% of America's forests that are in urban settings as parks and the $1.4 billion invested in their protection through the President’s Investing in America agenda.

The Biden Administration released new rules tying government support for clean energy to good paying jobs. If companies want to qualify for massive tax credits they'll have to offer higher wages and better conditions. This move will push union level wages across the green energy sector.

The Department of Education announced large reductions in student loan payments, and even a pause for some, starting in July. For millions of Americans enrolled in the Biden Administration's SAVE plan, starting in July, monthly payments on loans borrowed for undergraduate will be reduced from 10% to 5% of discretionary income. As the department hasn't been able to fully calculate the change for all borrowers at this point it will pause payment for those it hasn't finalized the formula for and they won't have to make a payment till DoE figures it out. The SAVE plan allows many borrowers to make payments as low as $0 a month toward having their loans forgiven. So far the Biden Administration has forgiven $5.5 billion wiping out the debt of 414,000 people enrolled in SAVE.

The Biden Administration celebrated the 1 Millionth pension protected under the American Rescue Plan. Senator Bob Casey joined Biden Administration officials and Union official to announce that thanks to the Butch Lewis Act passed in 2021 the government would be stepping in to secure the pensions of 103,000 Bakery and Confectionery Union workers which were facing a devastating 45% cut. This brings to 1 million the number of workers and retirees whose pensions have been secured by the Biden Administration, which has supported 83 different pension funds protecting them from an average of 37% cut.

The Department of Energy announced $900 million for the next generation of nuclear power. This investment in Gen III+ Small Modular Reactor will help bring about smaller and more flexible nuclear reactors with smaller footprints. Congress also passed a bill meant to streamline nuclear power and help push on to the 4th generation of reactors

Vice President Harris announced a $1.5 billion dollar aid package to Ukraine. $500 million will go toward repairing Ukraine's devastated energy sector which has been disrupted by Russian bombing. $324 million will go toward emergency energy infrastructure repair. $379 million in humanitarian assistance from the State Department and the U.S. Agency for International Development to help refugees and other people impacted by the war.

America pledged $315 million in new aid for Sudan. Sudan's on-going civil war has lead to nearly apocalyptic conditions in the country. Director of USAID, Samantha Power, warned that Sudan could quickly become the largest famine the world has seen since Ethiopia in the early 1980s when a million people died over 2 years. The US aid includes food and water aid as well as malnutrition screening and treatment for young children.

Bonus: Maryland Governor Wes Moore pardoned more than 175,000 people for marijuana convictions. This mirrors President Biden's pardoning of people convicted of federal marijuana charges in 2022 and December 2023. President Biden is not able to pardon people for state level crimes so called on Governors to copy his action and pardon people in their own state. Wes Moore, a Democrat, was elected in 2022 replacing Republican Larry Hogan.

[mousedetective]

Homeless Disabled/Mostly Queer Family Needs Help...In The Home Stretch Now!

PAYPAL | AMAZON WISHLIST | KOFI | GOFUNDME

VENMO: @penaltywaltz | CASHAPP: $afteriwake23 | ZELLE: DM me for email address

4/22/24 - Update/Newish Post

It's been a busy week, but I no longer have a mobile hotspot I can use at the shelter, so I'm redoing the post on the pinned post.

So last week I had the county share my County of San Diego Section 8 housing application (which I've been waiting on for 17 years) with the City of Oceanside Housing Office, which is the city I currently have a three bedroom house waiting for me if I can get on their Section 8 list. So we're still waiting to hear if they'll bump me up on the Oceanside list, but yeah. That's where housing currently stands.

What I primarily need help with is bills. I have a $500 loan and a $300 loan coming out May 2nd. I have some assorted PayPal 4 in 4 payments coming out as early as the 26th that I need to cover (totaling at least $700 to get Mr paid off or through to when I'll have money). I have a few credit cards of my mom's that need to be paid or are close to being paid off, and that's at least $350.

I'm going to set the goal at $2,000 because, fingers crossed, if I can pay these last few things off I'll have money to put towards gas, food, Lena's glasses and other essentials without having to take out loans next month at all. So any help would be much appreciated!

[phoebejaysims]

Social Clubs Mod - DOWNLOAD

Tired of your sims walking aimlessly through town? No friends, no hobbies, no purpose? Put an end to their lack of a fulfilling social life by creating a million and one clubs for them to join and/or get kicked out of! 

With 50+ activities for you to push, including activities from over 10 different mods, and 4 specialised club types, you can create almost any club you can think of: book clubs, invite-only hangouts, afterschool clubs and more! Grow memberships, take part in tournaments and ship cute little subscription gifts straight to your sim’s door.

Note: This mod is very extensive, so please thoroughly read the documentation in the download that I’ve painstakingly written up.

Compatibility: Should be base game compatible however expansion packs, store content and mods add more content.

7 New Objects: Credit to @aroundthesims who has generously allowed me to use her items as well as @twinsimming who converted 2 items for me. Full credit in the documentation.

Testers: @desiree-uk who not only tested the mod, but contributed ideas for club activities, the banking system and the subscription gift system. @simsdeogloria who kindly offered to test the mod and caught some bugs that I had completely missed.

Credits: Full credit in documentation. However, thank you to @olomayasims​, IcarusAllsorts, Arsil, Buzzler & @zoeoe-sims​, @anitmb​, @greenplumbboblover​, @flotheory​ as I push some of their mods as activities.

Club Types

Custom Club: Push specific activities (or no activity at all) and watch your active and inactive club members congregate and do said activities. Push bowling, swimming, rumba, nectar drinking, collecting, studying, music lessons, among many other things. 

Subscription-Only Club: While members won’t meet up, force them to pay a subscription fee to the club owner for your own purposes. Consider: food subscription service, council-tax payments, school fees.

Book Club: Choose a book for the book club. Your sims will sit together, have discussions, and read said book.

Formal Gathering Club: Set musicians and/or a speaker (podium or pulpit). Have your club members sit down and act like they’re listening to said musicians and speaker. Choose a skill to increase while the club is in operation.

Club Vibes

Clubs can have different vibes depending on the cost and activities, attracting or repelling different types of sims. There are sports, games, intellectual, low-brow and high class clubs. Some personalities will be more inclined to join than others.

Customising Clubs

Set different open days, open hours, required club outfits, subscription fees, gender, age, career and trait requirements/restrictions, forbidden actions etc.

Autonomy

Allow or restrict autonomy in different ways. Make clubs open or closed invite, allowing or disallowing sims to join, leave, or be kicked out of clubs with or without your own input. Put club boards around town and let sims browse. Impress observers by having a great club session and watch them beg to join!

Tournaments

Win tournaments and gain club acclaim. Get cash prizes, find yourself in the newspaper, and find out if any of your fellow club members are playing for the opposing team. Your own sim isn’t exempt from the repercussions of being a club traitor!

