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#they really will tax based on anything other than actual income
uboat53 · 1 month
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Well, as expected, Trump can't keep his focus on policy attacks against the Harris-Walz ticket and keeps wandering off into racist/sexist/bizarre personal attacks. Many say that this is a Trump problem, but I think it's a lot bigger than him in a way that's going to keep hurting Republicans long after he's gone. LONG RANT (TM) time?
INTRODUCTION
I'm sure you've noticed the Very Serious (TM) Republicans like Lindsay Graham and Marco Rubio and Very Serious (TM) conservative media outlets like the Wall Street Journal that keep talking about how Donald Trump would absolutely destroy Kamala Harris in November if only he could keep focused on policy instead of pursuing personal attacks and angry vendettas. Of course, all of them are missing the main reason Trump isn't talking about policy; Republican policy is overwhelmingly unpopular.
Look, I don't give Trump a lot of credit. I don't think he's very intelligent or insightful and I doubt his ability to focus on anything but his own personal vendettas for more than a few minutes, but the man knows popular. You can see him at work at his rallies, he'll start spitballing on something and play with it back and forth with the crowd until he finds something that resonates, it's what he does.
If Trump isn't running on policy, there's a good reason for it. Of course, we should look at specifics to illustrate the issue.
ECONOMICS
To put it bluntly, the Republicans don't have much of an economic policy anymore. Maybe the used to, but that's all gone. There are only two policies they have left, two things you can guarantee will happen under any Republican administration with a minimally compliant Congress: (1) they'll cut taxes for rich people and corporations and (2) they'll try to undo regulations.
That's it, that's all they've got. Now go around and ask people if they think cutting taxes for rich people and corporations is a good idea. I'll bet you don't get many positive responses and you'll get more than few profanities. Even cutting regulations doesn't do so well when you actually get specific about which regulations. People dislike the idea of regulations in general, but they like those regulations that keep the air and water clean.
Now, there was a point where Republican policy had some grounding. Back in the 70s when the Laffer Curve was first proposed, no one knew where the point at the top of the curve was.
(For those who are unaware, the Laffer Curve is the idea that there is some optimal tax rate. Taxing below that rate raises less money for the government, but taxing above that rate also raises less money because it overtaxes the economy. You should look it up, it's a very interesting concept.)
Nowadays, of course, we've got 40+ years of research on it and we have a pretty good idea that the optimum top marginal tax rate is about 70%. In other words, there is, at current tax rates, no way to grow the economy by cutting taxes, but Republicans keep doing it anyways. It's like a zombie policy that's immune to evidence and reason and just keeps on going from sheer inertia.
Of course, that's just the evidence about the economy as a whole. We also know that, starting in the 1980s with a wave of tax cuts and deregulation, worker pay stopped increasing with productivity. In fact, we've seen decades of stagnating wages and increasing income inequality under Republican economic policy to the point where you can actually look at graphs of economic data and point to where Ronald Reagan was elected based on where things started getting bad for average people.
Yet, still, Republicans hold to this economic policy. Despite all of the evidence and the very real consequences it has had for our economy, Republicans cling to the economic policy of Reagan circa 1980 with no interest in creating something new that they could hang their hats on. It really does speak to the state of ideas in the party.
FOREIGN POLICY
And foreign policy? Yeah, Trump can't talk about that either. Dictators like Kim Jong Un and Vladimir Putin aren't very popular and NATO and democratic countries are. Heck, support for Ukraine has fallen since its peak, but it's still more popular than Trump himself.
Maybe there's a case to be made that the views of Cold War-style Republicans like Rubio and Graham who are pro-NATO, pro-Ukraine, and anti-Russia, are popular, but that's not Trump's policy. His foreign policy runs pretty hard against what most Americans think our foreign policy should be.
The one thing in his foreign policy that has even a little bit of positive approval is his plan for tariffs, but even that would fall apart in the details. Most people who support it do so with the vague idea that it would protect US jobs, but how many of them would still support it if they knew how likely it is to turbo-charge inflation? Yeah, I'm pretty sure it'd sink like a lead balloon if he talked about it enough that it actually started getting coverage.
DOMESTIC POLICY
Okay, so there's economic policy, there's foreign policy, and there's domestic policy which basically comes down to "everything else". I'm going to take his domestic policy ideas from Agenda 47, Trump's official campaign site, instead of Project 2025 because Trump is pretending not to know anything about the latter (despite cheerleading it behind the scenes for years), but they're really not all that different.
Trump wants to "certify teachers by their patriotism", abolish teacher tenure, cut funding to any school that doesn't teach subjects the way he wants them to, re-introduce prayer in schools, and close the Department of Education. He wants to establish a commission stocked with conspiracy theorists to investigate autism, he's both approved of and opposed plans to negotiate drug prices, and he's planning to deport tens of millions of undocumented immigrants. He wants to dramatically expand the death penalty, end any government involvement in civil rights, and try to use federal health care money to prevent people from getting transgender surgery even if they pay for it themselves.
None of these things are popular and all of them would be even less so if he actually went around promoting them or worse, tried to actually follow through on them. And Project 2025, which he has disavowed even while maintaining close ties with those who wrote it, is even worse. If you think targeting transgender people polls badly, wait until they come for abortion, birth control, IVF, and pornography.
MESSAGING
You can see all of that in the way that people who only live in a conservative world try to attack liberals. The Wall Street Journal, for example, recently tried to attack Gov. Walz, now Kamala Harris' VP pick, for creating a state system of family and medical leave, providing free college for kids under a certain income threshold, making it easier to vote, and providing school lunches.
These only sound like bad things if you live in a bubble of conservative media that separates you from the real world. Real people love feeding hungry children and letting caretakers take time off to care for loved ones!
POPULARITY
We need to pause for a moment here and address one thing. You see, Trump and Republican's economic policies are unpopular, yet more Americans say they trust Trump to keep the economy strong than trust Harris. How can that be?
Well, there's an old saying (and I'm paraphrasing here) that people are Republicans in theory, Democrats in practice. In other words, they like the vibe of Republicans and they like the sound bites but, once you actually start to talk about the details of any given policy, they don't like Republican ideas at all.
I'm pretty sure that's what's going on here and it's one more big reason Trump doesn't want to talk policy.
CONCLUSION
Look, I get the instinct from Republicans that they'd like their presidential candidate to be more serious, but if they ever want that to happen they're going to have to grapple with the fact that the policies they want are not anything that would ever win an election. Trump is running on personal attacks and vendettas because he knows that these are all way more popular than the actual policies that he and Republicans actually want to put in place if they were to win and the only way to keep any sort of advantage on any policy is to keep it vague.
Until that changes, don't expect any Republican candidate to make a serious policy based argument for their election, even after the age of Trump.
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daintydoilypon · 3 months
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So, I talked to my financial advisor, which I only have bc of my Inherited IRA. Even though I inherited various assets, I have a 2% CHANCE OF RETIRING at 67 if I have a job that pays less than 35k/year and only put $100/month into my new Roth IRA.
Even though I got a big leg up from those in my age bracket and below me, I'm STILL in red, to put that in perspective.
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Now, the stocks and things I invest into can accrue and that percentage will fluctuate, but, if they were to stay the same, it's a 2% chance. It went up to 3% this week, yeehaw, but until it hits like 75%, it's like a drop in the bucket. It can also change drastically if I were to get married because your retirement is also based on your spouse's assets. Like, my mom gets $800/month, but when my dad retires, it will go up to 1.2k. But I don't want to assume I'm gonna get married, I want to do things based on the worst case financial scenario.
I wanted to bring this up because a lot of my generation and younger aren't even being offered 401ks or pensions anymore, but you can start one yourself and put what you can in it. I do not pay my guy, he takes 1% of the gains from the IRA itself. It's actually less than that because my whole family is with him. I'm getting Silo in on it, so my whole family and him will get that deal. I can recommend my guy if you want in on the family/friends deal. It does NOT cost anything to start with him other than the initial amount you want to invest. I cannot say for other businesses, unfortunately.
But I really want to make sure y'all get a start on it because I'm considered late. They really recommend starting in your 20s since, if you start by your mid-30s, it gets significantly harder each year because you have to invest a higher percentage of your income into it. Thus why he recommended investing $500 / month for me because he projects the monthly costs for when I retire to be 4.5-6.5k/month. If you start earlier, you have a longer period of time for your investments to accrue, and you only have to put $100 or whatever you can. So, please, get at least a Roth IRA going. SPECIFICALLY A ROTH. It gets taxed going in, but when you take it out later in life when it's worth more, it won't be.
I cannot say for a brokerage, as I have not started that yet, but he does recommend one of those as well. Make sure to do your own research on that one.
I know some don't have the opportunity to talk to a Financial Advisor, because it may/may not cost money depending on who you go to, so I wanted to share what I was told. So, that's the general idea or scope of things, at least here in the States, so I hope this helps!
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loadednachosao3 · 4 months
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what I make is WILDLY inconsistent from month to month, which is inconvenient, so it needs to be planned around. I could make $600 or $8k depending on the customers, my health, whether or not I made any content for passive sales recently... my average when you take into account my best customer is about $200/hr, but if I were to just talk to a rando on the phone instead of fucking around with my whale, my rate has me earning about $120/hr. that doesn't include anything extra, like tributes (tips, basically), content buys, or things like that.
that also doesn't mean I WILL make that much just by being signed on. I could wait for hours for a 2-minute call, or I could talk for 3 hours to the same guy and rake in bank. it all depends.
for me, with the niches I've picked, it comes pretty naturally. I've always been a very sexual person, so this career progression wasn't too difficult for me! the hardest part is making sure at the start to learn all the common scams so you can stop yourself from falling for them.
and BOUNDARIES! especially for people who have been socialized not to "rock the boat," it can be difficult to enforce them at first. but you need to be able to do that in this business! even if you market as submissive, stand firm!
but as far as the actual work goes... some guys are more difficult than others because their kinks aren't as familiar to me, or they're really picky, or I need to be tuned the fuck in the entire time... usually though, it's a lot of being mean, laughing at their tiny dicks, and taunting them with my body, which is easy peasy by now!
ok, I guess I lied a bit... when you're independent, there's also the matter of things like marketing, graphic design, audiovisual editing... the clerical work is a SLOG! so be aware if you try to go into it that that's what you're in for. it's a job like any other, so it's not a total breeze!
TAXES TOO!! you have to do them on your own, or get a sex worker-friendly accountant (lots will turn you down if you do 18+ work). so set aside 30% for that (or however much for your area)!
as for its similarities to 1-800-SALAMANCA, I actually based a lot of the content off of my real experiences! I modeled early Nacho off of some of my most annoying customers, lmao. the stubbornness, the hanging up without saying bye, the "you're the Dom, aren't you supposed to tell me my own kinks without me giving you any info???" bullshit, deleting and remaking the account... a little bit of a vent story there, LOL!
now, I don't have as glamorous a career as Lalo, nor do I have nearly as many finsubs. but I've done my fair share of findom before, so Lalo's personality is sort of a mixture of my persona and how I'd imagine him as a character to act! also, the site they use is named the way it is because it's a parody of the site I mainly work on, lmao. but with improved functionality.
I got into it because I had health issues that caused me to quit my vanilla job. I tried to be a freelance writer for a while... what a mistake! I should have gotten right into sex work, then maybe I wouldn't have had to piss through all my savings. I just figured, I like sex, camgirls make money, I'm hot... why not?
alas, camming was a LOT more work than I was expecting, especially with a physical disability! I found out through camming that phone sex was still a thing, and got into that instead. whew! much better! I also create content to sell on several sites. that's good for passive income, which is great on bad days!
as for whether I'd recommend it... I'd say yes, but with caveats. you have to be a certain type of person: firm with boundaries, decently creative, strong stomach, resilient to negative comments and insults directed toward both your body and personality, strong sense of marketing and design (or willing to learn), and the drive to keep going even when it's slow.
what you do NOT have to be: conventionally attractive, allosexual, a nymphomaniac, non-monogamous, white, skinny, cis, big-boobed, attracted to men, completely confident with your body, a total master of everything, into every kink. of course, having some or all of these things will certainly help you (hello privilege), but ANYONE of any sex, gender, color or creed can do this! trust me: there are men attracted to EVERY type of person. and they WILL pay to get what they want (your attention/content).
so I'd say go for it if you think you'd like it, but DO. YOUR. RESEARCH. FIRST! lots of it! you're NOT going to make it big selling feet pics on onlyfans as a total newbie. you CAN make a decent (or amazing) living off of it if you have dedication, creativity, patience, and time, though!
thanks for the thorough questions! let me know if you guys have more!
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devsgames · 10 months
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how hard was it to set up stuff regarding economical/legal side of things for gamedev? (regirestering a company, register trademark, recieve income from steam, pay taxes, etc) i know that its country specific but i would want to hear your side of things
You're right in that it's incredibly specific to your location! I'll go over what I've had to do thus far for specifically living in Ontario, Canada; A lot of how I've gained the following insight has been from thorough Googling, looking on government resources and asking people.
