#instant savings account online

[kotakmobileapp811]

Kotak811 Mobile Banking App

Enjoy the power of seamless digital banking with Kotak 811 – the ultimate UPI app for all your banking needs! With our feature-rich mobile banking app, you can open a bank account in just 3 minutes, check balance online, view transaction history, and enjoy secure UPI payments and grow your savings faster with High-Interest Fixed Deposits!

[deyonehogg]

open zero balance bank account

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

Source : https://play.google.com/store/apps/details?id=com.msf.kbank.mobile

online bank open account

[twainshirley7787]

Top Tips for Secure Online Banking: Safeguard Your Transactions - itechfy

In today’s digital age, online banking offers unparalleled convenience for managing your finances. However, ensuring the safety of your online transactions is paramount. While online banking platforms come equipped with built-in security features, it’s essential to take proactive measures to protect your sensitive information.

[hw80-im12929ebk]

How is using an online bank account helpful for you?

Most individuals have been using online banking for the last few years. There are many wonderful advantages to using an app or website for banking. Digital banking is any banking done online through a mobile application or website. It eliminates the need for clients to physically visit a branch by enabling them to conduct banking transactions and access banking services remotely. Because digital banking is so convenient and useful, it has grown in popularity recently. In today's fast-paced world, most people prefer instant bank account opening online. This post explains how using an online bank account is helpful for you:

Bank on your phone or tablet 

Starting an online banking account does not require sitting at a computer; you can do it from your phone or tablet. Most bank websites are mobile-friendly, making accessing the internet on your preferred device simple. Furthermore, assistance is typically well-marked and offers live chat or a phone line to the department you require, so you don't have to worry about losing out on the in-person interaction.

Pay bills and make payments 

The days of filling out long papers and sending checks to pay bills are long gone. You may use your bank's website to pay all your bills and make payments, which is one of the main advantages of online banking. In addition to sending money to friends and family, you can set up standing orders and direct debits. That is as convenient as it gets.  

Minimize unnecessary costs with low-fee online accounts

More customers choose to new bank accounts open online because of their fee-friendly approach, which typically offers accounts with lower costs compared to traditional banks.  Access to accounts with few or no fees is one advantage of using an online bank, including several high-yield savings accounts.

However, while comparing accounts from different online banks, thoroughly review the charge schedules like any other bank account. To save money, look for accounts with low or no fees for services like overdrafts, ATM usage, and monthly maintenance. You should also fulfill any other account requirements.

Control

Real-time access to managing and transferring money as needed and having self-serve control over your funds are two other important advantages of digital banking. There are typically no time limits on when you can carry out banking operations, such as depositing checks or transferring money between accounts, with mobile banking apps and websites, in contrast to traditional banking establishments. Also, navigating daily transactions is becoming simpler.

Keep on top of your finances 

You will find it much easier to stay on top of your finances if you use online banking. In addition to checking your balance and seeing your transactions easily, you will also be able to view past payments to ensure they were made on time. You may also flag any unauthorized purchases more easily, allowing you to act quickly if you become aware of them.  

Wrapping it up As a result, the above detailed are about how using online bank account helpful for you. Banks employ various technologies to guarantee that online banking is secure. Online and mobile banking systems can assist you with everyday banking duties, improve your financial management, and, in certain situations, link you to a group of like-minded people after new bank accounts open.

[aviltwayne]

Kotak Mahindra Bank’s official mobile banking app for Android phones.

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

[kotak811]

Documents and steps required to open a zero-balance account

Online zero-balance account opening has a number of advantages that no one should miss. Account holders can securely deposit or withdraw money at any time, in addition to its convenience. Additionally, they can use the funds in the account as an emergency fund or earn interest on them. You should open zero balance bank account online to enjoy advantages such as cutting-edge banking services and exclusive brand/shopping offers. To know more about zero balance accounts, read on. 

Creating a zero-balance bank account using the Internet:

Go to the Internet 

Open your laptop or mobile device and launch the browser. After navigating to your bank’s website, you can begin the process by entering your details, like your mobile number or email. Usually, on most bank websites, the next step is to enter other details that are present in your ID proof. These details are name, location, age, etc. You do not need to physically go to the bank; you can finish the paperless account opening process from the convenience of your home.

Keep the necessary documents ready when opening zero balance account

Providing specific personal identity credentials is the key requirement to open zero balance bank account online. If you have an Aadhaar Card, you don't need to provide any other identification or proof of address. 

You may need to submit the following:

Id Verification Documents (Driver's Licence, PAN Card, etc.) and Address Proof, such as a driver's license or passport.

If you don't have a PAN card, you'll require Form 16, a certificate from your employer stating that TDS (Tax Deducted at Source) has been taken out of your pay. Lastly, your two most recent passport-sized photos are needed.

Complete video KYC verification

Banks now permit applicants to upload their KYC documents and self-verify online. You can start using your new savings account as soon as the application grants access to your smartphone's location, camera, and microphone. It can all be done with a bank representative over a video call.