Banking

Create Bronzo accounts for your sims. You can link these accounts to schedulers and have the club fee delivered straight into the account. Take out loans, find the best interest rates online and stay out of your overdraft. Try not to get your account details stolen at the all new ATMs that you can place around town and don’t leave your debit card laying around near strangers!

Download MTS: http://www.modthesims.info/d/677428

Conflicts: None.

If you would like to donate to say thank you, you can do that at my Ko-fi, here.

It’s been a long 8 months getting this mod done; thank you all for your patience and enjoy! @ me if you post any pictures of your clubs—I’d love to see your pictures.

[anonymouspuzzler]

Haha Whoops Uh Oh! (UPDATED 6/11/23)

so this isn't the type of post I normally like to make, but! uh! hey! I just got ambushed by a HUGE tuition bill I wasn't expecting, and I'm out of options to pay it - they've already applied my scholarship and loans, I'm already working multiple jobs that are basically just barely paying for rent + groceries, and I only have enough on my credit card to pay for One of the three payments they're requiring, which only gets me through till July (with, again, no options that get me that amount of money by that time).

further full disclosure, this bill came at like, the worst possible time - they've given me four days to make at minimum the first payment (which, again, I can only do by maxing out my credit card), and on top of juggling multiple jobs I'm also in the middle of two classes, including one which involves upcoming travel (that is already paid for, thank god). Hence, me Scrambling a li'l bit!!

as such, I've set a new goal on my ko-fi!! it is, of course, HUGE, but genuinely any small amount people are able to contribute goes a huge way to giving me SOME way to pay it off. note that 3-coffee doodle requests are still A Thing, commissions are still a thing (if you have one active I'll be getting to them this & next week), and I'll be streaming wherever I can to pull together money that way - wherever it comes, any support is HUGE and I mean that.

UPDATE 6/11/23: I am updating the original post to remove the ko-fi link and yet you fine folks know: HOLY HECK, y'all managed to get my tuition dealt with. words truly cannot express my gratitude for that - I'm so, so, SO humbled and thankful for everyone who came out to get me out of a really rough situation.

in the slightest, smallest attempt to pay forward the kindness i've been shown, I'm gonna try and use this moment to direct y'alls attention to some other folks I know who could use some kindness! hardly comprehensive, in no particular order, just top-of-my-mind type type beat. (note that these are all folks' twitter handles - some of 'em are on tumblr too, but I figure best to direct you to where I know they are 100%!)

@/Pochiyaki is a friend & artist who's been trying to get out of a bad money situation a while, and could definitely use some love!

@/rudeboimonster is similarly a dear friend who's been struggling to find long-term work and housing, anything you got would help.

Or, considering supporting the work of a creative you love! A few I've been loving lately that I'd recommend:

@/cosmignon (Runaway Draikana webcoming, and other comics and illustration work)

@/SynthCharmVA (voicework & writing/show development)

@/Tonya_Song (music - including vocals, piano and composition - plus education and activism work)

@/jaypg_art (character design, visdev, and illustration)

@/littlegoodfrog (Matchmaker and other comics)

@/winonaparadise (Girls With Horns and other comics/illustration work)

@/derekmballard (comics, including the upcoming Cartoonshow graphic novel)

@/_PartyCoffin_ (Welcome Home, and just about every art form you can conceive of)

and of course, if you're not following & supporting my amazing partner @/hollowtones, who helped me through this tough situation in every possible way - well you ought to be!! a delight and talent in every imaginable way, and I'm only a little biased on that.

and above all else... THANK YOU ALL SO MUCH!!!!!!

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Credit and Credit Cards

Understanding credit

Dafuq Is Credit and How Do You Bend It to Your Will? 

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash?

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Ask the Bitches: What’s the Difference Between Credit Checks and Credit Monitoring? 

When (And How) To Try Refinancing or Consolidating Student Loans

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 

Using credit

How to Instantly Increase Your Credit Score…For Free 

How to Build Good Credit Without Going Into Debt 

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 

Season 1, Episode 3: “My Parents Have Bad Credit. Should I Help by Co-signing Their Mortgage?” 

Season 3, Episode 2: “I Inherited Money. Should I Pay Off Debt, Invest It, or Blow It All on a Car?”

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

Credit cards

A Hand-holding Guide To Getting Your First Credit Card 

63% of Millennials Are Making a Big Mistake With Credit Cards

Let’s End This Damaging Misconception About Credit Cards

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 

Here’s What to Do With Those Credit Card Pre-approval Offers You Get in the Mail

We’ll periodically update this masterpost as we continue to write tutorials and answer questions on credit. So if there’s anything you’re confused about, keep the questions coming!

And if we’ve helped you increase your credit score or pay off your credit card debt, consider tossing a coin to your Bitches through our PayPal. It ensures we can pay our lovely assistant and keep bringing you free articles and episodes like those above.

Toss a coin to your Bitches on PayPal

[beltaguise]

My Cat Died and All I Got was Thousands of Dollars in Vet Bills

Let's just say I nearly maxed out a couple credit cards and took out..uh...more then one loan just to find out he had incurable cancer. Seeing as I'd like to not drown under interest payments (somehow my loan is LESS predatory then my credit cards), I'm open for commissions again!

I need around $900 to finish paying off the credit cards. Once that's done the actual loan payments will be much more manageable.

Will Do:

Creatures/monsters

animals/pets

humans

some nsfw

All prices are in CAD. Message me for a spot or buy it through my Ko-Fi.

I've also lowered prices in my Ko-Fi shop! Get yer stickers and books here!

[talkfastlibrary]

A Second Meeting—Jake Seresin (An Arrangement Series)

**the dress photo is simply for the outfit not how I imagine reader to be! So it’s here simply for outfit choice🙂

An Arrangement Masterlist

Follow here for all updates as I do not have a taglist

Synopsis: you meet up with Jake again to discuss The Arrangement but your questions remain unanswered. Yet, you find out a bit more about Jake.

word count: 2.2k

Feedback is always welcome!

Enjoy!

****

Three days have gone by since dinner with Jake and you’re starting to think it was an illusion or a weird dream. Reynolds has been driving you everywhere just like Jake said which was nice to save money on gas but also strange because you’re not used to this. 

On Thursday Reynolds arrived with a black legal envelope and you ask if it’s the paperwork Jake mentioned. Reynolds nodded and you left it on your counter for two more days.

A week and many debates in your mind later, you finally decided to open it just to see what’s inside. You’re surprised to find it’s only five pages long. The first couple are about him, his schooling, random information, his accomplishments both in the Navy and otherwise, his likes and dislikes. 