Setting Up A Business
Here in Ontario we have generous small business laws, anyone making money from their own business is by default considered a "Sole Proprietorship". Normally businesses need to charge tax based on every Good or Service sold, however Sole Proprietorships don't need to do this until they reach $30k yearly profits in Ontario.
Currently I'm making maybe 5k a year from my games so I'm safe, and thus technically don't even need to register a business. The tradeoff however is that I'm legally and financially responsible for my own business, so if something happens financially or legally it's my own personal risk and not the business's.
There's a few business types here with different meanings (Partnership, LLC, Co-op, etc). Technically I should register one at some point but since it's just me and I'm broke it won't do much. To register a business in Canada isn't hard (I think it's basically just a 30 minute phone call where they give you a 'business number' for registeration and tax use and say "congrats you're a business now!). You have to come up with a unique business name which I've consistently floundered back and forth on and have never stuck to anything which is why "Dev's Games" is the best "brand" I have at the moment. Good thing I'm not registered yet!
Registering a Trademark
This also depends on your location, and I have never done this. I'm sure in many cases there is reason to if I really cared about exclusively using titles or names of things, but I honestly don't.
I also genuinely don't thinm not having a trademark as a problem! Trademarks strike me as useful for a company trying to build a big business around a name that is aleeady popular and ripe for idea theft (E.g Photoshop, Google, Adobe) and stopping others from using it. Right now, I'm so small that this doesn't matter, and I'd honestly consider someone drawing inspiration from me an honor as opposed to something I'd want to contain. Maybe if one of my titles got like SUPER viral down the road I'd seriously look into it; apparently it's a lot of paperwork and something you'd have to find a lawyer for.
Getting Payments
This is, you guessed it, just paperwork that depends on your operating location!
Established storefronts like Steam have a process for registering your account with them and when I started out this was the part of the process I was the most anxious for, but it's actually super easy (which is why there's so much shovelware on there). Steam as a baseline takes 30% of all your sales on the platform (an absolutely insane amount for what the platform does). You'll fill out some paperwork and based on your operating location to determine how much money Steam automatically sets aside for taxes (VST).
As a Canadian they take 0% because Canada-America has tax exemption treaties which make receiving payments from American companies like this tax-free.
Outside of that there's not much, you give them your bank account number and they send payments one month after month end (e.g. end of December they'll pay you for November's sales). Everything is in USD so be prepared for things to be a bit wonky in that respect, and note it costs $100 USD to add a game to Steam. Setting up store pages for your games is its own kind of busywork I won't get into here, but publishing to Steam on the whole is much more work than something like Itch.io.
All in all I like Steam's process for registering and they make it pretty easy to get onto the platform since it's in their interest to potentially make fat money off of your work for doing very little :)
Managing Income
I struggle with anxiety around finances so this part is long.
I set up my own bank account explicitly for earning/spending on my games - prior to getting laid off I only used it for that, but recently I've been having to pay rent from it now too sometimes.
Get a platform that allows you to track and categorize your expenses and income over time. I've been using Wave to balance my income and expenses, as I find it's pretty simple for my needs and lets me mark what different payments are to avoid losing secret money to things I forget about. It connects directly to your bank account, so it will be the most accurate form of income tracking.
Eventually you will buy things and forget what you bought, or receive money for something you're not sure why, or lose/receive money months after you should have. Steam and Itchio have ways of viewing your payouts and reports, but it's hard jumping through 2-3 websites trying to track down a magic number - viewing this all in one place is invaluable to your sanity and making sure you don't go broke. Having this will be a godsend to you during tax time.
Always have additional "rainy day" money set aside - when I started I put about $100 aside from each paycheque at my full time job into my business. Keep an eye on your income flow and know how much you can anticipate to spend on your work. Know how your business money relates to your personal finances and be ready to take money out of your business for emergencies, and vice versa for business emergencies. Money put aside to pay contractors is money you cannot and should not touch.
Contractors based in the US will often ask you pay them through a certain site, many of which aren't available outside the US. Don't be afraid to ask if they use something like Paypal instead. Keep extra money aside for them so you can tip. Make sure you're aware of how they expect to be paid, at what interval, and how much, and keep that money aside. And expense tracker is also helpful here.
Keep in mind most businesses operate on USD, and be mindful of how your local currency converts over. CDN is usually ~60-70% of USD, so I often have to pay more for things like subscriptions or labour then they're listed. When a contractor tells you their rates always be sure you know what currency they're talking about - sometimes I've expected to pay USD when I've had to pay AUS.
Also do not quit your dayjob. Make money through a stable employment and fund your games as a fun side hobby. Easier said than done, but there is an almost 0% chance you will be able to afford surviving off of making indie games as a full living and be afford to keep a roof over your head. I've shipped 4 games on Steam now and I only make about $100-$300 USD from sales there depending on the month. Minimum wage in Ontario is ~$25k a year, I am currently making like $5k from sales on Steam alone. Working at McDonalds would pay better.
Taxes
Taxes are very regional, so results will vary.
Usually businesses have to set aside sales taxes on goods sold. Since I'm a Sole Proprietorship in Ontario making less than 30k I don't have to. Taxes for me basically consists of saying "I made this much" to the government (good expense tracking REALLY helps here).
One thing to note is that at least here the government has NO IDEA how video games fit into business. Until recently there was no "Game Development" business type, and much of the tax reporting interface is obsessed with physical goods; it'll ask how much your "inventory" is worth, how many "goods" you have sold (games are technically "goods" even though they're not a physical thing). Basically be prepared for your tax system to be used to dealing with physical retailers and farmers, and not with digital-only software developers.
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I'm sure there's more I can cover but my hands hurt. A lot of this is researching your local laws and/or talking to devs local to your area. It's not hard to do any of this necessarily, it's just a lot of paperwork (which is nevertheless super helpful to put together). Once you learn how it all works everything is way less scary though! :)
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soapyplasm · 8 months
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TurboTax is a company that basically has spent a bunch of money claiming that they make filing American taxes super duper easy and approachable and it only costs you (a very amount of money to use their services) - the IRS is the tax collection agency for the USA Federal government, and there's sort of a fear mongering about them chasing people down if they're off by a tiny amount in paying their taxes. (Idk if you know much about income tax, but basically you tell your employer how much you want to not get on your paycheck, that will be contributed to various programs/the fed govt for its budget. If you're self employed, you have to pay/set aside Some Amount Every 3 Months in lieu of not working at a company that handles this for you.)
Every January-ish, workers have to file their taxes, which consists of reporting how much you made, how much you already "paid" the government for the last calendar year (via income tax or self employment taxes) and whatever deductions you have (called such because you deduct An Amount from the amount you will be actually paying) which is based on things like having kids, university loans, charity donations, etc. (There's also a Standard Deduction, which is some amount that you can choose to essentially go "just take off this chunk amount of money, I don't want to list out all that info ") If your deductions are lower than what you should have been paying, you have to pay the government the extra money you should have been paying the past year, all at once, which, have you see the economy? But if your deductions are higher, then the government has been taking more from you than they should have, and they will send you money. But you have to collect all the information and fill out the paperwork.
So, to recap, you have to tell the IRS: what you made (which they know, because your employer tells them), what you paid in taxes (again, they already know this), and what deductions you have (they already know this because of paperwork you do when setting up how much you will be paying) - AND in order for them to chase people down for being wrong (called auditing), they need to know this information anyway. But you need to fill out the forms to tell it to them just to be sure. (Many other countries, the government sends people the information and they either pay it or wait for a check)
So, the forms to file all of this information are a little dense with instructions and legalese, and TurboTax has spent an inordinate amount of money to keep them complex, and also market their services as making things easy for people so they can continue to make a shit load more money.
But! Now! There is the Free File services offered by the IRS if you make under a certain amount (I looked earlier and as of 2024 (the 2023 tax year) there are various options if you make under $79,000/yr) which means that there is a free software (as in beer, meaning it does not cost you anything but you still can't know how it's made or do whatever you want with the software) way for people to file their taxes easily as if they had used turbo tax, but not paying their nonsense fees
Thank you for letting me infodump in your inbox I hope it was a helpful explanation lol. I go eat dinner now. :p
That was... a lot. But I seriously appreciate it because this information should absolutely come in handy. I have the reading comprehension of a toaster so I'll need to study this very heavily to actually understand it in full, but really, thank you. PS, I enjoyed my dinner somewhat, even though I can't quite remember what it was.
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socialvinod · 1 year
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YouTube Money Calculator: The Shocking Truth About How Much Indian YouTubers Earn!
SEO, YouTube SEO
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So, you’re curious about the YouTube Money Calculator and how much Indian YouTubers actually make, huh? Well, you’re in the right place! Today, we’re going to have an honest, friendly chat about the ins and outs of YouTube earnings in India. So, grab a cup of your favourite beverage and let’s get started.
Table of Contents
How does YouTube’s monetization system work?
How much do Indian YouTubers earn on average?
What is a YouTube Money Calculator?
Results:
How accurate are YouTube Money Calculators?
What are the highest-earning Indian YouTube channels?
Top 5 List Of Indian Youtubers With High Income And Video Views
Top 5 List Of International Youtubers With High Income And Video Views
How does the Indian market differ from other markets in terms of YouTube earnings?
How do sponsorships and brand deals impact Indian YouTubers’ earnings?
List Of Tools To Track YouTube Money Calculator
What role do merchandise sales and crowdfunding play in Indian YouTubers’ income?
Are there any legal or tax implications for Indian YouTubers’ earnings?
How can Indian YouTubers maximize their earnings?
First things first, let’s talk about the YouTube Money Calculator. You know, I was super intrigued when I first heard about it too! It’s this online tool that estimates how much YouTubers make based on their views, subscribers, and other factors. But, as with anything on the internet, I wondered how accurate it really was.
The thing is, YouTube earnings can vary wildly. It all depends on factors like the number of views, the type of ads, and even the country where the ads are being displayed. For example, a YouTuber in the US might make more money from ads than someone in India, even if they have the same number of views! Crazy, right?
I remember talking to a friend who’s a YouTuber in India. She was telling me how her earnings have grown over time, but it wasn’t always easy. She had to work on building her audience, creating engaging content, and learning how to optimize her channel for monetization. But she also emphasized the importance of having multiple income streams, like sponsorships, merchandise sales, and even crowdfunding!
How does YouTube’s monetization system work?
Let me break it down for you real quick. YouTube allows content creators to make money through a program called YouTube Partner Program (YPP). To join, you need at least 1,000 subscribers and 4,000 watch hours in the past 12 months. Once you’re in, you can earn money through different types of ads, like display ads, skippable ads, and non-skippable ads. The more views and engagement you have, the more moolah you make!
How much do Indian YouTubers earn on average?
Well, there’s no one-size-fits-all answer here. It really depends on factors like views, ad rates, and audience demographics. Some YouTubers might make a few bucks, while others are earning thousands. One thing’s for sure, though: if you’re dedicated and work smart, you can turn your YouTube channel into a money-making machine!
What is a YouTube Money Calculator?
Curious about how much your favourite Indian YouTubers might be earning? That’s where YouTube Money Calculators come in! These online tools estimate YouTubers’ earnings based on their views, subscribers, and other factors. They’re a fun way to get a rough idea of how much your favourite creators might be making!
Here’s a comparison table of YouTube earnings in US Dollars (USD) and Indian Rupees (INR) for different industries and video types. Keep in mind that these are just rough estimates, and actual earnings may vary based on factors like audience engagement, ad rates, and video performance.Industry/Video TypeEarnings per 1000 views (USD)Earnings per 1000 views (INR)Gaming$0.50 – $4.00₹37.50 – ₹300.00Tech Reviews$1.00 – $5.00₹75.00 – ₹375.00Beauty & Fashion$0.80 – $3.50₹60.00 – ₹262.50Comedy/Skits$0.40 – $2.50₹30.00 – ₹187.50Vlogging$0.30 – $2.00₹22.50 – ₹150.00Education$0.50 – $3.00₹37.50 – ₹225.00Food & Cooking$0.60 – $3.50₹45.00 – ₹262.50Health & Fitness$0.70 – $4.00₹52.50 – ₹300.00Travel$0.40 – $2.50₹30.00 – ₹187.50
YouTuber Earnings Calculator
CPM (Cost Per Mille):  Rate/CPM: 
Calculate Earnings
How accurate are YouTube Money Calculators?
Now, before you get too excited, keep in mind that these calculators are just estimates. They don’t know the exact ad rates or other income sources a YouTuber might have. So, while they can give you a ballpark figure, they might not be 100% accurate. Remember, it’s always better to take these numbers with a grain of salt!
What are the highest-earning Indian YouTube channels?
There are some Indian YouTubers who are absolutely crushing it! Channels like T-Series, BB Ki Vines, and Technical Guruji rake in some serious cash. Their success comes from a mix of consistent content, audience engagement, and smart monetization strategies.