Login via mobile app or website

You can start using and even transferring money from your zero-balance savings account as soon as you receive a customer ID and account number.

Here is some other information about a zero-balance account:

How can you quickly open a bank account online?    

Due to the digital development in the banking sector, you can now open an online savings account quickly using a smartphone. You only need to enter your personal, Aadhaar, and PAN information on your bank's website. Your zero balance account will be active within a few minutes of completing the process online. Understanding the documents needed to start an online savings or zero-balance account is crucial.

A PAN card is typically used as proof of identity, and an Aadhar card is used as proof of residence.

Accessing a zero-balance bank account to check your balance or make a withdrawal. 

You can access your zero-balance savings account through a smartphone app, bank website, ATM, and at the bank branch if necessary.

Final thoughts

Basic savings bank deposit accounts were created to increase currency circulation and end cash hoarding. This is particularly true in some rural and semi-urban towns and cities in some countries. The internet banking features offered with online zero-balance savings accounts, such as insurance, will therefore give the lower and middle-income groups a feeling of security.

[poojalate]

Features of a zero minimum balance account

A savings account with minimum restrictions is a dream for the majority of the working class. You can deposit your funds in a savings account, which is a deposit account service offered by the bank. Typically, banks will provide you with a savings account as long as you keep a certain minimum balance in the account. If not, you'll be required to pay a maintenance fee.

However, some people start Instant Online Bank Account Opening to create an account known as a zero-balance savings account which does not require a minimum amount. Simple in concept, there is no requirement to keep a minimum balance in a savings account in order to maintain this kind of account.

Read some of the features of a zero minimum balance account:

No minimum balance

As its name would suggest, this account requires no minimum balance to be present in it. As a result, you are not required to keep a minimum balance. Therefore, if there is a zero balance, there is no penalty. When people open this kind of account, this is what draws them in the most.

Restricted transactions

The number of transactions you can make each month on zero-balance accounts is restricted. Banks often limit withdrawals to four per month. The bank will turn your account into a standard Savings Account if you do make more withdrawals than are allowed. For these additional transactions, some banks might even impose a small fee.

What are the different types of zero-balance accounts?

Zero-balance savings accounts come in a variety of forms. The three primary forms of zero-balance accounts are digital savings zero-balance accounts, Basic Savings Bank Deposit Accounts, or BSBDA, and BSBDA Small Accounts.

The e-KYC procedure allows for the immediate opening of digital savings accounts online. To open the account, you must have a PAN card and an identification number. In this process, the OTP issued to the registered mobile number is used to verify the biometric information. These accounts initially have some limitations under central bank standards.

Economically challenged people without bank accounts who possess the required KYC documents can open a Basic Savings Bank Deposit Account or BSBDA. This requires zero balance.

Performing Instant Online Bank Account Opening for BSBDA Small accounts can be opened by those without the necessary KYC documentation with the aid of an introducer. Small savings account holders are limited to holding a certain amount. Additionally, consumers have a year to submit the necessary KYC documentation.

A limited number of savings accounts

According to new restrictions issued by central banks, there can only be one zero-balance account at one bank. Additionally, if you have a zero-balance savings account with one bank, you are not permitted to have any other savings accounts with that bank. You must provide a declaration to the bank saying that you do not already have a zero-balance savings account with another bank when you apply for one.

Final thoughts

While having its own benefits, a zero-balance savings account may have an impact on your financial situation. An Account Opening App is helpful if you encounter unanticipated financial situations that require numerous withdrawals. Having a minimum balance in your savings account may therefore be advantageous.

[eloquentsisyphianturmoil]

how silm characters react to the fandom

Feanaro: gets way too involved way too quickly, has multiple troll accounts and blocks anyone who sa-si’s.

Nerdanel: can’t really use technology but thinks it’s kind of fun.

Maitimo: instant anxiety attack. Is morbidly fascinated by all the russingon smut. Thinks the Fingon content is sweet. Loves kidnap fam.

Maglor: follows nails-in-my-wall. Immediately starts shitposting about his family. Uncertain why half the fandom thinks he’s a crab.

Celegorm: Deleted his account when he realised Finrod got more rep than him. His new account only is on the low down.

Caranthir: embezzling fanartists somehow. No moral compass.

Curufin: found silvergifting, had a heart attack.

Nolofinwë: Anaire keeps complimenting all the art of him and he’s getting flustered.

Fingon: obsessively saves artwork of Maedhros. Ironically endorses the posts calling him a posh asshole.

Aredhel: gets so much closure from all the online support.

Turgon: disproportionately annoyed by one (1) person who said he was insensitive.

Finarfin: always brings up the youngsters on the internet who think he’s a good king.

Finrod: thinks he’s not famous enough. Works to remedy that.

Aegnor: wonders why everyone thinks he owns and frequently uses a hair straightener; cries over every artwork of him and Andreth.

Galadriel: no one knows and it’s frankly disturbing.

Elrond: periodically censors posts using him as a moral compass. Offers hugs to everyone who reblogged that one post.