Then there’s lists of what you’ll have access to; his house(s), cars, private plane, vacation homes, a credit card of hers linked to his account and then any form of a physical relationship should you desire one. He lists that he’s a good cuddler and gives great massages. He says he will be an ear for her whenever she needs and that he’s as much her companion as she is his.

The last page lists what she’d need to oblige to; the Naval Aviation birthday at the end of the month, naval dinners, weddings, vacations, and family get-togethers. At the bottom is a place for the both of them to sign then a post-it note from him stating your grandmother’s medical bills and further assistance from nursing staff has been taken care of by him. 

A lump forms in your throat at that nugget of information and just to make sure you open up your emails to see the final payment notices from all of your grandmother’s expenses. The papers drop to the floor and you’re soon to follow in a crumpled heap. You start to cry but then pull  yourself together quickly because you know once you start you won’t be able to stop. 

“Keep it together,” you whisper to yourself and shuffle the papers back in order. 

Then you start to truly think of all the things he can help you with financially; you could move your grandma back home, pay off your loans and debts on credit cards you used for your grandma. You pick up the last piece of paper that has his note and there’s a phone number next to it. 

You take out your phone and type in the number followed by a quick text:

I read the paperwork. I still have questions. Can we meet again?

His response is fairly quick back:

Of course. Join me for brunch tomorrow? Reynolds will know where to take you, he’ll be there by 11:00

You simple like the response. Your heart is pounding. 

Are you actually going to agree to this?

***

Reynolds is knocking on your door at 11:00 and he smiles when you open the door. 

“Good morning, Reynolds.”

“Good morning, Miss y/n.”

“I hate to ask…but does this look okay? I don’t want to be underdressed,” you press down on your light green dress. It reminded you of Jake’s eyes. 

“You look wonderful. Mr. Seresin will agree, I’m sure.”

“Okay,” you exhale and follow him to the car. “Where are we going?”

“A favorite brunch spot of his called Horizons.”

“Oh…” you chew on your lip as you climb into the backseat. You were almost hoping it would be at his home, surely he has staff to cook for him. Why would he want to cook for you anyway?

The drive is only thirty minutes and you’re tapping on the black envelope with the paperwork you pulled from your bag. You run through the questions you had so you don’t forget them. When you arrive at the restaurant you see it’s along the water, luxury cars are shining in the morning sun. 

Just like with dinner, the host walks you to the back on the deck outside where Jake is. He stands up when you appear, all smiles and so very handsome. He looks wonderful in tan chinos and a green sweater that matches your dress perfectly. 

“Good morning, y/n,” he greets. His eyes slide down to the envelope but he doesn’t comment on it.

“Morning,” you respond shyly. 

“I hope you’re hungry, they have wonderful omelets,” he pulls out your chair. 

“Do they have pancakes?”

“Yes, they have pancakes.”

After placing your order and being given your drinks, you slide the black envelope on the table but Jake covers your hand. You look up and he has a slight frown on his face. 

“We don’t have to talk about that now,” he removes his hand then proceeds to cut up his egg. “Tell me about your week, what did you do?”

You stare at him in confusion and he senses your hesitancy. He shifts his gaze from his breakfast to your puzzled expression. 

“What’s wrong?”

“I’m so confused and have so many questions about all of this…”

“I know, and I promise we will discuss it.”

“But you said the ball was in my court, so can’t we talk about it now?”

“That depends,” he grins.

“On?”

“By saying the ball is in your court…does that mean you agree and signed the form?”

You close your mouth then huff because you haven’t agreed to anything and definitely didn’t sign for it. You felt a bit of a kinship to the little mermaid, Ariel, signing that could mean signing your life away for all you knew. You were going to voice all your concerns. He smiles back easily because he knows he’s got you, and it’s not in a patronizing way which makes it worse.

“That’s what I thought. Now, tell me about your week. I’ve thought of you everyday.”

Your stomach flips at that comment. How does he do that? He slips in these one liners that always catches you off guard but also makes you feel fuzzy inside. 

You continue your breakfast and tell him about your week. How busy you’ve been, how late you’ve been getting home from work and the constant headache you seem to be getting. While you’re talking you realize how easy it is to talk to him. You spill everything you’ve been feeling and he really listens which is something you’re not used to. 

While he takes care of the bill you gaze out at the water watching the waves ebb and flow.

“Would you like to walk along the beach?” he asks.

“Could we?”

“Of course, I take it you didn’t bring a sweater?”

“No…”

“I came prepared,” he nods, then pulls a cream cardigan from the back of his chair as he stands. You stand up as well. 

“I’ll be okay–”

But then a breeze blows and you shiver. He gives you a knowing look then holds up the cardigan. You turn around as he helps you put it on,  his fingers brush the top of your arms and you shiver again. 

“Fits you perfectly,” he mumbles, his breath blowing in your ear. He’s standing very close to you.

“Is it yours?” you spin away from him. Being so close is making it hard for you to think. 

“No. I bought it for you.”

“What?” you squeak, eyes widening at the gesture. “You didn’t have to–”

“I wanted to,” he shrugs, placing his hands in his pockets. He rolls back and forth on the balls of his feet then jerks his head towards the water. “How about that walk?”

It’s a little steep and rocky getting down to the water, you’re grateful you decided on a nice pair of sandals and not your wedges you were debating on. There’s one more big drop and you pause staring at the distance of it. Jake hopped down no problem.

“Jump,” he holds out his arms, “I’ve got you.”

You inch forward, some pebbles tumble to the earth as you crouch down. You gauge the distance again between you and his open arms.

“Are you sure?” you chew on your lip.

“Positive. Jump, y/n,” he commands softly, his fingers motioning you forward.

You suck in a deep breath, close your eyes and push off. You gasp the short moment you’re in the air and then you’re in the sturdy arms of Jake, his hands curve around your waist and lower back while yours is locked behind his neck. 

“Why’d you close your eyes?” he asks.

“So it’d be over faster,” you exhale.

He sets you down, gently releasing you from his hold. You’re not sure if he did that to keep you at ease or if he didn’t really want to touch you.

“You have more questions, don’t you?” he moves through the sand and you follow.

“Only a hundred.”

You walk in silence for a bit and he still keeps a chaste distance between the two of you then a realization comes to your mind. 

“Why aren’t you at work?”

“I have Sundays off,” he shrugs gazing out on the water.

“Oh…” 

“Would you like to sit for a while?” he motions towards a large piece of driftwood that has been flattened enough to make a decent bench. You nod and join him on the smooth wood.

You count in your head to eighty-three seconds then take that as your cue to ask your first question. You open your mouth but he speaks first. 

“Amazing how water can be so calm and then so violent the next, isn’t it?”

You stare out at the water, a few white caps rolling in and then outlines of boats in the distance. It doesn’t look too bad from here but you’ve read about riptides and how dangerous they can be under the surface of the water.