Top 5 List Of Indian Youtubers With High Income And Video Views
No.YouTuber Channel NameCategoryEstimated IncomeVideo ViewsSubscribersChannel Link1.BB Ki VinesComedyN/A3B+20M+https://www.youtube.com/channel/UCqwUrj10mAEsqezcItqvwEw2.Technical GurujiTech ReviewsN/A2B+22M+https://www.youtube.com/user/TechnicalGuruji3.Ashish Chanchlani VinesComedyN/A1B+24M+https://www.youtube.com/user/ashchanchlani4.Amit BhadanaComedyN/A1B+23M+https://www.youtube.com/channel/UC_vcKmg67vjMP7ciLnSxSHQ5.CarryMinatiComedy/GamingN/A1B+31M+https://www.youtube.com/user/AddictedA16.Sandeep MaheshwariMotivationN/A600M+17M+https://www.youtube.com/user/SandeepSeminars
Top 5 List Of International Youtubers With High Income And Video Views
No.YouTuber Channel NameCategoryEstimated IncomeVideo ViewsSubscriber CountChannel Link1.PewDiePieGaming/ComedyN/A27B+110M+https://www.youtube.com/user/PewDiePie2.MrBeastEntertainmentN/A13B+74M+https://www.youtube.com/user/MrBeast60003.Dude PerfectSports/ComedyN/A14B+57M+https://www.youtube.com/user/corycotton4.MarkiplierGamingN/A16B+30M+https://www.youtube.com/user/markiplierGAME5.Ryan’s WorldKids/ToysN/A50B+30M+https://www.youtube.com/channel/UChGJGhZ9
How does the Indian market differ from other markets in terms of YouTube earnings?
The Indian market is unique in many ways. For one, ad rates can be lower than in countries like the US. Additionally, the preferences of the Indian audience might be different from those of other countries, which can affect the types of content that perform well.
How do sponsorships and brand deals impact Indian YouTubers’ earnings?
Sponsorships and brand deals can be a game-changer for Indian YouTubers. By partnering with brands, they can earn money outside of YouTube’s ad revenue system. The key here is to find brands that align with your content and audience. Once you’ve built a solid relationship with a brand, you can negotiate better deals and earn even more!
List Of Tools To Track YouTube Money Calculator
No.Tool NameWebsite URLPricing Details1.Social Bladehttps://socialblade.com/Free2.Nox Influencerhttps://www.noxinfluencer.com/Free / Premium Plans3.Vidoolyhttps://vidooly.com/Custom Pricing4.VideoAmigohttps://www.videoamigo.com/Free5.ChannelMeterhttps://www.channelmeter.com/Custom Pricing
What role do merchandise sales and crowdfunding play in Indian YouTubers’ income?
Merchandise sales and crowdfunding can be fantastic ways for Indian YouTubers to diversify their income. Some creators have launched their own clothing lines or sold branded merchandise, while others have turned to platforms like Patreon to receive support from their fans. This not only boosts their earnings but also helps them create a closer connection with their audience.
Are there any legal or tax implications for Indian YouTubers’ earnings?
Oh, absolutely! Indian YouTubers need to be aware of their tax obligations and any legal considerations related to their content. They must report their earnings, pay taxes, and handle any copyright or trademark issues that may arise. It’s always a good idea to consult with a tax professional or legal expert to ensure everything is in order.
How can Indian YouTubers maximize their earnings?
To maximize earnings, Indian YouTubers should focus on creating engaging content, optimizing their channel for monetization, and diversifying their income sources. It’s also essential to stay up-to-date with YouTube’s policies and best practices. Networking with other creators and brands can also open doors to new opportunities and collaborations.
In conclusion, the world of YouTube has opened up a new realm of possibilities for content creators, especially in India. It’s mind-blowing to see how much Indian YouTubers can earn through their passion for creating and sharing content. We delved deep into understanding YouTube’s monetization system, the role of YouTube Money Calculators, and the factors that influence earnings for Indian YouTubers.
While the numbers are indeed shocking, it’s essential to remember that the journey to success on YouTube is not always easy. It requires dedication, creativity, and the ability to adapt to market trends. Moreover, it’s crucial for Indian YouTubers to diversify their income sources, from sponsorships to merchandise sales, to maximize their earnings.
We also took a look at some successful Indian YouTubers, as well as international creators, who have made a significant impact in their respective niches. It’s inspiring to see how these individuals have turned their passion into a lucrative career, and they serve as a testament to the power of digital media.
Finally, we shared a list of tools that can help you estimate YouTube earnings and stay informed about the performance of different channels. However, it’s essential to consider the limitations of these tools and keep in mind that a creator’s actual income may differ from the estimates provided by YouTube Money Calculators.
Related Post: Click Here
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robininthelabyrinth · 3 years
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Now that NHS revenge quest of the past decade is over, he wants friends again. He decides to start with an equally lonely person, Jiang Cheng, who does not have a say in the matter.
ao3
“We’re not friends,” Jiang Cheng said.
“Aren’t we?” Nie Huaisang asked. He didn’t show any shame at having unexpectedly come to visit or at being turned away; instead, he just tapped his fan against his lower lip. “Really? I hadn’t the slightest notion.”
Jiang Cheng felt a shiver go down his spine, which he hadn’t really expected. It was Nie Huaisang, after all, and even if he’d somehow turned out to be a lot more than anyone would’ve expected, well, how dangerous could he really be?
“And to think! For all these years, I’ve been giving you the friend discount.”
Jiang Cheng stiffened. “The…friend discount?”
“Yeah! On all of the trade between our sects, or which our sects enable. All those trade routes and merchants, the tariffs and taxes, the cultivation base materials, the food…”
Jiang Cheng felt cold. Qinghe under Nie Huaisang wasn’t the cultivation powerhouse it had been under Nie Mingjue, but it was still incredibly powerful, a full-on Great Sect, and moreover one of the most practically minded ones: they had their fingers in every merchant’s guild, every serious artisan’s house, every major farm…and loans, of course. Nie Mingjue had been very generous, and set very favorable terms for both trade and repayment all the way back when Jiang Cheng had been rebuilding his sect, and Nie Huaisang had never altered them.
Jiang Cheng’s yearly budget depended on those terms.
“Such a pity,” Nie Huaisang said, and sighed. “Well, it’s all right. If we call due the notes on your dyer’s guilds, we’ll have the money for an amazing New Year’s ceremony.”
The Jiang sect relied heavily on their dyers’ guild – Jiang Cheng had rebuilt the Lotus Pier in large part with their income and their help. In turn, the dyers had been a little extravagant recently, living a little beyond their means in order to take advantage of the current good times; if their debts were called in, they would turn to the Jiang sect and demand help, and he’d have no choice but to honor that.
His treasury would be emptied, and he might need to call in his own debts, and that would be catastrophic to the Jiang sect’s reputation as a Great Sect.
“Wait,” he said.
Nie Huaisang smiled at him. The smile had teeth.
“…I misspoke,” Jiang Cheng said, teeth gritted together. “Of course we’re friends.”
“Oh? That’s great! Jiang-xiong!”
Jiang Cheng found himself in the uncomfortable position of being hugged by his blackmailer.
“Are you going to tell me why you’re doing this?” he eventually asked.
“Mm,” Nie Huaisang said. He hadn’t let go yet. “I’m lonely.”
Jiang Cheng closed his eyes briefly. “…perhaps it was that decade-long revenge quest that made people wary of you?”
“Maybe? Seems like an overreaction. I’m not that clever, really.”
“You just blackmailed me into being your ‘friend’.”
“Well, yes. But you don’t actually mind because being forced into it is the only way you’d accept that you’re worthy of being someone’s friend.”
Jiang Cheng opened his mouth, affronted.
“Go on, name one person that you’re friends with. Jin Ling doesn’t count.”
Wei Wuxian probably didn’t count either.
“That doesn’t mean I like being blackmailed!”
“No? Wasn’t that the entire basis of your relationship with san-ge?”
It really had been.
“And you mostly liked him.”
…he kind of had.
“So why not me, too?”
Jiang Cheng rubbed his forehead. “First you pick up his scheming, next you pick up blackmail…Do you want to be Chief Cultivator, too?”
“Do you?”
Jiang Cheng scowled at him.
Nie Huaisang arched his eyebrows at him. “I’m serious. Do you want it? You could have it. Jin Ling would back you, and so would I if it was what you wanted. Er-ge is in seclusion, I’m untrustworthy, and Jin Ling is too young – you’re a reasonable choice. The best choice, even.”
Jiang Cheng thought about it.
Then he actually thought about it.
“I would hate it,” he said, suddenly horrified. “I already deal with enough people as it is!”
Nie Huaisang patted him on the shoulder. “There, there. If you don’t want the job, you can support me and I’ll take it. As a favor to a friend.”
Jiang Cheng was pretty sure he’d just been manipulated into supporting Nie Huaisang’s bid to be Chief Cultivator, but he didn’t actually care because Nie Huaisang was right. He really was the most logical option – it was traditional for Chief Cultivator to be the sect leader of one of the Great Sects, and all the others were in fact not appropriate for the reasons Nie Huaisang had listed. If he didn’t get someone else to take the job, he’d be well and truly stuck with it!
“Hey, jiujiu, are you in – hey!” Jin Ling glared at Nie Huaisang. “What are you doing here?”
“Jin Ling!” Jiang Cheng snapped. “Be polite!”
“What? But –”
“Be polite! Sect Leader Nie is a friend of mine, and your elder, even if your social rank is the same. Don’t forget your manners!”
Jin Ling mouthed the word ‘friend’.
“We’re very good friends,” Nie Huaisang said virtuously. “I’m doing Jiang-xiong all sorts of favors.”
Like keeping people away from him.
Jiang Cheng nodded.
Jin Ling looked between them and, for some reason, turned bright red. “Jiujiu!” he exclaimed. “Why him?”
“…who else?” Jiang Cheng asked, slightly bewildered. “He’s the most suitable.”
It wasn’t like Lan Xichen could be Chief Cultivator from seclusion. Lan Wangji and Wei Wuxian weren’t qualified, not as anything more than a temporary role, and anyway they were too busy rolling around in their sheets to actually take the time to do the job properly. And it would be even more inappropriate for it to be someone from one of the smaller sects!
“But – but – but jiujiu…!”
Nie Huaisang started snickering.
“What is it now?” Jiang Cheng asked him, feeling long-suffering. “Some new way to get me over a barrel?”
“Jiujiu!”
Nie Huaisang was now laughing. “Jiang-xiong,” he said, wiping his eyes. “Jiang-xiong…would you like me to get my birth characters? To do it properly?”
“No!” Jin Ling exclaimed.
“What?” Jiang Cheng asked. “Why would you need –”
Belated understanding arrived.
“I’m not sleeping with him!” he howled. “A-Ling!”
“This will be a very good friendship,” Nie Huaisang said happily. “A very good one.”
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softprincesso · 4 years
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✨HOW TO BECOME A WEALTHY MIDDLE-AGED MAN✨
PT.2: Overview to understanding different saving/retirement methods, investments, and forms of income
2.1 Savings and Retirement
Welcome lovelies to (what I hope will be) a helpful series on gaining wealth and becoming financially literate and independent!
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*disclaimer: while this advice can generally apply to many it will not apply to all. Everyone is in a different situation and should do their own research before they take what ANYONE says as fact or law. This is also coming from the perspective of a young, biracial, first generation female business student following a hypergamous lifestyle and who does sw so some advice may be specific to my like-minded ladies, but for the most part I just love money and want to help others find joy in their wallets as well. I am also operating in the US so things regarding accounts, stocks, and certain laws will vary by your country. Also, this is just a fun thing I wanted to do because talking about leveling up and learning and growing and money are my favorite past times. None of these pictures are mine, however I am using some links which may compensate me in some way, but I only used links which were mutually beneficial and would help you gain something as well, they are still just actual sources I use for myself.
✨THINGS TO KEEP IN MIND✨
Financial independence is different than financial confidence.