[hiskillingjar]

Please plspls write sexed up abusive lesbians law x strade 🤞🤞

sorry lesbians, sorry dykes, this is a post for fucked up transfems and quasi-chasers now. sorry :(

4000+ words, cw for slurs, they are the worst grindr hookup in the world and i'm obsessed with themmmmm (this may have a part 2 if the people don't execute me)

also crossposted on ao3 give me attentionnnnnuh

"hey cutie, having a good night?"

Lawrence almost flinched after hearing the foreign notification ‘blllip’ on their phone. 

It was late, they had just gotten home from work and they were sifting through their saved videos (car crashes, open-faced surgery, execution porn and the like) to get to sleep, their body heavy on the mattress, their head heavier with drugged intoxication from a short smoking circle at the warehouse before they left.

They blinked sleepy grey (dead) eyes as they opened the app with a slide of their thumb, the orange-and-black interface unfamiliar, they used it so little.

Right. They downloaded this to buy weed from the new guy at work, didn’t they? 

Did they even have a profile set up? Apparently so, if someone nearby had found them.

They let out a short sigh through their nose, moving onto their back under the heavy, weighted blankets as they typed out a reply to ‘strade 36 verse’.

‘Verse’. What did that even mean?

"Hi."

Lawrence barely had time to rub their eyes before the orange bubble was typing again. 

"hi!"

An instant reply. ‘Strade 36 verse’ must have been online then.

They sat up with another sigh and their lips pursed in a thoughtful pout, wondering if they should respond further, and what to say if they did. 

They didn’t really know the etiquette of most social media, after all. The most exposure they’d had to it was a Tumblr account that was quickly taken down when they posted an especially gory work-in-progress photo of a new sculpture (for “violating community guidelines’ they said when they’d asked), and they’d left it at that, so this was new to them. 

It wasn't like they’d been on something as casual as a dating app before, so they had no prior experience or point of reference on how these kinds of interactions generally played out.

So, in place of another message, they decided to wait for ‘Strade 36 verse’ to reply again, to send the dreaded ‘double text’ or lose interest in their flaky response, before they did anything on their own.

They wouldn’t have to wait long for that, though.

"nice pics, you’re very, very cute." He praised, sending through a winking-face emoji and a blonde angel emoji, referencing the badly taken, but well-cropped mirror selfies on their profile, just so the weed guy knew who they were when they messaged. "are you down for anything tonight?"

Lawrence frowned, idly worrying their bottom lip between their crooked teeth as they pushed a hand into their greasy hair. They’d shower before work tomorrow. Or not.

They weren't entirely sure what ‘down for anything’ meant and weren't sure if they necessarily wanted to know either.

"Thank you.” They typed, well-trained to be polite to compliments. “Down for anything like what, exactly?"

"lol, you're adorable"

"like hooking up? lol"

Lawrence nearly dropped their phone at that.

Their face burned a hot red as they sat upright quickly, pushing aside their weighted blankets and ruminating in silence for several long moments on how to respond to Strade’s outright forwardness.

Was everyone on this app like this?

"I don't know you.” They wrote with another deep frown. “I only really use this app to buy weed. What do you want from me?"

"haha that's hilarious!" Strade wrote back quickly with a series of laughing emojis, which just made Lawrence frown even more. What did he find so funny? "cute pics for a burner account tho. what's that for?~"

They felt their face burning hotter and hotter as they stared at Strade's response, dumbfounded at his capacity to play along with such unwilling prey, before setting the phone down in their lap and pressing the heels of both hands to their eyes, too tired and (frankly) too high to make sense of what this guy was trying to do to them.

‘...cute pics...?’

They took a breath and picked up their phone again, trying to respond as normally as they could without cussing the guy out.

"What do you mean cute? It's just my face."

"it’s a cute face," He sent with a virtual wink.

They took another short moment, trying to collect themself, long, trembling fingers hovering over the keyboard on their phone, before they typed out another response. 

"I don't know about cute...but thanks, I think."

"you're so welcome~"

There was a pause as Strade typed another string of words, punctuated by an orange bubble and animated ellipses.

"if you're not here to hook up, maybe we could just exchange pics hm?"

"Pictures of...what exactly?"

"i'll show you mine if you show me yours," He wrote, punctuated by an eggplant emoji, a peach emoji and…a water spray emoji.

Lawrence didn’t need to be a genius in social media lingo to know exactly what that meant.

They tried to swallow the growing lump in their throat before reluctantly replying.

"What makes you think I'd send you a picture like that? I don't even know what you look like."

"i have a profile pic sweetheart," He wrote with another winking emoji, making Lawrence flush that they hadn’t even taken the time to look at Strade’s profile before they started talking to him. "but fair point! wanna make sure i’m not a catfish, huh?"

'Sweetheart...'

The nickname sent a little chill down Lawrence’s spine, but…not in a wholly unpleasant way.

It might have even been kind of nice to be called that, even if it was from a stranger on a dating app of all places.

There were a few moments of ‘silence’ before their phone ‘blllipped’ with a notification that Strade had sent them a picture, which they quickly opened. 