“Do you not like the water?” you ask carefully, somehow this seems like a sensitive topic for him.

“I don’t know,” he shrugs leaning on his knees. “It reminds me of you, actually. You look so calm and peaceful on the outside but on the inside, you’ve got a riptide, a true force. I saw it last week at dinner with how quick you jumped to all of those conclusions about me.”

You sit up a little straighter at the mention of riptides, it was like he was reading your mind. 

“I’m sorry, I didn’t mean to–”

“No, no, you have every right to think of all angles of this. I want to know your questions, y/n, I do. But I first need you to trust me that there is no recourse or trap of some kind.”

“How can I trust you when I hardly know you?” you’re staring at him as he stares at the water, the soft oceanic breeze tousles his hair. The undersides of his eyes look a little dark, like he hasn’t been sleeping. 

“You read all about me in the paperwork.”

“That’s not the same, that’s just words on a sheet but it doesn’t really show me who you are. And signing it would feel like I’m signing my life away to the devil or Ursula.”

“Ursula?” he cocks his head to the side smirking, “from the Little Mermaid?”

“Yes. Ariel lost her voice, I don’t want to lose mine.”

“That’s not going to happen. You have a wonderful voice that is very sure and profound. You might be a little closer to the devil aspect.”

“Are you the devil?”

“I’ve been referred to him once or twice,” he nods. “Does that scare you?”

You squint your eyes at him puckering your lips. You notice the way his eyes flick down to your lips and you look over the top of his head.

“Turn forward,” you instruct and he does so, “now look to the right…”

“What are you looking for?”

“Horns. I don’t see any so you must not be the devil.”

That makes him laugh, it causes his eyes to crinkle and you can see how nice his teeth are. He really does have a great smile.

“You’re sweet.”

“Can we discuss the paperwork now?” 

“Not yet, let’s enjoy the water for a bit longer.”

You sit in silence watching the waves roll and flower over the shore with seagulls swooping down low. The water looks so inviting you remove your sandals then walk to the edge of the beach. The wet sand is a little cool but the squish feels nice between your toes. You take a few paces forward and then the water rolls over your feet causing you to squeal at the coolness. You close your eyes inhaling the fresh salty air, the skirt of your dress flapping against your legs and one sleeve of your cardigan falls down your shoulder. 

Your questions are still bouncing around your head but now a new part of you is wishing Jake would come up behind you and wrap his arms around you. You want to hear his voice close to your ear again and maybe see what his smile feels like against your own lips. With a sigh, you open your eyes then turn around to see he’s already staring at you, his gaze intense and smoldering. It makes your cheeks warm and also a little sad because you can see a violent storm in his eyes, just like the one he was talking about with the water. 

What’s his violent storm?

[assetalliance]

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[darkmaga-retard]

The US government highly favors migrants over citizens. California’s Senate passed a bill that will permit illegal migrants to secure housing loans at 0% interest with a 0% downpayment. They will receive grants of up to $150,000 to use toward the home. California citizens are handing these people free healthcare, debit cards, phones, and now home ownership. How do the Democrats justify this blatant scheme?

I spoke with an acquaintance who happens to be moving to California. She was on board with the program and agreed with the Democrat’s handling of the migrant crisis. “Where else are they going to live? It will make it easier for them to find housing, and immigrants are such a vital piece of our economy.” She fails to understand the economic implications behind such a move and is disillusioned about the overall demographic of migrants, as most did not come to the US to work because that was never a requirement.

Banks make US citizens go through hoops to secure housing. You must show solid employment for two years, good credit, and a low debt-to-income ratio. The banks review every single asset someone owns and their potential for future income to ensure that the potential homeowner will be able to repay. It is a long and tedious process unless you pay in cash, which few can do. Then they ask for up to 20% on a downpayment and slap on an 8% interest rate, give or take. Property taxes and insurance premiums rise every year without fail. The banks will gladly foreclose a property if they do not receive payment when it’s due. US citizens who worked their entire lives and actually paid into the corrupt system are unable to secure housing. California, in fact, has the highest homeless population in the nation.

How will these migrants pay property taxes? How will they pay for property insurance, which often surpasses the cost of property taxes? What happens when the local municipality goes bust, and no one can pay the bank? There was absolutely no consideration regarding how these migrants with no proven work history or potential future earnings could make payments. The government cannot afford to buy homes for every migrant family. There is no plan in place to finance this initiative properly because the money does not exist. California’s deficit already stands at $47 billion and continues despite Governor Newsom raising taxes at every turn.

“With many legal residents not able to afford a home, should we really be giving free cash to illegal immigrants? Every dollar that goes to an illegal immigrant is one less dollar available to legal residents including veterans, teachers, and families,” said California Senate Minority Leader Brian Jones, R-San Diego, in a statement. “California already spends $5 billion per year on free healthcare for illegal immigrants—will it ever be enough for Democrats’ political agendas?”

[theradicalscrivener]

As mentioned, the last few months have been incredibly tough for me. I'll spare you most of the details, since it would be a lot of repeating what I've already posted about, but the tldr is, I got new implants for my ears! Yay! As you can imagine they were INCREDIBLY expensive. This wiped out all my savings and I had to take out a loan to cover the excess. I've been skating by basically after bills and loan payments, I have a hundred or so bucks for food to get me through the month.

This past month, I had a few medical things crop up on top of the new implants which all totalled set me back a bit over $1k. I had to put these on my credit card, so now I'm trying to pay these down before the interest spirals out of control.

I've had a few people ask if there was any way they could help out, so, I'll just leave this here. I have a paypal and Kofi set up as a tip jar, but I am notoriously bad at mentioning it. I don't usually mention it since I don't want people to think I'm just doing this for the money, but if anyone does want to help out...

[Kofi]

[Paypal]

[mousedetective]

Please Help A Mostly Queer/Disabled Homeless Family Pay Off Their Debt?

PAYPAL | AMAZON WISHLIST | KOFI | GOFUNDME

VENMO: @penaltywaltz | CASHAPP: $afteriwake23 | ZELLE: DM me for email address

03/05/24

So good news! We're in a 30-day shelter with a caseworker and help from the City of Encinitas Homeless Support Program to get housing with 30 days. It's a brand new shelter and we're all together in a room with the cats, and they're really eager to help get us out of our homeless situation.

Right now, we have about $1000 in money we can save up each month. If we can pay off the debts that my mom owes that she's in credit consolidation for, that frees up another $187 each month. If I can pay off my installment loan, which is four payments totaling $475, that frees up another $124 a month. I think my mom just paid off a credit card debt, but we have $100 debt that I think has gone to collections, $500 we need to pay on a card before that one goes to collections, and $300 for my PayPal 4 in 4 payments. We also have two payday loans I'd like to pay off before they're due at $600.