Financial Independence: “The most common sense of the term is that someone has enough wealth to live as they wish for the rest of their life without having to work.” -Investopedia https://www.investopedia.com/financial-edge/0611/declare-your-own-financial-independence-day.aspx
Financial Confidence: “We define financial confidence as having three aspects,” says Miler. “The first is awareness of how money can be a tool for helping you reach your goals and dreams. The second is financial literacy and understanding economic factors. The third is trust and knowing where to turn for financial advice.” -Forbes https://www.forbes.com/sites/shelleyzalis/2018/06/16/women-money-8-steps-for-growing-your-financial-confidence/?sh=2175b65e2468
While the ultimate goal is financial independence, financial confidence should be the main focus. I’ll give an example why. Imagine there are two people: Rhonda and Jill. Both of them like nice things, love to shop, and participate in the occasional splurge. Rhonda works a regular 9-5 and has a decent salary. She doesn’t have much financial knowledge (translation: financial confidence), but she has a savings account at her local bank and puts a couple hundred into retirement each year and she thinks that's enough. Suddenly, Rhonda wins the lottery. Overnight she has become a millionaire, so she quits her job, moves to LA, and goes on to live life to the fullest. She would now be considered financially independent. However, Rhonda has no idea how to manage all that money. She puts a small amount into that bank savings account and takes the rest to do what she will. One day she tries her luck at a casino, in less than five hours she has lost all of her money and has to start back at square one with no job, only a few thousand to get her through, and no-good way to explain to employers that she just wasted the last 5 years spending money on handbags she now has to sell at a depreciated value. (BTW you would not last not working with only a million dollars in LA for that long)
Now, let’s look at Jill. Jill is an independent contractor and has a relatively steady income. She knows very little about finances, but she actively learns how to manage what she has and keeps up to date on the latest money news. The day that Rhonda won the lottery was just another Thursday for Jill, the only unique point for her was that she opened a savings accounts with a high APY (we’ll say 1%) and put in $5000.00. A little later she also opened a Roth IRA and puts in the maximum yearly allowance of $6000.00. Along the way she opened a brokerage account of her own and started trading in the stock market along with investing in real estate which has given her some extra income to play with each year. Unfortunately, another housing crash occurs, and all of the money Jill invested into real estate is gone. However, since Jill learned the skills behind her choices early on, she is knowledgeable and understands the ups and downs of the market and how to invest her money in other places in the meantime. And, that High yield savings account accrued around $50 more without her doing anything and she has that to fall back on, or worst case she can take out part of her principal Roth IRA contribution. 10 years from now Jill should start to see a steady increase in her Roth IRA that by retirement will be a little over 1 million and she should be comfortable and invested enough into stocks that she gains around $200-1000 extra each month.
I think you understand why you want to be Jill.
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✨HAVING ADEQUATE SAVINGS = BEING YOUR OWN LIFEGUARD✨
As discussed in Pt.1 the first goal you should achieve is securing an emergency fund that could sustain you for a couple of months if things were to ever hit the fan, and starting a retirement fund should be in your top 5 goals to complete. The saying, “the rich get richer” is popular for a reason. Wealthy people know how to make their money work for them instead of them having to work for money. An easy way anyone can do the same is by opening the right accounts for your savings and retirement.
Savings: 
All of your savings should be in a high yield saving account or split between different high yield accounts. This is an account which will reward you some interest every period for having money in your account with them. This is incredibly easy to do. You can either research/ask your bank about their high yield accounts or do some googling to find some other bank. Then transfer your money and there you go! When looking at banks understand that the highest Annual Percent Yields (APY), or the interest they will reward you, are going to be from online banks because they have less operational costs than a brick and mortar, but they will also come with their own disadvantages, like less ATMs to access or the inability to use when outside of your country so make sure to look into that. IMPORTANT: Make sure that whatever bank you choose is FDIC-insured so if the bank were to ever collapse or lose your money you have insurance up to $250,000.This won't generate a lot of extra cash, but an extra $20 every year is better than $0.
Retirement:
These accounts usually go by your current situation and what you see for your future.
401K: Probably the most known (I believe it’s only in the States but there might be something close to it in other countries) and that’s just because this is what employers usually offer if they offer anything. It is a retirement fund that your employer will set up and you can predefine how much of your paycheck you want to automatically go into it every time. Sometimes, the employers will also have a match program, and if they do you better max out the money they will contribute because that is FREE money! Most advice that I have seen has said to really only focus on this fund if your employer has that match program, otherwise I would focus on one of the accounts below. https://www.investopedia.com/articles/retirement/08/401k-info.asp
IRA: An IRA stands for Individual Retirement Account. There are three kinds…
                         Traditional: This IRA lets you put in pre-tax money and lets it grow tax-free until you make a withdrawal. Once you make the withdrawal that money is taxed at the current rate of your income at the time. Your contributions are tax deductible so you can write them off of your taxable income of that year. There are limits to how much you can contribute depending on your income, status, and whether you have another retirement fund as well.
                          Roth: With this IRA your contributions are taxed, but when you withdrawal money later on it is tax free. For those of you in a lower tax bracket than you believe you will be in the future, this IRA makes the most sense as you will pay less taxes now than you will when you are 59 ½ (The official age of retirement in the States). There are limits to how much you can contribute depending on your income, status, and whether you have another retirement fund as well.
                           SEP: Simplified Employee Pension. This is also an employer-based plan and may also work better for my self-employed gals out there. I don’t really know a lot on this one so I’ll just leave a link you can look into if it interests you: https://www.investopedia.com/ask/answers/102714/how-does-simplified-employee-pension-sep-ira-work.asp
You can have both a traditional and Roth IRA as long as you are eligible for both. Anyone with earned income (with a job or can prove a steady income) can contribute to a Traditional IRA, however with a Roth IRA, as a single you can earn up to $139,000 and contribute. Personally, if you are just getting started with all of this just set up one IRA and as you learn more you can take steps to get another or switch accounts.
https://www.investopedia.com/retirement/roth-vs-traditional-ira-which-is-right-for-you/
There are a plethora of other accounts, but they are more specialized and the top four should get you started on the right path to saving for retirement. I’m guessing that the majority of the audience reading these are women between the ages of 20-30. Trust me when I say that I love to spend money as much as the next girl, but I also would like to be completely comfortable should anything happen in my older years that screws up my marriage or job, and no one is going to secure that for you.
Also, I’m sorry this is so US-based, but once again it is all I know. I believe IRAs are more widespread than a 401K, but all that takes to find out is a Google search on your part.
Either way, make sure you have a plan going into 2021 for your savings and retirement because this economic whirlwind is far from over and there is always a chance for another recession, depression, or disaster. (Wow O, way to keep the mood light)
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This was getting way too long with the investments added so look out for Pt.2.2 on the overview for investments (where the actual fun begins and I can stop being such a stick in the mud)…
VOCAB TO KNOW/RESEARCH:
Financial independence
Financial Confidence
APY
Roth IRA
brokerage account
High yield savings account
principal
401K
Traditional IRA
Once again… if in these posts I ever give bad advice, F- something up, or am just generally ignorant PLEASE call me out! Remember that just like you I am a young woman figuring everything out and while I am confident when talking about money, I am by no means a genius (only in spurts) so any chance to learn I appreciate. I hope you all learned something new today and as always…
With Love,
O
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eightyonekilograms · 3 years
Text
Someone on the Discord brought up fertility
Just like last time I'm lazy and just going to dump it instead of editing.
[5:10 PM] Me: Oh boy, I have thoughts about this
[5:12 PM] Me: I haven't brought it up here but demographics has been one of my covid obsessions. I got a couple books about it (What to Expect When No One's Expecting, One Billion Americans, etc.), read all the articles, etc.
[5:15 PM] Me: I agree with you about a couple things: namely that if we had "infinite free energy" we'd be a a lot better off in many ways including demographically, but I disagree with most of your other points.
[5:18 PM] Me:
Also we need not assume decline in population growth is chronic.
This is a tricky statement because there's a social aspect and a mathematical aspect. Socially you're correct in the sense that whatever trends are driving the current decline could, in theory, reverse at any time. But mathematically, population decline is exactly symmetrical to population growth: it's exponential (technically it's logistic, but that's the same as exponential in the short term), because having fewer people means fewer people to make more people later on.
[5:20 PM] Me:
Infact there is some evidence to suggest that we actually did more science when we had 4-6 billion people.
I disagree with the implication here: we used to do more science because there was more low-hanging fruit, which is now plucked, and further discoveries require more resources (human and financial). Actually one of the big reasons I disagree with Ray Kurzweil and the other singularitarians is that when they show these impressive-looking exponential curves about scientific progress, they quietly hide under the rug that these increases are requiring ever-more investment (again, in both people and money) to accomplish. Just to pick a random example, every time chip manufacturers go to a new process (14nm -> 10nm -> 7nm -> 5nm -> 2nm etc.), the cost to build the fab basically doubles. I remember a couple years back Intel had to spend $5 billion to hit a new process shrink; now TSMC needs to spend $28 billion to hit their next target: https://www.wsj.com/articles/tsmc-to-spend-up-to-record-28-billion-in-advanced-chips-capacity-11610623587)
[5:23 PM] Me: I will try to find it but I came across a paper a little while ago laying out in detail that the cost of new scientific discoveries has been steadily increasing over time. It's not that there's anything necessarily going wrong with the scientific process, this is just what you'd expect as we pick low-hanging fruit: the later discoveries necessarily become harder. But if you extrapolate that trend out forever you eventually hit a point where every single person needs to be a scientist, and every dime of capital in existence, needs to be used to make any new discoveries.
[5:26 PM] Me: (In most fields we're a long way from that point, but it actually is here or nearly here in e.g. particle physics. What I have been hearing from leading-edge particle physicists is that we've got maybe one or two more generations of particle accelerators left before we reach a point where, to probe any further (e.g. to see if string theory is true), we'd need to build accelerators the size of the Solar System, which would take more raw material than the mass of the Earth. Barring some new theoretical breakthroughs, we might actually nearing the "end" of high-energy physics.)
[5:30 PM] Me: Fortunately most fields aren't at that point, but my point is that the more we discover, the more human capital is required to make further progress. That's a tricky enough proposition with a growing population, never mind a shrinking one.
[5:36 PM] Me:
I don't think it is safe to assume lowering population growth is a biological disorder so much as a conscious choice most people in the younger generations are making for a variety of obvious reasons.
I agree with this, but it's important to dig into that a little and understand the reasons. For example, I'm not yet convinced that there is a mass epidemic of people choosing childlessness because of anxiety about e.g. climate change. In internet comments sections you certainly see lots of people making that claim, but talk is cheap and randos on the internet can say whatever they want. In terms of the actual reasons, the data I've seen shows that number of children continues to track closely with a couple data points, mostly housing costs, expected lifetime income and uncertainly about future income flow.
[5:40 PM] Me: Third, I think you should give more weight to the concerns Rhys brought up than you currently are. The environmental stresses of more people is certainly a big issue, but I think it's one that can be dealt with without too much struggle with increased deployment of clean energy (one of the few optimistic data points lately is that there's a staggering amount of wind and solar power being deployed every year) and a couple of lifestyle changes like eating less meat. Not to say these are easy, but contrast with the pretty serious problems of population decline, particularly the social safety net.
[5:41 PM] Me: And I don't just mean the explicit ones like Social Security, but even market-based, privatized ones like retirement savings have a hidden reliance on a growing population.
[5:42 PM] Me: When you "save for retirement", you're not stockpiling food and water to live off when you no longer work, you're collecting financial assets that you expect to sell to someone else and live off that income. But if there's no one to sell to, that doesn't work.
[5:44 PM] Me: This is a problem that's starting to show up at the top end of the income stack: see this WSJ article about retirees who can't find anyone to buy their $3 million homes: https://www.wsj.com/articles/a-growing-problem-in-real-estate-too-many-too-big-houses-11553181782. It's easy to have schadenfreude here at those poor rich people who can't unload their huge mansion, but remember that this is inherently a problem which will start at the top of the income brackets and gradually make its way downward.
[5:46 PM] Me: You can push this problem back for a while by increasing taxes on the rich, and I do indeed think those should go up, but in a declining population that only buys you a little time. Remember that "money" is nothing but a claim on some fraction of total economic output. e.g. when you hold a dollar bill, you're essentially holding a note entitling you to one-zillionth of American GDP.
[5:47 PM] Me: At a certain point once population falls then total aggregate output necessarily falls too, and at that point taxing the rich hits rapidly diminishing returns: you're just claiming a bigger share of falling output
[5:49 PM] Me: One thing to keep in mind here is that most economies, but especially the U.S. economy, are primarily driven by consumer spending, i.e. normal people just buying and selling stuff to each other.
[5:50 PM] Me: This is why e.g. mass immigration isn't as huge a deal as a bunch of nativists like to think: immigrants get jobs, but they also spend money on goods and services just like anyone else: they generate labor demand as well as taking up supply
[5:51 PM] Me: But what I'm driving at here is that, again, a consumer-spending-driven economy with a falling population is going to get poorer pretty much by definition: fewer people buying stuff means fewer jobs to produce that stuff.
[5:54 PM] Me: Or to put another way, to use a ridiculously simplified model, GDP = Population X Productivity, and so if you take the derivative, then GDP' ~ Population' + Productivity'. So in a falling population environment, you need a lot of heavy lifting in terms of forever-increasing productivity in order for economic growth to be positive. And while there might be improvements down the pipe, frankly we kind of seem tapped out on productivity growth already
[5:55 PM] Me: Now, one possible response here is that we should work out how to have an economic system which delivers prosperity without endless growth, and I do agree we need that. But just saying that doesn't fix the problem that right now we don't have it and people will be poorer in a world without growth.
[5:56 PM] Me: And in such a world, I think it actually becomes harder to successfully transition to whatever post-scarcity economy can fix the problem, because people will be caught up in fighting over a shrinking pie.