He looked like...well, he looked like a totally normal guy in his thirties, relaxing on a couch as if he’d just gotten home from work after a hard day. Tan skin, dark stubble, a handsome smile, everything people liked in a man. He was shirtless, showing off a soft chest and the beginnings of a slightly softer stomach, but that was probably the nature of the app.

"You're...very good-looking. Nice muscles." Lawrence typed honestly, a little hesitantly, staring at the picture for a prolonged moment before swapping back to the chat.

"thanks cutie," He wrote with a beating heart emoji, making Lawrence’s own heart tighten in their chest. "how are you looking right now?"

They idly chewed the inside of their cheek and looked down at themself. 

They weren’t anything special and never considered themself to be, wearing a pair of tattered pyjama pants and a loose-fitting top printed with the warehouse’s logo. 

That probably wasn’t the vibe for this interaction, was it?

"I mean, not good like you. I'm wearing pyjamas right now."

"maybe i'll decide what looks good, hm?"

"send me something."

They felt their face flush hotter when the second message popped up, bringing the edge of their phone to their mouth with a shuddering little sigh that fogged up the cracked glass.

This was getting pretty embarrassing, but, at the same time, it was...kind of exciting.

They’d never done anything like this before, certainly not with a stranger, and…Strade had such an authoritative vibe about him without even being in the room.

They felt almost compelled to obey him, even if there was no side effect to not.

Lawrence shifted over the side of the bed and reluctantly lifted the phone for a selfie, reaching up with their other hand to cover their mouth and most of their jaw, keeping the focus on their messy hair, their sleepy eyes, their slender neck, their collar bone, the low collar of their shirt…things that they guessed Strade might like in a conversation partner.

Once they had taken the picture, they sent it over quickly before they could think too long and change their mind.

Strade responded almost immediately.

"awwww~" He wrote, with a heart eyes emoji and another angel emoji. "very cute!"

Oh God, they really weren’t used to being called cute this much.

Their heart was racing as they read the short string of messages, their pale cheeks flushing and their dead eyes fluttering a little as their thighs pressed together tightly.

"You...really think so?"

"i know so~" He complimented again. "you’re such a good girl for listening to me too <3"

'Good girl-!?'

Lawrence's heart was beating even faster now, just from that one little compliment, and they found themself sinking back against the bed and staring at the popcorn, mould-dotted ceiling, feeling all the heat in their body rush right down to their cock.

It seemed kind of...demeaning to be called a 'good girl' in this scenario, but at the same time, it felt...so amazing.

They just hoped that Strade wasn’t getting the wrong idea.

“Thank you…but I’m not a girl though.” They typed when their brain started working again, resting their phone on their chest, their legs trembling and bopping up and down, nervously.

"oh no? apologies for assuming but you do have trans stuff in your bio lol"

"you look pretty enough to be a girl. figuring stuff out?"

The instinct to cringe subsided quickly when they clicked on their profile, noticing the absence of the gender marker that Strade had (‘M’), and their pronouns (‘they/them, any/all’) listed along with their location, the only information they had provided the app, barring their picture.

"That was an accident...I didn't know what it was asking me." They typed out, explaining their mix-up.

‘Pretty enough to be a girl...’ 

They suddenly found themself feeling…warm all over as those words repeated in their head, feeling the sincerity behind them, the authenticity behind them. 

Maybe they weren’t a girl, at least, not a girl they had ever been close to before, but there was the…well, the fact that Strade had assumed their gender incorrectly several times now, and they had done nothing to correct him. 

"happy accidents, eh?" Strade replied quickly with another laughing emoji, though this one felt more fond and affectionate than the others had been. "do you like being a good girl, law?"

They swallowed tightly and managed to type out a response, their hands trembling with excitement.

"Yeah…I mean, yeah I think I do."

"thought so." Another virtual wink. This guy used a lot of emojis. "can i see something else now, angel?" He wrote, like no part of that conversation happened, and even though it was phrased like a question, Lawrence had that good sense that it was not to be taken as one.

They felt their face burning hotter than ever as they typed out a response.

"What do you want me to show you…?”

"show me your body.” 

“do you have a mirror so i can see all of you?"

Lawrence had to stop and close their eyes, knees tightly pressed together as they tried to collect themself and slow the pounding of their racing heart.

They’d never felt like this before. It felt good.

It felt good. 

Why weren’t they used to feeling good?

They took in a deep breath, trying to calm themself down, before they got to their feet and walked over to their bathroom, hesitantly taking a full-body (or, well, as close to full-body as they could manage) picture in the bathroom cabinet mirror, using the phone to cover their face and focus on their body.

They looked so…boring in the reflection, wearing that old, baggy top and those loose-fitting pants. 

Strade can’t really be that interested in them, can he?

"aw, you're so little. like you wouldn't be able to fight me off if i pinned you down <3"

Those immediate words set butterflies fluttering around in their stomach.

They were definitely not tiny by any metric, standing at almost six foot and easily taller than most of the guys in the warehouse, but the idea of being...pinned down by a stranger of all people, was making their brain short circuit.