So if I can cover all that debt this month, we'll have well over $1,500 to put towards a rental payment in May, if we can get help with a security deposit and first month's rent through housing programs. We might be able to afford a two bedroom apartment in Fallbrook with that much. We'd need to come up with money to move our stuff out of storage as well, but a friend of mine has covered the big units until April 1st and may cover them an extra month if needed.

Any help would be amazing. We are so close to getting out of hotels/our car and into something stable. I'm setting the goal at $3000 for now because I don't have wifi at the shelter and can't check exactly how much my mom owes for her debt consolidation still.

But any extra will help with gas to get to places where we can get things we need (birth certificates, Lena's social security card with her dead name, Lena's psych eval, my mom's dental stuff, and doctor/therapy appointments) and food in case the snafu with my food stamps isn't fixed right away (we get three meals here, which is fine for me and Lena, but my mom is basically still on a soft food/liquid diet and they're still needing to get stuff for her and the gentleman here who has no teeth).

Please help if you can, and please reblog as well! We would all greatly appreciate it.

$2500/$5000

EDIT: We found out today that Lena is currently uninsured. The meds she was prescribed for her mood disorder are $1,500 out of pocket. She needs the medication badly. Please help?

[witchhazelevesque]

I have this idea for an AU where Nemesis DOES invoke the “soul for a soul” resurrection principle with Hazel at Salt Lake and it's about to turn into a battle, but Leo jumps forward and is like, "Hey, you need a soul, okay? Well, there's mine."

Nemesis asks if he's willing to die for Hazel, and Leo's… worryingly not immediately shutting the idea down. But what he says is, "Think of it like... collateral. Like for a loan? Or, um, like an item on layaway."

"Layaway?"

"Yeah," Leo says. "Like this thing people did when they couldn't afford to buy something? The store would hold it and they'd like, pay it off in installments until it was done and get it then. It was like, credit cards for poor people."

And Nemesis knows that the kid is smart, and that he knows she's not going to kill him yet, so it's more like a vouching situation, where Leo's soul is like, carrying Hazel's? Like, it's enveloping it in a weird sort of embrace. But this protects it from the scales of balance, which even without the goddesses' direct interaction would have started affecting Hazel.

And it's fucking disturbing.

Because they barely know each other, and though Leo like. Just straight up wasn't going to let someone die in front of him when he could do something, he also didn't actually think it through. And Hazel's been at the mercy of too many people in her life, it doesn't matter if Leo's got no ill will or intention toward her.

And it makes everything so much worse.

Cause Leo's trying to squash down the idea of having a soulmate, even one that's not romantic, because that's not what this is about, but his lonely, hungry heart can't help itself. And Hazel is so confused because yes, she's grateful but she's also horrified. The whole Sammy situation still hasn't gotten resolved and it feels like her past is trying to pull her back into that suffocating cavern.

Anyway, it’s all messy and confusing and when Leo realizes he has to die he’s like… oh okay, well there’s that at least, the final payment, and all those thoughts Hazel had before about only coming back to right her wrongs and Frank’s just not been having fun and is like, totally conflicted.

But the price, death during Gaea’s defeat, mirrored in each other, two victors, one survivor, all debt paid off.

[astrojulia]

Mermaid’s Guide to the Stars: Astrological Predictions for May 2023

May Calendar

May 1st - Pluto Rx in Aquarius

May 5th - Lunar Eclipse in Scorpio

May 7th to June 5th - Venus in Cancer

May 12th - Waning moon in Aquarius

May 15th - Mercury in Taurus

May 16th - Jupiter in Taurus

May 19th - New Moon in Taurus

May 20th to July 10th - Mars in Leo

May 21st - Sun in Gemini

May 27th - Waxing moon in Virgo

Navigation:   ੈ♡˳Masterlist    ੈ♡˳Pluto Transits   ੈ♡˳How to read Transits

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Reminder: The dates are dd/mm/yyyy!

Aries Rising and Sun

Hey there! In May, it looks like you might still be adjusting to the new events brought by the powerful solar eclipse in Aries. This was the first of a series of eclipses that will occur on the Aries-Libra axis between 2023 and 2024. Pluto will begin to retrograde on May 1st and will remain that way until October 11th. Although Pluto's fame can be scary, it affects the world more than the individual. On May 5th, the second eclipse of the year is coming. This lunar eclipse in Scorpio comes in a tense aspect with Uranus, so be attentive to your financial matters and regularly check your bank account and credit card to avoid strange charges. It's possible that you may need to insure your beloved belongings before the eclipse arrives. Alternatively, you may have a large pending payment related to a loan, taxes, or repair bills. Additionally, it's possible that you may discover an employee or partner is embezzling funds if they work for themselves. Another possibility is that this eclipse activates the subject of surgery in your life.On May 7th, Venus will begin its transit through Cancer, where it will remain until June 5th, allowing you to feel comfortable and pleasurable in your home. If the expense brought by the eclipse referred to the purchase of a property, now you may be thinking about how to decorate that new space.On May 15th, Mercury will resume direct motion in Taurus, helping you have more clarity on financial matters and ways to make money. The following day, on May 16th, Jupiter will ingress into Taurus to stay until May 24th, 2024, bringing great blessings to your financial and material life.On May 19th, there will be a New Moon in Taurus that comes together with Uranus, well-supported by Pluto, but tense with Saturn. This moon also activates material matters, indicating that to grow financially, sometimes you will encounter instability. However, this moon opens a door for money to flow, indicating the birth of an idea or project of a new source of income in your life.Mars begins to transit through Leo on May 20th and will remain in this sign until July 10th, helping you accelerate a project or idea that involves increasing your earnings. However, be aware of excessive authoritarianism and individualism, which can turn into selfishness and generate fights in relationships.On May 21st, the Sun will ingress into Gemini, and you will turn to matters involving lectures, courses, and studies. In summary, May 2023 will be intense and full of events, from financial events to opportunities for growth and learning.

