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Ashley Marvel MoralesDec2e605mb1nse5r i123 fat 48:538t P1hM5 ·
Someone shared this
on Facebook today and it really shed some light on how much people don't know/don't understand/don't care to understand exactly what the student debt crisis looks like for a lot of people.
So idk, it's super boiled down and leaves put a lot of other factors that I feel need addressed.
1) you took out a loan
2) pay it back.
Seems really super simple when you put it like that right?
You borrow money, you pay it back. It's a basic principle that we are raised understanding
EXCEPT
it goes a little bit more like this:
1) you grow up with the expectations from your parents that you never have to work as hard as they do, and they sell you (unintentionally ) the same lie they were sold: you have to go to college to make something of yourself
2) you graduate high school and now have to find a way into college. The price of college is through the roof, you couldn't possibly save up that much money to pay for it yourself. You have scholarships, the little bit of graduate congratulations money from grandma, and a little egg that your parents have been able to save up through all their hard work. You are still 10k short.
3) you apply for loans thru a loan servicer especially designed to loan you money for schooling. Because remember, you're just out of high school, and you don't have any credit anywhere. Your good grades and your parents as cosigner get you an awesome rate of 4%, with deferred payments until after you graduate, sweeeet, no sweat, you're going to college.
4) you go to college and boomers tank the economy, the job market, and the housing market all in one fell swoop. Your interest rates go up .25% a quarter bc that's what the government votes on, it's how they make their money.
5) despite all this, you make it thru the hell that is college, some how grateful it happened and also grateful it's over. You're awarded a peice of paper. Congrats.
6) you get a job. You work the job with little to no pay raises, no movement bc there's no promotions anywhere, no one's retiring bc they still have bills to pay and can't afford to do so.
7) You're making your student loan payment religiously every month to the tune of 600$ (that's like, two car payments a month) but your balance isn't going down bc they continue to vote to raise your interest rate every quarter. You now pay 9% interest.
Ultimately, there is no paying it back. Bc it's not designed to be paid back, or reduced, or forgiven. That's what people that design and print and share these comics and memes don't understand.
There's no bootstraps to pull ourselves up by, bc they've been cut off. There's no trick, there's no hack, there's no magic wand. I will be "paying it back" until I'm about to retire and I won't even be able to do that bc I'll have no retirement.
People that share these stupid pictures aren't listening, aren't understanding, both, or they refuse. Either way, student loan forgiveness is the only way that America will see the next 100 years as a nation.
You demand we live in this capitalistic hellhole, but fail to realize that money makes it move. And there isn't any spare money to make it move!! It's all tied up in loans and rent and credit card debt so that the 40% of America's that HAVE student loan debt can feed themselves. But yeah, enjoy your self righteous giggles.
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guess fucking what? my inbox is so fucking full right now i'm unloading all of this shit in one post.
For the 11th gotham memes: gothamites react to bruce being jacked in a tiktok he made with kids, like super yoked, ripped as hell
fucking hilarious thanks. i think i did it in one meme post, but i genuinely don't remember which one
i dunno which of the batfam would do this but one time i was sleeping over at a friends house and ended up on the floor bc the bed was so very small and i just stayed there because the rug was soft
that's a drunk jason move i don't know what to tell you
tim and jason are "i listen to pop punk" solidarity. whenever jason highjacks the batmobile theyll go on long ass car rides blaring mcr and paramore and then never talk about it again
as they should!!!!!!!!!!!!!!!!!!!
tim: no jason it's my turn using the aux cord i gotta put on my jams
jason: don't you dare put on weird shit
tim: don't worry, you're gonna love this *plays fearless (taylor's version)
hear me out hear me out,
red hood stans 🤝 nightwing stans
t h i g h s
holy shit yes.
SNL au: Bruce breaks character when pretending to superman and says something like "I'm not superman! You've seen his gps!! It's from 2001!!!" @sabeanybabe
superman flies past the snl building the next day just to say 'actually it's from 2005, i'm not a heathen'
does your back hurt from carrying the batfam fandom
it hurts more from the exotic rock collection i keep in my backpack, but thanks for the concern.