[5:58 PM] Me: The neoliberal capitalist mindset of "a rising tide lifts all boats" isn't totally true and has been used to justify all kinds of nasty plutocratic behavior, but it isn't entirely false either. Without growth, at least in the system we have now, wealth distribution inherently becomes a zero-sum game. And that could get really ugly.
[5:59 PM] Me: So, that's most of what I have to say about why a falling population would be bad. But that's the easy part. Where this gets really complicated is why it's happening and what to do about it
[6:00 PM] Me: Now, I think one of the reasons I've been so fascinated by this is that it's been a pessimistic year, and falling birth rates are kind of the perfect pessimistic problem because I don't really see an easy way out. Also I'm just annoyed by partisans in general, and this is a perfect problem for that because it sort of frustrates partisans on all sides.
[6:02 PM] Me: e.g. the left mainly talks about the economic causes and proposes a variety of policy solutions, but an ugly little secret here is that government policy to increase birth rates has basically a perfect, unbroken track record of total failure
[6:03 PM] Me: All kinds of countries (mostly in Europe, but also in East Asia) have implemented all kinds of pro-natalist policies, and for the most part they have accomplished pretty much nothing. (Amusingly, this even goes back to antiquity: in the first couple centuries AD Roman Emperors were also concerned with falling birth rates, and implemented a variety of reforms that didn't do anything)
[6:03 PM] Me: You could always say they didn't go far enough, but at some point you're making an unfalsifiable hypothesis
[6:06 PM] Me: Meanwhile on the right, they're constantly talking about cultural factors, but this runs into two problems: it's again a set of mostly unfalsifiable hypotheses, but even worse since they're all tangled up in the Right's usual rants about The Way Things Ought to Be, but even if they turned out to be true, it seems like a hopeless cause because we basically have no levers to change culture.
[6:07 PM] Me: "Why does culture develop in the direction it does" is one of those huge questions I'm not sure we'll ever have a complete answer for, but I think it has to mostly involve technological determinism.
[6:08 PM] Me: https://www.sciphijournal.org/index.php/2017/11/12/why-the-culture-wins-an-appreciation-of-iain-m-banks/ <-- this is a great article explaining what I'm talking about, as well as explaining why you should read Iain Banks
[6:09 PM] Me: But my point here is that all the cultural changes the Right laments as causing people to have fewer children, assuming they're even correct which I am definitely not granting, are pretty much all products of industrialization. You can't roll them back without undoing the Industrial Revolution. At least not without an insane level of authoritarianism
[6:10 PM] Me: So on the policy side we have a bunch of levers which don't do anything, and on the culture side there are no levers at all.
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6ad6ro · 3 years
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there's a lot of posts about piracy going around rn. so here's mine:
anti-piracy arguments are almost always classist. you shouldn't need to be rich to be happy. we were all born into capitalism. it's not voluntary. many of us don't have parents or other support networks keeping us afloat. poor people still deserve to have nice things. i could care less about keeping a system running smoothly that keeps most people poor and only few people rich.
if you work a shitty, low-paying job, then a simple monthly streaming service fee is YES actually too much to ask. no i don't care if your fav big company loses "potential" money from people who couldn't afford to buy them to begin with.
if there wasn't such a thing as "poverty"? if people could generally AFFORD to go out and easily get the things they want and need? obviously piracy wouldn’t be much of an issue at all. it's always frustrating to hear anti-piracy arguments from people who ignore how CRAZY expensive cost of living has become. again, usually the biggest anti-piracy peeps are either naive rich kids (who have things paid for), rich ppl who STAY rich by keeping things broken like they are, and the poor people they’ve brainwashed into being submissive hosts to their parasitic behavior.
in a world like this, where people are overworked and tired? with very few tangible goals available in their future? people NEED entertainment to stay sane. it's literally a mental health issue. yes, in a way, you NEED that funny show to inspire yourself to keep going. that game you can't afford otherwise? will help you relax after a hard day. don't let some disney mouthpiece tell you shouldn't download lion king if it'd help calm you down, especially when the people running that company could probably afford to have a private zoo in their backyard.
there's ALSO the big issue of control. as companies move further and further into streaming and cloud technologies? ownership has become a huge issue. greedy companies are finding more and more ways to nickel and dime people over long periods of time rather than get a one-time fee. it makes them more money, they don't have to actually GIVE customers anything (copies of data are free to them). and customers are left with nothing to show for it after-the-fact. this means that even though entertainment is being produced way more than the past? i’d argue people have LESS access to the entertainment they want for how much they’re paying. because it’s all temporary.
drm and limited use is becoming a norm. meaning? it's harder and harder for people to "own" their favorite things even if they COULD afford it. your favorite movie might simply cease to exist in 20 years. your favorite game might become nothing but a fragmented memory.
"piracy" solves this. backups. ownership. it takes control away from companies who abused that power. and puts it back in your hands. when nintendo stopped making their back catalogue available? and went around shutting down all the emulation sites? i was thankfully in the clear. because i download and archived many of my favorite things. in many cases i own cartridges of my favorite games already? but those can break, or in my case, get caught in a flood. but due to piracy, i can still play "mario 64" to pull myself away from suicidal thoughts. and i'm not limited by nintendo randomly deciding to remove it from the switch store and take the cartridges off of store shelves? in order to drive up their yearly profit via copycatting the methods used for the "disney vault" scam (look it up).
i am someone who tends to enjoy things from other countries. but it can be INCREDIBLY restrictive to try to go through "official" channels attempting to pay for them. if i want that old, relatively unpopular 80s japanese prog rock album? i'm just stuck. i HAVE to hope someone is sharing it online. but this often applies to new things as well. "licensing" is generally INCREDIBLY stupid, especially when it comes to other regions. do you REALLY want simple licensing issues to stand between you and your potential new favorite anime? and in many cases, the distributors just don't care enough to make the thing available globally. and no, i don't think this should mean we all just "miss out".
one of the biggest issues we are experiencing online at the moment? is one of censorship. governmental censorship, religious censorship, and maybe worst of all? corporate censorship. i'm not talking about "bring back racist imagery" etc (but that DOES play a part). i'm more talking... rewriting history. edits. removal. for example, it shouldn't be left to some corporation to decide whether or not a sex scene in a movie is deemed "too racy" for today's audience. if somebody creates an amazing album, but then commits some awful unrelated act later, that shouldn't mean that album should be made unavailable. in many cases, old media can even TEACH us what NOT to do. we gain nothing by erasing history. and corporations are never doing it to be moral. they're only following required guidelines in order to maximize profit. “fake showings of morality” to keep up appearances and keep all potential buyers buying. piracy can give you the OPTION of access to unedited works, or things that have been removed from circulation.
piracy can negate corporate control and artificial-scarcity. create opportunities for absorbing other culture's art without having to deal with availability issues in your country. it circumvents corporate and governmental censorship. and helps you archive the art that makes your life worth living.
finally... the "but it's stealing and stealing is wrong" argument is invalidated by the fact that, by ANY moral compass? these companies are STEALING from US. constantly. by a LOT. look at the way any big company is run. the way it leeches off of it's customer base. the offshore tax havens... does THAT seem okay to YOU?! if someone went around stealing all the food and locking it up, would you REALLY consider "breaking in" to get some so that u didn't starve as "stealing"? don't pretend that you don't NEED escapism and entertainment to get by. you know that you do.
the only people that piracy COULD hurt? is small, independent artists. who, if you actually listen to them, would rather you send them money directly? or buy merch. etc. because companies usually take SUCH an awful cut that it’s better to find alternate ways of supporting them. if you use reasonable context with what you decide to download and share? it’s fine! like i might buy a depeche mode vinyl or two? or a shirt. or go to a concert. but i’ll pirate that $1000 rare box set. because i just can’t AFFORD that kind of excess. and my income doesn’t dictate how big of a fan i am of their music. as long as you chip in when you can to your favorite creators? it’s actually fine. if i didn’t pirate, i wouldn’t be into 95% of the artists i’m currently into. i’ve spent so much on media that it’s almost embarrassing... my argument might not be entirely black and white? but i can safely say that piracy’s positives GREATLY outweigh it’s negatives. most research done has shown time and time again that it doesn’t really hurt creators. if anything, it’s the way greedy companies REACT to the idea of file sharing that hurts those creators. it really is an argument of big corporations trying to make sure they keep ALL the money. and it has almost nothing to do with art or artist’s rights. so please keep sharing everything. download away. for the sake of your own sanity, and generations down the line. because corporations don’t care about you. they don’t care about artists. and they don’t care about maintaining easy access to the art. they just want money, regardless of the cost to everyone else’s happiness. and if you can afford to PAY for it regularly? you should consider yourself very lucky. so maybe stop shitting all over poor people who unfairly have less access to what you already have. everybody deserves to be happy.
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~Pivitol~
Summary: Life is good when you do good, or when you see good. When you act in good...put good in, get good out. However, the devil has a funny way at sending temptation right to your doorway. Unfortunately for Kai, he answered that call.
Chapter: 12
Warnings: None
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“Are you going to stand around all day and watch me dust pictures and shelves?”
“Oh well...no but...”
“But?”
“Uh nothing. I suppose I just don’t feel like going back to work when you’re around. Honestly having you here feels like a mini vacation for me.”
“I’m glad you think that way about me but I don’t think Pops will be so happy to know his successor is slacking off on the job. If the yakuza is anything like the books and the movies, you should be out running the streets and doing gangster stuff by now haha!”
“Yeah but the times have changed.” He leaned against the walls and watched you go to town with the duster, never missing a single inch or corner. “Lately we were struggling to keep afloat upon staying relevant with the coming age of heroes and villains. At one point, the Hassaikai was almost nothing. Given some time and effort, I’ve just barely managed to drag us from the shadows with other groups following our path as well. It doesn’t even feel like we’re gangsters anymore. The only thing we do now are shakedowns and such. Sometimes it comes with the occasional turf war here and there. A few groups still push product here and there...yknow...drugs. But us? We’re damn near a charity organization now. I do a shit ton of paperwork and taxes. We donate to parts of the city and make sure the streets we own stay clear of any unfamiliar threats. I can’t say I enjoy the philanthropic changes but anything is better than letting the organization sink. Besides, Pops is pleased to know we’ve changed direction nowadays too.”
“You know, I’m glad too. Now please go to work.” He just barely dodged the playful jab at his sides. He smiled, bid his goodbyes, and headed down to the lower part of the base as usual. Upon entry he was already greeted by Chrono with a suitcase of what he assumed had to be either money or more paperwork. “Overhaul, you’re a bit late for once huh? It’s usually me haha.” Chrono joked and Kai sighed. “You’re rather bold to comment on my time frame when you came in an hour late last Friday under the excuse that you were stuck in traffic.” He spoke and walked, grabbing the suitcase and mentally taking note of it’s weight.
Money this time. How delightful. Perhaps he could buy you a nice gift to thank you for always spending time with him?
“Hey! I’ll have you know that I wasn’t lying about that traffic dude. It was absolute ass the entire drive. Well anyway, there’s some guy waiting on your line. He’s been waiting for you for almost 30 minutes. He said it was something important about a business proposition or whatever? Anyway, he must be telling the truth for him to actually stay on the line that long.”
“And why didn’t you link him my cellphone line then, if it was so important?”
“Pshhh, and risk having you on my ass for giving out your personal number? No way in hell. Anyway, let me know later what it is. I’m going to be heading out with Hojo, Tabe, and Setsuno today to make peace with that group on the west end of the city that keeps threating our men. Catch you later.” And just like that, Hari was gone and on his way out of the hall. Kai took a second to gather himself and placed the suitcase down next to his desk before answering the phone. “Hello, is this Chisaki Kai?” 
“This is he. Who are you and what can I help you with.” He mentally groaned at the incoming conversation. One could only hope it’s not another bum looking to get in on their terf, or some sort of tax collector from the IRS. “Glad I can finally make your acquaintance Mr. Chisaki. This is Tado of the Matsufuda branch. I was actually hoping to come and meet you in person but one of your main men told me now wouldn’t be a good time seeing as the old boss is out on business and you’re all alone.” The man chuckled and Kai squinted his eyes in speculation. “What is that supposed to mean then? Did you figure I couldn’t balance things without Pops being here? Need I remind you who you’re talking to?” He started to heat up until the man on the other line laughed. “Now now, no need to get testy so soon boy! The suitcase, do you have it?” Kai paused and looked down at the case in curiosity. “Yes. Was it you that sent this?” He asked, eyeing the case intently. “Correct. Inside that case you will not only find a gift from us, but you will also find it to be a wonderful new business venture as well. I have the utmost confidence it will double the Hassaikai’s monetary wealth in no time while also producing quite a bit of street credit.” The man rambled on while Kai was cautiously opening the case. 
Not money on the inside but...pills???
“What the hell is this supposed to be, a joke?”