Taurus Rising and Sun

Hey, in May, you might be adjusting your life to the new patterns painted by a powerful solar eclipse in Aries. It was the first of a series of eclipses that will occur between 2023 and 2024.Pluto starts retrograding on the first day of May and will continue until 11/10. Before settling in Aquarius, Pluto will briefly go back to Capricorn from 11/06 to 20/01/2024. In 2023, we will still experience a kind of transition, with Pluto allowing us a free sample from 23/03 to 11/06 of what it will do in Aquarius and then returning to Capricorn to give us time to think about it.This Lunar Eclipse occurs in Scorpio on 05/05 in a tense aspect with Uranus. This eclipse could reveal someone close to you who is not honest. Make sure everything is going well in your relationship, as someone close to you may not be honest, and you would find out at the time of the eclipse.Two days later, on 07/05, Venus will begin its transit through Cancer, where it will remain until 05/06, and this movement will help you with any unresolved conversations or issues in your life.On 15/05, Mercury will resume its direct motion in the sign of Taurus, helping you express yourself and communicate better. The next day, on 16/05, Jupiter will enter Taurus to stay until 24/05/2024. Jupiter makes everything it touches grow, and it will be pouring blessings directly on your head, inaugurating a 12-month period ahead where luck will be on your side in countless ways, making you live one of the periods of greatest personal and material growth of your life.May holds a New Moon in Taurus on 19/05 that comes together with Uranus, well-supported by Pluto, but tense with Saturn. This Moon marks a new chapter in your life, a new version of you being born, a new way of presenting yourself to the world. Pluto will be supporting this Moon and from where it is, adds a touch of power and glamour to your image.In a month where everything fits, there is also room for a change in Mars, which begins to transit through Leo on 20/05 and remains in this sign until 10/07. Mars will help you get involved with a property or make repairs and improve your home. Alternatively, if you are not involved with your physical home, you may be focusing on a family matter.On 21/05, the Sun will enter Gemini to stay until 21/06, and you will focus on matters that involve your earnings and material resources, trying to understand how to achieve more success in this area. In a month where everything happens, there is room to move money too, and thus ends the intense and eventful May of 2023.

Gemini Rising and Sun

Hey, in May you might be adjusting your life after a powerful solar eclipse in Aries. This was the first of a series of eclipses that will occur in the Aries-Libra axis between 2023 and 2024.On May 1st, Pluto will begin to retrograde and stay that way until 10th November. Pluto is already in Aquarius until 2043, but before settling definitively in this sign, it will briefly return to Capricorn from 11th June to 20th January 2024. In 2023, we are still in a kind of transition, as if Pluto allows us a free sample of what it will do in Aquarius from 23rd March to 11th June, and then returns to Capricorn to give us time to think about it.On May 5th, the second eclipse of the year is waiting for us. This lunar eclipse occurs in Scorpio and is tense in aspect with Uranus. Full moons are more emotional than new moons, and eclipses carry the strength of three full moons combined in one. Something will end and something will begin related to your work and health.Changes are happening in your work. If you own your own business, make sure no one is diverting money that belongs to you. Be careful with co-workers, perhaps they will reveal a secret of yours or you will discover something about them that shakes the relationship and it won't be possible to see them the same way as before.Your home life will also suddenly become volatile. It is possible that suddenly your house needs some repair due to a leak, breakage, or structural repair needs. If you have pets, keep a close eye on them around this eclipse.Uranus works to find a weak link in your health. Watch out for anxiety and try to relax in the days surrounding the eclipse, keep your schedule free and flexible.On May 7th, Venus will begin its transit through Cancer, where it will remain until June 5th, bringing material prosperity into your life. It can bring salary increases, increases in the value of your products and services in the market, and even a rewarding and quite profitable promotion.On May 15th, Mercury will resume direct motion in the sign of Taurus, helping you organize your life and routine to preserve your well-being. The next day, on May 16th, Jupiter will enter Taurus to stay until May 24th, 2024, and this is a great gift for your physical, mental, and spiritual health.On May 19th, a New Moon in Taurus, conjunct Uranus, well supported by Pluto, but tense with Saturn. This moon also activates spiritual matters and the focus on self-care and well-being. It marks a beginning, a first step.On May 20th, Mars begins to transit through Leo until July 10th, bringing a series of trips and moving writing and speaking tasks. If you work writing or speaking in public, you will be highly sought after now.On May 21st, the Sun enters Gemini, bringing a recharge of strength and vitality to you.

Cancer Rising and Sun

Hey there! In May, you might be adjusting your life to the new designs painted by a powerful solar eclipse in Aries. It was the first of a series of eclipses happening on the Aries-Libra axis between 2023 and 2024. On May 1st, Pluto will begin to retrograde until October 11th. Pluto is already in Aquarius for a long stay until 2043, but before settling in this sign for good, it will briefly return to Capricorn from June 11th, 2023 to January 20th, 2024. In 2023, we will still experience a kind of transition, as if Pluto allows us a free sample of what it will do in Aquarius from March 23rd to June 11th, and then goes back to Capricorn to give us time to think about it.On May 5th, the second eclipse of the year awaits us. You might be thinking, "Another one?" And the answer is yes, we usually have four eclipses per year, and in some rarer years, even six eclipses are possible. This eclipse will affect two important areas of your life: romance and children. There is a possibility that you may hear something worrying about the person you are romantically involved with, or that a casual incident may reveal something that prevents the relationship from continuing as it was before. If you are in the midst of a separation or divorce, you may be in conflict with your ex about children if you have them. Of course, this eclipse is not inherently negative. If your dating or marriage is strong and happy, the surprise that the eclipse brings may even be highly positive, making you cry with happiness and emotion.On May 7th, Venus will begin its transit through Cancer, bringing peace and well-being. Venus will help you feel good in your own skin, making you calmer and more diplomatic, more graceful and courteous. Venus will also make you a more vain person, and this is a good time for aesthetic treatments or changes in appearance.On May 16th, Jupiter will enter Taurus to stay until May 24th, 2024, and this is a great gift for the realization of your dreams. Jupiter makes everything it touches grow, and it will be pouring blessings on long-held dreams, such as having children, visiting a place, living a great love, or simply acquiring a property or a certain lifestyle, inaugurating a 12-month period ahead in which you will realize a great dream, be it material or personal, making you live one of the most fulfilling periods of the decade.On May 19th, a New Moon in Taurus that comes together with Uranus brings a novelty, which can be an invitation or a proposal. It is also supported by Pluto, indicating that you will be relating to important people in your circle.Mars begins to transit through Leo on May 20th and remains in this sign until July 10th. Mars will help you earn more money from now on, adding strength, courage, and speed to your earnings.The Sun will enter Gemini on May 21st, and you will turn inward, to your intimacy and privacy, wishing to be more behind the scenes.

Leo Rising and Sun

Hey there! In May, you'll still be adjusting to the changes that a powerful solar eclipse in Aries brought to your life. It was the first of a series of eclipses that will occur on the Aries-Libra axis between 2023 and 2024.On May 5th, the second eclipse of the year will occur, a lunar eclipse in Scorpio. This eclipse will activate matters involving your family and home, and you might be surprised by unexpected repairs and maintenance needs. Also, if you live in a rented space, keep an eye on your rental contract. You might also receive unexpected news from someone you live with.However, Mars and Saturn will be oriented towards the eclipse, creating a comforting and stabilizing vibe amidst the unpredictability.Two days later, on May 7th, Venus will begin its transit through the sign of Cancer, adding emotional well-being and comfort. On May 15th, Mercury will resume its direct motion in the sign of Taurus, helping you resolve any work or career-related issues that were at a standstill or some kind of misunderstanding.On May 16th, Jupiter enters Taurus and stays until May 24th, 2024, ushering in a 12-month period ahead where you'll see your career shine brightly. You'll be making a name for yourself! May also holds a New Moon in Taurus on May 19th that is conjunct Uranus, well-supported by Pluto, but tense with Saturn. This moon also activates career and professional life matters.In a month full of movement, there will also be a change in Mars, which begins to transit through Leo on May 20th and remains in this sign until July 10th.On May 21st, the Sun enters Gemini, and your focus will turn to events, social gatherings, and friendships.