I love your posts by why would you always leave the best parts in the tags?
as a treat for the people that check the tags ;) (and also because i'm committed to the short post aesthetic)
somehow your playlist was everything i never knew i needed. i mean it. this is my new favorite playlist.
and don't you dare get a new favourite playlist!
babe ur stoner tim playlist is exactly too perfect, earth is literally blessed by ur existence
babe thanks so much! i love my stoner tim playlist because it's just my usual playlist but people think it's an artistic choice that i put taylor swift and britney spears in there, when it's just what i unironically like listening to
JANDKSKDK BILLY RAY CYRUS ON THE STONER TIM PLAYLIST I LOVE IT IT
again it's not even an ironic choice, i know every single word and i genuinely like the song
The last chapter of Fundamentals of Casework has me crying at work. Thanks I love it @dudelookitsalesbian
oh babe, i'm sorry, but also, not sorry i love chapter 4 so much it's my lovechild with the 'mental illness' tag
soooo....stumbled on your tumblr by some stroke of fate??? read your DC fanfic first. which is PHENOMENAL btw. then found all the batmemes; the funniest thing EVER bc everyone forgets about regular old gothamites. kept scrolling and your blog pops up as recommended. clicked on the ao3 for shits and giggles and waddaya know?!?!? it's YOU!!! you're LEGEND!!!! ever seen that meme? it's a video of a cat that got into a baseball field and the two announcers get really invested in his escape attempt and start giving a play by play of the cat instead of the game. memeable moment: "GREAT stuff from the Cat!!!"
i seriously think about this ask every single day and it's so fucking funny to me that i've never seen the meme you're referencing, but i still find myself going 'GREAT stuff from the Cat!!!' whenever i see something funny. but wow i'm glad you liked this steaming pile of garbage
Fav dc character overall? And fav batfamily character?
don't ask me to pick between the loves of my life, but i can tell you i've cried about every single batfamily member and also wally west (my beloved)
What's your opinion on fans having a problem with batfam being "too big"? And some even claim that batfam is just "Bruce Alfred Dick Damian" and the rest of them are just "friends and allies" (source: reddit) Personally, I like batfam because of this reason but idk
stupid. a family can never be too big. i'm not that big a fan of like huge batfam stuff with everybody from every single universe, because as much as it's funny for bruce to have like 30 kids, it just feels a little too OOC for me.
This is the best tag I've seen involving the batfam, thanks for thinking of it
This is canon now @nctxrejects
lmao yeah i think at that point alfred has had to sit through like at least a dozen coming out talks and just has a pride flag collection in the attic that he pulls out whenever a kid comes out
idk why batfam hits different as compared to any other superhero family
bc it's found family and usually the other superhero families are almost all genetically related in one way or another
I don't know if you watch the umbrella academy but I saw your last post about batcest and saw the similarities. But the thing is (although I think it's weird) in TUA, they addressed it by saying "they were raised as weapons, not siblings" or something along those lines, which is simply not the case with batfam.
yeah i watched tua but i also thought it was ridiculous and they still treated each other as siblings so i didn't like the luthor/allison thing, and am glad they stopped doing that shit bc it fucking sucked.
Hot take: Batcest shippers are the same people who believe adopted siblings are not actual siblings
smoking hot take: batcest shippers are the people who watch 'my sister got stuck in the washing machine' porn
Duke was adopted by Bruce?
not technically no, but do i, tumblr user batarangsoundsdumb, look like i care?
True story but I had to change my freaking name because it used to be "Damien" and most people would go "OH LIKE DAMIAN WAYNE" like please I'm just tryna live
true story, but i don't actually think of damian when i hear the name damian, literally the first thing that pops up is damian darkh like bruh what?
apparently dc comics company supported comic stores by giving out new titles and stuff during the beginning of the pandemic to help them run and I just think that's wholesome
ah yeah that's so fucking cool, still don't like dc, the company, because this world is a capitalist hellhole and we're all owned by warner brothers or disney with no in between.
ayo looking at tumblr head canons and finding out bruce is actually a terrible father is a punch in the gut
lmao yes, in like 50% of comics bruce is a terrible father and it gives me whiplash
oooh I just saw the jason todd vs winter soldier post and the real question is: batman vs iron man
while iron man has like hundreds of cases of armor, batman could throw out an emp and have the guy dropping out of the sky in 2 seconds.
dickfast = fastdick = quickdick = quickie
magnum hot take
hey bata(?) just thought I'd let you know I have copied the obnoxious emoji and Billy Ray post for use on simping men going forth
thank you 😘🌷 (@spacebarsidecar)
why would you do that to your followers???? i get why i did it, but why would you???
what is scarecrow made the nightwing funko pop himself, like those diy-ers that paint over other ones
oh god no, horrible take, horrible take, that's a disgusting thought oh no
I see your HC that Bruce and Oliver fucked and raise you this: Dick and Roy ALSO fucked
yes they did and it was a horrible moment for jason to find out dick has fucked both of his best friends
"at this rate bruce adds like 1 child to his family every decade or so" Duke is introduced in 2013, Damian as Damian, not as an unnamed child, in 2006. And he is already 14 years old, Robins rarely remain Robins after 16 😬 It looks like a new Robin and Batkid will appear in a couple of years
i mean i can't wait? but somebody will probably die first tho, we're due for another major character death. my money's on either cass or duke this time.