“No joke Mr. Chisaki! It’s the future is what it is! My organization has developed a new drug and we predict it will be the craze among the youth around here. After creating it, we sent it on a trial test run throughout the nearby city. Our plan was to sell for more than it had cost us to make the drug. The money we got was outstanding in return. Just from the test trial alone, we gained almost triple back in funds. More money than we’d ever make following this new peaceful ‘grey area’ path your group has set in stone. What I’ve included in the case is more than enough of the new drug for your group to distribute on your end of the city. Charge more than retail, get us our percent of the money and you guys keep the rest. It’s genius! What do you say?”
“...I’m sorry...I don’t deal drugs anymore. You’ll have to ask a different person for this.” Just before he was about to hang up the phone, the man stopped him. “WAIT! Just hear me out. How about this eh? What about you keep the suitcase full and keep ALL of the profit you make from it then? It will be like a free sample of course. Once you see how much it benefits you, then you can contact me for a new run. How is that?” A long pause with no answer. Was he really sitting here and thinking about this right now? He had only been clean from selling drugs and such for a month or two. In that time, it was you that made him want to stop all of this. Since the moment he met you, he slowly began to change his path...his very steps. Yet...here temptation was knocking on his door. He paused to do the math and there was no question that the money that would come in would be more than they could make in a month on their own. It would be a nice little bonus in the pockets of his men as well. “Just get back to me when you run out. Tell me what you think then.” The line hung up and went idle. Kai mindlessly hung up the phone but his eyes never left the case. He stared at the tiny pink pills for what seemed like ages before finally snapping out of it.
“Just a weeks worth of pushing it. We’ll see where it goes from there.”
»—————————–———————————————————–✄
TIp Jar: https://cash.app/$YuTakeyama
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berniesrevolution · 5 years
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There is a debate right now among the 2020 candidates about whether and how to provide “free college.” Peter Buttigieg, the much-hyped mayor of South Bend, Indiana, says that public college tuition should be free only for those whose families earn under a certain income threshold. He has criticized those who believe in free college “for all,” regardless of family income, saying that this would be a handout to the children of millionaires and billionaires. My colleague Sparky Abraham has written an excellent essay on why “free college for all” is so important and what Buttigieg doesn’t understand. Of course, Buttigieg is just plain wrong on the math: There’s no reason free college needs to be a “handout” to the rich, if free college is funded through progressive taxation. But Sparky also shows some less-discussed problems with “income-based” free college schemes: They’re more complicated and require subjecting poor people to humiliating bureaucratic requirements.
The problem with having “free X for the poor,” and only for the poor, is that in practice you need to have an apparatus to determine who counts as poor. You have to set a standard for how much people can have before they become ineligible, and then you need a way of reliably assessing that eligibility. This is difficult, and it means that no matter what, a “means tested” program is going to make accessing a given service more of a headache for poor people (who must fill out forms and prove eligibility) than it is for rich people (who can just hand over money and get it). Weirdly, even though “what it looks like in practice” should be central to discussions about means testing, advocate of means-tested programs seem frequently to ignore what the lived experience of constantly having to be means-tested is like. (Actually, advocates for many kinds of policy changes ignore what enforcement looks like on the ground, which is why France has debates about “banning” burkas when it is really debating “whether or not to have cops drag Muslim women away for their choice of swimsuit,” and Americans debate “legalizing” drugs rather than “whether or not to cage people for what they put in their mouths.”)
So, one good reason to provide free college to all is that it eliminates the need to check whether a person “deserves” or is “entitled” to free college. We know in advance that they’re entitled to it, because they’re a person. This certainly cuts down on paperwork. And that makes people’s lives better: If public high schools were means-tested, and there was a standard tuition fee, but you could have it waived if you met a series of requirements, it would not seem more fair or egalitarian. Currently, we do something strange where even though public schools are free, public school lunches are not, meaning that you have to apply to eat lunch for free or at a discount and have your income reviewed by the school district before they will give your child so much as a hot dog or a plate of baked beans. Predictably, this has led to the ugly widespread phenomenon of “school lunch debt.” This is not the case everywhere: Since 1948, Finland has just given children lunch, just as it gives them schoolbooks and instruction and playgrounds, which makes complete sense if you think of lunch as just as important a part of the school day.
Yes, there is a “fairness” element to universal giveaways like this, in that they treat everyone as equal. But it also just makes everybody’s life easier. As Sparky notes, we could pay for public parks by charging admission and offering income-based tax credits for park admission to anyone below a certain threshold. But isn’t it nicer when anyone can just walk in the park? I have written before about what an incredible mental relief it is not to have to think about money. The “commons” are wonderful: places where you can go without buying anything or paying for access. Public libraries, public beaches, public parks, public schools: They are held in common and everyone can use them as much as they please.
The leftist vision for how institutions should operate frequently involves taking money out of the picture, not just because we find it grubby but because it gets in the way of what we really want out of life. This is important to understanding the left vision for how healthcare ought to operate. Why is Medicare For All so important to us? In part because every other scheme makes your experience of healthcare much more complicated! We want you to be able to go to the doctor and not have to think about money. We don’t want you to have to think about premiums, co-pays, and deductibles. You should just be thinking about your health. And this isn’t utopian. In countries that pay for health services using taxes, when you want to go to the doctor you just go, get treated, and leave. As my U.K.-based colleague Aisling McCrea has noted, this is liberatory: It just makes you feel far more free, it makes life easier. (The downside, Aisling notes, is that you feel less grown up: “American: when I need a doctor I fill in forms A29-B0072, call the provider four times, and set up a payment plan with my accountant. [UK]: I go to the doctor and she makes me better. then I buy a Twix.” Descriptions like this from Europeans sound like they live in a children’s book about how a town operates.)
One of the big criticisms of “Medicare for All” is that it “eliminates private insurance.” Thank God! I hate having to deal with insurance. I just want to deal with a doctor! Nobody likes having to have insurance. Saying that it “eliminates private insurance” is like saying that having free college “eliminates your school loan providers.” And the people trying to tell you that you love your insurance and don’t want to lose it are like people in that scenario telling you that because you’ve found a financing provider that’s kind of better than the others, the whole financing structure makes sense and you like. But we need to ask simple questions like: Does this really make sense as a system? Can’t we do better? Is this amount of paperwork really required?
(Continue Reading)
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naturecpw · 3 years
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How a New Hampshire libertarian utopia was foiled by bears
Seriously, this happened. You should absolutely read about it.
By Sean [email protected]@vox.com Dec 10, 2020
Every ideology produces its own brand of fanatics, but there’s something special about libertarianism.
I don’t mean that as an insult, either. I love libertarians! For the most part, they’re fun and interesting people. But they also tend to be cocksure about core principles in a way most people aren’t. If you’ve ever encountered a freshly minted Ayn Rand enthusiast, you know what I mean.
And yet one of the things that makes political philosophy so amusing is that it’s mostly abstract. You can’t really prove anything — it’s just a never-ending argument about values. Every now and again, though, reality intervenes in a way that illustrates the absurdity of particular ideas.
Something like this happened in the mid-2000s in a small New Hampshire town called Grafton. Matthew Hongoltz-Hetling, author of a new book titled A Libertarian Walks Into a Bear, says it’s the “boldest social experiment in modern American history.” I don’t know if it’s the “boldest,” but it’s definitely one of the strangest.
The experiment was called the “Free Town Project” (it later became the “Free State Project”), and the goal was simple: take over Grafton’s local government and turn it into a libertarian utopia. The movement was cooked up by a small group of ragtag libertarian activists who saw in Grafton a unique opportunity to realize their dreams of a perfectly logical and perfectly market-based community. Needless to say, utopia never arrived, but the bears did! (I promise I’ll explain below.)
I reached out to Hongoltz-Hetling to talk about his book. I wanted to know what happened in New Hampshire, why the experiment failed, and what the whole saga can teach us not just about libertarianism but about the dangers of loving theory more than reality.
How would you describe the “Free Town Project” to someone who doesn’t know anything about it?
Matthew Hongoltz-Hetling
I’d put it like this: There’s a national community of libertarians that has developed over the last 40 or 50 years, and they’ve never really had a place to call their own. They’ve never been in charge of a nation, or a state, or even a city. And they’ve always really wanted to create a community that would showcase what would happen if they implemented their principles on a broad scale.
So in 2004, a group of them decided that they wanted to take some action on this deficiency, and they decided to launch what they called the Free Town Project. They sent out a call to a bunch of loosely affiliated national libertarians and told everyone to move to this one spot and found this utopian community that would then serve as a shining jewel for the world to see that libertarian philosophies worked not only in theory but in practice. And they chose a town in rural New Hampshire called Grafton that already had fewer than 1,000 people in it. And they just showed up and started working to take over the town government and get rid of every rule and regulation and tax expense that they could.
Sean Illing Of all the towns in all the world, why Grafton?
Matthew Hongoltz-Hetling
They didn’t choose it in a vacuum. They actually conducted a very careful and thorough search. They zeroed in on the state of New Hampshire fairly quickly because that’s the “Live Free or Die” state. They knew that it would align well with their philosophy of individualism and personal responsibility. But once they decided on New Hampshire, they actually visited dozens of small towns, looking for that perfect mix of factors that would enable them to take over.
What they needed was a town that was small enough that they could come up and elbow the existing citizenry, someplace where land was cheap, where they could come in and buy up a bunch of land and kind of host their incoming colonists. And they wanted a place that had no zoning, because they wanted to be able to live in nontraditional housing situations and not have to go through the rigamarole of building or buying expensive homes or preexisting homes.
Sean Illing
Wait, what do you mean by “nontraditional housing”?
Matthew Hongoltz-Hetling
As the people of Grafton soon found out, a nontraditional housing situation meant a camp in the woods or a bunch of shipping containers or whatever. They brought in yurts and mobile homes and formed little clusters of cabins and tents. There was one location called “Tent City,” where a bunch of people just lived in tents from day to day. They all united under this broad umbrella principle of “personal freedom,” but as you’d expect, there was a lot of variation in how they exercised it.
Sean Illing
What did the demographics of the group look like? Are we talking mostly about white guys or Ayn Rand bros who found each other on the internet?
Matthew Hongoltz-Hetling
Well, we’re talking about hundreds of people, though the numbers aren’t all that clear. They definitely skewed male. They definitely skewed white. Some of them had a lot of money, which gave them the freedom to be able to pick up roots and move to a small town in New Hampshire. A lot of them had very little money and nothing keeping them in their places. So they were able to pick up and come in. But most of them just didn’t have those family situations or those 9-to-5 jobs, and that was really what characterized them more than anything else.
Sean Illing
And how did they take over the local government? Did they meet much resistance?
Matthew Hongoltz-Hetling
When they first showed up, they hadn’t told anyone that they were doing this, with the exception of a couple of sympathetic libertarians within the community. And so all of a sudden the people in Grafton woke up to the fact that their town was in the process of being invaded by a bunch of idealistic libertarians. And they were pissed. They had a big town meeting. It was a very shouty, very angry town meeting, during which they told the Free Towners who dared to come that they didn’t want them there and they didn’t appreciate being treated as if their community was an experimental playpen for libertarians to come in and try to prove something.
But the libertarians, even though they never outnumbered the existing Grafton residents, what they found was that they could come in, and they could find like-minded people, traditional conservatives or just very liberty-oriented individuals, who agreed with them on enough issues that, despite that angry opposition, they were able to start to work their will on the levers of government.
They couldn’t pass some of the initiatives they wanted. They tried unsuccessfully to withdraw from the school district and to completely discontinue paying for road repairs, or to declare Grafton a United Nations free zone, some of the outlandish things like that. But they did find that a lot of existing Grafton residents would be happy to cut town services to the bone. And so they successfully put a stranglehold on things like police services, things like road services and fire services and even the public library. All of these things were cut to the bone.
Sean Illing
Then what happened over the next few years or so?
Matthew Hongoltz-Hetling
By pretty much any measure you can look at to gauge a town’s success, Grafton got worse. Recycling rates went down. Neighbor complaints went up. The town’s legal costs went up because they were constantly defending themselves from lawsuits from Free Towners. The number of sex offenders living in the town went up. The number of recorded crimes went up. The town had never had a murder in living memory, and it had its first two, a double homicide, over a roommate dispute.
So there were all sorts of negative consequences that started to crop up. And meanwhile, the town that would ordinarily want to address these things, say with a robust police force, instead found that it was hamstrung. So the town only had one full-time police officer, a single police chief, and he had to stand up at town meeting and tell people that he couldn’t put his cruiser on the road for a period of weeks because he didn’t have money to repair it and make it a safe vehicle.