And fine, they weren’t sure if Strade meant it in an affectionate way or…a creepy way, talking about their body like it was a piece of meat and he was an animal feeding on them, but Lawrence couldn’t think of a reason to be scared of the obvious red flags coming out of their conversation.

They swallowed past the ever-growing lump in their throat as they paced back to their bed, sitting down and trying their best to keep their responses coherent as they typed out another anxious reply.

"Oh yeah..? Think so?"

"i know so..."

God, he was quick.

"mind pulling those pants down?"

They chewed the inside of their cheek again, hesitating for maybe a moment before they began to slowly pull their pyjama bottoms down their skinny hips, exposing their boxer briefs and the bulge of their cock. 

They felt so exposed, like someone could just walk in and see them right now, and yet...

They took another picture and sent it to Strade without a word, feeling the flush spread across their face as they did so.

"those look pretty tight, baby," He wrote after a pause. "like that cute girlcock is desperate for something its not gonna get. too cute <3"

What the fuck, girlcock-?!

Every word of the message made them shiver more and more, making the aching feeling in their chest that much more intense and tight, so tight it was almost painful. 

God, they couldn’t even begin to describe how this fucking stranger was making them feel. 

They were starting to feel desperate, like he said they were, their girlcock stirring and pressing even tighter against the taut fabric of their briefs, denying them anything close to relief.

They swallowed again, their tongue poking out to wet their dry lips as they typed a needy response.

"Please…just keep talking to me like that…”

"you're such a good girl," Strade continued to praise with another beating heart emoji. "spread your legs, make those panties nice and tight for me so i can see your girlcock press up there…"

They had to close their eyes momentarily and take in a deep, shaky breath to calm themself before they even attempted a response.

It was almost hard to type with how worked up they were, how much their fucking girlcock was stirring, how much their hands were shaking. They felt so submissive and helpless, like they wouldn’t even be able to think without Strade telling them to. 

They just wanted to do whatever he told them to do.

Their legs parted as far as they could (while still framed nicely in the camera) and they jutted their hips slightly, making the thick bulge of their cock the focus of the picture. Light blonde hair covered their tummy and thighs, and they almost felt self-conscious about it, for the first time in their life.

A girl shouldn’t have that there…at least, not a good girl.

"fuck, you're killing me," He wrote with that angel emoji again. "you little tease. what i wouldn't give to have you here now."

Lawrence closed their eyes with a soft moan as they held the pose, trying to imagine what it would be like if he was here instead of just ordering them around over the phone.

They were still trembling but they couldn’t help but smile coyly to themself as they thought out another response.

"What would you do to me if I was there right now?"

"you really want to know, sweetheart?"

They swallowed hard, their grey eyes wide and unnervingly alive, and replied, almost without a thought.

"Yes. Tell me please…I want to know."

…

…

…

"i wouldn't let anyone else even get the chance to look at you, let alone touch you, before i’m through with you, lawrence"

"i'd take you down in my basement and make you scream. hurt you. cut you. fuck you even if you fought me back. ruin that cute little body and torture your girlcock until you begged me to stop."

"and i wouldn't stop <3 even if you screamed and cried and behaved like suuuuch a good girl for me, angel <3"

…

…

…

"You’d do that to me…?"

…

…

…

"yeah. i like ruining pretty things." He wrote. "and you're the prettiest thing i've seen in weeks."

Lawrence could feel themself almost trembling as they stared at their phone, their hands shaking. 

They managed to type out a response, each letter in their reply feeling like a tremendous amount of effort when their fingers were shaking like jelly, just holding onto the phone.

"You really think I’m…pretty…?"

Their heart was pounding as they waited for a reply, waited for those tell-tale orange dots to move again, their once-dead eyes wide and alive and ready for more as their head spun behind them. 

It was like they were experiencing an entirely new high, one more dangerous and more pleasurable than any drug could give them.

They could see themself getting quickly addicted to it, and knew that this addiction was sure to kill them faster than any other vice would.

“haha you're kind of a freak law," Strade seemed to tease when his reply finally popped up, though it was lacking the emojis that typically gave his teasing nature away. "i like that a lot. pretty girls are never usually as filthy as you~"

Their head canted slightly as they read the message, wetting their lips again as they reached down and idly palmed their cock, feeling the hard flesh between their long fingers and wishing that Strade was the one doing the touching instead.

Freak. Filth. Words growing on them like mould grew on spoiled food. 

They were gradually getting infected by whatever disease Strade must have had to enjoy this, and they couldn’t have been happier

They flopped back heavily on the bed with a shaky exhale, that same feeling of twisted pride they got when he called them a “good girl” washing over them.

They managed to respond with one hand occupied (still squeezing their rotten cock that was enjoying every moment of this), their fingers still trembling.

"Yeah, I’m kind of a freak I guess…”

A pretty freak…a pretty girl…

Their cock pulsed hotter.

"yeah.”

“even the most poorly-adjusted tranny has the self-respect not to put up with all of this. what's the matter, law, you don't have any of that?"