BRO you're so right all of your Bruce's ex headcanons are amazing but they aren't ships, that's kinda wild. Like I don't want any peeks into how their relationship was I just want to see everyone make fun of them
lmao YES it's just i love bruce being a slut, like good for him.
I am in love with your posts your honour thank you
omg thanks are we like,, gonna kiss now?
The justice league needs to have a meeting to discuss how many of their members/partners have slept with bruce. Because through a combination of cannon & fannon (if DC wasn’t homophobic) we have AT LEAST:
1) clark
2) lois
3) oliver
4) dinah
5) john
Thats not counting villains or random civilians @dudelookitsalesbian
yes yes yes, they'll have a yearly meeting about how many of their collective exes could be out for revenge and batman's list just keeps getting longer.
tim was like "i'm drake now" and everyone was like ahh so your fursona is a dragon and tim was like pffffft no. ducks.
and what about it?
when steph's fighting livewire and she zaps her with lighting and nothing happens and then they both just. stand there awkwardly for a second and talk. yeah i couldn't stop laughing at that batgirl steph is the BEST
oh yeah that was fucking hilarious and i think it would be so cool and sexy of dc to give steph a little comic series,,, as a treat
Hi I absolutely adore all of yours "Bruce and Oliver very badly pretending they didn't fuck each other" memes
lmao i do too
I need you to know that “Bruce Wayne had frosted tips” is one of my favorite Bruce takes of all time it’s so galaxy brained. you’re right and you should say it
he also painted his hair blonde once when he was travelling and in conclusion, this is why he's being blackmailed by the gotham gazette.
you know my thing about gordon being branded as the only good cop in gotham is its a load of shit like arguably he's a good person and not working to screw people over or anything but the fact that he also works w. batman makes him a shit cop. like yea batman is better than the mob but its still illegal its still an abuse of power he just not making bank
babe, all cops are bad cops. (but yeah youre absolutely right, working with vigilantes makes you a shit cop, but also working against vigilantes just makes you an asshole cop yanno?)
ruh roh i think i’m about to add “so not yeehaw” every time i don’t like something
that's a very good vocabulary upgrade
somehow i feel like steph already knew. like babs obviously knew but i feel like bruce got high/drunk in front of steph and started telling his boarding school stories and steph was just like “oh you fucked up i’m never gonna forget this”
steph and bruce have weird uncle/rebellious niece dynamic and they just hang out sometimes and bruce will be like 'i once broke my arm when i tripped over a hedge when i was drunk so oliver drove me to the hospital on an electric scooter' and steph will just have to sit there with that knowledge in her head.
Hello I just wanted to tell you you are So right in all your steph opinions bc she is, in fact amazing and I think that's very sexy of you.
Ps. Your Bruce/Oliver fic is hilarious
babe, thank you so much and yes steph is amazing and i love her and she deserves the world and she's the best member of the batfam hands down. also thanks
In Supersons we see a couple of kids that are implied to be Damian and Jon's children and the boy has laser eyes and can fly, so I asume he's not adopted. The girl, who calls Bruce grandpa, can also fly, btw. So it's canon (probably by accident) that Jon can have kids and he must have married one of Bruce's kids. (I'm hoping for Damian, mostly because any other of his children would be waaaaaaaaaaaaay too old.) @artemisa97
lmao that was probably an accident seeing as jon is a 17 year old superhero in the year 3000 (by the jonas brothers)
You know, I'm a die hard fan of your memes, but I gotta say one thing: if Gothamites actually took gas mask everywhere with them, then the Scarecrow would just be a weird dude in a weird costume, and not a villain oh so scary. DC really should just takes notes from you.
bold of you to assume there's no gothamite anti-maskers
How does it feel being the funniest person on this app?
horrible, next question.
I can't listen to Green Day or Billy Joel without thinking of your post about how Bruce got arrested at a Billy Joel concert @nightwings-kid
yeah that's your mistake, i on the other hand can't enjoy billy joel without thinking about the glee rendition of 'uptown girl'
I've FINALLY been watching the Batman animated series and I gotta say, after watching "the gray ghost" I am CONVINCED that Batman is a closeted super hero geek who was 100% freaking out the first time he met Superman and is just REALLY good at hiding it.
superman: so what do you do in your free time?
batman, thinking about the superman fanfiction he's writing on the batcomputer: i have no free time
bruce and oliver be like
boyfriends to co-workers 401k (do the justice leagues get 401ks??? not that bruce and ollie would need them, but-)
lmao yes just 400 thousand words of bruce realising 'oh dip oliver is such a fucking dumbass' (also i don't know what a 401 k is but i assume they don't?)