Basically, Grafton became a Wild West, frontier-type town.
https://www.vox.com/policy-and-politics/21534416/free-state-project-new-hampshire-libertarians-matthew-hongoltz-hetling
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torispn15 · 4 years
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Warning long post ahead:
I have heard a lot from the news and from articles today. It can drive you crazy. So, I´m channeling my energy into explaining a couple of things about our (the US) political and economic system. It´s not perfect, as I put more emotion into this post than just straight logic. I have taken a politics 101 course and did a lot of studying and I am using basic common sense and empathy. At first I am talking about the Capitol incident and then it expands into more detail. If you don´t want to read, that´s cool. (I am not really gonna branch out into other countries on this topic. The main focus is the US) Anyways, here it is:
"A political philosophy and movement that is sceptical of authority and rejects all involuntary, coercive forms of hierarchy. Anarchism calls for the abolition of the state, which it holds to be undesirable, unnecessary, and harmful."
Does this sound like the behavior of the people that stormed the Capitol? No. It sounds like the opposite of what they want. I´ve seen a lot of news networks such as NBC, call the fascists, anarchists. That, above, is the description of anarchism.
Anarchists reject any hierarchy. They, the fascists, want government and they want Trump. So, calling them anarchists is very very not accurate.
"A form of far-right, authoritarian ultranationalism characterized by dictatorial power, forcible suppression of opposition and strong regimentation of society and of the economy. They believe that liberal democracy is obsolete and regard the complete mobilization of society under a totalitarian one-party state as necessary to prepare a nation for armed conflict and to respond effectively to economic difficulties."
Does this sound more like the behavior of the people that stormed the Capitol? Yes. It does. That is the description of fascism.
"A fascist state is led by a strong leader such as a dictator and a martial law government composed of the members of the governing fascist party to forge national unity and maintain a stable and orderly society."
Remind you of anything??
Now, read this:
"Advocates the abolition of the state, capitalism, wage labour, social hierarchies and private property (while retaining respect for personal property, along with collectively-owned items, goods and services) in favor of common ownership of the means of production and direct democracy as well as a horizontal network of workers' councils with production and consumption based on the guiding principle "From each according to his ability, to each according to his needs"."
This sounds way better than the first two, right? This is the description of anarcho-communism. Which is what I, personally, align with most.
What about this:
"An economic system based on the private ownership of the means of production and their operation for profit. Central characteristics include capital accumulation, competitive markets, a price system, private property and the recognition of property rights, voluntary exchange and wage labor. In this market economy, decision-making and investments are determined by every owner of wealth, property or production ability in capital and financial markets whereas prices and the distribution of goods and services are mainly determined by competition in goods and services markets."
This is the description of capitalism, which is what we have now. But, what you have to understand is that capitalism usually leads to fascism. Late-stage capitalism is fascism. One core idea of fascism is capitalism. Which is one of many reasons why it´s terrible. Also, you live here. You know how bad capitalism is. It´s why you can´t afford to buy medicine or go to the doctors. It´s why people die of starvation. It´s not because people don´t work hard enough. There are people who work three jobs who are still low-income individuals and families. It´s because of capitalism. It doesn´t give you any freedom. It is the opposite of freedom. In the "land of the free" we have a political and economic system that enslaves us. Think about that. Think about how much freedom you actually have.
When all of this is put into frame, what are your thoughts? What sounds like a place you want to live in?
The way we are now, the reason why most of the garbage in this country happens, you can connect that to capitalism. You can trace what happened at the Capitol today to fascism and capitalism (Which are basically the same thing).
A lot of Americans work minimum wage jobs. Minimum wage is $7.25 an hour, on average in the US. Assuming you work 40 hours a week, that equals 2,080 hours in a year. Your hourly wage of 7 dollars would end up being about $14,560 per year in salary. Even if you got $15 an hour, working 37.5 hours a week, you would still only make $29,250 a year. $15 an hour isn't enough to secure affordable housing in most US states. Nationally, someone would need to make $17.90 an hour to rent a one-bedroom apartment or $22.10 an hour to cover a two-bedroom home. In order to live comfortably, you´d have to get extra hours or a better job. Extra hours, is just slaving more of your life away to the point where it won´t matter how much money you earn. And it is very hard to get a job. Even if you go to college, you aren´t owed or guaranteed a job. You slave you life away. And none of this takes into consideration family members. None of this takes into consideration any children or people living in the household. You have to struggle all the time under capitalism.
You are in the top 1.8% of americans if you make more than 400k a year. So, no, not everyone or anyone can be rich or live nicely here. America loves to brand itself as a free country and the land of opportunity but, it has shown that is anything but. 30 million people in America, do not have health insurance. Do you know how much medical care costs without insurance? No one should struggle for basic medical care. Every human being deserves the basic necessities to stay alive. Every single one of us shouldn´t have to pay for food or water. We shouldn´t struggle to afford putting food on the table working two jobs while the millionaires and billionaires who sit on a yacht all day, who don´t earn a single cent, never have to worry about that. You wanna know how they make that money, you wanna know who gives them that money? You do. Your hard work and nights away from your family, earns them that money. That is your money. The system is set up for people like that to succeed and keep succeeding. The rich keep getting richer while you stay the same or even lose money. Does that sound fair or just to you? Life isn´t fair, no, but this isn´t life. This is a man-made system that we can fix. We built this and we can tear it down.
So stop being a bootlicker and sucking off capitalism just because there´s a small chance that, maybe, you will get rich. If you´re black in America, you have a 15.1% lower chance of becoming a millionaire than a white person in America. If you are white or asian with a college education, you have around a 20% chance of being a millionaire. But, if you can´t afford college, and you only have a high school diploma, your chances drop to a 2% chance. And most people who are rich in this country didn´t start out with a start-up company and worked hard. No. No. The majority of millionaires and billionaires did either one of these things or all of them:
⬤ Got lucky. By means of gambling, lottery, ⋆cough⋆ making a sex tape and it getting traction ⋆cough⋆...... things like that.
⬤ Scamming someone. By means of ponzi scheme, pyramid scheme, advance-fee scam, credit fraud, identity theft... things of that nature.
⬤ Other illegal shit. By means of embezzlement, hacking, robbing, selling counterfit goods (which can also fall into the scamming someone section), etc... you get the point.
And that doesn´t include being born into money and not paying any taxes as well. It usually doesn´t have shit to do with working hard. If working hard made you a millionaire, a hell of a lot more people would be rich af.
There´s also a lot more factors and circumstances to take into account. Even if I had time to explain, I probably couldn´t because, well, frankly, it´s impossible to go into every factor or circumstance especially since, I couldn´t possibly know every single one. This is a very basic and general post and I tried my best to explain some stuff. (some of the figures and percentages might be off by a percent ot two but, that´s easily searchable)
I do encourage researching, actual research. Because I, nor, anyone on this app are the authority for any topic. Never take anyone´s word for anything, especially not on this app of of all places. Please study and research. When you research, it is very important to check out the websites and sources for too much bias and make sure to fact check, such as comparing it to other websites and sources. Or maybe you could read different books about economics or politics and things of that nature. But, even for books, always fact check and check for too much bias. You can easily fall into traps if you don´t. I just started listening to an audio book titled: Anarchism and Other Essays by Emma Goldman. I am trying to learn more about anarchism and other political philosophies as well. I am most certaintly not a "political person" but, I do love to learn and I do love human beings and believe that human beings deserve basic rights which makes me interested in learning about different ways to improve our way of life.
So... that´s it.... I hope y´all have a goodnight/evening/morning! 💛
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loveafterthefact · 4 years
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Love After the Fact Chapter 9: In the Vernacular, Please be my Friend?
Lance and Keith exasperate themselves and each other, but they’re still trying to find common ground to stand on.
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Keith didn’t leave their quarters hardly at all for a movement after they were married. With the exceptions of the incident with Iverson and a minor confrontation with the still-angry seamsmaster (they still hadn’t gotten over the gloves debacle), Keith sequestered himself to their rooms. It seemed the alienating dining room and relatively unfriendly, unhelpful guards and courtiers made him feel unwelcome. Who could have guessed?
Despite the pointed comments from his parents, Lance did not press the issue. Adam brought him food, or Lance, when he wasn’t busy. Keith had seemed faintly surprised that Lance had bothered to do it himself. Like the idea of Lance doing something for him just because was an alien concept.
Over time, giving in to the pressure from the kings, he began to acquaint himself with the dining hall, where the royal family immediately began to invite some gaggle of courtiers or another, the library, which stored the entire civilization’s collected knowledge, and the grounds, where he occasionally absconded with some small plant he thought no one would miss.
Lance was alerted to this habit after one of the gardeners caught Keith stealing a golden regent orchid from a greenhouse. Unfortunately for the distressed gardener, the extremely rare and delicate flower was quite happy in their little garden, and thus Lance declared it would stay.
He’d watched Keith spend several vargas lying on the moss, gazing at the shimmering golden petals. He’d fallen asleep with his tail curled around the stem. Lance had made a note about the Galra kit’s curiosity, speaking to Pidge about ways to keep him busy while he eased his way into royal responsibilities.
At any rate, Keith grew somewhat accustomed to living at the Castle of Lions. By the end of the movement, Keith was starting to venture out for more than meals and stealing from the gardens. He’d even attended court with Lance, sitting on his right, holding his hand on the joined arms of their thrones. At one point, Lord Lanval had come forward to publicly apologize for his slight against the princes at their wedding banquet. Keith had graciously accepted, despite knowing the apology was a show.
In spite of all of this, Lance knows Keith wasn’t happy, and he isn’t exactly happy either. Unfortunately, there isn’t anything he can do.
Lance throws himself into his increasing duties, burying himself in the multitude of smaller concerns that his parents don’t have the time or energy for in the current political climate. Rumors ripple through the royal court and eventually the commonwealth about Crown Prince Lancel and the new practices he’s implementing, including adjusting how taxes are set.
Now, thanks to him, taxes are decided based on income against estimated needed expense. Said expense is not being estimated by courtiers, but by newly hired tax collectors, and based on specific criteria set by Lance, Adam, and Pidge. Keith had suggested that the tax collectors be required to wear pocketless uniforms while collecting, to which Lance had agreed.
“Lancel, everyone is charged the same amount on their taxes. It’s equality.”
“Yes, and farmers scrape by poaching the wilds while Lord Lanval hands us the top off his spare change at the end of the decaphob. This is better than equality, Father. This is equity .”
The appraising look he’d received from Alfor and the collection of small gifts from the agrarian population have been worth the hours-long-winded explanation he’d owed his fathers. The detail he’d had to go into had been excruciating. Coran had done his very best to speed things up, but had hindered more than helped. Lance loves him for his efforts.
Needless to say, he’s tired when he returns to their room much later with Keith’s dinner, finding him and Shiro sitting on the floor in front of the fireplace. They’re talking softly in Galran. Lance pretends not to understand as he sets Keith’s food on the end table.
“No, he didn’t,” Keith whispers, moving a piece on the board game he’d found in his upstairs loft. Lance has taken to leaving games and puzzles in places where Keith could find them. And any pretty trinkets he thinks the Galra might like. Keith doesn’t seem sure what to make of it, and frankly Lance isn’t sure he knows where the objects are even coming from. Perhaps they're more interesting to Keith as a mystery.
“Truly? That is how Alteans consummate their unions. He should have.” Keith shakes his head, and Shiro’s eyes slide to Lance. “Interesting.”
“He is interesting. I don’t hate him, I think.” Well that’s... marginally gratifying. “You don’t hate the attendant. If I didn’t know better, I’d say you like him.”
“You- You shut up!”
“I bet you just wanna eat him up, don’t you? All little and cute like he is.” Lance smiles at Adam as he prances in with the usual sigh and a swing of his hips. Shiro blusters.
“So. Are your fathers, Ancients bless them, stupid?”
“No, they’re just old. The tax system hasn’t been changed since my great-grandfather Mahi was king and it's always been enough to fund the Crown so if it’s not visibly broken, why fix it?” Lance explains. “I think Dad was on board from the beginning. And Father just wants to give me a hard time every now and then. Payback, I guess.”
Adam sighs, datapad clutched in one hand. He pushes his glasses up his nose with the other. “No, he doesn’t. He just…”
“Thinks I’m an idiot?” Lance offers. Out of the corner of his eye, Keith keeps playing with Shiro’s visibly perked ears. They bend back with Keith’s manhandling, only to bounce right back into place. Keith seems to find it very funny, snickering each time they spring forward.
“Lance, you’ve done your best to convince them both that you’re an idiot. Where does this tablet go?”
“It was swiped from the library. Just put it on the nightstand. No, no. The other nightstand. On Keith’s side.” Lance lifts yesterday’s vest from the floor. “I find it interesting that Father buys it, and Dad does not.”
“But not surprising?” Keith asks, briefly glancing at Lance, tugging on Shiro’s ear. The adult Galra seems content with the manhandling. Lance wonders if it's normal to let kits maul you.
“Oh Ancients, no. Dad’s a terrible judge of character, but he knows me too well to be fooled.”
“So King Alfor is a terrible father who doesn’t know his own son?” Shiro asks, swatting playfully at his brother’s hand.
“No, he was just on his own for a long time. After Melinor died, he had Altea, Daibazaal, me and Allura, Coran, and, well. You can guess what happened-”
Keith laughs from where he’s still seated on the floor with his brother.