They whimpered softly and bit their lip hard (so hard, they could practically taste blood), before rolling onto their side and bringing their knees up to their heaving chest as their cock twitched incessantly between their trembling legs, their slack body shivering all over as they squeezed their thighs tightly together.

Fuck, this was so awful. So, so fucking awful.

Then why was their head pounding, their chest heaving, their cock throbbing harder and harder (and harder and harder), the worse it got?

They swallowed hard, the lump in their throat almost painful to gulp past, as they read the message again, and despite themself, they reached down and started tugging on their cock as they typed, their heart continuing to race at an impossible pace from the mix of excitement and dread at feeling so vulnerable and exposed to this man.

"Why would I want self-respect if it means I can’t talk to you…?”

"good answer <3"

They couldn’t help but smile upon reading the new text, cradling the phone to their shuddering chest with one hand, as the other tightened the hold on their cock, the veins in their wrist pulsating as it jerked up and down their length. 

God, they were just completely hooked on this fucking stranger, addicted to his praise, his threats, his dirty talk (if it could even be called that).

They lay there for a moment, just jerking themself off with wet gasps and shifting skin on skin, trying to even think of what to do next. 

Their mind was so fuzzy and filled with thoughts of Strade, Strade, Strade that they could hardly concentrate, even without the initial fuzz the weed had given them.

It was a perfect sensation.

"what are you doing now, law?"

“I’m…touching myself.”

“show me.”

Like everything else with Strade, it was phrased like a question but Lawrence knew that they didn’t have the luxury of disagreeing with him.

Like they even wanted that luxury to begin with.

They obediently moved backwards, up their bed, lying flat on their back (belly up, like a prey animal offering itself to a rightful predator) and parting their trembling thighs again, wrenching their briefs all the down their legs and taking an awkward picture of their cock in hand, the flushed head and firm length framed by the thin, milky white pillars of their scarred thighs.

They were just glad that this app didn’t have access to their storage and that any pictures exchanged in the chat wouldn’t be saved.

That would have been incredibly fucking embarrassing. 

"haha wtf you're fucking huge," Strade quickly wrote back in response, making fun of them, though, again, the message was lacking his usual emojis (as had many of the previous messages, actually). "talk about wasted potential, eh, law?"

“What do you mean, wasted potential…”

“it means when i fuck you,” When, not if, when, NOT IF. “i'm not letting you top for a single day of the rest of your wretched, little life”

They licked their lips hungrily, eyes wide with anticipation.

“Is…is that a threat…or a promise…?”

"both <3"

God.

GOD. 

They felt like they were going insane.

They just wanted more and more of his words, wanted to take everything this man was saying to them and amplify it, make it worse, make it despicable, diabolical, disgusting, more, more, more-

“God, I hope so…” They typed, the jerking of their wrist faster as heat coiled up, hot and tight, in their belly. “You make me feel like I’m losing my mind…”

"won't need a mind for what i'm planning for you, sweetheart"

“Fuck…” They stammered softly to themself, words falling past their parted lips in a helpless whimper, as they squeezed their cock harder, a thick bead of pre-cum drooling over their bony knuckles. They didn’t touch themself that often, all of their saved videos were no longer able to scratch the itch of their deadened arousal, but now, they were feeling it, so close, so desperate-

“i want you to stop touching yourself now, law”

Their hand stilled instantly, their pale brows knitting together as another typing bubble popped up.

“you don’t work weekends, do you?”

They swallowed hard, typing out a reply while anticipating the next message.

“No, not usually…why?”

“you know the braying mule in town? just next to that new whole foods?” Donkey emoji, beer glass emoji, wilting leaf emoji.

Lawrence took a moment to think about the spot Strade was describing. 

It wasn’t too far from the warehouse, now that they were thinking about it, in a slightly sketchier place in town that was facing a wave of gentrification (hence the Whole Foods that they, unfortunately, did frequent for tea ingredients and discount granola).

“Yeah…?”

“are you gonna meet me there next saturday?”

Once again, phrased like a question but Lawrence knew there was no option to say no.

Like they would have said no.

“I guess I am.”

“good girl.” Angel emoji, beating heart emoji. “and are you going to give yourself anyyyy relief before then?”

He was teasing again, and the praise and indirect order was enough to send another pulse of heat to their cock, making it that much more painful and unsatisfying when they let go of it and lay back on the bed.

“I…guess I’m not.”

“she’s smart for a poorly-adjusted faggot, isn’t she?”

God, he was just so demeaning, and they were absolutely obsessed with it.

That warm, fluttery feeling in the pit of their stomach was back, and it felt even stronger than before. 

They almost had to resist the urge to bite their bottom lip and start jerking off again…and they could only muster the shakiest of responses.

“Yeah…she is.”