Gothamites would totally boo superman as he saves Gotham while batman is out. @meenje
he's like 'okay think about that next time you want to be saved from an alien octopus'
I just took long break from dc comics and I come back to see ric grayson ??
i think it's very cool and sexy of dc to see dick and just think 'you know what? let's just give him a traumatic brain injury' and then didn't develop his character in any real way
SPEAKING OF RIC GRAYSON, gothamites making confused memes out of ric grayson is much needed
'dick grayson is my taxi driver? can anyone explain what the fuck happened he looks like an italian plumber?'
i hate to say it but batfam are def "marvel characters" in that sense they are characters who are human but become superheroes unlike most dc characters who are gods trying to be human maybe this is why I like batfam
fair enough
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i’m literally at the point where i just feel like shutting down // idk if this will make you feel better or worse but I think that's completely understandable bc we're literally in the middle of a pandemic that has caused major disruption to our lives, and a lot of us have also either gotten sick or known people who have gotten sick or even passed away, and it's all unbelievably stressful. and so it's kinda messed up that society expects us all to function normally
like idk if hearing other people are in similar situations will help or not (I'm sorry if it doesn't, I'm ok at it but I'm not great with social stuff, I'm on the spectrum), but my life is a whole mess right now. I think I'm a couple of years older than you so we're similar ages (ish), and I'm also stuck at home with my parents right now, I'm almost entirely closeted and it's causing some issues atm, and don't even get me started on online classes 😭✋. I haven't even been logging in to half of them, I have a group project that I've not even began, I have a lot of extremely important exams in literally a month, and I have not done anything. I don't even know the content.
I went from being top of the class and getting As and A*s to being at the literal bottom of the class and getting Ds and Es during this pandemic. and it's looking extremely likely that I'll fail the year, which is like £10,000 down the drain that I can't afford, and will mean I'll have to change all of my future education/career plans and do something else instead. I haven't been replying to emails, I've been struggling with other mental health issues a lot, etc. I went from functioning before the pandemic to barely functioning at all. and I'm really dreading going back to physical classes next week. people on the spectrum have a hard time dealing with changes, especially major ones, but tbh, even a lot of NT people are feeling thrown off by all of these changes and stressed and having a hard time
so I think I can understand (sort of) how you feel, even though I don't know your specific situation and only you know exactly how you feel, and it just sucks the way that we all have to continue on like everything is normal. imo places of education and workplaces should be providing more mental health support and being a little more relaxed with deadlines and the amount of work expected, but we're in a capitalist hellhole, so 😞
the way I've been trying to get myself through it is just reminding myself that other people are struggling too bc sometimes you really do feel like it's just you and that everyone else is doing fine. and for me personally, it makes me feel comforted almost, knowing that there are other people who know how I'm feeling right now, at least to some extent.
and I just keep reminding myself that we're gonna get through this. like it's an actual nightmare, and it feels like it's going to last forever, but it won't. it's just a really rough period in our lives, but it won't last forever. it's going to settle down eventually, and then we can hopefully get back on track and try to find some sort of plan to move forward from any damage that's been caused.
and for me, I'm also trying to start putting a lot more time into studying by waking up earlier and making to do lists and daily plans, because right now I've been avoiding things for several weeks (if not months), but I'm trying to fight that instinct and work against it
I'm really sorry you're going through a difficult situation too, and I really really hope you feel better soon. I didn't know what to say really because I'm not good at this kind of stuff and sometimes accidentally make people feel worse (😭), but I am really rooting for you and for me and for everyone else that's finding things difficult at the moment, and I really do believe that we can all get through this. and at least there's a vaccine now and things are looking more hopeful on that end. good luck with everything and I hope things improve for you soon!
this will end, and it's completely ok and normal and understandable that we're finding this hard, but it won't last forever at least 🙏 that thought is the only thing keeping me (somewhat) together right now, but it's true, our situations aren't gonna last. everything is awful and a mess and really difficult at the moment, but we're gonna get through it! ❤️
thank you ❤️❤️ i’m sorry about your grades, mine have been slipping a little bit and one side of me is completely freaking out about it and the other side is really indifferent to it bc i’m so drained but that in itself stresses me out so it’s all a big mess that i really just want to get through. i’m not very keen on losing my 80+ average scholarship and disappointing my parents but we’ll see
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