Lance frowns, turning to watch them. He notices Shiro’s still-perked ears and attentive eyes, fixed on Adam as the attendant begins picking up the trail of misplaced items Lance constantly leaves in his wake. There aren’t that many.
Shiro’s ears are so expressive, their movements as important as his smile.
But Keith... Keith’s ears are mostly stationary, no matter what. They rotate when he hears a noise and they wilt or twitch sometimes, but mostly when he is unsure of himself. Otherwise, they’re just kind of there, like he’s not entirely sure how to move them. That, combined with his generally reserved demeanor, suggests to Lance that Keith doesn’t know how to express himself.
The longer Lance spends with Keith, which admittedly isn’t much, the more he suspects that Keith spent most of his life alone.
It breaks his heart, really. Keith’s actually kind of sweet. He strikes Lance as a gentle soul, and a warm one, when he’s allowed to be. His fond teasing of Shiro regarding his apparent infatuation with Adam stands as a testament to that.
“You should just talk to him.”
“Shut up.”
“He’s stopped looking like he’ll run away if you try.”
“Wait, what? He’s scared of me?”
Keith falters, tries his best to backtrack. “Oh, no, Shiro. Of course not. I’m sure he was just stressed. He’s not scared of you.”
Adam’s absolutely intimidated by the enormous Galra soldier, but Lance isn’t. The man’s adorable.
“Hey Shiro, got any hobbies?” Lance asks. Keith leans over and whispers something that set his brother’s ears aflurry.
“Oh. Um. Well, actually, I like gardening.” Out of the corner of his eye, Lance sees Adam pause before going back to fiddling with the bed canopy.
“When he retires, he wants to open an apothecary,” Keith supplies.
“Really? Well that’s very interesting,” Lance says. “Adam here has quite the interest in botany himself, don’t you? Quite the physik, actually.”
Adam smooths over a pillowcase unnecessarily. “Yes.”
“Perhaps you can exchange comunique codes and compare notes. You leave tomorrow night, don’t you Shiro?”
“Huh? Oh! Yes I do, I’m afraid. Royal Advisor Krolia has been doing both her job and mine, so I really can’t stay longer.”
“I see.” Lance notices how Keith’s mood drops drastically with the turn of conversation. “Well please come back and visit when you can. You are family now, and always welcome. Just let us know before you arrive so I can make sure you won’t starve.”
Shiro smiles with gratitude. “Thank you, Lance.” The man rises to his towering height. “I’d best begin packing my things. Keith, you stay here and at least try to be friends with your husband.”
“Shiro-”
“No, Keith.” Shiro lays a hand on Keith’s head. “It will get easier. I promise. But you need to try, too. He is.”
Keith nods, studying the half-finished board game in front of him, now devoid of an opponent. Lance turns to Adam, addressing him in Altean. “Can you give us a minute? It’s tricky to get him to talk, and he won’t if you’re here.”
Adam abandons his fiddling. “I’d best go speak to Pidge if I’m to get that comms code set up. It’ll be valuable to have another source inside the Galra fold. Perhaps the captain will be useful.”
Lance heaves a sigh, sitting down where Shiro had been before. “Hey-”
“Did you know I can speak Altean?” Keith murmurs, studying the game board. Quiznak.
“Did you know I speak Galran?” The two stare at each other for a moment. Then sigh, shoulders drooping. “We have to stop doing this. We have to stop trying to get one over on each other,” Lance says. “We’re the only people we know we can trust-”
“I don’t know if I can trust you.”
Lance bites his lip. “I trust you. I don’t think you would hurt me. Not at all.”
“Lance, I’ve been trained specially to kill you.”
“And?” Lance shrugs. “I’ve been trained how to kill you . That’s how it is... You know, we could have met in battle. We could have fought each other. One of us could have killed the other. Been celebrated for it. Rewarded.” Keith’s ears wilt. He doesn’t seem to like that idea any more than Lance does.
“What do you want, Lance?” Lance moves one of Shiro’s pieces and hands Keith the twenty-sided die. Keith tosses the die, moves a piece, and on it goes.
“Shiro leaves tomorrow,” Lance observes. The ears droop further, tail limp against the floor. “I wanted to see how you’re doing. See if there’s anything I can do.”
Keith’s quiet for a long time, amethyst eyes dull and downcast. Lance sighs, assumes he’s not going to make any progress today.
“Okay, Keith. That’s alright-”
“My brother is leaving, and I will be alone here. I miss my mother.” Of course. Of course he does. “It- It hurts.” Of course it hurts. Keith’s still a kit. He still has that powerful kit’s bond with his mother, with his pack. “There’s not a whole lot to be done.” Keith pulls out his datapad and dims the lights to nothing. It’s just the fire, no moon to shine through the domed glass roof of the tower above. “It’ll get better, the longer we’re separated.”
“I can get you a comms code-”
“No. Thank you, but that will make it worse. In a few movements, maybe a phoeb, I’d like that, but for now, this is best.”
It’s only later, when they’re in bed, that Lance realizes exactly what’s happening to Keith. Parent-child bonds are powerful things for Galra. Keith’s have remained even as his mother served in battles during the second war. Normally, such a bond fades during a Galra’s final growth.
Now, that bond is being forced apart before its time. Again.
Lance can only imagine what all of Keith’s loss and moving around and such has done to him. He notices the Galra trying to massage his own ears, self-soothing, hears a tiny, smothered chirp. Distressed. He scoots closer, reaches out, replaces Keith’s fingers with his own.
"It's alright, Keith. I've got you."
The Galra tenses for a moment, relaxes. Lance can hear him purring as he settles. He is this kit’s primary pack-member now. He’ll take good care of him. He trusts Keith to return the favor if he gets a chance.
“Keith?” A hum of acknowledgement. “I’m sorry this happened to you. I’m sorry that you’re still a kit and I’m sorry about your family and I’m sorry that you’re here.”
“If you’re sorry, then help me do better. Make sure it doesn’t have to happen to our children.”
“I swear it. On my life.”
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douchebagbrainwaves · 3 years
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WHY I'M SMARTER THAN ONLINE
At the other extreme are publications like the New York Times article about suits would sound if you read it in a blog: The urge to look corporate—sleek, commanding, prudent, yet with just a touch of hubris on your well-cut sleeve—is an unexpected development in a time of business disgrace. So what's going on is that the writing online is more honest.1 Plus they were always so relieved.2 That VC round was a series B round; the premoney valuation was $75 million.3 Many if not most of the 20th. Even if the big corporations had wanted to die. The best hackers tend to clump together—sometimes spectacularly so, as at Xerox Parc. 100,000 people worked there. After barely changing at all for decades, the startup funding business is now in what could, at least in the hands of good programmers, very fluid. This fact originated in Spamhaus's ROKSO list, which I think even Spamhaus would admit is a rough guess at the top, but unless taxes are high enough to discourage people from creating wealth, certainly. But if it's inborn it should be universal, and there are plenty of societies where parents don't mind if their teenage kids have sex—indeed, where it's normal for 14 year olds to become mothers.
So by studying the ways adults lie to kids is how broad the conspiracy is.4 To them the company is now 18 weeks old.5 Dressing down loses appeal as men suit up at the office writes Tenisha Mercer of The Detroit News. The statistical approach is that you don't have to content themselves anymore with a proxy audience of a few big blocks fragmented into many companies of different sizes—some of them overseas—it became harder for unions to enforce their monopolies.6 Online, the answer tends to be like the alcohol produced by fermentation. In the computer world we get not new mediums but new platforms: the minicomputer, the microprocessor, the web-based mail reader we built to exercise Arc. The really juicy new approaches are not the ones insiders reject as impossible, but those they ignore as undignified. Now it's Wepay's. Here's a test for deciding whether a VC's response was yes or no.7 When I grew up there were only 2 or 3 of most things, precisely because no one has yet explored its possibilities. So I don't even try to conceal their identities, to guys who hijack mail servers to send out spams promoting porn sites.
Whether or not computers were a precondition, they have a deal. When I did try statistical analysis, I found practically nothing.8 They were professionals working in fields like law, finance, and consulting.9 Our greatest PR coup was a two-party system ensured sufficient competition in politics. It hasn't occurred in a single one of my 4000 spams. Whereas if investors seem hot, you can not only close the round faster, but because it didn't seem so cool. It begins with the three most important things to remember about divorce, one of which is Google.
Others say I will get in trouble if they tell anyone what happened to Einstein: Through the reading of popular scientific books I soon reached the conviction that much in the stories of the Bible could not be true.10 So if you're going to clear these lies out of your incoming spam. Both changes drove salaries toward market price. A round they often don't. SLAC goes right under 280 a little bit south of Sand Hill Road precisely because they're so boringly uniform. Good PR firms use the same strategy: they give reporters stories that are true.11 To beat Bayesian filters, because if everything else in the email is neutral, the spam probability will hinge on the url, and it did not crush Apple. Unfortunately that makes this email a boring example of the use of Bayes' Rule.12
Imagine, for example, does not imply that you have solicited ongoing email from them. Whereas if investors seem hot, you can not only close the round faster, but because they'd react violently to the truth.13 You can't just tinker. 08221981 supported 0.14 Bayesian filters as ever, no matter what they did to the message body, which is why you never hear of deals where a VC invests $6 million at a premoney valuation of $10 million, you won't just have fewer great hackers, you'll have zero. They shouldn't take it so much to heart. Don't companies realize this is a coincidence. Large organizations have different aims from hackers. Its graduates didn't expect to do the sort of grubby menial work that Andrew Carnegie or Henry Ford started out doing. These companies may be far from failures by ordinary standards.
They'll simply refuse to work on what you like. Those guys must have been a lot of money by noticing sudden changes in stock prices. If we can write software that recognizes their messages, there is no try. And the microcomputer business ended up being Apple vs Microsoft.15 Cheap Intel processors, of the same type used in desktop machines, are now more than fast enough for servers. Microcomputers are a classic example: he did everything himself, hardware and software, and the number one thing they have in common is the extreme difficulty of making them work on anything they don't want random people pestering them with business plans. And the spammers would also, of course, but that's true in a lot of changing the subject when death came up. Which is exactly what they're supposed to help or supervise. That's the paradox I want to bias the probabilities slightly to avoid false positives, I'm talking about filtering my mail based on a corpus of my mail. And the social effects lasted too. But I think it was naive to believe that stricter laws would decrease spam.
Notes
If Apple's board hadn't made that blunder, they can grow the acquisition into what it would be to say that was actively maintained would be investors who rejected you did.
Geshke and Warnock only founded Adobe because Xerox ignored them.
At once, and so thought disproportionately about such customs. Even as late as 1984. But the margins are greater on products. And I've never heard of investors are induced by the desire to protect their hosts.
Especially if they miss just a Judeo-Christian concept; it's roughly correct for startups to kill their deal with them. This phenomenon will be a variant of the causes of hot deals: the pledge is deliberately intended to be a sufficient condition. Icio. The company is always raising money, the last thing you changed.
When Harvard kicks undergrads out for doing badly and is doomed anyway.
Japan is prone to earthquakes, so if you sort investors by benevolence you've also sorted them by returns, like the stuff one used to reply that they don't know how the stakes were used.
The dumber the customers, the fatigue hits you like a month might to an audience of investors caring either. But it's useful to consider these two ideas separately. Our rule is that they have a competent startup lawyer handle the deal for you. It would have undesirable side effects.
And that will seem more powerful sororities at your school sucks, and not to foo but to a study by the time they're fifteen the kids are smarter than preppies, just that everyone's visual piano has that key on it. Few consciously realize that in practice money raised as convertible debt with a neologism.
Apple's products but their policies. These were the seven liberal arts.
Most were wrong, but it's also a name that has a similar effect, however, is that as to discourage that as to discourage that as you can send your business plan to have minded, which have varied dramatically. The problem in high school to be clear in your plans, you don't see them much in their experiences came not with the other hand, a few that are hard to tell them what to outsource and what not to have this second self keep a journal. The problem is not yet released.
And journalists as part of wisdom. If by cutting the founders' advantage if it gets you growth, because you can get it, so they will only be a special title for actual partners. It is probably no accident that the word wealth. So when they were more dependent on banks for capital for expansion.
In a country with a no-shop clause. Trevor Blackwell, who had been transposed into your head.
I wouldn't bet against it either. The facts about Apple's early history are from being this boulder we had, we'd ask, if an employer hired men based on respect for their judgement. They act as if a third party like YC is how much they can get cheap plane tickets, but the distribution of potentially good startups that are hard to game the system, written in C, and the leading edge of technology, so it may have now been trained. Why Are We Getting a Divorce?
The way to do with the solutions.
Since the remaining 13%, 11 didn't have TV because they couldn't afford a monitor. Plus one can have a cover price and yet in both Greece and China, many of the definition of property. The problem is not very well connected. Many will consent to b rather than lose a prized employee.
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