“such a good girl, law.” He wrote, and Lawrence could practically see the shit-eating grin on his handsome face. “i’m looking forward to meeting you <3”

“Me too…”

[dreadark]

Fresh Snow

some drabbles of kim dokja's company during a snow day, before the story of orv starts

-

One could say Kim Dokja was lucky for reaching his apartment before the snowstorm truly picked up. Another could say he was unlucky for the storm happening exactly on the night he meant to go grocery shopping. And the first would argue with the second, saying if he’d just checked the weather forecast a day earlier he wouldn’t even be in this situation, so that couldn’t be called bad luck, only a lack of forethought…

…Damn it, he really was hungry.

It was lucky he had time to eat lunch during work today, and unlucky he had literally nothing left in his fridge or pantry now for dinner. Clear proof that trying to cut himself off from instant noodles was a mistake.

The cold was worse than the hunger, though. Kim Dokja knew this building had terrible insulation, but now he was feeling the lack of it seep into his bones. Wasn’t it some building code violation to let the temperatures indoors drop this low? Of course, having the time or money to do anything about that was out of the question, but he could daydream taking his bastard landlord to court anyway.

For now, he just had to bear it. If the Iron-Blooded Supreme King Yoo Joonghyuk could withstand being plunged into the coldest depths of Poseidon’s ocean, then Completely Average Salaryman Kim Dokja could definitely triumph over a particularly cold Seoul night…!

Before he could cringe himself to death over that thought, a notification popped up on his phone. A new chapter of Three Ways to Survive in a Ruined World? tls123 had announced another hiatus earlier this week, which from previous experience would last a couple days longer, so he hadn’t expected an update today. Maybe, they’d come back early just to save him—?

>> lol there ws rly smn like this… s5gir antis r so sad

Unfortunately, it was only a reply to a comment he’d made years ago. Specifically, one on a chapter of SSSSS-Grade Infinite Regressor pointing out how obviously “Yoo Joonhyun” was ripping off his Joonghyuk-ie…

The person who replied had probably assumed his account was old enough to have been abandoned, especially with how much backlash his comments had gotten then. So they’d surely be in for a shock if the original commenter shot back with definitive proof of this so-called author’s plagiarism.

…Kim Dokja was twenty-seven now. Having graduated university despite all odds he now “contributed to society” by going through the motions of a meaningless QA job, so he would definitely be considered an adult. Definitely too old to participate in flame wars online. Definitely too mature to start typing up a cool reply (carefully composed, he couldn’t seem like he was letting emotion get to his head) on how much evidence he’d collected to support his point (all saved to a draft on his personal email account, so he could access it wherever) and how they should at least apologize to tls123-nim in place of this pretentious “writer” who still refused to…

And really, ‘s5gir’? With an abbreviation that clunky, no wonder they had to copy someone. Couldn’t even come up with a decent title.

Only after posting the reply did Kim Dokja realize he’d completely forgotten about the cold while typing.

read the rest on ao3 here

[brehaaorgana]

What if I just become an annoying ADHD money blogger sometimes

#adhd adult money liveblogging

If you have problems saving money (especially emergency savings money) because you always spend it on too many impulse purchases, or take money out of your savings to cover your fun money:

you need to open a savings account with a new bank. The more impulsive you are, the more I recommend a small credit union or online only bank, or a really local bank. Someone whose online fund transfers to other banks takes three whole business days, so you literally can't just instant transfer money from savings to your checking account to spur of the moment buy things. If you're afraid this defeats the point of an emergency savings fund in the case of, well, an emergency, set up a small checking account with a minimal amount at this bank too, and just set aside the debit card somewhere you won't frequently use because it won't have much money until you pull it from emergency savings and put it in the checking account.

Look for one with a high APY relative to having basically no deposit minimum (mine is like 3%) and no minimum deposit or monthly fees. The APY is basically when bank sometimes pays you money for not spending money. It will be like, cents at first. Change in the sofa cushions. But over time, it will be more. Don't worry about it. It's just surprise money for later. Not a lot, mind you. But you're a competitive winner and every cent they give you FREE is a success to zap your brain with dopamine. (Eventually if you have enough money you can do this by like, investing in shit or buying CDs and they just give you MORE MONEY. BUT!!! BABY STEPS.)

This is crucial: if you have some kind of direct deposit paycheck set up, see if you can SPLIT the direct deposit between multiple accounts. The company my job uses to pay people allows us to choose between depositing a fixed dollar amount to certain accounts (with "remainder of paycheck balance" being automatic for one account), OR depositing a percentage of my paycheck to certain accounts. (Percents of a paycheck tend to be higher to start). If you don't get paid this way, figure out a good date to set a recurring transfer from your checking to your savings for an amount so it won't sit in your spendy account long. The goal is to pretend like you just actually never had the savings money in that paycheck. Poof. Gone. Disappeared. It got saved before you became aware of the money.

Feel free to start with a small amount. It can be $5 or whatever. Once you start doing this for a few paychecks look at your money. If you're not genuinely struggling to stay afloat after 2-3 months and are still comfortable, try increasing the number a little. Repeat as needed.

Now you've saved money. 🎉

This is genuinely how I managed to save money more consistently than anything else I've ever tried. Savings money goes in the secret money account. 🤷🏽‍♀️ Incredibly silly but it works.

