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The financial services industry is undergoing a digital revolution, driven by advancements in technology. Fintech (financial technology) has emerged as a disruptor, transforming the way we manage money, make payments, invest, and access financial services. Behind the scenes, fintech software development plays a crucial role in enabling these innovations. In this article, we will explore the top technologies for fintech software development that are shaping the future of financial services...
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santoshmajumdar · 2 years
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Top Technologies to Learn in 2022
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1. AI-powered cybersecurity
The continuous increase in cyberattacks, email phishing scams, and ransomware is forcing cybersecurity firms to search for tech solutions to address the vulnerabilities. Criminals keep on hacking individuals’ accounts, countries’ critical infrastructure, and businesses of all sizes, causing millions of dollars in losses.
Workplace digitization and work from home in response to the COVID-19 virus made it a priority to retrain employees on online safety to reduce data breaches and losses.
Businesses are also adopting advanced cybersecurity technologies, such as artificial intelligence (AI), to monitor and guard networks against hackers in real-time rather than responding to the threat after they damages. Moreover, cloud storage companies are providing end-to-end encryption for online data storage and data transfers.
2. 5G technology adoption
While 4G brought  improvements, for example, in streaming videos seamlessly, 5G has 100 times the speed, meaning that uploads, downloads, data transfers, and streams will be a lot faster.
5G will boost the Internet of Things (IoT), which involves internet-powered smart devices linking and operating simultaneously. Unlike with 4G, many devices can connect to the 5G network without dropping of speed, latency, and reliability. That’s because of the network-slicing feature that creates independent networks and offers different services for each device.
Furthermore, while 4G mobile networks struggle to connect in a crowded location, 5G can transmit its radio waves to as many as one million devices per square kilometer.
3. Internet of Behaviors (IOB)
A lot of customer data are collected through service providers through IoT devices in the home. Businesses are using analytics and big data techniques to state the data’s value in what is now known as the Internet of Behaviors (IOB). 
By reviewing this customer information, businesses can personalize their services, market their products, and improve a customer’s experience with the company.
While personalized solutions are important, companies face an uphill battle to convince users to share personal data with them to develop these solutions.
Website hacking and other cybersecurity challenges also make customers uncomfortable to risk their privacy in return for valuable services. A different approach in data collection will be vital for businesses’ data analysis needs.
4. Artificial intelligence (AI) and machine learning
Artificial intelligence is one of the most  evolving technologies in the world. Its widespread use shows its potential to provide solutions in multiple industries, from health, security, and education to logistics and information technology. 
For example, navigation apps use AI in guiding drivers through various locations, while machine learning technology ranks online search results and predicts whatever a user is searches for by offering suggestions.
Other uses of AI includes automation in manufacturing, guiding self-driving cars, operating as smart online assistants such as Siri or Google. 
Also, AI is helping with airline reservations and hotel bookings. However, perhaps its most potent power is in analyzing large data and providing reports that can be used by organizations to develop strategies and solutions.
5. Metaverse
Facebook’s name after changing to Meta put a spotlight on the metaverse, described as the next evolution in social connectivity. 
The metaverse is a virtual, three-dimensional space where people can log into as avatars to socialize, work, shop, collaborate, or play games together.
Companies are investing in novel technologies to bring the metaverse to life, similar to virtual reality (VR) and augmented reality (AR). For example, VR headsets enable people to explore and immerse themselves in digital worlds and share experiences.
Metaverse real estate sales reached $501 million last year  and have already topped $85 million this year, according to MetaMetric Solutions.
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correctopinionhaver · 4 months
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getbreaded · 8 months
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Working on a low fidelity prototype for my Human-Computer Interaction class and it's the silliest I've ever felt during this degree.
I've also cleaned my room, had some ice cream and I plan on studying for a test I have next week. Busy busy 🐝
Hope everyone is doing well!
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scipunk · 5 months
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Cloaking Technology from the Anime: Ghost in the Shell.
This is the scene we see right before the anime opening title sequence…
Catch the action on my YouTube page.
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baura-bat · 2 months
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this is the point in my blog where i create my trans dick grayson tag and autistic bruce wayne tage
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hanafubukki · 3 months
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So you’re telling me if someone taught malleus draconia technology properly and how to use it (and he fully was able to use creativity/imagination)….he would be indestructible??
This has been in my mind, so you are telling me, he could literally be invincible??
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24hrfrog · 2 years
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“He was mad after”
- Rooster
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pappikapon · 1 year
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🌷🥀
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awesomecooperlove · 7 months
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⬆️⬆️⬆️⬆️⬆️TOP SECRET CONGRESSIONAL TESTIMONY ⬆️⬆️⬆️⬆️⬆️
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nero-neptune · 2 months
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front/back of a bookmark i made for my program's bookmark design competition
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soupmanspeaks · 2 months
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you ever wonder if the Glamrocks's face tracking acts up when they look at Glamrock-Freddy, like they'll look at his face, and the recognition will register as Freddy, but their systems for whatever reason or another think that there is a face overlapped on Freddy's do you think they see two small squares next to him, at his side, roughly child sized, but no one is physically there.... right...?