Virgo Rising and Sun

Hey, in May you might be adjusting to some new changes in your life due to a powerful solar eclipse in Aries. This is the first of a series of eclipses that will occur on the Aries-Libra axis between 2023 and 2024. On May 5th, Pluto will start its retrograde phase and will remain retrograde until October 11th. Pluto is already in Aquarius for a long stay until 2043, but before settling definitively in this sign, it will briefly return to Capricorn from June 11th to January 20th, 2024. In 2023, we'll still be in a kind of transition, as if Pluto allowed us a free sample of what he'll do in Aquarius from March 23rd to June 11th and then return to Capricorn to give us time to think about it.On May 5th, the second eclipse of the year is waiting for us. This lunar eclipse will occur in Scorpio. The family of eclipses on the Taurus-Scorpio axis began in 2021 on November 19th with a lunar eclipse in Taurus. Two new eclipses have recently arrived in this axis on October 25th, 2022, and November 8th, 2022, as a solar eclipse in Scorpio and a lunar eclipse in Taurus. This lunar eclipse that occurs in Scorpio on May 5th comes in a tense aspect with Uranus, which means its own nature is to be completely unpredictable and the ruler of chaos. This eclipse will shed light on matters involving contracts and written documents such as subpoenas, correspondence, or notifications.On May 7th, Venus will begin its transit through Cancer, where it will remain until June 5th, adding a touch of fun to your life. On May 15th, Mercury will resume direct motion in the sign of Taurus, helping you resolve any pending issues or delays involving travel, foreign affairs, and academic pursuits. The next day, on May 16th, Jupiter will enter Taurus to stay until May 24th, 2024, and this is a big move for you and the place you live in. Jupiter brings expansion, advancement, and going beyond boundaries and will be pouring blessings on foreign affairs and travel, inaugurating a 12-month period ahead in which you will be traveling a lot.May holds a New Moon in Taurus on May 19th, which comes together with Uranus, well supported by Pluto, but tense with Saturn. This Moon also activates matters involving travel and foreignization, and it touches on issues involving academia and university education. It may mark the moment when you receive news of a visa or foreign residence approval or at least, a trip to a state or country different from your own.On May 20th, Mars begins to transit through Leo and remains in this sign until July 10th, which may be an uncomfortable period for you. Mars will be activating matters involving silence and retreat, which can be stressful and unsettling. On May 21st, the Sun enters Gemini to stay until June 21st, and you'll focus on your career and professional life because this will be a phase of success and recognition in this field.

Libra Rising and Sun

Hey, in May, you might be adjusting to life after a powerful solar eclipse in Aries. This was the first in a series that will happen between 2023 and 2024. Pluto starts going retrograde on May 1st and will be retrograde until October 11th. Pluto is already in Aquarius, but before it got to this sign, it briefly went back to Capricorn from June 11th to January 20th, 2024. In 2023, we'll be going through a transition, as if Pluto is giving us a free sample of what it's going to do in Aquarius before going back to Capricorn. On May 5th, the second eclipse of the year awaits us. We usually have 4 eclipses per year, and in some years, up to 6 are possible. Eclipses always come in pairs. This eclipse will bring news about salary, economy, or an unexpected expense. Mars and Saturn will be beautifully aligned for the eclipse, highlighting career and financial help. Venus starts its transit through Cancer on May 7th, indicating that prestige increases in career. Mercury resumes direct motion in Taurus on May 15th, helping you to have more clarity on how to deal with money. Jupiter enters Taurus on May 16th and will strongly move material issues such as profit, investments, and acquisition of material goods. May holds a New Moon in Taurus on May 19th, conjunct Uranus, well supported by Pluto, but tense with Saturn. This Moon speaks about a new investment, an acquisition, money that you decide to invest in something so it can grow. Mars starts transiting Leo on May 20th and remains in this sign until July 10th, helping to increase outings and move social relationships. The Sun enters Gemini on May 21st, and you will turn to matters involving travel, vacations, and new experiences.

Scorpio Rising and Sun

Hey, in May you might be adjusting to the effects of a powerful solar eclipse in Aries, the first of a series of eclipses that will occur on the Aries-Libra axis between 2023 and 2024.On May 1st, Pluto will begin its retrograde and stay retrograde until October 11th. Before settling in Aquarius until 2043, Pluto will briefly return to Capricorn from June 11th to January 20th, 2024. In 2023, this means a kind of transition, allowing Pluto to show us what it will do in Aquarius from March 23rd to June 11th, before returning to Capricorn to give us time to think about it.Pluto has a scary reputation, but its forces are felt more collectively than individually. On May 5th, we'll have the second eclipse of the year, a lunar eclipse in Scorpio. We usually have four eclipses per year, and in some rare years, up to six eclipses are possible. Eclipses come in pairs, and the Taurus lunar eclipse of November 19th, 2021 marked the beginning of the eclipse family on the Taurus-Scorpio axis. The subsequent solar and lunar eclipses in Scorpio and Taurus that occurred on October 25th, 2022, November 8th, 2022, and October 28th, 2023 take the themes to a more advanced level of discussion.The lunar eclipse in Scorpio on May 5th brings a tense aspect with Uranus, making it hard to predict what might happen. However, you can expect this eclipse to bring your attention to a romantic or commercial relationship that could become closer and more exclusive.On May 7th, Venus will begin its transit through Cancer, and you'll feel a strong desire to try new things and break the routine. Additionally, if you're open to love, look beyond borders as you may find a passion in your life.On May 15th, Mercury will resume direct motion in Taurus, helping you to talk and establish the terms of a relationship. The next day, Jupiter will enter Taurus, bringing blessings to your partnerships and inaugurating a 12-month period where you'll take further steps in committed relationships.On May 19th, a New Moon in Taurus marks a new chapter in your life, whether in a commercial or romantic relationship. Pluto will support this Moon, indicating a major transformation for the better.On May 20th, Mars will begin transiting through Leo until July 10th, promoting your career and helping you achieve professional awards and accomplishments.On May 21st, the Sun will enter Gemini, leading you to focus on material investments and profits, which will be reflected in your career thanks to Mars' hard work.