[deyonehogg]

Best ways to get more returns from online savings accounts

For most people, a savings account is the first bank account they open. And in most banks, you can do certain things to yield a higher interest for the money you put into your savings account. Normally, savings money will yield different interest rates depending on the bank. But when you have an online open saving account, you get returns in a number of other ways. Even today, not many people can make full use of a savings account because they don’t know how to use one. So, here are some suggestions that help you earn higher returns from your savings account.  

Choose an account with a high-interest rate.

The best method to get the most out of your savings account is to open one with a bank that gives more appealing interest rates. After all, you will always receive greater profits if the interest rate is higher.

Before selecting the best bank, compare savings rates online. You can enhance the interest you receive on the money you have saved over time by even a small rise in the savings account interest rate.

Make use of the rewards offered on bank debit cards

You can earn good if you have a savings account that is also linked to a debit card. Well-known banks provide debit cardholders with a profusion of incentives, bonuses, and other privileges.

For example, when you purchase items from co-brands or shop online, you might be able to take advantage of discounts. When you online open saving account, certain bank debit cards even offer free insurance coverage. So, over time, you will be able to save a huge sum of money with the help of all these perks and rewards.

Set saving goals

One of the main reasons most people find it difficult to reach their financial goals of saving money is a lack of discipline. So, how can someone develop the self-control to save money? Decide how much money you want to save and how long you want to save it for.

Do not forget to create short-term savings goals that are reasonable and should be neither extremely difficult nor extremely easy to attain. This also holds true for long-term money savings goals. This is because a goal that is too simple will encourage you to procrastinate, but a goal that is too hard will deter you from continuing.

Try to open two or more savings accounts.

Creating two or more savings accounts will enable you to handle your money more simply and to benefit from additional advantages. This is due to the possibility that managing just one savings account can make it difficult for you to prevent money from being wasted.

The majority of people have connected their primary savings accounts to their online wallets and use online payment apps to pay different expenses. So, it's beneficial to have a second savings account that you use to deposit any money that you don't end up spending each month.

Final thoughts

So, if you are ready, use your bank’s mobile banking app and online open saving bank account to enjoy the benefits of an online savings account and mobile banking.

[bekkathyst]

Crystal Sale February 9th 2024

Hello friends! Everyone planning to participate in the sale today, please read! This is how everything will work. Tonight discounted items will be listed.

I will start posting items for sale directly here on Tumblr. To claim an item and place your order, do the following:

Reply to the post (those who are unable to reply for whatever reason can reblog) saying “sold” or “mine" with the quantity you’d like to claim. It’s important you do this so we can see who claimed something first in case something sells out.

Keep a list of everything you claim (with the item number for each item). Once you’re done claiming (you can wait until tomorrow if you plan to claim more then) please message me over the instant messenger.

Include the following information in your message:

Your email address for the invoice, the country you live in (for shipping purposes - we are shipping from Austria), and the list of what you claimed (with the item numbers). Also please let me know if you want your order to be *open box* or *ready to ship*. “Open box” simply means you want us to hang onto your items after you pay so that you can continue to add things from future sales to either meet the free shipping minimum or just so everything can be shipped together for convenience 😊

Be sure to send your info at the end of the sale or whenever you’re sure you’re done claiming.

Invoices will be sent tomorrow (Saturday). Invoicing will be done through my online shop “Bekkathyst” - the invoice gets sent to your email and you get the option to pay with a PayPal account or with a credit or debit card. You don’t need to have a PayPal account to pay.

Payment is due by the end of Monday (February 12th). Please pay as soon as possible.

Unfortunately due to problems we have encountered before - if you claim items and then at the end of the sale don’t respond to your invoice or ask to cancel your entire order, you will be blocked.

If you decide you’re backing out of a claim before the sale is over, message me so that I can delete your comment. Please try to avoid doing this. Thank you!

All orders of $60 or more will ship for free!

We will now offer an “open box” option in which you can continue to keep your order open (aka have us not ship it yet) for future sales so everything can be shipped together once you’re ready. When you send your info please don’t forget to let me know if you’d like your order to be *open box* or *ready to ship*. Thank you!! 🙏

We are able to offer everything today at lower prices because doing a sale like this saves us tons of time compared to nicely photographing everything and listing it on our website. For this reason please note that items are selected randomly from the listings and it isn’t possible for us to take special requests unless stated in the listing. That being said, please be courteous and respectful, as this will likely get stressful!

Any questions? Feel free to ask! I hope you’ll join us and have lots of fun!

[tryslat]

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The AI To Human Text Converter is packed with features that make it an excellent choice for anyone looking to convert AI-generated content into natural, human-readable text. Its simple interface, fast processing, and unlimited usage ensure that you get the best results without any hassle. Plus, with top-notch security measures in place, you can use the tool confidently and safely. Whether you’re a student, content creator, or professional, this tool is designed to meet all your text conversion needs.

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[kotak811]

Kotak Mahindra Bank’s official mobile banking app for Android phones.

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

[scentedtragedykitty]

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