#fnaf#michael afton#five nights at freddy’s#glammike#crying child#elizabeth afton#i wanted to allude something to william but idk#would the glamrocks go into the sinkhole? maybe#maybe next to glamrock freddy alongside the weird overlapping face he has and the two kid height faces#there is a face tracking box next to him...standing#remember that post about the ghost hunters comin to the pizza plex? maybe the weird face tracking happens too...#im watching garret watts and Andrew's constant facial tracking anomalies inspired this post lol#anyways i really like the thought that despite being the most friendly Glamrock; Freddy has this......feeling about him#his AI was made just this year! programmed with cutting edge and top of the line technology!#then....then why does he go off script sometimes? why does he say things that wasn't programmed show dialogue?#how does he know about Mr. Afton? the killer from the 80's who committed heinous deeds?#Why does he speak as if he knew him personally? if his AI is just pulling stuff from online; Why does he speak with resentment about him?#IM SORRY I JUST LOVE THE CONCEPT!!#like just because this franchise has gotten more neon and sugery than ever; remember; lights can be blinding and sugar causes cavities#idk what that means just omg there is more horror potential than you think in the SB era of games if you look hard enough#off topic but back to freddy being a sweetie pie i think that its funny okay#freddy sasses adults okay okay but he isnt mean to kids okay maybe michael just idk; MATURED? maybe he just got some whimsy mkay?#listen if i was forced to be in a perpetual cycle of atoning for my own and my father's sins i would find any and all silver linings mkay#aw yeah this is sick i get to be a freddy mercury inspired glamrock bear WOOO#granted michael was probably tired of animatronic bands and pizza by fnaf 6 but ykkkkkkkk it.....could be worse? he could be his dad lmao#anyways headcannon michael listend to freddy mercury and this is the equivalent of cosplaying him scott told me so (trust)#tag rambles! theyre fun lol
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secretgamergirl · 1 month
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"They Don't Teach Kids About Computers These Days!"
I see variations on this a LOT these days. Sometimes it's people in their teens/early 20s being frustrated at how they're expected to know everything about computers, sometimes it's college professors straight up HORRIFIED when they realize they have students who don't have any understanding that their hard drive, a school's internal network, and on a public website are completely distinct places for a file to be located, and I kinda figure the weird stress a lot of people seem to have about the concept of getting a game and not having it just go into their Steam library specifically is a related issue.
Now on the one hand, obviously, I sympathize with this. I have a series of posts on this blog called How A Computer Works, because... I want to teach people about this stuff. (That's still ongoing by the way, I've just got a lot else going on and need to settle on the scope of the next lesson.) On the other hand, uh... I'm from the generation before the one that apparently has all the computer literacy problems, and nobody taught us this stuff in school... and the next generation up wouldn't possibly have had access. So was anyone taught how to use them?
Now I say "they didn't teach my generation how to use computers in school" but that isn't technically true. I see a lot of people call people my age "the Oregon Trail generation" when this topic comes up. Sort of on the edge of Gen X and Millennials, going through school in that window where Apple had really really pushed the Apple ][ on schools with big discounts. And they did have "computer classes" to learn how to do some things on those, but... that isn't really a transferable or relevant skill set.
Like, yeah, if you're below the age of let's say 30 or so as of when I'm writing this, the idea of what "a computer" is has been pretty stable for your whole life. You've got some sort of tower case, a monitor, a keyboard, a mouse, and in that tower there's a bunch of RAM, a processor, video and sound cards of some sort, and a big ol' hard drive, and it's running Windows, MacOS, or some flavor of Unix going for the same basic look and functionality of those. It's generally assumed (more than it should be, some of us our poor) that a given person is going to have one in their home, any school is going to have a whole room full of them, libraries will have some too, and they are generally a part of your life. We can probably make the same sort of general assumption about IPhone/Android cellphones for the past what, 15 years or so too, while we're at it. They're ubiquitous enough that, especially in academic circles where they're kind of required professionally, people are going to assume you know them inside and out.
Prior to the mid-90s though? It was kind of a lawless frontier. Let's say you have a real young cool teacher who got way into computers at like 5 years old, and now they're 25 and they're your computer class teacher in the mid-90s. The computer they got way into as a kid? It would have been this.
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That's not a component of it, that's the whole thing. A bank of switches for directly inputting binary values into memory addresses and some more switches for opcodes basically, and then some LEDs as your only output. Nothing about this is other than the benefits of fundamentally understanding some low level stuff is going to be useful at all in any sort of practical sense if you sit down a decade later with one of these.