Sagittarius Rising and Sun

Hey there! May is bringing some pretty big astrological changes that could have an impact on your life. The second eclipse of the year is set to occur on May 5th, a lunar eclipse in Scorpio that might reveal hidden enemies and secrets. It's important to stay calm and flexible when dealing with the situations brought on by the eclipse. However, the good news is that Mars and Saturn will be nicely oriented for the eclipse, which could bring a comforting and stabilizing vibration amidst the unpredictability.In addition, Venus will begin its transit through Cancer on May 7th, which could increase your material power and bring in some extra cash. On May 15th, Mercury will resume direct motion in the sign of Taurus, helping you clarify situations at work and improving your health.On May 16th, Jupiter will enter Taurus and kick off a 12-month period where it supports good professional opportunities and healing and improvement for your health.May also brings a New Moon in Taurus on May 19th, which could mark an important new beginning in your professional life or bring in a new client for your business. Mars will also begin transiting through Leo on May 20th, which could help you seek professional development.Finally, the Sun will enter Gemini on May 21st, which might lead you to look at your partnerships and value those who are loyal and stand by your side.

Capricorn Rising and Sun

Hey, in May, you might still be getting used to the changes brought on by that powerful solar eclipse in Aries that happened earlier this year. Pluto, which has been in Aquarius since 2023, will briefly move back to Capricorn in June 2024. It's a kind of transition year where we get a free sample of what Pluto will do in Aquarius, and then it moves back to Capricorn to give us time to think about it.The eclipses always come in pairs, and on May 5th, we'll have the second eclipse of the year, a Lunar Eclipse in Scorpio that comes in tense aspect with Uranus. This eclipse will affect your friendships and the groups you're a part of. You might accidentally stumble upon a secret involving one of your friends. Or you could experience a difficult situation or even a separation from a friend or group you belong to. But don't worry, there's also a chance that something good could come out of this eclipse, like a pleasant surprise related to your friendships.On May 7th, Venus begins its transit through Cancer and will stay there until June 5th, bringing happiness and lightness to your close relationships. On May 15th, Mercury will go direct in Taurus, helping you to see romance and fun grow even more in your life. On May 16th, Jupiter will ingress into Taurus and stay until May 24th, 2024, bringing considerable happiness and personal fulfillment to your life. This will be one of the most enjoyable periods of the decade for you!In May, we'll also have a New Moon in Taurus, conjunct Uranus and well-supported by Pluto, but tense with Saturn. This Moon will also activate the areas that Jupiter will help grow, and bring some exciting news. On May 20th, Mars begins to transit through Leo and stays there until July 10th, activating money, inheritance, wills, and investments. On May 21st, the Sun enters Gemini until June 21st, and you'll be taking a closer look at your daily routine and professional life.

Aquarius Rising and Sun

Hey, in May, you might still be adjusting to the new changes brought about by a powerful solar eclipse in Aries. This was the first in a series of eclipses that will occur on the Aries-Libra axis between 2023 and 2024.Pluto has already moved into Aquarius for a long stay until 2043, but before settling into this sign permanently, it will briefly return to Capricorn from 11/06 to 20/01/2024. So in 2023, we'll still be going through a kind of transition, as if Pluto is giving us a free sample from 23/03 to 11/06 of what it will do in Aquarius, and then returning to Capricorn to give us time to think about it.The second eclipse of the year will happen on 05/05. This lunar eclipse in Scorpio will be in a tense aspect with Uranus, activating issues involving your career, reputation, and professional progress. Unexpected changes at home and in your family life may be affecting your work and professional development. Try not to overload your schedule because when this eclipse arrives, you may find yourself in a situation where your career needs you as much as your family does.Uranus can be unpredictable, but Mars and Saturn will be beautifully aligned with the eclipse, touching on your ability to reinvent yourself, survive crises, and even profit from them. With Uranus involved, it's impossible to say exactly what an eclipse will bring, but I can tell you that Mars and Saturn will create a comforting and stabilizing vibration amidst the unpredictability of the eclipse.On 07/05, Venus will begin its transit through Cancer, where it will remain until 05/06. This movement will come to resolve setbacks and even conflicts that the professional environment may be experiencing.On 15/05, Mercury will resume direct motion in the sign of Taurus, helping you resolve any family issues that have come to light and have been worrying you or even harming your career and work. The next day, on 16/05, Jupiter enters Taurus to stay until 24/05/2024, and this is a great gift for your family life as well.May holds a New Moon in Taurus on 19/05, which comes together with Uranus, well-supported by Pluto but tense with Saturn. This Moon also activates issues of home, family, and household, and you may be inaugurating your new home on this date or very close to it.Mars begins to transit through Leo on 20/05 and remains in this sign until 10/07. Mars places a lot of emphasis on close relationships, whether they be work or romantic, so you may be very focused on forming a bond or committed relationship with another person, whether it be in love (marriage) or in a business partnership or collaboration.The Sun enters Gemini on 21/05, and this is a period when you may start thinking about the subject of children, and a growing desire to make your mark in the world may also emerge.

Pisces Rising and Sun

Hey there! In May, you might still be adjusting to the changes brought about by a powerful solar eclipse in Aries. This was just the first in a series of eclipses that will take place along the Aries-Libra axis between 2023 and 2024. On May 1st, Pluto will begin its retrograde motion, which will last until October 11th. Pluto is already in Aquarius for a long stay that will last until 2043, but before settling definitively into this sign, it will briefly return to Capricorn from June 11th to January 20th, 2024. So, in 2023, we will still be in a kind of transition, as if Pluto is giving us a free sample of what it will do in Aquarius from March 23rd to June 11th, and then returning to Capricorn to give us time to think about it.On May 5th, the second eclipse of the year awaits us. This lunar eclipse in Scorpio comes in a tense aspect with Uranus and will affect one of these areas for you: long-distance travel, immigration, citizenship and foreign residence, publishing and broadcasting projects, college and graduate school opportunities, and legal issues or lawsuits. You may need to make an unexpected trip or rush to solve a problem involving travel or immigration documents.On May 16th, Jupiter will enter Taurus and stay there until May 24th, 2024. This is a great move for you to further increase your ability to express yourself and reach an incredible number of people willing to listen.On May 19th, there will be a New Moon in Taurus, which comes together with Uranus, well supported by Pluto, but tense with Saturn. This Moon also activates matters involving communication and business. Any attention you receive in May can attract some rivalry and competition at work, which can ignite sparks of conflict and friction in the professional environment. It's best to ignore it.On May 21st, the Sun will enter Gemini and stay there until June 21st, and your focus will be on your family and home.

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[24] Astronalia | Mariane Chagas. Disponível em:https://www.youtube.com/@astronalia . Acesso em: 29 mar. 2023.

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