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This at least looks a bit more like a computer you'd see today, but to be clear, this has no mouse, no way to connect to the internet, which wasn't really a thing yet to begin with, and no hard drive, even. You did not install things on an Apple ][. You had every program on a big ol' floppy disk (the sort that were just a circle of magnetic film in a thick paper envelope basically and were, in fact, floppy), you would shove that in the disk drive before turning the machine on, it'd make a horrible stuttering knocking sound resetting the drive head, and just read whatever was on that right into memory and jump right on in to running Oregon Trail or a non-wysiwyg text editor (i.e. there's no making bold text appear on screen, you'd just have a big ugly tag on either side of your [BOLD>bold text<BOLD] like that). It was not unlike popping a cartridge or disc into an older video game console, except for the bit where if you wanted to save something you'd have to take the disk out while it was running and pop a blank one into the drive to save to.
So when I was a kid and I'd have my "computer class" it'd be walking into a room, sitting down with one of these, and having a teacher just as new to it as I was just reading out a list of instructions off a sheet like, "flip open the lock on the disk drive, take the disk out of the sleeve, make sure it says Logo Writer on it, slide it in with the label up and facing you, flip the lock back down, hit the power switch in the back of the machine..." We didn't learn anything about file management beyond "don't touch anything until the screen says it's done saving to the disk" because again, no hard drives. I guess there was a typing class? That's something, but really there's nothing to learn about typing that isn't where every key is and you only (but inevitably) learn that through practice.
Now, overlapping with this, I eventually got myself a used computer in the early 90s, very old at the time, but not as old as the ones at school. I had a proper black and white OG Mac. With a hard drive and a window-based operating system and everything. And... nobody taught me a damn thing about how that one worked. My mother just straight up did not touch a computer until something like 2001. I didn't really have any techie mentors. I just plugged it in and messed around and worked everything out. Same way I worked out what I was doing with older computers, mostly on my own at the local library, because that computer class wasn't much, and how I was totally left on my own to work out how to hook up every console I ever owned, which was slightly more involved at the time.
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That forky bit in the middle was held in place with a pair of phillips headscrews. Had to keep the VCR and cable box in the right daisy chain order too.
Enough rambling about how old I am though. What's the actual disconnect here? How did my generation work out everything about computers without help but the next one down allegedly goes dear in the headlights if someone asks them to send them a file?
Well first off I'm not at all willing to believe this isn't at least largely a sampling bias issue. Teachers see all the clueless kids, people asking online for help with things is more common than people spontaneously mentioning how everything is second-nature to them, etc. Two things stick out to me though as potential sources of the issue though:
First, holy crap are modern computers ever frail, sickly little things! I'm not even talking about unreliable hardware, but yeah, there's some shoddy builds out there. I mean there's so many software dependencies and auto-updating system files and stuff that looks for specific files in one and only one location, just crashing if they aren't there. Right now on this Windows 10 machine I've got this little outdoor temperature tracker down in the task bar which will frequently start rapidly fluttering between normal and a 50% offset every frame, and the whole bar becomes unresponsive, until I open the task manager (don't even have to do anything, just open it). No clue what's up with that. It was some system update. It also tries to serve me ads. Don't know if it's load-bearing. Roughly every other day I have to force-quit Steam webhelper. Not really sure what that's even for. Loading user reviews? Part of me wants to dig in and yank out all this buggy bloatware, but I genuinely don't know what files are loadbearing. This wasn't an issue on older computers. Again, screwing around with an old Apple ][, and old consoles and such, there wasn't anything I could really break experimenting around. It was all firmware ROM chips, RAM that cleared on power cycling, and disks which were mostly copy-protected or contained my own stuff. No way to cause any problem not fixed by power cycling.
Next, everything runs pretty smoothly and seemlessly these days (when working properly anyway). Files autosave every few seconds, never asking you where you actually want to save them to, things quietly connect to the internet in the background, accessing servers, harvesting your info. Resolutions change on their own. Hell emulators of older systems load themselves up when needed without asking. There's a bunch of stuff that used to be really involved that's basically invisible today. The joke about this being "a 3D print of the save icon" already doesn't work because how often do you even see a UI element for saving? When we still used disks regularly, they held next to nothing and would take like half a minute to read and write.
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And don't even get me started on launchers and start menus and all that.
So... basically what I'm getting at here is if you feel like you never learned how to properly use a computer, go get your hands on an old computer and mess around. There's yard sales, there's nice safe runs in a browser emulators, hell there's kits to build your own. That or just look for someone wearing like a Mega Man T-shirt or playing a Madonna CD (hell maybe just any CD these days) and start politely asking questions, because again just because everyone who knows this stuff just had to work it out on our own doesn't mean you should have to.
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67i203 · 1 year
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computerchronicles
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aragarna · 9 months
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Gene Sheldon and Guy Williams as Bernardo and Zorro (Zorro, 1957, 1x09)
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